Girls Talk Money

Feel like your life is spiraling? Or maybe you just need a little refresh?In this week's episode, we guide you through how to do a comprehensive life audit to identify gaps between your current reality and desired future.We break down how to evaluate key areas including finances, career, mindset, relationships, and more.We share how to distinguish between your authentic desires and goals programmed by society, all with the goal of getting you toward your dream life faster.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Your fear of what people think about you is holding you back.It's natural to wonder what people think of you. But when you start allowing it to stop you from doing what you want, it's gone too far.In this episode, we tackle this topic, opening up about our own journeys with having visibility online and how that's impacted our fear of people's opinions.We share how we navigate the vulnerability of putting ourselves out there publicly while building our businesses.We break down the true costs of excessive people-pleasing, like losing touch with your authentic self and not accomplishing your dreams.We share powerful mindset shifts that'll truly help you break free from the shackles of caring what other people think and into a place of doing what you want regardless of what the people around you think.This episode is a combination of real, vulnerable stories and tactical strategies for overcoming this fear.We hope it helps you in stopping fear of judgment from holding you back from the meaningful, fulfilling life you deserve to create.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Action is the ultimate differentiator between dreamers and achievers. It's the doers who make it happen, and we want you to be a doer, so in todays episode we're giving you some quick actionable tips to take more action and get everything you want.We break down some common action blockers (why we're not taking action) along with 3 strategies for taking more action.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this episode, we're pulling back the curtain on what a true "summer glow up" means beyond just skincare and fashion tips. While everyone's talking about "becoming unrecognizable by summer," we explore how confidence—not just appearance—is what we're actually striving for when we think about being our best selves.We break down the psychology behind confidence, sharing Mel Robbins' powerful insight that "confidence isn't a feeling, it's the willingness to try." We discuss how we often get this backwards, waiting to "feel confident" before taking action, when research shows confidence is actually built through action—it's the result, not the prerequisite.Through personal stories and evidence-based insights, we explore three dimensions of confidence:Physical Confidence: Beyond just focusing on aesthetic goals, we discuss tracking non-aesthetic wins like strength gains and energy levels. Erin shares how holding herself to a higher standard in daily self-care—especially when no one is looking—fundamentally shifts how she shows up in the world.Social Confidence: We offer practical strategies for navigating social situations with more ease, including the power of genuine curiosity and preparing thoughtful questions. We share the "20 seconds of insane courage" technique that makes putting yourself out there significantly easier.Authentic Confidence: We explore how true confidence emerges when you consistently meet the standards you set for yourself. We discuss the surprising connection between keeping promises to yourself and building unshakable self-trust, along with why doing things that energize you actually creates more confidence than limiting your activities.This conversation challenges the urgency and panic that typical "glow up" content creates, offering instead a thoughtful approach to building lasting confidence that will serve you far beyond just the summer months.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this episode, we dive into one of the biggest financial and lifestyle decisions you'll face in your 20s and 30s: whether to rent or buy your home.As two friends at different stages of our homebuying journeys, we share our personal perspectives and break down the factors that influence this major life decision.Erin shares her recent experience purchasing a new construction home, while Grace discusses her approach to saving for a future purchase while weighing location flexibility. We explore how homeownership represents both a financial and lifestyle choice, examining what factors should influence your decision beyond just the numbers.We cover the critical lifestyle considerations: How certain are you about where you want to live long-term? Do you value the flexibility to move frequently, or are you ready to put down roots? Are you seeking the community aspect of apartment living, or craving more space and privacy?On the financial side, we break down the true costs of homeownership beyond just the mortgage payment—from down payments and closing costs to property taxes, maintenance, and repairs. We discuss whether putting 20% down is necessary (it's not!), and why talking to a lender early can provide valuable clarity even if you're not ready to buy.This conversation moves beyond the oversimplified "renting is throwing money away" argument to examine the genuine pros and cons of each option.We look at how renting offers predictability and flexibility while homeownership provides potential long-term appreciation and protection from rising housing costs.Whether you're actively house-hunting or just beginning to consider homeownership, this episode offers a balanced perspective to help you make the choice that aligns with both your financial goals and lifestyle preferences.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this episode, we sat down with gut health dietitian Gabrielle Palmeri, MDN, RD, CLT to uncover how nutrition truly impacts our energy, focus, and overall health.Reality is, many of us are in a demanding period of our lives. Nourishing your body properly is key in continuing to show up as your best self.Gabrielle breaks down the science behind gut health and what it actually is, things people miss when it comes to eating healthy, the importance of fiber and why you need to eat more, and how stress impacts the gut.Gabrielle provides tactical tips you can implement TODAY to improve your gut health, sleep better, have more energy, and live an overall healthier life.You'll leave this episode with actionable steps to eat a more nutritious diet without restriction.Follow Gabrielle on Instagram: https://www.instagram.com/dietitian.gabrielle/Apply to work with Gabrielle 1:1: https://forms.gle/ChdAGBeoyPQCkfEVAIf you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this week's episode, we're diving into the hidden energy drain that's affecting your daily life: decision fatigue.We broke down how the countless choices you face each day—from what to wear and eat to how to respond to emails and plan your schedule—are silently depleting your mental resources and holding you back from focusing on what truly matters.We share a practical framework for identifying your biggest decision drains and a 4-step process for overcoming them. We also share our personal systems for streamlining everything from wardrobe choices and meal planning to morning routines and digital organization.By the end of today's episode, we hope to give you practical strategies to implement that simplify your decision-making and protect your mental energy. You'll walk away with actionable strategies to reclaim your mental bandwidth and redirect that energy toward the meaningful decisions that actually move your life forward.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

These 3 money beliefs have the power to completely reshape your financial future.We explore topics like:→ How shifting from scarcity to abundance can radically change your relationship with spending and investing→ The truth about long-term success, the science behind why we're wired to give up, and how persistence is truly what separates those who achieve their financial goals and those who don't→ The truth behind your income potential, how to challenge limitations, leveraging your unique perspective and skills, and providing value on your own terms.This conversation goes beyond surface-level money advice to bring to light your core beliefs and financial behavior.We share stories from our own lives—from tough client decisions to personal investments that paid off in unexpected ways.Whether you're just starting your financial journey or looking to break through income plateaus, these 3 beliefs will give you the financial foundation to view building wealth in a new light.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

If Q1 didn't go according to plan, or if you're simply in need of a quick reset to get back on track, this week's episode is for you.We share our process for honest Q1 reflection, strategic planning, and mindset shifts that make Q2 your most productive season yet.We dive into our personal Q1 lessons (including Erin's discovery about "keeping busy" to avoid needle-moving tasks), and walk you through our step-by-step reset framework spanning physical spaces, finances, relationships, career, and wellness. You'll learn why progress requires "calculated periods of imbalance" and how to choose the right 2-3 focus areas for the coming months.Whether your January goals have faded or you're looking to elevate already strong momentum, this episode provides practical strategies to design an intentional second quarter that sets you up for success all year long.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

If you've ever dreamt of traveling the world while working remotely, this week's episode is for you.We brought in Malia Gudenkauf of Little Miss Finance, an entrepreneur currently traveling the world full-time. She talked about:the decision to leave her home state and travel the worldhow she manages working remotely while travelingthe ins and outs of solo travelinghow she affords this lifestyleWhether you're dreaming of traveling full-time or doing a longer vacation, Malia gave all of her best advice and insights. You'll leave this episode feeling more equipped to embark on your next adventure.Follow Malia on Instagram:https://www.instagram.com/littlemissfinance/If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Having a daily routine has been shown to:reduce stressimprove productivitypromote healthier habitsminimize decision fatigueand increase happiness as a result of feeling more in control of your life—but they can be difficult to build.In today's episode, we're walking you through our routines and some of our tips and tricks for getting yourself back into a solid routine if you're fallen out of one.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this week's episode, we dove deep into the world of negotiation with our expert guest, Mal Baska.From taking medical bills from tens of thousands to just hundreds of dollars to getting a 30% raise, Mal has negotiated countless things over the years. This has saved her tens of thousands of dollars and increased her earning potential to the max.Now, she teaches thousands of women how to ask for what they want through the power of negotiation.Whether you're looking to advance in your career through strategic salary negotiations or simply want to become more confident in everyday negotiations, this episode gives yo practical tools and insights to help you advocate for yourself effectively.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

If you want to uplevel in your 20s, there are 3 things you NEED in your toolbox—and that's what today's episode is all about. We've found these 3 skills/traits to be wildly important in our success and want to share them with you.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In today's episode, we're exploring how to transform your social media presence into a powerful marketing tool for your online business or side hustle. Whether you're an established entrepreneur or just curious about the possibilities of making money online, this episode will show you how to leverage social media to monetize your passions.We hope you leave this episode feeling inspired by all the possibilities when it comes to making money online. ✨If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In today's episode, we chatted through all the things that make us feel like we have our lives together—things that can help you reset if your life is spiraling. Everything from your finances, to your mindset, to your physical environment—we covered it all.If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're always getting questions about our careers since we're both entrepreneurs so we figured it's time for a q&a episode answering all of your questions! Follow us over on Instagram if you want to ask questions in the next Q&A! We covered topics like: how to hold yourself accountable when working for yourself organization systems as an entrepreneur how to know when to quit your W2 and become fully self-employed how to choose what kind of business to start when you have so many interests advice for just starting out on social media our best advice for balancing a full time job while becoming a content creator If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

ICYMI, Grace has officially moved from Massachusetts to Saint Pete Florida! ☀️  In today's episode, we chatted through her move, covering topics like: How the roadtrip down to Florida went and what she wishes she knew beforehand How to plan for a long-distance move without movers How much the most cost (so far) Why she chose Saint Pete and how it's going so far and a bunch more! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

This episode came straight from our journals

For our 14th episode of LYL, we brought on Jeremy Schneider from Personal Finance Club. You all LOVED the episode so much, we're reposting it for this week's episode! This time of year is when we all tend to re-evaluate our finances—our budgets, investing strategies, debt payoff methods, the whole nine! We figured this episode would be a great refresher as you nail down your finances for 2025. Jeremy is a multi-millionaire that retired at 36 (and one of the kindest people we know). After hitting that milestone, Jeremy dedicated his career to teaching hundreds of thousands of people how to invest and build wealth in the stock market. In this episode, we discussed: What it actually means to invest Why investing is important, especially when you're young How to invest and what to invest in Do you need a financial advisor? And some of YOUR investing questions! Links we mentioned: Nectarine: ⁠https://hellonectarine.com/⁠ PFC Course: ⁠https://www.personalfinanceclub.com/courses/⁠ Watch the replay of our LIVE webinar with PFC: ⁠https://www.personalfinanceclub.com/girlstalkmoney/⁠ Follow PFC on Instagram: ⁠https://www.instagram.com/personalfinanceclub/⁠ If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

At the end of 2024, we both dove into our expenses for the entire year and came up with a list of items we want to spend more and less on in 2025. It was a great practice to reflect on our spending for the year, analyze our spending to see what we valued and what we didn't, then figure out what we want to do differently moving forward. In today's episode, we went through our list of what we want to spend more vs. less on and we encourage you to do this as well! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Now is the BEST time to check in with your mindset, reset to a perspective of abundance, and start to create the financial reality you want to live. You all LOVED this episode last year, so we decided to repost!

You all LOVED this episode last year, so we brought it back! We dove into our personal, professional, and financial goals for 2025 along with some of our thoughts on goal-setting. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

You all love our Q&A episodes, and while they're usually focused on a specific topic, in today's Q&A we covered a bunch of things—relationships, our diet and exercise routines, goals for 2025, business questions, and more! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're baaack with part 2 of life lessons we learned in 2024! We simply had too many to fit into just one episode, but they were too good not to share. We talked career advice, financial lessons, friendship, family, mindset, and more! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

You all love when we do episodes in this style, so we're bringing it back! In this episode, we shared a ton of the lessons we learned in 2024. And per usual, we yapped so long we had to break it into two parts, so expect a part two next week! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Gut health, high cortisol, hormone imbalances, and nervous system regulation—you've seen them all over social media, but (1) why do they happen? and (2) how do you actually address them? This week, we brought on Lisa Vasile NP (Grace's functional medicine doctor!) from 4 Better Health Functional Medicine in Massachusetts. To become a patient at 4 Better Health, visit their website: https://www.4betterhealthmedicine.com/ We covered a LOT of ground, including: The difference between functional medicine and traditional medicine How functional medicine doctors approach treating health issues vs. traditional doctors Why insurance companies often don't cover functional medicine (and why that's often better for the patient!) Why so many people deal with gut health issues and how to start addressing yours Why high cortisol is so common and practical ways to regulate your nervous system *After filming, Lisa wanted to add one note—functional medicine is not anti-medication. It works in tandem with medication. The goal is to get patients to thrive and feel healthy. Lisa/4 Better Health Functional Medicine can work with patients in Massachusetts and Florida. If you're not located in one of those states, use these directories to find a FM practitioner near you: https://afmccertification.com/search-afmc-practitioner-database/ or https://www.ifm.org/find-a-practitioner/ Resources Mentioned: GMO seed video: https://www.youtube.com/watch?v=1H9WZGKQeYg The Body Keeps Score Book: https://shorturl.at/X097M EFT Tapping: https://www.thetappingsolution.com/ Nick Ortner, The Tapping Solution: https://www.thetappingsolution.com/anxiety/success-anxiety-may2018.php Qigong: https://www.youtube.com/watch?v=CCicH-iz1oU If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

The holiday season is officially upon us! Between Black Friday, Cyber Monday, buying holiday gifts, and post-holiday sales, it can be a spendy time of year! In today's episode, we chatted all things spending & saving around the holiday season, including: how to shop smarter this holiday season how to get a good deal on what you buy preventing impulse spending budget-friendly holiday event ideas how to save on holiday travel how to budget for next year's holiday spending If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Join the LYL Facebook Group: ⁠https://www.facebook.com/share/g/ZydD9gBt3TGkqDmA/⁠ In today's episode, we're thrilled to welcome Maggie, the powerhouse behind Becoming Her Program. Maggie is a confidence coach and EFT practitioner who specializes in helping women step into their highest, most confident selves. Maggie is passionate about guiding women to embody confidence through mindset work, identity transformation, and habit building. Using tools like EFT tapping, Maggie helps rewire limiting beliefs, empowering her clients to unlock their full potential and live unapologetically. In this episode, we dove into: What is confidence coaching, and how did Maggie's journey lead her to it? The major challenges people face when building confidence. Discovering an authentic identity beyond external influences. Tools for embodying your 2.0 Self and reaching your highest potential. Fostering an abundance mindset to overcome comparison. Learning the power of self-acceptance and embracing your unique journey. The importance of self-validation and meeting yourself where you're at. Harnessing the power of affirmations and positive self-talk. Exploring the impact of EFT Tapping for emotional healing and confidence-building. Follow Maggie Instagram: https://www.instagram.com/itsmaggiemaee/ Join the waitlist for her Becoming HER program: https://maggie-rothberg.mykajabi.com/thanks-for-joining-the-waitlist If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We always get asked about our income streams and what side hustles we've tried and recommend, so in today's episode we shared a TON of side hustle ideas! We broke these into two categories: type 1 and type 2 side hustles. Type 1 side hustles allow you to make money right away, but you'll be trading time for money and they won't be scalable. Type 2 side hustles might take some time to build but could lead to more money in the long run. Some of the things mentioned: App Grace forgot the name of: https://www.instawork.com/ Turo: https://turo.com/us/en/car-rental/united-states/list-your-car TaskRabbit: https://www.taskrabbit.com/ Care.com (for dog sitting gigs!) If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Join the LYL Facebook Group: https://www.facebook.com/share/g/ZydD9gBt3TGkqDmA/ In today's episode, we brought in Diyana, founder of Lewks by Diyana. She is a wardrobe stylist specializing in look curation! She helped Erin revamp her wardrobe and find her style, so today we brought her onto the podcast to share some of her knowledge. Diyana shared her journey of wardrobe elevation, along with practical tips and tricks you can use to elevate your style. We've both been on a mission to upgrade our style, and Diyana brought a lot of expertise that we're excited to implement and share with you! In this episode, we dove into: The story behind Lewks by Diyana Conquering common style challenges Finding the gaps in your closet essentials How to determine which pieces are worth investing in Incorporating trends in a way that suits you Evaluating the best looks for your body type Getting creative with three different looks for one piece Follow Diyana Instagram: https://www.instagram.com/_diyanac/ Website: https://www.lewksbydiyana.com/ If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

A few weeks back we talked about the importance of reviewing your spending at the end of the year. Now that we've both done that for ourselves, we're going through some of our best and worst spends of 2024. We shared what those best/worst spends are and why we rated them how we did. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Join the LYL Facebook Group: https://www.facebook.com/share/g/ZydD9gBt3TGkqDmA/ In today's episode, we brought in Caitlyn Kumi, a successful marketer working in tech, founder of a women's empowerment brand Miss EmpowHer, and content creator. Caitlyn is the definition of a woman who does it all—yet she manages it so well. This interview was so inspiring, offered so many practical tips, and we can't wait for you to listen! In this episode, we dove into: How Caitlyn started her womens empowerment brand The logistics of running an event-focused company Caitlyn's tips for aspiring content creators and business owners How to build a personal brand Building a team for running a successful business Mindset shifts needed to be successful Balancing a 9-5, content creation, and entrepreneurship Follow Caitlyn: https://www.instagram.com/caitlynkumi/ https://www.instagram.com/missempowher/ https://missempowher.com/ Disclaimer: The opinions of Caitlyn Kumi, Founder of Miss EmpowHer, and content creator are not those of her company or previous employers. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

The winter arc trend has been taking over social media, and we wanted to chime in! Here's the premise of the winter arc: Most people tend to slow down at this time of year and wait for the New Year to get back on their habits and routines. Instead, we should use this time of year to get back on track and glow up. Don't take your foot off the gas—power through until the end of the year. It's a time to focus on your habits, goals, and routines—some of which might be money related. In today's episode, we talked more about the winter arc trend, why now is a good time to speed up rather than slow down, and how you can use the next 3 months to audit and improve your finances. We covered a 5-step financial checklist to end the year off on the right foot. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

✈️ COME JOIN THE LYL COMMUNITY IN COLOMBIA: https://groups.efultimatebreak.com/erinandgrace-gcprofile In February 2025, we're taking the Life You Love community offline on a group trip to COLOMBIA! The itinerary is INSANE and we can't wait to meet so many of you

✈️ COME JOIN THE LYL COMMUNITY IN COLOMBIA: https://groups.efultimatebreak.com/erinandgrace-gcprofile In February 2025, we're taking the Life You Love community offline on a group trip to COLOMBIA! The itinerary is INSANE and we can't wait to meet so many of you

✈️ COME JOIN THE LYL COMMUNITY IN COLOMBIA: https://groups.efultimatebreak.com/erinandgrace-gcprofile In February 2025, we're taking the Life You Love community offline on a group trip to COLOMBIA! The itinerary is INSANE and we can't wait to meet so many of you

✈️ Reminder that the Life You Love group trip is LIVE: https://groups.efultimatebreak.com/erinandgrace-gcprofile USE CODE GROUPS200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ thelifeyoulovepod! Or DM Erin or Grace directly. — A large part of achieving what you want is believing you're capable of achieving it—whether that be the dream relationship, the dream business or job, or simply becoming the woman you want to be. In today's episode, we dove into why your mindset around what you're capable of is so important. We discussed the signs of a mindset block, the neuroscience behind how beliefs about what we're capable of are formed, and how to rewire your beliefs about your capabilities. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

✈️ Reminder that the Life You Love group trip is LIVE: https://groups.efultimatebreak.com/erinandgrace-gcprofile USE CODE GROUPS200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ thelifeyoulovepod! Or DM Erin or Grace directly. Even though we've rebranded to The Life You Love, personal finance still remains a pillar of our podcast. We view money as a valuable tool in building a life you love. So, in today's episode, we dove into why we view money as a tool, the importance of using your money wisely, and our vision for the future/what we hope to create with our money. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

Girls Talk Money is Now The Life You Love. ✨ ✈️ Reminder that the Life You Love group trip is LIVE: ⁠https://groups.efultimatebreak.com/erinandgrace-gcprofile⁠ USE CODE GROUPS200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ thelifeyoulovepodcast! Or DM Erin or Grace directly. In today's episode, we're sharing all the details on why we rebranded, why the new brand makes more sense for our community, and what you can expect from us moving forward. We also share more about the vision we have for this community and how you can be a part of it. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

✈️ Reminder that the Girls Talk Money group trip is LIVE: https://groups.efultimatebreak.com/erinandgrace-gcprofile USE CODE GROUPS200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ girlstalkmoneypod! Or DM Erin or Grace directly. In today's episode, we're sharing all the things we wish we knew before living alone as girls in our 20s! We talked through topics like loneliness, romanticizing the solo girl life, and what it's actually like living alone for the first time. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

✈️ Want to join a group of like-minded women in Colombia in February 2025?! Join us on our group trip: https://groups.efultimatebreak.com/erinandgrace-gcprofile USE CODE GROUPS200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ girlstalkmoneypod! Or DM Erin or Grace directly. In today's episode, we interviewed Kate Robb — an entrepreneur who went from corporate to full-time entrepreneur by leveraging her income from selling print-on-demand products and digital downloads on Etsy. We talked about: How to have a positive mindset when starting a side hustle How to start selling print-on-demand and digital downloads on Etsy Kate's journey from corporate to full-time self-employed with passive products Follow Kate on TikTok and Instagram: https://www.tiktok.com/@katerobbllc https://www.instagram.com/katerobbllc/ If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

✈️ Reminder that the Girls Talk Money group trip is LIVE: https://groups.efultimatebreak.com/erinandgrace-gcprofile USE CODE GROUPS200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ girlstalkmoneypod! Or DM Erin or Grace directly. You all loved Part 1 of the 25 lessons we've learned as 25 year olds, so we're bringing you Part 2! In this episode, we talk about mindset, motivation, productivity, forgiveness, and more! If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In today's episode, we're diving into all things content creation—how to get started, options for monetization, and all things mindset. We answer common questions like: How have our platforms evolved over time? What platforms did we start on? And which should you prioritize? How do you tackle the fear of cringe as a creator? Should content creators niche down or stay broad? What strategies should you use to grow your channels? At what point can you monetize on social media? Creator & strategist Grace mentioned: https://www.tiktok.com/@claireliz_?lang=en ✈️ Reminder that the Girls Talk Money group trip is LIVE: https://groups.efultimatebreak.com/erinandgrace-gcprofile USE CODE GROUPS200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ girlstalkmoneypod! Or DM Erin or Grace directly. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We've both had a self-proclaimed ✨glow up✨ over the last year, so in today's episode we're sharing all of the things we did to achieve that glow up. To us, a glow up isn't JUST about looking your best—it's about FEELING your best. We'll share things we do for beauty maintenance, but also the things we do to feel good from the inside out. Links Mentioned: Abbey Young (Hair Creator): https://www.instagram.com/abbeyyung/ Tanologist Tan Grace Uses: https://amzn.to/3yhsdMV (affiliate link) Tretinoin Prescription Site: https://www.apostrophe.com/get/tretinoin-2/ **✈️ Reminder that the Girls Talk Money group trip is LIVE: https://www.efultimatebreak.com/trips/colombia-escape-private-departure** USE CODE GROUPS200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ girlstalkmoneypod! Or DM Erin or Grace directly. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In today's episode, we recap Erin's recent move to Nashville! We cover topics like: The logistics of making a long-distance move The exact cost breakdown to move from PA to TN Moving with a dog (Was it a nightmare?!) **✈️ Reminder that the Girls Talk Money group trip is LIVE: https://www.efultimatebreak.com/trips/colombia-escape-private-departure** USE CODE GROUPS200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ girlstalkmoneypod! Or DM Erin or Grace directly. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

TRAVEL WITH US: Our GTM Retreat has spots left! If you want to travel with like-minded women, we're headed to Colombia in Feb 2025. Use code GROUPS200 for $200 off your trip and find all trip details here: ⁠⁠https://www.efultimatebreak.com/trips/colombia-escape-private-departure⁠ Earn more on your savings with a HYSA! Learn more and compare: ⁠http://savingsrates.org/girlstalkmoney-save In this episode, we're giving you all the life lessons we've learned so far as two 25-year-old gals. From business, to life, to friendships, to money—we're diving into it all (well, we're breaking it up into parts because we're yappers…but ya get the point). If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We've both been on a journey to elevate our style and feel more confident in what we wear and today we're diving into all the details!

TW: The beginning of this episode covers topics like unhealthy eating patterns, weight gain/loss, etc. If you'd like to skip ahead to conversations about meal planning, grocery shopping, and budgeting for food, skip to 21:47. In today's episode, we're talking about how we eat balanced and healthy on a budget. We cover topics like: Our health journeys How we've overcame health and food struggles Our approach to eating now What we eat in a normal week Our grocery budgets and how we shop If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

TRAVEL WITH US: Our GTM Retreat has spots left! If you want to travel with like-minded women, we're headed to Colombia in Feb 2025. Use code GROUPS200 for $200 off your trip and find all trip details here: ⁠https://www.efultimatebreak.com/trips/colombia-escape-private-departure In this episode we deep-dive into a ton of budget categories to give you our favorite (practical) ways to cut back and save! Have questions? DM us on Instagram @ girlstalkmoneypod! Or DM Erin or Grace directly. If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

You asked, we answered! In today's episode, we answered some of your questions around debt, including student loans, credit cards, and general debt management. We covered topics like: The best debt payoff methods How to get out of debt faster The pros and cons of debt consolidation The pros and cons of a balance transfer How to manage student debt How to manage credit card debt Links Mentioned: Download the Ditch App (USE CODE “ERIN”) https://apps.apple.com/us/app/ditch-pay-debt-as-you-spend/id6466198208 Student Loan Calculator: https://www.calculator.net/student-loan-calculator.html Credit Card Debt Calculator: https://www.calculator.net/credit-card-payoff-calculator.html If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

We're both big believers that your mindset is HUGE when it comes to being better with your money. So in today's episode, we shared all of our best mindset tips, including some tactics you can use to shift your mindset. Links We Mentioned: Creator's TikTok account on credit card debt: https://www.tiktok.com/@brit_reynolds Rich as F*ck Book: https://www.amazon.com/Rich-As-More-Money-Than/dp/1735375101 If you enjoyed this episode, please rate and review the podcast. We appreciate your support!