Jacent’s Gems

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #debtfree #debtfreejourney #debtfreecommunity

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/n...Say hi on social:Instagram:  / jacentwamala  Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #moms #stopworrying

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/n...Say hi on social:Instagram:  / jacentwamala  YouTube Video URL: *Affiliate Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #moneymindset #moneycoach

Book a complimentary strategy sessionhttps://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01Say hi on social:Instagram:https://www.instagram.com/jacentwamalaYouTube Video URL: *Affiliate Disclaimer:Note information shared is for educational purposes only. Thank you for your support!

Book a complimentary strategy session https://calendly.com/wamalawellness/n... Meet Nikki Hi, I'm Nikki Alfaro! Born and raised in Las Vegas, NV, I've always been passionate about building meaningful connections and making an impact. I graduated from UNLV with a degree in Business and Marketing, which led me to an exciting career journey—from hospitality, food and beverage, and nightlife marketing to six years in residential lending. In 2023, I felt called to make a change and joined the non-profit sector, working at Opportunity Village, and later stepped into full-time ministry at City Light Church, where I serve in the Next Gen department. My faith in Jesus is the foundation of everything I do, and I'm passionate about empowering the next generation to find their purpose. Outside of work, I'm a wife, dog mom, coffee enthusiast, and sushi lover. Let's grow together! Say hi on social: Instagram:  / jacentwamala   *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #financialfreedom

Book a complimentary strategy session https://calendly.com/wamalawellness/n... Inspiring stories of financial transformation Jorelle's story    • How to Stop Overspending and Save Big...   Alicia's story    • How This Therapist Paid Off $10K Debt...   Say hi on social: Instagram:  / jacentwamala   *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth #financialfreedom

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Alicia Rippy has a Bachelor of Science degree in Psychology from Colorado State University & a Master's degree in School Counseling from Adams State University. She has worked with teens & adults for over 14 years, and currently owns her own private therapy practice in Lone Tree, Colorado called Wild Strength Therapy. She uses evidence-based modalities such as: CBT, EMDR, IFS & Wilderness therapy to help support client goals. When she's not in the office, she enjoys exercising, reading, crafting (AKA pinterest failing), taking naps, spending time outdoors hiking or camping, and traveling the world with her two children and husband. Connect with Alicia

Book a complimentary strategy session https://calendly.com/wamalawellness/n... Are you earning good money but struggling to make it work for your financial goals? In this inspiring interview, [Name], a therapist, wife, and mom, shares how she went from feeling stuck and overwhelmed with her finances to taking control and creating financial freedom for her family. In just 3 months, she: ✔️ Created a clear, organized money plan ✔️ Cut her food spending in half without sacrificing fun family time ✔️ Started paying down debt and saving with ease—no restrictive budgeting required ✔️ Improved communication with her husband ✔️ Became a confident financial role model for her kids Her transformation proves that it's never too late to rewrite your financial story. Whether you're looking to pay off debt, save more, or simply feel less stressed about money, [Name]'s journey will inspire you to take action.

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Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #balancingspendingandsaving #financialmindset --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

Jenae Thompson is a Content Marketer, Social Media Strategist, and Creative Director with five years of experience working in organic strategy, and in the Social Media and Digital Marketing space, as a Social Media Manager and Coach, Copywriter, Community Manager, Content Creator, Marketer, and Creative Director. Her humble beginnings as an Actor turned Social Media Manager led her to her true calling--coaching fellow business owners on the art of leveraging content. He has had and currently has the pleasure of working with companies and brands spanning various markets and fields across the United States, including Adwizar, PopViewers, Chelsea Market, and more. Her background in theatre and her certification as a Transformation and Life Coach aid her divine assignment, assisting entrepreneurs, public figures, and multi-million dollar companies worldwide. Connect with Jenae

Download The Financial Freedom Formula Ebook https://jacents-gems.ck.page/427369dafd Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

Let's get your financial freedom journey started today! https://jacents-gems.ck.page/6fff836cff Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #moneyhabits #moneymindset --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

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Apply to chat with my team https://calendly.com/wamalawellness/c... Say hi on social: Instagram:  / jacentwamala   YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #savingschallenges #savemoney --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

Improve your money habits https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala In 2022 I learned there was a different way to live, I didn't have to live paycheck to paycheck or work for the rest of my life like everyone in my family. The first step was to get out of debt so I could save and invest , so excitedly I started reading more and listening to many podcasts about finances.   I was like I can do this until I realized I was 250k in debt for student loans, around 10k for consumer debt and owed the IRS a whopping 44k due to an error on my part from many years ago.  I immediately got discouraged because it would take me forever to pay all of that off, while being the breadwinner in the house and supporting a family.  Despite all that I made a plan anyway, I already worked in a field for the public service loan forgiveness (PSLF) program and calculated that I had 6 more years of payments left so that would help with the 200k in government back student loans and I had 50k in private loans.  Unfortunately, my plan did not match my income so I picked up a second job to make the process go faster, now I was working all the time and really feeling discouraged.  I had come across this podcast Wealth and Wellness University and was starting to think I can do this then I joined your program.  That really helped change my mindset and helped me really focus on why I was doing these things and making the sacrifices so I could live a better life.   In that time the PSLF program had a  temporary change that allowed back payments prior to reconsolidation count and my 6 year plan was down to 1 year and just like that 200k gone, I paid off my consumer debt with my second job while paying down my IRS debt.  Then an opportunity came for us to move out of the state so I sold my house and wouldn't you know it was enough to cover my IRS debt that I had been paying on for the past 2 years and grew my emergency fund to 4 months of living expense.  As my life would continue to go in this upward direction my part time job turned into a full time job.  Now I know this seems like a lot to have two full time jobs, but it is only temporary.  I maxed out my 403b for the first time ever in life, I invested in real estate syndications and the stock market.  For me I felt that my marriage was financially and spiritually draining especially with someone who is not on the same page financially.  Once we separated and I didn't have the financial or emotional strain I was able to manage my expenses better and budget for everything which allowed my credit score to skyrocket over 800 points.   I am far from perfect with my finances, but this past year has taught me a lot about money, mindset and my health.  I still have my private loans to finish paying, but I took a break and gave myself grace to travel and do other things that I loved since I basically deprived myself for a year.   I feel like more doors are opening for me as I stay focused and intentional on my goals, I  always wanted to be a CIO and I was offered the opportunity to join a mentoring program and they really encouraged my growth and development.     I know people will be like you still have debt and you are doing other things, but I feel a financial plan is your plan and I like a balanced approach since my private student loan payment is low interest and I have a 1 year (aggressive) and a 2 year (non-aggressive aka live my life with a toddler) plan. *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! Watch on YouTube https://youtu.be/gaNLecsEfXk --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

Book a one on one strategy session with me https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Watch the video on Youtube https://youtu.be/onyF_WcbV7M Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #financialwellness #financialindependence --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

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Apply to chat with me or someone on my team about your goals and how we can support you in making them your reality. --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthandwellnessshow/support

These are the unexpected steps I took to save $30,000 in 6 months. Sharing what helped me see five figures in my bank account for the first time. Hope they help you in your financial freedom journey. Apply to chat with my team https://calendly.com/wamalawellness/c... Say hi on social: Instagram:  / jacentwamala   *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Watch the full interview https://youtu.be/Q7FwAmdrDEs?si=9NtgLocZmAbEPp0Z Book a call https://calendly.com/wamalawellness/coachingconsult Join Cohort 2 doors close 9/22/2023 https://www.wamalawellness.com/financial-freedom-accelerator --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Book a call https://calendly.com/wamalawellness/coachingconsult Join Cohort 2 doors close 9/22/2023 https://www.wamalawellness.com/financial-freedom-accelerator --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Book a call https://calendly.com/wamalawellness/coachingconsult Join Cohort 2 doors close 9/22/2023 https://www.wamalawellness.com/financial-freedom-accelerator --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Book a call https://calendly.com/wamalawellness/coachingconsult Join Cohort 2 doors close 9/22/2023 https://www.wamalawellness.com/financial-freedom-accelerator --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Book a call with Jacent and her team https://calendly.com/wamalawellness/coachingconsult Join Cohort 2 doors close 9/22/2023 https://www.wamalawellness.com/financial-freedom-accelerator --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Apply to chat with my team https://calendly.com/wamalawellness/coachingconsult Learn more about The Financial Freedom Formula https://www.wamalawellness.com/financial-freedom-accelerator --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Let's connect @JacentWamala --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Connect with Jollina https://www.kijijisisterhood.com/ https://www.instagram.com/kijijisisterhood/ Connect with Jacent https://www.instagram.com/jacentwamala/ --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Want to get coached by me? Apply to chat with my team Let's connect @jacentwamala --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Let's connect @JacentWamala --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Ready for change? Apply to chat with my team --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Want to get coached by me? Apply to chat with my team --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Want support on your financial freedom journey? Apply to chat with my team. --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Ready for change? Apply to chat with my team --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Check out the Self Podcast Say hi on social

Looking to build wealth without burning out? Apply to chat with my team --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Looking to build wealth without burning out? Apply to chat with my team --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Looking to build wealth without burning out? Apply to chat with my team --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Ready to create a peaceful, prosperous purposed filled life? Apply to chat with my team --- Support this podcast: https://podcasters.spotify.com/pod/show/jacentsgems/support

Are you tired of being in debt? In this episode, I share exactly what to do before budgeting to be more successful. Ready for change?

Do you struggle with inconsistency? Creating a plan comes easy but following through is a roadblock keeping you from living a peaceful prosperous life. Then this student story is for you.

Mykail James aka “The Boujie Budgeter” is the founder of BoujieBudgets.com, an online platform dedicated to teaching Gen Z professionals how to finance their best lives. Upon graduating with her MBA focused in accounting, Mykail became a Certified Financial Literacy instructor. She has a fresh new take on managing money and finances. Her teachings use pop-culture references and relatable language to help her audience understand confusing money concepts such as budgeting, saving, and investing. The goal is to make positive money moves while still controlling your finances because you can only live your best life when it is properly financed! Her work has been inspired by her own transition into Corporate America. She has firsthand experience proving relatable to many recent graduates. Not only does she give tangible action steps to strengthening financial stability, but she also helps her audience identify money trauma that may be blocking them from financial success. Understanding how money stress can affect work-life productivity more than any other stressor, Mykail decided to attack the problem head-on. As professionals, financial stress usually comes from a lack of money management skills, not from a lack of funds. Since beginning her career as a financial literacy educator and advocate in 2018, Mykail has worked with organizations such as the Howard University Trio Program as well as public schools within the District of Colombia, Maryland, and the Northern Virginia Metropolitan area. She has curated workshops and interactive lectures to engage her audience and get them motivated to make money moves. Mykail is a first-generation college graduate from the Washington, DC area. She received both her Bachelor's and Master's in Business Administration with a concentration in accounting from Hampton University in Hampton, Virginia. She returned to the Washington, DC metro area to pursue her passion to educate, motivate, and inspire others to create the life they desire. She is a Certified Financial Literacy Instructor through the National Financial Education Council. As an instructor, Mykail has worked with individuals, businesses, and non-profit organizations. CONNECTING WITH Mykail Website: https://www.boujiebudgets.com Instagram: http://www.instagram.com/boujiebudgeter Podcast: http://www.wavve.link/codeandcoin LinkedIn: www.linkedin.com/in/mykailjames Twitter: http://www.twitter.com/boujiebudgeter Facebook: http://www.facebook.com/boujiebudgeter Youtube: https://www.youtube.com/c/TheBoujieBudgeter/ RESOURCES Workbook: https://www.boujiebudgets.com/shop/p/financiallyinnovative Free resources: https://www.boujiebudgets.com/resources Ready for change?

Are you tired of being in debt? In this video, I share practical tips and strategies on how to reduce debt fast in the new year. From student loans to credit cards, we cover everything you need to know to pay down debt fast in 2023 and ultimately become debt-free and live your dream life. Follow these four tips and take control of your finances today. Want to save more money you need to free up cashflow in order to make it happen. If you struggle to hit your money goals, then you'll want to watch the entire video to learn the bonus step that will transform your financial habits forever. Ready for change?

Sign up for the FREE Money Masterclass Connect With Jacent Text “FREEDOM” to 702 829 5260 to join the tribe and be notified when registration opens for the FREE Financial Freedom Formula Masterclass Book a FREE Connection Call if you would like to help me with my research for my upcoming YouTube launch at the beginning of the year. I want to know exactly what content you want me to create. Thank you in advance. Join the FREE Money Challenge IG: @jacentsgems Wealth & Wellness University Youtube: Jacent at Wealth & Wellness University Purchase my book The Financial Freedom Formula: 5 Steps to Decrease Debt, Increase Your Income and Save Money --- Support this podcast: https://anchor.fm/jacentsgems/support

Today you'll learn the money habits that will help you take your money journey to the next level Connect With Jacent Text “FREEDOM” to 702 829 5260 to join the tribe and be notified when registration opens for the FREE Financial Freedom Formula Masterclass Book a FREE Connection Call if you would like to help me with my research for my upcoming YouTube launch at the beginning of the year. I want to know exactly what content you want me to create. Thank you in advance. Join the FREE Money Challenge IG: @jacentsgems Wealth & Wellness University Youtube: Jacent at Wealth & Wellness University Purchase my book The Financial Freedom Formula: 5 Steps to Decrease Debt, Increase Your Income and Save Money --- Support this podcast: https://anchor.fm/jacentsgems/support

Connect With Mandi Mandi Woodruff-Santos is globally recognized career expert and co-host of the 2-time WEBBY award winning podcast Brown Ambition. Through her online career coaching community, The MandiMoney Makers™️, she is on a mission to help women of color achieve their wildest financial and career ambitions. With over 6 million podcast downloads, and over 65,000 followers across IG, TikTok, LinkedIn and more, Mandi has created a unique community of BIPOC baddies ready to stop settling for less and level up in their careers. Mandi is currently writing her first book on strategically quitting throughout your career and has been featured on Dr. Phil, the New York Times, CNBC, TeenVogue, Self Magazine and more. In 2021, she published a free online guide called The Just Quit! Toolkit, which has helped teach more than 3,000 people how to pursue higher earnings strategically. Follow her for more tips on career and negotiating: Instagram: @mandimoney TikTok: @maaandimoney Connect With Jacent Book a FREE Connection Call if you would like to help me with my research for my upcoming YouTube launch at the beginning of the year. I want to know exactly what content you want me to create. Thank you in advance. Join the FREE Money Challenge IG: @jacentsgems Wealth & Wellness University Youtube: Jacent at Wealth & Wellness University Purchase my book The Financial Freedom Formula: 5 Steps to Decrease Debt, Increase Your Income and Save Money --- Support this podcast: https://anchor.fm/jacentsgems/support

Connect With Jacent Book a FREE Connection Call if you would like to help me with my research for my upcoming YouTube launch at the beginning of the year. I want to know exactly what content you want me to create. Thank you in advance. Join the FREE Money Challenge IG: @jacentsgems Wealth & Wellness University Youtube: Jacent at Wealth & Wellness University Purchase The Financial Freedom Formula: 5 Steps to Decrease Debt, Increase Your Income and Save Money --- Support this podcast: https://anchor.fm/jacentsgems/support

We all deserve a path to success. And while everyone's journey is unique in their own special way, so many of us share the desire for our families to have it better than we did. That's why Self Financial is bringing you real stories from folks who are challenging their relationship with money to build for a better future for themselves, their loved ones and their communities. Whether you're balancing different approaches to finances with a partner, or working on your credit and your mental health on the other side of a messy break up, money “problems” are challenging. They're personal…and at times, isolating. But we don't have to go through it alone. Here are the links to the podcast for you: Acast Apple Podcasts Spotify iHeart Check out the Couples Therapy Podcast Connect with Jacent --- Support this podcast: https://anchor.fm/jacentsgems/support