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40 episodes with student loan planner
9 episodes with student loan planner
4 episodes with student loan planner
7 episodes with student loan planner
7 episodes with student loan planner
4 episodes with student loan planner
3 episodes with student loan planner
4 episodes with student loan planner
3 episodes with student loan planner
In this episode of Journey to Launch, I'm joined once again by Travis Hornsby, founder of Student Loan Planner. Travis returns to break down the current state of student loans, including what's changed under the Biden and Trump administrations, what borrowers should expect moving forward, and how to navigate the uncertainty with smart, strategic planning. Whether you're a recent grad or have six-figure student debt, this episode will help you better understand your options and next steps. What You'll Learn in This Episode: What happened to Biden's student loan forgiveness and SAVE Plan—and why they're essentially dead How the IDR account adjustment and PSLF waiver may still benefit you What the new GOP proposals could mean for repayment plans and forgiveness timelines The difference between public vs. private student loans—and strategies for managing each Why many borrowers should consider enrolling in an Income-Driven Repayment (IDR) plan now Check out the video to this episode on YouTube here. Other Links Mentioned in episode: Book Your Custom Student Loan Plan at Student Loan Planner, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Travis Hornsby: Website Instagram: @StudentLoanPlanner Twitter:@StudentLoanTrav Facebook:@StudentLoanPlan Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide
Are you drowning in student loan debt while trying to build your dietetics career? You're not alone. In this eye-opening interview with Lauryn Williams of StudentLoanPlanner.com, we tackle the uncomfortable truth about student loans in our profession, where dietitians are often overeducated and undercompensated. Whether you're making $30K in clinical or growing a private practice with variable income, this episode delivers the straight talk you need about managing your student loans without derailing your career dreams. From income-driven repayment plans to loan forgiveness options you might not know exist, Lauryn breaks down complex information into practical steps you can take immediately. I even get vulnerable about my own student loan journey (yes, even after years in the profession!), because it's time we stop letting money shame prevent us from taking control of our financial futures. WHAT YOU'LL LEARN IN THIS EPISODE Why "sticking your head in the sand" is the #1 student loan mistake and how to break the avoidance cycle The truth about income-driven repayment plans and how they can make your monthly payments manageable on a dietitian's salary How to determine if Public Service Loan Forgiveness could cut your repayment timeline from 20-25 years down to just 10 years The surprising truth about loan forgiveness at the end of income-driven plans that many dietitians don't know Practical strategies for dietitians juggling both student loans and business growth How to start taking action on your loans without shame or overwhelm Why your student loans don't have to force you to abandon your dietetics career This episode is a must-listen if you've been avoiding looking at your student loan statements or if you're wondering if you'll need to leave dietetics to pay off your debt. The truth is, you can create a sustainable career AND a realistic repayment plan – but first, you need the right information. Remember, your dietetics education wasn't a mistake – it was an investment in a career path that allows you to transform lives through nutrition. Don't let student loan fear rob you of the profession you're passionate about. This conversation with Lauryn will empower you to face your finances head-on and create a repayment strategy that honors both your professional expertise and your financial well-being. TAKE IT TO THE NEXT LEVEL Visit StudentLoanPlanner.com to schedule your consultation. Their team of experts will create a customized plan based on your specific situation, helping you navigate the complexities of student loan repayment with confidence. Additionally, come join us in Money Mindset Mastery & More, our amazing Facebook community where dietitians like you support each other, share wins, and create magic together. This is where we're having real conversations about building fulfilling careers, creating sustainable success, and transforming our relationship with money. Remember, the journey to financial freedom is so much sweeter when we walk it together!
Guess what? We are moving this Friday episode over to the new Financially Free Era podcast! It is the next step to your financial planning journey after your student loan plan has been tackled with us here at Student Loan Planner. We hope this new show will answer your questions of: What else do I need to do? What else can I do to optimize my savings? How can I start saving for that goal that I have?" SLP Wealth was born to be that next step. So naturally, we need to start separating from our initial starting point, which is Student Loan Planner. So we have created a whole new show: Financially Free Era by SLP Wealth. Follow and Subscribe for free to the new show! Follow on Apple Podcasts, Spotify, Amazon Music, iHeart Radio, or Pocket Casts
Connect with Lauryn: https://www.lauryn-williams.com/ Student Loan Planner: https://www.studentloanplanner.com/ In this episode, T.J. van Gerven and Lauryn Williams discuss the complexities of managing student loan debt, including public service loan forgiveness, income-driven repayment plans, and the implications of recent policy changes. Lauryn shares her personal journey from being an Olympian to becoming a financial planner, emphasizing the importance of understanding one's unique financial situation. The conversation covers various strategies for managing student loans, the risks of refinancing, and the impact of marital status on repayment plans. Listeners are encouraged to take proactive steps in their financial planning to optimize their student loan situations. Takeaways Lauryn's journey from athlete to financial planner highlights the importance of financial literacy. Public Service Loan Forgiveness (PSLF) requires specific employment and payment criteria. Income-driven repayment plans can significantly reduce monthly payments based on income. Refinancing student loans can eliminate federal protections and benefits. Married couples should consider filing separately to optimize student loan payments. Tax implications of student loan forgiveness can be substantial and should be planned for. Understanding the different types of student loans is crucial for effective management. Proactive financial planning can lead to significant long-term benefits. Consulting with a financial advisor can provide personalized strategies for student loan management. Staying informed about policy changes is essential for effective financial planning. Chapters 00:00 Introduction to Student Loan Management 02:45 The Journey to Financial Planning 05:46 Understanding Public Service Loan Forgiveness (PSLF) 08:25 Income-Driven Repayment Plans Explained 11:31 Navigating Changes in Student Loan Policies 14:05 Refinancing vs. Consolidation of Student Loans 16:56 The Impact of Student Debt on Young Professionals 19:53 Choosing the Right Repayment Plan 20:37 Understanding Student Loan Payments and Interest 23:15 Marital Status and Student Loan Repayment Strategies 26:12 Tax Implications of Student Loan Forgiveness 28:23 Personalized Financial Planning for Student Loans 31:39 Navigating Income-Driven Repayment Plans 33:55 Retirement Contributions and Student Loan Payments 36:55 Taking Action on Student Loan Management
Got student loan questions weighing on you? You're definitely not alone. This week, we're opening up the Student Loan Planner mailbag to tackle some of the most pressing issues borrowers are facing. Should you switch IDR plans? Is Public Service Loan Forgiveness (PSLF) buyback the right move? We also address the very real frustrations with federal loan servicers — the long hold times, the inconsistent information, and the impact of staffing shortages. Beyond that, we'll cover practical tax filing strategies that could lead to significant savings, how to identify potential calculation errors in your loan details, and offer an update on the ongoing delays with forgiveness applications. If you're ready for clarity on your student loans, this episode delivers the answers you need in 2025. Key moments: (04:37) Stressing about interest accrual could be counterproductive on your path to loan forgiveness (07:45) The PSLF buyback steps, and remember your qualifying payments don't need to be consecutive (16:53) Despite common talk of "old" and "new" IBR, there is technically only one Income-Based Repayment plan (26:07) A payoff strategy for a high-income physician facing loans without PSLF (43:33) Military families face unique PSLF considerations, with state residency affecting community property rules Links mentioned: Income-Driven Repayment (IDR) Plan Request PSLF Help Tool Compare refinancing lenders Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
Are you overwhelmed by student loan debt and unsure about your options? In this episode, Linzy is joined by expert Connor Pierce from Student Loan Planner to explore the ins and outs of student loans and how to effectively navigate loan forgiveness programs.Connor explains why student loans are unique compared to other types of debt and why the typical approach to debt repayment doesn't always apply. Connor and Linzy discuss the various forgiveness programs available, including the critical steps needed to ensure that you're on the right track and can maximize your potential for loan forgiveness. Connor also shares the tax implications that could surprise many borrowers who get their loans forgiven—knowledge that could save you thousands down the road.This episode is packed with important insights for anyone with student loans, especially therapists and health practitioners who may feel stuck or uncertain about their financial future. Tune in to learn how to clarify your student loan situation, optimize your forgiveness potential, and start making smarter financial decisions today.For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17321 To watch a video version of this, check it out on YouTube: https://youtu.be/grYb_rueqTM Connect with Connor and Student Loan PlannerGot student loans but have no idea what to do with them? Our friends over at Student Loan Planner are the experts in all things student loans. They have consulted on over $4.3 billion in student debt, and found $1.4 billion in projected student loan savings for the professionals they have worked with.A LOT will be changing with a Trump Administration when it comes to student loans, so if you are looking to meet with an expert on how you can potentially save thousands on your student loan repayment, book a 1:1 consult using our referral link and get $100 off! https://www.studentloanplanner.com/moneynutsandboltsMentioned in this episode:Want to work with Linzy?Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click on the link to find a masterclass time that works for you! Register for Linzy's Free MasterclassCheck Out Relay for Business BankingStay calm and in control of your private practice finances when you sign up with Relay, my go-to online banking and money management platform. Plus, if you use my link, you'll get a $50 sign up bonus once you fund your account. *Sign Up for Relay
We're pulling back the curtain on student loans with expert and founder of Student Loan Planner, Travis Hornsby. Initially impacting younger borrowers, the student loan crisis now affects those in their 40s, 50s, and even 60s. The balances are getting bigger, lasting longer and rules are becoming more complex! It can be confusing, but this episode will give you clarity and help you tackle your student loan challenges head-on. We explore smart repayment strategies, student loan forgiveness, the impact of current and future government policies and more.
I sit down with Sim Terwilliger, a Certified Financial Planner and student loan expert from Student Loan Planner. She breaks down the latest changes to student loan forgiveness programs, including the recent administration change and the ongoing legal battles surrounding the SAVE plan. Whether you're pursuing Public Service Loan Forgiveness (PSLF) or exploring other forgiveness options, this episode is packed with valuable insights and actionable advice. Sim shares her expertise on how to lower your monthly payments, maximize forgiveness, and prepare for potential tax consequences. Don't miss this opportunity to get clarity on your student loan situation and take control of your financial future. Get full show notes, transcript, and more information here: https://wealthymommd.com/230
In this episode we welcome back Christine Benz, director of personal finance and retirement planning for Morningstar. Christine is one of the most respected thought leaders on the topic of retirement and shares insights from her new book, 'How to Retire'. We discuss the importance of preparing for retirement well in advance, building social networks, the significance of diversity in relationships, and more. Today's show is packed with valuable advice and a must listen for anyone approaching or in retirement.
In this episode, we talk with Jen and Jill from the Frugal Friends Podcast and authors of the new book Buy What You Love Without Going Broke. They believe the secret to saving money isn't in coupons and sales, it's in identifying what you value and pursuing it unapologetically. We chat about how value-based spending can meet higher emotional and psychological needs beyond mere financial savings. The Frugal Friends also share personal stories of overcoming debt, understanding the 'real' needs behind our purchases, and how frugality can be both sustainable and enjoyable.
Veterinarians take on jaw-dropping levels of student debt, often pay longer than other professions, and face repayment rules that seem anything but fair. Travis Hornsby, founder and CEO of Student Loan Planner and SLP Wealth, joins us in unpacking why veterinarians are often left with the short end of the stick under current student loan rules. He shares how he uncovered this systemic issue and the viral article that started a conversation in the vet world. If you've ever felt frustrated by student loans or wondered how to navigate them as a vet, this episode gives you actionable insights and a dose of real talk about what's broken — and what vets can do to get their own loans on track.Key moments:(04:19) Limited lobbying power leaves veterinary medicine at a disadvantage compared to human health care when it comes to student loans(10:50) Pandemic pet adoptions and retirements have boosted salaries in veterinary medicine(15:27) New vet schools could flood the labor market, potentially driving incomes down due to increased competition(20:29) Pet owners are treating animals more like family, increasing demand for high-quality careLinks mentioned in this episode:Veterinarians Are Treated Horribly Under Student Loan RulesDVMs deserve financial experts who speak their language. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.Like the show? There are several ways you can help!Follow on Apple Podcasts, Spotify or Amazon MusicLeave an honest review on Apple Podcasts
In this insightful episode of Modern Chiropractic Mastery, Dr. Kevin Christie sits down with Dr. Kristen Lawrenz from Student Loan Planner to tackle a pressing issue for many chiropractors: managing student loans. With changes in loan programs and economic conditions, this conversation is a timely update on strategies to handle student debt effectively. Dr. Lawrenz shares her expertise on navigating the complexities of student loans. They discuss the current state of student loans for chiropractors, including the average debt amounts and interest rates that recent graduates face. Dr. Lawrenz explains the nuances of the SAVE plan, its benefits, and the challenges posed by recent legal proceedings that have put the plan on hold. Listeners will gain valuable insights into the options available for managing student debt, including the Fresh Start program for borrowers in default and strategies for balancing loan repayment with other financial goals. Dr. Christie and Dr. Lawrenz emphasize the importance of not letting student loans hinder financial growth and professional success, offering practical advice for chiropractors at different stages of their careers. Tune in to learn how to navigate the student loan landscape and make informed decisions that align with your financial and career aspirations.
In this comprehensive episode of Finding Financial Freedom with The Frugal Physician, Dr. Disha Spath hosts Travis Hornsby, founder and CEO of Student Loan Planner, to explore the current landscape of student loans and repayment strategies for high-debt professionals. With over $800 million in student loans consulted on, Travis is an authority on loan repayment and shares crucial insights on navigating Public Service Loan Forgiveness (PSLF), recent policy changes, and strategies for repayment that every physician, professional, and student loan borrower needs to know. Discover how changes in student loan policies under the Trump, Obama, and Biden administrations have reshaped the repayment landscape and what potential policy shifts could mean for borrowers in the coming years. Travis also discusses methods to optimize PSLF eligibility, the pros and cons of refinancing, and the best strategies for long-term financial freedom despite student loan debt. Key Topics Covered: Travis Hornsby's Journey & Student Loan Planner's Mission Travis's background in finance and bond trading at Vanguard, his journey to starting Student Loan Planner, and why he's dedicated his career to helping borrowers navigate complex student loan systems. Public Service Loan Forgiveness (PSLF): From Inception to Transformation How PSLF has evolved since its inception in 2007, including challenges under the Trump administration and impactful changes introduced by President Biden. Changes in Income-Driven Repayment (IDR) Plans Overview of the original income-driven repayment options (PAYE, REPAYE, IBR, ICR) and how Biden's new SAVE plan replaced REPAYE with enhanced interest subsidies. Potential Pitfalls & Common Mistakes in Repayment Plans How to avoid costly missteps when selecting a repayment plan, including considerations around PSLF qualification, income certification, and timing of tax filings. Navigating Political and Legal Challenges in Student Loan Policies Insights into current legal challenges to the SAVE plan and potential impacts of future policy changes on IDR options for physicians and other borrowers. Refinancing vs. Forgiveness Travis outlines when it's beneficial to refinance your loans versus staying on a PSLF track, with practical advice for borrowers based on debt-to-income ratio and financial goals. Resources Mentioned: Student Loan Planner for calculators, tools, and professional consultations. Travis's Books: Managing Your Money in Your Twenties and Thirties and 25 is the New 65: How to Retire Outrageously Early. Listener Takeaways: Gain a better understanding of student loan repayment plans and forgiveness options. Learn the strategies for managing student loans amidst political upheaval and legal challenges. Understand when refinancing makes sense versus sticking with PSLF or other forgiveness options. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Travis Hornsby, CFA, CFP, Student Loan Planner Follow us on Instagram, Facebook, and Twitter for updates on upcoming episodes. Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is sponsored by: PearsonRavitz– Helping physicians safeguard their most valuable assets. This episode is also sponsored by FacetWealth– Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.
Travis Hornsby is the founder of Student Loan Planner, an RIA and student loan consulting company based out of North Carolina that serves nearly 1,400 households with ongoing financial planning and has consulted with over 15,000 clients on student loan debt. Travis quickly expanded his financial planning client base to 1,400 in just over a year by leveraging his extensive pool of student loan consulting clients, which had significantly grown over the past decade. Listen in as Travis shares how he carved out a niche in student loan planning, which laid the groundwork for transitioning into comprehensive financial planning. He discusses his strategic approach to pricing and client service that spurred rapid business growth, and delves into the personal and professional transformations that prompted his move to establish an RIA. Travis also reflects on how his personal journey through FIRE (Financial Independence, Retire Early) movement influenced his business decisions, allowing him to seize growth opportunities that aligned with his values and effectively broaden his service offerings. For show notes and more visit: https://www.kitces.com/409
We welcomed David Aizuss back to the podcast with a special announcement about the future of the Veterinary Financial Podcast. Willie talks about the projects he's been working on with his non-profit and pursuing practice ownership. We also discussed financial freedom for veterinarians, working with financial planners, and student loans. A transition with the Veterinary Financial PodcastWhat projects has Willie been busy with?Why did David choose to work with veterinarians?What is it like working with Student Loan Planner?Why is it important to work with a financial planner who understands student loans?What is one of the biggest concerns for vets who first start working with a financial planner?Get $100 off your consultation with Student Loan Planner: https://bit.ly/4eH4SUwWays to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitWillie's Instagram: @williebFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.comMeredith: meredith@slpwealth.comDavid: david@slpwealth.com
We asked David Aizuss, financial planner at SLP Wealth, student loan consultant with Student Loan Planner, and mortgage loan officer, about special mortgage strategies for vets, how to plan ahead for closing, and how home-buying fits in with financial planning. - What are some special mortgage considerations and strategies for veterinarians?- What else should vets consider when home buying that's unique to the veterinary profession?- How do you plan for how much cash you will need at closing?- What is a typical down payment?- How does home-buying fit into financial planning?Work with Student Loan Planner / SLP Wealth: https://www.studentloanplanner.com/webinar-discounts/?utm_source=Debtfreevets&utm_medium=FbWays to connect with David:Email: david@slpwealth.comLinkedIn: https://www.linkedin.com/in/david-aizuss-912bb9113/Ways to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com
We asked David Aizuss, financial planner at SLP Wealth, student loan consultant with Student Loan Planner, and mortgage loan officer, about how to set yourself up for success when buying a home, how to find a good mortgage loan, and some pitfalls to watch out for.- Why did David switch to financial planning and decide to work with veterinarians?- How do you set yourself up for success when buying a home?- How do you find a good mortgage loan?- What is pre-approval and what are some of the pitfalls to watch out for?- How is debt-to-income considered when buying a home?Work with Student Loan Planner / SLP Wealth: https://www.studentloanplanner.com/webinar-discounts/?utm_source=Debtfreevets&utm_medium=FbWays to connect with David:Email: david@slpwealth.comLinkedIn: https://www.linkedin.com/in/david-aizuss-912bb9113/Ways to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com
This week on the Journey to Launch Podcast, I am sharing a conversation I had on IG Live with Lauryn Williams from Student Loan Planner. Lauryn provides crucial information for student loan borrowers about the Biden administration's Income-Driven Repayment (IDR) waiver for federal student loans, which can significantly impact loan forgiveness eligibility. The steps to take include: understand your loan type, consider consolidation, and take timely action before June 30, 2024 which is the deadline to maximize benefits. In this episode, Lauryn shares: What is the IDR Waiver and how it can help student loan borrowers get closer to forgiveness Why borrowers with Federal Family Education Loan (FFEL) loans or those with multiple loan types should consider consolidation to benefit from the IDR waiver. Where to go to see your loans and determine your next steps How to stay informed about your loans and any future opportunities for forgiveness or adjustment if you miss the deadline + more. Other Links Mentioned in episode: How to Qualify for the IDR Waiver Student Loan Planner www.StudentAid.gov Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Lauren: Website Instagram: @LauryncWilliams Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2208: Travis Hornsby offers insightful guidance on choosing between Roth and Traditional retirement accounts when managing student debt. He explains the advantages of each option and provides specific recommendations for different financial scenarios, helping listeners make informed decisions about their retirement savings strategy. Read along with the original article(s) here: https://www.studentloanplanner.com/roth-traditional-student-debt/ Quotes to ponder: "Most resident programs are located in higher tax areas with a high cost of living. That means our reader is probably not deciding where to put his next $15,000, but more like his next $5,000." "You're protecting against downside risk in retirement when you save in a Traditional account. If you're going for Public Service Loan Forgiveness, you should really focus on building assets and protecting against the worst case scenario, which is you having to work forever." Episode references: The Mad Fientist - Traditional IRA vs. Roth IRA: https://www.madfientist.com/traditional-ira-vs-roth-ira/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2752: Explore the essential steps for opening a 529 college savings plan, guided by Caitlin See from StudentLoanPlanner.com. Discover the advantages of different state plans, tax benefits, and investment options to tailor a plan that best suits your family's educational and financial goals. Read along with the original article(s) here: https://www.studentloanplanner.com/how-to-open-529-plan/ Quotes to ponder: "Each state offers its own 529 plan, with the exception of Wyoming. But that doesn't mean you're limited to choosing your own state's plan." "Age-based portfolios are the most common 529 plan investment option because they take the guesswork out of investing." "Depending on where you live, you'll need to determine if you're required to use a 529 plan specific to your state in order to claim its tax benefit." Episode references: College Savings Plans Network: https://www.collegesavings.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2752: Explore the essential steps for opening a 529 college savings plan, guided by Caitlin See from StudentLoanPlanner.com. Discover the advantages of different state plans, tax benefits, and investment options to tailor a plan that best suits your family's educational and financial goals. Read along with the original article(s) here: https://www.studentloanplanner.com/how-to-open-529-plan/ Quotes to ponder: "Each state offers its own 529 plan, with the exception of Wyoming. But that doesn't mean you're limited to choosing your own state's plan." "Age-based portfolios are the most common 529 plan investment option because they take the guesswork out of investing." "Depending on where you live, you'll need to determine if you're required to use a 529 plan specific to your state in order to claim its tax benefit." Episode references: College Savings Plans Network: https://www.collegesavings.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2752: Explore the essential steps for opening a 529 college savings plan, guided by Caitlin See from StudentLoanPlanner.com. Discover the advantages of different state plans, tax benefits, and investment options to tailor a plan that best suits your family's educational and financial goals. Read along with the original article(s) here: https://www.studentloanplanner.com/how-to-open-529-plan/ Quotes to ponder: "Each state offers its own 529 plan, with the exception of Wyoming. But that doesn't mean you're limited to choosing your own state's plan." "Age-based portfolios are the most common 529 plan investment option because they take the guesswork out of investing." "Depending on where you live, you'll need to determine if you're required to use a 529 plan specific to your state in order to claim its tax benefit." Episode references: College Savings Plans Network: https://www.collegesavings.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices
If you have student loans, this week's value-packed episode of the podcast is for you. Not only is the world of student loans confusing, but it is ever-changing. It can feel nearly impossible to stay up to date with the latest information in the student loan world, in addition to understanding the right path and strategy that you need to take with your loans. If you feel like you're lacking clarity and a clear strategy with your loans, this episode will be a fantastic resource to start that journey. In this episode I'm talking with Kathleen Boyd, a student loan advisor at Student Loan Planner. Student Loan Planner is a company that helps borrowers create a customizable plan to get their loand paid off or reach forgiven as quickly as possible. In this conversation with Kathleen we talk about the current state of student loans, the current SAVE program, if you should consolidate your loans, how to get your loans forgiven, and what to keep in mind if you or your child think you might be taking out loans in the near term future to fund a degree. All the resources for Student Loan Planner can be found below. Enjoy! Find and Work with Student Loan Planner: Their Website Their Instagram Their Podcast Book A Student Loan Consultation START HERE: FREE MASTERCLASS: Why You Impulse Shop & How To Stop Get Paige's Money Recommendations Work with Paige: Join the Overcoming Overspending Membership HERE Use code “MLP30” at checkout to save $30 on your first month inside the membership Where you can find Paige online: Website: https://www.overcomingoverspending.com Instagram: @overcoming_overspending TikTok: @overcoming_overspending
Curious about student loan planning? This episode is packed with real-life scenarios, insider knowledge, and practical advice for your student loan journey. Get insight into ambiguous regulations, servicer misinformation and the impact it has on borrowers from Lauryn Williams, CFP®, CSLP®, AFC®, and Justin Kim-Hummel, former client and integral member of the Student Loan Planner team who brings a wealth of experience from his background in PR, graduate studies, and time working on Capitol Hill. Together, they tackle challenges, answer frequently asked questions, and reveal the dedication and care that goes into every consultation. Learn why this is more than just advice. It's about connecting with experts who genuinely care about your financial well-being and student loan success. In today's episode, you'll find out: Justin's journey from client to becoming a crucial part of the Student Loan Planner team Firsthand insight into why many borrowers are dealing with misinformation and lack of clear guidance from loan services The dangers of following bad advice from student loan servicers Key benefits of booking a consultation for personalized advice and savings How uncertainty surrounding the election can impact student loan policies How to best use the free resources offered by the Student Loan Planner team How the Student Loan Planner team uses office hours to manage client questions and concerns What kind of post-consultation support you get when implementing your custom plan What information you'll need to share with a consultant to get the best advice How a consult can address the unique financial situations of high earners who may not qualify for forgiveness How expenses like credit card debt and housing costs factor into student loan repayment options The limitations of giving advice by email and how the customer support team manages expectations Why you don't have to turn on your camera during a virtual meeting with a consultant How long it takes to get a personalized student loan plan Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
Send us a Text Message.This week I interviewed Angela Renzetti, L.Ac., EAMP, RH. Angela recently paid off her student loans! $75K in four years making between $30k and eventually $90k over the course of those four years (during the pandemic!). Student loan debt can feel daunting and the thought of paying them off seems like an impossible feat, but as long as you think of them this way then it will always be true for you. Links mentioned:Student Loan Planner (receive $100 off your consult using this link):https://www.studentloanplanner.com/tcmhubIf this content and material resonates with you and you would like to pursue 1:1 coaching with Rebecca, please visit:tcm-hub.com/livingpractice and set up an Introductory Chat.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2721: Explore the significant benefits and potential drawbacks of refinancing your student loans with Travis Hornsby's comprehensive guide. Discover if this financial strategy fits your personal circumstances to potentially save thousands and simplify your debt management. Read along with the original article(s) here: https://www.jackiebeck.com/refinance-student-loans/ Quotes to ponder: "Student loan refinancing is simply getting a new private student loan at a new interest rate that will replace the old one." "If your student loan interest rate is above 5%, explore what's available through refinancing." "Refinancing your student loans could cut thousands if not tens of thousands of dollars off your student loan debt." Episode references: The Student Loan Planner: https://www.studentloanplanner.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2721: Explore the significant benefits and potential drawbacks of refinancing your student loans with Travis Hornsby's comprehensive guide. Discover if this financial strategy fits your personal circumstances to potentially save thousands and simplify your debt management. Read along with the original article(s) here: https://www.jackiebeck.com/refinance-student-loans/ Quotes to ponder: "Student loan refinancing is simply getting a new private student loan at a new interest rate that will replace the old one." "If your student loan interest rate is above 5%, explore what's available through refinancing." "Refinancing your student loans could cut thousands if not tens of thousands of dollars off your student loan debt." Episode references: The Student Loan Planner: https://www.studentloanplanner.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2721: Explore the significant benefits and potential drawbacks of refinancing your student loans with Travis Hornsby's comprehensive guide. Discover if this financial strategy fits your personal circumstances to potentially save thousands and simplify your debt management. Read along with the original article(s) here: https://www.jackiebeck.com/refinance-student-loans/ Quotes to ponder: "Student loan refinancing is simply getting a new private student loan at a new interest rate that will replace the old one." "If your student loan interest rate is above 5%, explore what's available through refinancing." "Refinancing your student loans could cut thousands if not tens of thousands of dollars off your student loan debt." Episode references: The Student Loan Planner: https://www.studentloanplanner.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a Text Message.The brain really really hates incomplete pictures. It cannot tolerate gaps in a story or being left hanging. So, when you don't have all the facts your brain just starts making shit up. And usually it fills in those gaps in the story with negative, worst-case scenario stuff. It starts filling the holes where the facts would be with very dramatic stories all in the attempt of self-preservation. The survival brain will always try to get you to turn around and run from the unknown. But what really happens is it creates a ton of unnecessary stress for you. If you want to save yourself from unnecessary stress, this episode is for you. Link to receive $100 off Student Loan Planner: https://www.studentloanplanner.com/affiliate-landing-page/?landing_page=tcm-hubIf this content and material resonates with you and you would like to pursue 1:1 coaching with Rebecca, please visit:tcm-hub.com/livingpractice and set up an Introductory Chat.
On today's episode, we have the second installment of our deep dive into student loans and financial strategy with Jake Courtney, a financial planner specializing in student loan consulting from Student Loan Planner. We tackle the tangible scenario of "young Mark," a hypothetical new dental graduate saddled with substantial debt and faced with the daunting task of financial planning. This episode serves as a case study, putting Jake's expertise to the test. We navigate through a realistic situation that many new graduates can relate to — weighing the desire for homeownership against the backdrop of significant student loans and an entry-level associate position. Jake lays out the roadmap for managing a whopping $425,000 in loans while still aspiring to financial goals like purchasing a home or saving for retirement. Our discussion unveils the myths surrounding student loan debt and its impact on acquiring additional loans, like those for a mortgage or dental practice. Jake debunks the idea that a large student loan balance necessarily spells doom for future financial ventures. It's not the debt amount that creditors scrutinize, but rather the ratio of your debt payments to your income. Listeners, especially those just starting in their professional journey, will gain insight into the balance between paying off loans and investing in their future. With Jake's sage advice, we learn about the power of maintaining a high savings rate, the importance of not allowing lifestyle creep with increasing income, and strategic tax filing for minimizing student loan payments. The call to action is clear: for those navigating the complexities of student loan repayment, particularly with looming deadlines like the April 30th consolidation tip shared by Jake, it's critical to seek specialized advice. Engage with professionals at Student Loan Planner, and consider an hour-long consultation that promises to be an invaluable investment in your financial future. EPISODE RESOURCES studentloanplanner.com https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast
On today's episode, we have an insightful two-part series, diving into the complex world of student loans and repayment strategies. Joining us is Jake Courtney, a seasoned student loan consultant and financial planner from Student Loan Planner, whose expertise lies in aiding dentists to navigate the often overwhelming terrain of hefty student loans. We explore the evolving landscape of student loan repayment. Jake, hailing from Dayton, Ohio, brings over nine years of financial advice to the table, helping clients forge individualized plans to maximize savings over their loan repayment timeline. We discuss the shockingly high average debt for dental graduates, the potential for reform, and the introduction of income-driven repayment plans like the new SAVE plan. With the possibility of loan forgiveness after 25 years and the daunting "tax bomb" that could follow, we dissect the risks and strategies necessary to manage this significant financial burden. Whether you're fresh out of dental school or years into your practice, understanding the interplay between your adjusted gross income and your student loan payments is crucial. As we wrap up part one of our discussion, we invite you to join us for part two, where we'll delve deeper into these topics. Remember, preparation is key when it comes to managing student debt effectively. If you're seeking guidance on navigating your student loans or planning for potential forgiveness, reach out to a specialized financial planner like Jake and consider tuning into resources like the Student Loan Planner podcast. EPISODE RESOURCES studentloanplanner.com https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast
We published a blog recently by Dr. Phil Zeltzman (co-founder of VFS) called What Financial Advice Would You Give Your Younger Self? He interviewed some of the best minds in veterinary medicine about what advice they would have given themselves, knowing what they know now. In this episode, we expand on some of the takeaways from that blog.- Tips for saving: High Yield Savings Accounts, Emergency Funds, and Automation- Building credit: Credit Cards, Loans, Rent- Investing: Roth IRA, 401(k) & 403(b), the “3 bucket strategy”, and Real Estate- Student loan mistakes, how to tackle them, and saving for the tax bomb- Career / Practice Ownership: Contracts, Practice Ownership as an investment- Living Fully: Intentionally saving for the future, spending on what you enjoy- Philosophy: Using CE money to learn new skills, making financial education a part of your continuing educationMentioned in this episode:Financial Advice For Your Younger Self Blog: https://vetfinancialsummit.com/what-financial-advice-would-you-give-your-younger-self/Student Loan Planner ($100 off discount link): https://bit.ly/3V4iYJaDebt-Free Vets Facebook Group: https://www.facebook.com/groups/1220774971268317Episode 32 of the Veterinary Financial Podcast: Best Practices for Job SeekersWays to connect with Veterinary Financial Summit: VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitEmail: Leadership@VetFinancialSummit.com
It's one of the worst things you can face when it comes to your student loan debt - you can't afford your student loan payment. Maybe you're out of school and you get your first bill, and you have no idea how you're going to make that payment.Or, maybe you've been on and off deferment and forbearance for years, and every time you're encouraged to start repayment, you simply don't think you can afford it.Sadly, too many people don't take action with their student loans - even if they can't afford it. That's why over 7% of student loans are delinquent according to the Department of Education. But simply ignoring it or going into default isn't the solution. There are better (and more affordable ways) to tackle a student loan debt payment you can't afford. If you're not quite sure where to start or what to do, consider hiring a CFA to help you with your student loans. We recommend The Student Loan Planner to help you put together a solid financial plan for your student loan debt. Check out The Student Loan Planner here.Let's break down the options here.
About Meagan McGuire Meagan McGuire CSLP®, ChFC® is a senior student loan advisor for Student Loan Planner. Meagan was the first person in Georgia to acquire her CSLP® designation, as a Certified Student Loan Professional™. Her specialized education around student loan debt allows her to guide borrowers through informed repayment decisions, taking into account their full financial situation and financial goals. Meagan joined Student Loan Planner in 2019 and since has consulted on $600M of student loan debt for over 3000 borrowers. Meagan has been interviewed on top local tv stations, podcasts such as The Newsworthy, Financial Freedom for Physicians, and The Pre-PA Club, and featured in Money, Forbes, Yahoo Finance, CNBC, and more. What You'll Learn In this episode we talk about: Meagan's entrypoint into student loan consulting Federal student loan repayment options changes Student Loan Debt and Planning Choosing the Right Income Driven Plan Taxability of Forgiveness in Student Loans Loan Forgiveness and Income Driven Repayment Impact of the Pandemic on “Qualifying Payments” for PSLF Resources The site you need to bookmark: Studentaid.gov Get help with your student loans: studentloanplanner.com Say hi to Whitney on IG Learn more about your ad choices. Visit podcastchoices.com/adchoices
Student loan specialist Meagan McGuire (@financialcoachmeagan) is here to share with us the ins and outs of repaying student loans that you might not realize! She shares with us the most common misconceptions and blind spots healthcare professionals have with paying back debt, ways you might be missing out on using programs to the fullest, and the fine print some people miss when trying to navigate student loans on their own! You can reach Meagan at: Student Loan Planner, meagan@slpwealth.com with more questions - leave a rating and review if you enjoy what you hear! IG: @drconniewang, @justaquickpinch
In this episode, Dr. John Stenberg and Megan McGuire from Student Loan Planner discuss the challenges and options for managing student loans. They cover topics such as personal finance basics, choosing the right repayment plan, and the importance of budgeting. They also dispel myths about student loan forgiveness and provide resources for student loan planning. Follow @financialcoachmeagan on IG for more content Takeaways Understanding the different repayment options and choosing the right plan is crucial for managing student loans effectively. Budgeting and financial discipline are essential for successfully navigating student loan repayment. Student loan forgiveness is a complex topic, and it's important to consider the long-term implications and tax implications. Working with a student loan planner can provide personalized guidance and support in creating a repayment plan. Periodic reviews and adjustments to the plan are necessary to ensure it aligns with changing circumstances and goals. Chiropractors have unique considerations when it comes to student loans, and it's important to factor in income variability and practice ownership. The COVID-19 pandemic has brought about changes in student loan policies, including payment freezes and forgiveness options. The future of student loans and financial planning is uncertain, and staying informed and proactive is key. Thoughtful consideration and planning are crucial for borrowers of all ages. Avoid keeping your head in the sand and ignoring your student loans. Be cautious when considering refinancing, as it may not be the best option for everyone. Stay informed about the evolving landscape of student loan programs. Chapters 00:00 Introduction and Background 01:23 Megan's Journey into Student Loan Planning 04:34 The Challenges of Student Loans for Healthcare Professionals 05:37 Personal Finance Basics for Students 06:31 Choosing the Right Student Loan Repayment Plan 08:40 The Importance of Budgeting and Financial Discipline 11:04 Dispelling Myths about Student Loan Forgiveness 14:20 Determining the Best Repayment Plan 18:11 Taking a Patient-Centered Approach to Student Loan Planning 19:14 Resources and Support for Student Loan Planning 23:01 Building a Student Loan Repayment Plan 25:23 Periodic Reviews and Revisiting the Plan 27:01 Considerations for Chiropractors 29:45 Changes in Student Loan Policies during COVID-19 36:02 The Future of Student Loans and Financial Planning 36:54 Considerations for Borrowers of All Ages 37:24 Final Words of Encouragement and Tips 38:26 Avoiding Mistakes: Keeping Your Head in the Sand 38:54 Avoiding Mistakes: Refinancing 41:10 The Future of Student Loan Programs 41:51 Closing Remarks and Recommendations
We recently conducted a survey where thousands of our listeners generously shared their financial dreams for 2024. Listen in as I explore the top 10 financial goals straight from our audience. We'll tackle debt management challenges, explore various paths to financial independence, early retirement, and personal fulfillment. You'll get practical, actionable tips to fast-track your financial success. Whether your dream aligns with those shared by our audience or you're pursuing your own unique goal, I'll guide you on how to make it a reality. Let's dive in and discover the knowledge, tools, and path to help you achieve your financial goals in 2024 and beyond. In this episode, you'll find out: The top 10 financial goals of Student Loan Planner listeners and how to achieve them faster Misconceptions about helping family financially and the importance of providing knowledge and support A new financial perspective by re-evaluating the purpose of being debt free How redefining student loan debt as a 'tax' can shift your mindset and improve how you manage loans The impact of health ailments on individuals and families and the importance of planning for worst-case scenarios The benefits of strategically financing big-ticket items Different types of Financial Independence, Retire Early (FIRE) and how it impacts work-life balance Encouragement to pursue travel and overcome obstacles such as financial constraints and limited time How to better align financial decisions and strategies with your goals Ways to adopt a conservative approach in planning for housing and other major expenses How leveraging multiple income streams can mitigate income loss fears and improve financial security Why your approach to worst-case scenario planning can enhance financial decision-making Strategies for transitioning to an entrepreneurial role while managing risks and fears How to achieve generational wealth to gain freedom and transform your life The importance of accountability in making your financial dreams a reality Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
Student Loan Repayment Tips for Physicians Sim Terwilliger, a certified financial planner specializing in physicians and their families. The focus of the episode is on common mistakes physicians make when repaying student loans. Segment 1: The Three Most Common Mistakes: Repaying Without Exploring Options: Sim highlights the misconception of the one-size-fits-all approach to repaying student loans. Discusses alternatives like Public Service Loan Forgiveness (PSLF) and income-driven repayment plans based on the type of employment. Not Knowing Forgiveness Options: Explores forgiveness options such as PSLF and income-driven repayment plans. Mentions the special Income Driven Repayment (IDR) waiver that's expiring soon and its benefits, including counting forbearance periods as qualifying payments. Letting Loans Dictate Life Choices: Talks about the impact of student loans on life choices, including home ownership. Mentions the doctor's mortgage as an option for physicians to enter the housing market with a lower down payment. Introduces the SAVE plan and its benefits, emphasizing the importance of not letting loans control life decisions. Segment 2: Repaying Too Early: Discussion on the concept of repaying too early and the importance of aligning repayment strategies with individual financial goals. Sim emphasizes the need to consider interest rates, time value of money, and the potential benefits of investing instead of aggressive early repayment. Segment 3: Additional Mistakes and Advice: Sim discusses the mistake of not being aware of rule changes regarding loan forgiveness. Highlights the case of a physician who could have qualified for forgiveness but was unaware of recent changes. Encourages physicians to stay informed and take advantage of available resources for student loan education. Segment 4: Empowering Women in Business: Sim shares advice for women in business and entrepreneurship, emphasizing the importance of charging what they're worth. Addresses the tendency for women to downplay their value and encourages them to be assertive in negotiations. Closing: Sim provides information on accessing free resources and encourages listeners to visit studentloanplanner.com for consultations, offering a special discount for the podcast audience until the December deadline. --------- Dr. Sharon McLaughlin, a physician and virtual speaker, specializes in addressing topics such as confidence, communication, and career development. As the visionary behind the Female Physician Entrepreneurs Network and Business Program, she dedicates herself to empowering women in the medical field. Her mission involves assisting female physicians in transforming their innovative ideas into lucrative businesses, providing them with the freedom to lead fulfilling lives on their terms. Her latest book, Thriving After Burnout, is a compilation of stories from women physicians who share tips and strategies on what helped them during burnout. Thriving After Burnout Thriving After Burnout: A Compilation of Real Stories and Strategies to Reduce Female Physician Burnout For women physicians https://fpestrong.com Our Business program https://businessmindsetmd.com Her website https://sharonmclaughlinmd.com You can reach her at sharon@sharonmclaughlinmd.com
Student Loan Repayment Tips for Physicians Sim Terwilliger, a certified financial planner specializing in physicians and their families. The focus of the episode is on common mistakes physicians make when repaying student loans. Segment 1: The Three Most Common Mistakes: Repaying Without Exploring Options: Sim highlights the misconception of the one-size-fits-all approach to repaying student loans. Discusses alternatives like Public Service Loan Forgiveness (PSLF) and income-driven repayment plans based on the type of employment. Not Knowing Forgiveness Options: Explores forgiveness options such as PSLF and income-driven repayment plans. Mentions the special Income Driven Repayment (IDR) waiver that's expiring soon and its benefits, including counting forbearance periods as qualifying payments. Letting Loans Dictate Life Choices: Talks about the impact of student loans on life choices, including home ownership. Mentions the doctor's mortgage as an option for physicians to enter the housing market with a lower down payment. Introduces the SAVE plan and its benefits, emphasizing the importance of not letting loans control life decisions. Segment 2: Repaying Too Early: Discussion on the concept of repaying too early and the importance of aligning repayment strategies with individual financial goals. Sim emphasizes the need to consider interest rates, time value of money, and the potential benefits of investing instead of aggressive early repayment. Segment 3: Additional Mistakes and Advice: Sim discusses the mistake of not being aware of rule changes regarding loan forgiveness. Highlights the case of a physician who could have qualified for forgiveness but was unaware of recent changes. Encourages physicians to stay informed and take advantage of available resources for student loan education. Segment 4: Empowering Women in Business: Sim shares advice for women in business and entrepreneurship, emphasizing the importance of charging what they're worth. Addresses the tendency for women to downplay their value and encourages them to be assertive in negotiations. Closing: Sim provides information on accessing free resources and encourages listeners to visit studentloanplanner.com for consultations, offering a special discount for the podcast audience until the December deadline. --------- Dr. Sharon McLaughlin, a physician and virtual speaker, specializes in addressing topics such as confidence, communication, and career development. As the visionary behind the Female Physician Entrepreneurs Network and Business Program, she dedicates herself to empowering women in the medical field. Her mission involves assisting female physicians in transforming their innovative ideas into lucrative businesses, providing them with the freedom to lead fulfilling lives on their terms. Her latest book, Thriving After Burnout, is a compilation of stories from women physicians who share tips and strategies on what helped them during burnout. Thriving After Burnout Thriving After Burnout: A Compilation of Real Stories and Strategies to Reduce Female Physician Burnout For women physicians https://fpestrong.com Our Business program https://businessmindsetmd.com Her website https://sharonmclaughlinmd.com You can reach her at sharon@sharonmclaughlinmd.com
It's time for another Ask Shannah episode with questions from Abbey and Jacci. In this episode, I break down whether you should take money from your 401K to pay off your student loans and what to do if you are a Mint user; in case you haven't heard, Mint is going away on January 1st. Links Monarch Money http://www.monarchmoney.com/ETM You Need a Budget https://www.ynab.com/ Student Loan Planner https://www.studentloanplanner.com/ CNET: How to Download your Mint Data article SPONSORS Thanks to Monarch for sponsoring the show. You get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM/. Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM. Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App Store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices
Stay in touch and sign up for Paco's weekly email newsletter, The Nerdletter. In this episode of Weird Finance, Paco talks to Dan Rooker about everything you need to know about making your student loan payments. Dan is an expert in the field and will be sharing valuable insights on income-driven repayment plans, recertification requirements, the benefits of consulting a student loan professional and the double-consolidation loophole. We'll also dive into Public Service Loan Forgiveness, the importance of researching career paths before pursuing grad school, and how to navigate the ever-changing landscape of student loan forgiveness programs. Plus, we'll cover the latest updates on the SAVE plan and the forbearance period. So, if you're struggling with navigating your student loan debt or just looking for some expert advice, this episode is a must-listen. Dan Rooker is a CFP®, CSLP® and a Sr. Consultant at Student Loan Planner (@studentloanplanner). Nearly every day, Dan guides borrowers through Student Loan Planner, figuring out how they can tackle their student loans with less anxiety. This is Dan's version of “surgery.” He also runs Rook Financial, a subscription-based virtual financial planning practice for healthcare practitioners who have student debt, meeting with borrowers monthly to go to the financial gym — and that is Dan's version of “preventative” care. For more general information about student loan debt, check out the Student Loan Planner blog. This episode also features a segment called Ask Paco Anything. Thank you to Ashely H. for their question about student loans and credit reports. Here are instructions on how you can dispute an error on your credit report. If you'd like to ask Paco a question, call our hotline at 1-833-ASK-PACO or email your question to weirdfinancepod@gmail.com A special thanks to the talented and generous Ramsey Yount for producing, editing, and sound designing this episode. Thank you to Jenna Parker for lending your voice for our special PSA. The theme music was written and performed by Andrew Parker, Jenna Parker, and Paco de Leon. If you'd like to contact us about the show or ask Paco a question about finances, call our hotline at 1-833-ASK-PACO, email us at weirdfinancepod (at) gmail.com or submit your questions here. We'd also love your listener feedback about the show; here's a short survey.See omnystudio.com/listener for privacy information.
Learn about working with me to help you get your money sh*t together: veronicagrant.com/workwithmeBook a consult with Student Loan Planner and receive a free Run Your Money Session with me: studentloanplanner.com/runyourmoneyTranscript and more info.Connect with me:TikTokInstagramRun Your Money NewsletterMoney Checklist for Women Hosted on Acast. See acast.com/privacy for more information.
Caitlin See of Student Loan Planner talks about the top strategies to pay off student loans in 5 years Episode 2470: Top Strategies to Pay Off Student Loans in 5 Years by Caitlin See of Student Loan Planner on Getting Out of Student Loan Debt Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus. The original post is located here: https://www.studentloanplanner.com/pay-off-student-loans-five-years/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Feeling anxious about starting Student Loan Payments? Feeling confused by all the new SAVE plan changes? If yes, this is the episode for you!Becca Baldauf a CPA and Certified College Financial Consultant with Student Loan Planner joins us to have a conversation on Student Loans. Starting October 2023, student loan payments resume. President Biden has also recently launched the SAVE plan which has many new changes and potential HUGE benefits for many borrowers. Becca gets into specifics about student loans such as consolidation, public service loan forgiveness [PSLF], loan forgiveness in general, the different plans for repayment and their benefits, and general ways to approach loans. This is a must-listen episode for anyone who has student loans! Share it with anyone who is wondering how to approach their student loans. For questions on your specific situation, you can book a consultation with Student Loan Planner here. Here's some exciting points from today's conversationBorrowers who work at a nonprofit but who are employed by a private company (because they are not able to work directly for the nonprofit) can now qualify for Public Service Loan Forgiveness (PSLF). Ex: Kaiser Permanente physicians If you worked at a nonprofit in/after undergrad and you were paying your student loans, then those months can now apply to forgiveness for all your loans. Your loans must be consolidated for this to apply. The deadline to consolidate is December 31, 2023. Ex: Susan worked as a lab tech at a nonprofit hospital for 1 year prior to PA school. She was paying for her undergrad loans during that time period. She went to PA school and accumulated grad school loans as well. The 12 months count towards her entire 120 loan count towards PSLF not only for the undergrad loans. Show NotesBook an appointment with Student loan plannerStudent Loan Planner website Information on One-Time Payment Count Adjustment for Eligible BorrowersCertification form for public service loan forgivenessNotice anything spooktacular about today's Build a Wealthy Spirit Jingle? Yes, we did have a spooktacular edition of the theme song because I'm OBSESSED with Halloween. Do not fret! This eerie jingle is here to stay for the month of October, so be sure to join us next time as we put down the ghoul-book and rethink the status quo.Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!
Student loans can be a major burden to so many in the chiropractic community and beyond. Whether you still have loans of your own, or possibly have associates currently dealing with them, today's episode is going to bring you a lot of value as Dr. Lauryn is joined by student loan expert Meagan McGuire to discuss the ins and outs of what's going on with student loans post-pandemic and some strategies for how we should all be handling this massive debt. Meagan is a Certified Student Loan Professional (CSLP®) and has been a consultant at Student Loan Planner since 2019, consulting with nearly 2,400 people, advising on over $380 million of student debt. Along with her work at Student Loan Planner, Meagan is a Partner at SLP Wealth, helping folks with student loan debt achieve their financial dreams.Longtime listeners may recognize Meagan as she has been on the podcast once before, way back in 2019, an episode that can be found in our Patreon vault. During their conversation Meagan and Dr. Lauryn walk through how Covid changed the landscape of student loans, the different options for student loan repayment, talk about all things tax considerations, discuss lots of example scenarios, and much more. To learn more about what to do with your student loans, visit Student Loan Planner's website.Follow Meagan: LinkedIn | Instagram– – – – – Intro and Free Therapy Advice (00:00)The Kirby's Latest Business Idea (04:35)Topic and Guest Intro (09:05)Opening Prayer (11:40)How Covid Changed the Landscape of Student Loans (13:20)Four Options for Student Loan Repayment (17:50)Questions To Help You Pick Between Plans (25:50)New Associate Example (37:35)Why These Plans Exist (45:05)The Tax Considerations and Current Tax Issues (49:05)Investing and Saving When You Do Have Extra (01:05:32)The Growing Conversation Around Money (01:10:50)Final Tips (01:16:03)Where to Find and Learn from Meagan (01:17:50)– – – – – To learn more about Sked visit their website.To learn more about Dr. Tony Ebel's Pediatric Experience head to the PX website!To learn more about CLA and the INSiGHT scanner go to this website and enter code SHESLAYS when prompted.To check out all the great products from Well Aligned, visit here.To hear all the great stuff happening on patreon you can visit here.Rate & subscribe wherever you get your podcasts!Join the Weekly Slay mailing list HEREIf you want to submit a question or have feedback, make sure to tell us:Website | Instagram | Facebook
Meagan McGuire, CSLP®, hosts two incredible guests, Meredith Jones, DVM, CSLP®, AFC®, and Gabe Rooker, who will share their experiences and insights into the world of student loan planning. Meredith, known for running a debt-free veterinarian Facebook group, sheds light on the common finance-related questions and struggles shared within the group. And Gabe, with a background in engineering, shares his journey of working for Intel and tutoring high school students on his days off to becoming an authority in college planning and student loan guidance. Gabe and Meredith are both part of our dedicated team of student loan advisors, and their expertise and passion for helping others will inspire and empower you in your student loan journey. In today's episode, you'll find out: The initial shock of realizing scholarships don't cover as much as you'd think Why it's crucial to discuss uncomfortable topics like student loans The trickle-down effect of student loan planning into other areas of personal finance Common finance-related questions and struggles shared by fellow veterinarians The new rule change that helps certain physicians qualify for PSLF The breakdown of the student loan planning process and its benefits Strategies for adapting to the constant changes and updates in student loan planning How to overcome the fear and confusion surrounding student loans Thoughts about leaving a stable job to pursue a passion for helping others with student loans How student loan consultants and doctors/veterinarians share similar client interaction and goal-oriented approaches The unique paths that led Gabe and Meredith to become part of the Student Loan Planner consultant team Why student loan planners aren't afraid of uncomfortable conversations about student loans Resources mentioned: Virtual Veterinary Financial Summit: https://vetfinancialsummit.com/summit/ Book a student loan consult with Meredith: https://calendly.com/studentloanplanner-team/1-hr-consult-w-meredith-jones Book a student loan consult with Gabe: https://calendly.com/studentloanplanner-team/1-hr-consult-w-gabe-rooker Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
On September 1, the U.S. Department of Education's pandemic student loan relief will expire, meaning millions will need to begin paying their student loans again. Many may have gotten used to not having to worry about student loans, at least temporarily, and the increase in payments may change how you plan your budget, social plans, and financial future. Travis Hornsby, founder of Student Loan Planner, and Lauryn Williams, a consultant for Student Loan Planner, joins to help us think through paying student loans and take your calls. *This segment is guest-hosted by Kousha Navidar.
Docs Outside The Box - Ordinary Doctors Doing Extraordinary Things
While we're in Ghana for the month of August, we didn't want to leave you hanging so we will be running replay episodes of our top listened to episodes in the past year with a few new tidbits thrown in. We've officially completed our medical mission and are now taking the next week to spend time with family in Ghana before heading back to the States. We've really enjoyed having our kids here with us for this trip and Dr. Renee enjoyed being able to spend time with the kids and enjoy Ghana and not worry about working. In today's episode, Dr. Nii brings on Travis Hornsby, founder of Student Loan Planner, a team of consultants that help people navigate paying off their debt fast while maximizing loan forgiveness opportunities. Student Loan Planner has counseled over 8,000 clients and created plans that cover approximately $1.8 billion in student loan debt.Things to expect in this episode:[08:43] A discussion on FFEL, Direct Loans and Public Service Loan Forgiveness[20:02] The difference between Public Service Loan Forgiveness (PSLF) & Income Based Repayment (IBR)[50:12] The perfect loan pay-off scenario for medical students, residents, and physicians ▶️ WATCH THIS EPISODE ON YOUTUBELinks Mentioned: PSLF Waiver60 Minutes feature of Public Service Loan Forgiveness (PSLF)This episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!Join our community:Text word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comOur podcast equipment:Sony ZV E-10: https://amzn.to/3oXXtvVDummy Battery for ZV E-10: https://amzn.to/3J6ycGrNeewer Tripod: https://amzn.to/42FJ0T3DJI Wireless Lavalier Mic: https://amzn.to/43BDaU5Shure SM7B Mic: https://amzn.to/3CJFZqtCloudLifter for Shure SM7B: https://amzn.to/3oUWfl8Pocket RGB Camera Light: https://amzn.to/43C5iWWXLR Cable: https://amzn.to/3X0NPVTGVM 100W Video Light: https://amzn.to/3JaIA03Samson Q2U Mic: https://amzn.to/3CpyPqX
Tens of millions of Americans are preparing to make student loan payments again. We're examining what this means for the U.S. economy with Emerson Sprick from the Bipartisan Policy Center. Then, Meagan McGuire from Student Loan Planner explains what borrowers need to know, and do, to get ready for the end of the pause. Learn more about our guests: https://www.theNewsWorthy.com/shownotes Sign-up for our bonus weekly email: https://www.theNewsWorthy.com/email Become an INSIDER for ad-free episodes: https://www.theNewsWorthy.com/insider This episode was sponsored by: Miracle Made: https://www.TryMiracle.com/newsworthy Nutrafol: https://www.Nutrafol.com (Listen for the discount code) To advertise on our podcast, please reach out to sales@advertisecast.com #StudentDebt #StudentLoanPayments #Economy
Jolene Latimer with Student Loan Planner shares 5 signs that now is a good time to refinance your student loans Episode 2281: 5 Signs That Now Is a Good Time to Refinance Your Student Loans by Jolene Latimer Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus. The original post is located here: https://www.studentloanplanner.com/good-time-refinance-student-loans/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
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