Comma Convos w/ Dricka Carter

In this insightful episode of Comma Convos, Dricka M. Carter is joined by Aitza Negron to discuss strategies for building a successful business while maintaining a full-time job. They dive deep into the importance of establishing strong money systems, managing time effectively, and transitioning from side hustle to full-time entrepreneurship. Aitza shares actionable advice and practical tips that will inspire listeners to take control of their finances and grow their business without feeling overwhelmed. Key Takeaways: Importance of Money Systems: The foundation of a successful business is having clear money systems in place. Aitza emphasizes tracking income, setting budgets, and reinvesting profits smartly. Time Management Hacks: Dricka and Aitza explore practical tips for maximizing productivity while juggling work and business. Techniques such as time blocking, prioritizing high-impact tasks, and automating processes are highlighted. Scaling Your Business: Strategies for transitioning from a side hustle to a full-time business, including when to hire help and how to assess readiness for scaling. Mindset Matters: The discussion touches on overcoming limiting beliefs, building confidence, and staying consistent even when challenges arise. Avoiding Common Mistakes: Learn how to avoid common pitfalls such as underpricing services, neglecting self-care, and failing to delegate tasks. Follow Aitza Negron on Instagram: @strategiesandtea Visit her website strategiesandtea⁠.com Follow our show @CommaConvosPodcast and our host @Drickamcarter

In this insightful episode of Comma Convos with Dricka Carter is joined by financial expert and military advocate, Darius Lester, to discuss the unique financial challenges and opportunities faced by military members. Together, they explore essential money habits that can help service members achieve financial stability, leverage military-specific benefits, and prepare for a smooth transition to civilian life. This episode dives deep into how financial strategies differ for military personnel compared to civilians and offers actionable advice to help both groups make smarter money decisions. Whether you're active duty, a veteran, or a civilian looking to optimize your finances, this episode has something for you! Key Topics Covered The Unique Financial Landscape of Military Life - How allowances like BAH and BAS impact budgeting. - Dealing with income fluctuations due to deployments and relocations. Military-Specific Benefits: - Leveraging the Thrift Savings Plan (TSP), VA loans, and the GI Bill. - The importance of understanding combat zone tax exclusions and other tax benefits. - Debt Management for Military Members: - Avoiding predatory lenders near bases. - Strategies for tackling high-interest debt. - Preparing for Transitions: - Building a transition fund and preparing for civilian life. - Long-term retirement planning with the Blended Retirement System (BRS). - Comparing Military and Civilian Financial Strategies: - Key differences in budgeting, investing, and emergency planning. - Universal money habits that benefit both groups. Actionable Tips from the Episode 1. For Military Members: Start contributing to the TSP early to take full advantage of government matching. 2. For Civilians: Build an emergency fund with at least 3-6 months of expenses to safeguard against unexpected events. 3. For Everyone: Avoid high-interest debt and focus on building a solid credit profile for long-term financial health. Connect with Darius Lester - Social Media Handles - @Mammothmoneymindset Connect with Dricka Carter - Website: www.drickamcarter.com - Social Media: @drickamcarter on all platforms Episode Challenge This week, take one actionable step to improve your financial habits: - Military members: Research and maximize one benefit you haven't fully utilized. - Civilians: Start a basic budget or revisit your savings goals for the year. Subscribe & Share Enjoyed this episode? Be sure to subscribe, leave a review, and share with a friend who could benefit from these financial insights! Stay tuned for the next episode of Comma Convos—where we turn commas into impactful conversations.

In this episode of Comma Convos, host Dricka M. Carter sits down with Lilias John, a seasoned financial stylist and faith-driven financial coach, to explore the intersection of faith and finance in entrepreneurship. Lilias shares her insights on common mistakes entrepreneurs make, the importance of creating a sustainable revenue plan, and why quitting too soon can be detrimental to business success. They discuss the role of faith in decision-making and offer valuable advice on building a strong foundation for financial growth. Whether you're a business owner struggling to stay the course or someone interested in integrating faith into your financial decisions, this episode is packed with actionable tips and inspiration. Subscribe to Comma Convos on your favorite podcast platform. Share this episode with fellow entrepreneurs who need guidance on balancing faith and finance. Connect with Dricka on all platforms @drickamcarter for more insights on business and financial empowerment. Stay connected to our guest co-host @yourfinancialstylist or visit her website Support the show or be our next guest co-host Commaconvos.Drickamcarter.com

Happy Wins-day welcome back to an exciting episode of Comma Convos Podcast! In this episode, Dricka and Reese J break down how to travel for free using miles and points, share strategies for transitioning from corporate life to entrepreneurship, and discuss building multiple streams of income. They also explore the power of networking, the importance of creating a strong brand, and tips on leveraging personal and professional connections to fuel business growth. Key Takeaways: How to maximize travel rewards for free flights and stays Pivoting from corporate roles to entrepreneurial pursuits Building multiple income streams for financial security Using networking and branding to unlock new opportunities Connect with Us - Dricka Carter: Instagram.com/Drickamcarter Facebook- Facebook.com/Drickamcarter Drickamcarter.com - Reese J: Instagram.com/journeywithreesej Listener Feedback We love hearing from our listeners! Share your thoughts on this episode by leaving a comment or reaching out to us on social media . Don't forget to rate and review our podcast on your favorite platform. Follow Us Stay updated with the latest episodes and news by following us on Instagram at @commaconvospodcast https://www.instagram.com/commaconvospodcast. Subscribe Never miss an episode! Subscribe to Comma Convos Podcast on Apple Podcasts, Spotify, iHeart Radio or your preferred podcast app. Support the Podcast If you enjoyed this episode, consider supporting us by subscribing to our Youtube or sharing the podcast with your network. Tune in next week for another insightful episode Stay Connected:Follow Reese on Instagram @journeywithreesej for more insights, and join her facebook community Subscribe to her website to start traveling free with those points and taking advantage of her services offered Journeywithreesej.com Free mentorship for business owners join the Comma Convos community for continued learning and inspiration. Be a Guest Co-Host Apply to be a guest co-host Commaconvos.Drickamcarter.com

Episode 77: Leveraging Financial Literacy and Entrepreneurial Strategies with Opeoluwa Runsewe In this episode of Comma Convos Podcast, Dricka Carter is joined by guest co-host Opeoluwa Runsewe. They explore Opeoluwa's entrepreneurial journey and discuss the significance of financial literacy and wealth management, especially in volatile industries like entertainment, music, and sports. This episode is packed with insights on personal branding, merchandising opportunities, and the importance of strategic partnerships. 1. Ope's Entrepreneurial Story - From starting with Mobile Coldroom to establishing Flovale. - Key challenges and successes in Opeoluwa's journey. - Lessons learned and future aspirations. 2. Importance of Financial Literacy and Wealth Management - Why financial literacy is crucial, particularly in volatile industries. - Wealth management strategies tailored for professionals in entertainment, music, and sports. - Practical advice for managing finances in unpredictable markets. 3. Effective Personal Brand Marketing - Strategies for building and marketing a personal brand. - How a strong personal brand can lead to financial success. - Examples of successful personal branding efforts in various industries. 4. Merchandising and Product Licensing - Opportunities in merchandising and product licensing for creatives and athletes. - How to leverage merchandising to create additional revenue streams. - Success stories and tips for getting started with product licensing. 5. Setting Up the Right Partnerships and Business Structures - The importance of strategic partnerships in today's business landscape. - Building effective business structures around emerging industries like influencing and content creation. - Best practices for forming and maintaining beneficial partnerships. 6. Wealth Tips for Starters vs. Tips for Builders - Practical wealth management tips for those just starting out. - Advanced strategies for individuals who are further along in their financial journey. - How to tailor wealth-building strategies to your current financial stage. Key Takeaways - Entrepreneurial Resilience: Opeoluwa's journey highlights the importance of perseverance and adaptability in entrepreneurship. - Financial Literacy is Key: Understanding financial principles is essential for long-term success in any industry. - Branding and Merchandising: Effective personal branding and merchandising can significantly enhance financial outcomes. - Strategic Partnerships: Building the right partnerships and business structures is crucial for leveraging opportunities in modern industries. Connect with Us - Dricka Carter: Instagram Facebook Drickamcarter.com - Opeoluwa Runsewe: Instagram Listener Feedback We love hearing from our listeners! Share your thoughts on this episode by leaving a comment or reaching out to us on social media . Don't forget to rate and review our podcast on your favorite platform. Follow Us Stay updated with the latest episodes and news by following us on Instagram at [@commaconvospodcast](https://www.instagram.com/commaconvospodcast). Subscribe Never miss an episode! Subscribe to Comma Convos Podcast on Apple Podcasts, Spotify, iHeart Radio or your preferred podcast app. Support the Podcast If you enjoyed this episode, consider supporting us by subscribing to our youtube or sharing the podcast with your network. Tune in next week for another insightful episode, and as always, thank you for listening to Comma Convos Podcast with Dricka Carter!

In this heartwarming episode of the Comma Convos Podcast, hosts Dricka Carter and Danielle Matthews embarked on a soul-stirring journey, exploring the profound intersections of parenthood, the power of prayer, and the exhilarating pursuit of entrepreneurship. Our conversation delved deep into the multifaceted roles of parenthood and entrepreneurship, as Dricka and Danielle shared personal anecdotes and invaluable insights from our respective journeys. From the joys and challenges of balancing family life with entrepreneurial pursuits to the transformative power of prayer in navigating life's twists and turns, our discussion was a testament to the resilience and faith that fuels our paths. One of the most poignant moments came as we explored the theme of pivoting through entrepreneurship after hitting significant milestones, such as achieving six figures and pursuing advanced degrees. Danielle candidly shared their experiences of re-entering the workforce in the midst of becoming a fulltime caregiver to her parent, harnessing their entrepreneurial spirits, and leveraging their newfound skills and knowledge to chart bold new paths forward. Throughout our conversation, we emphasized the importance of embracing change, seeking guidance through prayer, and maintaining a steadfast commitment to personal and professional growth. Dricka and Danielle's stories serve as powerful reminders that with faith, determination, and a supportive community, anything is possible. As we wrap up this inspiring episode, we invite our listeners to reflect on their own journeys of parenthood, faith, and entrepreneurship. Whether you're a seasoned entrepreneur navigating new challenges or a parent embarking on a fresh chapter, remember that you are not alone. Lean into your faith, trust the process, and embrace the infinite possibilities that await. Join us on the Comma Convos Podcast as we continue to ignite conversations, uplift spirits, and empower listeners to live their fullest, most purposeful lives. Stay tuned for more thought-provoking discussions and captivating insights from our dynamic lineup of guests. Thank you for tuning in, and remember to follow us on social media for updates, behind-the-scenes content, and exclusive announcements. Show : @CommaConvosPodcast Host: @Drickamcarter Guest Co-Host: @_Matthewsandco @ipraypretty Until next time, may your journey be guided by faith, fueled by passion, and enriched by the transformative power of prayer. Want to be a guest co-host apply now Drickamcarter.com

In this electrifying episode of the Comma Convos Podcast, hosts Dricka and Ashley delved into the exhilarating world of entrepreneurship, exploring the intricacies of business partnerships, strategic decision-making, and the pursuit of greater opportunities. Throughout our conversation, we unpacked the dynamic nature of entrepreneurship, touching on the exhilarating highs and daunting challenges that come with building and scaling a business. From navigating the complexities of business partnerships to the courage it takes to close one chapter in pursuit of greater opportunities, our discussion was a testament to the resilience and vision of today's entrepreneurs. One of the key themes that emerged was the notion of ideas being ahead of the curve (Boss Box). We explored the exhilarating journey of envisioning and executing innovative concepts that disrupt industries and shape the future of business. Ashley shared invaluable insights from her own entrepreneurial journey, illustrating the power of bold ideas and unwavering determination in driving meaningful change from restauranter to real estate. We also shed light on the importance of entrepreneurs leveraging available resources to fuel their growth and success. From tapping into the support of organizations like United Way to accessing mentorship and networking opportunities, we emphasized the significance of leveraging every available resource to propel your entrepreneurial journey forward. As we wrap up this invigorating episode, we encourage our listeners to reflect on their own entrepreneurial aspirations and take inspired action towards their goals. Whether you're embarking on a new venture, navigating a business partnership, or charting a course towards greater opportunities, remember that the journey is as rewarding as the destination. Join us on the Comma Convos Podcast as we continue to ignite conversations, inspire action, and empower entrepreneurs to turn their dreams into reality. Stay tuned for more thought-provoking discussions and captivating insights from our dynamic lineup of guests. Thank you for tuning in, and remember to follow us on social media @Drickamcarter and @Ashleythehomegirl for updates, behind-the-scenes content, and exclusive announcements. Until next time, keep dreaming, keep innovating, and keep blazing trails in pursuit of your entrepreneurial vision!

In this captivating episode of Comma Convos Podcast, we had the privilege of welcoming Cloreece Knight, a distinguished CPA with an impressive career spanning over two decades. Cloreece embarked on her accounting journey in 2002 after earning her Bachelor's of Science Degree in Accounting from the University of New Orleans. Throughout her illustrious career, she has held key positions in accounting, demonstrating leadership and expertise every step of the way. A pivotal moment in Cloreece's journey came in 2017 when she founded Knight CPA Services with a mission close to her heart: to provide financial education and support to entrepreneurs in her community. Since then, she has been a vocal advocate for financial literacy, actively engaging with organizations like the Louisiana Society of Certified Public Accountants and volunteering with the Urban League and Junior Achievement. Our conversation with Cloreece touched on a myriad of topics, from career milestones to the joys and challenges of motherhood. We explored themes of motivation, the importance of giving grace in friendships, and the critical role of early childhood financial literacy in shaping future generations. One of the key takeaways from our discussion was the emphasis on having discernment in business decisions and the value of delegating tasks, building a resourceful team, and seeking guidance from mentors or coaches. Cloreece's insights shed light on the power of dedication in navigating through difficult circumstances and achieving success against all odds. As we wrap up this enlightening episode, we invite our listeners to consider joining us this summer at our annual Wealth Development Summit, hosted in Toronto from August 1-5. This transformative event promises to be an incredible opportunity for learning and networking. Payment plans are available. Reserve your spot today at https://info.cartercapitalpllc.com/toronto. Don't forget to follow us on social media for updates, behind-the-scenes content, and more engaging conversations: Host: Dricka Carter - @Drickamcarter Show: Comma Convos Podcast - @Commaconvospodcast Guest Co-Host: Cloreece Knight, CPA - @Cloreecetheaccountant Thank you for tuning in, and stay tuned for more insightful discussions and opportunities to grow together on Comma Convos Podcast! Comment below with your questions. Do you have a business, offer a service or need to promote your product? Want to host a podcast episode with me? https://commaconvos.drickamcarter.com/offer

Comma Convos continues season 7 with Kemmesha Garcia, CEO of BK Solutions and Repair. This month we are focusing on financial professionals and Kemmesha is a board certified credit consultant/tax professional. I'm your host, Dricka Carter, and today we had the pleasure of having Kemmesha Garcia as our featured guest co-host. We delved into a rich discussion about the highs and lows of entrepreneurship, exploring the struggles and strengths that come with building a business. Kemmesha shared her inspiring journey, emphasizing the importance of continuous learning and growth in the entrepreneurial realm. We explored the challenges of playing multiple roles within your business and the resilience required to navigate these complexities. A significant part of our conversation revolved around Kemmesha's future goals, which include owning a beauty supply store and a laundromat. Her ambitious spirit shone through as we discussed strategies for progress, focusing on planning, journaling, and the power of vision boards in manifesting one's aspirations. What made Kemmesha's story particularly powerful was her ability to balance the responsibilities of being a mother to four children and a widow while passionately pursuing her dreams. We touched on the unique challenges she faces and the strategies she employs to maintain equilibrium. In the midst of expanding her business with a new service, Kemmesha exemplifies the strength that comes from determination and resilience. Her story serves as a beacon for those facing adversity, proving that with strategic planning and a strong support system, it's possible to forge ahead. Thank you, Kemmesha Garcia, for sharing your insights and experiences with us on Comma Convos. Your journey is not only inspiring but a testament to the unwavering spirit of entrepreneurs. Be sure to catch the full episode for a deep dive into the world of entrepreneurship, growth, and the pursuit of dreams. Thank you for joining us on this pivotal episode of Comma Convos. Remember, by remaining faithful in pursuit of your purpose you will reach it. Tune in next time for more insights on achieving financial freedom and personal growth. Until then, I wanna see you winning and wealthy! Follow our show @commaconvospodcast our host @Drickamcarter and today's co-host @bksolutionsandrepair on all social media platforms Are you interested in becoming a guest co-host apply here https://podcast.drickamcarter.com/

Comma Convos continues season 7 with Celena Skyes giving her story on pivoting into the powerhouse woman she is today. This month we are focusing on financial professionals and Celena is not only in the financial industry but an entrepreneur for over 33 years! Black women are black history ! Baby Celena came turned Comma Convos episode 72 into the Celena Skyes story lol, let's just say Skyes the limit. Get ready for an inspiring rollercoaster of emotions as Dricka Carter engages in a heart-to-heart conversation with the incredible Celena Skyes on the latest episode of Comma Convos. This episode takes you through the highs and lows of Celena's life, showcasing resilience, strength, and the unyielding spirit of a true powerhouse. Celena opens up about facing the challenges of teen pregnancy and navigating the demanding role of mothering not one, not two, but eight children. The raw honesty in her narrative paints a vivid picture of the struggles, sacrifices, and the ultimate triumph of a determined mother. The conversation delves into the darker chapters of Celena's life as she shares the difficulties of surviving a miserable marriage. Listeners will empathize with her journey of resilience and self-discovery, highlighting the courage it takes to break free from toxic relationships. Celena takes us through the harrowing experience of relocating her family in the aftermath of Hurricane Katrina. The impact of this life-altering event on her personal and entrepreneurial journey adds a layer of depth to the conversation, underscoring the strength required to rebuild from scratch. The episode bravely confronts the taboo topic of mental health as Celena opens up about her two failed suicide attempts. Her transparency in discussing these dark moments serves as a powerful reminder of the importance of mental health awareness and the strength it takes to overcome such challenges. Against all odds, Celena emerges victorious, winning the prestigious Powerhouse Woman of the Year award. This turning point becomes a beacon of hope, demonstrating that even in the face of adversity, one can rise to extraordinary heights through resilience and determination. Congratulations to Powerhouse Woman of the Year 2023. The podcast wraps up on a high note as Celena shares her road to happiness, intertwined with her dedication to entrepreneurship. Her story serves as a testament to the transformative power of self-love, ambition, and the pursuit of one's passions. Tune in to Comma Convos and be prepared to be moved, inspired, and motivated by Celena Skyes' incredible journey of triumph over adversity. This episode is a beacon of hope for anyone facing challenges, proving that you can pivot into a powerhouse. Celena is currently a serial entrepreneur running her cleaning company Fleur De Lis janitorial, an insurance agent and a travel agent. Make sure your stop by the sexiest lounge in New Orleans East "The Verdict" use code VERDICT when you stop by mention this episode as how you heard about it. Thank you for joining us on this pivotal episode of Comma Convos. Remember, by remaining faithful in pursuit of your purpose you will reach it. Tune in next time for more insights on achieving financial freedom and personal growth. Until then, I wanna see you winning and wealthy! Follow our show @commaconvospodcast our host @Drickamcarter and today's co-host @celena.skyes on IG

Comma Convos continues season 7 with Melika Honore Building Legacy, Generational Wealth and Freedom We are black history ! This month we are focusing on financial professionals and the line up is bananas. Melika is an accomplished financial coach, credit consultant, and renowned serial entrepreneur. As a financial influencer, she has made a significant impact in the industry. Melika is also a dedicated mother of three children, who serve as her greatest source of motivation. Throughout her career, Melika has successfully established and managed several child care facilities, a restaurant and lounge, and a financial firm, loan and funding company. With over 16 years of experience in business consultancy, she has become a trusted author and leadership coach, influencing the masses with her expertise. Melika's advice on strategic planning, financial planning, and organizational procedures has not only enhanced productivity and services but has also led to unprecedented financial returns for her clients. She believes in using her own failures and mistakes as fuel for growth, and she has built a strong community of like-minded individuals through her platform, “She Hustles Society,” In addition to her entrepreneurial endeavors, Melika is passionate about helping ex-inmates reform their lives. She has developed programs to educate them on restoring their credit and improving their financial literacy, providing them with the tools they need for a successful future. Melika's dedication to empowering others is truly inspiring and sets her apart as a leader in her field. S/o to my guest co-host of episode 71 @commaconvospodcast the mayor of credit @iammelikahonore Make sure your stop by the sexiest lounge in New Orleans East "The Verdict" use code VERDICT when you stop by mention this episode as how you heard about it. Thank you for joining us on this empowering episode of Comma Convos. Remember, by shifting your mindset, creating multiple streams of income, and nurturing a strong Christian faith, we can break barriers and build a legacy of success within the Black and brown community. Tune in next time for more insights on achieving financial freedom and personal growth. Until then, I wanna see you winning and wealthy; stay empowered! Follow our show @commaconvospodcast our host @Drickamcarter and today's co-host @iammelikahonore on IG

How to help as many families by giving knowledge on homeownership with Geneva Harris Comma Convos kicks off season 7 with Geneva Harris Building Wealth, Faith, and Freedom: A Blueprint for Black Empowerment Welcome to episode 70 of Comma Convos, where we empower and inspire our Black community to achieve financial success, spiritual growth, and homeownership. In today's episode, we'll explore the profound impact of becoming a homeowner, cultivating multiple streams of income, and nurturing a strong Christian faith. Join us on this journey toward empowerment! We covered :: The Power of Homeownership Multiple Streams of Income Faith as a Foundation Overcoming Challenges Action Steps for Empowerment Thank you for joining us on this empowering episode of Comma Convos. Remember, by becoming homeowners, creating multiple streams of income, and nurturing a strong Christian faith, we can break barriers and build a legacy of success within the Black community. Tune in next time for more insights on achieving financial freedom and personal growth. Until then, I wanna see you winning and wealthy; stay empowered! Follow our show @commaconvospodcast our host @Drickamcarter and today's co-host @Genevaharrisrealty on IG Be sure to come out Dec 17 in Baton Rouge, La for a free homebuyers seminar 3pm-5pm no registration needed Click the link in Geneva's bio to access 15 ways to make extra income for under $20

Welcome to another inspiring episode of Comma Convos, where we delve into the timeless wisdom of the Bible and explore how faith can guide us in pursuing our purpose. I'm your host, Dricka Carter, and today we have a guest co-host Christina Danielle, we'll discuss the profound concept of putting "Purpose over Popularity" and the transformative power of making prayer a lifestyle. In today's culture, the allure of popularity can be overwhelming. But as Christians, we're called to focus on our purpose, not the applause of others. Let's explore how aligning with God's purpose can lead to a more fulfilling life. The Dangers of Popularity: Popularity often leads to a constant need for validation and approval, which can be spiritually draining. It can divert our attention from God's plan for our lives, causing us to seek worldly success at the expense of our true calling. Embracing God's Purpose: Discovering and living out our God-given purpose is the ultimate fulfillment. When we prioritize serving God and others, we find lasting joy and satisfaction. Prayer is not just an activity; it's a way of life for believers. In this segment, we'll explore practical steps to make prayer an integral part of our daily journey. The Power of Consistent Prayer: Consistent prayer deepens our relationship with God and aligns us with His purpose. It's not about the length of our prayers but the sincerity of our hearts. Tips for Making Prayer a Lifestyle: Set aside dedicated time for prayer each day. Create a prayer journal to record your thoughts, requests, and God's responses. Pray without ceasing, maintaining an ongoing conversation with God throughout the day. Prayer as Guidance: Seek God's guidance in your daily decisions, trusting His wisdom. Use prayer as a tool to surrender your worries and anxieties to God. As we conclude today's episode, remember that your purpose in Christ is a unique and divine calling. Embrace it, even if it means standing apart from the crowd. Make prayer a lifestyle, seeking God's guidance and strength in all that you do. In the pursuit of your purpose, you'll find a depth of fulfillment that popularity can never provide. Thank you for joining us on this faith-filled journey. If you have questions, thoughts, or prayer requests, please reach out to us at Christina Danielle. Until next time, keep seeking God's purpose and making prayer a cherished part of your life. God bless you abundantly! Check out our guest co-host offerings www.christinadanielle.co Connect with our host Dricka Carter Drickamcarter.com

In this episode, we dive into the world of bed and breakfast businesses and discuss how they can be a pathway to building passive income for generations to come. We explore the unique dynamics of running a B&B, the benefits it offers, and strategies for creating a sustainable and prosperous business that can provide ongoing financial stability. Key takeaways: 1. The Power B&B Businesses: - Exploring the advantages of running a B&B business, including shared responsibilities, a strong sense of ownership, and a unique personal touch. - The opportunity to create a welcoming and personalized guest experience by leveraging the strengths and talents of property management and hosting guests. - Building long-term relationships with guests and fostering a warm, inviting atmosphere that sets the B&B apart from larger hospitality establishments. 2. Creating a Sustainable Business Model: - Developing a solid business plan that outlines the vision, goals, and strategies for the B&B. - Identifying target markets and understanding their preferences and needs to tailor the guest experience accordingly. - Strategically pricing rooms and services to ensure profitability while maintaining competitiveness in the market. - Implementing effective marketing and promotional strategies to attract guests and build a loyal customer base. 3. Building Passive Income for Generations: - Leveraging the concept of passive income to create a sustainable financial future for the family. - Investing in the B&B property and exploring additional revenue streams, such as hosting events or offering unique experiences, to maximize income potential. - Building a strong online presence and utilizing digital marketing strategies to attract guests and increase bookings. - Exploring partnerships and collaborations with local businesses and attractions to enhance the guest experience and generate additional income. 4. Balancing Work and Family Life: - Strategies for maintaining a healthy work-life balance - Setting boundaries and establishing clear roles and responsibilities for family and clients. - Prioritizing quality family time and fostering open communication and mutual support. - Considering succession planning and involving the next generation in the business to ensure its continuity. 5. Legacy and Long-Term Success: - Understanding the importance of planning for the long-term success and continuity of your business. - Creating a framework for passing down the business to future generations, including legal and financial considerations. - Investing in ongoing education and professional development to stay updated with industry trends and best practices. - Embracing innovation and adapting to changing guest preferences and market dynamics. - Pivoting to passive income no matter the industry Want to learn more about building a bnb business take the course Want to travel and build wealth with us ? Join us this summer at the #1 wealth development summit in Toronto this year https://cartercapitalpllc.com/pages/toronto happening in just a few weeks Follow our podcast @commaconvospodcast or host @drickamcarter and this weeks guest co-host @ayooojus

In today's episode, we explored fascinating innovations in the trucking industry, from the concept of truckless trucking to leveraging government contracts and successful entrepreneurial pivots. Our expert guest co-host Charlene Richardson share insights into these emerging trends, the opportunities they present, and how entrepreneurs are adapting to create value in the ever-evolving business landscape. 1. Truckless Trucking: - Understanding the concept of truckless trucking and its potential impact on the transportation industry. - The benefits and challenges associated with implementing truckless trucking systems. - The potential impact on logistics, delivery services, and supply chains. 2. Leveraging Government Contracts: - Exploring the opportunities available through government contracts in various industries, including transportation and logistics. - Understanding the process of securing government contracts and the requirements involved. - Tips for navigating the bidding process, proposal development, and compliance with government regulations. - Case studies of successful businesses that have leveraged government contracts to drive growth and scale their operations. 3. Entrepreneurial Pivots: - The importance of adaptability and pivoting in entrepreneurship to respond to changing market dynamics. - Real-life examples of entrepreneurs who successfully pivoted their businesses to new products, services, or markets. - Strategies for identifying market opportunities, conducting market research, and validating new business ideas. - Overcoming challenges and managing risks associated with entrepreneurial pivots. 4. Impact on the Trucking Industry: - Discussing the potential disruption caused by truckless trucking on traditional trucking companies and the labor market. - Exploring the implications for truck drivers and the need for reskilling and retraining programs. - How government contracts and funding initiatives are supporting innovation and transformation within the trucking industry. - The role of entrepreneurs in driving positive change and creating new opportunities within the industry. 5. Expert Insights and Advice: - Actionable tips and advice from industry experts on embracing innovation and leveraging emerging trends in trucking and entrepreneurship. - Strategies for staying ahead of the curve and positioning oneself for success in a rapidly evolving business environment. - Resources, organizations, and networks available for entrepreneurs and businesses seeking support in trucking, government contracts, and entrepreneurial pivots. Interested in learning more about Wealth Development Summit IV click here https://cartercapitalpllc.com/pages/toronto Be sure to follow @commaconvospodcast @coachedxrich @Drickamcarter

Building Strong Brands, Effective Marketing, and Securing Funding for Businesses In this episode, with guest co-host Dr Jenni we dive into the critical aspects of branding, marketing, and funding for businesses. Sharing valuable insights and practical strategies to help entrepreneurs and business owners establish a strong brand presence, implement effective marketing tactics, and secure funding to fuel their growth which Jenni identifies as 4 pillars. 1. The Power of Branding: - Understanding the significance of branding in today's competitive market. - Key elements of a strong brand identity and how to define your brand. - The role of branding in attracting and retaining customers. - Building an emotional connection with your audience through brand storytelling. 2. Crafting Effective Marketing Strategies: - Identifying your target audience and understanding their needs. - Developing a comprehensive marketing plan tailored to your business. - Leveraging various marketing channels (e.g., social media, content marketing, influencer collaborations) to reach your target audience effectively. - Measuring and analyzing marketing efforts to optimize results and ROI. 3. Funding Options for Business Growth: - Exploring different funding sources, such as bootstrapping, loans, venture capital, and crowdfunding. - Preparing a compelling business plan and pitch deck to attract investors. - Navigating the fundraising process and building investor relationships. - Alternative funding options and grants available for specific industries or sectors. 4. Strategies for Successful Fundraising: (Hence Convo to Currency) - Understanding what investors look for in a business or startup. - Tips for presenting your business concept and value proposition effectively. - Building a solid financial model and demonstrating growth potential. - The importance of networking and building a strong support system. 5. Case Studies and Success Stories: - Inspiring examples of businesses that have successfully built strong brands, implemented effective marketing campaigns, and secured funding. - Lessons learned from their journeys and actionable takeaways for listeners. Building a strong brand, implementing effective marketing strategies, and securing funding are vital components of business success. By understanding the power of branding, developing impactful marketing tactics, and exploring funding options, entrepreneurs can position their businesses for growth and sustainability. Stay tuned as we continue to explore these topics and provide actionable insights in future episodes. Today's show was sponsored by Wealth Development Summit IV join us August 3-7 in Toronto Canada for a life and business changing experience cartercapitalpllc.com Follow our show and connect with the hosts @commaconvospodcast @drickamcarter @jchiclifestyle on all platforms Watch live on Youtube, Linkedin and Facebook on Comma Convos Page

I'm local but my brand is global is the word from today's episode. Register TODAY for Wealth Development Summit IV in Toronto Wealth Development Summit IV | Toronto, CN – Carter Capital PLLC Sponsor Wealth Development Summit IV in Toronto Toronto | Wealth Development Summit IV | Carter Capital PLLC Thank you for watching Episode #65 sponsored by 5ive Cosmetics – 5iveCosmetics

Today's convo was one like no other. Genele and I got to know each other and found we had so much in common as CEOs. We talked about monetizing your mission, building community, impact over income, investing in mentorship and turning pain into profits whew. We left nothing on the table. Be sure to pick up Gen's book “Turning Pain into Purpose in 21 days”. Join us at our 4th annual Wealth Development Summit IV in Toronto August 3-7 secure your VIP package at Drickamcarter.com Be sure to follow our podcast @commaconvospodcast host @drickamcarter and guest co-host @gendaboss

Happy wins-day Discussing brand protection & wellness with Lerae Funderburg. We also discussed pivoting through life, career shifts and mothering through entrepreneurship. This was such an enlightening episode where we as women were able to describe what peace looks and feels like to us, advised other women to give themselves grace but by all means get the job done. We understood the assignment. How To Protect Your Small Business From Lawsuits Create a Financial Plan Hire an Attorney Buy Small Business Insurance Protect Your Business Data Maintain and Protect Your Reputation Separate Yourself From Your Business Protect Your Employees Protect Your Property(physical and intellectual) If you need assistance with your money and you're a start-up business contact our sponsor Carter Capital PLLC cartercapitalpllc.com If you're interested in digital done for you products to protect your business follow our guest host from today on sm and shop her contract templates If you're interested in following Lerae's holistic lifestyle tune in to @holistoclawyermommy Be sure to follow our podcast on all platforms @commaconvospodcast our host @drickamcarter Travel with us this fall: August 3-7 Wealth Development Summit IV in Toronto https://cartercapitalpllc.com/pages/toronto Today's Sponsors: Carter Capital PLLC- the only 24-hour wealth development firm and institute, Just Life Insurance Become a sponsor of our podcast or run an ad for your business DrickaMCarter.com

Money planning is crucial for entrepreneurs to ensure the success and longevity of their business. Today we talked about so much from the mindset of an entrepreneur to the pivot of entrepreneur to CEO, the responsibilities of a CEO, knowing how to plan and when to plan is essential and the burdens and benefits of being a generational curse breaker. Here are some tips to help with money planning: Create a budget and stick to it. Keep track of all expenses and income. Plan for unexpected expenses by setting aside a reserve fund. Consider hiring a financial advisor or accountant to help with financial planning. Regularly review and adjust your financial plan as your business grows and evolves. If you need assistance with your money and you're a start-up business contact our sponsor Carter Capital PLLC If you are building your wealth and your portfolio for the future work with Dr. Nicole's firm the Money Plan Inc themoneyplaninc.com Be sure to follow our podcast on all platforms @commaconvospodcast our host @drickamcarter Guest co-host @Drgarnerscott www.themoneyplaninc.com

Non profits are businesses! Today we have the pleasure of welcoming Sabrina Walker-Hernandez The Non Profit Expert.

Happy Wins-day Comma Convos crew Today's episode was all about the BARTER. What is bartering? exchange (goods or services) for other goods or services without using money What are the disadvantages of bartering? The following points highlight the six major disadvantages of the barter system. The disadvantages are: 1. Lack of Double Coincidence of Wants 2. Lack of a Common Measure of Value 3. Indivisibility of Certain Goods 4. Difficulty in Storing Value 5. Difficulty in Making Deferred Payments 6. Lack of Specialization. Disadvantage # 1. Lack of Double Coincidence of Wants Nicole's Bartering Principles 4 pillars to a successful barter: 1. budget 2. community 3. offer 4. agreement Top 3 Bartering Tips: Barter value must match the exchange Bartering must be in the budget, Bartering is not free & Barter value must match the exchange ! Learn more about bartering and how you can build muli-generational businesses through bartering visit ibarterblack.com Today's Sponsors: Carter Capital PLLC- the only 24-hour wealth development firm and institute, Dream Creator Marketing Travel with us this fall: August 3-7 Wealth Development Summit IV in Toronto Wealth Development Summit IV | Toronto, CN – Carter Capital PLLC Become a sponsor of our podcast or run an ad for your business DrickaMCarter.com

This Wins-day was way wealthier than most. We have 2 ladies committed to building wealth.  Meet our co-host Jasmine Suazo CEO of the Wealth Academy and creator of Girl, Fire Your Boss Podcast Let's deep dive into wealth then; living benefits in life insurance to build wealth. Life insurance 101 break-down OK  We also discussed her new flagship office opening up in Atl soon. Be sure to follow our podcast instagram.com/commaconvospodcast as well as our guest cohost @acorporatedropout

Happy Wins-day & Happy International Women's Day Life insurance is a contract between an insurer and a policyholder that provides a lump-sum payment to designated beneficiaries upon the death of the insured. In addition to the death benefit, life insurance policies may also offer other benefits, such as cash value accumulation and living benefits. In this podcast, we'll discuss the various benefits of life insurance, including the death benefit, cash value, and living benefits. Death Benefit: The death benefit is the primary benefit of a life insurance policy. It is a lump-sum payment made to the beneficiaries upon the death of the insured. The death benefit can be used to pay for final expenses, such as funeral costs and medical bills, as well as to provide financial support to the insured's dependents. The amount of the death benefit is determined by the policyholder at the time of purchase and can range from a few thousand dollars to millions of dollars. The death benefit is generally tax-free to the beneficiaries. 2. Cash Value: Some life insurance policies, such as whole life and universal life, have a cash value component. The cash value is a savings account that grows over time as the policyholder pays premiums. The cash value can be used in a variety of ways, including as collateral for a loan, to pay premiums, or to supplement retirement income. The cash value grows tax-deferred, meaning the policyholder won't pay taxes on the growth until they withdraw the money. However, withdrawals may be subject to taxes and penalties if they are taken before the policyholder reaches a certain age or if they exceed the amount of premiums paid. 3. Living Benefits: Some life insurance policies also offer living benefits, which allow the policyholder to access the death benefit while they are still alive if they become critically ill or disabled. Living benefits can help cover the cost of medical treatment, long-term care, and other expenses associated with a serious illness or disability. The availability and extent of living benefits vary by policy, so it's important to carefully review the terms and conditions of any life insurance policy before purchasing. Key Takeaways Life insurance offers a range of benefits, including the death benefit, cash value accumulation, and living benefits. When purchasing a life insurance policy, it's important to consider your financial goals, as well as the needs of your dependents and beneficiaries. Working with a trusted financial advisor can help you determine the best life insurance policy for your individual situation. Jonrika is an expert in the insurance industry for years is very passionate about generational wealth building just like me. Also everyone needs life insurance visit her website justlifeinsurance.com be sure to keep in touch with today's guest co-host @jonrika_norwood_insuranceboss Follow our podcast on all platforms @commaconvospodcast Follow our host @drickamcarter on all platforms This weeks podcast episode is sponsored by Wealth Development Summit IV | Toronto, CN – Carter Capital PLLC

Today's episode was like no other we had guest co-host A'Marie VonDeak speaking about Personal guarantee vs. Other People's Money. How to leverage OPM, business structure, foundation and relationship reciprocation. We discussed balance in entrepreneurship and imposter syndrome which we see so many entrepreneurs suffering from daily. The mindset of an entrepreneur, setting your price and sticking to it staying on your path & building your own track record of great things. A'Marie advises you to niche down no matter the industry and stop trying to force things. Get into this episode. Send it to a friend or fellow entrepreneur that needs to hear this... A Few Gems: Be sure you have a corporate address, business email address and a toll-free phone number for your business before applying. Do your due diligence before investing in something with the shiny ball effect. Do not co-mingle your personal and business funds and build a relationship with the bank prior to starting your business. The best bank for funding could vary per your financial situation, try credit unions and Chase is the biggest when it comes to capital. Ask don't assume! Episode Sponsors: Carter Capital, BodyChaserz, Iconic Minds Be sure to grab A'marie's new book series https://536812989933.gumroad.com/l/business-credit-bundle use code 20OFF at checkout for 20% off discount Enroll in her CRA program via her website https://www.eternalblisslifestyle.com Book a consultation https://www.honeybook.com/widget/eternal_bliss_lifestyle_233958/cf_id/631bba11f6dbf1192d894aa1 Also join us this fall in Toronto Wealth Development Summit IV | Toronto, CN – Carter Capital PLLC Follow us on all platforms @commaconvospodcast Host @drickamcarter Guest Co-Host @amarievondeak

On this episode we have special guest @TheMilleniumCouture. We discussed the connection between passion & progress, importance of waking up early, passion vs money and more. How to build a routine for success as a hybrid entrepreneur. Be sure to subscribe to The Millenium Couture VIP list for her new release 3/1/23 Follow the show on Instagram @Commaconvospodcast and your host @DrickaMCarter This week's Sponsors: Carter Capital PLLC, Wealth Development Firm and Institute Are you ready to start your own business or grow your income streams? Join us this summer at our 4th Annual Wealth Development Summit in Toronto (To become an official sponsor of the Comma Convos Podcast and purchase advertising space, please contact us at Support@carterandassociates.info)

Today on Comma Convos: we had guest co-host Dr. Ayishah discussing he importance of being bilingual in Spanish, how teaching your child Spanish can help close the achievement gap, the academic benefits of learning Spanish. Also how she lived abroad to immerse herself into the language of Spanish. After 24 years in the public and private school system, she recognized the gap especially in process in our black and brown communities and created an effective solution Bilingual Beginnings ELC. She also has an eBook for parents on how to teach their kids Spanish & a mentorship program you can learn more about here: www.bilingualbeginningselc.com Top 3 takeaways from this conversation Second language is essential Stop procrastinating to finding your purpose Focus on literacy (To become an official sponsor of the Comma Convos Podcast and purchase advertising space, please contact us at instagram.com/commaconvospodcast) Follow our executive producer/host @DrickaMCarter and guest co-host for today @bilingualbeginningselc on instagram

Swimming for our lives on this entrepreneurial journey...Lol You'll understand by the time you get to the end of the episode. This Wins-days guest is none other than CEO Lizzz of Suspreneurs the Sisters Uplifting Sisters Entrepreneur facebook group with over 100K followers Liz started Suspreneurs about 5 years with 9 other women in Arkansas. As we all know it's so hard to find your tribe CEO Lizzz reminds us to find our tribe within the tribe sometimes. Get up and just do it! Network and nurture your tribe do not just drop links and expect for clients to flock to you. Suspreneurs offers a host of select business tools, tips and resources find out more at suspreneurs.com Support Suspreneurs and CEO Lizzz by shopping her dope merch collection. We also discussed what keeps Liz grounded, how she developed her mindset and personal brand. What does being a CEO really mean? Stay tuned for what to expect from the CEO Lizzz brand and Suspreneurs soon... I am definitely looking forward to whats to come. Be sure to follow us on social media @commaconvospodcast Host @DrickamCarter Guest Co host @ceolizzz CEO of @suspreneurs

TEACH WHAT YOU KNOW AND GET PAID WELL FOR IT! DR. SHADE Y ADU Today was simply amazing we have life coach and strategist, Dr. Shade Adu as our guest co-host. Dr. Shadé Y. Adu is an award-winning Digital Brand Strategist, Bestselling Author, and an International Speaker with a passion for people and a love for helping others succeed in life. We discussed independence in entrepreneurship, mindset and opportunities. We also discussed tips for building you in your brand, outsourcing and hiring. Investing in yourself and your brand and knowing your why are key components of building a sustainable brand or empire. 3 things Shade does for self care: therapy, travel and spends time with family Shade and I found out we had so much in common. Speaking of things in common: Here are 2 conferences you need to attend this year if you are an author, boss, business owner, entrepreneur Shade is hosting Girl Your Brand Is A Big Deal Conference in Atl April 20-24, 2023 use code "NYE" at checkout thebigdealconference.com Dricka is hosting Wealth Development Conference IV in Toronto August 3-7, 2023 Toronto | Retreat | Carter Capital PLLC

Wins-days on Comma Convos with Dricka Carter and BlackGirlsStretch We discussed the business of yoga, business partnerships and mompreneurship. Shancoa and D'ireal are the founders of Stretch Galore a yoga business where they offer custom, one on one and group yoga flows; BlackGirlsStretch is their influencer movement/yoga group. They are working on their upcoming event Bounce and Stretch TBA in Jan 2023 for only $25 be on the lookout for tickets. D'ireal does crafty things like draw, paint and create waistbeads. Shan'coa also hosts a blog CoQueenTalk. So excited to talk to these ladies about business, yoga and the vegan diet today was fulfilling. Follow us @commaconvospodcast, @drickamcarter and @stretchgalore on social media. Thanks for listening Watch full episode here (2) BlackGirlsStretch interview - YouTube

Wins-day y'all! Everyday is about you; but today we brought confirmation! My guest cohost @itssimonecheri chose todays topics:

Surely you know by now every convo I'm having these days is about commas. We got to get acquainted Ms Casey herself founder of Blaze network, virtual summit and more. Today we talked about the entrepreneurial mindset, managing business, soft life. Becoming a female boss without conforming to industry standards. Focusing on you and your why. Unlearning toxic behaviors to break generational curses. Be intentional and consistent! Be sure to follow @blazegroupllc for more info on the BLAZE virtual conference and the 7 city in person tour. Thanks so much for coming on @commaconvospodcast follow our host @drickamcarter share this episode with a friend!

Happy Wins-day Wednesday are all about shining light on women winning in their particular industries. @angie_r_b_ owner of @thewriteceo and @zennovative.recruiting Came to drop gems on copyrighting, diversity and Human Resources as well as using skills from her corporate background then decided to get her degree before starting her businesses. We will be working together on a mastermind course with other trailblazing women stay tuned. Be sure to book a consultation if you're interested or in need of HR or copywriting services you heard about here in this episode. Tap in with our host @drickamcarter on all social platforms and follow our podcast page @commaconvospodcast on Facebook/IG

Today was a special edition. Mr Carter took over and invited guest Mr Joe Brown fit to talk wealth and wellness, fatherhood, juggling entrepreneurship and the 2023 upcoming wellness summit coming to New Orleans. The wellness summit will be 2/4/23 hosted by wellness and fitness gurus! To apply for the panel or a vendor spot goto www.bodychaserz.com Need a trainer? Take the body chaserz fitness quiz on our website Get tickets now for the wellness summit www.bodychaserz.com Be sure to tap in with us & follow todays @commaconvospodcast host @bodychaserz and @joebrownfit24 and our host @drickamcarter

Wealthy Winsday w/ @motherofmotivation Where do I start we discussed so much from teen parenting to personal credit, business credit, investing, motivation, retirement planning, target audience, being a good consumer, burnout, hiring a coach and networking. Benjetta has an event coming up Oct 7 it's free just click the link in her bio to register @motherofmotivation I also have a webinar 9/26 link in bio to register Triple threat webinar Thank y'all for tuning in to @commaconvospodcast Follow our host on social @drickamcarter

Happy Winsday today on @commaconvospodcast w/ @drickamcarter feat guest co-host @thebougiewealthgroup Let me just say I love how she combines faith and finances… Homework: Check your business valuation. Create a plan for your life & business. Notes from this noon live: Preparing yourself for wealth is no easy task. Whether you are a hybrid entrepreneur, Solopreneur or full time entrepreneur; there is a path you must take to becoming a CEO. Shavonna just wrote her book “Too blessed to be broke” which can be found on @amazon We talked about marriage, money and sex coming up Oct 28! Also be sure to follow and join @thebougiewealthgroup on @facebook & @instagram This is only the second 1/2 of the interview you need to listen to episode 55 if you want the full because it was

Todays Tax Talk: Tip: track your mileage (deduction) Entrepreneurship is addictive but also tiring. Entrepreneurs need a village and a tribe. Create experiences in your business that make clients want to return. Stand on boundaries and create processes within your business that will help you sustain. Don't hold yourself back, hold yourself accountable and take action. Be sure to follow us on ig and Facebook @commaconvospodcast hosted by Drickamcarter

Happy Wins-day Comma Convos w/ @drickamcarter feat. Guest co-host @ceoashdalifechanger Tonight we discussed so much, I hope y'all took notes! @ceoashdalifechanger is an innovative serial entrepreneur (my kinda girl) Ashley believes in generational wealth building and education the community and is passionate about financial literacy for our youth. She is also a perfume lover & fragrance line owner. Here's where you should've took notes: -Business failures -Personal vs Business Credit -Business structure for biz credit -Tradelines -Airbnb hosting -Rental car business -Youth financial literacy -Starting a fragrance line -Bad credit -Financial discipline Be sure to connect with Ashley @ceoashdalifechanger @newcreditinc1 Join her free Facebook community And of course all of this great info is brought to by @drickamcarter host of @commaconvospodcast

Todays episode of Comma Convos feat. @sheischaronnejenkins owner of @tastebakery Charonne is an author, bakery owner and DJ. Today we discussed growing pains - Give yourself grace - Self awareness - Serial entrepreneurship - Riches in niches Be sure to order your copy of Creating Taste Bakery www.charonnejenkins.com Catch Charonne as she resumes her book tour & DJ'ing the hottest events in NOLA Thank you for tuning in to @commaconvospodcast

This episode was so random yet intentional. My businesses have afforded me so many opportunities. Thanks for listening to how my idea became reality with our wealth development summit & how I built dream teams. Comma Convos has given a platform and a voice for entrepreneurs nationwide to not only educate and inspire but to connect also. Follow @commaconvospodcast on all platforms host @drickamcarter on ig & follow the business owners mentioned in this episode @bodychaserz @iconicmindsinc @innovativecampaigns @valueinsurance_agency @fidelitybankla @reel_solution @thefavoredbrand @iamjasonwhite_ @ayooojus @annettejmorrisma @stormyco__ @iamlilliemae @thenumberslawfirm @dr.laurenelise @carritacloud @blacktulum @bestiesthattravel

Comma Convos w/ Dricka Carter feat. pastor Domonique Washington So much wisdom and fun ! Be sure to follow @pastordomonique Key takeaways from tonight's episode: - Keep your eyes on your own paper - Your vision is for you - It's ok for your pallet to change - Embrace growth as you experience it - Run your race at your pace - Emotions change & it's ok - Give your relationships grace - Change up your routine Y'all be sure to follow @pastordomonique Reminder: August 14- A complete worship experience is happening at her church- Higher Ground Outreach Church Shop @pastordomonique tee shirt line to support www.royalteeshirts.store Also be sure to follow us @commaconvospodcast & our host @drickamcarter

How to break into the beauty industry Meg came in hot with the tips 1. We find ourselves emotionally attached to business names. 2. Apprentice or intern with an expert or company in the industry you desire to co-exist in. 3. How it started (a lot of DIY) 4. Sticking to your vision 5. Unique selling proposition came from working behind the scenes at other spas (she learned pros and cons/dos and donts) 6. The power of investing in yourself and networking 7. The importance of continuing education We talked about how she became an international MUA 8. E-commerce is essential Megan prefers to be a service provider because of the endless opportunities. @vanityhausnola offers skincare products and services for male and female of all skin types ages 11 years old and up. FAQs: It's common for females to get wax while on menstrual cycle It's also common for males to stay groomed and manscaped Teens 16 and up are ok to bikini wax Follow @vanityhausnola book Megan for your next facial, wax or skin treatment!

Tonight was so interesting I got to sit down with my friend @redhead_hairstylist and talk about the development of her empire @silkmekids Which starts servicing clients at age 2 years old (also accepts disabled kids) We went thru how she failed forward from products to events to gain her success. We talked about some Do's and Dont's of launching, started DIY websites such as big cartel and platforms like photogrid. We recapped the Essence “Great 8” event hosted by @redhead_hairstylist annually. We also discussed pop up shop/tradeshow and expo roles and responsibilities as hosts and vendors. As an experienced hair stylist and educator Meme says “shampoo is ALWAYS included in service.” This or that ? Services are her passion, products are secondary Meme also broke down Campaigns vs Content. A few tips on launching: 1. Research client pain points 2. Market research 3. Create a launching strategy 4. Create a contest or giveaway (samples) 5. Surveys/follow up 6. Collect data (name, email, phone #) 7. Ask for reviews Be sure to download the @silkmekids mobile app If you have kids book their hair appointments with @redhead_hairstylist If you are a hairstylist enroll in @redhead_hairstylist mentorship program when she has openings ! Also follow our host @drickamcarter CEO of Carter Capital PLLC and Carter & Associates LLC

Comma Convos w/ Drickamcarter feat. @stormibanks_ Today's Topic: Business Funding Stormi dropped soooo many gems; here's a few notes : 1. Set defined goals 2. Structure your business properly 3. Do the work 4. How to purchase tax lien properties 5. Put your business in the newspaper 6. Best banks- Chase, BOA & Navy Fed 7. Invest in life insurance 8. Invest in real estate 9. Start with an end goal in mind 10. You can't grow if you're comfortable Stormi also did a live grant search walk thru Books to read: The Power Broker & Become The Banker Stormi says “Money is good but power is the real commodity” Grab her $49 ultimate business bundle now

We discussed ethics, sustainability & social responsibility, mindset, confidence, consistency and foundation being essential components of business. Cheryl is the owner of @luxusconsultingfirm Email her info@luxusconsultingfirm.com She assists entrepreneurs from idea to executive stages. Cheryl says “Sustainability is a vehicle to bring people to your present”

Tonight's episode featured @gems_virgin_hair Niecy and I met this year at a brunch for entrepreneurs. Did I discover a hidden gem? Sure did! The owner of @gems_virgin_hair Niecy is such a humble beast be sure to follow her. Buy some bundles or join her wig making classes Tonight we discussed: - Business start up struggles - Self care as a entrepreneur - Zoning challenges - Business credit - Grants - Bootstrapping - Business policies Niecy Love says: “ When you don't feel motivated, stay consistent. “ Make sure we show love and support to @gems_virgin_hair She offers top tier luxury quality hair 4 different levels as well as 3 levels of hands on wig making classes Visit her website to order or sign up www.mygemsvirginhair.com Follow @gems_virgin_hair & stay tuned for the grand opening Thank you beautiful @neicyyy_love.

Comma Convos presents Wins-day feat. Lauren Lewis of @tcinola Lauren has been a beauty industry educator over 16 years, opened The Cosmetology Institute almost 2 years ago. She has had over 100 graduates with a 97% success rate. @tcinola offers training programs in : - Cosmetology - Esthetics - Nails (also techs) Current reads we discussed: The Harvard Review (series on leadership and communication) Superfans Topics we discussed this afternoon included business plans, pivoting after obstacles, tunnel vision mindset and of course the road to retirement. Lauren says: “Life is going to life everyday” Offer for listeners: Last class this year is Sept 6 registration ends August 12 @tcinola Be sure to follow @tcinola and enroll if you aspire to be a beauty industry expert.

Comma Convos w/ Dricka Carter feat. Fe w/ the footage @feliciatsimpson @feliciatsimpson is a branding and lifestyle photographer Tips from Fe- All business owners needs headshots & you can use those headshots to introduce yourself to your audience then run ads on that content. Create blog posts Use your iPhone to create content if you can't afford a photographer “Fe says” - Be social on social media (don't just post and leave) - Use the serve, serve, sell method - Create content for your audience NOT yourself Be sure to follow @feliciatsimpson Goto her website www.feliciatsimpson.com Order your content creation workshop for only $97 and get a Live Q&A with Fe Also be sure to grab your Digital product using code DRICKA at checkout These are limited time offers take advantage. Felicia closed out the episode by telling entrepreneurs keep going & growing, don't overthink content create it.

This Winsday was strictly about Systems and strategies for business owners. Taylor is a 10 year vet in the industry of systems for CEOs. Wins-days are about women winning in their industry. A few of todays gems were Product based businesses should be using Shopify with integrated systems Service based businesses need Dubsado, Zoom & Googledocs Use code: SYSTEMSGURU at checkout for Dubsado Before working with @thesystemsguru you should be prepared, prioritized, and clear on your target audience. You also need to define how you want your client experience to look prior to hiring a professional. What's next for Taylor Dru ? Systems Guru Academy - You must apply - You must read - You must show up for yourself Only 6 seats left follow @thesystemsguru Visit www.Taylordru.com

Tonight on Comma Convos we had the pleasure of interviewing Melissa Odum, CEO of the #1 black owned spa @queendom_aesthetics We discussed business success & challenges, how she turned her hobby into a business, qualifications of being a tax professional and building personal relationships authentically and much more. Share this episode with friends, family and business owners. If you're interested in becoming a tax professional or starting your own tax company follow @Drickamcarter also be sure to visit one of Queendom's locations and get the queen treatment ladies I personally know it's an experience like no other. This was definitely one for the books.

Tonight we had the opportunity to chat with none other than Dr. Keonna Farmer. We discussed challenges in pivoting from student athlete to college student to career. We also talked about having a 9-5 and working on your business behind the scenes; as well as sacrificing to get where you want to be in life. So many gems were dropped be sure to follow @keonnafarmer and @drickamcarter on social media