Podcasts about academy mortgage

Mandy Crater, executive director of HomeAid Georgia, joins host Carol Morgan on this week's Atlanta Real Estate Forum Radio episode. In this podcast episode, Crater discusses the HomeAid Georgia Essentials Drive and how home builders, trade partners and individuals can get involved. This year's drive expands beyond metro Atlanta to include Athens and midwest Georgia as well. “Most folks don't realize that the average age of a person experiencing homelessness, pretty much nationwide, is about nine years old,” said Crater. “That means there's a lot of babies in that mix too, and so about a little over 12,000 people on any given night are experiencing homelessness, and about 38% of those are moms and children of all ages.” HomeAid Georgia's 24th Annual Essentials Drive HomeAid Georgia has been closing the gap on statewide homelessness since 2001, working alongside local trade partners to provide housing for those in need. While its trade partners cover a lot of the residential needs of these individuals, there are items that mothers need that aren't covered by any state program, such as diapers, baby wipes and feminine hygiene products. The Essentials Drive is key to alleviating that financial burden by offering moms these household essentials free through local nonprofits. This year, HomeAid Georgia and its partners are collecting donations from April 1 to 30. Visit www.homeaidatlanta.org/essentials-drive to find a list of donation drop-off sites accepting donations of diapers and baby wipes from April 1 – April 30. Items that are collected need to be dropped off at the Greater Atlanta HBA on Wednesday, May 7. Volunteers will sort items at the HBA on Thursday, May 8. And items will be delivered to the service providers on May 9, just in time for Mother's Day! What items are needed? Wipes are always requested due to their versatility. From freshening up during a diaper change or cleaning sticky toddler fingers, wipes are the gift that keeps on giving! Crater also points out that diapers, especially Pull-Ups, are a hot commodity at the non-profits HomeAid works with. The Essentials Drive provides mothers with the basics, enabling them to feel stable and make informed choices that support not only their children but also themselves. Donations should be new and in original packaging: Diapers (All Sizes & Pull-Ups) Unscented Baby Wipes Feminine Hygiene Products Adult Diapers Monetary donations (click the Donate button on the website) If you can't make a physical donation, the Amazon and Target wish-lists are a great way to make a difference and ship directly to HomeAid Georgia. More Than “Just the Essentials” In addition to offering mothers a bundle of resources, the nonprofit partners that HomeAid Georgia works with counsel these women to find the "why” behind their homelessness and help them move forward from its grasp. From parenting classes to budgeting assistance, they provide more than just the essentials; they also offer a supportive system to help these women achieve their goals. Crater said, “They really get at the root of ‘What was the issue that caused you and your family, your baby, to experience homelessness, and how do we solve that issue?'” Get Involved in the Essentials Drive Want to get involved this year? Volunteers can reach out to HomeAid Georgia through its website to assist with sorting, drop-offs and more. Crater says that HomeAid often doesn't know what to expect until donations start arriving on May 7, so it's always better to have more hands available. “When you show up with a load of diapers at a nonprofit, they're so happy to have you, and they're just so excited, and they're smiling and it's a great feeling,” said Crater. “I've had volunteers tell me over and over again that the best part is that they get to really see the results of the drive and who they're helping.” HomeAid Georgia would like to thank its 2025 Essentials Drive partners: Academy Mortgage

This week on the Power House podcast, Diego chats with industry veteran and Guild Mortgage CEO Terry Schmidt. Terry joined Guild in 1985 and she stepped into the CEO role in 2023. Terry and Diego talk about Guild's proprietary AI system, Guild IQ, and how Guild's recent acquisitions are a step toward growing their reverse presence. They also talk about how they're managing through a high-rate environment while keeping up with their customer-for-life strategy, and high employee retention through company culture. Here's what you'll learn: Guild Mortgage has a strong focus on finding cultural fits during acquisitions. They aim to provide a comprehensive customer experience throughout the entire homeownership journey. Listen to your employees, even when you might not like what you hear. Guild is expanding their reverse mortgage channel. The Hispanic community is a key target for future homeownership initiatives. AI integration is enhancing Guild's origination processes and customer service. Related to this episode: Terry Schmidt says Guild is seeing more interest in reverse mortgages | HousingWire Guild CEO offers details on Academy Mortgage acquisition | HousingWire Terry Schmidt | LinkedIn Guild Mortgage HousingWire | YouTube Enjoy the episode! The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

The rise in interest rates has already started to slow. In turn, we've seen an increase in home listings, but can buyers even afford the mortgages? Dave Perry with Guild Mortgage (formerly Academy Mortgage) joins the show to help talk about credit scores and how they are evaluated when applying for a mortgage. Can you still get a home with a low credit score? You might not be dinged as much as you used to. We then talk about death, a topic we don't like to talk about, but one we should always be planning for. What you should have in your “binder” and common holes in people's financial plans that absolutely need to be filled. Do you need a will, trust, or both? We answer those questions.   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Guest: Dave Perry, Guild Mortgage   Hosts: Brian Wiley, Financial Advisor Nic Daniels, BFA™, Financial Advisor ————————————————————— SPONSORS:   Guild Mortgage: https://www.guildmortgage.com   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

As we start to near the end of February, questions about tax-related items start to flood in for advisors and CPAs all around the nation. So what better time to bring in a tax expert? Our partner and friend, Stephanie Helms, joins us via phone to talk about tax topics that should be top of mind and answer any caller questions. How to properly take your deductions, 1031 exchanges, estimated taxes, and so much more.   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Guest: Stephanie Helms, CPA https://davestewartcpa.com   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

In our first-ever live show for KFBK, we discuss the nuances of inheriting property, including the tax implications and gifting strategies. Brian and Jeremiah share heartfelt stories about emotional attachments to inherited items, offering guidance on whether to keep, sell, or gift them. Plus, we discuss the importance of establishing asset value, uncovering hidden assets, and maximizing investment potential in collectibles like comic books and coins. And many caller questions!   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Jeremiah Bates, Financial Advisor Brian Wiley, Financial Advisor ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

The year is 2074, and your grandkids just inherited your extensive Pokémon card collection... What should they do with it? Brian and Jeremiah spend most of the show talking about and taking calls surrounding the topic of inheriting items. If you've ever been left with something that you're just not quite sure what to do with, the guys give some ideas and guidance. Organizing estate sales, step-up in basis, and dealing with sentimental feelings. Plus, if you lose money due to poor advice given to you by a professional, what kind of claims could you have? DSTs, REITs, and caller questions.   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Jeremiah, Brian, and Steve Cilley navigate through economic trends and financial strategies. Contrary to past recession predictions, they discuss the importance of anchoring financial plans to personal goals, urging listeners not to let politics dictate their approach. Unraveling the true essence of portfolio rebalancing, the hosts delve into its strategic nuances. The episode sparks debates on Basic Universal Income, higher minimum wages, and the intricacies of S.A.L.T. taxes. Exploring the complexities of tax codes, they question the necessity of convoluted structures and offer valuable tax strategies related to Health Savings Accounts (HSAs). Today's lesson: TAKE ACTION!   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Jeremiah Bates, Financial Advisor Brian Wiley, Financial Advisor Steve Cilley, CEO of Ataraxis PEO ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

If you could go back in time and change your path in life, would you? The big news this week was the approval of Crypto Spot ETFs, allowing the masses to actually own cryptocurrencies like Bitcoin without having to open crypto-specific accounts. Now that it's going to be more accessible, is it appropriate for your long-term portfolio? Brian and Nic explain why your advisor might not even offer them to you (for now). Plus, listener submissions and much more.   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Brian Wiley, Financial Advisor Nic Daniels, BFA™, Financial Advisor ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Every end of the year, we give our personal predictions for 2024; Everything from sector performance, real estate, and more. Plus, we review our last year's predictions! What did we get right and what did we get wrong? Let's just say Brian's pessimism of home builder stocks in 2023 was greatly proven wrong... Will crypto and tech rule 2024? Tax planning for the new year starts NOW! With new legislation, we can expect to see a rise in tax rates, so it's imperative that we start to plan for those increases as soon as we can. Steve Rausch gets pulled into the studio for a couple of segments to discuss how to properly gift property to your heirs. We talk about how step-up in basis works and the potential complexities and issues it can bring to a bad estate planning strategy.   Watch, Subscribe, Ask! https://www.therealmoneypros.com https://www.capitalcitylawoffice.com   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Steve Rausch, Estate Planning Attorney ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Jerome Powell's recent statements on Thursday ignite a debate on whether the Federal Reserve should slow down interest rate hikes, exploring the implications of their decisions over the last year. Jeremiah and Nic also cover Required Minimum Distributions (RMDs) and the updates from Secure Act 2.0, effective in 2024, detailing which accounts require RMDs and how to avoid penalties. Additionally, they emphasize the opportune moment to increase payroll 401(k) contributions. Addressing millennials' financial concerns, including high credit card usage, substantial student loans, and a culture of spending, the hosts contemplate the viability of bonds as an investment. They discuss end-of-year financial moves, such as tax loss harvesting, and engage with listener questions.   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Our mortgage expert, Dave Perry, sits down with Jeremiah to discuss the current landscape of 20-year high mortgage rates. Can there still be homebuying opportunities? Dave explains why buying a home, even with near 8% interest rates, is better than not being in the market at all. He provides data to show that waiting any longer may be even more expensive. In the second hour, Alan and Brian discuss geopolitical risks and market volatility, and how they affect asset allocation. They delve into using technical analysis to identify leading indicators and explain why the news has such a significant impact on the markets.   Guests: Dave Perry, Academy Mortgage   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

No risk, no reward! Jeremiah and Brian give you a market update and talk about the most recent economic developments, including the most recent and surprising jobs report. Inflation, cost of living, and the stagnation of wages. Alan Holman joins Brian for the self-titled Old Guy Hour to give their old guy perspective on the markets. If you've been around for as long as they have, you've most likely also experienced market-related PTSD that has caused you to be wary of today's market conditions. However, that just means we've seen this all before (and it's probably not going to be as bad as the economic pessimists may think). Recession or not, don't make short-term decisions with long-term money.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

What is your 'why'? Why did you buy that stock? Why did you put your money into a CD? Is it because someone told you to, or did you copy someone else's strategy? There's a reason why it's called personal finance – it's personal to you. Jeremiah and Nic, in the first hour, talk about designing plans that work best for you, regardless of whether it applies to anyone else. Plus, listener questions! In the last half, Brian returns to the studio to focus on discovering strengths and weaknesses and finding solutions. Working with professional advisors, consider upgrading your advisors, and avoid getting too caught up in high-flying investment issues. After all, in reality, politics shouldn't dictate how you invest.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

Jeremiah and Nic starts the show with market news – the United Auto Workers' strike, Instacart's IPO, and everything else important you may have missed. The guys move on to talk about the texts and phone calls that we never want to receive... Is your and your family's estate plan updated and where you want it to be? And if you've done those steps already, you may want to update it.   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

In a volatile market (like the one we are currently experiencing), your investment strategy needs to take a different approach. We need to understand the impacts of investing amidst high market risk and rising interest rates. Alan and Brian start the show by discussing some of the investment opportunities that may be available in this risky environment. Is it time to reintegrate bonds into your portfolio? They explain the distinctions between bonds and bond funds, and in what situations you may want to consider them. They also address how to balance growth and income needs when faced with a less-than-ideal market, and explore how annuities can sometimes be beneficial.   Hosts: Alan Holman, CFP®, Wealth Advisor Brian Wiley, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/

How much is enough to retire? It's actually not as much as you probably thought... If you're wanting to listen to the first hour of the show hosted by Brian Wiley and Alan Holman, visit our previous episode!   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Consumer debt on credit cards has hit the $1 Trillion mark. This definitely shows that the stigma around debt has clearly changed, as it's no longer seen as a "bad" way to conduct your finances. Although there are ways debt can be abused, what are the other negative implications that this trend could have on household budgets and the U.S. economy as a whole? Jeremiah gives his market update, which includes commentary around Fitch's downgrade of U.S. bank lending and the forecasted recession that we're supposedly going to see at the end of 2023. In the last two segments, Nic and Alex talk about pensions and what options should be considered if you have one. There are multiple ways you're entitled to receive your pension payments, but maybe only one of those options is best for you. Be sure to work with an advisor to make sure you're able to maximize your benefit.   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor Alex Lundgren, AIF®, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

So far, 2023 has been a great year for the market with much thanks to the technology sector and the Artificial Intelligence "mania". Were any of these outperformers like Invidia part of your portfolio before this year? Now that we're at the middle mark of the calendar year, Jeremiah and Nic brainstorm on some of the things that we can be doing to prepare for taxes in 2024. They discuss 1031 Exchanges, the Delaware Statuatory Trust Strategy, and more. Don't pay a penny more than you have to!   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Brian Wiley and Alan Holman discuss the most recently revised GDP numbers, housing, and mortgage rates. They explore the current state of the economy, the impact of job growth and spending patterns, and the market's response to global events. They also delve into the concept of bond laddering as a strategy for income generation and provide insights on building a well-diversified investment portfolio. Also, Brian and Alan give ideas on how students can get creative when it comes to paying their way through college and handling any debt they may incur in the process.   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Nic discusses the recently implemented Inform Act, which aims to address the sale of stolen, counterfeit, and potentially harmful products on online marketplaces. The Inform Act requires platforms like Amazon and eBay to disclose and verify the identity of sellers to deter such activities. However, can it really be effective? Let us know what you think by going to our website and using our Ask the Experts feature!   Host: Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Interesting events unfolded over the weekend in Russia – and it's sure to affect the markets in coming weeks. Will you be able to ignore the volatility and keep your eyes on the prize? Jeremiah and Brian define the distinctions between ETFs and Mutual Funds. Is one better than the other? Management fees, the targeted index it's tied to, and other things to watch for when choosing between one or the other. In the second hour, we discuss spending in retirement. Since we spend most of our lives in the accumulation stage, shouldn't we prepare to spend in a "de-accumulation" phase?   Host: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

This episode is all about charitable giving – and we had the honor of having the CEO and Founder of Project C.U.R.E., Dr. Douglas Jackson, to join us. He explains what his organization does and how we can give money to charities like his. Not only does our money go to great causes, but we can also take advantage of tax benefits that can positively impact us as well. Want to donate to Project C.U.R.E.? Follow their link below!   Hosts: Alan Holman, CFP®, Wealth Advisor Brian Wiley, Financial Advisor   Guest: Dr. Douglas Jackson, PhD, JD Founder of Project C.U.R.E.   Donate to Project C.U.R.E. https://projectcure.org   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Social Security is the cornerstone of retirement income – about 1/3 of American retirees recieve 90% of their retirement income from Social Security alone. With so many people relying on it, you'd assume that they all know what they're doing, right? Well, not quite... Social Security can be a tricky thing to fully understand, especially if you want to get the most out of your money. Alexandra Lundgren joins Jeremiah on this broadcast to relay the information she has been learning about Social Security as she's worked towards becoming a certified Social Security Advisor. Delaying benefits, coordinating claims with your spouse, dealing with a previous marriage, and much more.   Hosts: Jeremiah Bates, Financial Advisor Alex Lundgren, AIF®, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

You've probably heard us talk poorly about annuities and other related investment products... and we're here to tell you that again. But in all seriousness, annuities are usually below-average performing investments that aren't beneficial to the majority of investors – especially those still in the accumulation stage. This morning, Alan Holman and Brian Wiley explain how annuity products operate and how you could easily be sold one by a slick-talking salesperson. While they warn against the cons of these, there are actually times where an annuity can be a great option for certain people.   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Outside of the United States, we're seeing countries starting to form demographics that consist of more older people than there are younger people – Italy being one of them. Though it's one of the hottest tourist destinations, it's becoming less and less affordable for those that live there. Nic highlights the current issues that they're having within their economy and how it's related to our current Social Security system. Is it finally time to reform our retirement programs?   Host: Nic Daniels BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Building a successful retirement fund doesn't happen without a solid plan to back it up. How else do you compensate for your child's college tuition, an expensive hospital bill, or a random series of expenses you never saw coming? Brian hosts the show solo today to explain the important of a financial plan and a look into the "Bucket Strategy" that he uses for his clients.   Hosts: Brian Wiley, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Are we headed into a recession? Alan Holman believes so, but does that really mean much to your financial plan? We talk about Money Market accounts, what not to confuse them with, and how they fit into your planning buckets. We dive deeper into our “Bucket Strategy” and discuss whether or not Alternative Investments are worthy of time for the average investor. There are also questions you need to be asking your advisor or anyone selling you any sort of financial product. Treat them like you would a doctor – get a second opinion!   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Last week, Advanced Auto Parts (AAP) announced a major cut in their dividend. The company  announced lower-than-expected earnings per share and revenue for the first quarter of 2023, citing challenging and competitive dynamics. As a result, they reduced their earnings per share forecast by 40% and cut their quarterly dividend from $1.50 per share to $0.25 per share! This is just one example of how dividends are never guaranteed. Nic explains the potential pitfalls of investing for dividend income and why companies even pay dividends in the first place.   Host: Nic Daniels BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

After weeks of built up anticipation, we were able to see a deal reached for the U.S. Debt Ceiling. As a result, we saw a fair amount of market optimism – Jeremiah and Nic give a brief market update on what happened this last week. May marked the 29th consecutive job report that showed more jobs were added to the market. Since the report is one of the data markers that the Federal Reserve is looking at to help cool inflation, what effect will this have for interest rates? Businesses having trouble finding workers, 1031 exchanges, and holding real estate within an IRA.   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

By this point in the month, the talk of Artificial Intelligence has infiltrated almost every financial news outlet. And it's no different on today's show in Denver... After seeing Invidia's big jump forward after they experienced investor optimism, almost every investor is wondering how they can become a part of this "mania". Alan Holman and Jeremiah Bates warn about becoming too invested in the hype and how risk management can allow you to capture gains while protected your downside risk. Are you all-in for A.I.?   Hosts: Alan Holman, CFP®, Wealth Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

When banks like Silicon Valley Bank and Signature Bank went under, many people believed that we were going to start experiencing what we did back in 2008 during the "Great Financial Crisis". While these things definitely rhyme, what we saw a couple months ago versus what we saw more than a decade ago is actually much different.   Host: Nic Daniels BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

As a nation of special interests, you can't have economics without politics; it's become apparent once again with the debates surrounding the debt ceiling. Brian and Jeremiah briefly touch on how Democrats and Republicans look differently on financial issues. With all of the other "noise" that's on your news timelines, it can be hard to focus on your end goals. When is it time to turn off the news, ignore what's going on in our country, and put your eyes back onto what's best for you and your family? Finally, the team discusses Artificial Intelligence and what it means for the U.S. workforce.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Have you been wanting to purchase your first home, but haven't checked it off your goals list because you just never knew where to start? Are you somebody who is tired of renting, and putting money into their landlord's pocket instead of yours? Are you ready to create generational wealth and build your legacy!We will take you step by step through the home buying process, and go in detail about how the current real estate market impacts your investment strategy. By the end of this workshop, you will have a plethora of information, and feel equipped in your home buying journey! What You'll Learn:

Debt ceiling, politcal talk, blah, blah, blah... Is this something we average investors need to pay close attention to, or is it just noise in the grand scheme of your financial planning? Alan and Brian discuss the national debt and what it means for our country. If you're in a 401(k) or another employee-sponsored retirement plan, be sure to rebalance your account at least once a year! Plus, the team discusses the future of Artificial Intelligence and the companies that are developing the A.I. landscape. What tech stocks should you be picking up to get-rich-quick? You're asking the wrong question.   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

You would think that a Mutual Fund that is actively managed would beat the index that it's based off of, right? Not always. And in the age of ETFs with low expense ratios, rarely ever. If you have a 401(k) or any other employee sponsored retirement plan, look into its holdings to see if you're investing in these poor performing funds.   Resource: https://citywire.com/pro-buyer/news/these-were-the-15-biggest-active-funds-10-years-ago-where-are-they-now/a2416765   Host: Nic Daniels BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

The Ransomware Minute is a rundown of the latest ransomware attacks & news, brought to you by KnowBe4. Listen to the podcast weekly and read it daily at https://ransomwareminute.com • KnowBe4 is the world's largest integrated platform for security awareness training combined with simulated phishing attacks. Join our more than 50,000 customers to manage the continuing problem of social engineering. To learn more about our sponsor KnowBe4, visit https://knowbe4.com

The Federal Reserve is trying to stabilize the U.S. economy and keep its dollar's value stable. Are they doing the job? As prices of everything continue to rise and the cloud of a recession still looms, people are feeling like their pay isn't quite keeping up. Brian and Nic talk about minimum wage and how employers are being forced to pay people livable wages in order to keep their staff on-board. In the second hour, Brian debates heavily with a caller regarding "Modern Monetary Theory". Questions on NFTs and much more!   Hosts: Brian Wiley, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Elon Musk, while one of the richest people in the world, is one of the most innovative of our time. Although he's a major genius, could A.I. even take over his roles? Brian and Alan talk about the current state and the future of artificial intelligence; What companies can we expect to take it to the next level? With the most recent boom of cryptocurrencies and the get-rich-quick stories that came with it, people are now looking for the new opportunities in the A.I. industry. Emotions, patience, and strategy is a huge part of picking the next big thing – but are you capable of doing it?   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

The Social Security system was designed to fail? Brian and Alex uncover why Social Security may be trending towards "insolvency" and what that exactly means. And since their employees are not allowed to give advice on any questions you may have regarding SS, Alex gives advice on what you need to be aware of. Marriage benefits, divorce, clergy, and more. In the second hour, Brian wonders if leaving his wealth to his son is the best idea. Would your money be put to its best use? He shares how some creativity can make sure your money is used as intended after death. Companies and political stances, current market volatility, and our lack of direction.   Hosts: Brian Wiley, Financial Advisor Alexandra Lundgren AIF®, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com —————————————————————

Welcome our new co-host, Alan Holman, for the new The Real Money Pros show in Denver, Colorado! Brian Wiley and Alan introduce themselves to the local Coloradans and talk a little bit about why they decided to spend their working lives in the financial industry. They explain what it means to be a fiduciary advisor and what it's like to work with a financial advisor that builds financial plans around their clients' goals.   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros: https://www.therealmoneypros.com   630 KHOW: https://khow.iheart.com/ ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

President Joe Biden's push to expand the accessibility of home loans for those who have had a hard time establishing credit has caused some confusion among homebuyers. Nic explains what these Loan Level Price Adjustments are and how (if implemented) these price adjustments will affect those looking to acquire funding to buy homes. Do you think those who have been financially responsible should accept their raised rates at the expense of those with poor credit?   Host: Nic Daniels BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com ————————————————————— SPONSORS:   Academy Mortgage https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon https://www.treecityadvisors.com —————————————————————

Did you have trouble filing your taxes last week? Brian and Nic start off with the problems of our country's tax system, how we're expected to navigate it, and how the topic led to Brian getting 2 Million views on TikTok! Plus, they touch on the topic of co-signing. Has a loved one asked you to co-sign on any of their large purchases? Brian explains why this is a TERRIBLE IDEA! In the second hour, the team debates on the necessity of hiring an advisor for financial guidance as you go through life. Is it worth it to you specifically?   Hosts: Brian Wiley, Financial Advisor Nic Daniels BFA™, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com —————————————————————

Hosts: Jeremiah Bates, Financial Advisor Nic Daniels BFA™, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com ————————————————————— Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com —————————————————————

The trust of our banking system continues to decline as more of these “scary” headlines hit the news. But if we can't trust the banking system, then where is our money safe? A coffee can? Grandma's basement? We tell you why paranoia does NOT mix well with your cash. And the revived movement towards cryptocurrency and decentralization is proof of society's uneasiness towards the topic of large banking.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com ————————————————————— Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com —————————————————————

As the news of failing banks around the world continue, the fear of losing hard-earned money to these institutions grow stronger. What is a bank run? Plus, Jeremiah argues that the CEO of Silicon Valley Bank may end up in a mess of legal troubles after accusations of insider trading start to stack. To spread more light on what happened in hopes to ease the uneasiness of these disasters, Todd Erickson with CapEd Credit Union calls in to answer  some of the questions we have.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com ————————————————————— Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com —————————————————————

Big news hit us late last week with Silicon Valley Bank essentially collapsing… and it begs us the question: Can we trust the banking system with our money? We may have the backup of the FDIC, but what flaws of the system could cause us to lose our money if it came to it? Brian, Jeremiah, and colleague Dave Perry dive into what happened and who is to blame. Plus, Dave gives us tips on how to manage our credit. And guess what–It's really not that difficult.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Dave Perry, Branch Manager at Academy Mortgage ————————————————————— The Real Money Pros: https://www.therealmoneypros.com   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com —————————————————————

Environmental, Social, and Governance. Brian and Jeremiah cover ESG Funds; are they as effective as a fund that strives for maximum performance? Finding the balance between ethics and returns. Jeremiah talks about adding cryptocurrencies into your portfolio and where you should actually be holding your digital assets. Don't put all your trust into the exchanges that make it easy for you to buy and sell... Finally, the duo gives some last minute tax advice and what to do moving forward.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor ————————————————————— The Real Money Pros: https://www.therealmoneypros.com   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com —————————————————————

To open up your free HSA, visit livelyme.com/pro to get started! In the first hour, Adam Berry from Lively HSA, joins Brian Wiley to talk about just that. HSAs! This self-audited tool is the best way to save for medical expenses and save on taxes. But what happens when you get audited and you used your HSA card to buy beer along with your cough medicine? Adam gives tips on how to properly use your HSA money and differentiates between what expenses are qualified and not. Jeremiah sits in on the second hour to talk about long-term investing, market volatility, and the future of A.I. companies.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Adam Berry, Director, National Banking Partnerships   The Real Money Pros: https://www.therealmoneypros.com Lively (HSAs and FSAs) https://livelyme.com/pro Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor Tree City Advisors of Apollon: https://www.treecityadvisors.com

The Federal Reserve is still busy trying to figure out ways to prevent our economy from heading into a full-on recession. With their corrections, can we expect a soft landing or a hard one? Maybe no landing at all. Jeremiah and Nic help cut down some of the financial “noise” we are bombarded with on the daily. What's really important to pay attention to as a long-term investor? The inverted yield curve, artificial intelligence, and tax tips for 2022.   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels BFA™, Financial Advisor     The Real Money Pros: https://www.therealmoneypros.com   Academy Mortgage: https://academymortgage.com   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com

Wait... Did we already pass the bottom of the market? Brian and Jeremiah talk about how most of your financial decisions are probably based off of your own sense of FOMO. Do YOU think the recession is finally over? The team touches on mortgage rates and the reason why the Federal Reserve keeps adjusting rates. The average American car payment is around $1,000/month! Could leasing be more practical? AI technology and trying to find the next Apple.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   ————————————————————— The Real Money Pros: https://www.therealmoneypros.com   Academy Mortgage: https://academymortgage.com   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com —————————————————————