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Pastor Scott brings his message from John 14:11-13
Welcome to The Starting Zone Podcast, The World of Warcraft Podcast for New and Experienced Players! This week Spencer Downey and Jason Lucas discuss the Diablo Crossover, Winds of Mysterious Fortune, Season 3 updates, Hotfixes, and everything going on around Azeroth! Episode #691: Greedy Emissaries! What's New this Week in World of Warcraft! Weekly Event - World Quest Bonus Event Turbulent Timeways - Warlords of Draenor Timewalking Weekly Quest - Choose One PvP Brawl - Arathi Blizzard Mythic+ Affixes - Xal'atath's Bargain: Voidbound Darkmoon Faire - Run until July 12th Greedy Emissary & Collector's Bounty July 1st to 29th Micro-Holiday: Luminous Luminaries, July 13th Winds of Mysterious Fortune - July 15th to August 12th Don't miss it Weekly Checklist World Boss - The Gobfather, in Undermine Special Assignment World Quests Theater Troupe Awakening the Machine Spreading the Light Severed Threads Pacts Worldsoul Memories Nightfall Scenario Important Posts Season 3 Dungeon Testing: July 2nd - July 8th Ghosts of K'aresh 11.2 Development Notes Hotfixes and much more! You can find us on Discord at The Starting Zone or email us at TheStartingZone@Gmail.com Have you heard about our Patreon? It's a great way to support the show and goes towards making more content for you! Check it out here: https://www.patreon.com/thestartingzone Looking for to grab some great TSZ merch? Look no further than here! We've got the shirts, hoodies, mugs, pillows even stickers you want!
Shagbotttom SocietyVictorian Hedonism comes to life.In 13 parts, By BradentonLarry - Listen to the Podcast at Explicit Novels.The two girls held a whispered conference on the big bed, and then Sage was pushing Reyansh away. She said, "Hold on one sec, lover; I want to try something."There was a very quick rearrangement, during which Don never had to leave Felicia's sweet embrace. Then Sage was laying with her head hanging over the edge of the bed, as Felicia lowered her mouth to Sage's cunt and clit, which she proceeded to lick and suck. Felicia's ass was up in the air, and Don continued to fuck her from behind. Then Sage beckoned to Reyansh, "Bring that big boy over here."Eager to comply, he lowered his hard cock for Sage so she could take it into her mouth and then her throat. Sage held his hips to keep her from getting carried away, but he was free to fuck her throat, and that's exactly what he began to do, reaching forward to cup and squeeze Sage's tits in his hands.Don looked down to see his relatively thick cock sliding in and out of Felicia's tight cunt, Felicia's perfect ass, her slender back, the back of her head with her adorable pixie cut, Sage's taut abs and strong thighs, her breasts being manhandled by Reyansh, her beautiful throat as she let him use it, and Reyansh's dark, athletic body as he worked himself in and out of Sage. It was a beautiful spectacle!Don could tell from the way Felicia was moving her right arm that she was fingering Sage as she licked. It didn't take too long before one of Sage's hands went from Reyansh's hip to the top of Felicia's head, and then it was only a minute longer before Sage was writhing on the bed between Felicia and Reyansh as she had a long, intense orgasm. As she shook and trembled, Reyansh pulled his now dripping wet cock out to let her breath."Damn! That was a good one!" Sage breathed."It looked like it," Don grinned from across the bed.Sage sat up and grinned back at him, before curling up to grab Felicia's face and kiss her deeply. Reyansh got up on the bed behind Sage and coaxed her up onto her hands and knees. Then the two women were kissing in the middle of the bed as the two men fucked them from behind. No one was trying to come; they were just enjoying themselves kissing and fucking.After a little bit of this, Sage broke the kiss, and looked over Felicia's shoulder, smiled at Don and asked, "Are you enjoying her hot cunt, Don?""Oh yes!" he grinned. "Are you enjoying Reyansh's big cock inside you?""You know," she laughed. "I really am.""Good!""I agree, but I was thinking, You know how I had all those cocks fucking me earlier?""I do," Don nodded. "It was very hot!""Yeah it was! But I don't remember sweet Felicia here having more than one cock at any time.""Is that right?""Reyansh," Sage asked over her shoulder, "did you see Felicia getting more than one cock?""No, I certainly didn't."All through this exchange, Felicia had done little more than giggle and push back on Don's cock."Well, this won't do at all," Sage decided. "Stop fucking me and get over here and feed Felicia your cock."Don held still until Reyansh was in position, but then he went back to fucking little Felicia harder, shoving her forward onto the cock in her mouth and throat. Sage crawled over to him and kissed him deeply before bending down to reach under Felicia to play with her clit. Before they could get Felicia to the breaking point, though, Sage stopped and asked Don, "She's got a pretty tight little ass, do you think you can fit inside it?""I could certainly try," Don laughed.Felicia murmured her approval around Reyansh's cock."Don't be so quick, sweetie," Sage said. "You're going to have a cock in your cunt too."Felicia's murmur was more enthusiastic, and she managed to nod her head rather emphatically.In another minute, Sage had Reyansh lie on his back and then Felicia mount him, bending forward so Don could push his cock, slippery with Felicia's juices, slowly up into her very tight, very hot ass. Sage leaned on Don's shoulder and whispered in his ear, "Fuck her ass good, baby. Make her come between you two studs!""Yes, ma'am," Don grinned, and proceeded to begin fucking Felicia's ass intently. Long, slow strokes gradually became shorter and faster. All the while Felicia was rocking her pelvis between the two men and groaning with pleasure.Sage move around to get down on her hands and knees so she could kiss Felicia, who could do little but let herself be kissed."Do you like having those cocks fucking you?" Sage asked."Yes," Felicia moaned. "It feels so good.""Are you going to come on their hard cocks?""Uh huh," Felicia breathed. "Very soon.""Do it, baby!" Sage said as she stroked Felicia's pretty face. "Come for us!""Oh god, yes!" Felicia cried as her body began to spasm between the two men. She shook and clenched, her cunt and ass pulling and grasping at the cocks inside her.Sage leaned in again and kissed her deeply. "Good girl," she smiled. Then she looked over Felicia's shoulder and asked, "Did you come? No? What about you down there? No? Well! We'll have to fix that, won't we? You two were partners in the game, right? You met in Rendezvous, right? Very good. Don and I are partners too, so I think we should finish this swap right. Reyansh, I want you to give me your cum wherever you want, and Don, you come for Felicia."Don slowly drew out of Felicia's ass so she could let Reyansh get out from under her. He took her in his arms and asked her, "Where do you want me to come, Felicia?""Please fuck my ass some more, Don," she said as her hand went to his cock. "But let me ride you."In short order, Don was lying next to Sage. She had her legs wrapped around Reyansh's waist, while he held her wrists up over her head as he drove into her cunt. Don was holding his cock erect for Felicia, who was squatting over him, pushing her tight ass down over his flaring head and thick shaft. Felicia leaned back with her hands on Don's thighs and began to raise and lower herself on him.Reyansh was driving into Sage's cunt with abandon, grinding against her clit and surely bottoming out in her grasping cunt. He was looking into her eyes as he fucked her harder and faster. Soon, both of them were groaning and clenching on the bed next to Don and Felicia as Sage's cunt was eagerly pulling a flood of hot cum out of Reyansh's cock.Don found the fact that he was lying next to Sage as she climaxed on another man's cock intensely erotic. The thought that she was yet again getting filled with cum only made the situation hotter! Don began to arch his back to fuck up into Felicia's ass, and reached down to use his thumb to play with her clit. Then there was motion on the bed next to them, and Sage leaned across Don to replace his thumb with her mouth on Felicia's clit. Reyansh stood up on the bed and offered Felicia his cock to clean off.Don lay back and watched the beautiful woman riding his cock take Reyansh's cummy cock into her mouth and suck on it hungrily, and felt Sage's fingers against the base of his cock as she pushed them up into Felicia's cunt. Then Felicia was coming again, moaning around the cock in her mouth and pushing down on Don. This was all Don could take and he felt his body shoving up into her ass as his balls tightened and his cock swelled inside her. Then he was arching his back, pushing up on Sage and into Felicia as he erupted, pumping a geyser of hot cum up into her.Very slowly, assisted by Reyansh, a quivering Felicia fell backwards, letting Don's cock slip out of her. Sage immediately caught it and took it into her mouth, claiming the last of his cum for herself.When she managed to get up on one arm and look at Don, Sage smiled and said, "Another shower?"Don laughed, utterly smitten by the sleepy, well-fucked look in her eyes and her messy mane of red hair, and said, "Sure, but if you think you're getting more sex out of me, "She kissed him quickly and said, "We'll see about that." Then she was clambering over him and pulling him out of the bed. Reyansh was lying there cradling Felicia in his arms, and Sage called back to them, "Don't take all the covers; we'll be back."As the water poured over them, in a brief break in their making out and hurried cleaning, Sage looked up at him and asked, "So, out in the other world, um, are you seeing anyone?"Don chuckled, bent down to kiss her, and then picked her up. She threw her arms around his neck and wrapped her legs around his waist, sinking down on his cock. Don's hands gripped her ass and slowly raised and lowered her. He smiled and said, "Well, I have this relationship with Toshia that's gotten interesting, but, as you know, she's got a girlfriend, but, actually, I was thinking I would like to be seeing you. If you're free, that is.""I think we can work something out," she smirked. "I take it we're going to be swingers, or something like that.""That does seem to be the way things are going," he kissed her again. "How does that sound to you?""Hum, pretty damn good. Just remember, ""I belong to you," he nodded."Aye, and, for the record, in case you were wondering, vice versa," she said as she flexed herself against him, working up and down and grinding against the base of his cock.Don grinned, "Yeah, I worked that out.""But we share.""Right.""And if we get a chance, we're banging the hell out of Toshia," she said."Of course.""Good," she kissed him. "Now fuck me. I want to have one more orgasm before we go to bed.""Greedy girl," he smiled."Hell yeah!""There was a lot more sex on the Riverboat, and we spent some time at the Resort.""Did she really say that about me?" Toshia asked."I swear," Don chuckled."Uh, I do like the sound of that," she smiled. "But you were saying.""Yeah, we did the Jungle Room, naturally, and I showed her the Temple. She got gangbanged in the Grotto, which is a very wet area, as you might expect.""How many guys? In the gangbang, I mean.""It's not a competition, you know," Don laughed.Toshia rolled her eyes at him."There were about a dozen, plus me.""Yes! Still the champion!" Toshia grinned."Well, that was before her trials, so, ""Doesn't count," Toshia said."Seriously?""I have ruled. Okay, you can go on with the story."Chapter 7. Lady Primrose's EarringsAs he and Sage made their way to the Crimson Mountain, Don was acutely aware of their impending separation, and the fact that they might remain apart for quite some time. Accordingly, he made sure they had a variety of plans for meeting up, if possible, leaving messages, when the opportunity presented itself, etc. Passing through the Manor they would leave word with the Scholar, and then linger about there at least for a few days. Passing through the Resort they would both check in with the Sheriff and leave word with the Sage."I'll try to remember that," Sage laughed."Yeah, and I'm trying to get used to thinking of you as Evelyn," Don smiled.Don also told her about the Wizard as a potential ally whose home might be a good meeting place, and the Witches of the Glen who might be helpful. Of course, they also thought the Maidenhead might be useful, even if they couldn't be too sure it would long remain in Megan's control. In turn, Evelyn told him about a cafe in the bazaar on the far side of the sea, and they agreed to check in at the tavern on the beach and Ambrosia's when in the vicinity of Rendezvous.When they got to the locker rooms in the Hall of the Crimson Mountain King, they bathed, but Don made a point of retrieving the staffs the Wizard had given him and Shelonda what seemed so long ago. Stephanie had had no real experience with such things, and Nicole was positively averse to using any kind of weapon. Evelyn, though, had some martial arts training, though it was mostly in aikido, and definitely had no problem with weapons."Too bad we don't have swords," she mused as she spun the enchanted wooden staff in her hands. Having been made for Shelonda, it was just about the perfect size for Evelyn."God, you're hot!" Don grinned as he admired the way the muscles in her arms and wrists moved as she played with the staff."Oh, we should have gotten bows and arrows from the elves!"Don groaned, "Ugh, why didn't I think of that?"She laughed, "Well, you're not the only one who didn't.""On the other hand," he mused, "it doesn't seem like we're very likely to be called upon to fight anyone. Still, an unbreakable staff can be a useful tool.""Hard wood can definitely be good to get your hands on," she smirked.It turned out that, as long as they bathed and were naked, the red-robed servitors had no problem with letting them proceed into the Pleasure Dome and seemed to pay no attention at all to the staffs."Holy hell!" Evelyn breathed as they entered the vast chamber, momentarily stunned by the scale of both the room and the orgy going on in it."Yeah," Don nodded.They proceeded to the circular couch in the middle of the dome, Evelyn taking in the spectacle as they went."The king's throne is that away, but I want to see if we can just ride the sofa up," Don said. "But first, come with me. I want to have some time with you before we head up."He led her down to the base of the stairs, where they set their staffs off to the side, out of the way but close at hand, and made love for what might be the last time in a long while. Though a few of the other revelers offered to join in, Don and Evelyn kept to themselves this time. When they were finally worn out, they made a quick trip to the nearest fountain to clean up and then returned to the sofa. With their staffs across their laps, and their hands tightly clasped, they rode the couch up to the waiting room."Damn!" Evelyn grinned. "This is not safe at all!"
Little Bear might have eaten a bit too much at his friend's house… and let's just say, things got stuck. Literally.
CHECK OUT VOIDMONSTER.ORG'S "GREEDY" DROP HERE - https://voidmonster.org/?utm_source=Youtube&utm_medium=PlayToWin&utm_campaign=GreedyWE'VE GOT LOTS TO COVER AS WE TALK ABOUT THE NEW SONIC THE HEDGEHOG CARDS, NEW RULES UPDATES THAT ALLOW YOU TO PLAY VEHICLES AS YOUR COMMANDER, AND UPDATING OUR THOUGHTS ON CASUAL EDHCHECK US OUT ON SHUFFLE UP AND PLAY! - https://www.youtube.com/watch?v=IDsbTJeDuzA&t=22s&ab_channel=TolarianCommunityCollegeGAVIN'S VIDEO ON THE SPACECRAFT/VEHICLE UPDATE - https://www.youtube.com/watch?v=w75DcnrdoTc&ab_channel=GoodMorningMagicANNOUNCING COMMANDER PLAY EVENTS - https://magic.wizards.com/en/news/announcements/commander-play-featuring-sealed-and-two-headed-giantFIND OUR CASUAL DECKS ON OUR MOXFIELDS:Dylan - https://moxfield.com/users/DylanToWinCam - https://moxfield.com/users/camjamPATREON - https://www.patreon.com/playtowinDRAGONSHIELD AFFILIATE LINK - https://dragonshield.com/?ref=playtowinUse this code for 5% off!: playtowin5MERCH - https://www.playtowinmtg.com/merchLINKTR.EE - https://linktr.ee/playtowinmtgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
In today's episode of Reddit Podcast, a wild Karen completely loses it. You won't believe how this one ends! Sit back, relax, and enjoy this binge-worthy Reddit podcast, featuring Karen freakouts, entitled people stories, and pro revenge tales.
김영철의 파워FM - 진짜 영국식 영어 446회 - 너만 입이야? = Greedy much?
0:00 Intro 0:07 Chairs 3:13 Restored 7:16 Hours 10:33 Schedule 11:58 OT 14:03 On time Learn more about your ad choices. Visit megaphone.fm/adchoices
They told you that having no needs made you more feminine. They said that desiring more made you greedy, selfish, or ungrateful. But what if those were all lies designed to keep you small? In this powerful episode, I'm sharing the truth about how feminine conditioning, trauma responses, and societal expectations have taught women to fear their desires—especially around money, luxury, and success.
Greedy land grabbing politicians are back at it again, they want OUR public lands for their own promotion. Now's the time to stand up to this anti-hunting proposal. Call The US Capitol Switchboard (202) 224-3121. Follow Hal: @hal.herring Check out the First Gen Hunter Website Follow First Gen Hunter Instagram: @first.gen.hunter Facebook: @first.gen.hunter Follow Alex: @east2westhunts_alex Follow East2West Hunts: @east2westhunts Follow Caleb: @calebleedrake Follow Noel: @noelgandy Follow Ryan: @theuplandsocial Support First Gen Hunter by shopping at the following partners: East2West Hunts Use promo code: firstgen10 = 10% off any purchase Old Barn Taxidermy Tell Them The First Gen Hunter Podcast Sent You! My Medic use discount code firstgen15 at checkout to save 15% TideWe Use discount code: firstgen15 at checkout to save 15% Optics Planet Use discount code: fgh5 at checkout to save 5% 360 Sportsmen Use discount code: FIRSTGEN15 Camofire Black Ovis AlienGear Holsters FORLOH Fox River Socks Gunskins Tipton Gun Cleaning Accessories Outdoor Edge
Today on CarEdge Live, Ray and Zach discuss the latest information from Toyota and Lexus. Tune in to learn more!
Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here
Hour 3 - Getting Greedy full 2761 Mon, 23 Jun 2025 19:18:49 +0000 aYJUmj7L2tUNf4N5DLjfvMErwfp78oNc nfl,mlb,kansas city chiefs,kansas city royals,society & culture Cody & Gold nfl,mlb,kansas city chiefs,kansas city royals,society & culture Hour 3 - Getting Greedy Hosts Cody Tapp & Alex Gold team up for 610 Sports Radio's newest mid-day show "Cody & Gold." Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener. Cody & Gold, weekdays 10a-2p on 610 Sports Radio. 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.am
Date: 06/15/2025Series: Book of James: Faith WorksSpeaker: Geoffrey Ekstein, Pastor/ElderScripture: James 5:1-6
Keith Weinhold plays a “financial superhero”, defending investors against the "greedy landlord" myth. A Zillow survey reveals the secret sauce of rental success: budget, location, and bedroom count - with pets stealing the show as the ultimate tenant dealbreaker. He exposes the dollar's sneaky inflation plot, showing how savvy investors can turn borrowing into a wealth-building adventure. Imagine homes that cost half their gold price from 100 years ago - mind-blowing! Real estate investing isn't just a strategy - it's an epic journey of wealth creation! Resources: GREmarketplace.com/OklahomaCity GREmarketplace.com/Tulsa Show Notes: GetRichEducation.com/episode/557 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE I'm your host, Keith Weinhold. Are Real Estate Investors greedy by nature? Learn why? In a sense, today's homes are actually half price compared to 100 years ago. Then results from a huge tenant survey that reveals the amenities that you must give renters or else they will leave how media headlines can trick you and more today on get rich education. Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter, remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com Corey Coates 1:56 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:12 Welcome to GRE from Cape Hatteras, North Carolina to the Cape of Good Hope, South Africa and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. 100 years ago, you could buy the average home with eight kilos of gold. Today, it only costs you four more on that later. But first, as a real estate investor, has a critic or a tenant ever insinuated some form of these two questions to you, either, is it ethical for you to own multiple homes, or even, are you greedy? Now, I doubt that you're going to be asked that question directly, but sometimes you can feel that that's the vibe that someone else is on. Well, there sure are greedy people in the world. You could be rich and greedy, or you could be poor and greedy. Even the definition of greed is an excessive and selfish desire for more wealth than one needs, often driven by a destructive motive. All right, that's the definition like you're willing to destroy other people in the pursuit of wealth that is rather different than acquiring wealth, which is usually done only when you first fulfill the needs of others. All right? Well, say that your critic makes $60,000 per year. Oh, well, then that means that they're in the top 1% of global income earners. I mean, sheesh, then they're like the Jeff Bezos of the developing world. So to help even things out, should your critic have to send half of their salary to Senegal or Mauritania or Burkina Faso if the critic's home has more than one bathroom in it, or they even own one car. Well, then they're fabulously wealthy by world standards. Then do they have to give it away to avoid being greedy? What if they ever worked overtime for extra money? Like is that evidence of certain greed? All that stuff is ridiculous, preposterous amounts don't create greed Spirit does. There is no implicit Machiavellian intent. If you have more wealth than average, where would you even draw the line? Like, once you hit seven rental properties? Oh, that's just fine, but eight of them is too many, or once you live in a home that costs 50% more than an area's median, then is that when it becomes greed? I mean, this doesn't make sense. Higher housing prices these past five years has to do with the lack of housing supply and with the. Abundance of dollar printing. It's those two things. The culprits aren't rental property owners. The culprits are burdensome development regulations and the Federal Reserve printing all the dollars, not your local landlord. Responsible landlords provide and maintain sound housing, and they do that for complete strangers, they're taking a lot of faith. Oh, so then could the tenant actually be the greedy one, if they both resent and expect that treatment from a stranger for free? I mean, real estate investors, hey, we take on risk, DEBT, TAXES, maintenance, insurance, market volatility, and we have the responsibility of building and maintaining a good credit score in most cases. I mean, you're the one that's truly invested in the property, not a tenant that can choose to move out in 30 or 60 days. Landlords are a bit like umpires. They're rarely appreciated, and they only get noticed when they do something wrong. I know I mentioned to you before that when I buy a property pretty soon, I casually mention to my tenant that, you know, each month, I just have to make them aware. Each month I make a big mortgage payment and I have to pay for property tax and insurance on this place. I mean, it's amazing to see how far that little mention goes with both timely rent collection and that they don't resent you as a landlord over time. See, tenants often don't know this because they've never owned property themselves, and actually, as you know, since I use property managers now, I don't make this mention to tenants anymore. See, to tenants often it can feel like they're just sort of renting air, and the rent payments they make to you are very visible to them. What's invisible to them are all of your expenses. You're the one as the investor that's contributing to communities. You are the good steward of a neighborhood's housing stock, and you provide homes for people who either can't or don't want to buy the myth of the evil landlord. It really just ignores realities. I mean, mom and pop investors own 72% of single family rental homes, and the typical landlord owns fewer than three units. Many don't have 401 Ks. I mean, rental properties are their retirement plan. So most landlords, real estate investors, they're not cigar chomping tycoons twirling mustaches atop piles of gold like Scrooge McDuck. They're regular people. So perspectives like this that can really help you ward off both critics and unaware tenants. And you know what odds are, if they had the opportunity, they would often do the same thing at a time when pensions are rare and inflation runs rampant. Who could blame anyone for seeking assets that grow in value and generate income. Here's what you need to know. Everyone plays the financial game in the context of their own economy. You Your critic and your tenant, your awareness and your mindset from listening to the show is merely more broad than others. If everyone understood that being wealthy is actually a choice like you do, we would all be better off. So the bottom line here is that real estate investors are not villains. They're just people trying to build a financial life raft in a financial ocean that is full of icebergs. Rich people aren't necessarily greedy, just like poor people aren't necessarily lazy. Greed exists in somebody's spirit, not in the amount of your net worth or whatever your income level is,. All right., Well, heading into the summer here, there are more tenant moves than any other season. Rental demand has stayed fairly strong, not super strong, just fairly strong, with rents only up about 2% annually. When you amalgamate single family rentals and apartments, the share of rentals with a concession is dropping because the rental market is fairly strong, and when renters find a place, a lot of them are staying put, like it's the last lifeboat off the Titanic. Of course, these are all phenomena on a national level, and each local area is different. I mean that right, there is something that I could say on nearly every episode with low affordability, the home ownership rate is down and renter numbers are up. Now. I told you a while ago that it would go down that home ownership rate, and in the latest quarter ended, that home ownership rate has dropped from 65.7 down to 65.1 Percent. And that might not sound like much, but homeownership down six tenths of 1% in just a quarter. That means that there are at least about 500,000 new renters in America. More renters means more rental demand, more occupancy, and it's crucial for you to know what those renters want so that you can best serve them again. You're not greedy. You're trying to serve them as well as you can now, Zillow has an arm. It's called the Zillow group population science. It's something I hadn't even heard of until recently. What Zillow did with this group is they surveyed 36,000 US renters of both single family rentals and apartments to find out what trends are and what renters want. And I read their entire lengthy report. I think it was 40 pages, so that you don't have to and what I did is I pulled out the most salient pieces to help you attract and retain tenants, and the top three criteria that renters really consider essential when deciding whether or not to rent your property are the first thing, and 95% said this is that it's got To be within their budget, second, at 85% preferred location. Hmm, does that mean near tacos and coffee shops? And then the third most important thing renters consider essential at 84% is the preferred bedroom count. After that, the Floor Plan and the layout that fits their preferences was most important. After that, it's the preferred number of bathrooms. So note that the preferred number of bedrooms, then, is more important in making the rental decision than the preferred number of bathrooms, although they both matter. And then after that, in order of decreasing importance, is broadband internet, allowing pets and having common amenities like a gym, a business center, a rooftop and a lounge and those things, those common amenities, they were substantially more important for apartment renters than for single family home renters, as you would imagine. And here's key, a separate survey question was asked, What is the main reason that you passed on a particular property and decided not to rent it. Number one easily was that the property prohibited pets. The second biggest choice had to do with pets as well. It was that the property restricted the pet breed or size. The reasons that renters passed on a particular property are so centered around pets. What do pets rule this housing market? Now, that's kind of how it seems. Now, another thing that this survey revealed is like, gosh, it also seems like the age for doing almost anything in America is up. The median renter is age 42 did you have any idea there? 42 probably older than you thought. And the older people are, generally, the quieter they are, and the less they move. The most common application fee paid is $50 that's what the survey found. Hey, maybe that's one thing that hasn't been slapped with tariffs. It's an online world. The typical renter surveyed reported taking only one in person tour. Everything else is swiping, scrolling or going deep on Google Street View. Basically what tenants do is they check out everything online, and then once they've chosen the place that they want to rent, they often make that decision right there online, and then basically that one in person visit is just them showing up to confirm that there aren't any red flags at that place, that they mostly know that they won. And this is good for you if you're self managing and you're showing the places yourselves. I mean, there are just fewer tire kickers than there were back in the day. I mean, hey, talk to your parents. 25 years ago, rental ads were like four lines in a newspaper, no photos at all, so tenants then they had to show up in person to see what a rental place even looked like. Let's look at the percent of renter households in America by household income, less than $50,000 57% of renters were in that range, 50 to 100k 29% and 100k or more, 15% as far as how much security deposit you need to give, 75% of renters said their first month's rent was required to Secure the rental, and only 25% said that they also had to fork over last month's rent to secure it. In a really strong rental market, you can more often ask for that both first and last month's rent to get in. 40% reported getting their entire security deposit back at the end of the rental. Hmm, I guess the. Others pay for that mysterious carpet stain. Most pay additional fees on the rental, 58% and that's things like water, sewer, garbage, recycling or other utilities. And it even includes payment processing. There some landlords charge for that. And again, what I'm talking about here is single family rentals and apartments combined. All right, so more single family renters are going to pay for separate utilities on top of the rent. Of course, about half of American renters have renter's insurance. At 48% I suppose the others are living dangerously. A typical renter uses four websites or apps in their search and as I'm continuing on here with the results from this Zillow Rental survey of 36,000 renters, it also showed that the top three reasons that current renters say that they decide to stay long term are and this is big. I mean, this is about your retention rate. 72% stay long term because they say rental costs are a good deal, that's why they stay next most important is quiet neighbors. Yes, no drum kits or free range toddlers will help in apartments. One noisy neighbor can upset a lot of tenants, but a noisy neighbor that might not be a problem at all when people are dispersed in a single family rental and then the third most important thing in long term retention is 68% of renters stay in a unit because they can't afford to move elsewhere. Two thirds of tenants said their landlord or property manager notified them of a rent increase in the past two years, 37% of renters said they would be very or extremely likely to buy a home if mortgage rates fell. All right, that's about three in eight renters say that as far as the length of leases in America, 64% signed on for a one year lease, and 24% said their lease is longer than a year. So really, to summarize what you've learned here from that survey is that you need to know your audience, 42 year olds with pets and a strong preference for quiet neighbors. Keep your pricing competitive. Embrace tech. People want to apply and pay and do things online, and your tenants will stick around longer. You can either give a man a fish and feed him for a day, or teach a man to fish and feed him for a lifetime. Here at GRE, we do both get riched occasion.com. Is where you learn through this very show and our videos over there, and our blog articles and more. The name gre marketplace.com is where you take action and see the markets and providers that make the best income properties nationwide. GRE marketplace is also where you get access to our totally free investment coaching strategy sessions with a real human being that has both an MBA and investing experience. And that's something we added three or four years ago that really helps you be profitable as an investor, get paid five ways so that you can have more income and wealth and perhaps even retire early. We help you find the right exact property addresses. That's what we help you do compared to 100 years ago, homes are half price today. This is fascinating. I'll get into that shortly. I'm Keith Weinhold. You're listening to get rich education. The same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds, just say. They're doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to66866 Speaker 1 20:17 what's up? Everyone? This is HGTV. Tarek al Musa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 20:35 Welcome back to get rich Education. I'm your host. Keith Weinhold, the headlines say homes are so expensive that you'd think millennials would be forced to live in IKEA showrooms. Now, a year or two ago, here on the show, I think I mentioned to you that at that time, it took eight kilos of gold to buy the average home, about 100 years ago, and at that time, only six. Well today, it took eight kilos of gold to buy an average home in 1920 but it's only four kilos now, in terms of gold, homes are half the price today, and I sent you that pretty shocking image showing this in our newsletter a month or two ago. So what in the monetary twilight zone has happened in the past 100 years? Well, a lot of things. The 1913 creation of the Federal Reserve inflated away your dollar's purchasing power over time. This was basically like giving your teen a credit card with no limit and hoping for the best, then removing the dollar's last link to gold redeemability in 1971 that freed the rains for unlimited dollar creation. And Robert Kiyosaki was here to discuss exactly that on the show with us on episode 358 go back and listen to episode 358 if you haven't heard it and you want to. Before long, dollars got so flimsy that dive bars started stapling them to the wall as decor, and it seems like the next stop for the dollar is kindling for your backyard fire pit. Now, there is, however, an affordability problem today that keeps renters staying as renters. But part of the calculus here is that homes only seem expensive because their values are usually compared to dollars. But that's faulty, because dollars are a moving measuring stick. This is like saying that an hour has 60 minutes in it this year and next year, it'll only have 55 minutes in it. That doesn't work. I mean, she should a few years, everyone would run a marathon in under an hour at that rate. Okay, so changing the measuring stick defeats the very purpose of a measuring stick. Here's what's even more amazing than that fact about the gold, despite that, homes only cost half as much today as they did in 1920 in terms of gold, you also get more home today. Today's homes have smaller lot sizes, smaller yards, but otherwise they have amenities that people couldn't have even dreamed of in 1920 I mean, this is really interesting. Let's compare a typical 1920 new home to a 2025 new home. We've gone from 1048 square feet up to 2411 so the size has more than doubled. Back then there was no Garage. Today you've got a heated garage. Back then you had one bathroom or even an outhouse in 1920 Oh, today you have two or three or even more indoor bathrooms in just the average new build home back in 1920 you had a wood burning stove that you had to keep loading, and you're like splitting and stacking firewood and storing that somewhere. Today, you have central heating. Just push a button. Back more than 100 years ago, you had no AC. Today, AC is completely standard. You had no insulation a lot of times in 1920 homes today you've got smart insulation. You used to have a very basic kitchen. Today you've got a center island and granite and quartz countertops. You had an ice box back in 1920 and a nice refrigerator or two. Today, back then, you had no dishwasher or garbage disposal. Today, you have both. Back in 1920 you had to use a washboard in a ringer to wash and dry your clothing. Can you imagine that today you have a washing machine? You had an outdoor clothesline back then today you have a dryer back in. 1920 you had these claw foot bathtubs, and often no shower. Today you have both bathtubs and showers, and several of them. Back then you had nothing where today you have a dedicated laundry room, and a lot of times a home office, and sometimes even a gym. I mean, so all those changes right there over the last 105 years. This really puts the exclamation point on the fact that homes are cheaper today. In terms of the value that you get, today's homes might be a third or a quarter of the price that they were a century ago. You can't point to mortgage rates either. They're still below their long run average of 7.7% per Freddie Mac the thing you've got to point to, the big problem here, the elephant in the room, is that salaries have not kept up with inflation, and that is the real crux of the problem in hurting homes affordability. Look, and this could be a real epiphany for you here that affordability fact is even more reason to move today's depreciating dollars into real assets and move that with emphasis and with urgency, dollar savers are just such massive losers. All right, so then, what is the opposite of saving dollars? Some people think it's spending dollars. No, the opposite of saving is not spending. It's borrowing dollars. That's how you go negative on that. The opposite of spending is not saving, it is borrowing. That is how you go negative and short the falling dollar. This really it's all just a fresh approach on what people need to consider doing. Borrow dollars, own income property, let tenants pay your debt, let inflation also shrink your debt like a cheap shirt that spends too much time in a clothing dryer, and just watch inflation pump up your asset price at the same time. Now you are just winning all over the place. You are racking up more wins than Novak Djokovic at the Australian Open. That's why I am resolute about saying what no one else out there says real estate done right is not an inflation hedge. A hedge is a defensive investing strategy where you break even. I mean, no one plays a game hoping for an outcome of a tie, spending money as an inflation hedge. That's why I refer to borrowing for income property as inflation profiting. That's the reason why. And see, other people's money pays down your debt, both the tenant and the inflation are whittling that away for you. Oh, and hey, for my fellow math weirdos, in 1920 a new home cost $6,300 and there are 35 ounces in a kilo of gold, and you can figure out the rest from there to see that homes cost half as much in gold. Now the bottom line here is that the real estate market is not broken. The dollar is and that dollar measuring stick is so miserably distorted and perverted that some people can't even see what's going on anymore. I've got another interesting way of helping you see this. Let's look at something more recent than 1920 let's go back 30 years. Do you have any idea what the median us home price was then? Any guess 30 years ago, that's kind of charming. It was a modest $130,000 All right, with an 80% loan and zero principal pay down your mortgage balance would be a featherweight 104k today, that is a clear way of seeing how inflation debases your debt. And of course, the tenant would have paid it off for you by now as well. But I mean a loan balance of $104,000 without any principal pay down, sheesh, that's less than some people's American Express card limit. Really think about that by removing the principal pay down component, you can really see with transparency and lucidity the effect of inflation whittling down a loan balance to 104k and that is just 25% of today's median home price of $416,900 that is a stark example of inflation profiting, how your debt got relentlessly debased by the Fed. And of course, rental properties tend to be less expensive than this median number that I'm talking about. So the typical rental property is. In this scenario, you might just have a loan balance of 75k today, here, 30 years later, and the property would be worth, say, 300k inflation makes your loan balances feel like a featherweight over time. All right, now let's go somewhat further back in time again, 1950s Florida. Last month, in our newsletter, I sent you those fascinating old newspaper clippings from a real estate sales ad from 1955 in the Miami area and a two bedroom, single family home, one bath, screened porch and a carport. Its price was $7,450 for the entire Miami area home. And the ad also showed that your monthly payment is $48 and then, okay, so that was a two bedroom, single family home this Miami area, three bed, one bath home with a screen porch, $7,900 so only an extra 450 bucks for an extra bedroom, that is the purchase price of the entire asset. And the monthly payments on this three bedroom are 50 bucks a month, a little more than the 48 bucks a month that it was for the two bedroom. And here's the thing, the monthly payment amount, as shown in this old newspaper advertisement, $48 and $50 that was principal, interest, taxes and insurance all together, a jaw dropping sub 8k for a Miami area home, not just Florida, but pricier Miami. I mean, can you imagine a Florida couple's home buying conversation in the mid 1950s there at Florida, honey, you're crazy if you think we're going to pay an extra $2 per month for a third bedroom. I mean, this is just astonishing. And yeah, my apologies for leaving you flabbergasted so many times in one episode. Gosh. Now to be sure, wages were lower back then, but back then, only one parent had to work. They still managed to buy homes, raise a family, and even pay for a milkman who actually delivered the milk. And now, you know, if we fast forward to the future, future generations, they're going to marvel at today's incredibly low median home price of 400 to 450k Yes, therefore you will be the one doing the flabbergasting, and you'll leave people From 2070 feeling abjectly flabbergasted when the median home price is $4 million then, I mean, it realistically could be, it could be more than that. It's the same way that today we're astonished at 1960s McDonald's menus where a burger was 15 cents. Yes, 15 cents is seriously how much McDonald's hamburger cost in the 60s. And of course, this is when restaurants also serve real meat and french fries cooked in tallow rather than seed oils, and shakes had real cream in them. That's all evidence of simultaneous skimpflation. But getting back to the monetary inflation, you know, as recently as 2011 we can even feel dazed and amazed about how the median home price, then was just $211,100 Yes, as recently as 2011 you're surely dazed and stupefied here, one thing I know, though, is that this did not leave you slack jawed, because Between you and I, we know there's only one slack job between us, and we know full well that that's not you. The bottom line, the bottom line here is that zooming out over time reveals a clear, uncomfortable truth. Savers get roasted, borrowers get rich. This is just a new way of looking at it. And if you're a newer listener and you don't get our newsletter yet, it is free, full of value, and I write every word myself. There are more AI generated newsletters out there. That is not what this is. This is me to you, and to get the newsletter right now. Text. GRE to66866, 66866, we don't send you a bunch of texts that would be intrusive. It's an email newsletter. You can get it by texting GRE to 66866 Now, earlier this year, I talked with you about how home sales have crashed. When people read a media headline like that, home sales crash. You know, some people think that home prices are falling, but that's not. What that means is, you know, it means that the quantity of sales has fallen a lower transaction volume. With that in mind, to help you out in the future, when you're reading. For real estate and economic headlines, I jotted down a few fictitious headlines here, but yet they're the same type that you've seen before, and you'll see these again in the future, and they can be misleading. So let's straighten this out. Okay, here's the first fictitious yet realistic sounding headline, what people often think it means and what it really means. Developer uses tax loophole to deliver 200 unit apartment complex All right. Now, some people read that and they think that the developer is doing something nefarious or underhanded. No. Sometimes reporters use this word loopholes to describe legally created incentives to get much needed housing built. Reporters are often doing yeoman's work on behalf of NIMBYs. If this thing is producing more housing, then we need more loopholes, which are really incentives just like it. Here's another misleading headline. Now, almost all of the 50 states have a lower level of housing inventory than they did pre pandemic, but this headline says, Tennessee housing supply 4% more than pre pandemic levels. All right, some might see that headline and think, Oh, I guess that housing is a little oversupplied. Now, no, not necessarily, because most states had a scarce supply of inventory even before the pandemic hit back in 2020 the next headline is existing home sales fell off a cliff. All right, Did you note that this only includes existing homes, meaning resale homes, because, again, the headline is existing home sales fell off a cliff. So this doesn't include new builds. And there's nothing inherently falsified about some of these headlines. They just get misinterpreted. Softwood lumber prices hit all time record high. Okay, well, with persistent inflation, this might not be reason for alarm. Is it even an inflation adjusted high or not? Here's a headline, California leads the nation in out migration. All right, some people see this and assume that the California population is dropping. Well, maybe, maybe not. Again, the headline was, California leads the nation in out migration? Well, raw numbers aren't per capita. Cali is the largest state by population at almost 40 million. And also, if their in migration exceeds this out migration, well then they had positive net migration. And all of this doesn't even count births or deaths. You'd have to factor that in as well. The next headline is foreclosures Spike 50% year over year. Ooh, that sounds bad. And although this is a fake headline, just like the other ones that I'm telling you about, a phenomenon like this did recently occur, actually, but it's still at a really low level. It just rose from an extremely low level, two tenths of 1% up to three tenths of 1% that's a 50% gain. Here's a headline. You might see mortgage rates have dropped 2% this year. Maybe you'll see that in the future. Most people read something like this, and they assume that real estate values will resultantly soar. Well, maybe, maybe not. It sounds like homes are more affordable, and they would be, but the Fed might be cutting rates because the economy needs the help. It could mean we're in a recession. So if wages are down, even if mortgage rates are down, it might not actually be less affordable. The next fictitious headline is Philadelphia new build home prices surge 8% Oh, you're thinking that's got to be good, right? Well, I don't know what if new build Philly homes are constructed with 10% more square footage this year, but the price is only up 8% so they're actually selling at a lower cost per square foot. And this is also why existing home price change is more meaningful. The next fictitious headline is unemployment claims jump 30% in a week. All right? Well, this usually doesn't mean that there are mass layoffs and some economic Armageddon. If initial jobless claims rise from 200 up to 260k that's a 30% jump, but it's still low relative to recession levels, which are typically 400k plus and the last fictitious headline, Warren Buffett, b, u, F, F, E, T, invests $10 billion in apartment REITs. Oh, well, Buffett was spelled with only 1t Buffett should be spelled with a double T. Have you ever noticed that it is the most frequently misspelled name in financial media that's all for the headlines, so having the wherewithal about these sorts of things can help you better interpret what's happening in Real Estate's Future and the economy's future. One of the most inexpensive national markets, I'll say, outside the Midwest, where you can own income property, where the numbers really make sense. An investor advantage place is in the state of Oklahoma. Some of these Oklahoma properties that we've begun dealing with here, they're pretty small. Like check out this single family rental I want to tell you about that's just 864 square feet. You know, more tenants desire this type of housing. Family sizes are smaller today, yet they want separation in the privacy of a single family home. And this one is brand new build, two beds, two baths, and the price is, get this $155,000 for new build. Yes, you heard that, right, and the projected rent is really strong. $1,250 I mean, this sort of cottage sized new build home is the type of product that can make the best rental, because if it were double the size, you might only get 50 or 60% more in rent. Now there's no garage on this new build 155k property, and you get all the finishes that you would expect from new construction. The second Oklahoma property to tell you about is this Tulsa duplex. This one really stands out. And Tulsa has over a million people in the metro. It was built just several months ago, $2,900 rent on a purchase price of about 360k and these ones, they've consistently appraised in the 375 to 380k range. So you could very well get some built in equity here with this duplex, where the numbers work pretty well as it is, each side of this new duplex has over 1300 square feet, three beds, two baths on each side, free management the first year, $3,000 cash to you post closing, all the nice finishes you'd expect with new build in this Tulsa duplex. So these two properties I've discussed here are really investor advantaged all new build. And that 155k single family rental was in Chickasaw, Oklahoma. And then the Tulsa duplex in the mid to high three hundreds. The next one is the last one. I'll mention. It's not as good of a deal, but it does look nicer because it's a brick faced new build single family rental for 320k in Lawton, Oklahoma. Lawton is more southwestern Oklahoma, with $2,400 rent, and it's 1800 square feet in this new build and just a little positive cash flow. The property tax rate is 1.1% property insurance is just 1250, a two car garage, all the types of finishes that you would expect with new build. So a property like this is if you're looking for a better quality tenant. Oklahoma City has had more happening than usual. You might have heard that the tallest building in the United States is planned to be built in Oklahoma City, yes, taller than anything in New York or Chicago. The Oklahoma City Thunder NBA team has been performing well. You know, those things are merely interesting and have almost nothing to do with the investor advantage. Rental properties, again, all three that I mentioned, there are new build. Not only are we in this persistent national housing shortage, but these entry level homes that make the best rentals, they're the ones that are in even shorter supply. That's a fact I probably don't mention to you often enough. The home ownership rate is down because of strained affordability, so you may very well have a long term tenant in these properties, and then you layer on the fact that they're new build, and it really looks promising for tenants wanting to stay for the long term. Check out the market and the provider. Learn more at either gre marketplace.com/oklahomcity or slash Tulsa. Yes, new build Oklahoma properties, if you're not sure about the exact address, that's going to provide you with the highest returns, our free investment coaching can help you with that as well borrow dollars with long term fixed interest rate debt that both tenants and inflation just relentlessly pay down for you while your expected price appreciation. Can leverage dollars at the same time. Start at gre marketplace.com/oklahoma, city or slash Tulsa until next week. I'm Keith Weinhold. Don't quit your Daydream. Speaker 2 44:52 Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional. Additional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 45:16 You know, whenever you want the best written real estate and finance info, Oh, geez. Today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind. Take a moment to do it right now. Text, gre 266, 866, The preceding program was brought to you by your home for wealth, building, getricheducation.com.
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On this episode of reCappin' with Delora & Ashley, we continue our live recordings from the Dayton Black Women's Film Festival! We chat with four fantastic filmmakers who had screenings in the shorts film program to discuss their concepts and next steps: Ciarah Jenkins - Air BNB and Darkest Depth (00:49) Ashley Coleman - Super Heroine (8:43) Jailynn Bussey - Dear Diary (18:21) Brittany Gause - Braelon and Greedy (23:53) We are available on all podcasting platforms but please follow, rate, and review us on Apple Podcasts and Spotify apps. We greatly appreciate the support! Follow us on social media: IG: @recappinpodcast FB: reCappin' with Delora and Ashley Contact us: Email: recappinpodcast@gmail.com
Markets wrapped the month of May very strongly, despite the choppy performance in the last week of the month. Markets are expected to open slightly lower this morning, and we're expecting more choppy performance. We're still in favor of taking profits, reducing risk, and raising cash while markets are mildly positive for the year. Remember how you felt during April's volatility? If you were uncomfortable, you had too much risk. Don't be greedy. Gold has had a decent corrective cycle; the Dollar is working a consolidation cycle. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the video of this report here: https://www.youtube.com/watch?v=ClTgBtG0z3g&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestorGreed #ReduceRisk #RaiseCash #MarketConsolidation #AprilVolatility #Gold #Dollar #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
Evénements · Panel à Nice organisé le 6 mai par France Deeptech, avec Sébastien Tanzilli, Sabine Mehr, Valerian Giesz et Olivier Ezratty.· 10 mai PY4AI en Italie près de Milanhttps://www.py4ai.com/· Q-Expo à Amsterdam le 14 et 15 mai avec le keynote d'Alain Aspect.https://www.euroquic.org/q-expo/· International Conference on Quantum Computing 2025 (ICoQC2025) à l'Institut Poincaré la semaine du 12 mai. Cette conférence était organisée par le DIM QUANTIP (dirigé par Hélène Perrin) et durait cinq jours.https://icoqc2025.sciencesconf.org/ · Scaling of spin qubits workshop le 16 mai à l'ENS Paris https://www.eventbrite.fr/e/scaling-of-spin-qubits-workshop-ssq-25-tickets-1217906674649· Inauguration de la Maison du Quantique de Grenoble le 19 mai.· Quantum Matter à Grenoble la semaine du 19 mai https://www.quantumconf.eu/2025/· 20 mai Cigref chez EDF "Quantique & géopolitique"· Forum Teratec au Parc Floral le 21 mai ou avait lieu une session de deux heures pour présenter le rapport de l'Académie des Technologies sur le FTQC https://teratec.eu/forum/exposition.html#:~:text=Mercredi%2021%20mai%20et%20jeudi%2022%20mai%202025&text=Les%2021%20et%2022%20mai,les%20principaux%20acteurs%20du%20num%C3%A9rique.Le rapport sera publié ici : https://www.academie-technologies.fr/publications/. France Alice&BobLa startup annonçait un investissement de $50M pour la création d'une unité de production de puces quantiques. ée de fonds récente de Alice & Bob to Build $50 Million Advanced Quantum Lab in Paris by Matt Swayne, The Quantum Insider, May 2025. Cécile Perrault d'Alice&Bob devient la nouvelle VP du consortium européen QuiC qui a renouvelé sa gouvernance fin mai 2025. https://www.linkedin.com/posts/cecileperrault_vicepresident-quantumleadership-techinnovation-activity-7331689391926542337-yUIX QuandelaQuandela annonçait le lancement de Belenos, son nouveau QPU supportant 12 photons. Quandela to Launch Belenos, Accelerating its 2030 Roadmap Toward Scalable Photonic Quantum Systems by Cierra Choucair, The Quantum Insider, May 2025. Quandela a aussi annoncé un partenariat avec la startup Taiwano-Canadienne BTQ pour étudier la création d'un système quantique de proof-of-work pour les crypto-monnaies dont le Bitcoin. https://www.quandela.com/newsroom-posts/btq-technologies-signs-mou-with-quandela-to-advance-quantum-proof-of-work-protocols/ Pasqal Pasqal est à la tête du consortium Q-PLANET validé par l'Union Européenne avec 37 partenaires de 12 pays de l'Union (Austriche, Belgique, Danemark, Finlande, France, Allemagne, Italie, Pays-Bas, Pologne, Portugal, Espagne et Suède). Il s'agit de créer des outils de pilotage des atomes. https://www.linkedin.com/posts/pasqal_chips-ju-accelerates-quantum-innovation-with-activity-7327675824646610945-GtnE/ Par ailleurs, Pasqal publiait un papier sur PulserDiff, une extension de leur outil logiciel Pulser. PulserDiff: a pulse differentiable extension for Pulser by Vytautas Abramavicius, Roland Guichard et al, arXiv, May 2025 (29 pages). Qubit PharmaceuticalsPushing the Accuracy Limit of Foundation Neural Network Models with Quantum Monte Carlo Forces and Path Integrals by Anouar Benali, Jean-Philip Piquemal et al, Qubit Pharmaceuticals, arXiv, April 2025 (16 pages).Greedy gradient-free adaptive variational quantum algorithms on a noisy intermediate scale quantum computer by César Feniou, Muhammad Hassan, Baptiste Claudon, Axel Courtat, Olivier Adjoua, Yvon Maday, Jean-Philip Piquemal, Scientific Reports, May 2025 (18 pages). Frédéric MagniezInterview mesurée de Frédéric Magniez de l'IRIF et du groupe de travail de l'académie des technologies sur le FTQC concernant les liens entre l'IA et le calcul quantique.https://telescopemag.fr/comment-lordinateur-quantique-depassera-lia/ International Google Un papier de Craig Gidney décrit comment on peut passer de 20 millions à 1 million de qubits physiques pour factoriser une clé RSA-2048 bits. How to factor 2048 bit RSA integers with less than a million noisy qubits by Craig Gidney, arXiv, May 2025 (40 pages). Dans le même temps, un papier curieux vient d'annoncer la capacité de casser des clés RSA-2048 avec un ordinateur D-Wave actuel. https://ieeexplore.ieee.org/document/10817698 Dernier rapport Anssi sur la PQChttps://cyber.gouv.fr/publications/etat-de-la-prise-en-compte-de-la-cryptographie-post-quantique QuantinuumQuantinuum “lève” un milliard de dollars au Qatar, dans le sillon du voyage de Donald Trump dans le coin. https://www.quantinuum.com/press-releases/joint-venture-to-accelerate-quantum-computing-adoption-in-qatar InfleqtionUn excellent papier de Mark Saffman qui décrit les enjeux de la scalabilité des atomes froids. Quantum computing with atomic qubit a...
This Lord's Day Pastor Kevin continues his series on the book of Titus. Today's message is titled: "Admonishing Greedy Men." Titus 1:10-16
In today's sobering continuation of Proverbs 1, Rick and Doc unpack Solomon's warning about the seductive power of greed and the destruction it invites. The passage reveals how sinners entice the innocent with promises of wealth, unity, and shared gain—only to ensnare themselves in their own traps. With powerful commentary on spiritual discernment, personal responsibility, and the societal implications of unchecked greed, this episode urges listeners to choose their paths and companions wisely.Rick Wiles, Doc Burkhart. 5/27/25Join the leading community for Conservative Christians! https://www.FaithandValues.comIf you're a Faith & Values member, watch today's show with other members here:https://members.faithandvalues.com/posts/morning-manna-may-27-2025-proverbs-113-19-greedy-hearts-lay-traps-for-themselves-85151809You can partner with us by visiting https://www.FaithandValues.com/donate, calling 1-800-576-2116, or by mail at PO Box 399 Vero Beach, FL 32961.Get high-quality emergency preparedness food today from American Reserves!https://www.AmericanReserves.comIt's the Final Day! The day Jesus Christ bursts into our dimension of time, space, and matter. Now available in eBook and audio formats! Order Final Day from Amazon today!https://www.amazon.com/Final-Day-Characteristics-Second-Coming/dp/0578260816/Apple users, you can download the audio version on Apple Books! https://books.apple.com/us/audiobook/final-day-10-characteristics-of-the-second-coming/id1687129858Purchase the 4-part DVD set or start streaming Sacrificing Liberty today. https://www.sacrificingliberty.com/watchThe Fauci Elf is a hilarious gift guaranteed to make your friends laugh! Order yours today! https://tru.news/faucielf
Private equity firms are the most likely buyers for your business—and some do a fine job preserving what makes a company great. But many are financial engineers. They offer a generous multiple, then lever up the business, cut costs, and flip it within a few years. Longtime employees get let go. Culture erodes. You walk away with a check, but it can feel like selling out.
I am a product of George Washington University Law School, so I feel I have an insider’s right to comment on the super-elite law firms that’ve suddenly been kowtowing to Trump.
Steering clear of greedy & dishonest leaders – and avoiding BECOMING one! – is crucial to your journey of life success and happiness. Let's focus on the seven signs you need to stay aware of! Join host Steve Wohlenhaus on the ANATOMY OF SUCCESS podcast and dig deep into what actions you can take to find success in health, work, and relationships. Expect transparent candor and challenges that require action, all to help you define success on your own terms. JOIN THE AOS ACADEMY – top-tier, high-impact online courses designed to catalyze your success and satisfaction in life – learn more at https://aos.academy Steve's real-time audio weather company: https://weatherology.com/ More about Steve: https://weatherology.com/steve/ CONNECT ON SOCIAL LinkedIn: https://www.linkedin.com/in/steve-wohlenhaus/ Instagram: @stevewohlenhaus / https://www.instagram.com/stevewohlenhaus/ Facebook: stevewohlenhaus / https://www.facebook.com/stevewohlenhaus TikTok: @stevewohlenhaus / https://www.tiktok.com/@stevewohlenhaus Catch the latest episodes or binge the podcast on Spotify, Apple Podcasts, or Amazon.
Real/Tarded: Our favorite game as we find a Tiktok weirdo and try to figure out if they are real or retarded. Delco Pooper: Lady makes headlines and becomes Internet famous for shitting on a car during a road rage disagreement. Suicide Pod: Would you use the succ machine in the suicide pod THE BEAR!, FUCK YOU, WATCH THIS!, DAVE BLUNTS!, 10 PERCS!, YE!, COUSINS!, REAL OR RETARD!, REALTARDED!, TIKTOK!, FART UP MY NOSE!, FEDERAL WHISTLE BLOWER!, TARD OR REAL!, GANGSTALKED!, PARIS HILTON!, CRAZY!, PUT ON!, BALD!, EYEBROWS!, SHAVED!, MEWING!, SERVING!, HOMELESS!, ASK FOR MONEY!, GREEDY!, DELCO!, REAL!, CRYING!, DELCO POOPER!, SHERIFF!, ROAD RAGE!, DIARRHEA!, SERIOUS!, NO LAUGHING MATTER!, CLOUT!, ATTENTION!, DOO DOO KAREN GOES OFF!, SNEAKO!, KANYE!, PIERS MORGAN!, TROLLING!, WALK OUT!, DICK SIZE!, STREAMERS!, AKADEMIKS!, HH!, HEIL!, REDBAR!, COVER!, VIRAL!, YE CRIED!, SUICIDE POD!, NETHERLANDS!, EUTHANASIA!, SUCK MACHINE!, BLOWJOB MACHINE!, GETTING SUCCED IN THE SUICIDE POD!, ANCHOR PASS OUT!, FAINT!, NEWS!, LIVE! You can find the videos from this episode at our Discord RIGHT HERE!
Is $30 dollars enough for lunch? Jo and Jon are back once again and on this episode they are with a very special guest and also Jo's cousin Kianna! This is an episode full of laughs and also some gooning from unsuspected messengers. Thank you all for the watch make sure you like, comment, and subscribe!!!
Mike and Rico open the final hour of the show reacting to how expensive standing room only (SRO) tickets are at Ford Field for Lions home games in 2025. They speak to some fans who share their thoughts before being joined by Riger to finish the show.
Markets continue to perform well, ending on Wednesday about where they started. Boeing received a nice lift from a big order for planes from Qatar, and the country is planning to spend more money on US defense technology which will impact companies like Raytheon and Palantir. A failed peace meeting in Turkey will weigh on markets this morning. One might assigne headline risk to a market pullback, but the reality is markets will recede following the most recent, huge short-covering rally over the pasdt two weeks. This is not the time to be greedy: Remember how you felt when things were looking sour, and now that markets have rallied, take some care: If you don't take some cash here, you cannot buy the next dip when it comes along...and it will come. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the video version of this podcast: https://www.youtube.com/watch?v=bdJgbyS_PkA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- REGISTER FOR OUR NEXT CANDID COFFEE (6/28/25) HERE: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #InvestorGreed #BuyTheDip #RaiseCash #MarketConsolidation #MarketPullBack #Mag7Stocks #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
Loose tongues cost lives, a bribe pacifies the angry and those with a fondness of wine will never be rich.Many of Solomon's wise sayings are as true today as when they were written three millennia ago.In this episode, the rhythm changes a little as the book segues from Solomon's own wisdom to what he refers to as 'The Thirty Sayings of the Wise', many of which still resonate with readers today.
A former government official who served under George H.W. Bush's administration said during a recent interview on the Tucker Carlson podcast that the U.S. government has secretly diverted $21 trillion toward a project to build underground cities, along with transportation systems that connect them. The underground facilities, according to Catherine Austin Fitts, who served as the assistant secretary of Housing and Urban Development under the administration of the senior George Bush, were built as a place for the rich and powerful to hide out during a major catastrophe. If what Fitts says is true, that might explain the numerous reports over the years of mystery booms, loud sounds heard at various locations across the country that nobody has ever been able to explain.Links/Sources:US has a $21 trillion underground network for only the wealthy to hide out in a ‘near-extinction event,' official says | The IndependentMystery booms rock south-central Oklahoma, locals shaken and puzzledMystery BOOMS across US sparks secret underground WW3 preparation fears - Daily StarSupport Extraterrestrial Reality/Quirk Zone on Patreon:https://www.patreon.com/c/Extraterrestrial_RealityCheck out my YouTube channel:Quirk Zone - YouTubeExtraterrestrial Reality Book Recommendations:Link to ROSWELL: THE ULTIMATE COLD CASE: CLOSED: https://amzn.to/3O2loSILink to COMMUNION by Whitley Strieber: https://amzn.to/3xuPGqiLink to THE THREAT by David M. Jacobs: https://amzn.to/3Lk52njLink to TOP SECRET/MAJIC by Stanton Friedman: https://amzn.to/3xvidfvLink to NEED TO KNOW by Timothy Good: https://amzn.to/3BNftfTLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 1: https://amzn.to/3xxJvlvLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 2: https://amzn.to/3UhdQ1lLink to THE ALLAGASH ABDUCTIONS: https://amzn.to/3qNkLSgUFO CRASH RETRIEVALS by Leonard Stringfield: https://amzn.to/3RGEZKsFLYING SAUCERS FROM OUTER SPACE by Major Donald Keyhoe: https://amzn.to/3S7WkxvCAPTURED: THE BETTY AND BARNEY HILL UFO EXPERIENCE by Stanton Friedman and Kathleen Marden: https://amzn.to/3tKNVXn
A former government official who served under George H.W. Bush's administration said during a recent interview on the Tucker Carlson podcast that the U.S. government has secretly diverted $21 trillion toward a project to build underground cities, along with transportation systems that connect them. The underground facilities, according to Catherine Austin Fitts, who served as the assistant secretary of Housing and Urban Development under the administration of the senior George Bush, were built as a place for the rich and powerful to hide out during a major catastrophe. If what Fitts says is true, that might explain the numerous reports over the years of mystery booms, loud sounds heard at various locations across the country that nobody has ever been able to explain.Links/Sources:US has a $21 trillion underground network for only the wealthy to hide out in a ‘near-extinction event,' official says | The IndependentMystery booms rock south-central Oklahoma, locals shaken and puzzledMystery BOOMS across US sparks secret underground WW3 preparation fears - Daily StarSupport Extraterrestrial Reality/Quirk Zone on Patreon:https://www.patreon.com/c/Extraterrestrial_RealityCheck out my YouTube channel:Quirk Zone - YouTubeExtraterrestrial Reality Book Recommendations:Link to ROSWELL: THE ULTIMATE COLD CASE: CLOSED: https://amzn.to/3O2loSILink to COMMUNION by Whitley Strieber: https://amzn.to/3xuPGqiLink to THE THREAT by David M. Jacobs: https://amzn.to/3Lk52njLink to TOP SECRET/MAJIC by Stanton Friedman: https://amzn.to/3xvidfvLink to NEED TO KNOW by Timothy Good: https://amzn.to/3BNftfTLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 1: https://amzn.to/3xxJvlvLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 2: https://amzn.to/3UhdQ1lLink to THE ALLAGASH ABDUCTIONS: https://amzn.to/3qNkLSgUFO CRASH RETRIEVALS by Leonard Stringfield: https://amzn.to/3RGEZKsFLYING SAUCERS FROM OUTER SPACE by Major Donald Keyhoe: https://amzn.to/3S7WkxvCAPTURED: THE BETTY AND BARNEY HILL UFO EXPERIENCE by Stanton Friedman and Kathleen Marden: https://amzn.to/3tKNVXn
Do the Knicks fans need to get greedy and expect to win now? Audio Files featuring Boone on Devin Williams, Pete Alonso, Francisco Lindor, SGA on the loss, The Isles get #1 pick, Rick DiPietro, and Schefter of Justin Tucker. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Steiny & Guru wonder if Golden State goes all-out for Game 5 tonight in Houston because they sense vulnerability from the Rockets.
In this session, drawing from Luke 12 and his own life, Brant explores Jesus' teachings about wealth, worry, and radical generosity. Greed, Brant reminds us, is sneaky—it doesn't announce itself, and it's not just a “rich people problem.” The takeaway? You don't need to own beautiful things to enjoy them, and you don't have to clutch what you have—because you're partnering with a generous God. Follow along with this sessions slides/notes!
Short Stories for Kids: The Magical Podcast of Story Telling
Written by AlexCome and follow more adventures on our animated TV show on Youtube!
Stassi is back with an episode meant to inspire you, packed with the ultimate beauty list of things she swears by. After getting flooded with DMs about her skin, makeup, hair, and style—she's finally revealing everything. From her seasonal Botox routine to the exfoliant that replaced retinol, her go-to lip liners, bronzers, moisturizers, tubing mascaras, perfume, and the EMS workout that changed her body in just 20 minutes. Literally everything!She also dives into her obsession with finance influencer Becca Bloom and what it means to live “long-term greedy,” shares a Black Swan-era internship story that might've launched Natalie Portman's movie poster moment, and why she builds every outfit around the perfect pair of shoes. This episode is your one-stop guide to all of Stassi's beauty must-haves.Shop all of Stassi's Faves on ShopMy: https://shopmy.us/stassiThank you for supporting our sponsors!Caraway: Visit Carawayhome.com/STASSI10 or use code STASSI10 at checkout to take an additional 10% off your next purchase.Hiya: Go to hiyahealth.com/STASSI to get 50% off your first orderNutrafol: Get $10 off your first month's subscription and free shipping when you go to Nutrafol.com and enter promo code STASSIQuince: Go to Quince.com/stassi for 365-day returns, plus free shipping on your order.Thrive Market: Visit thrivemarket.com/stassi to get 30% off your first order, plus a FREE $60 gift!Progressive: Visit Progressive.com to see if you could save on car insuranceSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Paige Bueckers and co. brought UCONN's women basketball to its first March Madness win in almost a decade. After tearful celebrations, Coach Geno Auriemma shared some choice words for the NCAA. Something to the tune of “you don't care about student athletes”, especially the women. In this episode of Well Played, we'll also cover: The $2.8 billion NCAA settlement that'll potentially fund Caroline's wedding The one thing connecting Geno Auriemma and Caroline's mom (mama mia!) Who told Caitlin Clark she'll have to earn her spot on a roster, just like the rest of us Bill Belichick's three-quarters-of-a-life crisis ft. his recent photo op with Lil Wayne What Jason Kelce would rather endure for a whole season than give birth The first-ever Women's College All-Star Combine (plus WNBA Draft preview) Bonus: our “Queen of the Week” shoutout to listener Whitney, who says the show helps her bond with her (mostly boy) students Follow theSkimm on Instagram: @theskimm Caroline's Instagram: @cghendy Blake's Instagram: @blaaakkkke Learn more about your ad choices. Visit megaphone.fm/adchoices
Dr Boyce Watkins discusses the financial controversy involving Marvin Sapp
Today we're doing a throwback episode to one of our favorites from the early days of Stories Podcast. Bailey gets a juicy bone every day from his generous owner, and all he wants is to eat it in peace, by himself. Why won't all these animals just leave him alone? But when Bailey needs help later, who will he ask? Will he ever come around to the idea of (gasp) sharing? Check out Stories RPG our new show where we play games like Starsworn with all your Max Goodname friends, and Gigacity Guardians featuring the brilliant firefly! https://link.chtbl.com/gigacity Draw us a picture of what you think any of the characters in this story look like, and then tag us in it on instagram @storiespodcast! We'd love to see your artwork and share it on our feed!! If you would like to support Stories Podcast, you can subscribe and give us a five star review on iTunes, check out our merch at storiespodcast.com/shop, follow us on Instagram @storiespodcast, or just tell your friends about us! Check out our new YouTube channel at youtube.com/storiespodcast. If you've ever wanted to read along with our stories, now you can! These read-along versions of our stories are great for early readers trying to improve their skills or even adults learning English for the first time. Check it out.
Texas: What the Hell?
In the ongoing revelations regarding MN's rampant fraud we have easily determined that the fraudsters were way too greedy. Listen again to Rep. Marion Rarick, the voice of a GL'er wondering what in the world has happened to this state. Downtown Mpls residents can now get their free safety whistles. John Heidt with guitar news. Heard On The Show:Walz decides not to run for 2026 US Senate seat, still considering third governor termCo-defendant says Bock terminated her contract with Feeding Our Future after she refused $1.5M kickbackThe Latest: Trump says Ukraine can ‘forget about' joining NATO as he plans to host Zelenskyy Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In the ongoing revelations regarding MN's rampant fraud we have easily determined that the fraudsters were way too greedy. Listen again to Rep. Marion Rarick, the voice of a GL'er wondering what in the world has happened to this state. Downtown Mpls residents can now get their free safety whistles. John Heidt with guitar news. Heard On The Show: Walz decides not to run for 2026 US Senate seat, still considering third governor term Co-defendant says Bock terminated her contract with Feeding Our Future after she refused $1.5M kickback The Latest: Trump says Ukraine can ‘forget about' joining NATO as he plans to host Zelenskyy Learn more about your ad choices. Visit podcastchoices.com/adchoices