Business with the stars!⭐

Happy International Day of the Seafarer! Get ready to set sail: June 25 is the Day of the Seafarer. Whether your job involves a large quantity of salt water, or not, this day is worth celebrating! Sailing has been in my family for generations and I am very happy to talk about it today with you. The main transport mode for global trade is ocean shipping (not plane): around 90% of traded goods are carried over the waves. As such, the oceans provide the main transport arteries for global trade. As demand for global freight increases, maritime trade volumes are set to triple to 2050. Maritime transport forms part of a whole cluster of economic activities that can create economic value added. The sea is still the most cost-effective way to transport goods. Marine biologists and oceanographers from every country have dedicated their lives to learning more about the ocean depths, and humans from every walk of life keep going to the sea to explore the planet. If trade by sea were limited in some way, or stopped altogether, there is no way that the global economy would be able to function. In other words, we owe our current ways of life to those who travel the seas. Seafarers are the pillars of the supply chains around the world. Trade is coming by sea. But because most people are not aware of them, they usually don't get the support they need. The COVID-19 pandemic has placed extraordinary demands on seafarers, with hundreds of thousands of men and women stranded on ships for months beyond their original contracts, unable to be repatriated due to national travel restrictions. A similar number of seafarers are unable to join ships and earn a living. This crew change challenge, which has been ongoing for nearly a year, is a real crisis. Fun activities to do during Happy International Day of the Seafarer: Education: Read a book or watch a movie about life at sea. Charity: Donate to a maritime charity. Local Coast Guard: if you live near a Coast Guard outpost, you might consider dropping in. This is a great opportunity to learn more about what the Coast Guard does. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Accountants are essential when it comes to business and even sometimes personal finance. They help with a huge variety of tasks. However, you need a good and open relationship with your accountant if you want to ensure that the relationship is long lasting and beneficial. To help ensure that you and your accountant are always working alongside each other in harmony, I've picked out these seven questions you should make sure to ask your accountant. There are way more questions to consider and I will definitely continue this series. From helping you with your small business accounts or your own personal tax return, these seven questions will help you ensure your accountant will be a benefit to your finances. What is your communication style? (What record to keep and share?) What are my deadlines to meet your deadlines? Where is my cash going? Operating activities vs. investment. How much cash do I need to run my business for 6 months? #emergency fund What is my total employee cost? (Full burning cost). Who's actually doing my accounting? What is my tax liability? --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Decisions in the marketing mix: how to organize your distribution? Distribution channels in a service business: On-Site Consulting Virtual Delivery Workshops and Seminars Publications/Bookers/Referrals (speakers) Distribution channels in a product business - key questions: Where do customers buy and who from? How do customers buy? Sell direct or use intermediaries (distribution channels?) Is technology changing traditional distribution methods? --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

The importance of local knowledge: etiquette & manners: Business is about people. There is no shortage of competent and reliable people in the business world and manners can make the difference. Etiquette is the set of conventional rules of personal behavior in polite society. Manners are described as either good manners or as bad manners to indicate to a person whether or not his or her behavior is acceptable to the cultural group. These concepts are vital in life and in business. As times change, so do social norms for personal and professional behavior, but that doesn't mean the basics don't matter. Performance and quality are important but not exclusively. Attitude and privacy: in public & at home: With so many people working from home, privacy has taken on an added dimension: the privacy of information from the ordinary, everyday intrusion by family or colleagues. There is, for instance, the loss of privacy when your colleagues overhear you arguing with your family, or see what you read on the bookshelves behind you. Or the loss of privacy when your family can see what's on your computer or how you handled your calls. Working from home or having a home based business requires a strategy. You have the obligation to protect your private life and at the same time protect your company information. Share a positive attitude: A positive attitude is something that goes deeper and has an effect beyond surface cheer. Try to connect with people who like their job, have new ideas, and are interested in lots of other things besides work. It'll make your whole outlook better. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

If you want to see your business grow, it is vital that you have your eye on all the components that make up a successful marketing strategy. Pricing is one of them. Don Draper taught us a lot about marketing and he often used the 7 P's of marketing. Indeed, back in the 1960s, when marketing men smoked at their desks, a marketing notion was hatched that was so perfect that sixty one years later it is still considered an integral part of any marketing strategy. The seven Ps of marketing includes product, price, promotion, place, people, process, and physical evidence. On our episode today, we are going to focus on Pricing. Understanding the connection between the 7 P's is crucial and it is not recommended to decide on any of them in isolation from the others. Price: Reputation: charging the “wrong” or a low price will send a wrong signal to your customers Target group: focus on people that are willing and able to pay you Goal: the right price should help you achieve your business goals Income: the right price will help you generate enough income to cover your cost and make a healthy profit --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

When a business sells merchandise, it might occasionally face returns and refunds. Returns and refunds are part of running any business. The average returns and refunds rate is around 6-8%. In accounting, a sales return represents a refund for a returned item, while a sales allowance represents a partial refund for an item that a customer keeps. This is a contra-revenue account, which means you subtract it from total, or gross, revenue on the income statement. In today's episode, we are going to talk about the best way to manage returns and refunds by focusing on your return and refund policy to best serve your customers. As much as you can, avoid arguing with your customers. Best way to minimize that, is to write a very clear return & refund policy! Company policies say a lot about you and your values. For instance, a product being shipped back and forth might not be cost effective for you, especially for small items. Hence, it is preferable to just refund a customer. Ask the customer why they want to return the product and ask for a picture of it. The goal here is to focus on having returning customers. A great way to do that after an incident is to give a discount. Another great way to deal with a defective item would be to suggest to the customers to donate it to a charity or recycle it. You could add a list of charities you are working with in your policy that the customer might be interested in donating the product to. These are original and personal ways of managing returns and refunds that will always set you up for repeat customers. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

“Psychologists are joining forces with religious communities to improve mental health and reduce the stigma of seeking treatment. Religious leaders have always provided counsel to their constituents. But most aren't trained to handle mental health disorders. Increasingly, faith-based institutions such as churches, synagogues and mosques are partnering with psychologists to improve the mental health of their congregants. “There's more movement happening in this area in the last four or five years than I've seen in the last 20,” says Shannon Royce, director of the Center for Faith and Opportunity Initiatives (also known as the Partnership Center) in the U.S. Department of Health and Human Services.” Reaching out to the faithful (apa.org) --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

One of the key lessons we learned from Dunder Mifflin is that your warehouse management is very important! What is inventory management? Inventory management is the function of understanding the stock mix of a company and the different demands on that stock. What type of companies hold inventory? Manufacturing & merchandising companies: retailers, restaurants, freight and logistics companies, etc. Any company that needs to stock products and goods. Manufacturing companies sell goods to earn revenue while merchandises companies resell goods to earn revenue. (sell vs. resell) Who in the company is in charge of it? The purchasing department is responsible for ensuring that the organization maintains the correct level of inventory to build and sell products. What is the relationship between inventory (Balance Sheet) & COGS (P&L)? Companies sell inventories to earn a profit. Before inventory is sold, it acts as an asset of the company. When it is sold, the cost converts into an expense, called the cost of goods sold. Why is inventory an asset? The intention is to make money out of it within the same year. Hence why it is under “current asset” because it is not supposed to stay long. The intention is to sell it and make money quickly. Most common types of inventory: 1- Raw materials (Inventory that was purchased to produce goods); Manufacturing companies only 2- Work-in-Progress (Inventory that was in the process as now); Manufacturing companies only 3- Finished goods (inventory that is available to be sold). Manufacturing & merchandising companies --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Cost of goods sold (COGS) refers to the direct costs of producing the goods sold by a company. COGS includes the cost of the materials and labor directly used to create the goods. COGS excludes indirect expenses, such as distribution costs and sales force costs. Do all businesses have Cost Of Goods Sold? No! Many service companies do not have any cost of goods sold at all. COGS is defined as only the cost of inventory items sold during a given period. Not only do service companies have no goods to sell, but purely service companies also do not have inventories. Operating Expenses vs. COGS Unlike COGS, operating expenses (OPEX) are expenditures that are not directly tied to the production of goods or services. What Does the COGS Tell You? Why does it matter? Knowing a business' COGS helps evaluate profitability. The number that remains after you subtract COGS from your total revenue is known as your gross profit. The COGS is an important metric on the financial statements. The gross profit is a profitability measure that evaluates how efficient a company is in managing its labor and supplies in the production process. COGS fluctuates greatly depending on the quantity produced. Let's use the example of a farm that raises livestock and sells meat. Costs of Good Sold Animal Feed & Minerals Expense Vet & Medical Replacement Animals USDA Processing Cost Packaging Operating Expenses Payroll Licenses & Permits Rent & Insurance Marketing Office Expenses --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Keep exploring! Adventures are amazing and will always help you grow! Travel & meet new people: start where you are by simply changing your routine. Real-world experiences: do something new every week or 2 weeks. Opportunities for personal development Interpersonal skills Adventures provide the opportunity to be physically active. Move as much as you can! Adventures encourage self-reflection. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

One major challenge I have seen in nonprofit running social enterprises is vocabulary! When a for-profit "regular" business finds a way to create value for a customer, it has generally found its source of revenue; when a nonprofit finds a way to create value for a beneficiary, it has not identified its economic engine. That is very often a separate step. Nonprofit that are running social enterprises struggle more with the words to use than understanding the concept in itself. Words have power over mindsets, and your mindset impacts your actions. When the right words are used, the right decisions are made. The term funding model is different from business model to describe a framework. A business model incorporates choices about the cost structure and value proposition to the beneficiary. A funding model, however, focuses only on the funding, not on the programs and services offered to the beneficiary. A business model identifies the products or services the business plans to sell, its identified target market, and any anticipated expenses. A business model describes the methods the company will use to generate customers and revenue. Investing in the right people is also crucial! Many nonprofit have the feeling that they can't afford the right people. Hiring the right people is an essential part of scaling up for every enterprise. The social sector is no different as the skills required to sell, brand, and manage financials are specialized. Talking about business model, revenue and customer, will tremendously help in hiring the right people. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Never overlook the importance of marketing. No matter how good your products or services are, people need to hear about them and marketing is the best way to spread the word and increase sales. Word of mouth and community are great ways to build buzz and business owners love it because for the most part, it's free. But in reality, building a customer base requires some more upfront investment. Fixed budgets: A new business may have to be more careful with their money, the option of having a fixed budget might be better. In your first year, you may simply have to find an amount that you feel you can afford and stick to it. It is also essential to have a marketing plan. Percentage of revenue: Most small businesses allocate a percentage of their total revenue to marketing. One of the main advantages of this percentage approach is that the budget is not fixed. It will grow along with revenue, increasing your marketing presence as your business expands. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Reunions are important times! They give people the opportunity to reunite our humanity, renew our spirits, and give comparative meaning to our life's intended goals and objectives. Reunions reinforce our common bonds, regenerate our friendships, and often make our personal history richer and more purposeful. Family reunions are fun: you meet all kinds of relatives, sometimes even relatives you never knew existed. High school reunions are also very important. Class reunions in general, are great trips down memory lane. It can be challenging to share vague memories with people who look familiar but whose names you have forgotten, but even if the first hugs and handshakes are tentative, it is amazing to see each other again! Reunions are important and serve a vital purpose! Celebrating life is always beautiful! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Natural Grocers is a Colorado based health food chain founded in 1955 by Margaret and Philip Isely. The company operates around 140 retail grocery stores in around 19 states, mainly west of the Mississippi River, and has approximately 3,039 employees. “Our company was founded in 1955 because we care — we care about the environment, we care about the health of our nation, the economy, the health of our communities, and we care about you.” Our Five Founding Principles | Natural Grocers Nutrition Education Quality Always Affordable Prices Community good4u Crew --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Welcome to our 100th Episode and 10th Book Review! Another amazing book that I highly recommend! As I like to do, I'm going to quote the parts I found the most interesting and the most relevant! Book focus: People that build companies with $50,000 a year, no "special" skills, and have

Everything you do is prayer! You may not realize it but the decisions you make throughout the day, the attitude you adopt, the conversations you have, the way you respond to other people, and the thoughts you think are all prayers. The food you choose to eat, the way you spend your money, even the way you drive is a prayer! We are constantly generating energy even in our most mundane activities. And our prayers are always answered in the affirmative: “Yes”, good or bad! Ultimately, you will be giving what you are praying for! Focus on what you do want, not what you don't want Learn how to talk positively Choose to have new thoughts and new conversations all the time. You will literally create a new life for yourself! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Youth sports clubs, like other organizations, need money to operate daily. There are many expenses associated with running a club. Likewise, there are plenty of ways for clubs to raise money. Youth sports was a 22-billion-dollar industry in 2020 (even with the pandemic) and is a huge contributor to the economy, both locally and globally. The location of the clubs will definitely determine the different options and how economical it will be for them to create the revenue they are looking for. Money is required to make a club run for various reasons: the money is divided up into a few different areas and is essential to run the club. Most clubs, if they are running properly, do make a profit even if they are called non-profit. Nonprofit organizations cannot distribute its profits to any private individual but they do make a profit! Here are some ways to drive multiple revenue streams year-round: Annual or Monthly Fee (can include insurance, marketing & equipment that is not uniforms) Uniforms Sport photography: parents are always going to pay to have their children's pictures Food: either cooked/baked by a parent or local restaurants Wedding assistant or any other celebration Ornament sale with your team colors: customizable ornaments are amazing and sell very well! Help Squad: List available youth services such as child care, cleaning, dog walking, or other things. Set time blocks and pair up kids with appropriate tasks. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Photographs are used to tell stories in many different ways! Sciences use photography to document new plants or to be able to study animals in more depth. Photos are used in textbooks to teach students about different places around the world. Family portraits hang on walls of almost every home. In this episode, we are going to focus on popular niches in photography, and how you can build a successful photography business! It's hard to master a specific style if you don't stick to it. Find ways to find new ideas and ways to tell many stories. Partnerships increase sales volume. Referrals are the heart of any business! Use every client as a marketing opportunity and go where people have budget to pay you! School Photography and School Portrait Photography Highschool Photography University/College and graduation (Brochures & Website) Street Art, Workplace and meetings (City Hall, Municipal Offices) Events - work offsite, wedding, birthday parties, anniversaries, celebrations, etc. Sport events: community sports, kids sports, local games Music Recitals Businesses: local businesses, brand, image, marketing, employees Nursing Homes & Hospitals --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Work Is Life and Life Is Work! Work is an indispensable means of enhancing individual senses of usefulness and belonging, but also of providing financial means. Work is central in several other dimensions, namely in its role as a socializing mechanism, as a source of social exchanges, and individual identities. Work is the pillar of social organization, but also, to a large extent, is an important pillar of the existential organization of individuals. It is a fundamental feature in many dimensions of social integration, such as health, housing, and interpersonal relationships. You have to invest in people you want to be in relationships with. Work is a central piece in our lives, and a crucial factor in the social integration of any groups. Work is synonymous with integration! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Vending machines are very straightforward businesses and don't require any special skills nor training. These are amazing businesses to consider with family members because it is easy to manage: once installed, a vending machine needs little to no maintenance. Vending machines require no staff, which means no extra wages to pay. It also means you don't have to pay any other of the other costs associated with employing staff. Digital/Smart touch screen vending machines cost around $1,000 on the low end and can go as high as $8,000 or even more depending on the technology. Smart vending machines have tons of benefits: They offer real time usage reporting to vendors which helps them to keep sufficient items in the machine by monitoring inventory all the time. They eliminate many drawbacks of old vending machines accepting coins. Payment options include many solutions such as contactless payment and Apple pay. Here are below my top 3 vending machine business ideas: First aid vending machines Toiletries vending machines Baby Product vending machines --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Business in a Box! More and more companies are turning to non-traditional facilities to house their business operations. Shipping containers in particular can be very cost effective. Here are 3 ideas for businesses that can work well in this type of space: Coffee Shop: The space could also be used as a coffee shop or café where you serve a variety of beverage options. Restaurant & Meal Prep Service: Another type of food business, you could use the small space you have to create prepared meals that you can sell directly to consumers. Because we talked about food trucks last week, the container could be an amazing addition to your truck for people to eat and dine. Pop-up Shop: Perhaps you want to simply allow other businesses to use your space for special sales, holidays, or events. You could open up a pop-up location in a shipping container. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

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Volunteering at the Bellevue's farmers' market was one of my favorite volunteering experiences I have ever had! I really enjoyed working with the people and the atmosphere was simply amazing! We've been talking about profitable businesses a lot in our last episodes, and I wanted to focus our family episode on a great place to sell and a great place to start! Farmers' markets are considered as a sustainable business model of networking, building society, trust and encouraging development of rural regions. In business, location means a lot and sometimes everything! Not only do businesses need to understand where their customer base exists, but they also need to know where their competitors are. Your local farmer's market will teach you a lot! It will bring you visibility, customer accessibility and will not cost you much! Farmer's markets are known to be cost effective. They provide brief periods of intense retail sales with low fixed costs. Not all farmers market organizations are alike. It is up to you to see what works best with what you are trying to accomplish. Some markets are community-organized; some are farmer-organized; and some are entrepreneurial private businesses. Some lack any organization. Still, even for a short period of time will help you start and give you tons of experience! Local markets bring tons of business opportunities. The social purpose alone of a market will add a lot of value to your business! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Continuing on our profitable business focus, our episode today is about the food truck industry! The food truck industry is worth nearly $1 billion and has grown by 7.5% in the past five years, from 2015 to 2020. Currently, there are more than 24,000 food trucks in the U.S. with more than 29,000 people employed in the industry. The industry is composed of operators that prepare and serve a broad range of cuisine from mobile food trucks on city sidewalks, in parks and at events. The industry has evolved a lot and quickly with many entrepreneurial food truck operators that have entered the market to cater to changing consumer preferences in favor of gourmet offerings, unique food concepts and also very healthy food. #carnivore #keto #lowcarbs Key external drivers are: consumer spending, consumer confidence, healthy eating, and urban population. A food truck is a great opportunity to produce a small themed menu. Whether you have family recipes, or a new creation that your friends rave about, you get the freedom to develop your own menu items. You can also leverage what already exists in other countries and make it better and healthier! Minimizing risk is a top priority for any business owner. Since there are less startup costs required to start a food truck, it's a less risky way to get into the restaurant/food industry. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Happy Birthday To Me! What I am celebrating today (and everyday): - My Life, - My Family & Friends - Nadjmat Corporation 1 year anniversary on social media - Financial Coach - Dave Ramsey 1 year anniversary - Nadjmat Corporation growth and 2021 projects! - Yayasan Usaha Mulia - YUM Partner Advisor --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

“If it is to be, it is up to me!” William H. Johnson Part 1: The People Professors: Develop a passion for learning! You must never stop learning. Professionals: "Talent imitates, genius steals!" Wisdom is only gained by experience. Learn from professionals and develop your own method. Mentors: Seek multiple mentors. Peers: People around you should also have high performance. They should push you to be better! Producers: People building businesses and creating jobs and opportunities! Producers help others win! Being in proximity to them will help you get opportunities. Part 2: The Places The place where you are: Leave no stone unturned. Try every possibility where you are in order to achieve your goal. Law of the Zip code: everything that you need is within your reach. A place to learn: Take the place where you are as a school. Universities and colleges can be fine but traditional education might not be the best way to do what you want to do. A place to practice: Convert education into execution. Failure is an essential part of the process. Practice without pressure. A place to perform & a place to grow: Find a place where you share the same value. A place where you can advance your career. Part 3: The Practices Focus on the present! Embrace your role! Accept your role. Help people in other areas of your organization! This isn't in my job description! Maximize your role! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

You are in control of your life! Having a feeling of not being in control of your lives and not being able to make choices for yourself will negatively affect your mental health. The idea of feeling empowered and making your own decisions is considered self-determination! I have seen self-determination playing a major role in my life: both mentally and physically! Constantly having someone making choices for you only provides maintenance from crisis to crisis. Always focus on finding a balance that works for you! Self-determination starts with little choices which build the foundation for larger decisions. Starts small with choosing what to eat, what to wear, what hobbies to pursue, and what friends to have they will be better prepared to make big decisions such as where to live, who to live with, where to work, whether or not to obtain a higher education, what treatment to receive, etc. This builds strength to live your best life possible! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Another business that will always be in demand is Home Renovation! Especially now, pandemic home remodeling is booming! Starting out as a subcontractor will really help your business be successful! get ready for a multi-step process. Starting out as a regular worker in a home renovating business will help you make connections in the field and gain precious experience. Being passionate and loving home renovation will definitely play a big role! The right motivation will always increase your success ratio of any company! Connect with your client by understanding why they want to renovate their home! Take the time to know them. It will help you build a great connection and will play to your advantage during your project and after! The next step would be identifying your individual strengths. Indeed, it is technically impossible for a single person to do justice to all the roles. You will have no choice but to work with your own team or in collaboration with other people. Some of the critical strengths required for a home improvement business is communication, creativity, resource management, etc. Remember, every country has specific rules and regulations when it comes to home renovations. The companies are expected to have particular certifications and report before commencing a project. There are also distinct permissions to be sorted and documentation to be procured while working on a project. Focus on your Unique Selling Point (USP). It is mandatory for your business to highlight this factor and include it in all their brand identity collaterals. Home Renovation Business is a broad classification of all the services involved in Interior Design. Some of the services include plumbing, wall painting, furniture planning, flooring and carpeting, etc. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

There are businesses that will always be in demand and a moving company falls under that category! People move every day! Becoming an expert in the communities where you live in will help you a lot! Gaining as much knowledge as possible of your area will play to your advantage! From home moves to apartments, condos, townhouses, and high-rises, try to learn and increase your experience in nearly every moving situation. Many companies offer services above and beyond moving furniture from one location to another. Each additional service increases your earning potential. Choose a price based on the level of service per customer. Hourly cost for smaller, local moves works as well. When moving longer distances, many companies charge based on mileage and weight. Companies with higher earnings offer more than basic moving services. If your goal is to expand your business' profits, consider including many services such as: Packing Unpacking Cleaning Furniture rearrangement Boxes and supplies Additional fees for homes with stairs or buildings Storage Bidding on contracts with local businesses --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

The familiarity principle is the tendency among human beings to develop a preference for people and things which they see often. For instance, in relationships it tends to be the case that the more often we see someone, the more pleased we are to see that person and the more we like them. When exposed to something new or unknown most animals exhibit a form of fear or avoidance. This is probably an evolutionary development, things which are new or unknown may very well be predators. Repeated exposure to certain people will increase our attraction toward them. We are attracted to familiar people because we consider them to be safe and unlikely to cause harm. We build familiarity with the people with whom you have the most contact! This most important factor is proximity. Similarity is another factor that influences who we form relationships with. We are more likely to become friends or lovers with someone who is similar to us in background, attitudes, and lifestyle. In fact, there is no evidence that opposites attract. Rather, we are attracted to people who are most like us. Check Dr. Robert Zajonc --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Home cooking businesses are probably the oldest and first type of businesses that ever existed! I've seen so many home cooking & baking businesses around me thrive and becoming very successful! If running your own home cooking business is something you want to do, go for it! You don't need to be a certified cook! You don't need to know everything about opening and running a company. A lot is learned by simply doing! You also have enough material to start! You are already cooking and eating every day! Start with what you have and grow as you are getting more customers. You absolutely do not need any capital to start with! What you have in your kitchen today is enough! Packaging is very easy to find online and nutritional labels are very easy to make as well: Create & Generate Nutrition Labels | Nutritional Label Creator Software | Recipe Costing | Inventory Management | ReciPal The best way to get your name out there is to sell to family & friends first! I also love Local Markets! Most of them are amazing with a great community! The best way to turn your hobby into a part-time or even full-time job, is to consider starting with your local farmer's markets. This is a great way to test the waters, listen to customer feedback and learn more about what products sell the best! Most markets have a website where you can apply. Otherwise, attend the market and ask to speak to a market manager. Most vendors require you to sell your own handmade products. The majority of farmers' markets will not charge any application fees. In general, you should only have to pay for your rental spot! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

It's Game Time! The board game industry has seen a major shift in recent years. More and more creative individuals have gotten on board with independent game designing and self-publishing. There are more games to choose from than ever before, yet, consumers still want even more. It's possible that you can make money designing and selling board games. Having playtesters is going to be a must! You could have your friends and family test your game (and you should get feedback from as many people as possible) however, it's probably a good idea to pay some playtesters to find problems with your game and give you their thoughts. Once your game is ready for production you can sell your design to a production company, or you could produce it yourself. You'll probably make more money self-producing your game! If you're hoping to achieve success as a game designer, take your time to test at least 3 game ideas. Marketing is going to be key! Many board games fail because they aren't marketed well. There are a lot of marketing strategies out there, but you don't need something over the top. A website where you can showcase your games should be able to do the job. You can also consider starting a YouTube channel where you could give overviews of your game, host playthroughs, or even give behind the scenes insights into the design of the game. This could also help you make money to support your games through advertiser revenue. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Adjusting to a new lifestyle is not easy for everyone. The anxiety and stress of relocating or sometimes just moving places within the same country can affect your mental health and overall your well-being. I have been moving places since the age of 2! Sometimes it is about starting over and sometimes it is simply about progressing in your life! Adapting to a new lifestyle will highly depend on your intention of moving abroad and your overall preparation for it! Finding a balance between your work and lifestyle is going to be crucial! One of the things I love the most about opening my company and moving to the US is the beautiful time I now have for myself! Give yourself sufficient time to adjust. Adapting to living overseas should be a gradual process. Don't push yourself too much when you are in the process of adjusting to a new environment. Join various social groups to build a strong network. Volunteering is one of my favorite activities! It is commonly known that exercise can be helpful for your mental health both at home and abroad. Keep your health a priority and make sure to associate yourself with people that think the same way when it comes to staying active! Don't expect to settle down immediately when you live overseas – it will take time, so enjoy the process. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Whether you're trying to gain access to international markets, have a product or service that is more appealing to a foreign market than domestic customers or simply want to take advantage of a new business-friendly environment, there are many reasons for starting a business overseas. Go where you can easily make money! Capitalist countries are always going to be the best! Capitalism is an economic system where private entities own the factors of production. The four factors are entrepreneurship, capital goods, natural resources, and labor. Monetarist economist, Milton Friedman, suggested that democracy can exist only in a capitalistic society. The United States is mostly capitalist and the U.S. Constitution protects the free market however, it doesn't rank among the 10 countries with the freest markets, according to the Index of Economic Freedom: https://www.heritage.org/index/ranking Here are the top 10 most capitalist countries: Hong Kong Singapore New Zealand Switzerland Australia Ireland United Kingdom Canada United Arab Emirates Taiwan --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Businesses play a vital role in any country's economy. Small to medium-sized businesses alone employ nearly half the working population and account for around 20% of a country's GDP on average. After a conflict, war or natural disaster surviving businesses may benefit from massive external aids, or the disappearance of competition, however, they will suffer profound consequences. There are several reasons why smaller companies with less than 10 employees are able to bounce back more quickly. Flexibility: Being oriented towards local markets makes small businesses less sensitive to disturbances in infrastructure. Their management system is also far simpler, enabling them to adapt more quickly to changes in the market, and to logistical challenges. Financial aids: The businesses that were the least dependent on financial aids prior to any crisis, will bounce back with the most ease. Banks suffering from the effects of the crisis will probably favor older/small clients over other businesses. Sales: Targeting potential customers in your town or region will always pay off more! Local marketing can help you focus in on a specific geographic area that gives more control. Also 85% of business owners depend on word-of-mouth referrals, which shows just how crucial it is to reach customers in your local area. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Private clubs are always going to be relevant and will always exist! A club is an association of people united by a common interest or goal. A service club, for example, exists for voluntary or charitable activities. There are clubs devoted to hobbies and sports, social activities clubs, political and religious clubs, and so forth. Historically, clubs have always existed in all countries. Organizations of the sort have existed for many years, as evidenced by Ancient Greek clubs and associations (collegia) in Ancient Rome. It is uncertain whether the use of the word "club" originated in its meaning of a knot of people, or from the fact that the members "clubbed" together to pay the expenses of their gatherings. Joining a club enriches your life! Being part of a club/society will help you gain knowledge, communication, and group development among other things! You will feel the change in yourself. It's the best way to meet people. Being an active member of a club solves a big issue of finding people and networking. The benefit of being a member of a community allows you to learn something along with bonding with people and have fun. It's one of the best ways to travel! Literally and figuratively! From cultural galas to volunteer trip, you never know what experiences are waiting for you on the other side of the road. The more you participate, the more experience you will gain. Being part of a community provides you with that. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

How To Win Friends And Influence People by Dale Carnegie 1. A person's name is the sweetest and most important sound in any language Remember names and pictures! People's name is the most important thing in the world. Learn how to spell it and pronounce it! Always call people by their full name. Why do we build donor walls for nonprofit? Why do we mention names on memorial walls? The power of being acknowledged and recognized! By using someone's name, they will give you total attention. By using a person's name, you are telling them how important they are to you. It makes them more engaged in the conversation, and also makes you more invested in that person. People are often really proud of their names! Using a person's name is a bridge to making an impact in their life. 2. Become genuinely interested in other people “A man without a smiling face, must not open a shop!” Don't talk, listen to others and focus on them! Ask them questions. Praise a lot! Exclusive focus on the other person. Listen carefully. Encourage others to talk about themselves and talk in terms of the other person's interests. Make the other person feel important and do it sincerely! 3. Talk about your own mistakes first Remember your own shortcomings and mistakes before criticizing another person. Make allowances for the person's age and experience level; you can't expect beginners to perform at the same level as experts. When you must criticize someone, admitting your own mistakes humbly can help the person feel more comfortable and less judged. It shows you are human, too, and make mistakes like anyone else. Offer honest praise as well: "Humility and praise ... rightfully used ... will work veritable miracles in human relations." --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

All humans are inherently biased. It's part of how our brains are wired. We naturally make snap decisions about people based on things like past experiences, cultural backgrounds, or things we've seen on TV or in the news. Even those of us who pride ourselves on being open-minded fall prey to unconscious bias. Having a bias doesn't make you a bad person, and not every bias is negative or hurtful. It's not recognizing biases that can lead to bad decisions at work, in life, and in relationships in general. Although people have both explicit and implicit biases, the implicit ones are the most concerning because they are the ones we don't recognize we have. Not getting a promotion and not being chosen to be captain of a sports team at school are very similar situations. Indeed, much hasn't changed since childhood. Certain thoughts or perception of ourselves don't automatically disappear in adulthood. Being aware of them is the best way to solve these challenges. Taking responsibility for your life will change things a lot! The most important aspect of taking responsibility for your life is to acknowledge that your life is your responsibility. You are in charge. No matter how hard you try to blame others for the events of your life, each event is the result of choices you made and are making, that includes your attitude and what you choose to keep in your mind as true because of past experiences! Avoid blaming others. It's frustrating when progress stalls or stops. It happens to the best of us. No one is immune. But always focus on being successful, helping others, and loving yourself based on your values! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Aloha & Happy Friday! On our episode today, we are going to talk about successful aging in the time of COVID-19! The COVID-19 pandemic poses a great challenge for older people both in terms of the severity of the disease and the negative consequences of social distancing. Why combine positive aging and gardening? Because it's time to get our hands dirty again! Gardening promotes psychosocial and physical functioning and therefore enhances the quality of life. Gardening participation provides important occupation and activity engagement. Gardening groups offer a context for social interaction and collaboration, which may be particularly important for socially isolated older adults. Gardening involves planning, planting, watering, and nurturing outdoor ornamental plants, shrubs or fruit plants in a garden, or in pots or containers, but also passive engagement such as wandering through gardens, relaxing in or viewing gardens, and active engagement, such as cultivating plants, mowing lawns, weeding and raking. Having positive attitudes towards aging creates resilience to health. Having positive self-perceptions of your own aging is an indicator of your well-being. Possessing a positive attitude toward aging will tremendously help your mental health and social engagement! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Agriculture & climate change can be confusing topics to navigate. From scientific jargon to policy to news articles, it can feel like you need a PhD just to understand everything. As someone who has always cared about agriculture, I've often felt intimidated by climate conversations. Do I know enough? Can I communicate my thoughts clearly? To start, everyone relies on agriculture. A farm is not a forest! Understanding food production and distribution will help you position yourself better in political and social conversations that are inevitable. Learning more about agriculture will definitely improve your opinion of agricultural work! It will help you better communicate with your customers and bring more awareness on topics that are often misunderstood. Your customers, and people, in general have many assumptions about what you should do or say to fit in. Communicating clearly your beliefs and your social impact will play a major role in your credibility and customer loyalty! Loyalty has, over the past decade, become a crucial construct in marketing, and particularly in the burgeoning field of customer relationship management. Your focus should be in making your customers to return. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Lobbying is performed by individuals or groups to pressure governments into policy actions. Lobbying is legally protected and is not the same as bribery. Bribery and lobbying are often conjoined in the public mind. While both seek a favorable outcome, the two remain distinct practices. Bribery is considered an effort to buy power (paying to guarantee a certain result); lobbying is considered an effort to influence power, often by offering contributions. Bribery is illegal, while lobbying is not. Lobbying provides access to government legislators, acts as an educational tool, and allows individual interests to gain power in numbers. Lobbying is an integral part of a modern participatory government and is legally protected. In the U.S., the right to lobby is protected by both the 1st Amendment and the Lobbying Disclosure Act of 1995,3 and additionally by the inherent need for participation in our democratic environment. All kinds of groups hire lobbyists: from corporations and private companies to nonprofits and unions, to try to persuade the government to pass legislation that's favorable to them. Lobbying is a complex area, and for those who practice it often involves having sound knowledge of politics, business, communication, and law. At its core, it demands a transparent and ethical framework. Lobbying is not just for big businesses. Smaller businesses are effecting changes and getting the results they desire. https://www.opensecrets.org/ https://www.law.com/nationallawjournal/2020/09/30/lobbying-2020-the-players-the-money-and-the-firms/?slreturn=20210221120523 https://lobbyit.com/lobbying-not-just-corporations-little-guys/ --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Learning about yourself is the best way to set your own preferences and boundaries. This process takes time and patience. Setting your preferences and boundaries will require effective communication! Love vs. Fear Mode: boundaries are based on your relationship values that identify your needs with people that you share a connection with. Learning is always going to be key. We are less structured than we think we are. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

The most immediate challenge for many companies looking to advance disability inclusion in their workforce is knowing where to start. Hiring people with disabilities need not cost any more than hiring someone without a disability. Accommodations for the majority of people with disabilities cost nothing, especially with the current situation where most people are working from home. To hire and retain anyone, it is important to hire a person you truly need with skills that you want to invest in. Write job descriptions with explicit performance requirements Identify and update your internal processes: help all employees understand the challenges that persons with disabilities face and contribute to solutions Strengthen the hiring pipeline by engaging with community groups: training programs and opportunities to connect with other employees will help ensure that persons with disabilities develop and succeed. Mentoring and coaching initiatives are also vital lifelines. Persons with disabilities who serve in senior positions should strongly consider becoming mentors or champions — both internally and externally --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Nonprofit vs. Not-for Profit vs. For-Profit have different implications for your taxes, corporate governance and business activities. Whether you decided to start a for-profit, not-for-profit or nonprofit, the first steps for creating your entity are the same. Start by filing for a business entity in the state in which you wish to run your operations. Your business entity might be a corporation, LLC, sole proprietorship or partnership. All of these entities can operate as for-profit, nonprofit or not-for-profit organizations. Once the entity has been formed, you will apply for an Employer Identification Number (EIN) with the IRS. A nonprofit has a tax-exempt status because its mission and purpose are to further a social cause. Nonprofits include hospitals, universities, national charities and foundations. They are required to make their financial and operating information public so that donors can see how their contributions are being used. Nonprofit pays no taxes on any money received through fundraising and donations to a nonprofit are allowed to be deducted from tax return. Similar to a nonprofit, a not-for-profit is one that does not earn profit for its owners. All money goes right back into running the organization. However, not-for-profits are not required to operate for the benefit of the public good. A not-for-profit can simply serve the goals of its members. A good example is a sports club. Not-for-profit must apply for tax-exempt status from the IRS, and money donated to a not-for-profit cannot be deducted on that person's tax return. A for-profit organization operates to make money. Most businesses are for-profits that serve their customers by selling a product or service. The business owner earns an income from the for-profit and may also pay shareholders and investors from the profits. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

When you share values together, there is very little you can't overcome! However, beliefs come and go! BELIEFS Beliefs are assumptions we hold to be true. When we use our beliefs to make decisions, it is usually from our past experiences. Beliefs are always contextual. VALUES Values are not based on information from the past and they are not contextual. Values are universal. Values are principles, or standards of behavior. Love is a good example of value. Our values inform our thoughts, words, and actions. Our values are important because they help us to grow and develop. They help us to create the future we want to experience. You often hear, "your past does not matter, does not define you, and is irrelevant" or "everything old has passed away; see, everything has become new"! Every individual and every organization is involved in making hundreds of decisions every day. The decisions we make are a reflection of our values and beliefs, and they are always directed towards a specific purpose. That purpose is the satisfaction of our individual or collective (organizational) needs. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Building initial rapport is an ideal topic for your sales training, as it helps both new and existing staff find pockets of connection that opens up the prospect for a productive conversation. 1. Provide Value: It is incredibly important to provide value to your prospective clients. Listen! You need to be able to demonstrate that you have the answers to their questions and the solution to their problems. And this doesn't just mean value to an organization, but to an individual person. Since you won't always be talking to an organization's decision makers, you need to give your prospects the information they need to be able to make a case to their boss for why they should purchase your products or services. 2. Provide Strategy: When communicating with a prospect, you can't just tell them that you have a solution for their problem. You need to understand their specific needs. If you can draw parallels to existing case studies that have been solved for similar requirements, this will not only let them know what you can do, but also provide evidence that you have experience solving problems like the ones they are looking to address. 3. Understand Their Pain: Most people aren't looking to make change for the sake of making change; they have problems they need to overcome and issues they need to address. Understanding a prospect's "real" pain points is essential in building rapport with them. Get to know them! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Your company's mission is much more than just an end-of-year performance review. In an effort to keep employees engaged in the mission, their work and help them grow into leaders within the company, invest in them! And then, they'll invest in you! 1. Set goals The key to actively developing employees is to set goals. Make the results of those goals easy to see. Monthly goals are the quickest, easiest way for employees to derive meaning from what they do every day. Revisiting these goals will highlight which ones need to be updated, and ensure that they are still applicable. 2. Offer opportunities for individual growth Employees want training. People, in general, want to progress in their lives! On average, 63 percent of employees believe learning new skills or receiving special training is most important to advancing their career. Which is true! Providing coaching and development activities throughout the year is an employer's best bet to create a culture of growth within the workplace. To ensure continuous growth and improve productivity, equip employees with the tools they need to function at peak performance. 3. Hold review meetings Opt for frequent, informal meetings. Meetings shouldn't be to only evaluate employees, as that is the aspect of performance reviews that causes the most anxiety. Rather, it should focus on developing employees. Focus on improvement: “What skills would you most like to improve on?” or “What can I do to help you?” 4. Automate the review process The biggest advantage of implementing technology into the review process is making it so much easier for employees and their managers to track and measure performance year-round. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

There is a direct relationship between gratitude and creativity! Experiencing positive emotions like gratitude, joy, and play, encourages thinking outside the box which leads to more creativity. Gratitude gives birth to great ideas! There is a link between happiness and creative problem solving! Cultivating gratitude and creativity is a daily practice that puts us in a good place to do our creative work, to run our businesses and live more fully. Counting our blessings and giving praise to the simple things, no matter how mundane they may seem, is an amazing way to start. Changing our mindset and being thankful for the abundance we already have. By getting into the flow of gratitude, we unlock our creative thoughts. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Starbucks Holds More Cash Than Many Banks! Fifty one percent of the coffee chain's customers in the U.S. and Canada now pay for their beverages and snacks after loading money onto their Starbuck's card. With 18.9 million active members in the U.S alone, the coffee chain boasts more customer money on its cards than many banks have in deposits. According to the Wall Street Journal, the coffee shop chain's U.S. headquarters had $1.5 billion that customers had loaded onto Starbucks gift cards and the mobile app as of the first quarter of 2019, surpassing the amount of cash that major American banks had in their deposits. These balances can not be withdrawn as cash but only coffee! This amazing business model teaches us a lot about the stunning opportunities we have within mobile payment & social digital media. It is also an amazing way to both meet the needs of customers and reward them! --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

How Does the Hedgehog Concept Compare to Ikigai? Ikigai is a Japanese concept, which roughly translates as: “The happiness of always being busy”. It is about what you find meaningful and what makes you happy. Marc Winn put the term in a Venn-diagram from a TEDTalk on the blue zones. Blue zones are areas in the world where many people live a 100 years or more: "If you know your Ikigai, you live longer & happier". Ikigai 4 circles: Passion, Vocation, Profession Mission. Hedgehog Concept 3 circles: (ref. ep.# 56) What you are deeply passionate about, What you can be the best in the world at, What best drives your economic/resource engine. Both concepts can be adapted from businesses to individuals. Both concepts are ways to approach life in general. --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support

Death in our culture is hidden away. While logically we understand that we will all die someday, it is generally a topic that is uncomfortable, and swept under the rug. Is it appropriate to bring a younger child to a funeral? How different is it to let a teenager have a cellphone and no real relationships supported by the family? How does your lack of real relationships in your childhood affect your adult relationships? Do we only have professionalized way of living? With superficial connections? Early family experience affects later romantic and other relationships. How do we learn to be more patient in our interactions and relationships? --- Send in a voice message: https://anchor.fm/nadjmat/message Support this podcast: https://anchor.fm/nadjmat/support