Cashflow 2 Freedom Podcast

Real estate is a touchy subject: tenants and landlords don't like each other. Tenants believe they are subservient to them, and landlords believe they SHOULD be. Or are the perceptions of each side drastically different than the reality? In addition, why is our school system so flawed, that most people aren't taught about the best way to make a living? Not everyone is made for the 9-5 lifestyle. And this is a narrative Steve Trang is passionate about changing it. What if you don't want to be a landlord, and still want financial freedom? Check out Steve's podcast: https://realestatedisruptors.com/ Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Cybersecurity is highly technical. You and I probably would not be able to understand a lot of the terms or systems or coding behind it. But revolutionary improvements come from the practical application of technology. So, how do we leverage the tech available to us in our own personal and professional lives? Is it truly the next step for modern businesses? In this episode, we bring on Darren Gallop, CEO & co-founder of Carbide, a company specializing in Information Security. His insight into the new communication age - particularly with the advent of AI - addresses how everyday security and privacy best practices are often difficult for the average human to make sense of. Security & privacy are simple ideas, but in practice, they are intensely complex. And businesses today can have very stubborn or "set in their ways" type of leadership. "No, it's my way, or the highway." But that often alienates the employees involved. 0:00 The Cybersecurity Business 26:34 AI & Cybersecurity Check out Dareen & his company Carbide: https://carbidesecure.com/ Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Avery and her husband had a great idea one day to purchase a home and to rent it out, in hopes that one day, they will be able to help fund their kids' education with the income. They didn't even know this was known as "Real Estate Investing." At the time, there was no such thing as podcasts or courses to talk about this. This idea then morphed into AirBNBs and short-term rentals, and she has been doing it for over a decade. But this asset class has changed dramatically over that time. States are changing laws and imposing regulations, all while the competition is increasing. With all the noise about short-term rentals lately, is it still worth investing in? Stay tuned! Follow Avery on Instagram: https://www.instagram.com/theshorttermshop/?hl=en Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Real estate investing has two forms: active and passive. Passive is what most people think of when you say real estate investing, where you buy an asset, and it generates some sort of cashflow for you. Active investing takes this and applies the principles of business, including scale, value-add, management, and more. Today's guest, John Klingelhoets, began investing in real estate a decade ago. But during this process, he found it very beneficial to send letters - direct mail - to help him find more deals. Eventually, the deals started coming in, his friends wanted letters just like his, and it became a direct mail business. If you think of real estate as not just an asset, but also a business, you can take advantage of a powerful aspect of capitalism: Business-to-Business sales, or known as B2B. But of course, if the businesses provided services to each other are YOUR businesses, there's much more opportunity to expand into multiple niches at once. So, how can you leverage the power of B2B to grow your real estate portfolio? And can direct mail play a role into it? Find out in this week's episode! Learn more about John and Robot Ink here: https://www.robotinkmarketing.com/ Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Can luck dictate one's success in business? Absolutely. But looking at another's success or luck does not mean that you lose something in exchange. Luck is something I fully believe can be CREATED. For example, when I was paralyzed and stuck in a hospital bed, many may say - how is that lucky? That seems like terrible luck. But looking back today, I feel grateful for this experience. It's shaped my new life, my mission, and my day to day. I was stripped away of any self-pride or self-consciousness. This enabled me to take to new heights in my life and business. This podcast is just one of the new beginnings. I would never trade this experience. It was SO valuable...in hindsight. Looking back, I had a choice: I could give up, or I could use it to my advantage. When you are faced with overwhelming odds or extremely bad luck, what choice will YOU make? Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

2024 is yet another pivotal election year for the United States. But if we've learned anything from the last few elections, there is a tremendous amount of fearmongering, noise, and propaganda that can result from a journalistic system incentivized by money and clicks. This is why I'm HYPER-aware of anything that intends to change or influence my perceived reality. We all perceive the world differently, right? Is there a right or wrong way to perceive it? When I experienced ICU Delirium, it changed how I looked at the world. Literally. My nerves told me I was standing up, while I was laying down. But my mind created a reality where I was. Ever since, I've been very wary of what the "news" tells me. Are you? Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

My dad, Ron, lived in a time where mortgage interest rates were 18% - the highest in US history. He assumed he would never be able to own a home, and he would be renting forever. He had friends going down to the bank to get 12% interest on a Certificate of Deposit (CD). It was absolutely bonkers. He was just trying to get started, as a young man. The policies enacted to get things under control was so aggressive that it had lasting consequences for the American economy. But somehow, he survived, and came out on top. And he has seen the lingering effects of various monetary policies: it's not just that one quarter or one year that's affected. Why did this happen, and what did it mean for housing, cost of living, and consumer sentiment? Do we REALLY have to choose between high interest rates and high home prices? Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

The US had a huge role in shaping the world the way we know it today. It's role in international wars, politics, and economics has been astounding, particularly for a country so young. It's done a lot of bad, it's done a lot of good. But with the way the world is today...is the era of "good" over? Let's talk about the assumption that the way we perceive the world today is how it always was. Generations today don't share the same experiences as the ones prior - this is known throughout all of human history. What are these trends that are going on today? This is especially important to me because I have kids. This is their future. How can we best understand this tremendous cycle of change that's occurred in the past few decades, what did it produce, and why it's changed. Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Capitalism is a function of money - the economy. It's all about serving other people. What you can trade, what you can offer or sell, what problem you can solve for a certain price. As a society, we put a lot of focus on the consumer side - or “consumerism” - of capitalism. The never ending cycle of making money and spending money. And it impacts us direct in one way or another, whether you are buying goods with your paycheck, or trying to start your own business selling/offering something on the market. But you can't just sell 1 pen and make a ton of money. Certain business are structured in certain ways because they have to in order to scale and make any money. So what do we need to understand to actually be benefited by capitalism and not be crushed by it? In this episode, we talk about the dichotomy of capitalism and consumerism, as well as how capitalism enables different levels of businesses. Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

After multiple, back-to-back surgeries, Mauricio was in the hospital for 5 weeks. But he had a law firm to run, and was working out of his laptop in his hospital bed. This proved to be unsustainable and unhealthy. But far too often, entrepreneurs think of their own abilities as the only way to get something done. When it comes to business, that's a fast-track to burnout and declining mental (and physical) health. There's too much to do. My story is similar, with being paralyzed over night and losing my job in the hospital. Both Mauricio and I had to get humble - we had no choice. We needed help. And we learned from that and apply it to our businesses every day. We're sharing the lessons we learned in this episode of Saving Capitalism. Mauricio's legal practice: https://www.premierlawgroup.net/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

The Fed announced several rate drops that could possibly happen in 2024, quite the surprise since they hiked rates dramatically to fight inflation not so long ago. What does this mean for the American Economy? In this episode, we will discuss the ramifications of these interest rate changes, updates to the monetary policy, the aftermath of the years of high inflation (things aren't getting cheaper!), and the effect of debt as the market changes. Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Selling health insurance is not glamourous by any means. But that' what my dad and I did for years and years. It felt great for a while. My success and income was based on how much I sold. It felt like I was my own boss. But I got stuck on this treadmill. Eventually, I wanted to grow faster, and faster. I got greedy and prideful. Wanting more isn't inherently bad, but when it surpasses logic and sound decisions, that's when it gets dangerous. And so I bought a business in an attempt to rapidly grow for millions of dollars, and it turned out to be one of the biggest mistakes I've ever made. I almost lost everything I built - everything my dad built too - in one fell swoop. Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Housing prices are up. Food prices are up. Everything is up, and life can seem bleak. But just how bad is the American economy doing, really? As we know, news headlines about recessions and high interest rates can cause a lot of stress and worry. But the mainstream news reports don't always reflect reality. In today's episode, we cover the hard truth about the housing market, the economy as a whole, and why sometimes, the bad is actually good. It's all about mindset, in business AND in life. When we can shift our narrative, many more possibilities are opened to us. Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Companies are hurting right now. The market is TERRIBLE for investors and business sharks alike. But the truth is, "you don't know who's swimming naked until the tide goes out" - Warren Buffett. But the United States remains a top choice for investors even during tumultuous times. It's legal structures and consumer laws still are lucrative for many. Let's talk about why bad markets are actually the BEST to invest in. We talk about deal structure, technology's role in wealth creation, and how this can affect your business/lifestyle just as it has affected mine. Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Financial freedom is a matter of creating an income that can support your lifestyle without consuming all of your time. For most people, financial freedom seems unattainable because of how jobs are set up. The 9 to 5. Research suggests that over 85% of all entrepreneurs (the successful ones) would be paid MORE if they took a 9 to 5 job versus doing it on their own. This is why jobs still exist despite the trend of being an entrepreneur. This is where the line gets fuzzy. Financial freedom is a necessity. At a certain point, you won't be able to keep working a 9 to 5 job. What if you want to switch careers? That takes years of study and commitment. It'd be a lot easier if you already had the cashflow to support your dreams. Does entrepreneurship truly equal financial freedom? Or is it just a myth? Let's talk about it. Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

News flash: you won't get financial freedom by buying a house. There, I said it. It's the harsh truth. You might be able to with 20 or 30 properties, but then who's going to manage it for you? Are you making enough to hire a property manager? Can you keep up if you don't? I learned this truth the hard way. The job I wanted to quit, the business I wanted to start, the real estate I wanted to buy - doing any of these things were not going to create the future I wanted. So what will? Let's break it down in this episode of Saving Capitalism. Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Real estate is more expensive than ever, and the Fed's efforts to bring down inflation are hurting the very people they said they would help: the middle class. Your average home sale price has been astronomical for the past few years, with the new interest rate hikes creating even more of an affordability crisis. It's only a matter of time before it affects the commercial real estate space too - offices, retail, multi-family housing. They hold a large chunk of the money through debt and banks. So with the industries declining all-around, is it time for the banks to be worried? Should you be worried? Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest In this episode, we're discussing the myth of being "self-made." Are there any successful people that got there completely on their own? We're diving into the behind-the-scenes of the business world, using my portfolio and company structure as an example. I have over 70 LLCs (yes, totally out of control) and managing it is no easy feat. It can seem sporadic, but there's a reason why. Let's break it down! Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Chris Voss is a former Lead FBI Negotiator and dynamic speaker who debunks the biggest myths of negotiation. And he has been seen on Forbes, Time, CNN, Fox News, and more, and is author of Never Split The Difference©. One of his golden rules for negotiation is: "Thou shalt not envision only one outcome." This is true for your personal life, career, and hostage negotiation. Tune in for more lessons from Chris in this episode of Saving Capitalism! More on Chris Voss: https://www.blackswanltd.com/chris-voss Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Within any organization, leadership is essential to a functioning team. Sometimes, changing how a leader leads their team is required to achieve success. But change hurts. Change is uncomfortable. Change is subjective. Politicians are a prime example of what NOT to do. They make promises that they don't follow through with. They enact policies that their constituents do not support. How can you learn from some of the best leaders in our history, and better your own life, both at work and at home? What makes a good leader? Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

China is one of only major world powers that has somehow integrated communism and capitalism - two ideas traditionally thought to be incompatible, even the antithesis of each other. Their economy can truly be considered a modern marvel, having grown exponentially over the course of just 50 years. But it's not all good: their economy has fluctuations like all others. And with unlimited power of the government to intervene, what will be the result? It won't work the same as other countries. But just like here, they are experiencing an economic slowdown, though from different causes. Their unemployment is high, banks are lowering interest rates, and the overall outlook has changed. So, what's happening with China? Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

On Wednesday, 9/20/23, the Federal Reserve decided to hold rates steady while indicating expectations of one more hike before the end of the year. Although we are seeing a steadying of inflation, it still continues to grow. I invited my friend, J Scott, who is a fellow podcaster, author, and real estate investor, to join us and explain what this means for the future of real estate, investing, and our economy as a whole. We will discuss how this affects individuals across the entire spectrum of the economy and delve into past trends, examining how individuals and business owners have been historically affected. Connect with J Scott: https://linktr.ee/jscottinvestor Our Podcast "Drunk Real Estate": https://www.youtube.com/@drunkrealestateshow/videos Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Risk is one of the fundamental factors in creating a successful business. I change a lot and I'm willing to lose money to move my industry forward. What happens if you create something that is not accepted by the market? When investing, I look for proven and measurable assets, not risking for the sake of change. What are some of the unique factors here in the US that help/harm entrepreneurs? Is all change GOOD change? Or do you have to limit your exposure to constant change and risk to grow? Let's talk in this episode. Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Devon Kennard's successful NFL career have him an unique perspective about money: he was now the stereotypical athlete that made a lot of money and had the ability to spend it in an instant. But he refused to take part in this stereotype. He was determined to invest his money, and then use the passive income on the things he wanted. He wanted to KEEP the money he made. "Be careful trying to label what 'wealthy' looks like. We all value things differently." - snapshot from Devon"s twitter: DK (@DevonKennard) / X (twitter.com) We apologize for the audio in this episode, the content was so good we still wanted to get it out to you. We hope you find value from this episode! Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Starting out in real estate can be daunting. One of the first steps is to choose a market you want to invest in. There are many Midwestern, midsized markets that are being affected by higher interest rates. How will it react? Date the rate, marry the house - this is Craig Curelop's strategy, which he has used to acquire over 100 deals in his first year, now at approximately $100M+ in deals per year. He is the host of the Invest2Fi podcast, and the founder of The FI Team Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Investing opportunities are everywhere in the US. There is so much access to monetary and other support systems - and the opportunity might not be here for long. Today we're talking with Alfonso Cuadra, who is an immigrant, international investor and asset owner. We're outlining some of the different challenges and differences between North American countries and others abroad. The sacrifice his family had to make to come to North America was tremendous, but is the new opportunity enough to pay that off? I saw this in Brazil, he's seen it in El Salvador. Poverty is real. So why does the average Joe in America has more opportunity than a vast majority of the world's population? Check out Alfonso's channel: Alfonso Cuadra - YouTube Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Entrepreneurs made the world what it is today, will they take us to the next stage? Just one generation ago, being an entrepreneur was laughable. You had to buy a brick and mortar building, buy inventory, and spend hours in a library researching. Now, all of that has changed. You can start a website, sell online services, and find answers in a matter of seconds using Google and AI. What's the IMPACT of your life? Of your work? That's what differentiates a corporate 9 to 5 job and a successful entrepreneur's business. As you grow and scale, you can leave your own mark on the world, help people, and solve problems. And you can SEE the change yourself. Your contributions are not so far detached from your own personal goals. Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

The market will either make you or break you. We can't predict when it will or what it'll do, but we can look at the patterns and be prepared. In this episode, I dive into my investing thesis - what do I look for in an industry that spurs me to invest? What are the indicators that tell me, is this a good investment or not? Also, we discuss protectionism. Protectionism is the practice of a government supporting an industry when it fails. When the market decides a company needs to die out, it will naturally take place. When the government intervenes, it results in a protected field where failure is impossible. Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Invest with me: https://cedar.cc/

If you met Elton John or Elon Musk, what would you ask them? No seriously, would you ask them about the weather? What their "number 1" tip for success is? What book they would recommend? Or would it be better to find out who they are as a person, their philosophies, or how they create and manage relationships? That's exactly what Steve Sims did. He set out to learn why you can work JUST as hard as the "successful" people, but their RESULTS were so much better. He's asking the important questions in the rooms with important people. And he's here to share with you what he's learned. Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

The White House announced that Inflation is down to 3% on a month-to-month basis. Real estate prices are coming down, but not at the rate that was expected. Large hedge funds are STILL pouring millions into the housing market. That goes to say, their strategy has not changed despite the lay offs, interest rates, and high prices. In this episode, Ryan Pineda and I discuss this topic in detail. What's going on with this crazy economy? Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

You might've heard that the top 1% is crushing the other 99% of people. Are the ultra wealthy taking over? Social mobility is a measure of movement of people within a country's socio-economic status. It's an expression of how easy or difficult it is for one to move up (or down) a social class. That's why there are sayings like “go to college, get a ‘real' job,” and “you should be a doctor or lawyer.” When we look at the laws and regulations built in the US, there is an obvious predisposition against those who do not have money. The law assumes that if you have money, you must be smart. And if you don't have money, you must be stupid - this is not always the case. But this is what's inherently taught. This might be risky, but I'm bringing Bethany LaFlam, my attorney, on this episode to shed some light into the rules and regulations placed on financial freedom. Article discussed in the podcast: https://www.wsj.com/articles/a-housing-bust-comes-for-thousands-of-small-time-investors-3934beb3 Follow Bethany on Insta: https://instagram.com/bethany_laflam?igshid=OGIzYTJhMTRmYQ== Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

How do you break into the world of investing and entrepreneurship? Very few people "make it" by having "rich parents" or being "Harvard geniuses." But they make money somehow. How do they do it? In this episode of Saving Capitalism, we bring together two successful entrepreneurs, Mikey Taylor and AJ Osborne, to discuss their journeys in business, the world of entrepreneurship, and the invaluable role of mentors. With Mikey's background being a Professional Skateboarder, he was as far removed from entrepreneurship as possible. The learning curve pivoting from your career into investing and generating cashflow is astounding. It takes YEARS of learning and failing and finally figuring it out. Don't miss this episode! Mikey and AJ share their experiences, the lessons they've learned, and the importance of having mentors who can simplify complex concepts for aspiring entrepreneurs. This is how you can avoid making their mistakes. Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Capitalism in America is VASTLY misunderstood. It's often is treated as a political system - a matter of the left vs the right. News flash, it's not. It's also one of the least taught subjects in schools. The education system has failed in an important way: teaching you and me on the basics of the economy and financial well-being. We're here to change that. Welcome to the first episode of the Saving Capitalism podcast. On this show, we'rer bringing high-value guests on board not to ask them where they're from or what their best one-liner is - we invite guests solely for the purpose of long-form, high-impact discussions. I'm your host, AJ Osborne, and by working together, we can be Saving Capitalism and build a better future for ourselves and our families. Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Hey there, listeners! As we reminisce about our Top 10 episodes from this incredible series, we're also super excited to give you a sneak peek into the awesome new chapter of our podcast journey. In this episode, you'll hear from some of our favorite episodes with incredible guests such as Brandon Turner, Codie Sanchez, Luke Caldwell, Brittany Arnason, Tarek El Moussa, Yonah Weiss, and more! As we transition to our new podcast (stay tuned for that!) we wanted to give some love to all of you incredible listeners throughout the years! If you want to be the first to hear about our new podcast, sign up for our newsletter on ajosborne.com and you'll be the first to know! Our CRE Circle Live Event is coming June 11th-13th in Boise, Idaho! Find YOUR network and YOUR people while learning from some of the industry's best speakers. Spots are limited, reserve now! The Circle Live Event 2023 (thecrecircle.com) Thanks for listening. SHARE this podcast if you enjoyed! Get more free resources here: https://ajosborne.com/ Get my Amazon best-selling book The Investors Guide to Growing Wealth in Self-Storage for FREE: https://selfstorageincome.com/ Invest with me: https://cedarcreekwealth.com

"Creating passive income" is a phrase thrown around ALL the time. It's not always so simple. In my experience building businesses and creating wealth, one of the most important lessons I learned was that I needed to understand money. Not just "I bought a fridge for 30% interest, don't do that." But also following up with "Ok, don't do that, but this is the lesson, now go do this INSTEAD." In this episode, my good friend Jake Fruge comes onto the podcast to talk about how he learned to make money the hard way - and how you can pick up bad habits from the people around you. Your friends, parents, schools, internet gurus - everyone has an effect on how you think about money, but is that actually how you have to learn? Or can you change your mindset and learn a different - potentially easier - way? We also talk about one specific venture Jake is doing: making money from websites. No, not e-commerce. Not drop-shipping or anything from a 30-day course that promises results but always ends in an unfortunate cliffhanger. We're talking about SPECIFICS on how Jake built passive income - businesses that paid him once he set it up - and how you can do it too. Our CRE Circle Live Event is coming June 11th-13th in Boise, Idaho! Find YOUR network and YOUR people while learning from some of the industry's best speakers. Spots are limited, reserve now! The Circle Live Event 2023 (thecrecircle.com) Thanks for listening. SHARE this podcast if you enjoyed! Get more free resources here: https://ajosborne.com/ Get my Amazon best-selling book The Investors Guide to Growing Wealth in Self-Storage for FREE: https://selfstorageincome.com/ Invest with me: https://cedarcreekwealth.com

The world is more divided than ever: we, as humans, are no longer working together. We're so passionate about being right or being the best that we lose track of our mission. What you want to achieve as a person, family, business, or even country. So, can dialing back our own innate competitiveness help instead of harm? How does this apply to leadership and team building? Lee Elias is a two time award winning author, and has a long track record of success with the NHL, A&E, NBC, Madison Square Garden, and more. His skills in coaching extend to many different industries and we're so excited to have him share his insights on this episode! Thanks for listening. SHARE this podcast if you enjoyed! Get more free resources here: https://ajosborne.com/ Get my Amazon best-selling book The Investors Guide to Growing Wealth in Self-Storage for FREE: https://selfstorageincome.com/ Invest with me: https://cedarcreekwealth.com

Investing requires a well-rounded understanding of today's modern economy. Not only understanding the state of the world at hand, but also learning how we react to the overwhelming negativity spread on a daily basis. As our quality of life increases, so do the negative, risky things. It's smart to consider the risks and what might impact you. But the drama that the news talks about or trends on Twitter is not necessarily always sized to scale. In this episode, let's take into perspective the actual changes in our modern world and how it applies to the economy. What exaggerations do you believe? How does that affect your investments? Thanks for listening. SHARE this podcast if you enjoyed! Get more free resources here: https://ajosborne.com/ Get my Amazon best-selling book The Investors Guide to Growing Wealth in Self-Storage for FREE: https://selfstorageincome.com/ Invest with me: https://cedarcreekwealth.com

Success can be found in all sorts of different ways, and its meaning is different for everyone. What does "being successful" TRULY mean? To truly succeed in your life - whether personal or financial - requires you to take a hard look at yourself. 1. Family 2. Other people 3. Economic Out of these three things, only #3 can topple the others. You can have great success in your career and your investments, but if your family other people suffer because of it, does it really mean success? What drives people to achieve success? At what point do people feel self-righteous or superior to others? Send this podcast to someone who needs to hear this too! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

The Federal Reserve is continuing to raise interest rates, and in a recent hearing on Capitol Hill, Fed Chairman Jerome Powell discussed one of the desired effects of these rate hikes: unemployment. In an effort to reduce inflation, the Fed needs to slow down the rapid growth of the economy, and unemployment is one of the key indicators of an economy's overall health. If they can increase unemployment - meaning put people out of work - the economy should show signs of slowing down. But will this actually help Americans, or just cause more pain and anguish? What does this mean for you? Send this podcast to someone who needs to hear this too! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Last weekend, the Silicon Valley Bank based out of Santa Monica, CA, collapsed, leaving billions of dollars worth of assets and customers in limbo. SVB is a bank mainly funding tech-related ventures and startups, with many of its clients having accounts over the $250,000 FDIC insurance cap. When they couldn't resolve their accounts with about $2 billion in money they couldn't raise from their investments. As a result, this caused its customers to pull about $42 billion out of their accounts, causing a run on the bank. So why did this happen? and do you need to be worried? Send this podcast to someone who needs to hear this too! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Life is precious, so when something threatens it, one does everything to preserve that life. We all have a drive to succeed and live life to the fullest: to get the next raise, the next investment, the best follower milestone, but will that make you satisfied later on? It's impossible to predict the unpredictable. So how can you prepare? Financial freedom - TRUE financial freedom - will look different for everyone at each stage of life, especially when something unthinkable strikes. Today, we have Rich Fettke back on the podcast. His experience with skin cancer and the shock in his family spurred them to take drastic action. Find out more in this episode, and check him out here, his story is incredible: https://realwealth.com/ Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

If you are investing right now: great! You are probably well ahead of your peers in both your personal and financial progress. But just throwing money into an investment doesn't necessarily mean it'll be worth it in the long run. How do you maximize those investment returns? Does the research come before, during, or after the deal? And what are some of the factors to consider? Find out in this episode of the AJO podcast! Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Motivation for me really doesn't work. I don't think it was a realistic way for me to produce an outcome. The "this is all up to you no matter what" mindset was a hard pill to swallow. I had to disassociate the fact that outcomes come from your ACTIONS not your BEING a certain way - especially if it's not in your natural inclinations. So I had to FORCE myself to be successful. As much as I'd like to think I'd never be lazy and never take a day off - that's not true! And it's really difficult when your outcomes are not associated with you like that naturally. How do employers do it then? How do they get a bunch of tired, disgruntled people to come into work at all? And more importantly, how do you do that for your own business the right way? Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Income is necessary for survival, but it's also necessary to build your investments and achieving your long-term goals. How do you execute on opportunities that you might not realize exist? How do you balance surviving and investing? It's not - guessing - gambling - sitting around It's about education and execution. Find out more in this episode! Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Wealth and income are two separate things: wealth is what you own that provides you income. Income is just the money on your paycheck or in your bank account. The key: CASHFLOW. In this episode, we are returning to this podcast's roots (when it was still called Cashflow2Freedom). What are some ways you can use a set amount of cash, say $100,000, and turn it into a recurring 6-Figure income? Can you take your existing cash sitting in savings and repurpose it to generate returns that will outpace far beyond your original cash amount? Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

When you are starting a business, you've got to do it all. You're working multiple jobs within your business to keep it going. How do you take that to the next level, and truly scale a business to it's fullest potential? Successful owners & CEOs grow their business to the point where it can operate without them. They can do what they like - their most important and impactful tasks - without the business falling apart. There are infinite tasks and a limited amount of time. How can you leverage different resources and strategies to free up your time AND grow your business? Let's break it down. Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Saving capitalism sounds like a pipe-dream - a lofty ambition to solve a problem that might not even exist. What does it mean? Is capitalism in trouble? Going into the new year, it's important to not just to move forward in your life & business, but you are building out the things you need to sustain growth. You may not see direct ROIs and only see high expenses, but it may very well pay off in the long term. We talk a lot about the "how" to financial success on this podcast, but what about the "why"? Why do we do it? Why is this so important. There are some changes coming to this podcast. We've built up to something very exciting and I can't wait to share it with you this year. Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Overcoming adversity is something we all have to do in our day to day lives. I had to face this when I was suddenly paralyzed overnight. This affected my life, my family, and my work in profound ways that I would've never predicted. What do you do when everything is falling apart? You can find Part 1 of this conversation over on Episode 3 of the Created to Lead podcast! Check it out: https://www.createdtoleadpodcast.com/podcast Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Finding opportunities in life and business is easier said than done. When I buy an asset, I don't hope and pray that the market will lift it up and maybe I'll come out on top. Absolutely not. Luck is great, but it's not reliable. Focus on the strategy and the value behind your opportunities. Businesses need systems to produce a desirable outcome. I believe this applies to any part of life, and especially investments and money. But how do you build a system that absorbs risk and extracts opportunity? And how do you know an opportunity is good or not? Opportunity is not an award, it's CREATED. Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

Winter is here, and 2022 is coming to a close. In this episode, I want to go over some of our assets and review how they've been performing throughout the year, focusing on the current market conditions and the effect of seasonality across a variety of sectors. In these turbulent times, it's more important than ever to get a close, up to date understanding of the market, which is why we do these reviews within our companies. Don't miss the insights from this case study! Thanks for tuning in everybody. Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com

A common misconception of the “Rich” is that they are all CEOs of huge companies that seem to have an infinite supply of money. But that's not necessarily true - the “Rich” aren't always who you think. What about the doctor or the lawyer making six figures a year? What do they do with their money? There are lessons very few people talk about. Lessons in taxes, business, and investments that rival that of entrepreneurs. When I started investing, I felt like I could never get ahead. I was stuck in my job, I was on that grueling treadmill despite making well over six figures. Which begged the question, why am I stuck? Why are my “investments” not paying off? Why, despite my high income, could I still not free up my time or do more with my life? Let's break it down. Thanks for tuning in everybody. Enjoyed the episode? Leave us a review, it really helps us out! Get more free resources here: https://ajosborne.com/ Invest with me: https://cedarcreekwealth.com