Podcasts about Black oak

There's an entire television network dedicated to doing things yourself — home renovation, landscaping, interior design, all of it. And the DIY mentality is genuinely admirable. But when it comes to retirement planning, Ryan says that the stakes of a bad install are a little higher than a crooked backsplash. DIY has its place. But some projects are worth calling a professional, especially when the cost of getting it wrong follows you for the next thirty years. Here's what we discuss in this episode:

According to a recent Kiplinger article, there are five keys to a retirement plan that hold up over time. They all happen to start with the same letter, which either means it's a great framework or someone really wanted it to work out that way. In this episode, Ryan walks through the “5 D's” of retirement planning and how each one plays a role in helping retirees build a plan that can hold up over time. Here's what we discuss in this episode:

Dave Ramsey has built one of the most recognized brands in personal finance. Millions of people have followed his advice out of debt and into savings. But when it comes to how much you should pull from your retirement accounts each year, Ramsey takes a position that some financial professionals find hard to get behind. Today, we break it down: what Dave says, what the research says, and what Ryan thinks. Here's what we discuss in this episode:

Financial information has never been more available — TV, podcasts, YouTube, Reddit, and now AI that will answer any question in about three seconds. And yet some of the worst financial decisions we see come from people who did a ton of research first. Today, Ryan's talking about why this happens and what good research actually looks like. Being informed is a good thing. Being confidently misinformed is a different thing entirely. Reach out and let's have a frank conversation about your financial future. Here's what we discuss in this episode:

Over the past year, one retirement video on YouTube pulled in 3.7 million views. The title: "Sell These 5 Things Before You Retire." We thought it was worth a conversation, not to tear it apart, but to react honestly. Does Ryan agree? Let's get into it: 3.7 million people watched this video for a reason. It touches something real. Retirement isn't just about what you've accumulated. Sometimes it's about what you're willing to let go of. Here's what we discuss in this episode:

Risk is unavoidable. The only question is whether the risk you're taking actually makes sense for where you are in life. Today, Ryan looks at three stages of the financial journey, and at each one, we've got three types of people with three very different approaches. Whether you're decades away from retirement or already living it, this conversation will help you think differently about risk and opportunity. Here's what we discuss in this episode:

Summer's here. And somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises us… they feel guilty about it. They worked hard, saved, planned for decades, and then second-guessed a beach vacation. Today, Ryan talks about how travel fits into a real retirement plan and how to enjoy it without guilt. You didn't save for decades so you could sit home and protect every dollar. Give yourself permission to go. Just take your plan with you. Here's what we discuss in this episode: ✈️ Travel Planning: Building vacations into retirement

When retirement is around the corner, some of the biggest decisions aren't about when to retire, they're about how income continues if one spouse is gone. Ryan walks through a listener question about pension survivor options and why these decisions often become more emotional and permanent than people expect. A thoughtful retirement income strategy can make these choices much easier to navigate down to road, so start early. Here's what we discuss in this episode:

Ryan's doing something a little different today. Three listeners wrote in with variations of the same question, “Am I ready to retire in 2026?” Same question, three very different situations, three very different answers. If retiring in 2026 is on your mind, your version of this question is the one that matters most. And it probably has its own wrinkles, its own gaps, its own version of “almost ready”. That's exactly the kind of thing worth sitting down and figuring out together. Here's what we discuss in this episode:

Spend five minutes on Reddit or YouTube and you'll find people being brutally honest about what they wish they had done differently with money. Today, Ryan's pulling from some of those real conversations and breaking down the lessons behind them. The best time to learn any of these lessons was at 25. The second-best time is right now. If you're ready to stop leaving opportunity on the table, let's talk about what that looks like for you specifically. Here's what we discuss in this episode: ⏳ Time Is Your Biggest Asset

Financial planning isn't really about spreadsheets, rates of return, or chasing the perfect investment strategy. At its core, it's about making sure the people you love are protected if life takes an unexpected turn. Ryan discusses the often-overlooked side of financial planning and shares how to navigate difficult family moments with clarity. Tune in to make sure you're protecting what matters most. Here's what we discuss in this episode: ❤️ Financial Planning Is Personal

Mike The Intern talks with Rodney Justo about ARS, playing with Roy Orbison, and having Pink Floyd open for his band!See omnystudio.com/listener for privacy information.

It's a question a lot of people ask at some point: if your investments aren't keeping up with “the market,” is it time to move on? Ryan breaks down what you're actually comparing against, why that comparison can be misleading, and what really matters when evaluating performance. The right benchmark isn't the market, it's your plan. Here's what we discuss in this episode:

A new proposal out of Washington is adding a fresh angle to the Social Security conversation, and Ryan is breaking down what it could mean. He walks through what's being discussed, who it might impact, and how it fits into the bigger picture of Social Security's future. The details may change, but the reality is this: something will eventually have to give. Understanding the possibilities now can help you make better decisions later. Here's what we discuss in this episode:

Long-term care is one of the biggest financial risks in retirement, and one of the most uncomfortable topics to talk about. Most people know it's important, but few have a clear plan for how they'll actually handle the cost if care is needed. Today, Ryan provides practical tips on how to think through long-term care planning from multiple angles, and how to decide what makes sense based on your health, assets, and goals. Here's what we discuss in this episode:

When should you take Social Security? It's one of the biggest financial decisions you'll make in retirement, and one of the easiest to get wrong. It's not about finding “the best” age, it's about making an educated decision based on your health, income needs, taxes, and long-term goals. Today, Ryan breaks down the key tradeoffs between claiming early, waiting until full retirement age, or delaying all the way to 70. Here's what we discuss in this episode:

Nobody likes tax season, but for new retirees, the rules can feel completely different. Income changes, required withdrawals begin, and decisions that once lowered taxes can create bigger bills later. Ryan unpacks some of the most common retirement tax mistakes and how they show up in real life. A little forward planning can make a dramatic difference over the long run. Here's what we discuss in this episode:

The Oscars have passed, but we're handing out a few awards of our own. Not for films, but for financial planning. Because when you think about it, a great retirement plan has a lot in common with a great movie: strong characters, a clear storyline, the right support, and a structure that holds up no matter what twists come your way. Ryan shares the key elements of an “award-winning” retirement strategy, one that's not just impressive on paper, but actually works in real life. Here's what we discuss in this episode:

Target-date funds are one of the most common investments inside retirement plans, largely because they're simple and automatic. But are they really the best option for your long-term portfolio? In this episode, Ryan explains how these funds work, why they've become so popular, and where they may fall short for investors who want a strategy tailored to their situation. Here's what we discuss in this episode:

Mike The Intern talks with Dwight Glenn about Jefferson Starship, ARS, Pure Prairie League, and Firefall coming to Black Oak this Summer!!!!See omnystudio.com/listener for privacy information.

Mike The Intern talks with Dwight Glenn about the upcoming shows at Black Oak Amp this year!See omnystudio.com/listener for privacy information.