Podcast appearances and mentions of faith archer

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.   In this special bonus episode of The Pension Confident Podcast, we cover some of the key changes from the new 2025/26 tax year and what they could mean for you and your finances. Tune in as our host, Philippa Lamb and Financial Journalist and Founder of Much More With Less, Faith Archer, cover the various changes made, including: the National Living Wage; frozen income tax bands; Statutory Sick Pay; and the State Pension.   Episode Breakdown: 01:09 The start of a new tax year 04:03 Increased pay for employees and costs for employers 06:20 Frozen income tax and personal tax-free allowance thresholds 07:55 The State Pension and Winter Fuel Payment 11:18 Changes to Statutory Sick Pay, alongside overhaul of benefits systems 12:38 Increased Statutory Parental Pay and free nursery hours   Further reading, listening and watching: To learn more about the new tax year and your personal allowances, check out these articles, podcasts and videos from PensionBee: E18: How to not run out of money in retirement (Podcast) E11: How to prepare for a happy retirement (Podcast) Adoption leave and adoption pay (Article) Am I ready for a baby? (Article) Average childcare costs (Article) Help with childcare costs (Article) Maternity leave and maternity pay (Article) Paternity leave and paternity pay (Article) Pension credit (Article) Shared parental leave and pay (Article) What disability benefits can I claim? (Article) What does the Autumn Budget 2024 mean for your pension? (Blog) What is the State Pension? (Article)   Other useful resources: A budget hitting employers and the well off (Much More With Less) Adoption leave and adoption pay (GOV.UK) Inflation Calculator (PensionBee) Maternity leave and maternity pay (GOV.UK) Paternity leave and paternity pay (GOV.UK) Shared parental leave and pay (GOV.UK) Statutory Sick Pay (SSP) (GOV.UK) The Retirement Living Standards (Pensions and Lifetime Savings Association)   Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube   Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Faith Archer (@MuchMoreWith Less) on LinkedIn, Facebook and X.

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.   With the end of the tax year fast approaching, we're talking pensions, ISAs and tax. From tax relief to ISA limits, we've gathered some top tips and insights from our guests to help you get your finances in order.    Join our host, Philippa Lamb and our expert guests to hear the best bits from the following episodes: E32: How to understand your pension balance with Tim Hogg, Faith Archer and Alex Langley E29: Pensions vs. cash - which is best? With Holly Mackay and Martin Parzonka E17: Should you save into a pension or an ISA? With Claer Barrett, Damien Fahy, Peter Komolafe and Becky O'Connor   Episode breakdown: 00:30 Tax relief - what it is and how it works 01:30 ISAs - another way to save 03:27 Lifetime ISAs 04:54 Using ISAs and pensions together 06:53 ISA rules   Further reading, listening and watching: To learn more about finances and pensions, check out these articles, podcasts and videos from PensionBee: Episode transcript  Guide to Lifetime ISAs and pensions Pension pot or cash savings - which is best? How much income do you need in retirement? How much can I pay into a pension each year? Making pension contributions The UK Pension Landscape Your guide to savings funds How to diversify your pension investments E11: How to prepare for a happy retirement (Podcast) How are pensions invested? How can I find my pensions? How to look after your financial wellbeing in 2024 How to understand your pension balance Understanding market volatility and how it can impact your pension Pension Calculator   Other useful resources:  How ISAs work (gov.uk) Cash ISAs (Money Helper) Stocks and Shares ISAs (Money Helper) Junior ISAs (gov.uk) Peter Komolafe: Three ISA mistakes everyone is making (YouTube) Cash ISA rules and allowances (Which) Should I have a savings account or pension? (MoneySuperMarket)     Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.   Have you been making progress with your new year's resolutions? If sorting out your finances was top of that list, we're here to help you along. We've been digging into some of our best-loved episodes for nuggets of financial wisdom. Listen as our guests share insights on some of the most common financial resolutions and how you can stick to them.    Join our host, Philippa Lamb and our expert guests as they discuss tracking down pensions, getting started with investing and asking for a payrise. Tune in to hear the best bits from the following episodes: E32: How to understand your pension balance with Tim Hogg, Faith Archer and Alex Langley E27: The cost of friendship with Dr. Tara Quinn, Niaz Azad and Brooke Day E21: Why don't women invest? With Ayesha Ofori, Anna-Sophie Hartvigsen and Lara Oyesanya FRSA E23: Common financial mistakes and how to avoid them with Lynn Beattie, Ola Majekodunmi and Jasper Martens E25: How to earn more money with Natalie Campbell MBE, Lynn Anderson Clark and Priyal Kanabar   Episode breakdown: 00:28 Tracking down old pensions 02:55 Balancing spending and socialising  05:33 The art of saying ‘no' 07:37 Getting started with investing  10:06 Prioritising saving over sales  12:42 How to ask for a pay rise   Further reading, listening and watching: To learn more about finances and pensions, check out these articles, podcasts and videos from PensionBee: Episode transcript  Why aren't women investing?  Why closing the gender investing gap matters for impact investing Can financial education platforms help close the gender financial literacy gap? How important is financial independence? How can we improve financial health amongst women? Building your financial resilience Episode 3: How do we tackle the gender pension gap? (Podcast) How to check your pension contributions Rethinking your pension savings during the cost of living crisis Six ways to start talking about money Five steps to plotting your personal finance roadmap Bonus episode: Relationships and money (Podcast) How to talk about money Six ways to manage your money and your mental health Six ways to start talking about money What is the impact of debt on mental health? E29: Pensions vs. cash - which is best? (Podcast) E26: Are you ready for your 100-year life? (Podcast) E18: How to not run out of money in retirement (Podcast) E11: How to prepare for a happy retirement (Podcast) How are pensions invested? How can I find my pensions? How to look after your financial wellbeing in 2024 How to understand your pension balance   Other useful resources: Propelle Female Invest The history of women and money (GoHenry) Equal Pay Act 1970 (GOV.UK) Girls get less pocket money than boys (Netmums) Girls just wanna have funds (Female Invest book) Is the wealth gap ruining friendships? (Guardian) A third of people are owed money by friends and family (Starling) Why the “f*ck it” mentality is harming friendships (Refinery29) Splitwise How do I find lost pensions? (Gretel) Pension Calculator (PensionBee) Pension Tracing Service (GOV.UK) The Retirement Living Standards (Pensions and Lifetime Savings Association) What is the fresh start effect? (The Behavioral Scientist)     Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.  

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.   With our busy lives, it's easy to overlook those annual statements from your pension provider. But knowing how much you have saved is essential for planning a comfortable retirement.   This month on The Pension Confident Podcast we're talking about how to understand your pension balance. Join our host, Philippa Lamb, and our expert panel as they break down everything from making sense of those annual statements to hunting down lost pension pots. Behavioural Economist and Director at Fairer Finance, Tim Hogg; Financial Journalist and Founder of Much More With Less, Faith Archer; and PensionBee's Senior Team Leader, Alex Langley.   Episode Breakdown: 01:03 What is a pension balance? 02:50 How to check how much you have in your pension? 04:40 What happens if you've lost your pensions? 06:44 Avoiding pension procrastination 10:20 How can you check if you're on track for retirement? 13:40 The ‘fresh start' effect 16:40 The Retirement Living Standards 20:31 Overcoming ‘present focus' 22:12 How can you improve your pension balance? 26:35 Saving for a longer life   Further reading: To learn more about where you could put your savings, check out these articles and podcasts from PensionBee: Episode 32 transcript E29: Pensions vs. cash - which is best? E26: Are you ready for your 100-year life? E18: How to not run out of money in retirement E11: How to prepare for a happy retirement How are pensions invested? How can I find my pensions? How to diversify your pension investments How to look after your financial wellbeing in 2024 Understanding market volatility and how it can impact your pension What is a defined benefit pension? What is a defined contribution pension? What is a pension statement? When will my pension balance recover?   Other useful resources: How do I find lost pensions? (Gretel) Inflation Calculator (PensionBee) Life expectancy calculator (Office for National Statistics) Pension Calculator (PensionBee) Pension Tracing Service (GOV.UK) Temporal focus: Thinking about the past, present, and future (Science Direct) The Retirement Living Standards (Pensions and Lifetime Savings Association) What is the fresh start effect? (The Behavioral Scientist)   Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube   Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Fairer Finance (@fairerfinance) on Instagram, LinkedIn, Facebook and X. Follow Faith Archer (@MuchMoreWith Less) on LinkedIn, Facebook and X.

Enjoying the podcast? Tell us what you think below and give us a rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.   In this bonus episode of The Pension Confident Podcast, we're sharing the best bits from one of our live events - the PensionBee Roadshow. In our Manchester edition, our expert guests shared tips for how you can start preparing for a happy retirement. Tune in to hear from: Financial Journalist and Founder of Much More With Less, Faith Archer; Financial Expert,  Author and Host of The Conversation of Money, Peter Komolafe; Personal Finance Expert and Founder of Pennies to Pounds, Kia Commodore; Personal Finance Expert and Founder of Mr MoneyJar, Timi Merriman-Johnson; and CMO at PensionBee, Jasper Martens.   Episode breakdown: 00:50 Visualising your retirement savings 01:26 Workplace pensions and Auto-Enrolment 02:42 How to stick to your savings goals 03:40 Three ways to boost your pension savings 04:44 Balancing rising costs and saving for your future 05:41 Learning about investments and pensions 06:59 Understanding where your pension is invested 08:02 Pension Wise 08:24 What is pension drawdown? 09:15 Leaving your pension to loved ones   Further reading, watching and listening: How to plan for a happy retirement (YouTube) How to set a good retirement goal (YouTube) What happens at a Pension Wise appointment? (YouTube) Different ways to access your pension pot (YouTube) E18 of The Pension Confident Podcast: How to not run out of money in retirement (Podcast) E11 of The Pension Confident Podcast: How to prepare for a happy retirement (Podcast) E5 of The Pension Confident Podcast: What can we do to cope with the cost of living crisis? (Podcast) How much income do you need in retirement? How much money do you need to retire in the UK? Preparing for retirement checklist What income would a £100,000 pension pot give you? What is Auto-Enrolment? What makes a happy retirement? Pension decumulation Retirement planning in your 20s  Retirement planning in your 30s  Retirement planning in your 40s  Retirement planning in your 50s  Pension rules after death Pension beneficiaries   Other useful resources: Pension Drawdown Calculator (PensionBee) Pension Calculator (PensionBee) Pension Wise (MoneyHelper) Pension Quality Mark - PQM (Pensions and Lifetime Savings Association) Retirement Living Standards (Pensions and Lifetime Savings Association)   Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube   Follow @PensionBee on X, Threads, Instagram, TikTok, Facebook and LinkedIn.

Pensions, pensions, pensions, a topic that is SO important to understand, especially if you are self-employed... But, what are pensions? And how can you set one up when you're self-employed? In today's episode I am joined with Faith Archer, a personal finance journalist and money blogger at Much More with Less to help me delve into it alllll for you! For some useful SIPP recommendations, take a look at Martin Lewis' top picks here. Not sure how much you need to save for a healthy retirement fund? Feel free to check out this super useful pension calculator here! For more All Things Money, make sure you give us a follow on ⁠⁠Instagram⁠⁠, ⁠⁠Twitter⁠⁠ and join our growing ⁠⁠Facebook ⁠⁠Community⁠⁠! Fancy supporting the podcast? You can do so ⁠⁠here⁠⁠.

  Enjoying the podcast? Then don't forget to rate and give us a review! As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com    We've spoken in much depth about preparing for retirement on The Pension Confident Podcast, but we'll all eventually get to a stage where we find it's time to start taking that money out of our pension pots, rather than putting in.    After decades of working and saving into your pension, you'll be looking forward to the day when it's finally time to retire and you can start spending your pension cash. But, you might not be sure what the smartest way to withdraw your money is. Furthermore, you might be fearful of it running out.   To take us through all the withdrawal options and discuss how we can make our money last in retirement are our expert guests: Product Director at Legal & General Retail; Mark Jones Financial Journalist and Founder of Much More With Less; Faith Archer PensionBee's Head of Product; Martin Parzonka.   Episode Breakdown:  02:32 Predicting how long you're going to live  05:39 When can you take your pension?  06:38 Annuities 07:36 Pension drawdown 16:45 Making a pension withdrawal plan  19:27 Measuring risk  22:54 Having multiple sources of retirement income 24:25 Resources to aid your pension withdrawal plan.   Further reading:  Think about your pension withdrawal plan with the help of these resources from PensionBee.  Episode 18 transcript Pension drawdown Pension annuity Pension drawdown calculator State Pension age calculator Inflation calculator Drawdown explained (Youtube) How to withdraw money from a pension fund Should I take a lump sum from my pension? Pension decumulation Why have annuity purchases been increasing? What happens in a Pension Wise appointment?   Other useful resources:  Pension Wise Retirement planning course (Legal & General) Life expectancy calculator (ONS) Death clock Investment pathways (FCA) FIRE movement (Investopedia) Senior railcard Older person's bus pass (gov.uk)   Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn. Follow Faith @MuchMoreWith Less on X, LinkedIn and Facebook.

We're living longer than we used to, meaning that most of us can look forward to around at least 20 years of retirement. But what does retirement look like to you? Rather than stopping work completely, it might mean working part-time, volunteering, or even starting up your own business!    In this month's Pension Confident Podcast, we look at visualising your ideal retirement with the financial and lifestyle steps you can take to make it a reality. Philippa Lamb takes the helm as usual and is joined by:  Financial Journalist and Founder of Much More With Less; Faith Archer Head of Media Relations at the Pensions and Lifetime Savings Association (PLSA); Mark Smith PensionBee's Senior Engagement Manager; Priyal Kanabar   Episode breakdown:  01:23 Guests' retirement ambitions 03:10 Customer retirement ambitions 05:20 Factors to consider when deciding on retirement  09:38 The Retirement Living Standards 14:39 The different types of pensions 17:49 What happens in a Pension Wise appointment? 19:54 How can you take your pension?  25:20 What can be improved in the UK pension system? *Just a note to say that in this episode we mention the State Pension, but don't clarify how much that is. The current full State Pension is £185.15 per week or £9,627.80 per year. This will rise to £203.85 per week or £10,600 per year in April 2023 as confirmed by the Chancellor's Autumn Statement. The State Pension age is currently 66, but will rise to 67 by 2028. We also mention that the earliest you can take money out of most private and workplace pensions is currently from age 55, but this will rise to 57 by 2028. For more information, please visit Pensions Explained on our website.    Further reading: For more tips on achieving your dream retirement, check out our latest articles on The Buzz.  What makes a happy retirement? Are you ready for the 100 year life? How much income do you need in retirement? What to do in retirement Does the State Pension rise with inflation? Can you live off the State Pension?   Other useful resources: Pension calculator Drawdown explained What are the pros and cons of drawdown? Pension Academy video series PLSA's Retirement Living Standards PLSA's ‘Five steps to better pensions' Government's State Pension page Book a Pension Wise appointment   Catch up on the latest news, read our episode transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn. Follow Faith at @MuchMoreWithLess on X, LinkedIn and Facebook and Mark on LinkedIn. Enjoying the podcast? Then don't forget to give us a review! As always, we'd love to hear your stories and feedback. Send us an email: podcast@pensionbee.com

The latest episode of the pod is a bit of a coup - Chancellor Rishi Sunak joined me to discuss the Spring Statement and measures to tackle the cost of living crisis. And after this I'm joined by financial blogger Faith Archer from Much More With Less to discuss the impact of the petrol duty cut and National Insurance threshold lift. Plus my deals of the week. For links and further reading head to becleverwithyourcash.com/cashchats259 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent. In 2021 and 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash   youtube.com/andyclevercash   GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence     

Every Friday on the pod it's time for Your Money, This Week, a bonus episode looking back at the big personal finance news from the last seven days. Stories covered in this episode include: The base rate doubles to 0.5% Inflation predicted to hit 7% Energy bills to increase by 54% £350 Government support for energy bills Post Office banking & More My guest this week is Faith Archer from Much More With Less. Together we'll help you get up to speed with what's been going on. Plus my deals of the week roundup. For links and further reading head to becleverwithyourcash.com/cashchats249 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash     GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence     

Every Friday on the pod it's time for Your Money, This Week. Stories covered in this episode include: End of furlough and the Universal Credit uplift Free £100 for those in Northern Ireland Price increases Christmas shortages National Libraries Week & more My guest this week is Faith Archer - personal finance journalist and blogger at Much More With Less.  Together we'll help you get up to speed with what's been going on. For links and further reading head to becleverwithyourcash.com/cashchats222 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash     GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence     

Your weekly digest of the biggest money stories from the last seven days, this week looking at The reopening of restaurants, theatres, museums and more Summer holiday woes High street innovations Emergency savings Mental health awareness week Plastic bag charges & more My guest this week is Faith Archer, personal finance journalist and blogger.  Together we'll help you get up to speed with what's been going on. Read more about all these stories at https://becleverwithyourcash.com/cashchats194     Follow Faith on Twitter ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5’s Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash     GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence     

It's expected that record numbers of households are currently unable to afford basic essentials like food. A 61% increase is expected in demand for a food parcel this winter - and those figures were from before the new lockdowns. So what can you do? We're not all Marcus Rashford but we can all do our bit. In this episode I talk to fellow money bloggers Faith Archer and Nicola Richardson about ways to support your local foodbank, including getting involved in the UK Money Bloggers' #FoodbankAdvent challenge. * Please do leave a review and rating if this saves you money. * LINKS More about #FoodbankAdvent https://becleverwithyourcash.com/foodbankadvent-how-it-works-and-why-you-should-take-part/ The Trussell Trust https://www.trusselltrust.org/  Nicola's blog The Frugal Cottage https://www.thefrugalcottage.com/ Faith's blog Much More With Less https://www.muchmorewithless.co.uk/  ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5’s Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash     GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/   MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

In today’s episode, Araminta chats with Faith, a money blogger based in the UK. They chat about FI and minimalism, how she keeps her costs low and what personal finance steps she’s taken to feel in control of her money.They also chat about:What it means to live with lessHow minimalism and FI work togetherHer attitude to FIWhat differences she’s noticed in her day to day life

What is Financial Independence Retire Early (FIRE)? Why is it so important today How can you reach Financial Independence today?   This episode we are joined by Faith Archer who has a money blog called Much More With Less. She was the deputy personal Finance Editor for the Telegraph and writes for Women and Home.   We discuss all things financial independence as well as Frugality. Faith gives her top tips for being more frugal with your money. Listen today  

Last week I hosted a free online event called Lockdown Money Live, and here's the first of the highlights. There were four sessions and this week on the podcast you'll get to hear my interview with money blogger Faith Archer about the schemes available to you if you can't work. We discuss what happens next to the furlough scheme and support for the self-employed, as well as share what you should be doing if you're worried about redundancy. Don't forget to join the Cash Chats community on Facebook.   * Please do leave a review and rating if this saves you money. * FURTHER READING The MSE guide to the furlough scheme ACAS redundancy guidance Faith's article on Bounce Back Loans Watch all the Lockdown Money Live sessions On the blog this week Should you extend or take a mortgage holiday? Chip app review – Can it help you put money into savings? Pick of the deals Times Plus trial offers – get free movie Free Kindle book offers Earn 2.02% with a Virgin Money account ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus “deals of the week” rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5’s Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash     GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/   MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

Workplace pensions: many have them, few do enough with them. In this episode, award-winning journalist and money blogger Faith Archer emphasizes that to ever stop working, we have to reject the idea that pensions are boring. Faith ignites urgency around the workplace pension and shares how we can optimize this financial benefit to our - not our employers’ -- advantage.

In this special episode freelance journalists https://www.lilycanter.co.uk/ (Lily Canter) and https://emmawilkinson.net/ (Emma Wilkinson) examine how coronavrius is impacting the world of self-employed journalism. We discuss revenue streams, diversification and making the most of a difficult situation. Special guests include running specialist Kate Carter and personal finance journalist Faith Archer. Episode Notes: Here are links to all of the people and resources mentioned in the show. https://www.journoresources.org.uk/ (https://www.journoresources.org.uk/) https://www.annacodrearado.com/newsletter (https://www.annacodrearado.com/newsletter) https://twitter.com/katehelencarter (https://twitter.com/katehelencarter) https://twitter.com/MuchMore_Less (https://twitter.com/MuchMore_Less) https://jackmonroe.bigcartel.com/ (https://jackmonroe.bigcartel.com/) https://twitter.com/AnyaMeyerowitz (https://twitter.com/AnyaMeyerowitz) https://twitter.com/lilycanter? (https://twitter.com/lilycanter) https://twitter.com/emmajourno (https://twitter.com/emmajourno)

This month the charity Oxfam is encouraging us to stop buying new clothes and just shop second-hand in September. The reason? Well there are a few, but the environmental impact of fast fashion is right up the top. Around 11 million items of clothing are added to landfill every WEEK in the UK, while it takes 20,000 litres of water to make a pair of jeans and a t-shirt (that's enough to keep a person well hydrated for 13 years!). Of course, shopping second-hand (or not at all) also has some benefits to your bank balance, so it's a great topic for this week's episode where I'm joined by two members of the UK Money Bloggers community - Hollie Hutchinson and Faith Archer. We discuss why they are getting involved in the campaign, how to find second-hand clothes, whether charity shops are more for women than men, and why it's not just "dead man's clothes".   FURTHER READING: The Oxfam #SecondHandSeptember hub https://oxfamapps.org/secondhandseptember/ Hollie's guide to taking part in #SecondHandSeptember https://thriftymum.com/uncategorized/take-part-secondhandseptember/ Faith's blog about how she's taking part https://www.muchmorewithless.co.uk/second-hand-september/ Andy's guide to finding bargain second-hand clothes https://becleverwithyourcash.com/how-to-find-bargain-second-hand-clothes/  The UK Money Blogger's community article about why many are getting involved https://ukmoneybloggers.com/second-hand-september-why-uk-money-bloggers-are-getting-involved/   ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. Cash Chats is a twice-weekly podcast Andy hosts to help you with your finances. At the start of the week he’s often joined for these friendly and accessible conversations by a member or friend the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus “deals of the week” episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5’s Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com   ANDY & GUESTS ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash   Faith is @MuchMore_Less on Instagram and Twitter instagram.com/muchmore_less/ twitter.com/MuchMore_Less   Hollie is @ThriftyMumCom on Twitter and @ThriftyMum on Instagram instagram.com/thriftymum/  twitter.com/ThriftyMumCom

In today's podcast I am joined by Faith Archer, award winning personal finance journalist and money blogger We discuss how Faith came to blog successfully about money and frugal living, how she and her family live well on less, and how you can too. In this episode you will learn: How Faith found her way into the blogging world and has gone on to create a successful business from blogging How Faith and her family relocated from London to Sussex and live well for less Get a sneak peek into our chat about investing coming up in Season 2 How Faith started her blog with absolutely no capital or expense. Top reasons why families overspend on food, often without even realising The average amount that families spend on food per week, and how it differs depending upon income The pros and cons of online and in-person food shopping in terms of budgeting and cutting costs Faith's top tips for reducing your weekly spend, embarking on a low spend emergency month or week, and what the planning process looks like for this.   Resources: Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control.  Join Catherine's Facebook Page and FREE Facebook Group My Website  My Online Courses - From Spender to Saver, Investing for beginners from £1 My YouTube Channel  Connect with me on Twitter, Instagram and Facebook  Follow Faith on her Website  Follow Faith on Facebook  Apps – Yolt www.mysupermarket.co.uk Money dashboard https://www.thriftylesley.com – Thrifty Leslie – Food ideas National office statistics https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/expenditure

Did you set a money resolution at the start of the year? We're at that point where willpower starts to falter and all our best intentions are forgotten. So in this episode I talk to money bloggers and journalists Faith Archer and Jane Wallace to share how you can keep motivated and stick to those financial goals. Read more over at https://becleverwithyourcash.com/cashchats46

Can money buy you happiness? That's our topic for this episode, with some new research aiming to place an actual monetary amount on being happy. The latest research from SunLife reveals that while cash and happiness are related, you don’t need to a millionaire to be happy – just £82 spare per week. In this episode we talk about how money is linked to happiness, some ways to find that extra spare cash each week, and why spending money on experiences leads to greater happiness levels than simply buying stuff. Personal finance news -Behavioural economist Richard Thaler has been awarded the Nobel Prize for Economics. Professor Thaler is co-author of the best-selling book Nudge, which examined why people make bad or irrational choices. -Car insurance premiums have fallen for the first time in more than three years, but drivers are unlikely to feel the benefit for long. Analysis by price comparison website Confused.com shows insurance prices fell by 1% in the third quarter of the year. -Retailers are planning to defy the Royal Mint's deadline and continue accepting the old £1 coins. The Federation of Small Businesses, which represents 170,000 small shops, has advised members to continue accepting the round pound after the 15th October deadline. -The latest figures from Visa UK show a continued decline in household spending in September. It's the fourth monthly fall in expenditure in the last five months. -Younger savers are increasingly likely to want responsible investment choices for their pensions. A YouGov poll of 2,100 people found 13% of 18 to 34 year olds said it was their job to make sure their money was invested ethically.

According to some new research, people in the UK are underestimating the cost of elderly care by £7bn every year. That's according to research from Scottish Widows’ independent think tank, the Centre for the Modern Family. On average, UK adults estimate that residential care would cost £549 a week – when in reality it costs on average £866 for a place in a nursing home – leaving a shortfall of £317 every week. In this episode, we talk about why people often underestimate the cost of care in later life, the tough conversations you need to have with family members, and where you can go for help and information. Introducing Faith Archer Faith is an award-winning money journalist who writes the blog Much More with Less, about moving to the country, living with less and making the most of it. She was Deputy Personal Finance Editor at The Telegraph and continues to write today for a wide range of publications, including The Sunday Times and Mirror Online. You can follow Faith on Twitter @MuchMore_Less Want to join the Informed Choice Radio squad and co-host a future episode? Find out more here. Personal finance news - Consumers lodged the most complaints about any UK financial business in the first half of the year against the Bank of Scotland, according to the latest figures from the Financial Ombudsman Service. FOS dealt with 20,541 complaints about the Bank of Scotland, which is part of Lloyds Banking Group. - One in four UK adults is considering buying an electric car within the next five years, according to new research from Sainsbury’s Bank Loans. The supermarket bank’s latest Car Buying Index, which tracks consumers’ car purchase intentions, reveals that recent Government announcements designed to boost the switch to zero-emission vehicles are convincing large numbers of motorists that their future is electric. - The UK's factories are experiencing record order books, boosted by the weak pound and stronger eurozone economy. A new survey found firms' expectations for the third quarter showed output rising in 34% of businesses surveyed. - A new study has revealed that 31% of tenants in rented accommodation cannot imagine ever owning their own home. The research, commissioned by GoCompare Mortgages, also revealed that 21% of renters think that the removal of mortgage interest tax relief on buy-to-let properties, which came into force in April 2017, will reduce the supply of rented properties in their area. - As Freshers get ready to leave the family nest for university this September, research from American Express has revealed UK parents spend an average of £3,662 during the course of their child’s degree, purchasing everything from bedding and books to groceries and gadgets to ensure their offspring have the best campus experience possible. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.icradio.co.uk/voicemail to leave an online voice message.

Andy spoke to guests at the 2017 Headlinemoney awards ceremony including Laura Whitcombe, Lotty Burns, Damien Fahy, Faith Archer, Rita Lobo, Lynn James and Bronni Hughes. You'll also be able to find out how Andy and his blog Be Clever With Your Cash did in the Financial Blog of the Year category.

Andy and guest Faith Archer talk about the 10 money lessons she's giving her daughter (including saying no to Prince Charming), the banks and supermarkets who give you something for nothing, and whether the falling pound has ruined shopping sprees in the States.

Have you ever dreamed about moving to the country, living more simply and making the most of life? My guest on the podcast today is Faith Archer. Faith is an award-winning money journalist, who also writes the blog Much More with Less about moving to the country, living with less and making the most of it. Faith was formerly Deputy Personal Finance Editor at the Telegraph Media Group. She’s now a freelance journalist and writer, specialising in personal finance. In today’s episode of Informed Choice Radio, I speak to Faith about how she started her blog, living below the line on just £1 a day, some of the benefits of living a frugal lifestyle, things that discourage frugality, highlights from saving £5,000 in a year, and much more. Welcome to Much More With Less with Faith Archer, in episode 168 of Informed Choice Radio. Some questions I ask: -Your blog is Much More With Less. How did that get started? Was that a natural spinoff from personal finance journalism and when you went freelance, and what was the motivation behind it? -What are some of the benefits of a more frugal lifestyle, of living frugally? -What are some of the first steps that people can take if they want to approach life in a more frugal manner? -What tends to put some people off frugality and trying to cut back a bit? Are there some secret elements which discourage people? -You mentioned on your blog that you want to make 2017 a money saving year, so what steps are you taking to make that happen? -Are there any quick wins when it comes to spending less and saving more money for the future? Where do you get the most satisfaction from saving money? Useful links mentioned in this episode: Much More With Less Faith on Twitter Faith on Instagram Faith on Facebook Much More With Less Thank you for listening! To get new episodes of Informed Choice Radio sent directly to your device as soon as they are published, you can subscribe on iTunes or Stitcher. Your reviews on iTunes are incredibly helpful and really appreciated. We get notified about each one; please leave a note of your name and website URL so we can mention you in a future episode.