The life, money, and career podcast for 20-somethings. Hosted by Erin Confortini and Grace Lemire. New episodes every Monday. Erin Confortini is a Gen Z personal finance creator that built her audience around sharing transparent and relatable money content for women in their 20s. Grace Lemire is a Gen Z personal finance & lifestyle creator sharing the ins & outs of her financial life & her life as a FT biz owner. Join the community over on Instagram & TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod Biz Inquiries: girlstalkmoneypod@gmail.com
Grace Lemire and Erin Confortini

We all know the feeling of getting to the end of the week and realizing how fast it flew by.We spend about half our week living on autopilot, going through the motions. When we operate this way, life starts to feel boring (and sometimes meaningless).In today's episode, we broke down why we start living on autopilot. We shared the science behind it so you can create REAL change and stop the autopilot loop.We also shared a bunch of ways to sprinkle more joy, whimsy, and rest into your week.—If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

This episode is vulnerable, honest, and tactical. We're sharing our personal journeys with confidence, the mindset shifts that changed everything, and actionable strategies you can implement today to feel more put together.Feeling put together isn't just about appearance - it's about the energy you bring to the world and how you show up for yourself every day.What We Covered:The psychology behind why how you present yourself matters Rules and frameworks for looking put together to implement nowWhy posture and energy matter more than any outfitUnderrated things that make you look instantly more put togetherThis episode is perfect for anyone who wants to feel more confident and put together but doesn't know where to start. You don't need a complete wardrobe overhaul - just a few strategic shifts that will make you feel like your most powerful self.—Keywords: confidence, style, self-care, personal development, fashion tips, body image, self-improvement, putting yourself together, confidence building, personal style—If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're answering your most pressing questions about money mindset, homeownership, giving up on goals & dating in your 20s. Questions We Covered:Is money truly a motivator? How has our money mindset changed over the years, specifically around what motivates us. Why has Grace "given up" on her homeownership goal? Is giving up on a goal something to feel bad about?How would you split expenses moving in with a partner?Are you thinking of marriage & a family, and how have your views changed this year?As always, leave any questions you want us to answer in these monthly Q&A episodes in Spotify!If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

This episode is vulnerable, honest, and tactical. We shared about our recent seasons of lacking motivation, the truth behind it all, and how we're getting back on track.Being unmotivated happens. Because life happens. But what can we do to break through it?What We Covered:The common root causes of lack of motivationTactical strategies, like the action-motivation loop and setting non-negotiable rules, for getting your motivation backDay to day tools you can implement to feel more motivatedThis episode of perfect for anyone stuck in the cycle of being unmotivated but craving an escape.You know that at your core, you're a motivated and driven person, but you just can't seem to get that motivation back.This episode is your guide to getting back on track.—Keywords: motivation, discipline, productivity, goal setting, consistency, self-discipline, overcoming procrastination, taking action, personal development, mindset shifts, habit building, beating resistance—If you enjoyed this episode, please rate and review the podcast. We appreciate your support!


The topic of brand deals can be taboo. Nobody wants to share how much they make, how they land deals, or what deals look like behind-the-scenes.In this transparent episode, we're pulling back the curtain on the business side of content creation that most creators don't talk about openly. We share the real numbers, process, and behind-the-scenes reality of working with brands as influencers.Here's what we covered:Different types of brand partnershipsHow influencers charge for brand partnershipsHow brand deal rates are calculated and what factors influence pricingHow to start working with brands on social mediaThis Episode is Perfect For:Content creators curious about monetization strategiesAnyone interested in the business side of social mediaPeople considering brand partnerships but unsure about pricingIf you enjoyed this episode, please rate and review the podcast. We appreciate your support!

What does financial freedom mean to you and how are you achieving it? This week's episode is all about breaking down how to set financial goals that align with your real desires for financial freedom.We share the personal moments that shifted our relationship with money and provide a concrete framework for working toward multiple financial goals at the same time.We challenge the stereotype that financial freedom means lounging on beaches forever. Instead, we explore what it can actually provide:the ability to walk away from jobs you hatepeace of mind during emergenciestime freedom for travel or familythe option to choose fulfilling work over high-stress, high-pay positions.This Episode is Perfect For:Anyone overwhelmed by competing financial prioritiesPeople who want financial freedom but aren't sure what that actually meansThose ready to move from financial stress to strategic financial planningAnyone looking for concrete examples of how to balance multiple money goalsPeople who want to save or invest moreIf you enjoyed this episode, please rate and review the podcast. We appreciate your support!

The last 3 months of the year can either be a time to slow down or ramp up and accomplish what you set out to.In this episode, we're sharing our complete framework for resetting your approach to make Q4 your most intentional and productive quarter yet.What We Cover:Why Q4 is actually the most important quarter for setting yourself up for long-term successOur proven physical, digital, and financial reset strategies to get back to baselineHow to honestly assess your yearly progress without falling into self-criticismThe art of setting realistic Q4 goals that account for end-of-year constraints and realitiesWe break down how to choose 2-3 focus areas that will have the biggest impact, work with seasonal energy shifts instead of against them, and create accountability systems that actually stick through the holiday season. You'll learn how to use this quarter to build momentum for 2026 rather than just surviving until January.This Episode is Perfect For:Anyone who feels like they've lost momentum on their yearly goalsPeople who want to finish the year feeling accomplished rather than defeatedThose looking to use the holiday season strategically instead of letting it derail progressAnyone ready to start 2026 from a position of strength rather than starting overIf you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're answering your most pressing questions about productivity, financial decisions, and what really goes on behind the scenes of our business and podcast.Questions We Covered:How to realistically plan your day and week without over-committingThe psychology behind self-imposed vs. external deadlines and motivationOur biggest physical changes this year and what drove themOpportunity cost in lifestyle decisions as our income has grownWhether we thrift and vintage shopOur backup career plans if content creation doesn't work outWhat podcast episode preparation actually looks likeAs always, leave any questions you want us to answer in these monthly Q&A episodes in Spotify!If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We've all faced it: the need to constantly check our phones and scroll through endless feeds.In this week's episode, we dive deep into why this habit feels so impossible to break and provide a practical roadmap for reclaiming your attention and time.What We Discuss:The neuroscience behind why social media platforms are literally designed to be addictiveHow to recognize the hidden costs of constant connectivity on your creativity, relationships, and life satisfactionPractical strategies for breaking your phone addiction and spending more time offlineKey Topics Covered:The Psychology of Digital Addiction: Understanding dopamine feedback loops and variable reward schedules that keep you hookedPersonal Pattern Recognition: Identifying your specific triggers and high-risk usage timesReplacement Activities: Building fulfilling offline routines that actually satisfy the underlying needs your phone was meetingSocial Navigation: Handling FOMO, work pressures, and relationships while reducing phone usagePractical Strategies You'll Learn:Environmental design techniques to reduce automatic phone checkingHow to create meaningful friction between you and problematic appsMorning and evening routines that don't revolve around screensWays to stay professionally connected without constant availabilityPerfect For:Anyone who's tried to reduce phone usage before but struggled to maintain changesPeople who feel anxious or restless without their phone nearbyThose ready to build more intentional relationships with technologyAnyone seeking to reclaim mental space for creativity and deeper thinkingKeywords: phone addiction, digital detox, social media addiction, doomscrolling, digital wellness, screen time, mindful technology use, dopamine detox, attention span, digital minimalism, phone boundaries

We've made it to episode 100! In this episode, we're sharing some of the most important lessons we've learned from building a podcast and business over the last two years.We share some of the real, uncomfortable truths about building something from scratch, building with a business partner, and when things aren't profitable.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

It's no secret that fall is a lot of people's favorite time of year. Our FYPs are already flooded with TONS of things to do and buy, from this season's new boots and sweaters to fall trips you “just have to take!”We believe there's a balance between enjoying the life you've worked hard to afford while also not going overboard and overspending.In today's episode, we're sharing how to enjoy your fall without breaking the bank. We cover 3 things we're not spending on this fall and what we're looking forward to instead.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We all want to be the best possible versions of ourselves, but how do we actually achieve that? We're reposting one of our top episodes from one year ago because it's still so relevant to this day. If you want to "change your life" and become the dream version of yourself , this episode is for you!In January, Grace started a challenge she's called The One Year Experiment, inspired by Kathrin Zenkina, the Manifestation Babe. The challenge is to spend 365 days making as many decisions as possible based on what your higher self would do.You all have asked to hear more, so in today's episode we're breaking down the entire experiment, why it works, and how you can try the experiment yourself to change your entire life in just one year.In this episode, we dove into:How did the one year experiment start and what it is?Connecting with your Higher SelfAdopting a solution-oriented mindsetCreating a purpose beyond habit trackingHuman Design and how to use it to your benefitThe power of journaling and affirmationsPushing through the discomfortIf you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Starting a new thing—monthly Q&A episodes! You all have loved when we sit down to do chatty episodes and answer all of your questions, so we're making it a monthly thing.The last Friday of every month, expect a Q&A episode covering a range of topics—big sister advice, business tips and tricks, health and wellness chats…everything!To help us keep track of questions, please leave them in Spotify! We'll hold onto them until the episode each month.In this Q&A episode, we chatted through:How Erin and Grace metOur experiences using Natural Cycles for non-hormonal birth control and cycle trackingA potential change to how we do the podcastTaking the leap to leave your 9-5 and start a business (Should you do it?)The best ways to find yourself in your 20s and reset your lifeIf you enjoyed this episode, please rate and review the podcast. We appreciate your support!

One of the very first episodes we ever did on the podcast was How to Build an Effective Budget When Everything's Expensive AF, and to this day it's one of our top-performing episodes.Now more than ever, life is expensive and it may feel like making a budget is a lost cause. But in this episode, we want to offer another perspective.In this episode, we share:What it means to have an effective budgetHow to live a financially responsible life without being frugalHow to balance spending on things you enjoy while still savingHow to save money on bills like rent, transportation, and foodHow to be in control of your discretionary spendingHow to track your spending step by stepWhether you're entirely new to budgeting or a seasoned pro, this episode is packed with a ton of great reminders for everyone who desires to be financially savvy.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We've all done it—you start to scroll on social media and somehow wind up falling into the comparison trap. Whether it's their business/career, their outfits and aesthetic, or the relationships they have, you're left wondering “why not me?”Comparison is natural to who we are, and in some cases it's helpful. But comparison is a slippery slope that can lead to feelings of jealousy, inadequacy, and defeat.In this week's episode, we're shifting how you think about comparison, from a path to negative thoughts to a kickstarter for taking action.Comparison doesn't have to be the thief of joy. Here's how to use it to your advantage.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're always getting asked about how we manage our lives being entrepreneurs who also enjoy active social lives, exercise, and time for self care.While it's a lot to manage, we've found systems in each area of our lives that allow us to stay on top of work and personal tasks. From how we manage our adult tasks like appointments and social outings to work-related tasks like managing our to-do lists and meeting schedules, we broke it all down in today's episode.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Wrapping up the last batch of Q&A questions from our recent IG story poll–this week focused on business and career!You all had the BEST questions about things like finding your career path, balancing hustle versus slow growth, and whether being an entrepreneur makes sense for you.If you're feeling like you need some inspiration in your career, this episode is for you!We covered topics like:How do you find what you want to do as a career? How to find a job you love?Should you become a content creator?Is having a business the right decision for you?How do you find balance while still hustling for your dreams?If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Both Erin and Grace have relocated to new cities within the last year—Erin moving to Nashville (and now back to Pittsburgh!) and Grace from Massachusetts to St Pete Florida.We've learned a lot about moving, from the costs to building a new life somewhere to making friends and finding community.Whether you're planning a move to a new city or just looking for ways to build your life more in the city you're currently living in, this episode is packed with all of our advice for both.We cover topics like:Moving to a new city alone in your 20sBudgeting for a move to a new cityPacking tips for moving alone (whether movers or selling things makes sense)How to make friends in a new cityIf you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We asked on our IG stories for all of your pressing life questions you want advice on, and the response was so amazing we broke it up into a few episodes!In this week's episode, we answered all the life questions—everything from routines and habits to making friends to relationship decisions.We gave the real big sister advice we'd give to our friends. Whether you asked one of the questions or not, we're all going through such similar things, the advice is good to hear.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this vulnerable and honest episode, we're hitting pause on the busyness of summer to reflect.Are our current actions and habits actually moving us toward the goals we set back in January? Or have we gotten distracted by the day-to-day and lost sight of what we're working toward?In this episode, we get personal about where we've fallen off track and where we're realigning. Topics like health, fitness, and faith.This episode is perfect for anyone feeling disconnected from their original 2025 goals, people who started the year strong but have lost momentum, those looking for an honest check-in without judgment, and anyone looking to finish the year feeling proud of their progress.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

This week we're reposting one of our previous episodes you LOVED…Episode 63: New Year, New Goals.We're officially halfway through 2025, so we thought it was perfect timing to revisit the goals we had in January. Are we on track toward these goals? And how do you get yourself back on track?We'll be diving into the answers to those questions in next week's episode!If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this episode, we reveal why balance might actually be holding you back from major breakthroughs AND what the secret is to finally breaking through your biggest goals. We explore how intense focus for just four weeks can create more progress than months of scattered effort.What You'll Discover:The psychology behind concentrated bursts vs. gradual progressWhen strategic imbalance makes sense for your goalsA complete 4-week framework for exponential growthThis Episode is Perfect For:Anyone feeling stuck or plateaued in an important area of lifePeople who want to make serious progress on a specific goal quicklyThose ready to commit to short-term intensity for long-term resultsAnyone curious about goal-setting methods that actually workWe break down real examples from our own lives and the results we got. You'll learn how to identify which goals deserve this level of focus, how to structure your four weeks for maximum results, and what to do when the sprint is over.This isn't an episode about hustling indefinitely or burning out. It's about being strategic with your time and energy (because we all have a lot on our plates!). It's time to create some momentum that carries you forward toward the goals you want.Whether you're looking to advance your career, build new skills, or finally tackle that goal you've been putting off, this episode gives you the framework to make it happen faster than you thought possible.RetryGLIf you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Building your personal brand on social media can unlock opportunities you've always dreamt of. But how do you actually go about it?In this episode, we break down the strategy behind building a personal brand that actually opens doors and creates real opportunities—not just vanity metrics.What You'll Learn:Why "picking a niche" is outdated advice and what to focus on insteadThe difference between having followers and having influenceHow to avoid becoming a "talking head" that people scroll pastKey Topics Covered:Mission vs. Niche Strategy - Why your "why" matters more than your topicAudience Psychology - Who you should actually be talking to (and it's simpler than you think)Content Balance - The inward/outward content mix that builds genuine connectionEssential Skills - What you actually need to master to succeed (spoiler: it's not what you think)Monetization Roadmap - The step-by-step path from personal brand to profitable businessThis Episode is Perfect For:Anyone who wants to build their online presence but feels overwhelmedPeople who think personal branding feels "fake" or inauthenticThose ready to leverage social media strategically for their career or business goalsAnyone who's been posting without a clear strategy and isn't seeing resultsWe share real examples, personal stories from our own brand-building journeys, and tactical advice you can implement immediately. Whether you're starting from zero followers or looking to refine your existing presence, this episode gives you the roadmap to build a personal brand that works for your specific goals.Storytelling Video Mentioned: https://www.youtube.com/watch?v=bpR1ePAYuI0If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're breaking down everything you need to know to start freelancing, from:Identifying your marketable skillsLanding your first clientsWhat you really need to get startedWe start by demystifying what freelancing actually is and why more and more companies are hiring freelancers.We share the honest reality of diving into freelance work and the genuine effort it takes to build it into a full-time role.The episode covers practical steps for getting started, including how to identify your freelance-worthy skills (even if you think you don't have any), what you actually need to set up before pursuing clients (spoiler: way less than you think), and where to find your first opportunities.We also get real about pricing, sharing why taking that first lower-paying gig isn't beneath you if you have no experience, and how to write proposals that actually get responses.For those balancing freelancing with a full-time job, we discuss the reality of working intense hours for a short period to build momentum, and why your current energy levels are your greatest asset for making this transition.If you've been curious about freelancing but didn't know where to start, or if you've been overthinking the setup process, this episode cuts through the noise to give you actionable steps you can take this week to begin building your freelance business.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're getting real about the moments that taught us some of the most important lessons—the hard way. These are insights that came from real mistakes, realizations, and experiences that shifted how we see ourselves and our futures.These lessons have made us more successful in life, business, and relationships.We talk about things like:Mindset during the wins and lossesUncomfortable truths about successLiving with regret and risk-takingPressure we put on ourselvesSustainable growthIf you've ever wondered why certain things haven't materialized in your life yet, or if you're tired of playing it safe while feeling frustrated with your progress, this episode might give you the perspective shift you need.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!


Feel like your life is spiraling? Or maybe you just need a little refresh?In this week's episode, we guide you through how to do a comprehensive life audit to identify gaps between your current reality and desired future.We break down how to evaluate key areas including finances, career, mindset, relationships, and more.We share how to distinguish between your authentic desires and goals programmed by society, all with the goal of getting you toward your dream life faster.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Your fear of what people think about you is holding you back.It's natural to wonder what people think of you. But when you start allowing it to stop you from doing what you want, it's gone too far.In this episode, we tackle this topic, opening up about our own journeys with having visibility online and how that's impacted our fear of people's opinions.We share how we navigate the vulnerability of putting ourselves out there publicly while building our businesses.We break down the true costs of excessive people-pleasing, like losing touch with your authentic self and not accomplishing your dreams.We share powerful mindset shifts that'll truly help you break free from the shackles of caring what other people think and into a place of doing what you want regardless of what the people around you think.This episode is a combination of real, vulnerable stories and tactical strategies for overcoming this fear.We hope it helps you in stopping fear of judgment from holding you back from the meaningful, fulfilling life you deserve to create.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Action is the ultimate differentiator between dreamers and achievers. It's the doers who make it happen, and we want you to be a doer, so in todays episode we're giving you some quick actionable tips to take more action and get everything you want.We break down some common action blockers (why we're not taking action) along with 3 strategies for taking more action.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this episode, we're pulling back the curtain on what a true "summer glow up" means beyond just skincare and fashion tips. While everyone's talking about "becoming unrecognizable by summer," we explore how confidence—not just appearance—is what we're actually striving for when we think about being our best selves.We break down the psychology behind confidence, sharing Mel Robbins' powerful insight that "confidence isn't a feeling, it's the willingness to try." We discuss how we often get this backwards, waiting to "feel confident" before taking action, when research shows confidence is actually built through action—it's the result, not the prerequisite.Through personal stories and evidence-based insights, we explore three dimensions of confidence:Physical Confidence: Beyond just focusing on aesthetic goals, we discuss tracking non-aesthetic wins like strength gains and energy levels. Erin shares how holding herself to a higher standard in daily self-care—especially when no one is looking—fundamentally shifts how she shows up in the world.Social Confidence: We offer practical strategies for navigating social situations with more ease, including the power of genuine curiosity and preparing thoughtful questions. We share the "20 seconds of insane courage" technique that makes putting yourself out there significantly easier.Authentic Confidence: We explore how true confidence emerges when you consistently meet the standards you set for yourself. We discuss the surprising connection between keeping promises to yourself and building unshakable self-trust, along with why doing things that energize you actually creates more confidence than limiting your activities.This conversation challenges the urgency and panic that typical "glow up" content creates, offering instead a thoughtful approach to building lasting confidence that will serve you far beyond just the summer months.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this episode, we dive into one of the biggest financial and lifestyle decisions you'll face in your 20s and 30s: whether to rent or buy your home.As two friends at different stages of our homebuying journeys, we share our personal perspectives and break down the factors that influence this major life decision.Erin shares her recent experience purchasing a new construction home, while Grace discusses her approach to saving for a future purchase while weighing location flexibility. We explore how homeownership represents both a financial and lifestyle choice, examining what factors should influence your decision beyond just the numbers.We cover the critical lifestyle considerations: How certain are you about where you want to live long-term? Do you value the flexibility to move frequently, or are you ready to put down roots? Are you seeking the community aspect of apartment living, or craving more space and privacy?On the financial side, we break down the true costs of homeownership beyond just the mortgage payment—from down payments and closing costs to property taxes, maintenance, and repairs. We discuss whether putting 20% down is necessary (it's not!), and why talking to a lender early can provide valuable clarity even if you're not ready to buy.This conversation moves beyond the oversimplified "renting is throwing money away" argument to examine the genuine pros and cons of each option.We look at how renting offers predictability and flexibility while homeownership provides potential long-term appreciation and protection from rising housing costs.Whether you're actively house-hunting or just beginning to consider homeownership, this episode offers a balanced perspective to help you make the choice that aligns with both your financial goals and lifestyle preferences.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this episode, we sat down with gut health dietitian Gabrielle Palmeri, MDN, RD, CLT to uncover how nutrition truly impacts our energy, focus, and overall health.Reality is, many of us are in a demanding period of our lives. Nourishing your body properly is key in continuing to show up as your best self.Gabrielle breaks down the science behind gut health and what it actually is, things people miss when it comes to eating healthy, the importance of fiber and why you need to eat more, and how stress impacts the gut.Gabrielle provides tactical tips you can implement TODAY to improve your gut health, sleep better, have more energy, and live an overall healthier life.You'll leave this episode with actionable steps to eat a more nutritious diet without restriction.Follow Gabrielle on Instagram: https://www.instagram.com/dietitian.gabrielle/Apply to work with Gabrielle 1:1: https://forms.gle/ChdAGBeoyPQCkfEVAIf you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this week's episode, we're diving into the hidden energy drain that's affecting your daily life: decision fatigue.We broke down how the countless choices you face each day—from what to wear and eat to how to respond to emails and plan your schedule—are silently depleting your mental resources and holding you back from focusing on what truly matters.We share a practical framework for identifying your biggest decision drains and a 4-step process for overcoming them. We also share our personal systems for streamlining everything from wardrobe choices and meal planning to morning routines and digital organization.By the end of today's episode, we hope to give you practical strategies to implement that simplify your decision-making and protect your mental energy. You'll walk away with actionable strategies to reclaim your mental bandwidth and redirect that energy toward the meaningful decisions that actually move your life forward.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

These 3 money beliefs have the power to completely reshape your financial future.We explore topics like:→ How shifting from scarcity to abundance can radically change your relationship with spending and investing→ The truth about long-term success, the science behind why we're wired to give up, and how persistence is truly what separates those who achieve their financial goals and those who don't→ The truth behind your income potential, how to challenge limitations, leveraging your unique perspective and skills, and providing value on your own terms.This conversation goes beyond surface-level money advice to bring to light your core beliefs and financial behavior.We share stories from our own lives—from tough client decisions to personal investments that paid off in unexpected ways.Whether you're just starting your financial journey or looking to break through income plateaus, these 3 beliefs will give you the financial foundation to view building wealth in a new light.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

If Q1 didn't go according to plan, or if you're simply in need of a quick reset to get back on track, this week's episode is for you.We share our process for honest Q1 reflection, strategic planning, and mindset shifts that make Q2 your most productive season yet.We dive into our personal Q1 lessons (including Erin's discovery about "keeping busy" to avoid needle-moving tasks), and walk you through our step-by-step reset framework spanning physical spaces, finances, relationships, career, and wellness. You'll learn why progress requires "calculated periods of imbalance" and how to choose the right 2-3 focus areas for the coming months.Whether your January goals have faded or you're looking to elevate already strong momentum, this episode provides practical strategies to design an intentional second quarter that sets you up for success all year long.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

If you've ever dreamt of traveling the world while working remotely, this week's episode is for you.We brought in Malia Gudenkauf of Little Miss Finance, an entrepreneur currently traveling the world full-time. She talked about:the decision to leave her home state and travel the worldhow she manages working remotely while travelingthe ins and outs of solo travelinghow she affords this lifestyleWhether you're dreaming of traveling full-time or doing a longer vacation, Malia gave all of her best advice and insights. You'll leave this episode feeling more equipped to embark on your next adventure.Follow Malia on Instagram:https://www.instagram.com/littlemissfinance/If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Having a daily routine has been shown to:reduce stressimprove productivitypromote healthier habitsminimize decision fatigueand increase happiness as a result of feeling more in control of your life—but they can be difficult to build.In today's episode, we're walking you through our routines and some of our tips and tricks for getting yourself back into a solid routine if you're fallen out of one.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this week's episode, we dove deep into the world of negotiation with our expert guest, Mal Baska.From taking medical bills from tens of thousands to just hundreds of dollars to getting a 30% raise, Mal has negotiated countless things over the years. This has saved her tens of thousands of dollars and increased her earning potential to the max.Now, she teaches thousands of women how to ask for what they want through the power of negotiation.Whether you're looking to advance in your career through strategic salary negotiations or simply want to become more confident in everyday negotiations, this episode gives yo practical tools and insights to help you advocate for yourself effectively.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

If you want to uplevel in your 20s, there are 3 things you NEED in your toolbox—and that's what today's episode is all about. We've found these 3 skills/traits to be wildly important in our success and want to share them with you.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In today's episode, we're exploring how to transform your social media presence into a powerful marketing tool for your online business or side hustle. Whether you're an established entrepreneur or just curious about the possibilities of making money online, this episode will show you how to leverage social media to monetize your passions.We hope you leave this episode feeling inspired by all the possibilities when it comes to making money online. ✨If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In today's episode, we chatted through all the things that make us feel like we have our lives together—things that can help you reset if your life is spiraling. Everything from your finances, to your mindset, to your physical environment—we covered it all.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're always getting questions about our careers since we're both entrepreneurs so we figured it's time for a q&a episode answering all of your questions! Follow us over on Instagram if you want to ask questions in the next Q&A! We covered topics like: how to hold yourself accountable when working for yourself organization systems as an entrepreneur how to know when to quit your W2 and become fully self-employed how to choose what kind of business to start when you have so many interests advice for just starting out on social media our best advice for balancing a full time job while becoming a content creator If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

ICYMI, Grace has officially moved from Massachusetts to Saint Pete Florida! ☀️ In today's episode, we chatted through her move, covering topics like: How the roadtrip down to Florida went and what she wishes she knew beforehand How to plan for a long-distance move without movers How much the most cost (so far) Why she chose Saint Pete and how it's going so far and a bunch more! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

This episode came straight from our journals

For our 14th episode of LYL, we brought on Jeremy Schneider from Personal Finance Club. You all LOVED the episode so much, we're reposting it for this week's episode! This time of year is when we all tend to re-evaluate our finances—our budgets, investing strategies, debt payoff methods, the whole nine! We figured this episode would be a great refresher as you nail down your finances for 2025. Jeremy is a multi-millionaire that retired at 36 (and one of the kindest people we know). After hitting that milestone, Jeremy dedicated his career to teaching hundreds of thousands of people how to invest and build wealth in the stock market. In this episode, we discussed: What it actually means to invest Why investing is important, especially when you're young How to invest and what to invest in Do you need a financial advisor? And some of YOUR investing questions! Links we mentioned: Nectarine: https://hellonectarine.com/ PFC Course: https://www.personalfinanceclub.com/courses/ Watch the replay of our LIVE webinar with PFC: https://www.personalfinanceclub.com/girlstalkmoney/ Follow PFC on Instagram: https://www.instagram.com/personalfinanceclub/ If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

At the end of 2024, we both dove into our expenses for the entire year and came up with a list of items we want to spend more and less on in 2025. It was a great practice to reflect on our spending for the year, analyze our spending to see what we valued and what we didn't, then figure out what we want to do differently moving forward. In today's episode, we went through our list of what we want to spend more vs. less on and we encourage you to do this as well! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Now is the BEST time to check in with your mindset, reset to a perspective of abundance, and start to create the financial reality you want to live. You all LOVED this episode last year, so we decided to repost!

You all LOVED this episode last year, so we brought it back! We dove into our personal, professional, and financial goals for 2025 along with some of our thoughts on goal-setting. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

You all love our Q&A episodes, and while they're usually focused on a specific topic, in today's Q&A we covered a bunch of things—relationships, our diet and exercise routines, goals for 2025, business questions, and more! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're baaack with part 2 of life lessons we learned in 2024! We simply had too many to fit into just one episode, but they were too good not to share. We talked career advice, financial lessons, friendship, family, mindset, and more! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!