Podcasts about underestimating

Are too many people underestimating the Pacers? Does the Knicks bench need to play more? Audio files featuring Tom Thibodeau, Anthony Edwards, Buster Olney, and Ryan Yarbrough. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Every two years, the UN release their predictions for the future population of humanity – currently expected to peak in the 2080s at around 10.3 billion people.One of the things they use to work this out is the fertility rate, the number of children the average woman is expected to have in her lifetime. When this number falls below 2, the overall population eventually falls. In this episode of More or Less, we look at the fertility estimates for one country – Argentina. The graph of the real and predicted fertility rate for that country looks quite strange.The collected data – that covers up to the present day – shows a fertility rate that's falling fast. But the predicted rate for the future immediately levels out. The strangeness has led some people to think that the UN might be underestimating the current fall in global fertility. To explain what's going on we speak to Patrick Gerland, who runs the population estimates team in the United Nations Population Division.Presenter / producer: Tom Colls Production co-ordinator: Brenda Brown Sound mix: Sue Maillot Editor: Richard Vadon

On this episode of the Bob Ryan & Jeff Goodman NBA Podcast, Bob and Gary Tanguay discuss where the Celtics go form here, how much the roster will change, and take a look around the playoffs at the remaining teams. All that, and much more! 00:00 - Intro 00:35 - What do the Celtics do now? 02:50 - Jrue Holiday's future 04:35 - Predicting Knicks' success 08:00 - Prizepicks 09:10 - Celtics' path to Finals last year 13:10 - Mazzulla's adjustments 16:45 - Salary cap restrictions 19:50 - Underestimating the Pacers 22:50 - Minnesota v OKC 25:25 - Coaching in Playoffs 20:25 - ABA/NBA merger 33:30 - Boston connections Learn more about your ad choices. Visit megaphone.fm/adchoices

On Monday night we were live to review Finals weekend in Rome, talk a little bit about our new partnership with The Athletic, and look ahead to Roland Garros. Part one - WTA. We discuss Jasmine Paolini beating Coco Gauff in the final, following it up with the doubles title, and forcing us to eat some humble pie. Part two - ATP (from 26m30s). We talk about how Carlos Alcaraz beat Jannik Sinner and how the course of their rivalry has changed. Part three - This week in tennis (from 47m58s). Charlie Eccleshare joins the show to preview Roland Garros. Who's In The Mix? Buy tickets for Tennis Podcast Live in London on Thursday 26th June at Shoreditch Town Hall. Check out our new merch shop! Become a Friend of the Tennis Podcast to receive exclusive access to bonus podcasts, including Tennis Re-Lived episodes, Grand Slam Review Shows, and monthly Live Shows on YouTube. Friends also get access to The Barge, Hannah's Column, and an ad-free listening experience to all episodes of The Tennis Podcast. Talk tennis with Friends on The Barge! Sign up to receive our free Newsletter (daily at Slams and weekly the rest of the year, featuring Matt's Stat, mascot photos, Fantasy League updates, and more)Follow us on Instagram (@thetennispodcast)Subscribe to our YouTube channel. Hosted on Acast. See acast.com/privacy for more information.

Jeannette shares invaluable insights on the ten common mistakes sellers make during the M&A process, emphasising the importance of due diligence, accurate business valuation, effective communication, and legal considerations. She also highlights the need for thorough preparation and realistic expectations to navigate the complexities of selling a business successfully. Jeannette explains why: Underestimating the due diligence process can jeopardise a sale. Sellers should prepare early by organising financial statements, legal contracts, and other important documents to instil confidence in potential buyers. Emotional attachment can lead to misjudging a business's value. It's crucial to work with an experienced M&A advisor to obtain an objective valuation that aligns with market conditions and financial performance. Maintaining open and transparent communication with potential buyers is essential. Poor communication can create mistrust and derail negotiations, so sellers should be responsive and provide necessary information. Sellers often focus solely on the sale and neglect planning for post-merger integration. Developing a clear strategy for integrating operations and culture is vital for the success of the new entity. Subscribe to Brave Bold Brilliant for weekly wisdom on leadership, legacy, and living boldly. This episode is living proof that no matter where you’re starting from — or what life throws at you — it’s never too late to be brave, bold, and unlock your inner brilliant. Visit https://brave-bold-brilliant.com/ for free tools, guides and resources to help you take action now

May Allah forgive and guide us

In this episode, Ari explores six common oversights in early retirement planning that can create unnecessary stress and limit flexibility in the long run.• Not establishing a taxable brokerage account to access funds before traditional retirement age• Overlooking healthcare planning, including available subsidies, which may impact retirement timing• Missing opportunities for tax efficiency through strategies like Roth conversions or coordinated withdrawals• Underestimating the importance of physical health when planning for an active retirement lifestyle• Limiting retirement vision to essential expenses, rather than factoring in meaningful goals and experiences• Focusing only on finances without considering purpose, routine, or fulfillment during retirementSubmit your questions at earlyretirementpodcast.com for future episodes. Are you sabotaging your early retirement with what I call "head trash"? These are the unnecessary worries that keep you working years longer than you need to - like comparing your finances to neighbors without knowing their full picture.Advisory services are offered through Root Financial, an SEC-registered investment adviser. This content is intended for general informational purposes only and should not be construed as personalized investment, tax, or legal advice. Advisory relationships are established only through a signed agreement. Any examples discussed are hypothetical and for illustrative purposes. If client experiences are referenced, no compensation was provided and their experience may not be representative of others. Comments shared publicly are unsolicited and do not reflect the views or experience of all clients. They are not verified and should not be construed as testimonials or endorsements. Root Financial does not provide tax or legal advice. Tax planning topics are discussed in the context of comprehensive financial planning and should not be relied upon as a substitute for professional advice. All investments involve risk, including possible loss of principal. Past performance is not indicative of future results. Watching or listening to this content does not create an advisory relationship. To learn more about Root or to explore working together, please visit www.rootfinancialpartners.com.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence. “Early Retirement – Financial Freedom” is a podcast produced by Root Financial Partners, an SEC-registered investment adviser. The content provided is for informational and educational purposes only. It should not be interpreted as investment, legal, or tax advice. I may reference planning situations based on real client experiences, but they've been simplified for clarity. Always consult your own financial advisor before making decisions. Listening to this podcast does not create or imply an advisory relationship with Root Financial. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Testimonials and endorsements do not reflect all client experiences and are not compensated. Learn more at our website or by reviewing our Form ADV at https://adviserinfo.sec.gov.

Return of the Free Space The 1 gorilla vs 100 men discourse is proof everyone is dumb Things are happening in Chapel Hill, and Felder wants to talk recruiting My life was better before I knew anything about Bill Belichick's personal life Can I sue? I get to the core of Felder's Shedeur Sanders belief, and it makes a lot of sense Respect the size of athletes Guest: Felder - It's Felder   Like what you hear? Subscribe so you don't miss an episode!     Follow us on Twitter: @Dpalm66 @UDPod @TheMTRNetwork Want more podcast greatness? Sign up for a MTR Premium Account! Check out our Sponsors! TweakedAudio.com using the code ‘reviews' to get 33% off & free shipping. Shop at our Amazon Store to support the site  

Kenny Dillingham, Sam Leavitt and the Arizona State Sun Devils are being disrespected yet again. Several national media outlets are putting out content hammering home the idea that Arizona State will take a step back in 2025. Will Kenny Dillingham and the Sun Devils lean into the disrespect this season? Plus, will Sam Leavitt, Jordyn Tyson or another ASU Sun Devil have a Cam Skattebo like season? Join Anthony Totri, Erik Ruby and Shane Dieffenbach as the guys discuss it all and more on the PHNX Sun Devils show!An ALLCITY Network Production SUBSCRIBE to our YouTube: https://bit.ly/phnx_youtube ALL THINGS PHNX: http://linktr.ee/phnxsports MERCH https://store.allcitynetwork.com/coll... ALLCITY Network, Inc. aka PHNX and PHNX Sports is in no way affiliated with or endorsed by the City of Phoenix PHNX Events: Get your tickets to PHNX events and takeovers here: https://gophnx.com/events/ Branded Bills: Use code PHNX at https://www.brandedbills.com/ for 20% off your first order! Gametime: Download the Gametime app, create an account, and use code PHNX for $20 off your first purchase. Terms apply.  Circle K:  Join Inner Circle for free by downloading the Circle K app today! Head to https://www.circlek.com/store-locator to find Circle Ks near you! DFCU: Show your ASU team spirit: Open a Free Checking account online and get your choice of three Arizona State University VISA® Debit Cards. Go to https://www.desertfinancial.com/ASUto get started. Monarch Money: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarchmoney.com/phnx Waymo: Download the Waymo One App and Ride Today! https://apps.apple.com/us/app/waymo-o... https://play.google.com/store/apps/de... Carol Royse Team: To buy/sell your home, call Carol Royse at 480-776-5231 or visit carolroyseteam.com All Pro Shade Concepts: Call 623-204-1476 or visit https://allproshadeconcepts.com/ now to schedule your free estimate! When you shop through links in the description, we may earn affiliate commissions. Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing.

Ep 435, pt 1: Is ownership underestimating the anger of Bruins fans? Would Edmonton trade for Swayman? Checking in on the Providence Bruins' playoff run. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Are you ready to stop playing small? In today's episode, I'm continuing my mindset series and introducing you to best-selling author Mary Marantz. Mary shares some of the truths revealed in her upcoming book Underestimated, like the root causes of self-sabotage and how to finally stop underestimating yourself. On Quianna Marie Weekly, we're chatting about business growing pains, finding genuine connections, and celebrating wins of all sizes through the lens of a photographer at heart. Sprinkled throughout stories and interviews with past clients, photographers and other business owners this podcast is designed to help you step into your purpose and to truly create a life you're proud of, a life worth photographing and sharing.Today's episode is brought to you by The Green House, my resource garden for photographers! Let me help you AMPLIFY your heart online and in real life to turn bridesmaids into future brides through templates, workshops, and freebies!Learn More >>You can find the full show notes and transcript for this episode at quiannamarie.com/podcast!Review The Show Notes:What It Means To Be Playing Small (3:32)Positioning Yourself Through Your Strengths (8:45)Expressing All Parts Of Yourself (14:15)Being Underestimated And Underestimating Yourself (21:57)Breaking Through And Overcoming Self-Sabotage (26:16)What We Get By Procrastinating (32:42)Creating Healthy Spaces For Big Breakthroughs (39:46)How Mary Selected Her Book Cover (44:07)Key Tip From Mary (48:40)Connect With Mary:Episode 111 Slow Growth with Mary Marantz: quiannamarieblog.com/2023/11/06/111-slow-growth-with-mary-marantzUnderestimated Book Preorder: marymarantz.com/underestimatedAchiever Quiz: marymarantz.com/quizPodcast: marymarantz.com/themarymarantzshowInstagram: instagram.com/marymarantzConnect with Quianna:Instagram Facebook TikTok Pinterest Hosted on Acast. See acast.com/privacy for more information.

Eric and Eliot welcome former Deputy Secretary of State Kurt Campbell and Rush Doshi, Assistant Professor of Security Studies at Georgetown University's school of Foreign Service and author of The Long Game: China's Grand Strategy to Displace American Order, to discuss their article in the current issue of Foreign Affairs, "Underestimating China: Why America Needs a New Strategy of Allied Scale to Offset Beijing's Enduring Advantages." They discuss China's massive advantages of scale in the strategic competition with the United States and the metrics that can be used to measure it including manufacturing capacity, not only in traditional industries but also in areas like biotechnology and aviation where the U.S. used to have the lead. They note how this translates into military production of ships, ballistic missiles, and drones. While acknowledging ongoing Chinese demographic, economic and environmental problems and continuing U.S. advantages they call for right-setting U.S. understanding of China rather than swinging from defeatism to triumphalism and back again. They examine the prospects for a U.S. led alliance to offset China's scale advantages but argue that it will require a new kind of alliance management by Washington policymakers that they call "capacity-centric statecraft." They also touch on the prospects of conflict over Taiwan in the next 5 years and whether it will take the form of a cross channel invasion or a blockade.

It's been hard to have a break from the show with so much going on in the news, but our sanity is important, as is spending time with family. That said, we are very happy to be back this week, and of course, we are going to talk about the tariff battle between the US and China, digging into the question – who is going to win? If you're in the US, you might have a different view, but out here in Asia, we see things very differently and we're looking forward to exploring it. No question, the news has been relentless, and we will talk about coping with the onslaught, but to give you a flavour for topics, we have to ask - has the US already gone fully fascist? Ignoring a Supreme Court ruling, attempting to control universities, attacking law firms who don't comply, axing the wire service from the Whitehouse coverage pool, as well suing any media organisations reporting on topics the Trump administration doesn't like, all the way through to pondering whether it's legal to send US citizens to El Salvadorian prisons… to name a few, but it doesn't sound very Democratic, does it? But what does it all mean to us – living beyond the US? The economy is obviously top of mind, as is world peace, but how do we understand this within the context of the even more alarming research from Copernicus' Climate Change Service and James Hansen's latest paper on accelerated warming? It's a lot, so come and join us as we dig into a complicated time in human history. It's all happening Friday 18th April, 8am UK, 2pm TH, 3pm SG and 6pm AEST.To help us this week, we've got two special guests, as Tim Wade will be delivering an Easter sermon at this time. First up is Coen (陈坚明) Tan, CSP, whose goal is to help the silenced reclaim their true voice one story at a time. Coen coaches business leaders to inspire and lead through magnetic stories, and he's the host of "The Wholehearted Podcast.” Our other guest is Philip F. Hisn. Philip is a speaker, author, strategic parenting advisor, investment management advisor, as well as an EduTech and non-profit community advisor. What a great combination of guest speakers to liven up the conversation. The Know Show is a Livestream held every fortnight on Friday, where Andrea T Edwards, Tim Wade and Joe Augustin, and at least one special guest, review the news that's getting everyone's attention, as well as perhaps what requires our attention. We'll talk about what it means to us, the world and we hope to inspire great conversations on the news that matters in the world today. The Know Show is based on Andrea T Edwards Weekend Reads, which are published every Saturday on andreatedwards.com, and covers the planetary crisis, topical moments in the world, global politics and war, business and technology, social issues, and passion/humour/history. Join us. #TheKnowShow #UncommonCourageTo get in touch with me, all of my contact details are here https://linktr.ee/andreatedwards My book Uncommon Courage, an invitation, is here https://mybook.to/UncommonCourage My book 18 Steps to an All-Star LinkedIn Profile, is here https://mybook.to/18stepstoanallstar

On today's episode, I introduce you to the newest addition to the UFC: Aaron Pico! Then, I went back and rewatched Sean O'Malley vs. Merab Dvalishvili, and I think it was a lot closer than you might remember. Also, my reaction to Carlos Prates smoking four cigarettes at once—is it just for attention, or is there a real problem here?Then, as we gear up for UFC 314 in Miami this Saturday night, I'll explain how Paddy Pimblett is creating a path for himself to fight Arman Tsarukyan. Also, Alexander Volkanovski believes he can beat Diego Lopes—but are we underestimating him? And finally, it's time for another round of “Ask Uncle Chael!” To support this program, please leave me a review on Apple Podcasts or submit a rating on my Spotify page. Chapters:Aaron Pico's officially UFC Fighter (00:00)O'Malley vs. Dvalishvili was closer than you remember (07:08)Carlos Prates smoking (12:00)Pimblett setting up to fight Tsarukyan (18:51)Underestimating Volkanovski (24:59)Ask Uncle Chael (31:14)

RamDev shares tokens of personal wisdom and encourages listeners to evaluate their practice in order to guide themselves and others on the spiritual path.Today's podcast is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/beherenow and get on your way to being your best self.This time on Healing at the Edge, RamDev offers wisdom on:Evaluating our practice and giving ourselves advice Helping others on the spiritual path The foundational work of dealing with fear, guilt, and shame Underestimating how attached we are to pleasant mindstates Right effort and sitting with our suffering rather than running awayDoing all things from the mindstate of guru seva versus egoConsidering what we have faith in and if we need heart work or mindfulness workLooking at how constant our practice is and how we can bring practice into daily activity Bare attention and mantra as a resource for continuous mindfulness Being centered as the perfect balance between stress and relaxation Developing spiritual confidence via facing uncomfortable feelings Holding space and being a guide for someone who is averse to spirituality "Running away from our demons makes them real. One of my main jobs as a guide is to tell people to sit still and be with that demon for a little while. Lean into it. Compassion can only arise after there is direct contact with the quality of suffering. You can't short-circuit that fundamental step. You can't heal something until you can meet it directly, nakedly, intimately."– RamDevSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Michael Kramer from Mott Capital Management shares why it's hard to read the markets these days (0:40). Underestimating market flows and why we may be heading into a bear market (2:15). Tariff effects on S&P 500 earnings  (7:00). How technical analysis and options help (10:40). Interest rates and the bond market (12:30).Show Notes:The Market's Worst Fears Just Became RealityThe Stock Market Correction Is Over, Now Comes The Bear MarketSurging Rates In Japan Threaten U.S. MarketsRead our transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Click here to work with us! Most people plan for retirement by focusing on their savings and investment returns—but what if some of the most important decisions happen after you stop working?  In this episode, I sit down with Jeremy Keil, also known as Mr. Retirement, to discuss the three biggest mistakes retirees make—mistakes that can cost them financial security, tax savings, and peace of mind.  From misunderstanding the best time to take Social Security to underestimating how long retirement will last, we break down the key oversights that can derail even the best-laid plans. Jeremy and I dive into why retirement age and Social Security claiming don't have to go hand in hand, how to accurately gauge your longevity to avoid outliving your money, and the crucial difference between optimizing for next month's income versus planning for a lifetime of financial security.  Whether you're a few years away from retirement or already in it, this conversation will challenge the way you think about your financial future and equip you with strategies to make smarter decisions.  Outline of This Episode (0:00) Intro (1:19) Mistake #1 – Tying retirement to Social Security (4:05) Mistake #2 – Underestimating longevity (8:41) Planning for an earlier retirement than expected (13:50) Mistake #3 – Optimizing for short-term income over long-term security (19:20) Where to find more from Mr. Retirement Resources & People Mentioned The Retirement Podcast Network Mr. Retirement YouTube Channel Longevity Illustrator Tool Connect with Jeremy Keil Connect with Jeremy Keil AKA Mr Retirement on LinkedIn Connect with Benjamin Brandt Become a Client: www.retirementstartstoday.com/start Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

In this episode of The Coach Cody Podcast, I dive into two big topics:✅ An update on my ketamine treatment for depression – how it's helped me start feeling like myself again, the changes I've noticed, and what's next.✅ The real reasons your diet isn't working – the most common mistakes I see in my 7 years of coaching and, more importantly, how to fix them.We'll cover:

Today we start with why 70.3's are gaining popularity and roll that into training with more intensity. We look at how to explore higher zones and how to work that into your overall training. We talk about why it's important to remind yourself what it feels like and why you have to train it to truly know it. We get into why it can be more stressful to train alone and why it's important to swim, bike, and run with people faster than you. We talk about racing as a compass and look at how to test the boundaries and flirt with slightly unnerving workouts. Topics: 70.3's gaining popularity Underestimating your race 70.3's as training for your full There's a lot of different ways to stimulate Using racing as a compass Training to discomfort Testing boundaries Legs can't keep up If you don't train it you don't know it The importance of understanding ALL the zones In all disciplines Pyramidal training Polarized Remind yourself what it feels like Understanding All Out The top of the range The mental fatigue of hard sessions Training with faster people Applying race numbers to training? Outside vs. inside effort Group riding Higher stress when by yourself? Find slightly unnerving     Mike Tarrolly - mike@c26triathlon.com Robbie Bruce - robbie@c26triathlon.com

This Podcast Is Episode 618, And It's About A Deep Dive Into Gross Profit Margin For Construction Contractors Understanding and managing your gross profit margin is crucial to ensuring the sustainability and profitability of your business as a construction contractor. This key financial metric not only reflects your company's financial health but also helps guide your pricing strategies, project management decisions, and overall strategic planning. Profit is the money left in your business after all your expenses have been paid. An income statement (also referred to as a profit and loss report) reveals what profit your construction company made last month or last quarter. Your profits are detailed in two figures, namely: Gross profit is what's left from sales after deducting the costs of goods sold or services provided. Net profit is left from gross profit after operating expenses (your business overheads) are deducted. Note that net profit isn't the final 'bottom line' profit until all taxes have been paid. Gaining more significant profits depends on accomplishing all the little things better rather than making one huge change. What is Gross Profit Margin? Gross profit margin is calculated by subtracting the cost of goods sold (COGS) from total revenue and dividing that figure by total revenue. The formula looks like this: Gross Profit Margin (%) = (Net Sales – Cost of Goods Sold) ÷ Net Sales x 100 Breaking it down: Net Sales: This is your total revenue after subtracting returns, discounts, and allowances. Cost of Goods Sold (COGS): For construction contractors, COGS typically includes direct costs associated with a project, such as materials, labor, and subcontractor fees. This margin provides insight into how efficiently a contractor manages these costs relative to their revenue. For example, your small construction business earns $50,000 monthly in net sales, and your COGS totals $20,000. To calculate:  Gross Profit Margin = ($50,000 – $20,000) ÷ $50,000 x 100 = 60% This means 60% of your revenue contributes to covering overheads, like rent and salaries, and eventually becomes profit. Why is Gross Profit Margin Important? 1. Financial Health Indicator: A robust gross profit margin indicates that contractors can cover operating expenses and generate profit. Contractors with thin margins may struggle to survive during economic downturns or project disputes. 2. Pricing Strategy: Understanding your gross profit margin promotes better pricing strategies. If the margins are too low, it may be time to reevaluate how you bid on projects or manage costs. 3. Operational Efficiency: Analyzing gross profit margins can help identify inefficiencies in project management. If specific projects consistently yield low margins, it may indicate underlying issues that need addressing, such as waste or mismanagement of resources. 4. Benchmarking: Comparing your gross profit margins to industry standards can offer insights into your competitive position. While margins vary based on project type and geographical location, knowing where you stand can help identify areas for improvement. What is a Good Gross Profit Margin? In the construction industry, gross profit margins generally range from 10% to 20%. However, this can vary based on the type of projects (residential vs. commercial), market conditions, and geographic area. High-demand markets allow for higher margins, whereas competitive bidding environments push margins lower. Reevaluate Your Gross Profit Percentage - Another area most construction company owners let fall between the cracks is gross profit on the material. Gross profit is the difference ­between revenue and the cost of the material before overhead. Here Are Some Thoughts On Gross Profits: Lower prices do not always equate to increased sales. Sales resulting from lower prices will require you to sell more to maintain the same level of profitability. Generally speaking, raising your gross profit on materials by 1% would require a 4% increase in overall sales to realize the same gain. Increasing sales is always desirable, but, in reality, you have more control over your estimating and pricing than you do over sales or potential sales. People who buy from you solely due to pricing are customers, not clients; they belong to whoever has the lowest prices in the marketplace. How to Improve Your Gross Profit Margin 1. Accurate Estimation: Invest time in accurately estimating project costs. Underestimating costs can lead to lower margins and financial strain. 2. Increase your prices: If your products or services are underpriced, gradually increase prices. Outline the value you provide so clients understand what they're paying for. 3. Reduce your COGS Source raw materials strategically: Negotiate with suppliers for discounts or bulk deals. Lower manufacturing costs: Consider automating manual processes to reduce labor costs in the long term. 4. Regular Financial Reviews: Conduct regular reviews of your financials to identify trends and areas for improvement. Analyzing project performance can highlight where margins can be improved. 5. Effective Resource Management: Ensure labor and materials are allocated efficiently. Reducing waste and improving productivity can have a direct positive impact on margins. 6. Negotiate Better Rates: Cultivate strong relationships with suppliers and subcontractors. Negotiating better rates can directly affect your COGS and improve your margins. 7. Invest in Technology: Utilize project management software to streamline operations, improve communication, and enhance budgeting. These tools can help manage costs more effectively and keep projects on track. Gross Profit Margin isn't just an abstract financial concept – it's a powerful tool. It provides insights into your business's efficiency and profitability and helps guide critical pricing, cost management, and scalability decisions.  Don't underestimate the impact of regularly tracking your Gross Profit Margin – it can help you adapt to challenges, make smarter decisions, and ultimately achieve long-term success. Conclusion Gross profit margin is a vital metric for construction contractors, influencing everything from financial health to pricing and project management. By understanding and actively managing this figure, contractors like you can enhance operational efficiency, boost profitability, and ensure long-term success. Keep assessing your projects, refining your estimates, and adapting to market changes to maintain a healthy gross profit margin and drive your construction business forward. About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com    

We begin by discussing the need and opportunity for Trump to push back against judicial supremacism lest all his policies go to waste. Next, I delve into a new poll showing how support for gay marriage is plummeting, yet Republicans refuse to utilize the Overton window and instead are making everything about female sports. The same thing applies to the budget and spending cuts. They are underestimating the mandate they have to actually eliminate programs. Trump needs to use his megaphone to explain how we are subsidizing unaffordability with these very programs both parties have supported. Sadly, they are on the cusp of playing "Lucy and the football" with the budget bill. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Word of the Day is Underestimated (0:00-13:03) The team expresses satisfaction regarding the re-signing of linebacker Zack Baun by the Eagles, acknowledging that he has received the compensation he rightfully deserves. Additionally, there are disparaging remarks directed at Josh Sweat and Milton Williams, suggesting that their success is primarily attributed to their association with Jalen Carter. (13:03-21:03) Zack Baun found himself in a favorable position regarding the Eagles, as Nakobe Dean's injury and Oren Burks' impending free agency provided him with a significant advantage. This represents a crucial opportunity for Baun to secure a substantial contract, making his return for the next season particularly advantageous. According to Ricky, possessing such leverage during contract negotiations is a dream scenario for any player. (21:03-32:38) Tyrone is quite wary of relying on the younger players to fill the roles of Sweat and Williams. Their inexperience raises concerns about their trustworthiness, indicating that they require additional time for development. He would consider resigning Javon Hargrave should the 49ers decide to release him. (32:38-40:49) It is possible that individuals are expressing negative opinions about Williams and Sweat as a means of coping with their departure as free agents. Previously, both players received considerable admiration, yet public sentiment appears to be shifting. Follow The Station x.com/975TheFanatic instagram.com/975thefanatic/ https://www.facebook.com/975thefanatic/ Follow The Show x.com/975BestShowEver https://x.com/TyJohnsonNews https://x.com/rickybottalico https://x.com/sylvanakell Support the Show 975thefanatic.com/shows/the-best-show-

NFL Network's Steve Wyche discusses the potential market for Cousins and his answer may surprise you

In this episode, I'm recapping my recent trip to Mexico City, sharing my first impressions of LIB pod-dates, and then diving into the top three mistakes I see women make when trying to lose fat and gain muscle:Relying too much on exercise to lose weight – Over-exercising can mess with your hormones, which impacts hunger, stress, fat loss, and muscle growth.Focusing only on food quality and ignoring quantity – Yes, nutrient-dense foods matter, but calories still count.Underestimating the impact of sleep on body composition – Poor sleep throws off hunger signals, recovery, and muscle growth, making progress way harder.Health Coaching Application: Work with me! Follow me on Substack: Alicia's SubstackFollow me on Instagram: @aliciamayconnorsSend me an email!: info@wellnesswithalicia.com

In this episode, Odette Barry is joined by Lem Zakharia, a powerhouse in the Australian media industry with an eclectic career spanning radio, music, and podcasting. Currently the executive producer of It's A Lot with Abbie Chatfield, Lem has been instrumental in transforming the podcast from a casual, couch-recorded project to a top-ranking hit in its sixth season. With a core audience of women aged 19–35 and strong ties to the LGBTQ+ community, the podcast covers everything from reality TV to politics and current affairs. Lem shares how she strikes the perfect balance between supporting Abbie's unfiltered “stream of consciousness” style and introducing strategic structure to enhance the listener experience. Beyond her work on It's A Lot, Lem is breaking new ground with her venture, Bedou, a business bridging the gap between brands and digital creators, and curating a roster of high-profile influencer talent. On Hack Your Own PR, we always explore the art and science of media relations, publicity, and storytelling to help you to DIY PR, amplify your voice and share your message. In this episode, Lem provides an insider's perspective on: The challenges and opportunities of producing a top-tier podcast. Practical tips on how to craft a killer pitch and build strong relationships with media teams. Her vision for the future of brand partnerships in the creator economy. Key Takeaways: Know your audience and personalise your pitch. Tailored, thoughtful pitches that align with a show's tone and audience are far more effective than generic ones. Build relationships with producers, not just talent. Behind-the-scenes teams often hold the key to successful collaborations. Persistence pays off. Lem reminds us that it's often the second or third follow-up that gets a response, so don't give up after the first attempt. What to Avoid: Generic copy + paste pitches. Personalisation is key, and impersonal pitches rarely work. Surface-level or clichéd content. Pitches around generic themes like “empowerment” can fall flat unless deeply aligned with the show's tone and values. Underestimating corporate processes. Creative ideas often need multiple layers of approval in corporate media, so set realistic expectations. Unclear communication or surprises. Unexpected changes, especially around compensation, can jeopardise relationships. This episode is packed with actionable insights and behind-the-scenes wisdom for anyone in PR, media, or the creator economy. Find Odette Barry online: https://www.odetteandco.com.au/ https://www.instagram.com/odetteandco/  https://www.linkedin.com/in/odette-barry/    Find Lem online https://www.linkedin.com/in/lamazakharia/  https://www.instagram.com/lemzakharia/ https://bedou.com.au/

Hello, I'd really like to grow this email list. If you enjoy this newsletter, it would mean the world to Jola and I if you encouraged one friend/fellow immigrant/colleague to subscribe…Very likely, the the only thing you will get in return is warm fuzzy feelings, and if I can attribute it to you, I'd personally send you a thank you email.Join us as we explore the bitter-sweet world of the immigrant.In this episode, I'm speaking with Maryanne Aghalu, who moved to Canada in 2016 for her MSc, leaving a blossoming career in consulting behind. Maryanne was so sure she was going to go back to Nigeria. Choosing to come to Canada was possible because PwC Nigeria gave her a two-year study leave. “I was going to study, get some international work experience, and then head back,” she says. Well, she's still here. In this conversation, Maryanne and I chat about deciding to stay back in Canada. We also explore:* Spending her maternity leave in Nigeria* What home means to her now* Underestimating how much immigrating changes us* The cultural gifts we owe our kids, and more good stuff.Something to ponder on: We unconsciously adopt the cultural nuances of our new country but we often only notice how much we've integrated when we go back to visit. Official Links

A few years ago, Time magazine had an article discussing how more and more of us talk to ourselves. Unfortunately, these conversations aren't always productive. In this quick, five-minute Pocket Sized Pep Talk I'll remind you to beware of the voices that turn negative; it can be a slippery slope; we need to be vigilant and on guard. I'll tell you what to listen for, and how to work your way around it!

The Morning team debate if the fans and themselves are taking the Chiefs too lightly. Jon Ritchie and Joe Decamara both say yes but they still pick the Birds to win. James Seltzer doesn't care and is sick of Mahomes, Reid and Chiefs because the Eagles are better.

This Podcast Is Episode 612, And It's About The Budget Blueprint: Project Cost Control For Contractors Did you know that 39% of projects fail due to budget issues? For small businesses and entrepreneurs, the stakes couldn't be higher. Managing a project budget is not just about numbers; it's about ensuring your business is profitable. By understanding the essential steps of project budgeting, you can turn potential pitfalls into opportunities for success.  Whether launching a new service or expanding your services, mastering project budgeting is invaluable for achieving your construction business goals.   Understanding Project Budgeting   Project budgeting is a crucial component of successful project management. At its core, a project budget is the total estimated cost of all the tasks, activities, and materials associated with a project. It serves as a roadmap for project managers, offering a framework for allocating resources and tracking expenses throughout the project lifecycle.   Budgeting is essential for several reasons. A well-prepared budget helps control costs, ensuring that project expenditures don't exceed available funds. It also improves resource allocation by identifying potential bottlenecks and enabling more informed decision-making. Additionally, effective budgeting aids in risk management by setting aside contingency funds to cover unforeseen expenses, thereby reducing the likelihood of project failure.   Whether you're allocating funds for an internal project or you are working on a client project, here are the steps to create a basic project budget:   Creating a project budget involves several critical steps. Understanding and following these can significantly boost your chances of project success.   1. Identify project scope   The first step in budgeting is defining the project scope. This involves outlining the project's objectives, deliverables, and timeline. A clear scope helps you identify the necessary resources and costs associated with the project, ensuring that all essential components are included in the budget.   Consider the tasks and activities required to achieve the project's goals. Determine the personnel, equipment, and materials needed to complete the project. Establishing a clear understanding of the project's scope lays the foundation for an accurate and comprehensive budget.   2. List all project costs   Once you've defined the project scope, the next step is to list all project costs. These costs can be classified as direct or indirect. Direct costs include materials, person-hours, and equipment required to complete the project. Indirect costs, on the other hand, include overhead expenses such as rent, utilities, and administrative expenses.   Be thorough in your cost estimation process. Use market prices, vendor quotes, and historical data from similar projects to ensure accuracy. It's better to overestimate expenses than be caught off guard by unexpected costs later.   3. Estimate costs   Estimating project costs is a crucial aspect of budgeting. Several methods can be used to estimate costs, such as expert analysis, historical data, and three-point estimating. Expert analysis involves consulting with experienced professionals to obtain accurate cost estimates. Historical data analysis involves examining past projects to identify cost patterns and trends. Three-point estimating uses optimistic, pessimistic, and most likely cost scenarios to generate a more accurate estimate.   Employing these estimation techniques can help you develop a realistic budget that accounts for potential uncertainties and variances in project costs.   4. Create a budget timeline   A budget timeline allocates costs over the project's duration, ensuring a balanced cash flow. It helps identify when specific expenses are expected to occur, allowing for better financial planning and management.   A well-structured budget timeline enables you to proactively address cash flow issues and allocate resources efficiently. It also clarifies how project costs will be distributed over time, reducing the risk of budget overruns.   5. Include contingency funds   Contingency funds are essential for addressing unexpected expenses that may arise during the project. Setting aside a portion of the budget for contingencies provides a financial safety net that allows you to manage unforeseen challenges without derailing the project.   Experts recommend allocating 10-20% of the project budget as contingency funds. This buffer helps cover unexpected costs while maintaining the project's financial integrity.   Tools and techniques   Several tools and techniques can simplify the budgeting process and improve project management efficiency.   Budgeting software   Budgeting software can streamline budgeting by automating calculations, tracking expenses, and generating reports. These tools offer cost estimation, budget tracking, and financial forecasting features, enabling project managers to make informed decisions.   Popular budgeting software options include Microsoft Excel, Google Sheets, and targeted project management platforms. These tools provide flexibility and ease of use, making them suitable for businesses of all sizes.   Templates and spreadsheets   Templates and spreadsheets are practical tools for managing and tracking project costs. They provide a structured format for inputting expenses, ensuring all costs are accounted for. Templates can be tailored to suit specific project needs, while spreadsheets offer the flexibility to incorporate formulas and calculations.   Using templates and spreadsheets simplifies the budget creation process, allowing project managers to monitor and control costs effectively.   Common mistakes to avoid   Avoiding common budgeting mistakes is crucial for maintaining the project's financial health. Here are some pitfalls to watch out for:   1. Underestimating costs   Underestimating costs is a common mistake that can lead to budget overruns. To avoid this, ensure that all project components are thoroughly researched and accurately cost. Use historical data and expert analysis to refine cost estimates.   2. Ignoring contingency planning   Contingency planning is essential for managing unexpected expenses. Failure to allocate contingency funds can result in financial strain and project delays. Set aside a portion of the budget for contingencies to mitigate risks and maintain project stability.   3. Lack of updates   Regular budget updates and tracking are crucial for staying on course. Failing to monitor project expenses can lead to financial mismanagement and cost overruns. Implement a system for tracking expenses and updating the budget as needed.   Summing up   Effective project budgeting is essential to achieve project success. By understanding the fundamentals of budgeting and implementing best practices, you can allocate resources efficiently, manage risks, and ensure project profitability.   Engaging a construction bookkeeper can be a game-changer for your project budgeting process. A bookkeeper specializes in managing financial records and can help you maintain accurate financial oversight throughout your project. Construction projects can involve various tax considerations, including sales tax on materials, employment taxes, and potential deductions. A bookkeeper can help you navigate these complexities, ensuring that your project complies with tax regulations and maximizes available deductions. Proper tax planning can ultimately impact your overall project budget and profitability.   Talk to us for help with project budgeting – we're here to help. Let's enhance the financial health of your project and mitigate risks associated with budget overruns. About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com  

In this episode of the PT Entrepreneur Podcast, Dr. Danny dives into the challenges and common pitfalls of scaling a cash-based or hybrid clinic. He highlights the three biggest obstacles clinic owners face when growing beyond themselves: Misunderstanding Growth Cycles: Scaling requires reinvestment, time, and patience. Learn how to navigate the financial and mental challenges of this transition. Ineffective Use of Debt: Discover the importance of managing debt strategically to avoid cash flow issues and financial strain during expansion. Underestimating the Stress of Providing for Others: Hiring and supporting a team can be rewarding but brings significant responsibility and stress. If you're considering scaling your practice or want insights to avoid costly mistakes, this episode provides valuable guidance. Resources Mentioned: Visit PhysicalTherapyBiz.com to learn more about scaling your practice and schedule a consultation with the team. Join our 5-Day Challenge at physicaltherapybiz.com/challenge Apply at physicaltherapybiz.com/apply Leave a 5-star review on iTunes if you enjoy the podcast! Encourage a friend to do the same! Join our free PT Entrepreneur Facebook Group at facebook.com/groups/ptentrepreneur

Dr. Heather Salzer // #ICEPelvic // www.ptonice.com  In today's episode of the PT on ICE Daily Show, ICE Pelvic faculty member Heather Salzer discusses that ultramarathon runners often exhibit a unique level of physical and mental endurance that enables them to tackle extreme distances, sometimes exceeding 100 miles. Heather discusses the concept that this capacity remains intact during the postpartum period as she recounts a personal experience with a woman she met during the Chuckanut 50K ultramarathon, who was five months postpartum and still performing exceptionally well. This runner had trained throughout her pregnancy and was accustomed to longer distances, making the 31-mile race feel relatively short for her. Heather reinforces that healthcare and fitness professionals often harbor preconceived notions about what postpartum athletes can or cannot achieve. Underestimating their capabilities can lead to unnecessary restrictions on their training and performance. Heather encourages practitioners to set aside these biases and act as supportive guides for these athletes. By doing so, they can help ultramarathon runners navigate their training safely and effectively, allowing them to pursue their passion without undue limitations. Take a listen to learn how to better serve this population of patients & athletes or check out the full show notes on our blog at www.ptonice.com/blog. If you're looking to learn more about our live pregnancy and postpartum physical therapy courses or our online physical therapy courses, check our entire list of continuing education courses for physical therapy including our physical therapy certifications by checking out our website. Don't forget about all of our FREE eBooks, prebuilt workshops, free CEUs, and other physical therapy continuing education on our Resources tab. Are you looking for more information on how to keep lifting weights while pregnant? Check out the ICE Pelvic bi-weekly newsletter!

Raj Prakash Paul || The Lord's Church India

With the chance to clinch the division this Sunday, are we under estimating the Dallas Cowboys?

The theme this week on the podcast is: The Best of 2024 I'm bringing you into the new year by rewinding and replaying the most downloaded, most listened to, and most popular episodes from 2024. The topics are varied, covering everything from social security to inflation to the 4% rule. 

Charlie returns to taking questions from Charlie Kirk Exclusive subscribers, including:   -Should the Trump Administration prosecute Pennsylvania Democrats who tried to count illegal votes? -Should young people return to small towns? -Are conservatives overplaying their hand right now and underestimating the Democrats?Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

A skilled agent can be a game-changer! I'll explain why finding the right agent can save you money, time, and help you get the best deal.

DisruptU PSU Presents The Penn State Pulse with host Dylan Dawson. Listen as Dylan previews the upcoming game between Penn State and Minnesota. He discusses Minnesota's strengths, key players to watch, and offers predictions for the game. The conversation highlights the importance of not underestimating Minnesota, given their solid defensive performance and key offensive players. Dawson also shares insights on Penn State's recent struggles in road games and provides a score prediction for the matchup. Takeaways •Minnesota has a strong defensive record, allowing only 17.7 points per game. •Gophers QB is an experienced quarterback who minimizes mistakes.  •Darius Taylor is crucial to Minnesota's offensive success. •Penn State has struggled in past road games against Minnesota. •Dylan predicts Drew Allar will outpass Brosmer by 100 yards. •Dylan predicts a final score of 24-13 in favor of Penn State. •The game will showcase two strong secondaries against capable quarterbacks. #upongame #fsrweekendsSee omnystudio.com/listener for privacy information.

The System's love is conditional. Joe Biden's deteriorated mental state has real consequences. How they talk about you in private. BK explains what directed-energy weapons are. Underestimating a guerrilla force that is fighting a pseudo-religious cause. See omnystudio.com/listener for privacy information.

[00:00:00] Bret Baier [00:18:25] Lt. Col. Allen West [00:36:47] Link Lauren [01:05:57] Simulcast with Stuart Varney on FBN [01:13:30] Mark Penn [01:31:52] Josh Kraushaar Learn more about your ad choices. Visit megaphone.fm/adchoices

God has 8 billion, 199 million, 999 thousand, 999 hundred other people to talk to instead of trash human beings. How about your spiritual covering and walk not predicated on which church you attend or whatever denomination you belong to? God does work and speak through people not just everyone. He does have billions of choices. Also, I believe what the Bible says about false prophets. What if you willingly and freely follow one of those ya-whos? You can catch a stray fooling with nonsense. I don't want the drama or the smoke... Tasha Smith looked the alphabet boys dead in the face and took 40 million large. Yeah, she did that -ish, but still…   Kim Porter, Cassie, and many others suffered at Diddy's hands. The handlers, hangers-on, and morning show hosts were all complicit. Saddle up. It's going to be a bumpy ride without baby oil because the feds confiscated all of that.     @Lettucegrow Get into it use code: FRIEND-YFO35A for percentage off your first order Navigate to  https://www.lettucegrow.com/shop?pc=FRIEND-YFO35A     Actively seeking partners, sponsors, or sponsorships to continue to provide amazing content. So become a Melanated Nerd on Podbean by clicking https://patron.podbean.com/TheTalkingFro https://patron.podbean.com/tnfroisreading Apple Subscriptions #dacocinita #atlanta #atlfoodblogger #atlfoodies #atlfoodie #foodstagram #foodtoeatatlanta #foodstalker #_atlantaeats #devstayeatin. #atlantafoodguy #halalfood #soul.halal #smokehouseatlbbq

Sarah and David break down the latest update in Jack Smith's January 6 case against Donald Trump before speaking with Yuval Levin about his book, American Covenant: How the Constitution Unified Our Nation―and Could Again. The Agenda: —Jack Smith's superseding indictment —Not thinking alike but acting together —Federalist No. 10 —Underestimating how unified we are —Proceduralism is not amoral —Restringing narrow majorities —Congress, do your job —The federalism solution —Supreme Court reforms —Reforming Article I Advisory Opinions is a production of The Dispatch, a digital media company covering politics, policy, and culture from a non-partisan, conservative perspective. To access all of The Dispatch's offerings—including Sarah's Collision newsletter, weekly livestreams, and other members-only content—click here. Learn more about your ad choices. Visit megaphone.fm/adchoices