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Send us Fan MailBuilders are shifting legal risk directly onto buyer agents — and most agents don't see it coming until it's too late. In this episode, real estate attorney and SC Real Estate Commissioner Gary Pickren breaks down five builder practices that create serious liability for buyer agents and brokers in charge.What's covered:Builder bonuses and commission steering — why that $10,000 check could cost you your licenseEscalating volume incentives and why every client in your pipeline is now at riskThe builder compensation agreement designed to override your buyer agency agreement (and why it may violate SC law)Inflated contract prices with large cash credits — and why this looks like market manipulationWhy dropping your buyer off at the builder's sales office is an agency liability waiting to happenThis isn't anti-builder. It's pro-agent. Know the risks before you're answering for them under oath. key topicsBuilder bonuses and incentivesInterference with buyer agency agreementsMarket manipulation through price creditsLegal and ethical risks for real estate agentsStrategies for agent risk managementChapters00:00 Introduction to Builder Risks02:33 Understanding Builder Bonuses09:33 Escalating Compensation and Its Implications17:34 Builder Interference with Agency Agreements26:00 The Role of Buyer Agents30:00 Preferred Lender Pressure and Buyer Representation
In episode 2070, Jack and Miles are joined by musician, poet, activist, MC, and host of Hood Politics, Jason Petty AKA Propaganda, to discuss… Marco Rubio Doesn’t Know What Sleeping Is Or What A Proper Fitting Shoe Is, Trump Turns Reflecting Pool Scandal Into Skyscraper Dick-Measuring Contest, 60 Minutes With… Joe Rogan? And more! Trump: I just had this done. holds up chart comparing reflecting pool to buildings 'Our pool is bigger than skyscrapers': Amid war, Trump touts Washington projects Reflecting Pool Contract Has ‘Inflated’ Profit Margin, Government Analysis Finds Trump drives across Lincoln Memorial Reflecting Pool to inspect blue coating he's adding Trump’s reflecting pool spruce-up fails to charm preservationists Nothing Explains Trump’s Washington Quite Like the Reflecting Pool Scandal CBS News says Joe Rogan is not in consideration to replace Anderson Cooper on '60 Minutes' The Doomsday Clock Ticking at Bari Weiss’s Broken ‘60 Minutes’ Bari Weiss Reportedly Considering Hiring Joe Rogan at CBS Amid Anderson Cooper’s ’60 Minutes’ Exit Andy Rooney Not In Tune With Billboard 200 Artists Andy Rooney Comments On Kurt Cobains Death 1994 CBS News Suspends Rooney for Remarks About Blacks : Race relations: The commentator is quoted by The Advocate, a gay magazine, but he denies making the statements. LISTEN: reckless and arranged - day 56 by Ethan FrenchSee omnystudio.com/listener for privacy information.
Inflated revenue, no proof of investment in gold mine in Africa, reduction of receivables & supplies of gold, routing of funds via personal accounts— These are some of the findings of SEBI probe into Rajesh Exports Limited. #CutTheClutter with Shekhar Gupta looks at the big takeaways from SEBI report, irregularities and explains why it isn't Rs 15.15 lakh crore scam as well as what it is.
Les and Dave are joined by Ian to discuss whether 25/26 has really been a bad season or whether inflated expectations have contributed to our feelings of frustration. Is the club where it should be? Would you stick with Moyes, or is it time to twist and look for a new manager?Find out more about Laura's book, On the Banks, here - https://www.lauragatesphotography.co.uk/shopGet 20% of Everton clobber with the code BLUEROOM20, here - https://forevereverton.co.uk/And see what's on at The Windy, here - https://www.invisiblewindfactory.com/events/ Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of The Wrap, Chris Whalen breaks down what he calls one of the most significant weeks in Fed history — Powell's final press conference as chairman, his decision to stay on as a Fed governor to block Trump from a second appointment, and what it means for Kevin Warsh walking into a hostile committee with the most dissenting votes since 1992. Chris explains why the Fed has been "the key engine of progressive socialism in Washington" since 1935, what a Warsh-led Fed actually looks like in practice, and why the Trump White House missed a political layup by not hanging "the burning tire of home price affordability" around Powell's neck. Plus: why sulfur — not oil — is the one word that sums up the biggest threat to the global economy right now, what China's sulfuric acid export ban means for copper, silver, and inflation, and why distressed real estate is "the next trade."Thank you to our partners at Goldco. Get your free 2026 Gold & Silver Kit at https://goldco.com/thewrap or call 855-573-0817Links: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ The Wrap: https://www.theinstitutionalriskanalyst.com/post/theira840Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Use the code TheWrap2026 for 25% off your first year of The Institutional Risk Analyst https://www.theinstitutionalriskanalyst.com/plans-pricingTimestamps:0:00 Welcome & intro — what a week it was 2:05 Powell staying as fed governor 5:08 Warsh — "a hawk on inflation but a supply sider" 7:15 Powell's warning about regional Fed presidents8:10 What can we expect from a Warsh-led Fed?11:30 "The burning tire they should have hung around Powell's neck" 12:25 "What would be the message?" — Chris on political messaging and affordability14:44 What change is Chris most looking forward to at the Fed?16:41 Inflation is accelerating17:28 Sulfur — the one word that sums up the global economic threat20:17 What is Chris doing with his precious metals right now?21:17 US equity markets hitting record highs — what does Chris make of it? 24:30 Distressed real estate is "the next trade" 29:40 One year anniversary of Inflated — reflection and what's come to fruition 34:32 What is Chris watching next week?
Welcome to the weekly MormonNewsRoundup where Al & Dives ruminate on the great and spacious Beehive!
Gordon B. Hinckley is remembered by many Latter-day Saints as a kind, media-savvy prophet who modernized the Church of Jesus Christ of Latter-day Saints. He smiled easily, charmed journalists, built temples across the globe, and became the public face of Mormonism for over a decade.But behind the polished image lies a far more troubling record.In this episode of the Mormon News Roundup, we count down the Top 10 Fails of Gordon B. Hinckley, taking a hard look at the decisions, statements, and leadership patterns that caused real harm to members and damaged the church's credibility. From founding the secretive Ensign Peak Advisors fund, to misleading claims about church finances and humanitarian aid, to the City Creek Mall controversy, Hinckley's tenure was marked by secrecy, exaggeration, and image management.We also examine his homophobic rhetoric toward LGBTQ+ members, his misleading public statements about polygamy, his role in patriarchal leadership structures like the Proclamation on the Family, and the disastrous handling of the Mark Hofmann forgeries. Finally, we explore how Hinckley's massive temple-building program prioritized prestige and legacy over transparency, charity, and accountability.This video isn't about personal attacks — it's about power, authority, and accountability. When religious leaders claim divine guidance, their words and actions deserve scrutiny. Hinckley's failures shaped the faith, finances, and lives of millions, and their consequences are still being felt today.
The Boulder Boys Show Ep. 74 999 Youtube video!! https://www.youtube.com/watch?v=wfH416KGBsE This Episode is brought to you by Intrepid Camp Gear. https://intrepidcampgear.com/discount/BoulderBoys Code: BoulderBoys for 10% off Boulderboys.show Moi's training app: https://vert.run Matt's substack: https://substack.com/@mattdaniels480?utm_source=substack-feed-item Bobby's art: https://www.peaveywithlime.com
Welcome to The Daily, where we study the Bible verse by verse, chapter by chapter, every day. Our shout-out today goes to Brad Guck from Perham, MN. Thanks for your partnership in Project23. We cannot do this without donors like you. Our text today is 1 Corinthians 13:4-5. Love is patient and kind; love does not envy or boast; it is not arrogant or rude. It does not insist on its own way; it is not irritable or resentful. — 1 Corinthians 13:4-5 Are you being puffed up—or are you building others up? That is Paul's question. Previously in this letter, he repeatedly used the word physioō (φυσιόω)—"to puff up," to inflate with pride (1 Corinthians 4:6, 4:18–19, 5:2, 8:1). Knowledge puffs up, he said, but love builds up. Now, in chapter 13, he shows us what that looks like. If you want to know whether your motivation is right, don't look at your puffed-up gifts. Look at whether they are building others up. Paul defines the loving use of our gifts—but not the way we expect. He does not start with emotion in this text He starts with restraint. Love is patient. Love is kind. And then he turns negative. Love does not envy. Love does not boast. It is not arrogant. It is not rude. It does not insist on its own way. It is not irritable. It keeps no record of wrongs. The word "arrogant" in this text carries the same idea Paul has been correcting all along—puffed up. Inflated. Swollen with self-importance. This chapter is a direct confrontation with the puffed-up pride behind their spiritual gifts within the church. Corinth envied the visible gifts. They boasted about their spirituality. They divided over leaders. They insisted on their rights. They flaunted freedom. They ranked one another. They were puffed up. And Paul says that none of that builds up. Notice how many of these traits target the ego. Envy compares. Boasting advertises. Arrogance inflates. Rudeness disregards. Insisting on your own way centers your will. Irritability reveals entitlement. Resentment stores ammunition. Love dismantles every one of those. Love does not puff up because it is not focused on self. Love builds up because it is focused on others. Here is the point: you can operate in powerful gifts and still be deeply inflated. But if others are not strengthened, encouraged, and built up through you, it is not love. And without love, nothing else matters. DO THIS: Identify one area where you've been easily irritated or defensive. Instead of protecting your ego, intentionally build someone else up this week—with encouragement, patience, or quiet service. ASK THIS: Am I using my knowledge or gifting in a way that puffs me up—or builds others up? Where is pride disguising itself as conviction? Would those closest to me say I strengthen them—or strain them? PRAY THIS: Lord, expose pride that inflates my ego. Guard me from being puffed up by knowledge, success, or gifting. Make me an instrument of love that builds others up for the glory of Christ. Amen. PLAY THIS: "Humble and Kind"
Dr. Don and Professor Ben talk about the risks from consuming yogurt that was bulging after transport to a higher elevation. Dr. Don - not risky
On the eve of the Super Mario Galaxy Movie, it’s a new Randomer Nintendo packed with… Pokemon! That’s right, we’ve got our impressions of Pokopia and thoughts on the upcoming Pokemon Champions and Pokemon Winds & Waves. Of course, we also have plenty of Mario hype too, discussing what Nintendo’s “officially” spoiled, some companion Switch 2 lineup leaks, and taking a taste test of the special Mario Galaxy Bubly (among other libations). Plus, Jujutsu Kaisen season 3, the manga finale of Chainsaw Man, and Hoppers! Have you been playing Pokopia? Are you excited for Mario? Comment and let us know! If you enjoy the show, be sure to subscribe to us on Apple Podcasts, Spotify, Amazon Music, YouTube, or your favorite podcast app. You can also follow us on Twitter @RandomNintendo. Enjoy! Topics [0:12] Super Mario Galaxy Movie hype check [0:23] Switch 2 lineup leaks [0:35] Pokemon Champions [0:49] Pokemon Winds & Waves [1:01] Lego Pokemon [1:10] Pokemon Pokopia [1:31] Chainsaw Man manga finale [1:45] Jujutsu Kaisen season 3 [1:54] Hoppers
Hosted By: Joe Bert CFP® & Dillon Little CFP® Joe Bert CFP® and Dillon Little CFP® take your calls and provide expert answers to your questions on NEWS 96.5 FM. Submit your questions to: 1-844-220-0965 Joe@FinancialGroup.com • D.Little@FinancialGroup.com The post How Could Inflated Oil Prices Affect Economies? appeared first on On The Money Podcast.
In this episode of The Wrap, Chris Whalen says the private credit unwind is now spreading to consumer credit funds and warns that retirees and pension funds will feel the pain most — while the firms that sold these products face devastating reputational damage. On the Fed, he calls Trump's handling of Powell "truly incredible, almost like he wants to screw it up" and warns Powell could remain Fed Chair for three more years if Trump doesn't back down. He says the Fed is late, oil above $100 is not a monetary problem but a political one, and that if Trump puts Marines in the Persian Gulf it could effectively end his presidency. He's buying gold and silver on the dip and watching the K-shaped economy crack wider.Thank you to our partners at Goldco. Get your free 2026 Gold & Silver Kit at https://goldco.com/thewrapLinks: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ Use the code TheWrap2026 for 25% off your first year of The Institutional Risk Analyst https://www.theinstitutionalriskanalyst.com/plans-pricingTimestamps:0:00 Introduction and welcome 0:52 - Consumer credit 3:16 - Big banks now offering ways to short private credit4:53 - How private equity evolved into private credit — and why quality collapsed 7:25 - "Risk Concealed" — SPE loans, PIK structures and hidden bank exposure 9:26 - How do you know if YOU are exposed? You don't. 11:29 - "We're all exposed" — what bank disclosure actually tells you 13:12 - The opacity problem — loan by loan, you can't see it 13:58 - Will everyday investors feel this? Retirees and pension funds will15:25 - The Fed — rates unchanged, Powell is staying 16:11 - Trump "almost like he wants to screw it up" — the Powell/Warsh debacle 19:06 - Powell could be Fed Chair for three more years — here's why 20:47 - Could Trump have gotten the rate cuts he wanted if he'd handled this differently? 21:50 - If Trump puts Marines in the Persian Gulf "that's the end of his presidency" 23:18 - All roads lead to inflation — and it's not monetary 25:19 - Is the Fed late? "Chronically late for the past 10 years" 26:27 - The K-shaped economy — the bottom half is already in recession27:38 - Luxury hotels booming, economy hotels empty — the data tells the story 29:58 - Inflation and affordability will decide the midterms 30:29 - FHFA rolls back climate insurance rules — mostly a press release31:13 - UWMC/TWO — a cash offer emerged, Whalen says Two Harbors goes to auction 33:43 - Viewer Mail: AGNC and mortgage REITs — what to own for income35:41 - Viewer Mail: Why is gold dropping? Whalen is buying the dip 37:15 - What Whalen is watching next week
Send us Fan MailTrade deals are everywhere in sports—but most teams treat them like “free marketing” instead of what they actually are: untracked investments. In this episode, Jeremy breaks down how trade really works, where it provides value, and why it often fails to drive results. If you're relying on trade without accountability, this will change how you think about it.Key Topics CoveredWhy trade isn't free—and how teams unknowingly give up real revenueThe right way to use trade: unsold inventory, awareness, and sponsor amplificationWhy trade is almost always a top-of-funnel channel (not a ticket sales driver)The biggest mistakes teams make: no tracking, no accountability, wrong expectationsHow media partners often deliver leftover or low-value inventoryThe problem with inflated trade value across different market sizesWhy digital add-ons (email blasts, banners) are often overvalued and underperformingHow to treat trade like paid media with promo codes, landing pages, and performance reviewsTimestamps00:00 – Intro: Why trade is everywhere—but rarely measured01:25 – What trade actually is (and why teams love it)02:23 – The “free marketing” illusion03:47 – Why lack of accountability is the real issue04:16 – Where trade actually works (unsold inventory + awareness)05:56 – Budget constraints and why trade is so attractive06:24 – Using trade to enhance sponsorship value08:13 – Creative community exposure opportunities09:08 – Trade = top-of-funnel (not direct response)10:37 – The expectation gap: trade vs. paid media11:07 – The tracking problem (and why nobody knows what works)12:56 – Leftover inventory and bad placements15:18 – Inflated value and market-size mismatches16:00 – Why accountability disappears in trade deals17:09 – The truth about digital add-ons20:31 – How to actually use trade the right way21:22 – What to avoid (high-demand inventory, no tracking)22:47 – Treating trade like real media23:16 – Final takeaways: awareness vs. revenueEpisodes Mentioned:125 - I saw your ad but didn't buy111 - Building Your Marketing Budget Like a FunnelCall to ActionIf you're doing trade deals and not sure if they're actually working, let's take a look. Head over to sportsmarketingmachine.com and schedule a free 30-minute call—I'll help you evaluate what you're getting and where you might be leaving revenue on the table.Sports Marketing Machine on LinkedInSports Marketing Machine on InstagramBook a call with Jeremy from Sports Marketing Machine
In this episode of The Wrap, Chris Whalen warns that private credit could become one of the biggest busts in U.S. financial history — not a systemic crisis, but a slow, painful unwind that will take years and leave many investors with no legal rights. He alleges that BDC accounting fraud is already systemic and the SEC isn't paying attention. On the macro, he says the Fed should still cut rates one to two times this year despite oil near $100 because war is not a monetary event — and that raising into an oil shock, as some central banks did before 2008, would be a mistake. He predicts a significant housing price correction by 2028, calls Trump's economic agenda incoherent, and warns that $100 oil by election day could cost Republicans the midterms. His highest conviction position right now: preserving capital.Thank you to our partners at Goldco. Get your free 2026 Gold & Silver Kit at https://goldco.com/thewrapLinks: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ Use the code TheWrap2026 for 25% off your first year of The Institutional Risk Analyst https://www.theinstitutionalriskanalyst.com/plans-pricingTimestamps:0:00 - Intro and welcome back Chris Whalen 0:31 JPMorgan pulling back from private credit 4:32 - The $4.2 trillion exposure number most investors don't know about7:05 - Where Whalen is personally invested right now 8:02 - Is private credit systemic or not? 8:43 - "Risk is never contained" — what to think when you hear that language 11:42 - Will the Trump administration end in a financial crisis? 13:50 - Rate cuts — will the Fed move despite $100 oil? 16:16 - Base case: one to two cuts, oil at $100 most of the year 17:51 - Housing off the radar in Washington? 19:22 - Midterms — is Trump cooked? 20:30 - Trump's economic endgame 23:05 - Gold and silver — breakout or going sideways? 25:57 - Banks28:12 - Viewer mail35:43 - What Whalen is watching next week
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See omnystudio.com/listener for privacy information.
The Epstein Alliance is at War With Iran... and its Not Going Well, Zelensky Threatens to Invade Hungary, Russian Casualty Figures are Inflated, Ukraine is Losing the War... Still Join the Regrettable Century Patreon Visit the Regrettable Century Merch Shop
In this episode of The Wrap, Chris Whalen warns the Trump administration is heading toward a financial crisis, driven by private credit contagion, hidden leverage, and a Washington that isn't paying attention. He breaks down the BlackRock blowup, the PIK loan problem, Iran's market impact, and explains why he's buying gold and staying out of financials.Thank you to our partners at Goldco. Get your free 2026 Gold & Silver Kit at https://goldco.com/thewrapLinks: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ Use the code TheWrap2026 for 25% off your first year of The Institutional Risk Analyst https://www.theinstitutionalriskanalyst.com/plans-pricingTimestamps:0:00 Intro and welcome to The Wrap with Chris Whalen00:36 - Classic risk-off period we'll remember for years 02:42 - Lloyd Blankfein says private credit "smells like 2008" — is he right? 05:00 - BlackRock marks $25M loan from 100 cents to zero in 3 months06:50 - Apollo CEO calls this a "shake out" 09:08 -Goldco 10:08 - PIK loans & "POOP" structures — is this the beginning of a default wave? 13:26 - Where Whalen is putting his own money right now 16:03 - "Every asset class is short interest rate volatility" — what that means for you 18:05 - Will the Fed cut rates? Whalen says yes — possibly as soon as March 19:46 - Nobody in Washington is talking about financial contagion — who should be? 22:22 - Tariffs: why Whalen calls the $175B refund story a "huge nothing"23:04 - Gold & silver: why Whalen is more confident than ever on precious metals 26:07 - Iran escalates: what it means for markets & why there's no endgame 27:08 - Teapot Dome, Warren Harding & the Trump parallel 30:37 - Viewer Mail: Is your annuity at risk if private credit blows up?31:49 - Viewer Mail: Is there an MBS story to the private credit unraveling?33:00 - Viewer Mail: The Fed's balance sheet surge — should you be worried? 35:00 - Viewer Mail: Are we heading back to a gold-based monetary system? 36:30 - Final thoughts: what Whalen is watching next week
Auction clearance rates… are they telling the full story?
In this week's episode of The Wrap, Chris Whalen breaks down the unraveling of private credit and why retail investors were never suitable for these investments in the first place. He explains how private credit shops have quietly gained access to Federal Home Loan Bank funding through insurance company acquisitions — a taxpayer-subsidized arrangement he finds extraordinary and plans to investigate further. On markets, Chris argues liquidity will be the defining theme of 2026, with money rotating out of speculative and private assets back into public markets. He also flags early warning signs in consumer credit, names the specific companies to watch for deterioration, and explains why the mortgage market needs rates to fall further before any real pickup in activity. On precious metals, Chris details a seismic secular shift underway as India joins China in moving away from COMEX pricing toward Asian markets — and warns that if COMEX cannot deliver physical metal against futures contracts, it could be forced out of the business entirely.Use the code TheWrap2026 for 25% off your first year of The Institutional Risk Analyst https://www.theinstitutionalriskanalyst.com/plans-pricingLinks: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ Timestamps:0:00 Intro and welcome to The Wrap with Chris Whalen0:49 Private credit is unraveling — are retail investors about to run like Silicon Valley Bank3:51 The insurance company play5:20 Does the insurance and private credit connection create contagion risk6:05 Nvidia beats but the market sells it — is the AI trade structurally broken8:07 Why has the broader market held up despite the tech and SaaS selloff9:00 Liquidity is the theme of 2026 10:12 Banks discussion 14:49 Mortgage market — 30 year rates dip below 6%, does it last16:42 Will we see more rate cuts — Chris's expectations for Kevin Warsh as Fed Chair18:37 What it would take to unlock the housing market20:34 Tariffs21:50 The most important things for markets to focus on right now22:36 Silver — COMEX and London are losing their role as price setters26:36 Chris's portfolio — gold, silver, junior miners and why productive capacity matters27:18 Viewer question — Basel III, central banks, and gold as a tier one asset29:44 What Chris is watching and writing about next week31:12 Where to find Chris and The Institutional Risk Analyst — 25% off for viewers
On this episode of the podcast, Chewy and Eugene discuss why modern BJJ has been less effective in modern mixed martial arts. We discuss the BJJ ruleset shift created in 1975 that incentivized groundwork and removed penalties for guard pulling which ultimately shaped the direction of Jiu-Jitsu. We also talk about the technique that Jiu-Jitsu does best, the first "Three Waves of MMA," what Chewy's preferred guard was for MMA when in bottom position, the best base for MMA and also for self defense, the importance of sparring and going live for stress inoculation, "Alpha Male Bros," and the idea of "Inflated grandiosity." Thanks to the podcast sponsors: Check out "Athlethc" at https://athlethc.com/ and use the code Chewjitsu10 to get 10% off of your order of hemp-derived THC performance mints. Charlotte's Web CBD. Head over to https://bit.ly/chewjitsu30 and use the promo code Chewjitsu30 to get 30% off of your total purchase. Epic Roll BJJ. Check out https://epicrollbjj.com/ and use the promo code Chewjitsu20 to get 20% off of your total purchase. Check out podcast exclusives including conversations with guests, Q&A sessions, and tons more at https://patreon.com/thechewjitsupodcast
In this week's episode of The Wrap, Chris Whalen analyzes the Blue Owl situation as part of a broader pattern in private credit. He argues that private credit firms purchasing insurance companies is "the fox getting into the hen house" since insurance assets are held at book value rather than marked to market, beyond easy regulator reach. Chris makes the case that public markets are superior due to transparency and liquidity, while private markets mainly benefit Wall Street through higher fees, and predicts roughly half of private equity managers will struggle to raise capital due to poor performance. From his Washington visit, Chris notes redistricting has left few genuinely competitive House seats, discusses a Supreme Court case on Voting Rights Act enforcement, and predicts 2028 will be Rahm Emanuel versus Marco Rubio. He explains Vice Chair Michelle Bowman's proposal to roll back Basel III mortgage restrictions that have discouraged bank housing finance for 15 years. On silver, Chris describes Chinese exchanges imposing trading limits due to supply constraints, commercial buyers sourcing from artisanal mines, and potential COMEX cash settlement, noting he continues adding to gold and silver positions despite volatility.Use the code TheWrap2026 for 25% off your first year of The Institutional Risk Analyst https://www.theinstitutionalriskanalyst.com/plans-pricingLinks: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ Timestamps:0:00 Preview: The fox getting into the hen house 0:38 Welcome back — Blue Owl and the private credit blowup 1:23 Chris's reaction to Blue Owl restricting redemptions 3:19 Why this matters for retail investors and retirees 4:21 Two reasons this matters — volatility and annuity risk 5:59 How many people truly understand this risk? 6:47 It's not a headline issue until it becomes one 9:22 The Modigliani-Miller Theorem explained 11:12 Do you dabble in private markets at all? 12:18 How do you see this ultimately playing out? 13:05 Half of all PE managers will go out of business 15:12 Do you get pushback from the industry? 16:06 Moving to DC — upcoming midterms 16:45 The disconnect between media narrative and reality 18:22 Supreme Court case on Voting Rights Act 20:33 Base case for midterms — who takes the House? 22:42 Trump administration's communication problems 23:30 Bold call: Rahm Emanuel for Democratic nomination 2028 24:56 The case for Rahm Emanuel 27:09 Marco Rubio vs Rahm Emanuel prediction 28:23 Michelle Bowman's significant speech on Basel III 30:07 How Basel III distorted the mortgage market for 15 years 32:15 What's going on in silver specifically? 34:55 The silver squeeze — producers going to artisanal mines 36:01 Still long gold and silver, adding positions 37:01 What Chris is watching next week
Ben Maller & Danny G. Radio have Mail Bag fun for your Sunday! All questions sent in by new listeners & P1's of the #MallerMilitia! Download, subscribe, and remember that sharing is caring (unless it's an STD.) Follow Danny G. @DannyGradio and Ben on Twitter @BenMaller and listen to the original terrestrial radio edition of "Ben Maller Show," Monday-Friday on Fox Sports Radio, 2a-6a ET, 11p-3a PT!...Follow, rate & review "The Fifth Hour!" #BenMaller #FSRWeekendsSee omnystudio.com/listener for privacy information.
Ben Maller & Danny G. Radio have Mail Bag fun for your Sunday! All questions sent in by new listeners & P1's of the #MallerMilitia! Download, subscribe, and remember that sharing is caring (unless it's an STD.) Follow Danny G. @DannyGradio and Ben on Twitter @BenMaller and listen to the original terrestrial radio edition of "Ben Maller Show," Monday-Friday on Fox Sports Radio, 2a-6a ET, 11p-3a PT!...Follow, rate & review "The Fifth Hour!" #BenMaller #FSRWeekendsSee omnystudio.com/listener for privacy information.
In this episode of The Wrap, Chris Whalen argues that the AI narrative is stalling and we're witnessing a sustained rotation from tech, AI, and crypto into safer, income-generating stocks. Chris points out that JPMorgan — arguably the best-run bank in America — has fallen from the top of his rankings to 87th place in just six months, a dramatic shift showing managers are rotating into smaller cap names. He describes this as a "manic, momentum-driven market" where the extraordinary gains of 2025 are now being given back. Chris is skeptical of both the AI and crypto narratives, calling them "driven by Wall Street hype," and notes that crypto is suffering specifically because the AI story has broken down. For 2026, he advises looking for safety and income rather than growth, remains long gold and silver despite volatility, and cautions that "this year is going to be a much more difficult year" for most sectors. On housing and the Fed, Chris lays out what Kevin Warsh and Scott Besant must do: swap the Fed's $2 trillion MBS portfolio to Treasury, restructure low-coupon securities into CMOs, and bury them in insurance company balance sheets to unlock the housing market.Links: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ Timestamps:0:00 Welcome and intro 01:00 AI narrative stalling, tech's worst week since November 1:59 Is this a healthy correction or something bigger? 4:58 JPMorgan now ranks 87th — what does that tell you? 6:36 Small caps rule right now — managers rotating to safety 7:30 What does it mean if managers won't own the best bank in America?8:30 The link between crypto and AI 11:32 Chris is skeptical of both AI and crypto narratives 11:57 What's the next legitimate growth story for the US? 13:15 All that trapped private equity capital in tech 14:55 Fannie and Freddie earnings — but where's the growth? 17:00 What Warsh and Bessent need to do to fix housing 19:00 Should the Fed engage in fiscal issues? 21:54 The Fed's real mandate — keeping the Treasury market open 23:00 What should Warsh do with the MBS on the balance sheet? 24:58 Why we haven't seen a typical crash cycle 26:17 What's the trade for 2026? Safety and income 28:08 PennyMac's mistake — buying Cenlar 31:58 Viewer mail34:39 Gold and silver portfolio — lots of opportunity despite volatility35:00 Closing
Welcome to The Daily, where we study the Bible verse by verse, chapter by chapter, every day. Read more about Project23 and partner with us as we teach every verse of the Bible on video. Our text today is 1 Corinthians 4:6-7. Pride rarely shows up overnight. It inflates slowly—one comparison at a time. The Corinthians were comparing leaders, comparing gifts, comparing wins, and comparing influence. Every comparison pumped a little more air into the ego. So Paul says: I have applied all these things to myself and Apollos for your benefit, brothers, that you may learn by us not to go beyond what is written, that none of you may be puffed up in favor of one against another. For who sees anything different in you? What do you have that you did not receive? If then you received it, why do you boast as if you did not receive it? — 1 Corinthians 4:6–7 There it is: "puffed up." Inflated. Air-filled. Hollow confidence built on comparing yourself to someone else. Comparison is spiritual bloat. It makes you look bigger, but it always makes you weaker. Paul doesn't just call it pride—he shows what fuels it: You compare your strengths to someone else's weakness. You compare your wins to someone else's struggles. You compare your gifting to someone else's calling. And suddenly, you're "puffed up in favor of one against another." Comparison always produces two outcomes: inflation or deflation. Neither leads to humility. So Paul places a pin in the ego with one question: "What do you have that you did not receive?" It's one of the most humbling sentences in the chapter. Your gifts? Received. Your opportunities? Received. Your abilities? Received. Your influence? Received. Your successes? Received. When you realize everything is a gift, boasting feels ridiculous. You didn't earn the breath you're breathing. You received it. When you remember everything comes from God, something beautiful happens: The bloating stops. The ego shrinks. The comparisons fade. Gratitude rises. Because you can't be "puffed up" when you know you're living on received grace. Therefore, puffed-up faith pops under pressure. So stay grounded. Stay grateful. Stay aware that everything you have comes from a generous God—not a comparison chart. DO THIS: Identify one area where comparison has inflated or deflated you. Then replace comparison with gratitude by thanking God for what you've received. ASK THIS: Where am I most tempted to compare myself with others? What gift from God have I been treating like something I earned? How would gratitude—not comparison—change my posture today? PRAY THIS: Father, expose the places where I've inflated myself through comparison. Remind me that everything I have is received from You. Make me humble, grounded, and grateful. Amen. PLAY THIS: "Give Me Jesus"
AP correspondent Julie Walker reports on Lindsey Vonn's latest crash, her broken leg and the end of her 2026 Olympic dream.
In this episode of The Wrap, Chris Whalen discusses the structural conflict between President Trump and incoming Fed Chair Kevin Warsh: Trump wants home prices to stay high, while Warsh wants to shrink the Fed's balance sheet — and "someone's going to be disappointed." Chris warns that resuming quantitative tightening could repeat the 2018 repo crisis, especially concerning given Morgan Stanley paid 45% for repo funding in Q4 2025. He breaks down the Penny Mac disaster, where Bill Pulte's $200 billion MBS buyback plan caused the stock to crash from $150 to $90 in a day, explaining why "when politicians play with markets, bad things happen." On housing, Chris argues there's no easy policy fix for affordability — prices simply need to fall 10-20% to normalize. He declares last year's speculation wave over, noting "we just ran out of runway," and advises investors to shift toward defensive positioning and stocks with cash flows. Chris remains bullish on gold and silver long-term despite recent pullbacks, urging viewers to buy the dips.Links: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ Timestamps:0:00 Welcome 1:13 Last year was a year of aspiration — reality is setting in 2:30 Gold and silver pullback — Chris is buying the dips 4:19 Speculative money rotating from crypto to metals (Hyperliquid) 5:00 Still bullish on gold and silver long-term 7:11 Kevin Warsh and the yield curve problem 8:20 Politicians can't control long-term rates — but they keep trying 9:43 Can Warsh shrink the balance sheet without breaking something?11:46 Trump vs. Warsh: Someone's going to be disappointed 13:23 Significant number of realtors didn't do deals last year 14:38 Housing consolidation and overcapacity 15:26 Is housing a leading or lagging indicator? 17:04 The only fix: Home prices need to fall 10-20% 19:36 The Penny Mac bombshell explained 21:40 "Our leaders are not serious people" 22:53 What would smart housing policy actually look like? 24:35 Theme for 2026: Risk off and defensive positioning 25:00 Preserving capital over speculation 26:21 "We just ran out of runway" — the end of the speculation wave 28:11 Viewer mail: Congress stuck between a rock and a hard place29:12 The two bad choices: Hyperinflation or less growth 31:14 Americans hate paying taxes — and seeing money wasted 32:20 Closing thoughts
Viewpoints Explained: When Romance Meets Inflated PricingValentine's Day may feel romantic, but the price tag is anything but. We breakdown why flowers, dinners, and last-minute plans seem to cost more each year and how timing quietly drives the holiday economy.Host: Ebony McMorrisProducer: Amirah Zaveri Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
We break down what's happening in early season 2026 as well as mantras to get through tough parts of the game.
In this week's episode of The Wrap, Chris Whalen breaks down President Trump's nomination of Kevin Warsh as Fed Chair, calling him "the only choice" and a "classic hawk" who won't be afraid to lecture Congress on the link between deficits and inflation — something no Fed chair has done in 30 years. Chris explains why Warsh will likely shrink the balance sheet while giving Trump one or two rate cuts, and predicts the nomination may actually keep Powell on the board through 2028 just to deprive Trump of another conservative seat. On markets, Chris sees a more boring year ahead after 2025's extraordinary run, with gold and silver due for a 10-15% correction — though the bull market isn't over. He notes that crypto platforms like Hyperliquid are now trading precious metals, signaling money flowing from crypto into the "shiny object that's moving most." Chris also warns that private equity is becoming a major risk, with one in five firms now illiquid or in default, representing hundreds of billions in potential bank losses.Links: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ Timestamps:0:00 Welcome 1:09 Kevin Warsh nominated as Fed Chair — Chris's reaction 2:15 Warsh will have to build consensus on the FOMC 3:01 Warsh won't be afraid to link deficits and inflation 3:15 Will Warsh be more hawkish? 4:26 Warsh during the financial crisis — what to expect 5:25 The martyrdom of Jerome Powell: Yellen and Powell did too much6:04 Hard decisions the market won't like 6:15 A conservative Fed puts pressure back on Congress 7:21 Will Trump like Warsh lecturing on deficits? 7:49 Powell refusing to say if he'll stay as governor 9:32 Is staying on the board political? 10:32 What will Powell's legacy be? 12:09 The state of the Fed's balance sheet: Poor 13:21 Central banks should keep assets short — the Fed didn't 14:15 Powell's comments on the deficit being "unsustainable" 16:08 Markets: S&P briefly hit 7000 17:47 Credit-sensitive stocks under pressure, metals outperforming 18:41 Labor market and layoffs: Amazon, UPS, FedEx 19:19 Personnel costs and inflation 19:42 Gold to $5,600, silver to $110 — correction coming? 20:50 Crypto platforms now trading gold and silver 22:21 Central bank gold holdings now exceed foreign Treasury holdings24:26 Where Chris is putting his money 24:43 WGA 50 bank rankings preview 26:57 Private equity risk: 1 in 5 firms illiquid or in default 28:29 AI companies leveraged to their eyebrows 28:50 Viewer mail: Taking profits on Annaly?32:29 Parting thoughts: Earnings, Warsh, and what's ahead 34:47 Closing
Today's economy doesn't just create wealth. It creates the ability to show off wealth, and that visibility inflates expectations so quickly that even high-achieving parents often feel behind, overwhelmed, or financially stretched. Today, I break down why expectations rise faster than real progress, how that impacts family decisions, and why the small behaviors you repeat consistently are far more important than dramatic financial moves. If you've ever felt like your life looks "successful" on paper but still feels stretched or pressured in real time, you'll want to hear this episode. Connect with Paul If you're a family with multiple kids who feel like your money should be working harder but aren't sure where to start, I do complimentary 30-minute financial reviews. Schedule a meeting here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn. Resources Featured in This Episode: Getting the Goalpost to Stop Moving Uncovering Core Values for Financial Clarity and Emotional Balance You Can Do Most Things, But Not All: A Realistic Approach to Family Goals and Money
B2B sales leaders lose deals not in the RFP-but long before it arrives. In this episode, we unpack why RFPs fail in B2B sales, how sales leadership must rethink RFP strategy, and what outcome-based selling looks like in complex enterprise sales environments. RFPs trigger pressure, speed, and reaction - but that instinct is exactly what kills win rates. Host Harry Kendlbacher sits down with Patrick Oestreich, a senior commercial leader preparing to assume a CEO role, to break down how elite B2B sales teams approach RFPs with discipline, clarity, and leadership judgment. This episode is a masterclass in B2B sales strategy, qualification, and modern sales leadership - especially for teams operating in procurement-driven, enterprise environments.
GUEST: Arthur Herman. SUMMARY: Herman dismisses Canadian media narratives regarding a US invasion as "inflated flights of fancy" and absurdities. He critiques the hysteria surrounding Greenland and argues that Prime Minister Carney's hope of becoming a strategic partner with China is a "fantasy" that ignores geopolitical reality.1910 GREENLAND
Why should you list your gambling losses on your tax return? There's a long list of reasons. Let's dive in into them... Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: / taxrelief
The facts support Florida's education story generally as being one that's a legitimate success.
Chris Whalen, chairman of Whalen Global Advisors and author of The Institutional Risk Analyst blog, joins The Julia La Roche Show for "The Wrap with Chris Whalen." In this episode of The Wrap, Whalen breaks down why GSE release is officially off the table after Trump ordered them to buy back their own debt—a move Whalen calls "politics" driven by midterm election fears. He shares his take on crypto as "a polite form of gambling," explains why he prefers gold over silver despite silver's recent run, and dives deep into the housing market's affordability crisis. Whalen reveals his biggest concern for 2026: the hidden risks in private equity and credit, calling them "rancid pools of illiquid, opaque assets" that could cause major bank losses. He also weighs in on the DOJ's subpoena of Fed Chair Jerome Powell, predicting Kevin Warsh will likely be the next Fed chair, and closes with his outlook on markets, the dollar, and bank stocks.Links: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ Timestamps:0:00 Welcome back to the Wrap with Chris Whalen0:30 GSE release officially off the table?2:32 The $200 billion announcement is politics 4:08 Political landscape and midterm elections 4:49 Crypto legislation falls apart 5:14 Crypto as speculation vs. gold & silver 6:40 Silver's short squeeze and volatility 8:30 Gold vs. silver as long-term trades 9:07 Copper and Dr. Copper as economic indicator 10:10 Housing policy and affordability crisis 12:10 Will the Fed allow home prices to fall? 14:30 Bank earnings season takeaways 16:50 Consumer delinquencies and economic warning signs 18:12 The hidden risk in private equity and credit 19:48 The "POOP" problem in private lending 21:42 Private credit as a ticking time bomb 22:58 Jerome Powell's DOJ subpoena 24:21 Kevin Warsh and the future of the Fed 27:05 Could the Fed resume MBS purchases? 28:56 Viewer question: NLY/Annaly REIT 30:52 Parting thoughts and 2026 outlook 31:46 Closing
LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured The headline numbers look great: unemployment down, GDP up, trade deficit shrinking. But once you dig past the surface, a very different story emerges. In this deep dive, Chris breaks down the latest labor, trade, and GDP data—and explains why the official narrative doesn't line up with economic reality.Job growth is weak and narrowly concentrated, hiring is sluggish, and layoffs are quietly spreading through small and mid-sized businesses. The “improving” trade deficit? Strip out massive gold shipments and it actually worsens. GDP growth? Inflated by savings drawdowns, falling imports, and gold exports—not rising incomes or real consumer strength.This is why we don't play the TV guessing-game with economic numbers anymore. You have to look inside the data, not just at the headlines. The real economy isn't what the wizards of smart want you to believe—and you're better off being your own economist.
Hello future humans with self-agency inspiring human potential!Be yourself: Nervous system & self sovereignty, self-regulation, integration, resilience, intelligence - 5D mystic pseudoscience mentor for people who pursue Inner growth for personal growth &/or spiritual growth.IHP content resonates with those who live intentionally, cultivate restorative embodiment and resilience, and embody a holistic well-being mindset through conscious lifestyle choices, habits, and daily practices. It's designed for individuals committed to emotional and mental intelligence—those choosing to live as mature, healthy, self-worth–empowered adults. This space is for people who seek to tap into our higher human consciousness potential, live at their “A game,” and leave a meaningful legacy for future generations, with emotional and mental maturity guiding their evolution—and humanity's.Inspiring Human Potential spotlights higher-self mindset lifestyle POVs, stories, ideas & practices
Let's get something straight right out of the gate:2026 is not a “soft launch”.It's a fuck around and find out year.And my favorite astro bestie Torrence Tremayne gives a very specific and direct break down of everything you need to know.After half a decade of grief, dissociation, therapy-speak, spiritual bypassing, and late-stage capitalism catastrophes, the astrology of 2026 signals something potent:
Inflation is a top concern for many retirees, but is it the biggest threat to your financial future? This week, Pat shares the real risks inflation poses to your retirement and ways to preserve your purchasing power for the long run.
In this episode of the Federal Help Center Podcast, Eric Coffie breaks down one of the most dangerous mistakes contractors make when bidding on government work: overpromising what they can't realistically deliver. From unrealistic response times and staffing promises to inflated delivery schedules and "state-of-the-art" claims that don't yet exist, Eric explains how desperation to win can quietly sabotage performance after award. He also unpacks how this behavior raises red flags for evaluators—especially in Lowest Price Technically Acceptable (LPTA) procurements—where honesty and compliance matter far more than flashy narratives. The conversation also dives into a second critical issue: misunderstanding the evaluation method. Eric explains why contractors often waste time and money submitting bloated, over-engineered proposals for LPTA contracts—only to lose to a lean, compliant bid with a lower price. If you want to protect your reputation, avoid performance failures, and bid smarter, this episode is a must-listen. Key Takeaways Overpromising creates performance risk — Unrealistic staffing, response times, or delivery schedules can lead to COR issues, contract discrepancies, or termination for default. Honesty beats hype in LPTA bids — Inflated claims don't earn extra credit; evaluators only care if you meet requirements at the lowest acceptable price. Match your proposal to the evaluation method — In LPTA, "acceptable is acceptable." A shorter compliant proposal will beat a bloated one every time if the price is lower. If you want to learn more about the community and to join the webinars go to: https://federalhelpcenter.com/ Website: https://govcongiants.org/ Connect with Encore Funding: https://www.encore-funding.com/
The edge that built you does not disappear when you succeed. In today's episode, Kevin and Alan cut through surface-level self-improvement and speak to what actually sustains growth over decades, not months. Drawing from hard-earned experience, leadership patterns, and thousands of conversations, they examine the subtle mindset shifts that either sharpen discipline or quietly weaken it as life improves. This is a grounded conversation about standards, responsibility, and who you become when no one is watching. If you care about long-term success, personal development, and leadership that holds up under pressure, this episode matters. Press play, then decide whether you are still living like your future depends on it._______________________Learn more about:Your first 30-minute “Business Breakthrough Session” call with Alan is FREE. This call is designed to help you identify bottlenecks and build a clear plan for your next level. - https://calendly.com/alanlazaros/30-minute-breakthrough-sessionReady to level up your podcast? Your first 30-minute “Podcast Breakthrough Session” call with Kevin is FREE - https://calendly.com/kevinpalmieri/free-30-minute-podcast-breakthrough-session-with-kevinThe “Next Level Hope Foundation” creates meaningful experiences for kids growing up without a father figure and builds a positive, supportive community around them.To support this event, you can donate here: https://gofund.me/5c6abcf7f_______________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, check out our website and socials using the links below.
This past week, Time magazine named "The Architects of AI" its 2025 Person of the Year, even as the stock market wobbled with fears of an artificial intelligence-fuelled bubble. One way to help make sense of this moment is a tech industry concept known as the "hype cycle." As The Sunday Magazine's Pete Mitton explains, the time-tested idea suggests that, as with other new technologies before it, a crash of expectations – and markets – will likely arrive long before we truly understand how to live with AI. Until then, it's important to understand how the cycle works – and some of the unique dangers AI hype presents.
The Deception Regarding Afghan Troop Strength: Colleagues Jerry Dunleavy and James Hasson detail how the administration misled the public with inflated Afghan troop numbers, hiding the reality of "ghost units" and police forces, adding that removing essential contractors guaranteed the military's failure, yet officials maintained optimistic rhetoric that trapped American citizens and allies behind Taliban lines. 1919 KABUL BOMBED
Get the stories from today's show in THE STACK: https://justinbarclay.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comProTech Heating and Cooling - http://ProTechGR.com New gear is here! Check out the latest in the Justin Store: https://justinbarclay.com/storeKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com
Happy American Turkey Consumption Day!
The All Local 4pm Update for Wednesday, November 26th 2025
Drake named in lawsuit over inflated streams. Hear more about this story on today's podcast.See omnystudio.com/listener for privacy information.