Podcasts about planner show

Think being smart protects you from financial blunders? Think again. In this episode of The Pete the Planner Show, we uncover why even the most intelligent, high-earning individuals routinely make money mistakes. From gym memberships we never use to inflated lifestyles we never questioned, we explore the sneaky psychological traps—like overconfidence, present bias, and lifestyle creep—that derail even the best of us. You'll learn why financial IQ doesn't always translate to good behavior, and more importantly, how to bridge that gap with practical tools rooted in behavioral science. Whether you're making six figures or just trying to make ends meet, this episode will help you stop being your own financial enemy. Segments include: You Know Better, But Do You Do Better? – Why knowing isn't doing. The Smart-People Traps – The surprising ways confidence costs you. How to Outsmart Your Smart Self – Tactical strategies to outwit your own brain. Smart doesn't equal invincible. Let's get better together.

What if “not needing money” doesn't mean being rich—but being free? In this episode of The Pete the Planner Show, we explore how the concept of not needing money evolves as you age. From the beautiful ignorance of childhood, to the messy middle of adulthood, all the way to the promised land of retirement—we unpack what it really means to live with financial freedom at every stage. You'll hear: Why not needing money as a kid doesn't count (but it was nice, wasn't it?) How adulthood tricks you into thinking you need more than you really do What retirees get right—and wrong—about feeling financially untouchable If you've ever fantasized about not worrying about money, this episode is your reality check (and maybe your roadmap). Thoughtful. Honest. And just a little snarky.

The market tanked yesterday. Investors panicked. Tariff talk is back. If you're feeling like now is definitely not the time to start investing, you're not alone. But what if that fear is actually holding you back? In this episode of The Pete the Planner Show, we tackle one of the most paralyzing money fears out there: investing. From yesterday's market meltdown—fueled by President Trump's tariffs—to the emotional rollercoaster that keeps people on the sidelines, we break down why fear is normal… but not a reason to avoid the market entirely. We explore: The most common fears keeping people from investing (and how to overcome them) What President Trump's tariffs mean for your portfolio How to understand risk without freaking out A dead-simple 15-minute plan to start investing confidently—even if you feel like you missed your chance If you've ever thought, "I'm too scared to invest," this episode is for you.

The market tanked yesterday. Investors panicked. Tariff talk is back.If you're feeling like now is definitely not the time to start investing, you're not alone. But what if that fear is actually holding you back?In this episode of The Pete the Planner Show, we tackle one of the most paralyzing money fears out there: investing. From yesterday's market meltdown—fueled by President Trump's tariffs—to the emotional rollercoaster that keeps people on the sidelines, we break down why fear is normal… but not a reason to avoid the market entirely.We explore:The most common fears keeping people from investing (and how to overcome them)What President Trump's tariffs mean for your portfolioHow to understand risk without freaking outA dead-simple 15-minute plan to start investing confidently—even if you feel like you missed your chanceIf you've ever thought, "I'm too scared to invest," this episode is for you.

In this episode of The Pete the Planner Show, Pete, Kristen, and Dane dive into a mix of financial wisdom, everyday observations, and entertaining tangents. Pete kicks things off by discussing an unexpected fashion moment inspired by a mannequin outfit. From there, the team transitions into personal finance topics, breaking down money management strategies with a relatable and humorous approach. Whether it's navigating spending habits, financial planning, or reacting to real-world economic trends, this episode balances practical advice with engaging conversation.

Big Changes for The Pete the Planner Show! Plus, Love and MoneyWe're kicking things off with a major update—The Pete the Planner Show is now part of the IBJ Media Podcast Network! If you're a longtime listener, welcome back. If you're new, get ready for a personal finance show that's anything but ordinary.In this episode, Pete, Kristen Ahlenius, and Damian Dunn talk about the evolution of the show, what this new partnership means, and the core mission of helping people navigate money with humor, honesty, and insight.But that's not all—since it's Valentine's week, we're diving into one of the biggest financial stressors in relationships: Love and Money.Why financial transparency is key in any partnershipCommon money fights couples have—and how to avoid themThe real impact of different spending styles and financial goalsHow to talk about money without ruining date nightSubscribe, leave a review, and stay tuned for more insightful (and weird) financial wisdom!

This week on the KORE Women podcast, Dr. Summer Watson welcomes Melissa Banks. Melissa is an award-winning master event planner, brand strategist, and best-selling author from Jackson, Mississippi. With 25 years of experience and mentorship from renowned expert David Tutera, Melissa specializes in creating extraordinary events. She is the visionary behind the Black Women's Business Expo and the "Imagine the Possibilities Women's Empowerment Conference." As the host of "Dream by Design podcast with Melissa Banks," she inspires women entrepreneurs to pursue their dreams. Melissa's latest book, "Do I Really Need an Event Planner?" is a #1 Amazon Best Seller.  You can follow Melissa Banks on LinkedIn, Instagram at: themelissabanks, YouTube at: The Melissa Banks Show, and at: themelissabanks.com Thank you for taking the time to listen to the KORE Women podcast and being a part of the KORE Women experience. You can listen to The KORE Women podcast on your favorite podcast directory - Pandora, iHeartRadio, Apple Podcast, Google Podcast, YouTube, Spotify, Stitcher, Podbean, JioSaavn, Amazon and at: www.KOREWomen.com/podcast. Please leave your comments and reviews about the podcast and check out KORE Women on Instagram, Twitter, and Facebook. You can also learn more about the host, Dr. Summer Watson and KORE Women at: www.korewomen.com You can also learn more about Dr. Summer Watson, MHS, PhD, KORE Women, LLC, the KORE Women podcast, and her Community Empowerment and Cross-Generational Mentorship Consultation Services by going to: www.korewomen.com. Thank you for listening to the KORE Women podcast! Please share this podcast with your family and friends.

It's a big risk to pivot your career after you've invested decades of your life building into your personal brand. But that's exactly what personal finance expert, Peter Dunn, aka Pete the Planner, did. And it took courage and intuition to get to this newer version of himself. In this episode, Peter shares his journey of how he actually came to be “Pete the Planner,” and what prompted his vision and evolution of becoming the founder and CEO of Your Money Line. He also sprinkles in tips and insights on how to take the fear out of talking about money and finances in your own life. Peter Dunn is an award-winning financial expert and the CEO and founder of Your Money Line. He's a columnist for USA Today and an author of ten books. He hosts his own radio show and podcast, The Pete the Planner Show, and appears regularly on TV and nationally syndicated radio programs.   For more from Tiffany, sign up for her newsletter.   Follow Peter: petetheplanner.com linkedin.com/in/petetheplanner twitter.com/petetheplanner   Show theme by Brice Johnson

Peter Dunn a.k.a. Pete the Planner® is an award-winning financial expert. He's a USA TODAY columnist, the author of ten books, and the CEO and Founder of Your Money Line. Pete is also the host of a popular radio show and podcast The Pete the Planner Show, and appears regularly on TV and nationally syndicated radio programs. Pete is regularly considered one of the foremost experts on financial wellness.   Peter's Profile linkedin.com/in/petetheplanner Websites petetheplanner.com  (Pete The Planner.com) blog.petetheplanner.com  (Pete's Blog)   Hosts: Mike Thul - linkedin.com/in/thulmichael Jessie Novey - linkedin.com/in/jessienovey   INTERESTED IN SPONSORSHIP? Please email tcshrmpodcast@gmail.com Twin Cities Society For Human Resources: Recognized as one of the nation's largest SHRM (Society for Human Resource Management) chapters, TCSHRM is based in the Twin Cities of Minneapolis and St. Paul, Minnesota. With an ongoing calendar of events, we are an active SHRM group always looking to promote, influence, and educate our members through multiple channels. Join Us! Become a TCSHRM Member. https://www.tcshrm.org/ Thank you for listening, and if you enjoy this podcast please consider leaving a review as it helps us reach more listeners.    © MMXX TCSHRM. All Rights Reserved. For Personal Use Only.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we're exploring why we think the housing market is about to get hammered, and who's going to suffer for it. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 445: The housing market is a giant bubble, right? appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we're exploring three main topics: Are 401k vesting schedules ethical? Should my wife's organ transplant affect our retirement spending strategy? Why doesn't the market spike on Fridays, due to everyone getting paid and making 401k deposits? Here's a preview of what happened and when: Show Notes: Emailer worried his employer's 401 matching contributions could be pulled-back, if he leaves his job Whether you know it or not, when your employer contributes to your 401k, their deposits aren't completely yours until after a pre-determined period of time. Of course there's a term for this; it's called vesting. Vesting exists for a few different reasons, but the primary reason is to encourage you to stay at your job longer. There are some strange ramifications to vesting, for both the employer and the employee. In this segment, we discuss whether vesting makes sense, and what you need to know to ensure you don't miss-out on your employer's contributions. An emailer's wife got two organ transplants; should that affect their planning? The great challenge of financial planning is that a plan must be practical and realistic both 5 minutes from now and 30 years from now. Health realities only add to the complexity of financial planning. In this segment, the emailer must make decisions around pension survivor benefits. Why doesn't the market spike on payday, as millions make deposits into their 401k's? On the surface, this hypothesis makes a lot of sense. Why doesn't the market spike on Fridays, or other popular paydays? It's complicated, but 401k deposits aren't as immediate as you think.   Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 444: Are 401k vesting schedules ethical? appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we're exploring three main topics: How often should you look at your investments? Could changing consumer habits toward experiences, make goods less expensive? How is a person who is very behind on retirement savings supposed to retire? Here's a preview of what happened and when: Show Notes: Looking at your investment account balances too often can cause undue financial anxiety Dame admits to looking at his investments too often, in good times and in bad. And Pete admits to checking the price of certain investments during bad times, but can't bring himself to look at the balance. The fact is, if you're a long-term investor and the market is trending down, looking at your account is pointless. More harm than good can come from that increased awareness. A new report suggests consumers are buying more experiences and fewer goods When the pandemic started, all you could buy were goods, as experiences were more or less closed. With the return to normalcy at the front of everyone's mind, consumers have started to buy less stuff and buy more experiences (like travel). Theoretically, along with the supply chain getting caught-up, could result in inflation finding itself under control. If you're 50 years old and just starting to save, is there hope at retirement? Yes, but it depends on how much money you make and how much you spend. But not the way you think. The less your household income is, the more likely Social Security retirement can replace a great deal of that income once you reach full-retirement age. Your job then become to supplement that income by systematically investing during your remaining work years. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 443: Could consumer habits solve the inflation problem? appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we're exploring three main topics: How does the taxation of ETFs differ from the taxation of actively managed mutual funds? Does you level of stability impact your primary financial motivation? Pete says absolutely yes. The economy is gonna get weird in the 2nd and 3rd quarter of 2022, according to Pete's bold prediction of the week. Here's a preview of what happened and when: Show Notes: Diana wants to know if ETFs are a tax nightmare When you are holding passive investment vehicles, your tax burden can often be significantly less than when you're holding active vehicles. Dame explains. Pete has a new theory about stress, reality, and opportunity Pete's hypothesis is that people who aren't struggling, but also not stable, run the risk of chasing opportunity, as opposed to acting on the reality of the situation. Will student loan repayments starting up again in May impact the economy? Pete and Dame say yes, that is unless repayment obligations are delayed again. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 442: Stress is an amazing financial motivator…at first appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we're exploring three main topics: Is cash about to become popular again?  Why did Netflix and Peloton have the worst week ever? How common is insider trading, and are you at risk? Here's a preview of what happened and when: Show Notes: More stores are giving cash discounts Is society's move to cashless, short-lived? A recent trend in cash discounts suggests that cash is making a comeback. Dame and Pete explore whether or not that's practical. Pete and Dame discuss why Netflix and Peloton's stocks crashed Turns-out, people want to go outside when the pandemic is over. Netflix has hit a subscriber ceiling, possibly. You always hear about insider trading, but how common is it Unless you are an executive at a publicly traded company or you're in the investment business, insider trading is pretty rare. That is unless you're a congressperson, allegedly. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 441: How common is insider trading, and are you at risk? appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we're exploring three main topics: Can an emailer retire, whether or not you should be bothered by your advisor's sports gambling, and how you can avoid the impending tax refund delay. Oh, and Pete may have been over-caffeinated. Here's a preview of what happened and when: Show Notes: Emailer asks questions, saves words for himself Hi. We're 55. 4.6m net worth, 1m of which is in our home. 2 private colleges funded 0 debt. 120k a year all in spending and we can easily cut back Estimate 5k a month SS in 12 years or more waiting to 70.5. Can we retire? P.S. 60/40 portfolio. 6% rebalancing bands. Pete and Dame debate the relevance of a financial advisor's sports gambling As it turns out, it bothers both Pete and Dame. But they admit they're likely way over-sensitive to this topic. Gambling and investing are not the same, but sometimes people approach investing like they approach gambling, which is where things start to go horribly wrong. The IRS is incredibly understaffed, which means tax refunds could be severely delayed this year In the first 6 months of 2021, 15,000 IRS employees tried to handle 240 million calls. Yeah, that didn't work. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 440: Should you care if your financial advisor is an avid gambler? appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we're still saying Happy New Year!

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, a bonanza of Dunns! Damian is back, Pete's here, and they bring on the most special guest co-host, Pete's very own son: Theo “Ted” Dunn! No time to listen to the LAST SHOW OF 2021?  Here's a preview of what happened and when: Show Notes: SPECIAL NEWS ALERT: FEDERAL STUDENT LOANS PAUSE EXTENSION: [5:55] On December 12, 2021, President Biden extended the pause on federal student loans until May 1, 2022. Payments had been set to restart on February 1, 2022. Approximately 41 million individuals had their loans put into administrative forbearance as part of the CARES Act nearly 2 years ago effectively removing the requirement that they make monthly payments to the government. The deadline has been extended by both Presidents Trump and Biden. Borrowers will continue to have the option of not making any student loan payments due on their federal student loans, though they can resume making payments at any time. Any payments made during this pause will be applied against the principal of the loan as interest has been paused during this time, as well. PETE: I am surprised, but not shocked. DAMIAN: People are appreciative, but upset about this news. The conversation was previously about forgiving (some) of the Student Loan debt. PETE: The perfect time to restart this, politics aside, is actually now. DAMIAN: There may be a tax return coming in around that time, to possibly help ease the transition back into payments.   THREE SMART MONEY MOVES: [22:30] Let's begin with Employee Benefits. Instead of waiting until open enrollment, get into your portal and ask yourself the critical question: “Am I okay with this current path?” DAMIAN: Maybe it's looking at any new changes to the benefits from over the year(s). Minor changes to health plans, or retirement accounts, are all to be considered. PETE: Ah, the annual rebalance. This is a good time of year to take a look at what's happening across the entire financial landscape of your life. DAMIAN: Look to see if there is an automatic rebalance option. Second money move: Conduct a household financial meeting DAMIAN: Use this time (even 30 minutes) to do a household finance S.W.O.T analysis and set some financial goals for the new year Third money move: Look at your checking account more critically. How could you improve the flow of your money? What patterns do you see? DAMIAN: We're not talking about huge changes, but remember that small changes can lead to big differences over time.   We only show a few previews here, but don't stop you from enjoying the whole show. Click the PLAY button below for the rest of the show!     FINAL SIDE NOTE OF 2021: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 438: Three Smart Money Moves to End 2021 & Start 2022 appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete brings a friend and special guest co-host, Joe Saul-Sehy from the podcast Stacking Benjamins! No time to listen?  Here's a preview of what happened and when: Show Notes: Looking for the TL;DR summary? This conversation is too fun not to check it our for yourself. From cryptocurrency to Joe's latest book, “STACKED: Your Super‑Serious Guide to Modern Money,” you can tell they both have had long histories of being on-air.   Play the rest of the show for more!  —  click PLAY below.   SIDE NOTE: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 437: Talking Modern Money with Special Guest: Joe Saul-Sehy appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete pushed his limits tooooo far with a giant 2PM cold brew coffee.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete abandoned the show opening tune and got scolded by Damian! Whew! No time to listen?  Here's a preview of what happened and when: Show Notes: MAILBAG QUESTION #1: [5:05] “Dear Pete, I heard colleagues talking about discretionary spending this week. It got me thinking about how much money I allow myself to spend in any given month. I typically give myself some cushion for dinning out and a random purchase here or there. Beyond that, I tend to keep a pretty low balance in my checking account because I tend to spend more responsibly if I limit the amount of money I have access to. How do you think about discretionary spending? DAMIAN: Discretionary spending is actually planned, you just don't know what you're spending it on yet. DAMIAN: It's quite variable, so don't compare yourself to other families in this category PETE: You're giving yourself an allowance; what you spend it on is what's discretionary. It took an ugly turn when online banking came out. The debit card makes spending all too easy. PETE: You have to find a way that works for you. You don't need to keep boatloads of money in your checking account.   The Dunns cover so much more in the full show! Don't let this little teaser stop you from enjoying the whole thing.   Play the rest of the show for more!  —  click PLAY below.   SIDE NOTE: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 435: Discretionary Spending + Financial News Rundown appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian get into the show in record time! No time to listen?  Here's a preview of what happened and when: Show Notes: MAILBAG QUESTION #1: [2:07] “Hey Pete, honest question: given recent content around inflation and changing conventional knowledge about drawdown rates… My wife and I generally set aside $50,000 – $60,000 annually for retirement, including employer matches. We have 25-30 years until retirement and our savings is about $430,000. We max out one 401(k), we're also funding two 529s and making weekly contributions into brokerage accounts. We have a very aggressive risk tolerance, but assume conservative returns for long-term planning. Despite all of this, most retirement calculators have us coming up short because they assume we'll need 75%-80% of our current income in retirement. Our income is slightly variable based on annual bonus potential and whatnot. But shouldn't we reduce the amount of annual retirement income we'll need by what we're currently saving? At the point of retirement, we'll be drawing down our balance rather than actively contributing so it seems that it should be reflected in the assumed need… PETE: I major beef with retirement calculators. Do they assume people won't reduce their expenses at all? DAMIAN: Most people don't want to live on less in retirement. Hopefully your health will be in good condition, and you may end up spending more with the extra time on your hands. PETE: Most people accumulate priorities without shedding priorities DAMIAN: That can be an absolute retirement plan killer.   WILL YOU NEED THAT MUCH?:  [13:50] Let's look at the Ideal Budget and play a game. Do you think you will need more or less of the following expenses in retirement?: HOUSING (25%) of your income: Damian – Less. Pete – Less TRANSPORTATION (15%): Damian – Maybe a push. Pete – Less FOOD (12%): Damian – Less. Pete – Maybe about the same. Review the rest of the Ideal Budget with the Dunns in when you listen to the full show!   Play the rest of the show for more!  —  click PLAY below.   SIDE NOTE: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 434: Let's Play, ‘Will You Need That Much?' appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian revisit a #FAIL of their own: the intro music to the show. No time to listen?  Here's a preview of what happened and when: Show Notes: DIGGING DEEP INTO THE 4% RULE: [6:33] One of the weird things about saving money into a retirement plan for 45 years is your find yourself perpetually in the accumulation phase. You don't really think about the distribution phase. It can be hard to stay focused and remember why you're doing it. The industry rallied around this idea that you should calculate how much your nest egg will generate by multiplying your nest egg by 4% and that will tell you how much you can safely withdraw annually without the fear of running out of money.  This past week, a paper was published suggesting the new number should be 3.3%. PETE: This means a $500,000 nest egg at retirement would then drop from $20K to $16,500 per year without the fear of running out of money. DAMIAN: $500,000 sounds cool, but that's a pretty small number when you break it down with maths. PETE: If more people calculated a proper withdrawal rate at the midpoint in their career, I think it would make people get on their horse a bit more when thinking about retirement.   IRS  CONTRIBUTION LIMITS HAVE CHANGED AGAIN!:  [19:45] Every year, the IRS puts together the increases in contribution limits people can put into retirement vehicles and other things. Their changes are always shockingly predictable. Special note: there has been a lot of criticism lately as this relates to the income gap and how retirement plans unfairly reward those with money, which in turn, leaves people with no money behind. In 2021, if you were to max out a 401(k) or 403(b), you could put in $19,500. It used to be $18,000 some years ago. PETE: One of the ways people can prepare for the retirement crisis is by putting away the right amount of money. By not moving the limits up, in some respects could dissuade people from properly planning for retirement. DAMIAN: In the year 2000, it was $10,500. In 2005: $14,000. In 2010: $16,500. In 2015: $18,000. In 2022: it's $20,500….if you're 49 years old or younger. Find out why we think this is problematic in the full show!   Play the rest of the show for more!  Check it out in the full show!  — click PLAY below.   SIDE NOTE: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 433: Retirement – Digging Deep Into the 4% Rule… appeared first on Pete the Planner®.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian discuss what could be the biggest business FAIL of all time! No... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Damian is back! And …there goes the show.

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Peter and Dam- wait… no; Kristen! Pete and Kristen connect to throw down the gauntlet... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Peter and Damian are back in the chairs with the most hilarious banter of all... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, IT'S SPOOKY SEASON! Don't skip past this show intro! No time to listen?  Here's a... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete admitted he talked too much last week! No time to listen?  Here's a preview... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian drop in with a new intro! You've got to hear this. No... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian ease back into things from a holiday off-week!  No time to listen? ... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete goes full-on Soccer Assistant Coach!  No time to listen?  Here's a preview of what happened... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian continue their Dunniest unrelated Dunn banter!  No time to listen?  Here's a... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Damian becomes a radio star!  No time to listen?  Here's a preview of what happened and... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian change it up with YouTube and Facebook Live with the killer ‘wide... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete is back from vacation and Dame's AquaDunns are expected to do quite well in... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian discuss what happens next week when Pete goes on vacation! What do... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete hits the beep AGAIN and wonders if he's a radio master by now after... Read More

We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete hits the beep AGAIN, also Damian chooses the order for the show. WHAAAAT?!

QUESTIONS ABOUT MONEY? GET EXPERT ANSWERS. EMAIL US AT: ASKPETE@PETETHEPLANNER.COMThis week on the Pete the Planner Show, Pete and Damian have an amazing surprise for our show listeners! You will now be getting the full, raw, unedited podcast to hear even more Dunn-isms each week!Show Notes:Mailbag Question 1:My wife and I are both 52 and have a done a mediocre job at saving for retirement. Based on every online calculator I've used, we're falling short of our retirement goals and the goals are modest. Between our mortgage, car payments and kids' college educations, we don't have much left each month. What do you tell people who are scraping by now and headed toward a not-so-great retirement?”Damian: You may have to shift your idea of what retirement looks like. The things you may have envisioned are likely going to have to change a bit.Pete: When people look at retirement shortfalls, they come to the conclusion “I don't have a lot of money.” Change that lens; instead of focusing on not having a lot, focus on eliminating the obligations which make retirement seem impossible. Pete's StoryTime:“When the pandemic and recession hit, we volunteered our services to the city of Indianapolis to be able to help people who had been suffering. This guy and his wife were about 50 years old. She was staying at home, not working. He was in the hospitality industry. Last year was his best year ever, bringing in $130,000. This year, he will have made $65,000. They're only going in the hole to the tune of $750 per month. They're renters and want to buy a home, while staying in their good school district. They've saved a bit of a downpayment, and want to buy a $225,000 home. …. They had saved $100K as a downpayment and have $50K in an emergency fund. They don't feel great about what they have saved for retirement …but they have about $250K saved for retirement. They want to stop renting, but they can't afford a new house in their neighborhood, even with that downpayment. It's a remarkable problem, their perspective. Is this not one of the most unusual crises you've ever heard of?“Damian: They must have been pretty disciplined prior to this year. They've got decisions to make, with younger kids still in school. “How much are they going to want to contribute to their kids' education?” Some of that savings could need to be redistributed to other areas on their life.Pete: It's fascinating; they've got four goals, but only three of them are possible. I hate to say this, but ‘college' is at the complete end of the list here.  NO MORE SEGMENTS! There's so much more in the full show!

QUESTIONS ABOUT MONEY? GET EXPERT ANSWERS. EMAIL US AT: ASKPETE@PETETHEPLANNER.COMThis week on the Pete the Planner Show, Pete and Damian welcome a special co-host: Pete's daughter, Ollie!No time to listen? BUMMER. Here's some of what happened:Show Notes:Stock Market Year-End Review (a month early):Back on March 23rd, Pete and Damian talked about the performance of the market. Neither predicted that things would recover and rally like it has.Guessing Game: How has this stock done this year – is it: up, really up, or down, or really down?Carnival Cruise Lines: (Olivia) Down; (Damian) Very down. – Actual: Very down.Peloton: (Olivia) Up to really up; (Damian) Astronomically up. – Actual: Really up..Delta Airlines: (Olivia) Down; (Damian) Down. – Actual: Really down.ZOOM: (Olivia) Really up; (Damian) Really up. – Actual: Really down.S&P 500: (Olivia) Really up; – Actual: up. Mailbag Question:“I like to think I'm very responsible with money. Other than mortgage ($308K), I have no debt. I make $216K salary + a bonus of about $75K per year. Cashflow is good and I max out my 401(k) with company match. I've got 3 kids, 17, 15, and 12 years old respectively. I have some college funds set up for them. Is it stupid to join a country club?“Damian: I'm not unbiased. I grew up on a golf course. The one word that concerns us is “some.” IF the kids know what their future college expense responsible going to be, sure, join the club. Make memories!Pete: Me too. I'm leaning yes on this. His cash flow is significant. They could basically cashflow college. 

HAVE A MONEY QUESTION? GET EXPERT ANSWERS. EMAIL US AT: ASKPETE@PETETHEPLANNER.COMThis week on the Pete the Planner Show, Pete and Damian get two of the shortest questions of 2020 …and then they get the longest email question in the history of the show.

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: ASKPETE@PETETHEPLANNER.COMOn this episode of the Pete the Planner Show, Peter and Damian remind everyone that the upcoming holidays are not cancelled; we just need to look at them differently, with safety being a priority. FEATURED CONVO: Will Student Loan Forgiveness plans continue with the new federal administration?REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here's some of what happened:Show Notes:Mailbag Question 1:“I'm in Indiana. What is a reasonable fee for a fee-only advisor? What services should I expect? I've seen $600 for a retirement readiness assessment, and I've seen $1200/year fees. What's reasonable?”Damian: Let's compare this to the percentage of the assets managed. I've seen all the way up to 2%. This flat-fee idea is gaining traction. What to expect? It depends. A bigger portfolio or on-going relationship is likely going to cost more. Ask yourself ‘what do you need?' The advisor should essentially keep you from doing something foolish in the long term.Pete: There could be some real confusion here. $125 – $300 per hour sounds reasonable to talk through your financial strategies. Also, use Hey Money, for everything else once you've got your investments figured out. (Hint: Use the offer code “RADIO”) Mailbag Question 2:“My wife and I are plotting out our financial goals for 2021, but hit a snag on deciding our theme for the year. Our incomes are north of $350K, or about $17K per month. We both contribute more than 10% to our 401(k)s. We don't have kids and live in a modest house. We have a savings account with $80K in it we kick into every month; it's higher than normal. Our debt is our mortgage and med school loans. Should we use the excess cash and pay down our mortgage or invest into the S&P500?“Damian: I think they should wait and keep doing what you're doing. Watch the incoming administration. Especially with regard to student loans. Does your wife qualify for PSLF (Public Service Student Loan Forgiveness)?Pete: I agree. They need more time. Maybe consider stopping saving so aggressively?  There's a full, entertaining conversation in here! Get the full answers to this more — click PLAY below for the full show.

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: ASKPETE@PETETHEPLANNER.COMOn this episode of the Pete the Planner Show, Peter and Damian tackle some serious relationship problems. REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here's some of what happened:Show Notes:Mailbag Question 1:“I'm feeling I've been abused by my husband. He thinks a stay-at-home mom is a servant and I don't need an allowance, and is constantly saying rude things to me about our financial problems.”Pete: This hurts. So little is said, with words, but it says so much. The idea of an adult with an allowance still rubs me the wrong way.Damian: Financial abuse often comes along with emotional of physical abuse and manipulation. These stories aren't to be brushed under the rug. Peoples' value and worth is not their income. She might need to find an advocate to help create an opening to work through this. Mailbag Question 2:“I believe you have a better chance of success when you know how to define success, which is to set a goal. How do you recommend people set goals when they're doing it with someone else?“Damian: Communication has to happen. Maybe even over multiple meetings. Start talking about where you're at and what you want to accomplish. Give yourself a specific number to reach and within a specific time limit.Pete: I'll add “what it is you're trying to accomplish.” It's not enough to say, “I'd like less debt this year.” You need something like, “I'd like $350 less debt on my Best Buy card by December 6th of this year.” You've got to be able to measure it. Also, trust and vulnerability have to be there.We built Hey Money so someone can guide you through this process to set financial goals together. (Hint: Use the offer code “RADIO”) There's a full, entertaining conversation in here! Get the full answers to this more — click PLAY below for the full show.

Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and Damian welcome a special guest: Phil Schuman, Executive Director of Financial Wellness & Education at Indiana University! REMINDER: Try HEY MONEY, your new... Read More

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: ASKPETE@PETETHEPLANNER.COMOn this episode of the Pete the Planner Show, Peter and Damian welcome a special guest: Phil Schuman, Executive Director of Financial Wellness & Education at Indiana University!REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here's some of what happened:Show Notes:Catching Up:“What does the local economy of Bloomington, look like?“Phil: I'm glad people hare respecting the mask mandates and following the rules for managing COVID-19, but it's different; it's a very different vibe. We've seen lots of locals support restaurants. “From a financial perspective… what's the vibe of students?“Phil: Weirdly, it's fairly similar. Also, I'm hearing more conversations about about 401(k)s and resources they can use. We're asking “what can we do to help them overcome financial issues that keep students from their degree?” “Have you seen a trend with parents taking out more or less student loan debt during this pandemic?Damian: The trends are still parented trying to figure out how they're going to pay for it, especially if there's been an income disruption in the household…There's a full, entertaining conversation in here!z! Get the full answers to this more — click PLAY below for the full show.

Have a money question? Get expert answers. Email us: askpete@petetheplanner.com It's time for a semi-annual review! On this episode of the Pete the Planner® Show, Peter and Damian discuss their current views on the concerns they had from March 1, 2020!  Don't... Read More

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: ASKPETE@PETETHEPLANNER.COMIt's time for a semi-annual review! On this episode of the Pete the Planner® Show, Peter and Damian discuss their current views on the concerns they had from March 1, 2020! Don't forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here's some of what happened:Show Notes:On the Pandemic:“On the pandemic, how concerned are you on a scale of 1-10?“Damian: (NOW) – 6/7. We're navigating our daily lives, but there's still something sitting out there… (MARCH) – 1, for my family's safety.Pete: (NOW) – About an 8, trending towards 9. (MARCH) – I was a 6.On the Market:“On the market, 1 = no concern, 10 = freaking out?“Damian: (NOW) – 2. We've been through lots of traumatic stuff over the last 100 years, but things keep steamrolling on. (MARCH) – 1.Pete: (NOW) – 1 on a long-term view, 2 on short-term view. (MARCH) – 1.On the Economy:“On the economy, where are you on the US economy?“Damian: (NOW) – About a 7. We've talked about a number of challenges coming (election, evictions, virus ramping back up) so sI'm a little afraid of getting into an open-close cycle in the next 3-12 months… (MARCH) – 3-5, with the information we had.Pete: (NOW) – About an 8 or 9. For the same reasons, maybe a hair stronger though. (MARCH) – I was more concerned about the economy than the pandemic, back then. This is only the highlight reel! Get the full answers to this more — click PLAY below for the full show.

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: ASKPETE@PETETHEPLANNER.COMOn this episode of the Pete the Planner Show, Damian is gone forever! Well….forever was a stretch. For this awesome episode, Pete is handling hosting duties and welcomes our very own, OZ for an important chat!Reminder: HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here's some of what happened:Show Notes:  Women and Investing:“I'm 24, and a woman. I have never invested in the stock market and I've always wanted to. Thinking long term, is it wise for me to invest? Studies show, fewer women invest in the stock market than men. Is there a better mechanism for the risk-averse to grow their money? How do women know when and how to jump into the market?“Pete: There's been a lot of research around this topic. One shows that when women do invest, they tend to be better investors than men. Here's the theory on why: in situations where women don't know what to do, they investigate and to find the answers first. Men tend to plow through the lack of information anyway. That likely leads men into more binds than women.Nevertheless, it's a predominantly male industry. You should find a female investment advisor. Here's one!”Equity and The Industry:“The gender equity gap is expected to only grow wider in this country. We are all better off with equitable workplaces.This is only the highlight reel! Dive into this critical conversation! — click PLAY below for the full show.

Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Damian is gone forever! Well….forever was a stretch. For this awesome episode, Pete is handling hosting duties and welcomes our very own, OZ... Read More

Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and Damian ask, “Should a person buy a home right now?” And they answer it! Don't forget! HEY MONEY is your new secret... Read More