Podcasts about balance sheets

How do you find skilled labor? What if you found a source where you experienced a 90% success rate in finding that labor? What if you had a profiling template to help choose the right people for the right jobs? What would all of this do for your business? My guest, Paul Sanneman, is the founder and Contractor Staffing Source. He'll explain how you can achieve a 90% success rate in finding labor. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147  

How much cash is hiding in your business? See if you qualify for a Free Financial Health Check Financial Intelligence Toolkit Most business owners feel pretty comfortable with their income statement. Revenue, costs, profit. Simple enough.But the balance sheet is where the real story lives and where most of the damage hides. If your balance sheet is a mess and you ever have to clean it up, those corrections will hit your profit directly and could affect your taxes going back years.In this episode Steve walks through exactly what to watch on your balance sheet, why these balances get out of control quietly, and what to do before the cleanup becomes a crisis._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Jon Hartley discusses the confirmation of Kevin Warsh as the new Federal Reserve Chairman, bringing a hawkish reputation focused on reducing the Fed's expanded balance sheet. Warsh advocates for a return to principles linking money growth directly to inflation control. (3)1799

Thinking about selling your business in the future? There is an emotional roller coaster associated with the sales process and what happens after the sale. Matt Michel and Brandon Jacob, two long time industry experts, just published "The Business Exit Rollercoaster" which is about the emotional side of selling a business. It's based on nearly 100 interviews with business owners who sold, investment bankers, M&A advisors, and buyers. Buy The Business Exit Rollercoaster book here: https://amzn.to/4tvdBRr Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

Brady and John open on Bitcoin Pizza Day — Laszlo's 10,000 BTC purchase of two Papa John's pizzas now worth roughly $770 million marked Bitcoin's evolution from cryptographic curiosity into a medium of exchange SpaceX's S1 filing discloses 18,712 BTC held at a $35,000 cost basis, making the company the seventh-largest public Bitcoin holder ahead of Coinbase and adding institutional weight to the largest IPO in US history Strategy crossed BlackRock's IBIT this week to become the single largest Bitcoin holder on the planet, adding another 25,000 BTC for $2 billion and out-stacking the most successful ETF in US financial history Strive launched SADA, a perpetual preferred stock paying 13% daily Bitcoin-backed dividends — Joe Burnett frames it as a new product inside an old wrapper, echoing the 1971 money market fund innovation that took decades to find its container The ARMA bill, introduced with 17 co-sponsors, would codify the Strategic Bitcoin Reserve executive order and authorize the US Treasury to buy up to 200,000 BTC per year for five years, targeting one million coins or roughly 5% of global supply Iran launched Bitcoin-settled maritime cargo insurance, a vivid example of a sovereign nation routing around the dollar system and validating Yan Pritzker's 2021 prediction that countries outside the Western axis would adopt Bitcoin first Fed minutes signal higher-for-longer rates with the market now pricing only a 1.5% chance of a December rate cut — John argues Fed hawkishness matters less in a fiscal-dominance regime where Treasury spending sets the tone Bitcoin's implied volatility hit a seven-month low as AI takes the investor spotlight, but long-term holder supply is approaching a record high — Brady and John read this as a healthy floor forming around $70K rather than weakness Mark Cuban sold his Bitcoin claiming it failed as a hedge — John pushes back that you buy hedges before the event, not after, noting Bitcoin is up roughly 650% since February 2020 versus QQQ at 200%, gold at 175%, and the S&P at 145% Harvard trimmed its Bitcoin position to roughly $120 million and exited Ethereum entirely, likely rotating into AI exposure — Brady closes with a look at Vigil Protocol, Swan's first non-Bitcoin product, an AI-powered financial life mapping tool at vigilprotocol.ai ► For high-net-worth individuals and corporations seeking to build generational wealth with Bitcoin, Swan Private is your guide ✔ https://www.swanbitcoin.com/private?utm_campaign=private&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Secure your bright orange future with the Swan IRA today! Real Bitcoin, no taxes ✔ https://www.swanbitcoin.com/ira?utm_campaign=ira&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Secure your Bitcoin with Swan Vault ✔ https://www.swanbitcoin.com/vault?utm_campaign=vault&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Download the all-new Swan Bitcoin App ✔ https://www.swanbitcoin.com/app?utm_campaign=app&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Want to learn more about Bitcoin? Check out Welcome To Bitcoin a FREE Introductory course. Learn about Bitcoin in under 1 hour! ✔ https://www.swanbitcoin.com/welcome?utm_campaign=welcome_to_bitcoin&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Connect with Swan Bitcoin: ✔ Twitter: https://twitter.com/Swan ✔ Instagram: https://instagram.com/SwanBitcoin ✔ LinkedIn: https://linkedin.com/company/swanbitcoin ✔ Threads: https://www.threads.com/@swanbitcoin ✔ Facebook: https://www.facebook.com/SwanBitcoin/ ✔ TikTok: https://www.tiktok.com/@realswanbitcoin

Transitioning from a clinician to a CEO requires a fundamental shift in how you view your bank account. In this episode of Ask George, Dr. George Hariri reveals the "survival guide" for mastering dental practice profitability. If you've ever felt the frustration of a packed schedule and high production that never seems to translate into a growing bank balance, you are likely missing the "Moneyball" discipline required for true dental business ownership. George shares his personal journey from a revenue-only focus to becoming a disciplined CFO, providing the roadmap for every future owner to follow.The core of dental practice profitability lies in understanding three financial pillars: the Income Statement, the Balance Sheet, and the Cash Flow Statement. George explains why your practice management software might lie to you about your revenue and how to reconcile bank deposits with collections. By mastering financial management for dentists, you can stop guessing and start leading. This episode breaks down the "one month break-even" liquidity rule, ensuring you have enough cash on hand to weather the volatility of dental practice management without the stress of payroll cycles or credit card bills.For those looking to scale, George explores dental growth strategies that prioritize cash-on-cash returns over "paper wealth." He discusses how to utilize a quarterly distribution schedule to accumulate cash before deciding whether to reinvest in the practice or take a personal draw. This approach to sustainable dental practice growth ensures that every dollar you spend—whether on a new operatory, marketing, or coaching—acts as a soldier sent out to bring more soldiers back.Don't let your practice be a high-revenue trap. Learn the dental business strategies that separate struggling associates from wealthy owners. By focusing on dental practice profitability through the lens of cash flow and disciplined reinvestment, you can build a business that generates consistent, predictable wealth.Ready to take the next step in your dental practice journey? Visit https://sharedpractices.com to learn more about our Buyer Representation and Coaching services, designed to help dentists buy, grow, and optimize profitable practices. You can also use our Free Look to evaluate dental practice opportunities with real data before making a decision. For daily Dental Moneyball insights, strategy tips, and updates, follow us across our social channels.

Just because you have a schedule doesn't mean that you have profitability and predictability. You might have built a detailed project schedule yet still experience margin erosion, resource conflicts, cash-flow surprises, and reactive decision-making. The issue isn't scheduling; it's a lack of planning discipline at the leadership level. My guest today, David Hernandez, head of North American Operations for Elecosoft, gives you some methods to avoid these issues. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

Today, we are breaking down Auto1, and this is an interesting episode because we are tackling a business that most US listeners will not be familiar with, even though it resembles names they already know well. Our guest is Harrison Moot, co-founder and CIO of Sandstone, who walks us through Europe's largest vertically integrated online marketplace for used cars. Auto1 is often shorthanded as the Carvana of Europe, and the comparison directionally fits, but the differences are what make the company worth understanding on its own terms. The core of the conversation is how Harrison frames the company. He argues that Auto1 is best understood as a pan-European clearing house for used vehicles rather than a dealer with a website, and that the model only works because the company built its consumer sourcing engine and its wholesale dealer liquidity for nearly a decade before ever launching the consumer retail business. Owning the sourcing, logistics, refurbishment, and financing stack across thirty fragmented national markets gives Auto1 a pricing and routing advantage that local dealers and asset-light classifieds cannot replicate. Please enjoy this Breakdown of Auto1. For the full show notes, transcript, and links to the best content to learn more, check out the episode page⁠⁠⁠⁠⁠⁠⁠ here.⁠⁠⁠⁠⁠⁠⁠ ----- Become a Colossus member to get our quarterly print magazine and private audio experience, including exclusive profiles and early access to select episodes. Subscribe at ⁠colossus.com/subscribe⁠. ----- This episode is brought to you by⁠⁠⁠⁠ ⁠Portrait Analytics⁠⁠⁠⁠⁠ - your centralized resource for AI-powered idea generation, thesis monitoring, and personalized report building. Built by buy-side investors, for investment professionals. We work in the background, helping surface stock ideas and thesis signposts to help you monetize every insight. In short, we help you understand the story behind the stock chart, and get to "go, or no-go" 10x faster than before. Sign-up for a free trial today at ⁠⁠⁠⁠⁠portraitresearch.com⁠⁠⁠⁠⁠ ----- Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Timestamps (00:00:00) Welcome to Business Breakdowns (00:03:35) Auto1 Business Overview  (00:07:06) European Market & C2B Model  (00:12:31) Founding Story & Sequencing  (00:16:39) Why Cazoo Failed  (00:16:42) Cazoo vs. Auto1 Approach  (00:18:29) How a Transaction Works  (00:22:11) Dealer Buying Patterns  (00:25:49) Retail vs. Wholesale  (00:26:18) Consumer Financing & ABS  (00:27:57) ABS Lowers Funding Costs  (00:28:16) Unit Economics by Segment  (00:32:37) Network Effects & Data Moat  (00:37:35) Path to Margin Expansion  (00:42:23) Balance Sheet & Working Capital  (00:44:40) Four Growth Levers  (00:48:27) Dealers: Customers Not Competitors  (00:53:17) Four Key Business Risks  (00:54:12) Inventory Risk & Mitigants  (00:58:32) Valuation Framework & Multiples  (01:03:14) Vertical Integration & Capital Cycles

Thank you so much for listening to the Bob Harden Show, celebrating nearly 15 years broadcasting on the internet. On Thursday's show, we visit with the Leader of GW's Regulatory Studies Center William Yeatman about Congressional legislative priorities and the status of tariffs. Cato Institute Director of Health Policy Studies at the Cato Institute Michael Cannon and I discuss a few Federal policies that could improve healthcare affordability. We also visit Senior Economist with CEI Ryan Young about inflation, interest rates, and the Fed's balance sheet. We also visit with the former Mayor of Naples Bill Barnett. We have terrific a terrific guest for Friday's show, author and Professor Andrew Joppa. Access this and past shows at your convenience on my web site, social media platforms or podcast platforms.

Thank you so much for listening to the Bob Harden Show, celebrating nearly 15 years broadcasting on the internet. On Thursday's show, we visit with the Leader of GW's Regulatory Studies Center William Yeatman about Congressional legislative priorities and the status of tariffs. Cato Institute Director of Health Policy Studies at the Cato Institute Michael … The post Inflation, Interest Rates, and the Fed’s Balance Sheet appeared first on Bob Harden Show.

The conversation around corporate Bitcoin has shifted. Leading treasurers are no longer just asking how to buy Bitcoin—they are asking how to make it the most productive asset on their balance sheet.We recently hosted an X Space featuring a masterclass in modern treasury management from Sam Callahan (OranjeBTC), Nathan Stump (BitGo), and Himanshu Sahay (Arch Lending).Here is the blueprint for evolving your Bitcoin-powered balance sheet.

Interview with Mike Hodgson, CEO, Serabi Gold Our previous interview: https://www.cruxinvestor.com/posts/serabi-gold-lsesrb-the-playbook-for-growing-to-70000100000oz-while-returning-capital-9197Recording date: 11th May 2026Serabi Gold has entered a new phase of growth, transitioning from operational recovery to a financially strong, expansion-focused gold producer. In 2025, the company increased production to 44,000 ounces, up from 38,000 ounces in 2024, while maintaining an all-in sustaining cost of $1,816 per ounce. Supported by a strong gold price environment, this performance generated approximately $30 million in cash, ending the year with $50 million on hand. By the first quarter of 2026, Serabi had eliminated nearly $20 million in debt and grown its cash position to $65 million.Looking ahead, the company expects to produce 53,000–55,000 ounces in 2026 and generate $60–100 million in free cash flow, depending on gold prices. This outlook is underpinned by a debt-free balance sheet and strong operating margins, even as Serabi invests $15 million annually in exploration and development.A central pillar of its strategy is resource expansion. The company increased its resource base from 1 million to 1.4 million ounces in 2025 and is targeting 1.8–2 million ounces by the end of 2026 through extensive drilling. The Coringa project offers particularly strong upside, with significant unexplored potential along its mineralized strike.A major milestone was the unanimous approval of environmental and indigenous studies for Coringa, significantly de-risking the permitting process. Final approval is expected by late 2026 or early 2027, paving the way for a potential doubling of annual production capacity to 100,000 ounces.Serabi is also prioritizing shareholder returns through a dividend policy distributing 20% of cash flow, while evaluating disciplined acquisition opportunities. With strong cash generation, expanding resources, and a clear growth pathway, the company is well-positioned to scale production and enhance long-term value.Learn more: https://www.cruxinvestor.com/companies/serabi-goldSign up for Crux Investor: https://cruxinvestor.com

What if you could convert more leads, calls, and estimates into booked jobs automatically? My guest today, Ryan Fenn, CEO of Chiirp, promises that AI can help you do this. Chiirp prides itself on being and I quote “The most bad ass AI lead conversion system in the trades. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

Kai Wu is the founder and chief investment officer of Sparkline Capital, a former GMO and Harvard-trained investor whose pioneering research on intangible assets — intellectual property, brand equity, human capital, and network effects — is redefining how value investors measure what companies are truly worth.Episode Sponsor: Fiscal AI is a modern data terminal that gives investors instant access to twenty years of financials, earnings transcripts, and extensive segment and KPI data—use my link for a two-week free trial plus 15% off (25% off Thursday, May 7th to Thursday, May 14th): ⁠https://fiscal.ai/talkingbillions/⁠3:00 – Kai's upbringing: father a doctor, mother an artist; studied economics at Harvard with a liberal arts mindset across disciplines5:00 – Walking into GMO during the financial crisis; mentorship under Jeremy Grantham; traveling to Sydney, London, Berkeley to expand the firm's forecasting7:00 – Founding Sparkline Capital: "I'm a builder" — intellectual independence to pursue research others wouldn't, including early work on large language models in 201910:00 – The balance sheet as an incomplete map: why traditional metrics miss the majority of corporate value in today's economy11:00 – "Black sheep" identity: too growth-oriented for value circles, too value-sensitive for growth investors; bridging both camps14:00 – The four pillars of intangible value: intellectual property, brand equity, human capital, network effects — "the dark matter of finance"18:00 – Why capitalizing R&D spending doesn't solve the problem; moving from historical cost to measuring the actual asset created using alternative data and AI22:00 – Two economies: tangible ground-level operations vs. intangible businesses that scale globally with minimal physical footprint27:00 – Reframing Buffett: only 8% of Berkshire investments purchased below book value; three eras from industrial to consumer (Coca-Cola) to tech (Apple)34:00 – AI: bullish on the technology, cautious on the investment; capital cycle parallels to the dot-com boom and railroad era38:00 – Who wins tech revolutions: not the infrastructure builders but the users — Google, Amazon, Netflix won the internet, not the telecom companies42:00 – AI financial analysts: excels at rote tasks, lacks senior judgment; Claude Code now replacing junior analyst work47:00 – Jobs will transform, not disappear: 60% of today's jobs didn't exist in the 1940s; speed of change matters most54:00 – No single factor wins: "the more factors I can consider, the less blind spots I have"56:00 – Success defined as intellectual freedom, not money or famePodcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Friedrich Merz was elected tenth chancellor of the Federal Republic a year ago. But Merz's popularity ratings are now at a low point. Is there really an alternative to Merz? - Vor einem Jahr wurde Friedrich Merz zum zehnten Bundeskanzler der Bundesrepublik gewählt. Doch mittlerweile sind Merz' Beliebtheitswerte am Tiefpunkt. Gibt es wirklich eine Alternative zu Merz?

Recorded live from the Financial Brand Fourm on April 14th, Caleb Stevens sits down with Dan Marks, President of OptimaFI, to talk about what bank marketers should actually be focused on today. They dig into using data to prove ROI, aligning marketing with lending and finance, avoiding "shiny object" syndrome, and where AI can genuinely help community banks grow. A practical, real‑world conversation for marketers who want to move the balance sheet—not just launch campaigns.   Click Here to Register for the 3rd Annual Elevate Banking Forum! The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC

Skippy and Doogles ask a dangerously un-American question: what would it take to build a company that lasts 500 or even 1,000 years? We dig into ancient Japanese businesses, and then jump into Richard Hamming's famous talk on doing great work, covering ambition, independent thinking, hard problems, and resilience.Join the premium Skippy and Doogles fan club. You can also get more details about the show at skippydoogles.com, show notes on our Substack, and send comments or questions to skippydoogles@gmail.com.

This podcast is the second in the two part series on 15 cash flow management procedures that you should put in place to protect your hard earned cash. Fear not, they are quick, simple, and protect your hard earned cash. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

Supreme Court decisions limit government power, Iran conflict and the balance sheet, orphan support keeping families together, and an upstart conservative media organization - 1819 News. Plus, Cal Thomas on knowing the enemy, making marathon history, and the Thursday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from St. Dunstan's, inviting young men into the building arts and the adventure of holiness on a Blue Ridge Mountains farm... stdunstansacademy.orgAnd from Moody Publishers and Dr. Kathy Koch's book Resolve Conflict and Find Peace and Hope with Adult Children which offers biblical wisdom for parents navigating challenging relationships with their grown kids. With practical insight and compassionate guidance, the book helps parents pursue peace while maintaining healthy boundaries and hope for the future. Order here.

Cash. Cash flow. Profits. Which is most important? The answer might surprise you. And, I'll give you the reasoning behind it. This podcast starts a two part series on 15 cash flow management procedures that you should put in place to protect your hard earned cash. Fear not, they are quick, simple, and protect your hard earned cash. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

The Federal Reserve has two jobs: promote job growth and control inflation. To do that, it sets interest rates. It also buys bonds and securities to influence those markets, and is now sitting on a massive $6.5 trillion pile. President Trump's nominee for Fed Chair, Kevin Warsh, wants to shrink that asset pile. We'll dig in. Also: optimism from one soon-to-be grad. Plus, how much longer can the standoff in Iran last before oil markets have to respond?

The Federal Reserve has two jobs: promote job growth and control inflation. To do that, it sets interest rates. It also buys bonds and securities to influence those markets, and is now sitting on a massive $6.5 trillion pile. President Trump's nominee for Fed Chair, Kevin Warsh, wants to shrink that asset pile. We'll dig in. Also: optimism from one soon-to-be grad. Plus, how much longer can the standoff in Iran last before oil markets have to respond?

Charles Schwab's Collin Martin recaps Kevin Warsh's Senate testimony and the key takeaways from the meeting. Warsh's desire to shrink the Fed's balance sheet is a process Collin believes will have headwinds. On Fed transparency, Collin notes commentary from Warsh that suggest a pullback in FOMC communications. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In this episode, Richard Hemming from Under the Radar Report returns to break down what “quality” really means in small‑cap investing, and why the balance sheet is the first place he looks.We cover:• How to define quality in a small‑cap company• Why free cash flow matters more than profit• The key metric: Net Debt / EBITDA• Why retailers can be both exciting and dangerous• Case studies: Myer, KMD Brands, Kogan, Clover, Tuas, Amplitude EnergyEpisode Blog Post: https://www.sharesforbeginners.com/blog/under-the-radar-quality

What would a commercial division add to your residential real estate team? And what does it look like when one generates roughly $100M in active listings — and a $25M portfolio sale — in its first year?You're about to find out. But this episode is about a lot more than a shower-thought-turned-11-agent commercial division.Grant Johnson's Twin Cities team went from selling 100-150 homes per year for nearly a decade to 270, then 539, then 830+ — while adding only 2 staff members along the way. Learn how his 120-agent organization can run with just 5 staff, why they brand around the agent rather than the team, and what he's learned about how (and how not) to expand into new markets.Grant is candid about mistakes and backwards moves to avoid and cautions for aspiring team leaders - all based on his extensive experience.Watch or listen for Grant's insights into:0:00 Intro and welcome1:35 Why 75% of agents should never start a team and what puts someone in the 25% who should 12:31 How to run 120 agents on 5 staff, including the specific roles that held them together as production grew from 150 to 830+ homes per year in 3 years19:03 Why group coaching sessions segmented by production level beat 1-on-1s at scale — and how a culture of peer accountability fills in the rest21:53 How a shower thought became a commercial division in one week that now includes 11 agents, ~$100M in listings, and a $25M portfolio sale in year one23:28 Why applying residential marketing (like high-end video walkthroughs) to commercial listings is attracting commercial agents27:31 The referral flywheel between residential and commercial agents (a $5M sale, a 25% referral fee, and zero deal work for the residential side)31:59 Why cold calling agents is the wrong first move in market expansion (and what he's doing differently for the next expansion)37:00 Why you don't need to incessantly brand your real estate team (even if someone tells you to)39:29 The weekly meetings and monthly financial reviews that keep the team connected in a high-growth environment47:07 At the end, learn about rooting for your competitors, a $60-a-day coffee habit, what happens when two universities politely ask you not to come back, and learning from people rather than pages.Mentioned in this Episode:→ Scaling a Real Estate Team to $6 Billion in Production with Jason Mitchell→ Building a Real Estate Company That Works Without Your Production with Jason Mitchell→ Why Most Real Estate Team Leaders Shouldn't Be Team Leaders with Jon CheplakConnect with Grant Johnson:→ https://www.instagram.com/thereal.grantjohnson/→ grant at grantjohnson dot com→ 651 324 3787Connect with Real Estate Team OS:→ https://www.realestateteamos.com→ https://linktr.ee/realestateteamos→ https://www.instagram.com/realestateteamos/

In a market defined by uncertainty, standing still on the balance sheet may be the biggest risk of all. Zach Zoia of Darling Consulting Group—and co‑host of the On the Balance Sheet podcast—joins us to unpack how financial institutions should be thinking about rate risk, balance sheet strategy, and margin pressures amid persistent yield curve volatility. We dive into how recent global events, including heightened geopolitical tensions, private credit stress, and shifting risk appetite, are influencing bank decision‑making today—and why loan and deposit pricing discipline will matter more than ever as we move into 2026. Whether you're re‑evaluating your tolerance for risk or wondering where margin tailwinds (and headwinds) may emerge, this conversation offers practical insights for ALCO and executive teams navigating what's next.Send us Fan MailPresented by Remedy ConsultingFor more information on BankTalk:BankTalk  WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please  email us. 

Rich Clarida was the vice chair of the Board of Governors of the Federal Reserve System and is currently a professor of economics at Columbia University and a managing director at PIMCO. Rich returns to the program to discuss whether we give the Fed too little credit for its soft landing, the problem of persistent inflation, how the Fed should respond to rapidly succeeding negative supply shocks, the case for nominal GDP, the state of the Fed's balance sheet, why a synthetic FOMC could help the real FOMC, and much more. Watch the full length video on our new YouTube Channel! Check out the transcript for this week's episode, now with links. Recorded on March 31st, 2026 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Timestamps 00:00:00 - Intro 00:03:59 - Persistent Inflation 00:11:14 - Inflation Expectations 00:18:34 - Responding to Negative Supply Shocks 00:29:38 - Nominal GDP 00:34:59 - Fed's Balance Sheet 00:45:20 - Synthetic FOMCs 00:51:36 - Outro

Worker's comp claims can be extremely expensive – not only in increased costs, decreased ability to get jobs if your MOD factor goes over 1, but most important, employees who experience pain and suffering and unfortunately sometimes death because of accidents. My guest today, Michael Zalle, is the CEO of Yellow Bird, an insurance risk and risk management SAAS platform. Yellow Bird's mission is to make safer workplaces by offering higher skilled service providers at a lesser cost through technology. Michael gives you strategies to stay safe. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

The Fed's balance sheet has swelled from $900 billion in 2008 to just under $7 trillion in April 2026. Policymakers bought up securities to support the economy during the global financial crisis and pandemic, but critics allege the enormous balance sheet boosts inflation and distorts financial markets. If Kevin Warsh tries to reduce the Fed's holdings as Chair, he must contend with the existing regulatory environment and the Fed's ample reserves regime. In this episode, we talk with Jeff Lacker, the former President of the Richmond Fed from 2004-2017, about the theory behind central bank asset purchases, the costs and benefits of QE, and how a Kevin Warsh-led Fed could shrink the balance sheet.

Michael Cembalest chairs the Market and Investment Strategy group at JP Morgan Asset and Wealth Management and effectively oversees $4tn AUM. He is responsible for market and investment insights across the asset management business and has produced the famous Eye on the Market publication for over 20 years now. We discuss AI, which formed the bulk of his most recent annual edition, why he believes Open AI is a weak link and why he thinks the Treasury market will have a crash, but not yet. Cembalest is known for his charts and he picks both his favourite and his least favourite charts. Michael is one of the most in-depth macro analysts I have met and it's his depth as well as his breadth of knowledge which is truly impressive. We recorded in JP Morgan's amazing new office in New York, check out the photos in the show notes.Behind the Balance Sheet is a forensic accounting and fundamental investing podcast for serious investors. Each episode dives into how real‑world investors source ideas, build conviction and manage their portfolios. You'll hear frameworks for analysing industries, understanding business models, and thinking about risk, behaviour and incentives, so you can refine your own process rather than copy stock tips. For show notes, transcripts and additional resources, visit our ⁠⁠⁠⁠website⁠⁠⁠⁠. If you value thoughtful, process-driven investing discussions, follow the show and consider leaving a short review, or just a 5* rating on Spotify or Apple Podcasts. Please help spread the word.

In this episode, we discuss why the Federal Reserve could further shrink its balance sheet and why, if done gradually, markets may see little impact.  The discussion and content provided within this podcast is intended for informational purposes only and may not be appropriate for all investors. Reliance upon information provided in a podcast is at the sole responsibility of the listener. The information included herein is not based on any particularized financial situation, or need, and is not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other security, strategy, product or service. Past performance is not a guarantee of future results. All investments contain risk and may lose value. Investors should speak to their financial advisors regarding the investment mix that may be right for them based on their financial situation and investment objective. Podcasts may involve discussions with non-PIMCO personnel and such content contain the current opinions of the speaker but not necessarily those of PIMCO. Other podcasts may consist of audio recording of an existing PIMCO article and such material contains the current opinions of the manager. The opinions expressed in all podcasts are subject to change without notice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. This is not an offer to any person in any jurisdiction where unlawful or unauthorized. For additional important information go to www.pimco.com/gbl/en/general/legal-pages/podcast-disclosures

In this replay episode, Margo is joined by tax expert Hannah Cole who specializes in working with creative businesses and mission-driven solopreneurs. A long-time working artist herself, she's helped tens of thousands of self-employed people skill up with accessible tax and money education, through her Money Bootcamp program, speaking engagements from Florida to Alaska, and on the Sunlight podcast. She is the founder of Sunlight Tax. As artists carve their paths through various industries, they encounter a myriad of challenges, yet financial literacy is rarely addressed, leading to feelings of failure and shame. Today's conversation with Hannah sheds light on this systemic failure and turns it into a journey of empowerment and self-compassion (something all creatives should have)! Margo and Hannah discuss: The responsibilities that come with being a small business owner in the US Navigating self-employment taxes and optimizing deductions Personal struggles that Hannah faced within her own creative career and financial literacy What propelled her towards accounting education How she acts as a translator between the creative and tax worlds Simple advice artists can implement today when it comes to money management Her Money Bootcamp program and podcast How to save more money And more! Connect with Hannah: www.instagram.com/sunlighttax www.sunlighttax.com www.sunlighttax.com/podcast Connect with Margo: www.windowsillchats.com www.instagram.com/windowsillchats www.patreon.com/inthewindowsill

In this BFC X Space, C-suite experts from Kraken, Samara AG, and Meliuz discuss why Bitcoin is now a fiduciary necessity for corporate treasuries to hedge against inflation and drive strategic growth.

Smitha Das of World Education Services, or WES, joins David Bank for this episode. WES has amassed its balance sheet not from a wealthy individual or a major corporation, but from the operations of its own nonprofit social enterprise -- and is now on a path to investing 100% of its $300 million in assets in full alignment with its social mission.

If I train my people they will leave. The answer to this statement was an old Lennox reply that is still true: What happens if you don't train them and they stay? Training is an essential component of our businesses. My guest today, Gregg Holladay from Bradford White, is passionate about heat pump water heaters. Bradford White, the only US manufactured heat pump water heater, is helping you prepare for the installation of Federally mandated heat pump water heaters in 2029. Greg discusses how to do this. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

They're putting XRP on balance sheets—and most people still think this is just another crypto story. In this episode, we break down a major development involving Ripple and a company preparing to go public on Nasdaq while holding hundreds of millions of XRP on its balance sheet. With over $1B raised and backing from institutional investors, this signals a shift toward real-world adoption and structured capital entering the XRP ecosystem. But this isn't happening in isolation. We connect this move to a broader transformation across global finance: Stablecoins and tokenized assets gaining traction U.S. monetary strategy and Treasury-backed digital systems The evolution of blockchain as financial infrastructure The growing role of digital assets in corporate treasury strategies When digital assets like XRP begin appearing on balance sheets, it changes the conversation from speculation to utility, liquidity, and global settlement. This is where crypto starts to intersect with traditional finance at scale. This isn't just about XRP. This is about control of money—and how the system is being rebuilt.

Jon Hartley and Stephen Miran discuss Stephen's new paper on strategies to reduce the Federal Reserve's balance sheet, the state of inflation and the labor market in the US economy, estimating the neutral rate of interest and the stance of current monetary policy, and how the rise of AI and the public debt may influence monetary policy going forward.  Recorded on March 26, 2026. ABOUT THE SERIES Each episode of Capitalism and Freedom in the 21st Century, a video podcast series and the official podcast of the Hoover Economic Policy Working Group, focuses on getting into the weeds of economics, finance, and public policy on important current topics through one-on-one interviews. Host Jon Hartley asks guests about their main ideas and contributions to academic research and policy. The podcast is titled after Milton Friedman‘s famous 1962 bestselling book Capitalism and Freedom, which after 60 years, remains prescient from its focus on various topics which are now at the forefront of economic debates, such as monetary policy and inflation, fiscal policy, occupational licensing, education vouchers, income share agreements, the distribution of income, and negative income taxes, among many other topics. For more information about the podcast, or subscribe for the next episode, click here.

If you can't audit your own books, you can't trust your numbers—and that's a dangerous place to run a business from. In this episode, I walk you through a simple, practical way to internally audit your financials so you can actually understand what's happening inside your business.We break down the three core financial statements—profit and loss, balance sheet, and cash flow—and what you should be looking for in each one as a business owner. This isn't about becoming an accountant. It's about knowing enough to spot red flags, ask better questions, and make confident decisions with your money.Timeline Highlights[0:00] Why not being able to audit your books creates risk in your business[1:03] Your numbers are the story of your business—and your path to freedom[1:35] The three financial statements every owner must understand[2:16] Profit & Loss: income minus expenses and what to verify[2:57] Comparing projected revenue vs actual performance[3:36] Breaking down revenue streams for better clarity[4:15] Spotting unusual or inconsistent expenses[4:57] Red flags: “miscellaneous,” “ask my accountant,” and unknown categories[5:34] Balance Sheet basics: assets, liabilities, and equity[6:13] Why negative assets or liabilities are major warning signs[7:30] When your business is upside down (liabilities > assets)[8:26] Cash Flow Statement: tracking real cash movement[9:18] The key question: do you have more cash this month or not?[9:42] Identifying whether cash is from profit or borrowed money[10:19] Why business owners must review their numbers regularlyKey TakeawaysIf you can't audit your books, you can't trust your financial data.The profit and loss shows performance—but not actual cash.The balance sheet reveals long-term financial health and risk.The cash flow statement shows whether your business is gaining or losing cash.“Miscellaneous” or unclear accounts are major red flags.Negative assets or liabilities signal potential bookkeeping errors.Financial clarity starts with understanding—not outsourcing blindly.Links & ResourcesBook a free discovery call and get clarity on your numbers: profitrei.comClosingThanks for spending time with me today. If this episode helped you better understand how to audit your books and spot red flags, make sure to follow the show, leave a review, and share it with another business owner who needs more clarity around their numbers. And if you're ready to stop guessing and start leading your business with confidence, visit profitrei.com and book your free discovery call to start building real financial clarity and freedom.

As bank M&A activity picks up, the real challenge is no longer just getting the deal done. This episode explores why technology readiness, integration strategy, and customer experience now play a bigger role in determining whether a merger creates value or creates risk. Related Links [Webinar] The M&A Tech Conversion Playbook: Steps and Considerations to Shape Long-term Value [Report] 2026 State of Commercial Banking [LinkedIn] Tim Daley

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Trump Sets Tuesday Deadline to Bomb Iran - What It Means for Bitcoin Google Says Bitcoin Could Be Cracked in 9 Minutes, But Should You Panic? Miners and Treasury Companies Panic Sell Charles Schwab Set to Open Bitcoin Trading to 46 Million Clients Michael Saylor Signals Another Major Buy With "Back to Work" Post ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $10 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Order my new intro to Bitcoin book "Bitcoin is For Everyone": https://amzn.to/3WzFzfU  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: Google Quantum Computing Could Break Bitcoin Earlier Than Expected The Protocol: Quantum Computing Could Break Bitcoin Sooner, Says Google What Does 'Cracking' Bitcoin in 9 Minutes by Quantum Computers Actually Mean Bitcoin's Key Initiatives Aimed at Quantum-Proofing the World's Largest Blockchain Google: Securing Elliptic Curve Cryptocurrencies against Quantum Vulnerabilities Caltech: Useful Quantum Computers Could Be Built with ~10,000 Qubits Neha Narula's Blog Post on Bitcoin and Quantum Computing Michael Saylor's Tweet on Bitcoin's Biggest Risk Brian Armstrong's Tweet on Prioritizing Quantum Resistance Neha Narula's Tweet on Bitcoin and Quantum Computing Jonas Schnelli's Tweet on the Risks of Rushing Bitcoin's Quantum Fix Brian Roemmele's Tweet on Google and Bitcoin Checkmate's Tweet on Quantum Readiness vs. Panic The Bitcoin Treasury Boom Is Unwinding as Some Companies Sell Riot Platforms Sells $290M Worth of Bitcoin Bitfarms Targets Zero Bitcoin on the Balance Sheet as It Pivots to AI Metaplanet Adds 5,075 Bitcoin, Bringing Total Holdings to 40,177 BTC Charles Schwab Opens Waitlist for Direct BTC Trading Schwab Plans Spot Bitcoin, Ether Trading Launch in First Half of 2026 SoFi Is Launching a 24/7 Banking Hub That Blends Traditional Cash With Crypto SoFi Launches Big Business Banking to Power Fiat and Crypto Banking  ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Join us at the largest Bitcoin conference in Europe: BTC Prague this June 10-13th! Use code HODL for discounted passes at https://www.btcprague.com  ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Do you have a phantom stock plan? This might be the way to retain your team members. You might remember my guest, Chris Buttenham who talked about exit plans about a year ago. In this episode he'll give you what a Phantom Stock Plan is and how it might benefit your business and you. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In this episode of Built For Life Not Just Wealth, Ryan Burklo presents five essential tests that serve as a comprehensive guide to evaluating your financial success. These tests focus on key areas such as control, protection, freedom, alignment, and liquidity. By understanding and applying these principles, you can effectively assess your financial health and ensure it aligns with your broader life goals. This approach not only helps in identifying areas of improvement but also empowers you to make informed decisions that support your long-term aspirations.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Episodes mentioned by Ryan in this episode:  Episode 275 - The Power of a Wealth Building Account: https://www.youtube.com/watch?v=wfn6tE4AEXg Episode 261 - The Impact of Inadequate Life Insurance: https://www.youtube.com/watch?v=ioBRIastBDU Episode 262 - 15 Minutes To Save You Millions Instead Of 15%: https://www.youtube.com/watch?v=NfWtdXwyOLA Episode 337 - Crafting a Future That Shapes Today: https://www.youtube.com/watch?v=ly2dvx3OhaY Episode 339 - Why Discipline Isn't the Problem - Alignment Is: https://www.youtube.com/watch?v=OZq7z4orwuE Episode 342- True Liquidity: The Backstop to the Balance Sheet: https://www.youtube.com/watch?v=1aLTFVKcdLA   #BuiltForLifeNotJustWealth #financialsuccess #cashflow #incomeprotection #freedomtimeline #financialalignment #liquidity #financialplanning #resilience #wealthbuilding    Takeaways Control your cash flow to build wealth in the margin Protect your income against disruptions like job loss or lawsuits Create a freedom timeline with accessible income for optionality Ensure your money reflects your life priorities and values Build structural resilience with diversified buckets and legal protections Chapters 00:00 Redefining Financial Success 02:57 The Five Tests of Financial Success  

I found out about Contractor Commerce from one of my clients who raved about it…then another one did the same thing. If you haven't heard about Contractor Commerce – you're in for a treat with a website that can help you grow your business through ecommerce. Brad Felix, the VP of AI for Contractor Commerce discusses how the company let's contractors sell on-line and generate revenue while they sleep! Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147

In today's episode, we go through the latest on housing supply and demand across the nation. Plus, Robbie sits down with Lennar's Laura Escobar for a discussion on leadership, housing trends, people-first leadership, and the ongoing evolution of diversity and mentorship. And we close by looking at the runoff from the Federal Reserve's balance sheet.Thank you to RelCu. RelCu is the all-in-one agentic platform driving conversion, retention, and cross-sell across mortgage and deposits.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Is your wealth serving your life, or is your life serving your wealth? In this episode, Allie sits down with Laura Rotter, the founder of True Abundance Advisors and a veteran of the financial world. After 30 years of managing money for massive institutional investors like Citicorp, Laura experienced a profound shift in her own definition of abundance. She realized that true wealth isn't just about the accumulation of assets; it's about the intentional employment of those assets to support the things we value most. As a Financial Life Planner, Laura moves beyond the spreadsheets to look at the "whole human"—the values, the fears, and the vision for what's next. Whether you are navigating mid-career burnout or reimagining your "second act," this conversation will help you bring your financial decisions into alignment with your soul's blueprint. It's time to move from the mindset of "I must use my life to make money" to the empowered stance of "I can use my money to make a life." Meet Laura Rotter Laura Rotter, CFA, CFP™, is the founder of True Abundance Advisors, a fee-only financial planning firm dedicated to helping mid-life professional women find clarity and purpose in their portfolios. With over three decades of experience in the institutional investment space, Laura now specializes in "Financial Life Planning," a holistic approach that bridges the gap between financial security and personal fulfillment. A passionate advocate for women's financial empowerment, Laura serves on the Advisory Council of Impact100 Westchester and leads workshops for Invest For Better. She is a member of the board of the Alliance of Comprehensive Planners and is a sought-after voice for those looking to redefine what it means to live an abundant, well-designed life. Key Discussion Topics: The "Abundance" Pivot: How 30 years in high-finance led Laura to realize that "more" isn't always "better," and how to find your own definition of enough. Financial Life Planning 101: Moving beyond the portfolio to look at the fears, values, and visions that actually drive our financial decisions. The "Money-Life" Reversal: Strategies for shifting your mindset from serving your bank account to making your bank account serve your life design. Mid-Life as a Launchpad: Why professional women in their "mid-career" years are perfectly positioned to reimagine their relationship with wealth and impact. The Emotional Currency of Investing: Understanding the "Whole Life" ROI—how to invest in a way that supports your peace of mind and your community. The Philanthropic Pulse: How tools like Impact100 and Invest For Better allow women to align their capital with their values for collective change.   How To Connect w| Laura Website Podcast The Growth METHOD. FREE Membership◦ ⁠⁠⁠⁠⁠⁠⁠⁠Join Here!⁠⁠⁠⁠⁠⁠⁠⁠ 1:1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ GROWTH MINDSET COACHING PROGRAMS!◦ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Application Form ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ What are the coaching sessions like?⁠⁠• Tailored weekly discussion questions and activities to spark introspection and self-discovery.• Guided reflections to help you delve deeper into your thoughts and feelings.• Thoughtfully facilitated sessions to provide maximum support, accountability, and growth.• Please apply for a FREE discovery call with me!• Allie's Socials• Instagram:@thegrowthmindsetgal• TikTok: @growthmindsetgal• Email: thegrowthmindsetgal@gmail.comLinks from the episode• Growth Mindset Gang ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ Broadcast Channel⁠⁠⁠⁠⁠⁠⁠⁠• Growth Mindset Gang ⁠⁠⁠⁠⁠⁠⁠⁠Newsletter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠• Growth Mindset Gal ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠• Better Help Link: Save 10%SubstackDonate to GLOWIGloci 10% off Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On the Balance Sheet hits its 50th episode and the guys are joined by DCG's Jeff Croteau to parse through recent yield curve movements, the March Fed meeting, and Q1 ALCO themes.  The trio delve into why ALCOs need to understand their balance sheet needs and be opportunistic when rates are volatile, look inward first when assessing your funding game plan, as well as recent lending discussions and how pricing/volume trends may influence your NII levels in 2026 and beyond.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

In a speech last April, Fed Chair Nominee, Kevin Warsh, lamented the mission creep of the Federal Reserve as well as the Fed's expanded balance sheet. Many academics agree with Warsh – the Fed has often tried to address problems that are not within its remit and with tools not suited to their purpose. Some of these endeavors have inflated the balance sheet which, rather like a Swiss army knife, is a tool used for many tasks, none of which it does particularly well.

Bill Nelson is a chief research officer and chief economist at the Bank Policy Institute. In Bill's 10th appearance on the show he discusses his infamous email list, the ratchet effect from QE, his congressional testimony, the BPI's Bank Treasurers Survey, how he thinks the Fed should shrink the balance sheet, whether the Fed is profitable, and much more.   Watch the full length video on our new YouTube Channel! Check out the transcript for this week's episode, now with links. Recorded on March 3rd, 2026 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Timestamps 00:00:00 - Intro 00:02:00 - Quantitative Easing Ratchet Effect 00:16:31 - Bill's Congressional Testimony 00:31:12 - BPI's Bank Treasurers Survey 00:37:37 - How To Shrink the Balance Sheet 00:48:44 - The Fed's Profits 00:54:50 - Outro

What is the role of AI agents in the contracting world? James Hatfield, answers this question. We did a two part series a few episodes ago and realized we didn't talk about agents. So, we're doing it on this episode. Free P&L Statement and Balance Sheet https://tinyurl.com/2rjd6wxu Ruth King Facebook - https://www.facebook.com/ruthking1650 LinkedIn - https://www.linkedin.com/in/ruthking1/   Podcast Produced by Nick Uttam https://www.linkedin.com/in/nick-uttam-4b33a1147