Podcasts about medical expenses

In this episode, Dr. Preston Cherry breaks down why Health Savings Accounts (HSAs) are a powerful tool—not just for today's medical bills but for building your retirement nest egg. With big tax perks and long-term flexibility, HSAs can do more than you think. Learn how to use them smartly now and in retirement.Takeaways:• Triple Tax Advantage• Max Out Contributions• Invest for Growth• Cover Future Healthcare• No Expiration DateWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

Aubrey converses with Micaela Pather, Senior Associate from Webber Wentzel, the western high cape court ruled that Road Accident Fund's (RAF's) liability to compensate accident victims for past medical expenses already covered by their medical aid. See omnystudio.com/listener for privacy information.

Qualified Member expert service provider Dan Thompson from DeeGee Rehabilitation Technologies, Ltd.  addresses determining reasonable value in medical malpractice cases. Learn more about your ad choices. Visit megaphone.fm/adchoices

Qualified Member expert service provider Dan Thompson from DeeGee Rehabilitation Technologies, Ltd.  addresses determining reasonable value in medical malpractice cases.

Key Takeaways: Triple Tax Win! HSAs are awesome because you don't pay taxes when you put money in, let it grow, or take it out for medical expenses. That's like winning three times with one account! Covers More Than You Think You can use your HSA money for way more than just doctor visits. Need to make your bathroom safer or install ramps at home for medical reasons? That might count, too! Not All Insurance Plans Qualify Before opening an HSA, your health insurance has to be a high-deductible health plan. That just means you pay more out-of-pocket before insurance helps — and not every plan lets you use an HSA. Keep Your Receipts! If you use HSA money, you need proof it was for a real medical expense. That way, if the government ever checks, you're ready. Talk to the Money Pros A financial planner or a CPA (a money and tax expert) can help you get the most out of your HSA and make sure you're doing it right. Chapters: Timestamp Summary 0:00 Using HSAs for Tax-Free Medical Marijuana Purchases 1:06 Understanding HSAs and Their Tax Benefits 2:57 Maximizing HSA Benefits for Medical Expenses in Retirement 5:37 Maximizing Retirement Savings Through Medical Expense Planning 6:55 Maximizing Health Savings Accounts for Medical and Wellness Expenses   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Morning Ireland's Cian McCormack looks at the rising cost of healthcare in Ireland.

The True Cost of Malnutrition Taking its definition literally (the prefix mal– meaning “poor” or “faulty”), malnutrition also applies to dietary patterns of excess that produce obesity and diet-related diseases like heart disease and type II diabetes. The costs are astronomical. Listen to today's episode for details, written by Nelson Huber-Disla & T. Colin Campbell, PhD at NutritionStudies.org  #vegan #plantbased #plantbasedbriefing #chronicdisease #diabetes #malnutrition #obesity #heartdisease ======================== Original post: https://nutritionstudies.org/how-much-does-malnutrition-really-cost/  Fundraiser for Medical Expenses for my friend Kai Fenn: https://gofundme.com/kai-fenn  What the Health Documentary: https://www.whatthehealthfilm.com/  Book: The Future of Nutrition: https://benbellabooks.com/shop/thefutureofnutrition/    ======================= The T. Colin Campbell Center for Nutrition Studies was established to extend the impact of Dr. Campbell's life changing research findings. For decades, T. Colin Campbell, PhD, has been at the forefront of nutrition education and research. He is the coauthor of the bestselling book, The China Study, and his legacy, the China Project, is one of the most comprehensive studies of health and nutrition ever conducted. Their mission is to promote optimal nutrition through science-based education, advocacy, and research. By empowering individuals and health professionals, we aim to improve personal, public, and environmental health. ====================== FOLLOW THE SHOW ON: YouTube: https://www.youtube.com/@plantbasedbriefing     Spotify: https://open.spotify.com/show/2GONW0q2EDJMzqhuwuxdCF?si=2a20c247461d4ad7 Apple Podcasts: https://podcasts.apple.com/us/podcast/plant-based-briefing/id1562925866 Your podcast app of choice: https://pod.link/1562925866 Facebook: https://www.facebook.com/PlantBasedBriefing   LinkedIn: https://www.linkedin.com/company/plant-based-briefing/   Instagram: https://www.instagram.com/plantbasedbriefing/     

Matt Ungs, founder of Patient Fairness, joins the Travis Makes Money podcast to discuss his groundbreaking approach to empowering patients in the fight against unfair medical bills. With nearly 30 years of experience managing provider networks for major health insurance companies, Matt brings insider knowledge to help consumers challenge unjust charges and navigate the complexities of healthcare billing. His platform, Patient Fairness, is revolutionizing how Americans deal with surprise bills and overcharges.On this episode we talk about:– The systemic flaws in the U.S. healthcare billing system– How Patient Fairness equips patients to dispute medical bills effectively– The impact of new legal protections like the No Surprises Act– Matt's transition from corporate healthcare executive to entrepreneur– Practical strategies for saving money on medical expensesTop 3 Takeaways1. Patients Have Power: Consumers often feel powerless against medical bills, but tools like Patient Fairness enable them to challenge unfair charges confidently.2. Transparency Matters: Understanding healthcare costs upfront can prevent surprise bills and empower patients to make informed decisions.3. Advocacy Pays Off: Fighting back against unjust medical charges can lead to significant savings and better outcomes for patients.Website: PatientFairness.comCheck out FranBridge Consulting for premier non-food franchise opportunities: travischappell.com/franbridgeOur Sponsors:* Check out Kinsta: https://kinsta.com* Check out Mint Mobile: https://mintmobile.com/tmf* Check out Sparrow: https://usesparrow.com/travis* Check out Trust & Will: https://trustandwill.com/TRAVISAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Financial Advisor Justin Dobak discusses critical mistakes to avoid when planning for retirement. He covers topics such as overspending, miscalculating inflation, underestimating medical expenses, social security strategies, and the risks of retiring too soon. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Beer and Money, Ryan Burklo discusses the importance and benefits of Health Savings Accounts (HSAs). He explains the qualifications for opening an HSA, the contribution limits, and the unique triple tax advantage that HSAs offer. Ryan emphasizes the potential for long-term growth and the importance of investing the funds within an HSA for future medical expenses, especially in retirement. He also highlights common misconceptions about HSAs and encourages listeners to take advantage of this financial tool for better health expense management. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Health Savings Accounts (HSAs) offer a triple tax advantage. To qualify for an HSA, you must have a high deductible health plan. You can contribute up to $4,300 annually as an individual. HSAs allow for tax-free withdrawals for qualified medical expenses. 90% of Americans do not invest their HSA funds. HSAs can be used for medical expenses in retirement. Investing in an HSA can lead to significant long-term growth. Medical expenses are a constant concern in retirement planning. It's important to understand the difference between HSAs and FSAs. Utilizing HSAs effectively can lead to better financial health.  Chapters 00:00 Introduction to Health Savings Accounts 03:14 Understanding the Triple Tax Advantage 06:03 Long-Term Benefits of HSAs  

Proving Future Medical Expenses I’m Katelyn Holub, an attorney focusing on personal injury law in northwest Indiana. Welcome to Personal Injury Primer, where we break down the law into simple terms, provide legal tips, and discuss personal injury law topics. We have alluded to in past episodes that Indiana has an evidence rule, called Rule […] The post Ep 295 Proving Future Medical Expenses first appeared on Personal Injury Primer.

On this week's show: There is a lot of optimism for 2025. Should you believe (and invest) in the hype? Uncle Sam tells you what to take from your 401(k) at age 73. Should you listen? Legal documents everyone should have. The ups and downs of taking Social Security while you are still working. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Today on LIVE! Daily News, a new western store is coming to town soon, two men have been arrested for major crimes, and yes, san angelo is paying for the badly injured animal control officers medical expenses. Wall Hawks coach Craig Slaughter on the playoffs. Keep San Angelo Beautiful is in the studio.LIVE! Daily News | City Clarifies Medical Bills are All Paid for Badly Injured Animal Control Officer (11/14/2024)Christoval Basketball Standout Halle Hughes Signs With Angelo State (11/14/2024)San Angelo Man Arrested for Possessing Gross Images of Children (11/14/2024)Anyone Seen This Guy? (11/14/2024)Winter Trout Stocking to Begin in San Angelo (11/14/2024)San Angelo Sees Gas Prices Drop by 18 Cents (11/14/2024)LIVE! Daily News | Is San Angelo paying for their Employee's Medical Expenses? (11/14/2024)CBP Officers Find 28 Pounds of Cocaine Hidden in Chocolate (11/14/2024)Advance Auto Parts to Close More Than 500 Stores Amid Falling Profits (11/14/2024)Texas Influencer Fights to Reclaim Pet Monkey After Crash Confiscation (11/14/2024)Yes, O.C. Fisher has Fish in it Now (11/14/2024)Injured Dog Catcher's Medical Expenses Fully Covered by City Insurance (11/14/2024)Here's What We Know About Murdoch's Coming to San Angelo (11/14/2024)West Texas Horse Show in San Angelo to Benefit 4-H Club (11/14/2024)Police on the Hunt for Suspect in Texas Sexual Assaults (11/14/2024)Gov. Abbott Calls for Two-Year Freeze on Texas College Tuition (11/14/2024)Four Apprehended after Bail-Out Near Sonora (11/14/2024)Angelo State Senior Day: Ram Jam, LSC Semifinals, and Final Home Games (11/14/2024)Violent Drunk Man Arrested for Brandishing Gun after Near-Crash (11/14/2024)Four Face Insurance Fraud Charges After Blaming ‘Bear' in Costume for Car Damage (11/14/2024)Dallas Couple Sues Bar After Fiery Cocktail Ignites, Leaving Them with Disfiguring Burns (11/14/2024)Rankin Transmissions Wins First Place in San Angelo Business Plan Competition (11/14/2024)West Central Texas to See Warmth Before Storms and Cold Front Arrive (11/14/2024)Lake View Chiefs Open Playoffs Against No. 4 Stephenville (11/14/2024)Aggravated Assault and Sexual Assault Tops Booking Report (11/14/2024) 

Tiger Brands has pledged to cover urgent medical expenses for those affected by the 2017 listeriosis outbreak, which claimed over 200 lives. The company faces estimated damages of R1.5 billion to R2.5 billion in ongoing legal proceedings. Despite no final court verdict on liability, Tiger Brands is engaging with victim representatives to reach a settlement. Zeenat Emmamally, Attorney at Richard Spoor Incorporated Attorneys, spoke to Elvis Presslin

This week, we're covering continuing care retirement communities and medical expenses.

Funko Pop Sale Drama: Corey seems to be canceling every Funko Pop order as he continues to try to dodge your boys at Jim and Them. HDM Rivalery: The rivalery heats up as Corey dubs us "Some stupid podcast of lowlifes" which I suppose is not wrong. LET'S JUST TALK!, DON CHEADLE!, BOOGIE NIGHTS!, THIS IS A COREY FELDMAN SHOW!, THE BOYS ARE BACK!, THIS IS A COREY FELDMAN SHOW!, YEE HAW!, TERRIFIER 3!, BILLYGHOST!, TROLLING!, PATREON!, ADS!, THE WORLD DON'T STOP!, COREY FELDMAN!, COURTNEY FELDMAN!, JUSTICE!, JOURNALISTIC INTEGRITY!, NMAN!, DIVORCE!, SEPARATION!, SICK!, HIVES!, TYPES LIKE HE TWEETS!, U!, R!, Y!, MEDICAL EXPENSES!, VAN!, SAUSAGE REMOVAL!, PENIS!, DICK!, COCK!, JOEY PENIS!, STRONGMAN!, DIRE!, SPOUSAL SUPPORT!, SUCCESSFUL BUSINESSES!, FAN CONVENTION!, CAMEO!, DOLL SALES!, FUNKO POPS!, TOY DOLLS!, DRUGS!, LIFESTYLE!, SOBER!, LIES!, ABANDONED!, BUDGET!, HORNATRON!, 120K!, STAGE!, COREY'S MANAGER!, INTERVIEW!, ERIK!, CHARGE!, PAID!, FUNKO POP DRAMA!, PURCHASE!, CANCELED ORDERS!, PAYPAL REFUND!, HEATHER DAWN MAY!, NFT!, HOLOGRAM!, JAMES AND THE GANG!, BOOPAC!, EROK!, HDM!, FORCED REFUND!, BUFFALO NICKEL!, FIGURED OUT THE REFUND!, ANGELIC 2 THE CORE!, BILLY GHOST!, HEATHER!< HI HEATHER!, BOSSY TACO!, HEATHER WE LOVE YOU!, WE ARE LEGION!, DISSOLUTION!, OWNS NOTHING!, PROPOSAL!, HIGH SCHOOL NOTE!, CHECK BOX!, DONATELLO!, TEDDY DUCHAMP!, MOUTH!, HAVTO!, MISERABLE!, PODCAST OF LOWLIFES!, TEEPUBLIC!< WOLFPACK!, COREYOGRAPHY!, SIGNED!  You can find the videos from this episode at our Discord RIGHT HERE!

Send us a textChances are you've been hit with a medical bill far more expensive than you expected.If so, you're not alone.In this episode of CareTalk, David E. Williams and John Driscoll dive into the complex, confusing, and often painful world of medical billing, discussing how you can protect yourself from unethical and erroneous charges.This episode is brought to you by BetterHelp. Give online therapy a try at https://betterhelp.com/caretalk and get on your way to being your best self.As a BetterHelp affiliate, we may receive compensation from BetterHelp if you purchase products or services through the links provided.TOPICS:(0:24) Sponsorship(1:26) Why You Never Know How Much Your Medical Bill Will Cost(2:29) How Complex Healthcare Systems Confuse Billing(3:16) Why You Should Contest Your Bill(5:45) Can Extroverts Demand Lower Medical Costs?(8:11) Examining Itemized Billing(9:06) How the Biden Administration is Fighting for Medical Cost Transparency(10:00) Can you Plan for Medical Expenses?(11:55) Understanding Medical Bill Payment Plans(13:47) Doctors, Insurance, and Your Role in Medical Billing

This week, Tim Ulbrich, PharmD, and Tim Baker, CFP®, RLP®, RICP®, discuss a question from the YFP community raised during a recent webinar: "What are the best ways to plan for healthcare costs in retirement?" Mentioned on the Show: Submit a Question to Be Featured on Rx Money Roundup Subscribe to the YFP Newsletter YFP Disclaimer YFP 329: Medicare Selection & Optimization YFP 296: 5 Key Decisions for Long-Term Care Insurance YFP Blog: Why I'm Not Using My Health Savings Account (HSA) for Medical Expenses

Americans are always seeking opportunities to save on their taxes, and with healthcare costs for retirees continuing to rise, medical expenses are an often untapped area for tax savings. Donna and Nathan discuss how to identify which medical expenses are deductible, and which are not. Also on MoneyTalk, questions you should ask your financial advisor, and some unique retirement lifestyle choices. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/22/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Planning for medical expenses in retirement is a crucial part of financial planning. In this video, we break down key strategies to help you prepare for healthcare costs in your golden years. Learn about the importance of budgeting for medical expenses, understanding Medicare and supplemental insurance options, and building a health savings account (HSA). We also discuss long-term care planning and how to protect your retirement savings from unexpected medical bills. Whether you're close to retirement or just starting to plan, this video provides valuable insights to secure your financial future. #investing #retirementplanning #HealthcareCosts #Medicare #HSA #FinancialPlanning #LongTermCare #RetirementSavings

Garrett Sutton is a corporate attorney and asset protection expert who has sold over a million books guiding entrepreneurs and investors. Some of his best-selling books include Start Your Own Corporation, Loopholes of Real Estate, and Veil Not Fail. For over 30 years, he has run a practice assisting clients in protecting their assets through his companies Corporate Direct and Sutton Law Center, which currently help over 14,000 clients maintain their entities. Garrett is also a Rich Dad Advisor for Robert Kiyosaki and is the President of Sunn Stream, a streaming platform focused on kids' financial education. Ted Sutton is Garrett's son and a licensed attorney. He has a B.S. in Mining Engineering from the University of Utah but decided to attend law school after realizing he was more interested in legal matters. Ted graduated from the University of Wyoming College of Law in 2022 and is licensed in Wyoming and Nevada. At law school, he served as the Student Director of the Business Entrepreneurship Practicum where he helped clients form and maintain LLCs. Ted now works at Corporate Direct focused on ensuring clients comply with the new Corporate Transparency Act. In addition to his legal work, Ted is also involved in financial education for kids. He is the author of the free ebook "Five Tricks To Teach Your Kids About Money'' available on the Sunn Stream website, the streaming platform his father founded focused on kids' financial literacy and professional development.   During the show we discuss: What Asset Protection is and Why It is Important How Asset Protection Differs from Wealth Management The Common Strategies Individuals Can Use to Protect Their Assets How Trusts Work in Asset Protection, and the Most Effective Types of Trusts What Role Insurance Plays in Asset Protection, and the Types of Insurance That Are Essential for a Comprehensive Asset Protection Plan How Business Owners Can Protect Their Personal Assets from Business Liabilities How You Can Protect Assets Intended to be Passed on to Heirs, and The Risks of Not Having a Solid Estate Plan in Place How You Can Prepare Your Asset Protection Plan for Unexpected Events like Natural Disasters, Medical Expenses, or Sudden Economic Downturns The Unique Challenges of Digital Asset Protection, and How Can Individuals Protect Their Digital Assets How You Can Protect Your Assets from Potential Lawsuits The Common Misconceptions About Asset Protection How Financial Advisors and Estate Planners Can Assist in Asset Protection, What to Look for When Hiring an Asset Protection Attorney How Often Should You Review and Update Your Asset Protection Plan,  The Triggers That Should Prompt a Re-evaluation of an Asset Protection Strategy What the Corporate Transparency Act is and What You Must Know   Show Resource/s: https://corporatedirect.com/ https://www.sunnstream.com/fivetricks

In this conversation, Bill and Professor Christopher Bricklemyer discuss the movies Ultraman Rising and Shin Kamen Rider. They start by talking about personal experiences with insurance and medical expenses. Then, they dive into the world of Ultraman, explaining its origins and the concept of the character. They discuss the Easter eggs and references in Ultraman Rising and share their thoughts on the film. They also touch on the character design and the involvement of animation professionals in the production. Overall, it's a conversation that combines personal anecdotes, analysis of the films, and insights into the Ultraman franchise. The story follows Ken, the son of the current incarnation of Ultraman, who moves to the United States with his mother while his father fights as Ultraman. Ken becomes a famous baseball player but returns to Japan when his mother disappears. He discovers that he has the ability to transform into Ultraman and must protect Japan from kaiju attacks. The film explores themes of family, responsibility, and the balance between personal desires and duty. It pays homage to classic tokusatsu and kaiju films while adding its own unique twist. In this conversation, Professor Christopher Bricklemyer and Bill discuss their thoughts on the movie Shin Kamen Rider. They talk about the structure of the story, the low budget, and the graphic violence. They also discuss the design of the characters and the tonal shifts in the movie. Overall, they have mixed opinions on the film, with Professor Bricklemyer giving it a B- and Bill giving it a C-.

In this episode, we dive deep into the financial burdens of being ill and explore strategies to manage both your health and your money effectively. From rising medical bills to the hidden costs of being sick, we uncover why illness can be so expensive and what you can do to mitigate these costs. Join us as we discuss Ericka's knee rehab expenses, the importance of preventive medicine, and practical tips to budget for healthcare.   This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung  

In today's deep dive, we'll learn about one Indiana school’s effort to raise awareness about driving under the influence among students.

Join us as we welcome Neill Slater, an emergency physician, to discuss the critical issue of patient compliance and the hidden costs of health care. We will explore why patients often don't take their prescribed medications, the challenges physicians face when discussing treatment costs, and practical steps to bridge this communication gap. Neill will share insights on how medical education, routine practices, and systemic changes can improve patient outcomes and trust. Neill Slater is an emergency physician. He discusses the KevinMD article, "Talk to your patients about money." Our presenting sponsor is Nuance, a Microsoft company. Together, Microsoft and Nuance are leveraging their rich digital technology and advanced AI capabilities to tackle some of health care's biggest challenges. AI-driven technology promises to revolutionize patient and provider experiences with clinical documentation that writes itself. The Nuance Dragon Ambient eXperience, or DAX for short, is a voice-enabled solution that automatically captures patient encounters securely and accurately at the point of care. DAX Copilot combines proven conversational and ambient AI with the most advanced generative AI in a mobile application that integrates directly with your existing workflows. Physicians who use DAX have reported a 50 percent decrease in documentation time and a 70 percent reduction in feelings of burnout, and 85 percent of patients say their physician is more personable and conversational. Discover AI-powered clinical documentation that writes itself. Visit https://nuance.com/daxinaction to see a 12-minute DAX Copilot demo. VISIT SPONSOR → https://nuance.com/daxinaction SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended GET CME FOR THIS EPISODE → https://earnc.me/v8d7i4 Powered by CMEfy.

In this episode of "Insurance Business Babes," hosts Kathe Kline and Joanna Wyckoff delve into the complexities of Medicaid waivers, vital programs that provide medical and financial assistance to individuals who don't meet traditional Medicaid requirements due to their income but who face severe medical challenges such as disabilities and chronic conditions. They illuminate community-based care options, highlight the significant cost of prescription medications, and discuss various patient assistance programs, including a database developed by pharmacist Norma Johnson. The hosts also touch upon strategies for veterans dealing with trauma and the importance of utilizing resources like benefitscheckup.org to aid aging clients. The focus of the episode is on the tangible ways insurance professionals can support their clients, from navigating the Katie Beckett waiver for disabled children to understanding the nuances of programs like PACE and VA aid and attendance benefits, to other programs most agents never think of.

In today's episode of the Debt Free Mom podcast, we're talking about medical expenses. How do we get ahead with the other goals we have for our money when we constantly feel like we are paying for medical expenses that happened a long time ago? Sarah Gonzalez, a mom of two, comes on to talk about how she is going about paying off past medical expenses and reworking her budget so that she doesn't have to keep going into debt for medical bills. We talk about how to adjust your budget to make room for increased expenses, how you should prioritize paying off medical debt with your other money goals, and some practical ways to reduce the impact of debt payments on your day-to-day life.Then, Kyle joins the show for another segment of Financial Fortune Cookie to talk about what the future might hold for your money. He asks "How could you still be worried about money if you had a $2.3million net worth?"When it seems like there should be more left in your bank account, and your money seems too complicated to keep track of, the Debt Free Mom Custom Budget service takes the guesswork out of your next budget. Send us your real numbers, and you'll receive two versions of your pay period budget: the original so you can see how your money is currently flowing and a suggested budget with changes we recommend to prioritize your money goals. Sign up for your Custom Budget today at debtfreemom.co/custom Do you have a money question that you'd like to talk about with Carly? Do you have a story like Sarah of navigating a tricky financial situation? We'd love to have you on the Debt Free Mom Podcast! Fill out the guest application at dfmpodcast.com. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In our last episode, we teased a discussion about long-term care insurance deductions and health savings accounts but ran out of time. Don't worry though, because today we're diving deep into these important topics.   Here's some of what we discuss in this episode: Don's recent conference in Arizona + self-driving cars The high cost of assisted living and long-term care + considerations for itemizing deductions on tax returns Some missed opportunities that Don often sees when it comes to medical expenses How deductions work for life care retirement communities Alternate ways to deduct medical expenses for self-employed individuals using Schedule 1 on the 1040 form   Resources for this episode: Tax forms –1040 form https://www.irs.gov/pub/irs-pdf/f1040.pdf Schedule 1 – Income & Adjustments https://www.irs.gov/pub/irs-pdf/f1040s1.pdf Schedule A – https://www.irs.gov/pub/irs-pdf/f1040sa.pdf Standard Deductions and Tax Brackets – 2023 https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2023 Long-Term Care Insurance Tax Deductions – https://apps.irs.gov/app/vita/content/00/00_25_005.jsp Waymo Driverless Cars – https://waymo.com/   Get in touch with Don and learn more: https://doncashpodcast.com/  

“If you're looking at the costs of medical expenses over time, they've actually historically grown faster than regular inflation. Healthcare is expensive, and it goes up faster than the rest of your spending; don't overlook it.”   Listen in as our hosts, Stephanie McCullough of Sofia Financial, and Kevin Gaines of American Financial Management Group tackle the critical yet often underestimated topic of healthcare costs in retirement. They uncover the harsh reality that healthcare expenses can become a significant financial burden if not properly accounted for in your retirement plan. Shedding light on the unpredictable nature of health and the associated costs, they stress the importance of being prepared for more than just your mortgage or grocery bills. They also debunk the common misconceptions around Medicare and long-term care.   Stephanie and Kevin explore the complexities of managing retirement funds with future taxes in mind. They highlight the strategies to mitigate the tax hit when withdrawing from IRAs and 401(k)s, and how these can impact your Medicare premiums through the Income-Related Monthly Adjustment Amount (IRMAA). Learn about the benefits of Roth conversions and how Health Savings Accounts (HSAs) and Roth accounts can be powerful tools in reducing your tax burden. They also discuss the 'widow penalty' in tax brackets and the need for strategic planning, especially when it comes to Social Security and the real rate of medical expense inflation. This episode is packed with insights to help you secure your financial health.   Key Topics: Healthcare Expenses in Retirement Planning (02:25) Medicare Costs and Supplemental Insurance (04:36) Income-Related Monthly Adjustment Amount (IRMAA) (06:58) Medical Expenses Planning for Retirement and Tax Implications (13:09) Spouses of Different Ages Who Want to Retire Simultaneously (17:46) Inherited IRAs, Tax Brackets, and the Widow Penalty (18:38) Inflation Rates and Medical Expenses (21:56) Wrap-Up (24:18)   Resources: Request to lower an Income-Related Monthly Adjustment Amount (IRMAA) Take Back Retirement Episode 21: Simplifying Medicare: What's Important For You To Know with Susan Sloan Take Back Retirement Episode 62: What Women Need to Know About Longevity Take Back Retirement Episode 27: Health Savings Accounts (HSA's): What Women Need to Know       If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

In this eighty-fifth bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they try out Geisha House Steak & Sushi, sit down for an interview with Candlelighters Director of Development & Marketing Christine Santos, and talk how to stick to a cleaning schedule. Hear the best sushi roll Crystal's ever had, how to navigate your finances if one of your loved ones needs treatment, and how Shannon and Crystal stack up against the cleaning tasks you should do every day, week, month, and year. Learn more at CCCULV.org

This episode discusses how insurance companies evaluate and calculate settlement amounts for personal injury claims, typically aiming to minimize payouts through various formulas that work in the company's favor. It outlines factors affecting case value, methods insurers use for estimation, issues of comparative negligence, and dispels common misconceptions plaintiffs have about compensation. ▶▶ CLICK BELOW TO GET A FREE CONSULT NOWhttps://bit.ly/atty-free-consultation▶▶  GIVE A REVIEW:https://bit.ly/review-fa▶▶  HOW CAN WE HELP YOU?:https://866attylaw.com/▶▶  CALL US NOW - FREE EVALUATION(212) 222-1111 or (866) ATTY LAW ▶▶  CONTACT US NOW - FREE EVALUATIONhttps://866attylaw.com/contact-us/▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬✅ ABOUT FREKHTMAN & ASSOCIATESFrekhtman & Associates Injury Lawyers represent people who suffered a serious or life-changing injury and had their lives destroyed or disrupted because of the negligence of others.FREE CONSULTATION · NO FEE PROMISE · OVER $900 MILLION RECOVERED:Get To Know More About Us:▶▶ https://866attylaw.com/about-our-firm▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬✅ PRACTICE AREASToughest Injury Lawyers To Help You Get Justice With All Personal InjuriesIf you have been injured in a car accident, construction accident, or slip & fall, contact the experienced New York personal injury attorneys at Frekhtman & Associates.You may be eligible to receive compensation for your pain, suffering, and losses. We can help you recover. To achieve the best results, you need the expertise of a top-rated New York personal injury and car accident attorney.Learn More About Our Practice Areas:▶▶ https://866attylaw.com/personal-injury-law-practice-areas/▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬

The firm's approach is rooted in client welfare, which includes transparent communication and strategic negotiations. They operate on a contingency fee, charging only when a favorable settlement is reached. Zinda Law Group NM City: Santa Fe Address: 314 S Guadalupe St Website https://www.zdfirm.com/ Phone +15055391830 Email jack@zindalaw.com

How are we supposed to make an accurate, realistic budget when medical providers can bill you months or years after actually visiting them? In today's episode, Ashley will tell us about budgeting for her family and learning to incorporate these bills and payments into her budget. Ashley is a registered dietician and mom of two. She has used the Debt Free Mom pay period budget template for awhile and customized it to help keep track of medical bills.  If you have a money question for Carly, or if you want to share your story of handling unexpected expenses, just go to dfmpodcast.com and fill out the guest application.  Get the signature pay period budget template from Debt Free Mom for just $9! Visit debtfreemom.co/template to take your first steps toward confidently building a stable budget.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Have you ever heard these tax planning myths? Myth #1: Tax planning is only for big corporations, not small businesses. Myth #2: I can handle my own tax planning; I don't need professional help. Myth #3: Tax planning is only necessary during tax season. In this episode, my guest Sally Gimon will debunk these myths and shed light on the importance of personalized tax planning sessions for business owners and individuals with 1099 income. Stay tuned to learn the truth and discover valuable strategies to optimize your tax situation.  Keynotes 1. Discover how utilizing trusts can offer considerable tax savings on federal levels.   2. Understand the unique advantages of a spendthrift trust for those earning 1099 income or running a business.   3. Learn the process of opening a new bank account and directing income through it for effective tax management.   4. Gain insight into the value of tailor-made tax planning sessions and the intricacies involved.   5. Hear real success stories of individuals profoundly benefiting from the proper implementation of tax planning strategies.   The key moments in this episode are:  00:00:00 - Introduction,   00:01:20 - Discovering the Spendthrift Trust,   00:03:47 - Importance of Tax Savings,   00:08:36 - Qualifying Income for the Trust,   00:11:15 - Transitioning to the Trust,   00:14:13 - Building Business Credit with Trusts,   00:15:38 - Trusts for Real Estate Investors,   00:17:12 - Capital Gains Tax Savings,   00:19:01 - State Taxes and Trusts,   00:21:00 - Trusts for Medical Expenses,   00:22:11 - Cost and Benefits of Trusts,   00:27:43 - Introduction to Tax Breakthrough Sessions,   00:28:12 - Providing Educational Resources,   00:29:07 - Potential Tax Savings,   00:29:31 - Trusts and Life Changes,   00:29:57 - Spreading Awareness and Helping Others Links www.TheTrustIsYou.com  https://www.facebook.com/SallyGimon  https://www.linkedin.com/in/sallygimon/  https://www.instagram.com/sallygimon/  https://twitter.com/GimonSally  https://www.tiktok.com/@spendthrifttrust  https://www.youtube.com/channel/UCmvBniNpH2kQI3vMGcpVjAg  Offer https://thetrustisyou.com/?rf=CRmlVx1h679wSMmAPtvU Bio: Sally was motivated to become a real estate investor when her mom became sick in October 2018.  Sally was 53 and needed to make a change in her life quickly.  She has been an insurance agent for 20 years and has used her experience to make positive changes.  Now she shares her information weekly in her real estate group and Win, Win Women TV.  In July 2020 she bought a Bank Owned Property for $20,000 that would go to auction for $50,000 when Covid restrictions lifted.  She knew her Capital Gains would be $7,140 and researched how the rich paid so little in taxes.  This led her to find the Business and Beneficial Spendthrift Trusts. BHB2024Support the show

Hey Folks Thank You So Much.  it's easier for me to talk than type, when I'm working and here it is.   Both Dani and I are extremely humbled by the Go Fund Me help (See below) and all of the kind folks who helped out privately (some folks didn't want it to go through the go fund me, and that's cool.  Not sure If I remembered to even mention that?!!  IDK but I'm just going to keep this raw and not edit it etc)   Anyhow Thank You and also thank you for the folks who shared it and all of that.  So about 2 months ago, my Wife Dani ( @proptroopers ) got very sick with diverticulitis. We have been working hard to get all of this handled, but it has been hard. Her Sister Alison organized a Go Fund Me campaign to help with her medical expenses You would be amazed at how much the insurance didn't cover. Anyhow every little bit helps. And 3 cheers to Allie for setting this all up and organizing this. Direct Link to the GFM Campaign: https://gofund.me/0f4489af  Again, we and me, are very humbled and thankful to everyone.     

In this Fight Back Library release, Dr. Ted Mazer joins us to discuss how you can fit your medical expenses into your budget. We discuss the importance of shopping for medical procedures, ways to avoid surprise billing, understanding how in and out-of-network physicians and procedures affect your final bill, how to negotiate hospital bills, and more. Dr. Mazer is a former President of the California Medical Association. In 2015, San Diego County Medical Society named him one of the county's “Top Doctors” in their annual “Physicians of Exceptional Excellence” survey published by San Diego Magazine. Please see the companion episode, “Negotiating Medical Bills,” one of our most popular.

Bahamian government's plan to raise port taxes [00:01:00] The Bahamian government wants to raise port taxes, which is an expense that cruise lines pass on to cruisers. Christine Duffy, the president of Carnival Cruise Line, recently told Travel Weekly that Carnival would like to push these new fees off for a while. NTSB report on a cruise ship collision in Alaska [00:03:52] The NTSB released their report about a cruise ship that hit the dock last year in Alaska, and it turns out that back in 2021, the pier had been extended as part of a renovation process, but the information was not actually passed along to the National Oceanic and Atmospheric Administration (NOAA). Royal Caribbean's new ship Utopia of the Seas [00:05:50] Royal Caribbean's Utopia of the Seas, an Oasis class ship, will start sailing next summer and doing short cruises out of Port Canaveral.  Princess Cruises' New Ship [00:07:36] Discusses Princess Cruises' new ship, Sun Princess, and its family-oriented features, including a new area called Park 19 with a sea breeze attraction, splash zone, and ping pong tables. Norwegian Cruise Line's New Shows [00:10:34] Discusses Norwegian Cruise Line's decision to replace their Broadway-style shows with cheaper, jukebox musicals, and the potential impact on guest experience. New Carnival Cruise Line Menus [00:13:22] Discusses the new menus being introduced on the Carnival Dream, which include more vegetarian options and the ability to order items from specialty restaurants for a surcharge. Food Talk [00:15:38] Doug Parker and Richard Simms discuss the new menu on Carnival Cruise Line's Dream ship, including the steakhouse selections and the main dining room's comfort food. Travel Insurance during Hurricane Season [00:20:55] Dan Silkin, President of tripinsurance.com, advises listeners to buy travel insurance to protect against hurricanes canceling their vacation, but notes that cruise ships are not considered destinations by insurance companies. Compensation for Missed Ports [00:23:25] Doug Parker asks Dan Silkin if missing a port due to political unrest, like Royal Caribbean's abrupt departure from Haifa, would be compensated by travel insurance, but Silkin notes that ports of call may not be considered destinations by insurance companies. Norovirus and COVID-19 [00:25:13] Discussion on how travel insurance policies cover norovirus and COVID-19, and the importance of having third-party medical proof for filing a claim. Medical Coverage on Cruise Ships [00:30:38] Explanation of how travel insurance policies cover medical treatment on board a ship, even if the incident was not reported locally, and the importance of having travel insurance for medical coverage. Primary Coverage for Medical Expenses [00:31:12] Importance of buying a travel insurance plan with primary coverage for medical expenses, as domestic health insurance policies may not cover medical treatment on board a ship or outside the United States. Travel Insurance Coverage [00:32:18] Discussion on the importance of medical evacuation coverage and recommended coverage amounts for different travel destinations. Disputed Insurance Claim [00:36:03] Advice on how to appeal a denied insurance claim and the option to file a complaint with the state insurance bureau. Customer Perception of Carnival [00:40:12] Discussion on a customer's negative experience with Carnival Cruise Line and the importance of customer perception in the service industry. How to Contact Trip Insurance [00:41:25] Dan Silkin, President of Trip Insurance, shares how to contact their customer support line or send an email for assistance.

Host:  Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management Season 5, Episode 39 Medical expenses are some of the most significant expenses some families have in their budgets.  On this episode of Talking FACS, Dr. Nichole Huff share strategies for reducing the financial impact of medical expenses and tips for planning for future costs related to health care. For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website MoneyWi$e Facebook Page

Brian Whorley, founder of Paytient, explained how the company's health payment accounts provide interest-free credit lines for out-of-pocket healthcare expenses, aiming to bridge the gap between existing healthcare savings accounts (HSAs), flexible spending accounts (FSAs), and the financial burden of healthcare costs. Whorley stated, "Credit is what we use in our lives to turn large, unexpected, or infrequent expenses into affordable things."Paytient's health payment accounts, unlike HSAs and FSAs, do not require employer or employee funding and do not perform credit checks on the account holders. Whorley emphasized that there's "no interest to the actual members" and "no credit check to the actual members." The goal is to enable more people to access healthcare and reduce financial stress around medical expenses.Whorley said Paytient can be used with existing HSAs and FSAs to create more equitable access to healthcare, particularly for lower-income employees who may struggle with high-deductible health plans. Whorley explained that Paytient is a flexible product that can be tailored to the needs of different employers and their workforce demographics. This allows employers to ensure that their health plans are more accessible and equitable for all employees, regardless of their income level or job position.Whorley also talked about how Paytient can help address deferred healthcare, which has been more prevalent since the onset of the COVID-19 pandemic. By providing individuals with a way to afford healthcare without incurring additional financial burden, Paytient aims to encourage more people to seek medical care when they need it, rather than delaying or avoiding treatment due to financial concerns.Whorley acknowledged the need to address the root cause of high healthcare costs, but emphasized that Paytient offers a practical solution for individuals and employers in the meantime. He said, "As long as you have your phone, you have a way to pay for care," demonstrating how Paytient can help make healthcare more accessible and affordable for everyone.Key Take-aways: Paytient provides interest-free credit lines to help people afford healthcare expenses.Paytient can sit alongside HSAs and FSAs, making all benefits more effective.Deferred care is a pervasive issue that can be addressed by providing more affordable healthcare options.Paytient can be deployed at any time throughout the year for employers.Paytient recently closed a $40 million Series B funding round to support its growth plans.Connect with Brian Whorley on LinkedInVisit Paytient's websiteConnect with our co-hosts Jennifer Jones and Mike Pattengale Subscribe so you don't miss an episode: Apple Podcasts, Spotify, and other popular podcast players. Have feedback, questions, or suggestions for show ideas? Send them to us at podcast@springbuk.com. Please rate and review us on your favorite podcast platform, and share it with your friends and colleagues. We appreciate you and thank you for listening! Produced by David Pittman Theme music: "Overboard" by Stay Outside

We're kicking off the week by answering listener questions! And if you have a question that you'd like for us to answer on the show, we'd love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Considering that my mom is a multimillionaire, should I listen to her personal finance and real estate advice even if I disagree? 2 - Do you have any books or recommendations for a teenager who is moving out on her own? 3 - What is the best platform to easily collect rent payments? 4 - Can I carry over any out-of-pocket medical expenses to a new health insurance plan? 5 - Are there any downsides to the Upside App- is it legit or too good to be true?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a So Happens It's Tuesday by The Bruery! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Trust ruled not to qualified as a CRAT and then deals with medical expenses.

This week we look at: Trust that was meant to be a CRAT found not to be one and attempted fix was too late and not undertaken correctly PLR looked at whether item for consumption by infant to reduce risk of developing a condition was all or partially a medical expense IRS produces FAQ on whether different types of health expenses qualify as medical expenses  

Many large-scale medical expenses like breast pumps, guide dogs, and contact lenses can be used as tax deductions, though many Americans aren't familiar with this method of reducing their tax bill. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss which types of expenses are eligible. Learn more about your ad choices. Visit megaphone.fm/adchoices

Interview with Theresa Callard-Moore, a Holistic Psychotherapist and the CEO of Consumers 4 Wellness.Consumers 4 Wellness is an organization set up to help consumers reach out to their legislatures regarding what they would like included in their healthcare plans. The goal is to create a better healthcare plan for holistic, integrative modalities that help the whole person. Each person has about $11,000 in healthcare dollars each year, yet many plans do not include chiropractic, massage, reiki healing, nutrition, sexual health, or other alternative options. By joining Consumers 4 Wellness, it will create a base of information and knowledge on what types of wellness programs consumers want in their healthcare plans. Then Consumers 4 Wellness will be a platform that can push for changes in our healthcare system.Please read the book: Bridge It: The Integrative Medicine Approach to the Healthcare Crisis in the United StatesCheck out their websites: consumers4wellness.org / bridgeitmovement.com Oneinterviewoneworld.com

To open up your free HSA, visit livelyme.com/pro to get started! In the first hour, Adam Berry from Lively HSA, joins Brian Wiley to talk about just that. HSAs! This self-audited tool is the best way to save for medical expenses and save on taxes. But what happens when you get audited and you used your HSA card to buy beer along with your cough medicine? Adam gives tips on how to properly use your HSA money and differentiates between what expenses are qualified and not. Jeremiah sits in on the second hour to talk about long-term investing, market volatility, and the future of A.I. companies.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Adam Berry, Director, National Banking Partnerships   The Real Money Pros: https://www.therealmoneypros.com Lively (HSAs and FSAs) https://livelyme.com/pro Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor Tree City Advisors of Apollon: https://www.treecityadvisors.com

A Trial Lawyer Nation listener since his Defense days, Ben Newman joins the podcast today to discuss his recent $1,076,000 verdict in Collin County, Texas. At first blush, the facts of this case are problematic. Stemming from a spine injury the plaintiff suffered in a collision at an intersection, the case faced hurdles including, a […] The post 121 – Ben Newman – How to Turn 45K in Medical Expenses Into a Million Dollar Verdict appeared first on Trial Lawyer Nation.

We're kicking off the week by answering listener questions! And if you have a question that you'd like for us to answer on the show, we'd love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - As I'm entering retirement, should I consider a financial advisor and how do I go about finding one? 2 - Why was I declined for a new credit card even though my score is over 800? 3 - What are some tips to keep me from busting my budget every single month? 4 - Should I consider financing a medical expense with a provider like CareCredit? 5 - Is an employer match worth it when a variable annuity is the only investment option? Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. Don't be cheap and forego getting a life insurance policy. Compare rates with Policygenius.   During this episode we enjoyed a 2 Turtle Doves by The Bruery! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

On this episode of DIY Money, Daniel and Logan discuss planning for retirement medical expenses.