Podcasts about Apollon

This week, we break down what the Fed's latest rate pause really means and why the market's reaction isn't always the full story. They dig into the ripple effects on mortgages, credit card rates, and borrowing costs, and talk about how “higher for longer” might stick around when it comes to interest rates. The guys also tackle listener questions on everything from annuity pros and cons to the best time to start Social Security. Plus, they share why cash can be a dangerous long-term strategy, how to use volatility to your advantage, and why market pullbacks aren't always bad news. Whether you're worried about inflation eating your savings, wondering how to invest in a weird market, or just trying to make sense of mixed economic signals, this episode is one to tune into.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Puntata a cura di Untimoteo. Arrivato su Netflix nel 2025, Kids on the Slope è un anime del 2012 diretto da Shin'ichirō Watanabe, il celebre autore di Cowboy Bebop. Ma se là dominavano il ritmo frenetico e la fantascienza hardboiled, qui siamo agli antipodi: un racconto intimo e realistico di formazione, amicizia e amore, ambientato nel Giappone degli anni '60. Al centro della storia – tratta dal manga Sakamichi no Apollon – ci sono le jam session jazzistiche tra due liceali molto diversi. La musica, curata da Yoko Kanno, accompagna e scolpisce i momenti chiave: da Coltrane a Chet Baker, da Bill Evans a Gershwin. Un'opera breve (12 episodi), raffinata e nostalgica, che racconta la giovinezza con grazia e profondità.“Animazione” è il format del podcast di Mondoserie dedicato alle diverse scuole ed espressioni del genere, dall'Oriente alla scena europea e americana. Parte del progetto: https://www.mondoserie.it/  Iscriviti al podcast sulla tua piattaforma preferita o su: https://www.spreaker.com/show/mondoserie-podcast  Collegati a MONDOSERIE sui social:https://www.facebook.com/mondoserie https://www.instagram.com/mondoserie.it/   https://www.youtube.com/channel/UCwXpMjWOcPbFwdit0QJNnXQ  https://www.linkedin.com/in/mondoserie/ 

This weekend, Brian and Jeremiah go into the realm of estate planning, focusing on the misunderstood but crucial tool: the revocable living trust. They answer listener questions from California to Florida, explaining step-ups in basis, trust-based ownership, and how titling mistakes can send your estate straight into probate. The real-world implications of leaving property outside of a trust, the legal difference between revocable and irrevocable trusts, and why funding your trust matters just as much as setting it up. They also address common misconceptions, like whether trusts protect assets from lawsuits or divorce—and offer guidance on avoiding costly oversights. Estate planning isn't just for the wealthy—it's for anyone who wants their legacy to pass smoothly and privately to the next generation. If you've ever thought about leaving property to your kids, this conversation will change how you plan for the future.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

This week, Brian and Jeremiah dig into one of the biggest mistakes they see from investors—sitting in too much cash out of fear. They talk through why holding back might feel safe but often leads to regret, missed opportunities, and slower retirement progress. They also break down today's weird market conditions: strong indexes, mixed economic data, and why consumer confidence still feels shaky despite record highs. Plus, they take on common listener questions—like how to deal with rising insurance premiums, whether real estate still makes sense, and how to stop overthinking every market dip. They also take listener calls and dive into real-world planning questions: • Should you wait to invest until after the election? • When do Roth conversions make sense? • How should real estate affect your tax plan in retirement? • Are annuities a good idea for monthly income—or a trap?   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Brian and Jeremiah cover what everyone's thinking: Why does the market feel fine if the public doesn't? They unpack the disconnect between bullish investors and frustrated consumers, and what the Fed's “higher for longer” stance really means for housing, inflation, and your portfolio. They also dive into a huge shift coming to our financial system—stablecoins. As Congress pushes new legislation to bring these digital dollar-backed assets into the mainstream, Brian and Jeremiah explain what it means for investors, the banking industry, and anyone tired of waiting 3 days for an ACH transfer. Other highlights this week: how regret can wreck a retirement plan, why cash isn't a long-term strategy, and how to avoid emotional investing traps that burned people during COVID-era markets.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

In this special episode of The Real Money Pros, Brian and Jeremiah are joined by Idaho Congressman Russ Fulcher to talk through one of the biggest pieces of legislation in years: the $4.5 trillion “Big Beautiful Bill.” Fulcher shares the story behind his popular addition—no federal tax on overtime pay—and how it could boost take-home income for millions of hourly workers. The crew also tackles where this bill fits into the larger economic picture, from growing federal debt to tariffs and trade resets with China, Mexico, and the EU. Later in the show, Brian and Jeremiah get personal with calls from listeners asking about the bill's impact on Social Security taxes, the future of crypto like XRP, and how to protect their families through estate planning and life insurance.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros

Réécoutez FG mix Dance avec Stephan Apollon du dimanche 13 juillet 2025

Le corbeau est présent dans les mythes et contes de toutes les époques, dans de nombreuses cultures. Au fil du temps, l'oiseau acquiert une mauvaise réputation à cause de son plumage noir, de son cri rauque et du fait qu'il soit charognard, en particulier dans l'Europe chrétienne, ce qui en fait un “oiseau de mauvaise augure”. Dans l'Ancien Testament, un corbeau apparaît pour la première fois au livre de la Genèse dans le récit du déluge. Noé, au bout de quarante jours, lâche un corbeau pour savoir si l'eau a baissé ou non. Comme l'oiseau ne fait qu'aller et venir sans pouvoir se poser, Noé lâche ensuite la colombe. Dans la mythologie grecque, Apollon fut un jour si amoureux de Coronis, fille du roi Phlégias, qu'il confia à un corbeau blanc le soin de veiller sur elle. Un jour que le corbeau relâcha son attention, Coronis se laissa séduire par un mortel nommé Ischys. Lorsque Apollon, jaloux, tua la jeune fille d'une flèche. Sur le point de mourir, elle lui révéla être enceinte de lui. Leur fils Asclépios, ou Esculape, fut confié au centaure Chiron, chargé de l'éduquer. Comme punition pour sa négligence, Apollon revêtit le corbeau d'un plumage noir. Le grand corbeau occupe également une place importante dans la culture amérindienne. Le corbeau de ces mythes est souvent à la fois le créateur du monde et le fripon. Selon une légende, l'Angleterre ne succombera pas à une invasion étrangère tant qu'il y aura des corbeaux à la tour de Londres ; le gouvernement en maintient plusieurs en résidence, tant comme assurance que pour faire plaisir aux touristes. C'est pourquoi les plumes des individus de la tour de Londres sont taillées périodiquement pour s'assurer que les oiseaux ne quittent pas les lieux. William Shakespeare mentionne le corbeau plus souvent que n'importe quel autre oiseau, aussi bien dans Othello (1604) que Macbeth (1606). Dans le film d'Alfred Hitchcock Les Oiseaux (1963), les corbeaux sont, parmi les oiseaux belliqueux, les plus redoutables, attaquant d'abord des écoliers, et assiégeant finalement, avec des mouettes, la maison où s'est réfugiée l'héroïne._______

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This week on The Real Money Pros, Brian and Jeremiah dive into the real (and wild) consequences of owning gold the wrong way—like when a client's self-directed IRA got caught up in a precious metals scam, leaving them with pennies on the dollar and a massive headache. From there, we unpack some crazy estate stories (think: gold in storage units, rifles hidden in floor vents, and a map-worthy backyard treasure hunt) that show why how you own something is just as important as what it is. And yes—Jeremiah shares his own run-in with the law in Hawaii involving drone fishing, a court date, and one very expensive lesson about checking the rules.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

In this tech-centered episode, Brian and Jeremiah explore the game-changing legislation pushing stablecoins into the financial mainstream. They break down what stablecoins really are, how they differ from volatile cryptos like Bitcoin, and why this move could disrupt legacy payment giants like Visa, Mastercard, and Western Union. From the impact on small business transaction costs to how this shift could eventually remove paper money from circulation, the guys dive deep into how blockchain technology might reshape personal banking, investing, and even how you pay your taxes. They also explore the potential investment angles—highlighting which companies might sink, and which ones could surge as adoption grows.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Today I speak with Gabrielle Apollon and Pooja Bhatia about the histories behind the persecution of Haitian migrants in Springfield, Ohio, and beyond. Targeted as exemplary “bad people” by demagogue Donald Trump, the stories of both the town and the people of Springfield are brought forward by Pooja Bhatia, who lived both in Haiti and as a journalist lived with the people in Springfield.  Complementing Bhatia's local stories of migrants, we have Gabrielle Apollon of the Global Justice Clinic, who tells of the complex “push” factors that drive Haitians from their homeland. We end on a hopeful note—showing how instances of transnational solidarity have succeeded where governments and international governmental bodies have failed.For more information on this topic, please check out our blog.Gabrielle Apollon is the Director of the Haitian Immigrant Rights project at NYU Law's Global Justice Clinic. She also coordinates the Hemispheric Network for Haitian Migrants' Rights, a coalition of Haitian activists, lawyers, and leaders, collaborating to combat the anti-Black racism, exclusion and cyclical displacement Haitians have faced as they've migrated throughout the Western Hemisphere. Gabrielle previously served as Managing Attorney at The Door: A Center for Alternatives, where she represented young people in immigration and family law matters. She holds a Bachelor of Arts and a Master of International Affairs from Columbia University, as well as a law degree from NYU School of Law.Pooja Bhatia is an U.S. writer, editor and teacher who has reported on Haiti and Haitian immigrants for more than 15 years. She lived in Haiti from 2007 to 2011 and speaks Kreyòl. Her work has been published in a variety of outlets, including The London Review of Books, The Baffler, The New York Review of Books, The New York Times and The Economist, where she was Haiti correspondent from 2010-2013. A former human rights lawyer, Pooja teaches with the University Network for Human Rights, and is working on a novel.

In this second part of our two-part show, Jeremiah Bates takes the mic to share his perspective on one of our most powerful retirement planning tools: the bucket strategy. Building on Brian's introduction in Hour 1, Jeremiah breaks down the logic, math, and mindset behind organizing your assets into three core buckets—short-term liquidity, income, and long-term growth. Using real client examples, including one who retired just before the COVID crash, Jeremiah explains how the bucket plan can protect your retirement income, reduce emotional investing mistakes, and help you weather market downturns with confidence. He outlines how each bucket functions, what types of investments belong in them, and why timeline-driven planning is essential for lasting financial peace of mind.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Nan entèvyou sa a, Gaëlle Bien-Aimé pale ak tout kè l sou nouvo spektak li “Kèskonfè?”, yon Stand Up ki charye ri, refleksyon, ak verite sou sa k ap pase an Ayiti. Li pale de sante mantal, madanm Apollon, politik, diaspora, epi kijan li rive fè moun ri ak reyalite ki pi lou yo.

Brian Wiley dives deep into one of the most effective investment strategies for retirement: bucket-based investing. Using a fictional scenario, Brian explains how blending goal-based and cash-flow planning can help retirees organize their assets into three key buckets—stable, income, and growth. He walks through their $1.3M portfolio, their $6,000/month retirement income needs, and how to align investments with real-life goals like buying an RV or planning for early retirement. Brian shows how this simple system empowers investors to manage market volatility, reduce emotional decisions, and retire with clarity. Look for our next episode where Jeremiah Bates give his point of view of The Bucket Strategy!   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Réécoutez FG mix Dance avec Stephan Apollon du dimanche 15 juin 2025

The dudes unpack the headlines that distracted investors all week—starting with the bizarre (and kind of surprising) public feud between Elon Musk and Donald Trump. But rather than get caught in the drama, they break down what these kinds of headlines actually reveal about market psychology, innovation narratives, and how investors often overreact to noise. Brian shares thoughts on Musk's focus on Mars, and how the biggest minds—and money—are increasingly concentrated in AI, robotics, and infrastructure. Jeremiah brings it back to reality with a discussion on emotional investing and why even the best plans get derailed by uncertainty and indecision. They also revisit the bucket strategy, explain how long-term planning can absorb market turbulence, and share a real-world story about a client who sold a home and finally put cash to work—reminding listeners that action, not perfection, drives results. We talk tech, politics, and personal finance in a way that helps listeners refocus on what actually matters: having a strategy that isn't swayed by social media, soundbites, or sentiment swings.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Everything from market volatility and investor behavior to life insurance gaps and why simple planning still wins… Jeremiah and Nic unpack the latest tariff developments—what's real, what's politics, and how uncertainty is shaking Wall Street—and explain why emotional reactions to short-term headlines often lead to long-term regret. Jeremiah shares stories from client meetings, including a couple sitting on too much cash for too long, illustrating the cost of inaction and paralysis by analysis. The team stresses the importance of knowing your investment timeline and purpose—especially when volatility strikes. A key stat? The S&P 500 has rallied over 18% since April 8th—proof that missing just a few big days can wreck your long-term returns. They also discuss the AI-driven surge in NVIDIA, with caller insights and reminders about avoiding concentration risk. Plus, practical talk on Roth vs. traditional accounts, 401(k) withdrawal rules, and why index funds often outperform stock picking.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Nic Daniels ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

I dagens ekstra epiosde får dere et intervju med det bergens baserte bandet Variety Jones. Vi snakker om historien bak navnet til bandet. Om hvordan det er enklere å lage musikk, om vanskelige temea, når man har hverandre. Vi får mange innblikk i prossesen bak plata. Vi får vite hvilken sanger som passer til ulike anlendinger. Bandet gir oss anbfealinger til kule kvinnelige rockere i byen. Her er det med andre ord mange godbiter. I morgen kommer platen ut som CD og Vinyl (30.05.2025). Hvorfor de har valgt dette, fremfor digitale tjenester, kommer vi også innpå. Om du vil høre platen skal den spilles på Apollon platebar i Bergen 30.05.2025 I studio er: Lena Andersson (programleder) William Schrøder (Gitar og Vokal, i Variety Jones) Fredrik Bø (Trommer, i Variety Jones)

Over the Memorial Day weekend, Brian Wiley and Alexandra Lundgren unpack the often misunderstood mechanics and risks of 401(k) plans—from overloading on company stock to the overlooked tax strategy known as Net Unrealized Appreciation (NUA). If your retirement plan is tied to your employer's stock, your paycheck, and maybe even a pension, you may be overexposed without realizing it… They walk listeners through how NUA works and when it might be smarter to move company stock out of a 401(k) instead of rolling it all into an IRA. Brian and Alex also dive into loan provisions, early withdrawals, and the in-service distribution option that can open the door to greater investment flexibility—if your plan allows it. They also break down why 401(k) plans are designed the way they are, what employers can customize, and how plan features like automatic enrollment, vesting schedules, and Roth catch-ups impact savers at different stages of life.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Alex Lundgren ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Brian, Alex, and our callers dig into one of the most overlooked but urgent problems in personal finance: our retirement system is broken—and most people don't even realize it. The conversation opens with an honest critique of the current mess of savings vehicles: 401(k)s, SIMPLEs, SEPs, IRAs, Roths—all with different rules, limits, and levels of access. The hosts explain why these inconsistencies create a fundamental inequality: if you're self-employed, you can stash away $70K pre-tax, but if you're a W-2 employee? You're capped at less than half that. It's a system built with good intentions that's now a patchwork of inefficiency, confusion, and lopsided opportunity. The episode features a practical case study from a young entrepreneur trying to offer retirement benefits to a small team with limited resources. Alex breaks down the real math behind startup retirement plans and offers realistic paths forward. They also take a call from a college student who saved $10K and wants to invest it wisely—an unexpected reminder that real financial planning starts early, and opportunity favors the intentional.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Alex Lundgren ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

This last Saturday, Brian Wiley and Jeremiah Bates dug deep into the real-world impact of tariff policy, investor behavior, and why emotional risk tolerance matters as much as the numbers. The market feels chaotic—but as the guys explain, it's not just the economy reacting—it's the people. And like a game of musical chairs, the longer the music plays, the more irrational the behavior becomes! We open up with sharp commentary on market overreactions tied to tariffs and trade drama. From there, it zooms in on the behavioral side of investing: fear, confirmation bias, and the mental loops that drive emotional decisions. Brian and Jeremiah explain why many investors—especially retirees—feel stuck and how a simple framework like the "bucket strategy" can bring clarity. There's also discussion around overexposure to stocks like Nvidia or Tesla, and why it's easy to get caught chasing performance when a clear plan is missing. Real listener calls—like a business owner seeing reshoring effects from tariffs—round out the conversation with timely, ground-level perspective.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

The trio gang (Brian, Jeremiah, and Nic) goes into the real economic impact of tariffs, rising uncertainty, and how financial planning needs to adapt to both market volatility and emotional behavior. As headlines swirl about the administration's evolving trade strategy, the guys challenge listeners to examine their own “fortitude” for this economic shift—and whether they're reacting emotionally or strategically. Jeremiah emphasizes that personal impact matters more than GDP headlines, reminding listeners that preparation and liquidity are key to managing any downturn. Nic draws from his personal experiences to explain how unease around money often stems from deeper concerns—goals, family, and long-term plans—not just market performance. The episode also tackles estate planning with practical advice: when a will isn't enough, why trusts often make more sense, and how proper account titling and beneficiary audits can prevent probate delays. Plus, listener questions round out the hour, ranging from home buying decisions during economic uncertainty to the future of crypto and the Treasury's recent moves.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Brian Wiley and Jeremiah Bates dig into how the latest tariff headlines, political pressure on the Fed, and fast-moving market swings—often triggered by fake news and social media rumors—are creating both chaos and opportunity for investors. Brian shares insights from a recent financial conference, pointing out a troubling generational gap in financial advisory leadership and highlighting how seasoned advisors are keeping clients steady through volatile times. The show also features real listener calls, including advice to a 26-year-old balancing debt repayment with future investing goals, and a deeper look at dealing with a financial scam tied to solar financing. The overarching message is clear: market volatility is nothing new, and emotional reactions are often the enemy of smart investing. Wiley and Bates emphasize strategy, education, and planning—urging you to position yourself for future opportunities rather than reacting to short-term fear.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

In this solo-hosted episode, Jeremiah Bates explores the week's financial news and practical planning strategies—anchored by real-world client conversations. While Wall Street processed more volatility, led by Nvidia's $5.5B hit and Apple's China-related struggles, Jeremiah explains how index weighting magnifies the market impact of tech giants and why understanding portfolio construction matters more than ever. But markets are only part of the story. Long-term care costs are skyrocketing—like a $12,000/month surprise bill for a client's mother—and how families can prepare. He discusses tools like Miller Trusts, Medicaid planning rules, and how some families might self-fund care without sacrificing their financial stability. Plus, tax-efficient strategies like Roth conversions and Qualified Charitable Distributions (QCDs) for retirees facing RMDs they don't need. It's important to understand your tax brackets, filing status, and charitable intent when making these decisions.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

"HKBU20" koduyla, tüm randevu paketlerinde geçerli %10'luk indirimden yararlanmak için https://doctorontheline.com adresini ziyaret edebilirsiniz

Açık Dergi'de Emine Yıldırım'ın ilk uzun metrajı, Tokyo Film Festivali'nden ödülle dönen Gündüz Apollon Gece Athena adlı filmini konuşuyoruz. İstanbul Film Festivali'nde izleyiciyle buluşacak olan filmin oyuncularından Ezgi Çelik ve Barış Gönenen de sohbetimize katılıyor.

After the crazy week, Brian and Jeremiah dissect what they call the most emotionally driven and predictable market sell-off of their careers. Brian shares how, mid-flight, he scrambled to access Wi-Fi—not to panic, but to buy—spotting a clear opportunity as investors dumped assets out of fear. The hosts emphasize a critical truth: emotional decisions, not strategy, drive most investment mistakes. Missing just the top 10 days in the market over decades can cut your returns in half. Timing matters—but only if you're prepared. Jeremiah highlights how uncertainty around tariffs, treasury yields, and economic policy triggered fear-based behavior, not grounded planning. The message is clear: strategy beats headlines, and emotion is your portfolio's worst enemy. For those still working, market drops are opportunities. For retirees, preparation—liquidity, proper asset allocation, and planning—prevents disaster.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Dans la mythologie grecque, Apollon est l'un des dieux les plus vénérés et les plus complexes. Fils de Zeus et de Léto, frère jumeau d'Artémis, il incarne à la fois la lumière du soleil, l'harmonie musicale, la beauté, la médecine, la prophétie, et même la justice. Il est donc naturel que les attributs qui lui sont associés — notamment la lyre et le dauphin — reflètent cette richesse symbolique. Et ces deux symboles, pourtant très différents, racontent chacun une histoire profondément ancrée dans les récits mythologiques.La lyre, tout d'abord, est sans doute l'attribut le plus emblématique d'Apollon. Elle incarne son rôle de dieu des arts et de la musique, mais aussi sa capacité à instaurer l'harmonie entre les hommes et les dieux. Selon la légende, l'instrument n'a pas été inventé par Apollon lui-même, mais par Hermès, le dieu farceur, alors qu'il n'était encore qu'un nourrisson. Pour se divertir, Hermès aurait tué une tortue, tendu des boyaux d'animaux morts sur sa carapace et ainsi créé la toute première lyre. Peu après, il vole le troupeau de vaches appartenant à Apollon. Lorsque ce dernier découvre le vol, il s'apprête à punir Hermès, mais ce dernier, pour se faire pardonner, lui offre la lyre. Séduit par la beauté de l'instrument et par les sons qu'il en tire, Apollon accepte l'échange.Dès lors, Apollon devient le dieu de la lyre, celui qui inspire les poètes, les musiciens et les chanteurs. Il dirige les neuf Muses, qui représentent les arts et les sciences, et joue de la lyre pour adoucir les cœurs, apaiser les conflits, et exprimer l'ordre du monde. La musique d'Apollon n'est pas simplement un art : elle est une manifestation de la logique, de la beauté parfaite et de l'équilibre cosmique.Mais Apollon est aussi lié à un tout autre univers : celui de la mer. C'est là qu'intervient un second symbole : le dauphin. Cet animal est associé à l'un des grands récits fondateurs du culte d'Apollon : la création de l'oracle de Delphes. Selon le mythe, Apollon, cherchant à établir son sanctuaire, repère un navire crétois au large. Pour guider ses futurs prêtres, il se transforme en dauphin et nage jusqu'au navire. Fascinés par l'apparition, les marins suivent le dauphin jusqu'au rivage, où Apollon reprend forme humaine et leur annonce qu'ils serviront désormais dans son temple.Ce geste donne à Apollon une autre dimension : celle du guide spirituel, capable de mener les hommes de la mer vers la terre sacrée, du monde matériel vers le monde divin. Le dauphin devient le symbole de cette fonction de passeur, de protecteur, mais aussi de lien entre les éléments : la mer, la terre et le ciel.Ainsi, qu'il soit représenté avec une lyre ou un dauphin, Apollon révèle toujours une facette de son immense pouvoir : celle qui unit les arts, la sagesse et la guidance divine. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

After ending a rough trading week, Brian and Jeremiah dissect the pivotal week on Wall Street as economic uncertainty rattles investors. With major indices taking a hit and bond yields climbing, they spotlight the bond market's warning signs and the Fed's ongoing inflation battle. They explore the collapse of commercial real estate giants like WeWork and why regional banks could be sitting on a ticking time bomb... The guys also examine cracks in consumer behavior—from falling credit card payments to signs of tightening wallets—and what that means for the broader economy. Are we heading toward a slow bleed or a sudden break? Their discussion covers real estate, inflationary pressures, and defensive strategies, urging listeners to reassess their risk exposure now. If you're wondering whether it's time to rebalance, shift into higher-quality assets, or prepare for market turbulence, this is your must-hear episode.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

This Saturday, we talk the latest market trends and what they mean for your portfolio. We dive into smart tax strategies, helping you keep more of what you earn—especially if you're facing Required Minimum Distributions (RMDs). Are you making tax-efficient investment moves? We give some tips on how to maximize your returns while minimizing Uncle Sam's cut. We also explore the hidden risks lurking in your investments. From overconcentration in tech stocks to overlooked fees in your retirement accounts, we uncover common pitfalls that could be dragging down your wealth. Plus, we tackle listener questions on the best ways to hedge against inflation and where today's real opportunities lie.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Brian and Jeremiah break down the current market volatility and why investors need to prepare for inevitable downturns—just like you would during flu season! They discuss how market corrections happen every 14–16 months and why having a three-year financial cushion can keep you from making panic-driven mistakes. The conversation also dives deep into Elon Musk's long-term strategy—does he really care about Tesla, or is it just a stepping stone to Mars? They explore how AI, robotics, and quantum computing are shaping future investments and why understanding these trends could give investors an edge. They also highlight the importance of strategic tax planning, how business owners can avoid wasting money, and the smart way to structure investments for long-term success.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Markets go up, markets go down—but what does that mean for your money? Brian Wiley dives into the cycles of booms and busts, reflecting on 25 years of market history and how investors can navigate uncertainty. With inflation, tariffs, and shifting tax policies in play, the key takeaway is this: smart financial moves matter more than ever. Brian is joined by longtime friend Juan, a tech industry insider, to discuss how AI, semiconductors, and government policies are shaping the economy. Plus, they explore how emotions—fear, greed, and even political frustration—can influence investment decisions. Whether it's understanding how tariffs affect tech stocks or deciding when to hold or sell in a volatile market, this episode is packed with insights to help you stay ahead.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

This week, Brian and Jeremiah break down the latest market swings and what they mean for your portfolio. With the NASDAQ dipping into correction territory, should you be worried? Not if you've got a solid plan! We talk about why staying invested through the ups and downs is key and how to avoid panic-driven mistakes. Plus, we dive into estate planning—because let's be real, nobody likes thinking about it, but having a plan in place can save your family a ton of headaches. Ever wonder if those micro-investing apps actually work? We share a real-life success story that might surprise you. And for all the small business owners out there, we cover how choosing the right business structure—like an S-Corp—could save you serious money on taxes.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Brian Wiley and Jeremiah Bates break down the fiery Oval Office exchange between Trump, JD Vance, and Ukraine's Zelensky. What led to the heated debate, and was Zelensky's approach the right move? The hosts analyze the political and financial stakes—especially how Trump's efforts to reshape foreign alliances could ripple through global markets. Then, it's all about preparing for the unexpected—federal worker layoffs are making headlines, and job security is a growing concern. If layoffs are looming, what should you do first? The guys cover essential strategies: avoiding costly 401(k) loan mistakes, using credit lines wisely, and ensuring your health and life insurance aren't at risk. In the second hour, they take a deep dive into Health Savings Accounts (HSAs), explaining why they're one of the most underrated financial tools. Plus, listener questions tackle the taxability of life insurance, the Roth vs. traditional IRA debate, and smart diversification strategies.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

This week, Brian Wiley and Jeremiah Bates break down the latest market swings, explaining why recent volatility is normal market behavior and how investors should approach it. With economic uncertainty looming—fueled by inflation concerns and political factors—the guys explain how to stay disciplined in your investment strategy. As tax season kicks into high gear, they tackle common tax questions, including how to handle 1099 forms, correct errors on tax documents, and optimize your filings. Retirement planning is another hot topic (as always), with key insights on when to claim Social Security, how to create a steady income stream, and strategies for managing taxes in retirement. Brian and Jeremiah dive into real-world financial planning cases, from consolidating debt efficiently to ensuring your portfolio is structured to weather market downturns.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Stel and Petros discuss the 1-1 draw against Apollon that means literally nothing.

With the triple team, Brian, Jeremiah, and Alex dive into smart strategies for minimizing capital gains taxes when selling property. A caller shares their real-life scenario of selling two properties, prompting a discussion on how to leverage exemptions, 1031 exchanges, and Delaware Statutory Trusts to maximize profits while minimizing IRS exposure. Next, they tackle the age-old question: should you pay off your mortgage before retirement? With interest rates at historic lows for many homeowners, we break down why keeping a low-interest loan might be the better financial move. We also explore retirement income planning, balancing liquidity with long-term growth, and how to ensure financial security for both spouses. Finally, we touch on Medicare premium brackets and how capital gains can unexpectedly increase healthcare costs.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley, Jeremiah Bates, & Alex Lundgren ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

What a wild ride 2025 has been so far! We dive into the latest market swings and how tariffs are shaking up the economy. Jeremiah and Nic break down what the recent tariff discussions mean for businesses, consumers, and your portfolio. They also tackle the volatility that has defined 2025 so far—why markets keep swinging and how to stay level-headed through the noise. Do you think tariffs will be good or bad for our country? The conversation then shifts to tax planning, including key strategies to maximize deductions, the impact of the expiring Tax Cuts and Jobs Act, and whether Roth conversions should be on your radar before potential tax hikes. Plus, the guys dig into real-life financial planning scenarios—managing estate taxes, protecting your wealth in blended families through proper estate planning and prenuptial agreements, and, of course, the financial scams to watch out for this tax season. AI-driven fraud is on the rise, and it's getting more sophisticated—don't get caught off guard!   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Nic Daniels ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

This week, mortgage rates are top of mind as we discuss where they're headed in 2025 and how the bond market is influencing lending rates. Guild Mortgage's Dave Perry joins the show to break down home-buying strategies in today's high-rate environment. Next, we explore how interest rate trends could impact your investments and borrowing power. The Federal Reserve's latest stance suggests a “wait and see” approach—so what does that mean for markets and your portfolio? Finally, the recent elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could mean thousands more in benefits for certain retirees. We discuss what this means, who qualifies, and why you need to prepare for potential tax implications.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren Guest: Dave Perry, Guild Mortgage ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

On this episode, Jeremiah and Nic discuss how to navigate the complex tax season, offering tips for understanding 1099 forms and avoiding tax surprises. The duo dives into artificial intelligence and its potential impact on the economy, from energy demands to legislative risks, providing listeners with perspectives on investment opportunities and challenges in the AI space. Additionally, they explore the evolving role of financial advisors, highlighting the importance of trust and comprehensive planning that aligns with clients' values and long-term goals.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Nic Daniels Wealth Management Advisors at Tree City Advisors of Apollon ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Brian Wiley and Jeremiah Bates unpack the dangers of bad advice on platforms like TikTok, highlighting how poorly sourced financial tips can lead to major IRS troubles. They emphasize the importance of vetting financial advisors and understanding credentials to ensure your money is in trusted hands. Too bad it didn't stay banned for long! They then shift to pensions, exploring the pros and cons of lump-sum payouts versus lifetime payments. The hosts address factors like interest rates, flexibility, and the long-term viability of pension providers. They also highlight the nuances of joint-life and single-life payout options, along with how to align these decisions with your retirement goals. Plus, donor-advised funds can be a strategic charitable giving tool. The hosts explain how these funds work and the tax advantages they offer, especially for those with RMD obligations.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Looking back at the week, Jeremiah and Brian dive into the latest job numbers and their surprising market impact, exploring how strong employment figures might influence Federal Reserve decisions and bond yields in the months ahead. They examine the intricacies of Qualified Charitable Distributions (QCDs) and Donor-Advised Funds (DAFs), showing how strategic giving can maximize tax benefits while supporting causes close to your heart. Plus, it's never been easier to start a business here in the United States. Brian shares a story about how easy it is – no excuses!   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

To kick off 2025, Brian Wiley and Jeremiah Bates dive into the year ahead with actionable insights on smart tax strategies, the evolving crypto market, and navigating the housing landscape. They emphasize the power of Roth conversions and other pre-tax tools like HSAs and 401(k)s, providing guidance on how to optimize your tax picture and keep more money in your pocket. The guys explore how market trends, including semiconductors and other tech investments, could shape 2025. The duo weighs the potential of AI-driven industries and crypto's long-term prospects, unpacking the implications of regulatory developments for investors. Plus, get tips for tackling the housing market creatively amid high interest rates.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

As we hit the final weeks of December, we're gearing up for the financial challenges and opportunities that lie ahead in 2025. The conversation kicks off with expert insights on recent market movements, helping you understand what's driving the end-of-year volatility. Brian and Jeremiah talk about value and growth investing, offering practical guidance on where to focus your attention as interest rates fluctuate and the Federal Reserve sets its course for the coming year. This is a segment worth paying attention to going into January. Wrapping things up, we dive into year-end tax strategies designed to boost your bottom line. From maximizing Roth conversions to smart tax planning for retirees, these actionable tips will help you make the most of your financial opportunities before the clock strikes midnight on December 31st. Have a very Merry Christmas!   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Jeremiah Bates and Alex Lundgren kick off the show by addressing common retirement planning mistakes, emphasizing the importance of saving early, adjusting plans over time, and preparing for rising healthcare costs. They highlight how neglecting these steps can derail your financial security in retirement. We see these often! They also dive into effective debt management, offering tips to avoid high-interest traps and use debt strategically. Tax planning also takes center stage with a discussion on Roth conversions and their potential impact on Medicare premiums and overall tax liability. Jeremiah and Alex stress the importance of understanding how financial actions, like selling assets, affect your tax picture. Plus, advice on investment diversification to manage risks and behavioral finance tips to overcome emotional decision-making that can (and will) harm your portfolio.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Brian and Jeremiah kick off today's discussion with the concept of simplicity in financial planning—reminding us that overcomplicating strategies can often lead to unnecessary stress. From estate planning to consolidating accounts, they emphasize the value of keeping things straightforward, especially when working across generations within families. The guys also delve into charitable giving and the often-overlooked tax benefits it can provide. By fine-tuning how donations are executed, you can maximize tax savings while supporting causes that matter to you. Plus, options trading takes center stage as they explain its mechanics, risks, and potential rewards using relatable analogies. Whether you're a seasoned investor or just curious about options, their insights help you understand this complex investment strategy. Remember to be smart about your options trading! Your risk could be unlimited.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

After the shortened trading week, Brian Wiley and Jeremiah Bates tackle the increasing threat of financial scams, particularly those targeting the elderly. With over $10 billion reported lost to scams in 2023, they discuss the importance of vigilance in protecting loved ones and yourself from fraud. 'Tis the season to be scamming! Additionally, the duo explores elder financial exploitation by trusted individuals, such as family members or caregivers. The hosts discuss systemic vulnerabilities and the vital role of fiduciary responsibility in safeguarding assets. Whether you're navigating caregiving arrangements or seeking ways to assist aging parents, this episode provides insights to protect against exploitation and maintain financial security.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

On this episode, we dive into some of the most important financial strategies you should consider as we approach the end of the year. Whether you're managing your portfolio solo or working with a financial advisor, we'll break down how to match your financial needs with the right type of advisory service. We'll also talk about the top year-end tax strategies to help you make smarter moves. From tax-loss harvesting to charitable giving through donor-advised funds, these tips could make a big difference in how much you save when tax season rolls around!   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

In this shortened show, Brian and Jeremiah examine the ambitious push for government efficiency, including plans to cut $2 trillion in spending. With leaders like Elon Musk and Vivek Ramaswamy at the helm, we explore how transparency and strategic cost-cutting could reshape government operations while addressing public skepticism about bureaucracy. Will it work? We also take a walk into Roth IRA conversions, highlighting how converting traditional retirement accounts during lower-income years can reduce taxes and secure long-term, tax-free growth. There's a reason we talk about this often. Finally, the episode focuses on managing investment risk through proper diversification and understanding asset performance. Whether navigating crypto markets or balancing a portfolio for retirement, smart risk management is critical for a successful financial plan. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————