Podcasts about diligent

Welcome to the award-winning FCPA Compliance Report, the longest running podcast in compliance. In this episode, Tom welcomes Nicole Di Schino, Principal Compliance Services Consultant at Diligent's Spark Compliance Group to consider how to best harness AI for your compliance regime into 2026 and beyond.   Nicole and Tom discuss the critical importance of AI governance, compliance, and modern GRC. They cover practical steps for developing comprehensive compliance programs, emphasizing the necessity for AI risk assessments, the establishment of AI governance committees, and the implementation of human oversight in AI processes. Nicole highlights the intrinsic risks associated with the use of AI, including privacy concerns and AI bias, and shares her personal experiences with AI's impact in educational settings. Tom underscores the role of compliance education, advocating for the broader view of compliance as an ambassadorial and educational function. This session also explores the integration of AI into compliance workflows and the essential role of board and committee oversight.  Resources Nicole Di Schino on LinkedIn Diligent Website   Tom Fox Instagram Facebook YouTube Twitter LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Our services are live streamed on YouTube every week from our church in Corpus Christi, Texas at https://www.youtube.com/@HBCCorpus   More information about our church or what it means to be a Christian can be found at: http://www.heritagebaptistcctx.org Follow us on Facebook for upcoming events! https://www.facebook.com/HeritageBaptistCorpus/

work ethic

Your faith is a journey with no pause button. Why does Scripture insist on daily pursuit? Discover the quiet secret behind ‘No Days Off.' Join the message.This devotional was aired on Radio HCI Today via the WeLove Radio App.

Steve Gruber discusses news and headlines 

The final study from Peter's letters has us considering our diligence in the faith. In this study we will be reminded to grow in the grace and the knowledge of our Lord and Savior, Jesus Christ. This is a fitting message for the beginning of the Advent season where we look forward to the hope that is Jesus!

Andy’s Brave New World: Part 4 Andy and Sarah continue to explore the Presidio settlement. Based on a post by the hospital. Listen to the Podcast at Explicit Novels. "I've no intention of giving up our supplies or the consulate. All of that is ours, fair and square, and we can be choosy about who we share with. Right now, even if people like Rachel are a little envious of our situation, they won't try anything. There's no real competition for resources or territory yet." They paused, watching a volunteer coordinate a cache of water bottles. "Yeah", Sarah mused thoughtfully. "I guess the real question is what happens down the line. What if people like Rachel do get jealous of what we have but we don't want to share." She smiled a little. "Post-apocalyptic wealth inequality." "I mean, yeah it's a legitimate question. And if we assume the Presidio is going to be the government here, it'll come down to how it develops. Will they let people have "private property", Andy said, making air quotes, "whatever that means now, or go more communal?" "What do you think would be better?" Sarah asked. "I believe strongly in balance," Andy said thoughtfully. "Yes, the government, or the community, whatever, needs power to redistribute wealth when inequality gets extreme, and it should do its best to ensure everyone has a fair shot, especially because people will naturally gravitate toward supporting their own; you know, nepotism. There's also lots of things that are public goods that only make sense for the government as a whole to organize and provide." "But there's also got to be some concept of private property, that's what motivates people to build, to create, to work hard. Without private property it's hard to have accountability once your group gets bigger than a couple hundred people, and with no accountability it's hard to get people to do things." He gazed around at the bustling camp. "If I can become a respected voice here early on, maybe I can help push development in that direction. A strong but fair government that works to provide public goods and protect individual rights while ensuring nobody falls too far behind." "This is all theoretical though, and way out into the future. For now I think the hope is that people pitch in, work together, and share on their own, because we're all just trying to survive." Sarah studied his face. "You've really thought this through." Andy chuckled. "Yeah, well, before we left Yosemite, I was reading those prepper manuals Miguel, you remember Daniela's dad, left us. They had some interesting takes on politics and government, alongside all the survival and engineering stuff." He shrugged. "They're written by preppers for preppers, so they've definitely got a libertarian bent. But I think some of their core arguments are pretty sound." Andy slowed his pace, watching a woman in scrubs directing several volunteers near the medical tent. "Before we donate these antibiotics, we should ask around about where they should go. Especially ask anyone who looks like they're in charge." "Why not just give them to the medical tent?" Sarah asked. "Because we want as many people as possible to know we brought them," Andy explained quietly. "Each person we ask is another person who knows we're contributing to the community. Better to establish that goodwill early." Sarah nodded thoughtfully. "Smart. What about the apples?" "Yeah, we should be strategic with those too. When we talk to people, first find out if they're actually living here at the Presidio or nearby in the neighborhood. No point giving them to random visitors or people just passing through." He adjusted his pack. "We don't have an unlimited supply, and temporary goodwill from strangers isn't worth much. Better to save them for people we might actually build relationships with." "Like Rachel," Sarah noted. "Since she lives on our street." "Exactly. The apples are a resource, we should use them to build connections that matter." Sarah shook her head ruefully. "You're already playing 4D chess while most people don't even know they're in a game yet." "Maybe a bit Machiavellian," Andy admitted. "But my intentions are good. I want to help rebuild something worth living in." Day 8, Midmorning After an hour of carefully distributed apples, they asked around for Guillermo Herrera. They found him in a makeshift office in one of the old administrative buildings, bent over a desk covered in inventory lists. He was a stocky man in his forties, wearing partial combat fatigues with a well-maintained fade haircut that spoke of decades of military discipline. A younger woman sat nearby, organizing what looked like personnel rosters. Guillermo looked up as they entered, his expression professionally neutral. "Can I help you?" "Andy Rhee," Andy introduced himself. "We just checked in with registration. They suggested we come see you." "Any military experience?" Guillermo asked squarely, brow furrowing as he studied Andy closely. "I was a park ranger. I'm comfortable with firearms, good shot, but no formal tactical training." Guillermo glanced at Sarah expectantly. "No, nothing. Haven't even held a gun before to be honest." She said with a self-deprecating shrug. "I'm eager to learn though, if there will be classes." "Yes, we're in the process of organizing some." Guillermo turned back to Andy. "Talk to Michelle to sign up for the militia." he said, pointing a thumb at the woman behind him. His expression shifted to polite dismissal. "One other thing," Andy continued, "one of our group members, Daniela Martinez, she's fourteen, but she actually got extensive military training from her father, an ex-Marine, also a ranger. He was;" Andy paused. "Very, very prepared for something like this." That caught Guillermo's attention. "How extensively?" "She's currently setting up our defense perimeter. Planning kill zones, considering sight lines, working out mine placement. Her knowledge is really impressive. I'd happily trust her with anything security related for our group." Guillermo leaned back, reassessing. "Put both their names down on the militia list," he told Michelle. "We're trying to catalog available combat personnel." He turned back to Andy. "Any significant weapons?" "Yeah, a reasonable amount," Andy said carefully. "Rather not detail it all yet, until we see how things develop here. But we might be able to share some if there are specific needs." "Sure, nothing urgent right now," Guillermo replied. "There hasn't been any trouble yet. But we're discussing organizing supply runs to the military installations in the region. Travis Air Force Base, Coast Guard Island, Camp Parks, Moffitt Field." He tapped areas on a map on his desk as he named the locations. "San Jose State is open to joining, and we'll reach out to whatever leadership emerges in Oakland if and when it does." Andy nodded. "Good idea. I'd be happy to help when that happens. Daniela too, she'd be valuable on a mission like that, you could probably have her lead a team, if you could convince people to follow her." "Noted." Guillermo made another mark in his notebook. "I'll want to meet her, evaluate her capabilities myself." "Of course. We're at the Korean consulate in Presidio Heights when you want to arrange that." They exchanged Beacon handles, then Andy added, "By the way, who's coordinating the mass grave? I read about it on Beacon. We have a body we need to deal with, and I'm sure we'll find more once we clear our street." "Alyssa Daniels," Guillermo replied. "She's;" he paused thoughtfully. "Diligent. High-strung, but gets things done. She's coordinating from the west side of the grounds." "Thanks." Andy reached into his pack. "And last thing, would you like an apple? Just got them yesterday." Guillermo accepted with a nod of thanks. Andy handed one to Michelle as well, who smiled gratefully. "Also, we have some antibiotics with us to donate, should we take them to the medical tent or is there another place for them?" "Medical tent. Dr. Wilson's in charge there." "Thanks. We'll head there next. Have a good one." Day 8, Midday They found Diana Wells near the western edge of the parade ground, bent over a topographical map spread across a folding table. Her silver hair was pulled back in a practical braid, and she wore well-worn hiking gear that spoke of years spent in the wilderness. Several compound bows and a collection of hunting rifles were carefully arranged on a nearby table. "Diana Wells?" Andy asked, approaching the table. "I heard you're organizing hunting expeditions." She looked up, her weathered face breaking into a smile as she noticed Andy's holstered glock. "Finally, someone who might actually know what they're doing!" She extended a calloused hand. "I've been trying to put together hunting parties, but haven't found a lot of takers." She smiled ruefully. Andy chuckled, immediately warming to her direct manner. "Andy Rhee. I was a park ranger at Yosemite, before all this." "Ranger? Perfect." Diana's eyes lit up. "We need to start organized hunting soon, can't live on canned food forever. But these city libs, bless their hearts, most of 'em never even held a gun;" She caught herself, glancing at Sarah apologetically. "No offense meant." "None taken," Sarah said with a small smile. "I'll freely admit I'm one of those city libs who needs to learn. Actually hoping to start training soon." Diana's expression softened. "Well, that's different then. Admitting you need to learn is the first step." She turned back to her map. "I'm thinking of starting with some deer hunting in Marin. Less competition from other survivors up there, and the herds should be getting bolder without human pressure." "Smart," Andy nodded. "How many experienced hunters do you have so far?" "Three, including me," Diana sighed. "Got a former Marine who did some hunting growing up, and a Forest Service guy from Oregon. Could really use someone with your background." Andy traced his finger along the map's contour lines, studying the terrain. "What about sustainability? Should we be worried about overhunting?" Diana straightened up, giving him an approving nod. "Good to hear a ranger asking that, shows the right mindset." She pulled out a small notebook, flipping through some rough calculations. "It's something I've been thinking about. We should probably try to establish some quotas for the region at some point, coordinate between different hunting groups." She gestured at the camp around them. "But honestly? That's going to have to come later. Right now;" She shook her head with a wry smile. "Way things are going, I doubt we'll find enough competent hunters to make a real dent in the population. Most folks here can barely tell a rifle from a shotgun, let alone track and shoot a deer." Volunteer Coordination. They found the volunteer coordination center in what had once been a Presidio administrative office. The space buzzed with focused energy as women, and a few men, moved between folding tables covered in papers, calling out updates and cross-referencing lists, while several people either requesting or volunteering various types of services spoke to them. At the center of the organized chaos stood a striking woman in her early thirties, her presence commanding attention without effort. Megan Lunn had the kind of natural relaxed attractiveness that didn't need enhancement, high cheekbones, clear gray eyes, and naturally red hair pulled back in a practical braid that reached halfway down her back. She wore simple, well-worn outdoors clothes that suggested genuine outdoor experience rather than posturing. "Jenny, can you cross-reference these lists with medical?" she was saying as Andy and Sarah approached. "We need to know who has first aid training versus actual medical degrees." Her voice carried naturally, pitched to be heard without shouting. She glanced up as they neared, her sharp eyes taking in every detail of their appearance. "Welcome to the circus," she said with a tired smile. "I'm Megan, or Meg. You must be the new arrivals Alice mentioned, the ranger and the biology student?" Up close, Andy could see the subtle signs of command experience in her bearing, the way she positioned herself to keep the whole room in view, how she tracked multiple conversations while maintaining eye contact. A silver pendant in the shape of a compass rose hung at her throat, and a well-used Leatherman multi-tool was clipped to her belt. "That's right," Andy replied. "Andy Rhee, and this is Sarah Chen-Mitchell. You're coordinating the volunteer efforts?" "Trying to," Meg said with a self-deprecating laugh that didn't quite hide her competence. "I was a wilderness guide before all this, led backcountry expeditions, taught survival skills. Turns out organizing twenty stressed people in the wilderness was good practice for;" she gestured at the controlled chaos around them, "whatever this is becoming." A younger volunteer approached with a stack of papers, and Meg smoothly took them without breaking conversation. "We're trying to match skills to needs, and build some kind of structure. Luckily lots of people want to help out." She studied them both with those penetrating gray eyes. "I hear you've set up at the consulate rather than joining us down here?" There was no judgment in her tone, just neutral statement of fact. Andy found himself wanting to explain his reasoning, to have this attractive, capable woman understand his choices. Before he could respond, she held up a hand with another slight smile. "Don't worry, I get it. You've found somewhere defensible, and secured resources. Smart move, actually." She marked something on one of her many lists. "We'll need multiple strong points around the city eventually, not just one central location. The important thing right now is staying connected." Andy found himself immediately impressed with her diplomacy, and her recall of their group and situation. "Yes," he responded. "We are interested in being a part of the Presidio, we just have our own space right now." "Glad to hear. I was hoping, based on the description of your group, that you weren't one of those ultra-right-wing, prepper, sovereign citizen types. I'm sure they're having a blast right now, the ones that survived anyway." Her eyes held a hint of amusement. "So, what can I do for you Mr. Rhee?" He and Sarah shared a glance. "First we have some apples to offer, and some antibiotics to donate. And we've heard you're taking a lot of lead in organizing here, I was wondering if we could chat, big picture." Meg smiled. "Ah, so you're here to play the game as well. No doubt." She called out, "Fresh apples, everyone, get them from the kind Mr. Andy Rhee over here." Sarah and Andy were briefly mobbed by the people in the office, handing out most of their remaining apples. "Let's step outside. I could use a walk." She announced to the room she'd be out for a few minutes. They stepped into the bright sunlight. "Shall we head toward the medical tent to drop off the antibiotics?" she asked. "Or do you have any more people to mention them to first?" Her smile was wry. Andy felt a little exposed. "Yeah, you got us, we have been announcing them first. What gave it away?" "You checked in with Alice over two hours ago." Andy immediately wondered why he hadn't put that together. "It's what I'd do in your position as well." She studied him. "So, what's your strategy here Andy? Give me your assessment of things." Andy paused to gather his thoughts. "Well, it's clear that the Presidio will be the new center of power here in SF. There's a chance another center emerges but at this point, it's unlikely, with so many people already here the network effect is too strong." He continued, warming to the topic. "I want to help rebuild. I've already offered what basic skills I have, but I'd also like to get involved politically. I believe good, well organized government is the best route to getting our basic needs met, as a collective. Water, agriculture, power, trade, defense, medicine, and eventually engineering and manufacturing." He counted off the different needs with his fingers as he named them. "These ultimately require some centralization and broad geographic control to do them sustainably at scale. Not something you can make happen with just you and your plucky band of survivors. Well, power, maybe with solar, and water if you live close enough to the water table to dig a well. But everything else, we need organization and cooperation. Government." His voice grew more serious. "It's still early days but the norms and political decisions and organizations we form today could have long lasting repercussions for our future, assuming we make it that far. And I have thoughts on the direction things should go. I'd like to start shaping things now. I don't care particularly for political power myself, although I'm open to it. I'm more concerned with making sure whatever power ends up taking place is competent and benevolent." Meg listened intently as they walked, her gray eyes occasionally flicking to study Andy's face. The morning fog had burned off entirely now, leaving the parade ground bathed in clear sunlight. Sarah walked slightly behind them, taking in their conversation while maintaining a respectful distance. "That's; a remarkably clear-eyed assessment," Meg said finally. "Most people here are still just trying to process what happened." They passed a group of women organizing supplies, lowering their voices. "And you're absolutely right about the network effect. Every day more and more survivors arrive. If things continue we'll be a small city soon." She stopped walking, turning to face Andy directly. "Also, I appreciate that you didn't lead with just seizing power and controlling things. You led with meeting basic needs." Her penetrating gaze held his. "You're thinking about infrastructure first, then governance to support that. I agree with that mindset." Andy felt oddly exposed under her careful analysis, but also validated. This was clearly someone who also understood the bigger picture. "So, tell me, Andy," Meg said, resuming their walk toward the medical tent, "what direction do you think things should go? You must have opinions about governance structure." Andy considered his response. "I think the immediate challenge is establishing legitimate authority," he said. "Right now, everyone's cooperating because we have to. But once basic survival is handled, power dynamics will get complicated fast." Meg nodded thoughtfully. "Especially with armed groups involved." "Exactly," Andy agreed. "And that's actually my biggest concern. The military and police need to see themselves as subordinate to civilian leadership from the start. Otherwise;" He gestured at the armed men patrolling the perimeter. "Well, history shows what happens when guys with guns decide they should call the shots." "But how do you establish that civilian authority?" Meg asked, genuinely curious. "Elect a President?" Andy shook his head. "Not yet." He paused, watching a group of volunteers unloading supplies. "For now, I think we just need something simpler. A small council, maybe, anyone who can gather enough supporters to qualify. Just enough structure to build an institution that can capture some of the legitimacy that our decisions and communications will earn from being competent, and in turn lend more legitimacy to whatever decisions and communications the current leaders are already making." "And longer term?" Meg prompted, clearly intrigued. Andy laughed. "Well, do you want to get in the weeds here?" Meg nodded so he pressed on. "I think elections work well in theory, but once they scale up, they become easily corrupted. Politicians make impossible promises, cater to special interests, play on people's fears, and on and on. You know." Meg smiled and simply nodded. "I recently learned about this thing called sortition," Andy said. "Like jury duty, but for legislation. Get people who are interested in specific areas, agriculture, defense, infrastructure, to volunteer for a pool. Then randomly select among them to serve on committees that draft laws related to those areas." He warmed to the topic, encouraged by Meg's engaged expression. "Those proposals would then go to another randomly selected assembly, this time drawn from the entire population, for yay or nay votes. Pay them like jurors, give them a fixed term. Let them elect one of their number as an executive to oversee implementation." Sarah, who had been listening quietly, spoke up. "That's; actually really interesting. We talked about the problems with our current election system a lot in our poli-sci classes. It sounds like this would get rid of career politicians, and make it harder to concentrate power in any individuals." "Right," Andy agreed. "But that's all theoretical right now. The immediate priority is establishing the Presidio's authority through competent organization. Getting systems in place for collecting and distributing supplies, coordinating defense, managing resources." He gestured at the bustling camp. "Build legitimacy through effectiveness first. Then we can worry about formal governance. If there's anything I or my group can help with, we're here." Meg studied him closely. "You've clearly given this a lot of thought." "I've had some time to read recently," Andy said with a slight smile. "And seeing everything collapse; well, it makes you think about how to build something better." Meg considered his words thoughtfully. "Well, this is certainly food for thought. I've never heard of this "sortition" before, but it seems quite reasonable." She nodded slowly. "And I definitely agree that we must establish legitimacy through competent governance." "And what are your goals in all this?" Andy asked. "Similar to yours, just less defined in terms of politics," she replied. "I want to help people, make sure we rebuild successfully." Her expression grew more serious. "And in the long run, hope we don't collapse into some kind of anarchy or tyranny. We've suffered enough already." "Agreed," Andy said firmly. He extended his hand. "I'm happy to talk about this more, but for now, I'd hope we can consider ourselves allies." "We can, Mr. Rhee," she said, meeting his gaze and taking his hand with a firm grip. "I'm glad you're with us. I'll mention you to the others who would be on this little council. Maybe we could get a few meetings of us all together at some point." "We'd welcome hosting those meetings at the consulate," Andy offered. A knowing smile crossed Meg's face. "Yes, of course you would. Being the host would give you natural authority." "Hey, just playing the game as you said. And we have a nice formal dining room. And some nice wine stores," Andy replied with a matching smile. "Are you staying here at the parade grounds?" he asked. "Yeah, I have a tent here." "I'd like to offer that you move in with us at the consulate. We have quite a nice setup there right now." Meg shook her head. "I need to stay here, thanks. I can't be a good leader without being among the people, going through their same hardships." A slight smile. "And I honestly prefer camping to living indoors." She considered for a moment. "But, I'd love a hot shower if you have one? And maybe some hot coffee, anything that gets donated gets immediately requested, and we haven't had anything new come in for a while now." "We don't have hot water yet," Andy admitted, "but we do have cold running water. And plenty of coffee." "I start my day at 6AM," Meg said. "If I could come tomorrow morning at 5 to shower and have some coffee, you'd have earned quite a big favor from me." "Anytime," Andy replied. "I'll be up and ready for you. Message me on Beacon if anything changes." "Oh, and who else should I talk to?" he added. "Who would be on this council? I've talked to Guillermo and Diana so far, and I know about Alyssa." "Let's see," Meg said, counting off on her fingers. "Dr. Elena Wilson, she was chief of emergency medicine at UCSF. She's coordinating all our medical operations from the main tent. Brilliant woman, I couldn't believe our luck when she arrived. She's already setting up training programs for basic medical care." She gestured toward the solar array setup. "Then there's Marcus Qin, he was a high-up engineer at Tesla's Fremont plant. He's heading up our power infrastructure projects, working on getting reliable electricity to key facilities, planning longer-term solar installations. He's looking for people with electrical engineering backgrounds, thankfully we have lots of those in this city." "Jennifer Brown is essential, she was regional operations manager for Whole Foods. She understands large-scale food storage and distribution better than anyone here. She's organizing our pantry systems, tracking supplies, planning preservation methods for when scavenging isn't viable anymore." "And probably Rebecca Foster. She was a water resource manager for East Bay M U D. Keeping clean water flowing is going to be crucial once our bottled water supplies run low. She's already mapping out plans for gravity-fed distribution systems and planning wells and filter stations. Desalination, too, if we can get the equipment and power for it." She straightened up. "Those are the key players right now, along with the ones you've met. Each of them has proven themselves competent enough that people naturally started following their lead." On the shore of the Bay. Andy and Sarah stood at the water's edge near Crissy Field, looking out over the bay. The midday sun sparkled off the water, and Alcatraz loomed in the distance, a stark reminder of civilization's remnants. A cool breeze carried the salt smell of the ocean, rustling through Sarah's layered black hair. "Woof, I'm pooped already," Sarah sighed, stretching her arms overhead. Her cropped athletic tank rode up, revealing her toned midriff. "And we still have five more names to talk to." "Yeah, but there's no hurry right now," Andy replied, watching a seabird wheel overhead. "I think today was a good start. Let's take a quick break here, then maybe talk to one or two more people before heading back for lunch." "Ok, I'll message them that we'll be back in about an hour and a half." Sarah pulled out her phone, her manicured fingers tapping quickly. "We're a bit late. Can one of them be Elena? I want to sign up for medical care lessons as soon as I can." She tucked a strand of blonde-highlighted hair behind her ear. "I'm sick of telling people I have no useful skills." "Sure, we can. And yeah, to be honest I didn't expect there to be so much going on here. Beacon said it was 50-ish people two days ago, right?" "Yeah. Exponential growth." Sarah's hazel eyes lit up. "We run into this a lot in biology. It would be interesting to get the exact numbers of new arrivals per day and see if you could fit the growth curve and try to predict where we'd end up." Andy studied her as she gazed out over the water. Her heart-shaped face was animated as she talked, light freckles crinkling around her nose. She had an innate talent for connecting concepts and processing information, backed by determination and resourcefulness. She genuinely cared about helping others (well, except for maybe Crystal). And with her approachable, pretty features, she'd be perfect for politics if there ended up being elections. If they could accept someone so young holding power. His eyes drifted lower, taking in her athletic figure, the perfect curves of her tits under her compression top, the slim waist tapering to curved hips in her matching leggings. Approachable, pretty face, and a fantastic body. She caught him ogling and flashed a self-conscious smile, subtly adjusting her top to emphasize her cleavage. "Hmm, is someone thinking with his dick again?" She stepped closer, looking up at him through long lashes. "Does my, what was it, fearless protector, my *Machiavellian* fearless protector need some special attention?" Andy laughed and reached out to touch her cheek gently. She closed her eyes and smiled, pressing against his hand before looking up at him with those striking hazel eyes. "Alright, what's up Andy?" "I was just thinking, you'd do great in politics." "Huh?" Her full lips curved into a surprised smile. "What do you mean?" "You're smart, you make connections well and pick up new information fast. You're very determined and resourceful. You care about helping people." His eyes traced the delicate lines of her face. "And you're really pretty, in an approachable kind of way. If there were elections, you'd do really well." Sarah shifted her weight, the movement highlighting her athletic figure. "I also totally lack real world skills it turns out, and;" she gestured at her carefully coordinated athleisure outfit, "well; one could say I care too much about how I look." "Like I said, perfect for politics!" She laughed and poked him in the chest, her perky tits bouncing slightly with the movement. "OK, I like this sweet talk. This is like the nicest thing you've said to me since we met." "Well, don't forget I think elections are inherently corrupting." "Hmm, so you want to corrupt me?" she purred, taking his hand. Her skin was soft and warm against his. "Why don't you tell me what you were really thinking." "What I said. And then I stared at you for too long, noticed the rest of your body, and then my brain lost a lot of blood flow." "What, now you notice my body?" She brought his hand up to her tit, letting him squeeze it gently through the compression fabric. Her nipple hardened under his touch. "Four days of wearing the cutest skimpy little matching sets, posing for you, fidgeting with my tops to make you look at my boobs, talking about my body nonstop, and you finally now tell me you notice me while thinking about politics?" She shook her head, making her highlighted layers catch the sun. "You're a real odd duck you know." She suddenly pressed against him in a tight hug, her firm tits pushing against his chest. "Thanks for believing in me." Andy stroked her silky hair, breathing in her light floral shampoo. "Of course." Sarah stepped back, adjusting her top. "Ok. Let's go back." She paused, a mischievous glint in her eye. "Unless; are you sure you don't need any;" She made an exaggerated blowjob gesture, pushing her tongue against her cheek while moving her fist near her mouth. Her full lips curved into a teasing smile. "We could sneak behind those dunes real quick." Andy felt his arousal surge instantly. "Can you do that again?" "What, this?" She repeated the lewd gesture, looking every bit the corrupted coed fitness influencer with her subtle makeup, highlighted hair, and coordinated athleisure set that showed off every curve. "Ok, let's go," Andy said, taking her hand and walking toward the dunes. They exchanged horny smiles and giggles on the way to the dunes, Sarah's athletic figure moving gracefully beside him. Behind the dunes, Andy reclined against the sand and took his pants off while Sarah gathered her layered black hair into a high ponytail, a few honey-highlighted strands falling loose around her face. She knelt between his legs, her compression leggings hugging every curve. Starting with just her hands, she looked up at him through long lashes. "Remind me, what did you say about me just now?" Andy repeated his earlier compliments about her intelligence and determination. "Ah yes, thank you." She gave him a firm squeeze. "I do like a good compliment you know." She leaned forward, her perky tits straining against her top as she took him in her mouth. Her technique was skilled and enthusiastic, starting with gentle kisses and licks along his shaft before taking him deeper, her tongue swirling around his head while her hand worked his base. Her full lips slid up and down his length in perfect rhythm, alternating between quick, teasing strokes and slow, sensual ones. Andy closed his eyes, enjoying the sensations. He switched to praising her body, how toned and tight it was, how perfectly optimized for looking good, how it showed her determination and focus. She hummed appreciatively around him, the vibrations sending shivers through his body. Despite her current activity, a blush crept across her freckled cheeks at his words. She pulled off him, sucking hard as she did so, making her mouth feel deliciously tight before popping off him. "I guess you're wanting me to take my top off?" she asked, sitting back on her heels. Andy nodded. "Ok," she said with a playful smile. "Get ready." She pulled off her compression top and sports bra in one fluid motion, revealing her perfectly perky, symmetric, B-cup tits. They were exactly as impressive bare as they had looked in her carefully chosen sports bras, firm and high, with rosy nipples standing at attention in the cool air. She gave them a little shake, watching his reaction with amusement. "Right, where were we? I believe I was in the middle of, ah, restoring proper blood flow in my patient." She leaned forward again, her tits swaying slightly as she resumed her ministrations. She worked him skillfully, one hand pumping his shaft while the other gently massaged his balls. Her tongue focused on his sensitive spots, especially the underside of his head, occasionally taking him deeper and holding him there. Though she mostly looked down, concentrating on her rhythm, she would glance up periodically through her lashes to make eye contact, her hazel eyes sparkling despite her blush. The contrast between her innocent blush and what she was doing made Andy laugh. "What?" she asked, pulling back. "You're blushing?" "I don't know, it's awkward," she said, self-consciously tucking a loose strand of highlighted hair behind her ear. "It can't possibly be a cute look." "Don't worry, you look beautiful with my cock in your mouth." "Well, if you say so." She gave his head a playful lick, her hazel eyes sparkling. "I am obsessed with looking good after all." She resumed in earnest, using her tongue to continue to rub against his sensitive spots on the underside of his shaft that she'd discovered with her hands yesterday. Within a minute of this rhythm, Andy was ready. He moaned a warning to her. Andy felt the pressure build to an explosive peak. His whole body tensed as waves of pleasure crashed through him. Sarah's hazel eyes locked onto his as she pulled back to his head, her full lips wrapped tight around him. She swallowed eagerly, her small hand squeezing and stroking his shaft with perfect pressure, milking every pulse of his orgasm. The sight of her looking up at him, her pretty face focused on pleasuring him while she swallowed his cum, made him shudder and spurt several more times. When the last aftershocks subsided, she made an exaggerated face, her perfect features scrunching up adorably. "Honestly, we need to find you some canned pineapple or something. Too many rehydrated beef stews." Andy laughed and relaxed, pleasant sensations spreading through his body. "I thought I was getting a sponsored post." "Oh right!" Her eyes lit up as she shifted into her content creator voice. "Hey loves! Quick update from your fave outdoor wellness girlie! Just discovered the most amazing hidden spot in the Presidio for my morning protein boost." She dabbed delicately at her lips with one manicured finger. "You know I'm always on the lookout for sustainable, all-natural sources of nutrients, and let me tell you, this one hits different! Super thick and creamy, with these really;" she gave a subtle eye-roll, "complex umami notes, definitely not your basic store-bought protein shake." She struck an exaggerated influencer pose, bare tits thrust forward. "Loving how it just slides right down, and it's packed with all those essential minerals my body craves." She tossed her ponytail and gave an exaggerated wink. "The best part? My super knowledgeable park ranger friend showed me exactly where to find it. We'll definitely be doing more outdoor taste testing sessions soon! Remember ladies, staying fit during the apocalypse is all about finding those secret spots and knowing exactly how to; work them!" She finished with an innocent smile. "Like and follow for more wellness tips and behind-the-scenes peeks at my outdoor adventures!" She giggled and reached for her top, pulling it back on with practiced grace. "Ok, feel better? Did I overdo it?" "No don't worry, that was quite a great ad." he said, pulling his pants back on. "Let's chill here for a moment before we go." She curled up next to him, her athletic body fitting perfectly against his side. Her layered hair tickled his arm as they watched the waves, the sun warm on their skin. After a few peaceful minutes, she stirred. "Ok, let's go." They stood, Sarah adjusting her ponytail and smoothing her outfit back to Instagram-ready perfection. As they walked back toward the Presidio, she bumped her hip playfully against his. "You know, for someone who claims to be above politics, you sure know how to negotiate for what you want." Day 8, Early Afternoon The medical tent hummed with barely contained chaos. A dozen cots had been crammed into the space, most occupied by patients in various states of distress. Someone moaned from behind a makeshift curtain while a volunteer with shaking hands tried to sort through a box of donated medications, labels facing every direction. The sharp smell of antiseptic couldn't quite mask the underlying odors of sweat and sickness. Dr. Elena Wilson hunched over a patient chart at a wobbly folding table, squinting at her own handwriting. Dark circles shadowed her eyes, and her silver-streaked hair had escaped its bun in several places. Her scrubs were wrinkled and spotted with what might have been coffee or something worse. When she reached for her pen, her movements were quick and economical, like someone who had learned long ago not to waste energy on unnecessary gestures. "Excuse me?" Andy cleared his throat. "Are you Dr. Wilson?" She looked up, blinking as if emerging from deep concentration. "Yeah, that's me." Her eyes flicked between Andy and Sarah, assessing. "You need medical attention?" "No, we're actually here to donate some supplies," Andy said. "I'm Andy, and this is Sarah. We just got to the city yesterday." Sarah nodded. "We brought antibiotics." Dr. Wilson's expression shifted subtly. "Let's see what you've got." Andy unzipped his pack and carefully laid out the bottles on the edge of the table. Dr. Wilson picked each one up, examining the labels. "Oh thank god," she murmured, almost to herself. Then louder: "Riti! Come here a sec!" A harried-looking nurse in faded scrubs hurried over, clipboard in hand. "Log these in," Dr. Wilson said, gesturing to the antibiotics. "And put them in the locked cabinet." She turned back to Andy and Sarah. "Thanks, you might have saved a few lives today." Sarah took the opportunity to speak up. "I heard you might be starting some kind of medical training," she said. "I studied biology at UCLA before; all this. I know it's not the same as medical training, but I really want to help if I can." Dr. Wilson ran a hand through her hair, further disheveling it. "Biology, huh? That's something at least. We're doing basic emergency response training on Tuesday morning. Everyone needs to know how to stop bleeding and recognize infection now." She glanced over at a patient who had started coughing violently. "Michelle will add you to the list. I need to check on Mr. Peterson." As Dr. Wilson hurried away, Michelle gave them a tired smile. "Don't mind her. She's been working pretty much non-stop since everything went down. The class starts at nine on Tuesday." She wrote Sarah's name in a notebook. "And thanks for the antibiotics. We're running low on everything." Day 8, Early Afternoon The afternoon sun beat down on the cracked pavement as Andy and Sarah made their way back through the empty streets of Presidio Heights. The silent houses loomed around them, windows dark and lifeless. Sarah tugged at her ponytail, trying to smooth it down. "God, it's so quiet," she said, her voice sounding unnaturally loud in the stillness. "I keep expecting to see someone walking a dog or mowing their lawn or something." Andy nodded, stepping over a newspaper that had yellowed in the sun. "Yeah, I know what you mean. Still doesn't feel real sometimes." "So;" Sarah kicked at a pebble. "Dr. Wilson was something else, wasn't she? I mean, I get why she's stressed, but jeez." "She's got a lot on her plate right now," Andy said with a sympathetic shrug. "At least that Michelle woman seemed nice. Makes me a little less nervous about the class." "I'm sure you'll do great," Andy said. "Maybe", she paused. "It's weird how some things from before seem useful now and others just; don't matter anymore." They walked in silence for a moment, their footsteps echoing slightly. "Meg seems pretty capable though, "Sarah said, glancing sideways at Andy, "I noticed you were quick to invite her to stay with us." She raised her eyebrows teasingly. Andy laughed. "Can't put anything past you, can I? Yeah, I thought having someone with her connections around might be helpful. But honestly? I respect her more for saying no. It shows she understands she needs to be with the people she's trying to help." "Hmm, very diplomatic of you." Sarah smiled, bumping her shoulder against his. "Well, despite the slightly terrifying doctor, I'd say it was a pretty good morning overall. Made some connections, signed up for medical training;" Her smile turned mischievous. "Found that nice spot overlooking the bay;" "With the excellent protein options," Andy added with a straight face. Sarah burst out laughing, her cheeks flushing slightly. "You know what's funny? After everything that's happened, pretending to be my old influencer self actually helps sometimes." Her voice softened. "Like, it's proof that I can still be that silly, excited person sometimes, even if I'm reviewing very different products these days." "Your authenticity really shines through," Andy said with mock seriousness. "Very engaging content." Sarah rolled her eyes and shoved him lightly. "Just wait until you see what I've got planned for future episodes." She looked at him more seriously. "But honestly? With all your political maneuvering today, what I appreciate most is how you make me feel like it's still okay to be silly sometimes. To still be; me." Without thinking, Sarah reached for his hand. Their fingers intertwined as they walked, finding comfort in the simple connection amid the silent streets. To be continued. Based on a post by the hospital, for Literotica.

11/22/25. Five Minutes in the Word scriptures for today: 2 Corinthians 8:22. A Proven and Diligent Servant. Resources: biblehub.com; logos.com; ChatGPT; and Life Application Study Bible. Listen daily at 10:00 am CST on https://kingdompraiseradio.com. November 2021 Podchaser list of "60 Best Podcasts to Discover!" LISTEN, LIKE, FOLLOW, SHARE! #MinutesWord; @MinutesWord; #dailybiblestudy #dailydevotional #Christian_podcaster https://www.youtube.com/channel/UCK9zaXqv64YaCjh88XIJckA/videos https://m.youtube.com/@hhwscott

This is November 19th's exhortation in which Gage Crowder reminds the church that no one will coast into the kingdom of God without the discipline of diligence.  Gage Crowder is husband to Rachel and father to Kyper and Binx. A graduate of Birmingham Theological Seminary and the Theopolis Institute, Gage is assistant pastor at Trinity Reformed Church and a lecturer in philosophy at Providence Classical School in Huntsville.  Trinity Reformed Church is a CREC church in Huntsville, AL. seeking to extend and unite the Kingdom in the Huntsville area. Check out our website, Facebook or YouTube!

Closing the Gap: Understanding Gender Disparities in Bladder Cancer Care, hosted by Martha K. Terris, MD, FACS, is a limited series spotlighting unique considerations for bladder cancer diagnosis and treatment among women. Dr Terris is department chair and a professor in the Department of Urology, the Witherington Distinguished Chair in Urology, and co-director of the Cancer Center at the Medical College of Georgia at Augusta University. In the final part of this 3-part series, Dr Terris discussed how the early diagnosis of bladder cancer presents a significant challenge, particularly in female patients, who are frequently diagnosed at a later stage of the disease and subsequently respond less favorably to treatment modalities. A crucial component of early detection is the rigorous evaluation of hematuria, she emphasized. Microhematuria is defined strictly by microscopy. Reliance solely on a dipstick test is insufficient; any positive dipstick result necessitates a microscopic examination, she explained. Furthermore, patients currently receiving anticoagulation therapy do not bypass the standard workup, she noted. If hematuria is identified alongside a urinary tract infection or gynecological issue, the urine should be rechecked once the co-existing problem has cleared, she advised. Risk assessment must consider both common and less-recognized factors, particularly in women, according to Terris. Standard risks include exposure to cyclophosphamide or ifosfamide, Lynch syndrome, chronic indwelling Foley catheters, benzene/aromatic amine exposure, and smoking, she added. However, uro-oncologists must actively assess female patients for occupational exposures not traditionally associated with bladder cancer, she said. Patients presenting with microhematuria should be stratified into low-, intermediate-, or high-risk groups, Terris continued. The gold standard evaluation for high-risk patients is a cystoscopy and CT urogram, she reported. The CT urogram involves cross-sectional imaging of the abdomen and pelvis with and without contrast, incorporating delayed images to optimally visualize the renal pelvis and ureters for potential filling defects, she noted. If patients cannot tolerate contrast, an MR urogram is the primary alternative, she stated. If neither CT nor MR urogram can be performed, the default workup is non-contrast CT combined with cystoscopy and retrograde pyelograms, although this requires general anesthesia, she explained. Given that women are often diagnosed with bladder cancer late and face poor outcomes with advanced disease, maintaining a heightened awareness and low threshold for investigation is critical, Terris concluded.

2 Peter 1:2-11 The post The Diligent Disciple appeared first on Calvary Chapel Chino Hills.

2 Peter 1:2-11 The post The Diligent Disciple appeared first on Calvary Chapel Chino Hills.

Most people fail at being good stewards because they don't focus on the whole picture.

Most people fail at being good stewards because they don't focus on the whole picture.

We want to look at how we can have work habits that lead to success. And the first thing that helps us to find success is understanding work the way it is talked about in Proverbs.

We want to look at how we can have work habits that lead to success. And the first thing that helps us to find success is understanding work the way it is talked about in Proverbs.

Most people fail at being good stewards because they don't focus on the whole picture.

Most people fail at being good stewards because they don't focus on the whole picture.

From Startups to a $941 Million Exits: The Execution Formula for Entrepreneurs   Most entrepreneurs don't fail because they lack ideas—they fail because they stop executing. Planning feels safe. Execution exposes reality. Billion-Dollar Coach Marc L. Daniels learned that truth the hard way—from paper routes to startups to a $941 million exit. In this episode of Richer Soul, Marc reveals why 85 percent of business plans fail, how to build the discipline to follow through, and the system that keeps momentum alive even when markets shift.   Key takeaways and reflection:  Most Plans Fail in Execution, Not Design. A perfect plan on paper means nothing if you don't act on it. Marc shared that only 7 out of 100 companies both plan and execute effectively. Reflection: How often do you review your goals after you set them? The Rhythm of Success: Quarterly Planning + Weekly Check-Ins. Annual plans fade fast. Marc recommends quarterly focus with a short list of priorities—and a weekly leadership check-in to track progress. This rhythm keeps accountability alive. Reflection: Do you have a weekly rhythm that forces progress on what matters most Trends Are Waves—Learn to Paddle Early. Marc built multi-million-dollar businesses by spotting and riding trends early. But he warns: AI isn't a trend, it's table stakes. The key is to distinguish short-term fads from shifts that redefine industries. Reflection: Are you riding the right wave—or chasing shiny distractions? Build Around Core Values, Not Just Skill Sets. Talent without alignment creates chaos. Marc hires for values first, knowing skill can be taught but character can't. Reflection: Does your team share your values—or are you tolerating misalignment because they perform well? Manage Your Success Before It Manages You. As Marc says, "Learn to manage success." Growth can destroy a business if systems and habits don't mature with it. Discipline, boundaries, and reflection are what turn momentum into mastery. Reflection: How are you managing your success so it doesn't manage you? Planning for the Future Means Expecting Change. Marc's company once lost its footing when the market shifted overnight. His takeaway: tear up the plan when the world changes. Flexibility beats rigidity every time. Reflection: When was the last time you updated your plan to match new realities?   Money Learnings: Marc's early lessons with money came from necessity—earning his own cash as a kid and even buying his dad new tires when the family couldn't afford them. That foundation shaped his lifelong belief: cash flow is freedom. In business, he learned the hard way that relying on investors or trends without strong margins is a recipe for collapse. Profitability and discipline—not outside money—create true security. His mantra: get cash-positive fast, manage success wisely, and never stop adjusting your plan.   Key Takeaway: Execution is not about doing more—it's about doing what matters most, consistently. Set quarterly goals, hold weekly check-ins, ride the right trends, and build a team that shares your values. That's how billion-dollar growth is created—one disciplined week at a time.   Bio: Marc L. Daniels, known as the "Billion Dollar Coach," is a globally recognized business strategist who helps entrepreneurs turn vision into growth. With decades of experience guiding companies across 16+ countries, Marc has driven ventures from startup to multimillion-dollar exits, including co-founding Diligent, acquired for $941 million. Through hands-on coaching, workshops, and his Strategic Planning Academy, he equips business leaders to spot emerging trends, execute with precision, and achieve lasting success.   Links: Website: https://marcldaniels.com/  LinkedIn: https://www.linkedin.com/in/marc-l-daniels-231456a3/ Facebook: https://www.facebook.com/people/Marc-L-Daniels/61566554887388/ Instagram: https://www.instagram.com/marcldaniels/ YouTube: https://www.youtube.com/@MarcLDaniels   Take ten minutes today to review your plan. What's working, what's stuck, and what needs to change? Then share this episode with someone who's ready to stop planning and start executing.   #Execution #EntrepreneurMindset #BusinessGrowth #StrategicPlanning #RicherSoul #MarcDaniels #Leadership #PurposeDrivenSuccess   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Subject: Follow the Conquering Lamb: Book of Revelation Speaker or Performer: Pastor Tracy Johnson Scripture Passage(s): Revelation 17:1-6 Date of Delivery: November 9, 2025

Today, we take a nuanced look at automating cyber risk management.   Let's start with ingress of data.  Kemp Jennings-Roach from the DoD understands the concept of having a complete inventory of an agency's data. Still, his experience shows that data coming in from multiple missions, potentially with various classifications, can be challenging.   Combine that with varying kinds of reporting requirements, and you get a process that can overwhelm even the most experienced individuals. His recommendation is to consider a platform approach that can help normalize data, allowing it to be used in a meaningful way.   Matt Goodrich from Diligent expands on some of the benefits of automation. For example, you may have a shortage of talent that can be compensated for with an automated platform. Automation reduces human error and can speed up the time to report.   Goodrich makes a great point about summarizing information. The goal of reviewing logs for anomalies is not to create a report, but to increase speed to action.      Rather than arbitrarily selecting an automated system, Goodrich suggests looking for tools that can integrate with existing systems and align with compliance frameworks, such as FedRAMP and NIST CSF.    

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Kellee Ann Richards-St. Clair, the Vice President, Commercial, Phoenix Park Energy Marketing Limited. Justin and Kellee Ann discuss her target risk career starting in her undergraduate days studying chemistry, to her role as VP of Commercial for a gas supply organization. She describes the range of responsibilities she carries. Kellee Ann also speaks of her presence at the upcoming RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington.   Listen for understanding about the complexity and interconnectivity of risks in ERM.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is Kellee Ann Richards-St. Clair. She is the Vice President of Commercial at Phoenix Park Energy Marketing Limited, and a member of the RIMS Strategic and Enterprise Risk Management Council. There is much to discuss with her! But first… [:47] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:07] RIMS Virtual Workshops! RIMS has launched a new course, "Intro to ERM for Senior Leaders." It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:21] On November 11th and 12th, Chris Hansen will lead "Fundamentals of Insurance". It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [1:40] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:51] RIMS Webinars! On November 6th, HUB will present "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World". That session will be moderated by Christina Howard, our guest from last week. Register at RIMS.org/Webinars. [2:08] The RIMS ERM Conference 2025 will be on November 17th and 18th in Seattle, Washington. The agenda is live, and the link is available in this episode's show notes. [2:20] That brings us to today's guest, Kellee Ann Richards-St. Clair. She is the Vice President of Commercial at Phoenix Park Energy Marketing Limited, a U.S. subsidiary of Phoenix Park Gas Processors, LLC. [2:35] We're going to learn all about oil, gas, and the energy sector and how it intertwines with ERM. In addition, Kellee Ann will be making her RIMS ERM Conference debut! [2:48] Kellee Ann will be highly visible, especially on November 18th, when she leads the ERM Networking Breakfast, the Conference Finale Panel, and the recently added session at 1:30 p.m. on the 18th, "Exploiting Uncertainty: Making the Business Case for Strategic Risk Treatments." [3:09] That session was added after we recorded this interview, which is why we do not discuss it. Kellee Ann has a fascinating career and background. Between that and her presence at the ERM Conference, she's a wonderful guest, and I'm so glad we had this interview! [3:23] On with the show! Let's get to it! [3:25] Interview! Kellee Ann Richards-St. Clair, welcome to RIMScast! [3:34] Kellee Ann Richards-St. Clair, it's a pleasure to finally have you on our show!  [3:43] Kellee Ann is a relatively new member of the RIMS Strategic and Enterprise Risk Management Council. She will be at the RIMS ERM Conference on November 17th and 18th. She will lead the ERM Networking Breakfast Tabletop Discussions. [4:12] Kellee Ann has a fascinating career, and she works in a unique sector. She's an energy sector professional and works in the oil and gas industry. The key to her embarking on the risk journey was when she did her Master's in Project Management. [4:36] One of the areas was Project Risk Management, to which Kellee Ann had a great affinity. She liked the analytical thinking that goes behind assessing what could likely impact your project. [4:53] Also, the accountability and ownership that goes into the planning phase, making sure that you're thinking of everything that could go wrong, as a means of making sure that you're achieving your objectives. [5:05]  In 2004, Kellee Ann wrote her thesis on implementing enterprise risk management practices into private sector organizations. [5:15] It honed the tools she would use in project risk management with the greater goal of having a large impact on the organization, by impacting strategy and strategy delivery. [5:33] From there, Kellee Ann participated in risk committees in her organization and other organizations, helping them push the risk agenda and making sure they have the right mindset that allows them to make sure that they are achieving their business mandates. [5:59] Kellee Ann always intended to work in the energy sector in oil and gas. Her undergraduate degree is in chemistry. She always liked understanding how things are made and how they function. In the energy space, many of the operations are rooted in chemistry. [6:22] Kellee Ann speaks of the business component of getting the molecules out to market. ERM meshes with her affinity for chemistry, risk management, business, analytical thinking, and understanding how your business model functions and what could likely impact it.  [7:13] Kellee Ann has managed project risk registers for her department, on the commercial side. She is always risk-focused, identifying any threats to the business and incorporating that into contract negotiations, and how she liaises with her stakeholders and customers. [7:41] For Kellee Ann, it was a perfect match, meshing her passion and her job responsibility. In the risk management profession, you get to have a direct impact on the success or failure of your business. [8:03] Kellee Ann is based in Houston with Phoenix Park Energy Marketing Limited, the U.S. subsidiary of Phoenix Park Gas Processors LLC, which is located in Trinidad and Tobago. It's a natural gas processing facility. [8:23] Kellee Ann leads the commercial function of Phoenix Park Energy Marketing Limited. The energy sector is dynamic, impacted by geopolitics, the volatility of market prices, and even other industries, and the investments they make. [8:37] For example, AI requires lots of power to run. For AI development to be successful means heavily investing in power. That's likely to have an impact on commodity prices. Everything is interconnected. [8:52] Interconnected risk is a current process in terms of managing the complexity of the current business environment. The energy sector becomes a good proxy for how you manage complex operations and still run a profitable business, fulfilling its purpose and mission. [9:16] Kellee Ann's mental model of risk management is prudent decision-making. You have to be able to justify to the shareholders that you are leading the organization in the right direction and prove the thinking behind what you are recommending. [9:42] You have to demonstrate the value proposition: This is what will prevent me from implementing my mission, and this is what I'm going to put in place. [9:51] Even though this is preventing a threat, these are the opportunities I'm seeing out of it. This is how I can move the needle a little further, because I'm looking at it from a holistic perspective. I'm no longer looking at it as a separate function. It becomes good business. [10:16] Kellee Ann is not functionally in charge of commercial. She is in charge of the strategic aspects of it. The Risk Management Department focuses on the operational aspects of the business and also feeds in strategic elements. [10:29] Kellee Ann has incorporated ERM into her lifestyle because of her subject matter expertise. She has gotten the opportunity to lecture on enterprise risk management and offer consultancy for private sector organizations that are early adopters in terms of risk maturity. [10:49] Kellee Ann considers that she has a broad experience in risk management, leveraging the tools in each of her job responsibilities. [11:05] Kellee Ann is over enterprise risk management from a strategic perspective. She has a high-level view of all risks likely to impact operations. She ensures that all risk mitigations are in place and makes sure she is exploiting all opportunities the organization would like to embrace. [11:31] There is enterprise risk management expertise within the organization, focused on the functional perspective, while Kellee Ann focuses on the strategic perspective, looking at emerging risks and how they impact the business and the marketability of the product. [11:49] Kellee Ann also looks at what areas of opportunity it opens up for her in terms of making an impact on the customers. [11:58] Kellee Ann is Vice President of Commercial. There is a separate Risk Management Department. They work together regularly. Kellee Ann tells how risks are managed functionally and strategically, and that employees have toolkits to distill information for prudent decisions. [12:36] Quick Break! The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026! [12:57] Registration closes January 5th. Enroll now. A link is in this episode's show notes. [13:06] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [13:14] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [13:28] We've got more plugs later. Let's return to our interview with Kellee Ann Richards-St. Clair! [13:48] When communicating risks and opportunities to executive leadership, instead of charts, Kellee Ann utilizes storytelling to create a more compelling description of what is happening in the market or external environment and how it's going to impact the organization. [14:08] Kellee Ann says there has to be a balance between the quantitative and the qualitative. [14:12] You have to communicate in a way that demonstrates the business case for taking a particular action, whether or not you want to enter a new market, market new commodities, or introduce new technology. [14:24] All of that is likely to introduce risks, either from a threat perspective or an opportunity perspective. You want to be able to have the conversation in a way that everybody understands, everyone is on the same wavelength, and understands why this direction has to be taken. [14:40] This is important in terms of culture building. You want to have a culture of risk management. You want to have a culture where everyone is aware that you're not making decisions by intuition, feeling, or personal bias, but that decisions are driven by data. [15:00] Context matters. Storytelling is what is going to make that context clearer. [15:05] Kellee Ann asks, if you decide by going with your gut, you might be lucky, but how do you defend it if your luck runs out? It's very important to be emotionless in decisions. The data has to tell the story. You want to marry the data with the context. [15:51] Global current events can be brought into the discussion if they are materially in context. In risk management, it's very important to determine the impact they are likely to have on the organization. It brings to the forefront the question of relevance. [16:09] News is important for information, from the point of view of awareness. You want to distill the news in the context of relevance to your organization. There will be some events where your competitors are taking a particular action successfully. [16:26] They may be successful because their business model is designed in a way that allows them to capture that opportunity faster. If you take a copy-and-paste approach, you may find that you're not going to be successful because your supply chain or context is different. [16:43] A snippet of it may be relevant, but you have to redesign it, looking at your internal resources or the eternal context. [16:53] You have to map it to internal resources to determine whether or not this is going to have a high impact on your organization, whether or not it's good to know, or whether or not it's to be monitored to determine when is the right time for you to implement it. [17:07] Kellee Ann says the complexity comes in distilling what it is, if it is relevant, and the timing of that relevance. [17:18] Kellee Ann is more inclined to work just in time rather than be tied to arbitrary deadlines that do not add value. This comes from her project management background. What are your business drivers? What are the regulatory deadlines? What is the customer expecting? [18:50] The art and science of risk management. [21:26] One Final Break! Some of you may have heard he recent RIMScast episode sponsored by Diligent, "Mastering ERM: Leveraging Internal and External Risk Factors," with Jason Venner, who's also a RIMS-CRMP-FED holder. [21:41] Jason is joining us here on RIMScast to discuss his upcoming appearance at the RIMS ERM Conference 2025, which will be held on November 17th and 18th. We will be seeing him present on Tuesday, November 18th. [21:58] His session is titled, "Benchmarking Beyond Boundaries: Elevating ERM Programs with External Risk Insights." Jason, welcome back to RIMScast! Tell us all about it! [22:08] Jason says, We're going to be joined by one of our partners, my colleague and friend, Maurice Crescenzi, an industry practice leader at Moody's, in Risk Analytics. [22:22] The audience is going to learn about the value of being able to benchmark your risk information and data against your peers, competitors, and suppliers to be able to provide your leadership and board with a single, clear view of holistic risk, internally and externally. [22:40] This session provides the external viewpoint. [22:51] Jason encourages audience participation and will be available for questions afterward, for as long as anyone needs. He is super excited to get to this conference! Several of his colleagues from Diligent are going to be there, along with Maurice and some of his colleagues. [23:05] If you don't catch Jason after the session, please stop by the Diligent booth. He'll talk for as long as you want. We'll see you there! [23:15] Thank you, Jason. I look forward to seeing you there. As we said, remember to look for the link in this episode's show notes to Jason's recent RIMScast appearance on mastering ERM. [23:28] Let's Conclude Our Interview with Kellee Ann Richards-St. Clair! [23:51] Kellee Ann describes business risks. You want to get away from siloed thinking. Risk management tends to create siloes of functional, financial, and operational risks. You have to look at it all as business risks.  [24:38] There's liability. You have to pay out claims, or there's an impairment to your reputation, either losing the customer trust to operate, or shareholders withdrawing their cash. It starts with reframing. Kellee Ann speaks of environmental risk and supply chain resilience. [25:39] If you are a coffee supplier, what is the risk if you lose access to coffee plantations? The cost of supply increases. The quantity of produce is no longer there due to climate change. [26:09] There are aspects of human rights. Are you procuring employees in a fair and just manner? Are the work conditions safe? It's a business risk if people leave because they are not safe. The conversation has to be reframed in terms of how you are identifying risk. [27:06] Environmental risks can be greater and more material than operational risks. [27:42] About ESG Governance. Planetary boundaries are not anecdotal or a special-interest topic. They have to be part of the risk conversation about your risk capacity. Kellee shares an example about shipping through port facilities. Map your risks, global to internal. [30:13] Kellee Ann explains further about climate risks, resources, and geopolitical sensitivities. [31:59] Looking at the agenda of the ERM Conference 2025, Kellee Ann is starting and closing our day on Tuesday, November 18th. She'll be supervising the ERM Networking Breakfast Tabletop Discussion. There will be discussions at each table, and you are encouraged to join in. [32:32] Kellee Ann will be leading off the topic on Emerging Risks. She'll be interested to find out from her peers who will be on the table for their views on Emerging Risks and the tools they use to identify and manage emerging risks in their organizations. [33:02] At the end of the day, at 3:30 p.m., Kellee Ann will be part of the ERM Conference Finale, SERMC Panel Discussion, along with other members of the RIMS SERMC Council, to recap some of the Conference highlights, observations, and new information. [33:24] Kellee Ann is excited to be onstage with the others, gain new insights, and share her perspective on what she learned at the Conference. Kellee is comfortable onstage. [33:44] Justin says it will be a new way for us to close out the Conference. I'm very much looking forward to it and to meeting you in person, as well. [34:05] The RIMS ERM Conference has been on Kellee Ann's wish list for a while, and she's made it happen this year. [34:22] I look forward to seeing you on November 17th and 18th at the RIMS ERM Conference 2025, in Seattle, Washington. [34:37] Special thanks again to Kellee Ann Richards-St. Clare for joining us here on RIMScast. She will be omnipresent at the RIMS ERM Conference 2025, November 17th and 18th, and especially on the 18th. She'll be helping to kick off that Breakfast Networking Session. [34:54] And then at 1:30, she was recently added to the new session, "Exploiting Uncertainty: Making the Business Case for Strategic Risk Treatments." That was added after this interview was recorded. [35:05] Of course, Kellee Ann will be on the panel closing out the Conference, during the Finale, so be sure to stop by, say hello, and tell her that you heard her fabulous interview on RIMScast! [35:18] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [35:46] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [36:03] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [36:20] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [36:36] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [36:50] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [37:01] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 | Register Now RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan.‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: "Understanding Interconnected Risks" Upcoming RIMS Webinars: RIMS.org/Webinars "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World" | Nov. 6 | Sponsored by HUB   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule "Intro to ERM for Senior Leaders" | Nov. 4‒5 | Instructor: Elise Farnham "Fundamentals of Insurance" | Nov. 11‒12 | Instructor: Chris Hansen "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes about ERM: "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Talking ERM: From Geopolitical Whiplash to Leadership Buy-In" with Chrystina Howard of HUB "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "ERM, Retail, and Risk with Jeff Strege" "Bigger Risks with the Texas State Office of Risk Management" | Sponsored By Hillwood "ERMotivation with Carrie Frandsen, RIMS-CRMP" "Live from the ERM Conference 2024 in Boston!" "Risk Quantification Through Value-Based Frameworks"   Sponsored RIMScast Episodes: "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent (New!) "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Kellee Ann Richards-St. Clair, Vice President, Commercial, Phoenix Park Energy Marketing Limited (US Subsidiary Phoenix Park Gas Processors LLC) member of the RIMS Strategic and Enterprise Risk Management Council (SERMC).   Production and engineering provided by Podfly.  

Join us as teaching elder Adam Vinson continues our study through the book of Ecclesiastes. Notes from today can be found below. https://drive.google.com/file/d/1StvFnNIy1GbPZqXzssm9tOkAmq7TK-kq/view

The sermon centers on the believer's hope in Christ's return, emphasizing that this hope is not a source of fear but a powerful motivation for holy living and spiritual diligence. Drawing from 2 Peter 3:14–16, it underscores that believers are to be diligent in pursuing purity and peace, not out of legalistic effort, but as a response to the promise of a new heavens and new earth where righteousness dwells. The passage warns against false teachers who distort Scripture—particularly Paul's writings—by twisting difficult passages to justify ungodly living, and affirms the divine authority of Paul's letters as equal to the Old Testament, highlighting the early formation of the New Testament canon. Ultimately, the sermon calls for faith alone in Christ, trusting His promise of salvation without adding human works, and urges believers to live in joyful anticipation of His return, grounded in the assurance that God's patience is an invitation to repentance and salvation.

This episode we start to get more into the material culture of the period with court fashion, as we look at the court robes that went along with the updated court ranks.  Granted, we only have a few resources, but from those it does seem like we can construct at least a plausible idea of what the court may have looked like at this time. For more discussion, check out the blogpost:  https://sengokudaimyo.com/podcast/episode-137   Rough Transcript Welcome to Sengoku Daimyo's Chronicles of Japan.  My name is Joshua and this is Episode 137:  Courtly Fashion. In the New Year's ceremony, the court officials lined up in front of the Kiyomihara Palace, arranged by their relative court rank, dressed in their assigned court robes.  The effect was impressive—the rows of officials painting the courtyard like the bands of color in a rainbow, albeit one with only a couple of hues.  The fact that they were all wearing the same style of dress and black, stiffened gauze hats only added to the effect.  The individual officers were all but lost in what was, at least in outward form, a single, homogenous machine of government, just waiting for the command of their monarch to attend to the important matters of state. We are covering the reign of Ohoama no Ohokimi, aka Ama no Nunahara oki no mabito no Sumera no Mikoto, aka Temmu Tennou.  Last episode we went over the changes he had made to the family titles—the kabane—as well as to the courtly rank system.  For the former, he had consolidated the myriad kabane and traditional titles across Yamato into a series of eight—the Yakusa no Kabane.   These were, from highest to lowest: Mabito, Asomi, Sukune, Imiki, Michinoshi, Omi, Muraji, and Inaki.  By the way, you might notice that "Mabito" actually occurs in Ohoama's posthumous name:  Ama no Nunahara oki no mabito, which lends more credence to the idea that that kabane was for those with a special connection to the royal lineage. Besides simplifying and restructuring the kabane, Ohoama also reformed the court rank system.  He divided the Princely ranks into two categories:  Myou, or Bright, and Jou, or Pure.  For the court nobles the categories were:                Shou – Upright                Jiki – Straight                Gon – Diligent                Mu – Earnest                Tsui – Pursue                Shin – Advancement Each category was further divided into four grades (except for the very first princely category, Myou, which was only two).  Each grade was then further divided into large, "dai", or broad, "kou". And this brings us to our topic today. Along with this new rank system, Ohoama's administration also instituted a new set of court sumptuary laws. Some are vague in the record—we can just make assumptions for what is going on based on what we know from later fashion choices.  Others are a little more clear.  We'll take a look at those sumptuary laws, particularly those that were directly associated with the new court rank system, but we'll also look at the clothing styles more generally. To start with, let's talk about what we know about clothing in the archipelago in general.  Unfortunately, fabric doesn't tend to survive very well in the generally acidic soils of the Japanese archipelago.  Cloth tends to break down pretty quickly.  That said, we have fragments here and there and impressions in pottery, so we have some idea that there was some kind of woven fabric from which to make clothing out of. And before I go too far I want to give a shout out to the amazing people at the Kyoto Costume Museum.  They have a tremendous website and I will link to it in the comments.  While there may be some debate over particular interpretations of historical clothing, it is an excellent resource to get a feel for what we know of the fashion of the various periods.  I'll also plug our own website, SengokuDaimyo.com, which has a "Clothing and Accessory" section that, while more geared towards Heian and later periods, may still be of some use in looking up particular terms and getting to know the clothing and outfits. At the farthest reaches of pre-history, we really don't have a lot of information for clothing.  There is evidence of woven goods in the Jomon period, and we have Yayoi burials with bits of cloth here and there, but these are all scraps.  So at best we have some conjecture as to what people were wearing, and possibly some ability to look across the Korean peninsula and see what people had, there. There are scant to no reliable records from early on in Japanese history, and most of those don't really do a great job of describing the clothing.  Even where we do get something, like the Weizhi, one has to wonder given how they tended to crib notes from other entries. There is at least one picture scroll of interest: Portraits of Periodical Offering of Liang, or Liáng -Zhígòngtú.  It is said to have been painted by Xiao Yi in the early 6th century, and while the original no longer exists there is an 11th century copy from the time of the Song Dynasty.  The scroll shows  various ambassadors to the Liang court, including one from Wa.  The Wa ambassador is shown with what appears to be a wide piece of cloth around his hips and legs, tied in front.  His lower legs are covered in what we might call kyahan today: a rather simple wrap around leg from below the knee to the foot.  He has another, blue piece of cloth around his shoulders, almost like a shawl, and it is also tied in front.  Then there is a cloth wrapped and tied around his head. It's hard to know how much of this depiction is accurate and how much the artist was drawing on memory and descriptions from things like the Weizhi or Wei Chronicles, which stated that the Wa people wore wide cloths wrapped around and seamlessly tied As such, it may be more helpful to look at depictions actually from the archipelago: specifically, some of the human-figured haniwa, those clay cylinders and statues that adorned the burial mounds which gave the kofun period its name.  Some of these haniwa are fairly detailed, and we can see ties, collars, and similar features of clothing. These haniwa primarily seem to cluster towards the end of the Kofun period, in the later 6th century, so it is hard to say how much they can be used for earlier periods, though that is exactly what you will typically see for periods where we have little to know evidence.  I'm also not sure how regional certain fashions might have been, and we could very much be suffering from survivorship bias—that is we only know what survived and assume that was everything, or even the majority. Still, it is something. Much of what we see in these figures is some kind of upper garment that has relatively tight sleeves, like a modern shirt or jacket might have, with the front pieces overlapping create a V-shaped neckline.  The garment hem often hangs down to just above the knee, flaring out away from the body, and it's held closed with ties and some kind of belt, possibly leather in some cases, and in others it looks like a tied loop of cloth.  There is evidence of a kind of trouser, with two legs, and we see ties around the knee.  In some cases, they even have small bells hanging from the ties.  Presumably the trousers might have ties up towards the waist, but we cannot see that in the examples we have. We also see individuals who have no evidence of any kind of bifurcated lower garment.  That may indicate an underskirt of some kind, or possibly what's called a "mo"—but it could also be just a simplification for stability, since a haniwa has a cylindrical base anyway.  It is not always obvious when you are looking at a haniwa figure whether it depicts a man or woman: in some cases there are two dots on the chest that seem to make it obvious, but the haniwa do come from different artisans in different regions, so there is a lot of variability. We also see evidence of what seem to be decorative sashes that are worn across the body, though not in all cases.  There are various types of headgear and hairstyles.  Wide-brimmed and domed hats are not uncommon, and we also see combs and elaborate hairstyles depicted.  On some occasions we can even see that they had closed toed shoes.  For accessories, we see haniwa wearing jewelry, including necklaces (worn by both men and women), bracelets, and earrings.  In terms of actual human jewelry, early shell bracelets demonstrate trade routes, and the distinctive magatama, or comma shaped jewel, can be found in the archipelago and on the Korean peninsula, where it is known as "gogok".  Based on lines or even colored pigment on the haniwa, it appears that many of these outfits were actually quite heavily decorated.  Paint on the outfits is sometimes also placed on the face, suggesting that they either painted or tattooed themselves, something mentioned in the Wei Chronicles.  We also have archaeological examples of dyed cloth, so it is interesting that people are often depicted in undyed clothing.  There is one haniwa that I find particularly interesting, because they appear to be wearing more of a round-necked garment, and they have a hat that is reminiscent of the phrygian cap: a conical cap with the top bent forward.  These are traits common to some of the Sogdians and other Persian merchants along the silk road, raising the possibility that it is meant to depict a foreigner, though it is also possible that it was just another local style. If we compare this to the continent, we can see some immediate difference.  In the contemporaneous Sui dynasty, we can see long flowing robes, with large sleeves for men and women.  The shoes often had an upturned placket that appears to have been useful to prevent one from tripping on long, flowing garments.  Many of these outfits were also of the v-neck variety, with two overlapping pieces, though it is often shown held together with a fabric belt that is tied in front.  The hats appear to either be a kind of loose piece of fabric, often described as a turban, wrapped around the head, the ends where it ties together trailing behind, or black lacquered crowns—though there were also some fairly elaborate pieces for the sovereign. As Yamato started to import continental philosophy, governance, and religion, they would also start to pick up on continental fashion.  This seems particularly true as they adopted the continental concept of "cap rank" or "kan-i". Let's go over what we know about this system, from its first mention in the Chronicles up to where we are in Ohoama's reign. As a caveat, there is a lot we don't know about the details of these garments, but we can make some guesses. The first twelve cap-ranks, theoretically established in 603, are somewhat questionable in their historicity, as are so many things related to Shotoku Taishi.  And their names are clearly based on Confucian values:  Virtue, Humanity, Propriety, Faith, Justice, and Wisdom, or Toku, Nin, Rei, Shin, Gi, and Chi.  The five values and then just "Virtue", itself. The existence of this system does seem to be confirmed by the Sui Shu, the Book of Sui, which includes a note in the section on the country of Wa that they used a 12 rank system based on the Confucian values, but those values were given in the traditional Confucian order vice the order given in the Nihon Shoki.   The rank system of the contemporaneous Sui and Tang dynasties was different from these 12 ranks, suggesting that the Yamato system either came from older dynasties—perhaps from works on the Han dynasty or the Northern and Southern Dynasty, periods—or they got it from their neighbors, Baekje, Silla, and Goguryeo.  There does seem to be a common thread, though, that court rank was identifiable in one's clothes. As for the caps themselves, what did they look like?  One would assume that the Yamato court just adopted a continental style cap, and yet, which one? It isn't fully described, and there are a number of types of headwear that we see in the various continental courts. Given that, we aren't entirely sure exactly what it looked like, but we do have a couple of sources that we can look at and use to make some assumptions.  These sources l ead us to the idea of a round, colored cap made of fabric, around the brim that was probably the fabric or image prescribed for that rank.  It is also often depicted with a bulbous top, likely for the wearer's hair, and may have been tied to their top knot.     Our main source for this is the Tenjukoku Mandala Embroidery (Tenjukoku-mandara-shuuchou) at Chuuguuji temple, which was a temple built for the mother of Prince Umayado, aka Shotoku Taishi.    This embroidery was created in 622, so 19 years after the 12 ranks would have been implemented. It depicts individuals in round-necked jackets that appear to have a part straight down the center.  Beneath the jacket one can see a pleated hem, possibly something like a "hirami", a wrapped skirt that is still found in some ceremonial imperial robes.  It strikes me that this could also be the hem of something like the hanpi, which was kind of like a vest with a pleated lower edge.  Below that we see trousers—hakama—with a red colored hem—at least on one figure that we can see.  He also appears to be wearing a kind of slipper-like shoe. As for the women, there are a few that appear to be in the mandala, but it is hard to say for certain as the embroidery has been damaged over the years. That said, from what we can tell, women probably would have worn something similar to the men in terms of the jacket and the pleated under-skirt, but then, instead of hakama, we see a pleated full-length skirt, or mo.  We also don't have a lot of evidence for them wearing hats or anything like that. The round necked jacket is interesting as it appears to be similar to the hou that was common from northern China across the Silk Road, especially amongst foreigners.  This garment  came to displace the traditional robes of the Tang court and would become the basis for much of the court clothing from that period, onwards.  The round necked garment had central panels that overlapped, and small ties or fastenings at either side of the neck to allow for an entirely enclosed neckline.  This was more intricate than just two, straight collars, and so may have taken time to adopt, fully. The next change to the cap-rank system was made in 647, two years into the Taika Reform.  The ranks then were more directly named for the caps, or crowns—kanmuri—and their materials and colors.  The ranks translate to Woven, Embroidered, Purple, Brocade, Blue, Black, and finally "Establish Valor" for the entry level rank. The system gets updated two years later, but only slightly.  We still see a reference to Woven stuff, Embroidery, and Purple, but then the next several ranks change to Flower, Mountain, and Tiger—or possibly Kingfisher.  These were a little more removed from the cap color and material, and may have had something to do with designs that were meant to be embroidered on the cap or on the robes in some way, though that is just speculation based on later Ming and Qing court outfits. Naka no Ohoye then updates it again in 664, but again only a little.  He seems to add back in the "brocade" category, swapping out the "flower", and otherwise just adds extra grades within each category to expand to 26 total rank grades. And that brings us to the reforms of 685, mentioned last episode.  This new system was built around what appear to be moral exhortations—Upright, Straight, Diligent, Earnest, etc.  And that is great and all, but how does that match up with the official robes? What color goes with each rank category?  Fortunately, this time around, the Chronicle lays it out for us pretty clearly. First off we are given the color red for the Princely ranks—not purple as one might have thought.  Specifically, it is "Vermillion Flower", hanezu-iro, which Bentley translates as the color of the "Oriental bush" or salmon.  In the blogpost we'll link to a table of colors that the founder of Sengoku Daimyo, Anthony Bryant, had put together, with some explanation of how to apply it.  I would note that there is often no way to know exactly what a given color was like or what shades were considered an acceptable range.  Everything was hand-dyed, and leaving fabric in the dye a little longer, changing the proportions, or just fading over time could create slightly different variants in the hue, but we think we can get pretty close. From there we have the six "common" ranks for the nobility.  Starting with the first rank, Upright, we have "Dark Purple".  Then we have "Light Purple".  This pattern continues with Dark and Light Green and then Dark and Light Grape or Lilac.  Purple in this case is Murasaki, and green here is specifically Midori, which is more specifically green than the larger category of "Aoi", which covers a spectrum of blue to green.  The grape or lilac is specifically "suou", and based on Bentley's colors it would be a kind of purple or violet. The idea is that the official court outfits for each rank would be the proper color.  And yes, that means if you get promoted in rank, your first paycheck—or rice stipend—is probably going to pay for a new set of official clothes.  Fortunately for the existing court nobles at the time, in the last month of 685, the Queen provided court clothing for 55 Princes and Ministers, so they could all look the part. And the look at court was important.  In fact, several of the edicts from this time focus specifically on who was allowed—or expected—to wear what.  For instance, in the 4th month of 681, they established 92 articles of the law code, and among those were various sumptuary laws—that is to say, laws as to what you could wear.  We are told that they applied to everyone from Princes of the blood down to the common person, and it regulated the wearing of precious metals, pearls, and jewels; the type of fabric one could use, whether purple, brocade, embroidery, or fine silks; and it also regulated woollen carpets, caps, belts, and the colors of various things. And here I'd like to pause and give some brief thought to how this played into the goals of the court, generally, which is to say the goal of creating and establishing this new system of governance in the cultural psyche of the people of the archipelago.  From the continental style palaces, to the temples, and right down to the clothing that people were wearing, this was all orchestrated, consciously or otherwise, to emphasize and even normalize the changes that were being introduced.  When everything around you is conforming to the new rules, it makes it quite easy for others to get on board. The court had surrounded themselves with monumental architecture that was designed along continental models and could best be explained through continental reasoning.  Even if they weren't Confucian or Daoist, those lines of reasoning ran through the various cultural and material changes that they were taking up.  Sure, they put their own stamp on it, but at the same time, when everything is right in front of you, it would become that much harder to deny or push back against it. And when you participated in the important rituals of the state, the clothing itself became a part of the pageantry.  It reinforced the notion that this was something new and different, and yet also emphasized that pushing against it would be going against the majority.  So court uniforms were another arm of the state's propaganda machine, all designed to reinforce the idea that the heavenly sovereign—the Tennou—was the right and just center of political life and deserving of their position.  Getting back to the sumptuary laws and rank based regulations: It is unfortunate that the record in the Nihon Shoki doesn't tell us exactly how things were regulated, only that they were, at least in some cases.  So for anything more we can only make assumptions based on later rules and traditions.  A few things we can see right away, though.  First is the restriction of the color purple.  Much as in Europe and elsewhere in the world, getting a dark purple was something that was not as easy as one might think, and so it tended to be an expensive dye and thus it would be restricted to the upper classes—in this case the princely and ministerial rank, no doubt.  Similarly brocade and fine silks were also expensive items that were likely restricted to people of a particular social station for that reason. The mention of woolen rugs is particularly intriguing.  Bentley translates this as woven mattresses, but I think that woolen rugs makes sense, as we do have examples of woolen "rugs" in Japan in at least the 8th century, stored in the famous Shousouin repository at Toudaiji temple, in Nara.  These are all imported from the continent and are actually made of felt, rather than woven.  As an imported item, out of a material that you could not get in the archipelago, due to a notable lack of sheep, they would have no doubt been expensive. The funny thing is that the carpets in the Shousouin may not have been meant as carpets.  For the most part they are of a similar size and rectangular shape, and one could see how they may have been used as sleeping mattresses or floor coverings.  However, there is some conjecture that they came from the Silk Road and may have been originally meant as felt doors for the tents used by the nomadic steppe peoples.  This is only conjecture, as I do not believe any of these rugs have survived in the lands where they would have been made, but given the size and shape and the modern yurt, it is not hard to see how that may have been the case.  Either way, I tend to trust that this could very well have meant woolen rugs, as Aston and the kanji themselves suggest, though I would understand if there was confusion or if it meant something else as wool was not exactly common in the archipelago at that time or in the centuries following. The last section of the regulations talks about the use of caps and belts.  The caps here were probably of continental origin:  The kanmuri, or official cap of state of the court nobles, or the more relaxed eboshi—though at this time, they were no doubt closely related. In fact, a year later, we have the most specific mention to-date of what people were actually wearing on their heads: there is a mention of men tying up their hair and wearing caps of varnished gauze.  Earlier caps related to the cap rank system are often thought to be something like a simple hemisphere  that was placed upon the head, with a bulbous top where the wearer's hair could be pulled up as in a bun. The kanmuri seems to have evolved from the soft black headcloth that was worn on the continent, which would have tied around the head, leaving two ends hanging down behind.  Hairstyles of the time often meant that men had a small bun or similar gathering of hair towards the back of their head, and tying a cloth around the head gave the effect of a small bump.  This is probably what we see in depictions of the early caps of state.  Sometimes this topknot could be covered with a small crown or other decoration, or wrapped with a cloth, often referred to as a "Tokin" in Japanese.  But over time we see the development of hardened forms to be worn under a hat to provide the appropriate silhouette, whether or not you actually had a topknot (possibly helpful for gentlemen suffering from hair loss).  And then the hat becomes less of a piece of cloth and more just a hat of black, lacquered gauze made on a form, which was much easier to wear.  At this point in the Chronicle, the cap was likely still somewhat malleable, and would made to tie or be pinned to that bun or queue of hair.  This explains the mention of men wearing their hair up.  This pin would become important for several different types of headgear, but ties were also used for those who did not have hair to hold the hat on properly. Two years after the edict on hats, we get another edict on clothing, further suggesting that the court were wearing Tang inspired clothing.  In 685 we see that individuals are given leave to wear their outer robe either open or tied closed. This is a clue that this outer robe might something akin to the round-necked hou that we see in the Tenjukoku Mandala, where the neck seems to close with a small tie or button.  However, we do see some examples, later, of v-necked garments with a tie in the center of the neck, so that may be the reference..  Opening the collar of the formal robes was somewhat akin to loosening a necktie, or unbuttoning the top button of a shirt.  It provided a more relaxed and comfortable feeling.  It could also be a boon in the warm days of summer.  Leaving it closed could create a more formal appearance. The courtiers also had the option of whether or not to wear the "Susotsuki", which Bentley translates as "skirt-band".  I believe this refers to the nai'i, or inner garment.  This would often have a pleated hem—a suso or ran—which would show below the main robe as just a slight hem.  Again, this is something that many would dispense with in the summer, or just when dressing a bit more casually, but it was required at court, as well as making sure that the tassles were tied so that they hung down.  This was the uniform of the court.  We are also told that they would have trousers that could be tied up, which sounds like later sashinuki, though it may have referred to something slightly different.  We are also given some regulations specifically for women, such as the fact that women over 40 years of age were allowed the discretion on whether or not to tie up their hair, as well as whether they would ride horses astride or side-saddle.  Presumably, younger women did not get a choice in the matter.  Female shrine attendants and functionaries were likewise given some leeway with their hairstyles. A year later, in 686, they do seem to have relaxed the hairstyles a bit more: women were allowed to let their hair down to their backs as they had before, so it seems that, for at least a couple of years, women under the age of 40 were expected to wear their hair tied up in one fashion or another. In that same edict, men were then allowed to wear "habakimo".  Aston translates this as "leggings" while Bentley suggests it is a "waist skirt".  There are an example of extant habakimo in the Shousouin, once again, and they appear to be wrappings for the lower leg.  It actually seems very closely related to the "kyahan" depicted all the way back in the 6th century painting of the Wo ambassador to Liang. Even though these edicts give a lot more references to clothing, there is still plenty that is missing.  It isn't like the Chroniclers were giving a red carpet style stitch-by-stitch critique of what was being worn at court.  Fortunately, there is a rather remarkable archaeological discovery from about this time. Takamatsuzuka is a kofun, or ancient burial mound, found in Asuka and dated to the late 7th or early 8th century.  Compared to the keyhole shaped tombs of previous centuries, this tomb is quite simple: a two-tiered circular tomb nestled in the quiet hills.  What makes it remarkable is that the inside of the stone burial chamber was elaborately painted.  There are depictions of the four guardian animals, as well as the sun and the moon, as well as common constellations.  More importantly, though, are the intricate pictures of men and women dressed in elaborate clothing. The burial chamber of Takamatsuzuka is rectangular in shape.  There are images on the four vertical sides as well as on the ceiling.  The chamber is oriented north-south, with genbu, the black tortoise, on the north wall and presumably Suzaku, the vermillion bird, on the south wall—though that had been broken at some point and it is hard to make out exactly what is there. The east and west walls are about three times as long as the north and south walls.  In the center of each is a guardian animal—byakko, the white tiger, on the west wall and seiryuu, the blue—or green—dragon on the east.  All of these images are faded, and since opening of the tomb have faded even more, so while photos can help, it may require a bit more investigation and some extrapolation to understand all of what we are looking at. On the northern side of both the east and west wall we see groups of four women.  We can make out green, yellow, and red or vermillion outer robes with thin fabric belt sashes, or obi, tied loosely and low around the waist.  There is another, lightly colored—possibly white, cream or pink—that is so faded it is hard to make out, and I don't know if that is the original color.  These are v-necked robes, with what appear to be ties at the bottom of the "v".  Around the belt-sash we see a strip of white peaking out from between the two sides of the robe—most likely showing the lining on an edge that has turned back slightly.  The cuffs of the robe are folded back, showing a contrasting color—either the sleeves of an underrobe or a lining of some kind.  Below the outer robe is a white, pleated hem—possibly a hirami or similar, though where we can make it out, it seems to be the same or similar color as the sleeves.  Under all of that, they then have a relatively simple mo, or pleated skirt.  The ones in the foreground are vertically striped in alternating white, green, red, and blue stripes.  There is one that may just be red and blue stripes, but I'm not sure.  In the background we see a dark blue—and possibly a dark green—mo.  At the base of each mo is a pleated fringe that appears to be connected to the bottom of the skirt.  The toe of a shoe seems to peek out from underneath in at least one instance.  They don't have any obvious hair ornaments, and their hair appears to be swept back and tied in such a way that it actually comes back up in the back, slightly.  They appear to be holding fans and something that might be a fly swatter—a pole with what looks like tassels on the end. In comparison, at the southern end of the tomb we have two groups of men.  These are much more damaged and harder to make out clearly.  They have robes of green, yellow, grey, blue, and what looks like dark blue, purple, or even black.  The neckline appears to be a v-necked, but tied closed, similar to what we see on the women.  We also see a contrasting color at the cuff, where it looks like the sleeves have turned back, slightly.  They have belt-sashes similar to the women, made of contrasting fabric to the robe itself.  Below that we see white trousers, or hakama, and shallow, black shoes.  On some of the others it is suggested that maybe they have a kind of woven sandal, but that is hard to make out in the current image.  On their heads are hats or headgear of black, stiffened—probably lacquered—gauze.  They have a bump in the back, which is probably the wearer's hair, and there is evidence of small ties on top and larger ties in the back, hanging down.  Some interpretations also show a couple with chin straps, as well, or at least a black cord that goes down to the chin.  They carry a variety of implements, suggesting they are attendants, with an umbrella, a folding chair, a pouch worn around the neck, a pole or cane of some kind, and a bag with some kind of long thing—possibly a sword or similar. The tomb was originally found by farmers in 1962, but wasn't fully examined until 1970, with an excavation starting in 1972.  The stone at the entryway was broken, probably from graverobbers, who are thought to have looted the tomb in the Kamakura period.  Fortunately, along with the bones of the deceased and a few scattered grave goods that the robbers must have missed, the murals also survived, and somehow they remained largely intact through the centuries.  They have not been entirely safe, and many of the images are damaged or faded, but you can still make out a remarkable amount of detail, which is extremely helpful in determining what clothing might have looked like at this time—assuming it is depicting local individuals. And there is the rub, since we don't know exactly whom the tomb was for.  Furthermore, in style it has been compared with Goguryeo tombs from the peninsula, much as nearby Kitora kofun is.  Kitora had images as well, but just of the guardian animals and the constellations, not of human figures. There are three theories as to who might have been buried at Takamatsuzuka.  One theory is that it was one of Ohoama's sons.  Prince Osakabe is one theory, based on the time of his death and his age.  Others have suggested Prince Takechi.  Based on the teeth of the deceased, they were probably in their 40s to 60s when they passed away. Some scholars believe that it may be a later, Nara period vassal—possibly, Isonokami no Maro.  That would certainly place it later than the Asuka period. The third theory is that it is the tomb of a member of one of the royal families from the Korean peninsula—possibly someone who had taken up refuge in the archipelago as Silla came to dominate the entire peninsula.  This last theory matches with the fact that Takamatsuzuka appears to be similar to tombs found in Goguryeo, though that could just have to do with where the tomb builders were coming from, or what they had learned. That does bring up the question of the figures in the tomb.  Were they contemporary figures, indicating people and dress of the court at the time, or were they meant to depict people from the continent?  Without any other examples, we may never know, but even if was indicative of continental styles, those were the very styles that Yamato was importing, so it may not matter, in the long run.     One other garment that isn't mentioned here is the hire, a scarf that is typically associated with women.  It is unclear if it has any relationship to the sashes we see in the Kofun period, though there is at least one mention of a woman with a hire during one of the campaigns on the Korean peninsula.  Later we see it depicted as a fairly gauzy piece of silk, that is worn somewhat like a shawl.  It is ubiquitous in Sui and Tang paintings of women, indicating a wide-ranging fashion trend.  The hire is a fairly simple piece of clothing, and yet it creates a very distinctive look which we certainly see, later. Finally, I want to take a moment to acknowledge that almost everything we have discussed here has to do with the elites of society—the nobles of the court.  For most people, working the land, we can assume that they were probably not immediately adopting the latest continental fashions, and they probably weren't dressing in silk very much.  Instead, it is likely that they continued to wear some version of the same outfits we see in the haniwa figures of the kofun period.  This goes along with the fact that even as the elite are moving into palaces built to stand well above the ground, we still have evidence of common people building and living in pit dwellings, as they had been for centuries.  This would eventually change, but overall they stuck around for quite some time.  However, farmers and common people are often ignored by various sources—they aren't often written about, they often aren't shown in paintings or statues, and they did often not get specialized burials.  Nonetheless, they were the most populous group in the archipelago, supporting all of the rest. And with that, I think we will stop for now.  Still plenty more to cover this reign.  We are definitely into the more historical period, where we have more faith in the dates—though we should remember that this is also one of the reigns that our sources were specifically designed to prop up, so we can't necessarily take everything without at least a hint of salt and speculation, even if the dates themselves are more likely to be accurate. Until then, if you like what we are doing, please tell your friends and feel free to rate us wherever you listen to podcasts.  If you feel the need to do more, and want to help us keep this going, we have information about how you can donate on Patreon or through our KoFi site, ko-fi.com/sengokudaimyo, or find the links over at our main website,  SengokuDaimyo.com/Podcast, where we will have some more discussion on topics from this episode. Also, feel free to reach out to our Sengoku Daimyo Facebook page.  You can also email us at the.sengoku.daimyo@gmail.com.  Thank you, also, to Ellen for their work editing the podcast. And that's all for now.  Thank you again, and I'll see you next episode on Sengoku Daimyo's Chronicles of Japan.  

Several times in this book, Peter, under the inspiration of the Holy Spirit, tells us to be looking. Let's learn from 2 Peter what we are to be looking at.

Proverbs is about how, having put our faith in Jesus, we should live that faith in the day to day life. It is truly Wisdom for Life expressed in short, pithy statements that offer advice or an observation of the world. Therefore, Proverbs are not promises, but guidance. In understanding the Proverbs we want to carefully understand the meaning and implication behind each one. As we study the Proverbs topically, a picture of God, ourselves, and our relationship with God will emerge.

May the God of Wonders Bless You!

Text: Proverbs 6:6-9, 10:4-5, 12:27, 13:4, 19:24, 20:4, 21:25, 24:30-34, 26:13-16 Preacher: Derek Baker

Daily Study: Reaching the next level of success in your career often comes from a divine opportunity. These opportunities are presented by individuals or organizations that recognize your current achievements and assist you in advancing further. However, to get noticed, you must actively pursue the correct course of action. It is essential for everyone to find their correct path to ensure you don't miss the chance to accelerate to your next level of success. Partner with Us: https://churchforentrepreneurs.com/partner Connect with Us: https://churchforentrepreneurs.com                  

By Adam Turteltaub Why? Why are you asking that? Do you really need to know it? Is it going to tell you something you need to know? Is it a question that anyone could even answer? All of these are questions to ask yourselves and colleagues when they propose adding an item to your due diligence questionnaire. As Kristy Grant-Hart (LinkedIn), author, speaker and Head of Advisory at Spark Compliance, which is now owned by Diligent, explains, too often due diligence questionnaires are filled with questions that are unnecessary at best and counterproductive at worst.  They are born out a desire to cover all the bases not necessarily get you just the information you need. Instead of throwing in everything including the kitchen sink, it's far better to take, as elsewhere, a risk-based approach.  Work directly with those who own the risk review.  And, if the response doesn't matter, don't ask the question. Listen in to learn more about how to create a due diligence questionnaire that gets the answers you need, and not the ones you don't.

Garth Heckman The David Alliance TDAgiantSlayer@Gmail.com    I heard it again… I am broke and I need extra money… I don't know what to do?      Freelance Your Skills Online: Use platforms like Upwork, Fiverr, or Freelancer to offer services such as writing, graphic design, programming, data entry, social media management, or virtual assistant work. You leverage existing skills and set your own hours. Pet Sitting or Dog Walking: If you love animals, use apps like Rover or Wag! to find gigs watching pets in your home or theirs, or taking dogs for walks. This offers flexible hours and is often in high demand. Deliver Food or Groceries: Drive for services like Uber Eats, DoorDash, or Instacart. You can work on a flexible schedule and earn money delivering meals or groceries to people in your area. Sell Unwanted Items: Declutter your home and sell unused items like clothing, furniture, electronics, or books on platforms like eBay, Facebook Marketplace, Poshmark, or at a local yard sale. Take Paid Online Surveys and Participate in Focus Groups: Websites like Survey Junkie, Swagbucks, or Respondent pay you for sharing your opinion. Surveys are low-effort and can be done in your spare time, while focus groups often pay a higher hourly rate. Rent Out a Room or Your Car: If you have a spare room, you can rent it out for short-term stays on platforms like Airbnb. If you don't use your car often, you can rent it out through car-sharing services like Turo. Test Websites and Apps: Companies will pay you to test their websites and apps for usability, providing feedback on your experience. Services like UserTesting often offer a quick, one-time payment per test. Tutoring (Online or In-Person): If you are knowledgeable in a specific subject, language, or skill, you can tutor students online or locally. Sites like Wyzant or Chegg Tutors can help you find clients and set your rate. Complete Local Odd Jobs/Tasks: Use apps like TaskRabbit to find small gigs in your community, such as assembling furniture, light yard work, cleaning, or running errands for others.     The Bible does not contain a specific book on "business" or "entrepreneurship" as modern concepts, but it offers numerous principles regarding work, wealth, diligence, and ethical conduct that are highly relevant to both. Here are the key biblical principles applied to business and entrepreneurship:   1. Work and Diligence are Commended   The Bible encourages hard work and warns against laziness. This principle is fundamental to a successful venture. Diligence brings reward: "Lazy hands make for poverty, but diligent hands bring wealth." (Proverbs 10:4). Diligent hands: active, eager, willing to try anything….. When I first got online and saw the possibilities I figure out something pretty quick. Not every youth pastor had my creative skill and writing lessons for youth. I was already a regular contributor/writer for YouthWorker Journal - So I would put together these really good power point lessons with great applications. Then I sold them online… and guess what - people bought them!  To pay my bills I have lots of skills and I will try anything.  I have taught guitar, drums, I am a personal trainer. But all these things fit within my calendar. I can't take on another hourly, full time job - I am still and first a pastor. So Diligent hands seek what works best for each person.  Just today I hit up a woman who has a unique skill for other women- I can't give to much away just yet. But she absolutely loved my idea and wants to come on board. We will typically work with about 25 women for one night a week and make a few thousand dollars. Diligence - try anything and if you fail - keep trying.    YESTERDAY SOMEONE ASKED… Hey you said a $1000 bucks a week… how could you do that with just Uber… well my thought (and I did not explain it fully- sorry) is between uber, teach a lesson, sell something a $1000 a week is easy. Hey first and foremost - you better have a budget and stick to it! Or you will never have enough money!    Purposeful work: The creation narrative and later writings present work as a good, God-given activity (Genesis 2:15, Colossians 3:23-24). Work is seen as service, not just to people, but ultimately to the Lord…. Maybe you are asking the wrong question… maybe you should ask God what can I do to add value to your kingdom and get paid at the same time. A great friend of mine teaches martial arts/self protection… but he is also a strong believer. He gets paid well, has a strong client list, but uses this opportunity to share Christ all the time. It is a win win.    2. Stewardship and Investment   The concept of stewardship is central, suggesting that everything a person possesses—time, talent, and treasure—ultimately belongs to God and should be managed wisely… here is an idea, managing our time also means charging for our time. Listen I have a ton of people that would call me a friend - many times they want me to teach or train them for free because I am a friend and on top of that a pastor. Here is one simple rule I let them in on all the time. I have to charge my friends because my enemies won't do business with me. I say it in a fun loving way, but it gets the point across.  The Parable of the Talents (Matthew 25:14-30): This parable is often cited as a direct encouragement for enterprise and investment. The master praises the servants who invested their money and produced a profit, while rebuking the one who buried his talent out of fear. This emphasizes the expectation of using resources (gifts, skills, capital, talents) productively, taking calculated risks, and seeking growth… is a God thing. It is a value to our maker.  The lazy servant is called wicked. He acted in fear… fear kept him from seeing his investments take off. FEAR will stop 95% of all people who have ideas to make extra money… but if you are lazy fear is a great excuse to fall back on. I will forever nag my friend for not acting on his stupid idea… it was Uber, but he never acted on it… FEAR!  Prudence and Planning: "For which of you, desiring to build a tower, does not first sit down and calculate the cost, whether he has enough to complete it?" (Luke 14:28). This speaks to the need for careful planning, foresight, and sound financial management in business… most buisinesses fail due to lack of financial backing and a lack of planning. I used to have the #1 powerlifting gym in the country. Now I have a nice small personal training gym. It has everything I need…in time I will open another gym for body soul and spirit. But until then I just keep planning, picking up equipment that is a steal… and when the time is right - Boom I will act. But I will no longer rush into things! 

Garth Heckman The David Alliance TDAgiantSlayer@Gmail.com    I heard it again… I am broke and I need extra money… I don't know what to do?      Freelance Your Skills Online: Use platforms like Upwork, Fiverr, or Freelancer to offer services such as writing, graphic design, programming, data entry, social media management, or virtual assistant work. You leverage existing skills and set your own hours. Pet Sitting or Dog Walking: If you love animals, use apps like Rover or Wag! to find gigs watching pets in your home or theirs, or taking dogs for walks. This offers flexible hours and is often in high demand. Deliver Food or Groceries: Drive for services like Uber Eats, DoorDash, or Instacart. You can work on a flexible schedule and earn money delivering meals or groceries to people in your area. Sell Unwanted Items: Declutter your home and sell unused items like clothing, furniture, electronics, or books on platforms like eBay, Facebook Marketplace, Poshmark, or at a local yard sale. Take Paid Online Surveys and Participate in Focus Groups: Websites like Survey Junkie, Swagbucks, or Respondent pay you for sharing your opinion. Surveys are low-effort and can be done in your spare time, while focus groups often pay a higher hourly rate. Rent Out a Room or Your Car: If you have a spare room, you can rent it out for short-term stays on platforms like Airbnb. If you don't use your car often, you can rent it out through car-sharing services like Turo. Test Websites and Apps: Companies will pay you to test their websites and apps for usability, providing feedback on your experience. Services like UserTesting often offer a quick, one-time payment per test. Tutoring (Online or In-Person): If you are knowledgeable in a specific subject, language, or skill, you can tutor students online or locally. Sites like Wyzant or Chegg Tutors can help you find clients and set your rate. Complete Local Odd Jobs/Tasks: Use apps like TaskRabbit to find small gigs in your community, such as assembling furniture, light yard work, cleaning, or running errands for others.     The Bible does not contain a specific book on "business" or "entrepreneurship" as modern concepts, but it offers numerous principles regarding work, wealth, diligence, and ethical conduct that are highly relevant to both. Here are the key biblical principles applied to business and entrepreneurship:   1. Work and Diligence are Commended   The Bible encourages hard work and warns against laziness. This principle is fundamental to a successful venture. Diligence brings reward: "Lazy hands make for poverty, but diligent hands bring wealth." (Proverbs 10:4). Diligent hands: active, eager, willing to try anything….. When I first got online and saw the possibilities I figure out something pretty quick. Not every youth pastor had my creative skill and writing lessons for youth. I was already a regular contributor/writer for YouthWorker Journal - So I would put together these really good power point lessons with great applications. Then I sold them online… and guess what - people bought them!  To pay my bills I have lots of skills and I will try anything.  I have taught guitar, drums, I am a personal trainer. But all these things fit within my calendar. I can't take on another hourly, full time job - I am still and first a pastor. So Diligent hands seek what works best for each person.  Just today I hit up a woman who has a unique skill for other women- I can't give to much away just yet. But she absolutely loved my idea and wants to come on board. We will typically work with about 25 women for one night a week and make a few thousand dollars. Diligence - try anything and if you fail - keep trying. 

In this episode, Pastor Brandon discusses the importance of the spiritual environment in which we are planted.

WHO am I marrying?? Am I changing my name? When am I moving to the EU?! This week is dedicated to answering all of your questions!! You also get a 90 day fiancé/ Married at First Sight tangent and some advice on how to talk about an engagement timeline with your partner & how to get over your commitment BS!! We had to split this in two because the sloots are DILIGENT — next week I'll answer everything about the wedding itself —  bridesmaids, bachelorette, dress, etc love you!! Follow Sofia on:  Instagram - https://www.instagram.com/sofiafranklyn   TikTok - https://www.tiktok.com/@sofiafranklyn   Twitter - https://twitter.com/sofiafranklyn    Threads - https://www.threads.net/@sofiafranklyn  To learn more about listener data and our privacy practices visit: https://ww.audacvinc.com/privacy-policy To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

A woman in Henan Province received Dafa books from a relative in 1998 and cherished the Fa and began to cultivate along with many others in her county. When the CCP began persecuting Falun Dafa, and she went to Tiananmen Square and unfurled a banner supporting Falun Dafa. When questioned by the police she was […]

Right after beautiful lessons on Christ, grace, light, and truth - the Lord gives us some extremely relevant council on what we do with those lessons with our own families.

The book of Proverbs has a lot to say about diligence and slothfulness. Danny and Kurt will look at both of these and talk about the different ways that these two characteristics can be seen in us and in others.

Innovation comes in many areas, and compliance professionals must be ready for and embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. Today, we conclude our 3-part podcast series sponsored by Diligent with Jessica Czeczuga, Amanda Carty and Neta Meidav In this Part 3, Tom is joined by Neta Meidav, Managing Director of Ethics & Compliance at Diligent for a dive into technology innovations at Diligent.     In this episode, Tom visits with Neta about her recent transition to Diligent following its acquisition of her GRC entity Vault. Neta discusses the strategic reorganization at Diligent that underscores their commitment to compliance technology, and how this alignment bodes well for the future of their technology. She also sheds light on the integration of AI within compliance solutions, exploring its transformative impact on risk prediction, investigation processes, and operational efficiency, while emphasizing the enduring importance of human expertise in ethical decision-making.   Key Highlights   ·      The Acquisition Journey ·      Role and Responsibilities at Diligent ·      AI and Compliance Technology ·      Predictive Risk and Future of AI in Compliance   Resources: ⁠Neta Meidav on LinkedIn ⁠⁠Diligent⁠   Tom Fox ⁠Instagram⁠ ⁠Facebook⁠ ⁠YouTube⁠ ⁠Twitter⁠ ⁠LinkedIn

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Innovation comes in many areas, and compliance professionals must be ready for and embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. Today, we begin a 3-part podcast series sponsored by Diligent with Jessica Czeczuga, Amanda Carty and Neta Meidav In Part 2, Tom is joined by Amanda Carty, GM Compliance Solutions at Diligent.    Carty shares insights from her decade-long experience in the GRC field and offers detailed perspectives on how leaders can model ethical behavior within their organizations. The conversation dives into how Diligent helps companies assess and document leadership effectiveness and the role of AI in enhancing compliance initiatives. Carty emphasizes the necessity of leaders acting as ambassadors of culture and the impact of measurable outcomes in compliance programs. The episode also explores the integration of AI and chatbots to provide real-time compliance support to employees, ensuring efficiency and ease of access to crucial information.  Key Highlights  ·      Importance of Tone at the Top ·      Leadership and Ethical Culture ·      AI in Compliance ·      Employee Engagement and Technology ·      Actionable Takeaways for Compliance Professionals  Resources: ⁠Amanda Carty on LinkedIn ⁠⁠Diligent⁠  Tom Fox ⁠Instagram⁠ ⁠Facebook⁠ ⁠YouTube⁠ ⁠Twitter⁠ ⁠LinkedIn

Garth Heckman The David Alliance TDAgiantSlayer@Gmail.com    I spoke in a boys prison… these were boys who didn't just steal a car or beat up someone or rob someone. These were boys who murdered, raped and bombed people. A few different people got up to speak to them before me… none had very little success in getting them to listen… I was praying God what should I say. And he gave me these words… You are not here because you are tough kids, you are not here because you did bad things, stupid things or dumb things… you are here because you did the easy thing. You all think you are all so bad and tough… but you all sit here in the prison because you chose the EASY way….    What is the easy way? Well it comes in many forms… one form is going along with the crowd, falling into peer pressure. Those boys could have done the hard thing… study, go to school, got a job…but they chose the easy things… steal, murder, rape, kill… anyone can do that. One of the other easy things we all do is procrastinate.  While the Bible doesn't use the specific word "procrastination," it strongly addresses the concepts of diligence, idleness, slothfulness, and the wise use of time. These teachings offer clear guidance on how to avoid delaying important tasks and responsibilities. Here are some key themes and verses related to procrastination: 1. Condemnation of Sloth and Laziness: The book of Proverbs, in particular, has a lot to say about the "sluggard" or lazy person, and the negative consequences of their inaction. Proverbs 6:6-11: "Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest. How long will you lie there, you sluggard? When will you get up from your sleep? A little sleep, a little slumber, a little folding of the hands to rest—and poverty will come on you like a thief and scarcity like an armed man." (This is a vivid picture of the consequences of delaying necessary work.) Scripture points out an amazing insight… you can learn from anyone or anything that practices hard work? You can see it in an ant, a beaver, a Female bald eagle, a Mother who is 8 months pregnant, a start up business owner, a young kid trying to make the team. Point is- what are you focusing on. If you focus on what you don't want to do… you won't do it. If you focus on what you need to do and how you see others tackling the same daily grind, it can help push you into that first step.  Proverbs 10:4: "Lazy hands make for poverty, but diligent hands bring wealth." Proverbs 12:24: "Diligent hands will rule, but laziness ends in forced labor." Proverbs 20:4: "Sluggards do not plow in season; so at harvest time they look but find nothing.” Right now You are either eating what you planted or starving from what you did not plant. If you practice your seasons you always have something to eat - even in the winter. But there are seasons that are made for growth, planting, investing. I used to sleep only 4 hours a day from my 20's through my early 40's… I had energy for days… but I can't say I always used it for the best.  Proverbs 24:30-34: Describes the ruin of a lazy person's field and house, emphasizing how "a little sleep, a little slumber, a a little folding of the hands to rest" leads to poverty. Again the point here is not a few days and life falls apart, it is stating a few days and all of a sudden a habit is formed, then a lifestyle and then a culture and finally a destiny… its not worth it.  2. Emphasis on Diligence and Hard Work: The Bible consistently promotes diligence, industry, and working with all your might.   Colossians 3:23: "Whatever you do, work at it with all your heart, as working for the Lord, not for human masters." (This verse provides a strong motivation: doing your best for God's glory.) What does a person who procrastinates really need? Motivation. A father is trying to get his son to mow the lawn. He keeps nagging at him and finally the wife ways to her husband I will get him to mow the lawn… good luck the father cackles… but when the father comes home from work that night his son is feverishly mowing the lawn… he walks in and asks his wife… how did you get him to mow the lawn- I tried everything. Simple she said “he has a date tonight and I told him I lost the keys in the laws today chasing the dog”.  YEP motivation comes in all forms… what you need is simply something that is motivating… and it starts by asking God why should I take this on - Now thats working for the Lord.  3. The Importance of Timeliness and Seizing Opportunity: Several passages highlight the fleeting nature of time and the importance of acting when the opportunity arises. Ecclesiastes 11:4: "Whoever watches the wind will not plant; whoever looks at the clouds will not reap." (This speaks to paralysis by analysis or waiting for perfect conditions.) You know what the say… when is the best time to plant a tree? A hundred years ago. The second best time is today. Invest money today. Look for a new job today? Tell someone about Jesus Today. Tell your kids you love them today. Plan a family vacation today. Go join the gym today. Rate my podcast today… sorry a shameless plug. One thing the Bible is clear on is not living by feelings… so if you are waiting for the procrastination to leave… it won't. You have to create your own feelings by what you believe in scripture and what you tell yourself. Motivation starts first with what you tell yourself… and in time you will believe it and act on it. 

Innovation comes in many areas, and compliance professionals must be ready for and embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. Today, we begin a 3-part podcast series sponsored by Diligent with Jessica Czeczuga, Daniel Zmak, and Amanda Carty. In Part 1, Tom is joined by Jessica Czeczuga, Principal Instruction Design Instructor at Diligent, about the future of compliance training. Tom and Jessica will explore the future of compliance training, covering key challenges such as cybersecurity and data privacy. They discuss the transformative role of AI in creating adaptive, targeted training and the importance of continuous and varied communication methods to drive home compliance messages. Jessica emphasizes the need for a comprehensive compliance education strategy, integrating training, communication, and culture, tailored to the diverse ways different generations consume information. Key highlights: Future of Compliance Training Adaptive Learning and AI Targeted Training Examples Generational Differences in Training Delivery Importance of Compliance Culture Resources: ⁠Jessica Czeczuga on LinkedIn⁠ ⁠⁠Diligent⁠ Tom Fox ⁠Instagram⁠ ⁠Facebook⁠ ⁠YouTube⁠ ⁠Twitter⁠ ⁠LinkedIn

Jim Richardson preaching about us having Godly Grit.

Diligent thinking and God's gift of understanding are not at odds. They are two sides of the same coin.

In the BDP studio, we're joined by JD Summa, the founder of Kings Capital Construction, one of New York's prominent construction firms. JD takes us through his incredible journey of building a $60M business defying the odds and proving doubters wrong when he launched during the 2008 real estate crash. From overcoming industry challenges to the leadership principles that fueled his success, JD's story is as inspiring as it is insightful. Adding to the experience, JD brought along a bottle of Don Julio 1942, perfectly paired with The Diligent cigar, creating the ideal backdrop for a phenomenal conversation filled with entrepreneurial wisdom and great vibes! Website: kingscapitalgroup.com Instagram: @kingscapitalconstruction   Order The Blueprint & The Diligent Cigars Here!  https://www.flyingcigars.com/brands/the-burn-down-podcast/  https://getyourcigars.com/products/the-burn-down-podcast-sampler-pack https://tiptopsmoke.com/?s=burn+down+podcast