Podcasts about money wisdom

The holidays are coming — travel, gifts, gatherings, and expenses. Before the season overwhelms you, let's talk about how to honor God with your money.In this episode, the Host, Paul, breaks down the biblical do's and don'ts of financial stewardship so you can walk in wisdom and peace, not stress and overwhelm.You'll hear practical guidance on: Inviting God into your financial decisions Creating a budget that actually works Saving wisely — even if you start small Seeking wise counsel Living within your means  Tune in now and take your next step toward faithful stewardship.Related Episodes"Million Dollar Life Lessons" https://www.buzzsprout.com/1113380/episodes/8011948"Secure the Bag" https://www.buzzsprout.com/1113380/episodes/8200192Resource mentioned: https://www.ramseysolutions.com/Support the show

Legacy Beyond Wealth is a podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement and transitioning their business to the next generation.In this final bonus episode of Legacy Beyond Wealth, Richard and Eva return to Providend with their children, David and Mary, to finalise their business succession plan. What began as a technical discussion about leadership and ownership has now evolved into a deeply personal family milestone.After months of careful planning, structured assessments, and open conversations, the moment of truth arrives. With guidance from Client Adviser Chris and Business Exit Associate Director Jerome, Richard and Eva unveil their decision on the company's next CEO and ownership structure.At Providend, we believe true legacy planning is not about letting go, but about your legacy passing forward. It is about ensuring that what you have built with love and purpose continues to thrive for generations to come.Listen to the earlier podcast episodes here on legacy planning:Episode 1Episode 2 Episode 3Episode 4Business Exit Bonus Episode 1Music courtesy of ItsWatR.The voice talents for this episode are Ray, Annette, Isaac, Client Advisers, voicing Richard, Eva, David, our CEO, Christopher, voicing as their Client Adviser, Helen as Mary, Jerome, voicing as the Business Exit Associate Director, at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Mailing List Today!If you're interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over S$1 billion worth of our clients' hard-earned assets.In this week's Money Wisdom episode, our co-host Isaac chats with Chris about how too much knowledge might actually make us poorer, drawing lessons from a surprising experience at The Ritz, and how knowledge can puff a person up and why letting it do so can be our downfall.The conversation explores why it's important not to let knowledge consume us or make us proud, or we risk missing the woods for the trees. Chris also shares how this lesson applies to investing and the importance of first understanding your own investment philosophy.To better understand the discussion, you may start by reading Chris' Business Times article.Music courtesy of ItsWatR.The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Get Our Money Wisdom II Book Today!Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris's book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

Legacy Beyond Wealth is a podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement and transitioning their business to the next generation.After completing their family legacy plan, Richard and Eva now face another major milestone: planning the succession of Richard's $30 million business. In this special bonus episode (Part One) of Legacy Beyond Wealth, we follow Client Adviser Christopher and Business Exit Associate Director Jerome as they work together to lay the foundations for this transition.For Richard, the business is more than a company; it is his life's work. Letting go is not just financial; it is deeply emotional. For Eva, the greatest concern is preserving harmony between their two children. From identifying the right successor to crafting a gradual transition plan, this episode explores how true succession planning protects not only the business but also the family relationships behind it.At Providend, we believe good legacy planning should preserve not just wealth but also relationships. It should offer clarity, not confusion.Listen to the earlier podcast episodes here on legacy planning:Episode 1Episode 2 Episode 3Episode 4Music courtesy of ItsWatR.The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, our CEO, Christopher, voicing as their Client Adviser, and Jerome, voicing as the Business Exit Associate Director, at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download our RetireWell™ eBook Today!Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over S$1 billion worth of our clients' hard-earned assets.In this week's Money Wisdom episode, our co-host Isaac chats with Chris about the article that unexpectedly stirred up conversations across the advisory space. What began as an article meant to explain why Investment-Linked Policies (ILPs) are complex products that Providend chooses not to use for our clients, ended up sparking strong reactions within the industry—something that was not intended.Chris shares how the article took up quite a bit of his mind space as he reflected on both the criticism and the support it received. While some advisers disagreed, many consumers reached out expressing gratitude for the clarity it brought. Chris and Isaac also discuss how ILPs can open doors to both mis-selling and well-meaning recommendations and why understanding this nuance matters.For context, it is most helpful to read Chris' Business Times article here before tuning in to this conversation.Music courtesy of ItsWatR.The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Mailing List Today!If you're interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

In this episode, we are delighted to be joined by the lovely Ms Ong Bee Yan, who shares how she blossomed from a shy young woman with low self-esteem into the face of ageless fashion. Joining her is Christopher Tan, our Founder and CEO, who has been a trusted adviser to our affluent clients for over two decades.Bee Yan started her modelling career at the golden age of 63 and has never looked back since. She is the Founder of 1degreeC, an online cold brew coffee business, together with her husband. On top of that, she also has a clothing line in collaboration with Y21.Despite the several ups and downs in her personal life, Bee Yan hopes to encourage not just the younger generation but also her peers to always have courage to follow your heart regardless of what society says about your age.It has been a great privilege to interview Bee Yan and we hope you find her story as relatable and inspiring as we did!Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

October 19, 2025 | Nick Harsh, Tony Stonger, Maria ThomasResources: https://docs.google.com/document/d/1MUjYxOlknpYwdvr9SJQSJtFntXOgjwYD219XERt5WsE/edit?usp=sharing

Welcome to the fourth and final episode of our Milestones by Decade mini-series! We're excited to continue this journey with more insightful conversations with our Client Advisers. In each episode, we reflect on the lessons and advice they wish they'd received a decade ago, offering practical tips for navigating key milestones, from your 20s to your 50s.As the leading fee-only wealth advisory firm in Asia, we've had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impart both life and money wisdom to you, to inspire you and help you avoid costly mistakes.In this episode of the Money Wisdom podcast mini-series Milestones by Decade, Amelia chats with Eleanor, one of Providend's founding members and Associate Director of the Advisory Team, who is in her 60s. Eleanor shares the lessons, mindset shifts, and life choices she wishes she had embraced in her 50s.From redefining success as “enough” rather than “more,” to using money as a tool to protect what matters most, Eleanor shares insights that go beyond finances. She talks about practical approaches like keeping lifestyle costs in check, planning for retirement with intention, and balancing work, family, and personal wellbeing.This episode is a guide for anyone in their 50s and beyond, offering practical advice and inspiration to focus on your ikigai, embrace sufficiency, and prioritise what brings true fulfilment in this chapter of your life.Music courtesy of ItsWatR.The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download our RetireWell™ eBook Today!Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

“A lot of people have thought about happiness and what it means to have a good life, and I would subscribe to this: We only have one life to live, and what can we do that would outlast our lives in the next 50-60 years?”We are glad to share part three, the final episode of our Providend Conversation with Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, navigating through the uncertainty of vaccinations, all while working remotely and keeping costs low.In this episode, Jeshua shares his experiences in running his company, Crossworks – the first remote hiring company in Myanmar – and what inspired him to start it, even before the COVID-19 pandemic.Jeshua shares that whether you are a janitor or CEO, a storeman or an army officer, it is secondary to whether you are investing in others and living in a way that will move the needle of life in the right direction.“The value and uniqueness of every individual are important; we are not robots. It is easy to reduce people to a statistic or a label, but we should also take the right path, not the easy path. A good life is a life where you have sufficiently invested in the people around you.” – We couldn't agree more with Jeshua!If you are interested in finding out more about Crossworks, you can visit their website here.Once again, it has been a joy having Jeshua with us, and we hope you find his story as inspiring as we did.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Welcome to the sixth episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend's Philosophy of Sufficiency. As trusted advisers to affluent clients for over two decades, we've always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions. In this episode, our Founder and CEO, Christopher Tan, chats with Shulin, a lawyer turned recruiter and Managing Director at Aslant Legal, whose mission is to serve the legal community. She is also the host of the podcast After the Bar, where she interviews lawyers, former lawyers and other movers and shakers in the legal industry. Shulin reflects on her evolving understanding of Ikigai, using it to embrace her God given strengths and pursue what truly lights up her life while making a meaningful impact on others. She emotionally recalls grieving the loss of her “lawyer” title and shares that, while money was never her main motivator, she feels genuinely happy and fulfilled, something that cannot be measured in financial terms.Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download Investment eBook Today!TBC

What if your biggest money challenges aren't about math at all—but about the feelings and “financial scar tissue” you've been carrying for years?In this episode of Women's Money Wisdom, Melissa Joy, CFP®, welcomes fellow advisor and author Shannon Ryan, CFP®, to talk about her new book Your Money Has Feelings. Together, they explore why money is so deeply emotional, how early experiences shape lifelong financial habits, and what it takes to align money with what really matters.In this conversation:What “financial scar tissue” is and how it quietly drives our choicesWhy money feels primal—and why society equates wealth with worthThe hidden cost of “shoulds” like paying off the house or funding 100% of collegePermission to spend: overcoming scarcity when you have more than enoughOverspending as self-soothing—and ways to realign short-term habits with long-term goalsWhy micro-decisions (like raising your 401(k) 2%) create big momentumThe psychological leap into retirement and why it feels harder than the numbers suggestKey takeaways:Naming your money story is the first step to changing it.You can have anything, but not everything—clarify what matters most now.Progress is built on small, repeatable actions, not perfection.A trusted planner can simplify the math and hold space for the feelings.Resources & Links:Your Money Has Feelings by Shannon Ryan, CFP® – https://www.amazon.com/Your-Money-Has-Feelings-Understand/dp/B0F1XH6DYDAuthor website: https://www.shannon-ryan.comThe previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over S$1 billion worth of our clients' hard-earned assets.In this week's Money Wisdom episode, our co-host Isaac chats with Chris about the importance of planning for the next generation of leaders at Providend, which began in 2021, outlining a 10-year roadmap and why this long runway is important.Chris reflected on how the founding team has never quarrelled over money, which can be rare, and how they chose to decline offers from interested buyers, and how maximising wealth was never their primary goal. He explains how these principles underpin Providend's Philosophy of Sufficiency and our core values.You can read Chris's article on this topic in The Business Times here.Music courtesy of ItsWatR.The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

“It's not about the ability to retire but also how we utilise the time while we are on this planet. In the last three years, I was travelling with just one backpack. Every item I buy has to fit in that backpack. If I buy something new, it means that I have to give up something else.”We are back with part two of our Providend Conversation with Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, navigating through the uncertainty of vaccinations, all while working remotely and keeping costs low.In this episode, Jeshua opened up about his reasons for choosing to study at a polytechnic versus the junior college and university route and why he considered it a ‘shortcut' in his filmmaking and creative journey.Jeshua believes that education is really about learning, and for him, it's less about being in a ‘branded' education institution and having a certificate. He also shared how his parents reacted to the choices he made: “It wasn't like I was going to drop out of school to do drugs or join a gang.” In fact, he considers himself to have graduated from the “university of life”.His thoughts on ‘fitting everything into one backpack' is truly a wonderful depiction of life and something for us to think about – what really matters to us and what we should or should not carry in our own ‘backpack' in life and how to live the most meaningful life that we possibly can.It has been a joy having Jeshua with us, and we hope you find his story as inspiring as we did.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Being a trusted adviser to our affluent clients for over two decades, Providend celebrates its 24th birthday this year, a milestone that reminds us just how far we've come!In this special Money Wisdom episode, we sat down with three of our leaders: Christopher Tan (Group CEO), Moon Shary (Group COO & Executive Director), and Evelyn Goh (Deputy CEO & Chief Advisory Officer), to answer some of the most frequently asked (and Googled) questions about Providend.From “Where is Providend located?” and “When did Providend start?” to broader questions such as “How is Providend still around?” and “Why is Providend so expensive?”, no topic was avoided. They also addressed questions on our fee structure, whether changes are anticipated, and the often-asked succession question: “Who will be Providend's next CEO, COO, and Deputy CEO?”Candid, light-hearted, and filled with insights, this episode is a rare behind-the-scenes look at what makes Providend who we are today, how far we've come in our journey, and our vision for the future.As the leading fee-only wealth advisory firm in Asia, we celebrate this milestone with heartfelt gratitude to our clients for their trust and to our colleagues (our fellow bearies) for their dedication. Together, you have made Providend who we are today — a light in the financial world.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Register for Our Providend's Heritage Webinar Today!Providend is hosting an exclusive webinar where we'll unpack what fee-only wealth advisory really means, why we chose this model when we started 24 years ago, and how to decide which advisory approach best suits your needs. It's happening on 11 September, and the best part—it's completely free! You'll also get the chance to ask your questions live, directly to our CEO, Christopher Tan. Spots are limited, so don't wait—click the link here to register today: https://events.zoom.us/ev/AthVd9US3ZeC0TeOmmhndZVvdpL27JExtKSgTAZDyhEtOU2BQ2gr~AnV4QNf3iZChr_svSIpolYwKCi9foPZWqr9IR7PvmoBYEuTwG3GbqfsuTA We can't wait to see you there!Get Our Money Wisdom II Book Today!Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris's book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

Simon Pranaitis explores the use of money for the glory of God in his conclusion to the fourteen-week "Proof of Work" series. In this final lesson, we explore how money is God's good gift, designed to help us fulfill His purposes in our work and community. From Genesis to Revelation, Scripture reveals that money is neither evil nor ultimate, but a tool to be stewarded faithfully under God's sovereignty. We address lingering questions about debt, tithing, and the role of gold and silver, showing how biblical principles guide our financial decisions. Above all, we are called to use money wisely and generously, doing all things to the glory of God. ★ Support this podcast ★

Do you already know the date of your retirement—or are you simply dreaming of leaving the workforce sooner than 65?In this replay of one of our most popular Women's Money Wisdom episodes, Melissa Joy, CFP®, explores what it takes to prepare for early retirement. She explains why it's not just about having a date on the calendar, but also about creating flexibility in your plan in case life throws you a curveball.You'll learn:Who should consider planning for early retirement—even if you think you'll work longerCommon assumptions vs. the reality of when most people actually retireKey “rules of thumb” financial planners look for when evaluating early retirement readinessWhy multiple savings buckets (401(k), Roth, brokerage, cash, pensions) matter so muchStrategies for tax planning, health care coverage, and income replacement before Social Security and Medicare kick inThe importance of mindset, lifestyle choices, and building a fulfilling life outside of workRetirement isn't just about money—it's about freedom, purpose, and designing a meaningful life for decades to come.The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Welcome to the third episode of our Milestones by Decade mini-series! We're excited to continue this journey with more insightful conversations with our Client Advisers. In each episode, we reflect on the lessons and advice they wish they'd received a decade ago, offering practical tips for navigating key milestones, from your 20s to your 50s.As the leading fee-only wealth advisory firm in Asia, we've had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impart both life and money wisdom to you, to inspire you and help you avoid costly mistakes.In this episode, Amelia chats with Evelyn, one of Providend's founding members and our Deputy CEO & Chief Advisory Officer, who is in her 50s. With heartfelt honesty, Evelyn opens up about the lessons, mindset shifts, and life choices she wishes she had known in her 40s. From balancing the demands of family and career, facing moments of burnout, to discovering the power of kindness to oneself and the importance of “yutori", that precious mental space we all need, this is one episode you wouldn't want to miss.If you're navigating your 40s or 50s, or supporting someone who is, this episode offers comforting insights and encouragement that remind us it's okay to slow down, be kind to ourselves, and focus on what truly matters.Music courtesy of ItsWatR.The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Mailing List Today!If you're interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

“Some of the guesthouses are closed due to the pandemic, so I had to pitch a tent along the road to stay a night.”In this three-part episode, we are joined by Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, in a span of three years!He navigated through the uncertainty of vaccinations and avoided quarantines & visa applications, all while he was working remotely and keeping costs low – with a total estimated spent of just US$3000.Jeshua has always been a proponent of working remotely, and this travel-experience was simply an extension of his belief. In fact, he found it ‘abnormal' to do what everyone else was doing. He shared: “The worse lesson we can pick up is that everything in life progresses in a sequence.”Through his travels, he discovered that there are more ways to define success than by being rich, such as generosity and happiness. It is important how we view others in the community and look out for one another. “If we become so developed and neglect those around us, we have lost the plot!” This is indeed a good reminder on what living a meaningful life is all about – the people around us.It has been a joy having Jeshua with us and we hope you find his story as inspiring as we did. Part 2 and Part 3 oof this interview will be published soon. So do keep a look out for it!Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Welcome to the fifth episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend's Philosophy of Sufficiency. As trusted advisers to affluent clients for over two decades, we've always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions. In this episode, our Founder and CEO, Christopher Tan, sits down with two of his long time friends and army buddies, Han Kiat, an Associate Professor, and Maurice, an Accountant, to talk about all things ikigai and the role it plays in their lives. For Han Kiat and Maurice, choosing to serve in the Singapore Armed Forces (SAF) beyond the mandatory ten years was not just a commitment, it became their ikigai, a purpose they held closely for much of their early adult lives. Now as fathers, they reflect on their shared experiences, even as their sons serve in different vocations during their National Service. Does a different path diminish the value of their own ikigai? And how did they bridge the gap between those differences with their sons?They reflected on how simple, ordinary moments, and being there for one another over the years, can become something deeply meaningful and also part of their ikigai.You may find Han Kiat's full letter mentioned in the podcast here: https://providend.com/finding-ikigai-saf-fatherhood/Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Get Our Money Wisdom II Book Today!Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris's book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

“At some point in time, we see the higher purpose of why we are doing certain things.”This reflection sets the tone for our latest episode, where we are glad to sit down with Terence Quek to hear about his journey to discovering his life purpose—and how he is living it out today.As the leading fee-only wealth advisory firm in Asia, we've always believed that life decisions should come before money decisions—especially when it involves your hard-earned savings. Understanding what truly matters in life gives clarity to the financial decisions that follow.Terence's path took him from the navy to entrepreneurship. Today, he wears many hats: Founding Member and Director of Project Happy Feet, Master Associate and APAC CEO of Emergenetics, and CEO of the Singapore Institute of Directors—the list goes on. Yet, through all these roles, one thing remains constant: his desire to make a positive impact.We hope you find his story as inspiring and meaningful as we did.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this special edition of Rise UP, we present a curated collection of our most valuable insights on long-term investing, navigating life's changes, and building genuine financial resilience. Whether you're preparing for retirement, navigating market volatility, or reassessing your financial strategy after a major life event, this episode distills the timeless advice every investor and every financially savvy person needs to take control of their future and achieve success in their financial goals. Get a free one-on-one portfolio review from the expert teams at OnePoint and Grimes: https://wealthion.com/free For the full conversations, check out our Rise UP! playlist here: https://www.youtube.com/playlist?list=PL7vUOWh5dtHMYWHRkgp8uk53vjtdfVmgy Chapters: 1:09 - Think Long-Term: Have a Game Plan for Your Portfolio 4:42 - Always Consider Your Time Horizon 6:27 - Volatility: Diversify & Meet Your Liquidity Needs 7:10 - Rebalance Your Portfolio as Needed 9:36 - Don't Time the Market 12:24 - Buy on Down Markets 13:16 - Don't Sell Without a Plan to Buy 14:24 - Delegate Financial Responsibility 18:29 - Navigating Life Changes with Financial Repercussions 20:23 - Having Liquidity on Hand for Expenses 23:08 - What Your Retirement Portfolio Looks Like 25:51 - Servicing Your Debt 29:05 - When Is the Right Time to Retire? Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #RiseUP #FinancialWisdom #LongTermInvesting #PortfolioStrategy #RetirementPlanning #FinancialFreedom #MarketVolatility #LifePlanning #InvestingAdvice #TimelessTips #MoneyMatters #WealthBuilding ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the fourth episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend's Philosophy of Sufficiency.As trusted advisers to affluent clients for over two decades, we've always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions.In this episode, our Founder and CEO, Christopher Tan, has a chat with Choon Jin, an accountant by training whose career has spanned corporate mergers and acquisitions, insurance leadership, and regional consulting, before making the leap into entrepreneurship and reflecting on the role of balancing different 'Ikigais' in his life.Choon Jin talks about how he began questioning what he truly wakes up for, leading to a career switch that better aligned with his values. He also shares that a turning point came when he had a heart attack while overseas, forcing him to confront not just his Ikigai at work, but also the need to prioritise another: his family.Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download Investment eBook Today!TBC

Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they've built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is about passing down values, protecting relationships, and creating peace of mind for the next generation. Through this podcast, you'll get a rare, behind-the-scenes look at real conversations between clients and their adviser.In Episode 4, Client Adviser Chris and Lawyer Jacqueline reconvene with Richard and Eva to formalise the family trust and sign a carefully drafted Letter of Wishes. The session anchors months of planning in legally binding documents while articulating the couple's guiding principles for future generations.With the deed executed, Chris presents practical “living legacy” steps of storytelling, annual family trips, and mentoring, that embed those principles into daily life. Richard and Eva leave with a completed structure, clear next actions, and a renewed understanding that legacy extends beyond assets to the values that they hold dear.At Providend, we believe good legacy planning should preserve not just wealth, but also relationships. It should offer clarity, not confusion. This is the final episode of this mini-series and we hope it sparks reflection and a deeper appreciation for what it truly means to leave a legacy.Listen to the previous Episodes here: Episode 1, Episode 2 and Episode 3.Music courtesy of ItsWatR.The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, our CEO, Christopher, voicing as their Client Adviser, and Jacquleine, voicing as the Lawyer, at Providend, the first fee only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Tim Stewart continues our series through Proverbs.

Ever feel like some financial "truths" don't quite add up? In this episode of Women's Money Wisdom, Melissa Joy, CFP®, teams up with colleague Alexa Kane, CFP®, for a candid conversation challenging some of the most widely accepted (but often unexamined) money beliefs.

Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they've built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is about passing down values, protecting relationships, and creating peace of mind for the next generation. Through this podcast, you'll get a rare, behind-the-scenes look at real conversations between clients and their adviser.In Episode 3, Chris, the Client Adviser, meets with Jacqueline, the Lawyer, to refine the legacy plan for Richard and Eva by discussing the crucial role of the trustee. Their focus is on ensuring the trust funds are managed fairly and professionally to protect the family's harmony and uphold their values.Chris highlights the benefits of appointing a corporate trustee to avoid family conflicts, while Jacqueline explains the flexible trust supporting both children and elderly parents. After reviewing options based on service and fees, Richard and Eva choose their preferred trustee. The episode concludes with plans to draft legal documents and begin onboarding, moving their legacy plan forward.At Providend, we believe good legacy planning should preserve not just wealth, but also relationships. It should offer clarity, not confusion. In each episode, you'll hear how a thoughtful, values-based approach can bring peace of mind, not just for the clients, but for generations to come. Listen to the previous Episodes here: Episode 1 and Episode 2.Music courtesy of ItsWatR.The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, our CEO, Christopher, voicing as their Client Adviser, and Jacquleine, voicing as the Lawyer, at Providend, the first fee only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download our RetireWell™ eBook Today!Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

Send us a textWhat does it really mean to be a good steward of your finances as a Christian man?In this episode of The FORGE Truth Podcast, Pete Alwinson and Jayson Quiñones talk with Mike Henderson, a Kingdom Advisor with a powerful story of God's provision through financial trials, career changes, and spiritual awakening. From the bakery at Publix to guiding others in biblical money management, Mike's journey will challenge how you view wealth, generosity, and your role as a provider.Listen in and be encouraged: God doesn't want your money. He wants your heart.

Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they've built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is about passing down values, protecting relationships, and creating peace of mind for the next generation. Through this podcast, you'll get a rare, behind-the-scenes look at real conversations between clients and their adviser.In Episode 2, Richard and Eva return to review the initial estate and legacy plan proposed by their Client Adviser, Chris. The plan is crafted to protect their 68 million dollar estate, safeguard the family business, and ensure fairness among their children. They also raise a new concern: securing support for their elderly parents should anything happen to them.Chris begins by clearly summarising their priorities using a structured planning framework. While the proposed plan initially feels overwhelming, Chris reassures them that legacy planning is a gradual journey. As their trusted adviser, he continues to guide them with empathy and clarity, offering both structure and support every step of the way.At Providend, we believe good legacy planning should preserve not just wealth, but also relationships. It should offer clarity, not confusion. In each episode, you'll hear how a thoughtful, values-based approach can bring peace of mind, not just for the clients, but for generations to come.The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, and our CEO, Christopher, voicing as their Client Adviser at Providend, the first fee only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Music courtesy of ItsWatR.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they've built? And most importantly, how do they preserve family harmony among their three children?Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is about passing down values, protecting relationships, and creating peace of mind for the next generation. Through this podcast, you'll get a rare, behind-the-scenes look at real conversations between clients and their adviser.In Episode 1, Richard and Eva begin their journey. Despite building a $30 million business and $38 million in personal assets, they are unsure how to prepare their children to receive this wealth without conflict. With concerns about succession planning, differing personalities, and ensuring fairness, they turn to Providend for clarity and guidance.As their Client Adviser, Chris listens with empathy and intention, what unfolds is a rich dialogue not just about financial tools, but about values, fears, and hopes. Through their story, listeners will come to understand how legacy planning is less about documents and more about crafting a future that aligns with Richard and Eva's heart and vision for their loved ones.At Providend, we believe good legacy planning should preserve not just wealth, but also relationships. It should offer clarity, not confusion. In each episode, you'll hear how a thoughtful, values-based approach can bring peace of mind, not just for the clients, but for generations to come.The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, and our CEO, Christopher, voicing as their Client Adviser at Providend, the first fee only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Music courtesy of ItsWatR.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Mailing List Today!If you're interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

“At 17, my goals were simply to make more money to afford regular meals like chicken rice.”The chairs are switched in this very special episode of The Providend Conversation: Living the Good Life, where we are honoured to have Michelle Martin in conversation with our CEO, Christopher. In this candid chat, he shares his personal life — speaking on money, family, career, parenting, and more.As the leading fee-only wealth advisory firm in Asia, we have always believed that financial planning should begin with life decisions, and not the other way around. This philosophy aligns closely with the definition of the “good life” as described in the book Repacking Your Bags by Richard J. Leider and David A. Shapiro: “living in the place you belong, with people you love, doing the right work, on purpose.”In this episode of The Providend Conversation, we hear from Christopher Tan, CEO of Providend. You may have heard him on the radio, seen him on television, or read his books on professional wealth advisory. But have you ever heard about his personal journey towards money mastery and financial wellness?There is also one fundamental philosophy that Chris strongly aligns with, which also shapes how we advise our clients at Providend: to first make life decisions before making financial decisions.This video is a joint production of iFAST TV and Providend, inspired by Christopher's article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”. This video series is now available as a podcast for those who prefer listening on the go.Music courtesy of ItsWatR.The host of this episode, Michelle Martin, Financial Presenter of Money FM 89.3, will be interviewing Christopher Tan, Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

“I have my wife who is my pillar and rock, and also my little baby who can't say much but at least I can hug him after a long day from work, and I can then say: Okay, the day is good.”As the leading fee-only wealth advisory firm in Asia, we've always advocated for making life decisions before money decisions—especially when it comes to your hard-earned money.In this episode of “The Providend Conversation,” we're delighted to feature Jonathan Teoh, an architect by training and practice who gave up a well-paying job to start a socially conscious enterprise called AN LIVING. The initiative focuses on helping seniors enhance their financial security, aligning with Singapore's vision of becoming a “Nation for All Ages.” AN LIVING's goal is similar to the HDB Lease Buyback Scheme—but designed for private property homeowners with fully paid-up freehold or 999-year leasehold homes.In this interview, we learn more about Jonathan's upbringing, and the support that shaped his strong conviction to help seniors in Singapore enhance their financial security.This video is a joint production of iFAST TV and Providend, inspired by Christopher's article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”. This video series is now available as a podcast for those who prefer listening on the go.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

What really happens when someone passes away—and are you (or your family) prepared to handle it? In this episode of Women's Money Wisdom, Melissa Joy, CFP®, sits down with Rachel Donnelly, founder of Afterlight and author of Late to Your Own Funeral, to unpack the messy, often overwhelming world of death administration.Rachel shares her personal story of becoming executor for both her parents' estates—while working full-time and raising young children—and how that experience inspired her to build a business helping others avoid the same chaos. Together, Melissa and Rachel dive into the real work that goes beyond writing a will: handling assets, updating beneficiaries, navigating probate, and keeping bills paid when no one's watching.They discuss why so many women delay estate planning, the hidden landmines (like untitled assets and digital accounts), and how you can start untangling this intimidating topic with simple, practical steps. The conversation also tackles how to bring up these sensitive issues with family, why “co-anything” can backfire, and how to avoid turning a loved one's legacy into a logistical nightmare.Key Takeaways:Estate planning isn't just about legal documents—it's about full asset management and communication.Women are more likely to delay estate planning, often because they don't know where to start.Probate horror stories highlight why comprehensive planning matters.Digital assets (social media, crypto, email) need to be included in your plan.Choose roles (executor, trustee) carefully—co-roles can create more problems than they solve.Even imperfect action now is better than procrastinating and risking chaos later.Having the tough conversations with family now can save heartache and confusion later.Whether you're starting from scratch or fine-tuning your existing plan, this episode will give you the confidence to take action—because death is inevitable, but an administrative nightmare doesn't have to be.Learn more & connect with Rachel: Website: www.myafterlight.com Instagram: @myafterlight LinkedIn: Rachel Donnelly Book: Late to Your Own FuneralThe previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Having survived multiple market crises in our investment journey since 2001, we know what works and what won't work.In this week's Money Wisdom episode, co-host Isaac sits down with CEO Christopher Tan to unpack why saying “stay invested” without the right context might actually do investors a disservice.They explore whether it's better to be a pessimist or an optimist during uncertain times like today's ongoing trade tensions, and how to approach the “money equation” — balancing short-term financial planning on the left, with long-term investment decisions on the right.Chris and Isaac also touch on how mental well-being plays a vital role in financial decision-making, especially when markets are volatile. For those nearing retirement, they discuss whether it may be time to approach things differently to protect both your financial future and peace of mind.Tune in to the full episode for a grounded and thoughtful take on navigating uncertainty with clarity, focused on your non-negotiable life goals. You can read Chris' article in The Business Times on this topic here. Music courtesy of ItsWatR.The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download Investment eBook Today!TBC

Spring is the perfect time for more than just a closet refresh—your finances deserve a reset too!In this practical, action-driven episode of Women's Money Wisdom, Melissa Joy, CFP® shares 20 powerful strategies to reinvigorate your financial life with the same fresh energy that spring cleaning brings to your home.From reviewing your budget in today's uncertain economy to automating savings and tackling debt in a high-interest environment, each suggestion is designed to be practical, manageable, and highly effective. Whether you're ready to revamp your beneficiary designations, audit your insurance coverage, consolidate accounts, or simply schedule regular “money dates,” these steps are all about reducing financial stress and building momentum toward your goals.Melissa draws on real-world client experiences to offer tips that are proven to deliver results—without overwhelming you with complexity. Every recommendation includes ideas for how and when to take action, helping you make meaningful progress without feeling stuck.Key Topics Covered:How to prioritize small financial wins for big impactWhy reviewing your beneficiary designations is crucialThe value of an insurance audit to protect your financial futureSmart ways to tackle debt and manage rising interest ratesThe benefits of automating savings and financial organizationHow to maximize unused loyalty rewardsTips for setting consistent money dates for accountability and partnershipWhy financial spring cleaning is about progress, not perfectionDownload the full checklist mentioned in this episode at pearlplan.com and track your progress as you bring clarity, confidence, and momentum to your financial life.The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Welcome to the second episode of our Milestones by Decade mini-series! We're excited to continue this journey with more insightful conversations with our Client Advisers. In each episode, we reflect on the lessons and advice they wish they'd received a decade ago, offering practical tips for navigating key milestones, from your 20s to your 50s.As the leading fee-only wealth advisory firm in Asia, we've had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impact both life and money wisdom to you, to inspire you and help you avoid costly mistakes.In this episode, Amelia chats with Jit Hwee, one of our Client Advisers in his 40s, as he reflects on the mindset shifts that came with time and experience. From chasing success to finding clarity in what truly matters — across career, money, life, and family — Jit Hwee shares it all with his signature wit and humour. If you're in your 30s or know someone who's still figuring things out, this is one episode you won't want to miss.Music courtesy of ItsWatR.The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Is now a smart time to buy a home—or just a risky financial move?On this episode of Women's Money Wisdom, host Melissa Joy, CFP® sits down with returning guest and mortgage specialist Erica Powers CMPS®, CDLP®, NMLS#739673. First Merchants Bank is an Equal Housing Lender and a Member FDIC. She unpacks the ever-changing housing market and what it means for your money moves.With over 20 years of experience and certifications in divorce lending and mortgage planning, Erica helps us cut through the confusion about mortgage rates, affordability, and refinancing strategies. Together, Melissa and Erica explore:

“I want to live a more colourful life, I want to experience more of the world, I want to see different aspects of the healthcare industry, and also the world in general.”As the leading fee-only wealth advisory firm in Asia, we have always advocated that when it comes to your hard-earned money, life decisions should come before money decisions.That's exactly what Dr Tang did. Unlike most doctors, he chose a very different career path — and his latest portfolio? Medical concierge and advocacy.In this interview, Dr Tang shared the drivers behind his career and life decisions as well as the way he is helping those in need of tailored medical or healthcare advice.You may find out more about Dr Tang's book, ‘It's Your Life, You Call The Shots' here.This video is a joint production of iFAST TV and Providend, inspired by Christopher's article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”. This video series is now available as a podcast for those who prefer listening on the go.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Is your retirement plan based on outdated assumptions—or real-world trends?In this episode of Women's Money Wisdom, Melissa Joy, CFP®, breaks down how retirement is changing—especially for women and Gen Xers. From unexpected post-retirement spending spikes to the growing trend of phased retirement, Melissa shares insights on what today's retirees really need to be thinking about.You'll hear why traditional assumptions about retirement may no longer apply, how inflation and rising costs are impacting timelines, and why confidence levels vary so dramatically between generations and genders.Whether you're planning decades ahead or approaching retirement soon, this conversation will help you understand the trends, risks, and planning opportunities shaping the future of retirement.Key Topics Covered:Why retirement spending often increases—not decreases—right after leaving the workforceThe impact of inflation and rising living costs on retirement timelinesConfidence disparities across age groups and between men and womenCommonly underestimated costs in retirement—especially healthcareHow phased retirement is changing the traditional retirement modelThe importance of flexible, forward-looking planning strategiesTune in to gain valuable insights on how to build a retirement strategy that's both realistic and resilient—regardless of where you are in your journey.The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Being a trusted adviser to our affluent clients for over two decades, legacy planning is about more than just Index-linked Universal Life Policies (ULPs) or wills and trusts.In this week's Money Wisdom episode, our co-host Isaac has a heart-to-heart talk with our CEO, Christopher, on the importance of starting your legacy planning now, instead of waiting until you are older. In fact, what is the difference between estate and legacy planning? How does a 'life decision' that a person made during his lifetime translate into a legacy for his or her family in the form of a legal instrument, such as a trust? And is it ever too late to start? Tune in to this podcast to listen to the full story.You can read Chris' article in The Business Times on this topic here.Music courtesy of ItsWatR.The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download our RetireWell™ eBook Today!Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

When it comes to preparing for retirement, most people focus on the obvious goals of saving enough and building an emergency fund. But in this episode of Money Wisdom, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® explore the deeper, often overlooked financial goals that truly make or break your retirement experience. It's not just about hitting a magic number. It's about assigning purpose to each dollar you've saved. Proper planning goes well beyond investments to include things like tax strategies, income planning, healthcare expenses, gifting, legacy planning, and even how you'll spend your time. If you're wondering what you might be missing as you approach retirement, join us as we answer Here's what we discuss in this episode:

Market volatility can be unsettling—but long-term financial success is rarely built on short-term reactions.In this episode of the Women's Money Wisdom podcast, Melissa Joy, CFP® addresses the emotional and financial challenges that often arise during market downturns. As markets enter bear territory, many investors may feel inclined to make significant changes to their portfolios. Melissa encourages listeners to take a step back and revisit their overall strategy, focusing on long-term planning rather than short-term uncertainty.She discusses general principles and planning considerations that can help investors stay grounded, including the potential benefits of maintaining diversified contributions, reviewing withdrawal strategies, and exploring financial planning opportunities that may arise in volatile environments.This conversation is not a recommendation or a forecast, but a reminder that financial decisions are best made from a place of clarity, not fear.Don't forget to check out the most recent Pearl Planning blog with more on tariffs and current market conditions. View here.Topics Covered:

Welcome to the second episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend's Philosophy of Sufficiency. As trusted advisers to affluent clients for over two decades, we've always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as "Ikigai" decisions. In this episode, our Founder and CEO, Christopher Tan, sits down with Stanley Ng, Founder of Mindful Circle, a not-for-profit social enterprise, and Founder and Managing Director of Sage Capital Management Advisors, a private advisory firm for top management within corporates, banks, and financial institutions. Stanley, also a client of Providend, shares his journey from being law-trained, transitioning into the banking industry, becoming a consultant, and now being involved in the philosophy of mindfulness and the importance of being present in the moment—injecting Ikigai moments even into the most mundane tasks. Listen to the full podcast conversation and share it with a friend. Learn more about Mindful Circle here: https://mindfulcircle.org/ Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan. Find out more about a mindful approach for a calmer investment journey here: https://providend.com/a-mindful-approach-for-a-calmer-investment-journey/Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Mailing List Today!If you're interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

“We feel that social media is flooded with a lot of negativity, so we wanted to create a space where we can celebrate the everyday Singaporean and promote positive values.”As the leading fee-only wealth advisory firm in Asia, we have always advocated for our clients to make life decisions before money decisions, when it comes to their hard-earned money.In this episode of “The Providend Conversation,” we are delighted to feature Why Keen, former Creative Director of The Royal Singapore, a man who has touched the hearts of not only those who watched his videos but also the teams who worked alongside him. Throughout his journey—navigating various business ventures and transitioning through different seasons in his career—having a supportive wife has played a crucial role in his development as a creative at heart.This video is a joint production of iFAST TV and Providend, inspired by Christopher's article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”. This video series is now available as a podcast for those who prefer listening on the go.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download our RetireWell™ eBook Today!Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

Long-term care planning is a significant concern for individuals approaching retirement because it's an expense most people aren't prepared for. Trying to prepare for it with insurance isn't cheap, and people often ask us if it's worth it. In this episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® tackle this pressing issue by answering a listener's question about long-term care insurance and the options available. Here's what we discuss in this episode: 0:00 – Today's question 1:39 – Reason it's expensive 3:39 – Long-term care options 6:48 – Where is long-term care on the priority list? 9:18 – Final thoughts   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai

Preparing for required minimum distributions (RMDs) can be quite unsettling when you know withdrawals are coming and the IRS will be waiting. In this episode of the Money Wisdom podcast, we're going to answer a question about what you can do from a planning standpoint when large RMDs are coming in retirement.   This situation highlights a common issue: retirees often find themselves in higher tax brackets due to large mandatory withdrawals, reducing their financial flexibility. So what are the strategies you can utilize to manage your tax requirements? Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP will take you through some of the strategies today. Here's what we discuss in this episode: 0:00 – Today's question 1:05 – What to know about RMDs 4:13 – Income planning 8:49 – Tax planning   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai    

Most people see money as a tool, but what if it's also a mirror reflecting your hidden emotional landscape? Join us this week with Diana Chambers, renowned Family Wealth Mentor™. She is committed to helping her clients manage their wealth in emotionally intelligent ways. She has always been a trailblazer. Not only was she the first woman hired into management as a member of the strategic planning team at Redland PLC, a major British company, but she also subsequently became the fundraiser for an educational project in Bosnia during the war and then the team director launching schools of servant leadership in the United States. In these settings and others, Diana reflected on the impact of money on her life, and she is now a trusted confidant to others as they address the challenges and opportunities they and their families face when owning, spending, and allocating their wealth wisely.Whether you're wealthy or working to build resources, this episode offers transformative insights into creating a healthier, more conscious relationship with money. Listen in, and this may guide you through understanding family wealth dynamics, overcoming financial trauma, and developing a more integrated approach to prosperity that honors both personal and collective well-being.In this episode, we cover: Diana's journey from corporate finance to understanding the emotional dimensions of wealthFinancial IQ and Financial EQFeminine Wisdom and MoneyTypes of Trauma and Financial BehaviorsPositive approach to money and importance of giving and receivingDifferent models of charitable giving and trust-based philanthropyIntergenerational communication strategies and steps for having constructive money conversationsThe 9 Lives of WomanLiving TantraHelpful links:Diana Chambers - Author of Money Wisdom Unlocked: Understanding Trauma as a Key to your Financial Behavior. If you have any questions, e-mail diana@dianachambers.comPatrick ConnorThomas HüblAlie Ward of OlogiesYasmeen TurayhiPre-Order The 9 Lives of Woman at The Rosebud Woman (Print) and on Amazon (Digital), Available on April 1, 2024.Find Rosebud Woman on Instagram as @rosebudwoman Hosted on Acast. See acast.com/privacy for more information.

Financial planning is an essential aspect of life, but every family handles their money a little differently. The Money Wisdom podcast tackled a common question: what happens when one spouse handles all financial matters, leaving the other uninformed? This scenario, while common, can create stress and uncertainty for family members, particularly adult children who may be concerned about their parents' financial security. Discover practical strategies to ensure that both partners are informed and prepared, and learn how to involve adult children in these important discussions. Here's what we discuss in this episode: 0:00 – Today's question 1:00 – Couples and finances 2:56 – Keeping planning simple 4:44 – Involvement is key 6:48 – Our clients   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai    

A health savings account can be an incredibly powerful tool for tax-advantaged savings but not every health plan includes that option. Is it worth switching your plan for one that allows you to contribute to an HSA? In the latest episode of Money Wisdom, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP®  tackle a listener's question about HSAs and walk you through a few of the things you need to know before you switch plans. With rising health care costs and the complexities of health insurance, understanding HSAs and whether they are the right choice for you is crucial. Here's what we discuss in this episode: 0:00 – Today's question 0:53 – What is an HSA? 2:09 – Qualifying for HSA 3:14 – Something to keep in mind 4:22 – Which health plan is right for you? 6:39 – Investing in HSA   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai    

Get our Business Monetization Playbook: https://clickhubspot.com/monetization Episode 665: Sam Parr ( https://x.com/theSamParr ) talks to Ramit Sethi ( https://x.com/ramit ) about money rules for couples in their 30s and 40s.  — Show Notes:  (0:00) 5 rules for money in your relationship (5:25) the 4 money types: avoider, optimizer, worriers, dreamers (10:15) The Annual Review (23:00) Monthly money meetings (26:00) There is no "money person" (31:09) 4 benchmarks for high-earning couples (35:03) Learning to spend (41:01) Investments vs purchases (43:39) Troubleshooting partnership disagreements (49:00) Spending to solve problems (53:00) Fight for simplicity — Links: • Money for Couples - http://iwt.com/moneyforcouples • Ramit on YouTube - https://www.youtube.com/@ramitsethi — Check Out Shaan's Stuff: Need to hire? You should use the same service Shaan uses to hire developers, designers, & Virtual Assistants → it's called Shepherd (tell ‘em Shaan sent you): https://bit.ly/SupportShepherd — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth • Sam's List - http://samslist.co/ My First Million is a HubSpot Original Podcast // Brought to you by The HubSpot Podcast Network // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano