The Steve Harvey Morning Show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Marsha Evans. A licensed mental health therapist, founder of Willow Tree Counseling & Educational Center, and creator of the FELT Experience and Marsha Listens wellness platform. The conversation centers on emotional health, nervous system education, sound therapy, community healing, and her evolution as a therapist and entrepreneur. Marsha shares her personal journey from being a competitive athlete to becoming a calming force for high‑functioning individuals dealing with burnout, stress, and emotional disconnection. She explains the origins of her signature FELT Experience, a wellness model designed to help people reconnect with themselves through somatic movement, sound healing, intentional rest, and community. She also highlights the challenges and breakthroughs in mental health—particularly within the Black community—and reflects on 16+ years of therapeutic practice. Purpose of the Interview The interview aims to: 1. Introduce Marsha Evans’ holistic mental health approach Rushion invites Marsha to explain how she blends psychology, somatics, and sound‑based healing to help people process stress differently. 2. Explain the FELT Experience and its healing framework Marsha details her signature F.E.L.T. model—Free, Expand, Listen, Transform—and why embodied emotional experience is key to healing. 3. Share her personal journey She discusses how sports, music, and modalities like breathwork and yoga helped her turn stress into purpose. 4. Encourage new perspectives on mental health in the Black community She and Rushion address the stigma, evolution, and growing acceptance of mental health support. 5. Showcase community‑centered healing Marsha emphasizes connection, shared experiences, and intentional spaces that allow vulnerability and transformation. Key Takeaways 1. Healing Requires Intentionality Marsha explains that activities like massage or yoga can be therapeutic—but only when approached with intentionality, presence, and consent to release emotional tension. 2. The Body Holds Stories (“The body keeps the score”) She emphasizes that the body stores emotional experiences, and modalities like breathwork, sound healing, and somatic movement help release what the mind can’t articulate. 3. The FELT Framework The FELT Experience moves participants through: F – Free: Permission to just be (coloring, resting, arriving without expectations) E – Expand: Allowing the body to open and receive L – Listen: To one’s own body, movement, and emotional cues T – Transform: The hardest phase—moving from chaos to peace 4. Safe Community Spaces Accelerate Healing Marsha’s events often result in participants forming friendships, emotional breakthroughs, and even planning outings together—an indicator of her program’s power. 5. People Are Conditioned to Avoid Emotions Growing up, she was taught to hide emotions in competitive sports—especially tears as a sign of weakness. Her therapeutic mission now is to help others unlearn similar conditioning. 6. Cultural Shifts Around Mental Health Marsha highlights major strides in the Black community, especially post‑COVID, as more people (including athletes) publicly acknowledge mental health struggles. 7. Therapy Isn’t Just Talking She incorporates nonverbal tools like: Play therapy Sand tray therapy Sound healing Somatic movement YogaThese help clients who can’t articulate their emotions—especially those conditioned to suppress them. 8. Human Connection Still Matters—even in an AI World Marsha is open to exploring AI in mental health but insists that physical presence, touch, and human empathy are irreplaceable. Notable Quotes (from the transcript) On her calming presence “I think laughter is good for the soul… just being able to find peace has been really big for me… It’s just a God‑given talent.” On coping mechanisms “As long as I had some type of music or some form of therapy… I could navigate any stressful environment.” On cooking as therapy (reflecting Rushion’s habits) “You’re creating new neural pathways… recalibrating your nervous system.” On intentional healing “Yoga and massages can be therapeutic, but you have to be intentional.” On the purpose of the FELT Experience “In order to release whatever your body is experiencing, you have to have a felt experience.” On the challenge of transformation “We are used to chaos… but we’re not used to healed environments.” On the evolution of her practice “I wanted to understand the whole person… and help them change the dial on their dashboard to fit their calling.” On mental health in the Black community “People perceive admission as a flaw… but healing is about understanding your story.” On creating safe spaces “By creating a space of safety and healing… people get to live the life they desired and not a life from survival.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Balfour Fears. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Thursday, May 14th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back- "I Dropped Your Wife" | Ask The CLO | Trending & Entertainment News | Multi-Generational Living | The Roast Of Kevin Hart | Nephew Tommy's Prank - "Gene, I Got Your Girl" | Strawberry Letter - "I Can't Stay Away" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | The #1 Cereal | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, May 13th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back- "Peed On My House" | Ask The CLO | Trending & Entertainment News | White House Correspondent Dinner Shooter | Rachel Dolezal's New Job | Nephew Tommy's Prank - "I Dropped Your Wife" | Strawberry Letter - "He Goes There To Unwind" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Savannah Gutherie Hosts Wordle Game Show | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Tuesday, May 12th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back- "My Mama's Tree" | Ask The CLO | Trending & Entertainment News | Funeral Rules | Dave Chappelle on Michelle Obama's Podcast | Nephew Tommy's Prank - "Peed On My House" | Strawberry Letter - "Can I Trust Him With My Heart Again?" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Rich People | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Monday, May 11th, 2026: Steve Harvey's Morning Inspiration | Show Open | The Pastors | Ask The CLO | Trending & Entertainment News | New Air Force One | Sista O'Dell | Nephew Tommy's Prank - "My Mama's Tree" | Strawberry Letter - "How Can He Think He's Sexy?" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Chimpanzee Story | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kurt Farquhar. Television & Film Composer, Founder of Fall Crop Productions and True Music ProNotable Credits: The King of Queens, Girlfriends, The Parkers, Being Mary Jane, The Proud Family, The Neighborhood, Black LightningAwards: 10 BMI AwardsTenure: 38+ years in television Purpose of the Interview The purpose of this interview is to educate and inspire creatives, entrepreneurs, and professionals about longevity, adaptability, and wealth-building behind the scenes. Kurt Farquhar’s journey highlights how sustainable success comes from mastery of craft, relationship-building, and treating creativity as a business—not chasing visibility or fame. Rushion McDonald uses Kurt’s career as a blueprint for: Building mailbox money through residuals Staying relevant across decades of industry change Monetizing intellectual property Leveraging relationships to sustain opportunity Core Themes Discussed Longevity vs. “getting on” Behind-the-scenes success Residual income (“mailbox money”) Adaptability in changing industries Creative originality Relationship capital Diversifying income through ownership Treating art like a business Key Takeaways 1. Staying In Is Harder Than Getting In While many focus on breaking into the industry, Kurt emphasizes that lasting success requires constant reinvention. “The continuing it for the 30-plus years has been way harder than the getting in in the first.” Insight: Longevity requires discipline, humility, and evolution. 2. Behind-the-Scenes Roles Can Be More Sustainable Kurt chose composing over performing, allowing him to age into his career rather than age out of it. “In television and film… all I’ve got to say is John Williams is in his 90s and still composing.” Insight: Choose lanes that allow long-term relevance and recurring income. 3. Residual Income Is Real Wealth Rushion and Kurt discuss “mailbox money”—recurring payments from past work. “If you just had the mailbox money for King of Queens, you’d be fine.” Insight: True financial freedom comes from owning work that keeps paying. 4. Adaptability Is Non‑Negotiable Kurt has survived massive industry shifts—from analog tape to digital production—by embracing change. “Sustain that good idea, change it, polish it up, and mold it for the changing times.” Insight: Talent without adaptability becomes obsolete. 5. Originality Comes From Listening, Not Forcing a Style Kurt avoids creative stagnation by serving the story, not his ego. “I don’t come in every day trying to force the singular style I’ve done for 38 years.” Insight: Longevity depends on collaboration and humility. 6. Relationships Are Career Currency Kurt credits long-term success to consistently showing up for people—before they’re powerful. “If you only call someone once you read they’ve got something coming up, it’s already too late.” Insight: Relationships built without agenda produce lasting opportunity. 7. Saying “Yes” Creates Opportunity Kurt embraces what he calls the power of yes. “I figure I can say yes more than you and end up making more and doing better.” Insight: Opportunity favors those who remain open, prepared, and professional. 8. Ownership Multiplies Creativity Into Business Kurt built True Music Pro, a licensing library used across major networks and streaming platforms. “I realized companies were licensing more of my music than I was… so I built my own library.” Insight: Ownership turns talent into scalable income. Notable Quotes “The journey to stay in is harder than the journey to get in.” “Treat it like a business and it might treat you in kind.” “I do my job, I do it the best I can, and I move on to the next one.” “Character is character. Relationships matter.” “That success doesn’t happen by accident. It happens with care.” Overall Impact of the Interview This interview serves as a masterclass on creative longevity and wealth-building without celebrity dependency. Kurt Farquhar’s story reframes success as: Consistent excellence Relationship stewardship Business ownership Adaptability across generations It is especially powerful for: Creatives seeking sustainable careers Entrepreneurs building IP-based businesses Professionals navigating long-term relevance Anyone pursuing “quiet wealth” over public fame #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Cherry Collier. Master Certified Executive Coach Organizational Psychologist Founder of Personality Matters, a multimillion-dollar consulting firm

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Cherry Collier. Master Certified Executive Coach Organizational Psychologist Founder of Personality Matters, a multimillion-dollar consulting firm

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Christopher Gray. CEO and co-founder of Path. Gray discusses how his AI-powered platform is transforming test preparation for professional certifications, IT, cybersecurity, healthcare, and college admission exams.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stephanie Chung. A trailblazer in private aviation and author of Ally Leadership: How to Lead People Who Are Not Like You. ✈️ Key Topics Discussed 1. Stephanie Chung’s Career Journey Started as a baggage handler. Rose to become President of JetSuite and Chief Growth Officer at Wheels Up. One of the few African American women to lead in private aviation. 2. Understanding Private Aviation Private jets offer flexibility and convenience—you fly on your schedule. Access to 5,000+ airports vs. 500 for commercial airlines. Used not just by celebrities, but also high-net-worth individuals and for humanitarian missions. 3. Ally Leadership Philosophy Today’s workforce includes six generations, diverse ethnicities, genders, neurodiversity, and LGBTQ+ individuals. Leadership must evolve to meet people where they are. The book emphasizes inclusive leadership beyond race and gender. 4. Leadership Lessons Importance of human connection and empathy. Knowing your team beyond their job titles—understanding their lives and motivations. Listening is as important as speaking. 5. Generational Differences in the Workplace Millennials and Gen Z value work-life balance and flexibility. Older generations often driven by fear of being replaced or missing opportunities. Leaders must bridge these gaps with understanding and adaptability. 6. The Role of Fear Fear can hinder growth, especially in older generations. Fear of technology, being replaced, or taking time off. Good leadership helps alleviate fear and fosters collaboration.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Cameka Smith. Founder of The BOSS Network, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Highlight The BOSS Network’s mission to empower women of color through entrepreneurship, career development, and community support. Share Dr. Smith’s personal journey from layoff to leadership, inspiring others to embrace entrepreneurship. Discuss strategies for business success, funding opportunities, and mentorship for Black female founders. Key Takeaways Origin of The BOSS Network Founded in 2009 during the recession after Dr. Smith was laid off from Chicago Public Schools. Initially started as local events in Chicago; now a digital community reaching 200,000 women nationwide. Mission: Bringing Out Successful Sisters (BOSS)—promoting small business spirit and career growth. Impact & Achievements Invested in 100 Black female founders through grants. Trained 50,000 women on business strategies. Coached 10,000 women on starting businesses. Created Boss Business University, offering mentorship and digital programs. Pivot During COVID Shifted from 35% event-based revenue to 75% digital. Launched Boss Impact Fund and Invest in Progress Grant: $10,000 grants + 4-year scholarships for recipients. Combined funding, mentorship, and marketing support for sustainability. Challenges & Mindset Entrepreneurship requires planning, resilience, and community support. Dr. Smith saved money before leaving her job and leveraged relationships for growth. Quote: “Entrepreneurs will work 80 hours for themselves but don’t want to work 40 hours for someone else.” Top 3 Mistakes Entrepreneurs Make Lack of research: Understand your industry, competitors, and market. No revenue model: If you’re not making money, it’s a hobby, not a business. Ignoring relationships: Networking and partnerships are key to success. Unique Marketing & Partnerships Dr. Smith built direct relationships with brands, bypassing agencies that offered “pennies on the dollar.” Created a dual revenue model: B2B (corporate partnerships) + B2C (community engagement). Core Philosophy Motto: Believe, Plan, Win. Quote: “Those that show up, go up.” Success is rooted in faith, persistence, and leveraging community. Notable Quotes “I was born to be an entrepreneur. My mother told me, until you become your own boss, you have to follow the rules.” “Less than 1% of Black women get VC funding—so we created our own fund.” “Relationships are your key to success. When social media goes away, your audience remains.” “If you have a business and you don’t have money, you’ve got a hobby.” “God will not birth anything inside of you that He will not give you the tools to deliver.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Friday, May 8th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Me & Your Baby Are Getting Married" | Ask The CLO | Trending & Entertainment News | Junior's Mother's Day Poem | Roscoe Wallace | Nephew Tommy's Prank - "Mr. Reggie" | Strawberry Letter - "You Get What You Paid For" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Mother's Day Ideas (Sponsored by Macy's) | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Thursday, May 7th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Media Ministry" | Ask The CLO | Trending & Entertainment News | Mother's Day | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Me & Your Baby Are Getting Married" | Strawberry Letter - "Everything Is In His Mama's Name" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | West Virginia Boy Catches Record Fish | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, May 6th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "I Got Papers On That Man" | Ask The CLO | Trending & Entertainment News | Minimum Wage | One Has To Go | Nephew Tommy's Prank - "Media Ministry" | Strawberry Letter - "Gin Makes You Sin" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | No Meat May | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Tuesday, May 5th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Love Deposit" | Ask The CLO | Trending & Entertainment News - MET Gala Recap | Voting Rights Act | Funny Childbirth Stories | Nephew Tommy's Prank - "I Got Papers On That Man" | Strawberry Letter - "Why Does It Have To End Like This?" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | The Year So Far | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Monday, May 4th, 2026: Steve Harvey's Morning Inspiration | Show Open | The Pastors With A Word | Ask The CLO | Trending & Entertainment News | Project Freedom | Sista O'Dell | Nephew Tommy's Prank - "Love Deposit" | Strawberry Letter - "My Ex's New Wife Needs Advice" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Wedding Ring Tattoos | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Friday, May 1st, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Lie Detector" | Ask The CLO | Trending & Entertainment News | Jordan & Barkley | Roscoe Wallace | Nephew Tommy's Prank - "House Party At Glenda's" | Strawberry Letter - "She's Trashy, Not Classy" Pt. 1-2 | Junior's Special Poem | Social Media Advice | Google Medical Diagnosis | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Thursday, April 30th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Your Baby Got My Baby's Name" | Ask The CLO | Trending & Entertainment News | Ghosting Friends & Family | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Lie Detector" | Strawberry Letter - "She Talks Too Much" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Donald Trump Commemorative Passport | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, April 29th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Guess Who's Moving Next Door" | Ask The CLO | Trending & Entertainment News | The Michael Jackson Movie | Ben Stiller's Tweet Wa Not About Trump | Nephew Tommy's Prank - "Your Baby Got My Baby's Name" | Strawberry Letter - "Her Family Is Banned" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Kellogs Is Bringing Back Toys | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Tuesday, April 28th, 2026: Steve Harvey's Morning Inspiration | Show Open - What Every Black Man Should Know By 40 | Nephew Tommy's Run That Prank Back - "An Invitation To The Party" | Ask The CLO | Trending & Entertainment News | Oprah At Morehouse College | Random Questions | Nephew Tommy's Prank - "Guess Who's Moving Next Door" | Strawberry Letter - "His Past Life Is Affecting My Life" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Alone Time On Vacation | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Monday, April 27th, 2026: Steve Harvey's Morning Inspiration | Show Open | The Pastors | Ask The CLO | Trending & Entertainment News | Megan Thee Stallion & Klay Thompson | Sista O'Dell | Nephew Tommy's Prank - "An Invitation To The Party" | Strawberry Letter - "He Is Amazing To Himself & His Mama" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Pilots Making Animal Sounds | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Friday, April 24th, 2026: Steve Harvey's Morning Inspiration | Show Open - Growth | Nephew Tommy's Run That Prank Back - "Garnish Your Wages" | Ask The CLO | Trending & Entertainment News | New CDC Director | Roscoe Wallace | Nephew Tommy's Prank - "Child Support Late" | Strawberry Letter - "Is It A Current Picture Or Not?" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Passport Bros | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Thursday, April 23rd, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Check Settlement" | Ask The CLO | Trending & Entertainment News | Celebrating Too Soon | Michael Jackson Biopic | Nephew Tommy's Prank - "Garnish Your Wages" | Strawberry Letter - "Zaddy Wants Me All To Himself" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Tariff Refunds | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, April 22nd, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Bottom Of The Pyramid" | Ask The CLO | Trending & Entertainment News | Ray J Vs The Kardashians | One Has To Go | Nephew Tommy's Prank - "Check Settlement" | Strawberry Letter - "I Hope He Can Fix His Issues" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Mind-Reading Beanie Cap | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Curtis Symonds. Interview Purpose The primary purpose of the interview is to: Highlight the growth and cultural significance of HBCU GO, the leading HBCU‑focused media and streaming platform under Allen Media Group. Celebrate Curtis Symonds’ induction into the Cable Hall of Fame, recognizing his 37+ years of leadership and impact in cable, sports media, and Black‑owned media institutions. Educate audiences on the value of HBCUs—not only academically and culturally, but as a powerful, educated, and economically influential audience. Reinforce storytelling, ownership, and representation as essential elements in preserving Black history and driving future opportunity. Key Takeaways 1. HBCU GO Was Built to Solve an Access and Representation Gap Curtis Symonds launched HBCU GO after recognizing that Black college sports and stories were severely underrepresented in mainstream media. Early rejection by cable distributors reinforced the need for ownership and persistence. Insight: HBCU GO exists not just as a network, but as a corrective platform for visibility, equity, and cultural preservation. 2. The Byron Allen Acquisition Enabled Scale Without Compromising Vision When Byron Allen acquired HBCU GO TV in 2021, the partnership was grounded in trust, quality, and shared belief in Black excellence. Allen Media Group provided infrastructure and capital while preserving Symonds’ creative and strategic leadership. Insight: Ownership combined with institutional backing allowed HBCU GO to compete at broadcast-quality levels equivalent to ESPN and major networks. 3. HBCU Audiences Are Educated, Influential, and Economically Valuable Symonds emphasized that HBCU graduates represent a disproportionate share of Black leadership across education, government, medicine, and STEM. Insight: HBCU audiences are not niche—they are central to America’s Black middle and professional class, making them highly attractive for brands, advertisers, and financial institutions. 4. HBCU GO Is a Cultural Platform, Not Just a Sports Network While live sports—including football classics, homecomings, and rivalries—are the anchor, HBCU GO is positioned as a broader cultural and educational storytelling platform. Insight: The long‑term vision is to tell untold HBCU stories, educate young people about their legacy, and shape cultural identity through digital‑first media. 5. Longevity, Relationships, and “Betting on Yourself” Define Success Symonds reflected on his career path—from ESPN to BET, from rejection to Hall of Fame—and emphasized resilience, timing, and relationship‑building as critical to long‑term success. Insight: Career impact is measured not by speed, but by sustained contribution and legacy. Notable Quotes “I wanted to show the world that two Black men can get together and do something successfully.”— Curtis Symonds on partnering with Byron Allen “When we put this thing on the air, it had to be quality. We couldn’t put up anything that looked scrappy.”— On competing at a national broadcast standard “HBCU GO has made a statement in the television and streaming business.”— On industry recognition and growth “You’re getting a highly educated audience. That middle‑class audience. That buying audience.”— On the value of HBCU viewers “Every HBCU has a story that people don’t know about—and those stories matter.”— On the importance of storytelling and history “I’m not mad at anybody. It took 30 years to get here. When my time came, I was ready.”— On Hall of Fame induction and career reflection Strategic Relevance (Why This Interview Matters) This conversation reinforces why Curtis Symonds—and platforms like HBCU GO—are uniquely positioned to: Build trust with Black audiences Deliver authentic cultural storytelling at scale Serve as credible partners for brands, media companies, and institutions seeking meaningful engagement with HBCU and African American communities #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Wendell Graham. A stroke survivor, entrepreneur, motivational speaker, and founder of Slight Edge Consulting, joins Rushion McDonald to share a deeply personal and powerful story of survival, resilience, and purpose-driven entrepreneurship. Graham recounts two life-altering experiences: Surviving a fatal Amtrak train crash in which the person who took his place died, causing years of survivor’s remorse. Suffering an anaphylactic shock and stroke in 2024, which temporarily robbed him of speech, memory, mobility, and independence. Rather than allowing these moments to define him negatively, Graham reframed them as assignments—calling him to live intentionally, help others overcome “the hump,” and use his lived experience as intellectual property to serve, coach, and motivate people through adversity, business challenges, fear, and self-doubt. The interview blends emotional storytelling with practical insights into personal growth, sales, mindset, recovery, faith, and entrepreneurship. Purpose of the Interview The interview aims to: Inspire listeners to persevere through trauma, loss, and setbacks. Demonstrate how adversity can become purpose and value, not limitation. Show how lived experience translates into income and impact, especially for entrepreneurs. Encourage patience during recovery, whether from health issues, career loss, or personal failure. Promote Slight Edge Consulting as a resource for individuals stuck at the “15%” holding them back. Key Takeaways 1. Survival Creates Responsibility After narrowly avoiding the Amtrak crash that killed 47 people, Graham vowed not to waste his life and to live with intention. Takeaway: Survival is not luck—it’s an assignment. 2. Trauma Is Real, but It Can Be Transformed Graham openly discusses survivor’s remorse, PTSD, fear, discouragement, and self-doubt—especially after his stroke. Takeaway: Healing is messy, slow, and honest—but possible. 3. Recovery Requires Patience With Yourself Following his stroke, Graham had to relearn how to speak, walk, and think clearly. Progress came through patience, humility, and repetition. Takeaway: Every recovery has its own timeline—don’t rush the process. 4. Money Is a Byproduct of Action and Value Graham explains that income flows from prior action, knowledge, and intellectual property—not the other way around. Takeaway: Focus on value first; money follows. 5. Most People Already Have 85% of What They Need Through Slight Edge Consulting, Graham helps clients identify and fix the missing 15%—mindset, confidence, access, skills, or strategy. Takeaway: You’re closer to success than you think. 6. Sales Is the Transfer of Feeling Sales isn’t pressure or manipulation—it’s enthusiasm, belief, and confidence communicated clearly. Takeaway: If you don’t believe in what you’re selling, no one else will. 7. Fear Grows When You Stand Still Standing at the “hump” makes it feel larger. Movement shrinks fear. Takeaway: Action reduces intimidation. 8. Give Yourself Permission to Be Great Too many people wait for validation, approval, or perfect timing that never comes. Takeaway: The cavalry is not coming—now is your time. Notable Quotes On surviving tragedy: “I made a vow that I was not going to be irresponsible with the time that I have left.” On the stroke and recovery: “Physically, it was like being locked inside of your body.” On honesty in healing: “We tell the success story, but what about the middle?” On patience: “We have to be patient with ourselves in any recovery process.” On mindset and entrepreneurship: “Money is only the byproduct of something.” On personal growth: “Most people have 85% of what they need—it’s the 15% that’s holding them back.” On sales: “Selling is nothing more than transferring feeling.” On fear and permission: “Give yourself permission to be great. The cavalry is not coming.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith. Interview Purpose The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change. This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking. Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career. Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity. 2. Turning Fear into Fuel Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus. Key takeaway: Fear is inevitable; how you respond to it determines longevity and success. 3. Competition Is Not the Enemy Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character. Key takeaway: Competition strengthens discipline and reveals accountability. 4. Financial Literacy and Lifestyle Discipline Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs: Lifestyle inflation Supporting others without boundaries Delegating financial decisions without understanding them Trying to maintain an image instead of sustainability Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning. Key takeaway: Financial success is not about income—it’s about control, habits, and awareness. 5. Mentorship and Environment Matter Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership. Key takeaway: Proximity shapes thinking; environment influences outcomes. 6. Preparing for Life After the Dream Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports. Key takeaway: The end of one dream can be the beginning of a larger purpose. 7. Athletes and Entrepreneurs Face the Same Reality Smith draws a direct parallel between: Athletes competing yearly with no guarantees Entrepreneurs running businesses without security or routine Both require maximum effort, preparation beyond the clock, and resilience. Key takeaway: There is no 40‑hour workweek when you are building something of your own. Notable Quotes “I turned my fear into fire.” “There are no guarantees—every year is a one‑year deal.” “I treated every season like it was my last.” “You don’t want to owe. You want to own.” “Don’t be scared of competition.” “The gain outweighs the strain.” “Prepare so that if it ends tomorrow, you’re still standing.” Overall Message Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making. His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Wilson. Co-founder and CEO of The Gathering Spot (TGS), joins host Rushion McDonald to discuss his entrepreneurial journey, the creation and expansion of The Gathering Spot, and the broader mission of building community, economic opportunity, and cultural pride for Black professionals and creatives. Wilson explains that while TGS officially opened in Atlanta in 2016, the idea began years earlier when he was a law student in Washington, D.C. What started as a reimagining of the traditional private city club became a national platform combining community, collaboration, events, workspaces, and eventually fintech tools. Despite major obstacles—most notably being rejected by 97 potential investors—Wilson persisted, driven by a clear sense of purpose and belief in the unmet needs of Black and minority communities. The conversation highlights Atlanta’s importance as the launch city, the power of community-driven spaces, and the need to move beyond performative diversity efforts toward sustainable, scalable Black-owned businesses. Purpose of the Interview The primary purpose of the interview is to: Inspire entrepreneurs, especially young and underrepresented founders, to pursue their ideas despite resistance. Explain the mission and impact of The Gathering Spot as more than a coworking space—positioning it as a cultural, economic, and social hub. Encourage long-term thinking about Black business growth, community wealth, and access to financial tools. Provide real-world lessons about fundraising, resilience, leadership, and community building. Key Takeaways 1. Success Is a Process, Not an Overnight Event Wilson emphasizes that The Gathering Spot took years of planning, pitching, and rejection before launching. The popular narrative of “instant success” hides the real work required. Takeaway: Consistency and belief matter more than early validation. 2. Rejection Can Be a Signal You’re Early—Not Wrong Wilson was told “no” 97 times before securing his first investor. Instead of discouragement, he saw rejection as proof that he was pursuing something others couldn’t yet see. Takeaway: If everyone understands your idea immediately, you might not be pushing far enough. 3. Atlanta Was a Strategic and Cultural Choice Atlanta was selected because of its Black leadership, business ecosystem, cultural influence, and sense of communal support. Wilson describes the city as both big and intimate—ideal for relationship building. Takeaway: Location matters, especially when building community-centered businesses. 4. The Gathering Spot Is About Belonging and Pride TGS intentionally celebrates Black culture while remaining open to all. The experience is designed to feel warm, affirming, and professional—something many members had never encountered in adult spaces. Takeaway: Spaces are never neutral; design should be intentional about who feels welcomed and valued. 5. Community Is the Product While TGS offers buildings, events, restaurants, and workspaces, Wilson is clear that the network is the real value—introducing people who otherwise may never meet. Takeaway: Relationships create opportunity faster than resources alone. 6. Fintech Is About Real Access, Not Just Education Wilson explains that after years of hosting conversations about money and wealth, TGS realized the next step was providing actual financial tools, not just dialogue. Takeaway: Empowerment requires both knowledge and access. 7. DEI Without Results Is Performative Wilson and McDonald discuss the post-2020 slowdown in corporate DEI efforts. Wilson challenges organizations to focus less on optics and more on outcomes—specifically business scale and job creation. Takeaway: The goal isn’t to “look good losing,” but to win sustainably. Notable Quotes On rejection: “It was 97 people that told us no in a row before we got to our first yes.” On purpose: “My mission is to connect people. I’m a community builder.” On fear and timing: “I didn’t want to have any regrets about not trying.” On intentional design: “I was thinking about Black folks when we were building The Gathering Spot.” On DEI efforts: “Do you really want to win or look good losing?” On scale and impact: “It’s not enough to start Black-owned businesses—we have to watch them grow.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Tuesday, April 21st, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "You Been Wearing My Clothes" | Ask The CLO | Trending & Entertainment News | Teenager Jobs | Jordan & Barkley Squash Their Beef | Nephew Tommy's Prank - "Bottom Of The Pyramid" | Strawberry Letter - "She May Have Changed Too Much For Me" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Beef Prices | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern. Interview Purpose The purpose of this interview is to educate small business owners—especially entrepreneurs of color—about equitable access to capital, alternative lending pathways, and how to become “capital ready.” Sahra Halpern, President and CEO of the Business Consortium Fund (BCF), explains how mission‑driven lending fills the gap left by traditional banks and helps small businesses survive, grow, and ultimately graduate into mainstream financing. The conversation also aims to demystify lending, reduce fear around capital, and encourage entrepreneurs to build trusted financial relationships before entering moments of crisis. Core Themes Discussed 1. Why Small Businesses Are Turned Down by Banks Halpern explains that many small businesses are rejected by banks not because they lack potential, but because banks operate under strict underwriting and regulatory requirements. These systems often fail to account for resilience, experience, contracts, and future growth. BCF exists to serve as a bridge—supporting businesses where banks cannot and preparing them to eventually return as qualified borrowers. 2. Capital Curious vs. Capital Ready A key distinction introduced in the interview is the difference between businesses that are “capital curious” and those that are “capital ready.” Many entrepreneurs know they need funding but lack: Financial organization Clear projections Proper documentation A capital strategy BCF provides technical assistance to help businesses prepare for financing instead of setting them up to fail. 3. Mission‑Driven Lending and Community Impact Halpern frames lending as an ecosystem, not a transaction. When small businesses succeed: Business owners gain stability Employees gain jobs Communities grow stronger Large corporations benefit from more diverse and capable supply chains BCF focuses on long‑term economic impact, not short‑term profit. 4. CDFIs vs. SBA Loans The interview draws a clear distinction between Community Development Financial Institutions (CDFIs) like BCF and government entities such as the SBA. Key differences highlighted: SBA programs shift based on political administrations SBA underwriting has tightened in recent years CDFIs are nonprofit, mission‑aligned, and relationship‑driven CDFIs look at the whole entrepreneur, not just credit scores 5. The Danger of Merchant Cash Advance Loans Halpern strongly warns against Merchant Cash Advance (MCA) loans, which are often marketed as fast solutions but carry extremely high interest rates and long‑term consequences. She explains that: MCAs disqualify borrowers from future SBA refinancing They often trap business owners in cycles of expensive debt CDFIs like BCF can help refinance and escape these loans A real‑world case study (The Cut Buddy / Shark Tank entrepreneur) illustrates how BCF helped refinance over $1M in predatory debt and save a growing business. 6. Relationships Matter More Than Transactions Both Halpern and McDonald emphasize the importance of building lender relationships early, not only when cash flow is tight. BCF underwrites the entire business and the entrepreneur, rather than seizing control of a contract or revenue stream, as some factoring companies do. Power comes from having options—and informed decision‑making. Key Takeaways Banking rejection is not the end of the road Small businesses must prepare themselves to be capital ready CDFIs serve as critical bridges between entrepreneurs and traditional banks Fast money often leads to expensive, dangerous debt Merchant cash advances should be avoided whenever possible Mission‑driven lenders look at the whole entrepreneur, not just numbers Strong lender relationships protect businesses during uncertainty Capital should empower growth—not take control of your company Notable Quotes “Just because a bank says no doesn’t mean that’s the end of your road.” “We’re not just looking at your credit score—we’re looking at you as a whole entrepreneur.” “Capital readiness is not about desperation; it’s about preparation.” “If you’re sitting on a merchant cash advance loan right now, you are not stuck.” “Nothing makes me happier than seeing clients realize their dreams and grow into multimillion‑dollar businesses.” “You should talk to multiple lenders—but you should always understand the real cost of the money.” Conclusion Sahra Halpern’s interview serves as a practical roadmap and a cautionary lesson for small business owners navigating today’s uncertain economic landscape. It reinforces that access to capital is about strategy, education, and relationships, not just approval or rejection. The conversation encourages entrepreneurs to reclaim power, avoid predatory financing, and partner with institutions that are committed to their long‑term success and community impact. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Monday, April 20th, 2026: Steve Harvey's Morning Inspiration | Show Open | The Pastors | Ask The CLO | When We Used To Have Things | Tragic Shootings Over The Weekend | Sista O'Dell | Nephew Tommy's Prank - "You Been Wearing My Clothes" | Strawberry Letter - "Is There Something Better Out There" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | New Insect Alert | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Friday, April 17th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "One Of The Twins Is Mine" | Ask The CLO | Trending & Entertainment News | Living Apart Together | Roscoe Wallace | Nephew Tommy's Prank - "Go Big Or Go Home" | Strawberry Letter - "I Need Him To Toughen Up" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Makenzie Scott's Philanthropy | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Thursday, April 16th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Can You Bring Me Some Paper?" | Ask The CLO | Trending & Entertainment News | Steve Harvey's Voicemail | More Of Steve Harvey's Voicemail | Nephew Tommy's Prank - "One Of The Twins Is Mine" | Strawberry Letter - "I Need Him To Toughen Up" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | The End Of The World | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tonya Edmonds. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Tonya Edmonds (Founder, Smart Growth AI) 1. Purpose of the Interview The purpose of the interview is to educate, motivate, and equip listeners—especially professionals, entrepreneurs, and women—with: A practical understanding of artificial intelligence (AI) without technical intimidation Strategies to reclaim time, increase productivity, and future‑proof careers Lessons on wealth building, including multiple streams of income and investing The importance of mentorship, partnerships, and adaptability Real-world insights from Tonya’s entrepreneurial and corporate journey At its core, the conversation connects AI adoption with financial empowerment, career resilience, and modern entrepreneurship. 2. Interview Overview Tonya Edmonds shares her transition from corporate roles (including work at Johnson & Johnson) to founding Smart Growth AI, a consulting and training firm that helps busy professionals and entrepreneurs reclaim 10+ hours per week by implementing practical AI systems. Rushion McDonald frames the discussion around: Technology adoption Financial literacy Entrepreneurship Personal resilience Long-term thinking in a rapidly changing economy 3. Key Takeaways A. AI Is a People Challenge, Not a Technology Problem Tonya explains that resistance to AI is driven by fear, not complexity. Employees worry AI will replace them, so leaders must reframe it as a co-creator and productivity partner, not a job threat. AI succeeds when people understand how it elevates their role instead of eliminating it. B. AI Is About Time Leverage, Not Working More Smart Growth AI focuses on helping clients: Automate repetitive tasks Improve workflows Regain lost hours Redirect time toward strategy, creativity, and rest Tonya warns against burnout, emphasizing that reclaimed time should be used intentionally—not just to take on more work. C. Multiple Streams of Income Build Stability A casual cookout conversation introduced Tonya to the idea of wealth-building beyond employment. Playing Robert Kiyosaki’s Cashflow Quadrant helped her understand: Being an employee alone limits wealth creation Leveraging money and assets creates freedom Community and shared learning accelerate growth This mindset later helped her navigate layoffs, entrepreneurship, and motherhood. D. Mentorship Is a Critical Success Factor Tonya repeatedly highlights mentorship as a defining difference between struggle and progress: The lack of mentorship contributed to challenges with her day spa business Strong mentorship later helped her pivot, recover, and scale Her relationship with Alicia Lyttle (“The Queen of AI”) accelerated her expertise and credibility Mastermind groups and strategic partnerships played a key role in expansion. E. Women Must Shift from Spending to Investing Tonya offers direct advice to women: Start small and stay consistent Invest only in things you understand—or get educated Consider real estate, passive investments, and partnerships Use tools like self-directed IRAs or rolled-over 401(k)s to build wealth Progress matters more than perfection. F. Learning AI Is Career Insurance Tonya encourages professionals to: Learn AI on their own time if necessary Experiment hands-on, not just consume content Become the AI “go‑to” person at work Increase job security by increasing relevance Early adopters gain disproportionate advantage. G. No Single AI Tool Does Everything Best She explains how different tools serve different purposes: ChatGPT – brainstorming and idea generation Claude – deeper, more refined writing Perplexity – research Gemini – graphics and video Copilot – integrated enterprise workflows Her advice: use multiple tools strategically. H. Privacy and Security Matter Tonya stresses AI safety best practices: Turn off model-training permissions Never input personal or client-identifying data Use placeholder names (e.g., “Company X”) Treat AI tools as public spaces unless secured 4. Notable Quotes On AI Adoption “It’s not a technology problem—it’s a people problem.” On Fear of AI “You’re asking people to train a tool they think could replace them.” On Time Freedom “If you learn AI, it will help you leverage your time—but don’t use that time to burn yourself out.” On Wealth Building “You can’t really get ahead just being an employee. You have to leverage your money.” On Mentorship “You have to be careful who you plant seeds with—because they can come back and help you.” On Women and Investing “Even if it’s just $100 a week or $100 a month, every little bit counts.” On Learning AI “Don’t just listen—open up your laptop and start playing with it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michelle Taylor Willis. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to explore the difference between success and significance, with a particular focus on parenting, leadership, community impact, and intentional legacy building. Michelle Taylor Willis uses her personal journey, civic leadership, and her guide Raising Significance to challenge parents and professionals to think beyond individual achievement and toward collective responsibility. The conversation positions success as a starting point—and significance as the multiplier, especially in how we raise children, build networks, and serve others. Major Themes & Key Takeaways 1. Success vs. Significance A central theme of the interview is Michelle’s distinction between success and significance. Success is defined as personal accomplishment—career, income, stability—while significance is about leveraging that success to change lives beyond your own. Key takeaway: Success is self‑contained; significance is outward‑facing and transformational. 2. Raising Significant Children Requires Intention Michelle emphasizes that significance does not happen by accident. Her guide outlines principles designed to raise independent, confident, disciplined, and service‑oriented children. These principles are meant to be instilled early so that giving back becomes instinctual, not optional. Key takeaway: If significance isn’t taught intentionally, it rarely shows up later. 3. The Role of Healthy Fear and Authority Michelle discusses the value of healthy fear—not intimidation, but respect for authority and consequences. This concept, often misunderstood in modern parenting, is framed as a safety and discipline tool that prepares children for real‑world structure. Key takeaway: Healthy fear builds accountability and keeps children safe. 4. Discipline and Consistency Matter Both Michelle and Rushion highlight that parenting—like leadership—requires consistency and follow‑through. Children must understand that boundaries are real and consequences are unavoidable. Key takeaway: Consistency creates security, discipline, and trust. 5. Fraternities and Sororities as Leadership Training Grounds Michelle credits her membership in Alpha Kappa Alpha Sorority, Incorporated with shaping her values around networking, service, accountability, and lifelong collaboration. These organizations provide built‑in support systems that extend far beyond college. Key takeaway: Purpose‑driven networks accelerate leadership growth and impact. 6. Significance Is About Service, Not Recognition Despite numerous awards and honors, Michelle makes it clear that recognition is not the goal—it’s simply feedback. True fulfillment comes from knowing her work has meaning and contributes to something larger than herself. Key takeaway: Recognition is validation; service is the mission. 7. The Power of Music and Early Skill Development Michelle strongly advocates for early exposure to music and structured learning, noting its connection to critical thinking, math skills, discipline, and brain development. She explains how musical training supports cognitive growth that carries into adulthood. Key takeaway: Early skill development builds lifelong cognitive advantages. 8. Significance Requires Community Mindset Michelle repeatedly reinforces that nothing meaningful is built alone. Whether parenting, leadership, or entrepreneurship, significance depends on strong teams, collaboration, and shared values. Key takeaway: The most impactful leaders think in terms of “we,” not “me.” Notable Quotes “There’s a difference between success and significance.” “Success is about you. Significance is about everybody else.” “Most people are comfortable being successful—but uncomfortable being significant.” “Healthy fear keeps you in check.” “If you raise children intentionally, significance won’t be optional.” “It’s never about me.” “Significance creates a domino effect that changes the world.” Overall Message Michelle Taylor Willis’s interview is a thought‑provoking call to intentional living and leadership. Through her work and her guide Raising Significance, she reframes parenting—and success itself—as stewardship. Her message is clear: the future depends not on how many successful people we create, but on how many significant ones we raise. In a world increasingly focused on individual achievement, Michelle challenges audiences to embrace responsibility, community, and purpose as the true measures of a meaningful life. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Bamidele Farinre. Founder of No Ceiling Consulting, a biomedical scientist, STEM expert, agile project manager, and advocate for professional development, mentorship, and removing internal and systemic limitations (“ceilings”). They discuss her STEM background, the evolving role of AI in science, the meaning of “no ceilings,” navigating personal and professional barriers, mentorship, setbacks, agile leadership, and how individuals—especially people of color—can create opportunity even in the face of bias and structural limitations.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd. Interview Purpose The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study. Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers. Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally. Key takeaway: Creativity generates income, but ownership generates wealth. 2. Publishing Is Where the Real Money Lives Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring. Key takeaway: Understanding back‑end revenue streams is critical in any industry. 3. Business Knowledge Creates Leverage Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity. Key takeaway: Walking away from the wrong deal can be the right decision. 4. Opportunity Meets Preparation Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened. Key takeaway: Access opens doors, but preparation determines what happens next. 5. Financial Collapse Can Become Financial Education Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning. Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery. 6. Financial Literacy Is Often Untaught—but Essential Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations. Key takeaway: Making money is not the same as knowing how to keep or grow it. 7. Wealth Is About Structure, Not Just Cash In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops. Key takeaway: Generational wealth is built with systems, not just income. 8. Invest in Yourself First One of Ashley’s most practical strategies is prioritizing yourself as a financial line item—saving consistently, protecting your credit, and building habits that support future freedom. Key takeaway: If you don’t prioritize yourself financially, no one else will. 9. Mindset Drives Money Patterns Ashley underscores that many financial struggles are rooted in scarcity mindset and emotional spending. Shifting to an abundance mindset and facing numbers honestly is the first step toward change. Key takeaway: Your mindset controls your financial outcomes. Notable Quotes “Songwriting is the heart and soul of a song—it’s what makes it last.” “The real money in music is on the back end.” “I walked away from a deal because the business wasn’t right—and that changed everything.” “Bankruptcy forced me to learn how to protect myself.” “Just because you know how to make money doesn’t mean you know how to keep it.” “Generational wealth is structure—trusts, insurance, planning.” “Put yourself on your own balance sheet.” “Your mindset controls everything around you.” Overall Message Ashley Joi Boyd’s interview is a masterclass in reclaiming control—creatively, financially, and mentally. Her story demonstrates that wealth is not defined by income alone, but by ownership, education, structure, and intention. By openly sharing both her success and setbacks, Ashley empowers listeners to stop avoiding financial truth, build sustainable habits, and believe that long‑term wealth is possible—no matter where they are starting. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, April 15th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "They Moved Big Mama" | Ask The CLO | Trending & Entertainment News | Tax Day | Steve Harvey's Emails | Nephew Tommy's Prank - "Can You Bring Me Some Paper?" | Strawberry Letter - "Is It Insecurity Or Control?" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | No Gas On Buccee's Gift Cards | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.