Podcast appearances and mentions of jeremy schneider

Jesse explores the value of financial priorities and the balance between spending and saving with guests Diania Merriam, Justin Peters, Bill Yount, Jeremy Schneider, Doc G, and Joe Saul-Sehy. Diania highlights the “iceberg principle” of stealth wealth—how true wealth is often what you don't see, like deferred purchases and unspent money. Justin shares a personal story about the cost and memories of boat ownership, emphasizing the lesson to buy utility and rent luxury. Bill discusses the different seasons of life in relation to frugality and spending, while Jeremy reflects on ingrained money habits persisting despite sudden wealth. Doc G and Joe Saul-Sehy add their unique perspectives on personal finance and the emotional relationship with money. Together, they unpack how financial decisions shape our lives, the importance of aligning spending with values, and the lessons learned from both scrimping and splurging. Key Takeaways: • Financial freedom doesn't always come with a clear sense of how to enjoy money meaningfully. • Renting luxury experiences can be more satisfying and economical than owning them. • Time, health, and family often become more valuable than money as people grow older. • Community and shared experiences often bring more satisfaction than expensive possessions. Lifestyle upgrades need to be aligned with personal values to feel meaningful. • Former spendthrifts can struggle just as much with letting go of financial vigilance. • Understanding your money story is key to shifting your habits and mindset with intention. Even the financially savvy can be blindsided by lifestyle creep and emotional spending. Key Timestamps: (00:00) – Scar Tissue: Financial Lessons from the Past (13:59) – The Mini Bar Mishap (20:11) –  The $500 Parking Ticket (23:56) – Balancing Financial Optimization and Enjoying Life (24:29) – Time vs. Money: Changing Priorities (25:50) – Keeping Up with the Joneses: A Personal Story (30:59) – The Perils of Consumerism and Stealth Wealth (44:12) – Rent Your Luxury and Buy Utility (45:20) – Frugality Habits: From Broke to Millionaire Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Bill Yount:  Website: https://catchinguptofi.com/ LinkedIn: https://www.linkedin.com/in/bill-yount-a8033036/  Diania Merriam: Website: https://economeconference.com/about/ LinkedIn: https://www.linkedin.com/in/dianiamerriam/  Justin Peters:  Website: https://podcasts.apple.com/us/podcast/fi-minded-achieve-financial-independence-have-fun-doing-it/id1496701179 LinkedIn: https://www.linkedin.com/in/justinleepeters/  Jordan (Doc G) Grumet:  Website: https://jordangrumet.com/ LinkedIn: https://www.linkedin.com/in/jordan-grumet-38a506179/  Joe Saul-Sehy:  Website: https://www.stackingbenjamins.com/ LinkedIn: https://www.linkedin.com/in/joe-saul-sehy-b3426b31/  Jeremy Schneider: Website: https://www.personalfinanceclub.com/ LinkedIn: https://www.linkedin.com/in/jerschneid/  More of The Best Interest: Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Nikolay and Michael discuss ten dangerous Postgres related issues — ones that might be painful enough to get onto the CTO and even CEOs desk, and then what you can do proactively. The ten issues discussed are:Heavy lock contentionBloat control and index maintenance  Lightweight lock contentionTransaction ID wraparound4-byte integer PKs hitting the limitReplication limitsHard limitsData lossPoor HA choice (split brain)Corruption of various kindsSome previous episodes they mentioned that cover the issues in more detail: PgDog https://postgres.fm/episodes/pgdogPerformance cliffs https://postgres.fm/episodes/performance-cliffsZero-downtime migrations https://postgres.fm/episodes/zero-downtime-migrations Queues in Postgres https://postgres.fm/episodes/queues-in-postgresBloat https://postgres.fm/episodes/bloatIndex maintenance https://postgres.fm/episodes/index-maintenanceSubtransactions https://postgres.fm/episodes/subtransactionsFour million TPS https://postgres.fm/episodes/four-million-tpsTransaction ID wraparound https://postgres.fm/episodes/transaction-id-wraparoundpg_squeeze https://postgres.fm/episodes/pg_squeeze synchronous_commit https://postgres.fm/episodes/synchronous_commitManaged service support https://postgres.fm/episodes/managed-service-support And finally, some other things they mentioned: A great recent SQL Server-related podcast episode on tuning techniques https://kendralittle.com/2024/05/20/erik-darling-and-kendra-little-rate-sql-server-performance-tuning-techniques/Postgres Indexes, Partitioning and LWLock:LockManager Scalability (blog post by Jeremy Schneider) https://ardentperf.com/2024/03/03/postgres-indexes-partitioning-and-lwlocklockmanager-scalability/Do you vacuum everyday? (talk by Hannu Krosing) https://www.youtube.com/watch?v=JcRi8Z7rkPgpg_stat_wal https://pgpedia.info/p/pg_stat_wal.htmlThe benefit of lz4 and zstd for Postgres WAL compression (Small Datum blog, Mark Callaghan) https://smalldatum.blogspot.com/2022/05/the-benefit-of-lz4-and-zstd-for.htmlSplit-brain in case of network partition (CloudNativePG issue/discussion) https://github.com/cloudnative-pg/cloudnative-pg/discussions/7462 ~~~What did you like or not like? What should we discuss next time? Let us know via a YouTube comment, on social media, or by commenting on our Google doc!~~~Postgres FM is produced by:Michael Christofides, founder of pgMustardNikolay Samokhvalov, founder of Postgres.aiWith credit to:Jessie Draws for the elephant artwork

We're excited to introduce you to our newest 'Catching Up to FI' team member, Patrick McDonnal. In this episode, you'll get to hear some of his money story and how he'll be helping with the show. Patrick discusses his career transition from engineering to financial planning and openly shares how the early financial education he got from his grandfather helped shape his journey. We're also celebrating with Patrick because he just sat for the very challenging, CFP Exam in March and got a preliminary 'Pass'. He is now well on his way to earning his Certified Financial Planner credential.  

Today, we're sitting down again with Jeremy Schneider, and it feels just like catching up with an old friend who's here to clear up the confusion around financial advisors. Jeremy, who's behind both Personal Finance Club and the new venture, Nectarine, shares personal stories and why finding genuine, unbiased financial advice can be tricky. If you've ever felt unsure about who to trust with your financial questions, this episode will feel like a breath of fresh air, giving you the confidence to seek advice that truly has your best interest at heart.What You'll Learn:The real differences between fee-based and commission-based financial advice—and why it matters to you.Stories from Jeremy and Allison that reveal the tricky situations you might encounter with commission-driven advisors.How to spot and steer clear of financial advice that doesn't have your best interests in mind.An introduction to Nectarine, where you can find financial advisors who work on a flat fee or hourly basis—meaning they're working for you, not for a commission.Practical tips for vetting financial advisors and feeling secure in your choices.Links and Resources:Check out Nectarine to connect with trustworthy financial advisors.*Learn more about investing at Personal Finance Club.Listen to Jeremy's first visit to the Inspired Budget Podcast*I will be compensated by Nectarine if you use my affiliate link, which creates an incentive and conflict of interest. I am not a current client or employee of Nectarine.You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3102: Liz of Frugalwoods makes a compelling case for tuning out market noise and focusing instead on the variables you can control, like saving more, earning more, and investing consistently. Her down-to-earth wisdom reminds us that emotional reactions to stock volatility are distractions from the real drivers of long-term wealth: discipline, low fees, and the magic of compounding. Read along with the original article(s) here: https://www.frugalwoods.com/2016/01/20/why-we-ignore-the-stock-market-and-you-should-too-demystifying-personal-finance-part-4/ Quotes to ponder: "I'm not going to tell you how to optimize your investments or beat the market or pick that one hot fund - why not? Because I don't know how to and neither does anyone else." "My approach to all things in life is to control what I can and to categorically ignore/let go of the things I can't." "Pulling in and out of the market when you feel the slightest twinge of panic is a great way to ensure you'll never make any money from your investments." Episode references: FSTVX - Fidelity Total Market Index Fund (now FXAIX): https://www.fidelity.com/mutual-funds/fidelity-funds/overview Personal Finance Club by Jeremy Schneider: https://www.personalfinanceclub.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3102: Liz of Frugalwoods makes a compelling case for tuning out market noise and focusing instead on the variables you can control, like saving more, earning more, and investing consistently. Her down-to-earth wisdom reminds us that emotional reactions to stock volatility are distractions from the real drivers of long-term wealth: discipline, low fees, and the magic of compounding. Read along with the original article(s) here: https://www.frugalwoods.com/2016/01/20/why-we-ignore-the-stock-market-and-you-should-too-demystifying-personal-finance-part-4/ Quotes to ponder: "I'm not going to tell you how to optimize your investments or beat the market or pick that one hot fund - why not? Because I don't know how to and neither does anyone else." "My approach to all things in life is to control what I can and to categorically ignore/let go of the things I can't." "Pulling in and out of the market when you feel the slightest twinge of panic is a great way to ensure you'll never make any money from your investments." Episode references: FSTVX - Fidelity Total Market Index Fund (now FXAIX): https://www.fidelity.com/mutual-funds/fidelity-funds/overview Personal Finance Club by Jeremy Schneider: https://www.personalfinanceclub.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3102: Liz of Frugalwoods makes a compelling case for tuning out market noise and focusing instead on the variables you can control, like saving more, earning more, and investing consistently. Her down-to-earth wisdom reminds us that emotional reactions to stock volatility are distractions from the real drivers of long-term wealth: discipline, low fees, and the magic of compounding. Read along with the original article(s) here: https://www.frugalwoods.com/2016/01/20/why-we-ignore-the-stock-market-and-you-should-too-demystifying-personal-finance-part-4/ Quotes to ponder: "I'm not going to tell you how to optimize your investments or beat the market or pick that one hot fund - why not? Because I don't know how to and neither does anyone else." "My approach to all things in life is to control what I can and to categorically ignore/let go of the things I can't." "Pulling in and out of the market when you feel the slightest twinge of panic is a great way to ensure you'll never make any money from your investments." Episode references: FSTVX - Fidelity Total Market Index Fund (now FXAIX): https://www.fidelity.com/mutual-funds/fidelity-funds/overview Personal Finance Club by Jeremy Schneider: https://www.personalfinanceclub.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 100 of The Best Interest Podcast! This is a celebratory and reflective milestone featuring guest shout-outs, listener-favorite clips, and a discussion on the show's evolution. Jesse shares the podcast's origins, his journey from aerospace engineering to financial planning, and how the podcast nearly faded before finding renewed purpose in 2023. Throughout the episode, Joe Saul Sehy, Brian Feroldi, Paula Pant and other past guests are featured, shouting out The Best Interest and their own work, you'll certainly want to check out.  To celebrate, listeners wrote in with some of their favorite clips, including Jeremy Schneider's discussion with Jesse on his “7 Deadly Sins of Investing” from episode 70. Of course, Jesse's AMA's have been incredibly popular, so segments are featured from episodes 81 and 96 where Jesse answered questions about diversification, patience, and risk management.  Thanks, listeners, for supporting the podcast's first 100 episodes. We look forward to the future of "Personal Finance for Long-Term Investors."   Key Takeaways:• Relying solely on one asset class, such as large-cap U.S. stocks, increases risk and limits flexibility in different market conditions. • No asset class can outperform indefinitely; over time, returns tend to move back toward historical averages. • Holding international stocks can help balance risk, as different regions perform well at different times. • Just because a strategy has worked for years doesn't mean it will continue to do so; market conditions evolve. • As retirement nears, reducing portfolio volatility becomes more important, and diversifying helps protect against severe downturns. • The best strategy involves preparing for uncertainty, adjusting portfolios based on personal financial goals rather than chasing recent winners.   Key Timestamps:(03:43) Reflections on the Journey (15:15) Rebranding Announcement (19:44) Highlighting the Best Clips (38:53) The Importance of Indexing and Market Timing (40:52) Understanding the CAPE Ratio (45:12) The Risks of Timing the Market (51:45) Dollar Cost Averaging vs. Lump Sum Investing (54:42) Diversification: Why It Matters   Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, long term investors, Joe Saul Sehy, Brad Barrett, Nick Maggiulli, Justin Peters, Jeremy Schneider, Doug Cunnington, Joel Larsgaard, Paula Pant, andy Hill, Steve Adcock, Dan Otter, Brian Feroldi, episode 100, celebration, millionaire money habits   Mentions:Joe Saul Sehy: https://joesaulsehy.com/ Brad Barrett: https://choosefi.com/ Nick Maggiulli: https://ofdollarsanddata.com/ Justin Peters: https://www.tsirpodcast.com/ Jeremy Schneider: https://www.instagram.com/personalfinanceclub/?hl=en Doug Cunnington: https://milehighfi.com/ Joel Larsgaard: https://www.howtomoney.com/about-us/joel-larsgaard/ Paula Pant: https://affordanything.com/ Andy Hill: https://marriagekidsandmoney.com/about/ Steve Adcock: https://steveadcock.us/ Dan Otter: https://teachandretirerich.com/ Brian Feroldi: https://www.youtube.com/@BrianFeroldiYT    More of Personal Finance for Long-Term Investors:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog Personal Finance for Long-Term Investors is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Jeremy Schneider from Personal Finance Club discusses how he went from living near the poverty line to becoming a millionaire, his steps for building and maintaining wealth, the biggest financial mistakes he sees, the best advice he ever received and why you need to "buy and hold forever" when investing.0:00-2:54 Betting on yourself early in your career2:55-8:24 Building a $5m business from scratch8:25-10:15 Living a frugal life10:16-12:30 Life as a retired person in your 30s12:31-14:40 The launching of Personal Finance Club14:41-21:10 Learning to build wealth21:11-23:10 Success stories from Personal Finance Club23:11-26:47 Overcoming investment fear & debt traps26:48-28:16 Launching Nectarine28:17-30:00 Rapid fire======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

For our 14th episode of LYL, we brought on Jeremy Schneider from Personal Finance Club. You all LOVED the episode so much, we're reposting it for this week's episode! This time of year is when we all tend to re-evaluate our finances—our budgets, investing strategies, debt payoff methods, the whole nine! We figured this episode would be a great refresher as you nail down your finances for 2025. Jeremy is a multi-millionaire that retired at 36 (and one of the kindest people we know). After hitting that milestone, Jeremy dedicated his career to teaching hundreds of thousands of people how to invest and build wealth in the stock market. In this episode, we discussed: What it actually means to invest Why investing is important, especially when you're young How to invest and what to invest in Do you need a financial advisor? And some of YOUR investing questions! Links we mentioned: Nectarine: ⁠https://hellonectarine.com/⁠ PFC Course: ⁠https://www.personalfinanceclub.com/courses/⁠ Watch the replay of our LIVE webinar with PFC: ⁠https://www.personalfinanceclub.com/girlstalkmoney/⁠ Follow PFC on Instagram: ⁠https://www.instagram.com/personalfinanceclub/⁠ If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

In this episode of The Miko Love Podcast, Kumiko Love sits down with Jeremy Schneider, the founder of @PersonalFinanceClub, to make investing less intimidating and more accessible. Jeremy shares his inspiring journey from a struggling entrepreneur to achieving financial independence, offering straightforward strategies and lessons for anyone looking to build wealth.They cover:The essential steps to start investing and build confidence.Budgeting and living below your means to free up money for investments.How to use target date index funds and three-fund portfolios for a simple, effective investment strategy.The role of compound interest in accelerating wealth-building.Common investing mistakes to avoid, including chasing trends or market timing.Kumiko also introduces Hello Nectarine, Jeremy's new service designed to offer accessible, conflict-free financial advice, empowering listeners to take control of their finances with confidence.If you're ready to demystify investing and make smarter money moves, this episode is packed with practical tips and inspiration to help you get started.IMPACTFUL QUOTES"Live below your means, invest early and often.""Simplicity serves the individual investor."EPISODE CHAPTERS00:00 Introduction to Investing Basics 10:10 Key Principles of Wealth Building20:01 Understanding Investment Accounts30:06 Choosing Investments: Simplicity vs. Complexity39:00 The Three Fund Portfolio Explained45:11 The Power of Compound Interest48:07 Introducing Hello Nectarine: A New Financial ServiceABOUT JEREMYJeremy Schneider is a successful entrepreneur and personal finance expert! After starting an internet company in college and selling it at the age of 34 for over $5M and retiring at 36, Jeremy has dedicated his life to teaching personal finance. He founded Personal Finance Club, a community of champions of the individual investor who help further financial education and went on to found Nectarine, an advice-only financial advisor marketplace. Jeremy likes playing beach volleyball and writing bios about himself in the third person.Instagram: instagram.com/personalfinanceclub Website: personalfinanceclub.comAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In our final episode, it's our honor to bring you a ramshackle, funny, all over the map trivia contest LIVE in front of a sold out crowd at Kevin Smith's Smodcastle Cinemas. For just about a half decade we've discussed the glorious state of New Jersey in all its forms. Sometimes the podcast has even been good. We've had a lot of fun and hope you have too. This trivia contest isn't only consumable for NJITW listeners, but if you've listened along the way it enhances the fun. Featuring all the NJITW mainstays and including guest appearances from not one but TWO Jersey devils, Kerri Sullivan, Jeremy Schneider, Hebba (who is that?), and music from one of the true champions of New Jersey, John Cozz. (Including the debut of his collab with Chris Gethard, Lord Let Me Die In Essex County.)Seriously, thanks for hanging with us all these years. A lot of people have told us we helped them out during the pandemic and it's been such a joy to hang, connect with old friends, create a community along the way, and celebrate this place in the process.CARMANOOCH LIVES! Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

In this episode: simplifying your financial life, Jeremy's journey, dividend versus reinvesting, and automation. This week we are joined by Jeremy Schneider of Personal Finance Club and co-founder of Nectarine, where we will be discussing the beginnings of his personal investment journey and what that looks like now, striving for simplicity while adding value to your life, as well as discuss the ins and outs of his platform Nectarine. Part of the journey to FI is about finding hacks and ways to make your life a little easier in order to add value, sometimes by keeping it simple. Whether with your finances or in other areas of your life, it is the best option in order for you to thrive!  Jeremy Schneider: Website: personalfinanceclub.com Instagram: @personalfinanceclub

Nikolay and Michael discuss planning time in Postgres — what it is, how to spot issues, its relationship to things like partitioning, and some tips for avoiding issues. Here are some links to things they mentioned:Query Planning (docs) https://www.postgresql.org/docs/current/runtime-config-query.htmlAre there limits to partition counts? (Blog post by depesz) https://www.depesz.com/2021/01/17/are-there-limits-to-partition-countsNikolays recent experiment https://postgres.ai/chats/01920004-a982-7896-b8cb-dfd2406359b0PgBouncer now supports prepared statements https://github.com/pgbouncer/pgbouncer/releases/tag/pgbouncer_1_21_0“The year of the lock manager's revenge” (from blog post by Jeremy Schneider) https://ardentperf.com/2024/03/03/postgres-indexes-partitioning-and-lwlocklockmanager-scalabilitypg_stat_statements.track_planning https://www.postgresql.org/docs/current/pgstatstatements.html#id-1.11.7.42.9.2.4.1.3pg_hint_plan https://github.com/ossc-db/pg_hint_plan~~~What did you like or not like? What should we discuss next time? Let us know via a YouTube comment, on social media, or by commenting on our Google doc!~~~Postgres FM is produced by:Michael Christofides, founder of pgMustardNikolay Samokhvalov, founder of Postgres.aiWith special thanks to:Jessie Draws for the elephant artwork 

Does a simple Bogleheads style of investing work for military families? YES!  The Bogleheads are followers of the philosophy of Vanguard founder John C. "Jack" Bogle.  Live below your means Develop a workable plan Never bear too much or too little risk Invest early and often Diversify Invest with simplicity Use index funds when possible Keep Costs Low Minimize taxes Stay the course By the way, you can also recreate a bogleheads' style portfolio in your TSP! We talk about it in the Confident TSP Investing course. Lifecycle funds basically build a simple, 3-fund portofilio for you. Check out the course info below. Links mentioned in today's show: The Little Book of Common Sense Investing by John C. Bogle on Libby App or Amazon Bogleheads.org Bogleheads forums r/bogleheads on reddit Jeremy Schneider's two rules from Personal Finance Club- spend less than you earn & invest the difference  International vs US stock performance chart Nectarine's hourly financial advise Military Financial Advisors Association For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5-star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Nikolay talks Michael through a recent experiment to find the current maximum transactions per second single-node Postgres can achieve — why he was looking into it, what bottlenecks occurred along the way, and ideas for follow up experiments. Here are some links to things they mentioned:How many TPS can we get from a single Postgres node? (Article by Nikolay) https://www.linkedin.com/pulse/how-many-tps-can-we-get-from-single-postgres-node-nikolay-samokhvalov-yu0rcChat history with Postgres AI bot https://postgres.ai/chats/01905a83-4573-7dca-b47a-bb60ce30fe6cOur episode on the overhead of pg_stat_statements and pg_stat_kcache https://postgres.fm/episodes/overhead-of-pg_stat_statements-and-pg_stat_kcachePostgreSQL 17 beta 2 is out https://www.postgresql.org/about/news/postgresql-17-beta-2-released-2885/ PostgreSQL and MySQL: Millions of Queries per Second (about the work by Sveta and Alexander) https://www.percona.com/blog/millions-queries-per-second-postgresql-and-mysql-peaceful-battle-at-modern-demanding-workloadspostgresql_cluster https://github.com/vitabaks/postgresql_clusterTrack on CPU events for pg_wait_sampling https://github.com/postgrespro/pg_wait_sampling/pull/74The year of the Lock Manager's Revenge (post by Jeremy Schneider) https://ardentperf.com/2024/03/03/postgres-indexes-partitioning-and-lwlocklockmanager-scalability Pluggable cumulative statistics (Postgres hackers thread started by Michael Paquier) https://www.postgresql.org/message-id/flat/Zmqm9j5EO0I4W8dx%40paquier.xyz ~~~What did you like or not like? What should we discuss next time? Let us know via a YouTube comment, on social media, or by commenting on our Google doc!~~~Postgres FM is produced by:Michael Christofides, founder of pgMustardNikolay Samokhvalov, founder of Postgres.aiWith special thanks to:Jessie Draws for the elephant artwork 

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jeremy Schneider from @PersonalFinanceClub on Instagram! Jeremy sold his software company for $5M in 2015. He quickly had $2.2M deposited to his checking account. Since the exit of his company, he's grown his net worth to over $5M. Austin and Robert ask Jeremy how he invested his money, his biggest money mistakes, and his new company. Follow @PersonalFinanceClub on Instagram Check out Nectarine, Jeremy's new company ---

Listeners—we want to hear from you! If you love The Important Part and would be interested in having a conversation with one of our team members about the show, fill out this form. Early retirement. Financial freedom. For many, these are goals that can feel aspirational and unattainable. But are they really out of reach? SoFi's Head of Investment Strategy Liz Young sat down with entrepreneur and Personal Finance Club founder Jeremy Schneider to talk about what it takes to build wealth at any level. According to Jeremy, accumulating wealth is more straightforward than you may think. In this episode, he shares actionable steps that anyone can take to help accelerate their journey towards financial freedom. Notable mentions in episode: (00:00) Introduction (02:18) Getting a new company off the ground straight out of college (05:10) A great business needs more than a great idea (12:57) Transitioning to investing with a large lump sum (16:37) How to get a jumpstart on financial freedom (20:45) The story behind the Personal Finance Club (23:28) Don't let perfect be the enemy of good (28:08) Is retirement the wrong thing to focus on in the near-term? (32:14) First steps towards living below your means (35:43) The Word (36:29) The Investor's Bookshelf (37:34) The “Aha” Moment (38:40) The Important Part Additional resources: SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day.  Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. Recommended reading: A Beginner's Guide to Investing in Index Funds ETFs vs Index Funds 10 Steps for Starting a Small Business

Ben and Ernie chat with Jeremy Schneider, an entrepreneur turned personal finance teacher who aims to demystify the confusing world of investing with simple, unbiased information. In his early 20's, Jeremy founded an internet startup and ran it for 12 years, never taking home more than $36k/year -- while living in San Diego, CA! This experience required him to get surgical with his spending, and during this time he became an avid YNAB'er (using the old YNAB 4 software). At the age of 34, Jeremy sold his company and became a multimillionaire. After this windfall, Jeremy continued to work for a few years while figuring out how to manage his newfound wealth. This experience, along with his YNAB habits, drove him to found Personal Finance Club, a site with simple, easy to understand information for beginners learning to invest their money.   In this episode, Jeremy shares his tidy YNAB plan, with possibly the fewest categories of any guest so far! As a long-time YNAB'er, Jeremy organizes his categories using some of the logic from YNAB 4, but he also shares how his categories have evolved over time and how he has simplified his budget as he became more comfortable with his financial position.   Find more about Jeremy Schneider and the Personal Finance Club: Nectarine Investing Advice: https://hellonectarine.com Personal Finance Club: https://www.personalfinanceclub.com/author/jerschneid/ Personal Finance Club IG: @personalfinanceclub   YNAB Fan Fest - September 21, 2024 https://www.ynab.com/events   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Finance advise doesn't have to be confusing and depressing. Most of the "financial advisors" are actual salesmen. (Check out the 4 types of financial advisors.)   So how does a military family find good help? Well Jeremy Schneider of Personal Finance Club (@personalfinanceclub on Instagram), Shane, and Vivi, the minds behind Personal Finance Club, have a new product called Nectarine.   Nectarine provides one hour, no strings attached appointments with advisors for a flat fee- no subscription costs or recurring charges. You can book one hour and stop, or schedule more time.    And one of our favorite parts about it- they even have a military filter to help you find an advisor that understands the unique challenges of military life.   At certain times in your life, getting some professional help could literally change the trajectory of your life.   The 2 Rules of Jeremy's Personal Finance Club: Spend less than you make Invest early and often (This is not an ad or paid episode- we're just fans of what the Nectarine team is doing.) Links: helloNectarine.com  Nectarine on Instagram  Personal Finance Club on Instagram  Our podcast episode #57 where we talked with Jeremy Schneider  Military Financial Advisors Association (MFAA) Our podcast episode with Sean Gillespie about MFAA Personal Finance Club's courses (use code "militarymoney" for $20 off!)    - How to Money Like a Millionaire    - Build Wealth by Investing in Index Funds Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Nikolay and Michael discuss custom and generic planning in prepared statements — how it works, how issues can present themselves, some ways to view the generic plan, and some benefits of avoiding planning (not just time).  Here are some links to things they mentioned:PREPARE https://www.postgresql.org/docs/current/sql-prepare.html track_activity_query_size https://www.postgresql.org/docs/current/runtime-config-statistics.html#GUC-TRACK-ACTIVITY-QUERY-SIZE plan_cache_mode https://www.postgresql.org/docs/current/runtime-config-query.html#GUC-PLAN-CACHE-MODE EXPLAIN (GENERIC_PLAN) https://www.postgresql.org/docs/current/sql-explain.html#id-1.9.3.148.8 EXPLAIN (GENERIC_PLAN) in PostgreSQL 16 (blog post by Laurenz from Cybertec)  https://www.cybertec-postgresql.com/en/explain-generic-plan-postgresql-16/ Running EXPLAIN on any query, even with $1 parameters (blog post and video by Lukas Fittl of pganalyze) https://pganalyze.com/blog/5mins-postgres-explain-generic-plan EXPLAIN from pg_stat_statements, how to get the generic plan (blog post by Franck Pashto of Yugabyte) https://dev.to/yugabyte/explain-from-pgstatstatements-normalized-queries-how-to-always-get-the-generic-plan-in--5cfi Rework query relation permission checking (commit by Amit Langote) https://git.postgresql.org/gitweb/postgres.git?p=postgresql.git;a=commit;h=a61b1f74823c9c4f79c95226a461f1e7a367764b Partition pruning, prepared statements and generic vs custom query plans (a follow up blog post and video by Lukas) https://pganalyze.com/blog/5mins-postgres-partition-pruning-prepared-statements-generic-vs-custom-query-plans Our episode on over-indexing (inc LWLock discussion) https://postgres.fm/episodes/over-indexing “The year of the lock manager's revenge” (from blog post by Jeremy Schneider) https://ardentperf.com/2024/03/03/postgres-indexes-partitioning-and-lwlocklockmanager-scalability/  ~~~What did you like or not like? What should we discuss next time? Let us know via a YouTube comment, on social media, or by commenting on our Google doc!~~~Postgres FM is brought to you by:Nikolay Samokhvalov, founder of Postgres.aiMichael Christofides, founder of pgMustardWith special thanks to:Jessie Draws for the amazing artwork 

We talk with Sarah-Catherine Gutierrez from Aptus Financial and Jeremy Schneider from Nectarine about advise only financial advising. CAn you get a fair shake from advisors under the broker or AUM model? We dive into insurance sales, the fudiciary standard, and much more. Learn more about your ad choices. Visit megaphone.fm/adchoices

About Jeremy Schneider Jeremy Schneider is a successful entrepreneur and personal finance expert! After starting an internet company in college and selling it at the age of 34 for over $5M and retiring at 36, Jeremy has dedicated his life to teaching personal finance.  He founded Personal Finance Club, a community of champions of the individual investor who help further financial education and went on to found Nectarine, an advice-only financial advisor marketplace. What You'll Learn In this episode we talk about:  Jeremy's rental housing advertising business  Selling his company and walking away $2 million in the bank after living on $36,000 a year How he divvied up his investments and why he's a fan on target date funds The simplest way to build wealth and why media gets it wrong 4 different types of financial advisors How to find an advice only financial advisor Resources Say hi to Whitney on IG Say hi to Jeremy on IG Check out Personal Finance Club's Investing Course Check out Nectarine and learn more about finding an advice only financial advisor Learn more about your ad choices. Visit podcastchoices.com/adchoices

Marriage and family therapist and author Jeremy Schneider ("Fatherhood in 40-Minute Snapshots") talks about what prevents some dads from being the father they want to be and explains how couples can strengthen their relationship. Connect with Tilt Parenting Visit Tilt Parenting Take the free 7-Day Challenge Read a chapter of Differently Wired Follow Tilt on Twitter & Instagram Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Leonard talks to Jeremy Schneider all about personal finance, and his useful strategies for building wealth for the millennial generation. Jeremy is a successful entrepreneur and software developer, and the founder of Personal Finance Club, a resource that aims to aid investors in the most effective path to building wealth. IN THIS EPISODE, YOU'LL LEARN 00:00 - Intro 12:57 - The three life-long habits to form in order to build wealth and stay wealthy. 22:03 - A six-step personal finance plan to become a millionaire. 22:03 - How to minimize or pay off debt. 38:38 - Rules for smart investing.  38:38 - Some approaches to investing in the stock market. 01:15:20 - The first thing you should do to get started on your wealth building journey. And much, much more! *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Recommended Book: The Millionaire Next Door by Thomas Stanley and William Danko. Recommended Book: The Total Money Makeover by Dave Ramsey. Recommended Book: I Will Teach You To Be Rich by Ramit Sethi. Recommended Book: The Behavioral Investor by Daniel Crosby. Recommended Book: Set for Life by Scott Trench. Recommended Book: The Education of a Value Investor by Guy Spier. Personal Finance Club: Primary Home vs. Investment Property vs. S&P 500. Personal Finance Club: What's the difference between an index fund and an ETF? Check out the books mentioned in the podcast here. Enjoy ad-free episodes when you subscribe to our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Check out our Millennial Investing Starter Packs. Browse through all our episodes (complete with transcripts) here. Try Kyle's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: DeleteMe Monarch Money Fundrise Linkedin Marketing Solutions NerdWallet TurboTax NetSuite Toyota Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Jeremy Schneider talks selling a tech company, getting wise to financial literacy issues, and starting Nectarine, which aims to offer low-cost fiduciary advice. Nectarine @personafinanceclub Personal Finance Club Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

#74: Brian Feroldi, financial educator, YouTuber and author of the bestselling book “Why Does The Stock Market Go Up?”, guides us through the essential parts of investing in the US stock market and the psychology behind investing. You'll also learn:  The definition of a stock Why stocks go up and down  How to start investing  Three reasons why the stock market will always recover through bad times Get Brian's book ‘Why Does The Stock Market Go Up?' here: ​​https://erika.com/who-does-the-stock-market-go-up  Special thanks to our partners & sponsors: Hostinger: Use ERIKA10 to get 10% off a website and a free domain name at https://hostinger.com/erika10 Download NetSuite's popular KPI Checklist, designed to give you consistently excellent performance - absolutely free, here - https://NetSuite.com/ERIKA Webull (free stocks) - https://erikataughtme.com/invest I'm running a 5 Day Investing Challenge, where you will learn how you can make your first $10,000 with investing! This is totally FREE to join. Go to https://erika.com/invest and you can secure your spot! Brian Feroldi has created a 5-day email-based course where you will receive one investing lesson per day. Find the course at https://stockinvesting.school  If you want to learn more investing tips, Jeremy Schneider's "How To Invest for Beginners (Step by Step)" episode would be perfect for you! https://erika.com/jeremy-schneider Connect with Brian here: Newsletter - https://longtermmindset.co/newsletter/ Website - https://longtermmindset.co/newsletter/ Twitter - https://twitter.com/BrianFeroldi Instagram - https://www.instagram.com/brianferoldi/ LinkedIn - https://www.linkedin.com/in/brianferoldi/ Threads - https://www.threads.net/@brianferoldi Youtube - https://www.youtube.com/brianferoldiyt Thanks for tuning in and come back every Tuesday for a brand-new episode! Make sure you hit the follow button to get notified.  Prefer video or want closed captions? Watch the episode on YouTube here:  https://youtu.be/gA-XywdLasE  After knowing how to budget, it's perfect to know how to invest your money with Jeremy Schneider. We recommend to watch this episode for better understanding. Listen or watch here: https://erika.com/jeremy-schneider  Did you enjoy the episode?⁠⁠ Please leave us a review here⁠⁠ https://erika.com/review : (just scroll to the bottom and tap on “leave a review”) It really helps the podcast especially since we're just getting started. Even just a sentence is perfect! Follow the podcast @erikataughtme across platforms.  ⁠Connect with me on Instagram.⁠ https://www.instagram.com/erikankullberg For more information, go to⁠ https://erikataughtme.com Get on my personal finance & investing course priority waitlist here https://erika.com/3D-money  Get my Mastering YouTube course, to learn how to grow a YouTube following and monetize it https://erika.com/mastering-YT  ⁠Get more of my free resources. https://erika.com/all-links

As high school counselors, we are experts at discussing mental health, relationships, self-regulation, and post-secondary planning. But when it comes to school counselor finances, it can feel uncomfortable and confusing! Whether you want to pay off debt, save, or invest, this conversation will empower you regarding your finances.   Today's guest, Jeremy Schneider, is a successful entrepreneur and personal finance expert. After starting an internet company in college, selling it at 34 for over $5 million, and retiring at 36. Jeremy has dedicated his life to teaching personal finance. He's here to share his knowledge about finances with us today.   In today's episode, Jeremy shares some of the most common myths around finances, the most important key to building wealth on a fixed income, tips to practically move the needle with savings, the two rules for building wealth and where to go to learn more about investing.   Resources Mentioned: Resource: Jeremy's Personal Finance Education Private Podcast: Small Group Counseling Playlist Leave your review for School Counseling Conversations on Apple Podcasts Connect with Lauren: Sign up for the free, 3-day prep for High School Counseling Job Interviews Visit my TpT store Send me a DM on Instagram: @counselorclique Follow me on Facebook Send me an email: lauren@counselorclique.com Join the Clique Collaborative Full show notes on website: https://counselorclique.com/episode115

Most financial advisors aren't what they seem. They paint themselves as stewards of your financial security, carefully analyzing every investment they put your money into. But that's far from the truth. Many financial advisors simply use you to make a quick buck, leaving you worse for wear when it comes to retirement. So, how do you find a financial advisor who will actually help you build wealth without filling their own pockets at your expense? We're about to give you the roadmap to finding the perfect financial advisor. We're back with Jeremy Schneider, the bootstrapped founder who became an overnight millionaire thanks to a decade of tough decisions. This time, Jeremy shares about the world of financial advising, ranking the types of advisors from worst to best and sharing why that life insurance policy might be a BAD financial decision. If you're struggling to find financial advice from a neutral third party who truly wants the best for your finances, this is the episode to listen to. Jeremy talks about the two financial advisors to never trust, the costly difference between fee-based and fee-only advisors, the financial “meth” that could cost you in the long run, and exactly where to find a financial advisor that truly works for YOU.  In This Episode We Cover The four types of financial advisors and the two you MUST stay away from Fee-based vs. fee-only financial advisors and why you CANNOT afford to mix these up The “whole life insurance” scam that's trapping many Americans with false financial promises The sneaky commissions financial advisors make that you have no idea about One place you can go to find trusted financial advisors with NO strings attached And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggePockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Money Moment Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Past Episodes Mentioned in Today's Show: Michael Kitces A Purple Mom Life Insurance (Joe Saul-Sehy) Whole Life Insurance (The White Coat Investor) Click here to check the full show notes: https://www.biggerpockets.com/blog/money-505   Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: moneymoment@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

#72: Allison Baggerly, founder of Inspired Budget, and author of the book ‘Money Made Easy', is dedicated to inspiring women to confidently manage their finances. This episode is great for those (singles as well as couples) who want to learn more about budgeting and how you can pay off debt. It's completely beginner-friendly and covers:   •⁠ ⁠What a budget is  •⁠ ⁠The step-by-step plan to start budgeting •⁠ ⁠The Budget Surprise  •⁠ ⁠How to get out of debt And MUCH more! Get Allison's book ‘Money Made Easy' here: https://erika.com/money-made-easy  Special thanks to our partners & sponsors: Hostinger: Use ERIKA10 to get 10% off a website and a free domain name at https://hostinger.com/erika10 Indeed: Finding great talent doesn't have to be a second job. You can hire faster and better with Indeed - get a $75 sponsored job credit at https://indeed.com/erika Erika.com: Learn more about budgeting with your partner at https://erika.com/couples I'm running a free “Save $1,000 Challenge” to teach you creative strategies to save money. It's 5 days long and starts on Monday. Grab your free spot here: https://Erika.com/go After knowing how to budget, it's perfect to know how to invest your money with Jeremy Schneider. We recommend to watch this episode for better understanding. Listen or watch here: https://erika.com/jeremy-schneider Thanks for tuning in and come back every Tuesday for a brand-new episode! Make sure you hit the follow button to get notified.  Prefer video or want closed captions? Watch the episode on YouTube here:  https://youtu.be/OB1J_TBhFAs  Did you enjoy the episode?⁠⁠ Please leave us a review here⁠⁠ https://erika.com/review : (just scroll to the bottom and tap on “leave a review”) It really helps the podcast, even just a sentence is perfect! Follow the podcast @erikataughtme across platforms.  ⁠Connect with me on Instagram.⁠ https://www.instagram.com/erikankullberg For more information, go to⁠ www.erikataughtme.com/⁠ Get on my personal finance & investing course priority waitlist here https://erika.com/3D-money  Get my Mastering YouTube course, to learn how to grow a YouTube following and monetize it https://erika.com/mastering-YT  ⁠Get more of my free resources. https://erika.com/all-links

If you want to reach early retirement, especially in your thirties, you'll need to take some big risks. Today's guest turned down what would have been a dream salary to many people, choosing to work for himself while making close to a third as much as a job would have paid him. He put in the time and sweat, making just enough money to survive for over a decade, living as frugally as he could so he could roll everything back into his business. Then, overnight, he became a multimillionaire. And guess what? You can, too. One day, at the age of thirty-four, Jeremy Schneider found himself $2,000,000 richer than he had been the day before. He had successfully sold a company he'd been building for a decade, making him, his family, and his employees wealthy in the process. Then, he did what every burnt-out founder does: travel the world, play volleyball and video games, and get some much-needed rest. But soon after, he decided to return to work, focusing on something much more important. In this episode, Jeremy gives a masterclass on the right way to build your business, how to sell it for millions more than you were originally offered, and exactly what you should do with the money afterward to STAY financially free. In This Episode We Cover How to reach early retirement in your thirties by building (and selling) a business When it makes sense to take a paycheck vs. bet on yourself  How companies are bought and sold and the negotiations behind closed doors The MASSIVE amount of taxes Jeremy had to pay after selling his business What Jeremy did with his $2,000,000 payday that set him up for life And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggePockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Money Moment Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Past Episodes Mentioned in Today's Show: Michael Kitces A Purple Mom Life Insurance (Joe Saul-Sehy) Whole Life Insurance (The White Coat Investor) Lump Sum vs Dollar Cost Average Calculator Grab the Book “Die with Zero” Click here to check the full show notes: https://www.biggerpockets.com/blog/money-504   Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: moneymoment@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

We finally filmed our most requested episode — a full guide to investing! We brought in expert Jeremy Schneider of Personal Finance Club. As a multi-millionaire that retired at 36, Jeremy now teaches hundreds of thousands of people how to invest and build wealth in the stock market. In today's episode, we discuss: What it actually means to invest Why investing is important, especially when you're young How to invest and what to invest in Do you need a financial advisor? And some of YOUR investing questions! Links we mentioned: Nectarine: https://hellonectarine.com/ PFC Course: https://www.personalfinanceclub.com/courses/ Watch the replay of our LIVE webinar with PFC: https://www.personalfinanceclub.com/girlstalkmoney/ Follow PFC on Instagram: https://www.instagram.com/personalfinanceclub/ I f you enjoyed this episode, please rate and review the podcast. We appreciate your support!

056 | Meet Jeremy Schneider, the passionate financial educator behind Personal Finance Club and the innovative platform Nectarine. Jeremy shares his unique perspective on the simplicity of financial success, underscored by his simple rules - 'live below your means' and 'invest early and often.' We delve into the value of robo-advisors versus human advisors, Jeremy's thoughtful approach to constructing a portfolio, his views on cryptocurrency, and the common financial mistakes he witnessed over the years. Plus, you'll hear about Jeremy's newest venture that democratizes access to financial advice and his clear stance on avoiding the pitfalls of lifestyle creep and complex investing. Welcome, Jeremy! Connect with us Buy us a coffee Resources mentioned on the show:   Personal Finance Club   Jeremy's Instagram   Nectarine   My $632K Mistake Article   The Go-Giver: A Little Story About a Powerful Business Idea by Bob Burg and John David Mann   Target-Date Funds   The Millionaire Next Door: Enduring Strategies for Building Wealth by Thomas J. Stanley and Sarah Stanley Fallaw   Vanguard   Fidelity Go   Schwab   Wealthfront   Betterment   Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

I'm running a free “Save $1,000 Challenge” to teach you creative strategies to save money. It's 5 days long and starts on Monday. Grab your free spot here: https://Erika.com/go If you are focused on increasing your net worth, then you should listen/watch the episode with Dave Ramsey next: https://erika.com/dave-ramsey #66: Jeremy Schneider, founder of Personal Finance Club, has doubled his net worth by reinvesting since he retired at age 36. Think of this episode as an Investing 101 course, where Jeremy and Erika guide us through the basics of investing. It's completely beginner-friendly, even if you've never invested! We cover the most common questions you have about investing, including:  - what is a stock? - what is an index fund? - ⁠what should I invest in? - what is Compounding Interest? - The 50-30-20 rule for investing Special thanks to our partners & sponsors: Hostinger: Use ERIKA10 to get 10% off a website and a free domain name at https://hostinger.com/erika10 Webull (free stocks) - https://erikataughtme.com/invest Aura: Get a 14-day free trial with my sponsor Aura and see where your personal information is being leaked online - https://erikataughtme.com/aura As promised, here is the link to join my course 3D Money - take control of your future and transform your money habits. https://erika.com/3dm Prefer video or want closed captions?⁠ Watch this episode on YouTube https://youtu.be/ACXd-GSn0BY  Thanks for tuning in and come back every Tuesday for a brand-new episode! Make sure you hit the follow button to get notified.  Did you enjoy the episode?⁠⁠ Please leave us a review here⁠⁠ https://erikakullberg.com/review: (just scroll to the bottom and tap on “leave a review”) It really helps the podcast especially since we're just getting started. Even just a sentence is perfect! Follow the podcast @erikataughtme across platforms.  ⁠Connect with me on Instagram.⁠ https://www.instagram.com/erikankullberg/ For more information, go to⁠ www.erikataughtme.com/⁠ Get my Mastering YouTube course, to learn how to grow a YouTube following and monetize it https://erikakullberg.com/MasteringYT ⁠Get more of my free resources. https://www.erikakullberg.com/links

Jeremy is the voice behind Personal Finance Club, a community of champions of the individual investor dedicated to bringing accessible financial education to all. The Personal Finance Club believes financial education improves lives and it should be taught in school. You might have seen Jeremy and Personal Finance Club on Instagram where he posts eye catching financial graphics to almost 600, 000 followers.   In this episode Jesse and Jeremy discuss the 7 Sins of Investing. These simple lessons will give you valuable insight into some habits to avoid, skills to develop, and knowledge to gain for your financial well-being.   Key Takeaways: Your home is a lifestyle choice, but it's not an investment - more of a hard to upkeep asset. Why you should “rent your fun”, treat money as a tool, and other useful ways to approach finances. How humans evolved to be impressionable and how this has been co-opted by consumerism. Live below your means, and invest early and often. Learn Jeremy's 7 Sins of Investing. Why you should just stand there and wait. Jeremy's Nectarine: Advice-Only Financial Advising.   Mentions:

On today's show, Annie Pearce, our Director of Marketing & Events here at Mission: Milspouse will be sharing an interview with Jeremy Schneider, TRICARE Subject Matter Expert from the Defense Health Agency. The TRICARE health plan, policies and procedures are such an important and integral part of our military life. TRICARE Open Season will be from November 13 to December 12, 2023.  The post MMP #1014: Defense Health Agency first appeared on Mission: Milspouse.

Montante is in producing one last time to make one last cast for the full time producer role. Blind Mike is joined by Daver from Hull. Kirk recaps a wild match in the Writer Cup. Jeremy Schneider joins us with a defense of his David Portnoy article. Daver has a long terrible game. A new big three is formed. Steve Lappas has a son who is a Minifan. A Barstool radio crossover to end the show & more.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/kminshow

Clo Bare just hit a pretty cool milestone-- the Lazy Investor's course is now a half-a-million-dollar course! And that has her thinking... what would she do if she started a business today? Well-- find out in this week's quick tip episode.Related Episodes:Ep. 3: $35k a month?! How I Grew My Business Income with Nathalia CopelandEp. 15: From Fired to Thriving Business Owner: How Saya Hillman Designed Her Life of YesEp. 53: Retired by 36?! Serial Entrepreneur, Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

In this episode, we're answering listener questions! Specifically, guest host Jeremy Schneider is answering questions like: What are the best index funds to invest in How do you access retirement money early What are the little-known pitfalls of early retirement Jeremy also shares important tips on transferring money from old investment accounts.  If you want to get answers to these great questions (and hear from a surprise guest who snuck their way in!), this episode is for you.  --- WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

This week, we dive deep into personal finance with Jeremy Schneider, a master of personal finance himself. He is a transparent millionaire who became fully financially free and retired at the age of 36. Jeremy breaks down how he's built and strategized his portfolio with index funds, how frugality and discipline has stabilized his financial freedom, and how he uses his passive income to not only live passively but give passively as well. #passiveincome #passiveincomeinvesting #passiveincomepodcast #investing101 #assetmanagement #financialfreedom #podcast #kylereedstrom #jeremyschneider #personalfinance #financialsuccess #retireearly #retirement #retirementplanning #indexfunds #indexfundinvesting ---------- Ready to take the first step towards building a profitable business and achieving financial freedom? Use our link to to join the Freedom Navigator community! https://www.aspiringentrepreneurs.com/masterclass?lid=1&cd=31 ---------- Apply to Passive Income University: https://p25kg.com/passiveincomeuniversity#Apply Share Your Story: https://www.p25kg.com/podcast ---------- Follow Jeremy: https://www.instagram.com/personalfinanceclub/ https://www.personalfinanceclub.com/courses/ https://hellonectarine.com/ ---------- Follow Kyle: https://www.instagram.com/kyle_reedstrom/ https://twitter.com/kyle_reedstrom https://www.tiktok.com/@kyle.p25kg ---------- Website: https://p25kg.com Courses: https://courses.p25kg.com/ Facebook: https://facebook.com/P25KG Instagram: https://instagram.com/P25KG TikTok: https://www.tiktok.com/@p25kg Podcast Platforms: https://pods.to/p25kg

Originally published 9/21/2020In Episode 2 we talk to Jeremy Schneider, Founder of Personal Finance Club.Things Mentioned:AArmy WorkoutsInstagram voting videoPersonal Finance ClubTwitter: @traditionalpodInstagram: @none_traditionalCo-Hosts: Anastasia Folorunso, Jenn MundiaProduced and Edited by: Anastasia FolorunsoTheme Music by EsabaluGraphics by Rowan Shalit Hosted on Acast. See acast.com/privacy for more information.

Almost every day, I (guest host Jeremy Schneider) hear someone mention their credit score. After being in school our entire young lives, we must all crave for someone to give us another grade. And when the ol' FICO corporation is slapping a big number on all of us... ...we excitedly spend every waking moment trying to improve (or maintain) it. But here's the problem: Focusing on your credit score is a TERRIBLE way to win with money. You're putting your energy towards precisely the wrong thing. In today's episode, I'm sharing why you shouldn't care about your credit score + what you should be focusing on instead! WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners around the country and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

Today we're talking about the Backdoor Roth IRA. Specifically, guest host Jeremy Schneider is sharing: What the Backdoor Roth IRA strategy is Why you should (or shouldn't) pursue it How to execute it the right way If you're interested in learning more about this unique strategy for getting more money into a Roth IRA, this episode is for you. *** WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

Timi Merriman-Johnson, also known as Mr. Money Jar, has been data-driven since he was a kid-- keeping a budgeting journal to track all his income and output from as early as nine years old. In this week's episode, he tells his story from working a 9 to 5 to quitting to pursue his passion for educating The United Kingdom on how to money.Related Episodes:How do you invest in the UK? Timi from Mr. Money Jar Breaks Down UK Investment AccountsCanadian Money Tips with Ellyce Fulmore from Queerd.coA Six-Figure Blogger in 2023?? Launching a Blog with Latasha from Arts and BudgetsRetired by 36?! Serial Entrepreneur, Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

If YOU were to unexpectedly die tomorrow, would your loved ones know how to access your information?  Your bank accounts? Insurance policies? Debts? Access to your home and car? Your devices? Approximately 2/3 of Americans don't have any estate planning documents! To help you avoid leaving a financial mess behind, guest host Jeremy Schneider is sharing how he's PERSONALLY prepared his family for an untimely death. Specifically, he's sharing: ➡ What information and documents he has gathered  ➡ Where and how he (securely) stores it ➡ His process for keeping everything updated If you need actionable ideas (and motivation!) to tackle this critical planning task, today's episode is for you. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

Jeremy Schneider is a financial guru who claims to have retired at the age of 36 with four million dollars. He recently shared an anecdote about a young millionaire who owned around $90,000 in cash value life insurance. The reaction of the host was quite interesting, as none of the other millionaires interviewed for the show brought up life insurance as a means of building or holding their wealth. If you scroll around on social media though, there is a huge number of financial gurus recommending investing in Indexed Universal Life Insurance because of lax legislation that allows the conflation of the insurance product as an investment vehicle. The trouble with Jeremy's dismissal of the IUL product is that he fails to distinguish between the deceptive practices of unscrupulous insurance salesmen and the product itself. He also makes the incorrect comparison by saying indexed funds outperform the IUL over time, but that's like comparing stocks to bonds. They aren't the same thing. If he were to acknowledge that IULs had a proven track record of between 5%-7% net of fees over time without taking any more stock market risk than you are accustomed to in your savings account, then he would undermine his anti-IUL narrative. His gimmick only really works when he compares the IUL to a portfolio entirely composed of stocks, but when you consider bonds, an entirely different narrative emerges. Jeremy Schneider also fails to acknowledge the reason that 70% of all people over the age of 50 buy the IUL is for the long-term care advantage. IUL plans with a chronic illness rider give you the opportunity to access up to 25% of your death benefit to pay for long-term care. In the event you die without ever having the need to use the long-term care coverage, your heirs still get the death benefit, so there isn't that sensation of paying for something you hope you never have to use. As for his claim that no financial advisors would ever recommend an IUL, there are a number of experts and advisors that support the recommendation of the IUL. Ed Slott, America's IRA expert, is a big fan of cash value life insurance as a part of retirement planning. What Jeremy is really addressing is the number of financial gurus on TikTok claiming that historically only the rich used cash value life insurance to build their wealth. The narrative is clearly false, and it's important to realize that the IUL is not in competition with stock market investments and has some unique features that make it an attractive compliment to tax-free investment strategies. For almost all the millionaires mentioned, there is a case to be made for the IUL in their retirement strategies.   Mentioned in this episode: David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

In this episode, Jeremy Schneider, who retired at 36 and currently has a net worth of over four million dollars, answers some of the top questions teachers have about how to get started with investing. Free Quiz: What career outside of the classroom is right for you? Explore the course that has helped thousands of teachers successfully transition out of the classroom and into new careers: The Teacher Career Coach Course Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Personal Finance Podcast, we're going to talk to Jeremy Schneider of Personal Finance Club about the 6 ways to access your retirement funds early. Join Our Newsletter here! Learn to Invest with Index Fund Pro! Our complete step-by-step guide to investing! https://mastermoney.co/index-fund-pro/ Thanks to Our Amazing Sponsors!:  Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/pfp. Thanks to Ka'Chava For Sponsoring the show! Go to kachava.com/pfp and get 10% off on your first order.  Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Policygenius: This is where I got my term life insurance. Policygenius made is so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe. Connect Jeremey Schneider: Jeremy's Website Jeremy's Instagram Jeremy's Facebook Jeremy's Tiktok Jeremy's Youtube Jeremy's Course Six ways to access retirement funds early  Checklist of relevant episodes:  The Easiest Way To Invest: Target Date Retirement Funds How to Access Your Retirement Funds Early! What to Do If You Started Investing Late (Turn Your Retirement Around!) The Super Retirement Account (HSA) Personal Finance Youtube Channel https://www.youtube.com/@thepersonalfinancepodcast  FREE GUIDES: ============== - Free Ebooks here: https://mastermoney.co/resources/  -Check out the free guide on where to put your money in what order!  https://www.mastermoney.co/stairway-to-wealth   -Here is the free How to Ask for A Raise ebook! https://www.mastermoney.co/get-a-raise-ebook   -Get Access to the 75-Day Challenge: https://www.mastermoney.co/75daychallenge    =============   We have a YOUTUBE channel! Check it out here!    Our Latest Videos:  How To Grow A Podcast Organically What Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!) How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?) Pre-tax moves for high earners   Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get in touch with me.  ============   Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts!   ============   Check out all the Stuff I Recommend!  Check out all my favorite Credit Cards https://milevalue.com/top-offers-mastermoney/    USEFUL RESOURCES: The Year-End Money Checklist https://mastermoney.co/year-end-money-checklist/   The 75 Day Money Challenge https://mastermoney.co/75-day-challenge/  Finally, Get That Raise https://mastermoney.co/resources/  ============     DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am sharing my opinion.    AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.   ============     Check us out on social fam!    Twitter   Tiktok   www.thepersonalfinancepodcast.com   www.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Scholars Corner we discussed index fund investing with Jeremy Schneider from Personal finance club. #investing #indexfund #stockmarket #Personalfinanceclub #JeremySchneider Full Episode: https://youtu.be/k5rML9gZT8c EYL University: https://www.eyluniversity.comSee omnystudio.com/listener for privacy information.

Jeremy Schneider is a NextUp honoree and a successful entrepreneur. He began an internet company in college and sold it at the age of 34 for over $5M. He retired at 36, and began dedicating his life to teaching personal finance. He founded Personal Finance Club, a community of champions of the individual investor who help further financial education. You can follow him on Instagram. Learn more about your ad choices. Visit megaphone.fm/adchoices