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Thinking about downsizing your adventure bike? In this episode we test the waters with a Suzuki DR350—what it really takes to turn a lightweight, simple machine into a workable mini-adventure bike, the choices (and costs) that actually matter, and a few surprises that show up on both pavement and dirt. We start with durability—mirrors and signals, featuring the Doubletake Mirror origin story with Ned Suesse—and wrap with a technique reality check on small-vs-big from Chris Birch.
Don and Tom dive into a new Morningstar report showing that tactical allocation funds—those run by “smart” managers who actively shift investments—significantly underperformed simple buy-and-hold index portfolios. They unpack why doing nothing often wins, discuss investor behavior gaps, and revisit the power of staying the course. Listener questions follow on mortgage payoffs, TIAA advisory fees, and adjusting stock/bond splits in retirement. The episode wraps with Don revealing his personal creative project—his short story A Chance of Death on his LitReading podcast—and a teaser for his next story, Murder of Crows. 0:23 Morningstar headline: tactical allocation funds lose to “do-nothing” portfolios 1:45 What tactical allocation funds really are (a.k.a. expensive market timing) 2:52 Morningstar urges investors to “stay the course” 3:04 Revisiting “Mind the Gap” and why investors underperform their own funds 4:28 Data comparison: $10k in tactical vs. passive portfolio over 10 years 5:31 Why professionals can't beat buy-and-hold investors 6:51 Human behavior, arrogance, and the illusion of market-timing skill 8:37 The need for a written plan and risk-based portfolio 9:58 If you have a plan, market noise stops mattering 10:22 Tangent: WWII documentaries vs. Taylor Swift's Miss Americana 11:21 Listener question #1 – Paying off a low-rate mortgage vs. investing 13:35 Math and emotion collide: cheap money, liquidity, and peace of mind 15:35 Listener question #2 – TIAA Wealth Management fees and fiduciary standards 18:31 Reading TIAA's ADV: possible fees up to 2% on small accounts 20:08 Comparing local RIAs vs. large institutions 21:08 Clarifying blended fees and fund costs 21:47 Listener question #3 – Vanguard advisor suggesting 60/40 allocation 22:53 Risk tolerance vs. risk need – the real balance 24:05 Investment Policy Statements and Vanguard's advisory limitations 25:46 Call for more listener questions and upcoming Q&A shows 26:15 Don plugs Lit Reading and his new original story “A Chance of Death” 28:24 How AI collaboration shaped the story's creation 30:59 Discussion of his next story, “Murder of Crows” 32:17 Invitation for audience feedback on Lit Reading stories Learn more about your ad choices. Visit megaphone.fm/adchoices
On Episode 417 of The Tennis Files Podcast, I interviewed Lavie Sak, founder of ADV (Advantage) — a brand creating innovative gear for tennis, pickleball, and other racket sports.In this episode, you'll learn Lavie's tennis journey, how he turned setbacks into comebacks after a failed venture, the story behind ADV's cutting-edge products designed to help players perform and feel their best on and off the court, and much more!I hope you enjoy my interview with Lavie! Let us know what you think about this episode in the comments below!And be sure to subscribe to Tennis Files to receive the latest tennis content to improve your game straight to your inbox!Get 10% off ADV Gear - Click Here! https://www.advtennis.pro/discount/TFILES10http://tennisfiles.com/ADV10
1:36 News12:30 Comic reviews14:13 Detective Kaiju15:06 Absolute Evil #121:26 Red Hulk #1022:56 JL Omega Act Special27:43 Starship Godzilla #129:40 Adv of Superman #232:00 JSA #1243:24 Spider-Man Noir #146:46 Batman #253:44 What we're excited for55:25 Fantastic Four
ADV-X in Canada turned out to be far more than just another riding event. By the end of the first day, faces were caked in dust, grins were everywhere, and the sense of camaraderie was undeniable. From trail-side fixes and overnight repairs to long mountain days, it was passion in motion—riders looking out for each other and a crew ensuring no one was left behind. Combine a world-class terrain with smart logistics that kept everything seamless, a spirit of fun, and you have an event that showcased the very best of adventure motorcycling in Canada. In this episode, you'll learn how the framework came together from Ryan Austin, instructor and owner of Enduro Park Canada in British Columbia—and hear from riders who lived those moments on the trail.
Download the “65 Investment Terms You MUST Know to Reach Your Financial Goals” for FREE by going to https://TodaysMarketExplained.com/ Looking to earn strong returns while making a real difference?In this episode of Today's Market Explained, Dr. Canaan Van Williams of Proactive Real Estate Group joins Brian Kasal to reveal how impact investing is transforming communities—while delivering investors double-digit yields. From affordable housing developments to government-backed partnerships, discover why this asset class is attracting serious attention.
If you want more information on my Indian Wells Doubles Camps, click herehttps://stokketenniscoaching.com/For more information on the new flex backpack from ADV, click herehttps://www.advtennis.pro/products/flex-backpack?variant=50663601799485&utm_source=baselineintelligence&utm_medium=podcast&utm_campaign=flex_launch&utm_content=jonathan_stokkeWe talk:3:00 Stacking pressure on your opponents5:03 Opening the match10:35 Sensing nerves across the net12:06 The 2nd phase of a match18:12 Novak in a breaker21:50 Phases 3 of a match27:17 Protector vs gunslinger31:40 Closing the first set36:36 Starting the second set43:53 The "poor me" opponent45:47 Closing out the match47:57 10 point tiebreakers
Welcome to Episode 373. On this episode Junky taks about: • HDS- or Heavy Dual Sports. A motorcycle identity crisis that NoCo Moto Podcast helped to remedy regarding "ADV" bikes. • Word of the Week • Highs and Lows • Spotted in the wild - Some bikes that are for sale but that you never see in the wild. • What's looking creative: Hub-center steering and drive. Finally, we throw it back to 2021 with Beulah Mae - half of the Girl On A Moto Podcast. The excerpt is from Episide 247 if you'd like to go back and listen to the whole shebang. Call to action: - Submit a Solstice Slam entry. This year's theme : cosplay - dress your bike up in a movie theme or dress up with your bike for the ultimate combo. Send your entry to: slam@creative-riding.com - leave reviews, interact, become a Patreon supporter, etc. Show contact info Creative Riding is available on Apple Podcasts, Sound Cloud, Google Play, Tune In, Spotify, etc. Leave the show a rating and review on your favorite podcast app. Check out our blog: creative-riding.com Contact the show: Discord: https://discord.gg/3kzhhChcUj Email: creativeridingpodcast@gmail.com FB/IG: @creativeridingpodcast Reddit: @Creative_Riding Support the show: patreon.com/creativeriding zazzle.com/store/creative_riding
Modern motorcycles aren't just machines anymore—they're equipped with advanced technology. Ride-by-wire means your throttle hand communicates with a processor instead of a cable, and that computer considers wheel speed, lean angle, traction, braking, and more before deciding how your bike responds. With ride modes, you can adjust your bike's personality for pavement, gravel, mud, or rain—varying power delivery, traction control, ABS, and even suspension. In this Rider Skills episode, Clinton Smout of SMART Riding Adventures explains how understanding ride modes can enhance your safety, control, and enjoyment on every ride.
Download the “65 Investment Terms You MUST Know to Reach Your Financial Goals” for FREE by going to https://TodaysMarketExplained.com/ The markets are showing strength — domestic and international equities are climbing side by side, small caps are breaking out, and gold has surged to new record highs. But beneath the rally, risks remain: inflation is proving sticky, a government shutdown is on the horizon, and global trade tensions are heating up.In this episode of Today's Market Explained, Brian Kasal and Chris Reardon dig into the latest numbers across asset classes, sectors, and global economies. From Fed policy and housing starts to IPO market reforms and tech consolidation, they cut through the noise to reveal what founders, investors, and advisors should really be watching.
「「テニスの王子様」恋愛ADV「学プリ」＆「ドキサバ」リマスター版では新規描き下ろしスチルも！越前リョーマ、跡部景吾の新スチルが公開」 コナミデジタルエンタテインメントは、9月20日に発表した「テニスの王子様 も～っと 学園祭の王子様 ♡-40 and more...」と「テニスの王子様 ぎゅ～っと！ ドキドキサバイバル Tie break ♡ game」の制作プロジェクトより、新規描き下ろしスチルの情報を公開した。
(ADV): Prova Veggy Goods! https://veggygood.sancarlo.com/ (ADV): http://nordvpn.com/crimeandcomedy Alan Hruby ha una bellissima famiglia: sua madre Tinker e suo padre John Hruby hanno tutto, oltre alla famiglia, un piccolo impero editoriale e tanti soldi in banca. Una vita da sogno, insomma, che, nel 2014, viene violentemente interrotta, sia per loro sia per la figlia Katherine, da un invasore misterioso che li stermina nella loro stessa casa. L'unico sopravvissuto è proprio il figlio maggiore, Alan Hruby, che non vive più con loro da quando va al college e che viene subito avvertito della disgrazia dalle autorità. Ma c'è qualcosa che non torna… --------- Patreon: https://www.patreon.com/crimeandcomedy Instagram: https://www.instagram.com/crimeandcomedy.podcast/ Telegram: https://t.me/crimeandcomedy Sito: https://www.crimeandcomedy.it Instagram: Clara Campi: https://www.instagram.com/claracampicomedy/ Marco Champier: https://www.instagram.com/mrchreddy/ Editing - Ilaria Giangrande: https://www.instagram.com/ilaria.giangrande/ Caricature - Giorgio Brambilla: https://www.instagram.com/giorgio_brambilla_bookscomedy/ Tutti i Podcast: https://link.chtbl.com/CrimeandComedy Capitoli: (00:00:00) | Intro (00:00:20) | Sigla (00:00:33) | Ringraziamenti Patreon (00:03:51) | La ricca famiglia di Alan Hruby e la scena del crimine (00:19:19) | NordVPN (00:20:46) | Alan Hruby un giovane rampollo privilegiato dai gusti speciali (00:49:27) | Le indagini sull'omicidio della famiglia di Alan Hruby (01:07:26) | Il processo ad Alan Hruby (01:14:12) | I nostri Patreon Learn more about your ad choices. Visit megaphone.fm/adchoices
We all choose our riding gear for comfort, style, and weather protection — trusting that if it's sold as motorcycle gear, it must also keep us safe in a crash. But how much of that trust is based on proof, and how much is just assumption? This week we speak with the head of one of the world's only independent labs that secretly buys gear off the shelf, crash-tests it, and publishes the results. What they've uncovered may completely change the way you think about the gear you've been relying on.
Thanks to ADV for sponsoring the podcast. If you want the best tennis backpack/racket bag on the market, click here for 10% off.https://www.advtennis.pro/discount/stokketennisOn today's episode we're joined by Karue Sell. He was a standout player at UCLA, cracked the top 300 in the world on the ATP Tour, and then became a coach and a YouTube sensation (170K subscribers). After several years away from the tour, he's "turned pro at 30" and is on the cusp of making the grand slams in his return. On today's episode we discuss what he learned from stepping away from the game, how he works on the first 4 shots, his baseline principles, and why he thinks clarity is the most important part of his game.
(ADV): Prova Veggy Goods! https://veggygood.sancarlo.com/ (ADV): http://nordvpn.com/crimeandcomedy A Ray Merrill non piace stare da solo. Vuole una compagna. Vuole innamorarsi e quando conosce la bella Regina Rachid su un sito di incontri perde la testa. Fa niente che Regina abita in Brasile e Ray in California, lui vuole coltivare questa relazione a tutti i costi, tanto di soldi Ray ne ha. E i viaggi in Brasile diventano sempre più lunghi e frequenti, tanto che nemmeno la sua famiglia lo sente più, nemmeno nel momento del bisogno. Ray si sta facendo nuova vita in Brasile o è successo l'impensabile? --------- Patreon: https://www.patreon.com/crimeandcomedy Instagram: https://www.instagram.com/crimeandcomedy.podcast/ Telegram: https://t.me/crimeandcomedy Sito: https://www.crimeandcomedy.it Instagram: Clara Campi: https://www.instagram.com/claracampicomedy/ Marco Champier: https://www.instagram.com/mrchreddy/ Editing - Ilaria Giangrande: https://www.instagram.com/ilaria.giangrande/ Caricature - Giorgio Brambilla: https://www.instagram.com/giorgio_brambilla_bookscomedy/ Tutti i Podcast: https://link.chtbl.com/CrimeandComedy Capitoli: (00:00:00) | Intro (00:00:24) | Sigla (00:00:38) | Ringraziamenti Patreon (00:05:39) | NordVPN (00:07:12) | Ray Merrill, musicista e giramondo (00:20:12) | Ray Merrill conosce Regina Rachid (00:45:57) | Ray Merrill si trasferisce in Brasile (01:01:16) | Il ritrovamento di Ray e il processo a Regina Rachid (01:27:07) | I nostri Patreon Learn more about your ad choices. Visit megaphone.fm/adchoices
When everything is perfectly organized—routes mapped, fuel stops planned, meals and beds guaranteed—it feels effortless. But the truth is, no matter how tidy the plan, the real world always gets a vote. On short rides, those small interruptions are easy to patch over. Stretch the miles across countries and weeks on the road, though, and the little things start to compound. That's when the first casualty is usually the plan—and what comes next is called the adventure.In this 2017 story, a dozen experienced riders set out to cross South America from Cartagena to Ushuaia, equipped with skills, support vehicles, and a clear plan. But tropical rain, border red tape, shock absorbers that cried uncle, and Patagonian winds forced them to adapt. The journey didn't unfold the way they mapped it—but that's the point. What carries a long trip isn't a perfect plan; it's the flexibility to rewrite it.
3:12 News14:28 Comic Reviews16:24 Magik #918:01 Dr Strange #45021:51 Adv of Superman: Book of El #122:59 Sonic the Hedgehog #8124:40 Orla #126:05 Witcher Bear & Butterfly #327:07 Moon Knight Fist of Khonshu #1228:32 Batman #131:05 What we're excited for31:44 Fantastic Four
The markets are sending mixed signals — domestic and international equities continue to climb, gold hits record highs, and small caps rally like we haven't seen in decades. But uncertainty looms: will the Fed cut rates in September, or will stubborn inflation hold them back?In this episode of Today's Market Explained, Brian Kasal and Chris Reardon break down the latest economic numbers, global trends, and policy shifts that every investor should be watching. From international surprises to tariff battles and even the future of Social Security, they cut through the noise to give you a clear picture of where things stand.
(ADV): http://nordvpn.com/crimeandcomedy Teri Jendusa è una ragazza piena di vita con un sogno: fare la mamma. Ma il sogno diventa presto un incubo per via del marito, David Larsen, un incubo che continuerà a tormentarla anche dopo il divorzio. Ma nulla può fermare la voglia di vivere di Teri. --------- Patreon: https://www.patreon.com/crimeandcomedy Instagram: https://www.instagram.com/crimeandcomedy.podcast/ Telegram: https://t.me/crimeandcomedy Sito: https://www.crimeandcomedy.it Instagram: Clara Campi: https://www.instagram.com/claracampicomedy/ Marco Champier: https://www.instagram.com/mrchreddy/ Editing - Ilaria Giangrande: https://www.instagram.com/ilaria.giangrande/ Caricature - Giorgio Brambilla: https://www.instagram.com/giorgio_brambilla_bookscomedy/ Tutti i Podcast: https://link.chtbl.com/CrimeandComedy Capitoli: (00:00:00) | Intro (00:00:32) | Sigla (00:00:46) | Ringraziamenti Patreon (00:01:47) | La vita di Teri Jendusa-Nicolai (00:11:09) | NordVPN (00:12:46) | Un matrimonio violento, un divorzio brutale e le seconde nozze di Teri Jendusa-Nicolai (00:33:47) | Teri Jendusa-Nicolai scompare nel nulla (00:59:59) | Il ritrovamento di Teri Jendusa-Nicolai e il processo a David Larsen (01:14:05) | I nostri Patreon Learn more about your ad choices. Visit megaphone.fm/adchoices
Chris Birch returns to Adventure Rider Radio with insights from his brand-new Everything Adventure video training series. This is a deep dive into how adventure riding and training have evolved in the last five years. Chris explains why fundamentals like bike setup and body position matter more than flashy skills, how modern ADV bike design is changing the way we ride, and why so much of what riders learn in a course is quickly forgotten. From fitness as the hidden limiter, to the “fun tokens” mindset, to the balance between digital and in-person training, Chris shares practical lessons and fresh perspectives every rider can take to the trail.About Chris Birch:Chris Birch is one of the most sought-after off-road coaches in the world. With over 35 years of riding experience, he has competed at the highest levels and coached thousands of riders across the globe. Known for his relatable teaching style, Chris focuses on explaining why techniques work, not just telling riders what to do. Through his Say No To Slow coaching program, he helps adventure and enduro riders build skills, confidence, and control on the bike.
Most every type of motorcycle originated in Europe. Paris—of all places—begat the supermoto and our beloved ADV. But that's not all. Michael Uhlarik reports in from Italy on a motorcycling culture more inclusive and less dismissive than our ways in the west. We also talk Roman roads, Roman chariots, and expertly ridden motorcycles owned by people who don't really consider themselves enthusiasts. Don't miss this one.
Practise speaking the dialogue from episode #91 Asking for a job reference (Adv). - #91 Ажлын тодорхойлолт хүсэх хичээлийн ярианы дадлага хэсэг
To win a free ADV backpack, receive monthly tennis tips, and have early access to my Indian Wells and Charleston Camps, sign up for my newsletter below:https://baselineintelligence.substack.com/For 10% of ADV backpacks, click the link below:https://www.advtennis.pro/discount/stokketennis
Damian (Demon) Rowley spent 35 years riding motorcycles professionally in London—first as a courier, then as one of Virgin's elite “limo bike” riders, trusted to ferry celebrities and executives through the city's relentless traffic. With over half a million miles behind him, Damian shares the toll of crashes, injuries, and burnout, as well as the moment he realized he needed a change. At 50, he walked away from security, ended a long relationship, and set out solo on a KTM 690 to ride the world. His story isn't just about motorcycles—it's about reinvention, confronting fear, and discovering personal growth when the safety nets are gone.
A respectable, but not explosive day in the options market, with volumes generally a bit below their average daily volume (ADV). The market is still in the "dog days of summer," which can often lead to lighter trading. Today's action was influenced by NVIDIA's earnings report, a known market-moving event. Time Stamps 0:00 - Welcome and Introduction 1:46 - VIX 2:50 - SPY 3:32 - SPX 4:22 - Small Caps (IWM) 5:08 - The Qs (QQQ) 6:07 - Single Names 6:50 - #10 - Amazon (AMZN) 7:57 - #9 - Alphabet (GOOGL) 8:48 - #8 - Barrick Gold (B) 10:33 - #7 - Snowflake (SNOW) 11:51 - #6 - AMD 12:50 - #5 - SoFi (OPEN) 13:58 - #4 - Palantir (PLTR) 14:49 - #3 - Apple (AAPL) 15:43 - #2 - Tesla (TSLA) 16:51 - #1 - NVIDIA (NVDA) 18:18 - Conclusion -------------------------------------------------------------------- All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
Ray White, filling in for Bongani Bingwa, speaks with Adv. Stefanie Fick, Executive Director of the Accountability Division at Organisation Undoing Tax Abuse (OUTA), about allegations that former property executive Helen Botes has not left the city’s employ as stated by spokesperson Nthatisi Modingoane last week, and why OUTA considers her a delinquent director. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.
In this episode of the 'Al Hamashmaut' (On Meaning) podcast, Adv. Tamir Dortal hosts Pastor Greg Locke, a prominent and outspoken evangelical leader from the United States, for a compelling and unfiltered conversation about Christian support for Israel, the battle for global public opinion, and the spiritual roots of modern antisemitism.Having visited Israel 13 times since October 7th, Pastor Locke pulls no punches. He dives deep into why he views the antisemitism spreading on social media not as a political trend, but as an ancient "demonic spirit" that has taken a new form. He delivers a blistering critique of Israel's public relations strategy, arguing that it is losing the information war by failing to use the right tools to combat the "fake news monster". Locke also calls out former allies, naming prominent conservative figures in the U.S. like Candace Owens and Tucker Carlson, whom he now describes as "flaming Jew haters."What is the ancient 'demonic spirit' he claims is fueling modern antisemitism? How can Israel strategically use social media influencers to win the PR war? And why does he believe that "Replacement Theology" - the idea that the Christian Church has replaced Israel in God's covenant - is one of the greatest threats to long-term support for the Jewish state?This episode provides a rare, unfiltered look into the mind of one of Israel's most formidable and uncompromising American allies. Listeners will gain a unique perspective on the forces at play in American politics and global media, offering a deeper understanding of the international battlefield where Israel's reputation is fought for every single day.00:00:00 Why a Pastor Wears a Star of David00:01:40 The Ancient Demonic Roots of Antisemitism00:04:46 How Israel Can Win the Social Media War00:09:27 What Happens When Americans See Israel For Themselves00:12:35 The Deep Divide Between Evangelicals and Catholics on Israel00:15:40 'Replacement Theology': The Greatest Threat to Christian Support00:17:57 Conservative Leaders Who Became "Flaming Jew Haters"00:20:24 Israel's Strategic Mistake in the Gaza War00:27:36 The Greatest Miracle in History: Jewish Survival00:30:51 The Muslim Brotherhood's Threat to America and Europe#podcast #על_המשמעות Support the show◀️ פרסמו אצלנו: לקבלת הצעת מחיר - פנו למתן
Chris Birch - What Works, What Doesn't, And How To Select The Moto Gear That's Right For YouWhen it comes to adventure riding gear, the options are endless—mesh, laminated, vented, lightweight, heavy-duty. With so many choices, it's easy to feel overwhelmed. What matters in riding gear? How much protection is enough? And what trade-offs should you be aware of? To get clarity, we turned to Chris Birch. A lifelong motorcyclist who's raced local dirt tracks in New Zealand, competed on the world stage in hard enduro, and now travels the globe on adventure bikes, Chris has seen it all. In this episode, he shares hard-earned insights on what works, what doesn't, and how to choose the gear that's right for you.When it comes to adventure riding gear, the options are endless—mesh, laminated, vented, lightweight, heavy-duty. With so many choices, it's easy to feel overwhelmed. What matters in riding gear? How much protection is enough? And what trade-offs should you be aware of? To get clarity, we turned to Chris Birch. A lifelong motorcyclist who's raced local dirt tracks in New Zealand, competed on the world stage in hard enduro, and now travels the globe on adventure bikes, Chris has seen it all. In this episode, he shares hard-earned insights on what works, what doesn't, and how to choose the gear that's right for you.
Looking to diversify beyond stocks and bonds?In this episode, Jason Debono, Head of Alternatives Custody at Inspira, explains how investors are using retirement accounts to access alternative investments like real estate, private equity, and more.
Episode 106: Lacey Shrum, Founder of Smart Kx, is an accomplished professional with a diverse background in law, compliance, and entrepreneurship. At Smart Kx, Lacey applies her extensive experience to drive strategic initiatives and deliver innovative solutions within the legal and technology sectors. This week, Kyle and Lacey do a deep dive into the metric that truly matters for advisory firms—revenue. Lacey shares why AUM can be a vanity metric, how to calculate and use blended rates, and ways to streamline billing for greater efficiency and profitability. They discuss common challenges during firm growth and acquisitions, how average daily balance reconciliation can smooth out revenue volatility, and why automation reduces friction in advisor operations. In this episode: (00:00) - Intro (04:32) - Why protecting revenue matters more than chasing AUM (08:26) - How Smart Kx gathers the data to power its calculations (09:55) - The risks of relying on spreadsheets for billing (14:17) - Why due diligence on revenue metrics is critical in acquisitions (17:22) - Using Average Daily Balance (ADB) reconciliation for fairer, more transparent billing (22:13) - Lacey's take on the fee structure debate (23:39) - What's holding RIAs back from adopting automation (27:46) - The key revenue metrics every advisor should track (32:59) - How Smart Kx is leveraging technology and AI (36:07) - Lacey's predictions for the future of the industry (40:07) - Lacey's Milemarker Minute Key Takeaways Build a true revenue system—not just billing. Go beyond sending invoices. Create a complete revenue framework that combines accurate AUM fee calculations, airtight documentation of every client agreement, and detailed revenue analysis. This holistic view will give you clarity and control over your firm's financial health. Ditch the spreadsheets for fee management. Spreadsheets are fragile, error-prone, and a single point of failure. Replace them with specialized technology that automates and validates calculations, ensuring accuracy while freeing your team from time-consuming manual work. Do real revenue due diligence in acquisitions. Don't stop at surface-level metrics. Examine a target firm's actual revenue drivers—average client size, blended rate, and revenue per client. This will reveal hidden gaps or “potholes” in their billing process and help you plan a smooth integration. Automate to eliminate friction. In a slow-to-adopt industry, actively seek tech that reduces clicks and speeds up payment workflows. The less time you spend chasing revenue, the more time you can invest in serving clients and growing your business. Quotes "Revenue is so important to anybody's business. We are trying to make a profit here, provide for ourselves, and build a business." ~ Lacey Shrum "If you are responsible for signing that ADV and representing your firm in that contract, you have to have some orderly system, or you're just kicking the can down the road of a regulatory and probably litigation nightmare." ~ Lacey Shrum "Advisors are not in the billing business. They're in the business of managing money. So, try to get billing down to the least amount of time possible so you can manage money." ~ Lacey Shrum Links Lacey Shrum on LinkedIn Smart Kx NFL A Tree Grows in Brooklyn Onboarding New Clients Made Easy with Lacey Shrum Connect with our hosts Milemarker.co Kyle on LinkedIn Jud on LinkedIn Subscribe and stay in touch Apple Podcasts Spotify YouTube Produce game-changing content with Turncast Turncast helps your company grow by producing top-quality content and fostering transformative conversations. We specialize in content generation, podcasting, digital strategy, and audience growth for fintech and financial services companies. Learn more at Turncast.com.
(ADV): http://nordvpn.com/crimeandcomedy Klaus O. è una persona che nessuno conosce, totalmente anonima. Né sua moglie, né i suoi figli, né i suoi datori di lavoro, né i suoi colleghi. E sono proprio i colleghi a fare le spese di questa ignoranza su Klaus, perché Klaus, definito il più grigio tra i topi grigi, sta usando proprio i suoi colleghi come cavie di un esperimento agghiacciante e sono proprio loro a morire come topi che non sanno di essere in trappola. --------- Patreon: https://www.patreon.com/crimeandcomedy Instagram: https://www.instagram.com/crimeandcomedy.podcast/ Telegram: https://t.me/crimeandcomedy Sito: https://www.crimeandcomedy.it Instagram: Clara Campi: https://www.instagram.com/claracampicomedy/ Marco Champier: https://www.instagram.com/mrchreddy/ Editing - Ilaria Giangrande: https://www.instagram.com/ilaria.giangrande/ Caricature - Giorgio Brambilla: https://www.instagram.com/giorgio_brambilla_bookscomedy/ Tutti i Podcast: https://link.chtbl.com/CrimeandComedy Capitoli: (00:00:00) | Intro (00:00:32) | Sigla (00:00:46) | Ringraziamenti Patreon (00:02:22) | Una strana polvere sui panini del collega di Klaus O. (00:06:27) | NordVPN (00:08:07) | La verità su Klaus O. e la sua condanna (00:41:12) | I nostri Patreon Learn more about your ad choices. Visit megaphone.fm/adchoices
Fifteen years on the road—and no major disasters. Elsebie and Michnus Olivier of PikiPiki Overland share how they've dodged mechanical meltdowns, sketchy border crossings, and costly mistakes while traveling by motorcycle —including one tense moment in Sudan that could have gone very wrong. Is it luck… or a skill you can learn?
In this episode of the Hot Options Report, we recap a dynamic week in the options market. The discussion opens with VIX options, which saw a significant surge with 843,000 contracts traded, highlighting the popularity of the 15.5 puts. SPY options also saw substantial activity, but fell just short of their daily average volume (ADV). Trading in SPX options nearly met their ADV with 3.6 million contracts traded. IWM showed near-record activity with 1.5 million contracts. The NASDAQ QQQ options hit 4.1 million contracts, just above their ADV. Single-name stocks like Amazon, MicroStrategy, Palantir, AMD, Apple, and Tesla also showed remarkable trading volume, with Amazon leading with 927,000 contracts. Nvidia topped the list with nearly 3.5 million contracts, driven primarily by the 180 calls. 00:00 Introduction and Welcome 01:04 Final Hot Options Report for the Week 02:18 VIX Options Activity 03:06 SPY Options Activity 03:50 SPX Options Activity 04:28 Small Caps Options Activity 05:34 Nasdaq Options Activity 06:25 Single Names Options Activity 06:52 Top 10 Most Active Options 18:02 Conclusion and Next Week's Preview ------------------------------------------------------------------------- All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
The market's rally is getting narrower, driven by tech and utilities—but under the surface, big shifts are unfolding. From meme stocks making a comeback to China's deflation risks and possible U.S. rate cuts, Brian Kasal and Chris Reardon unpack the headlines investors can't afford to miss.In this episode, Brian and Chris discuss: • Why Technology and Utilities Are Leading in 2024 • The Return of Meme Stock Frenzy—and What's Driving It • Inflation, Jobs Data Revisions, and the Fed's September Rate Cut Odds • China's Deflation Threat and Global Economic Ripples • How Deregulation Could Reshape Key U.S. IndustriesFollow us here to see short videos of all our best investing tips:TikTok: https://www.tiktok.com/@todaysmarketexplainedInstagram: https://www.instagram.com/TodaysMarketExplainedYouTube: https://www.youtube.com/@todaysmarketexplainedFacebook: https://www.facebook.com/TodaysMarketExplainedTwitter: https://twitter.com/PodcastTMEWebsite: https://todaysmarketexplained.com/DISCLAIMER:This podcast is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov
In this episode, we cover VIX volatility, which has decreased notably as markets rallied. We offer detailed insights into high trading activities across various indices and stocks, including SPY, SPX, IWM, and popular single names like Apple, Tesla, Nvidia, and AMD. For VIX, about 642,000 contracts were traded compared to an ADV of 734,000. The SPY saw nearly 8.15 million contracts, while the SPX had around 4 million. Small caps (IWM) reported 2.13 million contracts. Key stocks like Intel, American Airlines, Robinhood, and Palantir also featured prominently, with Intel and American Airlines seeing notable options activity. 00:00 Introduction and Welcome 01:17 Public: Cost-Effective Options Trading 01:57 VIX and Volatility Market Update 02:57 SPY and SPX Options Activity 04:23 Small Caps and QQQ Analysis 06:20 Single Name Equity Options Highlights 07:29 Top Options Movers: Intel to Nvidia 14:24 Conclusion and Upcoming Content ------------------------------------------------------ All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
The housing market is stuck between high prices and high rates—but behind the headlines lies a surprising opportunity. From land banking strategies to why new homes are now cheaper than existing ones, Katie Hubbard of Walton Global joins Brian Kasal to break down the trends reshaping real estate.In this episode, Brian and Katie discuss:The Record Gap Between Home Buyers and SellersWhy New Homes Are Outpricing Existing Homes for the First Time EverHow Land Banking Works with Major U.S. BuildersInvestment Opportunities for Accredited Investors in Land and HousingFollow us here to see short videos of all our best investing tips:TikTok: https://www.tiktok.com/@todaysmarketexplainedInstagram: https://www.instagram.com/TodaysMarketExplainedYouTube: https://www.youtube.com/@todaysmarketexplainedFacebook: https://www.facebook.com/TodaysMarketExplainedTwitter: https://twitter.com/PodcastTMEWebsite: https://todaysmarketexplained.com/DISCLAIMER:This podcast is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov
(ADV): http://nordvpn.com/crimeandcomedy Christine Paolilla ha avuto un'infanzia difficile, ma l'incontro con Rachel e Tiffany cambierà tutto: queste due ragazze popolari la renderanno una di loro. Christine finalmente può essere felice, ma la morte improvvisa delle sue amiche del cuore la rispedirà in una spirale di autodistruzione. --------- Patreon: https://www.patreon.com/crimeandcomedy Instagram: https://www.instagram.com/crimeandcomedy.podcast/ Telegram: https://t.me/crimeandcomedy Sito: https://www.crimeandcomedy.it Instagram: Clara Campi: https://www.instagram.com/claracampicomedy/ Marco Champier: https://www.instagram.com/mrchreddy/ Editing - Ilaria Giangrande: https://www.instagram.com/ilaria.giangrande/ Caricature - Giorgio Brambilla: https://www.instagram.com/giorgio_brambilla_bookscomedy/ Tutti i Podcast: https://link.chtbl.com/CrimeandComedy Capitoli: (00:00:00) | Intro (00:00:20) | Sigla (00:00:33) | Ringraziamenti Patreon (00:04:04) | Christine Paolilla, l'nfanzia difficile e la trasformazione in Miss Irresistible (00:25:27) | NordVPN (00:26:26) | La relazione tossica (in tutti i sensi) di Christine Paolilla con Chris Snider (00:40:54) | La strage e la nuova vita di Christine Paolilla (00:53:52) | Le soffiate alla polizia e l'arresto di Christine Paolilla (01:10:10) | Il processo a Christine Paolilla (01:18:15) | I nostri Patreon Learn more about your ad choices. Visit megaphone.fm/adchoices
Elisa Rosales lay on her back, head spinning, gasping for air. Her bike lay a few feet away, right where she had dropped it. Darkness pressed at the edges of her vision, and she fought the pull to let go, to drift into sleep. The ground beneath her was cold; she was cold. This was her first motorcycle adventure. She and her husband had set out from Argentina, bound for Arizona, but that destination felt impossibly far from where she now lay in the Andes, at nearly 16,000 feet. And the hardest part of the journey was only beginning.
This episode is brought to you by Arai helmets. The founder of Arai Helmets was the man who created the first motorcycle helmet in Japan to protect his own head, and as a result, launched the Japanese motorcycle helmet industry. Arai focuses on glancing off performance, accumulating small differences decade after decade, to further rider protection. The Arai Difference: If your experience has been that “Arai helmets are hard to get on,” then the Contour-X, designed with a wider bottom opening than previous models for easier on/off, is the helmet you've been waiting for. Once inside, you will be amazed at the extreme comfort, a key benefit of the Contour-X for long-distance touring, and if you're into ADV or dual-sport riding, then you'll want to check out the new Arai XD-5. So try on an Arai at your local dealer. You will be instantly amazed at the fit and all-day comfort of any Arai helmet. You should also check out AraiAmericas.com to learn more. * * * * * In our first segment, we reveal the all new 2025 BMW R 1300 GS Adventure that has been completely redesigned. Our test bike includes the latest ShiftCam boxer engine and an optional automatic transmission which we tested as part of the Premium Package. It also has the new Adaptive Height control and a host of other options. This is an incredibly complex motorcycle with a vast array of adjustments, so find yourself a comfortable chair while Don Williams and Jonathan Handler dive into their thoughts on riding this amazing motorcycle. * * * * * Have you checked out Insta360, the leader in 360-degree action camera technology? Their latest camera, the Insta360 X5, shoots in all directions at once in incredible 8K30 resolution. Just hit record, focus on your ride, and then find the best angles in the edit with Insta360's mobile app—it's easy, smooth, and packed with AI tools to make it easy and super-fast. The X5's huge sensors, triple AI chip, and dedicated low-light shooting mode deliver unmatched detail and image quality—even at night. The X5 is waterproof, reliable, and features Insta360's toughest-ever replaceable lenses and lens guards. And as if that wasn't enough, now the Summer Update brings together a series of innovations that make X5 even more powerful, versatile, and intuitive than ever before. New features like AdaptiveTone, gives smart exposure in complex lighting situations; and with the latest firmware update, the standard battery now offers an even longer runtime. But if you need even more, some incredible accessories are available including the Ultra Battery with 17% more battery capacity that delivers more runtime, and when charging, it reaches 80% in just 20 minutes. Other accessories include ND Filters, specially designed for 360 cameras that give you complete control in any lighting condition, they're ideal for conveying speed in motorcycle footage or achieving pro-looking motion effects. There is also the GPS Preview Remote with its built-In mic: it's an all-in-one creative tool for smoother, smarter shooting. So, to bag a free invisible selfie stick worth US$24.99 with your X5 purchase, head to store.insta360.com and use the promo code "ULTIMATE", (available for the first 30 purchases only). Or click here * * * * * Now here's a really cool event coming up this October that you should not miss! It's the 33rd annual Biketoberfest® rally that takes place in the Daytona Beach and Volusia County areas; this year it's on Oct. 16-19. The four-day motorcycle event attracts riding enthusiasts to the destination for the beautiful Florida weather, live music, the industry's top vendors, bike shows, motorcycle racing at Daytona International Speedway. There are miles of scenic rides along the famous A1A, historic Main Street and the Ormond Beach Scenic Loop. For more information and to book your plans for Biketoberfest® 2025, visit www.biketoberfest.org * * * * * MV Agusta is a storied Italian brand with a rich racing heritage that makes arguably the most beautiful motorcycles on the planet. Its acquisition a couple of years ago by KTM promised so much. However, the KTM financial troubles at the end of last year upended those plans, and with all the ensuing publicity understandably focusing on KTM, MV Agusta fans have been left wondering what the future may hold for them. So we thought it was worth chatting to Luca Dovesi, CEO of MV Agusta North America, and find out what is really going on. Luca enthusiastically agreed to come on the podcast and he talks to us not just about the current situation, but also the company's ambitious plans for the future. * * * * * Here's a quick reminder to leave us your comments on our social media—we're on all the usual platforms at Ultimate Motorcycling. We love hearing your feedback… so good or bad, please let us know what you think. If there's something you'd like us to cover, we'd love to hear those ideas too! @ultimatemotorcycling @UltimateMotoMag @UltimateMotorcycling producer@ultimatemotorcycling.com
Practise speaking the dialogue from episode #91 Asking for a job reference (Adv). - 지난주 에피소드 91: 잡 추천서 요청하기를 위한 보너스 연습 대화입니다.
This episode is a follow-up to our recent episode, Abandoned on the Dalton, which featured rider Shilo Crane on a journey from Georgia to Alaska to raise awareness for mental health. That story took a turn when Shilo said he was left behind by his riding partner on the remote Dalton Highway, forcing him to continue the trip alone. But shortly after that episode aired, we heard from the other rider—Corey Speck—who says it was he who was abandoned. What unfolds in this episode may sound like a rebuttal, a clash of perspectives, or a story about hurt feelings and fractured friendships. But as you listen, you might find something more profound—maybe even a story of discovery.
Download the “65 Investment Terms You MUST Know to Reach Your Financial Goals” for FREE by going to https://TodaysMarketExplained.com/ Markets are up, but it's far from a traditional bull run. From sector surprises to tariff-driven shakeups and a dangerously top-heavy S&P, this episode dives deep into what's really powering today's gains—and what could derail them.In this episode, Chris and Brian discuss:1. Risk-On Signals Across Major Asset Classes2. Industrial and Utility Stocks Leading the Market3. The Historic Surge in International Equities4. S&P 500 Concentration and Nvidia's DominanceFollow us here to see short videos of all our best investing tips:TikTok: https://www.tiktok.com/@todaysmarketexplained Instagram: https://www.instagram.com/TodaysMarketExplainedYouTube: https://www.youtube.com/@todaysmarketexplained Facebook: https://www.facebook.com/TodaysMarketExplainedTwitter: https://twitter.com/PodcastTMEWebsite: https://todaysmarketexplained.com/ DISCLAIMER:This podcast is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov
In this Rider Skills episode with chief instructor Clinton Smout from SMART Performance Centre, we break down the process of navigating obstacles into three simple, easy-to-remember principles—something that's never been done before. By the end of the episode, you'll be equipped to assess any obstacle, develop a solid plan, and make confident decisions—even when the terrain gets tough.Clinton Smout - SMART Adventure Programs/SMART Performance Centre:Clinton Smout is the highly regarded chief motorcycle instructor and founder of SMART Adventures in Ontario, Canada. With his extensive experience and expertise in motorcycling, Clinton has become a prominent figure in motorcycle education and safety. He is known for his passionate approach to teaching, emphasizing the importance of proper riding techniques, road awareness, and safety precautions. Through SMART Adventures, Clinton has helped numerous individuals enhance their motorcycling skills, whether they are beginners looking to learn the basics or experienced riders aiming to refine their techniques. His dedication to promoting safe and responsible motorcycling has made him a respected authority in the Canadian community.
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In the mountains of northern India, surrounded by snow, altitude, and uncertain roads, James Thomas and two other riders pressed on—confident they could make it through. But what unfolded wasn't just a story of rough terrain or questionable GPS directions. It was about something much more familiar to most of us than we might admit: a mental trap known as cognitive narrowing, where pressure and focus cloud judgment until we can't see what's right in front of us. What happens when that focus becomes so tight, so singular, that we stop processing the cues telling us to stop—or turn around?
Download the “65 Investment Terms You MUST Know to Reach Your Financial Goals” for FREE by going to https://TodaysMarketExplained.com/ Markets are moving, signals are shifting, and investors are looking for clarity amid all the noise. In this episode, Brian and Chris break down the asset class rankings, sector rotations, economic indicators, and geopolitical factors impacting portfolios today. From AI-fueled utilities to tariff-fueled uncertainty, they explore where smart money is flowing—and where investors should be watching next.In this episode, Brian and Chris discuss:1. First-Half Market Performance2. Mixed Signals in Inflation & Consumer Confidence3. Global Economic Highlights4. Investment Opportunities in Multifamily & Downtown Office Real EstateFollow us here to see short videos of all our best investing tips:TikTok: https://www.tiktok.com/@todaysmarketexplained Instagram: https://www.instagram.com/TodaysMarketExplainedYouTube: https://www.youtube.com/@todaysmarketexplained Facebook: https://www.facebook.com/TodaysMarketExplainedTwitter: https://twitter.com/PodcastTMEWebsite: https://todaysmarketexplained.com/ DISCLAIMER:This podcast is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov
The mission was simple: ride motorcycles from Georgia to Prudhoe Bay, Alaska, to raise funds and awareness for mental health among veterans and first responders. Two military men set off as a team, just like they had served—watching each other's backs and pushing through the miles together. But halfway through, everything changes. The team breaks. Shilo Crane is left to ride alone. And what happens after that… may be the most revealing part of the adventure.
Are motorcycle group rides the best way to make friends or the fastest way to make enemies? In this episode of Highside/Lowside, Zack and Spurg tackle the highs, the lows, and the unwritten rules of riding with other people. From the dusty trails of an ADV rally to the organized chaos of a track day and the etiquette of a local poker run, we cover what you need to know to survive and thrive. Plus, we dive into a classic "Am I the A-hole?" about confusing intersection etiquette and why being "too nice" can actually be dangerous. Whether you're a seasoned veteran or a new rider looking to find your crew, this episode is packed with tips, horror stories, and laughs. Check out more from RevZilla: Common Tread: News, opinions, and written reviews RevZillaTV: Bike reviews, How-To's, and product videos
Damian Monkhorst, an Australian rider, loves twisty roads and staying off the tourist track. When an online motorcycle forum connected him with riders in the United States, including Andy Morley, he knew he wanted to experience it for himself. From the other side of the world, he made a bold move—buying a bike and having it waiting for him when he arrived. But once he got there, the adventure wasn't quite what he expected—neither the ride nor the people.
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