Why are cargo shorts so uniquely loathed in modern fashion discourse? In today's Commune College, Keeble attempts to answer that question by weaving a tale that touches on Abercrombie & Fitch, Jean Baudrillard, and a 300 page dissertation. SHOW NOTES AND SOURCES: https://docs.google.com/document/d/1VRz6dzgJ2xnE9-OtMNCN43uLATDnzsl9hSr3cryfK40/edit?usp=sharing
This is the second lecture from the Brady Theology & Mission Lecture with Dr. Michael Gorman. If you would like a copy of the presentation that follows this presentation email Mike at email@example.com Come explore Northern's Master's in Theology & Mission, or Doctorate in Contextual Theology alongside Fitch, Nijay Gupta, Beth Jones, Lynn Cohick and visiting professors like Greg Boyd, Drew Hart, Michael Gorman and more.
Welcome to season 7! This episode is the first lecture from the Brady Theology & Mission Lecture with Dr. Michael Gorman. If you would like a copy of the presentation that follows this presentation email Mike at firstname.lastname@example.org Come explore Northern's Master's in Theology & Mission, or Doctorate in Contextual Theology alongside Fitch, Nijay Gupta, Beth Jones, and visiting professors like Greg Boyd, Drew Hart, Michael Gorman and more.
La inmobiliaria china Evergrande anunció ayer que suspendía la negociación de sus títulos en la Bolsa de Hong Kong. La empresa, que atraviesa una aguda crisis que está poniendo en jaque a toda la economía china, se recuperó la semana pasada en Bolsa tras hacer pública la venta de parte de sus acciones a una compañía estatal. Eso ocasionó que la agencia de calificación Fitch rebajase su deuda. Parecía entonces que la compañía tenía salvación y que sería finalmente el sector público chino quien la fagocitaría comiéndose todas sus deudas. Pero su situación es realmente mala. Evergrande ha perdido el 80% de su valor desde el mes de enero y a estas alturas no les queda otra opción que someterse a una reestructuración completa. No sabemos aún si la empresa sobrevivirá o terminará completamente nacionalizada. De una u otra manera tendrán que hacer frente a un pasivo de más de 300.000 millones de dólares y vencimientos a corto plazo de casi 40.000 millones. La crisis de Evergrande ha llevado además a que todo el mercado inmobiliario chino se hunda. Los precios de los inmuebles han empezado a bajar de precio de un modo un tanto abrupto afectando a otras empresas del sector y comprometiendo su viabilidad. Todo el sector está muy endeudado. También lo está, de un modo más general, la economía china. Un dato. La deuda bruta agregada del gobierno chino, las sociedades no financieras y los hogares se acerca ya al 300% de un PIB que sigue creciendo aunque alimentado por el crédito y el gasto público. Los campeones de la deuda en una economía tan recalentada son, aparte de la propia administración, los promotores inmobiliarios. La vivienda en China es es muy cara en relación con el nivel medio de salarios en el país. Una parte importante del mercado inmobiliario son compras cuyo único fin es la inversión. La de China, en definitiva, es la historia de la burbuja que nunca explota, hasta que explota. Ante algo así podríamos encontrarnos ahora. En La ContraRéplica: - Propuesta fiscal: pagar los impuestos aparte - La miseria del activismo - Diversidad genética humana - Los derechos humanos “La ContraHistoria de España. Auge, caída y vuelta a empezar de un país en 28 episodios”… https://amzn.to/3kXcZ6i Apoya La Contra en: · Patreon... https://www.patreon.com/diazvillanueva · iVoox... https://www.ivoox.com/podcast-contracronica_sq_f1267769_1.html · Paypal... https://www.paypal.me/diazvillanueva Sígueme en: · Web... https://diazvillanueva.com · Twitter... https://twitter.com/diazvillanueva · Facebook... https://www.facebook.com/fernandodiazvillanueva1/ · Instagram... https://www.instagram.com/diazvillanueva · Linkedin… https://www.linkedin.com/in/fernando-d%C3%ADaz-villanueva-7303865/ · Flickr... https://www.flickr.com/photos/147276463@N05/?/ · Pinterest... https://www.pinterest.com/fernandodiazvillanueva Encuentra mis libros en: · Amazon... https://www.amazon.es/Fernando-Diaz-Villanueva/e/B00J2ASBXM Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
What a ton of great shows! With one we have never presented before!
In this episode of Naked Talk with Jess, we are chatting with, Marlies Fitch Ledbetter, the owner and founder of the Indie Hemp Company. Marlies discusses the use of Cannabis and how it can improve and enhance the sexual experience. Highlights:Cannabis was originally mentioned in the Chinese Pharmacopoeia as an aphrodisiac. Cannabis can relax the emotional state - allowing for the participants to feel relaxed enough to reciprocate and accept the love they are receiving during the sexual experience. Helps partners become better connectedAids in lowering Cortisol levels from outside stressors that keep us from being fully present and relaxed with our partnerReferenced previous episodes can be found here:The History of Cannabis with TheCannaBoss - Marlies Fitch LedbetterLinks mentioned in today's show:Marlies Fitch Ledbetter - Indie Hemp Companyhttps://www.indiehempco.comFollow Marlies on Instagram@thecannaboss_marliesIndie Hemp CompanyEmail: email@example.comAddress: 9910 Valance WayConroe, TX 77385Phone: 832.671.312Support the showhttps://www.patreon.com/NakedTalkwithJESS Support the show (https://www.patreon.com/NakedTalkwithJESS)Support the show (https://www.patreon.com/NakedTalkwithJESS)
In this episode of Naked Talk with Jess, we are chatting with Marlies Fitch Ledbetter, the owner and founder of Indie Hemp Company.Marlies discusses the history of Cannabis and how it can be utilized in adult and medicinal use.Highlights:Indigienous people regarded “mother cannabis” as one of the most important medicines of their time Utilization of cannabis for adult use vs. medicinial use How the endocannabinoid system works with CBDKnowing where your product is sourcedDrug testing and HR rules regarding cannabis useLinks mentioned in today's show:Marlies Fitch Ledbetter - Indie Hemp Companyhttps://www.indiehempco.comFollow Marlies on Instagram@thecannaboss_marliesIndie Hemp CompanyEmail: firstname.lastname@example.orgAddress: 9910 Valance WayConroe, TX 77385Phone: 832.671.312Support the showhttps://www.patreon.com/NakedTalkwithJESS Support the show (https://www.patreon.com/NakedTalkwithJESS)Support the show (https://www.patreon.com/NakedTalkwithJESS)
The Supreme Court will hear arguments Dec. 1 in what some are saying is the biggest abortion-related case of the past four decades. Dobbs v. Jackson Women's Health Organization could result in the overturning of Roe v. Wade and the returning of power to the states to set their own abortion laws, as they did prior to the high court's 1973 ruling in Roe.“I feel very confident that we're going to win,” Mississippi Attorney General Lynn Fitch says. Fitch, a Republican, has filed briefs with the Supreme Court asking the justices to deliver “strong clarity” on the issue of abortion in their ruling. The high-profile case goes back to a Mississippi law passed in 2018, which restricts abortions after 15 weeks of pregnancy. Days after the bill passed, Jackson Women's Health Organization, the state's only abortion clinic, filed a lawsuit seeking to block the law, which was enjoined by a lower court and is currently in abeyance.Fitch joins “The Daily Signal Podcast” to explain the significance of the case and what will happen to abortion laws across the country if the court upholds Mississippi's law. We also cover these stories:President Joe Biden addresses the U.N. General Assembly for the first time since taking office.Homeland Security Secretary Alejandro Mayorkas again claims the American border is closed.Senate Majority Leader Chuck Schumer, D-N.Y., urges the Biden administration to stop deporting the growing number of Haitian migrants arriving on the southern border.Enjoy the show! See acast.com/privacy for privacy and opt-out information.
La autoridad de la vivienda china notificó la semana pasada a los principales bancos del país que Evergrande Group, la empresa inmobiliaria más grande del país y la más endeudada del mundo no podrá pagar los intereses de un préstamo que vencía hace dos días, el 20 de septiembre. La deuda total de la compañía es elevadísima, de casi 300.000 millones de euros. La apurada situación de este gigante ha creado un pánico generalizado en los mercados financieros globales, que temen que la caída de Evergrande aboque a una desaceleración económica global. Las principales Bolsas de valores del mundo bajaron al unísono durante esta semana ante el temor de impago. El sector inmobiliario en China es el más importante del país, aporta aproximadamente un 15% del PIB, por lo que algunos analistas creen que la quiebra de Evergrande podría arrastrar a toda la economía como sucedió en 2008 con Lehman Brothers. A principios de septiembre, la agencia de calificación crediticia Fitch rebajó la valoración de Evergrande y sus filiales al nivel muy alto de riesgo de impago. La empresa debe pagar este jueves intereses por valor de 84 millones de dólares, más otros 47 millones la próxima semana. Las probabilidades de incumplir son altas ya que anda muy escasa de liquidez, las ventas se han reducido sensiblemente y no está liquidando activos al ritmo adecuado. Su quiebra desordenada puede ocasionar un desajuste importante. La empresa emplea a 200.000 personas de forma directa y a otros tanto de forma indirecta. Todo se lo debe a la burbuja inmobiliaria china de los últimos años. Su negocio consistía en obtener crédito para construir grandes proyectos inmobiliarios que vendía sobre plano o en obras. Ese dinero lo invertían en nuevas construcciones. Su declive empezó el año pasado, cuando el Gobierno chino promulgó una nueva regulación para evitar el sobre endeudamiento de las empresas del sector inmobiliario chino, cuya deuda asciende a los cinco billones de dólares. El Gobierno de Xi Jinping está determinado a limpiar de mala deuda la economía. Hace un mes obligó a varias empresas estatales a rescatar a la gestora de activos Huarong. Es muy posible que Evergrande corra la misma suerte. En La ContraRéplica: - La violencia contra las mujeres en el mundo - Empleados públicos - Apellidos hispanos Apoya La Contra en: · Patreon... https://www.patreon.com/diazvillanueva · iVoox... https://www.ivoox.com/podcast-contracronica_sq_f1267769_1.html · Paypal... https://www.paypal.me/diazvillanueva Sígueme en: · Web... https://diazvillanueva.com · Twitter... https://twitter.com/diazvillanueva · Facebook... https://www.facebook.com/fernandodiazvillanueva1/ · Instagram... https://www.instagram.com/diazvillanueva · Linkedin… https://www.linkedin.com/in/fernando-d%C3%ADaz-villanueva-7303865/ · Flickr... https://www.flickr.com/photos/147276463@N05/?/ · Pinterest... https://www.pinterest.com/fernandodiazvillanueva Encuentra mis libros en: · Amazon... https://www.amazon.es/Fernando-Diaz-Villanueva/e/B00J2ASBXM Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
Learn about the mystery of how Tibetan monks seem to keep meditating after death; and a woolly mammoth that walked VERY far. Thukdam Project scientists still stumped over how deceased Tibetan monks continue to meditate after death by Grant Currin Berman, R. (2021, August 5). The strange case of the dead-but-not-dead Tibetan monks. Big Think; Big Think. https://bigthink.com/surprising-science/thukdam-study Burke, D. (2021, July 28). Inside the First-Ever Scientific Study of Post-Mortem Meditation. Tricycle: The Buddhist Review. https://tricycle.org/trikedaily/thukdam-project/ Lott, D. T., Yeshi, T., Norchung, N., Dolma, S., Tsering, N., Jinpa, N., Woser, T., Dorjee, K., Desel, T., Fitch, D., Finley, A. J., Goldman, R., Bernal, A. M. O., Ragazzi, R., Aroor, K., Koger, J., Francis, A., Perlman, D. M., Wielgosz, J., & Bachhuber, D. R. W. (2021). No Detectable Electroencephalographic Activity After Clinical Declaration of Death Among Tibetan Buddhist Meditators in Apparent Tukdam, a Putative Postmortem Meditation State. Frontiers in Psychology, 11. https://doi.org/10.3389/fpsyg.2020.599190 Researchers found a Pleistocene era woolly mammoth that walked far enough to circle the Earth…twice by Cameron Duke Koumoundouros, T. (2021). An Ancient Woolly Mammoth Trekked So Far, It Could Have Circled The Globe Twice. ScienceAlert. https://www.sciencealert.com/researchers-decipher-the-travel-diary-written-within-a-17-000-year-old-mammoth-s-tusk Wooller, M. J., Bataille, C., Druckenmiller, P., Erickson, G. M., Groves, P., Haubenstock, N., Howe, T., Irrgeher, J., Mann, D., Moon, K., Potter, B. A., Prohaska, T., Rasic, J., Reuther, J., Shapiro, B., Spaleta, K. J., & Willis, A. D. (2021). Lifetime mobility of an Arctic woolly mammoth. Science, 373(6556), 806–808. https://doi.org/10.1126/science.abg1134 Follow Curiosity Daily on your favorite podcast app to learn something new every day withCody Gough andAshley Hamer. Still curious? Get exclusive science shows, nature documentaries, and more real-life entertainment on discovery+! Go to https://discoveryplus.com/curiosity to start your 7-day free trial. discovery+ is currently only available for US subscribers. See omnystudio.com/listener for privacy information.
We kick of Jack's new season with a Phil Harris Special hosted by my team of Jack Benny specialists and historians and collecting all the appearances (7) of Phil and his daughter on the Jack Benny show as well as his families appearance on Request Performance and closing out with his audition show for Fitch! First we bring you the Jack Benny season premiere of the 1951-1952 season!
The Rise of the Hourly Worker is a BIG topic. They're a BIG part of the labor force (82.3M hourly workers in the U.S. alone). They're also in BIG demand as the economy thunders back to life. If you're an employer of hourly workers, your challenges are just as BIG. They often change jobs more frequently, making attracting and keeping them harder. Hourly workers make up a big part of the deskless workforce; supporting and engaging them takes imagination and creativity. Pay is a huge driver for hourly workers, but it's not the only thing. They want flexible work options; camaraderie and culture; development and advancement; a sense of community; and a frictionless experience that makes it easy for them to contribute and belong. Josh Secrest knows these challenges intimately. He solved for them at Abercrombie & Fitch, then at McDonald's, and now at Paradox. Jess Von Bank and I are excited to welcome Josh to today's Digital Meetup to talk challenges and solutions when it comes to hiring, supporting and retaining hourly workers.
Roofstock Certified Agent, Harvey Yergin with Simple Solutions Real Estate in Columbus, Ohio answers important questions about investing in this market. In this market overview, Michael and Harvey cover what investors need to know about the Columbus market from, local industry, the rent to price ratio, the competitive environment, the type of properties, and what investors should be looking out for on inspection reports. If you have more questions for Harvey about deals in Columbus, feel free to reach out. Simple Solutions Real Estate - email@example.com - 901-484-9751 --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals. Michael: Hey, everybody, welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and Today we have with us our roofstock certified agent out in Columbus, Ohio, Harvey, Yergin, and Harvey's gonna be talking to us today about the Columbus market as a whole and some things that we as investors need to be aware for if we're going to go invest in that market. So let's get into it. Harvey, thank you so much for joining us today, man. Really appreciate you taking the time out of your busy schedule to chat with us about Columbus, Ohio. Harvey: Yeah, sure. No problem. Glad to be here. Michael: So tell everybody listening. Are you a Columbus native? You know, where did you come from? Like, where did you come from? Where did you go? And how long have you? And how long have you been in the Columbus market? Harvey: I have been in Columbus, back in Ohio for six or seven years now, with close to six years. I'm originally from Akron, Ohio, which is closer to Cleveland moved around the country a bunch sometime in Virginia, Tennessee, Oregon, Michigan, had a bunch of kids and decided we wanted to get closer to family. And we do a little bit of research on Ohio. No offense out there to other Ohio and but Columbus is it's got the most going on. Michael: Sound like fighting words to me. Harvey: Population growth is exponentially higher than the other two major markets in Ohio, Cincinnati and Cleveland. And there's just way more industry here. They're just they're just plain simple. There is more going off Columbus. So we landed here. We're close to family. My wife is from Pittsburgh. So we have a support system here now and Columbus is home. Michael: Love it. That's awesome. And how long? Have you been a realtor? And then how long have you been in the real estate game? Because I know you're chatting for the episode, you're an investor as well. Harvey: Yeah, I'm an investor, I spent most of my time in my investment company, and working on investments, been a real estate agent since 2018. So three years or so. And, like I said, primarily working in my own company with my partner. But then also just by nature of being an experienced investor in this market, also helping buyers and sellers buy and sell their real estate investments, as well. Michael: Awesome. And how many transactions have you done in the last 12? months? Like number of purchases? number of sales? Harvey: Oh, I don't know, a couple few dozen, most of which are representing our company and the purchase? Or sale? Michael: Awesome. And so did you get involved in the transactional side of things, because there was just a need for it because you were doing so much business, basically, for your for your investing business on the personal side of things. Harvey: I got involved as a real estate agent, primarily to I mean, I think there's a common story but get in, get your license so that you can save some expenses and costs Michael: on the Commission's Yeah, Harvey: Yeah, on the transaction on your own transactions. And then, you know, obviously, there's some some money to be made. If you're representing other people. You have you have a little bit of a niche in that you understand transactions, maybe more so than other real estate agents, because you buy and sell for yourself. And you're familiar with real estate investment transactions and deals because they're, you know, they're very much different than your retail sales, sales. And I like helping people as long as people want to be helped. I like like working deal but like wouldn't deals together. Michael: That's great. That's great. All right. Well, now I want to give you the platform to yell from the mountaintops how great of a market Columbus's. So talk to us about some of the economic drivers and talk to me like I know nothing about Columbus And truth be told, I don't know a whole lot. So that'll be eat that should be easy for you to do. But so what are the what are the big economic drivers in the market? Who are the big kind of companies that are that are in the space and do they have a tech scene. Harvey: There's no secret anymore. I mean, Columbus as a market for real estate investment, that that information is out there makes every top whatever list for real estate investing. And there's really there's two big factors there. Maybe three one is population growth, something like a million people in projected population growth between now and 2030, or 2040, or something like that. So a lot of people for short amount of time. Industry here, mostly retail, I call it junk retail and fashion retail. So Big Lots is here, dollar generals here. But also, L brands, which is the biggest the biggest employer, in Columbus, they're here designer brands is here. So people like Abercrombie and Fitch, the SW baby, big fashion, retail. Businesses are here. And then if you've ever heard a Nationwide Insurance insider Michael: On your side! Harvey: That's right, so insurance is huge here. There's a lot of there's several big players, including nationwide. And then healthcare is also large, because nationwide is plays on both sides of that. So they they run a couple really big hospitals, facilities. And then if you've ever heard of the Ohio State University, their top five employer here as well. And not only do they have the university itself, but they have several research and medical facilities around the region. Technology is largely based in those those industries. There's a lot of funding in financial services I forget forgot to mention Chase is here. financial service technology, innovative insurance, technology and medical, medical technology. And then all of the technological research and development University is doing as well. I mean, there's a lot, there's a lot going on. Michael: Right on. So is it safe to say that that is a multifaceted economy? It's not solely reliant on a single sector? Harvey: Right. Yeah. I mean, I'm I went on to what I named, there may be three or four different sectors that are just in the top five employers in the area, there's Yeah, there's a there's a lot going on in terms of different industries, and diversity. Michael: That's fantastic. So that maybe you can give us kind of a walkthrough of if I'm looking at Google Maps, and I type in Columbus, I get a north, south east west over, you know, 30,000 foot view. Talk to us about some of the different markets, different sub markets within Columbus, that we should be aware of. Harvey: Yep. So if you look at a few of the map, you got it. 70, which goes around Columbus, generally, inside of that is Franklin County, it extends a little bit outside of that as well. So inside of Franklin County, obviously you have Columbus, but then you have really close in suburbs like Westerville Gahanna, Reynoldsburg, Grove City, Hillier power, how, in my view, there definitely is a couple other ones around. And those are the close in suburbs. And all of all of those cities and municipalities I just mentioned are super hot and saturated in terms of both retail and investment real estate. deals are just hard to come by they're as they are in a lot of MSA. But if you extend out which the pattern now that we're seeing is that investors are starting to move out and it's because people are starting to move out as well. There's just cheaper houses. There's there's not as much of a demand right now anyway to commute to a job downtown. And even if you are commuting, it's likely that you're commuting less frequently. And maybe you're okay with a 45 minutes 60 minute drive now because you're saving 100- $200,000 on a house and you're getting more acreage and you're getting more space. You're, you're now okay with a 45 minute drive. So places like Lancaster and Newark, Delaware, maybe Mount Vernon, which is to the north Lancaster's to the south east, Newark is due east, places like that, which are 45 minutes, average driving time to downtown Columbus, on fire. I mean, Newark. If you told me that Newark, Ohio, if you told me a year ago that Newark would be a place where you could buy a house, do a little bit of rehab, put it on the market and get multiple offers over asking, me and a lot of people will tell you recruit your that's exactly what exactly what's going on. And some of the best deals to be had are out in those peripheral markets. Michael: Now that's wild. And so give give everybody an idea of Like, if I'm a single family investor, I'm looking for a three to that'll have a good rent, what are some of the price points in those four markets, those four neighborhoods just mentioned, as well as their corresponding rents? And just, you know, ballpark average? Harvey: Yeah, I think it's pretty fair to say that you could find three to for between 130 and $150,000, then rent is going to be between $950-$1150 depending on your specific location and some features in the property. Awesome. Which, okay, 3/2 130 to 150. Good luck finding that and a lot of areas. Michael: I'm a California guy, and I can pretty well guarantee it doesn't just exist so much out here. Harvey: Yeah, not even in Columbus. Michael: So when you're looking to underwrite properties at Roofstock. And for those people that aren't familiar with you, you know, you're one of our rootstock certified agents out in Columbus, and so if not v certified agent out in Columbus. So when you're underwriting properties on Roofstock that go on the Select program, what is it that you're looking for, Harvey: You know, the big things are rehab, a lot of things that make them Margiela properties that make the market now in Columbus. And just as a disclaimer right now, on Roofstock, even though I'm mentioning these peripheral markets, we're the only the only properties that are available to Roofstock investors are the ones inside of Franklin County, really, because it's, it's because of the on the property management side, there's just there's not a lot of infrastructure for investor support yet on those markets. So we're limited to that, to that Franklin County, I 270 close in ring. And we're looking for is minimal rehab, things that hit the market at certain price points, you can just guarantee or just just assume I guess that if they're under a certain price point that they probably got some issues with them. And we know that Roofstock investors are not, especially because most of them are out of town, they're not really keen on having to manage any sort of big rehab project with people that they all know in town that they can't get to frequently, minimal rehab being $5,000 or less, on average. And then neighborhood quality because neighborhood quality translates to tenant quality. So we're looking at the the neighborhood rating score, and then gross yield. I mean, just how much how much ranking you get compared to the purchase price, which that number is shrinking with every day that passes I think, I think with time we'll start to see rent start to you know, it's lagging now. But we'll start to inch closer to the kind of growth that we've seen in in sales prices. But so those are the three things, just minimal rehab, making sure we're hitting a minimum neighborhood quality than the gross yield is something that will produce cash flow. Michael: Love it. And Harvey, can you talk to me a little bit about how to calculate property taxes. Cuz in a market like California, our state, we kind of have a statewide law that says the property taxes are gonna be based on the sale price. So if you bought a property 10 years ago, for 100 grand your property taxes are based on that purchase price, if I buy it from you now, and I pay 500, my property taxes are going to be probably at least 5x what you were paying. So how should investors be thinking about property taxes? And does a sale trigger any kind of reassessment? How does that work? Harvey: Yeah, the sale the sale doesn't necessarily trigger reassessment. But the local school boards and this is municipality specific. So if you're buying in Columbus, this is true. The school boards are very in, they have a really good process for going through finding recent transactions, making an appeal and getting that value updated. Which because they want their they want their funds they want. They're trying to capitalize on a market that is appreciating. And you know, they want their programs and their facilities to grow right alongside it. So you can't blame them. But that is it's happened to me. And it can be quite sizable. So look at the auditor site and figure out what the tax is based on now. And then figure out where where you think you're going to purchase it. And you get a reasonable idea of how much that tax bill is going to go up. Outside of Columbus, I don't really know but in Columbus, that's very common. Michael: Okay. So if I'm looking at a property that was at purchase, last purchase $100,000 and the taxes let's call it were 1200 bucks a year. If I'm going to then purchase the same property at two to $200,000. Is it a safe assumption then to double the property tax because the purchase price has doubled. So now I'm thinking I'll be at 2400? Harvey: You know, if you're underwriting it, I probably will do that. It's probably not that exact. I think they, there's some formula, I forget what it is, but they take a certain percentage off of that, and then they tax you on on that percentage. But yeah, that's, that's probably not a bad place to start for your calculations. Michael: Okay, perfect. It's funny, you mentioned the school board's I had the exact same thing happened to me numerous times down in Cincinnati, I'm pretty heavily invested down there. And, yeah, and it's funny, you know, because part of me feels really great about being able to help the local school systems get funded and grow, because everybody wants to be part of a good school system. So if you're coming into an area, you're then donating, for lack of a better term, more money to the school system, which will hopefully bring it up. But at the same time, I was like, Man, this sucks, like, it is just so expensive, oftentimes, to do business. So it's a catch 22. Harvey: It is, and it's a but in theory, it should come full circle that you think as the schools improve the neighborhood improves your your neighborhood and consequentially your house becomes more desirable. And then the like kind of feeds itself. But that assumes obviously the school board is handling your funds with some sort of proficiency. Michael: Yes. Harvey: Which, you know, I think in Columbus, they do a pretty good job. But I will also say, if you're taking out a loan on these, and your servicer is a little bit slow to I don't know, I don't know what their process is. But if they're slow to make sure that your escrow account is enough to keep up with that tax increase, what happened to me recently, I have a duplex in Columbus bought for, you know, an increased amount over the last last purchase price. My servicing company didn't know for two years, and then just this past year, we got Oh, you owe tax on the increased value for the last 24 months. We then double your PITI, your your mortgage payment Michael: To catch up! Haryvey: For the, catch up. Yeah, for past payments and future payments. Oh, my gosh, that would have been nice to have just incremental increases over, you know, a shorter amount of time. Wow. Yeah, that does happen. Michael: Well, that's a great tip for listening is look out for that stuff. I mean, if you're if you know what your tax bill should be, and you're mortgaging servicing company, your mortgage service company isn't taking enough from you and to make those payments. Speak up. Say something that's that's a really good teachable moment. Harvey: You're going to get notification from from the auditor or the treasurer Michael: For the county. Harvey: Yeah. When your tax is increasing. And then if you don't see increases in your payment on that property for a couple months, it's probably time to call on it. Start asking questions, because you don't want that surprise. 24 months. Michael: Yeah, that's that's not a fun present. Harvey: No, no, not at all. Michael: Harvey, talk to us about some common issues that might show up on an inspection report in Columbus, that folks should just be aware of, as an example, I bought property in Alaska, and they have diesel fired boiler and heat the house that's just common place me being California. I was like, Whoa, major, major hazard and I was like, calm down. This is standard par for the course. So what are some things that you that that you see that buyers should be aware of? Harvey: Wet basements blowing basement walls, that those are scary things, especially for people who aren't familiar with basements. And we are familiar with basements that were made to be wet. houses. There's there's a lot of old inventory in Columbus. And a lot of that old inventory from what I understand, was built to take on water that doesn't excuse poor water controls from your downspouts and your gutters and your grading. But they can cause bowing and it can cause signs of water intrusion. Remedying bowing basement walls is a very common practice going in and having to waterproof a basement that's not already waterproof is a very common practice. The selection of contractors that do that is very high. I mean, there's a lot of contractors out there that do that kind of work, both remedying the the bowing and the waterproofing. So don't let don't let that scare you. If anything, it's a it's a negotiation tactic with whoever you're purchasing from, but that will inventory there's still knob and tube electric work in houses, which can be scary for people. But again, there's those contractors that can handle that sort of thing. I've had to do it several times. It's just not that big a deal. Being on well water or having a septic tank instead of public water and public sewer. It's just not that's not that scary one buyers, especially if they're native. They understand renters as long as things are inspected and safe and functional. They understand as well, but in certain areas... I mean in Columbus, it's very rare in fact that I think they've fallen gotten rid of all septic tanks? Anybody who's not on public sewer or public water, but just outside of the city. That's that's pretty common and it should not be a deal breaker. As long as they're functional. They're safe. And they've been inspected. Michael: Great. those are those are three really good ones. Because as you were saying them I'm so over here like, ah, like, that sounds awful. So this is a good learning lesson for me too. I've never heard that that some of these older properties were built to take on water. That is a totally foreign concept to me. Harvey: Yeah, yeah. When I heard it, too. I was thinking Who the hell would build a house? That's supposed to where the basements supposed to get wet? But yeah, it's just, it just was the way they built. Michael: Okay. And they don't make them like they used to, that's for sure. Harvey: No, they don't build basements to take on water anymore. Michael: Do you have any interesting stats, or kind of notable highlights that you want to share with with potential buyers or folks interested in the Columbus market? Harvey: I would say the inventory levels here in Columbus right now are pretty interesting. There wasn't long ago, there was 1300 houses on the market. And I just looked today, and I think there's 28-2900 houses on the market. Some of that is seasonal, I mean, things just tend to loosen up around this time of the year anyway. But that's a pretty sizable gain. And we're starting to feel it a little bit. It's not as crazy inventory is starting to sit on the market a little bit longer than it was this summer and spring. And prices are as crazy then maybe isn't as many offers. So it is getting a little bit easier to purchase. We run a real estate investment company we go direct to seller, the more difficult it becomes for anybody to purchase, the more difficult it becomes for us to purchase. But we're seeing a little bit more ease. On the purchase side. I would just encourage investors Roofstock investors who are interested in the Columbus market to just continue to be patient. I've been a real Roofstock agent since early spring of 2021. Guess how many transactions we've completed for Roofstock purchasers? Zero sec. Yep. And it's, it's just tough. I mean, finding a rehab property that is on the MLS and marketed already, that isn't one going in 24 hours or two, doesn't have the rent to support the purchase price. To date, it's just been a very, it's just, it's just rare to find. But like I mentioned, things are loosening up, continue to be patient. And I think I think you'll there will be deals to find. And I would also encourage through the winter. So let's say late September through March, keep paying attention because that is the time to buy because historically the market is more buyer friendly. Less seller friendly. Michael: Harvey are you trying to cut into my turkey time you telling me I gotta go look at real estate deals. I'm trying to eat stuffing. Harvey: I mean, if you want to, if you want to buy deals and build long term wealth, yeah, I guess Michael: That was it's such a good point. I bought so many deals in that exact timeframe for just that reason. I mean, I I joke it I kind of saying tongue in cheek, but I think for folks that kind of take time off. That's the wrong time to take off. I say if you're gonna sit out, you know, anytime do it when the markets crazy hot. And so when when there aren't folks out there trying to buy deals when everybody else is taking a break. That's when you should be pushing the pedal to the metal. Harvey: Yeah, sure. And it takes some discipline to because I came from, like corporate america and a regular job. And that time of year is where everyone kind of slows down takes vacation doesn't take work. So serious holiday parties party is in the office. But yeah, I mean, to just say, Okay, this is our plan for fourth quarter and in the first quarter of 2022. And stick to it and be disciplined about it. I mean, that can be you can make a break an entire year off of the deal you purchase in December. Michael: Easily, easily. No, I love that man. And I'm curious. I mean, you bring up a really great point that there haven't been any deals done in Columbus. So I would challenge everybody listening to go and be the first person to get a deal done when you know, win that race but also what should folks be aware of? What would you coach recommend people on that they need to do in order to win deals in this market? And we're recording this late August of 2021. So take this with a grain of salt depending on when you're listening to it but right now what do you see in folks? What do they need to do? Harvey: Be reasonably aggressive on your purchase price, not not aggressive? Just be reasonable on your purchase price. Just assume that the deal you're that you're offering was being offered on by other people now, certainly. You can submit offers below asking, and certainly you should submit offers at a price that makes sense. In fact, I would just encourage you to, to make offers. Because it's, it's, it's just like fishing, right? We just, it's a numbers game at this point. Don't be over lease, freaked out by a an inspection. Recently, I had a deal blow up when the inspection came back, we had a 10 day remedy period in the contract, which just means that we get the inspection, we read it over, we decide to things that we don't like and then we ask you to either fix them or give us money. Because of that. Use the remedy period, if you ask for things, all they can say is no. Or maybe they say yes. And all of a sudden, now you have a deal. That was less cash in or a deal that is fixed up and better than it was when it was on the market to use that period to your advantage. Don't run off, just because there's some scary things in in the inspection. Michael: Now those are those are great tips. And how are you seeing all cash offers playing in the Columbus market right now? Harvey: They're frequent. And they come from institutional buyers quite a bit. There's hedge, hedge funds and institutions that we're all competing with. And they throw down big chunks of cash. And they they often buy multiple houses at the same time. However, I've seen sellers opting to be more patient for more money than jump out a cash offer just because they can close in 10 days. So cash doesn't always win. It looks like maybe they're winning less frequently. I don't know that for sure. But it seems that way that sellers are being more patient thinking okay, I can get I can wait 30 days, 25 days and get 20,000 more dollars out of this. Well, Michael: Seems like a pretty good ROI. Harvey: Yeah. Yeah, not bad. I mean, then lender is good lenders are closing in 21 days. So if you come in and you're pre approved, and your lender is legit, and they're gonna move on things quick. I mean, three weeks, the seller can make, you know, several 1000 more dollars, which can compete with really as a cash offer, at or above asking that close in 10 days. Michael: Well, that's really good to know. That's really good to know, Harvey, this has been awesome, man. Is there other any other thoughts, tips, tricks, insights that folks should be aware of about the Columbus market? Harvey: Be patient. And like I said earlier, I'd make make offers and pay attention. Paying attention, especially through the winter months. Michael: Perfect. We'll have our our heat vision goggles on it's I know it gets pretty cold out there. Harvey: Yeah it can. Michael: Awesome. Well, Harvey what's the best way for folks to get in touch with you if they have questions about the Columbus market about property management? Harvey: Yeah, feel free to email me firstname.lastname@example.org. You can also text or call me although I'm usually faster respond to texts at 901-484-9751. I'm also on Facebook, our investment company Simple Solutions Real Estate is also on Facebook. I'm all over the place. Reach out and love to connect. Michael: Right on. Well, thanks again. Harvey. This was really great. Appreciate you coming on. Harvey: Yeah. Thank you, Michael. Michael: Take care. Talk to you soon. All right. All right, everybody. That was our episode. A big big big thank you to Harvey. I know I learned a ton about the Columbus market very much looking forward to continuing to learn about the market and seeing where it goes from here. Sounds like some really big things coming down the pike. If you enjoyed the episode, feel free to leave us a rating or review. And as always, we'd love to hear comments or a future topic ideas so let us know in the comment section. We look forward to seeing the next one. Happy investing
*) Chaotic US withdrawal likely to 'collapse' Afghanistan's economy The US credit rating agency Fitch says the economy of Afghanistan is on the edge of collapse two weeks after the Taliban captured Kabul. Afghanistan has about 10 billion dollars in funds but the group is unlikely to get access to them. Thousands in Kabul were queuing outside banks to withdraw cash, which led the Taliban to impose weekly limits on withdrawals. Food prices have gone up by 50 percent while fuel prices increased by 75 percent. *) Syrian regime, Russian forces agree to ceasefire in Daraa A Russian-brokered ceasefire has come into force in Daraa province in southwestern Syria. Regime forces have been attempting to retake control of the opposition-held area. Daraa is part of a de-escalation zone, but armed groups and regime forces are accusing each other of thwarting ceasefire efforts. *) Kashmiri resistance leader Syed Ali Geelani dies at 92 Kashmiri pro-freedom icon Syed Ali Geelani has been buried in a tightly controlled pre-dawn ceremony. This comes as Indian authorities imposed a harsh lockdown across the troubled Himalayan region. The uncompromising campaigner against Indian rule in Kashmir died late on Wednesday at the age of 92 following a long illness. Geelani, the most outspoken critic of India who spent some 15 years in jail or under house arrest, had wanted to be buried at the Martyrs Cemetery in Srinagar. But Indian authorities rejected that request. *) Afghanistan's first cricket match greenlit since Taliban takeover The Taliban has approved Afghanistan's first cricket Test since its takeover, raising hopes that international matches will continue as usual under their rule. During its first stint in power, the Taliban banned most forms of entertainment - including many sports. The Test match, to be played in Hobart from November 27-December 1, was scheduled for last year but was put off due to the Covid-19 pandemic and international travel restrictions. And finally... *) Cristiano scores 111th goal to break FIFA's men record Cristiano Ronaldo has broken the record for the most goals scored in international men's football. The 36-year-old scored two late headers against the Republic of Ireland in a world cup qualifying match. Ronaldo breaks the record formerly held by Ali Daei of Iran, who scored 109 goals. Ronaldo is already the top scorer in club football's top tournament, the Champions League.
➡️ Like The Show? Leave A Rating: https://ratethispodcast.com/successstory ➡️ About The Guest A serial entrepreneur, David Wachs's latest venture, Handwrytten, is bringing back the lost art of letter writing through scalable, robot-based solutions that write your notes in pen. Developed as a platform, Handwrytten lets you send notes from your CRM system, such as Salesforce, the web site, apps, or through custom integration. Used by major meal boxes, eCommerce giants, nonprofits and professionals, Handwrytten is changing the way brands and people connect. Prior to his current initiatives, David Wachs founded Cellit, a mobile marketing platform and mobile agency. Under David's leadership, Cellit became a leading player in the mobile marketing space and invented the concept of mobile customer relationship management (Mobile CRM). Cellit developed one of the most robust and widely-used mobile marketing platforms in the world, delivering millions of SMS and MMS messages to consumers on a daily basis. With a marquee client roster including Abercrombie and Fitch, Toys R Us, Sam's Club, Chicago Tribune, For Rent Media Solutions, Pizza Hut and more, Cellit was recognized as one of the top 500 fastest growing companies in America, as #262 on the Inc. 500 in 2010, delivered many award-winning mobile campaigns, and built one of the best teams in the mobile industry. Cellit was sold to HelloWord (f/k/a ePrize) in January of 2012. ➡️ Talking Points 00:00 - Intro 14:31 - The mindset of an entrepreneur when starting a new company. 19:52 - Inbound vs. Outbound & Sales vs. Marketing. 24:27 - How to automate your sales process. 32:06 - Advice for entrepreneurs. 38:50 - What is “an entrepreneurial mindset”? ➡️ Show Links https://twitter.com/DavidBWachs https://www.linkedin.com/in/davidwachs/ ➡️ Podcast & Newsletter Sponsors 1. Electric — All-In-One IT Support https://bit.ly/2XXsCBN — (Free Beat(s Solo3) Headphones) 2. LeadFuze — Lead / Contact Database bit.ly/2UWE7rz (Unlimited free lead database for cold emailing) 3. Flatfile — Data Onboarding Platform For Product Teams https://flatfile.com 4. Postie — Direct Mail For Digital Marketers https://postie.com/successstory (Free Demo) 5. Canva — Graphic Design Software https://canva.me/successstory (45 Days Free Pro) 6. Faherty Brand — Modern Clothing https://fahertybrand.com/ (20% Off Code: SuccessStory) 7. Quantum Metric — Customer Insights Software https://quantummetric.com/podoffer (Code: Success)
Beth Felker Jones joins us again to discuss a recent article from Stanley Hauerwas and William Willimon on pastoral care. What is the role of pastoral care in the life of ministry and how do we attend to suffering in the church? Here is the article by Hauerwas and Willimon: https://tinyurl.com/u45rfc2w Come explore Northern's Master's in Theology & Mission, or Doctorate in Contextual Theology alongside Fitch, Nijay Gupta, Beth Felker Jones, Greg Boyd, Drew Hart, Michael Gorman and more. www.seminary.edu/TMapply
On this week's episode, Bonnie is joined by her summer internship roommates Shannon McCalmont (@shannon_mccalmont) and Anna Vescovi (@annavescovi) to talk about their experiences as Abercrombie & Fitch interns. They discuss first impressions, what it is like living with strangers (at first) who have now become close friends in the span of eight weeks, and what a day in the life looks like in their specific internship roles at one of the trendiest retail companies in the US. The girls also recap on a couple of fun, but very crazy, nights they've had out and about in the city of Columbus - including getting into two random strangers' car (highly not recommended... duh!). It's been quite a jam-packed summer full of new friends and lasting memories... Hope you all enjoy! Make sure to follow Twisted T on Instagram @twistedtpodcast and Bonnie's personal account @bonniengai. See you next week, xoxo. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/twistedt/support
Tune into this week's episode to hear me give you guys the full story behind my internship experience with Abercrombie & Fitch this summer. In this episode, I break down the entire application process, overview of the internship was organized, my roles and responsibilities, and some of my biggest takeaways from this overall experience. This is a great episode for those who want to learn more about the design responsibilities in a corporate setting as well as those interested in applying for this opportunity as well. As always, don't forget to rate, review, and follow the Life of a Fashion Student Podcast. Additionally, we now have a new Instagram account for this podcast: @lifeofafashionstudentpodcast. You can also find my personal instagram: @kristinamichelleang --- Support this podcast: https://anchor.fm/lifeofafashionstudent/support
Topics discussed this week by Peter Broida:The "clear and convincing" evidentiary standard and judicial interpretation: Insurance Co. v. Nelson, 103 U.S. 544 (1880); Helvering v. Fitch, 309 U.S. 149 (1940); Allentown Mack Sales & Serv. v. NLRB, 522 U.S. 359 (1998); Addington v. Texas, 441 U.S. 418, 425 (1979); California ex rel. Cooper v. Mitchell Brothers Santa Ana Theater, 454 U.S. 90, 93 (1981); Herman & MacLean v. Huddleston, 459 U.S. 375, 389 (1983); Colorado v. New Mexico, 467 U.S. 310 (1984).Buy Dewey books at deweypub.com
August is back to a pediatric topic as MedFlight Radio finds their way back to Nationwide Children's Hospital in Columbus, Ohio and talks on infant/pediatric airway. Today we sit down with Doctor Jill Fitch (ICU intensivist at Nationwide Children Hospital) and Jason Pierce (Former Nationwide Children Transport Nurse and Current MedFlight Flight Nurse/Education Coordinator). The conversation dives right in on pediatric airway assessment, treatment and current trends of managing infant and pediatric airway. Which is better for my pediatric patient in respiratory distress—?? regular oxygen, high flow nasal cannula, CPAP, BiPAP. Come listen in as we get the unique expertise of a pediatric ICU intensivist talking airway in kids.
Franklin Fitch, Head of Growth at Blockparty, sees the commodification of culture as the future of the internet. Indeed, Fitch believes that a well executed NFT strategy could very well be a make-or-break opportunity for legacy brands as well as for the brands of the future: “When you start to connect physical events, digital signaling, memes and collectibles all into one, I think you create this really superpowered sort of wave of commodification of culture and commodification of status and commodification of membership. And also combine that with all the crypto native benefits of global payment rates, easy ability to transact and send peer-to-peer so it becomes really liquid and moves quickly.” As household name companies (such as Visa or Coca-Cola) begin to explore NFTs, Fitch sees an opportunity forming for brands to commodify "what culture is" for their brand and community. He related the growth in NFTs to luxury watches and their collectors, both of which are dependent on a community of buyers to maintain their value. With NFT's, he argues, the marketplace is built into the ecosystem of NFTs and he believes its ease of access will help to maintain a product's liquidity. Much like the way watches are collected to connote social status, NFT's can actually be built to have additional use cases to unlock VIP access within the Metaverse. Fitch observed how NFT's are being used as a means to unlock experiences within online communities and in the Metaverse: "Now we have ways to codify, financialize, commodify artifacts of culture, and we have ways to communicate them peer-to-peer, socially, signal with them, unlock experiences with them." Episode 51 of Season 3 of The Scoop was recorded remotely with The Block's Frank Chaparro and Franklin Fitch, Head of Growth at Blockparty. Listen below, and subscribe to The Scoop on Apple, Spotify, Google Podcasts, Stitcher or wherever you listen to podcasts. Email feedback and revision requests to email@example.com. This episode is brought to you by our sponsors Eventus, Kraken, and Exodus Eventus is the leading global provider of multi-asset class trade surveillance, transaction monitoring and market risk solutions. Eventus offers a powerful, award-winning trade surveillance platform that is easy to deploy, customize and operate. Eventus is proven in the most complex, high-volume and real-time environments and supports many of the industry's leading crypto exchanges including Coinbase, Gemini, ErisX and OSL. The company's rapidly growing client base relies on Eventus' responsive support and product development teams to overcome its most pressing regulatory challenges. About Kraken Whether you're an experienced crypto trader or just starting out, Kraken has the tools to help you achieve financial freedom. With 50+ cryptocurrencies to choose from, industry-leading security and a wide variety of features to suit any investing strategy, Kraken puts the power in your hands to buy, sell and trade digital assets. Visit Kraken.com to get started today. About Exodus Exodus is leading the world out of traditional finance by building beautiful and user-friendly crypto products. Forget having to learn the nuances of different cryptocurrencies. Exodus is designed for everyone and hides the complex details behind a beautiful and intuitive interface. Buy and sell one cryptocurrency for another from the comfort of your wallet, in seconds. Funds remain under your full control. Secure, manage, stake, and exchange all of your favorite cryptocurrencies from one wallet. No account registration is required. Download Exodus at Exodus.com or directly from Google Play and the iOS App Store and you're ready to go.
Donate here👉 www.technols.com 1. Nicolas Caprile,Jesus Chicco – Addicted (Original) Kubbo Rec 2. Sowsa Live – Made In House (Original) 3. Clodoveo – Lets Free (Original) 4. James Cole – I Love (Original) Deeperfect 5. Toman – Madrugada (Original) Cuttin Headz 6. Alvaro Am – 7. Sowl (Original) 8. Eddy M – Daydreaming (Original) Em Rec 9. Prok&Fitch […] Subscribe to listen to Techno music, Tech House music, Deep House, Acid Techno, and Minimal Techno for FREE.
Local sports gears up in a big way this week at Youngstown Studio: - Battle of 224 and the Pavlansky Family- Canfield at Poland - Columbus Hartley comes to the Ice Castle to face Ursuline - South Range travels to state runner up Springfield - Arch rivals Cardinal Mooney and Boardman play at Spartan Stadium - Chaney visits Fitch in a West Side Battle - The Y-Town podcast with sport bent talk and a little bit of everything else!
Tracklist 1. Voy - Voy 007 A 2. Ant Klent - Sun Kissed 3. Juan (AR) & Del Fonda -ADN 4. James Dexter - Thoughts 5. same.As - Sunday Morning 6. Tapesh & Sunday Noise & Grekz - Playback 7. Kreature - Piano Dreams 8. ANATTA & Drew Dapps - Fill Me In (Unreleased) 9. Legit Trip & Arkady Antsyrev - Asian Hustle 10. Prok & Fitch & Mizbee - Forget 11. Dimmish - Twister 12. DJOKO & WLAD - Superformer 13. Hart & Neenan - Vultures 14. Shuski - Express 15. Lew Raz - Keep it Moving Like the Radio Show? Click the [Repost] ↻ button so more people can hear it! Follow @anattasounds Follow us on Soundcloud: @data-transmission Follow us on Soundcloud: @datatransmission Follow our House Music Spotify Playlist: goo.gl/dHX1Cr Want more house music, tech house, deep tech, minimal? Subscribe to our Youtube Channel - bit.ly/dtytube Listen to DT Radio: Website: bit.ly/DTSite1 Pop Up: bit.ly/DTRadioPopUp1 Follow Data Transmission: Instagram: goo.gl/6LqfCJ Spotify: goo.gl/p1gaWy YouTube: goo.gl/3JmFbF Facebook: goo.gl/ZAsYwY Twitter: goo.gl/o1ZF3P iTunes Podcast: goo.gl/TK1Xxu Spotify Podcast: spoti.fi/31KIS6s Mixcloud Podcast: bit.ly/30CzOk0
At the recent Pinnacle EMS Leadership Forum, Rob Lawrence sat down with Jay Fitch, PhD, founding partner of Fitch and Associates; and Greg Friese, MS, NRP, Lexipol editorial director. The trio discussed the Pinnacle gathering, its value to EMS leaders, and the key takeaways and memorable moments. Greg also highlights the Pinnacle Quick take articles he has produced and published during the conference, and Jay identifies his favorite and most memorable sessions.
Fitch & Moore sit down with Beth Felker Jones, Professor of Theology at Northern Seminary. They discuss the shifts in contemporary theology and the state of theology in the American church. Apply to Northern today! www.seminary.edu/TMapply Come explore Northern's Master's in Theology & Mission, or Doctorate in Contextual Theology alongside Fitch, Nijay Gupta, Beth Jones, Greg Boyd, Drew Hart, Michael Gorman and more.
In this weeks episode of Con Job, Ryan and Alexa are joined by Exhibitor Sales Managers for Fan Expo, George Zotti and Mark Fitch. Listen as we discuss the show coming up this weekend, MEGACON. We also get into the other shows on the docket for Fan Expo and talk about the guest cancellations and the reasons for them as well, they're not what everyone is thinking…Hope you enjoy. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Sean sits down with the author of six boxing books, Jerry Fitch who talks about the origins of boxing in his native Cleveland and explains the fighters that rose to prominence. Jerry also details his books, and what went into putting them together, along with is experiences over the past 60 years in the sport. Subscribehttps://podcasts.apple.com/gb/podcast/btr-boxing-podcast/id1433752118YouTubehttps://www.youtube.com/channel/UC6eQGJooaGvUzsEOsiBRXDgWe are also available on Player FM, Spotify, and many more podcasting appsFollow us at:https://twitter.com/btrboxingpodhttps://www.facebook.com/btrboxingpodcast
Recorded LIVE from the beach at the Nissi Bay Beach Bar in Ayia Napa, Cyprus. Nick Power gives you a mix of the latest in House Music! James Deron ft Morris Revy – “IOVWE” (Original) [Nite Grooves] Prok & Fitch ft Mizbee – “Forget” (Extended) [Do Not Sleep] Duwayne Motley ft Zandrina – “I Get […] The post Soul Kandi Radio Show 7th Aug 2021 appeared first on SSRadio.
Recorded LIVE from the beach at the Nissi Bay Beach Bar in Ayia Napa, Cyprus. Nick Power gives you a mix of the latest in House Music! James Deron ft Morris Revy – “IOVWE” (Original) [Nite Grooves] Prok & Fitch ft Mizbee – “Forget” (Extended) [Do Not Sleep] Duwayne Motley ft Zandrina – “I Get […] The post Soul Kandi Radio Show 7th Aug 2021 appeared first on SSRadio.
Go to http://canva.me/casket to get your FREE 45-day extended trial. Go to http://AdamandEve.com and use code MLM at checkout to get 50% off 1 item + free shipping in the US & Canada. Some exclusions apply. Welcome to the Corporate Casket, a weekly series where bad businesses go to die. Connect With Me: https://linktr.ee/iilluminaughtii This episode was edited and mixed by: G. Thomas Craig Album cover art created by: Betsy Primes Intro Song Credits: Trauma- Will Van De Crommert Outro Song Credits: Electronica Punch- Oleksandr Koltsov Ad Music Credits: Tango de Manzana by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/4460-tango-de-manzana License: https://filmmusic.io/standard-license Backbay Lounge by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/3408-backbay-lounge License: https://filmmusic.io/standard-license
ERNEST is back in the studio solo, and this episode is all about catching up on Ern's recent shows, fatherhood, and fan questions.The episode kicks off with some Goody's good news, and Ern shares his experience performing at The Ryman recently, and what it meant to him as a musician. He then catches us up on how Fatherhood has been, some of the recent shows he has played, and why he has a new nemesis in Nashville, Will Compton. ERNEST closes out the episode with some discussion on writer's block, his plans to bring Abercrombie and Fitch back, and Ern plays ANOTHER unreleased song that he just wrote. -----Catch the video podcast on YouTube, and follow us on social media (@jbepod) for clips, bonus content, and updates throughout the week.FOLLOW ERNEST ON:SpotifyApple MusicInstagramTwitterTikTokFacebookYouTubePRODUCED BY:Big LoudRyan KroonAlex Lagos / Lagos CreativeThank you to our presenting sponsor, Goody's Hangover Powder
►Еще больше эксклюзивной музыки: boosty.to/alexeyromeo ►Подкаст в Apple Music: itunes.apple.com/ru/podcast/id… 01. Michael Bibi, Kitty Got Claws - PARADISE (Original Mix) 02. Vintage Culture, Fancy Inc, Roland Clark - Free (Extended Mix) 03. FREAK ON - Blind (Extended Mix) 04. Ruben Mandolini Riky Ild - Nonsifa 05. Dillon Nathaniel - Now We're Back (Extended Mix) 06. Miguel Bastida - Urban Dam (Original Mix) 07. Prok & Fitch, Leonardo Gonnelli - Lullaby (Original Mix) 08. Tube & Berger, Oliver Schories - Caprice (Extended Mix) 09. Nick Curly - Mute Navigator 10. Mambo Brothers - Let The Music Play (Extended Mix) 11. Mike Mago & MAU & Mohka - Am I Dreaming feat. Megan Brands (Original Mix)
There is a mass exodus of Christians under the age of 40 out of evangelicalism. What will become of those who stay? What kind of leader will emerge after processing and deconstructing the beliefs and practices of evangelicalism? In this podcast Fitch and Moore propose what qualities and virtues are needed in this new kind of leadership. *Figure 7 of this report finds that 7% of 18-29 identify as White Evangelical Protestant. According to this report White Evangelical Protestant has the oldest median age (56), suggesting a widening gap in generational practices. https://www.prri.org/research/2020-census-of-american-religion/ **Check out our Brady Lectures with Michael Gorman: https://www.seminary.edu/brady_gorman/ Come explore Northern's Master's in Theology & Mission, or Doctorate in Contextual Theology alongside Fitch, Nijay Gupta, Beth Jones, Greg Boyd, Drew Hart, Michael Gorman and more.
Learn the “Dog Days of Summer”; why scientists did magic tricks for birds; and the smallest conceivable length of time. What are the "Dog Days of Summer"? by Steffie Drucker Farmers' Almanac Staff. (2015, June 29). What Are the Dog Days of Summer? Farmers' Almanac. https://www.farmersalmanac.com/why-are-they-called-dog-days-of-summer-21705 Little, B. (2015, July 10). Why Do We Call Them the “Dog Days” of Summer? Animals; National Geographic. https://www.nationalgeographic.com/animals/article/150710-dog-days-summer-sirius-star-astronomy-weather-language?loggedin=true AstroPages | Precession. (2021). wwu.edu. https://www.wwu.edu/astro101/a101_precession.shtml Scientists did magic tricks for birds to see how they perceive the world by Steffie Drucker Garcia-Pelegrin, E. (2021, June 2). We performed magic tricks on birds to see how they perceive the world. The Conversation. https://theconversation.com/we-performed-magic-tricks-on-birds-to-see-how-they-perceive-the-world-161772 Garcia-Pelegrin, E., Schnell, A. K., Wilkins, C., & Clayton, N. S. (2021). Exploring the perceptual inabilities of Eurasian jays (Garrulus glandarius) using magic effects. Proceedings of the National Academy of Sciences, 118(24), e2026106118. https://doi.org/10.1073/pnas.2026106118 Magic Tricks May Fool You, but These Birds Can See Through Them. (2021). The New York Times. https://www.nytimes.com/2021/06/01/science/birds-magic-tricks.html Timmer, J. (2021, June 4). Researchers perform magic tricks for birds, who are not amused. Ars Technica; Ars Technica. https://arstechnica.com/science/2021/06/researchers-perform-magic-tricks-for-birds-who-are-not-amused/ Olkowicz, S., Kocourek, M., Lučan, R. K., Porteš, M., Fitch, W. T., Herculano-Houzel, S., & Němec, P. (2016). Birds have primate-like numbers of neurons in the forebrain. Proceedings of the National Academy of Sciences, 113(26), 7255–7260. https://doi.org/10.1073/pnas.1517131113 Starr, M. (2018). Crows Can Build Compound Tools Out of Multiple Parts, And Are You Even Surprised. ScienceAlert. https://www.sciencealert.com/crows-are-so-smart-they-can-make-compound-tools-out-of-multiple-parts Planck Time Is How Long It Takes Light To Travel One Planck Length by Joanie Faletto The Planck scale: relativity meets quantum mechanics meets gravity. (from Einstein Light). (2021). Unsw.edu.au. https://newt.phys.unsw.edu.au/einsteinlight/jw/module6_Planck.htm Williams, M. (2010, November 19). What is Planck Time? - Universe Today. Universe Today. https://www.universetoday.com/79418/planck-time/#ixzz2OhJ0gDig Follow Curiosity Daily on your favorite podcast app to learn something new every day withCody Gough andAshley Hamer. Still curious? Get exclusive science shows, nature documentaries, and more real-life entertainment on discovery+! Go to https://discoveryplus.com/curiosity to start your 7-day free trial. discovery+ is currently only available for US subscribers. See omnystudio.com/listener for privacy information.
Now the democrats are mad at the FBI as the country unifies in anger against the Intelligence Agency. News in the Jacob Chansley (Q-Anon Shaman) case shows he may be considering a plea deal and we review the government's latest discovery filings. Mississippi Attorney General files a brief with the Supreme Court of the United States fighting to uphold a state abortion restriction.And more! Join criminal defense lawyer Robert F. Gruler in a discussion on the latest legal, criminal and political news, including:
Trainiere dein Hörverstehen mit den Nachrichten der Deutschen Welle von Freitag – als Text und als verständlich gesprochene Audio-Datei.Biden verhängt neue Sanktionen gegen Kuba Die US-Regierung hat nach den regierungskritischen Protesten auf Kuba Sanktionen gegen hochrangige Regierungsvertreter des Karibikstaats verhängt. Betroffen seien Verteidigungsminister Álvaro López Miera und die Abteilung des kubanischen Innenministeriums, welche die Niederschlagung der Proteste vorantreibe, heißt es aus dem Weißen Haus. US-Präsident Joe Biden sagte, die Vereinigten Staaten würden weiterhin alle bestrafen, die für die Unterdrückung des kubanischen Volkes verantwortlich seien. Die Sanktionen beruhen auf einer Verordnung, die Täter von schweren Menschenrechtsverletzungen und Korruption auf der ganzen Welt ins Visier nimmt. Mississippi setzt sich für Abtreibungsverbot ein Der US-Staat Mississippi hat sich in einem beim Supreme Court anhängigen Fall für ein Verbot von Abtreibungen eingesetzt. Abtreibung als verfassungsmäßiges Recht habe in den USA keine Grundlage in Text, Geschichte oder Tradition, heißt es in einem Schreiben der Generalstaatsanwältin von Mississippi, Lynn Fitch. Das Oberste US-Gericht wird sich ab Oktober mit einem Gesetz aus Mississippi befassen, das Abtreibungen nach der 15. Schwangerschaftswoche verbietet. Das Grundsatzurteil des Supreme Court von 1973, das Abtreibungen praktisch legalisierte, kritisierte Fitch als "ungeheuerlich falsch". Hoher Repräsentant in Bosnien ohne Begrenzung der Amtszeit Der deutsche Ex-Landwirtschaftsminister Christian Schmidt wird das Amt des Hohen Repräsentanten in Bosnien-Herzegowina ohne zeitliche Begrenzung antreten können. Russland und China scheiterten im UN-Sicherheitsrat mit einem Resolutionsentwurf, der eine Abschaffung der Position Ende Juli 2022 vorgesehen hätte. Die restlichen 13 Staaten des Rats enthielten sich. Moskau wirft dem Büro des Repräsentanten vor, die bosnischen Serben zu benachteiligen und versucht deshalb, es zu schließen. Das Amt wurde mit dem Friedensvertrag von Dayton geschaffen, der 1995 den Krieg in Bosnien-Herzegowina beendete. Bootsflüchtlinge ertrinken im Mittelmeer Vor der Küste Tunesiens sind 16 Flüchtlinge ertrunken. 166 Menschen konnte die Küstenwache des nordafrikanischen Landes aus dem Meer retten. Vor der Küste Kretas hat die griechische Küstenwache 36 Geflüchtete von einem sinkenden Segelboot gerettet. Ein Schiff habe das sinkende Boot entdeckt und ein Notsignal gesendet, heißt es. Die Geretteten berichteten von ursprünglich 45 Personen an Bord. Nach den neun Vermissten wird mit einem Hubschrauber, zwei Schiffen der Küstenwache und weiteren Booten trotz starken Windes weiter gesucht. Eine Million Tote durch Wetterkatastrophen Weit mehr als eine Million Menschen sind nach einer Analyse der WMO in den vergangenen fünf Jahrzehnten durch Dürren, Stürme, Überschwemmungen und extreme Temperaturen ums Leben gekommen. Die Weltwetterorganisation der Vereinten Nationen wertete Daten von 1970 bis 2019 aus. Der Klimawandel verschärfe die Situation noch, sagte WMO-Generalsekretär Petteri Taalas. In Europa häuften sich die Starkregenfälle und zeigten, dass keine Region der Erde verschont bleiben werde. Auch die zurückliegenden Hitzewellen in Nordamerika seien klar auf den Klimawandel zurückzuführen. Olympia beginnt im Zeichen der Corona-Krise Mit einem Jahr Verspätung werden an diesem Freitag die Olympischen Spiele in Tokio offiziell eröffnet. Die Eröffnungsfeier beginnt um 13.00 Uhr MESZ vor weitgehend leeren Rängen. Zu der Zeremonie werden nur rund 950 ausgewählte Gäste erwartet, unter ihnen Kaiser Naruhito. Wegen der Corona-Pandemie waren die Sommerspiele um ein Jahr verschoben worden. Zwischenzeitlich war sogar über eine Absage spekuliert worden. Wegen der angespannten Corona-Lage finden die Wettbewerbe nun ohne Zuschauer statt. Zudem war die Vorbereitung der Sommerspiele von einer Reihe von Skandalen überschattet worden.
My guest this episode is Chris Burggraeve. Chris is a practitioner scholar of the art and science of marketing. His corporate marketing career culminated as the Chief Marketing Officer for AB Inbev from 2007-2012. In 2013 he founded Vicomte, a marketing advisory and micro-ventures firm. He is also a former Capstone Project Director for the TRIUM Global EMBA.In this episode, we discuss his latest book, Marketing is not a Blackhole. For Chris, if you have a business model based on a branded product or service, then marketing is at the heart of everything you do as a company – or at least should be. Great marketing gives a firm the ability to consistently raise prices without losing market share (pricing power). Pricing power, in turn, is a key to long-term profitability and growth. If you could effectively rank the marketing excellence of the firm, then you could use this as a predictive tool of the future profitability of the firm. Chris has created just such a marketing excellence rating – αM 2.0. He hopes/dreams that this rating will be as useful and used as other, more established ratings (think Moody's, Fitch, FICO scores, Altman's Z score, ESG ratings, …etc.) when analysts are valuing a firm. Join us to find out more!Citations Burggraeve, Chris (2021) Marketing is not a black hole. Great Britain: Amazon. Damodaran, Aswath (2017) Narrative and Numbers: The Value of Stories in Business. Columbia Business Press.Hadfield, Chris (2015) An astronaut's guide to life. Pan, Main Market Edition.Host: Matt Mulford | Guest: Chris Burggraeve | Editor: Théophile Letort See acast.com/privacy for privacy and opt-out information.
In Episode 47, Myke and Ryan take a trip back to high school to sample.. Fierce by Abercrombie and Fitch. Ryan talks about blue jeans and haircuts, and Myke continues to peddle BODman no matter the circumstance.One Night Stand Review: L'homme Ideal EDP by GuerlainScent of the Day: Fierce by Abercrombie and FitchEmail us at: TheColognePodcast@gmail.comIf you are enjoying the episode and want to support the podcast, check out: BuyMeACoffee.com/ColognePodcast
Fitch and Moore sit down to talk about the new book, "What is the Church and Why Does it Exist?" This podcast is brought to you in partnership with Seminary Now, a new streaming video platform with short courses from leading professors and authors like David Fitch, Scot McKnight, Brenda Salter McNeil, Greg Boyd, Tish Harrison Warren, Esau McCaulley, and many more. Subscribe to access all the courses for only $20/month–or get Seminary Now for your whole church. Theology on Mission podcast listeners can get 30% off an individual subscription with discount code TM30. Check it out today. Check out Fitch's book here: https://www.amazon.com/What-Church-Does-Exist-Jesus/dp/1513805703
How can you stand out from all the other businesses that do something similar? Today we're talking about nurturing customer relationships and how it can set you apart in the minds of your existing and potential customers. Handwrytten provides scalable robotic solutions that write your notes in pen and changes the way brands and people connect. Prior to Handwrytten, David founded Cellit, a leading mobile marketing platform servicing clients such as Abercrombie and Fitch and Walmart. Both Handwrytten and Cellit were on Inc. Magazine's 500 list of fastest-growing companies. Today, David speaks on marketing technology, has been featured in the Washington Post and Wall Street Journal, and is a contributor to Inc. Magazine. BUSINESS BUILDING INSIGHTS If you want to start a company, now is the time. Have confidence that you'll be able to figure things out. Don't give up right away. In the game of entrepreneurship, you only lose when you leave the field. Nurturing Customer Relationships With all the digital noise in the world (emails, texts, online messengers, and more), handwritten notes stand out as personal and unique. Handwritten notes allow you to http://giftbizunwrapped.com/episodes/knack (communicate at a personal level) with your clients. Decide which card you want to use. Figure out what you want to do with the card, what you want to write, and how you're going to send it How to use cards to nurture http://giftbizunwrapped.com/episodes/maker-to-master-6 (customer relationships): Tune in to hear more ideas! Thank you notes to new customers for choosing you over another business Welcome notes inside your product box or sent separately Anniversary of purchase notes (i.e., 6 months or a year after purchase) Suggest additional "you might like" products Win back customers after mistakes with a free gift and handwritten note Seasonal cards Listen to the full conversation for all the tips! Resources Mentioned https://suemonhait.lpages.co/content-for-makers (Content for Makers) David Contact Links https://www.handwrytten.com/ (Website) | https://www.facebook.com/handwrytten (Facebook) | https://www.instagram.com/handwryttennotes/ (Instagram) | https://twitter.com/handwrytten (Twitter) | https://www.linkedin.com/company/handwrytten/ (Linkedin) Join Our FREE Gift Biz Breeze Facebook Community https://www.facebook.com/groups/GiftBizBreeze (Become a Member of Gift Biz Breeze) If you found value in this podcast, make sure to subscribe so you automatically get the next episode downloaded for your convenience. Click on your preferred platform below to get started. Also, if you'd like to do me a huge favor - please leave a review. It helps other creators like you find the show and build their businesses too. You can do so right here: https://ratethispodcast.com/giftbizunwrapped (Rate This Podcast) https://podcasts.apple.com/us/podcast/gift-biz-unwrapped/id986323267 (Apple Podcasts) | https://podcasts.google.com/?feed=aHR0cDovL3d3dy5naWZ0Yml6dW53cmFwcGVkLmNvbS9mZWVkL3BvZGNhc3Q=&inf_contact_key=f00b9b282a6156da6dc2e642eb167c2f680f8914173f9191b1c0223e68310bb1 (Google Podcasts) | https://open.spotify.com/show/380HmeoVquMHRzOepaoF0s (Spotify) Thank you so much! Sue Know someone who needs to hear this episode? Click a button below to share it!
01. S0L, Joshua Luke - Let It Out 02. Loudek Uk - Straight back to me 03. Saint Robbers - Summer Lady (TON) 04. ID - id 05. Drop the fire - Loudek 2vrt(Formation dub) 06. Fitch and Hexl - All I Need 07. Ozma - Dark Squad [Ozriderz Records] 08. Vecster - Close My Eyes (High Resistance) 09. North Base, TREi, Dima Pulsar - RAW ft. Dynamite MC (Extended Mix) [DeVice] 10. D_iolax - Abandon 11. Despersion - id 2021 12. Inaudible - No Way Out 13. Chaser - Supercharged 14. Glitch City - Baddest Girl 15. Six Realms & Finalfix - Andromeda 16. Vecster - Another Dimension 17. Ozma - Agressor [Ozriderz Records] 18. City Arkham & Confusion & Alien - Interstellar 19. Esym & Dead Zodiac - Dominion_[PRTCD021] 20. Chaser - Gambling 21. Esym & Dead Zodiac - Cybernetics_[PRTCD021] 22. Plago - Badman 23. Camo MC, Octo Pi - Rave Etiquette 24. DLR - County Lines 25. MAGAWK - CHECK ENGINE [SIGHT BY SIGHT dubplate] 26. Id - id 27. BassBrothers - Brainshot 28. Camo MC, Conrad Subs, Y-ZER, Starz & Deeza - Drum & Bass Saved My Life 29. LEVELA - OUTLAW [LVL MUSIC] 30. T-I, Particle - Kill Switch 31. Nkid - Robot 32. BassBrothers - Pressure 33. Telekom, Machine Attax - Major Disaster 34. Holotrope - Smokey Sticks [Hoofbeats Music] 35. Percz - Apollo 36. Decrypt - I'm Good 37. Erritate - Pastel 38. Id - id 39. C-Critz - Detriment 40. Unglued - Sunbathing In Space 41. Peyo - The Truth [D&B Version] 42. 4MORE - Stay With Me (Extended Mix) 43. Subdue, Smb - Flip The Coin 44. Arttu - Nuff Chat 45. Guzi - Stavro 46. Digital Koala - Rehab [Sight By Sight] 47. Darkgray Heart - And So I Let The Water Crush Me 48. Tshabee - Maybe It Was Real 49. Chakhan - Dubplate Special 50. Henri V x 1Berg - New One (dub) 51. Sub-liminal, Minos, Cardia - Future Lines 52. Mage - The Voice of The Siren 53. Winslow - Snooze Button Roller 54. Command Strange - Forever 55. Simple Souls Flotation - Basslines In The Sun 56. Simple Souls - Going Back 57. Command Strange - Delivery ft. T.R.A.C. Christina Tamayo 58. Furious Freaks - Own Way feat. Anna Vaverkova [Hoofbeats Music] 59. Maduk & Nymfo - Farore
Fitch & Moore unpack the 5 top issues for church leaders to navigate as we come out of COVID. 1) People's broken relationship-spaces for relational connection 2) People's deconstructing their faith--spaces for deconstruction 3) People's anger/rage at various coercions/abuse--spaces for lament 4) People's fatigue from drudgery--spaces for celebration of God's power and hope for a future 5) People's grief over losses of friends, family, security--spaces for grieving and comfort As opposed to ramping up services...focus on developing social spaces! Come explore Northern's Master's in Theology & Mission alongside Fitch, Nijay Gupta, Beth Jones, Greg Boyd, and next years visiting professor Drew Hart and Brady Lecturer Willie Jennings.
As fire season bears down on Sonoma County, some communities are practicing evacuations. Today, we hear about wildfire drills. Then, a former L.A. gang member who told his story to the world, has passed away. And, we'll get a mini-reading from Oakland author Gabriela Garcia's new novel. Plus, today's local music features Oakland artist Heather Normandale. She's performing with Paul Sounder this Saturday at the Empress Vintage in Berkeley.
For today's Spotlight Episode, I'm excited to welcome Kevin Kreider to the show. Kevin is a male model, a fitness influencer, and one of the stars in the hit Netflix reality show called 'Bling Empire.'As a model, Kevin Kreider has been featured in publications such as Men's Health and Men's Fitness Magazine and was the first Asian-American to greet guests shirtless at the Abercrombie and Fitch store on Fifth Avenue in New York City.Aside from modeling, Kevin is a longtime advocate for positive Asian male representation and has done TEDx and Google talks around Asian Masculinity. He's also starred in the documentary "The Ugly Model," which explores the question "can Asian men be sexy?"In this episode, we discuss:- Adopted at the age of three by white parents- Growing up during a time before social media and mainstream media was dominated by white faces/culture- Going through self-hate- Asian issues get swept under the rug because Asians have it easier - Suffering from low confidence and low self-esteem - If you focus on things you can't control, then those things control you- People who say they don't need validation are lying - Who inspired him to go into modeling- Not being reached out to by modeling agencies even after the success of Bling Empire- Addressing critics of Bling Empire- How has life changed since Bling Empire came out- What were your expectations for Bling Empire- Bling Empire being renewed for another season. - His best piece of advice - Where he sees himself in the next five years You can follow Kevin Kreider on Instagram at @kevin.kreider. If you're interested in trying out Kevin's new supplement performance matcha, go here: https://kevinkreider.com/products/supplement SOCIAL MEDIA:Asian Menswear Podcast -- @asianmenswearpodMike Tran -- @asianmenswearLeo Chan -- @levitatestyleEMAIL US:firstname.lastname@example.orgJOIN OUR EXCLUSIVE COMMUNITY:Facebook Community (click here)
A vote of no confidence in prime minister Stefan Lofven's government will be held on Monday as politicians remain divided over rent control for newly-built apartments. Jenny Madestam, associate professor of political science at the Swedish Defence University in Stockholm, gives us the background. And Kit Yeung from the credit ratings agency Fitch explains how the vote could impact Sweden's economic recovery. As the country emerges from lockdown, car showrooms across the US are struggling to keep up with demand for both new and used cars. We get the latest from automotive analyst Michelle Krebs. Also in the programme, an investigation has found that North Korea is avoiding sanctions by doing business in the Democratic Republic of Congo. We speak to Michelle Krendler-Kretsch of anti-corruption group The Sentry, which discovered the practice. And Bill Ribbans, the surgeon who spent his career treating famous athletes, tells us how more lucrative sponsorship deals are putting more pressure on top sportsmen and women to get back in action.