Podcasts about increase your income

Every result you see in your life comes from one thing—where you place your attention. That's why you must control your focus. It isn't about working harder or waiting for conditions to change. It's about deciding what outcome you want and refusing to give your energy to anything else. Why you must control your focus […] The post Control Your Focus, Increase Your Income appeared first on The Successful Mind Podcast.

Visit today's blog post here. “I don't need money.” I hear women say this all the time. And really, I used to say it too.  But here's the truth: money is a beautiful, powerful tool in the hands of heart-centered women. It's okay to desire money to fuel your dreams and desires. ❤️ In this episode, I'm sharing 3 of my favorite money mindset shifts from my book. And honestly, if you take just one of these and lean into it even 10% more, I'm convinced it will make a big difference this quarter, not just in the money you make but in the amount of time/hustle/effort you are putting into making the money. –– Connect with Anna on Instagram: @heartcentered.entrepreneur

Keith discusses the pros and cons of being a hands-on landlord versus hiring a property manager.  Self-management offers cost savings, quality control, and better tenant relationships but can be challenging due to tenant and contractor management.  Keep up with inflation and market trends, by using tools like Rent Finder.ai for market analysis.  Dani-Lynn Robison with Freedom Family Investments joins the conversation to highlight their recession-resilient real estate funds offering 8-16% returns, with options for liquidity and growth.  Resources: Visit freedomfamilyinvestments.com/gre to learn more about the investment opportunity or text FAMILY to 66866 to get more information about Freedom Family Investments' liquid investment options. Show Notes: GetRichEducation.com/572 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE I'm your host. Keith Weinhold, being a hands on landlord versus professional property management. Which one is right for you? How often and how much should you raise the rent? Then learn how, rather than a landlord, to be a landlord and increase your income by becoming a real estate lender. Today on get rich education,   Speaker 1  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Speaker 2  1:30   Welcome to GRE from Charleston, South Carolina to Charleston, West Virginia and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education before we talk about, should you be your own landlord or not, and how often do you raise the rent? Let's get more personal. I want to get introspective with you with three questions, do you focus more on what you have or on what's missing? Yeah, and not just as an investor, but in your overall life. Do you focus more on what you have or on what's missing? As for me, it's what's missing, and that might be a shame. I'm definitely grateful for what I have, but probably not grateful enough if you also focus more on what's missing from your life rather than what you have. Maybe you need to be more grateful for what you've got too. But those like me that focus more on what's missing are often accomplishment driven people always trying striving for more. The second question is, do you focus more on your past, present or future. Now we all focus on all three, but which one do you focus on the most? For me, it's the present and then the future after that. The third question that you can ask yourself to learn more about yourself is, do you focus more on what's in your control or out of your control, I focus more on what's in my control. So there you go. Certain combinations of those questions can tell you a lot about yourself. For example, if you answered that, you're most focused on your future and what's out of your control, you could be setting yourself up for some sleepless nights. Oh, gosh, did I lock the car door or really, it's more like, Geez, how is that meeting really going to go tomorrow? I do some of that too fretting too much about the future for things outside your control that won't change your future one bit, but yet, ostensibly, that steals your peace of mind in the present. And I don't know who to attribute those questions to. Who originated them, but I heard Tony Robbins talking about them, and that helps you figure yourself out for some of what we're talking about here on today's show. I want to start off real basically here most first time real estate investors, they find themselves diving into the world of property management with zero experience and tons of uncertainty. You don't have to put management experience on a resume before you hire yourself to manage your own property. Self managing a rental property, it can be daunting in the beginning, but it also offers you some real benefits, like greater control and cost savings and some hands on learning. But self management comes with its own set of challenges, like tenant management and handling maintenance issues, so let's weigh some of those pros and cons of self landlording versus outsourcing it to a professional manager, there are about four key advantages to self managing. I think that most obvious one is the cost savings, because property management companies typically charge eight to 10% of the monthly. Rent amount for their services, along with an additional fee for placing a tenant or renewing a lease, and maybe even a fee for certain maintenance types. By self managing, you can then avoid these fees and keep more of the rental income for yourself and thereby making your investment more profitable. Say that your property is rented for $2,000 a month. That $200 management fee, because that's 10% Well, multiply that by 12, that's $2,400, a year, plus a typical leasing fee when a new tenant is placed is a half months rent. That's $1,000 in this case, now, you're probably not going to have a new tenant placed every single year, but if you did, then that's $3,400 annually to the manager in total, between the management fee and the leasing fee. Another advantage of DIY ing is quality control. Now, I think people that tend to be control freaks, oftentimes have to self manage, and they care a little too much. But when you self manage, you do have direct control over the maintenance and tenant selection and the overall condition of your property, and that is going to ensure that your investment is well maintained and that your tenants are satisfied. Property managers, they often manage multiple properties, so your rental might not get as much attention. And the most common, recurring issue that I hear from investors that use a professional management company is that they don't feel like their property is getting enough attention, or that the property manager doesn't really care that much about them after their contract is signed. And if you think that through, from the property management industry side, you know most managers, they're only making that 100 to 200 bucks of recurring revenue per month on each property they manage, and these are pretty thin margins overall. So in order to run a profitable business and pay their employees and cover their other business expenses, these property managers, they need to onboard hundreds of clients, and in turn, that's going to spread out their efforts pretty thin if you've only got a few properties with a manager. Well, their main priority sometimes ends up being their bigger clients. So the smaller you are, the further down the callback list you might be. But I'll tell you, even staying in touch with my professional managers a little bit, even the ones I only have a few properties with, I feel like I get what I need. A third advantage to managing yourself is better tenant relationships. You've got a level of control that allows you to build relationships with your residents that can lead to longer retention and less of that costly turnover, and having that direct communication that builds some trust, that builds some respect between you and your tenant, they appreciate a landlord like you is probably going to respond quickly to maintenance requests and the fact that you're approachable if an issue comes up, and also, by you being more involved in the tenant screening process, you can ensure that you select a pretty good tenant that's going to stay Long Term and really take care of your property. Another advantage to you self managing is that you do build some valuable skills. I mean, managing a property on your own that teaches you a big range of pretty versatile skills, from like handling maintenance and repairs to negotiating leases and just overall, managing your finances, these can be pretty helpful skills, not just for your rentals, but for your future business ventures. So really, those are some of the upsides of self management. Now, how about the flip side, the challenges of self managing your own rental property? Well, the problem is managing your tenants. I mean, some say that this whole discipline that's called Property Management ought to be called tenant management and handling tenant relations. That's one of the most critical aspects of being a self managing landlord. I mean, even if you try to build tenant relationships, mismanagement that can lead to vacancies or disputes or can even go into legal issues. So educating yourself on landlord tenant laws and best practices, that's pretty essential. If you want to head off problems, you've got proper tenant screening and addressing tenant concerns and ensuring that rent is paid on time. I mean, all that stuff's crucial. Most tenants are pretty reasonable, but you know, there are always going to be a few that will challenge your patients, and it really requires that you be tactful and professional to manage well, managing contractors. I mean, property maintenance, that's another key responsibility you have to. Fine and hire and coordinate contractors for repairs and upkeep and poor contractor management that could lead to cost overruns or really shoddy work and more, knowing how to negotiate contracts and oversee projects that's crucial to maintaining the tenant satisfaction and the overall quality of your property. Another downside of self management is handling emergencies, I mean plumbing leaks or electrical issues, that stuff could happen anytime. And as a self managing landlord, you might not always be available to respond immediately, which can lead to property damage or unhappy tenants. So self managers, they really need to be problem solvers. Self managing a rental property, things go fine 99 plus percent of the time, but it could get emotionally taxing, especially if those tenant relations become a problem. So you got to keep personal feelings out of it, that stuff can cloud your judgment and negatively impact your decisions. If you want to self manage, you've got to maintain professionalism and set clear boundaries and remain objective when you're dealing with tenants and property issues, so creating systems and processes help you minimize those emotionally driven decisions, and can help you ensure consistency in managing approach. And then there is that legal side you ought to keep up on that local area's landlord and tenant law. So in conclusion, on whether to be your own landlord or outsource it to professional management, while these challenges are pretty real, you should still be able to self manage your properties, even remotely, even across state lines or from 1000s of miles away. I mean, most of these worst case scenarios that you hear about, like a flood at 2am I mean that stuff just never happens. I mean, it's never happened to me, even if you don't have previous experience, you really can effectively manage your rental properties and see positive results when you got the right tools and the right mindset. And today's tech tools make remote management easier than it's ever been in human history. But any long time listener knows that I do not manage my own properties. My time is simply too valuable. As a frequent guest on the show here, Robert helm says life is too short for property management, I just feel a personal sense of freedom and autonomy and some headspace clearance by knowing that no tenant can contact me directly yet that my manager is taking care of them. I mean, it's just not worth doing it myself to get that last 2% toward perfection. When you buy in the most investor advantage areas, you should have enough margin to pay for a manager.    Keith Weinhold  13:03   All right, well, let's change topics now, and whether you self manage or you outsource it to a pro, you know, you've got to ask, how much and how often should landlords raise the rent? That is the question. Let's say you've crunched the numbers and expenses are climbing like they have these past few years, and the market is shifting and your rent hasn't changed. That really leaves you with one big question, Should you raise the rent? And should you raise it every year? And if you're new to landlording, it can kind of feel complicated. It could feel like if you raise the rent too much, you risk losing a great tenant if you raise it too little or not at all, and you might fall behind on costs then, or even undervalue your property if you don't keep your rents up there, because five plus unit property values are based on the rent, which goes into the NOI your net operating income. And really, this is one of the more common dilemmas that landlords face. But really, the good news is that there's a pretty clear way forward. So let me help you determine when a rent increase makes sense, and then figure out an amount that keeps your unit competitive. It keeps your rental income on track. Now some people, they actually believe that landlords are required to raise the rent every year and to a tenant, it might seem like that's what happens, but no, landlords are not required to raise the rent every year. They often choose to do so to keep up with inflation or stay competitive and high demand markets, and keep up with shifts in local rental trends, gradual, smaller increases can help you avoid the need for making larger jumps later, that stuff can surprise or frustrate your tenant. You want to go for those big rent jumps, but two. 19 tenancies. We've covered that part before. Now, some landlords prefer to keep rent steady, like when they have long term reliable tenants, or they're just focused on building equity over time, and they want to stay hands off, and don't really need the cash flow so much. Now, in a lot of cases, maintaining that same rent amount that sure can reduce your turnover in vacancy costs, those things are your biggest expenses, but often that is not the best approach in the long run, because you probably are a leveraged investor, meaning that you have a loan on the property. Well, then a rent increase that helps you out more than it does for the less educated, paid off free and clear property owner, because you can widen your delta faster. You widen your cash flow faster because your biggest expense, your principal and interest payment, stays fixed. Yes, you are getting leverage on both the asset value overall and the income. Yes, this is winning that third crown of GRE s inflation triple crown. So ultimately deciding how often to raise the rent, that really depends somewhat on your goals and also the condition of the rental. You got to factor in how satisfied you think that your tenant is. That's part of it, and the state of the market as well. Now, if you're unsure what the right rent price is for your area, there are increasingly sophisticated tools for helping you figure that out. Rent finder.ai, can help you. One of my property managers uses it. It's a really cool AI driven report that looks at 25 rent comparables in the area. Again, that tool is rent finder.ai.   Speaker 2  16:52   Now, when should landlords raise rent? Finding the right time to do this that helps you stay aligned with the market value all while supporting your financial goals. But there are also times where it might be smarter to hold off on hiking the rent. The most common times that you implement a rent increase are at least renewal. That's really the most common and appropriate time to raise the rent, provided that you give proper notice. You usually got to give 30 to 60 days notice. Another common time to raise the rent are after you make significant upgrades, like installing new appliances or renovating a kitchen or updating flooring. I mean, this is when it might be reasonable to adjust rent to reflect that added value. Another time is when overall market rents are rising, even if you haven't improved the unit or anything, because if rental prices in your area are up, well, then raising your rent helps keep your property in line with local rates. But you got to keep in mind that rent price increases require a well thought out strategy to avoid pushing away good tenants. Another time to increase the rent is to keep up with inflation and expenses over time, especially these last few years, we've all had higher operational costs like higher insurance, higher property taxes, higher maintenance costs. So even a small annual rent increase definitely helps offset those rising expenses, but you have got to avoid basing your rent price solely on operating expenses. When you do raise the rent for this reason, though, let the tenant know just which operating expense rose. That is going to help reduce tenant frustration. Now, on the flip side, there are times when keeping your rent steady could be the better choice, especially if you have a long term reliable tenant. I mean good tenants that pay on time and take care of the property. They are worth retaining, not all times, but sometimes avoiding that rent hike can help you maintain a good relationship. There another time to avoid it is when the rental market is soft. I mean, if there's more competition in your area, or high vacancy rates in your area, well then raising the rent could lead a tenant to look somewhere else, especially if there are vacant properties nearby that they could move into. Another time to not raise the rent is if the property hasn't changed, if you haven't made any of those improvements, sometimes a rent increase might not be justified, or obviously you don't want to raise the rent if you really, really want to avoid a vacancy. So keeping the rent the same might encourage them to renew. So factors to consider before raising the rent and how to calculate an appropriate increase if a unit is aging or needs repairs, raising the rent without improvement that could discourage renewals. So consider creating a value checklist to quantify certain improvements, like new apps. Appliances could be 25 to $50 a month in additional rent, or a renovated kitchen, $75 a month or new HVAC. That could be 30 to $50 a month. Think about neighborhood changes like gentrification or new schools or increased transportation access or nearby commercial development. I mean, all that stuff can raise demand, building a Whole Foods nearby, having a new office space with high wages nearby, that can increase your rent. Look at City Planning announcements and local news. You can help stay ahead of the trends that way, and if your neighborhood has seen a rise in new businesses or housing demand. I mean, that is justification for a moderate increase and a modest annual rent increase tied to inflation that can help offset your rise in costs. You can reference the CPI, yeah, the BLS. They don't just report national inflation, but they do this by region as well. Now, is there a limit to the amount of your rent increase? Well, depending on where your property is located, there might be legal limits to how much you can raise the rent, and they're typically defined by state and local rent control laws that can vary a lot across the US, in cities or states with rent control, or what's called rent stabilization, there are strict caps on how much you can raise the rent annually. And those caps, they're often based on the local CPI. They might range from 2% per year to 10% a year, depending on the area and if your rental property is in a place without rent control, well, then there might not be any legal limit on how much you can raise the rent really. That's sort of situation normal. So you do have to look at those local laws. Of course, here at GRE we recommend buying and owning properties outside of any rent control jurisdictions, which are often those places in big Northeastern cities or on the west coast where they have rent control. Well, your success as an investor, it has a lot to do with how much of your money you are leveraging, but funds that are leveraged into property that you own directly, they're not very liquid. Any prudent investor keeps a liquidity bucket of funds, and for me personally, I don't keep many of them in these online only savings accounts that might yield a 3% or 4% return today, because that is simply too low. What I do with my liquid funds is I get a return that's more than twice that amount. Where I am not the landlord, I'm the LEND Lord. Yes, l, e, n, d, lendlord, I'll tell you how to increase your income that way. That's next. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  23:03   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  23:34   You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866. To learn about freedom. Family investments, liquidity fund again. Text family to 66866,   Robert Kiyosaki  24:48   this is our rich dad. Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold. Don't quit your Daydream.    Speaker 2  25:06   If you love the income from rentals but you don't like the vetting and the tracking and the tenant calls, this episode is for you. I've openly shared with you before that I don't keep much money in a savings account, since the returns are often lower than true inflation today, it's about where I invest my own funds that I want to keep fairly liquid yet get a strong return. We're talking to who owns and runs those very funds that I'm personally invested in. She co founded freedom family investments. They're a firm with over $50 million in assets under management, and they have a 100% track record of investor payouts to those investors that include me. After building her own wealth through real estate, she made it her mission to help investors create freedom, safety and peace of mind in their portfolios. She specializes in turning hands on real estate strategies like turnkey rentals into relatively passive, scalable income. It has real estate backed returns that get fairly high. You'll see how high today. She's got a great plain English approach and focus on recession resilient, needs based assets that have earned her repeat invitations to get rich, education and other top real estate shows she and her husband flip also co wrote a great book called Get real, which I have on my bookshelf. Hey, it's great to have you back on GRE Danny Lynn Robison   Dani-Lynn Robison  26:30   thank you so much, Keith. I'm so excited to be here   Speaker 2  26:33   Danni, We'll discuss rates of return for the investor shortly, but first, I think that any prudent investor asks about that foundation, what is the investment backed by? What are the underlying assets? Tell us about that.   Dani-Lynn Robison  26:48   So that's really important to me as well. And real estate is my love and passion. So this is a fund that is based on recession resilient needs based real estate. What that means is we're really focused on the needs over economies, down economies, no matter what is going on the market, is there demand? Is there enough demand that the cash flow is going to continue on? And so our asset classes inside this fund are multifamily housing and then senior housing build to rent and self storage. And by concentrating on all of those, we're just staying aligned with the fundamental needs of American families, which is why we're freedom family investments,   Keith Weinhold  27:26   right? Okay, so, yeah, pretty staid, stable underlying assets there, like you say, these are needs based items, items that people need. And tell us more about how the investment is structured for that investor, and these investors like me, looking for predictable, passive income.   Dani-Lynn Robison  27:46   This is something that's really important to me. I'm always talking to our investors and finding out what's important to them. What are they investing in right now? How do they feel about the market? What's important to them? And out of that has come every single fund or offering that we have created. And so what I love about this one is it combines a whole bunch of things all into one place. So this fund, the way it's structured, provides diversification, because as a private money lender, you are lending on one asset, so you're dependent on that one asset actually performing and being able to pay you back. Now, as you said at the beginning of the episode, we have a 100% payout track record, and that's because I think my very first episode with you was about private money lending, and I told this story about this duplex where we lost, I want to say, over $50,000 and I talked about the importance of investor relationships to me, and that long term relationship means more to me than anything else, because if you don't Have trust, then you don't have anything, you don't have a business, you don't have you can't grow long term. So even though we had lost so much money on that duplex and made a lot of mistakes, the investor got their full principal paid back. They got every penny of interest during the time that they were owed. And that Testament has happened over and over again, and it's also why I've always preached volume, because deals like that in real estate, it's going to happen in anybody who tells you otherwise just run, because there's going to be times where you peel back a wall and there's something you know big that you're going to have to take care of, and there's times when contractors aren't going to do what they say they're going to do, and it's going to go over budget. And because of that, volume is important. So if I'm doing 10 deals a month, and two of them go bad. I've got eight that do really, really great. So that's the diversification piece that is so important to me, and therefore also important to my investors. Because we've talked about that, we've talked about those conversations. So in the fund, being balanced and diversified across those four asset classes ensures that no matter where the market is and what we're investing in, some of them could be doing really good, while some of them may not be doing as good, and we're just evening out and protecting ourselves and our investors with that separate asset classes and multiple doors. Then the other thing about that I've heard loud and clear is liquidity. And you and I were talking about this right before we pressed record, and I. Always laughed, and I was like, liquidity and real estate just don't go together. So let me figure this out. And we worked with our attorneys and figured out different ways to provide liquidity to real estate investors while still protecting just the way everything was structured, because that promise and making sure that I'm always giving that money back to the investors and paying them on time every single time, was so important, we structured a fund that allows people to invest and then get their money back in a year if they want it, but if they don't, then they get to continue investing for a period of time. And so that marriage and balance has really been a win for us and for our investors. And so I'm really excited about this fund.   Keith Weinhold  30:37   Danny Lynn, it's a little sad before our chat today, we learned about another industry professional that offered a fund to investors, and that fund imploded, for lack of a better term, and you divulged with me that you're actually familiar with that fund and with that operator that offered it. And you know you talked about how there were really some red flags, some warning signs, there, you have third party eyes on your fund for its lifespan, from beginning to end and here in the present. And the other thing is that you invest the funds in your own businesses, so you have more control over that when you talk about these four different asset types that you're involved in. So can you talk to us about that?   Dani-Lynn Robison  31:25   I've been in the room with him. I don't know him personally. We're not friends or anything, but I know him, and I know what happened as that fund progressed. And when I looked at the fund structure, I love the promissory note idea, because it's simple to understand. There's a warren buffett quote I love talking about that you shouldn't invest in something you don't understand. And I believe in simplicity. I believe in making sure that you understand exactly what you're getting into when you're putting your money on the line. And in that particular fund, it was very hard to understand the assets that you're investing in. And so it was a lot of businesses I would view them as high risk. I felt like even the monthly distributions were a little risky as well, because sometimes you just don't know if the money is going to be coming in. You know, you might be in a building phase where you actually need the capital to work on and grow and improve the business or the real estate. And so we always structure things in a way that we do two tiers. There's an income track and there's a growth track to allow us to balance everything out and be able to give the investors a lower rate of return if they want income, and a higher rate of return if they want growth, because that higher rate of return we can do that because they are allowing us to use that capital to be able to work on properties, to work on businesses have that growth trajectory, and when it comes to our businesses, I'm glad you brought that up, because he did invest in businesses, and I don't historically do that. I love real estate, but I do invest in my own businesses, because I know me. I know my character, I know my track record. I know what I promise I'm going to do, no matter how hard it is. I'm going to make sure that I fulfill those promises. And so if I have like, ownership and direct control of everything, I feel very confident in my ability to move forward. And that's really where the masternote program comes in, we now call it freedom notes, because we just love freedom so much we're just rebranding everything. So the freedom note program really does help us invest in businesses as we're growing, and it's our own businesses so super excited about that opportunity. Structured the exact same way as the flagship fund.   Keith Weinhold  33:16   You use the term promissory note there, just so that no investor is left behind. What is a promissory note?   Dani-Lynn Robison  33:23   A promissory note is really like an IOU. So I always like to compare it to bank loans. Whenever our private money lenders would come and talk to us about private money lending, and they'd say, can you explain this to me? I'd say your Bank of America like you're the one with the lien on the property, so you're in first lien position, and so if something goes wrong, then you have the ability to foreclose and get that property back. So promissory notes, essentially is a loan to this fund, and this fund is then going to use that money to purchase or acquire or invest in or do recapitalizations of those projects that we talked about. So in the flagship fund, those four asset classes, masternodes, so the freedom notes also invest in those same asset classes, but they also invest in the businesses as well.   Keith Weinhold  34:09   So we're talking about predictable passive income for the investor here, about as close to passive as it gets, hands off management. You've got the professional underwriting, the servicing and the reporting done by a third party you actually use invest next, that's the third party company that administers this. Tell us more about the investor qualifications, about the minimum investment amount and accredited versus non accredited. Tell us about that.   Dani-Lynn Robison  34:38   We have programs for both non accredited and accredited investors, and like I said, they're set up structurally very, very similar, but they are it's has to be SEC compliant, right? So for the non accredited investors, it is the freedom note program, and it's set up so your funds are in a separate bank account all by itself. It's fully tracked that way by our accounting team. And you can always go in and say, Hey, can you guys tell me where my funds are placed? And we can always track that information. So it's a little bit more work on our part, but it does allow non accredited investors to participate in something until they have the opportunity to reach a point where they do meet that accredited status and they can participate in the fund. And then the fund is the accredited vehicle. It's a 506, C, again, fully it's a Regulation D, fully vetted by our attorney. They're just actually finishing the documents right now. I didn't tell you before this, but you're actually the very first group that we're like talking to this about. And I told you how much I love our relationship and how long we've known each other, and how I just want to do more things with you. And so we're like, this is perfect that we get to actually launch it to Keith's group first. So we're excited about that as well. And then you talked about invest next. This is the piece that I think is important to me, no matter who you invest in, is what is their financial transparency look like? How are in the investments tracked? Where are the funds? Who is looking at those funds. So not only are we tracking all of the funds in house, but our CPA has to look at the funds and what's happening there. And originally we had nav, which is a fund manager. Now we've moved over to our invest next, and it probably took us six months to get onboarded with them, because of all the compliance pieces required for a company like that to bring you on board. So I just think that's one of the important pieces that makes me feel safe, because I want a bunch of eyes on the financials, and it makes our investors feel safe as well.   Keith Weinhold  36:31   For those wondering why I invest my funds here, yes, you've got that third party auditing, like you've mentioned, and you're investing only in your own businesses, so you have control. That's a big part of what makes me feel good. Well, let's talk about the fun part. Danny, tell us about those rates of return and the liquidity.   Dani-Lynn Robison  36:50   The rates of return are anywhere from eight to 14% but the 14% can go up to 16% because there's a 2% bonus upon maturity, and that eight to 16% is in two series. So there's an income series and there's a growth series. The income series is what appeals to investors who want those quarterly distributions and who want the passive income and cash flow. And so that particular series is anywhere from eight to 10% and again, depending on how much you invest, there's a 2% bonus in that series, and then the growth series is even higher. And the reason that is is because these are the long term investors who are looking to really accelerate growth in their portfolio. And that allows us peace of mind that we've got capital to be able to use for the renovations, for whatever is needed, depending on the market and how the cycles are going. As I said before, real estate is illiquid, and you have to structure and balance things based on that. And the growth series is a win for the investors, because compounding on, let me see, it's 10 to 14% returns, plus, depending on how much you invest, there's a 2% bonus that compounding adds up fast. We've done math for our investors are like, Oh my gosh, I'm never moving my money. I love this. They just love to see the growth trajectory. It's a win for us, too, because we get to use that capital as needed in order to ensure that we've got successful investments at the end of the day.   Keith Weinhold  38:21   Okay, so the income series has eight to 10% returns based on how much you invest, that pays out quarterly. And then the growth series that has those higher rates of return, up to 14 even 16% where the payout is made at the end, and how long is one waiting until the end? I know it sounds like most people want to continue that compounding and roll it forward, but what does the end look like for the groceries fund?   Dani-Lynn Robison  38:47   Yeah, I'm glad you asked that. So that's the liquidity piece, and that's the thing that we went back and forth with our attorneys about, because real estate is naturally illiquid, and so what we did is it's a recurring annual renewal. So it's an auto renewal, meaning that every single year you have the opportunity to say, Hey, Danny, hey freedom, I would like to go ahead and give you notice that I would like to get my funds back. And so that gives us enough notice be able to plan for those funds to come back to you principal plus interest. And then every year, if you choose not to ask for your funds back, it auto renews for a total of five years. I believe it is. You'll have to look at the documents just to confirm everything that I'm saying, because what I'm speaking to is our freedom note program, which is what this was built off of, because it was so popular. When given investment opportunities, everybody was just like, I want to go into those freedom notes. I like those because it gave them peace of mind, the ability to take out their cash if they needed it, but allowed for a compound or fast growth and a long term investment if they felt that was right as well.   Keith Weinhold  39:47   Okay, this freedom note program either the income series or the growth series, but we're talking about rates of return here. What's interesting is we're in a period where federal funds rate drops are. Anticipated when that happens, the return on your savings account does fall by that amount. However, these funds don't. That is correct. Yes, we're talking about, again, these funds that are backed by needs based real estate, like senior housing, workforce apartments and self storage demand that stays steady, even in downturns. And I know that you have an investor story as well. Tell us about that.   Dani-Lynn Robison  40:28   Yeah. So we have so many investor stories, and you can actually see the videos and audios on our website, and I encourage you to go check them out. But we like to call this investor story Jane, because we've heard the story so often that we call her Jane. So this is really the investors who have been investing with us as private money lenders and turnkey investors. And there they realize that number one, the in and out of investments. As a private money lender means that they always have this capital sitting and earning nothing at some point in time. And the turnkey investors, they think it's passive. And then they realize, oh gosh, there are tenant issues. I do have to, you know, manage this, the property management company. I do have to double check all the financials. I do have to approve a tenant or approve repairs, and it ends up being a little bit more work, and sometimes a lot more work than they ever anticipated. Those investors in particular, are the ones that love working with us the most, because suddenly what they thought was freedom going into the investment opportunity turned out to be a little bit different than they anticipated. And so they're like, I'm so thankful to finally, you know, be in an investment with a company that I trust, but that can be there, give me liquidity options, give me a good return, but it's 100% passive. So we call that investor Jane, because we just hear this story over and over and over    Speaker 2  41:45   before I ask about how our listeners can learn more about this, if it might interest them. Is there any last thing that you want to tell the audience? Maybe something that I didn't think about asking you?   Dani-Lynn Robison  41:57   That's a great question. The here's the thing that I always like to say, when you're investing with somebody, I think it's important to ask about the worst thing that's happened, what they did, how their investor was treated, what was the financial outcome? I think those questions are people don't think to ask that. Like, when you get on the phone with somebody, everybody's gonna tell you the rosy stories and all the good things, and this is why you should invest. And they're not going to go down the road of like, what happened, like, what are the bad things? Because every business and every real estate investor experiences bad things. So finding out the character of the person, I think, is how you find out is by asking what happened in that worst case scenario. So I think that's a really great question to ask, and you can ask us anytime I transparently tell my horror stories all the time, and just always in saying how important our long term investors are with us.   Keith Weinhold  42:46   It's just like the title of your book. Get real. If you don't have a messy story to tell, you probably haven't been in business for very long. Are there any fees in order for one to get started?   Dani-Lynn Robison  42:58   No, there are no fees. That's another investor feedback piece is the confusion. It's like they want to invest, but they're so confused by investment opportunities and what they're really making. So when you invest with us, the return that we tell you you're going to get is actually the return that you're going to get. So whether it's, you know, 8% 9% 10% whatever that is, that's the return you'll get. If there's any fees in, uh, within the fund itself, there's none in the freedom notes program. If there's any fees within the fund itself, it comes from the actual underlying properties, not from investor returns.   Keith Weinhold  43:31   Well, it doesn't take very much documentation in order to get started. This could really help you make more of the funds that you want to keep more liquid as fast as 90 day liquidity. Danny, tell our audience how they can get started, and if they just want to learn more about this to see if it's right for them,   Dani-Lynn Robison  43:50   we have done something super special this time. I think I've been on your podcast probably four or five times. Now this time, I'm going to tell you to go to freedom, family investments.com. Forward, slash, G, R, E, so it stands for get rich, education, so freedom, family, investments.com. Forward, slash GRE, what we've done this time is we're really tailoring what we do to Keith, because this relationship has just been such a great relationship we've had over time that we want to make sure that the investors that come in from your audience are just they rise to the top for our Investor Relations team so that anything that you need, we're just right there for you. We've got an investor concierge, and we're just doing as much as possible to make sure that you guys are prioritized.   Speaker 2  44:30   Yeah, feel free to let them know that you learned about this through me, you'll get the VIP treatment. Danny, thanks for being such a responsible custodian of my own funds. For years, it's been great having you back on the show.    Dani-Lynn Robison  44:42   Thank you so much, Keith.   Keith Weinhold  44:50   Look the key to most anything in business or investing is for you to provide something that's of value to someone. Else. Look for something that makes somebody else money, and then go get a piece of that for yourself. And because this is where I park my own funds for liquidity, I do need something that I can count on, recession resilient needs based real estate assets that people rely on in every economic cycle. So this is backed by, frankly, pretty plain things, with durable demand, limited supply and strong demographic tailwinds. And again, those four underlying assets are multifamily housing, senior housing, build to rent, which are new single family rental communities and self storage, which is something proven to hold up even in recessions. And what makes these funds from Freedom family investments different is that, like we said, they have third party financial eyes on them, and the control is there because the funds are invested in their own companies, and now there's no such thing as a zero risk investment or even a 100% passive investment, but this is about as close to real estate passivity as you can get. There's more of that than there is with direct ownership of turnkey real estate, they'd surveyed investors to find out what they want. That's why you can choose from again, Freedom family investments either their income series, which has eight to 10% returns, but it can be up to 12% at higher investment amounts, you get quarterly distributions, or their other is their growth series, 10 to 14% returns, but it can be up to 16% at higher investment amounts, with the option to have your funds back annually. These are fixed rates of return and a declining interest rate environment like we're in now. Cannot touch those rates of return, I think, for someone that's not in real estate and doesn't understand how real estate pays, five ways, they might find it unusual that an investment can reliably return more than 10% like this. But those that are initiated, they get it. It's pretty simple. I mean, you are going to increase your income $10,000 per year if you invest 100k at a 10% return. If you'd like to learn more and see if it's right for you, it's been made pretty easy. You can do that one of two ways. Text family to 66 866, just text the word family to 66866, yes. This is how you can, rather than a landlord, be a lend Lord with the liquid component of your investments. So you can learn more about freedom family investments, just visit freedom family investments.com/gre. That's freedom, family investments.com/gre, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  48:13   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  48:37   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now just text. Gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Speaker 2  49:53   The preceding program was brought to you by your home  

Send us a textIt's time to align your energy with real, feel-good business growth. In this episode, I'm sharing the practical tweaks and mindset shifts that can spark more sales and a bigger income—without forcing or burning out. Let's jump in.Your content deserves a bigger stage—this is how you get it. Join The Growth Zone: https://brittney-ceo.mykajabi.com/offers/kFcGLn9D/checkoutJoin my NEW subscription on Instagram: https://www.instagram.com/brittneyceo/Join The Luxury Of It All: https://www.brittneyjonesceo.com/luxuryofitallGet My 7 Figure Guide: https://brittney-ceo.mykajabi.com/offers/fbKnBwSM/checkoutGet my FREE weekly biz babe moves straight to your inboxhttps://view.flodesk.com/pages/624b64b2a15594c239cada7bJoin my Facebook Grouphttps://www.facebook.com/groups/131279237732613Follow me on Ig @brittneyceo for my daily life, hot biz tips, and morehttps://www.instagram.com/brittneyceo/

In today's episode, I talk about mental shifts (and practical tips!) to find ways to increase your income.Learn more about working with me 1:1 to Double Your Esthetician Business. Click here!Get the formula for making 100k in Revenue for FREE ⁠here⁠.Follow me on Instagram: @esthetician.coach

Have you ever thought about starting a business? What would you do if money wasn’t a problem? Today, Jay sits down with bestselling author, entrepreneur, and investor Alex Hormozi for a practical and eye-opening conversation about money, business, and what it really takes to succeed. Alex has built and sold multiple companies and now runs Acquisition.com, where he helps scale businesses to over $10 million in revenue. In this episode, Alex breaks down why so many people feel stuck when trying to grow a business. Alex and Jay dive into the common mistakes that hold people back, like chasing passive income too early, mistaking passion for a plan, or seeking freedom without first building discipline. Alex shares the real steps you need to take to start making money now. He explains how to create active income by offering your time and skills, how to craft offers people can’t refuse, and why direct feedback is the fastest path to growth. Jay and Alex also explore the mindset traps that stop people from moving forward, including fear of judgment, comparison, and the pressure to get it perfect the first time. Together Jay and Alex highlight the importance of showing up consistently, being willing to fail, and choosing long-term growth over short-term comfort. In this interview, you'll learn: How to Start a Business with Zero Capital How to Create an Offer People Can’t Refuse How to Increase Your Income by Trading Your Time Intentionally How to Sell Without Feeling Manipulative How to Get Unstuck from the Passive Income Trap If you're ready to stop guessing and start building something real, this episode gives you the clarity, structure, and confidence to move forward. With Love and Gratitude, Jay Shetty Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here. What We Discuss: 00:00 Intro 00:40 Get Clear on the Exact Actions That Drive Success 02:10 Why Most People Misunderstand How to Build a Business 04:26 Is the ‘Get Rich Quick’ Model Really Possible? 07:41 The Five Emotional Stages Every Entrepreneur Goes Through 10:52 Start Here to Learn the Skills That Actually Make Money 13:36 Should You Follow Your Passion for Income? 23:30 How to Make Your First Dollar from Nothing 27:57 The 10 by 10 Strategy to Build Proof and Confidence 32:27 Your Product Must Solve a Real Problem 35:37 What No One Tells You About the Trade-Offs of Business 39:40 How to Turn Your Job Experience into a Business 52:27 Redefining Success: It’s Not About the Outcome 56:07 Listen to People Who Are Where You Want to Be 01:02:18 Overcoming the Fear of Selling Ourselves 01:04:23 How to Influence Without Manipulating 01:10:17 The Difference Between Criticism and Insults 01:17:28 How to Break Repetitive Negative Behavior 01:26:15 When to Keep Pushing and When to Pivot 01:28:46 The Four Ingredients of an Irresistible Offer 01:37:02 Focus on Who You Want to Become Not Just What You Want 01:38:40 What Would You Do If You Weren’t Afraid? 01:42:46 The Simple Formula Everybody Has But Nobody is Doing 01:45:53 The Most Important Step Is Just Start 01:47:05 Is Work Life Balance Really Achievable? 01:50:35 Be More Productive by Eliminating Everything Unnecessary 01:55:17 Alex on Final Five Episode Resources: Alex Hormozi | Website Alex Hormozi | Instagram Alex Hormozi | Facebook Alex Hormozi | YouTube Alex Hormozi | LinkedIn Alex Hormozi | X Alex Hormozi | BooksSee omnystudio.com/listener for privacy information.

Buying a new home while keeping your current one can be a smart investment strategy—but it does come with financial challenges, especially when it comes to managing debt. Here are ways you can offset or manage the debt to make this dual-home scenario work:

In this episode of Wisdom's Table, I dive into a topic that resonates with many: three biblical ways to increase your income. As we navigate the complexities of the Christian life, leadership, and business, it's essential to understand how our faith intersects with our financial aspirations. Join me as we explore these vital principles that can transform not only our income but also our approach to business and life. If you're ready to take actionable steps towards financial freedom and clarity, this episode is for you!   TAKE MY QUIZ and see how financially healthy you really are!     00:00:01 - Welcome to Wisdom's Table Introduction to the podcast and today's topic on increasing income. 00:00:39 - Today's Topic: Increase Your Income Overview of the three biblical ways to increase income. 00:01:00 - Upcoming Series on Spiritual Gifts Announcement about the upcoming series on spiritual gifts in business. 00:02:02 - Secret Sale Announcement Information about a secret sale for the Money Mandate e-course. 00:02:54 - The Importance of Financial Prayer Discussion on the types of prayers for financial increase. 00:03:36 - God's Wisdom vs. Power Exploration of the quote by Graham Cook about God's wisdom and power. 00:04:50 - The Money Mandate Phases Introduction to the three phases: getting free, getting clear, and getting more. 00:05:32 - The Danger of Getting More Without Preparation Warning about the consequences of seeking more money without being ready. 00:06:34 - Key #1: Be Faithful in the Little Discussion on Luke 16:10 and the importance of stewardship. 00:10:06 - Healthy Financial Stewardship Practical tips for tracking expenses and making wise financial decisions. 00:12:54 - Key #2: Clarify Who You're Serving Importance of knowing your target audience and serving them well. 00:15:34 - Avoiding Comparison in Business Encouragement to stay focused on your own business journey. 00:16:05 - Key #3: Innovate with the Holy Spirit Encouragement to allow the Holy Spirit to guide creativity and innovation. 00:18:43 - The Anointing Will Teach You Discussion on how the Holy Spirit can guide you in business. 00:20:16 - The Money Mandate Course Information about the course and its benefits for increasing income. 00:21:51 - Audio Version of the Course Announcement about the audio-only version of the Money Mandate course. 00:22:11 - Closing Remarks Encouragement to share the episode and a reminder for the next episode.

Can a LIFE COACH increase your income 10x, or are they snake oil salesmen waiting to bump aspirational baw bags? Glesga Da get's to the bottom of life coaching and motivational speakers!Visit https://glesgada.com/ for tickets to our next show!Inspirational Strings music courtesy of https://pixabay.com/users/jeremusic70-25199461/ Hosted on Acast. See acast.com/privacy for more information.

Buying a new home while keeping your current one can be a smart investment strategy—but it does come with financial challenges, especially when it comes to managing debt. Here are ways you can offset or manage the debt to make this dual-home scenario work:

Sherry Peel Jackson is a retired IRS agent, CPA, and Certified Fraud Examiner who now dedicates her work to helping everyday people understand how to reduce their taxes, protect their income, and build wealth. With over 35 years of experience and a mission to educate the middle class, Sherry teaches strategies used by the wealthy to keep more of what they earn—including how to legally avoid taxes, structure businesses wisely, and protect assets.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Sherry exposes the disparity in how the IRS treats mom-and-pop businesses versus large corporations. Starting a home-based business opens up powerful tax deductions not available to W-2 employees. Keeping thorough records, especially receipts, is essential for audit protection—credit card statements alone won't cut it. The KPG system (Keep, Protect, Grow) is Sherry's core framework for achieving financial independence. Protecting assets through proper legal structuring, including out-of-state LLCs and foundations, shields wealth from lawsuits and unnecessary taxes.     Topics From IRS Agent to Advocate Worked for the IRS from 1988–1995 before launching her own CPA firm. Witnessed firsthand how small businesses were targeted while corporations often negotiated huge tax reductions. Left the IRS to empower middle-class earners with insider knowledge the wealthy use every day. Home-Based Businesses and Tax Deductions Employees are severely limited in tax deductions—no mileage, phone, or home internet write-offs. By launching a simple home-based business, individuals gain access to numerous write-offs. Sherry encourages clients to start a business they enjoy to unlock these tax benefits without burnout. Recordkeeping and Audit Preparedness Debit and credit card statements are NOT valid proof during audits—receipts are required. Recommends either scanning receipts into apps or making photocopies to preserve them. Supports clients during IRS audits and often helps them overturn excessive assessments. The KPG System: Keep, Protect, Grow Keep: Slash unnecessary expenses, eliminate debt, and live frugally while building income. Protect: Use legal structures (e.g., LLCs in Wyoming, NM) to shield assets and ensure anonymity. Grow: Reinvest profits into physical gold/silver and real estate—not depreciating assets like TVs or cars. Advanced Wealth Strategies Uses infinite banking policies to store wealth and acquire real estate tax-efficiently. Leverages the Augusta Rule—renting her home to her business for up to 14 days tax-free. Teaches the use of trusts and foundations to legally reduce taxes and protect generational wealth.    

Barbara Limmer is a professional Career Coach and Consultant who has personally coached thousands of professionals and executives from around the world. She brings extensive experience working in all sides of the hiring process, including career management, human resources, and executive search. She previously worked with MBA students and alumni as a Career Management Director at Thunderbird School of Global Management and in a variety of human resources roles focused on recruiting, training and employee relations for companies including Bank of America and MetLife. She also worked as a “headhunter” in New York City while attending graduate school. In all of her positions, she continually conducted either “real” job interviews or “mock” interviews, providing real-time, detailed and in-depth feedback on what could be improved in their answers. Laura Browne has extensive experience in leadership and management development. She was a Senior Director of Human Resources for a global tech company where she taught managers how to be better interviewers. She is a speaker, trainer, and coach who helps global leaders and individuals be more successful. At Career Coffee Break (www.careercoffeebreak.com) she shows clients how to get promoted and make more money at work by negotiating raises and higher starting salaries at new jobs. Laura is the author of three business books and two fiction books including Help! My Company Swiped Left!, Increase Your Income: 7 Rules for Women Who Want To Make More Money at Work, and A Salary Cinderella Story (Or How To Make Money Without A Fairy Godmother). Laura has written for Forbes and has been quoted as a business expert in major publications including Cosmopolitan, Family Circle magazine, and USA Weekend. Connect with them on LinkedIn! Barbara Limmer: www.linkedin.com/in/barbaralimmer Laura Browne: www.linkedin.com/in/laurabrowne/ Publisher discounts for our listeners from Manning.com! Fraternity Foodie listeners can get 45% off discount code for "Interview Speak" (no expiration date) by using the code: FFlimmer at https://mng.bz/pZpz In episode 572 of the Fraternity Foodie Podcast, we find out what inspired them to write "Interview Speak", how their backgrounds in HR, executive coaching, and leadership development inform the structure and content, how college students can stand out in the interview process, interview questions that trip people up the most, how students can use the job posting to prepare, what are the different types of interview questions, the role of body language and attire during the interview, what are some cringe interview responses, how we can recognize what the hiring manager really wants to figure out, and what college students should do after the interview. Enjoy!

Discover powerful strategies to maximize your rental property returns and minimize costly vacancies. Learn how top investors are transforming their approach to property management, from tenant retention techniques to smart staffing solutions. Key Insights: Master the art of keeping great tenants and reducing turnover Understand when to scale your property management approach Explore innovative investment opportunities beyond traditional real estate Market Trends Spotlight: Rental demand is on the rise Emerging investment options offer unique wealth-building potential Strategic diversification is key to long-term financial success Explore alternative investment opportunities like sustainable teak forestry - a generational wealth strategy that offers: Low entry point Long-term growth potential International diversification Whether you're a seasoned investor or just starting out, these insights will help you make more informed, profitable real estate decisions. Resources: Learn more about the teak tree investment opportunity at Gremarketplace.com/teak Show Notes: GetRichEducation.com/555 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, learn how to reduce a giant operational expense that you'll have over time your tenant vacancy and turnover, including how many units you must own before you hire your own on site property manager as your employee. Whatever happened to agent commissions in light of last year's NAR settlement, then a timely update on teak tree investing today on Get Rich Education.   Mid South home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Welcome to GRE from Manchester, New Hampshire to Manchester, England and across 188 nations worldwide, I'm Keith Weinhold, and you are back inside one of America's longest running and most listened to shows on real estate investing. This is get rich education. What's all that stuff really mean? I'm just another slack jawed and snaggletooth podcaster, a shaved mammal with a microphone. I'm joining you from here in London, England this week for the first time ever on the show. More on that later. Let's talk about reducing the biggest operational expense that you're ever going to have as a real estate investor, at least the one that you can exert a good measure of control over. That is reducing your tenant vacancy and turnover, that constant menace. Now, I suppose you might say that property tax is your biggest ongoing ops expense, but you've got less control over your property tax rate. So yeah, we're talking about increasing your net income by lowering your VIMTUM operating expenses. Vacancy is the V in that acronym. This is big because this can make or break your ability to have your property create positive cash flow and getting tenant turnover right both increases your income and reduces your expenses. It is springtime currently, and it's soon going to be summer, so it is the right time to talk about this. It's when there is more tenant turnover. The goal here is for you to really move the dial in increase the likelihood that your tenant is going to renew their lease. Now, sure if your tenant gets a new job out of town, they're going to move out. But if they're moving because of too many maintenance issues, well then that's something that you could have fixed. The average tenancy duration in the US over time is two to three years. And of course, that's going to be longer in single family rentals and shorter in apartments. And how long your tenant stays is driven by three factors, the price of your unit, the quality of your maintenance and the quality of your management. Let's say that your tenant moves out. To be conservative, that your vacancy period is two months between tenants. Okay, that's the turnover and the time to lease. It two months is a somewhat longish vacancy period. But come on, it happens sometimes, especially if you're going to make upgrades between tenancies and you're busy with other things in your life, if you have a move out every year at that rate, well, that is too often. That would amount. To a vacancy percentage of 14% you might think it's 17% but it isn't, because it's a 12 month vacancy plus two vacant months, all right, but if instead that tenant moves out every two years, that's just 8% vacancy, and every three years that's just 5% vacancy. Of course, if you keep your vacancy period to only one month rather than two, you can have all those numbers. You can really see how you are increasing your income by retaining the tenant. The most vital thing for you to keep in mind is that fast quality maintenance and good communication are by far the best forms of customer service that a property manager can provide, so prompt, quality maintenance. That's a retention strategy. Being a proactive helps. One strategy you can engage in is to reach out to the tenants two months before their lease is set to renew, and that's the time to give them the new lease price and ask them if they intend to stay. If they say, No, they're not, ask them why. And occasionally, you can sway them if there's been a misunderstanding in your relationship, for example, a lingering maintenance issue that hasn't been addressed, and perhaps they didn't bother to contact you about that, if nothing else, I think I mentioned this to you one time before offering a small reward, like a gift card helps. I mean, creating this sense of reciprocation is really one of the best retention tactics out there, even if the items being reciprocated aren't anywhere near equal value, like the value of a 12 month lease versus you giving them, say, a $50 gift card now, say you've tried those strategies, and none of that works, and your tenant does decide to leave, perhaps 45 days from now, but you know that you've got time in your life to turn over the unit now, and You know that you're going to be really busy with other things in 45 days. One thing that you can do then is shift your strategy to pay the tenant. Say you can pay them as little as 10 or 20 bucks a day to leave early. This way they'll vacate during a period where you've got the time to devote to the vacancy and the turnover and the showings to prospective new tenants, and that way, it's not going to linger vacant as long now, a technique like this is a little similar to an eviction, where if a tenant has violated their lease or becomes non paying, without you having to go through the length of Your court driven formal eviction process, you can pay them a lump sum to leave early. Hopefully that's not your situation, but that can come up. And I think you've heard of it before. This is known as the Cash for Keys strategy. That means to get a tenant that's made some violation against their lease, and you want to have them vacate the unit sooner. This means that you get the keys in your hand and the right to enter when you pay them to leave, rather than having to go through the not so fun eviction process and see a tenant wants to avoid a formal eviction as well, because that goes on their record, and then it can make it tough for that tenant to get rental housing elsewhere. But I dislike the Cash for Keys strategy in order to hold off from a formal eviction, because what that does is that rewards a person that violated a lease, although we know that that might also shorten your economic vacancy period, and it could actually be economically beneficial to you, Cash for Keys. It's just not ethical, though. I know it might be tempting for you, the landlord, the cash for key strategy. It rewards societally immoral behavior. Now, of course, you might be using a professional property manager that does all of this stuff for you, like I do today, but still, these are often the best practices for your manager. And I started out self managing, just like a lot of real estate investors do in the beginning, and that's where I learned strategies and techniques like this for reducing your tenant vacancy and turnover. Now, here's a really interesting question that you may not have had to ask yourself yet, but you may down the road, if you've grown your portfolio to a certain size and you're serious about reducing your vacancy and turnover expense, it might be time to ask yourself one big question, and that is for your management and maintenance. Should you use contractors, or should you start to hire your own employees? Now, if you have a small portfolio, it won't be enough work for you to keep an employee busy, so you should go with contract. Contractors. On the other hand, if you have an apartment complex with on site property management, I would definitely recommend having a make ready crew on site, because it's just so easy for them to get to and from a job site. Now, you should still maintain relationships with contractors as a backup, of course, and you should also have specialists like plumbers, electricians and HVAC people ready to call now, most investors are small and they use off site management, but if you grow big enough someday, or maybe it's two day, the important point about employees is that you really need to stay on them, because every extra hour costs you. You don't want anyone out there who's thinking that speed isn't essential, because they're like, ah, you know, I get paid by the hour. Contractors, on the other hand, they quote you or your manager a job up front. So while an extra day hurts because it's one more day you can't lease the unit, it hurts less than it does if you have your own employees. One problem with contractors is they often can't start right away, and this tends to be more true if you're self managing. See if you use a professional manager. They might have their own in house people so you can leverage their employees without having to manage employees yourself, even if your manager brings in an off site contractor, like an electrician or a plumber. Well, that contractor probably gets a lot of business from your property manager, and they have some sense of loyalty to your property manager, therefore, they're incentivized to show up on time faster than if you're trying to self manage, say, your small portfolio of five properties, and you or your tenant are the ones that call the electrician or the plumber. Well, those contractors are going to be less likely to prioritize you and your infrequent requests, and this is just another reason that I like to employ professional management and not self manage. Now, virtually no new real estate investor is going to hire their own employees, and most are never going to at all. All right, but how do you know? How would you know when it's time to hire your own property manager or your own contractor, and have them on your own payroll and you are their boss, if you've got under 20 to 30 units, all right, typically third party property management or self management with contractors, that's going to make more sense, because having a full time, dedicated employee, it's just not financially justifiable. Below 20 or 30 units, you're not going to be able to keep that employee busy. And I'm generally talking about if you have one apartment building here, or a bunch of single family rentals, only if they're in small, close proximity to each other. What about if you grow up to 30 to 60 units? All right now you're in a gray area. If the property is something that's pretty management intensive, like high turnover, or you own an older building, or you generate a lot of work orders, or you're in a challenging area. Well, at 30 to 60 units, you might justify a part time on site person. So how that could practically work in this 30 to 60 unit gray area, what you can do is have a resident manager that gets free rent, plus perhaps a small stipend from you. Okay, so that's a strategy that you can play in this gray area zone. That way they can be responsive to tenant requests, and you can keep your vacancy and turnover costs down. All right, how about when you're going even bigger and you reach 60 to 100 units. Now you're in the range where a full time on site manager or a maintenance person, starts to make financial and operational sense, because here it's 60 to 100 units. Your staffing model, it might be that you have one full time manager, they do the leasing, the tenant relations, in the admin stuff, and you'll also have a second person, a full time maintenance tech if they're needed, all right? And the final tier here, if you reach more than 100 units, oh, okay, now it is standard for you to have a full on site team. You could be in the hundreds of units. So we're talking about a property manager, a leasing agent, a maintenance lead, a groundskeeper and sometimes also a part time assistant manager. So that's it. That's the hierarchy of how, based on your portfolio size and where they're located, how you can serve tenants well and reduce your vacancy and turnover expense. Yes. All right now, what are some things that can shift those thresholds, those unit counts? Well, high rent or luxury buildings, they often need on site staff at a smaller unit count, very low rent or section eight properties, they may need more intensive oversight, buildings that have amenities, like some of these newer apartment buildings that have a pool and a gym, okay, that can trigger some more staffing needs. And if you own multiple properties that are nearby to each other, well, then you can share employees across those properties. And you've got to look at local labor costs in places like New York City, northeastern New Jersey, parts of New England, Miami or LA, those high cost places. Then breaking even on staffing. That probably takes a bigger property than those numbers that I talked about. But here, we tend to invest in those investor advantage areas, the inland northeast, the South, in the southeast, in the Midwest. Now, if you've got, say, even 50 smaller properties, but they're scattered all over the place, in multiple states, well then of course, you're not going to hire employees. A good general metric to leave you with here is that one on site employee for every 50 to 80 units that you own in the same area, that is common, that is a common industry practice in market rate multifamily apartments right now, these are pretty timeless strategies I've been talking about with you here.    As for what's happening in The market lately, I continue to slowly get more optimistic about the long beleaguered apartment market. A few weeks ago, I talked about how there's finally been greater apartment rent increases, although those rent increases are still historically low. What recently we learned that apartments are seeing a longer duration of tenancy and today, per real page, every single one of the 50 largest apartment markets has posted month over month occupancy gains, and then that's somewhat commensurate with what we're seeing on the one to four unit side, because the home ownership rate has fallen. It just fell from 65.7% down to 65.1 quarter over quarter. Now that doesn't sound like much, but that's actually a substantial drop in the home ownership rate in just one quarter. And fewer homeowners means more renters. So this basically means that the percent of Americans, renting has gone up because you just take the flip side of those numbers. So the rentership rate has essentially risen from 34.3 up to 34.9 in just one quarter. Something that completely makes sense, because we all know that home ownership affordability, especially for that first time, home buyer is lower, more renters. Is good for rental property owners. It's bringing more rental demand, more occupancy and more future pressure on rising rents. Now I want to follow up with you on a story from last year that made a lot of waves in the larger real estate world, but not so much for real estate investors. You surely remember this. That is the NAR settlement that a lot of people thought would result in lower real estate agent fees. Lowered commissions were coming. That's what everybody thought last year. Stories about that were all over the place that realtor fees are about to shrink. What's happened since then? Well, not much realtor fees, they still haven't fallen in any significant way, although the settlement was more than a year ago and this went into effect nine months ago. So to back up for a moment, in case you missed it, what happened is that a group of sellers accused the NAR, the National Association of Realtors, of inflating home costs by letting buyer side and seller side agents communicate about commission rates on the MLS home database, which only agents can see. And a jury agreed, so the NAR settled the lawsuit for over $400 million in damages, and it barred agents from sharing commission rates on those MLS databases. So that was a huge change that was expected to extinguish the globally high five to 6% realtor fee in the United States, because global averages are between one and 3% so as a result, the US real estate industry, they were bracing themselves for up to a 30% drop in the commissions that Americans pay annually in fees. But the new rules. Things have been nothing other than a big nothing burger. It only took a matter of weeks, really, for most agents to realize, you know, what did the agents do? They just simply moved their conversations off the NAR website and over to phone, text and email. That's it. Yes, that's all they did. So since that time, the average commission for buyers agents has barely budged. It ticked down less than 110 of 1% so for example, it ticked down less than 500 bucks on a 500k home that's per Redfin. So agents still expect sellers to pay five to 6% now I'm not against agents. Not only can an agent guide you through the process, what they can do is get you a higher sale price than they could have otherwise, because they really know how to market and advertise your property and reach a greater pool of buyers, but their commission rates have hardly budged. And of course, here at GRE marketplace, we typically use a direct model where agent compensation isn't priced into your properties anyway.    To review what you've learned so far today, being proactive can help reduce your tenant vacancy and turnover expense and increase your income. Prompt, quality maintenance, that is a retention strategy in itself, as can having one on site employee for every 50 to 80 apartment units. And one year later, changes at the NIR really haven't reduced aging commissions appreciably. I'm coming to you from London, England today, taking in all the top sites, Buckingham Palace and watching the changing of the guard over there, Big Ben a Thames river cruise and the London Bridge, which is actually called Tower Bridge. The real estate transaction that I'm currently involved in here is paying $550 a night to stay here at a nice hotel in the center of the city. It's right near the Thames, kind of a steep rate, and I sure didn't have to stay right in the city center, where everything is more pricey. But that's the experience that I want to have. Next week, I'll bring you the show from Edinburgh, Scotland, where I'll be paying even more for a well located hotel right on the Royal Mile, and I'll tell you how much more then I am here to boost their economies, I suppose more next, including a really timely update. I'm Keith Weinhold. You're listening to Episode 555, of get rich education.    The same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Tom Wheelwright  24:21   this is Rich Dad advisor, Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:37   Welcome back to Episode 555, of get rich Education. I'm your host, Keith Weinhold, with an episode number like 555, you would expect me to go deep with you on real estate pays five ways, but we did that five weeks ago on episode 550 with your audio masterclass right here on the show today, we're talking about something with less upside. Than say that or the inflation triple crown, and instead on reducing your downside, vacancy and turnover expense, next week here on the show, I expect to sit down with a guest that's a highly regarded financier and author of a fairly hot new finance book, Christopher Whelan, and next week's show could get really interesting, because I've heard Chris say something about how real estate prices could fall back to 2020 levels. In my opinion, that is so many levels of unlikely that happening is about as likely as your grocery bills falling back to 2020 levels. So we'll see it could turn into a debate next week with Christopher Whelan and I. He is a sharp, well informed guy that also used to work at the New York Fed. That's next week down the road, longtime and former co host of the real estate guys radio show, Russell gray will join us again here, and we'll see what he's been up to in his post real estate guys, radio life that's coming up in a few weeks. Lots of great future content here, monologs, yes, those slack jawed monologs For me, repeat guests and new guests joining in as well. Back to this week now, there's an intriguing and potentially lucrative investment that we've discussed on the show here before, and I do have a timely and crucial update about it. A little while back, I sat down with the teak operations principle when we were in New Orleans together. These are yes, those Panama teak tree plantations that so many of you have already invested in. Yes. So as it is here. I am an American in London today talking about teak trees in Panama and I interviewed our upcoming guest here when we were in New Orleans together, the teak investment has a long time horizon, because trees have to grow. There's also a low cost of entry and no loans available. This is a real estate investment. You can own the land with the title to it and the trees that grow on top of them. Historically, teak returns have been five and a half percent, which doesn't sound like much, but see it grows in board foot volume at the same time that the unit price grows. And if inflation runs high over the next 25 years, your return might be higher. But the reason that we're discussing this now is because the principal, Mike Cobb here meeting with me, he is going to mention a price, and this is key two weeks from today, on June 9, the price for the teak parcels increases substantially. I'll tell you about that shortly. So for GRE followers, you can get locked into the lower price for just two more weeks. Here's my chat from a little while back with the teak tree investment principle, and then I'll return to bring you more.    Hey, did you know that you can own a quarter acre parcel of a producing teak plantation, you own the title to the land, and you get the growth in the trees. On top of that, this is something that you can do as an investor. And teak trees are a valuable hardwood that you own, typically in Central America. So there's a very low cost of entry to this investment, and that's what attracts a lot of people to it. And I am with Mike Cobb, the CEO. He's also the author of the new book how to buy your home overseas and get it right the first time. But Mike, a lot of people are interested in the teak investment because it is so approachable. Tell us about it. Give us a general overview.   Mike Cobb  28:42   absolutely, you know, thanks for having me on. It's always nice to be with you. We're, we're having some fun here in New Orleans, which is terrific, you know, yeah, the teak plantation is something that I envisioned back in 1998 so what's that like 26 years ago? Right? And in 1999 we planted our very first 100 Acre teak plantation. Because what we thought about at the time, which has now proven true 25 years later, is that, you know, I was either going to need the money in 25 years and be really glad I did this, or I wasn't going to need the money in 25 years and I was going to be really glad I did this. You know what? I don't really need the money now, but I'm really glad I did this. And 25 years comes. And I think that's been really the challenge for a lot of people looking at teak. They're just like, ah, 25 years. It's too long, but 25 years comes. 25 years will come, and you can either have planted the trees and be ready to take this huge windfall of return, or you won't be getting a windfall return. So I think that's the challenge, the mental challenge, I think maybe an average investor has, but I know you work with superior investors because they're paying attention to what you're writing, they're watching your podcast, they're reading your newsletter. You have far superior investors than I would say, the average investor. So I think this is a great thing for folks to check out.   Keith Weinhold  30:00   All right, so you're talking about the investment timeline, from the time a tea tree seed is planted until the harvest time that can feel like quite a while. You have been doing this over 25 years, and that is key when you as an investor go offshore or go overseas to have trust in a stable company that's been around for a long time. That's why, really, you're one of the few people that I work with who are outside of the United States real estate like the teak trees.   Mike Cobb  30:25   Thank you. Yeah, we've been around for 31 years. I've been working in the region. 31 our development company is 28 years old. Our plantation is now 26 years old. 25 with the trees, but we bought the land 26 years ago. But the bottom line, you're right and and the other thing that we should care about. And you brought this up earlier, when we're kind of chatting, is country, what country are you planting trees in that you got to wait 25 years for them to mature and harvest? By the way, the Panama. By the way, Panama, and of all the countries in the region where I feel the most comfortable as an investor, Panama's yet, because Panama's got the canal. And I know people say, oh, yeah, that's right. It's a vital strategic US interest. It's a vital world interest. The Chinese care about it as much as we do. The Europeans care about it. Anybody who wants commerce to happen cares about that canal being open. And so you've got this country, Panama, that has the canal stable, economically stable, politically stable. And when starting to talk about 2550 7500, year time frames, because you own the land, you get the harvest in 25 years, you replant, and then your children get the next harvest, and your grandchildren get the next harvest. It is truly generational wealth. Stewardship   Keith Weinhold  31:41   Panama is a little bit like investing overseas with training wheels on their well developed, first Central American nation. They even use the United States dollars. They do is that familiar? Absolutely well. But as the investors thinking about investing in teak plantations, just tell us about the properties of teak wood, of all wood types. Why teak? Tell us about the value there.    Mike Cobb  32:00   Yeah, teak has been grown in plantations, starting with the British back about 400 years ago. And so you've got centuries of plantation growing of teak as a crop, right? And so you've got this incredible longevity of information and things like that. And I know some of the stats off the top of my head, since 1972 the average price of teak lumber has has risen about five and a half percent a year over a 52 year period. Talk about track record, centuries of growing as a crop, right? 52 years as a lumber commodity. Look, people been using it to make ships. Its hardness is its most valuable characteristic is an extremely hard wood. It's resistant to rot fungus, so it's used in outdoor furniture, for example, right? Some of the stuff on the Titanic they pulled up from the bottom of the ocean, you know, chairs made a teak, right? Teak. But ship builders fine furniture, outdoor furniture and and they're cutting teak down. This is so important, they are cutting teak down eight to 10 times faster than anybody in the world is replanting it. So just imagine what that does to supply and demand and prices based on just basic economics, right?   Keith Weinhold  33:13   Yeah, that is some scarcity. That is a really good point. Tell us about what you're surely interested in. What do the investor returns look like.   Mike Cobb  33:21   Yeah. So you know, to own one of these quarter acre parcels, by the way, you said it before you own the land, you get title to the land you own the trees. $6,880 that's your that's your entry. Gosh. So for less than $7,000 you own a quarter acre of teeth trees that in 25 years projected returns. We all projections right about $94,000 a little over $94,000 so 7000 turns into $90,000 over 25 years, harvest, plant the trees again, and in 25 years, your kids or your grandkids will get the next harvest, and so on and so on. It is a powerful generational wealth stewardship. In fact, right now we have what we call give the gift of teak because look, you know, you got kids, you got grandkids. What are you gonna get them? Right? I mean, they got everything they want, presumably, right? You buy them a teak parcel, right? Buy that kid, buy that grandkid, a teak parcel. What a cool idea. Oh my gosh, in 25 years, you might be gone, right, but they're gonna get this big windfall, and they're gonna thank grandma or grandpa, right for for thinking of them 25 years into the future?   Keith Weinhold  34:27   Yeah? Oh, I love that. And you're so proud about what you do. You regularly offer investor tour so that they come and see the teak. But maybe you know, for you, the investor, you're wondering, okay, if you're used to investing in us real estate, you might be making two leaps here. You'd be going from residential real estate to agricultural, and you'd also be investing in a nation outside your home country. And when it comes to those sort of questions, I think any savvy investor asks, okay, what are the risks involved with this investment? Can you tell us about that?   Mike Cobb  34:59   Yeah, sure. Look, you've got political risk, country risk, political risk, which, I think again, of all the countries in the region, Panama, dollar, economy, canal, safe, stable. So the political risk is minimal. It's there. It's real. You know, fire risk is an issue, right? Trees burn. The good thing about teak is that after about year three, they're up. And you keep them trimmed, trim all the low branches off. So fire risk really drops incredibly low after about year three or four. But ultimately, it's about professional management. We have a company called Heyo Forrestal that we hired 25 years ago, 26 years ago, actually, to help us find the land, do the analysis of the land, make sure it was good for teak. And when you hire professionals, you get professional results. I mean, we stayed with this company for 26 years now, and the guy that we met early on, a little forestry engineer, is now General Manager and partner in the business. So we've watched that business grow up alongside ours at the same time. Those relationships, you know, Dolly Parton and Kenny Rogers have a song you can't make old friends. So here we are with Jacobo and some of the Luis that we've worked with for, you know, 26 years, and the relationships matter, especially in that part of the world, but professionalism and professional management is the key, and you have that alongside the relationships. Both are important.   Keith Weinhold  36:20   yes. So we're talking about how the property manager is such an important part of your team, and you think about your single family homes or your apartment buildings. And Mike here is talking about the importance of professional management, because teak trees need a little management and pruning, and sometimes there are thinnings which can give you some income so that you don't have to wait 25 years. Correct another way in which you might not have to wait 25 years for the full harvest cycle is at times you can buy trees that are, say, already seven years old, so you can only be waiting 18 years, or that are teens, so you might only be waiting 10 years, or some things about that, those are some of the options. But Mike, before I ask you if you have any last word, if you want to learn more about this, get some information, learn more about it, and learn how to connect with Mike's team. He is one of our GRE marketplace providers, and he's the owner of that company. You can do that at gre marketplace.com/teak, any last thing someone should know about teak before they consider investing? Mike?    Mike Cobb  37:16   Yeah, well, two things you mentioned the tour. So we do run discovery tours. We have one coming up in January, end of January, two days, we go out to the plantation, the teenage teat plantation, by the way, oak, which is eight or nine more years to harvest. Then we're going to the sawmill, because all of our logs go through a sawmill to convert to lumber, which enhances the return to the investor.    Keith Weinhold  37:36   Do the teens sleep until noon? Or can we visit them   Mike Cobb  37:38   and then they're on their phones all day If we're gonna go visit them. We'll wake them up and, like, get on their phones. But here's, here's the last parting word. I think it's scary for a lot of people. It is scary. You're going overseas, you're outside of, you know, residential you're going into a new industry. You're going to a new country. The reason this works for so many people, over 1000 now, have done this, is it's such a small bite, $7,000 and if that's maybe one or 2% of your portfolio, what I hate to say, put it on the table and roll the dice, but you'll be happy you did. I'm happy I did. It's a small bite, but that international diversification is so important. And then you put it in something that's absolutely not correlated to the market. It's not correlated to us real estate. I mean, in 2008 to 2012 when real estate was dying in the US, our trees just kept growing. So non correlated, non US, right? And non residential. I think that's the reason you want to take a little tiny piece of your portfolio and put it overseas in something like teak.    Keith Weinhold  38:42   We know over the long term that it has grown in value 5.5% a year, but at the same time, it grows in volume, in the amount of board fees you're getting a crease, an increase in both unit value and volume. It's really growing a couple ways. At the same time, you've had over 1000 different individual investors invest in the teak now, several dozen, maybe even more than 100 of those have been you the get rich education follower. So again, thanks for joining me, Mike. If you want to learn more, start at gre marketplace.com/teak. I'm Keith Weinhold. I'll see you next time.    Yeah, good information from Mike there again for GRE followers, that 6880 price deadline is Monday, June 9, and then it goes to 8680, that is a 26% price increase, and this is because land and planting costs have skyrocketed. And you know, I have long wondered about when they were going to change that same lower price that they've had for a lot of years. The provider recently added a sawmill to convert logs to lumber, and that enhances investment returns. So when you inquire for more info, you can ask about that, and that could very well put them above the 94k per part. Possible projected payout. Teak, hardwood, it just has some amazing physical properties. It's not your run of the mill. Backyard. Maple, it is a real asset. Think of it as a forest that fights back against Fiat and the provider reputation and continuity are almost impeccable. They've even had the same forestry manager, yeah, sort of like a property manager for trees, because trees take things like prunings and thinnings, the same manager for all 26 years of the teak operation. In the future, I might join one of their teak investor tours in Panama, and if I do, I'll be sure to let you know so that we can meet up that might even be a GRE exclusive tour. What you really need to know now is that, again, the lower price is good until Monday, June 9, to get started or simply learn more, visit gre marketplace.com/teak, that's t, e, a, k, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:10   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  41:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Of course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

Send us a textIn this episode of the Retire Early Retire Now podcast, hosted by Hunter Kelly, high-income earning professionals are guided through the five fastest ways to build wealth. The strategies covered include automating savings and securing employer matches, investing in equities, increasing income, practicing tax efficiency, and starting a business. The episode aims to assist listeners, primarily in their thirties and forties, who are in the wealth accumulation phase, helping them move towards financial independence or early retirement. Listeners are encouraged to share the podcast with friends and leave a five-star review to help spread financial knowledge.00:00 Welcome to the Retire Early Retire Now Podcast00:09 Introduction to Wealth Building Strategies01:43 Automate Your Savings and Get Your Employer Match04:27 Invest in Equities for Faster Growth07:43 Increase Your Income for Greater Wealth10:04 Maximize Tax Efficiency11:50 Start a Business for Exponential Growth14:04 Conclusion and Final ThoughtsCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

Most brand designers are underpaid. Not because they lack talent, but because they're offering deliverables instead of solutions. If you're still charging $1K or $2K for full brand identity packages, this episode is going to shift the way you think about your value. I'm walking you through the three income levels most designers operate in, what premium clients actually want, and how to offer web design without needing to learn code. We'll also look at exactly what goes into a $10K plus project so you can start creating more profitable offers.You will learn:The three income tiers for brand designers and how to move upWhat premium clients are really looking for in a designerHow to offer web design services without learning to codeWhat to include in a $10K plus brand and web packageHow to build confidence in selling higher-priced projectsOpen your notes and get ready to rethink how you price andpresent your work.And if you want to start offering web design without dealing with code or tech stress, check out Wix Studio. It's built for designers like you who want to keep full creative control and add more value for their clients.Aventive Academy's Resources:$12k Client Attraction Masterclass: https://aventiveacademy.com/attract-clients-workshop/Client Portal for Designers: https://aventiveacademy.com/client-portal/ The Wealthy Client Blueprint: ⁠https://aventiveacademy.com/wealthy-client/Mockup Magic: https://aventiveacademy.com/mockup-magic/ Brand Guidelines Template: https://aventiveacademy.com/brand-guidelines/ 12-Week Business Program for Designers: https://aventiveacademy.com/profit Join My Weekly Newsletter: https://aventive-academy.ck.page/0fc86a336f The Creative CEO Accelerator: https://aventiveacademy.com/accelerator

This episode is the one you've been waiting for. No more doom. No more dread. This is the episode where we talk about what to do next — how to prepare yourself (and your income) for the rise of AI. We share 5 reasons why learning AI is now the most important thing you can do to grow your earning potential over the next 3–5 years. AND we break down 5 practical ways to start (even if you've never touched ChatGPT in your life).   What we cover: Why “AI fluency” already gets you paid 25–50% more How one mom built a $4k/month curriculum using AI tools The exact prompt you can copy/paste to find new income streams Why being “naïve” about this will cost you What the Bible says about staying ready, not scared We also talk about how this intersects with parenting, homeschooling, and staying grounded in a tech-driven world. This isn't just about learning a tool — this is about stewardship of opportunity.   Resources Mentioned: Our book: Simple Money, Rich Life — http://seedtime.com/freebook ChatGPT: https://chat.openai.com Claude AI: https://claude.ai Try Bob's sample prompt:  “I am a [insert job or role]. What are 3 repetitive tasks AI could help with, and how could that improve income or free time?”     AI Series: AI and the Bible - Part 1: Is Artificial Intelligence Replacing Our Faith? https://seedtime.libsyn.com/ai-and-the-bible-part-1-is-artificial-intelligence-replacing-our-faith  (or watch this episode on YouTube: https://youtu.be/BoYjvHvyzFA) AI and Money - Part 2: Why 40% of Jobs Might Be Gone in 10 Years  — And What To Do About It https://seedtime.libsyn.com/ai-and-money-part-2-why-40-of-jobs-might-be-gone-in-10-years-and-what-to-do-about-it (or watch this episode on YouTube: https://youtu.be/pcsUkL2In9A)   And if you're curious about how we're using AI in our biz or want a deep-dive on tools/workflows, shoot me an email: bob@seedtime.com   Let's not sit back and get swept away by this wave. Let's learn to surf it — with God at the center.     BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/HA6T66ZTLdQ)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode of The Man Alive Podcast, we dive deep into what it really takes to become the man you're meant to be. From choosing a path of personal growth and having the discipline to stay healthy, to leading powerfully in your business and being the man your household looks up to — it's all on the table.This isn't about perfection — it's about showing up with integrity, commitment, and the courage to do what's hard. Being a better man isn't easy, but it's worth it.Tune in for a real, no-fluff conversation on growth, grit, and what it takes to step fully into your power.

In this episode of The Jared Briggs Show, Jared shares actionable insights on how to make your first $10,000 per month in your business. Drawing from his own experiences and lessons learned, Jared emphasizes the importance of focusing on one thing and avoiding distractions. He discusses common mistakes that delayed his success and offers advice on developing a singular focus to achieve financial goals. Jared also introduces a new community, Invictus Nation, created with his friend Justin Arrington to support entrepreneurs in achieving their financial targets.00:00 Welcome to The Jared Briggs Show00:12 Introducing the $10,000 Per Month Goal00:41 Creating a Community for Success02:02 The Biggest Mistake: Trying to Do Multiple Things03:25 Focus on One Thing to Achieve Success07:35 The Power of Saying No12:17 Join Invictus Nation13:48 Final Thoughts and Encouragement

Are you hiding in the back row when it comes to public speaking? What if the key to powerful storytelling is embracing your most unfiltered, authentic self? Could humor and vulnerability be the secret to delivering a message that truly resonates?In this episode of The Courage To Be podcast, Tania Vasallo sits down with transformational speaking mentor Gail Larsen to explore the power of authentic speaking. Gail shares her Transformational Speaking method, which helps speakers tap into their “original medicine”—the truth they are meant to express. She explains why true confidence comes from knowing who you are and what you're here to say, and how her small, intimate class setting fosters deep self-exploration.Gail also shares a hilarious yet insightful anecdote about using humor to navigate menopause, including performing as “Madame Ovary”. She reveals how laughter helps break barriers and create deep connections with an audience. Whether you're a seasoned speaker or just starting out, this episode will inspire you to speak from the heart and connect on a whole new level.The Think and Grow Rich series and how it has changed lives is marked with an asterisk (*) in front of the title. Our  Menopause series episodes are marked with an (M) in front of the title.• Find Gail Larsen's offering at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://realspeaking.com/⁠• Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠https://bit.ly/4fa6iXC⁠⁠⁠⁠As a special bonus, join us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Increase Your Income and Impact⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ live, in Santa Fe NM. April 3rd - 5th. On Apple Podcast send us a screen grab of your rating and review before you hit sendOnce you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “event discount” ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Simple as that! If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you enjoyed this episode. We think you'll enjoy these other episodes:• ⁠⁠⁠⁠⁠⁠⁠121: (M) How I Beat Anxiety, Insomnia, and Hot Flashes with Carin Luna-Ostaseski - https://youtu.be/K14RmFIMY-k• CONNECT WITH TANIA:FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apple.co/3Vnk1TO⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IN THIS EPISODE:00:03 –

Could the courage to speak from the heart transform not only your life but the lives of others?How do you know when to trust your intuition, even when it seems completely irrational? What if failure was actually leading you to your true purpose? In this episode of The Courage To Be podcast, host Tania Vasallo welcomes transformational speaker and bestselling author Gail Larsen. Gail shares her journey from working with top executives and being part of The National Speakers Association  to discovering her true calling in transformational speaking. She discusses how failure shaped her path, the importance of listening to intuition, and her unique approach to public speaking that goes beyond performance to authentic connection.Gail also recounts how a surprising phone call from President Ronald Reagan led her to the White House, how she overcame financial struggles by trusting her inner voice, and how writing her book transformed both her career and her understanding of speaking. She reveals the rituals she uses to ground herself before speaking, her perspective on divine guidance, and how transformational listening can bridge divides in a disconnected world.• Find Gail Larsen's offering at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://realspeaking.com/• Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠https://bit.ly/4fa6iXC⁠⁠⁠As a special bonus, join us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Increase Your Income and Impact⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ live, in Santa Fe NM. April 3rd - 5th. On Apple Podcast send us a screen grab of your rating and review before you hit sendOnce you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “event discount” ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Simple as that! If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you enjoyed this episode. We think you'll enjoy these other episodes:• ⁠⁠⁠⁠⁠20: Master Your Fear of Visibility and Public Speaking with Elaine Williams - https://youtu.be/_6bNdHn06_w• ⁠⁠⁠⁠10: How to Advocate for Yourself and Become Your Own Hero When Hit with Adversity with Jessa de la Morena - https://youtu.be/2pWBf9o7WJoCONNECT WITH TANIA:FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apple.co/3Vnk1TO⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IN THIS EPISODE:00:00 -

Why do some women thrive during perimenopause while others struggle with anxiety, insomnia, or weight gain? How do estrogen, progesterone, and testosterone impact your energy, mood, and overall health? And what's the difference between synthetic, bioidentical, and compounded hormone treatments?In this episode of The Courage To Be™,Dr. Anna Garrett, a hormone health expert and pharmacist, explains what every woman should know about perimenopause, menopause, and hormone therapy. She breaks down how hormone levels fluctuate, why testing is key, and which treatment options—like estrogen patches, progesterone creams, and testosterone therapy—might work best for different symptoms. She also shares a surprising anecdote about how women often don't rub progesterone cream long enough, leading to fat tissue buildup and unwanted side effects—an important lesson for anyone using over-the-counter treatments.Dr. Garrett addresses common concerns, including the connection between hormones and bone health, libido, and weight gain, and why personalized care is essential. If you've ever felt confused about hormone therapy or frustrated by mixed messages in healthcare, this episode will help you make informed choices.Note: If you're looking for episodes on Think and Grow Rich and how it has transformed lives, look for an asterisk (*) before the title. Episodes focused on Menopause start with (M).• Find Anna Garrett's offering at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠www.drannagarrett.com/taste-of-peri⁠• Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠https://bit.ly/4fa6iXC⁠⁠As a special bonus, join us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Increase Your Income and Impact⁠⁠⁠⁠⁠⁠⁠⁠⁠ live, in Santa Fe NM. April 3rd - 5th. On Apple Podcast send us a screen grab of your rating and review before you hit sendOnce you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “event discount” ⁠⁠⁠⁠⁠⁠⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠Simple as that! If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you enjoyed this episode. We think you'll enjoy these other episodes:• ⁠⁠⁠109: (M) Perimenopause Truths You Need to Know with Julie Valbuena - https://youtu.be/WWfMlcuGBhc• ⁠107: (M) Hormone Secrets Every Woman Should Know With Dr. Sarah Doyle - https://youtu.be/3k-pkdy2ynQCONNECT WITH TANIA:FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apple.co/3Vnk1TO⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IN THIS EPISODE:00:00 -

Predictable revenue may not be flashy, but it's the foundation of a business that lasts. While others chase trends and burnout, you'll have steady income, reliable clients, and peace of mind. Because a business that pays you consistently isn't boring—it's profitable, sustainable, and stress-free. In this episode, we're discussing how to trade chaos for consistency, stop chasing quick wins, and start building income you can count on.  Topics discussed in this episode include: Why chasing trends won't save you. Why predictable income is the holy grail of a boring business. Steps to make a predictable income including:  Retainers and recurring revenue. Making longer commitments. Productizing your services. Setting clear payment terms Building long-lasting client relationships.  For detailed show notes and links to everything in this episode, please visit bsfreebusiness.com. Be sure to subscribe to the show so you never miss an episode, and you can get Staying Solo updates by email by signing up here

Lead with your MISSION, not just your messaging.Where are you GOING? Let your people can see that, so they can come with you. This episode will be perfect for you if you've fallen off track with what sets your heart on fire or you've forgotten why you truly started to make your impact in this world. To join my powerhouse community of women who are taking action daily, growing and scaling their businesses every day...

Are you ready to scale your business to new heights? FREE Download: Tamara Lowe's Latest Book (Business + Ministry = Success: A Superior Model to Profitably Change Your World)! http://www.kbabook.comWhether you're a solopreneur just starting or a seasoned entrepreneur looking to break through, this episode is packed with insights to help you succeed. Superstar Coaches Tam, Jillian, and Zack share powerful scale strategies that go beyond mere growth tactics. Discover the importance of achieving product market fit and crafting an irresistible offer to attract the right clients. This episode emphasizes the role of perseverance and sticking to proven methods for long-term success, whether you're closing small sales or building seven-figure enterprises. Tune in to learn strategies that boost your income and transform your business approach. Don't miss out on actionable tips to keep your business thriving!In This Episode:-Bootstrapping for Undercapitalized Solopreneurs-The Importance of Crafting Your Irresistible Offer-Recognizing Start-ups Must Focus on Product Market Fit vs. Scalers Must Focus on Systems-A Reminder to Never Despise Your Humble Beginnings -Why You Should Celebrate Your WinsResources: FREE Download: Tamara Lowe's Latest Book (Business + Ministry = Success: A Superior Model to Profitably Change Your World)! http://www.kbabook.com Connect with The Kingdom Builders: Website - https://www.kingdombuilders.academy/Facebook - https://web.facebook.com/sz.lowe/Facebook Group - https://web.facebook.com/groups/kingdombuildersacademyLinkedIn - https://www.linkedin.com/company/kingdombuildersacademy/YouTube - https://www.youtube.com/@kingdombuildersacademy4771

Welcome back, beautiful! In this new episode, I dive deep into the magic of authentic connection—because your audience craves the real, unapologetic YOU! I reveal powerful ways to increase your online exposure, amplify your impact, and magnetize abundance by showing up with vulnerability and clarity. I share firsthand experiences from her clients and unpack why refining your message and updating your online presence is essential to attracting the right people into your world. So let's dive in and enjoy the show!     Ps: If you also desire to create more online exposure and call in more clients leverage my marketing expertise I have been sharing with my 1:1 claims for almost a decade. Schedule your 1:1 social media audit where I share with you how can you too create small shifts in your content, messaging and marketing so you can with more easy create content that converts.   One time investment of $297 you can pay here; www.paypal.me/petia702/297 After your payment send me an email to hello@petiakolibova.com with your IG, FB or website that you want me to review. I will send you video reply with details within 72hrs. Can't wait to support you in your expansion 

How to Increase your Nursing Salary and earn as much as $300k or MORE In this video, I talked about ways on how you can increase your income with your nursing degree. These are all things I HAVE DONE personally to increase my income. Check out the video HERE If you want to learn more about money, investing and nursing: http://www.nursingflowsheet.com Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses. Nurses deserve options whether they want to retire early or work until retirement.

Are you ready to take control of your financial future? In this episode, we're breaking down the four levels of wealth—a powerful framework that can help you understand where you stand financially, where you want to go, and how to get there. Whether you're just starting out, working toward financial independence, or dreaming of reaching elite levels of wealth, this conversation is packed with practical tips, insights, and motivation to help you move up the wealth ladder. We'll explore how Millennials and Gen Z can assess their current financial standing using two key formulas, and we'll share actionable advice for moving from the lower or mid levels to higher levels of wealth. Along the way, we'll highlight common mistakes to avoid and strategies for staying motivated, even when progress feels slow. If you've ever felt stuck in your financial journey or wondered how to reach the next milestone, this episode is your roadmap to leveling up. Let's dive in and build a brighter financial future together! We love hearing from our listeners. If you have any questions, comments, or topic suggestions, you can reach out to us at askcreatingwealth@taberasset.com. Other Related Episodes 2020: Budgeting Spending Control 2021: Forming an Annual Budget Episode How to Increase Your Savings Rate 2022: How Is Your Budgeting Going?  2023: How to Prioritize Your Spending Negotiating Salaries - How to Increase Your Income 5 Ways to Limit Lifestyle Creep 2024: Reach Your 2024 Goals By Budgeting Understanding FIRE: How the Financial Independence Retire Early Movement Applies to You The Millionaire Next Door Discussion, Part One The Millionaire Next Door Discussion, Part Two

Today we're diving back into the exciting and ever-evolving world of telemedicine. If you've been curious about exploring telemedicine as a side gig, a way to gain flexibility, or even as a full-time career, this episode is packed with insights and actionable tips. Joining me is Dr. Takashi Nakamura, an emergency medicine physician who transitioned into digital health and now leads in the telemedicine field. From running five national physician groups to coaching others through his AIR Academy, Dr. Nakamura has mastered the art of leveraging telemedicine for both financial and personal fulfillment. Together, we'll explore five powerful ways to increase your income and expand your opportunities in telemedicine. In this episode we're talking about: The difference between synchronous and asynchronous telemedicine and how to use both effectively. Why obtaining additional state licenses can boost your earning potential. Diversifying your telemedicine practice with various roles including supervisory roles, consulting, and directorships. Tips for improving efficiency and maximizing productivity in telemedicine roles. Understanding telemedicine reimbursement and optimizing for profitability. The importance of building a strong network and finding mentors in the digital health space. Links for this episode: Telemedicine Freebie - If you're interested in using your clinical skills, making money, and being able to work from home, the beach, or a mountain cabin, telemedicine is worth considering. This resource guide includes a list of over 40 telemedicine companies to choose from. allinremote.com

From getting a pay rise and landing a new job to passive income through investing or side hustles, we chat about the 3 different ways you can boost your earnings in 2025 in episode of 2 of our 5 part mini series Financial Glow-Up: The 2025 Money Reset.  Thanks to Mastercard Click To Pay for making this episode possible! Don't forget to set up Click To Pay on your Mastercard to make your 2025 purchases fast and secure online with participating merchants.  Disclaimer: The information contained in this episode is not financial advice. Please speak to a financial advisor or accountant for advice for your specific situation.  ⚡CHUCK US A FOLLOW Follow Two Broke Chicks on Instagram ⁠⁠Follow Two Broke Chicks on TikTok ⁠ Join our Broke Chicks Club Facebook Group ⁠

We always get asked about our income streams and what side hustles we've tried and recommend, so in today's episode we shared a TON of side hustle ideas! We broke these into two categories: type 1 and type 2 side hustles. Type 1 side hustles allow you to make money right away, but you'll be trading time for money and they won't be scalable. Type 2 side hustles might take some time to build but could lead to more money in the long run. Some of the things mentioned: App Grace forgot the name of: https://www.instawork.com/ Turo: https://turo.com/us/en/car-rental/united-states/list-your-car TaskRabbit: https://www.taskrabbit.com/ Care.com (for dog sitting gigs!) If you enjoyed this episode, please rate and review the podcast. We appreciate your support!

If you're ready to escape burn out and create 5-10k in coaching so you can build a coaching business that supports your well-being and allows you to serve clients on a deeper level, Therapist to Coach Collective is here to support your journey and is open for Enrollment through November 13th, 2024 at midnight.  Learn More and Enroll Here: Join the Therapist to Coach Collective Questions? Book a free consultation call or email me directly (liz@thelizfernandez.com) Episode Description: In today's episode, I'm excited to share the replay of my recent webinar, How to Start a Successful Coaching Business Alongside Therapy. This training is packed with insights for therapists who want to expand their practice, add coaching services ethically, and increase their income and freedom without compromising their therapy work. If you're looking to make an extra $5-10K per month in coaching, this episode will guide you through the exact steps to get started. Enrollment is now open for my Therapist to Coach Collective, a 12-month program created specifically for therapists ready to launch their coaching business and escape burnout. Join during our bonus period and receive an exclusive one-on-one strategy call with me to help you kickstart your coaching offer or design a burnout recovery plan to start 2025 with energy and clarity. What You'll Learn in This Episode: Mindset Shifts for Adding Coaching to Your Practice Understand the mindset barriers that often hold therapists back from launching a coaching business and how to embrace the role of a coach with confidence. The 5-10K Monthly Formula & CEO Schedule Discover my formula for earning an additional $5-10K per month with a streamlined, five-hour-per-week coaching schedule that complements your therapy work without adding to burnout. Ethical, Heart-Centered Selling Get an introduction to my Selling as Serving method, which will help you market your coaching services authentically and enroll clients in a way that feels aligned with your values. Inside the Therapist to Coach Collective: Therapist to Coach Collective is a year-long program designed to help therapists transition into coaching, creating more income and time freedom. Here's what's included: Weekly Group Coaching Calls: Receive personalized support, guidance, and community connection every week. Comprehensive Curriculum: Access training on setting up a coaching business, ethical marketing, pricing strategies, and balancing therapy and coaching work. Private Community Access: Join a network of like-minded therapists and coaches for support, feedback, and accountability between sessions. Templates & Resources: Get access to client agreements, consultation scripts, and other resources to make your coaching business setup seamless. Guest Expert Sessions: Learn from experts on topics like marketing, taxes, and legal considerations tailored to therapists. Connect with Liz: https://www.instagram.com/thelizfernandez/

What would you do if life threw you a wake-up call that changed everything?  How would you respond to a crisis while still showing up for others?  And what if that change led you to redefine your life and career in deeply personal ways?  In this episode of The Courage To Be™ Podcast, meet Nancy Juetten, a publicist and accidental entrepreneur whose journey took a profound turn after her breast cancer diagnosis. Known for her talent in crafting bios and introductions, Nancy shares how she leveraged vulnerability, authenticity, and courage to rebuild her business and life.  Listen as she discusses the wisdom she's gained, her decision to create an intimate, service-focused business, and her embrace of AI tools like ChatGPT to enhance her clients' visibility.  Nancy's story is a masterclass in resilience and finding purpose through life's toughest challenges. • Find Nancy Juetten's offering at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://bit.ly/3UupCXO • Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/45SRnw5⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ As a special bonus, join us at ⁠⁠⁠⁠⁠⁠⁠⁠Increase Your Income and Impact⁠⁠⁠⁠⁠⁠⁠⁠ live, in Santa Fe NM. November 7th-9th.  On Apple Podcast send us a screen grab of your rating and review before you hit send Once you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “discount ticket”⁠⁠⁠⁠⁠⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠ Simple as that!  If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠⁠⁠⁠⁠⁠ If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this episode. We think you'll enjoy these other episodes: • *64: From Dream to Empire: The Power of a Single Decision! with Raven Blair Glover - https://youtu.be/Ikgcg9YFA_4 • 10: How to Advocate for Yourself and Become Your Own Hero When Hit with Adversity with Jessa de la Morena - https://youtu.be/2pWBf9o7WJo CONNECT WITH TANIA: FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/476R7dG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE: 00:02 - 80% Off Income Event

How do you find the courage to live after surviving trauma?   What happens when your intuition tells you something is wrong, but you're forced to ignore it?  Can healing from the unimaginable bring you closer to your true self? In this powerful episode of The Courage To Be™ podcast, Jessica Buchanan recounts her harrowing kidnapping in Somalia and the 93 days of captivity that followed. But her story goes beyond survival—it's about reclaiming her voice, reconnecting with her intuition, and finding faith in the midst of terror.  Jessica shares how she healed, forgave herself, and navigated life with PTSD, discovering the strength to "survive the survival."  Now, as a publishing company founder, she helps others tell their own stories, empowering them to find courage through vulnerability. • Find Jessica Buchanan's offering at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://bit.ly/4fb4wFK • Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/45SRnw5⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ As a special bonus, join us at ⁠⁠⁠⁠⁠⁠⁠Increase Your Income and Impact⁠⁠⁠⁠⁠⁠⁠ live, in Santa Fe NM. November 7th-9th.  On Apple Podcast send us a screen grab of your rating and review before you hit send Once you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “discount ticket”⁠⁠⁠⁠⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠⁠⁠⁠⁠ Simple as that!  If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠⁠⁠⁠⁠ If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this episode. We think you'll enjoy these other episodes: • 74: Escape Workaholism: Rediscover Joy in Life with Erin Gray - https://youtu.be/NztfdwXyvbw • 71: Guatemala to the Pentagon: A Woman's Incredible Ascension with Ericka Kelly - https://youtu.be/ce9Jzph_vBA CONNECT WITH TANIA: FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/476R7dG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE: 00:00 -

What does it take to create a truly engaging course that keeps participants coming back?  How can you identify the right content to include in a program to ensure success?  What role does community play in retention, and how can you leverage it to boost results? In this episode of The Courage To Be™ podcast, Jasmine Jonte, a former teacher turned course creation expert, shares her journey from teaching in Detroit's lowest-performing school to helping entrepreneurs create impactful, revenue-generating programs.  Jasmine discusses her process for making learning fun and effective, her unique approach to aligning offers with ideal clients, and the importance of building a connected community within programs. She also emphasizes the power of over-delivering, creating actionable content, and ensuring continuous engagement through group settings.  If you're looking to level up your teaching or course creation game, this conversation is packed with invaluable insights. • Find Jasmine Jonte's offering at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.cre8tion.co/⁠⁠⁠⁠ • Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/45SRnw5⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ As a special bonus, join us at ⁠⁠⁠⁠⁠⁠Increase Your Income and Impact⁠⁠⁠⁠⁠⁠ live, in Santa Fe NM. November 7th-9th.  On Apple Podcast send us a screen grab of your rating and review before you hit send Once you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “discount ticket”⁠⁠⁠⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠⁠⁠⁠ Simple as that!  If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠⁠⁠⁠ If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this episode. We think you'll enjoy these other episodes: • 84: Secrets to impactful Meetings online or in person with Jon Berghoff - https://youtu.be/czfFKx-CkbU • *55: Pivoting with Purpose: A Teacher's Journey to Nonprofit Triumph with Robin Berlinsky - https://youtu.be/sLYXBFT6TXk CONNECT WITH TANIA: FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/476R7dG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE: 00:02 -

Have you ever questioned the boundaries of traditional medicine?  What if something considered taboo could lead to profound healing and self-discovery?  How far would you go to explore new dimensions of consciousness?  In this episode of The Courage To Be, J.J. Meier returns to share her deeply transformative experience with plant medicine, specifically her journey with mushrooms. In her 70's, J.J. bravely ventured into the world of psychedelics for the first time in her life. From soul-healing encounters with a salmon to revisiting her relationship with her daughter, J.J. 's experience led to a deeper understanding of life, love, and the interconnectedness of all beings.  Tune in as she opens up about overcoming decades of guilt and finding peace through this unique journey. Whether you're curious or skeptical, this episode challenges conventional views and offers a glimpse into the healing power of plant-based medicine. • Find Dr. J.J. Meier's offering at⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://bit.ly/4czsp94⁠ • Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/45SRnw5⁠⁠⁠⁠⁠⁠⁠⁠⁠ As a special bonus, join us at ⁠⁠⁠⁠⁠Increase Your Income and Impact⁠⁠⁠⁠⁠ live, in Santa Fe NM. November 7th-9th.  On Apple Podcast send us a screen grab of your rating and review before you hit send Once you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “discount ticket”⁠⁠⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠⁠⁠ Simple as that!  If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠⁠⁠ If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this episode. We think you'll enjoy these other episodes: • 88: Redefining Spiritual and Physical Wellness with Dr. J.J. Meier - https://youtu.be/sPZzRqK_oEU • 25: From Cyber Theft to Empowering Patients and Healthcare Providers about Cannabis Education with Ashley Wynn-Grimes - https://youtu.be/Qyj7j-zexQM CONNECT WITH TANIA: FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/476R7dG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE: 00:02 -

Are you ready to embrace your calling?  How can you stay committed to your goals even when challenges arise?  What role does your “big why” play in your journey to success?  In this episode of The Courage To Be™ Podcast, Tania Vasallo shares the inspiring story behind the podcast's creation, a passion project aimed at uplifting women's voices in the podcasting world.  From hitting six figures while working only 20 hours a week to navigating the challenges of the COVID era, Tania's journey offers valuable insights for aspiring podcasters and entrepreneurs.  Learn how she cracked the code on marketing, faced her fears, and built a thriving platform to empower women.  Whether you're launching your own podcast or looking for motivation to keep going, Tania's advice on reconnecting with your purpose and building relationships through podcasting will inspire you to take the next step. • Find Tania Vasallo's offering at www.increaseyourincomeandimpact.com⁠ • Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/45SRnw5⁠⁠⁠⁠⁠⁠⁠⁠⁠ As a special bonus, join us at ⁠⁠⁠⁠⁠Increase Your Income and Impact⁠⁠⁠⁠⁠ live, in Santa Fe NM. November 7th-9th.  On Apple Podcast send us a screen grab of your rating and review before you hit send Once you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “discount ticket”⁠⁠⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠⁠⁠ Simple as that!  If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠⁠⁠ If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this episode. We think you'll enjoy these other episodes: • 96: Rethinking Event Spaces for Women with Lydia Knight - https://youtu.be/ijkSSw2WxCQ • ⁠16: Life Lessons From a Creative Maven You Never Heard Of with Pippa Seichrist - https://youtu.be/9ZF4Bx1Spd8 CONNECT WITH TANIA: FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/476R7dG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE: 00:02 - Increase Income & Impact Event

As a business coach for women of faith in direct sales and network marketing, one area I study often is what are the drivers that cause some to increase their income, while others seem to struggle and stay stuck. In this episode I will lay out the 6 areas we are going to focus on to help you INCREASE YOUR INCOME. This introduction will give you an overview and get you excited for the episodes to come! To spend time with Gail, check out where on FB and/or join her inside one of her monthly events: gailroot.com/events

What does it take to turn creative passion into a thriving business?  How can you empower others while building your own empire?  What lessons come from embracing courage in both personal and professional life?  In this episode, Christine Curran shares her journey from model to mogul, launching multiple TV shows and creating The DIVAS Empire, a platform that brings food, travel, and lifestyle content to the masses.  Christine opens up about building the Dining Divas, a women's empowerment movement, and how she's supported single moms and college students along the way. With a focus on leadership, collaboration, and courage, Christine's story offers inspiration for anyone looking to follow their dreams while uplifting others. • Find Christine Curran's offering at https://bit.ly/4gEusLt • Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/45SRnw5⁠⁠⁠⁠⁠⁠⁠⁠ As a special bonus, join us at ⁠⁠⁠⁠Increase Your Income and Impact⁠⁠⁠⁠ live, in Santa Fe NM. November 7th-9th.  On Apple Podcast send us a screen grab of your rating and review before you hit send Once you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “discount ticket”⁠⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠⁠ Simple as that!  If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠⁠click here⁠⁠⁠⁠ - ⁠⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠⁠ If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this episode. We think you'll enjoy these other episodes: • 40: From Doubt to Confidence: Harnessing the Power Within with Aneta Kuzma - https://youtu.be/u1yjsVKISsw • *59: Sexuality and Creativity: The Unexplored Power Withins with Adora Crystal Evans - https://youtu.be/3d_Fa9arYTk CONNECT WITH TANIA: FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/476R7dG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE: 00:00 -

Hey Winner, Raise your hand if you're ready to increase your income! I wanted to bring to you this fun, lighthearted conversation that I had with Kassy Eichele on her YouTube channel, Making Time for Giggles. If you'd like to make more money, then listen in. I share more than 40 ways to increase your income, and they're all over the board, random, and maybe things you hadn't considered before. Rooting for you ~ Gabe   LINKS MENTIONED IN EPISODE: Making Time for Giggles YouTube: https://www.youtube.com/@kassyeichele CONNECT WITH ME: ➡️ Website: https://redhotmindset.com ➡️ Join the Red Hot Accountability Club: https://redhotmindset.com/rha/ ➡️ Free mini course: Craft Your Marketing Strategy Without Social Media: https://redhotmindset.com/marketing ➡️ Free workshop: 3 pillars to setting and crushing goals in a stress-less, no hustle way https://redhotmindset.com/goals/

Have you ever wondered if there are PA jobs where you could work less and earn more all while exploring different states throughout our country? Travel PA jobs (aka locum tenens) may be just the change you're looking for to provide extra freedom on your journey to financial independence. Take a listen as Fedna shares about her experience over the past several years as a travel physician associate / physician assistant working in orthopedics. We discuss the benefits and challenges that these types of roles may bring. If you're thinking that becoming a travel PA may be a good fit for you, check out The Travel PA Course to receive further support from Fedna. Connect with Fedna: Instagram: @travelingpa_c LinkedIn: Fedna Morency Website: www.thetravellingpa.com Youtube: https://www.youtube.com/@travelingpa_c The Travel PA Course: https://www.thetravellingpa.com/becoming-a-travel-pa-registration Free Ultimate Guide to Becoming a Travel PA E-Book: https://www.thetravellingpa.com/ebook-sign-up-ultimate-guide-to-become-a-pa Questions or thoughts about the show? Email pathefiway@gmail.com Are you just beginning your journey to financial independence and want to learn more? Download your FREE copy of the PA the FI Way Beginner's Workbook here! Website / Blog: pathefiway.com Enjoy the show? You can now support the PA the FI Way podcast through Buy Me a Coffee! Thank you for all of your support! https://www.buymeacoffee.com/pathefiway Follow along on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway Keywords: travel PA , traveling PA , travel PA-C , travel physician assistant , travel physician associate , locum tenens , locum tenens PA , ortho PA , ortho PA-C , orthopedics PA , physician associate , physician assistant , physician assistant financial independence , physician associate financial independence , physician assistant finances , physician associate finances , physician assistant finance , physician associate finance , physician assistant money , physician associate money , physician assistant school , physician associate school , PA school , PA-S , PA-C , pre-PA , physician assistant student , physician associate student

How often do you feel overwhelmed by distractions?  Do you struggle to stay focused on what truly matters?  What practical steps can you take today to regain control of your attention? In this episode, Penny Zenker, known as "The Focusologist," shares her journey to becoming a master of focus. Penny explains how she helps clients manage distractions, establish healthy boundaries, and create environments that support productivity.  She highlights practical strategies like setting up filters, using gatekeepers, and creating daily routines that enhance focus. Penny also dives into the importance of managing information overload and how tools like phone settings and scheduled downtime can help.  Tune in to discover how you can take charge of your focus and boost your productivity, no matter how busy life gets. • Find Penny Zenker's offering at https://bit.ly/3MSaVcQ • Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/45SRnw5⁠⁠⁠⁠⁠⁠⁠ As a special bonus, join us at ⁠⁠⁠Increase Your Income and Impact⁠⁠⁠ live, in Santa Fe NM. November 7th-9th.  On Apple Podcast send us a screen grab of your rating and review before you hit send Once you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “discount ticket”⁠⁠⁠help.thecouragetobe@gmail.com⁠⁠⁠ Simple as that!  If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠⁠click here⁠⁠⁠ - ⁠⁠⁠https://bit.ly/3JXUsnh⁠⁠⁠ If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠YouTube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this episode. We think you'll enjoy these other episodes: • 86: Redefining Productivity: Heart Over Hustle with Jennifer Conaway - https://youtu.be/I1r4H875oPM • 47: EFT and Hypnotherapy: Your Path to Emotional Freedom with Theresa Lear Levine - https://youtu.be/F7madmYG_9s CONNECT WITH TANIA: FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/476R7dG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE: 00:02 -

What happens when life demands courage in split seconds?  How do you find your voice in a world that often tells you to stay quiet?  Can stepping into discomfort lead to your most authentic self?  In this episode, Kami Guildner, a speaker, coach, and author, shares her incredible journey from a terrifying hot air balloon experience to empowering women entrepreneurs to thrive.   Kami opens up about her transition from a successful career in the oil and gas industry to becoming a business coach dedicated to helping women find their voices and build prosperous businesses. She discusses the importance of time prosperity, setting boundaries, and the power of storytelling in overcoming personal fears.  Tune in to discover how Kami's experiences and insights can inspire you to embrace courage and live a life of purpose. • Find Kami Guildner's offering at https://bit.ly/4d6TH6e • Download your ⁠⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/45SRnw5⁠⁠⁠⁠⁠⁠ As a special bonus, join us at ⁠⁠Increase Your Income and Impact⁠⁠ live, in Santa Fe NM. November 7th-9th.  On Apple Podcast send us a screen grab of your rating and review before you hit send Once you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “discount ticket”⁠⁠help.thecouragetobe@gmail.com⁠⁠ Simple as that!  If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠⁠click here⁠⁠ - ⁠⁠https://bit.ly/3JXUsnh⁠⁠ If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠Youtube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this episode. We think you'll enjoy these other episodes: • 95: From Unworthiness to Seven-Figure CEO: Tracy Litt - https://youtu.be/46LcnSdwmqw • 36: Revolutionize Your Life: Discover the Secrets of Your Menstrual Cycle with Kate Nguy - https://youtu.be/4MMYCJwD8LA CONNECT WITH TANIA: FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/476R7dG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE: 00:02 - Boost Income & Impact Event

In this episode, join Kelly as she reflects on how movement and creation are essential for making room for more wealth. Hear about the power of immersing yourself in next-level experiences to accelerate your growth. Turn your wealth dreams into reality and transform your financial future! [4:02] The First Step of Power "The first step is choosing; you have to decide." [11:40] Subconscious Reprogramming "I am learning even more because it's expanding my mind to another level." [18:01] Attracting Abundance "When you speak abundance into your mind...your mind accepts it and it can change your behavior." [24:05] The Mind Power "You have a mind in every cell of your body." [31:17] Questions of Awareness to Beliefs & Stories "With that awareness, you have the power to rewrite your story and expand, changing your neural pathways." [39:08] Celebration "Celebrate both big and small wins, as well as losses." [46:38] Moving to be a Millionaire "If we aren't moving, if we aren't creating, how can we create space for more money to come in?" [56:49] Next Level Manifesting "I submerged myself in a next-level experience before I was ready." [1:00:50] The Essence of Goddess Magic Program "It's the mind and the body reprogramming in order to elevate into that next level version of yourself and create a life that you crave." Please download, rate & review this episode and share it with friends!  Connect with Kelly here: Follow Me on Instagram at @chaselifewithkelly  Follow Me on TikTok at @iamkellychase Subscribe to My YouTube Channel Join the ChaseLife with Kelly Community! Goddess Magic Program Kelly's Favorites Visit Our Website!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Dr. Lynn Richardson. The popular financial expert Dr. Lynn Richardson returns to the Money Making Conversations Master Class to dispatch another round of financial advice. In this episode, Dr. Lynn explains the significance of building generational wealth in the African American community and how to start investing for your future even if you don't have that much money. She also touches on the importance of having a life insurance policy and discusses ways to start taking control of your financial future while avoiding financial pitfalls. She breaks down how life insurance can be used as an investment and an asset.  Topic Covered How to pick life insurance How to make your life insurance work for you. What are some ideas for getting some extra income? Eliminating debt Increasing income Saving more #AMI #BEST #STRAW  See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Dr. Lynn Richardson. The popular financial expert Dr. Lynn Richardson returns to the Money Making Conversations Master Class to dispatch another round of financial advice. In this episode, Dr. Lynn explains the significance of building generational wealth in the African American community and how to start investing for your future even if you don't have that much money. She also touches on the importance of having a life insurance policy and discusses ways to start taking control of your financial future while avoiding financial pitfalls. She breaks down how life insurance can be used as an investment and an asset.  Topic Covered How to pick life insurance How to make your life insurance work for you. What are some ideas for getting some extra income? Eliminating debt Increasing income Saving more #AMI #BEST #STRAW  See omnystudio.com/listener for privacy information.

Are you ready to challenge the beliefs that hold you back?  What would happen if you embraced change instead of trying to fix what's “broken”? How can you start building true worthiness within yourself?  In this episode of The Courage To Be™, Tracy Litt shares her remarkable journey from a struggling single mother to the CEO of a seven-figure personal growth company. Tracy reveals how she overcame feelings of unworthiness, leaned into her soul's calling, and built a life centered on worthiness and wholeness.  She dives into the importance of connecting with your body, calming your nervous system, and cultivating a relationship with something greater than yourself. Tracy's story is a powerful reminder that growth requires courage, trust, and the willingness to continuously do the inner work.  Tune in to discover how you, too, can embrace your wholeness and create a life aligned with your highest self. • Find Tracy Litt's offering at ⁠https://bit.ly/3Z4AYoO⁠ • Download your ⁠⁠⁠⁠⁠⁠⁠⁠FREE Think and Grow Rich PDF book⁠⁠⁠⁠⁠⁠⁠⁠, the book that has made millions of millionaires! Click here: ⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/45SRnw5⁠⁠⁠⁠⁠ As a special bonus, join us at ⁠Increase Your Income and Impact⁠ live, in Santa Fe NM. November 7th-9th.  On Apple Podcast send us a screen grab of your rating and review before you hit send Once you have the screen grab send it to the email below to claim your Discounted ticket. Subject line “discount ticket”⁠help.thecouragetobe@gmail.com⁠ Simple as that!  If you want a quick video on how to rate and review the podcast on Apple Podcast ⁠click here⁠ - ⁠https://bit.ly/3JXUsnh⁠ If you'd love to watch the video version of our interviews, be sure to subscribe to the podcast's ⁠⁠⁠⁠Youtube channel.⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3FhRW79⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this episode. We think you'll enjoy these other episodes: • 80: Change your story, Change your Life with Lydia Knight - ⁠https://youtu.be/txJHs3V8vEM⁠ • 19: Feeling not good enough, Imposter syndrome or Perfectionism? with Heather Mills - ⁠https://youtu.be/fmDm_Oa-Dmk⁠ CONNECT WITH TANIA: FACEBOOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tania Vasallo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ INSTAGRAM - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TIKTOK - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecouragetobepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Listen to The Courage To Be - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/476R7dG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE: 00:00 - Intro & Episode Highlights

Discover career growth strategies to boost your income, including negotiating raises, and navigating promotions and mentorship. What are some of the best ways to increase your income?  What are strategies for negotiating a higher salary and excelling in your current role?  Hosts Sean Pyles and Alana Benson discuss career growth techniques and salary negotiation strategies to help you understand how to maximize your earnings and achieve financial stability. They begin with a discussion of the importance of increasing your income rather than solely focusing on cutting expenses, breaking down the long-term financial difference that seemingly small increases in your income can make over the course of your career.  Then, “The Job Doctor” Tessa White joins Alana to discuss how to excel in your current role and position yourself for promotions and raises within an organization. They discuss the necessity of understanding the true expectations of your role, measuring your contributions through tangible metrics and effectively communicating your value to your organization. Additionally, they explore the importance of informal mentorship and how to enhance your skills by observing and learning from those who excel in specific areas. In their conversation, the Nerds discuss: career strategies, income potential, salary negotiation, financial stability, career growth, job market, financial future, career success, career advancement, career coaches, raise negotiations, job offers, informal mentorship, skill enhancement, job promotion, financial goals, earnings increase, career metrics, value proposition, workplace visibility, career mentors, market value, career coach, industry experience, job stability, promotion strategies, income jump, salary bump, corporate growth, financial planning, income investment, and company red zones. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

In this episode of the Mixing Music Podcast, Dee Kei and Lu explore various strategies to increase your income as a mix engineer or audio engineer. They share actionable tips on diversifying your services, enhancing your skill set, building a strong personal brand, and leveraging networking opportunities. From setting competitive rates and offering package deals to effectively marketing your unique strengths, Dee Kei and Lu provide a comprehensive guide to maximizing your earning potential in the audio engineering industry. Tune in to learn how to boost your career and achieve financial success.SUBSCRIBE FOR 3X THE EPISODESDOWNLOAD FREE STUFFFOLLOW DEE KEI ON TWITCH!Join the ‘Mixing Music Podcast' Discord!HIRE DEE KEIHIRE LUFind Dee Kei and Lu on Social Media:Instagram: @DeeKeiMixes @MasteredbyLuTwitter: @DeeKeiMixes @MasteredbyLuCHECK OUT OUR OTHER RESOURCESJoin the ‘Mixing Music Podcast' Group:Discord & FacebookThe Mixing Music Podcast is sponsored by Tegeler Izotope, Antares (Auto Tune), Plugin Boutique, Lauten Audio, Spreaker, Filepass, & CanvaThe Mixing Music Podcast is a video and audio series on the art of music production and post-production. Dee Kei and Lu are both professionals in the Los Angeles music industry having worked with names like 6arelyhuman, Odetari, Natalie Jane, Keyshia Cole, Trey Songz, Smokepurrp, Benny the Butcher, Sueco the Child, Ari Lennox, G-Eazy, Lucky Daye, DDG, Lil Xan, Masego, $NOT, Kanye West, Symba, Bludnymph, charlieonnafriday, Blackway, Atlantic Records, Dreamville, BET, Universal Music, Interscope Records, etc.This video podcast is meant to be used for educational purposes only. If you would like to sponsor the show, please email us at deekeimixes@gmail.com.Support this podcast at — https://redcircle.com/mixing-music-music-production-audio-engineering-and-music/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Struggling with communication?   Listen now and discover simple strategies to improve your skills, boost your confidence, and make a lasting impact in any conversation.   1. Engineering Career Accelerator™️ Scorecard … foundational development actions and key points you can check, score, and apply immediately to stand out and excel at work.   2. Join us at Happy Hour … a limited-attendance LIVE monthly workshop where we dig deep into career growth strategies and provide 1:1 open coaching for you at the end of the session.   3. Work with me directly … start with a free chat and ensure it's a great fit, then work with me and my team privately in our intensive coaching program, exclusively for engineers.   ============================   In this episode, meet Ty Hoesgen. An elite communication coach, 2X best-selling author, and the Founder of Advanced Growth Institute, Ty helps professionals communicate with confidence, charisma, and clarity.   If you want more respect, more opportunities, and more money, communication is the key to unlock a new level.   Motivated by his struggles as a shy, awkward kid growing up on a farm, Ty has spent many years and thousands of hours researching, practicing, and experimenting in order to master the world of communication.   Determined to make others' journeys less painful than his own, he dedicated his life to figuring out the success formula for communication skills.    Ty now uses this formula to help people change their lives as quickly as possible — introverts, extroverts, and people of all skill levels. He's currently helped over 300 people radically improve their communication skills.    So press play and let's chat… it's time to go from low level implementation to high level communication!   > Full Show Notes, Resources, & More   ============================   WANT MORE AMAZING GUESTS?   “I love Zach and these amazing guests on The Happy Engineer Podcast.” If that sounds like you, please consider following, rating and reviewing the show!    I know it's a huge favor to ask, but when you follow, leave a 5-star rating, and add an honest review of how these episodes are helping you… it's a massive benefit for getting the attention of powerhouse guests on this show.    On Apple Podcasts, click our show, scroll to the bottom, tap to rate with 5-stars, and select “Write a Review.”   Thank you so much.    ============================   Connect with your host, Zach White:   LinkedIn (primary) Instagram YouTube  

From the archive: This episode was originally recorded and published in 2021. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Brad is a mastermind master, having been a part of 30, started over a dozen of his own, and worked with Tony Robbins, Dean Graziosi, and more. He shares his secrets to creating profitable mastermind groups to bolt onto your business in 5-10 hours a month. Top 3 Value Bombs 1. There's always a better way to make more income, more impact, and do it in less time. You owe it to yourself to explore and investigate other models. 2. Many people will pay more for a great mastermind. Be the niche and own the space - and create a very specific offer for people that's reassuringly expensive, and your income will balloon as a result. 3. Whatever your goal is, make sure to pick up the vehicle that allows you to go there. Build and fill a mastermind by turning in-demand knowledge and expertise into a lucrative business in just 5 days - Build A Mastermind Sponsors HubSpot Close more deals and get on track for your best Q1 yet. Explore the new HubSpot Sales Hub and AI tools like ChatSpot at HubSpot.com/sales. Hostinger Among the top web hosting and website creation brands in the world! See for yourself. Head to Hostinger.com/onfire and use code ONFIRE for an exclusive 10 percent discount Coda A platform that empowers your team to collaborate effectively and focus on shared goals. Get started with Coda today for free at Coda.io/fire