Podcasts about changing jobs

Today's guest is Carolene Méli, a ghostwriter for live entertainment executives and whose career has been anything but predictable.She started out studying nutrition, but what followed was a 20-year adventure in the live entertainment world. Carolene spent 11 of those years as the Guest Experience Manager of VIP Experiences at Cirque du Soleil, traveling to 17 countries, managing six different shows, and creating magical behind-the-scenes moments for audiences across the globe.Then—like so many of us—the pandemic flipped everything upside down.Carolene gets real about what it was like to lose a job she loved, face the uncertainty of solopreneurship, and navigate the deeply humbling moment of asking her parents for financial help. But her story doesn't stop there. With the help of therapy, community, and a ghostwriting mastermind, she found her footing again—this time, by helping top-tier execs in entertainment shape their personal brand and voice on LinkedIn.If you've ever had to rebuild, reroute, or reinvent yourself completely, this one's for you. Carolene's story is packed with honesty, courage, and the kind of hope you might need to hear right now.Episode TakeawaysCarolene Méli unique career journey from nutrition to ghostwritingHer 11-year experience with Cirque du Soleil and the leadership and storytelling skills she developedThe impact of the pandemic on her career and the pivot to solopreneurshipThe emotional and financial challenges that come with starting over—especially asking for helpThe role of therapy in her healing and professional rebirthHow community and collaboration (like a ghostwriting mastermind) helped her growLessons in resilience, reinvention, and letting go of "shoulds"Why personal branding matters, especially for execs in creative industriesConnect with CaroleneLinkedIn: https://www.linkedin.com/in/carolenemeli/ Thanks for listening to The Career Flipper!If you enjoyed this episode, let's spread the word! Share it with a friend, subscribe, and leave a review—it helps other career flippers find the show.Let's Stay Connected:Join the community: thecareerflipper.comTikTok: @thecareerflipperInstagram: @thecareerflipperpodGot a career flip story? I'd love to hear it—and maybe even have you on the podcast! Whether you've completed your flip, are just starting, or are in the thick of it, submit your story here: https://www.thecareerflipper.com Want to support the show?Looking for a speaker? I'd love to talk about career changes at your next event.Collaborate through sponsorships or affiliates! Let's work together.Email me: hello@thecareerflipper.comCheck Out My Customer Service CoursesBefore my career flip, I led customer experience teams and created online courses that have helped over 12,000 students worldwide. Whether you're switching to customer service or sharpening your skills to run your own business, these courses are packed with practical tips. Learn more at thecareerflipper.com/courses.Other Ways to Get Involved:Buy me a coffee!Explore my furniture flipsMusic CreditsSeason 1: Intro and outro music by audionautix.com. Season 2: Intro and outro original music by Jenny Dempsey, recorded in a home studio.What's the best that could happen?

In this episode of "Cocoon Conversations" on the Career Flipper podcast, I, Jenny Dempsey, take you along on my career journey.  This year, I've committed to opening up about my own career flip, just as I encourage my guests to do. So here we are, in May 2025, and I can hardly believe it's been four months since I started my current day job. It feels surreal to say that, especially considering I was laid off for two years before this.During this time, I've been balancing my full-time job with furniture restoration on the side, dedicating Sundays to it, and squeezing in podcasting and all the related tasks whenever I can. If that sounds overwhelming, it is! Life can be a juggling act, and I know I'm not alone in feeling this way. Scheduling time with friends often feels like a game of Tetris, as we all navigate our busy lives.I've always been the type of person who thrives on variety. I'm the one multitasking—doing laundry while putting away dishes, preparing to record a podcast, creating social media content for my furniture flipping page, and making sure my dog, Dwight, gets outside for a potty break. My brain has always thrived on this mix of activities, and I've been like this for as long as I can remember.Looking back, I've come to realize something significant. For a long time, I believed that work—capital W work—was my identity. I thought it was the only thing I was good at. I didn't believe in taking vacations; if I did, I'd bring my laptop along and continue working. I even had a panic attack in front of a customer service team I was managing because I was so consumed by my job. I poured everything into my work, only to learn the hard way that companies would replace me in an instant. When I was laid off and struggled to find a new job for two years, I was left questioning my identity. Who was I if I wasn't working?I dive into this and more in the episode! Thanks for listening to The Career Flipper!If you enjoyed this episode, let's spread the word! Share it with a friend, subscribe, and leave a review—it helps other career flippers find the show.Let's Stay Connected:Join the community: thecareerflipper.comTikTok: @thecareerflipperInstagram: @thecareerflipperpodGot a career flip story? I'd love to hear it—and maybe even have you on the podcast! Whether you've completed your flip, are just starting, or are in the thick of it, submit your story here: https://www.thecareerflipper.com Want to support the show?Looking for a speaker? I'd love to talk about career changes at your next event.Collaborate through sponsorships or affiliates! Let's work together.Email me: hello@thecareerflipper.comCheck Out My Customer Service CoursesBefore my career flip, I led customer experience teams and created online courses that have helped over 12,000 students worldwide. Whether you're switching to customer service or sharpening your skills to run your own business, these courses are packed with practical tips. Learn more at thecareerflipper.com/courses.Other Ways to Get Involved:Buy me a coffee!Explore my furniture flipsMusic CreditsSeason 1: Intro and outro music by audionautix.com. Season 2: Intro and outro original music by Jenny Dempsey, recorded in a home studio.What's the best that could happen?

Today we're taking stock of the overall state of artificial intelligence in 2025 – from the latest potential to the biggest risks, including which jobs may be first to go. I'm speaking with a computer scientist and AI researcher about how AI is already being used in your daily life and what to watch for next as this technology evolves fast. Join us again for our 10-minute daily news roundups every Mon-Fri!  Learn more about our guests: https://www.theNewsWorthy.com/shownotes  Sign-up for our bonus weekly EMAIL: https://www.theNewsWorthy.com/email Become an INSIDER for ad-free episodes: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://www.theNewsWorthy.com/merch Sponsors: This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/NEWSWORTHY and get on your way to being your best self. Shop the SKIMS T-Shirt Shop at https://www.skims.com/newsworthy #skimspartner To advertise on our podcast, please reach out to ad-sales@libsyn.com #ArtificialIntelligence #AI #Technology 

In today's episode, we're talking with Alexia, a holistic canine nutritionist who made an unexpected career flip,  thanks to her dog. Alexia started her journey deep in the world of academia and art in the sustainability sector, researching, writing, and painting. But then her dog (yes, her sweet pup, Lucky) flipped her whole life upside down in the best way possible.Now? She helps dogs thrive, feel better, eat better, and live longer—with a perfect blend of heart, soul, and science. It's the ultimate plot twist! We dive into how Alexia transitioned from thinking she was locked into a creative and academic career to discovering her true calling in canine wellness. She talks about embracing discomfort, leaning into the chaos, and the identity shift that comes with going from “I thought I'd be doing X forever” to “Wait, maybe I'm meant to help dogs heal instead?”We also get into how Alexia created Mystic Dog Mama, her podcast and community focused on holistic pet care and personal growth, all while leaning into the weirdness of following unexpected paths. Whether you're someone questioning everything or you're just looking for a little inspiration to follow those furry breadcrumbs in your own life, this episode is for you!Tune in for a real, raw, and inspiring conversation about career pivots, trusting the process, and following your passion (even when it leads to a totally different destination than you expected).Takeaways:It's okay to embrace discomfort and let it guide you to something new and unexpected.Career changes often require a full identity shift — from who you thought you were to who you're meant to be.Lean into the chaos, trust your gut, and follow the signs (even if they come with paws!).Community and personal growth go hand-in-hand when navigating big life changes.Following the breadcrumbs, even if they're furry, can lead to something beautiful and fulfilling!Connect with AlexiaCanine Nutrition and Wellness: https://mysticdogmama.com/Listen to the Mystic Dog Mama Podcast: https://mysticdogmama.com/podcastMystic Dog Mama Podcast Instagram: https://www.instagram.com/mysticdogmama/ Thanks for listening to The Career Flipper!If you enjoyed this episode, let's spread the word! Share it with a friend, subscribe, and leave a review—it helps other career flippers find the show.Let's Stay Connected:Join the community: thecareerflipper.comTikTok: @thecareerflipperInstagram: @thecareerflipperpodGot a career flip story? I'd love to hear it—and maybe even have you on the podcast! Whether you've completed your flip, are just starting, or are in the thick of it, submit your story here: https://www.thecareerflipper.com Want to support the show?Looking for a speaker? I'd love to talk about career changes at your next event.Collaborate through sponsorships or affiliates! Let's work together.Email me: hello@thecareerflipper.comCheck Out My Customer Service CoursesBefore my career flip, I led customer experience teams and created online courses that have helped over 12,000 students worldwide. Whether you're switching to customer service or sharpening your skills to run your own business, these courses are packed with practical tips. Learn more at thecareerflipper.com/courses.Other Ways to Get Involved:Buy me a coffee!Explore my furniture flipsMusic CreditsSeason 1: Intro and outro music by audionautix.com. Season 2: Intro and outro original music by Jenny Dempsey, recorded in a home studio.What's the best that could happen?

AI is transforming the job market, reshaping roles from software engineers to customer service agents. Microsoft's layoffs spotlight how AI may replace middle management and coding jobs, while companies like Klarna and Duolingo navigate the balance between AI efficiency and human interaction.Get Ad Free AI Daily Brief: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://patreon.com/AIDailyBrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brought to you by:KPMG – Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kpmg.com/ai⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about how KPMG can help you drive value with our AI solutions.Blitzy.com - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blitzy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to build enterprise software in days, not months Vertice Labs - Check out ⁠⁠⁠⁠⁠http://verticelabs.io/⁠⁠⁠⁠⁠ - the AI-native digital consulting firm specializing in product development and AI agents for small to medium-sized businesses.The Agent Readiness Audit from Superintelligent - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://besuper.ai/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Subscribe to the newsletter: https://aidailybrief.beehiiv.com/Join our Discord: https://bit.ly/aibreakdownInterested in sponsoring the show? nlw@breakdown.network

In this episode of The Career Flipper Podcast, host Jenny Dempsey chats with Victoria Tara, a Ukrainian-born contemporary artist based in Miami with a story that's full of heart, bold choices, and beautiful color (literally and figuratively).Victoria shares her journey of flipping from a career in psychology and real estate and interior design to becoming a full-time artist. She opens up about the inspiration behind her vibrant paintings, how spirituality and meditation shape her creative process, and why trusting yourself — even when it doesn't make logical sense — is everything.She reminds us that every single experience in life, even the ones that feel totally off-track, adds to the story and can help guide us to our true calling. Plus, she gets real about making time for creativity when life is busy, and shares practical tips for artists (and aspiring artists) trying to juggle it all. Victoria's story is a powerful reminder that art reflects healing, growth, and self-trust. Her career flip is rooted in deep personal exploration — and her words will resonate with anyone standing at the edge of something new and uncertain.Episode TakeawaysHow art can reflect personal healing and transformationWhy trusting yourself is key when making bold career movesHow meditation can enhance creativity and self-awarenessThe beauty of pulling inspiration from life's toughest momentsPractical ways to make time for art, even with a packed scheduleThat balancing multiple careers is not only possible — it can be powerfulThe role of spirituality in creating meaningful workWhy art is often just a natural expression of who we are Connect with VictoriaArt: https://www.victoriatara.com/Instagram: https://www.instagram.com/victoria.tara.art  Thanks for listening to The Career Flipper!If you enjoyed this episode, let's spread the word! Share it with a friend, subscribe, and leave a review—it helps other career flippers find the show.Let's Stay Connected:Join the community: thecareerflipper.comTikTok: @thecareerflipperInstagram: @thecareerflipperpodGot a career flip story? I'd love to hear it—and maybe even have you on the podcast! Whether you've completed your flip, are just starting, or are in the thick of it, submit your story here: https://www.thecareerflipper.com Want to support the show?Looking for a speaker? I'd love to talk about career changes at your next event.Collaborate through sponsorships or affiliates! Let's work together.Email me: hello@thecareerflipper.comCheck Out My Customer Service CoursesBefore my career flip, I led customer experience teams and created online courses that have helped over 12,000 students worldwide. Whether you're switching to customer service or sharpening your skills to run your own business, these courses are packed with practical tips. Learn more at thecareerflipper.com/courses.Other Ways to Get Involved:Buy me a coffee!Explore my furniture flipsMusic CreditsSeason 1: Intro and outro music by audionautix.com. Season 2: Intro and outro original music by Jenny Dempsey, recorded in a home studio.What's the best that could happen?

You don't have to hate your job to feel stuck in it. In fact, some of the most respected, well-paid professionals still find themselves restless, unmotivated, and going through the motions. In this episode, Clay and Adam unpack what it really means to feel “stuck” at work—and why it doesn't always mean it's time to quit.Drawing on insights from thinkers like Mel Robbins, Dan Heath, Jocko Willink, and Patrick Lencioni, they challenge the common belief that the only solution to feeling stuck is to change jobs. Instead, they offer a fresh perspective: what if “stuck” is just a signal, not a verdict?You'll learn three common reasons people feel stuck (and what to do about each one), plus simple, practical strategies to reignite your growth, energy, and sense of purpose—without switching careers. Whether you're feeling passive, frustrated, or disconnected from your “why,” this conversation will help you stop waiting for permission and start leading again right where you are.Key Takeaway:You don't need a new job. You need a new mindset about the one you already have.About Clay Scroggins:  Clay Scroggins is a sought-after ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠speaker and leadership coach⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠known for his practical and engaging approach to leadership. He is the author of three books, most notably ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠How to Lead When You're Not In Charge⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. With a passion for helping leaders thrive in any environment, Clay brings valuable insights and real-world experience to this podcast and his ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠weekly email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more at ClayScroggins.comAbout Adam Tarnow: Adam Tarnow is a recovering CPA and now a partner at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PeopleWorks International⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, where he heads the Leadership Development Practice. He is the co-author of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Edge: How to Stand Out by Showing You're All In⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and shares his insights on leadership through his Substack, Beyond the Obvious. Learn more at AdamTarnow.com

Blake Lively traded her glamorous Hollywood sets for a cozy donut shop, where she now serves up sweet treats with a smile. Fans love seeing her sprinkle a bit of stardust on their morning coffee runs!

Chris and Ari sit down with Ramon Castillo, who Ari first connected with through NEI's work with Bearizona Wildlife Park—when he reached out to chat about reptile training! They discuss his time at Bearizona, his transition to The St. Augustine Alligator Farm, and how he's working to make animal programs more accessible in both English and Spanish. Tune in for insights on breaking barriers and creating universal connections with wildlife!-----------------------If you have an idea for how you can make our show better, you can let us know by filling out our quick, anonymous survey about our show at ⁠https://www.surveymonkey.com/r/tectalkpod⁠ until Feb 28, 2025, or just reach out to us at podcast@naturalencounters.com - thanks for listening!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3049: Changing jobs for a higher salary can be tempting, but Philip Taylor argues that money alone shouldn't be the deciding factor. Job satisfaction, stability, and lifestyle impact are key considerations, as frequent job-hopping can lead to long-term dissatisfaction. While salary surveys can help determine fair pay, sometimes staying put and building career capital offers more benefits than chasing a bigger paycheck. Read along with the original article(s) here: https://ptmoney.com/changing-jobs-for-more-money-is-it-worth-it/ Quotes to ponder: "You absolutely hate what you do; if you don't, you're likely to be miserable and just go about the motions because you need the money." "When you change jobs just for the money, there's no end to it; you tend to keep job-hopping all your life, flitting like a bee from flower to flower without really gathering anything of substance." "All things being equal, you need to get the best salary that the market will pay." Episode references: PayScale Salary Survey: https://www.payscale.com/ Salary.com: https://www.salary.com/ Money.com Best Places to Live: https://money.com/best-places-to-live/ So Good They Can't Ignore You: https://www.amazon.com/So-Good-They-Cant-Ignore/dp/1455509124 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3049: Changing jobs for a higher salary can be tempting, but Philip Taylor argues that money alone shouldn't be the deciding factor. Job satisfaction, stability, and lifestyle impact are key considerations, as frequent job-hopping can lead to long-term dissatisfaction. While salary surveys can help determine fair pay, sometimes staying put and building career capital offers more benefits than chasing a bigger paycheck. Read along with the original article(s) here: https://ptmoney.com/changing-jobs-for-more-money-is-it-worth-it/ Quotes to ponder: "You absolutely hate what you do; if you don't, you're likely to be miserable and just go about the motions because you need the money." "When you change jobs just for the money, there's no end to it; you tend to keep job-hopping all your life, flitting like a bee from flower to flower without really gathering anything of substance." "All things being equal, you need to get the best salary that the market will pay." Episode references: PayScale Salary Survey: https://www.payscale.com/ Salary.com: https://www.salary.com/ Money.com Best Places to Live: https://money.com/best-places-to-live/ So Good They Can't Ignore You: https://www.amazon.com/So-Good-They-Cant-Ignore/dp/1455509124 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3049: Changing jobs for a higher salary can be tempting, but Philip Taylor argues that money alone shouldn't be the deciding factor. Job satisfaction, stability, and lifestyle impact are key considerations, as frequent job-hopping can lead to long-term dissatisfaction. While salary surveys can help determine fair pay, sometimes staying put and building career capital offers more benefits than chasing a bigger paycheck. Read along with the original article(s) here: https://ptmoney.com/changing-jobs-for-more-money-is-it-worth-it/ Quotes to ponder: "You absolutely hate what you do; if you don't, you're likely to be miserable and just go about the motions because you need the money." "When you change jobs just for the money, there's no end to it; you tend to keep job-hopping all your life, flitting like a bee from flower to flower without really gathering anything of substance." "All things being equal, you need to get the best salary that the market will pay." Episode references: PayScale Salary Survey: https://www.payscale.com/ Salary.com: https://www.salary.com/ Money.com Best Places to Live: https://money.com/best-places-to-live/ So Good They Can't Ignore You: https://www.amazon.com/So-Good-They-Cant-Ignore/dp/1455509124 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Money Meets Medicine podcast, hosts Justin Harvey and Dr. Jimmy Turner discuss key personal finance topics relevant to physicians. The conversation covers experiences with long-distance travel for sports events, the pros and cons of alternative investments, and the financial consequences of changing jobs within the medical field.  They underscore the risks involved with certain investment pitches, particularly in real estate and niche markets. The episode concludes with an update on the latest student loan changes under the new administration, including the implications of the SAVE plan's general forbearance and future repayment expectations. They emphasize financial prudence and preparation in both investment decisions and professional transitions. Every doctor needs own-occupation disability insurance.  To get it from a source you can trust? Visit https://moneymeetsmedicine.com/disability  Want a free copy of The Physician Philosopher's Guide to Personal Finance?  Visit https://moneymeetsmedicine.com   

In this episode of Work in Progress, I'm back at CES 2025, looking at the impact AI and digitalization are changing the workforce and shaping the future of industries like aviation and manufacturing. I stop by the booth of tech and manufacturing giant Siemens, where U.S. CEO Barbara Humpton shares how her company is using AI to create innovate products and projects with their partners. Here is some of what we discussed: Siemens is partnering with aviation startup JetZero to use AI to design a groundbreaking blended-wing aircraft that will reduce emissions by 50%. The plane will be made in the U.S. and create an estimated 10,000 U.S. jobs. Siemens is using AI and digital tools to make manufacturing and design processes more efficient, enabling workers to transition into higher-skilled, better-paid roles. Siemens is also leveraging AI and digitalization to address global challenges like water scarcity through partnerships like the one with Wayout, a company using technology to purify water in water-distressed areas. Siemens is demonstrating its transformation from a traditional manufacturing company to a tech leader driving sustainable innovation and economic growth in the U.S. Humpton goes into detail on all of this. It's eye-opening to see how much AI is changing the workforce and every industry. You can listen to the entire conversation here, or wherever you get your podcasts. You can also find our podcasts on the Work in Progress YouTube channel. Episode 350: Barbara Humpton, CEO, Siemens USAHost & Executive Producer: Ramona Schindelheim, Editor-in-Chief, WorkingNationProducer: Larry BuhlTheme Music: Composed by Lee Rosevere and licensed under CC by 4Transcript: Download the transcript for this episode hereWork in Progress Podcast: Catch up on previous episodes here

Mark Visser continues the New Beginnings sermon series looking at Moses who experienced a number of New Beginnings in his life that Mark could have looked at but he chose to look at the job changes that Moses experienced in his life.

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how people end up losing money when they change jobs and what you can do about it. Clark Stinks: Segments 1 & 2 401(k)s And Changing Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do I Really Need To Put Premium Gasoline in My Vehicle? [The Washington Post] New job? You may be leaving behind thousands in 401(k) savings. Changing Jobs? Don't Make This Costly Retirement Mistake How to Start Investing: 10 Steps for Beginners How To Open a Roth IRA Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Bryan Barrett talks with Edward Jones financial advisor Lee Colvin, who shares financial considerations when changing jobs.

Are you changing jobs soon? If so, you'll obviously be interested in your new salary — but you'll also want to look at other financial considerations.

Jill Bollwerk is the founder of her own litigation firm with over 33 years of experience. Jill has built her practice from the ground up, starting without money or clients, and has navigated significant changes this year. Join us as we delve into her inspiring journey, discuss the importance of resilience, and learn how she balances her professional life with spoiling her grandkids in her personal life. Here's a Glimpse of What You'll Learn 0:00 Preview - Positive Mindset 0:57 Introduction 3:07 Get to Know Jill 5:56 Jill's Background Story 9:47 How Jill Got into Law 11:19 Jill's First Experience in a Law Office 15:14 Jill's Family Life 18:27 Jill's Career Progression 20:50 Winning Cases 22:18 Changing Jobs 24:11 Legal Marketing 25:54 How Jill Started Her Firm 29:27 Leadership 31:55 Client Acquisition 34:14 Positive Mindset 38:59 Free Time and Activities 41:32 Recommended Books 42:37 Wrap Up Bollwerk & Associates, LLC, is a St. Louis-based personal injury law firm specializing in accidents (car, truck, motorcycle), workplace injuries, nursing home cases, and premises liability. Their attorneys, with over 40 years of combined experience, emphasize a client-friendly approach with modern, welcoming offices and clear communication without legal jargon. They pride themselves on being accessible, prompt with communications, and keeping clients informed throughout their cases. If you are in need of representation in the St. Louis area, be sure to reach out to Jill and her team today. Speakers Featured in This Episode - Tom Foster of Foster Web Marketing- Jill Bollwerk of Bollwerk & Associates, LLC This episode is brought to you by Foster Web Marketing. Foster Web Marketing is dedicated to providing cutting-edge, highly customizable marketing and strategic solutions specifically designed for law firms and medical practices. Our award-winning marketing and systems solutions are what set us apart from everyone else.  

On this episode - Jennifer Johnson, a certified financial planner from Three Magnolias Financial Advisors, discusses the often overlooked impact of changing jobs on your 401k savings. While the episode drops post-election, we're steering away from market reactions and diving into a compelling story from the Wall Street Journal about how job changes can potentially slash $300,000 from your retirement nest egg. Jennifer shares her expertise on the importance of maintaining your savings rate when transitioning between jobs and highlights the common pitfalls that employees face, such as defaulting to lower contribution rates or missing out on employer matches. Discover practical advice on how to navigate your 401k options during job changes, ensuring your retirement savings stay on track despite the whirlwind of new job responsibilities. CLICK TO READ THE WSJ STORY For personalized advice, reach out to Jennifer Johnson at Three Magnolias Financial Advisors  jennifer@3-magnolias.com (336) 701-1600 The Triad Podcast Network is proudly sponsored by The Ginther Group Real Estate, Ashley McKenzie-Sharpe of Highlands Residential Mortgage, Dewey's Bakery, and Three Magnolias Financial Advisors.  See omnystudio.com/listener for privacy information.

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark shares insights from his man on the street retirement survey. Hear the questions he put to those surveyed and see how your answers compare.  Clark Stinks: Segments 1 & 2 What Clark's Retirement MOTS Survey Reveals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Walmart+ Membership Program: 4 Things To Know These Are the Credit Cards in Clark Howard's Wallet My 7 Rules for Using Credit Cards - Clark Howard Roth vs. Traditional 401(k): What's the Difference? Changing Jobs? Don't Make This Costly Retirement Mistake Should You Rollover Your 401(k) to a New Employer? How To Make the Right Decision What Should I Do With My 401(k) at My Old Company? What Is a Flexible Spending Account? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, the guys talk about the seasons changing and what our work season looks like this time of year.

In this compelling episode of the Money Meets Medicine podcast, Dr. Jimmy Turner engages Dr. Jason Mizell, a colorectal surgeon based in Little Rock, Arkansas, to delve into the intricacies of career transitions and contract negotiations in the medical field. Dr. Mizell details his professional journey from academia to private practice, emphasizing his faith's influence on his decisions and the critical elements he negotiated in his new contract. The discussion explores topics like non-compete clauses, salary negotiations, and the importance of seeking expert contract reviews, with practical insights from Dr. Mizell's experiences. Personal anecdotes highlight the emotional and professional challenges faced during such transitions, offering valuable advice for medical professionals contemplating similar changes. Looking for 10% off a contract review? Use code "10OFF" when you visit https://moneymeetsmedicine.com/resolve If you need own-occupation disability insurance from a source that you know will actually do the right thing for you, visit https://moneymeetsmedicine.com/disability 

Host Dr. Natalie Danna chats with Drs. Casey Humbyrd, Cesar de Cesar Netto, and Kelly Hynes. They provide pearls on managing career changes in this episode from the AOFAS Young Physicians Committee. For additional educational resources, visit AOFAS.org

On this episode of The Table with Anthony ONeal, we're excited to introduce the 21 Days to Find Your Money Challenge! Imagine what an extra $1,000 a month could do for you! This challenge is designed to help you uncover money that's already hiding in your budget. We're talking real cash—$1,000 a month or more—that you didn't realize was slipping away. Tune in to learn everything you need to know about joining this game-changing challenge, and take the first step toward transforming your financial future!Mentioned On Today's Show:

Welcome back, Grown Girl Gang! In today's episode, host Victoria sits down with career strategist and project manager Melissa Blackmore to discuss navigating today's volatile job market. Melissa, a seasoned professional with extensive experience in helping individuals achieve their career goals, shares invaluable tips on overcoming imposter syndrome, illustrating your value, and strategically searching for job opportunities in competitive fields. From understanding the current job market trends to leveraging professional networks and optimizing LinkedIn profiles, Melissa provides actionable advice for both job seekers and those looking to elevate their careers. She also delves into the importance of certifications, building a compelling professional portfolio, and the significance of personal branding. Whether you're aiming to make a career change or simply want to stay ahead in your current field, this episode is packed with practical tips and strategies to help you succeed. Tune in to gain a deeper understanding of the job market and learn how to position yourself as a standout candidate. Don't miss out on this opportunity to boost your career prospects with expert guidance from Melissa Blackmore!   Links to check out! Tune into our previous episode w/ Melissa here Connect w/ Melissa on TikTok Connect w/ Melissa on IG Connect w/ Victoria on TikTok Connect w/ Victoria on IG Connect w/ GWGN Podcast on TikTok Connect w/ GWGN Podcast on IG Shop GWGN Recommendations

I could listen to this lady for days! She's so grounded and generous with her wisdom. If you're feeling down and out or uncertain about your chosen career, sit back and listen. If you'd like to connect with Sharon, she's on FB and IG If you see this before Friday the 13th, there's still time to join my masterclass PA burnout group coaching. Reach out via email, hope.cook@gmail.com or go to my site! If you'd like to be a guest on my podcast or vice versa, reach out via email, hope.cook@gmail.com If you'd like to get periodic updates about my upcoming book on burnout, or if you'd like to download my free mini book on burnout, sign up on my website!

Enjoy the video and if you like it, subscribe, and drop a comment down below!      Subscribe to out YT - www.youtube.com/@TonyandDakota  Instagram - https://www.instagram.com/tonyanddakota/   Facebook - https://www.facebook.com/tonyanddakotaofficial   Need Funding? - https://fixatedfunding.activehosted.com/f/25   The Ultimate Course on Flipping (and Wholesaling) Houses

Sarah Wittman is an Assistant Professor of Management at George Mason University's School of Business. Her research explores people's transitions within, across, and beyond organizational boundaries; the organizational impacts of transitions; and the social, technological, and learning support systems that can help make these comings and goings more personally and organizationally successful. She holds a PhD in Organizational Behaviour (INSEAD), a Master's degree in Comunicación Política y Corporativa (Universidad de Navarra-George Washington University), and a Bachelor of Business Administration (Simon Fraser University).We talk with Sarah about her career journey, the lessons she learned from collaborating with other academics and insights on being a thinker, human, and leader, her advice for young people considering a career in academia, her HBR article on career transitions, the importance of psychological transitions for new hires and finding roles that fit one's identity, the phenomenon called the ‘Big Stay', tips for handling offboarding gracefully, Sarah's vision for changing the world of work, and her most exciting projects and articles for the future. Links from the episode: Sarah's academic biographySarah's HBR article When Changing Jobs Changes Your IdentityWashington Business Journal article about the ‘Big Stay'Sarah's LinkedIn profileThanks for listening!Visit our homepage at https://disrupt-your-career.comIf you like the podcast, please take a moment to rate it and leave a review in Apple Podcast

Are you feeling stuck in your job because you have bills to pay? Erin and Keri offer practical tips on finding your dream job and discuss how to strategically transition to a new career. Learn the importance of understanding company culture, building genuine connections, and showcasing your unique value to potential employers. Whether you're looking to escape a toxic workplace or just aiming for a better fit, this episode will equip you with the tools to make a successful career move. Are you listening, Richard Gere?  Share your thoughts about the movie "Longing" with us HERE.  _______________________________

Listen to the All Ears English Podcast for four more episodes per week. Learn vocabulary, culture, conversation skills, and more. Hit follow so that you don't miss a single episode. Learn more about your ad choices. Visit podcastchoices.com/adchoices

 Host Laura Wilcox interviews Kristi in this episode of Unexpected Turns. After many years as a public-school teacher, the pandemic forces Kristi to step back and notice all the changes that have happened during her teaching career. Kristi also shares how this time gave her pause to consider her views about the culture around her and to evaluate her faith. A running partner and friend who had always encouraged Kristi to consider Biblical faith in Jesus texts Kristi an invitation to join a Bible reading plan leading up to Christmas. Kristi and later her boyfriend begin to read the Bible and to watch online church services. As a result, God transforms their relationship, their lives and their careers.Read Kristi's story, "Pursuer of My Soul," at https://sacredstoryministries.org/pursuer-of-my-soul/.What amazing stories are waiting to be shared in your women's church community or small group? Schedule a Sacred Story Retreat and find out!

Employment contracts layout the terms of employment and generally layout the terms for what can cause termination of employment as well as any consequences that result from termination of employment. If you are considering leaving your current job for another job, then you will want to find your current employment contract and review what you previously agreed to. In this episode, I specifically talk about non-competes, how much notice is required when you plan to leave your job, and malpractice tail insurance.  I've helped multiple clients with career transitions and job changes. If you or anyone you know would benefit from working with a coach to help clarify your thoughts and directions regarding a job or career, I'd be happy to help. Sign up for a free consult at www.GrowYourWealthyMindset.com. Please subscribe and leave a review on your favorite Podcasting platform.  If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast is for informational and entertainment only and should not be considered professional investment, legal, or tax advice. Dr Elisa Chiang is not a certified financial planner, attorney, or accountant.  The views expressed are the personal opinion of Elisa Chiang and her guests and should not be taken as advice specific to you, the listener of the podcast. Personal finance is personal and your personal financial decision need to be made based on your personal financial situation and risk tolerance after having completed your own due diligence.  

Pivoting your career is not just about changing jobs; especially when you want to leave a position you are not happy or fulfilled in. Understanding your strengths or core interests is important   Eager for More? Here are some Next STEPS:   >>> Book a 1 hour Coaching Call with Dr Diane https://calendly.com/lbcp/coaching-call   >>> Join our Free Private Facebook Community https://www.facebook.com/groups/897241125152990/   >>> Sign up for our monthly newsletter lifebeyondclinicalpractice.getresponsesite.com   >>> Rate and Review the show on Apple Podcasts https://podcasts.apple.com/us/podcast/life-beyond-clinical-practice-healthcare-careers-career-change-professional-growth-career-goals-career-transition/id1713086617   Liked this episode? Then you'll likely enjoy listening to this one too! https://podcasts.apple.com/ca/podcast/21-career-clarity-what-is-it-and-why-is-it-important/id1713086617?i=1000647885166   Music credit Artist: tubebackr Tracks: 'Mango' and 'Chill With Me' Free download links: https://hypeddit.com/tubebackr/mango  https://hypeddit.com/tubebackr/chillwithme

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In this episode Lou and Teresa speak with Anthony Kuo. Anthony is a Career Satisfaction Coach. He wants to help people intentionally craft a career they're excited to wake up for. Anthony graduated from the NYU Stern School of Business in 2010 and subsequently took an 8 year tour through the Fortune 500 world, rising up the corporate ladder before realizing he was filling his bank account but leaving his soul empty. Anthony integrates his practical experience with his training as a Transformational NLP Practitioner to gently and playfully guide his clients through one of life's most omnipresent questions: "What do you want to be when you grow up?" You can learn more about Anthony and his work at untamedcareer.com. Read this week's blog post: https://www.earringsoff.com/post/natural-highMarketing and Social Media Strategist:   Tyresa OluyideTheme song:                                                               D-TechneekzLogo Design:                                                               Claire RitterProducers:                                                                   Lou Ali and Teresa VaughanLou and Teresa are thrilled to bring you their weekly podcast, where they dive deep into fascinating topics, interview experts, and share inspiring stories. But guess what? We need your support to keep this show going strong! Here's how you can help:Financial Support: Consider becoming a patron or making a one-time donation. Your contributions allow us to improve our content, invest in better equipment, and bring you even more engaging episodes. Donations can be made by clicking the "Support the show" link below. Like and Share: If you enjoy our podcast, hit that like button! It helps us reach more listeners. And don't forget to share your favorite episodes with friends and family. Word of mouth is powerful!So, whether it's a few dollars or a virtual high-five, your support means the world to us. Let's keep the conversation going!

The Off Duty ADs talk about the factors that go into changing jobs.  They also discuss kids these days with standardized testing, going into education, and the Mt. Rushmore of Easter candy.

In this episode of the American Shoulder and Elbow Surgeons Podcast, hosts Dr. Rachel Frank and Peter Chalmers interview Dr. Evan Lederman about changing jobs later in your practice. 

Episode 304 of the Dad's Guide to Twins Podcast Show Notes Today we continue our father of twins interview series ... Read more The post Moving, Changing Jobs, and NICU Twins with Patrick Edgett – Podcast 304 appeared first on Dad's Guide to Twins.

Kory Kantenga, LinkedIn Senior Economist, joins the show to talk about hiring trends. This podcast originally aired as part of Wharton Business Daily's Hiring & Career Development in 2024 special. Hosted on Acast. See acast.com/privacy for more information.

SaCola Lehr and Connie Ward discuss critical financial behaviors to avoid when applying for a home loan. They outline the "10 commandments" of actions that can jeopardize loan approval, such as co-signing loans, changing bank accounts, making large deposits, and omitting debts. They warn against maxing out credit cards, making late payments, and taking on new loans, as these can harm credit scores. They caution against major purchases and career changes during the home buying process, emphasizing the need for transparent communication with loan officers. They offer resources to educate buyers and stress the importance of informed decision-making for a successful home purchase.Mentions: "Credit Score Concerns": "00:24:45""Buying a Car, Truck, or Van": "00:26:09""Changing Jobs or Becoming Self-Employed": "00:32:10"Connect with SaCola: https://workitliveitownit.com/Follow SaCola on Facebook: https://facebook.com/ workitliveitownit Follow SaCola on Instagram: https://instagram.com/ workitliveitownit Subscribe to Work it, Live it, Own it! On YouTube: https://bit.ly/2lxB1TSRead more about SaCola's real estate story: https://bit.ly/40T3dntGet Your FREE Home Purchasing Pathway Guide: https://bit.ly/purchasingpathwayCheck out the Sell Your Home Guide: https://bit.ly/3NuHP58

On this episode of My Crazy Office, Kathi and Katherine address a delicate topic: Does your physical appearance hold you back from changing jobs? They start with a question from someone who knows it's time to leave their job but hesitates to take action because they feel physically unattractive. Kathi and Katherine consider what you […]

Welcome to the Career Warrior Podcast, hosted by Chris Villanueva, Founder & CEO of Let's Eat, Grandma – your go-to resource for mid to senior level professionals navigating the ever-changing landscape of careers. In this episode, titled "Changing Jobs vs. Career Paths: KNOW the Difference on Your Resume," we delve into the crucial disparities between a job change and a career transition and how it impacts your resume.Whether you're chasing financial growth, seeking job satisfaction, or escaping a less-than-ideal organizational situation, this episode is your guide to crafting a resume that speaks to your professional journey.Follow us:Use Chris' LinkedIn for the newsletterCheck us out on InstagramFollow Let's Eat, Grandma on LinkedIn Hosted on Acast. See acast.com/privacy for more information.

After 300 episodes, I bring the original cohost back. Binayak Kanungo, aka Bini, comes to join me again on the podcast to give us an update on his career. Bini started off his SE career at a company called Assent, and although he was happy with the work there, the thought of wanting more pushed him to move on which turned out not to be a great move. That's when Bini started facing some challenges. That's what we will focus on today. Show notes: https://wethesalesengineers.com/show300

A job change is a big change, and it's one of those changes happening to people with greater frequency for a variety of reasons. For many of these job seekers and switchers, past and future employers offer some kind of retirement savings plan, meaning these job transitions come with decisions to make around retirement planning for those investing in them.Do you leave your 401(k) where it is? Roll it over to a new one? Open a new account and put the money in there? What are your other options? The right choice for your situation isn't always clear. This episode's guest, Sarah Buchardt, a corporate financial consultant and CERTIFIED FINANCIAL PLANNER™ professional at Schwab, will help us navigate these questions.To read the study Mark references on the connections between gratitude and a charitable mindset, check out "Gratitude, Finance, and Financial Gratitude Reminders in Charitable Giving: A Repeated Experiment Over Time" in Financial Services Review.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit Schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts. Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to changes without notice in reaction to shifting market, economic, and geopolitical conditions.Data herein is obtained from what are considered reliable sources; however, its accuracy, completeness, or reliability cannot be guaranteed. Supporting documentation for any claims or statistical information is available upon request.Investing involves risk, including loss of principal.All corporate names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.​This information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.A rollover of retirement plan assets to an IRA is not your only option. Carefully consider all of your available options which may include but not be limited to keeping your assets in your former employer's plan; rolling over assets to a new employer's plan; or taking a cash distribution (taxes and possible withdrawal penalties may apply). Prior to a decision, be sure to understand the benefits and limitations of your available options and consider factors such as differences in investment related expenses, plan or account fees, available investment options, distribution options, legal and creditor protections, the availability of loan provisions, tax treatment, and other concerns specific to your individual circumstances.The Schwab Center for Financial Research is a division of Charles Schwab & Co.There are certain eligibility requirements for working with a dedicated Financial Consultant. Apple, the Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(1223-3546)

In another edition of our new Nursing stories and skills structure, we are chatting about the time my patient had a complete change in personality (and what it meant), AND how you can start getting paid more NOW. Let today's episode act as your reminder to trust your gut, think critically, and demand your worth. Our first FREE nurse coffee chat is happening this FRIDAY December 15th, and I want you to be there! This is a space where nurses and healthcare workers can connect, share stories, offer/receive support, and build friendship. Get on the list for Nurse Coffee Chats HERE!-------------The Ashley O Show community is a space where nurses and caregivers come together to understand that their identity extends beyond the humans that they care for. If that's you, then join us on a mission to change conversations and redefine ideas over on IG @ashleyoshow! As always, message me with any feedback, comments, or questions on Instagram, or shoot me an email at ashleyoshow@gmail.com.Time Stamps:Personality Changes in Patients (00:05:26) The importance of being alert to changes in patient personalityA Specific Patient Case (00:06:18) Ashley shares a specific patient case involving a patient with personality changes after a procedure.The Challenge of Easy Patients (00:07:09) Ashley talks about how even seemingly easy patients can suddenly become difficult and the importance of staying vigilant in patient care.Recognizing subtle changes in patients (00:11:55) Ashley emphasizes the importance of paying attention to small, subtle changes in a patient's behavior and personality as it could indicate a deeper issue.The importance of critical thinking in nursing (00:14:36) Ashley highlights the significance of critical thinking in nursing, particularly in recognizing and investigating changes in a patient's condition.Option 1: Having a Conversation with Your Manager (00:16:30) Tips for having a conversation about wanting a pay raise or bonus, and the importance of employer willingness to work with you.Option 2: Exploring Side Hustles (00:19:11) Ideas for side hustles related to nursing or non-nursing, such as tutoring, nurse entrepreneurship, or selling crafts.Option 3: Going Part-Time and Adding Per Diem Roles (00:21:00) Considerations and benefits of working part-time in your current position while adding on per diem roles that pay more.Increasing Hourly Rate by Changing Jobs (00:24:25) Explains how changing jobs can lead to a higher hourly rate and why loyalty is no longer valued in the healthcare industry.Job Hopping as a Nurse (00:25:22) Discusses how job hopping can be beneficial for nurses in terms of skill building, trying out different schedules, and seeking better pay and opportunities.Negotiating and Crafting Your Nursing Career (00:28:04) Encourages nurses to negotiate for what they need in terms of schedule, pay, time off, and other benefits, and emphasizes that nurses have the power to shape their own careers.

Guest April Lokar is the Founder of Semi-Conventional, where she helps entrepreneurs amplify their expertise with scalable offers. In her corporate career, she developed her semi-conventional style, finding her own unique way to live life and get things done. Her passion is seeing clients' light bulb moments as they become clear and confident in the next step for their business. We discuss taking risks in your career & changing jobs to earn more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you recently been laid off from your job? Maybe you are changing jobs for a better position or pay? Did you know this could be the BEST time to get your money working for you? Chris Miles shares how you can put your 401k or 403b to better use in case you get laid off or change companies. Tune in to find out how to take advantage of this unique opportunity!

Kristina Ellis & Rachel Cruze answer your questions and discuss:   The best way to pay off your house early, from the blog: How to Pay Off Your Mortgage Early When can you spend money on a side hustle, from the blog: How to Take Your Side Hustle Full Time How to become financially secure when switching careers, from the blog: How to Switch Careers When You're in Debt When you should start talking to your kids about money, from the blog: How to Talk to Your Kids About Money "Should I move off campus if I want to get a girlfriend?" How to separate assets with family. Support Our Sponsor: DreamCloud Zander Insurance Churchill Mortgage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy