Podcasts about Best interests

In this must-listen archived episode Susan Guthrie, Esq. is joined by Professor Stephanie Tang to unpack one of the most talked-about, and misunderstood, topics in family court: the “best interests of the child” standard. Listeners often ask what this phrase actually means when it comes to custody decisions, and as Susan and Professor Tang explore, it's far more nuanced than most realize.  From the wide-ranging factors judges consider to the pivotal role of judicial discretion, Professor Tang explains why this seemingly simple concept is actually one of the most complex aspects of family law. Whether you're a parent navigating custody, a legal professional, or just curious about how the courts operate, this episode offers a thoughtful, eye-opening perspective you won't want to miss. What You'll Discover in This Episode: Where the “best interests of the child” standard originated Family court considerations of factors related to custody hearings What judges look at when it comes to a child's professed wishes  Stephanie answers, “Can a parent request a change to custodial orders over time if they don't agree with the best interests of children's determination?”  Does the bearing of what a parent wants come into play? More About Our Special Guest, Stephanie Tang: Stephanie L. Tang is an Assistant Professor of Law at Baylor Law School, teaching Family Law. Before joining Baylor, Professor Tang was a Partner at a family law firm in Chicago, where she specialized in all areas of family law. She obtained multiple certifications as a mediator, fellow with Collaborative Divorce Illinois, and a Certified Financial Litigator with the American Academy for Certified Financial Litigators. Professor Tang received a B.A. in Psychology and Legal Studies with Honors from Northwestern University in 2012. She then graduated from University of Illinois College of Law in 2015, Magna Cum Laude with pro bono notation. Professor Tang is the current Chair of the Illinois State Bar Association Family Law Section Council. Websites: Stephanie's Best Interests of the Child and the Expanding Family article: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4390144 Read Stephanie's other scholarly papers: https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=2508965 On social media: Stephanie on LinkedIn: https://www.linkedin.com/in/stephanie-tang/ Stephanie on Instagram: http://instagram/com/FamilyLawProf Stephanie on Twitter: http://twitter.com/FamilyLawProf Make the Most of Your Listening Experience: If this episode resonates with you, be sure to: Subscribe to Divorce & Beyond so you never miss an episode. Share this episode with friends or loved ones who need hope and healing. Leave a 5-star review to help us reach even more listeners. Follow Us Online: Divorce & Beyond:  https://divorceandbeyondpod.com, IG: @divorceandbeyond MEET OUR CREATOR AND HOST: SUSAN GUTHRIE®, ESQ., the creator and host of The Divorce and Beyond® Podcast, has been nationally recognized as one of the top family law and divorce mediation attorneys in the country for more than 30 years.  Susan is the Chair of the American Bar Association Section of Dispute Resolution and is a sought-after keynote speaker, business and practice consultant, coach and trainer. You can find out more about Susan and her services here: https://susaneguthrie.com Divorce & Beyond is a Top 1% Overall and Top 100 Self-Help podcast designed to help you with all you need to know to navigate your divorce journey and most importantly, to thrive in your beautiful beyond!   ***************************************************************************** SPONSOR SPOTLIGHT: HELLO FRESH HelloFresh is now a proud sponsor of Divorce & Beyond! If you've been thinking about cutting back on grocery bills, avoiding food waste, or just getting dinner on the table without the stress — this is your moment, because right now, HelloFresh is offering one free item in every box — for life! That's right — every single box you order includes a free item, forever. And just to give you a taste of what that looks like... I got pineapple upside-down cakes in my first order! I originally discovered HelloFresh during the pandemic and fell in love with learning new recipes and expanding our dinner routine. I let it go for a while — hey, I live in Chicago with world-class restaurants on every corner — but with today's rising costs, HelloFresh is back on my table, and I'm so glad it is. So if you're ready to save time, money, and dinner — go to divorceandbeyond.com/hellofresh and sign up today to grab that free item for life. **************** YUMIYU Jewelry YUMIYU Jewelry is Susan's favorite source for meaningful, handcrafted jewelry designed to empower women and celebrate individuality. Each piece is made with care, using high-quality materials like real gold and vermeil, and is water-resistant, non-tarnish, and hypoallergenic. During difficult times, like divorce, wearing a symbol of hope or protection—such as a hamsa or an evil eye—can be a comforting reminder to keep the faith and stay strong. As a special gift to my listeners, YUMIYU Jewelry is offering 20% off your purchase! Use the code "BEYOND" at checkout to claim your discount. Explore their stunning collection at yumiyujewelry.com and find your perfect piece today! Link: https://divorcebeyond.com/YUMIYU  Code: “BEYOND” for 20% off! ***************************************************************************** SPONSORSHIP OPPORTUNITIES AVAILABLE! If you would like to sponsor the show and reach our large community of those going through and healing from divorce, please reach out to us at  divorceandbeyondpod@gmail.com for pricing and details!!! ***************************************************************************** DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.

Former Councilor Gary Medvigy urges Clark County leaders to protect independent voting rights and public trust by avoiding block voting and ensuring transparency. Read the full column at https://www.clarkcountytoday.com/opinion/opinion-each-councilor-should-vote-their-independent-vote-as-a-representative-and-in-the-best-interests-of-the-board-they-are-on/ on www.ClarkCountyToday.com #localnews #ClarkCountyWa #ClarkCountyCouncil #independentvote #counciltransparency #garymedvigy #CTRAN #governmentethics #representativedemocracy #publicinput

 Ollie Popham| Evolving financial advice in pursuit of customers' best interestsIn this episode of Just Covered, we meet Ollie Popham, Senior Sales Manager at Cavendish Online. Since the turn of the millennium, Cavendish has been of one the industry's most exciting success stories. The company has grown from a small internet startup into a UK-wide organisation, with hundreds of staff. And it's been repeatedly celebrated as a market leader through continuous nominations and, often success, in well-established industry awards. Ollie sheds some light on the company's origin story, innovative strategies and pioneering use of technology in customer engagement and the importance of its culture in driving success. This episode also covers:· How AI is transforming financial advice and protection sales, improving training, creating efficiencies and augmenting how advisers work and support their customers· The importance of putting value before price during customer conversations and always enforcing a customer-centric approach· How to educate customers, and present options during client conversations, so that they can make informed decisions that put their interests first.  

It's hoped the upcoming pedestrianisation trial of Killaloe Bridge will determine the best future for the town. The trial will start a number of weeks after the opening of the new Shannon Bridge Crossing, which is nearing completion. Before this, both bridges will remain open to vehicular traffic to collate data on their usage and demand which will inform future decisions. Killaloe Fianna Fáil Councillor Tony O'Brien says it's the right approach.

LESSON 24I Do Not Perceive My Own Best Interests.In no situation that arises do you realize the outcome that would make you happy. Therefore, you have no guide to appropriate action, and no way of judging the result. What you do is determined by your perception of the situation, and that perception is wrong. It is inevitable, then, that you will not serve your own best interests. Yet they are your only goal in any situation which is correctly perceived. Otherwise, you will not recognize what they are.If you realized that you do not perceive your own best interests, you could be taught what they are. But in the presence of your conviction that you do know what they are, you cannot learn. The idea for today is a step toward opening your mind so that learning can begin.The exercises for today require much more honesty than you are accustomed to using. A few subjects, honestly and carefully considered in each of the five practice periods which should be undertaken today, will be more helpful than a more cursory examination of a large number. Two minutes are suggested for each of the mind-searching periods which the exercises involve.The practice periods should begin with repeating today's idea, followed by searching the mind, with closed eyes, for unresolved situations about which you are currently concerned. The emphasis should be on uncovering the outcome you want. You will quickly realize that you have a number of goals in mind as part of the desired outcome, and also that these goals are on different levels and often conflict.In applying the idea for today, name each situation that occurs to you, and then enumerate carefully as many goals as possible that you would like to be met in its resolution. The form of each application should be roughly as follows:In the situation involving _______, I would like _______ to happen,and _______ to happen,and so on. Try to cover as many different kinds of outcomes as may honestly occur to you, even if some of them do not appear to be directly related to the situation, or even to be inherent in it at all.If these exercises are done properly, you will quickly recognize that you are making a large number of demands of the situation which have nothing to do with it. You will also recognize that many of your goals are contradictory, that you have no unified outcome in mind, and that you must experience disappointment in connection with some of your goals, however the situation turns out.After covering the list of as many hoped-for goals as possible, for each unresolved situation that crosses your mind say to yourself:I do not perceive my own best interests in this situation,and go on to the next one.- Jesus Christ in ACIM

1UNITED STATES BANKRUPTCY COURTSOUTHERN DISTRICT OF TEXASHOUSTON DIVISIONIn re:INTRUM AB, et al.,1Debtors.Chapter 11Case No. 24-90575 (CML)(Jointly Administered)NOTICE OF APPEALPursuant to 28 U.S.C. § 158(a) and Federal Rules of Bankruptcy Procedure 8002 and 8003,notice is hereby given that the Ad Hoc Committee of holders of 2025 notes issued by Intrum AB(the “AHC”) hereby appeals to the United States District Court for the Southern District of Texasfrom (i) the Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262) (the “Motion to Dismiss Order”) and (ii) theOrder (I) Approving Disclosure Statement and (II) Confirming Joint Prepackaged Chapter 11Plan of Intrum AB and Its Affiliated Debtor (Further Technical Modifications) (ECF No. 263) (the“Confirmation Order”). A copy of the Motion to Dismiss Order is attached as Exhibit A and acopy of the Confirmation Order is attached as Exhibit B. Additionally, the transcript of theBankruptcy Court's oral ruling accompanying the Motion to Dismiss Order and ConfirmationOrder (ECF No. 275) is attached as Exhibit C.Below are the names of all parties to this appeal and their respective counsel:1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors'service address in these Chapter 11 Cases is 801 Travis Street, Ste 2101, #1312, Houston, TX 77002.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 1 of 62I. APPELLANTA. Name of Appellant:The members of the AHC include:Boundary Creek Master Fund LP; CF INT Holdings Designated Activity Company; CaiusCapital Master Fund; Diameter Master Fund LP; Diameter Dislocation Master Fund II LP; FirTree Credit Opportunity Master Fund, LP; MAP 204 Segregated Portfolio, a segregated portfolioof LMA SPC; Star V Partners LLC; and TQ Master Fund LP.Attorneys for the AHC:QUINN EMANUEL URQUHART & SULLIVAN, LLPChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comB. Positions of appellant in the adversary proceeding or bankruptcy case that isthe subject of this appeal:CreditorsCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 2 of 63II. THE SUBJECT OF THIS APPEALA. Judgment, order, or decree appealed from:The Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262); the Order (I) Approving Disclosure Statementand (II) Confirming Joint Prepackaged Chapter 11 Plan of Intrum AB and Its Affiliated Debtor(Further Technical Modifications) (ECF No. 263); and the December 31, 2024 Transcript of OralRuling Before the Honorable Christopher M. Lopez United States Bankruptcy Court Judge (ECFNo. 275).B. The date on which the judgment, order, or decree was entered:The Motion to Dismiss Order and the Confirmation Order were entered on December 31,2024. The Court issued its oral ruling accompanying the Motion to Dismiss Order and theConfirmation Order on December 31, 2024.III. OTHER PARTIES TO THIS APPEALIntrum AB and Intrum AB of Texas LLCMILBANK LLPDennis F. Dunne (admitted pro hac vice)Jaimie Fedell (admitted pro hac vice)55 Hudson YardsNew York, NY 10001Telephone: (212) 530-5000Facsimile: (212) 530-5219Email: ddunne@milbank.comjfedell@milbank.com–and–Andrew M. Leblanc (admitted pro hac vice)Melanie Westover Yanez (admitted pro hac vice)1850 K Street, NW, Suite 1100Washington, DC 20006Telephone: (202) 835-7500Facsimile: (202) 263-7586Email: aleblanc@milbank.commwyanez@milbank.com–and–PORTER HEDGES LLPJohn F. Higgins (SBN 09597500)Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 3 of 64Eric D. Wade (SBN 00794802)M. Shane Johnson (SBN 24083263)1000 Main Street, 36th FloorHouston TX 77002Telephone: (713) 226-6000Facsimile: (713) 226-6248Email: jhiggins@porterhedges.comewade@porterhedges.comsjohnson@porterhedges.comIV. OTHER PARTIES THAT MAY HAVE AN INTEREST IN THIS APPEALThe following chart lists certain parties that are not parties to this appeal, but that may havean interest in the outcome of the case. These parties should be served with notice of this appealby the Debtors who are aware of their identities and best positioned to provide notice.All Other Creditors of the Debtors, Including, But Not Limited To:• Certain funds and accounts managed by BlackRock Investment Management (UK)Limited or its affiliates;• Capital Four;• Davidson Kempner European Partners, LLP;• Intermediate Capital Managers Limited;• Mandatum Asset Management Ltd;• H.I.G. Capital, LLC;• Spiltan Hograntefond; Spiltan Rantefond Sverige; and Spiltan Aktiefond Stabil;• The RCF SteerCo Group;• Swedbank AB (publ).Any Holder of Stock of the Debtors• Any holder of stock of the Debtors, including their successors and assigns.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 4 of 65Respectfully submitted this 13th day of January, 2025.QUINN EMANUEL URQUHART &SULLIVAN, LLP/s/ Christopher D. PorterChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comCOUNSEL FOR THE AD HOC COMMITTEE OFINTRUM AB 2025 NOTEHOLDERSCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 5 of 6CERTIFICATE OF SERVICEI, Christopher D. Porter, hereby certify that on the 13th day of January, 2025, a copy ofthe foregoing document has been served via the Electronic Case Filing System for the UnitedStates Bankruptcy Court for the Southern District of Texas./s/ Christopher D. PorterBy: Christopher D. PorterCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 6 of 6EXHIBIT ACase 24-90575 Document 296-1 Filed in TXSB on 01/13/25 Page 1 of 31IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB, et al.,1 ) Case No. 24-90575 (CML)))Jointly AdministeredDebtors. ))ORDER DENYING MOTION OF THE AD HOCCOMMITTEE OF HOLDERS OF INTRUM AB NOTES DUE 2025TO DISMISS CHAPTER 11 CASES PURSUANT TO 11 U.S.C. § 1112(B) ANDFEDERAL RULE OF BANKRUPTCY PROCEDURE 1017(F)(1)(Related to Docket No. 27)This matter, having come before the Court upon the Motion of the Ad Hoc Committee ofHolders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. §1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) [Docket No. 27] (the “Motion toDismiss”); and this Court having considered the Debtors' Objection to the Motion of the Ad HocCommittee of Holders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11U.S.C. § 1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) (the “Objection”) andany other responses or objections to the Motion to Dismiss; and this Court having jurisdiction overthis matter pursuant to 28 U.S.C. § 1334 and the Amended Standing Order; and this Court havingfound that this is a core proceeding pursuant to 28 U.S.C. § 157(b)(2); and this Court having foundthat it may enter a final order consistent with Article III of the United States Constitution; and thisCourt having found that the relief requested in the Objection is in the best interests of the Debtors'1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these Chapter 11 Cases is 801 Travis Street, STE 2101, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f2 32estates; and this Court having found that the Debtors' notice of the Objection and opportunity fora hearing on the Motion to Dismiss and Objection were appropriate and no other notice need beprovided; and this Court having reviewed the Motion to Dismiss and Objection and havingheard the statements in support of the relief requested therein at a hearing before this Court; andthis Court having determined that the legal and factual bases set forth in the Objectionestablish just cause for the relief granted herein; and upon all of the proceedings had beforethis Court; and after due deliberation and sufficient cause appearing therefor, it is HEREBYORDERED THAT:1. The Motion to Dismiss is Denied for the reasons stated at the December 31, 2024 hearing.2. This Court retains exclusive jurisdiction and exclusive venue with respect to allmatters arising from or related to the implementation, interpretation, and enforcement of this Order.DAeucegmubste 0r 23,1 2, 0210294CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f2 3EXHIBIT BCase 24-90575 Document 296-2 Filed in TXSB on 01/13/25 Page 1 of 135IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB et al.,1 ) Case No. 24-90575 (CML)))(Jointly Administered)Debtors. ))ORDER (I) APPROVINGDISCLOSURE STATEMENT AND(II) CONFIRMING JOINT PREPACKAGED CHAPTER 11PLAN OF INTRUM AB AND ITS AFFILIATEDDEBTOR (FURTHER TECHNICAL MODIFICATIONS)The above-captioned debtors and debtors in possession (collectively, the“Debtors”), having:a. entered into that certain Lock-Up Agreement, dated as of July 10, 2024 (asamended and restated on August 15, 2024, and as further modified,supplemented, or otherwise amended from time to time in accordance with itsterms, the “the Lock-Up Agreement”) and that certain Backstop Agreement,dated as of July 10, 2024, (as amended and restated on November 15, 2024 andas further modified, supplemented, or otherwise amended from time to time inaccordance with its terms), setting out the terms of the backstop commitmentsprovided by the Backstop Providers to backstop the entirety of the issuance ofNew Money Notes (as may be further amended, restated, amended and restated,modified or supplemented from time to time in accordance with the termsthereof, the “Backstop Agreement”) which set forth the terms of a consensualfinancial restructuring of the Debtors;b. commenced, on October 17, 2024, a prepetition solicitation (the “Solicitation”)of votes on the Joint Prepackaged Chapter 11 Plan of Reorganization of IntrumAB and its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (asthe same may be further amended, modified and supplemented from time totime, the “Plan”), by causing the transmittal, through their solicitation andballoting agent, Kroll Restructuring Administration LLC (“Kroll”), to theholders of Claims entitled to vote on the Plan of, among other things: (i) the1 The Debtors in these chapter 11 cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these chapter 11 cases is 801 Travis Street, STE 2102, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f1 133452Plan, (ii) the Disclosure Statement for Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate (as the same may befurther amended, modified and supplemented from time to time, the“Disclosure Statement”), and (iii) the Ballots and Master Ballot to vote on thePlan (the “Ballots”), (iv) the Affidavit of Service of Solicitation Materials[Docket No. 7];c. commenced on November 15, 2024 (the “Petition Date”), these chapter 11 cases(these “Chapter 11 Cases”) by filing voluntary petitions in the United StatesBankruptcy Court for the Southern District of Texas (the “Bankruptcy Court”or the “Court”) for relief under chapter 11 of title 11 of the United States Code(the “Bankruptcy Code”);d. Filed on November 15, 2024, the Affidavit of Service of Solicitation Materials[Docket No. 7] (the “Solicitation Affidavit”);e. Filed, on November 16, 2024 the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Technical Modifications) [Docket No. 16] and theDisclosure Statement for Joint Prepackaged Chapter 11 Plan of Intrum AB andits Debtor Affiliate [Docket No. 17];f. Filed on November 16, 2024, the Declaration of Andrés Rubio in Support of ofthe Debtors' Chapter 11 Petitions and First Day Motions [Docket No. 14] (the“First Day Declaration”);g. Filed on November 17, 2024, the Declaration of Alex Orchowski of KrollRestructuring Administration LLC Regarding the Solicitation of Votes andTabulation of Ballots Case on the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code [Docket No. 18] (the “Voting Declaration,” andtogether with the Plan, the Disclosure Statement, the Ballots, and theSolicitation Affidavit, the “Solicitation Materials”);h. obtained, on November 19, 2024, the Order(I) Scheduling a Combined Hearingon (A) Adequacy of the Disclosure Statement and (B) Confirmation of the Plan,(II) Approving Solicitation Procedures and Form and Manner of Notice ofCommencement, Combined Hearing, and Objection Deadline, (III) FixingDeadline to Object to Disclosure Statement and Plan, (IV) Conditionally (A)Directing the United States Trustee Not to Convene Section 341 Meeting ofCreditors and (B) Waiving Requirement to File Statements of Financial Affairsand Schedules of Assets and Liabilities, and (V) Granting Related Relief[Docket No. 71] (the “Scheduling Order”), which, among other things: (i)approved the prepetition solicitation and voting procedures, including theConfirmation Schedule (as defined therein); (ii) conditionally approved theDisclosure Statement and its use in the Solicitation; and (iii) scheduled theCombined Hearing on December 16, 2024, at 1:00 p.m. (prevailing CentralCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f1 133453Time) to consider the final approval of the Disclosure Statement and theconfirmation of the Plan (the “Combined Hearing”);i. served, through Kroll, on November 20, 2025, on all known holders of Claimsand Interests, the U.S. Trustee and certain other parties in interest, the Noticeof: (I) Commencement of Chapter 11 Bankruptcy Cases; (II) Hearing on theDisclosure Statement and Confirmation of the Plan, and (III) Certain ObjectionDeadlines (the “Combined Hearing Notice”) as evidence by the Affidavit ofService [Docket No. 160];j. caused, on November 25 and 27, 2024, the Combined Hearing Notice to bepublished in the New York Times (national and international editions) and theFinancial Times (international edition), as evidenced by the Certificate ofPublication [Docket No. 148];k. Filed and served, on December 10, 2024, the Plan Supplement for the Debtors'Joint Prepackaged Chapter 11 Plan of Reorganization [Docket 165];l. Filed on December 10, 2024, the Declaration of Jeffrey Kopa in Support ofConfirmation of the Joint Prepackaged Plan of Reorganization of Intrum ABand its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code [DocketNo. 155];m. Filed on December 14, 2024, the:i. Debtors' Memorandum of Law in Support of an Order: (I) Approving, on aFinal Basis, Adequacy of the Disclosure Statement; (II) Confirming theJoint Prepackaged Plan of Reorganization; and (III) Granting Related Relief[Docket No. 190] (the “Confirmation Brief”);ii. Declaration of Andrés Rubio in Support of Confirmation of the JointPrepackaged Plan of Reorganization of Intrum AB and its Debtor Affiliate.[Docket No. 189] (the “Confirmation Declaration”); andiii. Joint Prepackaged Chapter 11 Plan of Reorganization of Intrum AB and itsDebtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (FurtherTechnical Modifications) [Docket No. 191];n. Filed on December 18, 2024, the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Further Technical Modifications) [Docket No. 223];CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 3 4 o of f1 133454WHEREAS, the Court having, among other things:a. set December 12, 2024, at 4:00 p.m. (prevailing Central Time) as the deadlinefor Filing objection to the adequacy of the Disclosure Statement and/orConfirmation2 of the Plan (the “Objection Deadline”);b. held, on December 16, 2024 at 1:00 p.m. (prevailing Central Time) [andcontinuing through December 17, 2024], the Combined Hearing;c. heard the statements, arguments, and any objections made at the CombinedHearing;d. reviewed the Disclosure Statement, the Plan, the Ballots, the Plan Supplement,the Confirmation Brief, the Confirmation Declaration, the SolicitationAffidavit, and the Voting Declaration;e. overruled (i) any and all objections to approval of the Disclosure Statement, thePlan, and Confirmation, except as otherwise stated or indicated on the record,and (ii) all statements and reservations of rights not consensually resolved orwithdrawn, unless otherwise indicated; andf. reviewed and taken judicial notice of all the papers and pleadings Filed(including any objections, statement, joinders, reservations of rights and otherresponses), all orders entered, and all evidence proffered or adduced and allarguments made at the hearings held before the Court during the pendency ofthese cases;NOW, THEREFORE, it appearing to the Bankruptcy Court that notice of theCombined Hearing and the opportunity for any party in interest to object to the DisclosureStatement and the Plan having been adequate and appropriate as to all parties affected or to beaffected by the Plan and the transactions contemplated thereby, and the legal and factual bases setforth in the documents Filed in support of approval of the Disclosure Statement and Confirmationand other evidence presented at the Combined Hearing establish just cause for the relief grantedherein; and after due deliberation thereon and good cause appearing therefor, the BankruptcyCourt makes and issues the following findings of fact and conclusions of law, and orders for thereasons stated on the record at the December 31, 2024 ruling on plan confirmation;2 Capitalized terms used but not otherwise defined herein have meanings given to them in the Plan and/or theDisclosure Statement. The rules of interpretation set forth in Article I.B of the Plan apply to this CombinedOrder.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 4 5 o of f1 133455I. FINDINGS OF FACT AND CONCLUSIONS OF LAWIT IS HEREBY FOUND AND DETERMINED THAT:A. Findings of Fact and Conclusions of Law.1. The findings and conclusions set forth herein and in the record of theCombined Hearing constitute the Bankruptcy Court's findings of fact and conclusions of law underRule 52 of the Federal Rules of Civil Procedure, as made applicable herein by Bankruptcy Rules7052 and 9014. To the extent any of the following conclusions of law constitute findings of fact,or vice versa, they are adopted as such.B. Jurisdiction, Venue, Core Proceeding.2. This Court has jurisdiction over these Chapter 11 Cases pursuant to28 U.S.C. § 1334. Venue of these proceedings and the Chapter 11 Cases in this district is properpursuant to 28 U.S.C. §§ 1408 and 1409. This is a core proceeding pursuant to 28 U.S.C.§ 157(b)(2) and this Court may enter a final order hereon under Article III of the United StatesConstitution.C. Eligibility for Relief.3. The Debtors were and continue to be entities eligible for relief under section109 of the Bankruptcy Code and the Debtors were and continue to be proper proponents of thePlan under section 1121(a) of the Bankruptcy Code.D. Commencement and Joint Administration of the Chapter 11 Cases.4. On the Petition Date, the Debtors commenced the Chapter 11 Cases. OnNovember 18, 2024, the Court entered an order [Docket No. 51] authorizing the jointadministration of the Chapter 11 Case in accordance with Bankruptcy Rule 1015(b). The Debtorshave operated their businesses and managed their properties as debtors in possession pursuant toCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 5 6 o of f1 133456sections 1107(a) and 1108 of the Bankruptcy Code. No trustee, examiner, or statutory committeehas been appointed in these Chapter 11 Cases.E. Adequacy of the Disclosure Statement.5. The Disclosure Statement and the exhibits contained therein (i) containssufficient information of a kind necessary to satisfy the disclosure requirements of applicablenonbankruptcy laws, rules and regulations, including the Securities Act; and (ii) contains“adequate information” as such term is defined in section 1125(a)(1) and used in section1126(b)(2) of the Bankruptcy Code, with respect to the Debtors, the Plan and the transactionscontemplated therein. The Filing of the Disclosure Statement satisfied Bankruptcy Rule 3016(b).The injunction, release, and exculpation provisions in the Plan and the Disclosure Statementdescribe, in bold font and with specific and conspicuous language, all acts to be enjoined andidentify the Entities that will be subject to the injunction, thereby satisfying Bankruptcy Rule3016(c).F. Solicitation.6. As described in and evidenced by the Voting Declaration, the Solicitationand the transmittal and service of the Solicitation Materials were: (i) timely, adequate, appropriate,and sufficient under the circumstances; and (ii) in compliance with sections 1125(g) and 1126(b)of the Bankruptcy Code, Bankruptcy Rules 3017 and 3018, the applicable Local Bankruptcy Rules,the Scheduling Order and all applicable nonbankruptcy rules, laws, and regulations applicable tothe Solicitation, including the registration requirements under the Securities Act. The SolicitationMaterials, including the Ballots and the Opt Out Form (as defined below), adequately informedthe holders of Claims entitled to vote on the Plan of the procedures and deadline for completingand submitting the Ballots.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 6 7 o of f1 1334577. The Debtors served the Combined Hearing Notice on the entire creditormatrix and served the Opt Out Form on all Non-Voting Classes. The Combined Hearing Noticeadequately informed Holders of Claims or Interests of critical information regarding voting on (ifapplicable) and objecting to the Plan, including deadlines and the inclusion of release, exculpation,and injunction provisions in the Plan, and adequately summarized the terms of the Third-PartyRelease. Further, because the form enabling stakeholders to opt out of the Third-Party Release (the“Opt Out Form”) was included in both the Ballots and the Opt Out Form, every known stakeholder,including unimpaired creditors was provided with the means by which the stakeholders could optout of the Third-Party Release. No further notice is required. The period for voting on the Planprovided a reasonable and sufficient period of time and the manner of such solicitation was anappropriate process allowing for such holders to make an informed decision.G. Tabulation.8. As described in and evidenced by the Voting Declaration, (i) the holders ofClaims in Class 3 (RCF Claims) and Class 5 (Notes Claims) are Impaired under the Plan(collectively, the “Voting Classes”) and have voted to accept the Plan in the numbers and amountsrequired by section 1126 of the Bankruptcy Code, and (ii) no Class that was entitled to vote on thePlan voted to reject the Plan. All procedures used to tabulate the votes on the Plan were in goodfaith, fair, reasonable, and conducted in accordance with the applicable provisions of theBankruptcy Code, the Bankruptcy Rules, the Local Rules, the Disclosure Statement, theScheduling Order, and all other applicable nonbankruptcy laws, rules, and regulations.H. Plan Supplement.9. On December 10, 2024, the Debtors Filed the Plan Supplement with theCourt. The Plan Supplement (including as subsequently modified, supplemented, or otherwiseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 7 8 o of f1 133458amended pursuant to a filing with the Court), complies with the terms of the Plan, and the Debtorsprovided good and proper notice of the filing in accordance with the Bankruptcy Code, theBankruptcy Rules, the Scheduling Order, and the facts and circumstances of the Chapter 11 Cases.All documents included in the Plan Supplement are integral to, part of, and incorporated byreference into the Plan. No other or further notice is or will be required with respect to the PlanSupplement. Subject to the terms of the Plan and the Lock-Up Agreement, and only consistenttherewith, the Debtors reserve the right to alter, amend, update, or modify the Plan Supplementand any of the documents contained therein or related thereto, in accordance with the Plan, on orbefore the Effective Date.I. Modifications to the Plan.10. Pursuant to section 1127 of the Bankruptcy Code, the modifications to thePlan described or set forth in this Combined Order constitute technical or clarifying changes,changes with respect to particular Claims by agreement with holders of such Claims, ormodifications that do not otherwise materially and adversely affect or change the treatment of anyother Claim or Interest under the Plan. These modifications are consistent with the disclosurespreviously made pursuant to the Disclosure Statement and Solicitation Materials, and notice ofthese modifications was adequate and appropriate under the facts and circumstances of the Chapter11 Cases. In accordance with Bankruptcy Rule 3019, these modifications do not require additionaldisclosure under section 1125 of the Bankruptcy Code or the resolicitation of votes under section1126 of the Bankruptcy Code, and they do not require that holders of Claims or Interests beafforded an opportunity to change previously cast acceptances or rejections of the Plan.Accordingly, the Plan is properly before this Court and all votes cast with respect to the Plan priorto such modification shall be binding and shall apply with respect to the Plan.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 8 9 o of f1 133459J. Objections Overruled.11. Any resolution or disposition of objections to Confirmation explained orotherwise ruled upon by the Court on the record at the Confirmation Hearing is herebyincorporated by reference. All unresolved objections, statements, joinders, informal objections,and reservations of rights are hereby overruled on the merits.K. Burden of Proof.12. The Debtors, as proponents of the Plan, have met their burden of provingthe elements of sections 1129(a) and 1129(b) of the Bankruptcy Code by a preponderance of theevidence, the applicable evidentiary standard for Confirmation. Further, the Debtors have proventhe elements of sections 1129(a) and 1129(b) by clear and convincing evidence. Each witness whotestified on behalf of the Debtors in connection with the Confirmation Hearing was credible,reliable, and qualified to testify as to the topics addressed in his testimony.L. Compliance with the Requirements of Section 1129 of the BankruptcyCode.13. The Plan complies with all applicable provisions of section 1129 of theBankruptcy Code as follows:a. Section 1129(a)(1) – Compliance of the Plan with Applicable Provisions of theBankruptcy Code.14. The Plan complies with all applicable provisions of the Bankruptcy Code,including sections 1122 and 1123, as required by section 1129(a)(1) of the Bankruptcy Code.i. Section 1122 and 1123(a)(1) – Proper Classification.15. The classification of Claims and Interests under the Plan is proper under theBankruptcy Code. In accordance with sections 1122(a) and 1123(a)(1) of the Bankruptcy Code,Article III of the Plan provides for the separate classification of Claims and Interests at each Debtorinto Classes, based on differences in the legal nature or priority of such Claims and Interests (otherCaCsaes e2 42-49-09507557 5 D oDcoucmumenetn 2t 9266-32 FFiilleedd iinn TTXXSSBB oonn 1021//3113//2245 PPaaggee 91 0o fo 1f 3143510than Administrative Claims, Professional Fee Claims, and Priority Tax Claims, which areaddressed in Article II of the Plan and Unimpaired, and are not required to be designated asseparate Classes in accordance with section 1123(a)(1) of the Bankruptcy Code). Valid business,factual, and legal reasons exist for the separate classification of the various Classes of Claims andInterests created under the Plan, the classifications were not implemented for any improperpurpose, and the creation of such Classes does not unfairly discriminate between or among holdersof Claims or Interests.16. In accordance with section 1122(a) of the Bankruptcy Code, each Class ofClaims or Interests contains only Claims or Interests substantially similar to the other Claims orInterests within that Class. Accordingly, the Plan satisfies the requirements of sections 1122(a),1122(b), and 1123(a)(1) of the Bankruptcy Codeii. Section 1123(a)(2) – Specifications of Unimpaired Classes.17. Article III of the Plan specifies that Claims and Interests in the classesdeemed to accept the Plan are Unimpaired under the Plan. Holders of Intercompany Claims andIntercompany Interests are either Unimpaired and conclusively presumed to have accepted thePlan, or are Impaired and deemed to reject (the “Deemed Rejecting Classes”) the Plan, and, ineither event, are not entitled to vote to accept or reject the Plan. In addition, Article II of the Planspecifies that Administrative Claims and Priority Tax Claims are Unimpaired, although the Plandoes not classify these Claims. Accordingly, the Plan satisfies the requirements of section1123(a)(2) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 101 o of f1 1334511iii. Section 1123(a)(3) – Specification of Treatment of Voting Classes18. Article III.B of the Plan specifies the treatment of each Voting Class underthe Plan – namely, Class 3 and Class 5. Accordingly, the Plan satisfies the requirements of section1123(a)(3) of the Bankruptcy Code.iv. Section 1123(a)(4) – No Discrimination.19. Article III of the Plan provides the same treatment to each Claim or Interestin any particular Class, as the case may be, unless the holder of a particular Claim or Interest hasagreed to a less favorable treatment with respect to such Claim or Interest. Accordingly, the Plansatisfies the requirements of section 1123(a)(4) of the Bankruptcy Code.v. Section 1123(a)(5) – Adequate Means for Plan Implementation.20. The Plan and the various documents included in the Plan Supplementprovide adequate and proper means for the Plan's execution and implementation, including: (a)the general settlement of Claims and Interests; (b) the restructuring of the Debtors' balance sheetand other financial transactions provided for by the Plan; (c) the consummation of the transactionscontemplated by the Plan, the Lock-Up Agreement, the Restructuring Implementation Deed andthe Agreed Steps Plan and other documents Filed as part of the Plan Supplement; (d) the issuanceof Exchange Notes, the New Money Notes, and the Noteholder Ordinary Shares pursuant to thePlan; (e) the amendment of the Intercreditor Agreement; (f) the amendment of the FacilityAgreement; (g) the amendment of the Senior Secured Term Loan Agreement; (h) theconsummation of the Rights Offering in accordance with the Plan, Rights Offering Documentsand the Lock-Up Agreement; (i) the granting of all Liens and security interests granted orconfirmed (as applicable) pursuant to, or in connection with, the Facility Agreement, the ExchangeNotes Indenture, the New Money Notes Indenture, the amended Intercreditor Agreement and theCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 112 o of f1 1334512Senior Secured Term Loan Agreement pursuant to the New Security Documents (including anyLiens and security interests granted or confirmed (as applicable) on the Reorganized Debtors'assets); (j) the vesting of the assets of the Debtors' Estates in the Reorganized Debtors; (k) theconsummation of the corporate reorganization contemplated by the Plan, the Lock-Up Agreement,the Agreed Steps Plan and the Master Reorganization Agreement (as defined in the RestructuringImplementation Deed); and (l) the execution, delivery, filing, or recording of all contracts,instruments, releases, and other agreements or documents in furtherance of the Plan. Accordingly,the Plan satisfies the requirements of section 1123(a)(5) of the Bankruptcy Codevi. Section 1123(a)(6) – Non-Voting Equity Securities.21. The Company's organizational documents in accordance with the SwedishCompanies Act, Ch. 4, Sec 5 and the Plan prohibit the issuance of non-voting securities as of theEffective Date to the extent required to comply with section 1123(a)(6) of the Bankruptcy Code.Accordingly, the Plan satisfies the requirements of section 1123(a)(6) of the Bankruptcy Code.vii. Section 1123(a)(7) – Directors, Officers, and Trustees.22. The manner of selection of any officer, director, or trustee (or any successorto and such officer, director, or trustee) of the Reorganized Debtors will be determined inaccordance with the existing organizational documents, which is consistent with the interests ofcreditors and equity holders and with public policy. Accordingly, the Plan satisfies therequirements of section 1123(a)(7) of the Bankruptcy Code.b. Section 1123(b) – Discretionary Contents of the Plan23. The Plan contains various provisions that may be construed as discretionarybut not necessary for Confirmation under the Bankruptcy Code. Any such discretionary provisionCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 123 o of f1 1334513complies with section 1123(b) of the Bankruptcy Code and is not inconsistent with the applicableprovisions of the Bankruptcy Code. Thus, the Plan satisfies section 1123(b).i. Section 1123(b)(1) – Impairment/Unimpairment of Any Class of Claims orInterests24. Article III of the Plan impairs or leaves unimpaired, as the case may be,each Class of Claims or Interests, as contemplated by section 1123(b)(1) of the Bankruptcy Code.ii. Section 1123(b)(2) – Assumption and Rejection of Executory Contracts andUnexpired Leases25. Article V of the Plan provides for the assumption of the Debtors' ExecutoryContracts and Unexpired Leases as of the Effective Date unless such Executory Contract orUnexpired Lease: (a) is identified on the Rejected Executory Contract and Unexpired Lease List;(b) has been previously rejected by a Final Order; (c) is the subject of a motion to reject ExecutoryContracts or Unexpired Leases that is pending on the Confirmation Date; or (4) is subject to amotion to reject an Executory Contract or Unexpired Lease pursuant to which the requestedeffective date of such rejection is after the Effective Date. Thus, the Plan satisfies section1123(b)(2).iii. Compromise and Settlement26. In accordance with section 1123(b)(3)(A) of the Bankruptcy Code andBankruptcy Rule 9019, and in consideration for the distributions and other benefits provided underthe Plan, the provisions of the Plan constitute a good-faith compromise of all Claims, Interests,and controversies relating to the contractual, legal, and subordination rights that all holders ofClaims or Interests may have with respect to any Allowed Claim or Interest or any distribution tobe made on account of such Allowed Claim or Interest. Such compromise and settlement is theproduct of extensive arm's-length, good faith negotiations that, in addition to the Plan, resulted inCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 134 o of f1 1334514the execution of the Lock-Up Agreement, which represents a fair and reasonable compromise ofall Claims, Interests, and controversies and entry into which represented a sound exercise of theDebtors' business judgment. Such compromise and settlement is fair, equitable, and reasonableand in the best interests of the Debtors and their Estates.27. The releases of the Debtors' directors and officers are an integral componentof the settlements and compromises embodied in the Plan. The Debtors' directors and officers: (a)made a substantial and valuable contribution to the Debtors' restructuring, including extensive preandpost-Petition Date negotiations with stakeholder groups, and ensured the uninterruptedoperation of the Debtors' businesses during the Chapter 11 Cases; (b) invested significant timeand effort to make the restructuring a success and maximize the value of the Debtors' businessesin a challenging operating environment; (c) attended and, in certain instances, testified atdepositions and Court hearings; (d) attended and participated in numerous stakeholder meetings,management meetings, and board meetings related to the restructuring; (e) are entitled toindemnification from the Debtors under applicable non-bankruptcy law, organizationaldocuments, and agreements; (f) invested significant time and effort in the preparation of the Lock-Up Agreement, the Plan, Disclosure Statement, all supporting analyses, and the numerous otherpleadings Filed in the Chapter 11 Cases, thereby ensuring the smooth administration of the Chapter11 Cases; and (g) are entitled to all other benefits under any employment contracts existing as ofthe Petition Date. Litigation by the Debtors or other Releasing Parties against the Debtors'directors and officers would be a distraction to the Debtors' business and restructuring and woulddecrease rather than increase the value of the estates. The releases of the Debtors' directors andofficers contained in the Plan have the consent of the Debtors and the Releasing Parties and are inthe best interests of the estates.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 145 o of f1 1334515iv. Debtor Release28. The releases of claims and Causes of Action by the Debtors, ReorganizedDebtors, and their Estates described in Article VIII.C of the Plan in accordance with section1123(b) of the Bankruptcy Code (the “Debtor Release”) represent a valid exercise of the Debtors'business judgment under Bankruptcy Rule 9019. The Debtors' or the Reorganized Debtors' pursuitof any such claims against the Released Parties is not in the best interests of the Estates' variousconstituencies because the costs involved would outweigh any potential benefit from pursuingsuch claims. The Debtor Release is fair and equitable and complies with the absolute priority rule.29. The Debtor Release is (a) an integral part of the Plan, and a component ofthe comprehensive settlement implemented under the Plan; (b) in exchange for the good andvaluable consideration provided by the Released Parties; (c) a good faith settlement andcompromise of the claims and Causes of Action released by the Debtor Release; (d) materiallybeneficial to, and in the best interests of, the Debtors, their Estates, and their stakeholders, and isimportant to the overall objectives of the Plan to finally resolve certain Claims among or againstcertain parties in interest in the Chapter 11 Cases; (e) fair, equitable, and reasonable; (f) given andmade after due notice and opportunity for hearing; and (g) a bar to any Debtor asserting any claimor Cause of Action released by the Debtor Release against any of the Released Parties. Theprobability of success in litigation with respect to the released claims and Causes of Action, whenweighed against the costs, supports the Debtor Release. With respect to each of these potentialCauses of Action, the parties could assert colorable defenses and the probability of success isuncertain. The Debtors' or the Reorganized Debtors' pursuit of any such claims or Causes ofAction against the Released Parties is not in the best interests of the Estates or the Debtors' variousCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 156 o of f1 1334516constituencies because the costs involved would likely outweigh any potential benefit frompursuing such claims or Causes of Action30. Holders of Claims and Interests entitled to vote have overwhelmingly votedin favor of the Plan, including the Debtor Release. The Plan, including the Debtor Release, wasnegotiated before and after the Petition Date by sophisticated parties represented by able counseland advisors, including the Consenting Creditors. The Debtor Release is therefore the result of ahard fought and arm's-length negotiation process conducted in good faith.31. The Debtor Release appropriately offers protection to parties thatparticipated in the Debtors' restructuring process, including the Consenting Creditors, whoseparticipation in the Chapter 11 Cases is critical to the Debtors' successful emergence frombankruptcy. Specifically, the Released Parties, including the Consenting Creditors, madesignificant concessions and contributions to the Chapter 11 Cases, including, entering into theLock-Up Agreement and related agreements, supporting the Plan and the Chapter 11 Cases, andwaiving or agreeing to impair substantial rights and Claims against the Debtors under the Plan (aspart of the compromises composing the settlement underlying the revised Plan) in order tofacilitate a consensual reorganization and the Debtors' emergence from chapter 11. The DebtorRelease for the Debtors' directors and officers is appropriate because the Debtors' directors andofficers share an identity of interest with the Debtors and, as previously stated, supported and madesubstantial contributions to the success of the Plan, the Chapter 11 Cases, and operation of theDebtors' business during the Chapter 11 Cases, actively participated in meetings, negotiations, andimplementation during the Chapter 11 Cases, and have provided other valuable consideration tothe Debtors to facilitate the Debtors' successful reorganization and continued operation.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 167 o of f1 133451732. The scope of the Debtor Release is appropriately tailored under the factsand circumstances of the Chapter 11 Cases. In light of, among other things, the value provided bythe Released Parties to the Debtors' Estates and the critical nature of the Debtor Release to thePlan, the Debtor Release is appropriate.v. Release by Holders of Claims and Interests33. The release by the Releasing Parties (the “Third-Party Release”), set forthin Article VIII.D of the Plan, is an essential provision of the Plan. The Third-Party Release is: (a)consensual as to those Releasing Parties that did not specifically and timely object or properly optout from the Third-Party Release; (b) within the jurisdiction of the Bankruptcy Court pursuant to28 U.S.C. § 1334; (c) in exchange for the good and valuable consideration provided by theReleased Parties; (d) a good faith settlement and compromise of the claims and Causes of Actionreleased by the Third-Party Release; (e) materially beneficial to, and in the best interests of, theDebtors, their Estates, and their stakeholders, and is important to the overall objectives of the Planto finally resolve certain Claims among or against certain parties in interest in the Chapter 11Cases; (f) fair, equitable, and reasonable; (g) given and made after due notice and opportunity forhearing; (h) appropriately narrow in scope given that it expressly excludes, among other things,any Cause of Action that is judicially determined by a Final Order to have constituted actual fraud,willful misconduct, or gross negligence; (i) a bar to any of the Releasing Parties asserting anyclaim or Cause of Action released by the Third-Party Release against any of the Released Parties;and (j) consistent with sections 105, 524, 1123, 1129, and 1141 and other applicable provisions ofthe Bankruptcy Code.34. The Third-Party Release is an integral part of the agreement embodied inthe Plan among the relevant parties in interest. Like the Debtor Release, the Third-Party ReleaseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 178 o of f1 1334518facilitated participation in both the Debtors' Plan and the chapter 11 process generally. The Third-Party Release is instrumental to the Plan and was critical in incentivizing parties to support thePlan and preventing significant and time-consuming litigation regarding the parties' respectiverights and interests. The Third-Party Release was a core negotiation point in connection with thePlan and instrumental in developing the Plan that maximized value for all of the Debtors'stakeholders and kept the Debtors intact as a going concern. As such, the Third-Party Releaseappropriately offers certain protections to parties who constructively participated in the Debtors'restructuring process—including the Consenting Creditors (as set forth above)—by, among otherthings, facilitating the negotiation and consummation of the Plan, supporting the Plan and, in thecase of the Backstop Providers, committing to provide new capital to facilitate the Debtors'emergence from chapter 11. Specifically, the Notes Ad Hoc Group proposed and negotiated thepari passu transaction that is the basis of the restructuring proposed under the Plan and provideda much-needed deleveraging to the Debtors' business while taking a discount on their Claims (inexchange for other consideration).35. Furthermore, the Third-Party Release is consensual as to all parties ininterest, including all Releasing Parties, and such parties in interest were provided notice of thechapter 11 proceedings, the Plan, the deadline to object to confirmation of the Plan, and theCombined Hearing and were properly informed that all holders of Claims against or Interests inthe Debtors that did not file an objection with the Court in the Chapter 11 Cases that included anexpress objection to the inclusion of such holder as a Releasing Party under the provisionscontained in Article VIII of the Plan would be deemed to have expressly, unconditionally,generally, individually, and collectively consented to the release and discharge of all claims andCauses of Action against the Debtors and the Released Parties. Additionally, the release provisionsCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 189 o of f1 1334519of the Plan were conspicuous, emphasized with boldface type in the Plan, the DisclosureStatement, the Ballots, and the applicable notices. Except as set forth in the Plan, all ReleasingParties were properly informed that unless they (a) checked the “opt out” box on the applicableBallot or opt-out form and returned the same in advance of the Voting Deadline, as applicable, or(b) timely Filed an objection to the releases contained in the Plan that was not resolved beforeentry of this Confirmation Order, they would be deemed to have expressly consented to the releaseof all Claims and Causes of Action against the Released Parties.36. The Ballots sent to all holders of Claims and Interests entitled to vote, aswell as the notice of the Combined Hearing sent to all known parties in interest (including thosenot entitled to vote on the Plan), unambiguously provided in bold letters that the Third-PartyRelease was contained in the Plan.37. The scope of the Third-Party Release is appropriately tailored under thefacts and circumstances of the Chapter 11 Cases, and parties in interest received due and adequatenotice of the Third-Party Release. Among other things, the Plan provides appropriate and specificdisclosure with respect to the claims and Causes of Action that are subject to the Third-PartyRelease, and no other disclosure is necessary. The Debtors, as evidenced by the VotingDeclaration and Certificate of Publication, including by providing actual notice to all knownparties in interest, including all known holders of Claims against, and Interests in, any Debtor andpublishing notice in international and national publications for the benefit of unknown parties ininterest, provided sufficient notice of the Third-Party Release, and no further or other notice isnecessary. The Third-Party Release is designed to provide finality for the Debtors, theReorganized Debtors and the Released Parties regarding the parties' respective obligations underthe Plan. For the avoidance of doubt, and notwithstanding anything to the contrary, anyparty who timely opted-out of the Third-Party Release is not bound by the Third-PartyRelease.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 290 o of f1 133452038. The Third-Party Release is specific in language, integral to the Plan, andgiven for substantial consideration. The Releasing Parties were given due and adequate notice ofthe Third-Party Release, and thus the Third-Party Release is consensual under controllingprecedent as to those Releasing Parties that did not specifically and timely object. In light of,among other things, the value provided by the Released Parties to the Debtors' Estates and theconsensual and critical nature of the Third-Party Release to the Plan, the Third-Party Release isappropriatevi. Exculpation.39. The exculpation described in Article VIII.E of the Plan (the “Exculpation”)is appropriate under applicable law, including In re Highland Capital Mgmt., L.P., 48 F. 4th 419(5th Cir. 2022), because it was supported by proper evidence, proposed in good faith, wasformulated following extensive good-faith, arm's-length negotiations with key constituents, and isappropriately limited in scope.40. No Entity or Person may commence or continue any action, employ anyprocess, or take any other act to pursue, collect, recover or offset any Claim, Interest, debt,obligation, or Cause of Action relating or reasonably likely to relate to any act or commission inconnection with, relating to, or arising out of a Covered Matter (including one that alleges theactual fraud, gross negligence, or willful misconduct of a Covered Entity), unless expresslyauthorized by the Bankruptcy Court after (1) it determines, after a notice and a hearing, such Claim,Interest, debt, obligation, or Cause of Action is colorable and (2) it specifically authorizes suchEntity or Person to bring such Claim or Cause of Action. The Bankruptcy Court shall have soleand exclusive jurisdiction to determine whether any such Claim, Interest, debt, obligation or Causeof Action is colorable and, only to the extent legally permissible and as provided for in Article XI,CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 201 o of f1 1334521shall have jurisdiction to adjudicate such underlying colorable Claim, Interest, debt, obligation, orCause of Action.vii. Injunction.41. The injunction provisions set forth in Article VIII.F of the Plan are essentialto the Plan and are necessary to implement the Plan and to preserve and enforce the discharge,Debtor Release, the Third-Party Release, and the Exculpation provisions in Article VIII of thePlan. The injunction provisions are appropriately tailored to achieve those purposes.viii. Preservation of Claims and Causes of Action.42. Article IV.L of the Plan appropriately provides for the preservation by theDebtors of certain Causes of Action in accordance with section 1123(b) of the Bankruptcy Code.Causes of Action not released by the Debtors or exculpated under the Plan will be retained by theReorganized Debtors as provided by the Plan. The Plan is sufficiently specific with respect to theCauses of Action to be retained by the Debtors, and the Plan and Plan Supplement providemeaningful disclosure with respect to the potential Causes of Action that the Debtors may retain,and all parties in interest received adequate notice with respect to such retained Causes of Action.The provisions regarding Causes of Action in the Plan are appropriate and in the best interests ofthe Debtors, their respective Estates, and holders of Claims or Interests. For the avoidance of anydoubt, Causes of Action released or exculpated under the Plan will not be retained by theReorganized Debtors.c. Section 1123(d) – Cure of Defaults43. Article V.D of the Plan provides for the satisfaction of Cure Claimsassociated with each Executory Contract and Unexpired Lease to be assumed in accordance withsection 365(b)(1) of the Bankruptcy Code. Any monetary defaults under each assumed ExecutoryCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 212 o of f1 1334522Contract or Unexpired Lease shall be satisfied, pursuant to section 365(b)(1) of the BankruptcyCode, by payment of the default amount in Cash on the Effective Date, subject to the limitationsdescribed in Article V.D of the Plan, or on such other terms as the parties to such ExecutoryContracts or Unexpired Leases may otherwise agree. Any Disputed Cure Amounts will bedetermined in accordance with the procedures set forth in Article V.D of the Plan, and applicablebankruptcy and nonbankruptcy law. As such, the Plan provides that the Debtors will Cure, orprovide adequate assurance that the Debtors will promptly Cure, defaults with respect to assumedExecutory Contracts and Unexpired Leases in accordance with section 365(b)(1) of theBankruptcy Code. Thus, the Plan complies with section 1123(d) of the Bankruptcy Code.d. Section 1129(a)(2) – Compliance of the Debtors and Others with the ApplicableProvisions of the Bankruptcy Code.44. The Debtors, as proponents of the Plan, have complied with all applicableprovisions of the Bankruptcy Code as required by section 1129(a)(2) of the Bankruptcy Code,including sections 1122, 1123, 1124, 1125, 1126, and 1128, and Bankruptcy Rules 3017, 3018,and 3019.e. Section 1129(a)(3) – Proposal of Plan in Good Faith.45. The Debtors have proposed the Plan in good faith, in accordance with theBankruptcy Code requirements, and not by any means forbidden by law. In determining that thePlan has been proposed in good faith, the Court has examined the totality of the circumstancesfiling of the Chapter 11 Cases, including the formation of Intrum AB of Texas LLC (“IntrumTexas”), the Plan itself, and the process leading to its formulation. The Debtors' good faith isevident from the facts and record of the Chapter 11 Cases, the Disclosure Statement, and the recordof the Combined Hearing and other proceedings held in the Chapter 11 CasesCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 223 o of f1 133452346. The Plan (including the Plan Supplement and all other documents necessaryto effectuate the Plan) is the product of good faith, arm's-length negotiations by and among theDebtors, the Debtors' directors and officers and the Debtors' key stakeholders, including theConsenting Creditors and each of their respective professionals. The Plan itself and the processleading to its formulation provide independent evidence of the Debtors' and such other parties'good faith, serve the public interest, and assure fair treatment of holders of Claims or Interests.Consistent with the overriding purpose of chapter 11, the Debtors Filed the Chapter 11 Cases withthe belief that the Debtors were in need of reorganization and the Plan was negotiated and proposedwith the intention of accomplishing a successful reorganization and maximizing stakeholder value,and for no ulterior purpose. Accordingly, the requirements of section 1129(a)(3) of the BankruptcyCode are satisfied.f. Section 1129(a)(4) – Court Approval of Certain Payments as Reasonable.47. Any payment made or to be made by the Debtors, or by a person issuingsecurities or acquiring property under the Plan, for services or costs and expenses in connectionwith the Chapter 11 Cases, or in connection with the Plan and incident to the Chapter 11 Cases,has been approved by, or is subject to the approval of, the Court as reasonable. Accordingly, thePlan satisfies the requirements of section 1129(a)(4).g. Section 1129(a)(5)—Disclosure of Directors and Officers and Consistency with theInterests of Creditors and Public Policy.48. The identities of or process for appointment of the Reorganized Debtors'directors and officers proposed to serve after the Effective Date were disclosed in the PlanSupplement in advance of the Combined Hearing. Accordingly, the Debtors have satisfied therequirements of section 1129(a)(5) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 234 o of f1 1334524h. Section 1129(a)(6)—Rate Changes.49. The Plan does not contain any rate changes subject to the jurisdiction of anygovernmental regulatory commission and therefore will not require governmental regulatoryapproval. Therefore, section 1129(a)(6) of the Bankruptcy Code does not apply to the Plan.i. Section 1129(a)(7)—Best Interests of Holders of Claims and Interests.50. The liquidation analysis attached as Exhibit D to the Disclosure Statementand the other evidence in support of the Plan that was proffered or adduced at the CombinedHearing, and the facts and circumstances of the Chapter 11 Cases are (a) reasonable, persuasive,credible, and accurate as of the dates such analysis or evidence was prepared, presented orproffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c) have not beencontroverted by other evidence; and (d) establish that each holder of Allowed Claims or Interestsin each Class will recover as much or more value under the Plan on account of such Claim orInterest, as of the Effective Date, than the amount such holder would receive if the Debtors wereliquidated on the Effective Date under chapter 7 of the Bankruptcy Code or has accepted the Plan.As a result, the Debtors have demonstrated that the Plan is in the best interests of their creditorsand equity holders and the requirements of section 1129(a)(7) of the Bankruptcy Code are satisfied.j. Section 1129(a)(8)—Conclusive Presumption of Acceptance by UnimpairedClasses; Acceptance of the Plan by Certain Voting Classes.51. The classes deemed to accept the Plan are Unimpaired under the Plan andare deemed to have accepted the Plan pursuant to section 1126(f) of the Bankruptcy Code. EachVoting Class voted to accept the Plan. For the avoidance of doubt, however, even if section1129(a)(8) has not been satisfied with respect to all of the Debtors, the Plan is confirmable becausethe Plan does not discriminate unfairly and is fair and equitable with respect to the Voting Classesand thus satisfies section 1129(b) of the Bankruptcy Code with respect to such Classes as describedCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 245 o of f1 1334525further below. As a result, the requirements of section 1129(b) of the Bankruptcy Code are alsosatisfied.k. Section 1129(a)(9)—Treatment of Claims Entitled to Priority Pursuant to Section507(a) of the Bankruptcy Code.52. The treatment of Administrative Claims, Professional Fee Claims, andPriority Tax Claims under Article II of the Plan satisfies the requirements of, and complies in allrespects with, section 1129(a)(9) of the Bankruptcy Code.l. Section 1129(a)(10)—Acceptance by at Least One Voting Class.53. As set forth in the Voting Declaration, all Voting Classes overwhelminglyvoted to accept the Plan. As such, there is at least one Voting Class that has accepted the Plan,determined without including any acceptance of the Plan by any insider (as defined by theBankruptcy Code), for each Debtor. Accordingly, the requirements of section 1129(a)(10) of theBankruptcy Code are satisfied.m. Section 1129(a)(11)—Feasibility of the Plan.54. The Plan satisfies section 1129(a)(11) of the Bankruptcy Code. Thefinancial projections attached to the Disclosure Statement as Exhibit D and the other evidencesupporting the Plan proffered or adduced by the Debtors at or before the Combined Hearing: (a)is reasonable, persuasive, credible, and accurate as of the dates such evidence was prepared,presented, or proffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c)has not been controverted by other persuasive evidence; (d) establishes that the Plan is feasibleand Confirmation of the Plan is not likely to be followed by liquidation or the need for furtherfinancial reorganization; (e) establishes that the Debtors will have sufficient funds available tomeet their obligations under the Plan and in the ordinary course of business—including sufficientamounts of Cash to reasonably ensure payment of Allowed Claims that will receive CashCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 256 o of f1 1334526distributions pursuant to the terms of the Plan and other Cash payments required under the Plan;and (f) establishes that the Debtors or the Reorganized Debtors, as applicable, will have thefinancial wherewithal to pay any Claims that accrue, become payable, or are allowed by FinalOrder following the Effective Date. Accordingly, the Plan satisfies the requirements of section1129(a)(11) of the Bankruptcy Code.n. Section 1129(a)(12)—Payment of Statutory Fees.55. Article XII.C of the Plan provides that all fees payable pursuant to section1930(a) of the Judicial Code, as determined by the Court at the Confirmation Hearing inaccordance with section 1128 of the Bankruptcy Code, will be paid by each of the applicableReorganized Debtors for each quarter (including any fraction of a quarter) until the Chapter 11Cases are converted, dismissed, or closed, whichever occurs first. Accordingly, the Plan satisfiesthe requirements of section 1129(a)(12) of the Bankruptcy Code.o. Section 1129(a)(13)—Retiree Benefits.56. Pursuant to section 1129(a)(13) of the Bankruptcy Code, and as provided inArticle IV.K of the Plan, the Reorganized Debtors will continue to pay all obligations on accountof retiree benefits (as such term is used in section 1114 of the Bankruptcy Code) on and after theEffective Date in accordance with applicable law. As a result, the requirements of section1129(a)(13) of the Bankruptcy Code are satisfied.p. Sections 1129(a)(14), (15), and (16)—Domestic Support Obligations, Individuals,and Nonprofit Corporations.57. The Debtors do not owe any domestic support obligations, are notindividuals, and are not nonprofit corporations. Therefore, sections 1129(a)(14), 1129(a)(15), and1129(a)(16) of the Bankruptcy Code do not apply to the Chapter 11 Cases.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 267 o of f1 1334527q. Section 1129(b)—Confirmation of the Plan Over Nonacceptance of VotingClasses.58. No Classes rejected the Plan, and section 1129(b) is not applicable here,but even if it were, the Plan may be confirmed pursuant to section 1129(b)(1) of the BankruptcyCode because the Plan is fair and equitable with respect to the Deemed Rejecting Classes. ThePlan has been proposed in good faith, is reasonable, and meets the requirements and all VotingClasses have voted to accept the Plan. The treatment of Intercompany Claims and IntercompanyInterests under the Plan provides for administrative convenience does not constitute a distributionunder the Plan on account of suc

Hosted this coming week by Family Lawyers Russell Alexander, Stephanie Brooks, Gia Williams & Margie Primero-Pimentel and Law Clerks, Courtney Derick & Michelle Snoek. Recorded: June 25, 2024 Speakers will discuss the following topics: 1. Introduction to Family Law in Ontario 2. Types of Family Court Cases 3. Starting a Family Court Case 4. Understanding the Court Process 5. Mediation and Alternative Dispute Resolution 6. Role of Lawyers and Legal Representation Steph / GIA 7. Self-Representation in Family Court MPP / GIA 8. Children's Best Interests 9. Financial Disclosure and Support Calculations 10. Common Challenges and Tips for Success

Send us a textUnlock the secrets to supporting children affected by domestic abuse with insights from Dr. Asha Patel, CEO of Innovating Minds. In this episode, we explore innovative approaches like the Healing Together program, which integrates trauma-informed principles, neuroscience, and attachment models to help children manage their emotions. Dr. Patel shares her journey from working with high-profile offenders to founding Innovating Minds, with a mission to provide early support for children often mislabeled as "naughty" and excluded from education. Discover how digital access is pivotal for equitable scalability and the importance of training frontline practitioners to extend the program's reach.We'll shed light on the complex challenges of providing timely support to children exposed to domestic abuse and the critical role of supportive relationships in their healing process. Misconceptions about waiting for the perfect moment to offer help are debunked, and the necessity of multiple pathways to access programs, beyond court orders, is underscored. The conversation also delves into the hurdles marginalized communities face with official systems and highlights the importance of trauma-informed and domestic abuse-informed approaches within mental health services.Explore the profound impact of early intervention and prevention models across the UK, focusing on the integration of the Healing Together program in schools and children's homes. We examine the unique trauma children face when in contact with abusive parents and the potential for misdiagnoses. Understand the importance of recognizing trauma in the context of coercive control, beyond just physical abuse. Finally, we emphasize the power of fostering healing through mindful practices and how resilience and recovery can be significantly enhanced for both child survivors and their caregivers.Learn more about Innovating Minds and the Healing Together programme Related EpisodesSeason 5 Episode 7: Childhood Domestic Violence Exposure is “Pivotal”: An Interview with Professor HigginsSeason 5 Episode 4: Unveiling the Impact of Domestic Violence on Children: Beyond the Myth of the Child WitnessSeason 4 Episode 10: Ensuring the Voice of the Child is Heard, and Child's Best Interests are Considered in Domestic Abuse Cases Now available! Mapping the Perpetrator's Pattern: A Practitioner's Tool for Improving Assessment, Intervention, and Outcomes The web-based Perpetrator Pattern Mapping Tool is a virtual practice tool for improving assessment, intervention, and outcomes through a perpetrator pattern-based approach. The tool allows practitioners to apply the Model's critical concepts and principles to their current case load in realCheck out David Mandel's new book "Stop Blaming Mothers and Ignoring Fathers: How to transform the way we keep children safe from domestic violence."

Welcome to another Q&A episode, with Thom fielding a range of questions from listeners with a common thread of social discomfort.Thom holds forth on the subjects of social division, embarrassment, how to accept compliments gracefully, how to strengthen relationships in tough times, and anger, specifically whether or not enlightened masters can be angry.As always, it's an episode with universal appeal that could potentially tick off a few boxes in your own evolutionary journey.Episode Highlights[00:45] Q - Why are people so divided right now?[00:48] A - Destructive Normalization[02:05] Mistaken Identity[04:03] The It-ification of Other Humans[05:51] Be an Inspiration to Others to Learn Vedic Meditation[08:07] Q - How can we recover after embarrassing ourselves?[08:11] A - Get Yourself a Sense of Humor[09:53] The Human Condition is Not a Serious Condition[12:09] Q - How can I accept compliments gracefully?[12:19] A - Words Can't Even Express Your Greatness[14:11] Thank You[16:44] Q - How can we strengthen a relationship during tough times?[16:49] A - Alliances vs Relationships[19:33] Honor the Best Interests of Each of You[21:28] Vedic Meditation Reminds You Who You Really Are[23:09] Work on Our Capacity to Give[25:16] Q - Can enlightened masters be angry?[25:20] A - Moments of Strong Expression[27:32] Be Masterful Without Being AngryUseful Linksinfo@thomknoles.com https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/

Hosted this coming week by Family Lawyers Golan Yaron, Stephanie Brooks, Joseph Cugini & Shanza Sohail, and Articling Student, Jodeen Williams. 1. Introduction to Relocation and Mobility Issues: Exploring the complexities surrounding parental relocation with children. 2. Legal Framework: Understanding the laws and regulations governing parental relocation and mobility arrangements. 3. Impact on Children: Discussing the emotional, social, and developmental effects of relocation on children. 4. Custody and Access Considerations: Examining how relocation may affect existing custody and access arrangements. 5. Best Interests of the Child: Prioritizing the child's well-being and needs when making relocation decisions. 6. Communication and Co-Parenting: Addressing the importance of open communication and cooperation between parents during the relocation process. 7. Mediation and Legal Options: Exploring alternative dispute resolution methods and legal avenues for resolving relocation disputes. 8. Factors Influencing Relocation Decisions: Identifying key factors considered by courts when determining whether relocation is in the child's best interests. 9. Practical Considerations: Discussing logistical and practical aspects of relocation, such as schooling and healthcare. 10. Long-Term Planning: Providing guidance on creating comprehensive relocation plans that support the child's ongoing relationship with both parents. #relocation #parenting Show Notes: sections 24 and 39.3 of the Children's Law Reform Act sections 16 and 16.9 of the Divorce Act __________ LINKS: https://linkin.bio/familyllb

Is the media acting responsibly when they chase stories involving children or are there cases where their rights are ignored? We speak with Dr Farah Nini Dusuki, Children's Commissioner at SUHAKAM about the implementation of regulations under the Child Act 2001 related to media reporting on cases involving children.Image Credit: Shutterstock.com

Halloween scary things are censorship laws, high capital gains taxes for farms, criminals being let out of jail on bail while politicians crack down on social media posts, 5 days away from the US election where is the october surprise! Trudeau takes aim at - crisis pregnancy centers? Jagmeet will not support the CPC and Bloc non confidence, Poilievre says he'll release the names, Sign Up for the Full Show Locals (daily video) https://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribe Private Full podcast audio https://canadapoli.com/feed/canadapoliblue/ Buy subscriptions here (daily video and audio podcast): https://canadapoli.com/canadapoli-subscriptions/ Sample Shows Me on Telegram https://t.me/realCanadaPoli Me on Rumble https://rumble.com/user/CanadaPoli Me on Odyssey https://odysee.com/@CanadaPoli:f Me on Bitchute https://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSS https://anchor.fm/s/e57706d8/podcast/rss

Born & Raised in Richmond, Virginia. Started at ager 24, has been in business 13.5 years and have helped 846 families move so far. Currently my team looks like: I am the team leader & only listing agent, 2 buyers agents, 1 full time licensed transaction coordinator on the team (only works for us) . My wife was licensed and full time working with me as our office manager from 2013 to 2021 but now spends most of her time volunteering. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

In this episode, the lads sit down with Will Hancock, also known as Sapper Gentleman on Youtube. Will is a self-proclaimed liberal gun owner who enjoys Cowboy Action Shooting, getting others into guns, and long walks on the beach. We discuss dealing with online trolls and setting a good example. We also talk about the criticism we face from both the far left and the right, highlighting the lack of unity within the left and the misconception that everyone left of center marches in lockstep. Check out Panther City Tactical for AR parts, accessories, gear and more! Don't forget to use code: ABETTERWAY for 10% off your first order.If you like the show and want to support us, head to our Patreon to do so where you'll have access to exclusive merch and content!If you like out intro and outro music, check out Tractor Boy on Itunes and most other streaming platforms

In today's heart-to-heart we have a Special Guest - Tanya Leake with us, Tanya is sharing what it is like to Re/Discover Yourself.Catch the heart to heart, on YouTubehttps://youtu.be/RTrj3y9vMU4Follow along as we chat about the 80/20 rule and how it applies to impacting other people's lives.In today's episode, we chat about:Tanya's S.E.R.V.E. Best Interests model which can be used to assess what serves you (and enables you to prioritize yourself.) Throughout the podcast, we will go over:Choosing your own adventure when it comes to health and happinessWhat it is like to have hardship in the areas of health and wellnessHow impacting people's lives is a labour of loveJournalling Defining S.E.R.V.E and how it applies to your life.Books, Books, Books!You all know that I am a BIG geek, so I am always quick to recommend a book or two.In this episode, we highlighted the books "The Artist Way" and "The Feeling is the Secret."A special shout-out to the song Rose Garden ...I beg your pardonI never promised you a rose gardenAlong with the sunshineThere's gotta be a little rain sometimeI've always loved this song and the punchyness of the lyrics.What an amazing episode, with so much to unpack!!Tanya's bio, in her own wordsTanya is a Stanford engineer and IT consultant turned Board-Certified Health & BeingWELL coach living and teaching high-level wellness & deep self-loveA greens-eating, loud-laughing, dance-performing, recipe-trying, self-loving coach passionate about supporting others in re/discovering their best, healthiest selves and a graduate of Stanford University's Engineering Program, I am a National Board-Certified Health and Wellness Coach (NBC-HWC), group fitness, Zumba and 200-hour RYT yoga licensed instructor, dance performer and choreographer, Laughter Yoga leader, workshop facilitator, presenter, public speaker and self-published author of GET A GGRiPP: The Health and Wellness Movement Rooted in Cultural Traditions, and an upcoming second book, Vegetablarian: A Mouthful.A proud advocate of women's health, I currently serve as the co-lead of the Research Committee on the Board of Directors of The White Dress Project, a uterine fibroid advocacy organization, and founder of the women's health initiative WeKNOW (Women embracing Knowledge Necessary for Our Wellness) and its conversation series #coochieconversations.Under my wellness business, EmBODY WELL, I am also the creator of the women's self-love EmBODY LOVE framework and retreat and the co-creator of The Mirror Board: Reflections of YOU concept and PLAYshop.Although my expertise is in health and wellness, I enjoy talking about topics across a broad range of interests because I can ALWAYS connect them to some element of health and wellbeing. (which I demonstrate most episodes of the podcast No Stupid Questions Show with my cohost and fellow Stanford alum, James A Gray, aka JAG)Tanya, thanks so much for joining us! ~Sonya, xoAre you striving to achieve clarity and confidence in your life?Find yourself frustrated from dealing with emotional eating, low energy, and under pressure to eliminate financial stress.Are you committed to accomplishing the promises you make to yourself and find that you are finally tired of living with the excuses and want help tackling it?It's time to take your life from unbearable to unstoppable, as you journey toward accomplishment, success, happiness, and health.Let's chat, book your discovery call here. https://linktr.ee/sonyajanisseDesign your Life, your way Accountability CoachNLP, HWL, PTSAccountability Coach ~ I help you keep your promises to yourself.Taking your life from unbearable to unstoppable. xoAuthor, Podcaster, Certified Coachhttps://linktr.ee/sonyajanissehttps://www.freshapproachfitness.com#podcaster #asksonya #keepyourpromises #awareness #serve #juststart #afreshapproach #chooseyouradventure #books #rediscoveryourself #essentiallyyou #sonyajanisse

Thank you for joining us for part IIIn today's heart-to-heart we have a Special Guest - Tanya Leake with us, Tanya is sharing what it is like to Re/Discover Yourself.Catch the heart to heart, on YouTubehttps://youtu.be/es23hDm3SDsFollow along as we chat about the 80/20 rule and how it applies to impacting other people's lives.In today's episode, we chat about:Tanya's S.E.R.V.E. Best Interests model which can be used to assess what serves you (and enables you to prioritize yourself.) Throughout the podcast, we will go over:Choosing your own adventure when it comes to health and happinessWhat it is like to have hardship in the areas of health and wellnessHow impacting people's lives is a labour of loveJournalling Defining S.E.R.V.E and how it applies to your life.Books, Books, Books!You all know that I am a BIG geek, so I am always quick to recommend a book or two.In this episode, we highlighted the books "The Artist Way" and "The Feeling is the Secret."A special shout-out to the song Rose Garden ...I beg your pardonI never promised you a rose gardenAlong with the sunshineThere's gotta be a little rain sometimeI've always loved this song and the punchyness of the lyrics.What an amazing episode, with so much to unpack!!Tanya's bio, in her own wordsTanya is a Stanford engineer and IT consultant turned Board-Certified Health & BeingWELL coach living and teaching high-level wellness & deep self-loveA greens-eating, loud-laughing, dance-performing, recipe-trying, self-loving coach passionate about supporting others in re/discovering their best, healthiest selves and a graduate of Stanford University's Engineering Program, I am a National Board-Certified Health and Wellness Coach (NBC-HWC), group fitness, Zumba and 200-hour RYT yoga licensed instructor, dance performer and choreographer, Laughter Yoga leader, workshop facilitator, presenter, public speaker and self-published author of GET A GGRiPP: The Health and Wellness Movement Rooted in Cultural Traditions, and an upcoming second book, Vegetablarian: A Mouthful.A proud advocate of women's health, I currently serve as the co-lead of the Research Committee on the Board of Directors of The White Dress Project, a uterine fibroid advocacy organization, and founder of the women's health initiative WeKNOW (Women embracing Knowledge Necessary for Our Wellness) and its conversation series #coochieconversations.Under my wellness business, EmBODY WELL, I am also the creator of the women's self-love EmBODY LOVE framework and retreat and the co-creator of The Mirror Board: Reflections of YOU concept and PLAYshop.Although my expertise is in health and wellness, I enjoy talking about topics across a broad range of interests because I can ALWAYS connect them to some element of health and wellbeing. (which I demonstrate most episodes of the podcast No Stupid Questions Show with my cohost and fellow Stanford alum, James A Gray, aka JAG)Tanya, thanks so much for joining us! ~Sonya, xoAre you striving to achieve clarity and confidence in your life?Find yourself frustrated from dealing with emotional eating, low energy, and under pressure to eliminate financial stress.Are you committed to accomplishing the promises you make to yourself and find that you are finally tired of living with the excuses and want help tackling it?It's time to take your life from unbearable to unstoppable, as you journey toward accomplishment, success, happiness, and health.Let's chat, book your discovery call here. https://linktr.ee/sonyajanisseDesign your Life, your way Accountability CoachNLP, HWL, PTSAccountability Coach ~ I help you keep your promises to yourself.Taking your life from unbearable to unstoppable. xoAuthor, Podcaster, Certified Coachhttps://linktr.ee/sonyajanisse#podcaster #asksonya #keepyourpromises #awareness #serve #juststart #afreshapproach #chooseyouradventure #books #rediscoveryourself #essentiallyyou #sonyajanisse #coochieconversations

In this podcast episode, Kevin Thompson, founder and CEO of 9i Capital Group, hosts a discussion with insurance specialist David Kinder, known as "the tax-exempt wealth guy." They explore the insurance industry's response to Regulation Best Interest (RBI), which mandates obligations like disclosure, care, conflict of interest, and compliance. David critiques the industry's resistance to fiduciary responsibilities and highlights ethical concerns, particularly with Indexed Universal Life (IUL) insurance. The conversation emphasizes the need for higher practice standards, ethical conduct, and client education, advocating for a balanced approach to regulation that prioritizes consumer interests.Discussion on Industry Division (00:01:37) .Regulation Best Interest Overview (00:02:16)Economic Implications for Agents (00:04:25) Fiduciary vs. Suitability Standards (00:06:17) Materiality of Compensation (00:11:25) Suitability Perspective Critique (00:13:29) Need for Professional Standards (00:15:36) Insurance Companies' Priorities (00:19:11) Insurance Lobby's Opposition to Regulation (00:24:18)Fiduciary Responsibility (00:26:46) Critique of Advisors' Recommendations (00:29:02)Client Versus Company Interests (00:34:52) Agent Responsibilities (00:36:57) Industry Disdain and Perception (00:37:26) Ambiguity in Titles (00:39:45)

Today Elaine chats with Isley Lynn and Libby Rodliffe the co-writers and performer of Jobsworth. We chat the inspiration for the show, shame around debt and our lack of honestly when it comes to finical maters, the comedy of bad bosses and we have a great laugh. Jobsworth - Pleasence Courtyard - Upstairs Dates: 31st July - 26th AUGUST (not 14th) @ 1.45 pm Tickets available here: https://tickets.edfringe.com/whats-on/jobsworth Jobsworth Bea's secretly working three full-time jobs. All at the same time. And she's still financially f*cked. Between looking after luxury flats and dogsitting the world's ugliest pooch, she's neck-deep in employers and it's only a matter of time until someone finds out she's breaking all her contracts. Armed with nothing but her smarmiest boss' dirty secret, can Bea get herself out of the red and into the black (and into the fit intern's bed)? Or will the plates she's been spinning come crashing down around her and her dysfunctional family? A riotous comedy about snakes and surviving capitalism. Libby Rodliffe Libby trained at Royal Central School of Speech and Drama. Theatre credits include: JOBSWORTH (Vault Festival), Skin a Cat (Assembly Rooms: Edinburgh Fringe & UK Tour), Who Are We Now? (Southwark Playhouse), Trapped (Cockpit Theatre), Mr Kolpert (Lion & Unicorn Theatre). TV credits include: Best Interests, Call the Midwife and His Dark Materials (BBC). Feature film credits include: Spencer (Komplizen) and Big Boys Don't Cry (Six from Eight). Isley Lynn Isley is an American-born, London-based playwright and poet. Their play THE GLUE opened at Royal Welsh College of Music and Drama and transferred to the Young Vic this year.They won the ‘Most Promising Playwright Award' at the Evening Standard Theatre Awards 2023 for their play THE SWELL, which opened to great acclaim at the Orange Tree Theatre and received a 2024 Olivier Awards nomination for Outstanding achievement in affiliate theatre, as well as being nominated for Best New Play, Best Director and Best Production at the 2023 Offies. Isley's play SKIN A CAT played at The Bunker as their premiere production in 2016. It was nominated for four Off West End Awards, including Best New Play. It was originally performed as part of the Vault Festival in London in January 2016, and was awarded ‘Pick Of The Year' by the festival. It was picked up by Playground Entertainment for TV adaptation.Isley is currently under commission to Vicky Graham Productions, Chichester Festival Theatre, Theatre Royal Bury St Edmunds, and is writing a new musical with Emmy The Great and Tom Hughes. They are a graduate of the Royal Court Young Writers Programme (2012), the Royal Court Invitation Studio Group (2013), the Soho Theatre Young Company from 2011-2012, and The Bush Theatre's Emerging Writers' Group. HIPA GUIDES: HIPA GUIDES OUR WEBSITE - www.persistentandnasty.co.uk Persistent Pal & Nasty Hero - Pals and Hero Membership Email – persistentandnasty@gmail.com Instagram - @persistentandnasty Twitter - @PersistentNasty Coffee Morning Eventbrite - Coffee Morning Tickets LINKTREE - LINKTR.EE Resources Samaritans - Rape Crisis Scotland - Rape Crisis UK ArtsMinds - BAPAM Freelancers Make Theatre Work Stonewall UK - Trevor Project - Mermaids UK Switchboard LGBT+ - GATE PLANNED PARENTHOOD DONATE - DONATE ABORTION SUPPORT NETWORK UK - ASN.COM- DONATE

Shen v. Garland, No. 16-71315 (9th Cir. July 24, 2024)administrative notice of foreign law; forced abortion; 2003 change in law for Chinese premarital checkups; exhaustion of sub-arguments; Alam; credibility; mistaken memory may lead to change in testimony; DHS misstating facts on cross-examination   Colin-Villavicencio v. Garland, No. 22-507 (9th Cir. July 23, 2024)derivative citizenship; former INA § 321 (repealed); Cheneau; paternity established by legitimation; Baja California Mexico Code Gonzalez-Rivas v. Garland, No. 21-3364 (8th Cir. July 23, 2024)hardship standard; best interests of the child; mixed question of law and fact; Wilkinson L.N. v. Garland, No. 23-60203 (5th Cir. July 25, 2024)standards of review; reweighing evidence; asylum; CAT analysis in the aggregate; Angola  Castillo v. Att'y Gen. U.S., No. 23-2123 (3d Cir. July 24, 2024)petition for review venue; Matter of Garcia; filing of NTA; Costello Sandoval Reynoso v. Garland, No. 23-2480 (7th Cir. July 23, 2024)non-LPR cancellation of removal; discretion; Patel; Kucana; Wilkinson Elgebaly v. Garland, No. 24-0154 (6th Cir. July 23, 2024)Form I-751 waiver petitions; good faith marriage; Egyptian marriage; credibility; duty to develop record with pro se respondents; motion to reopen; JarkesySponsors and friends of the podcast!Kurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.Docketwise"Modern immigration software & case management"Stafi"Remote staffing solutions for businesses of all sizes"Promo Code: stafi2024Get Started! Promo Code: FREEWant to become a patron?Click here to check out our Patreon Page!CONTACT INFORMATIONEmail: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerDISCLAIMER & CREDITSSee Eps. 1-200Support the Show.

Democratic Congressman for Pennsylvania Brendan Boyle gives his reaction to Joe Biden's announcement that he will no longer contest the US Presidential Election.

You have a real connection with your workplace. And you love your job because of it. But turns out your employer doesn't always have your best interests in mind.  This episode will help you understand that disconnect. And learn to support the mission while still advancing your engineering career.

Sacrificing the comforts of life is often seen as part of the “spiritual path,” so it might seem unusual to hear from a Vedic master that, “You deserve the best.”Yet this is one of the key teachings of Swami Bramhananda Saraswati, Thom's master's master, also referred to as Guru Deva.In this episode, Thom clarifies the meaning and intent of Guru Deva's quote, reconciling the notion of deserving the best with the “pervasive guilt” that often holds us back from claiming or accepting the best. It's an episode you deserve to listen to…Episode Highlights:[00:45] Your Birthright[02:38] In the Best Interests of All[04:12] Pervasive Guilt Consciousness[05:37] Living Your Best - Tat Wale Baba[07:46] A Dark Cave in the Jungle[09:19] As You Sow, So Shall You Reap[11:08] Lean Into the BestUseful Linksinfo@thomknoles.com https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/info@thomknoles.com https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/

NZ Budget has Pasifika's best interests at heart - Minister Reti.

Mark Okunyansky, President of the California chapter of the Liberal Gun Club, joins The A Better Way 2A Podcast. Our conversation covers Mark's background in shooting, the role of the Liberal Gun Club, and how they contribute to the gun community. We discuss the hierarchy of values, the dilemma of voting for anti-gun candidates and the concept of choosing the lesser evil. We als0 get into the perceptions of disability, disabled shooters, and misconceptions and politicization of the term "liberal."We had a great time with Mark and hope you dig the episode!Check out this episode's sponsor, The Reload and use code "ABW2A" for 25% off a membership!If you like the show and want to support us, head to our Patreon to do so where you'll have access to exclusive merch and content!

In this episode, you will learn about the recent changes to family law in Australia and how they affect you. Discover the shift from equal shared parental responsibility to joint decision making, as well as the elimination of the presumption of equal shared care. Understand the importance of prioritising children's best interests and the revamped role of independent children's lawyers. Explore simplified consequences for breaching court orders and gain practical advice for adapting to these changes in ongoing legal proceedings. With a positive outlook and a wealth of insights, this episode will give you an overview of what you need to understand in order to navigate the evolving landscape of family law in Australia. Listen to this episode if you want to: Stay Informed: Stay updated on recent changes to family law in Australia. Understanding Amendments: Gain insight into key amendments affecting parental responsibilities and children's welfare. Legal Implications: Learn about the implications of legislative changes for ongoing family law cases. Practical Tips: Receive practical tips on how to navigate the new legislation in court proceedings. Expert Analysis: Benefit from expert analysis and interpretation of complex legal concepts. Impact on Families: Understand how the amendments may impact families and parental decision-making. Optimistic Outlook: Hear a positive perspective on the potential benefits of the legislative changes. Don't Miss Out On These Key Points: What's Changed in Family Law: Get the lowdown on the latest tweaks to family law in Australia, like the switch from equal shared parental responsibility to joint decision making. Find out how these changes affect who gets to make the big decisions for the kids and what it means for consulting each other on the important stuff. Equal Shared Care No More: Hear about the removal of the assumption that parents will share care equally and how that could shake up custody arrangements. Putting Kids First: Learn how the new approach prioritises what's best for the kids, focusing on their safety and happiness above all. When Can You Change Things Up?: Understand the rules for going back to court and the steps you need to take to make it happen. Lawyers for the Little Ones: Discover the expanded role of independent children's lawyers and how they might get to chat with the kids now. Breaking the Rules: Get the scoop on the simplified consequences for not sticking to court orders and what it means for those who play fast and loose. Stopping the Legal Drama: Find out about the new order aimed at shutting down the drama queens (and kings) who keep dragging their exes back to court. Posting About It: Learn what you can and can't share about your case, including a few sneaky ways around the rules. Time to Get with the Program: Realise why it's essential to address these changes if you're already in the legal process or gearing up to start.   For Full Show Notes, go to www.thedivorcecourse.com.au/blog For more support, visit www.thedivorcecourse.com.au Please note that this podcast provides general education only and is not legal advice. This is just one lawyer's opinion of the family court's views in Australia. Do not base your case on anything mentioned in this episode unless it is first discussed and approved by your personal lawyer. Always seek independent legal advice, as every situation is different. By listening to this show, you are agreeing that it and the company that runs it are not liable for the outcome of your case. Other Podcast Episodes Mentioned Decoding the Best Interests of The Children   Useful Resources: Click here for our free before you leave checklist  Click here for our free mediation checklist Sign up here for our next free online webinar   Emergency Contacts: WOMEN'S SHELTER SERVICE  LEGAL AID Lifeline 13 11 14 Mensline Australia 1300 789 978 Kids Help Line 1800 551 800 Aboriginal Family Domestic Violence Hotline 1800 019 123 Relationships Australia  Police on 000 DVConnect Womensline on 1800 811 811 (24 hours, 7 days a week) Note: This number is not recorded on your phone bill DV Connect Mensline on 1800 600 636 National DV line on 1800 737 732.1800RESPECT 1800 737 732   Don't forget to hit SUBSCRIBE so you don't miss out on our upcoming practical steps and guidance for your divorce or de facto separation. If you found this episode helpful, please leave a rating and a review to help others. Thank you.   Please note that this podcast provides general education only and is not legal advice. Always seek independent legal advice, as every situation is different.  

ARE ALIEN ABDUCTIONS STILL HAPPENING? Tonight we'll be asking the age old question, Why and Are Aliens/Extraterrestrials Abducting Humans? Cattle? What for? And Why? What could this ALIEN endgame Be? ANd Is it in our Best Interests...With Earl Grey Anderson- MUFON State Director (SO. California) #UFOsightings #UFOabductions #AlienAbductions #Aliens #TotalDisclosurePodcast Subscribe to the channel on YouTube: www.youtube.com/@totaldisclosureSupport TDP directly: https://www.paypal.me/TDPstudios767?locale.x=en_UShttps://www.spreaker.com/podcast/total-disclosure-ufos-coverups-conspiracy--5975113/supportTRY BIO MIND BY EDENTIA HERBALS, 25% OFF EXCLUSIVELY FOR TDP LISTENERS- PERFORMANCE MUSHROOM SUPPLEMENT MADE WITH ONLY THE FINEST INGREDIENTS, PEER REVIEWED, AND BACKED UP BY SCIENCE, I USE IT EVERY SINGLE DAY, AND IT HAS CHANGED MY LIFE--- WWW.EDENTIAHERBALS.COM/BIOMIND & DONT FORGET TO USE CODE TOTAL DISCLOSURE AT CHECKOUT FOR 25%OFFYOUTUBE MEMBERhttps://www.youtube.com/channel/UCy2Cra7aLAAMVxkA9rSYCxg/joinPATREON MEMBER: https://www.patreon.com/Total_Disclosure?fan_landing=true&view_as=publicFOLLOW TDP ON RUMBLE, A growing Platform that Rivals Youtube, and Allows for More Free Speech: Sign Up And tell them TDP sent you, by using our link: https://rumble.com/register/TotalDisclosure93/Sign Up for PICTOR-AI, a Ground Breaking Platform that Uses Artificial Intelligence, and other creative assets, to Turn your IDEAs into Video content, that is easily share-able. It has Changed the game for me, and for TDP Studios, as it helps us create quick short video essays, without the hassle of having to sit down and edit. Make Amazing Visual Content, All Using Script to Text AI enhanced CGI, footage, ETC. All you have to do, is come up with the script, and let PICTOR-AI do its thing, Right now get 15% off At https://pictory.ai?ref=total67 USING CODE: total67Use Whateva Guys Services- If you are in the Virginia, Maryland, or D.C, Area, Whateva The Job,  Whateva Guys got you covered- Their experienced professionals make it easy, simple, and efficient to handle anything from an oil change, all the way to FULL OFFICE cleanings, For estimates, or questions, Visit their website and tell them TDP sent you: https://WhatevaGuy.zee.am/USE OUR CODE AND SIGN UP FOR TUBE-BUDDY TO START UTILIZING THEIR AMAZING TOOLS, LET TUBE BUDDY DO THE WORK FOR YOU: https://www.tubebuddy.com/POPSign Up for VIDIQ and Get Tons of Creator Content Tools, SEO Boosts, Keyword Scores, Title Suggestions, & So much MORE! VIDIQ can be integrated seamlessly into your Browser and Youtube Channel, Start utilizing this tool now, Sign up with TDP's Link-www.VIDIQ.com/TotalDisclosureMovie Palette allows you to put your favorite scene on Canvas, a great gift for your movie-buff friend/relative, or just an amazing piece that will bring a room together, it also won't make your partner flinch when bringing guests to the house;)Get 15% OFF your order of a new "MOVIE PALETTE" By Using CODE: CultureCorner15 At www.MoviePalette.comLOOKING TO START YOUR OWN PODCAST? LOOKING TO GO LIVE? SIGN UP FOR STREAM YARD TODAY AND USE OUR REFERRAL CODE TO HELP SUPPORT THE SHOW! : https://streamyard.com/pal/6146221734887424GET YOUR TOTAL DISCLOSURE: UFO/ALIEN INSPIRED MERCH, OR A GIFT FOR YOUR FAMILY MEMBER, FRIEND, OR TREAT YOURSELF! : https://pop-culture-corner-store.creator-spring.com/?Follow Us On Twitter: Www.Twitter.com/DisclosurePodFollow Us On Instagram: www.Instagram.com/Total.DisclosureFor Collaboration, Use of Segments/clips, or any other media produced by Studios Contact Us Directly---TY.TotalDisclosure@gmail.comLISTEN DIRECTLY TO THE SHOW ON THE “SPREAKER” App, & help support the show DIRECTLY: https://www.spreaker.com/show/total-disclosure-ufos-cover-ups-and-consListen on Apple: https://www.podcasts.apple.com/us/podcast/the-pop-culture-corner/id1544297063?uo=4Listen on SPOTIFY: https://open.spotify.com/show/0Yq6Iceyh7o24DG8tq4kvOLISTEN ON AMAZON(AUDIBLE) https://www.amazon.com/Total-Disclosure-UFOs-Conspiracies-Cover-Ups/dp/B08JJSX9GF/ref=sr_1_1?crid=PJDE10465KZE&keywords=total+disclosure+podcast&qid=1704722670&sprefix=total+disclosure+podcast%2Caps%2C77&sr=8-1Special Thank you to all of our Channel Members for your continued support, and dedication to our brand!                                        ***COPYRIGHT Disclaimer***This video in part, or in whole, is subject to standard YouTube and Legal Copyright rules.If you wish to use segments, please email me in advance at the email address above.Thank you.

Children under the age of 18 make up 27% of Malaysia's total population, accounting for over 9 million individuals, and every single one of them is protected under the UN Convention on the Rights of the Child, which Malaysia acceded to in 1995. Do our national policies live up to the obligations we subscribe to under the treaty? We assess this with the Chief Children's Commissioner, Dr. Farah Nini Dusuki and find out the priorities of her mandate.

The Certified Financial Planner Board claims that those with the CFP designation are required to act in your best interests. However, do they always act as a fiduciary and what can be done if they don't? Plus you ask us questions: What to we think of David McKnight's (The Power of Zero) advice? Where should a small business emergency fund be invested? Learn more about your ad choices. Visit megaphone.fm/adchoices

Dimitri Filipovic is joined by Sean Shapiro to talk about Mo Seider's extreme usage this season, the divisive opinions it's created about his performance, and balancing best interests long-term of the player vs. the short-term needs of the team. They also take some mailbag questions about how the NHL schedules start times, and players switching agents during the season. If you'd like to participate in the conversation and join the community we're building over on Discord, you can do so by signing up for the Hockey PDOcast's server here:https://discord.gg/a2QGRpJc84 The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Media Inc. or any affiliate.

Send us a Text Message.Trusting yourself is crucial to making the right decisions in life. I learned this lesson the hard way when I placed my trust in someone whom I believed had my best interests at heart. However, it wasn't until I began to listen to my own intuition and trust myself that I was able to make decisions that truly aligned with my values. Therefore, if you ever find yourself in a difficult situation that requires a decision, always remember to trust yourself and your own judgment. It may not always be an easy task, but it will lead you toward the right path.https://www.instagram.com/traceylau99/

LESSON 24I Do Not Perceive My Own Best Interests.In no situation that arises do you realize the outcome that would make you happy. Therefore, you have no guide to appropriate action, and no way of judging the result. What you do is determined by your perception of the situation, and that perception is wrong. It is inevitable, then, that you will not serve your own best interests. Yet they are your only goal in any situation which is correctly perceived. Otherwise, you will not recognize what they are.If you realized that you do not perceive your own best interests, you could be taught what they are. But in the presence of your conviction that you do know what they are, you cannot learn. The idea for today is a step toward opening your mind so that learning can begin.The exercises for today require much more honesty than you are accustomed to using. A few subjects, honestly and carefully considered in each of the five practice periods which should be undertaken today, will be more helpful than a more cursory examination of a large number. Two minutes are suggested for each of the mind-searching periods which the exercises involve.The practice periods should begin with repeating today's idea, followed by searching the mind, with closed eyes, for unresolved situations about which you are currently concerned. The emphasis should be on uncovering the outcome you want. You will quickly realize that you have a number of goals in mind as part of the desired outcome, and also that these goals are on different levels and often conflict.In applying the idea for today, name each situation that occurs to you, and then enumerate carefully as many goals as possible that you would like to be met in its resolution. The form of each application should be roughly as follows:In the situation involving _______, I would like _______ to happen,and _______ to happen,and so on. Try to cover as many different kinds of outcomes as may honestly occur to you, even if some of them do not appear to be directly related to the situation, or even to be inherent in it at all.If these exercises are done properly, you will quickly recognize that you are making a large number of demands of the situation which have nothing to do with it. You will also recognize that many of your goals are contradictory, that you have no unified outcome in mind, and that you must experience disappointment in connection with some of your goals, however the situation turns out.After covering the list of as many hoped-for goals as possible, for each unresolved situation that crosses your mind say to yourself:I do not perceive my own best interests in this situation,and go on to the next one.- Jesus Christ in ACIM

Stephen Sackur talks to Mark Regev, spokesman for Israel's prime minister. Israel's relentless military response to Hamas's murderous assault on October 7 has unleashed a humanitarian nightmare in Gaza. Is Israel's strategy serving its own best interests?

Nikki Fox and Emma Tracey present some of our favourite interviews from 2023. From celebs through to people with amazing stories that we've helped bring to the public's attention. At 41, Melanie, a disabled Australian woman, had never had sex so she hired a sex--worker or "sexpert" called Chase who helped her to understand her body and give her the confidence she needed to form new relationships. After we featured it, her story went round the world. When comedian Rosie Jones joined us earlier in the year, she was in the middle of filming a documentary for Channel 4 about the trolling of disabled people - a programme whose title went on to cause plenty of headlines. And polific writer Jack Thorne, a man who has lifelong connections with disability, had just come out as autistic. He spoke to us ahead of his then latest drama, Best Interests, about a 13-year-old girl called Marnie on a life support machine. Her parents wanted to keep her alive and were battling the hospital and the courts. Mixed by Dave O'Neill and produced by Emma Tracey, Beth Rose, Keiligh Baker and Alix Pickles. Editor is Damon Rose, senior editor Sam Bonham. Share this podcast with people you know will appreciate it. If you don't , they may never know it exists. Follow us @BBCAccessAll on X, or mail accessall@bbc.co.uk

Get Caught Trying to Make the World Better!Best Safety Podcast, Safety Program, Safety Storytelling, Investigations, Human Performance, Safety Differently, Operational Excellence, Resilience Engineering, Safety and Resilience Incentives...Give this a listen.Thanks for listening and tell your friends.See you on Audible...all my books are up on there.One of them is read by a British dude - it is like a Harry Potter book!Have a great day as well.

Richard Berkley, who served as Kansas City mayor from 1979 until 1991, died Wednesday at the age of 92. Berkley was the longest-serving and first Jewish mayor of Kansas City.

Stephen Sackur speaks to far-right Israeli politician Simcha Rothman, whose Religious Zionism party is in Prime Minister Netanyahu's ruling coalition. He and his party colleagues seem ready for a new era of long-term violent confrontation, not just in Gaza, but in the West Bank too. Is his mindset and strategic vision in the best interests of Israel's future?

Are children domestic violence victims in their own right? Are they co-victims with the adult survivor? What is the relationship between the child and the adult survivors' experiencesHow do we hold domestic violence perpetrators accountable in their role as parents? How do we consider the child's relationship to the perpetrator in decisions related to them? How do we make sure both adult and child survivors receive the support they need and deserve? How do we consider the best interests of child survivors as we craft our policy and practice response to domestic violence? How do we ensure that child survivors' voices are heard in matters that are relevant to them? These are some of the critical questions being asked around the globe as governments, through their courts, legislatures and agencies, work to ensure the safety and well-being of children impacted by domestic violence perpetrators' behaviors. They are not just academic questions as they are central to decisions made every day by governmental bodies like child protection and family court.  For governments and non-governmental organizations (NGOs), a primary touchstone for these questions is the United Nations Convention on the Rights of the Child (UNCRC), the most widely accepted human rights document in history.  From its inception the Safe & Together Model has employed a robust child-centered framework to keep the focus on children's experience, needs and wishes in the context of domestic violence cases. Compared to other domestic violence assessment and practice frameworks which often treat children as an afterthought to the safety and well-being of the adult survivor, the Safe & Together Model has always focused on addressing the children's distinct lived experiences. It differs dramatically from other approaches which assume that you don't need to focus separately on the experience of the child but only need to keep the children safe by keeping the adult survivor safe — in essence making invisible the unique and individual experience of the child. In this episode, David and Ruth discuss how the Safe & Together Model supports the rights of children through the lens of its alignment with the UNCRC. With a special focus on the "voice of the child" (Article 12) and children's best interest decision-making (Article 3),  David Ruth talk aboutHow domestic violence perpetrators' actions attack children's human rightsHow a literal interpretation of the "voice of the child" is not enough especially when it comes to the most vulnerable childrenHow many of perpetrator's behaviors of coercive control happen outside a child's view but still impacts themHow the Model helps listen deeply and understand children's experience  and assists in best interest decision making in domestic violence cases involving children Now available! Mapping the Perpetrator's Pattern: A Practitioner's Tool for Improving Assessment, Intervention, and Outcomes The web-based Perpetrator Pattern Mapping Tool is a virtual practice tool for improving assessment, intervention, and outcomes through a perpetrator pattern-based approach. The tool allows practitioners to apply the Model's critical concepts and principles to their current case load in real

Experience the teachings of ‘A Course in Miracles' in a delightful and accessible way with ‘Guiding Ollie' by Rev. Devan Jesse Byrne. Follow the captivating adventures of the inquisitive monkey, Ollie, and the enchanting Goddess Mya. Start instilling spiritual principles in your child early, without overwhelming them. Find it on Amazon, but for the best price, visit www.OpenandClear.com to explore our publications.

John sees a similarity from LA Residents voting for soft on crime politicans to the madness going on in congress this monthSee omnystudio.com/listener for privacy information.

In this episode of THE Amicable Divorce Expert podcast, you will learn the following:   Different states have different laws.   New California law for pet custody: Best Interests of the Pets   https://minellalawgroup.com/blog/how-the-new-pet-custody-law-works-in-california/   How to Mediate Pet Custody Prior ownership Attachment between animal and pet owner Living arrangements post-divorce Dividing animals post-divorce Long Distance care Ability of each pet owner to be a responsible pet parent The financial capability of the pet parents to provide proper care   Words of Advice   #animals #pets #petcustody #petinsurance #petcare #animal laws #divorce #legalseparation #animaltrainers #mediation #grieving #animalgrieving #animalcare #bestinterestsoftheanimals #longdistancecare

Lenny Rush (Doctor Who, Dodger, Best Interests) joins us for our little nugget of joy...and brings in quite a surprising object to the studio! Hosted on Acast. See acast.com/privacy for more information.

     Slam the Gavel welcomes Angus Williams to the podcast. Angus Williams discusses The Earhart Club and and our conversation segued into a wonderful and deliberate conversation about the overt fraud in Jefferson County, Kentucky family Court and the bigger picture of cultural curation which s really an ANNIHILATION OF OUR CHILDREN.   Angus started The Earhart Club as a love letter to his daughter. He has spent his career working as a Physical Therapist, mentor  and teacher with a special interest in leadership, team building and drawing all people forward toward their unrealized potential.     In serving thousands of people, he  landed on the theory that the epidemic of our time is loneliness – a lack of meaningful connection not just with others but so often with ourselves. Angus explains that we have lost our own, unique voice to the expectations of others. Making a distinction between our ego and our spirit – our spirit is who we are, the truth, our soul, the gift of God within us and our ego is our mind, our perception of who we are which is fed from the outside, which is  parents, teachers, culture, media and more.      Our culture has been curated to a tug of war between our mind (ego) and our spirit (self) giving rise to a dispiritedness that is the starting point for so much of the modern mental health conversation. A child's authentic voice is not just what they say but also their behaviors, their values – their voice is their spirit.      The Earhart Club is for his daughter to grow up in a world where her voice is not just an idea but a responsibility and to REDUCE teen SUICIDES, ANXIETY, DEPRESSION and ADDICTIVE BEHAVIORS by 90% over 25 years.     The Earhart Club, serving over 3,000 children, plus a trusted adult, so over 6,000 human lives have been impacted with measurable outcomes.      We exposed the abuse of custodial evaluations, the collusion between all parties, the exploitation of the most vulnerable. Angus used a Lance Armstrong, Tour de France example to highlight the utter corruption and existential threat to jurisprudence and the rule of law posed by the self-serving nature of all parties in the "club" of family law and the destruction of any OUTSIDER who DARES to go off script. Angus also  described that a corrupt lawyer is not made overnight but like Ted Bundy it is the result of 10,000 micro-decisions and violations of one's conscience on the way to an insidious collaborative venture with the DEVIL.   This is the BUSINESS of mutually assured DEMOLITION, while the protagonists get paid for serving the child's "BEST INTERESTS."To Reach Angus Williams: Earhartclub.org, Instagram and Facebook: The Earhart ClubThis episode of Slam the Gavel is sponsored by CPSprotect Consulting Services. A Child Protective Services case is one of the most frightening experiences for any parent. Don't face it alone. Face it with confidence! With UrgentAssist by CPSprotect, you can have access to former CPS investigators to make sure you preserve your rights and protect your family. If you're facing CPS involvement and aren't sure where to turn, their child welfare consultants can help you.  Visit cpsprotect.com/subscribe and enter the coupon code: SlamTheGavel for 60% off your first year of UrgentAssist AVAILABLE in ALL 50 STATES.Supportshow(https://www.buymeacoffee.com/maryannpetri)http://www.dismantlingfamilycourtcorruption.com/Support the showSupportshow(https://www.buymeacoffee.com/maryannpetri)http://www.dismantlingfamilycourtcorruption.com/

We've been spoiling you on the podcast with a lot of great chats with female TV writers of late, but some stuff we watch is written by men, too. If you can believe it.This month we're talking about Best Interests, The Gallows Pole, Black Mirror, Shrinking, There She Goes, White House Plumbers and Idris on a Plane*.* Actually called Hijack, which we can all agree is a missed opportunity.You can hear Hannah's chat with McLennan and McCartney about Deadloch here: https://play.acast.com/s/standardissuespodcast/sim-ep-863-chops-259-mclennan-mccartney-australias-lennon-mc You can hear her talking to Bridget Christie about The Change here: https://play.acast.com/s/standardissuespodcast/sim-866-chops-261-christie-almightySupport this show http://supporter.acast.com/standardissuespodcast. Hosted on Acast. See acast.com/privacy for more information.

This week on Divorce and Beyond, as we celebrate America's Independence, Susan has created a week-long series of mini-episodes where she will be busting the Top 5 Divorce Myths for you so that you can celebrate your freedom from their misleading and harmful assumptions! Myth #2:  Moms Always Get Custody in Divorce.  In this special episode of our Myth Busting Mini-Episodes series, Susan tackles the myth that mothers always get custody of the children in a divorce. She explores the reality that, in most cases, both parents have an equal right to custody of their children. Custody arrangements should be based on the best interests of the children, not the gender of the parent. Susan delves into the factors that influence custody decisions and highlights the importance of creating a nurturing environment for children during and after divorce. Join us as Susan debunks this pervasive myth and sheds light on the truth behind child custody in divorce. Tune in to today's second bonus mini-episode and find out - this episode can change your divorce for the better from day one! Mentioned in this episode: Christina McGhee, America's Favorite Parenting Expert: https://divorceandchildren.com Christina's many episodes on Divorce & Beyond can be found here: https://divorceandbeyondpod.com/divorce-and-children What are the "Best Interests" of the Children with Professor Stephanie Tang ***************************************** We'd really appreciate it if you would give us a 5 Star Rating and tell us what you like about the show in a review - your feedback really matters to us!  ************************************** SPONSORSHIP OPPORTUNITIES ARE AVAILABLE!  https://divorcebeyond.com/Sponsorship-Info ******************************************************************* MEET OUR CREATOR AND HOST: SUSAN GUTHRIE®, ESQ., the creator and host of The Divorce and Beyond® Podcast, is nationally recognized as one of the top family law and divorce mediation attorneys in the country.  Susan is the Vice Chair of the American Bar Association Section of Dispute Resolution and is a sought-after keynote speaker, business and practice consultant, coach and trainer. You can find out more about Susan and her services here:  https://neon.page/susanguthrie Internationally renowned as one of the leading experts in online mediation, Susan created her Learn to Mediate Online® program and has trained more than 25,000 professionals in how to transition their practice online.  Susan recently partnered with legal and mediation legend, Forrest "Woody" Mosten to create the Mosten Guthrie Academy which provides gold-standard, fully online training for mediation and collaborative professionals at all stages of their careers.   Follow Susan Guthrie and THE DIVORCE AND BEYOND PODCAST on social media for updates and inside tips and information: Susan on LinkedIn: https://www.linkedin.com/in/susaneguthrie/ Susan on Instagram @susanguthrieesq ********************************************************************* You can get in touch with Susan at divorceandbeyondpod@gmail.com.  Don't forget to visit the webpage www.divorceandbeyondpod.com and sign up for the free NEWSLETTER to receive a special welcome video from Susan and more!! ********************************************************************* DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.

On this week's show we force Kay to sit down in front of Sky Sci-Fi and make her watch The Ark, despite her protestations. Plus we take a look at Sharon Horgan and Michael Sheen drama Best Interests on the Beeb, and return to Sheffield to catch up with Robert Carlyle and the gang for The Full Monty, which picks up 25 years after the classic nineties movie. Plus we bust a few questions out of the Pilot postbag (the triage system has gone berserk), we announce the next Pilot LIVE show and James explains how he made a new friend.

Best Interests is the new BBC One drama about teenager Marnie, who has a life-limiting condition and whose doctors have recommended her treatment should be stopped. Bafta-winning writer Jack Thorne - well known for being a disability advocate - drops in to talk about writing it, making it and also about his recent autism diagnosis. The Cost of Living Crisis rumbles on affecting many disabled people. This week we focus on people with cystic fibrosis and how this makes life more expensive after a report reveals 7% of those with the condition are now getting groceries from food banks - a figure that is twice the national average. We speak to Holly, mum to two-year-old Amelia who has cystic fibrosis, and Ben Kind from the CF Trust. And presenters Nikki Fox and Emma Tracey read out your messages about delays to roadside assistance for disabled people. Recorded and mixed by Dave O'Neill, produced by Keiligh Baker, Emma Tracey, and Beth Rose, series producer. The editor was Damon Rose.

This week on Divorce & Beyond, Professor Stephanie Tang joins Susan Guthrie Esq. to explain what “in the best interests of the children” really means and why it's not as simple as you think! One of the topics listeners have been reaching out about the most lately is “the best interests of the children” standard in family court. Professor Tang joins Susan to share the various factors that go into determining children's best interests and describes the impact of a judge's discretion. What seems like such a simple topic is truly the most complicated in family court custody hearings.  Stephanie L. Tang is an Assistant Professor of Law at Baylor Law School, teaching Family Law. Before joining Baylor, Professor Tang was a Partner at a family law firm in Chicago, where she specialized in all areas of family law. Topics and Golden Nuggets include: Where the “best interests of the child” standard originated Family court considerations of factors related to custody hearings What judges look at when it comes to a child's professed wishes  Stephanie answers, “Can a parent request a change to custodial orders over time if they don't agree with the best interests of children determination?”  Does the bearing of what a parent wants come into play? **************************************** About this week's special guest: Stephanie Tang Stephanie L. Tang is an Assistant Professor of Law at Baylor Law School, teaching Family Law. Before joining Baylor, Professor Tang was a Partner at a family law firm in Chicago, where she specialized in all areas of family law. She obtained multiple certifications as a mediator, fellow with Collaborative Divorce Illinois, and a Certified Financial Litigator with the American Academy for Certified Financial Litigators. Professor Tang received a B.A. in Psychology and Legal Studies with Honors from Northwestern University in 2012. She then graduated from University of Illinois College of Law in 2015, Magna Cum Laude with pro bono notation. Professor Tang is the current Chair of the Illinois State Bar Association Family Law Section Council. Learn more about Stephanie: https://www.baylor.edu/law/facultystaff/index.php Stephanie's Best Interests of the Child and the Expanding Family article: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4390144 Read Stephanie's other scholarly papers: https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=2508965 Stephanie on LinkedIn: https://www.linkedin.com/in/stephanie-tang/ Stephanie on Instagram: http://instagram/com/FamilyLawProf Stephanie on Twitter: http://twitter.com/FamilyLawProf ***************************************** THANK YOU TO OUR SPONSORS:   HELLO DIVORCE Your divorce, your way.  Say hello to an easier, kinder, and less expensive divorce.  They can handle almost every divorce without a court for thousands less than hiring a lawyer.  Easy, quick online divorce process  We review, file, and serve for you  Expert legal and financial help as you go  Get more information, resources, and support at hellodivorce.com/beyond and receive $100 off your service with the code BEYOND!  Visit hellodivorce.com/beyond for $100 OFF! ___________ HOLLIS HARDIMAN Regardless of where you are in the divorce process, Hollis can provide the insights and tools to make informed decisions and secure your financial future.  Schedule your complimentary consultation with Hollis by emailing hhardiman@meritfa.com. Be sure to tell her you heard about her on Divorce & Beyond.  ********************************************************************* SPONSORSHIP OPPORTUNITIES ARE AVAILABLE!  https://divorcebeyond.com/Sponsorship-Info ******************************************************************* MEET OUR CREATOR AND HOST: SUSAN GUTHRIE®, ESQ., the creator and host of The Divorce and Beyond® Podcast, is nationally recognized as one of the top family law and divorce mediation attorneys in the country.  Susan is the Vice Chair of the American Bar Association Section of Dispute Resolution and is a sought-after keynote speaker, business and practice consultant, coach and trainer. You can find out more about Susan and her services here:  https://neon.page/susanguthrie Internationally renowned as one of the leading experts in online mediation, Susan created her Learn to Mediate Online® program and has trained more than 25,000 professionals in how to transition their practice online.  Susan recently partnered with legal and mediation legend, Forrest "Woody" Mosten to create the Mosten Guthrie Academy which provides gold-standard, fully online training for mediation and collaborative professionals at all stages of their careers.   Follow Susan Guthrie and THE DIVORCE AND BEYOND PODCAST on social media for updates and inside tips and information: Susan on LinkedIn: https://www.linkedin.com/in/susaneguthrie/ Susan on Instagram @susanguthrieesq ********************************************************************* We'd really appreciate it if you would give us a 5 Star Rating and tell us what you like about the show in a review - your feedback really matters to us!  You can get in touch with Susan at divorceandbeyondpod@gmail.com.  Don't forget to visit the webpage www.divorceandbeyondpod.com and sign up for the free NEWSLETTER to receive a special welcome video from Susan and more!! ********************************************************************* DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.

Our guest on the podcast today is Micah Hauptman. Micah is the director of investor protection at the Consumer Federation of America, a nonprofit association of nearly 300 national, state, and local pro-consumer organizations. He leads CFA's investor protection work through conducting research and engaging in advocacy on investor protection issues, focusing primarily on the regulation of investment advisors, investment companies, and broker/dealers, particularly as they relate to the provision of retail investment products and services. Prior to rejoining CFA in early 2022 Micah served as counsel to Securities and Exchange Commission commissioner Caroline Crenshaw, and before that he served as CFA's financial services counsel for nearly seven years. He also worked at Public Citizen on a broad range of banking and tax issues and started his career as a prosecutor for the Los Angeles City Attorney's office. Micah received his bachelor's degree in political science from UCLA and his JD degree from the University of the Pacific McGeorge School of Law.BackgroundBioKey Challenges for Investors“New Offerings of Crypto in Retirement Plans Underscore Need for DOL Fiduciary,” by Micah Hauptman and Dylan Bruce, consumerfed.org, April 4, 2023.Department of Labor's 2016 Fiduciary Rule: Background and Issues“Improving Investment Advice for Workers & Retirees,” U.S. Department of Labor, dol.gov, June 29, 2020.Regulation Best InterestRegulation Best Interest (Reg BI) Overview“What Regulation Best Interest Means for Brokers and Asset Managers,” by Aron Szapiro, Morningstar.com, Nov. 18, 2019.“Beyond the FINRA Suitability Comfort Zone,” by Matthew Radgowski and Jill Axline, Morningstar.com, March 9, 2020.Cryptocurrency“Crypto: Risks Abound,” by Micah Hauptman, consumerfed.org, Nov. 17, 2022.“With Crypto, Advisors Need to Tread Carefully,” by Jasmin Sethi, Morningstar.com, Aug. 15, 2022.“Bitcoin in Your 401(k)? Not so Fast,” by Madeline Hume, Morningstar.com, April 27, 2022.Social Media“Investors in the United States: The Changing Landscape,” A Report of the FINRA Foundation National Financial Capability Study, finrafoundation.org, December 2022.“Why You Should Stop Taking Investment Advice From Social Media,” by Sunniva Kolostyak, Morningstar.com, June 16, 2021.Environmental, Social, and Governance“CFA Strongly Supports SEC Proposals to Enhance ESG-Related Disclosures and Update Names Rule,” by Micah Hauptman and Dylan Bruce, consumerfed.org, Aug. 16, 2022.“Amid Charges of Greenwashing, Sustainable-Investment Industry Attempts to Reassure Investors,” by Leslie Norton, Morningstar.com, June 8, 2022.Other“Robert Powell: ‘How Do I Generate the Income?'” The Long View podcast, Morningstar.com, March 14, 2023.Morningstar Investment Conference 2023

Greg God's will and so forth.  Episode 1056 Greg's new book: Inspired Imperfection Dan's new book: Confident Humility Send Questions To: Dan: @thatdankentTwitter: @reKnewOrg Facebook: ReKnew Email: askgregboyd@gmail.com Links: Greg's book:"Crucifixion of the Warrior God" Website: ReKnew.org