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Michael Smith—Managing Partner and Founder, Emerald Advisors Michael Smith shares how a client-first philosophy, niche specialization, and independence helped Emerald Advisors grow from $385mm to more than $1B in assets. In Summary What happens when an advisor builds a business around client service rather than operational efficiency? Jason Diamond speaks with Michael Smith, Founder and Managing Partner of Emerald Advisors, about the path from a successful Merrill practice to an independent RIA that has grown from approximately $385mm to more than $1B in assets. Along the way, Michael shares the story of being told he was “overservicing” clients, why that moment became a catalyst for independence, and how a highly specialized service model fueled the firm's growth. Drawing on lessons from a 24-year Navy career, Michael offers a perspective on leadership, specialization, client care, and what it takes to build a durable business in today's wealth management landscape. The Storyline Growth is often viewed as the result of marketing, referrals, acquisitions, or scale. Michael Smith sees it differently. After building a successful practice at Merrill, Michael found himself at odds with the constraints of the traditional wirehouse model. What ultimately stood out wasn't compensation, technology, or platform capabilities. It was a philosophical difference around client service. When he was told he was spending too much time helping clients navigate tax planning, equity compensation, and other financial decisions outside the traditional scope of investment management, he began to question whether the model aligned with the way he wanted to serve families. That realization eventually led him to launch Emerald Advisors in late 2019. The firm started with roughly 85 clients and approximately $385mm in assets. Today, Emerald serves more than 225 families and oversees more than $1B in assets. Throughout the conversation, Michael reflects on the lessons learned from building an independent firm, developing a niche around concentrated stock positions and executive compensation, navigating custodial and technology decisions, and creating a culture rooted in accountability and service. Underlying it all is a simple belief: when firms become highly intentional about who they serve and how they serve them, growth often becomes the outcome rather than the objective. Topics Covered Merrill breakaways and independence Client service as a growth driver Building an RIA RIA growth and scalability Organic growth strategies Concentrated stock positions and equity compensation planning Ideal client personas and niche specialization Schwab and Fidelity custody relationships Advisor succession and enterprise value Navy leadership principles in wealth management The rise of mega RIAs Advisor technology and infrastructure > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did being accused of “overservicing” clients become a turning point? (08:15)Michael explains how a conversation with management revealed a deeper misalignment between his client-service philosophy and the wirehouse model. What does client service look like beyond portfolio management? (11:30)The discussion explores how tax planning, equity compensation guidance, and proactive coordination can deepen client relationships. Why can specialization accelerate growth? (15:45)Michael shares why serving a defined niche often creates stronger referrals, greater expertise, and clearer positioning. How has the RIA landscape evolved since 2019? (20:30)Michael reflects on the rise of mega RIAs, changing technology capabilities, and why he believes independent firms still have significant advantages. What role do custodians really play in an independent business? (23:15)Michael discusses his experience working with Schwab and Fidelity and why he views custodians as strategic partners rather than competitors. Is the wirehouse model still the right fit for some advisors? (26:45)The conversation challenges the assumption that independence is the best path for everyone and explores the realities of running a business. Does reaching $1 billion in assets actually change anything? (32:45)Michael offers a practical perspective on growth, success, and why asset milestones can be misleading. What can advisors learn from the “steamboat” philosophy? (37:15)Drawing on his Navy experience, Michael shares a leadership framework that continues to shape how he approaches business building and decision-making. Key Takeaways Exceptional client service can become a meaningful competitive advantage when it extends beyond investment management. Independence gave Michael the flexibility to build a service model that aligned with his philosophy rather than adapting his philosophy to fit the platform. Developing a niche around executive compensation and concentrated stock positions helped accelerate Emerald's growth. The ability to make technology, custodial, and operational decisions quickly remains a significant advantage for independent firms. Not every advisor should be independent. Running a business requires a different set of skills and responsibilities than serving clients alone. Growth milestones are useful, but they do not define success. Michael believes success existed long before Emerald reached $1 billion in assets. High-performing teams with a clear client focus often find that growth becomes a natural byproduct of execution. https://youtu.be/RjzsMcC2DnY Quotable Moments “I literally had to go back and Google the word overservicing.” “Servicing the client is the most important thing that we can do today.” “If you serve a niche and you're very good at that niche, that word gets around.” “Growth becomes the outcome.” FAQs Can an advisor really “over-service” clients? The discussion explores the tension between efficiency and depth of service. While some business models prioritize scale and consistency, others are built around solving a broader range of client problems. The right answer often depends on the advisor's philosophy and business model. Does specialization still matter in a relationship business? Michael argues that developing expertise in a specific area can accelerate growth by making referrals easier and helping advisors become known for solving a particular set of problems. What actually changes when an advisor becomes independent? Beyond economics, independence often creates more flexibility around client service, technology, processes, and business decisions. At the same time, advisors assume responsibility for running the business itself. Is full independence the right path for every advisor? No. Michael acknowledges that many advisors benefit from the structure, support, and resources available within traditional firms. Independence offers flexibility, but it also introduces complexity and responsibility. How should advisors think about the $1 billion milestone? Michael views asset milestones as useful benchmarks but not measures of success. In his view, business quality, client outcomes, and sustainability matter more than any specific asset number. What role does an ideal client persona play in growth? Rather than trying to serve everyone, Emerald built its business around a clearly defined client profile. Michael believes that focus improves service, creates operational consistency, and supports organic growth. How can advisors balance growth with client service? One of the central themes of the episode is that growth and service are not necessarily competing objectives. In some cases, a differentiated service model becomes the reason a business grows. The discussion explores the tension between efficiency and depth of service. While some business models prioritize scale and consistency, others are built around solving a broader range of client problems. The right answer often depends on the advisor's philosophy and business model. Michael argues that developing expertise in a specific area can accelerate growth by making referrals easier and helping advisors become known for solving a particular set of problems. Beyond economics, independence often creates more flexibility around client service, technology, processes, and business decisions. At the same time, advisors assume responsibility for running the business itself. No. Michael acknowledges that many advisors benefit from the structure, support, and resources available within traditional firms. Independence offers flexibility, but it also introduces complexity and responsibility. Michael views asset milestones as useful benchmarks but not measures of success. In his view, business quality, client outcomes, and sustainability matter more than any specific asset number. Rather than trying to serve everyone, Emerald built its business around a clearly defined client profile. Michael believes that focus improves service, creates operational consistency, and supports organic growth. One of the central themes of the episode is that growth and service are not necessarily competing objectives. In some cases, a differentiated service model becomes the reason a business grows. Related Resources The Transitioning Advisor's Lament: Things I Wish I Knew Before Freedom vs. Familiarity: Is it Worth Disrupting Comfort for Something That Might Be Better? IBD vs. RIA Revisited: Two Independent Pathways for Advisors to Consider Advisor Transition Report 2026 Guest Bio Michael Smith, CPWA® is the Founder and Managing Partner of Emerald Advisors, an independent wealth management firm overseeing more than $1 billion in assets for affluent families, executives, and business owners with complex planning needs. Mike entered the wealth management industry in 2005 after a distinguished 24-year career in the United States Navy, where he served both as an enlisted sailor in the Submarine Force and later as a Limited Duty Officer aboard USS Abraham Lincoln and on major staffs around the world. He earned a Bachelor of Science in Management and an MBA with dual emphases in Finance & Accounting and International Business. Throughout his career, Mike has been known for his commitment to comprehensive planning, helping clients navigate complex issues involving concentrated stock positions, executive compensation, tax strategy, estate planning, philanthropy, and multi-generational wealth transfer. His client-first approach and passion for education have helped Emerald Advisors grow from a startup firm in 2019 to a nationally recognized RIA serving more than 225 families. Outside of the office, Mike is an avid ultrarunner, golfer, lifelong learner, and dedicated advocate for children’s health initiatives. He is a current member of the Legacy Council at Seattle Children’s Hospital and has served in leadership and board roles supporting the Juvenile Diabetes Research Foundation, the Barbara Davis Center for Diabetes, the ALS Association, and the Alyssa Burnett Adult Life Center. He is also the proud father of Kat Smith. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… From “Overservicing” Clients to Building a $1B RIA: A Merrill Breakaway Story A conversation with Jason Diamond and Michael Smith, Managing Partner and Founder of Emerald Advisors.      Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is From “Overservicing” Clients to Building a $1B RIA: A Merrill Breakaway Story. It’s a conversation with Michael Smith, managing partner and founder of Emerald Advisors. I’m Jason Diamond and this is the Diamond Podcast for financial advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Growth is often viewed as the result of better marketing, stronger referrals, a larger team and even acquisition and that’s all true yet growth can be the byproduct of something else entirely. For example, Michael Smith built a successful practice at Merrill then, one day, he was told he was spending too much time with his clients, or his management put it over-servicing clients. For Michael, that wasn’t a warning sign about his approach, it was a signal that he might have outgrown the firm and the model. Today, Michael is the founder and managing partner of Emerald Advisors, the independent RIA he launched in late 2019 with roughly 385 million in assets and 85 client relationships. Less than seven years later, the firm has grown to more than a billion in assets while remaining deeply focused on a highly-specialized client base and an unusually hands-on service model. What makes this story particularly interesting isn’t just the growth, it’s the thinking behind it. Michael’s perspective was shaped long before he entered wealth management. After serving more than two decades in the Navy, he brought a leadership philosophy centered on accountability, discipline and what he calls steamboat people, those who keep moving forward regardless of conditions, that mindset continues to influence how he builds his team, serves clients and evaluates opportunities. In this episode, we discuss the decision to leave Merrill, the realities of launching a fully independent RIA, why specialization can accelerate growth, the evolving role of custodians and technology and why he believes exceptional client service remains one of the industry’s most durable competitive advantages. Because Michael’s experience suggests that growth isn’t always the result of finding more opportunities, sometimes it’s the result of creating the freedom to execute the vision you already had so let’s jump in. Michael, thank you so much for joining us today. For starters, can you walk us through your background and what brought you to the world of wealth management? Michael Smith: Jason, thank you so much for the opportunity to be here today, I do listen to the podcast a lot especially before I left Mother Merrill. But my background and how I got into financial services is really distinct because I was on the board of JDRF back in the day and the national sponsor for JDRF was UBS PaineWebber and they’re like, “Mike, why don’t you be a financial advisor?” And my master’s degree was actually a finance and accounting in portfolio management because I’ve managed my own portfolio for years and years and so, when I couldn’t get a job, I just fell into it because I couldn’t get a job and I needed a job. That was 21 years ago, Memorial Day so that’s how I got into this industry. Jason Diamond: It’s a unique background, it’s super interesting and I want to talk more about it. You mentioned Mother Merrill, we’ll certainly get there. Before we do, give us a little bit of context on the current business you operate, Emerald Advisors, any context you can share on size, number of staff, types of clients you serve would be great. Michael Smith: Sure. So, we launched Emerald in 2019, November 2019 with about 85 clients and you always talk about this on the podcast how scared it is to launch and go independent. And I would say we took over about 95% of our clients that we wanted to bring over and today we’re at about 230 clients, I think we have some onboarding right now, we have just over a billion of assets. So, we launched with the 85 clients and around 350, 385 million, now we’re over a billion. Jason Diamond: Good for you. Michael Smith: Thank you. And I launched with four employees and we’re now at 11. And I would give a shout-out to one of my key employees because, when I launched, I actually hired somebody that had no experience with us and that was really a good thing because that allowed that person to really focus on operations and back office stuff while my business partner Emily and I were able to focus on bringing on the clients and alleviating any issues that they may have or thought. Jason Diamond: So, meaning you hired somebody basically immediately upon launch to help you with the transition and with this next chapter? Michael Smith: Correct. I hired them before but they started the day we launched. Jason Diamond: Brilliant, I love it. Oh, let’s definitely talk more about that because I think that’s a great strategy for … You’re right, you said it in a joking manner now because you’re seven years past but it’s a very real fear that advisors have and I think it’s worth talking more about. I want to mention too you have, obviously, built this business and grown this business dramatically. I don’t want to make this episode about the pandemic but you moved the business at a, certainly, a unique time. Did it impact your growth at all? Did you feel like you hit a brick wall? Just curious about your thoughts. Michael Smith: No, Jason, that’s a great observation. I would venture to say that the pandemic was actually a good thing for us. Jason Diamond: Interesting. Michael Smith: And I say that because, all of a sudden, you could hit pause because everyone was relearning how to do business, how do we do client reviews, how do we communicate with clients in a environment. So, I think the pandemic allowed us to just really reset our expectations visiting with clients because I used to fly a lot because I have clients in 38 different states so this has actually been, not just good for me, but good for the industry because I think it’s reset our expectations that we don’t have to be every day with a client facing. Jason Diamond: I agree with that largely and it’s true of our business too, by the way, it’s certainly reshaped the way people expect to be communicated with. I think Zoom has become much more mainstream, phone calls and we’ve heard from many other advisors who say something similar. I was just curious because you moved so close to or if there was an impact but I get, honestly, I think you’re right, it allowed you to have this nice natural inflection point and almost like flipping a switch of a clean slate. Michael Smith: It allowed us to learn the processes too. So, we launched in November 1st, by March we were in lockdown and so it gave us the opportunity to take several months of just learning the processes of how to be an RIA, it was pretty good. Jason Diamond: Absolutely. So, one of the things you mentioned in that was the way in which you serve clients and I’d read something funny and I think it was around the time of your move. You were talking about that, Merrill, you had a manager who spoke about that you would overserve your clients, you serve clients too much, tell me about that. Michael Smith: That was such an interesting topic because I got called down to the ops officer’s office and they’re like, “Ugh, Mike.” And it brought my admin down with me and they’re like, “Mike, these reports that you’re taking care of your clients too much,” and I’m like, “What do you mean?” “Well, you’re overservicing them.” Jason, I literally had to go back and Google the word overservicing because I was like, “How do you overservice the client? I’m not making their bed.” It was just so funny to me that I got counsel for overservicing clients when we’re in a client-facing job and I think that was part of the catalyst. Jason Diamond: Tell me more about what they meant, you think. Michael Smith: Hindsight, I think they … I like to take care of people which means I’m very intuitive towards taxes, I understand how the tax code works, I understand how everything impacts their bottom line. So, when we’re doing deferred comp enrollments or 401(k) enrollments or I’m a big believer in Roth 401(k)s and backdoor Roths and I’ve been doing them for years, I think what Mother Merrill wanted at that time was us not to do that. And, again, nothing against Merrill, I get it but this is how they wanted us to act and I wasn’t in that mold, I was taking care of clients to a much deeper depth is how I would say it. Jason Diamond: And I think that speaks to you outgrew the model not necessarily the firm. I think Merrill does a lot of things really well, you would agree with that, I think given that you built 85 clients and 350 million in assets is nothing to sneeze at. But the model that it seems like you value client service and an integrated client service experience of that and the wirehouse model oftentimes doesn’t put a premium on that. Tell me about your ethos or your thoughts around client service today and what being independent enables you to do. Michael Smith: So, that’s an interesting observation because one of my clients actually just mentioned to me that the reason we’re growing so much is because of our service model and the fact that we deliver a tremendous amount of value over just portfolio management. I said my managers is in portfolio management, I don’t do that any longer, I have a staff that handles that for me but it’s really the servicing of the clients because they don’t know what we know and I think servicing the client is the most important thing that we can do today. Jason Diamond: Give me some examples of what you mean by servicing the client in a more holistic way. I agree with you, by the way, portfolio management, table stakes, financial planning, table stakes, tell me more about what you mean. Michael Smith: By that I mean we do a quarterly review on tax. So, a lot of people don’t understand how taxes work and how estimated taxes work. So, estimated taxes are January 1st to March 31st, January 1st to May 31st, January 1st to August 31st, that’s how you do your estimated tax payments, you figure out what that is. And for compensated employees where they have RSUs that come in at different times of the year or different grants or exercise their options at a different time, that can affect their estimated tax liability and I’m not big on giving Uncle Sam any more money than they have to have until they need it. And then everyone doesn’t understand how the penalties and interest works on the IRS. And I’m big on the tax payments because that’s where we can add a lot of value for not a lot of time and we integrate it with our portfolio so we know what we’re doing with our gains. And I happen to reside in Washington State which has a long-term capital gains tax rate once you surpass about 270,000 of long-term capital gains. So, it’s super important for us to be aware of this and that’s how we service them. We also help them with their rebalancing of their 401(k)s, things that wirehouses cannot supposed to do, we are not supposed to be helping them with some of their aspects of life. Jason Diamond: Yup. That’s what I was alluding to earlier, it’s limitations on the model, not because they’re bad models, it’s just a different way, a different ethos around client service. You mentioned RSUs and corporate employees, I know that’s a niche you have is around concentrated stock positions and equity comp plans. I guess let me ask you two different questions around this. First of all, why that niche? Interested. And then, second of all, do you think a team needs to have a specialization to be competitive these days or do you think it’s okay just to be like, “My job is to be the best advisor and I want to service assets wherever those assets may come from?” Michael Smith: Another great observation. I’m going to address the niche first and foremost. I think, and I talked to R.J. Shook’s staff just recently, and having a niche gives you a specialization and it also accelerates your growth factor. If you serve a niche and you’re very good at that niche, then that word gets around. If you’re a jack of all trades, you can do lots of things but I don’t think you’re focused and you’re not hitting the right numbers that I like to see. And I think that would be my theme is the niche allows you to focus on a very specific type of ideal client, that’s a Schwab thing where you have an ideal client persona and our firm has an ideal client persona. As far as having the equity comp, I absolutely was one of the teams at Merrill Lynch that was equity compensation designated, I managed a couple of plans. My exposure to that, Jason, I haven’t thought about this in a very long time, came from UBS where I had team members that were colleagues that were associated with the Nextel Sprint plan. And I always thought that you’re taking care of the top executives but, really, my background being in the military was how do we take care of the troops, the troops, I call them sailors, and how do we educate those sailors. And one of the things I’ve always said in my entire career in the military and I still say to this day is 50% of every bonus or a promotion or something like that should go to long-term savings. So, I use that same mentality with RSUs, with stock options, with bonuses. Set that aside, let that grow because you’re not used to spending it and you will learn to spend what you make. Jason Diamond: I think that’s a great reason, it’s super smart and I love your explanation, it was a very simplistic way. Honestly, even I hadn’t thought about that around your niche, I think, becomes almost like a force multiplier for your own growth because it’s much easier to become the guy in X, Y, Z vertical than to be the guy in every financial advisor of America, across America. Let me ask you a follow-up question, you mentioned the ideal client persona. I spend a lot of time at our firm thinking about this as well, what does your ideal client persona look like. How do you think about an opportunity though that differs from that persona? So, it’s great. Obviously, everybody, it’s easy, you get somebody who’s your perfect prospect, they walk in the front door, sign me up. But when you get something that’s not down the fairway for you, is it just I evaluate it on a one-off basis or are you super disciplined to that approach because it’s who your firm is? Michael Smith: I truly haven’t given that a whole lot of thought but I will tell you how I would handle that because I am handling it with some one-offs. I like the opportunity because you’re stretching your brain in that you’re thinking about how somebody else is reacting so you’d never know. So, I like it from a learning perspective but I also know it comes with a lot of other baggage, I’ll call it baggage, because, all of a sudden, they want to short the market, they want to go long-short strategies. So, all of a sudden, they’re not in our niche and, all of a sudden, they’re taking a lot of time, they’re draining our time so I think you got to be very careful about what you wish for. And there’s a lot of great advisors out there that will walk circles around these topics that I’m like, “Okay, I would rather refer somebody so they get the right experience than give them the wrong experience.” Jason Diamond: I absolutely love that answer. The bow you just put on it, I think, is the appropriate way in my mind to put a bow. At the end of the day, wouldn’t you rather service somebody more optimally even if you don’t believe it’s yourself, I agree with that. I want to ask you one more point on the client service piece. I was playing around on your website and, on your service model, you have health as a component of the client experience of your diagram. Why do you think health matters in a financial context? Michael Smith: I always believed in a healthy mind and a healthy body will bring so much joy to you and I think health is just part of your persona. If you don’t take care of yourself and your body and your mind, then it doesn’t matter what I do, I think you got to start with health. So, I’m very big on the executive physicals, I routinely require all of our staff to have an annual physical. And, again, they’re young people but you got to have these annual … I live and breathe going to see a doctor every year to do my annual physical, not because I think I’m pretty good health, I still run, I do a lot of things but I think your life starts with being healthy. Jason Diamond: Yeah, it’s refreshing to hear that, no doubt. It’s funny to think about but 2019 is a long time ago now and, in RIA world, I almost think of it like dog years. You’ve been around the block now for a little while so I’m curious how have you seen this space change since you launched in 2019? Michael Smith: In 2019, I didn’t know what I was doing, I could barely get out a wet paper bag but I do think it’s changed dramatically. I would say the biggest thing I’ve seen in just the six and a half, almost seven years is the rise of the mega RIAs and how they’re going to shape the industry. Everyone talked about fee compression at Merrill Lynch. When I was at Merrill, we talked about fee compression, then they talked about robo-advisors and now they’re talking about artificial intelligence replacing advisors, I don’t believe that and I don’t think that’s going to happen in the RIA space. What I see the RIA space maturing is into these very big mega firms as well as these independent RIAs like myself that serve a very niche market where we can walk in our lane. The ability to transact today is so much easier as an RIA than it was at a wirehouse as well because we have instant access to technology. My military background, my Navy background says make a decision right, wrong or different, if you don’t like it afterwards or you get new data, course change. So, in our industry, we can change on a notice. I hired a tech firm last year, I didn’t like the experience nine months into it, guess what, they’re not coming back. So, I can do that but you can’t do that at the bigger firms and even the bigger mega firms would have a hard time navigating a change just like that on a dime. Jason Diamond: You bring up an interesting point. To the extent you face competition, do you find yourself competing more against traditional wirehouse type firms or RIAs like yourself, mega caps RIAs? Are your clients attuned to any of this? Michael Smith: That’s an observation I haven’t thought of either there, Jason. I would say I don’t feel that I have a … I know there’s competition out there but we have a growth issue more than we have anything else so I don’t … I can’t take on the clients that want to become my clients so I’m not competing with people too much. Jason Diamond: A capacity issue, you mean? Michael Smith: Yeah, I have a capacity issue. Jason Diamond: I think you’re not alone in that. How can I even think about competition and the like when … A lot of advisors would probably say that. I want to talk more about the capacity situation but, before I do, let’s talk a little more about the RIA setup. Who do you custody with, remind us, and why or how did you arrive at that decision? Michael Smith: Yeah. So, when I launched, I went with Schwab, Schwab is a phenomenal partner, they helped me get a lot of stuff done, I couldn’t have done it without Schwab. During the pandemic, I realized that I should probably … So, remember, during the pandemic, we had a lot of issues with the banking industry, it was almost like a financial crisis but in a very compressed time. So, during the COVID, I decided to add Fidelity as another custodian so now I have two custodians and I opened accounts on both sides of the house but I like the custodians that are there to help you, they’re very good at what they do. I don’t even consider them a competitor and they aren’t competitors, they have their own branch so I don’t consider them competitors, I think they’re my partners and both Charles Schwab and Fidelity are good partners. Jason Diamond: Yeah, I think that’s the healthy way to look at the custody relationship. That’s a very common approach, I think, is launching with one custodian and then adding a secondary custodian or a tertiary custodian down the line for one reason or another so I appreciate you sharing that because we get those types of nuts and bolts questions a lot so I figured I’d ask you. One last question on the setup and then we’ll shift gears. Has anything been a negative? So, you talked about leaving Mother Merrill behind and, Mother Merrill, we use it facetiously but obviously it implies a degree of comfort and the homeland so I’m curious if you miss anything. Michael Smith: I miss the camaraderie of being with a bunch of other folks. I mentioned this when I first launched, I mentioned it year over year with my team, the one thing that we miss as an RIA and, again, Dynasty has their benefits as well and the mega RIAs have their benefits but, if you’re a true independent like myself, we get to go to conferences that we want to and that’s a timing issue, really, a time constraint. But one thing Merrill and Morgan, JPMorgan, and the other big wirehouses have as well as the megas, they have the ability to put conferences together for their advisors or their administrators and have this education. That’s the one thing that, I think, would evolve in the RIA industry in the future as well. They’re not my competitors, they’re my business colleagues. And if we think of them as competitors, and a lot of people do because I don’t want to share my client information or what I do with my competitor because they may steal them, if you’re that insecure, then you’re probably not the right advisor in the first place. Jason Diamond: I don’t disagree with that. It’s interesting too, I hear two common answers to that question, not about Merrill but just about somebody who’s broken away, what do you miss about the captive firm world. Either on this podcast or just in conversations with advisors, brand comes up a lot and then the point you just raised. I’ll even hear like, “Hey, forget the conferences and the trainings, just being able to have an office where I’ve got eight other advisors on a row for me, it’s a little bit of a different setup than in the independent space,” and I think that’s just a reality of you take the good with the bad. And for other advisors, by the way, one of the things I want to ask you about to this point is do you believe that there are advisors that are just better served in the W2 traditional firm world or do you think that every advisor should be looking at the RIA space? Michael Smith: I think that wirehouse serves a great purpose and- Jason Diamond: Okay, me too. Michael Smith: … there’s a lot of great people that are great advisors in that wirehouse, they need the structure. What I hadn’t alluded to is, and I mentioned this to a former manager from Merrill Lynch of mine just recently, actually, I was like, “I don’t think advisors realize what it takes to run a business.” I’m not trying to sugarcoat it, running an RIA is hard work, it takes a lot of your time day in and day out to run a business as well as taking care of and servicing your clients so I do think the wirehouse venue is the right way to go. And, Jason, I want to go back to one other thing about your identity. I launched as the Smith Group because that’s what I was known at Merrill Lynch. Within three or four months, I changed that name to a firm because I did not want to be associated with it. So, when you’re at one of the wirehouses, you’re known as your team name or something of that sort, I didn’t want to be known as that, I wanted to be known as Emerald Advisors not the Smith Group because, all of a sudden, you have a single point of failure. So, brand identity, it’s not so unique inside the wirehouse because it’s a team name versus Merrill or Morgan Stanley or something like that. Jason Diamond: It’s a good segue because I’ll tell you where my mind goes when you bring that up. My mind goes is you’re smart in a way that you might not even realize or maybe you do realize which is that, if and when it ever comes time to sell this business, it is probably more valuable without your name attached to it or maybe not. But in some way, shape or form, as an RIA, you have an obligation to be thinking about that or it’s probably on your radar, maybe not an obligation. Have you given an ounce of thought to M&A either acquiring businesses, growing in that way or, ultimately, when you succeed out of this business and what the RIA space enables you to do? Michael Smith: To answer that question, yes. Everyone’s thinking about merger and acquisition, I think about succession planning from day one. I actually thought about I’m a big team person, I come from the submarine force where everyone is a key player on a submarine, every single person has a job and responsibility on a nuclear submarine. So, inside the financial services industry, I know Merrill Lynch was very big on teaming, I understand Morgan Stanley is as well because teaming gives them a breadth of responsibility where the responsibilities are shared. So, mergers and acquisitions or selling my business, I think, if you’re not thinking about that … And I’m not thinking about selling my business because that’s a distraction to me. If I needed the money, then I would’ve went to a wirehouse and that’s okay, you monetize your life’s work. Today, I’m all about what’s right for the client, what’s right for my team and what’s right for where I want to be in the next 10 to 20 years. So, I am growing, I do want to grow, I’m looking at opening offices in probably three locations in the next 24 months or so. Jason Diamond: Well, that’s what I was going to say, plenty of advisors I think would say the same, I have a lot of runway. But what about the other side of this equation which is you’ve had tremendous organic growth, you’ve tripled your client base, you’ve more than tripled the asset base, have you thought about acquisition as a mean to jet fuel the inorganic growth side of things? Michael Smith: I have but not in the typical sense that you’re looking at as buying a book of business. I want to partner with like-minded advisors that share that common thread of taking care of clients where you can serve as their trusted counsel and sit in the meetings with their attorneys and sit in the meetings with the accountants and give them sage counsel that you can only do because you’ve been with the family for 20 years. You know this family and that, not always, but I think that’s missed a lot in other firms. Jason Diamond: Yeah, I think that’s fair. I just thought of something else that you brought up. You brought Dynasty so I’m going to ask … I’m going to pull on this thread. That implies to me that you’re at least loosely aware of the supportive independence models that are out there yet you chose a very independent, autonomous path, why? Michael Smith: Because I didn’t know what I was doing. Jason Diamond: Fair. Michael Smith: Let’s be honest, I like Dynasty, I talked with Dynasty when I left. I talked to them all, I talked to Rockefeller, I talked to Morgan, I talked to Dynasty and then, when push came to shove, I wanted to be Mike Smith and launch my own firm and learn. And I will tell you, you learn drinking through a fire hose and we did that, we learned, I know the mistakes. What I didn’t want to do is just go to someplace where this is the stuff you’re going to have to use. So, I think Dynasty is a great launching platform, I think there’s other ones out there that are similar to Dynasty or the Rockefellers or the Morgans, it’s truly what you’re trying to achieve in life. What do you want for you and your clients and I always put my clients before me because I’ve always had this lifelong thing of, you do the right thing, you’re going to get taken care of. Jason Diamond: Yeah. And that’s a very common analysis, by the way, and it’s very common too for big advisors like yourself to say I did my homework across all of those different categories. I looked at the traditional wirehouses and regional firms and boutique firms, I looked at the independent broker dealers, I looked at the support platforms and the aggregators and the roll-ups and here’s ultimately what I landed on and why. Did you always know that though or was that something that it took you a diligence process to figure out? There was plenty of advisors, by the way, who come to us and they’re like, “I knew for the last five years that I was sitting there I was launching an RIA someday.” Michael Smith: Yeah. I did not know that and, to be honest with you, hindsight, I think one of those partners probably could have made me a little bit better at first because then I could have focused on clients versus focusing on, hey, how to open a business, who’s your technology … We talked about custodians and some other things but we didn’t talk about technology, how do you go find that technology. Where’s your email address come from? Who’s your chief compliance officer? When it resides on you, you got to look in the mirror. So, I think those parties out there that provide that for brand-new advisors launching could be very beneficial. I had in my mind what I needed to do and I knew I’m very frugal so mine boiled down to how much money I wanted to spend, to be honest with you. Jason Diamond: I think it is a cost benefit analysis, it is. It’s absolutely … Because if you list the functions of a support platform on paper and you showed it to somebody who didn’t know the industry, they would say, “Why on earth wouldn’t you do this? They’re taking off your plate compliance and tech and custody and the like,” and the answer is because there’s a cost associated with it and plenty of advisors decide what you decide, I wanted … Or I just wanted a greater degree of autonomy and freedom, to your point, the name on the door piece, I wanted this to be mine. Michael Smith: And, Jason, I think it also goes to the uncertainty. I had never done anything since Navy, financial advising and then launching. So, for me, I was launching with four employees I had to take care of and here I was going to hire a third party that I was going to have to spend X amount on and I didn’t even know what my income was going to be. That’s different if you’re a multi-billion dollar FA coming out of a wirehouse, the monetary dynamics are different. Jason Diamond: Agreed. Okay, here’s a good one for you. We get this concept from advisors, from firms, from private equity that a billion dollars in assets is like this magic number in our industry. Do you feel like anything’s changed now that you’re at a billion and what’s the next chapter for Emerald Advisors? Is it just continuing on this steady trajectory and serving clients and trust that everything else comes with that? Michael Smith: I go back and forth on a billion, everyone thinks that’s the right number, the biggest number that you need but I think it’s just an arbitrary numbers because it didn’t define who I was. And a lot of people define success at a billion, they define success that you’re a successful firm at a billion. I think I was a successful firm at 300 million, I was a successful financial advisor with 20 clients in 2005. I would say a billion is a multiplier, what I would tell new advisors out there today is gather assets. The more assets you have, the more revenue you generate. The more revenue you generate, the more money you can put in your pocket which means the longer you can stay in the industry. The problem with the industry is an attrition problem, not anything else. So, assets just give us the ability to have revenue which gives us the ability to grow. Jason Diamond: And is that the plan? Keep adding assets, keep growing one client at a time with the focus though, obviously, on what makes you which is a very client-centric service model. Michael Smith: Correct. There’s a lot of things I want to do in the next couple of years and expanding our footprint is our biggest one with the right partners and then just keep adding. I have a business development officer that I’m probably offer a job to here pretty soon and things are going well. Jason Diamond: Yeah, that’s great. You mentioned the tech stack and the other components of the business and I hear you on the frugal cost-benefit analysis. But who did you turn to for some of those early decisions, was it Schwab primarily who helped hold your hand through that? Michael Smith: Schwab was very good at helping me identify the tech stack at first and the tech stack is actually the one consistent, there’s a lot of things I’ve been consistent on but tech is one that I’ve stayed with them. I launched with RightSize, now they’re Advisory, they’re very good, they do the right job for us and I’m big on cybersecurity. So, tech was helpful from Schwab, Schwab helped us with that. Jason Diamond: So, we spoke a little bit about your naval experience but, I’m curious, can you tell us how has your naval experience shaped your perception or your experience in wealth management? Michael Smith: My Navy path was a lot different than many officers. I served 12 years as an enlisted person before I got my direct commission as a Mustang officer, typically called limited duty officers or loud, dumb and obnoxious as I like to say. But that experience gave me a unique perspective because I was able to be the enlisted side and officer which are the workers and then the management side so I had both experiences which was unique. When I was commissioned, Admiral Jerry Ellis, a submarine admiral that commissioned me, heard this lesson to the podium, he was just talking about me in this point but he said, “There are three kinds of people in every organization. You have rowboat people who need to be pushed, you have sailboat people who move whenever the conditions are favorable and then there’s steamboat people, they move continuously through calm or storm.” And he said, “This is Ensign Michael Smith,” he said, “Make your course.” And that’s always stood with me because you do have those three types of people in life. You got people that are just … They’re robo people, they go until they get tired. You got sailboat people that go wherever the wind blows them and then you got steamboat people that chart their own course. I would say for advisors out there make your course or just be happy with what you’re doing. But for some of us hard chargers, I think that analogy has stayed with me my entire career. Jason Diamond: It’s fantastic. I love the analogy, great naval tie in also. Thanks for sharing that. We got time for one more question. You have a fascinating background, a fascinating path to the industry, obviously, an incredibly disciplined approach around client service, any parting thoughts, words of wisdom especially as it relates to growth? That’s what strikes me most about your story is the growth that your move unlocked and that’s what every advisor who listens to our show is looking for. Michael Smith: I’m going to give another plug to Schwab on this. We actually were fortunate and I got their consulting group to come in right afterwards and I’m a big believer in having offsite. So, I’ve had an offsite, two offsites a year for my team and it’s the entire team unlike the wirehouses where you don’t take your admins and stuff like that. I take my entire team to an offsite and we group up on what we’re trying to achieve and have goals and objectives for the year. Schwab allowed us to use their consultants and we came up with our ideal client persona. Teams or firms that have this model become high performing. When you become high performing, growth becomes the outcome. I couldn’t do anything but grow. Jason, I couldn’t not grow because I had this ideal client persona, I knew how I was going to do it, it was measurable. So, growth becomes the outcome and, if you hold people responsible, then we’re all going to grow together and it’s a fun outcome. Jason Diamond: Fantastic, it’s a great place to end. Thank you so much for sharing your expertise with us, I can’t wait to see what the next chapter holds for Emerald, this has been a lot of fun. Michael Smith: Jason, thank you so much. I appreciate everything you do for the industry as well. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. From “Overservicing” Clients to Building a $1B RIA: A Merrill Breakaway Story A conversation with Jason Diamond and Michael Smith, Managing Partner and Founder of Emerald Advisors.      Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is From “Overservicing” Clients to Building a $1B RIA: A Merrill Breakaway Story. It’s a conversation with Michael Smith, managing partner and founder of Emerald Advisors. I’m Jason Diamond and this is the Diamond Podcast for financial advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Growth is often viewed as the result of better marketing, stronger referrals, a larger team and even acquisition and that’s all true yet growth can be the byproduct of something else entirely. For example, Michael Smith built a successful practice at Merrill then, one day, he was told he was spending too much time with his clients, or his management put it over-servicing clients. For Michael, that wasn’t a warning sign about his approach, it was a signal that he might have outgrown the firm and the model. Today, Michael is the founder and managing partner of Emerald Advisors, the independent RIA he launched in late 2019 with roughly 385 million in assets and 85 client relationships. Less than seven years later, the firm has grown to more than a billion in assets while remaining deeply focused on a highly-specialized client base and an unusually hands-on service model. What makes this story particularly interesting isn’t just the growth, it’s the thinking behind it. Michael’s perspective was shaped long before he entered wealth management. After serving more than two decades in the Navy, he brought a leadership philosophy centered on accountability, discipline and what he calls steamboat people, those who keep moving forward regardless of conditions, that mindset continues to influence how he builds his team, serves clients and evaluates opportunities. In this episode, we discuss the decision to leave Merrill, the realities of launching a fully independent RIA, why specialization can accelerate growth, the evolving role of custodians and technology and why he believes exceptional client service remains one of the industry’s most durable competitive advantages. Because Michael’s experience suggests that growth isn’t always the result of finding more opportunities, sometimes it’s the result of creating the freedom to execute the vision you already had so let’s jump in. Michael, thank you so much for joining us today. For starters, can you walk us through your background and what brought you to the world of wealth management? Michael Smith: Jason, thank you so much for the opportunity to be here today, I do listen to the podcast a lot especially before I left Mother Merrill. But my background and how I got into financial services is really distinct because I was on the board of JDRF back in the day and the national sponsor for JDRF was UBS PaineWebber and they’re like, “Mike, why don’t you be a financial advisor?” And my master’s degree was actually a finance and accounting in portfolio management because I’ve managed my own portfolio for years and years and so, when I couldn’t get a job, I just fell into it because I couldn’t get a job and I needed a job. That was 21 years ago, Memorial Day so that’s how I got into this industry. Jason Diamond: It’s a unique background, it’s super interesting and I want to talk more about it. You mentioned Mother Merrill, we’ll certainly get there. Before we do, give us a little bit of context on the current business you operate, Emerald Advisors, any context you can share on size, number of staff, types of clients you serve would be great. Michael Smith: Sure. So, we launched Emerald in 2019, November 2019 with about 85 clients and you always talk about this on the podcast how scared it is to launch and go independent. And I would say we took over about 95% of our clients that we wanted to bring over and today we’re at about 230 clients, I think we have some onboarding right now, we have just over a billion of assets. So, we launched with the 85 clients and around 350, 385 million, now we’re over a billion. Jason Diamond: Good for you. Michael Smith: Thank you. And I launched with four employees and we’re now at 11. And I would give a shout-out to one of my key employees because, when I launched, I actually hired somebody that had no experience with us and that was really a good thing because that allowed that person to really focus on operations and back office stuff while my business partner Emily and I were able to focus on bringing on the clients and alleviating any issues that they may have or thought. Jason Diamond: So, meaning you hired somebody basically immediately upon launch to help you with the transition and with this next chapter? Michael Smith: Correct. I hired them before but they started the day we launched. Jason Diamond: Brilliant, I love it. Oh, let’s definitely talk more about that because I think that’s a great strategy for … You’re right, you said it in a joking manner now because you’re seven years past but it’s a very real fear that advisors have and I think it’s worth talking more about. I want to mention too you have, obviously, built this business and grown this business dramatically. I don’t want to make this episode about the pandemic but you moved the business at a, certainly, a unique time. Did it impact your growth at all? Did you feel like you hit a brick wall? Just curious about your thoughts. Michael Smith: No, Jason, that’s a great observation. I would venture to say that the pandemic was actually a good thing for us. Jason Diamond: Interesting. Michael Smith: And I say that because, all of a sudden, you could hit pause because everyone was relearning how to do business, how do we do client reviews, how do we communicate with clients in a environment. So, I think the pandemic allowed us to just really reset our expectations visiting with clients because I used to fly a lot because I have clients in 38 different states so this has actually been, not just good for me, but good for the industry because I think it’s reset our expectations that we don’t have to be every day with a client facing. Jason Diamond: I agree with that largely and it’s true of our business too, by the way, it’s certainly reshaped the way people expect to be communicated with. I think Zoom has become much more mainstream, phone calls and we’ve heard from many other advisors who say something similar. I was just curious because you moved so close to or if there was an impact but I get, honestly, I think you’re right, it allowed you to have this nice natural inflection point and almost like flipping a switch of a clean slate. Michael Smith: It allowed us to learn the processes too. So, we launched in November 1st, by March we were in lockdown and so it gave us the opportunity to take several months of just learning the processes of how to be an RIA, it was pretty good. Jason Diamond: Absolutely. So, one of the things you mentioned in that was the way in which you serve clients and I’d read something funny and I think it was around the time of your move. You were talking about that, Merrill, you had a manager who spoke about that you would overserve your clients, you serve clients too much, tell me about that. Michael Smith: That was such an interesting topic because I got called down to the ops officer’s office and they’re like, “Ugh, Mike.” And it brought my admin down with me and they’re like, “Mike, these reports that you’re taking care of your clients too much,” and I’m like, “What do you mean?” “Well, you’re overservicing them.” Jason, I literally had to go back and Google the word overservicing because I was like, “How do you overservice the client? I’m not making their bed.” It was just so funny to me that I got counsel for overservicing clients when we’re in a client-facing job and I think that was part of the catalyst. Jason Diamond: Tell me more about what they meant, you think. Michael Smith: Hindsight, I think they … I like to take care of people which means I’m very intuitive towards taxes, I understand how the tax code works, I understand how everything impacts their bottom line. So, when we’re doing deferred comp enrollments or 401(k) enrollments or I’m a big believer in Roth 401(k)s and backdoor Roths and I’ve been doing them for years, I think what Mother Merrill wanted at that time was us not to do that. And, again, nothing against Merrill, I get it but this is how they wanted us to act and I wasn’t in that mold, I was taking care of clients to a much deeper depth is how I would say it. Jason Diamond: And I think that speaks to you outgrew the model not necessarily the firm. I think Merrill does a lot of things really well, you would agree with that, I think given that you built 85 clients and 350 million in assets is nothing to sneeze at. But the model that it seems like you value client service and an integrated client service experience of that and the wirehouse model oftentimes doesn’t put a premium on that. Tell me about your ethos or your thoughts around client service today and what being independent enables you to do. Michael Smith: So, that’s an interesting observation because one of my clients actually just mentioned to me that the reason we’re growing so much is because of our service model and the fact that we deliver a tremendous amount of value over just portfolio management. I said my managers is in portfolio management, I don’t do that any longer, I have a staff that handles that for me but it’s really the servicing of the clients because they don’t know what we know and I think servicing the client is the most important thing that we can do today. Jason Diamond: Give me some examples of what you mean by servicing the client in a more holistic way. I agree with you, by the way, portfolio management, table stakes, financial planning, table stakes, tell me more about what you mean. Michael Smith: By that I mean we do a quarterly review on tax. So, a lot of people don’t understand how taxes work and how estimated taxes work. So, estimated taxes are January 1st to March 31st, January 1st to May 31st, January 1st to August 31st, that’s how you do your estimated tax payments, you figure out what that is. And for compensated employees where they have RSUs that come in at different times of the year or different grants or exercise their options at a different time, that can affect their estimated tax liability and I’m not big on giving Uncle Sam any more money than they have to have until they need it. And then everyone doesn’t understand how the penalties and interest works on the IRS. And I’m big on the tax payments because that’s where we can add a lot of value for not a lot of time and we integrate it with our portfolio so we know what we’re doing with our gains. And I happen to reside in Washington State which has a long-term capital gains tax rate once you surpass about 270,000 of long-term capital gains. So, it’s super important for us to be aware of this and that’s how we service them. We also help them with their rebalancing of their 401(k)s, things that wirehouses cannot supposed to do, we are not supposed to be helping them with some of their aspects of life. Jason Diamond: Yup. That’s what I was alluding to earlier, it’s limitations on the model, not because they’re bad models, it’s just a different way, a different ethos around client service. You mentioned RSUs and corporate employees, I know that’s a niche you have is around concentrated stock positions and equity comp plans. I guess let me ask you two different questions around this. First of all, why that niche? Interested. And then, second of all, do you think

This week the guys discuss some of the refreshing their older cars need. Foo chasing a reoccuring evap check engine light in the Dodge pickup. Foo wants to know if piece of mind has been achieved withthe Mustang purchase. People don't care to work on their cars much anymore. Takling the misconceived notions around EV ownership. Oil is NOT forever, and why isn't solar being installed in every parking lot and over every EV charging station? New show recommendations. Plus more!

Last year, Ford recalled a record-breaking 12.9 million vehicles over 153 separate campaigns – an embarrassing fail the automaker is looking to remedy. And like most businesses, it's leaning on cutting edge technology to make improvements.In a recent interview with Road & Track, Ford's leadership revealed a new strategy they say is already enhancing the quality of its engines. And it's about getting back to the basics.The Ford Essex engine plant in Windsor, Ontario produces multiple engines for Ford's line, including the Coyote 5-liter V-8 for the F-150 and the Mustang, as well as the Super Duty truck engines in 6.7- and 7.3-liter varieties.But this story is less about what Essex is building, and more about what it's taking apart.Essex plant manager Neil Wilson told Road & Track that the plant has started tearing down one engine every single day and subjecting it to a battery of tests.Previously, Ford reportedly conducted this intensive engine teardown once every three months, or when there was a suspected issue. After last year's recall extravaganza, however, that changed. And Ford's new frequency is apparently catching things that would have, in the past, slipped through the cracks.

Der Ford Probe – Die Versuchsrakete aus Michigan Der Ford Probe ist ein gutes und zuverlässiges Auto. Solide, mit vernünftiger und verlässlicher Technik. Und genau das machte das Coupé aus Michigan einst so unbeliebt. Die Entscheider bei Ford wollten den Mustang, ihr ikonisches Pony-Car, durch den Probe ersetzen. Das war aus damaliger Sicht eine der gravierendsten Fehlentscheidungen, die jemals im Management der Ford Motor Company getroffen wurden. Zum einen war der Probe als Vierzylinder mit ausreichender, aber doch überschaubarer Leistung konzipiert. Und ausgerechnet damit sollte der potente Achtzylinder aus dem Mustang ersetzt werden? Außerdem hatte er Frontantrieb - ein absolutes No-Go in der Pony-Car-Szene. Das schlimmste aber war, dass der Probe nichts anderes war als ein Mazda 626, nur eben mit einem neuen Blechkleid. Ford hielt damals runde 25% an dem japanischen Automobilhersteller und wollte sich durch Synergieeffekte gesundstoßen. Aber der Sparwille soweit führte, dass ausgerechnet der Ford Mustang mit der gefühlt biedersten, vernünftigsten und faktisch unsportlichsten Familienkutsche der Welt ersetzt werden sollte, sorgte damals für einen Sturm der Entrüstung. Auch heute noch schütteln die Kenner der Ford-Historie den Kopf über diese krasse Fehlentscheidung. Es gibt sogar Verschwörungstheorien, die einen Konkurrenten hinter der Entscheidung sehen, dem es gelungen ist, jemanden in den Ford-Vorstand einzuschleusen, um der Marke zu schaden. Heute ist der Probe längst ein geschätzter Oldtimer, gerade weil er technisch so zuverlässig und vernünftig ist. Der Ford ist familientauglich, günstig zu haben und auch ausreichend eigenwillig gezeichnet, um in jedem Fall aus der Masse herauszustechen. Vergessen ist die Empörung der Pony-Car-Anhänger, ganz im Gegenteil: Die Anekdote mit der Mustang-Nachfolge wird oft und gerne erzählt. Ron und Frederic sind sich einig: der Probe ist ein tolles Auto. Während Frederic den 2,2 Liter Turbo nur leicht optimieren würde, sieht Ron das volle Tuning-Potential des Motors. Er würde seinen Probe ordentlich aufpumpen, wenn er das nötige Kleingeld hätte. Was das alles mit dem deutschen Händlernetz, persönlichen Reifeprozessen und Colakisten zu tun hat - das erfahrt ihr in diesem Podcast.

We are the Automotive Authority when it comes to car repair advice given over the air and on podcast. You can call us live and get your car questions answered for free. Here are todays callers. Why does my ABS activate by itself just before a stop sign? 14 Sierra Why is my check light out light on when my lights are good? 04 Volvo S60 Why is my 99 Mustang engine knocking? Fixing oil leaks on my 13 F150 ecoboost Subaru Cross Trek oil cooler update 65 Corvair oil and fuel additive 19 Escape randomly dies and won't crank 67 MGB how to stop rust in the fuel tank? 17 Subaru Outback using e15 13 e350 Mercedes runs bad after switching from e85 to regular fuel

Can electronic technology make manual transmission drag racing faster and more consistent?In this episode of EPARTRADE Race Industry Now, Bill Armstrong, Owner of The BangShift Billy, joins host Joe Castello of WFO Radio to discuss how digital clutch control and wireless technology are transforming stick shift drag racing.Discover how the Digital Clutch Controller helps racers improve launch consistency, reduce wheelspin, and achieve faster 60-foot times while retaining traditional clutch hardware. Bill also explains the company's wireless steering wheel buttons and RF control systems designed to eliminate coiled cords and increase reliability.Topics covered include:✅ Digital clutch controllers for hydraulic clutch systems✅ Electronic clutch slip management✅ Launch consistency and ET improvements✅ Wireless steering wheel buttons for drag racing✅ RF technology vs Bluetooth systems✅ Holley EFI and Haltech ECU integration✅ Clutch position sensors and future developments✅ Drag-and-drive applications✅ Bracket racing consistency✅ Solid-state outputs and low-latency controlsWhether you race a Mustang, Camaro, Corvette, Honda, Subaru, or any manual transmission drag car, this webinar provides valuable technical insight into one of the fastest-growing areas of drag racing technology.Featuring:Bill Armstrong – Owner, The BangShift BillyHosted by:Joe Castello – WFO RadioPresented by ARP, Inc., PEAK, Fifth Third Bank Motorsports, Ferrea Racing Components, CTech Manufacturing, & Race-Fan.About EPARTRADEEPARTRADE is the leading B2B platform for the racing industry, connecting more than 75,000 racing professionals and 36,000 businesses worldwide.

Matt Farah and Zack Klapman discuss Audi's new supercar, the Nuvolari; get confused by Mustang history; Matt tells us about his role as a judge for an inaugural car charity event; and Patreon questions include: Is the Gumball 3000 the pinnacle of "rally"? How to spot undercover police cars Does altitude effect our car reviews? The hardest car part we've had to find Do we enjoy driving slow cars slowly? Will smooth '90s styling come back? $50k for a "plan Z" car with my friends How fast do you go in the canyons? Which cars do better on BaT vs Cars and Bids? Underrated food cities And more! Recorded June 9, 2026 Vinbidders Smoking Tire fans get $100 off the listing price with promo code TIRE and by visiting https://vinbidders.com/tire Go from submitting your car to a confirmed sale in under 1 week with VinBidders. And you only pay $149 if the car sells. TrueWerk Get 15% off your first order at https://TRUEWERK.com with code tire. TRUEWERK, built like it matters, because it does. Mac tools Go to https://mactools.org/tire to learn more and see if there's an open route near you Hims For simple, online access to personalized and affordable care for Hair Loss, ED, Weight Loss, and more, visit https://hims.com/tire Enter to WIN our AMAZING 2025 Porsche 911 Turbo S!! https://www.dreamgiveaway.com/tickets/porsche?promo=SMOKINGTIRE Promo Code Offer: Get 4X bonus tickets with any donation of $25 or more. With every donation you are helping benefit some wonderful veterans' and children's charities. Podcast Promo Code: SMOKINGTIRE Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman

Back again to the podcast, Danny Stucker has been a car guy since he was old enough to hold a wrench, and since my latest addiction of buying and restoring Fords of all shapes and sizes, Danny has been a key motivator of all of the "outside my comfort zone" repairs over the last few years. Danny, welcome back to Ford Mustang: The Early Years Podcast.Do you own an early-year Mustang?YesHow long have you owned your ride?Yes, since 2020If you've made improvements to your classic car or restored it, what work have you done?Complete driveline upgrades and built a performance 6 cylinder 200What plans do you have for improvements/restoration/modification of your classic car?Coil over suspension Connect with the show:@mustangpodcasthttps://www.instagram.com/mustangpodcast/Connect with Dougdoug@turnkeypodcast.com Interested in renting your Classic Ride for photo shoots?ClassicFordRentals.comGot a classic Ford in SoCal? A Mustang. F-Series, or Classic Falcon or Galaxy? Survivor? Showing lots of Patina? Or a Show truck. I'm looking to put real classics on real sets — photo shoots, commercials, film, and premium productions. You keep your ride. I handle the clients, bookings, and logistics. Turn your classic Ford into a paid, on-camera icon.Visit ClassicFordRentals.com, scroll to the bottom of the page, and share your info with me— let's get your truck or Mustang working.Want to be a guest on the show?Send an email to me: doug@TurnkeyPodcast.com Sponsored by: National Parts Depotwww.npdlink.comWith 4 warehouses nationwide, you'll get your parts fast!"Keep it safe, keep it rollin', and keep it on the road. Until next time!" Doug Sandler

Back again to the podcast, Danny Stucker has been a car guy since he was old enough to hold a wrench, and since my latest addiction of buying and restoring Fords of all shapes and sizes, Danny has been a key motivator of all of the "outside my comfort zone" repairs over the last few years. Danny, welcome back to Ford Mustang: The Early Years Podcast.Do you own an early-year Mustang?YesHow long have you owned your ride?Yes, since 2020If you've made improvements to your classic car or restored it, what work have you done?Complete driveline upgrades and built a performance 6 cylinder 200What plans do you have for improvements/restoration/modification of your classic car?Coil over suspension @fordpickuppodcasthttps://www.instagram.com/fordpickuppodcast/ Sponsored by: National Parts Depotwww.npdlink.com With 4 warehouses nationwide, you'll get your parts fast!Sponsored by: Vintage Airwww.vintageair.com Keep it safe, keep it bumpin', and keep it on the road. Until next time! ~Doug Sandler

Spike sits down with Nolan and Joe from Donut Media to talk about building one of the biggest car channels on the internet, why Porsche content flops with younger audiences, and whether spending more money actually makes your car faster. Plus, someone drives onto elevated train tracks because their GPS told them to. ______________________________________________

Matt Farah and Zack Klapman review the 2026 Lucid Gravity. Is it a minivan or an SUV? Pros and cons abound. Matt tells the tale of driving the SP40 Restomod, a carbon fiber Mustang-powered creation from Argentina. Patreon questions include: Will Cadillac build a supercar? Has Matt softened on BMW 2002s? Any "Why haven't they solved this?" features? Am I a snob for preferring the Audi E-Tron GT? Will t-tops come back or are they too dangerous? Our favorite batmobiles Could Lincoln make a fancy Bronco to compete with the G-Wagen? Ferrari's future manual Why special EV technology won't the prices more attractive North American brands that will disappear How to buy wheels And more! Recorded Friday, June 4, 2026 Show Notes Vinbidders Smoking Tire fans get $100 off the listing price with promo code TIRE and by visiting https://vinbidders.com/tire Go from submitting your car to a confirmed sale in under 1 week with VinBidders. And you only pay $149 if the car sells. TrueWerk Get 15% off your first order at https://TRUEWERK.com with code tire. TRUEWERK, built like it matters, because it does. Mac tools Go to https://mactools.org/tire to learn more and see if there's an open route near you Hims For simple, online access to personalized and affordable care for Hair Loss, ED, Weight Loss, and more, visit https://hims.com/tire Enter to WIN our AMAZING 2025 Porsche 911 Turbo S!! https://www.dreamgiveaway.com/tickets/porsche?promo=SMOKINGTIRE Promo Code Offer: Get 4X bonus tickets with any donation of $25 or more. With every donation you are helping benefit some wonderful veterans' and children's charities. Podcast Promo Code: SMOKINGTIRE Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman

Pat Parnell went to buy a classic car for his wife. He ended up buying a company too. Rain Gear Wiper Systems, the only hidden wiper system company for classic cars in the world. After 42 years hauling and installing high-end appliances, his body was done with the heavy lifting. Within a few weeks of stumbling onto this business, he cashed in part of his life savings to buy it. Now at 64, he calls running the business relaxing. He’s shipping wiper kits worldwide for 90 different classic cars, and currently building out a machine shop to make everything in-house. Listen on your favorite podcast app using pod.link.     . View the podcast at the bottom of this post or on our YouTube Channel. Follow us on Social and never miss an update! Facebook: https://www.facebook.com/swarfcast Instagram: https://www.instagram.com/swarfcast/ LinkedIn: https://www.linkedin.com/company/todays-machining-world X: https://twitter.com/tmwswarfblog ************* Link to Graff-Pinkert's Acquisitions and Sales promotion! ************* Main Points Hidden in Plain Sight Rain Gear makes hidden wiper kits for classic cars. The systems remove the factory wiper motor from the firewall and tuck it into the vehicle’s airbox or underneath the dash. Cleaner firewall, more room under the dash, and a more reliable system than what came stock on a 1957 Chevy. That last part matters. Original wiper systems on classic cars were often cable-driven and unreliable. This isn’t just about looks. People actually drive these cars in the rain. Pat ships kits to customers as far as Australia. Over 90 SKUs covering everything from C1 Corvettes to Tri-Five Chevys, Ford and Chevy trucks, and 1964-1968 Mustangs. Kits run from around $500 to $800 depending on the vehicle. The Only One in the World Pat says Rain Gear has no competition. He spent 42 years competing in the appliance installation business. Now he’s in a category of one. When customers need a wiper system for a car Rain Gear doesn’t have a kit for, they provide dimensions and Pat works with them to find the closest fit. Rain Gear Wiper Systems Wiper Kit Two Weeks Pat was looking to buy a 1965 Mustang fastback for his wife. The seller mentioned he’d only purchased the car to design a wiper system for it, and that he was also selling the company. Within two weeks Pat bought Rain Gear Wiper Systems in November 2024. His philosophy on purchasing: do the research upfront, know what you want, and when the right thing appears, don’t hesitate. “It’s always the first one. It’s not the second one, not the third one. It’s always the first one you should buy.” His wife puts it differently: “You’re bending over picking up pennies while the dollars are flying over your head.” The Founder is Still at It The original engineer, Tom Jensen, a Vietnam veteran, designed the systems and sold the company to Pat. He didn’t walk away. Jensen emailed Pat recently saying he was heading to the junkyard to buy parts to design a new kit for a 1973-1987 Chevy square body truck. Pat already has customers waiting for it. The pipeline is open. Building a Shop When Pat bought Rain Gear all parts were outsourced. He’s bringing production in-house. He’s already purchased a fiber laser, is looking for a 32mm CNC Swiss machine, and is adding a CNC brake and a high-end compressor, around five to six machines total. His brother-in-law, who installs industrial robotics professionally, is helping with setup, and a programmer he knows will handle the CAD files and machine programming remotely. Pat’s reasoning: spending $200,000 on equipment that generates revenue long-term beats spending the same on parts sitting on a shelf. One Business Fading, One Growing Pat still has two employees running the appliance installation business. The plan isn’t a hard cutoff. Rain Gear has to outgrow it first, and then he’ll let the appliance side fade naturally. He’s managed over 20 employees, multiple trucks, and two warehouses before. The organizational side doesn’t intimidate him. He’s done it.

How long does an EV battery really last? Dave's 2022 Ford Mustang Mach-E has now surpassed an incredible 350,000 miles, making it one of the highest-mileage Mustang Mach-Es on the road today. In this episode of Turn Down for Watt, we revisit Dave to discuss EV battery degradation, battery health, charging habits, maintenance costs, reliability, and long-term electric vehicle ownership after hundreds of thousands of miles.When Dave first joined the show, his 2022 Ford Mustang Mach-E Premium had already surpassed 250,000 miles, challenging everything many people thought they knew about EV battery life, electric vehicle reliability, and long-term ownership costs. Now, with another 100,000 miles added to the odometer, we wanted to check back in and see what has changed—and what hasn't.Can a modern EV really go 350,000 miles on its original battery? How much range has been lost? What maintenance and repairs have been required? What has ownership actually cost compared to a gas vehicle? And what lessons can EV owners, fleet operators, and EV skeptics learn from one of the highest-mileage electric vehicles on the road today?Connect with Dave:

Ethan and Morgan from Mustang went out, but did a random awkward comment keep them from another date? We find out with the 2nd Date Update

June is Banned Book Month, so this year we are joined by our friend and librarian Shauna to discuss S.E. Hinton's novel about Greasers, Socs, switchblades, rumbles, Cherry, sunsets, and their tuff, tuff hair. Also, we received a gift package from longtime listener David and we opened that plentiful Pandora's Box on air!Today's Sodapop (Curtis) is Boylan's Black Cherry.Send us Fan Mail

In Part 3 of our Merkers Mine series, the clock is ticking. Under the Yalta agreements, the region containing the mine is slated to be handed over to Soviet control. Every gold bar, suitcase of SS loot, and priceless work of art must be moved to the American zone immediately. Enter Lieutenant George Stout, America's premier art conservation expert, and the legendary "Monuments Men." Descending into the pitch-black tunnels, they face an impossible logistical nightmare: safely extracting hundreds of delicate, priceless masterpieces—including works by Rembrandt and Manet. In a detail that reads like pure fiction, the American soldiers frantically wrap these uncrates paintings in thousands of abandoned German army sheepskin coats, garments originally tailored for the Nazis' disastrous 1941 winter invasion of Russia.Meanwhile, the operation to extract 250 tons of gold bullion goes into overdrive. It is a backbreaking, round-the-clock effort to haul thousands of unwieldy bags up a single, shuddering elevator shaft. What follows is a massive, heavily guarded overland transport featuring 10-ton trucks, military police battalions, and continuous P-51 Mustang air cover. But the most valuable discovery of the day might not be the gold itself. Financial expert Colonel Bernard Bernstein uncovers the meticulous internal ledgers of the Reichsbank's precious metals department—the smoking gun that documents exactly whose wealth was stolen, providing crucial evidence that will later be used to prosecute Nazi leaders at the Nuremberg trials.But this story is not just about staggering wealth; it is inextricably linked to unimaginable horror. This episode returns to the devastating aftermath of the Ohrdruf concentration camp liberation, detailing General Eisenhower's uncompromising order to force local German civilians to march through the camp and witness the atrocities committed in their name—an event that ended in the shocking suicide of the town's mayor. Today, the Merkers Mine is an adventure tourist attraction with laser light shows, but as we conclude this chapter, we are reminded that much of the Nazi wealth disappeared into the shadows, and the final accounting has never truly been settled. Listen in as we trace the treasure out of the darkness and prepare for the finale of this World War II prelude.

Mustang baseball center fielder Casey Murray Jr. joins CJ to talk about the Mustangs making the super-regionals for the first time and the success in the 2026 season. Thanks to all my partners:  California Fresh Markets, Live Well SLO, Avila Bay Athletic Club & Spa,  Michael Moore's Wholesum Kinetic Clinic, and Gymnazo.

Let me get this straight- Doug wants to park his Mustang outside of a coffee shop, with a "Ride me" sign and his phone number in the window, and wait for people to text him. When they do, he'll walk out of the coffee shop, invite them into the car, then drive them around Ojai. I guess it's better than offering kids candy from an unmarked white van. Wait, didn't Doug use to drive a Good Humor ice cream truck? This explains a lot...Do you want some cool merch? Check out the store here- https://www.niceguysonbusiness.com/merch Need podcast production? We've got your back. https://turnkeypodcast.com/contact Your Voice, your message, fully produced. Leave a voice mail for the Nice Guys: 424-2DJ-DOUG – (424) 235-3684Join our Nice Guys Community. http://www.NiceShortCut.com No time to get to this, but you can read the blog here: 12 Worries Every Entrepreneur Has (or they are lying) Show notes written lovingly by the most anonymous man (or woman) in the world. Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Mary Kitzmiller answers listener questions about teaching horses to move forward and exercises for straightness. We chat with Doug Havens about training mustangs.Episode 3965 LinksImage Credit: Mary Kitzmiller HorsemanshipToday's Hosts: Mary Kitzmiller and Coach JennTitle Sponsor: Endure Gold Killer Fly & Mosquito ControlGuest: Douglas Havens, Havens Hideout RanchFollow Mary Kitzmiller on Facebook, Mary Kitzmiller's StoreFollow Horse Radio Network on Twitter or follow Horses In The Morning on FacebookVisit our other sponsors! Spalding Fly PredatorsAdvertise with Horse Radio NetworkAdditional support for this podcast provided by: Listeners Like YouTime Stamps03:05 -Riding on a loose rein12:56 - Doug Havens training mustangs35:44 - How do you teach a horse to tie41:07 - Exercise for keeping a horse straight, getting more forward

Mary Kitzmiller answers listener questions about teaching horses to move forward and exercises for straightness. We chat with Doug Havens about training mustangs.Episode 3965 LinksImage Credit: Mary Kitzmiller HorsemanshipToday's Hosts: Mary Kitzmiller and Coach JennTitle Sponsor: Endure Gold Killer Fly & Mosquito ControlGuest: Douglas Havens, Havens Hideout RanchFollow Mary Kitzmiller on Facebook, Mary Kitzmiller's StoreFollow Horse Radio Network on Twitter or follow Horses In The Morning on FacebookVisit our other sponsors! Spalding Fly PredatorsAdvertise with Horse Radio NetworkAdditional support for this podcast provided by: Listeners Like YouTime Stamps03:05 -Riding on a loose rein12:56 - Doug Havens training mustangs35:44 - How do you teach a horse to tie41:07 - Exercise for keeping a horse straight, getting more forward

Mustang baseball center fielder Casey Murray Jr. joins CJ to talk about the Mustangs making the super-regionals for the first time and the success in the 2026 season. Thanks to all my partners:  California Fresh Markets, Live Well SLO, Avila Bay Athletic Club & Spa,  Michael Moore's Wholesum Kinetic Clinic, and Gymnazo.  

Break/Fix Podcast returns with co-host Don Weberg from Garage Style Magazine to interview car enthusiast and fundraiser Bob Hammer about using car culture to support A Brighter Day, a nonprofit helping teens and young adults facing stress, depression, and suicidal ideation. Bob shares his automotive roots (including a '66 Barracuda, a long-owned '65 Mustang he sold during two bouts of testicular cancer, a '68 Corvette, and restoring his uncle's 1957 Chevy stake bed to stock after his uncle's death) and his fundraising background through the Have a Ball Foundation, which has raised $5.4 million for cancer. Now as A Brighter Day's development director, Bob is expanding the charity's car show into downtown Danville, CA on Sunday, June 14, with sponsors, vendors, music, awards, and a goal of growing attendance and fundraising over time. ===== (Oo---x---oO) ===== 00:00 Meet Bob Hammer 01:43 Car Guy Origins 03:11 Family Truck Tribute 04:00 From Cancer to Foundation 05:54 Danville Car Show Revival 07:08 Joining A Brighter Day 09:32 Car Show Success Tips 12:59 A Brighter Day Mission 14:12 New Downtown Event Details 19:38 Future Growth & Fundraising Goals 25:21 How to Get Involved 27:27 Closing Sponsors Outro ==================== The Motoring Podcast Network : Years of racing, wrenching and Motorsports experience brings together a top notch collection of knowledge, stories and information. #everyonehasastory #gtmbreakfix - motoringpodcast.net More Information: Visit Our Website Become a VIP at: Patreon Online Magazine: Gran Touring Follow us on Social: Instagram

Mary and Jerry answer listener questions about meeting each other's families, blending traditions, and navigating in-laws as newlyweds. Jerry recalls being silently “glared at” by Mary's many brothers when he picked her up in his '66 Mustang, while Mary shares her anxious first trip to Oklahoma and meeting Jerry's grandmother at a small farmhouse gathering where strict kitchen rules, cows, cow pies, and competitive dominoes made a lasting impression. They describe traditions they kept—dominoes, St. Nicholas Day ornaments, Spekulatius cookies, German donuts at Easter, and simple chocolate bunnies—and discuss setting boundaries and communicating around holiday plans, especially with distance, divorce, and caregiving needs for Courtney. They reflect on lessons and sayings from their parents, service-focused faith, and how flexibility helps families stay connected over 38 years of marriage. Connect with us and our podcast on Instagram @themaryandjerrypodcast Support the work of the show and get bonus content by supporting us on Patreon: https://www.patreon.com/user?u=17005526

Send us Fan MailIn S2E18, we talk through Robby redoing the Mustang shocks, helping with an oil change, and the never-ending debate between keeping things old-school or upgrading to coilovers. Ian recaps a packed beach day, a failed attempt at metal detecting, and a new tattoo idea involving Ultra Instinct Goku, Ultra Ego Vegeta, anime panels, and space-themed designs. We also get into LEGO side-hustle talk, old friends we should bring onto the podcast, classic car meets, and why the Slingshot might be too damn fun to sell. Support the show

In this wide-ranging episode of Hoots on the Ground with No Bullshido, Adam Hoots sits down with Geoff Lobley, a Calgary-based construction professional, educator, and risk specialist with TRAVIS Engineering Inc., who came up through the trades and has worked nearly every seat on the org chart. Adam and Geoff have only crossed paths a couple of times (the first in Auburn), but Geoff is the kind of person whose energy you feel the moment he walks into a room. Recording from a deep-frozen Calgary, Canada, at -25°C, the two skip the small talk and dig straight into the human side of building.  Geoff is refreshingly honest about not being a natural "people person." He shares how a painful personal loss, paired with a blunt-but-caring boss named Lisa Gibson, cracked him open to mentorship at exactly the right moment — and reframed vulnerability from a perceived weakness into the fastest way to build trust and rapport. The conversation dives deep into: •       Why vulnerability is the fastest path to trust and why it isn't the same thing as weakness •       The mental health and suicide crisis in construction and why the six-day-week culture deserves scrutiny •       Walking the six core principles of Lean back to a single idea: respect for people •       Reflective practice — reflection in action and reflection on action — as a daily Lean habit Geoff doesn't shy away from the hard stuff. He talks candidly about the mental health and suicide crisis on jobsites, the band-aid-but-meaningful value of bringing one-hour mental health sessions to crews, and a Calgary Construction Association program working to do exactly that, one site at a time. He and Adam also wrestle honestly with work-life balance, the "but I learned twice as much" justification for brutal hours, and what that learning really costs. Then Geoff ties it all together by walking through the six Lean principles — continuous improvement, focus on flow, eliminate waste, generate value, and optimize the whole — and routing each one back through people. The conversation lands on reflective practice and a deceptively simple language hack: flip "don't forget to" into "remember to," because the brain quietly drops that first word. Equal parts honesty, humor, and hard-won wisdom, this episode is a reminder that the most important system on any jobsite is the human being standing on it — and that small, intentional acts of lean (and of care) compound over an entire career. Key Takeaways: •       Vulnerability Builds Trust Faster: Sharing a little personal context early — even a quick chat about someone's Mustang collection — opens doors that pure technical competence never will. •       Construction Has a Mental Health Crisis: By percentage, the industry's suicide rate rivals or exceeds that of veterans. A one-hour jobsite session is a band-aid — but band-aids still matter. •       Question the Six-Day Week: Working twice the hours doesn't mean learning twice as much. Ask what it's really costing you — and the people waiting at home. •       Respect for People Anchors Everything: Run the six Lean principles through a human lens, and they all come back to developing, valuing, and looking out for the people doing the work. •       "Remember To" Beats "Don't Forget To": The brain skips the first word, so "don't forget" becomes "forget." Flip the language, and people actually follow through. •       Listen Your Way to Honesty: Like going from water-skiing to scuba diving, the right question at the right moment lets people open up one layer at a time. •       Reflective Practice Is a Lean Habit: Pull two lessons learned out of every weekly trade meeting — what went well, what didn't — before anyone forgets the good stuff. EPISODE QUOTES: •       "Anybody can do the technical work. If you want to advance, you focus on the people around you." •       "Vulnerability isn't weakness — it's being open enough to build trust, and the more open you are, the faster you build it." •       "We exceed the number of suicides compared to veterans. Think about that for a minute." •       "Did you really learn twice as much? And even if you learned more, was it worth it? At what cost?" •       "The brain skips the first word, so 'don't forget to' becomes 'forget to.' Flip it to 'remember to.'" •       "If you feel you're missing your opportunities, you are. So just ask — make the opportunities." •       "Find a small increment. 5S your desk, 5S your files. Those are easy wins — and they don't hurt at home either." RESOURCE LINKS MENTIONED IN THIS EPISODE: The Lean Builder Calgary Construction Association (Lean Community of Practice) Depth Builder — Jesse Hernandez  Lean Construction Institute GUESTS FEATURED IN THIS EPISODE: Geoff Lobley | LinkedIn — Construction professional, educator & risk specialist | Instructor at SAIT | Calgary Lean Community of Practice | TRAVIS Engineering, Inc.  Adam Hoots | LinkedIn  — Host/Producer of Hoots on the Ground and Lean builder focused on respect for craft and field leadership. ABOUT HOOTS ON THE GROUND PODCAST: The Lean Builder's absolutely, positively NO Bullshido podcast. Join host Adam Hoots and his guests as they dig deep into the topics that matter most to those in the field. With stories from the trenches, lessons learned, and plenty of laughter, this podcast is for the men and women doing the hands-on work of construction.

Jim Foster has owned his Mustang for nearly 50 years, and in that time, the car has become far more than just transportation. Nicknamed “DABEEST,” this Mustang has survived hundreds of thousands of miles, an engine rebuild after 450,000 miles on the road, a serious accident, and a full restoration that brought it back to life in 2008.On this episode of Ford Mustang: The Early Years Podcast, James shares the stories behind decades of ownership, the upgrades that made the biggest difference, and what it's like staying connected to the same classic car through so many chapters of life. If you've ever wondered what makes someone keep a Mustang for half a century, this conversation delivers the answer.SnapshotEarly Mustang owner for almost 50 yearsOwns a Mustang named “DABEEST”Not in the restoration or Mustang parts businessLongtime enthusiast with a deep personal history tied to the carMajor Work CompletedRebuilt the engine after putting approximately 450,000 miles on the carAdded:Shorty headersEdelbrock 600 CFM carburetorUS MAG wheels/rimsThe car was involved in an accident in 2006Restoration completed, and the car returned in 2008www.dabeest.comConnect with the show:@mustangpodcasthttps://www.instagram.com/mustangpodcast/Interested in renting your Classic Ride for photo shoots?ClassicFordRentals.comGot a classic Ford in SoCal? A Mustang. F-Series, or Classic Falcon or Galaxy? Survivor? Showing lots of Patina? Or a Show truck. I'm looking to put real classics on real sets — photo shoots, commercials, film, and premium productions. You keep your ride. I handle the clients, bookings, and logistics. Turn your classic Ford into a paid, on-camera icon.Visit ClassicFordRentals.com, scroll to the bottom of the page, and share your info with me— let's get your truck or Mustang working.Want to be a guest on the show?Send an email to me: doug@TurnkeyPodcast.com Sponsored by: National Parts Depotwww.npdlink.comWith 4 warehouses nationwide, you'll get your parts fast!Email Doug: doug@turnkeypodcast.com"Keep it safe, keep it rollin', and keep it on the road. Until next time!" Doug SandlerRent your Classic Ford for commercials, film and special eventswww.ClassicFordRentals.comSign up today free of charge

Spirit, Fury und der Pferdeflüsterer: Wir haben Aufholbedarf. Aber Hauptsache der Text von Bibi & Tina sitzt. In dieser Folge sprechen wir über große Pläne, Hausaufgaben und den ganz normalen Pferdewahnsinn.

Talisker Resources CEO Terry Harbort joins MSD's Ian Wagner discusses the company's updated resource at the Bralorne Gold Project in British Columbia, which now totals nearly 3.4 million ounces across measured, indicated, and inferred categories. The update more than doubles the global resource and highlights high-grade material at Mustang and Olympus. Talisker is also advancing a 105,000-meter drill program focused largely on resource conversion, while ramping production at Mustang. Ore sorting, expanded trucking rates, and a coming PEA are key milestones for 2026.

In this episode of the Dressage Today Podcast, Stephany and Aviva interview dressage rider, upper-level eventer, mom and life-long learner Chelsea Canedy. The avid Mustang and meditation advocate talks about her debut memoir Finding Purpose: A Life Managing the Passion, Compulsion, and Borderline Addiction Called “Horses.” The book documents Chelsea's time with horses and how they've shaped the trajectory of her life and gives readers a behind-the-scenes' view of what it's like to compete at the upper levels and the inner work that sustains it. Blending raw personal stories with lessons from her decade-long meditation practice and career studying equine behavior, the lifelong horsewoman reflects on resilience, identity and the joy of choosing a life built on passion.We also talked to Chelsea about how publishing her memoir has impacted the conversation she's part of in the horse world, her beloved horses and how each is doing and many points of connection all horses lovers can relate to. This was such a fun interview; we know you'll love listening to Chelsea, too, and will likely also find many points of connection with her!In this episode, Aviva and Stephany also catch up on what's been happening in their respective horse worlds. Stephany talks about her recent venture up to WEC Ocala to compete with Dante, and Aviva is focused on avoiding the heat as much as possible as the unofficial summer kicks off.In our Ask the L segment, Aviva answers a question from listener Mary about collection and what judges expect to see at Second Level. Listen to get her keen advice!And as always if you enjoy our podcasts, please like and share them on social media!About This Episode's Sponsors: Farnam, Tribute and KPPFarnamThis episode is brought to you by Farnam, celebrating 80 years of trusted equine care, and Endure Gold Killer Fly & Mosquito Control, a new fly spray for horses. When your horse needs to stay focused, it helps to take flies out of the equation. Endure Gold uses brand-new, EPA-approved ingredients never before seen in equine care to annihilate flies, ticks, and mosquitoes. This advanced formula delivers fast knockdown and up to 14 days of fly protection you can trust. Discover fly protection with Endure Gold from Farnam.TributeWhat if your horse's nutrition only changed when it truly mattered? That's the philosophy behind Tribute Equine Nutrition. As a fixed-formula brand, they don't make changes unless new research shows they can make their feeds meaningfully better—supporting things like digestibility, nutrient absorption, and overall performance. That's why Tribute Equine Nutrition is upgrading every formula in their lineup, building on improvements made to their best-sellers and rolling those advancements out across 2026. To celebrate, Tribute has hidden golden tickets in random bags—worth up to a year's supply of feed for one horse. Horse owners can also get a free, personalized feeding plan, and new customers receive their first bag shipped free.KPPHas your horse been diagnosed with a neurological or muscular disorder? Is he showing signs of muscle wasting and impaired balance or coordination? Studies show that supplemented water-soluble natural vitamin E can reach a horse's brain and spinal cord through the blood-brain barrier, where it can benefit horses with neurological issues. If your horse has any of these problems, Elevate® W.S., a natural vitamin liquid, can help. A research-proven, powerful antioxidant, Elevate maintains healthy muscle, nerve, and immune function. It does this by delivering a highly bioavailable source of natural vitamin E that is preferentially absorbed and retained in a horse's tissues. For more information, visit KPPusa.com or call 859-873-2974. Visit TributeEquineNutrition.com and click “Get a Feed Plan” to learn more.Connect with the Hosts: Email Aviva Nebesky (horsepenhillfarm@aol.com) | Email Stephany Fish Crossman (stephanyfish@gmail.com)Connect with the Show: Website (DressageToday.com) | Socials (@DressageToday) Facebook | Instagram | Twitter | PinterestGuest: Chelsea Canedy | FacebookOur Sponsors this month: Farnam, Tribute, KPP

In this episode of the Dressage Today Podcast, Stephany and Aviva interview dressage rider, upper-level eventer, mom and life-long learner Chelsea Canedy. The avid Mustang and meditation advocate talks about her debut memoir Finding Purpose: A Life Managing the Passion, Compulsion, and Borderline Addiction Called “Horses.”The book documents Chelsea's time with horses and how they've shaped the trajectory of her life and gives readers a behind-the-scenes' view of what it's like to compete at the upper levels and the inner work that sustains it. Blending raw personal stories with lessons from her decade-long meditation practice and career studying equine behavior, the lifelong horsewoman reflects on resilience, identity and the joy of choosing a life built on passion.We also talked to Chelsea about how publishing her memoir has impacted the conversation she's part of in the horse world, her beloved horses and how each is doing and many points of connection all horses lovers can relate to. This was such a fun interview; we know you'll love listening to Chelsea, too, and will likely also find many points of connection with her!In this episode, Aviva and Stephany also catch up on what's been happening in their respective horse worlds. Stephany talks about her recent venture up to WEC Ocala to compete with Dante, and Aviva is focused on avoiding the heat as much as possible as the unofficial summer kicks off.In our Ask the L segment, Aviva answers a question from listener Mary about collection and what judges expect to see at Second Level. Listen to get her keen advice!And as always if you enjoy our podcasts, please like and share them on social media!About This Episode's Sponsors: Farnam, Tribute and KPPFarnamThis episode is brought to you by Farnam, celebrating 80 years of trusted equine care, and Endure Gold Killer Fly & Mosquito Control, a new fly spray for horses. When your horse needs to stay focused, it helps to take flies out of the equation. Endure Gold uses brand-new, EPA-approved ingredients never before seen in equine care to annihilate flies, ticks, and mosquitoes. This advanced formula delivers fast knockdown and up to 14 days of fly protection you can trust. Discover fly protection with Endure Gold from Farnam.TributeWhat if your horse's nutrition only changed when it truly mattered? That's the philosophy behind Tribute Equine Nutrition. As a fixed-formula brand, they don't make changes unless new research shows they can make their feeds meaningfully better—supporting things like digestibility, nutrient absorption, and overall performance. That's why Tribute Equine Nutrition is upgrading every formula in their lineup, building on improvements made to their best-sellers and rolling those advancements out across 2026. To celebrate, Tribute has hidden golden tickets in random bags—worth up to a year's supply of feed for one horse. Horse owners can also get a free, personalized feeding plan, and new customers receive their first bag shipped free. Visit TributeEquineNutrition.com and click “Get a Feed Plan” to learn more.KPPHas your horse been diagnosed with a neurological or muscular disorder? Is he showing signs of muscle wasting and impaired balance or coordination? Studies show that supplemented water-soluble natural vitamin E can reach a horse's brain and spinal cord through the blood-brain barrier, where it can benefit horses with neurological issues. If your horse has any of these problems, Elevate® W.S., a natural vitamin liquid, can help. A research-proven, powerful antioxidant, Elevate maintains healthy muscle, nerve, and immune function. It does this by delivering a highly bioavailable source of natural vitamin E that is preferentially absorbed and retained in a horse's tissues. For more information, visit KPPusa.com or call 859-873-2974. Connect with the Hosts: Email Aviva Nebesky (horsepenhillfarm@aol.com) | Email Stephany Fish Crossman (stephanyfish@gmail.com)Connect with the Show: Website (DressageToday.com) | Socials (@DressageToday) Facebook | Instagram | Twitter | PinterestGuest: Chelsea Canedy | FacebookOur Sponsors this month: Farnam, Tribute, KPP

Click here to share your favorite car, car story or any automotive trivia!Welcome back to All the Cars I've Loved Before, the podcast where we park the data at the door to focus on the stories that matter

On this episode of The Steve Dangle Podcast, 00:00 Marner to the Cup Final 35:00 Habs and Canes are tied at 1 1:03:00 Solving tanking 1:14:00 USA's World Championship team 1:18:30 Max Domi is out 1:21:30 Easton Cowan 1:26:00 Leafs D issues Visit this episode's sponsors: The Toyota Tacoma is the ultimate power play during Red Tag Days. Visit ⁠http://shoptoyota.ca/⁠ Sign up for a one-dollar-per-month trial period at ⁠https://shopify.com/sdp⁠. Go to ⁠https://shopify.com/sdp⁠ now to grow your business–no matter what stage you're in. Chubbies is here to keep you comfy and looking good year-round. Get 20% off with code sdp at ⁠http://chubbiesshorts.com/sdp⁠ Canada's game

Forza Horizon 6 dropped in Japan and we both went deep — Raz put in 27 hours, Jake is still learning. This week we break down everything: who this game is actually for, whether you need to be a car guy to enjoy it, and whether the critics are right about the Metacritic 92. We go hard on the manual vs. automatic debate (Jake is on manual with clutch, Raz is on automatic — and Jake has opinions about that). We talk tuning depth vs. accessibility, the "same loop new map" criticism, and why Japan is a better setting than you might expect. Then it gets personal: Jake refuses to drive Japanese rice burners in-game, breaks down exactly why a stock '69 Mustang beats a $300,000 Civic, and the Honda CRX takes a beating. Raz reveals his dream car is a 2010 Scion TC. It goes how you'd expect. We also cover: the Halo Warthog hidden in your garage, online racing first impressions, fast traveling in a driving game (yes, Raz is doing it), and whether Forza Horizon 6 belongs in the Game of the Year conversation. Jake thinks racing games should never win GOTY. Raz is slowly converting to manual. Neither of them know what camber is. 0:00 Intro – Fly Digi Racing Mode & Episode 588 3:49 Raz's Racing Game Resume (Gran Turismo 4 to 27 Hours of FH6) 5:40 Who Is Forza Horizon 6 Actually For? 19:59 Manual vs Automatic – Jake Makes His Case 23:10 Tuning Depth: Gear Ratios, Camber & Casual Accessibility 32:36 "I'm Not Becoming a Tradesman" – The Tuning Menu Rant 41:20 JDM vs Muscle Cars – Jake's Strong Opinions on Car Aesthetics 42:48 The Honda CRX Situation (And Why It's a Piece of S***) 1:03:57 Online Racing First Impressions 1:05:34 Raz's Dream Car Is a 2010 Scion TC (It's Not in the Game) 1:12:06 The Halo Warthog & Polaris Razor – Xbox Easter Eggs 1:15:57 Metacritic 92: Best Reviewed Game of 2026? 1:18:29 "Same Loop New Map" Criticism – Is It Valid? 1:21:57 AWD vs 4WD – Neither of Us Know Cars 1:33:49 Should Forza Horizon 6 Win Game of the Year? 1:38:31 Raz Is Fast Traveling in a Driving Game (On the Record) 1:41:56 Who Should Play This Game (And Who Shouldn't) 1:45:37 Outro – Patreon Plug & Next Week _Note: timestamps may be slightly misaligned on podcast apps (but not on YouTube) due to dynamic ads._ The podcast is available wherever you listen to podcasts, and ad-free & early access versions - as well as bonus episodes - are available to all of our Patreon (https://www.patreon.com/thedropshot) supporters. We stream the podcast live on our YouTube (https://www.youtube.com/c/thedropshotpodcast) every Saturday morning at ~9 o'clock Pacific Time. We typically start the stream 30 minutes early to answer viewer questions, banter, and chat. Links for everything are below. Thanks for checking us out!

Send us Fan MailIn S2E16, we get into Robby selling off some of his LEGO collection, Ian's house purchase and plans to hammer down the mortgage, and whether a five-pound steak challenge is actually doable. Along the way, Kai drops into the conversation, we talk family life, hard water, housework, legal weed, Ian's productive day at work, Robby's never-ending Mustang repairs, and one fly that refuses to leave him the hell alone. Support the show

Money is tight and car repairs are expensive. Before you head to your shop call us for help with what might be wrong with your car. We are the Motor Medics working in our shop every day for decades now and broadcasting on over 250 radio stations and podcast helping people fix their cars and trucks since 1990. The call cost nothing but could save you thousands. Call us any day 866-594-4150 and leave us a message to get back to you or call live during the show. Thursdays from 9-11am Central. Here are today's callers. Why does my 18 Mustang have an o2 sensor code after I overfilled the gas tank? What fluid maintenance should I do on my Colorado? When should I do my first oil change on my 26 Trailblazer? What is the proper transmission temp range for a 08 Tahoe? What causes a repeat misfire and bad coils on a 19 Honda Accord 1.6?

A drifter chooses to stop in the wrong town when his beloved Mustang develops engine trouble. Things seem to pick up when sultry Grace McKenna asks him home to help fix her curtains - until her husband Jake finds out. Jake then asks Cooper to kill Grace, but she has her own plans for Jake. Cooper, caught in the middle, had better choose the right side, or he risks losing his life.Hear our take on the film and on the critique of SISKEL AND EBERT.SUBSCRIBE TODAY!Visit thecultworthy.comVisit https://www.themoviewire.comVideo: https://www.youtube.com/@back2thebalcony

Recalls, auction shockers, racing, and a little automotive history whiplash all land in one fast-moving hour, and it starts with a simple reality: most of us are driving computers on wheels now. We dig into the latest vehicle recalls, from Mercedes-Benz instrument display issues and seat belt concerns to Tesla rear view camera problems and a Ram tire speed-rating warning. The most useful tip is also the easiest one: we walk through how to use SaferCar.gov with your VIN so you can confirm open recalls and get them handled before they become expensive or dangerous.Then we jump into Hemmings online auction results and play “guess the sale price” with everything from a 1969 Camaro restomod to an '86 Jeep CJ7, a clean 1967 Mustang fastback, and a jaw-dropping 1969 Pontiac Firebird that sells for serious collector money. Along the way we talk about what actually moves prices in the classic car market: rarity, originality, documentation, and the small details that separate a fun driver from a top-dollar collectible.We round out the show with the racing calendar (yes, even lawn mower racing), plus NASCAR, NHRA, Formula One, and Indy chatter. Auto history takes us from the Tucker 48 Cyclops Eye headlight to the Corvair's final days and the infamous seatbelt ignition interlock experiment, before we end on a modern buyer problem: JD Power numbers showing more early return cycles, more 84-month car loans, and more negative equity showing up at trade-in time.Subscribe for more real-time car talk, share this with a fellow car nerd, and leave a review to help more drivers find the show. What's the most surprising recall or auction price you've seen lately?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.----  ----- Want more In Wheel Time car talk any time?     In Wheel Time is now available on Audacy!  Just go to Audacy.com/InWheelTime where ever you are.-----   -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

En enero de 1945 los aliados intuían que la guerra entraba en su recta final, aunque nadie acertaba a fijar la fecha del desenlace. El teatro europeo de operaciones parecía más cerca del final que el del Pacífico. Alemania estaba cercada por el este, el oeste y el sur, mientras que el archipiélago japonés todavía resistía. Aún no se habían librado las batallas de Iwo Jima y Okinawa, por lo que el alto mando estadounidense calculaba que aquello no terminaría hasta mediado el año 1946 a un coste muy elevado en vidas. Lo que sí dominaban los aliados sin discusión era el aire, y de ese dominio surgiría la mayor campaña de bombardeo estratégico de la historia. En el Reino Unido Arthur Harris, al frente del Bomber Command, era partidario del bombardeo de área nocturno, concebido expresamente para incendiar ciudades enteras y romper así la moral de los civiles. Los estadounidense preferían el bombardeo de precisión diurno sobre objetivos industriales bien elegidos con anterioridad. Disponían de ciertos avances como la mira Norden y contaban con buenos cazas de escolta como los Mustang que protegían a los bombarderos. En la Conferencia de Yalta celebrada en febrero Roosevelt y Churchill decidieron desatar una campaña de bombardeos que aliviase presión a los soviéticos en el frente del este impidiendo que el ejército alemán pudiese desplazar tropas y pertrechos hasta allí. Ese mismo mes atacaron con furia Berlín el día 3 y Dresde entre los días 13 y 14 con tres oleadas combinadas que desataron una tormenta de fuego que en su centro superó los 1.500 grados. Unas 25.000 personas murieron en el bombardeo, pero no sería el único. Le siguieron otras ciudades como Pforzheim, Wurzburgo y Magdeburgo que fueron destruidas, incluso en mayor medida que Dresde. Pero lo que marcó la diferencia no fue tanto la destrucción de las ciudades como los ataques sobre la infraestructura ferroviaria, algo que terminó paralizando por completo el Reich. En el Pacífico el cambio vino de la mano de un joven general, Curtis LeMay, que en enero se puso al mando de los B-29 destacados en las islas Marianas. Los fuertes vientos en altura hacían muy difícil el bombardero de precisión sobre Japón. LeMay ordenó volar de noche, a baja altura, sin armamento defensivo a bordo de los aviones y con bodegas repletas de bombas incendiarias M-69. La noche del 9 al 10 de marzo la Operación Meetinghouse incendió 41 kilómetros cuadrados de la ciudad de Tokio y mató entre 80.000 y 125.000 personas en lo que fue el episodio bélico más mortífero no de la guerra, sino de toda la historia. Nagoya, Osaka, Kobe, Yokohama y Kawasaki sufrieron idéntico destino, y luego decenas de ciudades medianas. Pero, pese a la devastación, Japón no se rendía. En Washington se plantearon invadir las islas principales con una gran operación anfibia, pero estimaban que el coste sería altísimo, de hasta un millón de bajas. Fue entonces cuando recurrieron a la bomba atómica que habían desarrollado con el Proyecto Manhattan. El 6 de agosto cayó la primera en Hiroshima, tres días más tarde cayó otra sobre Nagasaki. Entre medias los soviéticos entraron en Manchuria. El día 15 el emperador Hirohito anunció la rendición incondicional. Esta tormenta de fuego plantea preguntas incómodas. Los bombardeos contribuyeron a la victoria si, pero las víctimas civiles superaron las 650.000 en ambos teatros. Harris y LeMay fueron condecorados, y los tribunales de Núremberg y Tokio prefirieron no abrir ese melón. Sucesivos acuerdos sobre el alcance de este tipo de bombardeo vinieron después, pero el debate sigue abierto. En El ContraSello: 0:00 Introducción 4:01 La tormenta de fuego 1:24:41 Joaquín Murat Bibliografía: “El incendio. Alemania bajo el bombardeo” de Jörg Friedrich - https://amzn.to/4tOywyi “Bomber command” de Max Hastings - https://amzn.to/3PV8aN9 “Downfall” de Richard B. Frank - https://amzn.to/4wNBx4M “Sangre y ruinas” de Richard Overy - https://amzn.to/4uVxtgS Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Cars, nostalgia, and questionable decisions behind the wheel — Round 314 of Beer Thursday is a full-throttle trip down memory lane. Jay and Shayne talk high school rides, dream cars, totaled memories, and the one car Shayne would take over a Ferrari. ~~~~~~~You never forget your first car… especially if it was loud, fast, or smelled vaguely like gasoline and regret. In this round, your dreaded drivers of drivel pop the hood on our automotive past. The cool cars, the uncool cars, the cars we totaled, and the cars we still drool over like teenagers at a Camaro dealership. Strap in. Or don't. Most of our high‑school cars didn't have working seatbelts anyway.Round 314In this round, we cover: The legendary Ford EXP and its short, tragic lifeShayne's dream‑crushing Camaro momentCars we painted, loved, and promptly totaledThe mighty Buick eraDream cars: TransAm, 300ZX, old trucks, and more~~~~~~~Join the Beer Thursday Patreon! The next 17 Patrons who start at the $10 level get access to the exclusive Beer Thursday Facebook group — the best place to hang out between rounds. Don't miss your spot at the bar! ~~~~~~~Follow Jay's Beertography! Jay doesn't just drink it. He shoots it!His feed is full of drool-worthy drink and cigar photography that'll make your eyes happy and your wallet nervous. Follow the visual magic at @BeerThursdayShow. ~~~~~~~Subscribe, Rate & Review! Hit follow on your podcast app so we're there every Thursday — right on time, like a cold one waiting in the fridge. If we've earned it, drop us a 5-star review. It helps more than you know!~~~~~~~Here's what our house elf, Artie (not Archie), says about this round:Buckle up, buttercup! This episode is a joyride through the garage of Jay and Shayne's past.The High School Years Jay had a Ford EXP that looked like a tiny sports car... until he totaled it. Then came the burnt orange Oldsmobile tank he tried to destroy (and couldn't). Shayne nearly scored a 1972 Camaro Z28 with a 350 engine, but mom heard it start up and said NOPE. He ended up with a candy-apple-red Toyota Celica with a CB radio, which he also totaled. Common thread? Yes. Funny? Also yes.Dream Cars & Coveted Rides Jay's dream lineup: a '65 Mustang, a retro Dodge Charger, an El Camino (car meets pickup truck perfection), and a classic beat-up old Ford truck straight out of a country song. Oh, and the most coveted car of all, which he would take over any Ferrari or Bentley.But Shayne's #1 dream car? He's already shopping. Budget: $14K. Current listings: not cooperating.Pedal to the Metal: Cars We've Had, Wrecked, and Still Want~~~~~~~Disclosure: I don't really have a house elf. Artie is AI. Get it? Artie‑ficial Intelligence!

U.S. Navy E/A-18G Growler jet collision, Boeing's China order, the new target for air traffic controller staffing, new United flight attendant contract, domestic flight lengths, Boeing civil suit award, and a tribute to a flight instructor. Aviation News Growlers Collide at Air Show, Four Good Chutes Two U.S. Navy E/A-18G Growler jets collided midair during the Gunfighter Skies Air Show at Mountain Home Air Force Base in Idaho. All four Washington-based pilots ejected. The jets exploded upon impact with the ground. The Gunfighter Skies Air Show (May 16-17, 2026) was a free event open to the public and featuring the U.S. Air Force Thunderbirds. The Growler is a variant of the Super Hornet with advanced sensors and jamming pods. The VAQ-129 “Vikings” EA-18G Growler Demo Team showcases the platform for tactical jamming and electronic attack. Video: Deep Intel on the Growler Midair at Idaho Airshow https://youtu.be/eR6yXoyaarY?si=o_ZO4iqfplgNIfNG Boeing China Order Disappoints, Stock Falls Last week, we reported that Boeing CEO Kelly Ortberg was joining President Trump on his visit to China. There was anticipation for a 500-airplane deal, but it appears the negotiation resulted in a 200-airplane purchase. No other details were available at the time. FAA cuts target for air traffic control staffing The FAA has a new target for air traffic control staffing: 12,563 certified controllers. The previous target was 14,633 controllers. That's a reduction of 2,070 controllers, or 14%. Controller overtime costs have gone up more than 300% since 2013, according to a National Academies of Sciences report. Air traffic is up, but time spent on position managing air ⁠traffic has gone down. The ​FAA said, “Deploying modern staffing models and scheduling tools will improve controller staffing efficiency and reduce the need for excessive overtime.” The FAA said about 11,000 certified controllers are deployed, 4,000 are in training, including 1,000 who were previously fully certified and are training ‌at new air traffic control facilities. United Flight Attendants Ratify Contract — Top Pay Will Exceed $100/Hour, $740M Lump Sum Payout United Airlines flight attendants ratified the tentative agreement that was reached in March. Almost 89% of eligible union members voted, and of those who did, 82% approved the contract. Flight attendants get their first raise in 5.5 years, almost 20% over the life of the contract. Short flights are popular. Will they last? There are many more scheduled short domestic flights in the U.S. than long ones, but over the past 10 years, the number of flights of 500 miles or less has decreased, while the number of longer flights has increased.  Jury awards $49.5M to family of Boeing 737 MAX crash victim Samya Stumo was a 24-year-old who was killed in the crash of Ethiopian Airlines Flight 302, a Boeing 737 MAX 8, in 2019. Like other victims' families, Stumo's family brought a civil suit against Boeing. Most of those other suits were settled out of court. Stumo's family did not reach a settlement, and the case went to trial focusing on compensation. Boeing had previously admitted liability. A federal jury in Chicago awarded $21 million for Stumo's death, $16.5 million for the family's loss of companionship, and $12 million for the family's grief. 4 killed in medical plane crash in Capitan Mountains identified The Australia News Desk Steve Visscher's tribute to Gary Bittle, his flight instructor and friend. Gary Bittle and Steve Visscher Mentioned FIFI, taken from the backseat of Gunfighter, a P-51 Mustang, by listener Chris. Hosts this Episode Max Flight, our Main(e) Man Micah, Rob Mark, and Erin Applebaum.

Mustang enthusiasts “in the know” already know that the annual Ponies In The Smokies show is one of the top must-see events in the country. (To see why, check out our Podcast Playlist to see John and Mike's own coverage from last year's Ponies show.) With its assortment of fun activities, spectacular venue at the Sevierville Convention Center and close proximity to the famed “Tail Of The Dragon” driving route, PITS has become a bucket-list event. So it should be no surprise that Show Me Mustang Club President Jerry Watkins and club co-founder Mitch Mitchell decided to jump in Jerry's Shelby GT350 and head for Pigeon Forge, TN, to join in the fun. But while heading out to take on the Tail Of The Dragon before the show, catastrophestruck: They got broadsided by a Kia! They both survived the crash but the GT350 was totaled. How would they get back to their hotel from the hospital? What's going to happen to the car? How will they get home so far away from their home in St. Louis? Listen in as Jerry explains how some fellow club members and the Mustang Brotherhood and Sisterhood stepped in – not only to help them get around and experience the show, but also to even find a replacement ride for the smashed GT350. Listen in as Jerry reveals this incredible story (plus his new car) while John and Mike confirm what great friends we all have in the Mustang enthusiast community!Don't forget to Like, Subscribe and leave a Comment. Plus, show that you're a true Mustang insider by wearing Mustang Owner's Podcast branded apparel, available on TheSVTstore.com!

Hustling on the streets of New York. Wagering with a U.S. president over who could sleep with more women. Knocking back beers with Elvis. Waving his gun around at the funeral of Jay Sebring, one of the victims of Charles Manson’s murderous family. The same family that had their sights now set on the King of Cool, Steve McQueen, who needed the speed of a Mustang or the power of a Magnum to keep Charlie’s crazy cult at bay.See omnystudio.com/listener for privacy information.

If ya didn't know, ya know now! We're back with another episode of Brothers in Arms! Tonight, Alex is outnumbered, is that the DD214 thing?, we lost a follower…, let it grow can't hold me back any more, shaved his weaks beard, cause it's the Corps, gotcha a dollar, Greg's president pheromone, Alex got probed, Bahahahaha hoodie, It's not as big as you think it is, YAT YAS!!, beachside walk in a live-fire training zone, I'm not in the brig, sounds like a drink, no - more like a sandwich, the hills are alive with the sound of KaDOOOOM, 1812 Overture with LIVE canons, highlight/lowlight, wait - you had a Mustang?!, and to all our Motherly listeners - You're the Best!, shout out to Chevy, I bought a house, an Eddie Murphy bed??, a stocked pond? Tell me more, he touched the butt, you wanted to, and a few Dad jokes that get the Wah Wah. All this and he sits in his own pew on this week's episode of Brothers in Arms!   Where you can reach us: YouTube: BrothersinArmsPodcast Instagram: Yourbrothersinarmspodcast Gmail: yourbrothersinarmspodcast@gmail.com Twitch: Twitch.tv/brothersinarmspodcast (schedule varies due to life) Website: https://brothersinarms.podbean.com

Original Air Date: August 17, 1942Host: Andrew RhynesShow: The Lone RangerPhone: (707) 98 OTRDW (6-8739) Stars:• Brace Beemer (Lone Ranger)• John Todd (Tonto) Writer:• Fran Striker Producer:• George W. Trendle Director:• Charles D. Livingston Music:• Ben Bonnell For more great shows check out our site: https://www.otrwesterns.comExit music from: Roundup on the Prairie by Aaron Kenny...

The greatest Ford festival party on the planet – the annual Carlisle Ford Nationals – is all about Blue Oval camaraderie and vehicle clubs and celebrating the myriad of Fords produced over the past century. After John created the Ford Performance Club Connect program for Ford Racing more than a decade ago, the Carlilse Ford Nats became his “Super Bowl” of car shows as he could meet up with dozens and dozens of Ford clubs all in one place over a single weekend.John even got to choose Carlisle's “Coolest Club Hangout” award each year as he and Mike visited as many of the club tents on the show field as they possibly could. But a few years ago, something big happened: Frank Spinellla's Venom Outlaws Mustang Club showed up and turned the club hangout experience into a themed happening with a massive tent and custom-decorated footprint that dwarfed everything else that clubs gad set up on the CarlisleFairgrounds. In this episode, Mike and John visit with Frank to get the inside story of his club, and how being founded on family fun has powered the annual “Venom Invasion” at Carlisle.Don't forget to Like, Subscribe and leave a Comment. Plus, show that you're a true Mustang insider by wearing Mustang Owner's Podcast branded apparel, available on TheSVTstore.com!

**Jeep Talk Show Interview: Justin Dugan (Turn 5 / Extreme Terrain) – 15 Years of Building, Racing & Go Topless Day!** Hidy ho boys and girls — it's time for another Jeep Talk Show interview episode! In this episode, Tony sits down with Justin Dugan — video host, brand ambassador, and automotive legend at Turn 5's family of brands (Extreme Terrain, American Trucks, American Muscle, and more). With 15 years at the company, Justin has built countless vehicles, shot thousands of videos, and even won the 4,500 class at the Ultra4 Nationals co-driving with Vaughn Gittin Jr. in 2017. We dive deep into: - Justin's journey from Mustang guy to loving everything with wheels (and good noises) - What's changed at Turn 5 over the past 15 years (from ~50 employees to over 600!) - Go Topless Day 2026 details — how to join, charity impact, and why it's so much more than just taking the tops off - Truck builds, off-roading full-size trucks vs. Jeeps, skids, lockers, and why mechanical is still king - SEMA stories, being "the talent," and the universal language of car guys Whether you're into Jeeps, full-size trucks, Mustangs, or just love the culture — this one's packed with stories, laughs, and real talk. **Timestamps:** 00:00 Opening Banter 00:31 Justin Dugan's Career Overview 01:16 Passion for Jeep Culture 01:40 Video Production Background 02:13 Talent Nickname Discussion 03:04 Brand Ambassadors and Guest Spotlight 05:18 Modding Facility Access 06:24 Company Growth Over 15 Years 07:37 Go Topless Day Legacy 08:53 Event Concerns and Brand Issues 10:38 State Event Planning and Matching 13:27 Donation Matching and Event Targets 14:31 Swag, Ducks, and Venue Ideas 16:47 Promoting Simple Local Events 17:26 Rig Mod Projects and New Brands 18:51 Turn Five Reach and Insider Access 24:25 American Trucks Talk and EV Prospects 27:55 Nostalgic Muscle Car Stories 32:31 Freedom of Open‑Top Driving 33:23 Truck Off‑Road Performance 33:53 Jeep vs Truck Off‑Road Comparison 36:23 XT Build Philosophy 38:08 Raptor Training and 4WD Issues 39:43 Vacuum 4WD and Pump Hack 40:51 Mechanical vs Electronic Debate 42:20 Skids and Freebies Discussion 44:06 Gender Disparity in Free Parts 44:47 Social Media Links and Farewell **Links:** - Extreme Terrain / Go Topless Day: https://www.extremeterrain.com/go-topless-day - Find or Register an Event: https://www.extremeterrain.com/go-topless-day - Follow Justin & Extreme Terrain: @ExtremeTerrain (Instagram, Facebook, TikTok) Drop a comment: What's your dream build — Jeep, truck, or Mustang? And are you hitting Go Topless Day this year? If you enjoyed the conversation, hit LIKE, subscribe, and ring the bell so you never miss an episode! **#JeepTalkShow #GoToplessDay #ExtremeTerrain #JeepLife #TruckBuilds #OffRoad #JustinDugan #Turn5 #AmericanTrucks #JeepNation** Thanks for watching — now go make your rig cooler, louder, faster, and more capable!

Adam's Polishes: https://adamspolishes.com/How have we not met until now -- and only then via coincidence. Mustangs, F-100s, and a laundry list of acquaintances in common.Adam Pitale is the kind of guy who's been obsessed with making things shine since he was a kid—literally starting by cleaning and polishing bikes as a pre-teen. That obsession turned into a hustle, then a business, and eventually into what we now know as Adam's Polishes. He launched it back in 2000 in California, not from some grand plan, but because he needed to make a living—and figured there had to be a better way to keep things looking perfect.Today, Adam's built a global brand around that same mindset: a little obsessive, a little unconventional, and completely driven by doing things better than “good enough.” He's the guy who'd rather wash a forklift—or Classic Ford —than let it stay dirty… and that pretty much tells you everything you need to know about how he shows up in business. I coincidentally connected with Adam when I saw he was recently selling a classic Ford truck on Marketplace. Which I must add did finally close. Adam, welcome to the podcast.I have at least a half dozen of your products sitting in my garage right now -- coincidence? I think not.Adam's Polishes https://adamspolishes.com/Enzo's Hand Wash and Detail: https://www.enzoshandwash.com/Connect with the show:@mustangpodcasthttps://www.instagram.com/mustangpodcast/Interested in renting your Classic Ride for photo shoots?ClassicFordRentals.comGot a classic Ford in SoCal? A Mustang. F-Series, or Classic Falcon or Galaxy? Survivor? Showing lots of Patina? Or a Show truck. I'm looking to put real classics on real sets — photo shoots, commercials, film, and premium productions. You keep your ride. I handle the clients, bookings, and logistics. Turn your classic Ford into a paid, on-camera icon.Visit ClassicFordRentals.com, scroll to the bottom of the page, and share your info with me— let's get your truck or Mustang working.An Expert's Guide to Maintaining Your Classic Mustangwww.TheMustangPodcast.com/repairSponsored by: National Parts Depotwww.npdlink.comWith 4 warehouses nationwide, you'll get your parts fast!Email Doug: doug@turnkeypodcast.com"Keep it safe, keep it rollin', and keep it on the road. Until next time!" Doug Sandler

What was Vaughn Gittin Jr's first car? How about his favorite Mustang ever? His thoughts on EVs? The answers will surprise you as much as they did us.   Vaughn Gittin Jr has climbed the automotive ranks to impressive heights. From humble beginnings, drifting for fun led to sponsors, wins, championships, and eventually partnering with one of the biggest OEMs on Earth: Ford.  On this episode we learn about: his RTR Mustangs (available to order now); his first car (you aren't ready); his favorite Mustang; cars he loves outside those wearing the blue oval; the challenges of building cars at scale; what he said no to; his secret to winning; and so much more. Recorded April 8, 2026   His new book, "Ready to Rock" is available for pre-order now. https://www.rtrvehicles.com/blogs/news/ready-to-rock-book   https://www.instagram.com/vaughngittinjr https://www.rtrvehicles.com/   Mac tools Go to https://mactools.org/tire to learn more and see if there's an open route near you    Butcherbox New listeners can get their choice between chicken breast or top sirloin for a year OR ground beef for life, PLUS $20 off when you go to https://ButcherBox.com/tire   DeleteMe Get 20% off your DeleteMe plan when you go to https://joindeleteme.com/tire/and use promo code TIRE at checkout.    TrueWerk Upgrade to the T2 WerkPant and stay comfortable no matter what the day brings. Get 15% off your first order at https://TRUEWERK.com with code tire.    Drive Season 4 Listen to Drive with Jim Farley Season 4 at https://lnk.to/drivewithjimfarleyPS!thesmokingtire     Enter to WIN a 2025 Porsche 911 Turbo S! Podcast Link: https://www.dreamgiveaway.com/tickets/porsche?promo=SMOKINGTIRE Get 4X bonus tickets with any donation of $25 or more. With every donation you are helping benefit some wonderful veterans' and children's charities. Use Podcast Promo Code: SMOKINGTIRE   Promo Code Offer: Get 4X bonus tickets with any donation of $25 or more. With every donation you are helping benefit some wonderful veterans' and children's charities.   Want your question answered? To listen to the episode the day it's recorded? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast   Use Off The Record! and ALWAYS fight your tickets! For a 10% discount on your first case go to https://www.offtherecord.com/TST   #cars #comedy #podcast   Instagram: https://www.Instagram.com/thesmokingtire https://www.Instagram.com/therealzackklapman   Click here for the most honest car reviews out there: https://www.youtube.com/thesmokingtire Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman