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Break through your keto or low carb plateau and optimize your heart health by booking a free consultation call with Robert Sikes here: https://www.ketobodybuilding.com/call.Your normal cholesterol is hiding a deadly secret inside your chest. Millions of fit men have massive heart plaque while their doctors say they are completely fine. In episode 892 of the Savage Perspective Podcast, host Robert Sikes and guest Dr. Josh Osborne expose the real truth about cardiovascular disease. Having good blood test numbers means nothing if your blood vessels are sticky and inflamed. Dr. Josh Osborne explains how a fast AI cardiac CT scan spots hidden soft plaque years before a fatal heart attack or stroke happens. Traditional stress tests and neck scans miss the danger. Learn how to shrink arterial plaque today.Visit Clear Cardio for more info: https://clearcardio.com/Get Keto Brick: https://www.ketobrick.com/Subscribe to the podcast: https://open.spotify.com/show/42cjJssghqD01bdWBxRYEg?si=1XYKmPXmR4eKw2O9gGCEuQChapters0:00 - Who Is Dr. John Osborne? | The Harvard Cardiologist Disrupting Medicine1:20 - Why Your Doctor's Heart Tests Are Useless | The Stage 4 Cancer Analogy3:09 - What Is an AI Cardiac CT Scan? | Seeing Heart Plaque in 3D6:00 - The #1 Killer in America | Shocking Cardiovascular Disease Statistics8:34 - When Should I Get a Heart Scan? | The "Cardiac Colonoscopy" Explained11:32 - Is a Cardiac Stress Test Accurate? | The "Healthy Heart" Lie15:38 - Are CIMT Ultrasounds Worth It? | Why Neck Scans Miss Heart Plaque18:52 - How Does a Cardiac CT Scanner Work? | Inside the 1-Second Ferrari Machine23:29 - DEXA Scan vs CT Scan | The Truth About Hidden Visceral Organ Fat28:27 - What Causes Arterial Plaque? | Hidden Risk Factors & Autoimmune Disease32:45 - Why Doesn't Insurance Cover Heart Scans? | The Medical Data Trap36:13 - How Much Does a Cardiac CT Scan Cost? | The $6,000 Prevention Strategy40:20 - Does High Cholesterol Cause Heart Disease? | The Inflammation Debate44:55 - How to Shrink Arterial Plaque | Proven Ways to Reverse Heart Disease48:47 - Should You Take a Statin Prophylactically? | The Broken Healthcare System54:55 - What Is a Calcium Score Test? | The $100 Heart "Mammogram" Explained1:00:50 - Why Do Fit People Have Heart Attacks? | Lp(a) and ApoB Blood Tests1:04:42 - How AI Detects Soft Plaque | Seeing 2,000 Shades of Gray in Your Heart1:06:56 - Where to Get an AI Heart Scan | Booking With Clear Cardio

What Exactly Is a Reverse Mortgage? Episode 387 – We hear so much talk these days about reverse mortgages. Are they worth looking into? For some people the answer is yes, but only if certain conditions are met. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 387 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode: so what exactly is a reverse mortgage? It's hard to miss all the talk these days about reverse mortgages as an income tool for retirees. Some experts like them, some experts don't. But what are they and how do they work? For many Americans, their biggest asset is the equity they have in their home. Some might not have saved much for retirement. But after years, perhaps decades, of living in the same home, they've built up their home equity through appreciation and amortization of their mortgage. When they look at their balance sheets, that becomes their biggest plus. What options do people have if they get to retirement age, have limited retirement savings, and realize that Social Security just isn't going to be enough? A reverse mortgage is one possible answer. A reverse mortgage is available for homeowners aged 62 and over. It is a way to fund retirement by borrowing against the equity you've built up in your home. The more home equity you have, the better. But it's certainly not for everyone. A reverse mortgage is not the same thing as a home equity line of credit, or HELOC. It's called a reverse mortgage because instead of you making monthly payments to the bank, the bank makes monthly payments to you. The income you get from a reverse mortgage is generally not taxable. You can use that income as needed to cover monthly expenses, including such things as home maintenance, property taxes, or, if needed, home health care expenses.[1] A reverse mortgage isn't free. The amount you owe against your house, which includes the principal and accruing interest, increases as you receive your monthly payments. So over time, your home equity decreases. You are essentially trading a little bit of your home equity every month for current income. Note that you typically don't have to repay the mortgage as long as you continue to use the home as your primary residence. But if you decide to sell your house or move out, the full balance will become due. If you die before you move out, in most cases your executor will sell the home and use the proceeds to pay back the accumulated reverse mortgage debt.[2] Reverse mortgages generally come in three different varieties. The first, and by far the most common, are loans overseen by the Federal Housing Authority. These are known as Home Equity Conversion Mortgages or HECMs. The homeowner has discretion over what to use the funds for, but before closing, they must meet with a counselor approved by the Department of Housing and Urban Development. This one requirement is designed to help curb fraud and abuse. HECMs account for approximately 95 percent of all reverse mortgages.[3] They are more regulated than other types of reverse mortgages and offer some extra protection. For one thing, neither you nor your heirs will ever owe more than the house is worth, even if it goes down in value. And if your lender goes out of business, the federal insurance program guarantees that you will still receive your monthly payments.[4] The maximum you can borrow under the federal program in 2026 is $1,249,125.[5] You will typically need to have at least 50 percent equity in your home (based on appraised value) to qualify. Reverse mortgages typically have adjustable interest rates. Note that the income from a reverse mortgage usually comes in the form of a monthly payment, but that's not a requirement. It can also be in a lump sum. The two other less common types of reverse mortgages are “single-purpose reverse mortgages,” which are backed by a nonprofit organization or a state or local government, and “proprietary reverse mortgages,” which are offered by private organizations without any government backing. Reverse mortgages have had a somewhat mixed reputation over the years. For one thing, the fees involved can be considerable. A reverse mortgage typically has origination fees, mortgage insurance premiums, closing costs and monthly servicing fees, all of which add up.[6] And there are still some scams out there. Some fraudsters will entice vulnerable seniors with misleading or fraudulent claims. One of those might be when a potential intermediary tries to get you into a reverse mortgage, then uses the money for some sort of “investment opportunity” that they control. They will then typically end up pocketing some of your home's equity themselves.[7] One way to avoid scams like this is to start with a trusted financial advisor or your current lender. Are there other potential solutions? Of course. The most obvious is, if possible, to save more at an earlier age and allow compound interest to work its magic. But for a lot of people, that's just not possible. For some people, a reverse mortgage is another option. There are caveats, but this may be a good choice in the right circumstances. A reverse mortgage is not the perfect solution, but for some, depending on their situation, it may be the most viable one. [1] Equifax Life Stages. “What is a Reverse Mortgage and How Does it Work?” Equifax.com. https://www.equifax.com/personal/education/credit/score/articles/-/learn/reverse-mortgage/ (accessed May 19, 2026). [2] Id. [3] Yale, Aly J. “What Is a Reverse Mortgage?” AARP.org. https://www.aarp.org/money/personal-finance/reverse-mortgage-guide/ (accessed May 19, 2026). [4] Id. [5] Johnson, Jamie. “HECM Loan Limits: What They Are and How They Work in 2026.” Themortgagereports.com. https://themortgagereports.com/124868/hecm-loan-limits (accessed May 20, 2026). [6] Miller, Peter G. “Reverse mortgage pros and cons.” Bankrate.com. https://www.bankrate.com/mortgages/reverse-mortgage-pros-and-cons/#cons (accessed May 20, 2026). [7] Goff, Kacie. “Reverse mortgage scams: What they are and how to avoid them.” Bankrate.com. https://www.bankrate.com/mortgages/reverse-mortgage-scams/#common-scams (accessed May 20, 2026). More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraby EmailTuneInDeezerRSSMore Subscribe Options

Download Porter Here: ⁠https://app.adjust.com/21zkudwbGuest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.(00:00) - Intro(02:45) - Why Does He Call IAS the Steel Cage of India?(07:38) - Where Does Corruption Start?(18:53) - Fake Document Submission in UPSC(21:04) - 3 Basic Ways People Get Into Corruption(27:34) - Where Do People Keep Their Corruption Money?(31:23) - Is There a Point of No Return From Corruption?(38:00) - Why Are Indians Scared of the Police?(40:51) - How Does the System Break an Honest Person?(42:30) - Why Can't Someone Fire an IPS Officer?(48:44) - How Much Scheme Money Actually Reaches People?(58:12) - What Do People Do With Corruption Money?(1:00:09) - Will Giving Bureaucrats Higher Salaries Solve This Issue?(1:03:35) - Why Is Nobody Stopping Corruption?(1:06:22) - AI Is the Change the System Needs(1:11:51) - A President/Prime Minister He Really Likes(1:14:58) - Why Is India the Most Difficult Country to Rule?(1:16:49) - Is China a Free Market?(1:20:50) - How Will Trump's Recent Visit to China Impact India?(1:28:58) - Why Didn't the Chinese President Meet American Entrepreneurs During Their Visit?(1:30:43) - Is India's Friendship With European Nations Good for Us?(1:32:38) - BTS(1:33:14) - OutroIn today's episode, we sit down with Amit Kilhor, UPSC Teacher & Content Creator, to understand the reality of India's bureaucracy and the system behind it.The conversation also covers major IAS-related controversies, how corruption networks operate, where illicit money typically flows, and why senior officers often become difficult to challenge. Subscribe for more such conversations.Follow Amit Kilhor Here:Instagram: https://www.instagram.com/amitkilhor/Linkedin: https://www.linkedin.com/in/amitkilhor/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

What if your AI coding agent is quietly cheating on your tests — and how do you stop it? Julien Verlaguet, who built the type system Meta used to migrate tens of millions of PHP lines, is now building Skipper: a closed-loop coding agent designed to make AI-generated code verifiably correct, without human intervention.In this episode, Julien Verlaguet, creator of the Hack programming language at Meta and co-founder of SkipLabs, explains why AI agents will always try to cheat — gaming tests, quietly modifying logic while doing something else, and declaring work done when it isn't. He draws on his experience migrating Meta's PHP codebase to a statically typed system, drawing sharp parallels between convincing engineers to trust a new type checker and building systems that can trust an LLM. Julien makes the case for spec-driven development with validation layers at every step, where separate AI instances verify correctness and the code-writing agent is locked out of touching tests.He shares the story of an LLM that silently swapped a union for an intersection while splitting a file — a subtle bug that passed all tests — and why no human would ever have made that mistake. He then walks through how Skipper works: you write a spec, hand over control, and a compiler-like agent produces correct, runnable TypeScript without back-and-forth, backed by a sound incremental type system, reachability analysis, and a reactive runtime that applies diffs in milliseconds.He closes with a grounded take on how the developer role is shifting — not disappearing — toward the kind of design, integration, and oversight work that always mattered most.Key topics discussed:Why AI agents will always try to cheat on your testsThe union-vs-intersection bug an LLM introduced silentlySpec-driven development to keep LLMs on trackHow to separate the AI that verifies from the one that fixesSkipper: a compiler-like closed-loop coding agentSound, incremental TypeScript built for AI-speed iterationHot-reloading state without restarting — in millisecondsWhy developers are all becoming tech leadsTimestamps:(00:00:00) Trailer & Intro(00:02:34) How Did Julien Create the Hack Programming Language at Facebook?(00:05:53) Does Static Typing Make Your Code More Secure?(00:09:54) How Did You Convince Facebook Engineers to Adopt Hack at Scale?(00:17:15) How Can Engineers Overcome Skepticism Toward AI Coding Tools?(00:22:44) Should Junior Engineers Trust AI-Generated Code?(00:29:44) How Do You Build Reliable Guardrails for LLM-Generated Code?(00:42:15) What Validation Strategies Prevent AI Agents From Cheating on Tests?(00:45:54) What Is Skipper and How Does a Closed-Loop Coding Agent Work?(00:54:59) How Does Skipper Compare to Claude Code in Terms of Correctness?(00:58:27) How Do You Get Started With Skipper and What Does the Output Look Like?(01:04:50) How Will the Software Developer Role Change in an AI-First World?(01:09:06) 3 Tech Lead Wisdom_____Julien Verlaguet's BioJulien Verlaguet is a programming language designer and the Founder and CEO of SkipLabs. He is best known as the creator of Hack—the gradually typed language he built at Facebook that currently powers over 100 million lines of the company's production code. After creating the open-source reactive framework Skip, Julien founded SkipLabs in 2022. His company recently launched Skipper, a closed-loop coding agent that takes a single prompt from a developer and returns a running, validated service.Follow Julien:LinkedIn – linkedin.com/in/julien-verlaguet-b5710a20X – x.com/JulienVerlaguetSkipLabs - skiplabs.ioSkipper - skipperai.devSkipper's Discord – discord.gg/bsnXyw2F9PLike this episode?Show notes & transcript: techleadjournal.dev/episodes/260.Follow @techleadjournal on LinkedIn, Twitter, and Instagram.Buy me a coffee or become a patron.

SummaryThe Build the Fort Framework is a startup methodology created by Chris Heivly, co-founder of MapQuest, that strips away adult overthinking to return founders to the first-principles instincts that produce successful companies. In this episode of High Octane Leadership, Donald Thompson sits down with Chris, a senior vice president at Techstars who has advised startup ecosystems across four continents, mentored thousands of founders, and helped catalyze more than $75 million in investment capital. The conversation covers what separates founders who win from those who get stuck, why the product you are imagining today is not the one that will make you successful, and what the Build the Fort Framework reveals about customer discovery, community building, and ecosystem design. MapQuest sold for $1.2 billion. Chris Hively has spent every year since teaching founders how to build something that outlasts them.Episode Long DescriptionChris Heivly is the co-founder of MapQuest, the navigation platform acquired for $1.2 billion, and the creator of the Build the Fort Framework, a startup methodology now used across Techstars ecosystems on four continents. As a senior vice president at Techstars, Chris has helped catalyze more than $75 million in investment capital and co-founded Raleigh Durham Startup Week, which grew from 8 volunteers and 400 attendees to 49 volunteer leaders and 1,500 attendees while being designed so that no single person is indispensable to its survival.In this episode of High Octane Leadership, Donald Thompson and Chris Hively dig into the pattern recognition that comes from working with thousands of entrepreneurs across dozens of cities and countries, and why the fundamentals of building a great company have not changed even as the tools around them have. Chris shares why the product you are imagining today is not the one that will make you successful, why great mentorship is peer to peer and never assigned, and why the Build the Fort framework works because it strips away the adult overthinking that kills most ideas before they ever get started. The Build the Fort Framework is a founder methodology that replaces complex startup theory with the same instincts a child uses when building something from nothing: start with what you have, talk to the people around you, and build before you overthink.Donald Thompson and Chris Hively also discuss AI, what it means for founders, and why Chris is more curious about this technology than anything he has seen in decades, and what he and Donald are quietly plotting for the Triangle entrepreneurship community.“Talk to 100 people before you write a single line of code," advises Chris Hively, co-founder of MapQuest and creator of the Build the Fort Framework, drawing on lessons from advising thousands of founders across four continents at Techstars.Key Talking Points:What is the Build the Fort Framework? The Build the Fort Framework is Chris Heivly's startup methodology that replaces complex startup theory with the first-principles instincts most adults have been trained to ignore.Why should founders talk to 100 people before writing code? Talking to 100 potential customers before building anything is the single most important discipline Chris Hively has taught across thousands of founder conversations at Techstars, and most founders still skip it.What is hyper mentorship and why does it outperform assigned mentorship? Hyper mentorship is peer-to-peer, two-directional, and self-selected, and Chris Hively's work across Techstars ecosystems consistently shows it outperforms every formally assigned mentorship program.How do you build a startup ecosystem that outlasts its founders? Raleigh Durham Startup Week grew from 8 volunteers and 400 attendees to 49 volunteer leaders and 1,500 attendees because Chris Hively designed it from the beginning so that no single person is indispensable to its survival.How are founders getting AI wrong? Chris Hively believes founders are applying a powerful new tool to unvalidated ideas, and his answer is the same one the Build the Fort Framework always starts with: talk to 100 people before building anything.Chapter Markers00:00 - Who Is Chris Heivly? MapQuest Co-Founder, Techstars SVP, and Creator of the Build the Fort Framework02:00 - How Does a Geography Major Co-Found a $1.2 Billion Navigation Company? The MapQuest Origin Story04:30 - What Is the Build the Fort Framework and Why Do Most Startup Methodologies Fail Before It?06:30 - Why Every Founder Must Talk to 100 People Before Writing a Single Line of Code08:30 - Why Your Product Idea Today Is Not the One That Will Make You Successful11:00 - The NDA Red Flag: What It Signals to Investors When Founders Ask for One13:00 - The Trough of Disillusionment: Why Fear Stops Founders From Sharing Their Ideas16:00 - Hyper Mentorship vs. Assigned Mentorship: What Actually Works20:00 - Why Vulnerability Is a Leadership Superpower: The Story That Changed Chris Hively's Career24:00 - Building Entrepreneurial Ecosystems Globally: What Raleigh Durham Gets Right That Most Cities Do Not28:00 - What the Build the Fort Framework Reveals About How Founders Should Actually Think About AI32:00 - How Donald Thompson Built a Fully Functional Website in Eight Hours Using AI Tools as a Non-Developer36:00 - Raleigh Durham Startup Week: 49 Volunteers, 1,500 Attendees, and a Free Event Built to Last42:00 - Why Does Giving First Produce Better Long-Term Business Results? Techstars' Core Philosophy Explained46:00 - How to Connect with Chris Hively and RDU Startup WeekAbout the GuestChris Heivly is the co-founder of MapQuest, the navigation platform that transformed how millions of people find their way and was acquired for $1.2 billion. A self-described zero-to-one builder with career ADD, Chris has spent the decades since MapQuest working at the intersection of entrepreneurship, community building, and ecosystem development. As a senior vice president at Techstars, he has advised startup ecosystems across four continents, mentored thousands of founders, and helped catalyze more than $75 million in investment capital. He is the author of Build the Fort, creator of the Build the Fort newsletter, and co-founder of Raleigh Durham Startup Week, a free four-day entrepreneurship conference that has grown to 1,500 attendees and 49 volunteer leaders. Chris holds open office hours every week and believes that the most important thing any leader can do is give first. As Chris puts it, 'the most important thing any leader can do is give first,' a philosophy he has applied across four continents, thousands of founder conversations, and every ecosystem he has built since MapQuest sold for $1.2 billion.Resources:Published: June 4, 2026 | High Octane Leadership with Donald Thompson, Episode 185Donald Thompson LinkedInDonald's Books: https://donaldthompson.com/books-resources/Donald Thompson's WebsiteChris Heivly LinkedInBuild the Fort Newsletter and Website: hively.comHigh Octane Leadership with Donald Thompson publishes bi-weekly conversations with founders, executives, and operators building at the intersection of performa...

How Does an Anxiety Therapist Talk About Anxiety All Day Without Getting Triggered?People ask me this constantly. I'm a former sufferer of panic disorder, agoraphobia, OCD, and depression — and now I spend my days immersed in all of it. Therapy clients, podcasts, books, social media. Anxiety is basically my entire professional life. So how does a person like me not end up right back where they started?The answer isn't a trick or a technique. It's what recovery actually produces — and once you understand it, it reframes what you're working toward in a pretty significant way.In this episode I explain why talking about anxiety all day doesn't trigger me, what changed through my own recovery process, and why the same change is available to you. I also share a real example from the last few months involving my dog Copper, some stress-related symptoms that showed up during a difficult time, and what it looked like to have those experiences without fear driving the whole thing.We also get into my OCD history with existential thoughts — something that used to pin me down for weeks — and what that same material looks like now. Same discomfort. Completely different relationship to it.This one is old school Anxious Truth. No script, no notes. Just an honest answer to a question a lot of you have been asking, and what I think it means for where you're headed.For show notes on this episode:https://theanxioustruth.com/345Want to talk about this episode with me, Josh Fletcher, and others that are sharing your experience and know what it feels like? I'm hanging out on the Disordered Community Space:https://disordered.fm/communitySend in a question or comment via text.Support The Anxious Truth: If you find the podcast helpful and want to support my work, you can buy me a coffee.   Other ways to support my work like buying a book or signing up for a low cost workshop can be found on my website.  None of this is never required, but always appreciated! Interested in doing therapy with me? For more information on working with me directly to overcome your anxiety, follow this link.Disclaimer: The Anxious Truth  is not therapy or a replacement for therapy. Listening to The Anxious Truth does not create a therapeutic relationship between you and the host or guests of the podcast. Information here is provided for psychoeducational purposes. As always, when you have questions about your own well-being, please consult your mental health and/or medical care providers. If you are having a mental health crisis, always reach out immediately for in-person help.

OTT and streaming media providers are under increasing pressure to rapidly transform content into multiple video formats, clips, and platform-specific versions optimized for streaming TV, mobile apps, social media, FAST channels, and connected devices. Surprisingly, AI-powered video transformation systems can automatically generate highlights, trailers, captions, and social clips in minutes instead of hours, dramatically reducing production time and operational costs. Manually converting content into multiple formats is expensive, time consuming, difficult to scale, and can produce inconsistent quality, poor contextual understanding, and ineffective viewer engagement across different platforms. This podcast session helps you to discover how AI-powered video transformation tools can automate media processing workflows, reduce costs, accelerate multi-platform distribution, and improve audience engagement and monetization results.  Topics Covered: What Is Vertical Video? What Surprises Companies About Vertical Video? Vertical Video Opportunities for Broadcasters What Is AWS Elemental Inference? How Does the Vertical Video AI Work? Who Needs Vertical Video Tools? Getting Started with AWS Elemental Inference Real-World Workflow: Live Game Example Where to Learn More  

Send us Fan MailIt's the FINale of Mermay on the Screen Queen and we're wrapping up the tides with a little film that may not be as favorable but still a memorable mermaid movie. Thanks for being here for the series and for four years!!!!! MUAH Part 1: And the last episode iiiiiisPart 2: The WriterPart 3: How DOES it fair as a mermaid moviePart 4: RaymondPart 5: How Aquamarine got her finsPart 6: Cecilia Part 7: The Girls that make the moviePart 8: What Aquamarine means to me and for twenty years. Support the showMy Inglorious Ink series! - https://www.amazon.com/stores/Samantha-Parrish/author/B0BNQ2D7D1?ref=ap_rdr&store_ref=ap_rdr&isDramIntegrated=true&shoppingPortalEnabled=trueI'm on Goodreads! - https://www.goodreads.com/author/show/20042112.Samantha_ParrishHow To Support The Show! - https://ko-fi.com/queenofthescreen#linkModalArticles I've written - https://vocal.media/authors/samantha-parrishMy Linktree https://linktr.ee/themysticalspacewitch Cover art by Emily Whitacre (https://teenytinycoffeebean.carrd.co/)

Send me a derm question or story through text or voicemail!A new JAK inhibitor has officially entered the veterinary market but where does it fit into managing allergic dogs?In this episode of The Derm Vet Podcast, I sit down with boarded veterinary dermatologist Dr. Christine McKinney from Merck Animal Health to discuss Numelvi, the newest JAK inhibitor approved in the United States for canine allergic dermatitis. We break down what makes this medication unique, how it compares to other allergy therapies, and why having multiple treatment options matters when managing complicated allergic patients.We also dive into practical approaches for itch control, infection management, and building confidence when treating chronic allergy cases in practice. If you manage itchy dogs regularly and want to stay up to date on the latest dermatology treatments, this episode is packed with valuable clinical insights.Watch The Episode: https://www.youtube.com/@thedermvet3932Follow The Derm Vet Podcast: https://www.instagram.com/thedermvetpod/Follow Me: https://www.instagram.com/thedermvet/Timestamps and references: 7:26: At the recommended treatment dose, Numelvi is at least 10X more selective for JAK1 over the other JAK enzymes in in vitro assays. Reference: Kowalski T, Schuette S. The second-generation Janus kinase inhibitor atinvicitinib is a potent and highly selective inhibitor of JAK1. Vet Dermatol. 2026;37(2):179.8:03: At the recommended treatment dose, Numelvi is at least 10X more selective for JAK1 over the other JAK enzymes in in vitro assays. Reference: Kowalski T, Schuette S. The second-generation Janus kinase inhibitor atinvicitinib is a potent and highly selective inhibitor of JAK1. Vet Dermatol. 2026;37(2):179.8:07: JAK1 is the primary driver of itch and inflammation. Reference: Huang I, Chung W, Wu P, Chen C. JAK-STAT signaling pathway in the pathogenesis of atopic dermatitis: an updated review. Front Immunol. 2022;13:106826010:36: At the recommended treatment dose, Numelvi is at least 10X more selective for JAK1 over the other JAK enzymes in in vitro assays. Reference: Kowalski T, Schuette S. The second-generation Janus kinase inhibitor atinvicitinib is a potent and highly selective inhibitor of JAK1. Vet Dermatol. 2026;37(2):179.21:52: Numelvi, starts reducing itch within 2-4 hours in a canine interleukin-31 (cIL-31)-induced pruritus model Reference: Kowalski T, Prohaczik A, Locke K, Samson C, Hope K. The second-generation Janus kinase inhibitor atinvicitinib significantly reduces pruritus 2-4 hours after dosing dogs in a canine interleukin-31 model. Vet Dermatol. 2026;37(2):179-180.23:13: Numelvi, starts reducing itch within 2-4 hours in a canine interleukin-31 (cIL-31)-induced pruritus model Reference: Kowalski T, Prohaczik A, Locke K, Samson C, Hope K. The second-generation Janus kinase inhibitor atinvicitinib significantly reduces pruritus 2-4 hours after dosing dogs in a canine interleukin-31 model. Vet Dermatol. 2026;37(2):179-180.Timestamps00:00 Intro02:29 The Complexity of Canine Allergic Dermatitis06:44 What is Numelvi and How Does it Work?13:50 Dosing Guidelines and Tablet Specifications16:57 Candidate Selection and Infection Control21:37 Onset of Action and Efficacy Timeline24:08 Final ThoughtsThis episode is sponsored by Merck Animal Health

With Ayatollah Khamenei's demise occurring hours into the war, the West anticipated a collapse of the Iranian regime and a popular uprising that never came to be. Is a ‘memorandum of understanding' the only thing preventing total escalation in the region? In this episode of One Decision, former MI6 Chief Sir Richard Dearlove and co-host journalist Kate McCann sit down with John Raine, Senior Adviser for Geopolitical Due Diligence for the International Institute for Strategic Studies (IISS), to analyze the ripple effects of the war in Iran and what it will take to stabilize the Middle East. What is keeping a comprehensive peace deal off the table? How did Western intelligence miscalculate the IRGC's resilience? And where does this leave the rest of the Middle East? We also break down China's pledge to support Cuba's sovereignty, the 75th anniversary of the Cambridge Five espionage scandal, and the latest in the war in Ukraine, including China's role in training Russian soldiers and the opening of a museum in North Korea that memorializes the North Korean losses in the war.   In this episode: 1:07 – Iran, Israel & Trump: The Middle East Crisis Explained 2:52 – Cuba, China, and US Spheres of Influence 6:23 – Cambridge Five: Cold War Spy Scandal Revisited 9:51 – Russia, North Korea, and Ukraine War Shifting 13:26 – Iran War: MOU vs. Formal Peace Deal Explained 16:55 – Why a Comprehensive Iran Deal Remains Out of Reach 22:41 – IRGC Resilience: How Iran's Regime Survived 29:08 – Who Has Influence Over Iran's IRGC? 33:51 – Israel's Military Objectives and Netanyahu's Agenda 39:36 – Gulf States' Vulnerability and Abraham Accords Future 45:26 – How Does the Iran Conflict End? Three Scenarios 49:47 – Sir Richard and Kate Discussion Hosted by Sir Richard Dearlove (former MI6 Chief) and journalist Kate McCann (Political Editor at Times Radio). Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam and Tony from Horace Green stop by Code Zero Radio's Fox Cities Core with host Andy McNamara to talk all things Powerlounge — their brand new full-length album dropping June 6th, recorded entirely in their own home studio over the course of two-plus years.In this episode, the guys break down the origins of their self-invented genre "Powerlounge" (yes, they looked it up — they're the first), the marathon 600+ hours of recording sessions, and how dialing in the drum sound for lead single "Nighttime Boi" set the tone for the rest of the album. They also talk about the other singles — "Cream" and "Hush" — and tease their upcoming fourth single, "Cosmic Bodies" (don't ask Tony what it's about).Plus, the big news: Stone Arch Brewery has brewed a limited-run Horace Green cream ale exclusively for the album release show — on tap for one night only.Album Release Show — June 6thGibson Community Music HallWith Scorched Waves & Hang TenLimited Horace Green Cream Ale on tapVinyl & CDs available at the showTickets are moving fast — grab yours now before the door sells out!Fox Cities Core airs on Code Zero Radio, your home for local Fox Cities music.YouTube Chapters:0:00 Intro – Horace Green Returns to Code Zero Radio Fox Cities Core0:30 New Album "Power Lounge" – Release Date & Album Release Show June 6th1:47 How Does the Band Feel With the Album Finally Done?2:16 Singles "Nighttime Boy," "Cream," and "Hush" – What to Expect on the Album2:38 What Is "Power Lounge"? Horace Green Invents a New Genre7:04 Band Photography & Visual Aesthetic Behind the Power Lounge Era8:14 The "Summer of Cream" & "Fall of Cream" – Fan Reaction8:45 Horace Green Gets Their Own Craft Beer from Stone Arch Brewery13:05 Recording "Power Lounge" in Their Own Home Studio14:35 How Long Did It Take? The $30,000 Recording Decision15:32 How a Horace Green Song Is Born – Tony's Songwriting Process18:29 10 Years of Horace Green – Surviving the "Great Filters" of Band Life19:43 West Coast Tour Announced – Dates, Cities & Jam in the Van (LA)22:54 Atwood Festival Madison 2026 & the Fox Cities Music Scene29:33 Live Band Setup – Keys, Todd the Utility Player & the Four-Piece Era33:34 Ghost Ko – Horace Green's Secret Side Project with 100 Unreleased Songs35:01 Does a Band Still Need a Website in 2025?36:44 First Full Vinyl Release – Behind the Scenes of Pressing "Power Lounge" on Vinyl47:14 Mile of Music Announcement & What Makes the Festival Special49:26 Bucket List Goals – Playing the Sphere, the Moon & Dream Collaborations52:18 New Single "Cosmic Bodies" Out This Friday53:36 Tickets, Cream Ale on Tap & What to Expect at the June 6th Show54:53 Thanks & Outro

God's Spirit in Me... How Does that Work? - God's Spirit is not a feeling... it's a filling.

Unit 7-1 How Does a Website Remember You? A Simple Guide to Cookie 明明剛看過的商品，為什麼換個網頁又出現在廣告裡？這不是什麼讀心術，而是"Cookies"在背後默默發揮影響力！這些小小的數位檔案，就像是專屬的網路身分證，讓網頁能記住你的登入狀態和語系偏好，省去重複操作的麻煩。解開 Cookies 的運作奧秘，解說「第一方」與「第三方」 Cookies之間的關鍵差異。如果你曾擔心過自己的瀏覽軌跡是否被悄悄追蹤，或疑慮個資安全，課文也提供了超實用的自保建議。看完後，可以同時享受科技的便利並優雅地守護數位隱私，成為聰明的網路使用者！

Unit 7-2 How Does a Website Remember You? A Simple Guide to Cookie 明明剛看過的商品，為什麼換個網頁又出現在廣告裡？這不是什麼讀心術，而是"Cookies"在背後默默發揮影響力！這些小小的數位檔案，就像是專屬的網路身分證，讓網頁能記住你的登入狀態和語系偏好，省去重複操作的麻煩。解開 Cookies 的運作奧秘，解說「第一方」與「第三方」 Cookies之間的關鍵差異。如果你曾擔心過自己的瀏覽軌跡是否被悄悄追蹤，或疑慮個資安全，課文也提供了超實用的自保建議。看完後，可以同時享受科技的便利並優雅地守護數位隱私，成為聰明的網路使用者！

https://youtu.be/nJP_iHaoRfQhttps://odysee.com/@NaomiBrockwell:4/USB-Data-Blocker:aThat USB port on the plane or in your car? It's not just a power outlet, it's a computer. And every time you plug in, you're potentially handing it a two-way connection to your phone: power going in, and your data going out.In this video, I break down why plugging your phone into random USB ports can be risky, how attackers can use these connections to steal data or install malware ("juice jacking"), and how a cheap little gadget called a USB data blocker protects you.00:00 USB Raw Dogging01:08 Why You Shouldn't Plug Into Unknown Ports03:21 Risk of Unintended Data Transfer05:22 What Is A USB Data Blocker05:56 How Does it Work08:44 The ExchangeRelying on being perfectly patched and attentive at all times is a bad strategy, especially when you can instead just block the data path and move on for less than the price of a cup of coffee.NBTV is a project of the Ludlow Institute, a 501c3 non profit whose mission is to advance freedom through technology.To support NBTV, visit:https://LudlowInstitute.org/donate(As a 501(c)(3) non profit, all donations are tax-deductible in the USA as permitted by law.)Visit our shop!https://Shop.NBTV.mediaOur eBook "Beginner's Introduction To Privacy:https://amzn.to/3WDSfkuBeware of scammers, I will never give you a phone number or reach out to you with investment advice. I do not give investment advice.Support the show

Big K Morning Show Hour 4: With Prices on the Rise, How Does this Affect the Housing Market? full 1336 Thu, 07 May 2026 12:57:02 +0000 sdO5zKssIgM0z77mgsdrsNd1qw9Wlc5S news The Big K Morning Show news Big K Morning Show Hour 4: With Prices on the Rise, How Does this Affect the Housing Market? The Big K Morning Show 2024 © 2021 Audacy, Inc. News False

Inside the AI Talent War at Google Ventures! What does the future of hiring, leadership, and company building actually look like in the age of AI? In this episode, Rhys Hughes, Executive Talent Partner at GV, joins us for a fascinating deep dive into the battle for talent happening inside the world's fastest-growing AI companies. From billion-dollar compensation packages and the rise of vertical AI startups to what founders are really looking for in executives, this conversation pulls back the curtain on how the next generation of iconic companies are being built. We explore the reality of scaling in today's market. Why velocity has become one of the defining traits of elite founders, how culture is becoming more important than compensation, and why networking and relationship-building are now critical career advantages in an AI-driven world. Rhys also shares incredible insight into what's happening inside the venture ecosystem at GV, where the biggest opportunities are emerging across AI, robotics, life sciences, frontier tech, and enterprise software — alongside the major risks and bottlenecks founders are navigating in real time. If you're interested in AI, startups, venture capital, hiring, go-to-market strategy, or the future of work, this is an episode you don't want to miss. Timestamps: 0:00 — Trailer 1:30 — Introduction & Guest Overview 2:29 — The Battle for Talent in the AI Era 4:36 — Profound Differences in This New Market 6:39 — How Organizations Are Attracting Talent & How Candidates Are Choosing 9:20 — How to Evaluate a Strong Equity Package 11:41 — Are New Comp Models Like Anthropic's Driving the Right Behaviours 14:36 — How Founders Are Approaching Go-to-Market in the AI Era 17:30 — How Does a Company Stand Out 21:44 — What Velocity Really Means & Why It Matters 23:05 — What Rhys Is Seeing From Founders Right Now 26:12 — Rogue Founders: GV's Red Lines & What They Look For 29:17 — Why Building VC Talent Relationships Is Non-Negotiable 36:19 — What Sectors & Trends GV Is Most Excited About 38:14 — Specific AI Trends Shaping GV's Investment Thesis 42:50 — Biggest Bottlenecks That Could Slow Everything Down 44:29 — How GTM Talent Should Get on the Radar of Top Portfolio Companies 47:50 — The Biggest Mistakes People Make Choosing the Wrong Company

Is a starfish a fish? How do sea stars regrow an arm? Do these cosmic-shaped sea creatures have eyes? Discover how God made sea stars unique and how their thousands of feet encourage us to walk in God's path for us.Here's our trail map:Is a Sea Star a Starfish?How Does a Sea Star Regrow an Arm?How Do Sea Stars Move?How Can We Walk in God's Ways?Download this lesson's free coloring sheet: https://thenaturaltheologyproject.com/how-does-a-sea-star-regrow-an-arm/Related Lessons to listen to next:What is an Axolotl and How Does it Regrow its Brain? Lesson 6: https://player.captivate.fm/episode/ce122f49-e5c6-4b63-ad8e-da56ed0936aa/What Are We Made Of? Exploring Human Cells - Lesson 57: https://player.captivate.fm/episode/0517c0e2-471a-465d-b475-763e0bbaa539/Eryn's Books:The Nature of Rest: What the Bible and Creation Teach Us About Sabbath Living: https://www.amazon.com/Nature-Rest-Creation-Sabbath-Living/dp/0825448891Rooted in Wonder: Nurturing Your Family's Faith Through God's Creation: https://www.amazon.com/Rooted-Wonder-Nurturing-Familys-Creation/dp/0825447615936 Pennies: Discovering the Joy of Intentional Parenting: https://www.amazon.com/936-Pennies-Discovering-Intentional-Parenting/dp/0764219782Episode Links:Sensational Sea Creatures (From the Marvels of Creation Book Set): https://www.masterbooks.com/marvels-of-creation-3-book-packExplore books, curriculum, and resources by Master Books: https://www.masterbooks.com/Nat Theo Club Bonus Video: https://thenaturaltheologyproject.com/memberGet full lesson guides in the Nat Theo Club: https://thenaturaltheologyproject.com/clubFree Sea Star Coloring Sheet: https://thenaturaltheologyproject.com/how-does-a-sea-star-regrow-an-arm/Ask your nature question: https://thenaturaltheologyproject.com/askScriptures Referenced in This Episode:“He lifted me out of the pit of destruction,out of the sticky mud.He stood me on a rockand made my feet steady.” Psalm 40:2 (NCV)“Blessed are all who fear the Lord,who walk in obedience to him.” Psalm 128:1 (NIV)“How, then, can they call on the one they have not believed in? And how can they believe in the one of whom they have not heard? And how can they hear without someone preaching to them? And how can anyone preach unless they are sent? As it is written: ‘How beautiful are the feet of those who bring good news!'” Romans 10:14-15 (NIV)“On your feet wear the Good News of peace to help you stand strong.” Ephesians 6:15 (NCV)Terms Learned in This Episode:Echinoderm: a class (large category) of ocean animals with a hard, bumpy, or spiny body, such as a sea star, sea urchin, or sand dollar.Asteroidae: The group of echinoderms that includes sea stars.Sea Star Ray: The pointed arm of a sea star extending from a central body.Regeneration: The ability to regrow a lost or damaged body part.Autotomy: When an animal purposely drops or sheds a body part, like an arm or tail, to escape danger.Blastema: A group of cells that forms at an injured spot and helps regrow a missing body part.Tube Feet: Tiny, tube-shaped body parts with suction cups on the end that help a sea star move, cling to surfaces, and hold prey.This podcast episode contains paid advertisements.Mentioned in this episode:Join Magnify: A Wild & Wonderful Summer Adventure by Nat TheoExplore God's creation right where you live and learn from Eryn in live video classes: https://thenaturaltheologyproject.com/magnify

(05:00) Brought to you by MailtrapMailtrap is a modern email delivery for developers with native SDKs support along with security compliant API & SMTP. Plus, you get 4,000 emails a month completely on their free tier! It also provides 24/7 support where you actually talk to real people, not an AI chatbot. Try Mailtrap for free at mailtrap.io.What happens when AI ships code faster than your team can review it? As agentic development accelerates your SDLC, the guardrails matter more than ever — and most teams don't have them.In this episode, Egil Osthus, CEO of Unleash, makes the case for FeatureOps as a strategic capability — not just a developer convenience. He explains the shift from a project mindset to a product mindset, where releases are decoupled from deployments and business outcomes matter more than shipping scope. Egil breaks down the four pillars of FeatureOps — gradual rollout, full stack experimentation, surgical rollback, and lifecycle management — and why each one becomes even more critical as AI-generated code flows faster into production. He also warns against building your own feature flag solution in-house, and shares what the rise of agentic development means for engineers who must now act as guardians of an oversight layer.Key topics discussed:Project mindset vs. product mindset in software deliveryThe 4 pillars of FeatureOps and what each one solvesWhy feature flags scare executives — and how to win them overDecoupling deployment from release across Dev, PM, and MarketingThe danger of rolling your own feature flag solutionHow local evaluation keeps feature flags fast and privateBlast radius management in an AI-accelerated SDLCWhat vibe coders get wrong about day-two operationsTimestamps:(00:00) Trailer & Intro(02:36) What Is the Current State of Feature Flag Adoption Across the Industry?(05:32) Why Is Feature Flag Adoption So Challenging Despite Its Apparent Simplicity?(10:44) How Does FeatureOps Differ From CI/CD and Progressive Delivery?(12:26) What Are the Four Core Pillars of FeatureOps?(16:11) How Can Teams Shift the Perception of Feature Flags From Tactical to Strategic?(20:46) How Do Feature Flags Align the Needs of Developers, Product Managers, and Marketing?(25:09) How Do Organizations Effectively Define Responsibilities for Strategic Feature Flags?(28:03) Does Using Feature Flags Enable Your Team to Deploy on Fridays?(30:41) What Is Unleash and How Does It Scale for Enterprise Needs?(34:54) What Are the Hidden Dangers of Building Your Own Feature Flag Solution?(39:32) Why Are Local Evaluation and Privacy Core to Unleash's Design?(44:48) How Does the Rise of AI Impact the Evolution of FeatureOps?(52:02) What Specific Guardrails Does FeatureOps Provide to Improve Safety?(54:21) Can FeatureOps Platforms Use AI to Autonomously Manage Feature Rollouts?(55:33) What Essential FeatureOps Advice Should Every Vibe Coder Follow?(59:53) 3 Tech Lead Wisdom_____Egil Osthus's BioEgil Østhus is the co-founder and CEO of Unleash, the world's leading open-source feature management platform. As a seasoned enterprise technologist and product strategist, he operates at the cutting edge of business and software engineering.Egil's mission is to help technology leaders and businesses move beyond traditional DevOps by embracing FeatureOps, a new methodology that provides a critical safety net for the accelerating, and often risky, world of agentic software development. He has a unique ability to speak the language of both engineers and senior executives, making complex topics accessible and actionable.Follow Egil:LinkedIn – linkedin.com/in/egilconrUnleash – getunleash.ioLike this episode?Show notes & transcript: techleadjournal.dev/episodes/256.Follow @techleadjournal on LinkedIn, Twitter, and Instagram.Buy me a coffee or become a patron.

A $280M DeFi exploit exposed the hidden fragility of crypto's most trusted systems. Dan Elitzer and Odysseus break down how the attack happened, why bridge risk and protocol composability made the damage so severe, what Arbitrum's intervention means for immutability, and why DeFi now needs an aerospace-grade security mindset to survive the AI era. ------

On the show: -The positive or terrifying evolution of AI -Wow how is Scott so bad at this? -Are parents obligated to pass on their wealth to the kids -Does being a girl dad bring out the "best version of yourself" -Jerk or Justified? To quit the same week after completing onboarding and training -How Does the Story End for tickets -Does having a date for prom make it more or less fun? -The fans have spoken and Red Lobster listened

What Is Limited Pay Life Insurance? Most people assume that owning a whole life insurance policy means writing premium checks for the rest of their lives. It's one of those assumptions that gets repeated so often it starts to feel like a rule. But it isn't. https://www.youtube.com/live/8BE2ScEDZhQ A limited pay life insurance policy lets you fully fund a permanent whole life policy within a compressed time frame, which is usually 10, 15, or 20 years. Once that payment window closes, you're done - no more premiums, ever. But your coverage stays in force for life, your death benefit remains intact, and your cash value continues to compound. For wealth creators who want to build a financial foundation that doesn't come with a lifelong bill, limited pay is worth a close look. And for those using whole life insurance as the backbone of a personal banking system, limited pay may be worth considering, depending on how much flexibility they want to preserve.. This article will show you why. What Is Limited Pay Life Insurance?Key TakeawaysThe Short Answer: What Is a Limited Pay Life Insurance Policy?How Does a Limited Pay Life Policy Work?Common Limited Pay StructuresWhat Happens After the Payment Period Ends?Limited Pay Life Insurance vs. Whole Life Insurance: What Is the Difference?Who Is Limited Pay Life Insurance Best Suited For?Limited Pay Whole Life Insurance and the Infinite Banking ConceptWhy Limited Pay May Appeal to Some Infinite Banking PractitionersThe Role of Paid-Up Additions (PUAs)Pros and Cons of Limited Pay Life InsuranceBook a Call to Find Out Your Next Step to Time and Money Freedom Key Takeaways A limited pay life insurance policy is permanent whole life coverage where premiums are compressed into a shorter payment period, after which the policy is fully paid up with no further premiums owed. Annual premiums are higher than standard whole life, but premiums end sooner, and the policy becomes fully paid up on a defined timeline. Limited pay is not term insurance. This is a common point of confusion. Your coverage doesn't expire when payments stop; it continues for your entire life. Limited pay can work within an Infinite Banking strategy, but policy design matters more than the limited pay label itself, and if you think about it, banking will go on your entire life, so you really need to look closely at the consequences of if you are trying to control the banking function in your life.  The right payment structure depends on your cash flow, your goals, and your timeline. There's no universal answer, only the answer that fits your situation. The Short Answer: What Is a Limited Pay Life Insurance Policy? A limited pay life insurance policy is a form of permanent whole life insurance in which you pay premiums for a set number of years (rather than for your entire life) after which the policy becomes fully paid up. Your death benefit and cash value growth continue for as long as you live, even though no further premium payments are required. Technically, all whole life policies are limited pay because you can always do a “Reduced Paid Up Option.” The distinction that trips many people up is between the payment period and the coverage period. With limited pay, those two things are deliberately different. You pay for a defined stretch (say, 20 years), and the policy covers you permanently. You might think of it like paying off a mortgage early. You could spread payments over 30 years, or you could pay the house off in 15. Either way, the house is yours. But in the second scenario, you own it free and clear much sooner, and every year after that, the money that used to go toward the mortgage is yours to deploy elsewhere. That's the core appeal of limited pay whole life. The premiums are higher during the payment window, but once that window closes, your policy is a fully funded, self-sustaining asset that continues to grow without any further input from you. How Does a Limited Pay Life Policy Work? The mechanics are straightforward once you see the logic behind them. During the payment period, you pay higher annual premiums than you would on a standard whole life policy. That compresses the required funding into a shorter window and leads the policy to become fully paid up sooner. The tradeoff is that you shorten the period during which premium can be contributed, which can limit long-term funding flexibility. Once the final premium is paid, the policy is considered paid-up. It's now self-sustaining. The death benefit stays in place, and the cash value continues to grow.  What's more, if your policy is with a mutual insurance company (which most specially designed whole life policies are), you continue receiving annual dividends, which can be used to purchase Paid-Up Additions (PUAs), further increasing both your cash value and your death benefit. The policy doesn't change character when the payments stop. It's the same contract, the same guarantees, the same participating whole life policy. The only difference is that you are no longer funding it out of pocket. Common Limited Pay Structures Limited pay policies come in several standard configurations, each with a different payment window: StructurePayment PeriodAnnual PremiumBest Fit10-Pay10 yearsHighestThose who want to be paid up quickly15-Pay15 yearsHighThose balancing speed and affordability20-Pay20 yearsModerate-to-highThose wanting a longer funding runwayPay to 65Varies by age at purchaseVariesThose aligning premiums with working years The general rule is simple: the shorter the payment window, the higher the required annual premium and the sooner the policy reaches paid-up status. A 10-pay policy front-loads more capital into the policy early on, which means a larger base for compounding over the decades that follow.  However, it limits the total amount of capital you can put into the system.  Which structure makes sense depends on your current cash flow, your income horizon, and what you're trying to accomplish with the policy. In essence, there is no single right answer. What Happens After the Payment Period Ends? Nothing changes about your coverage. That's the part that often surprises people, but it shouldn't, because the whole point of limited pay is to reach this stage. Again, your policy continues to earn dividends, and your cash value continues to compound. Your death benefit stays in force (and may continue to grow as dividends are applied). You still have access to policy loans against your cash value, just as you did during the payment years. The only thing that stops is the premium bill. For people approaching retirement (or anyone whose income is structured around a finite earning window), that's a huge, notable feature. Your coverage persists even when your active income doesn't. Essentially, you have front-loaded the work, and the policy carries itself from here. In many ways, this differs from electing the reduced paid-up option, in which a policyholder stops paying premiums before the scheduled premium payments are complete and accepts a lower death benefit in exchange. With limited pay, the full death benefit is preserved because the policy was designed from the start to be funded within that window. Limited Pay Life Insurance vs. Whole Life Insurance: What Is the Difference? This is where the confusion usually resides, so it's worth being more precise. Limited pay life insurance is whole life insurance. It's not a separate product category, but a payment structure applied to a whole life policy. The underlying contract - guaranteed death benefit, guaranteed cash value growth, potential dividends, permanent coverage - is the same. The difference is how long you pay premiums. With standard whole life insurance, premiums are typically due annually for the insured's life (or until age 100/121, depending on the contract). With limited pay, those premiums are compressed into a shorter window. You're paying for the same lifetime of coverage, just on a faster schedule. Standard Whole LifeLimited Pay Whole LifePremium durationLifetime (or to age 100/121)Common Fixed periods (10, 15, 20 years, or to age 65)Annual premiumLowerHigherTotal premium commitment Spread over a longer periodCompleted over a shorter periodCash value funding patternMore spread out over timeMore compressed into a shorter periodPolicy after premiums endN/A — premiums continueFully paid-up, self-sustaining The natural follow-up question worth pondering: Is a limited pay life insurance policy more expensive? Year to year, yes, the annual premium is higher. But because you stop paying sooner, the total amount you pay over your lifetime may actually be less than what you would pay on a standard whole life policy. While the shorter payment window is attractive upfront, we've often found that later on, clients wish they still had the option to keep funding the policy and growing a larger pool of capital. Who Is Limited Pay Life Insurance Best Suited For? To be frank, limited pay is not for everyone. While it offers the appeal of becoming fully paid up within a defined period, that does not automatically make it the best structure for every wealth builder. Limited pay may be a fit for people who place a high value on knowing the policy will be fully paid up by a specific date and who are comfortable committing to the higher required premiums that come with that design. That can be attractive for: Entrepreneurs and business owners with strong income today. If you want to complete your premium obligation during your peak earning years, limited pay can provide a clear path to doing that. Professionals preparing for retirement. If your priority is to have permanent coverage in force without scheduled premiums later in life, limited pay may align well with that goal. People who highly value the certainty of a paid-up contract. For some,...

How Does the Church Sings Through Suffering and Why Do the Songs Matter?   Grammy Award nominee and Dove Award winner Matt Maher joins the Good Faith podcast for a conversation about the power of songs and church music to tell the truth about suffering. Reflecting on protest, justice, prophetic art, ecumenism, and even Rich Mullins, Maher explores how the church can hold lament and praise together while still pointing people to the hope and holiness of God. Drawing on Psalm 22 and Jesus' cry of abandonment on the cross, he argues that the church, like Jesus, must sing honestly about pain and abandonment without losing sight of the worship and honor God deserves.   *This episode was recorded live at the Illuminate Arts + Faith Conference   00:00:00  - Tease: The Duality of Abandonment and Praise 00:01:00 - Introduction from Curtis Chang 05:31 - Conversion and the Impact of Catholic Liturgy on His Faith 08:13 - Theology in Songwriting and Collaboration 09:57- Can Ecumenism Expand Your Perspective? 13:06 - John 17 and Praying for Church Unity  14:35 - Prophetic Calling Comforts the Afflicted and Challenges the Comfortable 16:38 - Protest Themes and the Burden of Truth 20:30 - Holding Space for Both Praise and Lament 21:55 - Christian Justice Movements and Prophetic Action 24:02 - The After Party Album and Amos's Call to Justice 24:11 - That He Will Overcome (musical insert) 26:29 - The Toppling of Empire Lyrics as Inspired by Dr. Mika Edmonson 29:04 - The Neurological and Physical Impact of Music on Memory and Community 34:03 - Personal Storytelling and Lament To Work Out Hard Things 40:00 - Rich Mullins' Influence and Legacy 41:24 - What Is The Song the Church Needs Now, In These Crazy Times? 43:48 - A Warning From Nazi Germany Against Ignoring Suffering   Take the Listener Survey Sign up for The After Party Sign up for The Good List   Mentioned In This Episode: The Nicene Creed and the History of the Council of Nicaea Matt Maher's Echoes album (Spotify) Matt Maher's Your Grace Is Enough Matt Maher's The Stories I Tell Myself Matt Maher's The Stories I Tell Myself (Acoustic video) Matt Maher, DOE, Dee Wilson, & The Porter's Gate's That We Might Overcome Listen to the album The Kingdom of Jesus: Songs For The After Party Rich Mullins' Canticle of The Plains (full album on Youtube) Rich Mullins' The Joy of Jesus (feat. Matt Maher, Mac Powell, & Ellie Holcomb) More about Francis Chan   Scriptures Referenced: Psalm 22 (ESV) John 17 (ESV) John 14:6 (ESV) Amos 5-6 (ESV)   More from Matt Maher: See Matt on tour Matt Maher's website Subscribe to Matt's email list Listen to Matt Maher on Spotify   Follow Us: Good Faith on Instagram Good Faith on X (formerly Twitter) Good Faith on Facebook   The Good Faith Podcast is a production of a 501(c)(3) nonpartisan organization that does not engage in any political campaign activity to support or oppose any candidate for public office. Any views and opinions expressed by any guests on this program are solely those of the individuals and do not necessarily reflect the views or positions of Good Faith.  

Every business owner hits a point where the tax questions start stacking up. Can I deduct this? Should I switch to an S Corp? Is this still a business if I have not made money yet? And what happens if I did something before I had my systems set up the right way?In this episode, Mike opens the floor to questions from business owners and breaks down the tax answers behind them. From zero-activity LLC filings and Schedule C concerns to family payroll planning, vehicle deductions, and rental strategies like the Augusta Rule, this episode covers the practical decisions that shape how much tax you pay and how well your strategy holds up. 

On the show: -Don't wear your claw clip while you're in the car -Apparently it's a thing...Just sitting in your car at the park -Is this the one time you should rat out the neighbor's kid -House explosion -Jerk or Justified? Contractors excuse for being a no show -"How Does the Story End" for tickets -Off the rails RingCam guy -

Few financial products generate as much excitement (or possibly as much confusion) as indexed universal life insurance.  IUL insurance has become one of the most aggressively marketed policy types in the industry, pitched with language that sounds almost too good to overlook, including terms such as market-linked upside, downside protection, tax-advantaged growth, and flexible premiums. https://www.youtube.com/live/fZS1uPmsCS0 Some of that is real, but we feel strongly that context and nuance should be applied when procuring any IUL policy, as it can obscure risks that don't become apparent until years after you have signed. This article is an honest guide to what an IUL policy actually is, how it works under the surface, what it promises versus what it delivers, and why, for those building a financial strategy around Infinite Banking, we consistently and strenuously recommend a different path. Key TakeawaysWhat Does Indexed Universal Life Insurance Mean?How Does an IUL Policy Work?The Floor, Cap, and Participation Rate ExplainedThe FloorThe CapThe Participation RateFlexible Premiums – Feature or Risk?IUL vs. Whole Life Insurance: Key DifferencesCan You Use an IUL for Infinite Banking?Why The Money Advantage® Recommends Whole Life for IBCWho Is IUL Best Suited For?IUL Pros and Cons: An Honest AssessmentWant Help Evaluating Your Policy Options? Key Takeaways An indexed universal life insurance policy is a form of permanent life insurance that ties cash value growth to the performance of a stock market index, subject to caps, floors, and participation rates. IUL offers flexible premiums and the potential for market-linked returns without direct market exposure. That flexibility, however, comes with complexity and risk that most sales presentations understate. The 0% floor protects against index-driven losses, but it does not protect against policy fees and rising cost of insurance charges, which can erode cash value even in flat or positive market years. For those practicing Infinite Banking, IUL introduces variables that conflict with the certainty and control the strategy requires. Whole life insurance remains the preferred vehicle. IUL is not inherently a scam or a bad product. It is, however, a complex one, and complexity without understanding is where financial damage happens. What Does Indexed Universal Life Insurance Mean? An indexed universal life insurance policy is a type of permanent life insurance with two distinguishing features: flexible premiums and a cash value component that earns interest based on the performance of a stock market index, most commonly the S&P 500. You don't own shares or invest directly in the market. Instead, the insurance company credits interest to your cash value based on how the chosen index performs over a given period, within defined parameters, including a floor (usually 0%), a cap (often 10-12%), and a participation rate (the percentage of index gains you actually receive). The core appeal of an indexed universal life insurance policy is quite understandable, as you get some exposure to market growth without the risk of direct market loss. Your cash value won't decline because of a bad year in the S&P 500, and that's exactly what the floor is for.  But with that comes a caveat: your gains are limited in strong years by the cap and the participation rate. Now, on the face of it, that may sound like a reasonable tradeoff. And for some people, in some situations, it certainly can be. But the full picture is far more complicated than the pitch suggests, and, once again, the complications tend to show up years down the road. How Does an IUL Policy Work? The mechanics of an IUL policy involve more moving parts than wholelife insurance, and understanding those parts is essential before committing to one. When you pay a premium, that money is allocated across three buckets: the cost of insurance (COI) – the actual price of maintaining your death benefit – policy fees and administrative charges, and whatever remains flows into your cash value account. The cash value is then credited with interest according to the index strategy you've selected. This is where the structure differs most from whole life insurance. With a whole life contract, your cash value growth is guaranteed by the contract, and dividends from a mutual company add to that growth. With IUL insurance, your credited interest depends on external index performance, constrained by the carrier's rules, which the carrier can change. That glaring distinction is far more telling than it might seem at first glance. The Floor, Cap, and Participation Rate Explained These three mechanics define the boundaries of your IUL's cash value growth, and they deserve a close look. The Floor The floor is the minimum interest credited to your cash value in any given period, usually 0%. If the S&P 500 drops 15% in a year, you are credited 0% rather than absorbing that loss.  That sounds protective - and it is, in a narrow sense.  But a 0% credit year doesn't mean your cash value holds steady. Policy fees and cost of insurance charges are still deducted regardless, which means your cash value can shrink even when the floor is doing its job. The Cap The cap is the maximum interest credited, regardless of how well the index performs. If your policy has a 10% cap and the S&P 500 returns 25% in a given year, you receive 10%. The other 15% stays with the insurance company. In a strong bull market, the cap quietly siphons off the upside that made the product appealing in the first place. The Participation Rate Finally, we have the participation rate, which determines what percentage of the index gain (up to the cap) you actually receive. An 80% participation rate on a 10% index return means you are credited 8%. However, caps and participation rates are not permanently fixed. Insurance carriers can adjust them. The concern here is that what may be illustrated at the point of sale may not be what you experience five, ten, or twenty years into the policy. Flexible Premiums – Feature or Risk? One of the most marketed features of indexed universal life insurance is premium flexibility. Unlike traditional whole life, where the base premium is fixed and contractually guaranteed, IUL allows you to vary premiums within certain limits. You can pay more in strong years and less in lean ones. While whole life with paid-up additions riders can also offer flexibility for adding extra premium, those additional contributions are optional. Traditional whole life does not depend on extra rider premiums to keep the policy in force. That sounds like freedom. In reality, it could be viewed as a trap, of sorts. The issue is that underfunding an IUL policy (paying less than the amount needed to cover insurance charges and fees) doesn't trigger an immediate consequence. The policy stays in force, but the shortfall compounds over time.  Alarmingly, because the cost of insurance in a universal life chassis increases as you age, the gap between what you're paying and what the policy requires can widen dramatically in your 60s, 70s, and beyond. This is one of the most commonly realized negatives of IUL insurance. Policyholders who reduced premiums during their working years discover decades later that their policy is on the verge of lapsing, and the cost to keep it alive has absolutely skyrocketed. By the same token, flexible premiums can work for disciplined, well-informed owners who understand the risks. But the flexibility itself is not the safety net it is frequently marketed as - it's an anxiety-inducing variable that requires active management for the life of the policy. IUL vs. Whole Life Insurance: Key Differences A huge number of people researching IUL are comparing it to whole life. But while the two products are both permanent life insurance, their internal architecture is fundamentally different. IULWhole LifeCash value growthTied to index performance, subject to caps, floors, and participation rates. Not guaranteed.Contractually guaranteed growth, plus highly anticipated dividends from a mutual company.PremiumsFlexible - can vary year to year.Fixed and level - guaranteed never to increase.Cost of insuranceIncreases annually with age. Deducted from cash value.Built into the level premium structure. No separate increasing charge.Death benefitCan fluctuate depending on funding and policy performance.Guaranteed for life.ComplexityHigh - multiple moving parts, carrier-adjustable terms.Low - contractually defined.Policy loan behaviorLoan interest plus uneven crediting can create negative arbitrage.Predictable. Cash value continues to earn while loans are outstanding. Either way, neither product is universally or objectively better. They serve different purposes, and the differences in guarantees, predictability, and internal cost structures are significant, especially for anyone planning to use their policy as a long-term financial tool. Can You Use an IUL for Infinite Banking? Some advisors market indexed universal life for “banking” strategies, making the case that IUL's potential for higher returns makes it a superior vehicle for building a personal banking system. That is not the same thing as the Infinite Banking Concept as taught by Nelson Nash. As Authorized Infinite Banking Practitioners, we believe Infinite Banking is properly implemented with dividend-paying whole life insurance because the concept is about becoming your own banker by taking the banking function into your own life. And our position is not arbitrary. The Infinite Banking Concept is built on predictability, certainty, and control. You need confidence in how your cash value system will function over time.  You need guaranteed access to policy loans. You need a death benefit that doesn't fluctuate....

On the show: -Artemis II conspiracy theories -One and done...you don't give people a second chance -Scott caught stealing at a charity event -Win the Day with James Whittaker -Quietly being the nark of the neighborhood -Jerk or Justified? When you ask for someone's opinion do you REALLY want their opinion? -Second guessing the school trip -"How Does the Story End?" for tickets -Contractor Horror story

The Michelin Guide is coming to Pittsburgh! The timing is kind of hilarious, since we just did an episode about why our city doesn't have — or need – Michelin star restaurants. Host Megan Harris and City Cast contributors Colin Williams and Hal B. Klein chat about this development, laugh about our clairvoyant conversation, and share which restaurants they think might (or might not) get a star. Plus, executive producer Mallory Falk joins to discuss a Washington Post editorial chiding Pittsburgh Public Schools for going remote during the NFL Draft. The team also gets into concerns about how our unhoused community might get treated during the draft, PA's first underground state park, and more bad news for Pittsburgh's brewery scene. Then, in a members-only fourth segment, we unpack a juicy profile of the Block brothers and share the latest gossip about the future of the Post-Gazette. Come celebrate Pittsburgh with us on 412 Day! We'll be at Southern Tier Brewing on the North Shore on Sunday, April 12 from 11am-2pm. Find all the details about the free event and RSVP here. We'll be cheering on everything we love about our city. Notes and references from today's show: VisitPITTSBURGH Unveils “PicksBURGH” Downtown Celebrations Ahead of 2026 NFL Draft Presented by Bud Light [VisitPITTSBURGH] Schools are closing for the NFL draft. What does this teach students? [The Washington Post] Pittsburgh Public Schools to lease parking lots for NFL Draft as students move remote [WTAE] Advocates ask for Pittsburgh's homeless to be treated humanely during 2026 NFL Draft [TribLive] PODCAST: Why Pittsburgh Doesn't Have (or Need) Michelin Star Restaurants [City Cast Pittsburgh] The Michelin Guide is Coming to Pittsburgh. How Does it Work? [City Cast Pittsburgh] PODCAST: ICE at PIT, Weird Heinz Products & Kennywood's (Almost) Open [City Cast Pittsburgh] “Go help save some lives”: Give blood with the Red Cross [American Red Cross] Penn Brewery closes Pittsburgh International location amid financial struggles [Post-Gazette] Inner Groove Brewing says its closing one of its taprooms in Pittsburgh [WTAE] With 2 more Pittsburgh-area locations set to close, Primanti Bros. looks to recalibrate [Post-Gazette] ‘I Will Destroy You': The Battle Inside a Midwestern Media Dynasty [WSJ] The Nation's Longest Ongoing Strike Is Over—but the Battle Isn't [Columbia Journalism Review] Learn more about the sponsors of this April 10th episode: Pittsburgh Cultural Trust City Theatre Clearview FCU Sustainable Pittsburgh Window Nation Become a member of City Cast Pittsburgh at membership.citycast.fm. Want more Pittsburgh news?  Sign up for our daily morning newsletter. We're on Instagram @CityCastPgh. Text or leave us a voicemail at 412-212-8893. Interested in advertising with City Cast? Find more info here.

On the show: -When you NEVER win an argument in the house... -Nutella the chosen snack in space -This is really how to get financial freedom -"How Does the Story End? -Let kids be kids UNTIL it impacts you -Jerk or Justified? When they don't answer the phone then immediately text "What's up?" -A Toast to YOU! Buzz Shots with Live Audience Thursday -Keep it PG -What's the worst thing you've ever done?

On the show: -Is this the typical Rochester reaction to any new business that comes to town? -Never poop in someone else's house -Rather live with friends or family -Jerk or Justified? Scott let Ellie start the Easter egg hunt WITHOUT his wife?! -"How Does the Story End" for tickets -Tiktok/Pintrest Easter FAIL -Scott isn't sure if THIS will be what kills his marriage, but he's doing it anyway

Why do so many talented senior engineers struggle the moment they step into a tech lead role? Most of them are promoted based on their coding ability, but that same strength becomes a liability the moment they start leading a team.In this episode, Anemari Fiser, tech lead coach and author of “Leveling Up as a Tech Lead”, shares the three mindset shifts that define the transition from senior engineer to effective tech lead: moving from an “I” to a “We” mindset, shifting focus from code to value, and trading short-term thinking for long-term impact. She explains why so many engineers hold on to coding out of fear, how to delegate without losing accountability, and why most technical problems are really people problems in disguise. Anemari also addresses how AI is reshaping the tech lead role and why the fundamentals of leadership still apply regardless of the tools your team uses.Key topics discussed:The 3 mindset shifts required for the transition to tech leadWhy your coding strength can hold back your teamHow to let go of coding without losing your technical edgeDelegation secrets: setting expectations that actually stickInfluencing without authority — and when it's not enoughHow to measure your impact when results are hard to seeLeading your team through AI adoption without creating chaosTimestamps:(00:00:00) Trailer & Intro(00:02:41) What Motivated Anemari to Write Her Book, Leveling Up as a Tech Lead?(00:05:41) How Is the Tech Lead Role Defined?(00:06:45) How Does the Engineering Manager Role Differ From a Tech Lead?(00:09:37) Why Is the Transition to Tech Lead One of the Most Challenging Career Moves?(00:14:21) How Can Tech Leads Shift From Short-Term to Long-Term Thinking?(00:18:34) How Can Tech Leads Learn to Let Go of Writing Code?(00:26:30) Why Is Every Tech Problem Actually a People Problem?(00:30:52) How Can Tech Leads Delegate Effectively?(00:37:18) How Can Tech Leads Influence Without Authority?(00:40:37) Why Is Accountability Without Authority Unfair to Tech Leads?(00:43:42) How Can Tech Leads Measure Their Impact?(00:46:52) How Does AI Change the Role of a Tech Lead?(00:52:26) Should Tech Leads Use AI to Get Back to Hands-On Development?(00:55:33) How Can Tech Leads Stay Accountable for AI-Generated Code?(01:00:26) With AI in the Mix, Is a Tech Problem Still Just a People Problem?(01:01:10) 3 Tech Lead Wisdom_____Anemari Fiser's BioAnemari Fiser is a tech leadership trainer, coach and O'Reilly author of Leveling Up as a Tech Lead. With over a decade in tech, she has coached 500+ engineers and trained 400+ tech leads worldwide, and shares practical leadership insights on LinkedIn with a community of 30,000+ tech professionals.Follow Anemari:LinkedIn – linkedin.com/in/anemari-fiserWebsite – anemarifiser.com Leveling Up as a Tech Lead – oreilly.com/library/view/leveling-up-as/9781098177508Like this episode?Show notes & transcript: techleadjournal.dev/episodes/252.Follow @techleadjournal on LinkedIn, Twitter, and Instagram.Buy me a coffee or become a patron.

In this episode, we sit down with David Laborde, Director of the Agrifood Economics and Policy Division at the Food and Agriculture Organization of the United Nations.  David shares his journey as a trade economist and how it has shaped his approach to today's agrifood systems. We discuss the role of trade in food security and the true cost of the food we consume.  We also dive into the art of policymaking in complex systems, from balancing competing priorities to managing unintended consequences to navigate difficult tradeoffs.  0:57 How Does a Trade Economist End Up at FAO?  6:14 How Does Trade Affect Food Security and Nutrition?  8:45 Is Local Food Actually Better?  11:57 Does Trade Make You Vulnerable?  17:53 Does Trade Keep Peace?  24:28 Are We Giving Away Our Resources?  33:14 What Is the True Cost of Food?  36:43 Can Subsidies Fix Agrifood Systems?  44:43 On Navigating Complex Tradeoffs  50:13 Towards a Global Social Contract 

Send us Fan MailWe're over a week into spring and a lot of people aren't feeling the energy surge they were expecting. If you're more fatigued, more tense, more reactive, or just feeling off — this episode is for you.It's not in your head. There's a specific physiological reason spring can feel harder than it should, especially if you've been dealing with chronic health conditions or you live in a northern climate.In this episode I break down what's actually happening in your body as it transitions from winter's lower output state into spring's higher metabolic demand — and why that shift requires mineral support most people don't have coming out of winter.We cover:Why your body feels worse when things are supposed to be getting betterThe role of sodium, potassium, and magnesium in seasonal transitionsWhy muscle tension and stiffness spike in early springWhy seasonal allergies are a mineral story as much as a pollen storyWhat it actually means to support your body through the season rather than push through itSpring isn't asking you to do more. It's asking you to be resourced differently.New to the podcast? Start here → What Is Rewilded Wellness and How Does the Body Heal ItselfSupport the showSupport the podcast  Mineral Foundations Course HEREMinerals & Microbes package HERERewilded Wellness program HEREJoin my newsletter HERE If you are interested in becoming a client and have questions, reach out by emailing me: lydiajoyme@gmail.com  Find me on Instagram : @ Lydiajoy.me

Get ad-free and exclusive shows at Patreon.com/KindaFunny Thank you for the support! Run of Show - - Start - What Happens When You Die? - How Does the World End? - Ads - Is it Gonna Get Better? Learn more about your ad choices. Visit megaphone.fm/adchoices

Even households earning six figures find themselves 'on thin ice' in today's K-shaped economy, where economic gains are unevenly distributed. Rising costs and financial pressures are exposing vulnerabilities across income levels that seemed secure just years ago.Today's Stocks & Topics: Canadian Imperial Bank of Commerce (CM), Market Wrap, ProShares UltraPro QQQ (TQQQ), How Does the K-Shaped Economy Explain Six-Figure Earner Struggles?, Mastercard Incorporated (MA), Meta Platforms, Inc. (META), Defense Contracts, Take-Two Interactive Software, Inc. (TTWO), Data Centers.Introducing our Third Annual InvestTalk Market Madness! Join the mayhem before May 18th at 11:59 pm PST for the chance to win $1,500! Fill out your bracket below: https://kppfinancial.com/investtalk-madnessOur Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Progressive: https://progressive.com* Check out Quince: https://quince.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Connor Teskey is the new CEO of Brookfield Asset Management, one of the world's largest investors, managing about a trillion dollars across infrastructure, power, real estate, private equity, and credit.  In this exclusive in-depth interview, his first as CEO, we explore his approach to capital allocation, isolating variables, and building a business designed for long-term growth. Discover why effective investing begins with minimizing losses, how waiting for perfect information can result in missed opportunities, the strategies Brookfield uses to manage market risk while maintaining upside potential, and the key insights he gained working alongside Bruce Flatt. This discussion goes beyond investment strategies, offering a glimpse into Connor's perspective on decision-making in an uncertain environment, mentorship, culture, positioning, and talent. It's a rare inside look at the operations of one of the world's most tight-lipped firms. Enjoy!  ----- Timestamps: (00:00) Introduction (00:05) State of the Union for Brookfield (04:14) Nature of Investing (07:24) The Rise to Brookfield (12:06) Your Work Ethic is in Your Control (17:30) Ad Break (19:00) Data Center Deep Dive (22:22) How Does a Deal Come to Be? (29:34) Taking Bets Against Consensus (32:00) What Happens Post Business Acquisition? (40:44) Ad Break (41:55) Lived Experience Through Crashes (43:44) Where Does Talent Matter the Most at Brookfield? (47:10) Identifying Talent (58:18) Using AI to Increase Value Not Cut People (01:01:58) When Was Brookfield the Underdog? (01:03:38) Personal Ambition Over the Next 20 Years (01:10:34) Behind The Scenes of Oaktree (01:15:17) Work and Life Harmony (01:17:54) Time Allocation (01:19:58) The Most Fun Deal to Work On ------ Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ------ Follow Shane Parrish: X: ⁠⁠⁠⁠⁠⁠https://x.com/shaneparrish⁠ Insta: ⁠https://www.instagram.com/farnamstreet/⁠ LinkedIn: ⁠https://www.linkedin.com/in/shane-parrish-050a2183/⁠ Follow Connor Teskey: LinkedIn: https://www.linkedin.com/in/connor-teskey-67931326b/?originalSubdomain=uk ------ Thank you to the sponsors for this episode: +Granola AI, The AI notepad for people in back-to-back meetings: https://www.granola.ai/shane Check out the Granola Notes: https://notes.granola.ai/t/b0c2c94e-a330-4f0f-a62d-beb3c946a539-009c2hma +Download The League App today and find your perfect match! https://click.theleague.com/qmhm/0vdzsmj5 +Shopify: https://shopify.com/knowledgeproject Learn more about your ad choices. Visit megaphone.fm/adchoices

What Is Reduced Paid-Up (RPU) Insurance? Somewhere buried in your whole life insurance policy, there's a provision called the reduced paid-up option. Most people never think about it until they need to. And by then, they're usually Googling it in a mild panic. So let's get ahead of that.  Reduced paid-up insurance is a nonforfeiture option written into every whole life policy. It gives you the right to stop paying premiums and keep a smaller, permanent death benefit, fully paid up, no strings attached, no further payments required. Your cash value funds the whole thing. https://www.youtube.com/live/ypC6twnNlsA What Is Reduced Paid-Up (RPU) Insurance?Key TakeawaysThe Short Answer: What Does "Reduced Paid-Up" Mean?How Does the Reduced Paid-Up Option Work?A Simple ExampleWhat Happens to the Cash Value?Reduced Paid-Up vs. Other Nonforfeiture OptionsWhen Might Someone Use the Reduced Paid-Up Option?Financial HardshipRetirementInherited policiesIntentional simplificationReduced Paid-Up Insurance and the Infinite Banking ConceptWhy IBC Policyholders Rarely Elect RPURPU as a Safety Net Within Your Banking SystemWhy Proper Policy Design MattersBook a Call to Find Out Your Next Step to Time and Money Freedom Why Should You Understand RPU Insurance? It's one of the most important safety nets your policy offers. But if you're building a financial strategy around your whole life policy (especially if you're using it as part of an Infinite Banking system), RPU insurance is something you should understand thoroughly, even if you never plan to use it. This guide covers what the reduced paid-up option is, how it works, how it compares to your other nonforfeiture options, and why it occupies a very specific place in the broader picture of wealth building with whole life insurance. Key Takeaways Reduced paid-up insurance lets you stop paying premiums on a whole life policy while retaining a smaller, permanent death benefit. No further payments are owed, ever. Your cash value isn't lost. It's applied as a single premium to purchase the new, reduced policy, which may continue earning dividends. RPU is one of three standard nonforfeiture options. The other two, cash surrender and extended term, serve different purposes depending on your goals. For policyholders practicing Infinite Banking, electing RPU means stepping off the accelerator. The policy still exists, but the compounding engine that makes IBC powerful slows significantly. Knowing your options is a form of control. You don't have to use RPU to benefit from it being there. The Short Answer: What Does "Reduced Paid-Up" Mean? Reduced paid-up life insurance is a contractual right baked into your whole life policy. If you reach a point where you can't (or don't want to) continue paying premiums, you can elect RPU instead of surrendering the policy entirely. When you do, your insurance company uses the cash value you've accumulated as a one-time net premium to purchase a new whole life policy. Same type of coverage. Same insured person. But with a lower death benefit that reflects the smaller amount of money funding it. No cash comes to you, and no cash leaves your pocket: the whole transaction happens inside the whole life insurance policy. An analogy that might help: imagine you have been renting a large warehouse for your business, paying monthly rent to use the full space. Your needs change, and you can't justify the rent anymore. Instead of walking away and losing the space entirely, you are offered a smaller unit in the same building, fully owned, rent-free, and yours permanently.  While you might have less room, you still have a foothold. That's RPU. The critical thing to understand is that "reduced" refers to the death benefit, not the quality of coverage. You still hold a permanent, participating whole life policy. It just covers a smaller amount. How Does the Reduced Paid-Up Option Work? The mechanics are less complicated than the policy document makes them look. Your policy has been accumulating cash value with every premium payment you've made. When you elect RPU, that accumulated cash value gets applied as a single lump-sum premium. The insurance company then calculates how much fully paid-up whole life coverage that lump sum can buy at your current age and health classification. The result: a new permanent policy with a reduced face amount. No premiums due going forward. The policy stays in force for your entire life. Depending on your carrier (particularly if you are with a mutual company), the paid-up policy may still be eligible for annual dividends. That means your cash value can continue to grow, and in some cases, the death benefit can edge upward over time. The growth won't be dramatic. Without fresh premium dollars feeding the policy, the compounding effect slows down considerably. But it doesn't stop entirely. A Simple Example Say a policyholder has been paying into a whole life policy for twelve years. The original death benefit is $500,000, and the policy has accumulated $80,000 in cash value. Premiums are $8,000 annually. Circumstances shift, maybe a business transition, maybe a pivot in priorities, and continuing those premium payments no longer makes sense. Rather than surrendering the policy and walking away with the $80,000 (minus any fees or outstanding loans), the policyholder elects RPU. The $80,000 cash value purchases a fully paid-up whole life policy with a death benefit of approximately $200,000. Ultimately, that means no more premiums, and your permanent coverage stays intact. The policy may continue to participate in dividends. (These figures are illustrative. Actual RPU amounts vary by age, insurer, policy type, and contract terms.) What Happens to the Cash Value? Your cash value doesn't disappear, it's not surrendered, and it's not paid out to you. It becomes the funding mechanism for your new, smaller policy. Once RPU is elected, the paid-up policy functions like any other whole life contract. If your insurer is a mutual company that distributes dividends, your reduced policy may still receive them. Cash value can continue to accumulate. In some cases, the death benefit gradually increases over time as dividends are applied. The difference is pace. A fully funded whole life policy with regular premium payments and Paid-Up Additions is a compounding machine. A reduced paid-up policy is more like that same machine idling; still running, still producing, but at a fraction of the output. Reduced Paid-Up vs. Other Nonforfeiture Options RPU isn't your only route if you need to stop paying premiums. Whole life contracts include three standard nonforfeiture options, each designed for a different set of circumstances. Cash SurrenderExtended TermReduced Paid-UpWhat happensPolicy terminated. You receive the accumulated cash value (minus fees and loans).Cash value buys a term policy at the original death benefit for a limited period.Cash value buys a smaller permanent whole life policy.Death benefitNone - coverage ends.Same as the original, but only for a fixed term.Reduced, but permanent and lifelong.Future premiumsNone - policy is cancelled.None during the term period.None - policy is fully paid up.Cash value after electionPaid out to you.No further accumulation.May continue to grow via dividends.Best suited forYou need immediate liquidity and are willing to give up coverage entirely.You want the full death benefit maintained for a specific window of time.You want to keep permanent coverage without any future premium obligation. RPU sits in the middle ground. You lose some death benefit, but you keep permanent coverage and a policy that can still participate in dividends. It's the option that preserves the most long-term value if you don't need immediate cash and don't want to gamble on a term expiration date. Which option fits best depends on what the policy is doing in your financial life. If it's just a death benefit, the calculus is one thing. If it's a cornerstone of a broader wealth strategy, the calculus shifts considerably. When Might Someone Use the Reduced Paid-Up Option? People elect RPU for all sorts of reasons, and none of them are failures. After all, life changes, and priorities shift. Either way, a good policy is designed to give you flexibility when that happens. Financial Hardship Job loss, health setbacks, a business downturn, if your income drops and premiums become unsustainable, RPU protects what you've already built without forcing you to surrender everything. Retirement As you move from accumulation years to distribution years, your relationship with premium payments naturally changes. Some retirees elect RPU because the reduced death benefit still covers their estate planning needs, or their income can no longer support the premium payments. Inherited policies If you've inherited a whole life policy from a family member, you may not have the budget or the desire to continue paying premiums on a policy you didn't choose. Electing RPU keeps the coverage in force at no ongoing cost. Intentional simplification Multiple policies, shifting coverage needs, and a desire to streamline. Sometimes RPU is just the cleanest way to right-size your insurance without losing the permanent coverage you've built over years of payments. Every one of these situations is legitimate, and the reduced paid-up option exists precisely to serve them. It's a built-in exit ramp, of sorts, not a sign that something went wrong, but proof that the policy was designed to handle real life. Reduced Paid-Up Insurance and the Infinite Banking Concept Most content about RPU insurance treats it as an isolated insurance term. Define it, compare it to the other nonforfeiture options, and move on. But if you are using your whole life policy as part of an Infinite Banking strategy,

If the idea of FaceTime sex makes you want to immediately close your laptop and never speak of it again, I get it — but hear me out. Whether you're in a long-distance relationship, traveling, or just looking to try something new with a partner you see every day, virtual sex is one of the most underrated tools for keeping intimacy alive. And when you do it right, it's genuinely hot. In this episode, I'm walking you through everything you need to know — from the practical setup to what to actually say — so it stops feeling awkward and starts feeling like real sex. In this episode, you'll learn: • How to actually set up, prepare, and get in the mood before the call — including the one thing you can do beforehand that builds confidence and arousal at the same time • What to say during FaceTime sex, even if dirty talk doesn't come naturally to you — plus how to use past memories, future fantasies, and simple direction to keep things moving • How to handle it when your partner's virtual kinks don't match yours, when sexting with someone outside your relationship starts bleeding into your real one, and how to know when a sexting session is actually over This episode is sponsored by... LELO SONA 3 – https://lelo.to/HX2gO (Use code SWE20 for a stackable 20% off!) More Dr. Emily:  • Shop With Emily! Explore Emily's favorite toys, pleasure accessories, bedroom essentials, and more — designed to support your pleasure and confidence. Free shipping on orders $99+ (some exclusions apply).5 • Interested in 1:1 Coaching with Emily? Go to sexwithemily.com/coaching to apply!  • Sex With Emily Guides: Explore pleasure, deepen connections, and enhance intimacy using these Sex With Emily downloadable guides. • The only sex book you'll ever need: Smart Sex: How to Boost Your Sex IQ and Own Your Pleasure • Want more? Visit the Sex With Emily Website • Let's get social: Instagram | X | Facebook | TikTok | Threads | YouTube • Let's text: Sign up here • Want me to slide into your email inbox? Sign Up Here for sex tips on the regular. Chapters: 0:00 - Intro 1:48 - Who Benefits from Virtual Sex (Long-Distance, Couples & Singles) 3:34 - Sending Nudes: Risks, Consent & Generational Differences 6:51 - Safety First: Platforms, Boundaries & Mutual Consent 8:01 - The Power of Foreplay Before You Go Live 10:58 - How to Pull Off FaceTime Sex: Prep, Setup & Device Tips 16:16 - Dirty Talk & What to Actually Say in the Moment 20:06 - Q&A: How to Spice Up Virtual Sex 22:07 - Q&A: Navigating Kinks You're Not Into 26:44 - Q&A: How Does a Sexting Session Actually End? 28:28 - Q&A: Is Sexting Outside My Marriage Cheating? Learn more about your ad choices. Visit megaphone.fm/adchoices

1:12 - The Chris Russell Show Hour 1 - Max Sends Rooster On Too Many Tangents & Talks Rachaad White 41:02 - The Chris Russell Show Hour 2 - AP is Commanding the Salary Cap, Kyler Murray to the Vikings + Calls 1:25:00 - The Chris Russell Show Hour 3 - How Does the Salary Cap Work, Dum Dum of the Day + Calls

The finale is here and with it, our coverage! STARFLEET ACADEMY season one comes to a close with that favorite Trek Trope: a trial! Not quite Q's damning trial of humanity, this is Nus Braka's trial of the Federation. Does Caleb Mir stand in for "Trek audiences?" How DOES a photonic skin their knee? We ask these questions and more, in this episode of WE ARE STARFLEET. The full crew of the pod is here to unpack! HOSTED BY Ashley Thomas, Craig McKenzie, Ian Buckley, and Mike Slamer PATREON + SUPPORT  Help support our show, earn bragging rights, and more!  ⁠⁠⁠⁠https://www.buymeacoffee.com/wearestarfleet⁠⁠⁠ Produced by Mike Slamer  Original Music by Anthony Fuscaldo  Follow the show and join in the conversation on Bluesky at ⁠⁠⁠⁠StarfleetPod.bsky.social⁠⁠⁠⁠ and Instagram ⁠⁠⁠⁠@StarfleetPod⁠⁠⁠⁠.  All our links: ⁠⁠⁠www.wearestarfleetpod.com⁠⁠⁠ A proud part of the Film Stories Network, which includes MAKE IT SO: A Star Trek Legacy Podcast. ⁠⁠⁠⁠FilmStoriesNetwork.co.uk⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Matt Slick Live (Live Broadcast of 03-05-2026) is a production of the Christian Apologetics Research Ministry (CARM). Matt answers questions on topics such as: The Bible, Apologetics, Theology, World Religions, Atheism, and other issues! You can also email questions to Matt using: info@carm.org, Put "Radio Show Question" in the Subject line! Answers will be discussed in a future show. Topics Include: Are The Gifts of The Spirit and The Charismatic Gifts The Same Thing?/ What Happens When Government Leaders Mix Theology and Current World Events/ God's Sovereignty, Judgement and Imprecatory Psalms/Predestination, What is it?/How Does it Pertain to Believers?/ Why Do Not We Call Jesus YAHWEH?/ Another Conversation with A Black Hebrew Israelite (BHI)/ March 5, 2026

In this provocative episode of Unveiling Mormonism, Pastor Bryan challenges the very bedrock of the LDS faith: the necessity of a modern priesthood. By comparing the Church of Jesus Christ of Latter-day Saints' definitions of the Aaronic and Melchizedek offices against the biblical text of the NLT, we explore whether Joseph Smith truly restored an ancient order or created a new organizational hierarchy. From the "toll collectors" of religious systems to the liberating New Testament doctrine of the Priesthood of All Believers, this conversation shifts the focus away from human "keys" and back to the finished, unchangeable work of Jesus Christ.Key Discussion PointsThe Hook: The High Stakes of the MiddlemanReligion often positions itself as the "toll collector" on the bridge between humanity and God. In Mormonism, the priesthood is presented as the essential authority required to access the highest heaven. We ask the "edgy" question: Does the bridge still need a middleman?The Aaronic Priesthood: Ritual or Bloodline?An investigation into the Old Testament requirements for the Aaronic Priesthood reveals stark differences from the LDS "preparatory" office for 12-year-olds.Lineage: Biblical priests required specific DNA (descendants of Aaron).Maturity: Service began at age 25–30, not 12.Purpose: The biblical office was defined by animal sacrifice—a "shadow" that pointed toward the ultimate sacrifice of Jesus.The Melchizedek Mystery: Who Really Holds the Keys?In the New Testament, the Melchizedek Priesthood isn't a category of office for thousands of men; it is a unique, untransferable ($aparabatos$) office held by Jesus alone. Because Jesus lives forever, He requires no successor or local "holder" of His authority.The Priesthood of All Believers: No More MiddlemenExploring the radical shift in 1 Peter 2:9, where the "royal priesthood" is extended to every believer—regardless of gender, age, or status. The tearing of the Temple veil signaled the end of the religious hierarchy, granting every person direct access to the throne of grace.Closing the Loop: The Finished WorkThe bridge to God isn't built of "worthiness interviews" or human rituals. It was built by the cross. For the follower of Jesus, standing with God is tied to the Savior, not a system.Scriptural Highlights (NLT)Hebrews 7:23-24: "There were many priests under the old system, for death prevented them from remaining in office. But because Jesus lives forever, his priesthood lasts forever."1 Peter 2:9: "But you are not like that, for you are a chosen people. You are royal priests, a holy nation, God's very own possession."--Keyword: PriesthoodWhy Is The “Priesthood Of All Believers” So Important?What Is the Melchizedek Priesthood in Mormonism?How Does the Mormon Aaronic Priesthood Compare to the Bible?The Unveiling Mormonism podcast pulls back the curtain on Mormon history, culture and doctrine. Join us for new episodes every Monday. Find resources to talk about these episodes at pursueGOD.org/mormonism.Help others go "full circle" as a follower of Jesus through our 12-week Pursuit series.Click here to learn more about how to use these resources at home, with a small group, or in a one-on-one discipleship relationship.Got questions or want to leave a note? Email us at podcast@pursueGOD.org.Donate Now

Jake "Brutal" Bostwick was 16 years old, and already knocking people out. This is the story of what happens when the streets, the gym, and personal challenges collide into something nobody planned but everyone should hear.What this episode is about:This conversation goes deep into the raw, unfiltered origin story of a fighter who never took the conventional path. No scholarship, no academy, just South East London in the 90s and 2000s, a dropout with fast hands, and a moment where a stranger called out his father on the mic and changed the course of his life forever.Key topics discussed:Starting MMA at 16 with the first five fights being underageGrowing up in South East London in the 90s and 2000s.Dropping out of school and nearly joining the armyThe fight that changed everything- What it feels like after your first knockout Why this episode matters:This one is for anyone who grew up in a tough environment and had to carve their own path without a safety net. No blueprint, no backup plan. Just survival instincts turned into a career. If you have ever made a decision driven purely by loyalty, pride, or gut feeling you will understand exactly why he stepped into that fight.Fighters, combat sports fans, and anyone who respects a real origin story will not want to skip this.Drop a comment: would you have stepped up in that moment? Subscribe for more conversations like this and share it with someone who needs to hear this story.Time Stamps:00:00 Intro 01:30 Training with tactical weapons03:55 The difference in London vs. Miami06:24 How did Jake get into professional fighting?07:52 Growing up in South East London08:53 Jake's First Professional Fight 11:02 Overcoming Injury Early in His Career11:19 How it Feels to Step in The Ring For Your First Fight 13:56 How Much Damage Can you Actually Endure in a Fight14:32 Jake's Professional Career 15:34 How Jake's Sustained His First Serious Injury 16:25 Jake's First 3 Fights16:47 The Fight that Changed Jake's Life18:06 What Made Jake Decide to Continue Fighting19:36 Fighting Professionally in the UK20:23 How Did Jake Earn his Nickname "Brutal"21:23 How Do You Get Prepared for A Fight? 22:57 Preparing For A FIght During a Family Tragedy 24:49 The Importance of Having Discipline29:30 Jake's Relationship with Andrew Tate31:48 How to Handle Imposter Syndrome32:45 Jake's Upcoming Fights 33:36 How to Train in the Days Leading Up to a Fight35:00 Cheat Code to Lose Weight FAST36:27 The Horrors of Weight Cuts37:45 How it Feels to Tap Out in a Fight39:30 Brutality of Bare Knuckle Fighting41:36 How Does it feel To Get Hit During a Fight 43:05 Difference Between MMA and Bare Knuckle Fighting44:03 How Did Jake Get Into Bare Knuckle Fighting45:15 How UK Gypsies Take Care of Business with Fighting46:01 Street Fights In South London47:28 How to Remain Calm During a Fight49:12 The Importance of Manifestation 52:13 Training With Jake Paul56:14 Was The Jake Paul vs. Mike Tyson Fight Fake? 57:28 Jake Paul vs. Joshua 59:33 Is The Jake Paul Criticism Deserved? 01:00:33 The difference Between Boxing Today vs Back Then01:01:47 New Age of Training01:04:18 Nutrition and Supplements 01:06:43 Modern Day Diet is Ruining your Body01:08:41 The Problem With Today's Health System01:09:57 Conspiracy Theories01:12:38 History, Politics, and Religion01:14:50 Jared's HACKER Story01:16:25 How Negativity Can Ruin Your Life01:21:32 Stem Cells 01:23:30 Best Life Changing Advice Jake has EVER Received01:25:45 How to Stay At a High Energy State During Hard Times01:26:50 What is One thing Jake Believed About Life That Turned out Wrong01:28:58 What Should People Do To Improve Their Life

Welcome to Q&A Wednesday: The YouTube Chat Free-for-All — our most interactive show of the week. Lance Roberts & Danny Ratliff answer real-time questions straight from the YouTube live chat. No scripts. No pre-selected topics. Just timely, unfiltered discussion on the issues investors are wrestling with right now. 0:00 - INTRO 0:19 - Major Mega Cap Earnings After the Bell Today 3:27 - Re-setting the Doomsday Clock 5:59 - Markets Set (Another) All-time High 11:31 - Metals as Assets - Where Are Retail Investors Piling In? 21:14 - Commodities are Just an Asset 22:33 - Dollar's Decline & Relative Strength 25:16 - Should You Pay Off Your Mortgage? 29:00 - Tokenization of Real Estate Holdings 33:27 - Roth Conversions Ahead of Higher Taxes 35:04 - How Does an Economy Work in an AI Environment 36:08 - Buying Houses for $500 Down 36:58 - Private Lending Fund? NO. 39:33 - Do Not Sell Gold to Buy a Porsche 40:38 - Take Risk, Retire Young? 44:44 - When is the proper time to rebalance portfolio? 45:54 - Risk vs Volatility 48:23 - CME Raising Silver Margin Requirements 50:17 - What Are Allocations in All-Weather Portfolio? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=XLaWDc-IGAw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "Work Sucks...or Does It?," here: https://www.youtube.com/live/ziEdWYE1VwQ -------- The latest installment of our new feature, Before the Bell, "Big Tech Drives Market Highs" is here: https://youtu.be/ut624yuAvDg ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #MarketRisk #SP500 #EarningsSeason #PortfolioManagement #QAWednesday #InvestorQuestions #MarketVolatility #FinancialEducation #RiskManagement

Welcome to Q&A Wednesday: The YouTube Chat Free-for-All — our most interactive show of the week. Lance Roberts & Danny Ratliff answer real-time questions straight from the YouTube live chat. No scripts. No pre-selected topics. Just timely, unfiltered discussion on the issues investors are wrestling with right now. 0:00 - INTRO 0:19 - Major Mega Cap Earnings After the Bell Today 3:27 - Re-setting the Doomsday Clock 5:59 - Markets Set (Another) All-time High 11:31 - Metals as Assets - Where Are Retail Investors Piling In? 21:14 - Commodities are Just an Asset 22:33 - Dollar's Decline & Relative Strength 25:16 - Should You Pay Off Your Mortgage? 29:00 - Tokenization of Real Estate Holdings 33:27 - Roth Conversions Ahead of Higher Taxes 35:04 - How Does an Economy Work in an AI Environment 36:08 - Buying Houses for $500 Down 36:58 - Private Lending Fund? NO. 39:33 - Do Not Sell Gold to Buy a Porsche 40:38 - Take Risk, Retire Young? 44:44 - When is the proper time to rebalance portfolio? 45:54 - Risk vs Volatility 48:23 - CME Raising Silver Margin Requirements 50:17 - What Are Allocations in All-Weather Portfolio? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=XLaWDc-IGAw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "Work Sucks...or Does It?," here: https://www.youtube.com/live/ziEdWYE1VwQ -------- The latest installment of our new feature, Before the Bell, "Big Tech Drives Market Highs" is here: https://youtu.be/ut624yuAvDg ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #MarketRisk #SP500 #EarningsSeason #PortfolioManagement #QAWednesday #InvestorQuestions #MarketVolatility #FinancialEducation #RiskManagement

Besides light and warmth, what is so special about the sun? Discover how God Set the Stage for life when he placed the sun at the center of our solar system, and how this solar design reflects his faithfulness to us.Here's our trail map:What Is the Sun and How Does it Rise?How Hot is the Sun?How Does the Sun Hold Our Solar System Together?How Does the Sun Help Us Spend Our Time Well?Eryn's Books:The Nature of Rest: What the Bible and Creation Teach Us About Sabbath Living: https://www.amazon.com/Nature-Rest-Creation-Sabbath-Living/dp/0825448891Rooted in Wonder: Nurturing Your Family's Faith Through God's Creation: https://www.amazon.com/Rooted-Wonder-Nurturing-Familys-Creation/dp/0825447615936 Pennies: Discovering the Joy of Intentional Parenting: https://www.amazon.com/936-Pennies-Discovering-Intentional-Parenting/dp/0764219782Episode Links:God's Design for Heaven & Earth: https://www.masterbooks.com/gods-design-for-heaven-earth-set-mb-editionExplore Christ-centered books, curriculum, and resources by Master Books: https://www.masterbooks.com/Try CTCMath for free and with a 12-month money back guarantee: https://ctcmath.com/Parents and caregivers: hear remarkable stories of God's work in real people through the Compelled Podcast: https://compelledpodcast.com/Nat Theo Club Bonus Video: https://erynlynum.com/club-videosGet full lesson guides in the Nat Theo Club: https://erynlynum.com/clubFree Sun Coloring Sheet: https://erynlynum.com/how-hot-is-the-sun/

Mary Shelley's Frankenstein continues to captivate audiences centuries after its publication, but not all adaptations emphasize the same ethical questions. Matthew and returning guest AK dive into both the original novel and Guillermo del Toro's recent film adaptation—not to catalog their differences, but to explore how each medium handles the story's core moral dilemmas and which approach proves more compelling.How Does the Film Emphasize “The Other” Differently?While both the book and film explore themes of parentage, responsibility, and scientific hubris, they emphasize different ethical questions. AK notes that the novel places stronger emphasis on the responsibilities of individuals in medicine and parenting, particularly through the lens of abandonment. The film, however, foregrounds questions about the grotesque other, the monstrous other, and how appearance shapes moral judgment. The visual decisions in del Toro's adaptation—juxtaposing the creature against beautiful backdrops that shift with emotional moments—underscore this emphasis.How Does the Shift from Abandonment to Abuse Change Victor's Responsibility?One of the most striking differences between the book and film lies in Victor Frankenstein's initial interaction with his creation. In Shelley's novel, Victor creates the monster, goes to bed, wakes up, and immediately flees—abandoning the creature with almost no interaction. Del Toro's film takes a dramatically different approach: Victor spends considerable time with the creature, engaging with it in ways impossible in the book. This changes the fundamental ethical question. Does Victor bear responsibility for abandonment and neglect, or for intentional, directed abuse? The film's choice to show an extended period of interaction—where Victor treats the creature as an object rather than a being—shifts the moral weight of his culpability.Why Does the Composite Body Matter More Now Than Ever?Victor's method of selecting “optimal” body parts from different corpses to create his creature resonates uncomfortably with contemporary debates about human enhancement and biotechnology. The discussion explores how Victor's approach—viewing the creature as an optimization project rather than a living being—connects to modern questions about CRISPR, genetic modification, and who decides what constitutes an “optimal” human body. These questions inevitably involve ableism and the commodification of bodies. The film's emphasis on Victor literally selecting bodies at prisons raises urgent parallels to current concerns: Who becomes test subjects for experimental procedures like Neuralink? Are they being viewed as humans or as subjects for experimentation?Other Topics Covered:Why the novel's nested narrative structure (stories within stories) creates a unique moral complexityHow both works explore humanity's relationship to nature, science, and the line between achievement and hubrisThe challenge of adapting works from different historical contexts when what counted as scientific hubris has radically changedThe concept of viewing people as player characters (with their own interiority) versus non-player characters (existing only to advance your plot)Why Frankenstein's relevance grows as biotechnology makes questions of life preservation more immediateThe conversation reveals how both Shelley's novel and del Toro's film use the Frankenstein story to explore timeless questions through different emphases—one focusing on neglect and parental failure, the other on abuse and the othering of those who don't meet conventional standards of beauty or normalcy. **************************************************************************This episode is a production of Superhero Ethics, a The Ethical Panda Podcast and part of the TruStory FM Entertainment Podcast Network. Check our our website to find out more about this and our sister podcast Star Wars Generations.We want to hear from you! You can keep up with our latest news, and send us feedback, questions, or comments via social media or email.Email: Matthew@TheEthicalPanda.comFacebook: TheEthicalPandaInstagram: TheEthicalPandaPodcastsTwitter: EthicalPanda77Or you can join jump into the Star Wars Generations and Superhero Ethics channels on the TruStory FM Discord.Want to get access to even more content while supporting the podcast? Become a member! For $5 a month, or $55 a year you get access to bonus episodes and bonus content at the end of most episodes. Sign up on the podcast's main page. You can even give membership as a gift!You can also support our podcasts through our sponsors:Purchase a lightsaber from Level Up Sabers run by friend of the podcast Neighborhood Master AlanUse Audible for audiobooks. Sign up for a one year membership or gift one through this link.Purchase any media discussed this week through our sponsored links.

It's the Monday after week 18, and that means, the NFL coaching carousel is in full swing. The Browns, Cardinals, Falcons, and Raiders join the Giants and Titans as teams with vacancies at head coach. And the Dolphins and Falcons are also in the hunt for a new general manager. Domonique Foxworth joins Bill Barnwell to take a look at who's out, who's doing the shopping, and who might fit into some of these openings. 00:00 - Welcome 03:04 - Falcons Fire HC Raheem Morris & GM Terry Fontenot 13:15 - Pete Carroll is One & Done in Las Vegas 21:34 - Jonathan Gannon is Out in Arizona 28:22 - Cleveland Moves on from Kevin Stefanski 36:44 - The Giants Keep GM Joe Schoen in Place 40:40 - Zac Taylor & GM Duke Tobin Return to Cincinnati 42:32 - How Does the Lack of a Hot Play Caller Impact this Head Coach Market? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Matt Fitzpatrick is the CEO of Invisible Technologies, leading the company's mission to make AI work. Since joining as CEO in January 2025, he has raised $100M, hit the $200M ARR milestone and accelerated AI adoption across industries from sports to consumer and government. Previously, Matt was a Senior Partner at McKinsey, where he led QuantumBlack Labs, the firm's AI R&D and software development arm. AGENDA: 04:40 Interview with Matt Fitzpatrick: Career Journey and Leadership 09:35 The Single Biggest Barriers to Enterprises Adopting AI 15:26 It is BS That Enterprises Can Adopt AI Without Forward-Deployed Engineers 28:05 Are AI Talent Marketplaces Dead? What is the best model? 46:33 How Does the Data Labelling Market Shake Out: Who Wins/ Who Loses 48:27 Are Revenue Numbers for Data Labelling Real Revenue? Or GMV? 51:20 Best Capital Allocation Decision? What did Matt Learn from it? 53:19 How Important is Brand for AI Companies Selling Into Enterprise? 01:05:59 Remote Work vs. In-Person Collaboration 01:17:06 What Does No-One Know About the Future of AI That Everyone Should Know