The Money Podcast

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Are you stuck relying on a single stream of income? In this episode, Rob shares the seven types of income streams that lead to true financial freedom. Learn what they are and why you need them if you ever want to join the millionaire club! KEY TAKEAWAYS The average millionaire has between 3-7 unrelated income streams for protection. 6 types beyond a job: interest, dividends, capital growth, profit, royalties, and rentals. A job is great but don't get trapped exchanging time for money due to diminishing returns! Share market returns are typically lower than running your own lean startup business. Property utilises "the secret triad" - buy below value, get rental income, and see capital growth. Your biggest expense by far is tax - understand how this impacts your income streams. Don't wait to buy property, buy property and wait! BEST MOMENTS "You pay now or you pay later." "Revenue is vanity and profit is sanity." "The faster you scale the lower your net profit margins will be." "Your biggest expense by a mile is tax." "Don't wait to buy property, buy property and wait." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Join Kane and Rob as they reveal the counterintuitive truth about expensive purchases that actually save and make money. From hiring drivers and private chefs to investing in luxury watches and supercars, Rob breaks down how you can spend money to make money and challenges conventional ideas about saving. KEY TAKEAWAYS Rob pays £300 for a driver because one productive hour of his time is worth £5,000, making the driver a profitable investment that eliminates stress and dead time He argues putting £10,000 in a Rolex beats a savings account since luxury watches appreciate 5-8% annually while savings lose value to inflation Rob's supercars directly increase revenue at his property events. People spend more money when he lines up his Lamborghini, Aston Martin and Porsche outside He owns five cars through an LLP structure, paying before tax and writing off depreciation, which effectively halves the real cost compared to personal purchases Rob hired his own mother as his first chef to combine family time with practical help, showing how anyone can start outsourcing on any budget He believes having children makes entrepreneurs more legacy-focused and empire-building driven, though he plans to structure inheritance to avoid creating entitled kids BEST MOMENTS "I've worked out a good average hour of work for me should make me five grand and a driver costs me, I don't know, couple of 300 pounds per hour." "It is a far better use of 10 grand to have it in a Rolex than to have it in a savings account. Because in a savings account that'll go down in value every year." "Do you know the amount of money that people spend at our events goes up when we line up all of our supercars out there." "I would say if you've got an empire building element inside you. For sure having kids can grow that." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com In this episode, Rob answers the most burning questions his commenters ask including everything from his branding and becoming an entrepreneur to why you need to be looking to the government and money systems for many financial issues you are facing. KEY TAKEAWAYS We need to be aware of what is really happening in the world, where most politicians are careerists and not trying to serve or help society. Debt and Tax are ways the system can have you making them profit for the rest of your life. Rob isn’t an angry person but he does get angry about certain things, like unfair taxes. Maybe we all need to be a bit more angry to get to where we want to be in life. The banks create money as debt and they leverage that income from everyone who deposits. There are ways to play the bank at their own game, such as through real estate. The most uncertain of times can also be the most exciting times where there are many opportunities. BEST MOMENTS “You have to blame the government for really high rent” “People generally get uncomfortable when things are non-standard” “Tax is theft” “It’s those who think they are crazy enough to change the world, that do” “Anger is energy, and maybe you can leverage it” “Learn the rules, then break the rules, then make the rules” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob reveals his formula for early retirement based on his own experience of retiring three times! Rob shares his ICE investment framework, debunks common retirement myths and explains why a million pounds isn't enough anymore. KEY TAKEAWAYS Setting your retirement number is essential. Calculate how much annual income you want, double it for tax, then determine what capital sum would generate this. But remember, inflation will erode this over time. The best investment strategy combines income, capital and equity (ICE). Property and well run businesses offer all three elements, while other investments like gold or Bitcoin usually provide only one or two. Keep your largest expenses (housing, transportation, travel) as low as possible for as long as possible while investing heavily, rather than obsessing over small daily purchases. Continuously reinvesting profits rather than drawing income dramatically speeds up compounding, your capital pot grows faster, generating more income over time, protecting your wealth from both market volatility and your own spending habits. The fastest way to reach your retirement number is through business ownership which has the highest risk but greatest control. Property provides the most reliable passive income once you retire (combining income, capital appreciation, and equity potential). BEST MOMENTS "I retired at 29, not even a week, went on a week's holiday. My business partner was like, the world is fucked. Get back. I was bored anyway on the ski holiday." "You don't save for retirement. You plan for retirement. The only source of income from the government is taxation and you are the source of taxation, the only source of money from the banks, the savers, and the depositors, which is you." "You can never save your way to wealth. Savers are losers. Savings are degrading. The only way you can ever get rich is investing, either investing your time into your own company or investing your money into assets." "Warren Buffet says, well, everyone doesn't like it when their stock goes down. I love it when my stock goes down 'cause I just buy more." "Most people, when they're doing really well, they just spend it and waste it. But you wanna be planning for the rainy days, the lower days." "To get to your retirement age or number quicker, it's a business. But to retire, it's a property portfolio." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob outlines the five signs that you are still immature with money including emotional buying and the first rule of inflation. He also talks about why you are probably broke and the many mistakes he made when he was still immature with money. KEY TAKEAWAYS You can never wait to buy something! You buy when you’re emotional You buy things to impress people You think saving makes you rich Gambling BEST MOMENTS "You fall for discounts, you have FOMO, you have to get it now” “You make all your best financial decisions with logic, not with emotion” “Broke people stay broke” “Only a child thinks saving makes you rich” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob talks about the four books that transformed his financial life. He explains how they provided the mindset shifts and tactical strategies that helped him generate over £250 million in sales. He also teases his upcoming Moneymaker Summit where you can learn his wealth-building strategies directly from him and other successful entrepreneurs. "Think and Grow Rich" by Napoleon Hill "The Richest Man in Babylon" by George S. Clason "Rich Dad Poor Dad" by Robert Kiyosaki "Money" by Rob Moore KEY TAKEAWAYS Rob was £50,000 in debt with his father suffering a nervous breakdown when he attended his first property meeting in December 2005, where he met his future business partner who tested him with three influential money books. He then transformed his finances by implementing principles from four books, building a property portfolio approaching £50 million and generating over £250-300 million in sales as an entrepreneur. The concept that created the most wealth for Rob, was understanding assets versus liabilities. Using debt only for income-producing investments while avoiding borrowing for depreciating items. Rob's financial philosophy changed from paying everyone else first to paying himself first, storing rather than saving at least 10% of all income before other expenses and investing it wisely. Rob changed his relationship with banks, going from being broke while in debt to becoming wealthy by using banks as leverage for his investments rather than letting them use him. He built his wealth by creating value and solving meaningful problems at scale, proving his belief that wealth naturally flows to those who serve others with valuable solutions. BEST MOMENTS "I went from £50,000 in debt to building a nearly £4.5 million pound rent roll because I followed the burning desire principle, setting a clear financial goal with unwavering commitment and taking persistent action despite failures." "Reading these four seminal money books in just one week when I was desperate and hungry completely transformed my financial trajectory and mindset about wealth creation." "My business partner tested me by giving me three books to read, then invested millions of his family's money while I invested none, proving that your knowledge and implementation are sometimes more valuable than your capital." "Using good debt versus bad debt was game-changing for me. I used to be broke borrowing from banks, then got rich borrowing from banks—using them as leverage instead of them using me." "My wealth accelerated when I started solving meaningful problems at scale. Money flows when you serve others with valuable solutions, you can't not become rich when you do this consistently." "My critics claimed I got rich by writing money books, but I donate all profits from my bestselling book 'Money' to my foundation, showing that wealth comes from multiple diverse income streams, not a single source." VALUABLE RESOURCES "Think and Grow Rich" by Napoleon Hill "The Richest Man in Babylon" by George S. Clason "Rich Dad Poor Dad" by Robert Kiyosaki "Money" by Rob Moore https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Rob talks about the less obvious habits that have helped make him a millionaire. These weird habits aren’t things you would learn from TikTok or LinkedIn, they aren’t the typical ‘work hard, get up early’ that are repeated in the self-help or business world, these are 7 of Rob’s specific habits that have helped make him a millionaire! KEY TAKEAWAYS Rob started taking 15-10 min afternoon naps in his lull of the day which gives him enough energy to work better for an additional 3+ hours Micromanaging, it’s not always a bad thing, especially if the staff member is new Having an extra coffee Turning runs into walks, walking is one of the best things you can do to help your overall health and you can multitask whilst walking Voice memo yourself BEST MOMENTS “I get up early, between 2:20am and 6am, by 3pm I would really crash” “Until someone can do the job really well themselves you do need to watch over them, micromanage them” “Turning 2 coffees into 3 worked for me” “Walking is one of the things that keeps you living the longest” “Money loves speed” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Having interviewed 21 billionaires and hundreds of ultra wealthy individuals, Rob reveals the hidden habits, mindsets, and controversial strategies the super rich use - but would never publicly admit to. From tax avoidance to strategic relationships, these secrets expose the truth about how wealth is really built and protected. KEY TAKEAWAYS Curiosity: Billionaires remain curious, knowing they can learn from anyone. They demonstrate humility through their willingness to ask questions and learn from everyone around them. Full Responsibility: Successful people take complete ownership of everything in their life, even when it's not technically their fault. Rather than blaming external factors like lockdowns or recessions, they assume responsibility for adapting and thriving regardless of circumstances. Trends and Early Market Movements: Billionaires either identify upward-trending markets at the perfect inflection point or possess the unique ability to create trends themselves. They're rarely first (too early) but position themselves strategically for growth. Energy: Consistent energy is crucial, billionaires maintain good energy levels daily, understanding that everything from sales to leadership requires energetic investment. Education and Continual Improvement: Wealthy people never stop learning. They view life as a library or playground, constantly seeking knowledge through reading, mentorship, and new experiences. Consistency and Persistence: Consistency means continuing when things get boring; persistence means pushing through when things get difficult. Most billionaires have done similar work for decades, refusing to quit. Continual Solution to Problems: Billionaires understand that nothing stays fixed forever. They embrace increasingly larger problems, knowing bigger challenges offer greater rewards, while average people avoid problems altogether. Goals, Fantasy and Struggle Reality: While setting ambitious goals is important, billionaires recognise goals are just checkpoints. They focus more on the daily struggle and grind required to reach those milestones, understanding each achievement leads to new challenges. Partnerships and Relationships: No one becomes a billionaire alone. Success requires strategic partnerships, collaborations, and relationships. The concept of being "self-made" is a myth. Sales and Marketing: Billionaires prioritise activities that directly generate revenue. While long-term brand building matters, immediate monetisation comes through sales and marketing, not perfecting logos or business cards. Manage Emotions: Successful people experience all human emotions but maintain control over their reactions. They develop stoicism in high pressure situations, making rational decisions rather than emotional ones. Sell for 10, Make 2: Maintaining healthy profit margins is essential. Track financial metrics obsessively, understanding that selling more with inadequate margins only accelerates losses. Accept Criticism: Billionaires develop thick skin, understanding criticism comes with visibility. They extract valuable feedback while dismissing irrelevant noise, recognising that avoiding all criticism would require doing nothing significant. Multiple Streams of Income: Billionaires diversify their income sources. They start with specialisation but expand strategically, creating multiple revenue channels that build their wealth. Avoid Taxation: The wealthy minimise tax obligations, they understand that tax is their biggest expense. They leverage legal methods to reduce tax burden, understanding that compounding wealth becomes impossible when surrendering 50-70% to tax. Avoid Time Drains with Ruthless Time Management: Billionaires protect their time fiercely, eliminating distractions and focusing intensely on high-value activities. Leverage: Wealthy people utilise other people's money, time, and resources to accomplish more with less. They think "who can do this?" rather than "how can I do this?.” Learn, Break, Then Make the Rules: The wealth hierarchy begins with learning established rules, progresses to breaking conventional approaches,and culminates in creating entirely new rules. Billionaires literally make the rules. Creation vs Consumption: Wealthy people create more than they consume. While the masses consume entertainment, products, and media, billionaires create the companies that produce these items, generating wealth through production rather than spending. Energy and Priorities: Billionaires prioritise high value activities, assessing the financial impact of each task. They outsource anything below their income generating value, understanding time is their most precious resource. Control Legislation and Policy: Billionaires influence political systems and regulatory frameworks to protect their interests. Through political donations and relationships, billionaires shape the economic environment to their advantage. BEST MOMENTS "Every winner was once a beginner and every master was once a disaster. So every millionaire and billionaire knows that, okay, let's say I need to learn a new skill. Well, one day I was a zeroaire and I didn't know it, but I knew I could learn it." "Your reward for solving a problem is a bigger problem and with every new level is a new devil. So the only way you can continually grow is that everything is your fault, even if it's not." "The wealthiest people I've met, they're transcending the judgment of all of this. They're not trying to be happy. They know what their emotions are and they're able to leverage those emotions, control them, master them." "If you are emotionally okay, you haven't got that drive to go do something that is beyond everybody else. Above, not even above average, just hall of fame worthy." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares and challenges some of the things people say about money. He talks about why a lot of money advice is wrong and sometimes even stupid and what advice you should follow instead to grow your wealth and protect yourself. KEY TAKEAWAYS Save the pennies and the pounds will save themselves is a naïve way of looking at money. You can’t save yourself rich. Money does in fact create happiness as it gives you the freedom to make choices about your life. You need money to make money? This isn’t true, you just need to be resourceful,be creative, have passion and build relationships. BEST MOMENTS “If you think all millionaires or billionaires are greedy bastards that’s an immediate self sabotage of wealth.” “People don’t understand money and how it works.” “You don’t need money to make money.” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob is joined by hedge fund manager Rob Gardner, who has helped over a million clients invest. He shares with Rob how he helps manage other people’s money, his investment strategies and the beliefs and principles he invests and lives by. They also talk about who they think controls the world, the power banks and investment firms hold, and their thoughts on taxation. KEY TAKEAWAYS Rob has a set of investment beliefs and principles that he uses to guide him, particularly with more difficult decisions. It can be easier to work with other peoples money than your own as it isn’t just you working on decisions, but a team, and it also keeps you clear-headed and professional. You have to maintain discipline to be able to invest calmly and safely. It’s also important to recognise that you won’t get every decision right. Rob wants to be financially free by the time he is 55, to meet this target he tries to double his money every year. When investing, it’s important to diversify across equity, bonds and properties. Investing should always be for the long term. For example, when investing in businesses, think about their longevity. Rob believes that we can still live in a capitalist society and reduce on reliance on fossil fuels. The idea of overnight success isn't real, yet people are becoming obsessed with quick results. As a society, we need to think about how we change this mindset to continue to create the entrepreneurs of the future. BEST MOMENTS “Personally I’ve always had a set of investment beliefs.” “Investment is risk, but risk is to shake people off” “I want the freedom to say I don’t want to work” “Ask yourself, if this business didn’t exist, would the world miss it?” “The world and economic growth needs cheap energy and that energy can come from other places” “People don’t realise that a pound note is an IOU” "How do we have radical reform? What is a way to fire up the UK economy again?" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob discusses whether the banking system is the biggest Ponzi scheme in history or the greatest invention of all time. He shares why money is essentially a story we have all bought into and how the banks are only there to make money and not help or aid you. KEY TAKEAWAYS Money isn’t real, it's not physical or tangible. Many people believe saving money is a way to make money, but this isn’t true at all. Banks don’t exist to help you make money or help humanity, they exist to make money for themselves. Inflation is so much higher than interest rates that your money is devaluing. The banks and the rich make money by investing and lending. The banks run by different rules from everyone else. They can run insolvently when this is illegal for businesses. Think about how you can play the banking system at its own game, learning from it and becoming a producer rather than a consumer. BEST MOMENTS “The governments create money as debt” “You save money under a false, naive pretence” “The banks get rich investing and lending” “You’ve got to play them at their own game” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares the 4 laws of wealth in this episode. Many see wealth as unobtainable, even immoral but Rob explains why this isn’t true and how you can make wealth and money work for you. KEY TAKEAWAYS Never spend more than you earn Invest your surplus/savings into assets, not a savings account Always do more than you’re paid to do Don’t work hard for your money, make your money work hard for you BEST MOMENTS “I used to hate millionaires” “Volatile emotions erode wealth” “I like assets that produce income” “Always give more value than you charge” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares the money lessons he has learnt over 17 years including the brutal way the banks control and consume you. KEY TAKEAWAYS Money isn’t everything but everything is better with money You need to pay yourself first, instead of the bills and the banks You do not get rich saving money you get rich investing money Money compounds far quicker in debt If you do not have a product that makes money you are the product for the bank to make money BEST MOMENTS "It is statistically and historically proven that the money you have the more healthy you’re likely to be and the longer you’re likely to live” “How you do anything is how you do everything” “The banks lure you in with clever marketing” “It wasn’t that I couldn’t earn money it was that all the money I was earning was going to the banks” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Link to full episode with Jaspreet Singh https://omny.fm/shows/the-money-podcast/jaspreet-singh-who-really-controls-the-worlds-mone Is inflation a form of hidden tax? Rob speaks to Jaspreet Singh about this and why it disproportionately affects the poor and middle class in society. He then talks about why you need to prioritise becoming financially educated. KEY TAKEAWAYS Inflation disproportionately hurts the middle class and the poor as these are the financially uneducated in society. Inflation benefits those who are financially educated as they can make choices based on how it will impact their investments, savings and cash. When money is created by the government, the money you earn and your savings go down in value as they have less buying power. Large corporations and their shareholders benefit from inflation. The school system is built to keep the masses ignorant about money and finances. Becoming wealthy isn’t always about how much you earn but what you do with that money. BEST MOMENTS "When money is created the value of your money goes down, the value of your savings go down” “You as a consumer get hurt by inflation” “How do you become wealthy? That’s called financial education” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob speaks to Raj, the founder of Shazam, who sold his company to Apple for a reported $400 million. Raj talks about building Shazam, including the fact that it took 15 years to become profitable! From raising over $150 million across multiple funding rounds to navigating an 18 month exit process, Raj's gives his thoughts and experiences on entrepreneurship, investment philosophy, and leadership. KEY TAKEAWAYS Shazam took 15 years to reach profitability before selling to Apple for $400 million. Raj and his partners raised over $150 million across multiple funding rounds, showing the importance of investor patience and founder persistence in tech startups. When pitching to investors, focus on ‘magical thinking’ which is projecting your vision clearly until others believe it. Spend time having multiple conversations and look for investors who genuinely connect with your story. Building a successful exit takes time, Shazam's sale involved a nine month transaction period plus another nine months for regulatory approval. Clean, transparent deal structures are preferable to complexity. The most vital trait for entrepreneurs is being mentally fluid, knowing when to pivot, learning faster than the market by processing new information and paying attention to weak signals is essential. Leadership isn't about micromanagement but setting up problems for your team to solve rather than dictating solutions. This allows smarter team members to develop innovative approaches. BEST MOMENTS "I like to call myself a tech for good investor so I try to invest in companies which are aiming to make a difference in the world... It's very rewarding in the sense of intellectual stimulation. I'm not quite sure if it's going to be rewarding financially, the jury is out." "The market is constantly moving. You have new technology, new opportunities, competition, new products being launched. Your job as an entrepreneur is to learn faster than the market." "If you are a parent and your kid is starving, you're short of food, are you going to give up on that kid? Never. You'll do whatever it takes to keep that child alive. And that's what we had to do." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com In this episode, Rob discusses the current state of capitalism in the UK through the lens of entrepreneurship and taxation with Simon Arora. Simon argues that the system works, but emphasises the need for a cohesive society supported by fair tax policies. KEY TAKEAWAYS There is a need for a cohesive society that balances economic growth with social responsibility. Investing and risking personal capital should be treated differently from earning a salary. The public sector could benefit from adopting productivity measures similar to those in the private sector. The current system may lack accountability and incentives for performance, leading to inefficiencies. Complacency and a lack of competitive drive have emerged in society, particularly among younger generations. BEST MOMENTS "The driving force isn't the personal wealth. The driving force is to achieve your potential and to be successful, to be the best you can be." "I made it my job to skate where the puck is going rather than where the puck is." "Life's not about taking the easy route. Life's not about being lazy." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob and CEO of B&M Simon Arora talk about what it takes to be a valuable entrepreneur in a ‘sea’ of fakes on social media and why work ethic and realism matter. They also discuss the problems with working from home for businesses and individuals and why it can be unfair and unproductive. KEY TAKEAWAYS Realism is essential as an entrepreneur, there is no space for naivety. Working from home doesn’t allow for effective collaboration and learning from others. There will always be 10% of your workforce doing the bare minimum, how can this be managed if they work from home? BEST MOMENTS "Hard work matters” “If you’re going to fight against a big competitor you need energy and I’ve not been able to see that created from home” “The reality is it’s very hard for the senior leadership or your line manager to really know how hard you’re working” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob and Grant Cardone talk about whether we need billionaires. They discuss the pros billionaires offer to the economy and society and what we can learn from them. Grant Cardone also shares why he wants to be a trillionaire one day, why he doesn’t pay income tax and why anyone could be a billionaire. KEY TAKEAWAYS Big institutions are making trillions of dollars, this is who the public should be focusing on rather than billionaires. We need people who take risks in society and billionaires are often being rewarded because they are the risk takers. Grant Cardone doesn’t pay income tax but he pays more than his fair share in employment and other taxes such as in property. There’s education in inequality, the billionaires play by a different set of rules than everyone else. People are rewarded for the value they create and make in the economy as we live in a capitalist society. BEST MOMENTS "Do we need billionaires? We need people who are going to take risks” “There are too many small companies and small thinking going on” “Don’t hate the player, don’t hate the game, learn the game, the game of the wealthy” “People are fairly rewarded for the value they make” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob discusses the state of the UK financial system with journalist and podcaster Peter McCormack. They explore the government's alarming debt, the erosion of purchasing power and why Bitcoin might be the answer. Their conversation exposes uncomfortable truths about money that schools won't teach you and most media won't discuss. KEY TAKEAWAYS The UK government spends more servicing debt (£120 billion) than on education (£73 billion). This debt spiral is politically impossible to escape since no party can win an election by proposing austerity. Fiat currencies typically last about 90 years before collapsing. Venezuela, Zimbabwe, Lebanon, and Turkey demonstrate what happens when currencies fail. The UK and US may be headed toward similar fates. CBDCs represent a dystopian nightmare where governments could instantly freeze citizens' money. This surveillance state technology would make people slaves of the government rather than the other way around. Bitcoin offers a revolution through decentralised money that can't be controlled or debased by governments. It enables borderless transactions without intermediaries. In countries with failing currencies, people naturally gravitate toward better money. Citizens in Cambodia, Venezuela, and Argentina already prefer dollars or Bitcoin over their rapidly devaluing local currencies. Our current money system incentivises excessive consumption rather than saving. Bitcoin encourages more responsible spending by preserving value over time, potentially reducing wasteful industries like fast fashion. BEST MOMENTS "We are in a financial debt spiral. If the debt's not paid off, the debt's getting bigger and if the debt's getting bigger, it's going to drive more inflation, which is going to have a widening gap in society." "I am a Bitcoiner because for me it is a peaceful revolution. It is a way to educate the people around money, educate the people around government, and peacefully protest. I'm not picking up a pitchfork or a gun, I am sending a transaction to you." "What happens when the government makes a mistake with their allocation of capital? They hide it, they lie about it, they spin about it, and nothing. They tax us more. They are terrible allocators of capital." "When the money isn't scarce, everything else is. I hold Bitcoin because it's scarce. I have very high conviction in 10 years time, everything I've got in Bitcoin is going to be worth considerably more than it is now." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob talks to billionaire real estate investor Robert Kiyosaki. Robert Kiyosaki shares shocking claims about our financial system, predicting a massive economic crash while revealing his strategies for building wealth without paying taxes. From advocating gold ownership to dismissing traditional investment advice as "loser" strategies, Rob and Robert Kiyosaki challenge conventional financial advice and might just change how you view money forever! KEY TAKEAWAYS Robert Kiyosaki believes we're witnessing the end of the American Empire, claiming that all empires eventually collapse when they debase their currency, as happened when the U.S. took the dollar off the gold standard in 1971. Real wealth comes from using debt strategically while owning physical assets like gold and silver, not from saving fiat currency. Robert Kiyosaki pays zero taxes legally by using tax incentives, forming a team of experts and structuring investments through real estate and precious metals, arguing that taxes primarily burden employees while entrepreneurs can legally avoid them. Traditional investment advice (like the 40-40-10 split between stocks, bonds, and gold) is described as 'the worst advice possible' by Robert Kiyosaki, warning that bonds will crash as interest rates rise, potentially wiping out banks and pensions. Robert Kiyosaki predicts silver will triple in value over the next two years and the silver-to-gold ratio will shift dramatically, making precious metals a better investment -vs- cash or digital currencies. Robert Kiyosaki talks about the importance of entrepreneurship and friendship in building wealth, sharing how he and his best friend pushed each other from their days at Xerox in 1974 to becoming multi-billionaires who "own the mines" rather than just the coins. BEST MOMENTS "Every empire dies when they violate this, when they changed the money... The reason you're doing so well today is because the dollar became debt... So real estate guys like my friend Trump and all that, we get rich using debt." "For me to get rich, I have to use debt, but what do our schools teach us? Stay out of debt. That's how stupid school teachers are. Debt makes guys like you and me rich. And ironically, because we use debt, we don't pay any taxes." "People who buy stocks, bonds, mutual funds are frickin losers. Why? Because you pay tax... I'm an entrepreneur. I am not an employee. I was a stupid kid in school, flunked out so many times." "One of the best assets you can have is your friend. So my friend and I always swore we'd be rich... We both met at Xerox in 1974. And we just pushed each other along, and today we're multi billionaires." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob and Kim Kiyosaki debate whether you should buy or rent your home. They discuss the pros and cons of renting -vs- owning your own home, discussing both the personal and investing perspectives of this common question amongst investors, millionaires and entrepreneurs. KEY TAKEAWAYS Owning your own personal home means you can truly make it a home and make it your own, you’re free to do what you please aesthetically with the house. If it is much cheaper to rent than own, then it makes sense to rent. But if a mortgage isn’t much more or it’s cheaper, then you should buy. Buying your home isn’t an asset, but it is an investment, in your family especially. All money you pay in rent is dead money at least when paying a mortgage, some of it will allow you to own something. Owning your own home can mean you are able to secure loans for other things. BEST MOMENTS “Your personal residence is not an investment, it’s a real personal endeavour” “I wanted my own place where I could do what I want and make it my own” “Everyone says you should rent and not buy but all rent is dead money” “Having a home and equity is security, you can get loans” “Kim Kiyosaki agrees with Rob Moore” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob talks to entrepreneur and investor Kim Kiyosaki who discusses how women have been historically ignored when it comes to financial education. They also discuss good versus bad debt, the potential banking crisis and why financial education remains absent from schools. Kim also warns about the dangers of central bank digital currencies and advises on building wealth through cash flow and smart investments. KEY TAKEAWAYS Women haven't been encouraged to learn about money like men have. They're often taught to rely on husbands, family, or government for financial support, which can lead to money problems later in life. Schools don't teach money skills, possibly because banks benefit when people don't understand finances. The less people know about money, the easier it is to get them into debt. Digital currencies controlled by central banks are dangerous to personal freedom. They allow governments to track all purchases, potentially deny loans based on political views and limit how much you can spend. A banking crisis is coming as banks struggle with rising interest rates. Big banks may get bailed out while smaller community banks fail, leaving just a few powerful banks in control. Not all debt is bad. Kim says bad debt includes personal mortgages and credit cards, while good debt like rental property loans can make you money. Understanding this difference helps build wealth. Good investors spot trends, understand numbers, and get creative with financing. Kim suggests looking for unmet needs in your area and never using "I don't have money" as an excuse. BEST MOMENTS "Women are really taught to depend upon somebody else for their financial wellbeing, be it a husband, be it a family member, be it the government... they definitely have not been encouraged to learn anything about money." "They call me the queen of cash flow, I love cash flow, I'm all about cash flow... Get really, really good with numbers because numbers tell a story. I can look at the P and L of a property without ever seeing the property and know what's going on with that property." "We have a rule. If you're going to buy a liability, you have to buy an asset to pay for the liability." "Central bank digital currency, CBDC... It's a way to control the population. They will see everything that you're buying... Oh, Kim, you donated money to so and so and we don't like that. So we're not going to give you that loan." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

robmoore.live/money Dave Ramsey says that all debt is wrong. In this episode, Rob and Brandon challenge this notion and also question the normalisation of certain debt in society. They also discuss the concepts of ‘good’ and ‘bad’ debt and how debt can be used in creative ways. KEY TAKEAWAYS Dave Ramsey’s comments on debt are probably in regards to the most common forms of debt for the average person, such as credit cards. Some debt is necessary, including to acquire property. If we avoided all debt, then business would be almost impossible as most businesses need loans to exist. Bad debt is when you use it to buy things you don’t need. BEST MOMENTS "They’re wanting to access a level of lifestyle they can’t support with their finances” “I don’t like the consumerist mindset, I don’t like buying things that don’t have much of a value to them” “It would be almost impossible to transact in a business without a loan” “When you use debt to go out and acquire things that will get you more money, that’s a good thing” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob and Mark Tilbury talk about the morality of money and why many of the things we are told about money are about control. They also discuss risk and safety around money and banking and Mark reveals what he doesn’t like about money. KEY TAKEAWAYS We are told stories about money to control us and prevent us from being educated financially. Money is not evil; money is simply a tool to give you freedom. If money and the system were honest, then it would be transparent about inflation and reflect the true value of your money. If you have good debt, inflation actually helps you. BEST MOMENTS "It fascinates me that people think money is evil” “From the age of 28 or 29 I had enough [money] that I was kind of free” “I’ve always thought the minimum you have to do to protect your money is you have to beat inflation” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob speaks to ‘trillion dollar man’ Dan Pena. Dan talks about one of his first brutal life lessons, why hardship creates a catalyst for success and why mentorship has helped him throughout his life and career. He also shares why he doesn’t worry about inflation and the importance of being financially liquid. KEY TAKEAWAYS Dan was called a ‘dunce’ and branded as an idiot most of his school life. But he then discovered that he was not stupid at all, he was extremely talented in other ways. Dan was voted most likely to not succeed in school yet he has been the most successful of his classmates for the past 60 years! When donating to charities always look at financials, some charities aren’t transparent because most of the money isn’t going to the people the charity is supposed to be helping. High performance people do not worry about inflation because they just make more money. BEST MOMENTS "My mentors that I have had over my life I have sought out” “I was voted most likely not to succeed and I was voted class clown” “Anybody who worries about inflation is either fucking poor or listens to the fake news too much” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Some believe that the harder you work, the more recognised you become, but as Rob explains in this trailblazing episode, that might not be the case... VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

What is the one best way to make money that no one's talking about? In this episode, Rob and Kane explore how attention has become currency in today's digital world. From generating 38.7 million views in 28 days to turning content into commerce, Rob shares strategies on how to leverage both organic and paid marketing to build wealth. The conversation evolves from traditional networking to AI disruption, giving lessons in modern marketing that could transform your business. KEY TAKEAWAYS Marketing is the single most important function of any business, yet most people focus on everything else. Without effective marketing, even the best products won't sell themselves. The evolution of marketing has gone from expensive traditional media to pay-per-click disruption by Google, then to social media dominance, and now AI is the new frontier. Each phase presents unique opportunities for businesses to capture attention. Content strategy should follow a "content bridge offer" formula, where only 1 in 5-10 posts contains a direct call to action. This prevents algorithm punishment while maintaining engagement and sales potential. Long form content provides better quality leads and can be repurposed into multiple short form pieces across different platforms, maximising reach and engagement while minimising additional production costs. Organic content becomes cheaper over time while paid advertising typically becomes more expensive, suggesting a balanced approach using both strategies is optimal for sustainable growth. Visibility equals credibility in modern marketing, sometimes being seen widely can be more valuable than deep expertise without exposure, this is the importance of consistent content creation. BEST MOMENTS "The true currency is not time. It's not money. It's attention. Whilst I would argue value is also the true currency, there's plenty of people getting attention online with no value." "Marketing is attention. Marketing is being known. Marketing is being seen. Marketing is mind space. Think of a fizzy drink, what do you think of? Whatever you think of, they're better at marketing." "If you don't ever sell on social media, you're never going to make any money, so it's just a really fucking expensive hobby, which demoralises you over time." "For seven years I never paid any income tax because of capital allowances... now I do pay quite a lot of tax, but I pay a lot less than I might if I didn't know how to get my tax bill down legally." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob shares the science behind his quarter billion dollar sales success, revealing the psychology and tactics behind selling anything to anyone. Together with Kane, they talk about the art of ethical selling, sharing techniques and frameworks that have never been revealed before. From the perfect sales pitch hierarchy to the one condition that makes any sale possible, this episode will transform how you approach sales, whether you're an entrepreneur or employee! KEY TAKEAWAYS Selling starts with three core beliefs: in selling itself, in yourself, and in your product You can only sell to someone who wants what you're offering, this is the one essential condition The best salespeople listen more than they talk and don't overcook their pitch Always ask questions to understand what's most important to your prospect Never give anything away for free without getting something valuable in return Focus on transformation and outcomes before features and logistics BEST MOMENTS "Selling is an act of love. If I take my time to care about what you want and need and then I swap that product for your money... gratitude is love." "Every winner was once a beginner and every master was once a disaster. You can make up for in service what you lack in experience." "Most people actually aren't looking for money. Even people who think they're looking for money, they're looking for speed, ease, convenience." "The major advantage if you're quite new or not as good as the best yet, is you can make up for in service what you lack in experience." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

In this episode, Rob and Kane share how they would invest 10k to get the best return. They explore everything from traditional investments like gold and property to newer opportunities in cryptocurrency and digital assets. Rob talks about the power behind diversification in investing and why passion can make all the difference, as well as the importance of age appropriate investing, risk management, and the crucial balance between making and maintaining wealth. KEY TAKEAWAYS There are three ways property makes you money: it goes up in value over time, generates rental income, and can be bought below market value. This magical triad is an advantage that makes property unique compared to other investments. Your age should influence how you invest, younger people can take bigger risks because they have time to recover, while older investors should focus more on protecting their wealth and generating steady income. Digital investments (like website domains) can make good money but are riskier than physical assets. Someone can't "turn off" your gold or property like they can a website. Making money requires focus and taking calculated risks, while keeping money needs a more careful, diversified approach. Master both skills to build lasting wealth. Real investing beats practice investing every time, putting even a small amount of real money into something teaches you more than pretending with fake money. There are four key money skills to develop: making it, managing it, growing it, and keeping it. Each needs its own strategy and approach. BEST MOMENTS "In order to make money, you need to be aggressive, in order to keep money, you need to be defensive... Diversification reduces risk, but diversification dilutes focus." "The more you enjoy something, the better you're going to know it." "If you don't like property, what's the point in putting money into property? You can make investing strategies bespoke to you." "They can take everything from you except your experience and knowledge." "Only when you invest in the thing do you know how to invest in the thing. So paper trading, paper investing is just a game of Monopoly, doesn't mean anything." "The more money you have, you get the money working for you. The less money you have, you have to work for the money." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Who really pays tax in the UK and how can you as an individual reduce your tax bill? Rob speaks to Kane all about tax in this episode, dismantling myths about billionaires and revealing shocking truths about the UK's tax system. From professional beggars earning £200 tax free daily to why 10,000 millionaires fled the UK last year, Rob gives his knowledge and thoughts on wealth, taxation, and economic growth. He also explains why Dubai's becoming a magnet for entrepreneurs and shares practical strategies for managing your tax burden legally and effectively. KEY TAKEAWAYS The top 1% of earners contribute 40% of UK tax revenue, while "working class millionaires" driving Toyotas and Hondas face tax burdens of up to 70% on everything they earn and spend. UK's 25% corporation tax is driving businesses offshore, while Dubai's 9% rate and support for creators and startups is attracting global talent and wealth creators. Current UK tax policies are creating reverse incentives by penalising employment through increased national insurance and discouraging income growth with 60% tax rates between £100-125K. Professional beggars can earn £150-200 tax free daily while receiving benefits and housing support. Starting a company allows you to pay tax in arrears rather than immediately at source, enabling better cash flow management and legitimate expense deductions for business related costs. The UK's cultural disdain for success, combined with deteriorating public services and increasing tax burden, is predicted to drive half a million millionaires out of the country by 2028. BEST MOMENTS "Why don't they give us a year no corp tax? Why don't they then increase it to 5 percent year two, 10 percent year three? Because then all of a sudden more of us are going to start our business." "Whilst I understand some people are upset the billionaires can put their company offshore... essentially that company is paying less corporation tax, but that means that company can grow because it's paying less tax because taxes stunt your growth." "Most millionaires are not really rich, so the top three cars that millionaires drive are Toyota, Honda, Ford and many millionaires in the UK became a millionaire over 30 years, largely due to house price rises." "I pay in total about 45 percent income tax, so nearly half of everything I would want to draw, I have to give away, so it makes it twice as hard for me to grow my own wealth if I'm giving half of it away." "If you're a billionaire and you can spend a hundred grand or even a couple of million to move your tax affairs to Ireland or somewhere else and get your corp tax down from 25 to 4, are you gonna do that? Yeah, of course, it's just a simple return on investment." "We need to stop exiling and ostracising and making an enemy of the super rich... we need to stop exiling and making an enemy of the working class rich, and we need to encourage people to start a business." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob speaks again with Andrew Tate about power, entrepreneurship and why the threat of violence underpins most decisions and actions by men in society. He also reveals why happiness isn’t the purpose of life and why all entrepreneurs are narcissists. KEY TAKEAWAYS The threat of violence influences almost all decisions, even if most of the time it is isn't done consciously. Tate believes that when you get to a certain level of wealth like he has, you are above many things including performance for others. Tate turned down a fight with Floyd Mayweather as he is one of his heroes! Tate doesn’t believe happiness is the purpose in life and chasing it will make you miserable. Instead, focus on creating success. Most people are terrible at accepting and apologising when they have done wrong or made a mistake. BEST MOMENTS "I hope every time YouTubers disagree, they fight” “All of my enemies are cowards” “I don’t need money” “I’m actually very self critical and self analytical” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob continues his discussion with Andrew Tate about power, wealth, and the systems they create. Tate shares his unfiltered views on how political systems truly operate, the true nature of modern capitalism, and whether money corrupts. The conversation ranges from banking manipulation to AI's future impact, with Tate offering his characteristically direct views on everything from Trump's presidency to humanity's ultimate goals. KEY TAKEAWAYS Tate argues that money and power don't corrupt but reveal who people truly are, suggesting that kind people with resources will do more good while unkind people simply show their true nature when wealthy. The modern banking system, according to Tate, operates by creating money from nothing and converting it to real assets, effectively stealing wealth from working people through complex financial mechanisms. Tate believes political systems, especially in the UK, are deliberately structured to prevent outsiders from creating real change, making meaningful reform nearly impossible through conventional channels. According to Tate, Trump's experience with the "deep state" makes him more qualified than other candidates who might be blindsided by system resistance. Tate maintains that while threats like AI seem apocalyptic, the historical perspective shows humanity has faced and overcome seemingly existential threats throughout history. Despite acknowledging systemic corruption, Tate remains optimistic about humanity's future, believing good ultimately triumphs over evil as evidenced by continuous human progress. BEST MOMENTS "I don't think money or power is a thing that corrupts moral people, I think they bring out more of who you really are... I'm a kind person, and money allows you to do more of the things that you enjoy." "For capitalism to be real, money has to be real, money has to be backed by something other than a military that's willing to invade every single country." "The system is really smart and it makes money out of you, but it doesn't want you to know how it makes money out of you because once it's exposed, you can reject it." "The preservation of life on Earth itself is in the hands of humanity... we have a bigger responsibility than any other life form." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob interviews the controversial Andrew Tate. Tate gives his thoughts on money and business and shares his unorthodox approach to displaying wealth, revealing how he intentionally trivialises other people's dreams. The conversation explores his philosophy that life is war, his experiences in jail and his ability to maintain wealth despite asset seizures and the systemic attack on his finances. Tate also reveals his strategic approach to control versus ownership and his unapologetic stance on turning adversity into an advantage. KEY TAKEAWAYS Tate's approach to car collecting isn't about enjoyment - it's about demonstrating power by trivialising what others consider aspirational. He buys supercars weekly, often leaving them at dealerships for months, specifically to show how easily he can acquire what others struggle to achieve. Despite having accounts frozen and assets seized whilst in Jail, Tate maintained his wealth through strategic asset control rather than ownership, allowing him to continue buying supercars immediately upon release. While in Romanian jail, Tate commanded respect even from violent offenders, forcing apologies from mass murderers and maintaining his standards despite being in 24-hour lockdown in a cell. Tate attributes his initial drive for wealth to seeing a Ferrari F430 while walking to school in Luton as a council estate kid. Rather than feeling bitter, he used envy as motivation, questioning how to "break the matrix" and access that level of wealth. His response to jail demonstrates his philosophy - rather than being broken by three months' detention and five months' house arrest, he emerged more influential, maintaining his physique despite no gym access and leveraging the experience to grow his fame. BEST MOMENTS "You want to be me when I'm flying my Bugatti on an A380 and I'm in first class Emirates, but you don't want to be me when I'm in a Romanian dungeon. If you want the exceptional good, you're going to have the exceptional bad." "I ran my mouth on the internet for a very long time. I pissed off very important, powerful people and they put me in a jail cell." "If I meet a man and he says, I want an easy life, I just want a stress free life, I look at him and think, you're born to lose. You can serve me my latte, and you can fuck off." "When people look at my life and they're envious of me, what they should say is: He's truly from the most humble possible socioeconomic beginnings, he is a person of colour, from a council estate, a single mother household." "Send me to jail right now. I'll go. I'm not going to fight, put me in handcuffs. The day you let me out, I'll be a stronger version of the day I went in. So what do I have to fear?" "I turned envy into anger, and anger is power." "I blame myself for absolutely everything, even this Matrix attack. I want to make it very clear, I'm not looking for sympathy on any level, I'm not an idiot." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

After 18 years in business, Kane asks Rob 18 key questions about entrepreneurship, wealth and more. In true Rob style, he shares some of his controversial opinions and takes on the world, money and power and reveals some of his best stories from 18 years in the game. KEY TAKEAWAYS In 18 years, Rob turned a single property development into a seven-figure annual income stream, proving his belief that property remains the most reliable wealth builder. His Aspect House project alone could fund retirement for his entire family. Through building multiple revenue streams, Rob demonstrates luxury purchases should be funded by asset income - his income-generating property project paid for his Lamborghini Aventador, Aston Martin DBS, and Porsche 911 Turbo. Rob's helicopter training taught him true freedom - being completely alone in the air gave him a sense of liberation beyond financial independence! After crashing a Ferrari 458 Spider and causing one of the "world's most expensive crashes," Rob learned that material possessions matter less than the lessons they teach. He still made money selling the crashed car! Rob's watch collection, including a Richard Mille worth more than his helicopter, taught him about "boy math" - the art of justifying emotional purchases with investment logic. He admits most watch purchases are emotional decisions wrapped in investment rationales. Starting at age 27 instead of earlier remains Rob's biggest regret. He believes this delay potentially cost him billions in compound growth, making inaction his riskiest business decision. Rob built a network of 26 billionaires through his podcast, which generates 150-200 million views annually. He values these relationships more than the tens of millions in revenue the podcast generates. From managing 1,350 tenants, Rob learned that property success comes from treating good tenants well, offering lower rents for longer terms to maintain occupancy. Initially £50,000 in debt, Rob's perception of wealth changed dramatically. He discovered most wealthy individuals weren't the tax evaders media portrayed, but rather people focused on value creation. Rob's most difficult business decision was firing a family member, teaching him that company success must sometimes supersede personal relationships. BEST MOMENTS "90% of businesses fail in 1-3 years” "If you want to taste true freedom, fly solo in a helicopter for the first time. I've tasted financial freedom, location freedom, even freedom of the mind at times. But nothing compares to that moment." "Most Americans will say it's better to rent than to buy a house... but 100 percent of rent is dead money. When you pay rent, you're paying off the landlord's mortgage. Might as well pay off your own mortgage." "The pharmaceutical industry as a whole has no incentive to heal or cure you, and it will profit the most keeping you ill for the rest of your life but not dead." "Don't forget where you're going and be more focused on where you're going than where you came from. A lot of people who want to hold you back to where you came from are still there." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

This is a repeat of December's episode in case you missed it! Rob and Kane talk about how to get a pay rise. They debunk common LinkedIn myths and Rob reveals his insider secrets and gives practical strategies that could transform your earning potential. They also share their controversial views on why cost-of-living complaints won't get you anywhere and give a framework that could guarantee you a pay rise with 90% accuracy. This is essential listening for anyone looking to level up their income in 2025! KEY TAKEAWAYS Employers need to make money before they can pay employees more. Focus on how you can help the business make more money rather than your personal circumstances. Going commission only or reducing base salary for higher commission can break through salary caps, as you won't be limited by your manager's salary. Working for smaller companies (under 20M revenue/100 staff) gives better access to entrepreneurial leaders and more opportunities for growth. Employers often prefer to retain staff due to high costs of recruitment, training, and onboarding. Use this knowledge strategically in negotiations. Document specific ways you've made or saved the company money, with clear ROI figures. Aim to show how you can make the company 10x what you're asking for. Sales and marketing roles offer the most security and earning potential. They're typically last to be cut in downturns and skills are highly transferable. BEST MOMENTS "Basically you should do the opposite of the bullshit you read on LinkedIn" "I could, with 90 percent accuracy, guarantee anyone gets a pay rise with what I'll share. I could with a hundred percent accuracy guarantee that no one will get a fucking pay rise if they say to me that the cost of living has gone up." "If you can make the company 50 and you're asking for 5, well, that's a no brainer. That's 10%." "Comfort is the opposite of greatness. So I would say to anyone who's worried about AI, what are you going to do about it? Cause what does worrying do? Fuck all." "Sales people, however, very safe... I will protect my sales guys at all costs." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

We are all being lied to about the cost of living crisis and in this episode, Rob reveals the things you need to know and learn to protect yourself and your money. He explains why the central banks need you to be financially dependent on them and how the money system works against the average person. He also shares the real cause of the financial difficulties in the UK and why it’s not what we are being told. KEY TAKEAWAYS The system wants and needs people to be financially dependent. The central banks need you to be in debt so they can make money from your interest. Schools do not teach the money education that would make people financially independent because it does not serve the system. We are not in a cost of living crisis, we are in a government debt crisis. Governments are knowingly creating debt and this is then passed on to the general population via loans, increased taxation and quantitively easing. Previous governments have wasted a lot of money on things like lockdown and poor buying choices. The only way to beat the system is to learn how the system works Money does not make you rich, you need assets and other ways to build wealth through investing. BEST MOMENTS "What matters is what you know, I believe the more you learn the more you earn as long as you are learning about money” “The central banks make money from debt” “Governments create debt, it’s a strategy” “We've got a debt crisis not a cost of living crisis" "The only way to beat the system is to learn how the system works" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

robmoore.live/money In this episode, Rob reveals the lies you have been told about tax and talks about why the current tax system is one massive scam! He shares why tax is theft, provides important details on every current tax paid in the UK, and gives solutions for alternative ways the government could generate revenue. KEY TAKEAWAYS The government is scamming most of the people of the UK with the amount of tax being charged. If this continues, the people who generate the most income in this country and stimulate the economy, will all leave. On an average working day, you have paid multiple taxes before you even start your job including subscription fees, fuel charges and more. Employees pay between 20-40% income tax as well as national insurance. You are working half of your working week to pay the government. Spending power is at a 50-year low yet the rich are getting richer. The government could work with entrepreneurs and small businesses to help grow the economy by giving out subsidies and giving support and tax breaks . BEST MOMENTS "I am angry for you, I am angry at the government” “There are too many politicians they are earning too much money” “You get absolutely hammered in tax for working” “You need to wise up, I’d argue you are paying a minimum 70% of your earned income and your spent income on tax” “Your spending power is at a 50 year low” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob reveals the three types of freedom in this episode and focuses on arguably the most important freedom of all: financial freedom. He explains why this is the freedom you need to be truly free and shares the six ways to get anything you want! KEY TAKEAWAYS Physical Freedom: The freedom most people say they desire, to be able to go anywhere at anytime. Emotional Freedom: The freedom to think, speak and choose. Financial Freedom: You cannot be free in any other way until you have financial freedom. Find someone who has what you want or has done what you want to achieve and learn how they did it. Ask someone what is most important to them in their life, this reveals their values to you. People will judge you regardless of what you do, wouldn’t you rather be rich and judged for that, than be poor and struggling? Everyone has the opportunity to do what the rich have done, to learn what they did and do it too. The system isn’t rigged for them, they rig the system for them. Money isn’t everything but everything is better with money. You can make some money making money but you only become very rich by saving tax. The richer you get, the more people will hate you and use your money. Working hard is not enough to get rich, you have to work smart. BEST MOMENTS "How can you have physical freedom when you can’t afford it?" “Anything you really want, you will get” “The system isn’t rigged for the rich, the rich rig the system for them” “Learn the rules, break the rules and then make the rules” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob gives his thoughts on the current cash and money systems in the UK and reveals the secrets the banks don't want you to know about. He also shares his advice on why money doesn’t make you rich, how the system is rigged and the practical ways you can protect yourself and create wealth. KEY TAKEAWAYS A cashless society is great for banks but not for the rest of us. The best business ideas start with solving a problem. Starting a company is the only way to pay yourself first. Build your network and influence as you build your business. Create multiple streams of income to protect yourself from changes in the economy and other external influences. Never go into business with family or lend money to them. Sales and marketing are always what you should be focusing your attention on as an entrepreneur, anything else is procrastination. Money depreciates in value; money can be a liability. To get rich you need income and cash flow through assets. BEST MOMENTS "A cashless society will be a disaster, a silent killer of your money” “Do not start with a product start with a problem” “Anything other than sales and marketing is procrastination” “Stop saying I can’t afford it” “You obsess way more over money when you’re broke” “As quickly as you can, convert money and cash into assets that can provide income’ VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Money can be a curse if you are not ready for it. Listen in to this episode with Rob to stop yourself from making mistakes and learn the 10 things you need to know before you get rich. If you follow these steps, then no matter how much money you make, you won’t lose it! KEY TAKEAWAYS Do not tell anyone about your money. People change and expect more. Pay off all debts immediately, including those owed to friends and family. Hold onto the money as much as possible before spending and take time to learn how to manage it. Don’t immediately rent or buy an expensive house Don’t quit your job immediately Don’t waste money on depreciating liabilities or luxury holidays Do not give or lend your money to friends and family Don’t spoil your kids, they need to learn the value of money and be independent Take the time to learn how to invest Take your money and invest it into assets that create recurring income BEST MOMENTS "If you can’t manage your emotions don’t expect to be able to manage your money” “One good solid head-down year can change everything for the rest of your life” “They don’t know the difference between an asset and a liability” “People change when you get money” “The greatest gift you can give to kids is not money” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Join Rob in this episode as he reveals 5 shocking ways to make money. These 5 ways are an inspiration, that it isn’t as difficult as you first may think to make money, you just have to be creative! KEY TAKEAWAYS Auction your virginity Writing excuses for other people Cleaning crime scenes Helping others have an affair Bottling and selling your dirty bathwater BEST MOMENTS "They charge $25 per excuse” “The founder has a net worth of 100 million dollars, encouraging affairs” “I’m not saying go and copy these business models but I am saying it’s only your creativity and your innovation that stops you from making millions” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob Moore interviews 9-year-old entrepreneur Maxwell Morley, who shares his passion for making money at a young age. Rob offers valuable advice on starting a business, growing wealth, and learning essential financial skills not taught in school. This episode is a must-listen for anyone, young or old, looking to kickstart their entrepreneurial journey and secure a successful financial future. KEY TAKEAWAYS Start a business by focusing on what you love and finding ways to monetise your skills, such as selling your artwork or creating engaging social media content. Grow your money by investing in the stock market or property, rather than simply saving, as inflation can decrease the value of money over time. Learn from successful people who have achieved the kind of wealth you aspire to, as they can teach you valuable lessons that aren't taught in school. Define your financial goals and price your products or services accordingly, taking into account the time and effort required to create them. Be cautious of get-rich-quick schemes and instead follow authentic, successful individuals who have proven their expertise over time. Start your business as soon as possible, even if you don't have all the answers, as taking action is key to making progress towards your goals. Seek help and support from your parents or trusted adults when starting your entrepreneurial journey, as they can provide valuable guidance and assistance. BEST MOMENTS "So, if someone's young like you, and you want to start a business, the first thing is you've got to think about what you like." "Saving is really, the purpose of saving is to stop you spending it and wasting it. As soon as you've spent it, you've got it. As soon as you've saved it, you've got to invest it." "The quickest way to get rich is find someone who's rich and learn from them." "So, to be successful, a big part of it is just starting. Like, you don't know everything now, but I don't know everything either." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob is again joined by members of his sales team to talk all things sales and money! They talk about customer deadlines, creating your own systems and what it really takes to be good at sales. They also ask Rob their top questions including how to follow up on a sale like a pro! KEY TAKEAWAYS If you aren’t money hungry as a salesperson then you are in the wrong job. It can be better to get a no to a sale first, so you can work out how to turn it into a yes. No is a form of communication. Rob isn’t sure there’s such a thing as being too pushy in sales. If you are trying to help someone why is it bad to be pushy about it? Setting clear deadlines for customers is a useful tool for following up and closing sales. However, it also means that you have to be firm and may risk losing sales. A set deadline changes the power dynamic and will make customers take you seriously. If you feel comfortable with the amount you earn, how can you make yourself feel more uncomfortable to unlock a higher earning power? Being able to weed out time wasters in sales is very powerful. It will save you time and help you concentrate your efforts on the clients who will convert If you can locate leads from organic sources, you can help them grow by diverting attention and money towards them. Track your own data, keep records of everything you do and test how you deal with clients. BEST MOMENTS “I don’t think people are money focused enough” “What’s wrong with being pushy?” “You want a no from the right person” “You have to risk losing a sale to get it” “You have to teach them [the customer] how to treat you” “Gamify and challenge yourself to reset the thermostat of where you’re comfortable [with money]” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob talks to Kane about whether saving accounts are a scam and the wider questions about bank accounts and savings. Rob gives the negatives to saving in today’s economic climate and gives alternative ways to make your money work for you. KEY TAKEAWAYS Saving money loses your money but many people don’t realise this because it happens slowly. Historically you get less in interest than inflation which means saving always loses money in the long term. Rule number one in making money is beating inflation. The banks are some of the best marketers in the world! BEST MOMENTS "Is savings a scam?” “Savers are losers” “You have to beat inflation” "Cash is the lowest form of investment" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob and Kane talk about how to get a pay rise. They debunk common LinkedIn myths and Rob reveals his insider secrets and gives practical strategies that could transform your earning potential. They also share their controversial views on why cost-of-living complaints won't get you anywhere and give a framework that could guarantee you a pay rise with 90% accuracy. This is essential listening for anyone looking to level up their income in 2025! KEY TAKEAWAYS Employers need to make money before they can pay employees more. Focus on how you can help the business make more money rather than your personal circumstances. Going commission only or reducing base salary for higher commission can break through salary caps, as you won't be limited by your manager's salary. Working for smaller companies (under 20M revenue/100 staff) gives better access to entrepreneurial leaders and more opportunities for growth. Employers often prefer to retain staff due to high costs of recruitment, training, and onboarding. Use this knowledge strategically in negotiations. Document specific ways you've made or saved the company money, with clear ROI figures. Aim to show how you can make the company 10x what you're asking for. Sales and marketing roles offer the most security and earning potential. They're typically last to be cut in downturns and skills are highly transferable. BEST MOMENTS "Basically you should do the opposite of the bullshit you read on LinkedIn" "I could, with 90 percent accuracy, guarantee anyone gets a pay rise with what I'll share. I could with a hundred percent accuracy guarantee that no one will get a fucking pay rise if they say to me that the cost of living has gone up." "If you can make the company 50 and you're asking for 5, well, that's a no brainer. That's 10%." "Comfort is the opposite of greatness. So I would say to anyone who's worried about AI, what are you going to do about it? Cause what does worrying do? Fuck all." "Sales people, however, very safe... I will protect my sales guys at all costs." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Rob reveals how banks really operate with your money. From shocking operational practices to the truth about bank bailouts, Rob exposes the seven ways banks control your deposits and why you might not truly "own" your money. This episode is a wake-up call about the banking system and offers practical solutions for protecting your cash! KEY TAKEAWAYS Banks can legally use your deposited money for their operational expenses, including paying their own bills and staff expenses, effectively treating your deposits as their generated funds rather than your property in safekeeping. The fractional reserve banking system allows banks to lend out 90% of deposited money, meaning they only keep 10% of deposits on hand - if 11% of depositors wanted their money at once, the bank would be insolvent. Banks can restrict your withdrawals and control how you use your money, including limiting crypto purchases and requiring explanations for large withdrawals, while they freely invest and lend your money as they choose. In times of economic crisis, banks can be "bailed out" using taxpayer money or "bailed in" using depositor savings, meaning you pay for their mistakes either way through taxes or lost savings. The bank deposit insurance limit (£85,000 in the UK) applies per banking group, not per bank account or bank brand, meaning multiple accounts at different banks owned by the same group share one insurance limit. Banks can "debank" individuals based on their political views or social media posts, freezing or restricting access to funds, which becomes an even greater threat to personal freedom in an increasingly cashless society. BEST MOMENTS "If you want to be sure what you have in your hand, in your safety deposit box, under your mattress, or only you have access to, you own. What you don't, you don't." "The banks are a for-profit corporation and their goal is to maximise shareholder value and they make money from you and your money." "In times of revolution, wars, because countries need trillions to fund wars. Who do they need it from? Us. Because governments don't have their own money." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Can anyone become a millionaire in two years? Rob breaks down this question with a resounding "yes" but with important caveats. Rob and Kane talk about the psychology of wealth creation, exploring everything from the true meaning of inflation to why people pay thousands for luxury watches, and Rob gives his exclusive formulas for both wealth whilst debunking common myths about money and success. KEY TAKEAWAYS Breaking down a million pounds over 730 days means you only need to make £1,369 per day - a more realistic target that could be achieved through selling just one high value product or service daily. The formula for riches is "inflation plus X times leverage times compounding". You must first beat inflation (which is typically double what governments report), then leverage your efforts and let compound interest work its magic. Information products are the fastest route to wealth creation, requiring no stock, premises, staff, or loans, and can be launched within 48 hours with global reach through social media. People buy based on perceived value, not actual value or price, understanding this psychology is crucial for pricing products and services effectively. Evolution beats revolution in business so start now and improve rather than waiting for perfection. The four M's of wealth building are Make, Manage, Multiply, and Maintain - your strategy should change depending on which stage you're in. BEST MOMENTS "Anyone can be a millionaire in two years, it used to take 10. All my mentors back in the day would say it takes 10 years to be an overnight success." "People will pay for value.” "The fact that it's hard makes it easier for you if you want it, because it's hard for everyone else. That's why in recessions, you get more millionaires." "You don't deserve shit. Other than air, sunlight, and food... you get what you earn. I don't deserve anything other than what I create and what I do and how I help people." "Making money is easier than keeping money.” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

It's easier to make millions than you may think! In this episode, Rob outlines some of the most shocking ways to become a millionaire. He has created this content to prove to everyone out there that making money is easy, that it's a system that anyone can apply. After talking through the shocking ways to become a millionaire, Rob also shares some practical tips to help you start to increase your income.   KEY TAKEAWAYS  Dog sunglasses: 3 million in sales annually selling dog sunglasses. Goatpreneurs: Companies worldwide rent out goats Pet Rocks: Millions of ‘pet rocks' have been sold Cleaning up crime scenes Letters to Santa: A million-dollar business simply by replying to children's letters to Santa Selling ugly fake teeth: $ 50 million dollars were made from a couple selling hillbilly fake teeth Mute TikTok Star: Simply watched videos of useless household hacks offering facial expressions and now has million-dollar sponsors working with them A Talking Fish: Billy Big Mouth Bass made over $100million in sales Yellow Smiley Faces: Whoever owns these has made an estimated $500million Ashley Madison: A dating website only for married people BEST MOMENTS “They have all these reasons and excuses why they can't start a business” “It's as easy to be rich as it is to be poor” “There is no limit to the amount of money you can make and how quickly you can make it other than your creativity, innovation and resourcefulness” “That maybe should be criminal but it isn't” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Is your money mindset broke or rich? Rob defines both in this episode and advises what you can do to fix your money mindset if it's broken! KEY TAKEAWAYS If you have a poor or broke money mindset, you will always repel wealth. Believing money is bad or those with it aren't good people is part of having a bad money mindset, you will never become rich if you believe these things. You have to change your perception of what it takes to become rich and believe you are someone who can be rich too, or it will never happen.  BEST MOMENTS"The skillset without the mindset will leave you upset” “You need to change your perception of what it takes to become rich”: VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Rob talks about the most dangerous ways we can mishandle our money, uncovering shocking truths about banking, savings accounts, and inflation. Rob challenges conventional financial wisdom and explains why your savings account might actually be making you poorer. From the hidden mechanics of money printing to the true nature of banks, Rob continues to share the controversial insights that will transform how you think about managing your wealth.   KEY TAKEAWAYS Savings accounts are actually "degrading accounts" - your money loses value over time due to inflation being higher than interest rates, with banks typically offering much lower rates than the base rate while making profit on the difference. The banking system operates on a model where you are the product. Banks create money from nothing, lend it out multiple times, and make a profit from your deposits while providing minimal returns and maintaining limited transparency. Inflation is not a natural economic phenomenon but a controlled mechanism that consistently devalues currency, with current inflation rates significantly outpacing any interest earned in traditional savings accounts. Liquidity should replace the concept of savings. Keeping 1-3 months of expenses liquid is important, but this doesn't necessarily mean in bank accounts; alternatives like S&P 500, FTSE 100, or precious metals can provide better security. Money printing through quantitative easing devalues existing currency while simultaneously reducing the relative value of debt, which explains part of why "the rich get richer" - they hold assets that appreciate with inflation. The 85,000 bank deposit protection isn't per bank but per banking group, meaning multiple accounts at different banks owned by the same group don't multiply your protection.   BEST MOMENTS "If you waste money and enjoy it, I'd argue that's not a waste. I think that gambling is a disgusting industry, especially when you're advertised hard at first, and lured in with money." "Be an owner, not a loaner. When you give your money to the bank, you think you're saving it, you're actually lending it to them." "If you borrow a million from the bank, you have a problem. If you borrow a hundred million from a bank, the bank has the problem."   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Rob ranks tax saving strategies from best to worst while sharing his knowledge on how to legally optimise your tax position. Rob reveals why some popular tax saving methods might be dangerous traps, explains the power of ISAs and pensions, and shares fascinating insights about commercial property investment.  KEY TAKEAWAYS ISAs represent one of the few remaining personal tax breaks, allowing individuals to invest £20,000 tax-free annually, making them more valuable than many realise. Commercial property ownership through a company can offer significant tax advantages, especially when becoming your own tenant, but it's crucial to maintain market rate rents to avoid scrutiny. When choosing an accountant, there are three types: government friendly conservatives, risky rule breakers who might disappear when things go wrong, and skilled middle ground professionals worth their higher fees. Company car tax benefits work differently between Limited Companies and LLPs, with LLPs offering better opportunities for vehicle-related tax benefits under specific conditions. Business expenses must pass two key tests: running them through a qualified accountant and ensuring they don't negate tax investigation insurance coverage. Moving to tax free jurisdictions like Dubai requires careful consideration, as while there's no income tax, living costs can be significantly higher and tax rates may gradually increase over time.   BEST MOMENTS "Often the hack to save a load of tax is the Trojan horse, and you end up getting screwed by it, so you have to be careful." "When you're employed, you earn five grand, they take off the tax, they take off the national insurance, they take off the student loans, you're left with 2,100 quid and you've got no choice." "A friend of mine, who's nearly a billionaire, reckons you pay 92 percent in everything you earn and everything you spend in tax. I think it's a bit less, but I think it's easily 70%."     VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.