Podcast appearances and mentions of michelle arpin begina

Our guest on the podcast today is author and financial psychologist, Dr. Brad Klontz. He's an Associate Professor of Practice at Creighton University's Heider College of Business. He's also co-founder of the Financial Psychology Institute and managing principal of Your Mental Wealth Advisors, a fee-only registered investment advisory.Brad is co-author or co-editor of nine books on the psychology of money, including his latest, Start Thinking Rich: 21 Harsh Truths to Take You From Broke to Financial Freedom, which he co-wrote with Adrian Brambila. He is a fellow of the American Psychological Association and a former President of the Hawaii Psychological Association. He was appointed to the CNBC Financial Advisor Council in 2023 and received the 2018 and 2021 Montgomery-Warschauer Awards from the Journal of Financial Planning, honoring the most outstanding contribution to the betterment of the financial planning profession. He received his Doctor of Psychology degree from Wright State University, his master's certificate in personal financial planning from Kansas State University, his master's in counseling and human resources development from South Dakota State University, and his bachelor's degree in psychology from Olivet Nazarene University. Brad is also a Certified Financial Planner professional.BackgroundBioStart Thinking Rich: 21 Harsh Truths to Take You From Broke to Financial Freedom, by Dr. Brad Klontz and Adrian BrambilaYour Mental Wealth AdvisorsMoney ScriptsYour Money Script“Money Beliefs and Financial Behaviors: Development of the Klontz Money Script Inventory,” by Bradley Klontz, Sonya Britt-Lutter, Jennifer Mentzer, and Ted Klontz, Journal of Financial Therapy, April 2011.“Identify and Understand Clients' Money Scripts: A Framework for Using the KMSI-R,” by Michelle Arpin Begina, Jessica Hickingbottom, Elaine Grogan Luttrull, Megan McCoy, and Bradley Klontz, Journal of Financial Planning, March 2018.Behavioral Finance“Untangling Behavioral Finance and the Psychology of Financial Planning,” by Brad Klontz, Journal of Financial Planning, January 2023.“Integrating Interpersonal Neurobiology Into Financial Planning: Practical Applications to Facilitate Well-Being,” by Brad Klontz, Journal of Financial Planning, May 2020.

In this episode of Welcome to Eloma, Michelle Arpin Begina, Financial Change Maker of MichelleAB, talks about the challenges entrepreneurs face in understanding and managing their finances. Michelle shares the catalyst for writing her book, which was a desire to help people talk openly about money and realize their financial potential. Kiley and Michelle explore the concept of financial traumas and how they can impact our relationship with money. Michelle shares personal stories and examples to illustrate the importance of acknowledging and honoring our experiences with money. They also discuss the idea of self-sabotage and the significance of our first money conversations.In this episode, Michelle and Kiley discuss the complex relationship between money and trauma. They explore how childhood experiences and beliefs shape our attitudes towards money and offer advice on uncovering and understanding these influences. They also delve into the concept of financial self-sabotage and the conflict between freedom and belonging. The conversation emphasizes the importance of self-knowledge and defining success on one's own terms. Lastly, Michelle shares insights on how successful individuals treat money like a business meeting and the power of collaboration and community in entrepreneurship.Quotes“The three components of self-determination are competence, connection, and freedom. Self-sabotage is often the conflict between freedom and the need to feel connected. Think about this with our money.” 24:52“Unless we are living a completely solo life, we are making decisions, financial decisions, that impact not only us, but other stakeholders, other family members, friends.” 25:13"Ask yourself, what did I experience in terms of money? What are some of the particulars? Was money talked about and how was it talked about growing up? Particularly for women, research shows that women who grew up in households where money was not talked about, or they were not encouraged as girls to know about money or talk about money, are handicapped.” 22:46Links and follow-ups:Connect with Michelle Arpin Begina:Websites: www.michelleab.com Linkedin: https://www.linkedin.com/in/michellearpinbeginacfp/ Email: michelle@michelleab.comConnect with KileyLearn more at WelcomeToEloma.comWork with us at RAYNEIX.com Newsletter Signup: RIXNewsletter.com Linkedin: Kiley Peters & RAYNE IXInstagram: @kileypeters & @rayneix Email: info@rayneix.com

Season 10 Episode 61 of the Be Conscious Podcast investigates the common thread connecting our money experience throughout life. Listen in as financial planner and author Michelle-Arpin-Begina talks about money.   Get $30 off Magic Mind Subscriptions: www.magicmind.com/BECONSCIOUS20 "Be Good With Money" https://www.amazon.com/Good-Money-Michelle-Arpin-Begina/dp/1960610082 "The Duality of Being" on Audible:  https://www.audible.com/pd/B0DD7Y87M7?action_code=ASSGB149080119000H&share_location=pdp Lumivitae Hydrogen Water Bottle: https://susan8012923145279.lumivitae.com  

Michelle Arpin Begina is a Senior Partner and Managing Director at Snowden Lane Partners. Snowden Lane is a $13 billion RIA firm providing global independent wealth advice.  In this podcast, Michelle discusses her book Be Good with Money, drawing from her 30-year career to offer insights combining social psychology and financial therapy. Also discussed: The … Continue reading The Psychology of Wealth and Financial Confidence with Michelle Arpin Begina →

Select Series: In this special Select episode, we'll delve into "Understanding Your Inherited Financial Psychology" with Michelle Arpin Begina. Originally aired as Episode 69 of Guts, Grit & Great Business® on June 15, 2021, it's a conversation that remains as relevant and insightful as ever. Whether you're tuning in for the first time or revisiting it as a longtime listener, we're thrilled to have you with us. With Michelle Arpin Begina, a financial advisor, a Certified Financial Planner (CFP®), and a Certified Investment Management Analyst (CIMA®). Michelle is also an author and speaker, and launched her own business, MichelleAB, which is dedicated to empowering professional women to step into financial freedom so that they can enjoy their wealth and make their boldest, most inspired decisions from a place of confidence. Join us for this fabulous conversation where Michelle's shares about her earliest memories from childhood related to money, and how her own money story was shaped. She shares her parents' feast or famine patterns with money, and how through their communication (including TMI at times) and behaviors, they taught her different lessons about money. You'll hear Michelle discuss the difference between things that are private versus things that are secret, and how secrets harm, including in our financial lives. Michelle also shares about how parents can talk in healthy, helpful, and age-appropriate ways about money and finances with their children, what the meaning of wealth is, and about contextual self-control which illuminates how our motivations show up differently, in different areas of life. Michelle has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom. To support her clients on their unique wealth journeys, Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising. She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. Michelle lives in Wyckoff, NJ with her husband, Mike and sons, Alex and Nick. She is an avid photographer – her sons are her favorite subject! Learn more by visiting the show notes at www.legalwebsitewarrior.com/podcast/michelle-arpin

In this episode of How We Heal, Corban speaks with Michelle Arpin Begina as she shares the story of her “financial flashpoint” at 17 years old that dramatically altered the course of her life. Together, they explore the pivotal moments that transformed the shame, embarrassment, and betrayal, into the corrective experiences that allowed her to heal. Of the many themes that were discussed throughout this conversation, one message was clear: Hiding may keep you safe, but being witnessed will allow you to heal. Michelle is a financial advisor, a Certified Financial Planner (CFP®), and a Certified Investment Management Analyst (CIMA®). She is an author and a speaker, and her own company, MichelleAB. She is dedicated to empowering professional women to step into financial freedom so that they can enjoy their wealth and make their boldest, most inspired decisions from a place of confidence.Learn more about Michelle on her website: https://michelleab.com/ Preorder her new book Be Good With Money here:https://michelleab.com/waitlist-the-book Check out her TedTalk:   https://www.youtube.com/watch?v=08rIG9SsQL0    Connect with Michelle on LinkedIn: https://www.linkedin.com/in/michellearpinbeginacfp/ Learn more about HopeGuide and Ryan Pink Join us on YouTube to watch full episodes Help us amplify the message!Please subscribe on your favorite podcast app!Please Rate and Review the podcast on Apple and Spotify!

Welcome back to another episode of Money You Should Ask, the podcast that dives deep into the the psychology of money, our personal history with money and the stories behind them.   Today and over the next few weeks, we are hitting the rewind button. This weeks rewind episode is"Creating Wealth From The Inside Out" with the amazing Michelle Arpin Begina.   Michelle is a Certified Financial Planner, but what sets her apart from other financial advisors is her expertise in the unconventional, non-financial aspects of life satisfaction, financial therapy, and behavioral bias, She believes that we need to examine our money stories and scripts to rethink what we know about money and have more of it.   In our conversation, Michelle shares her insights and experience to help us understand the psychological and emotional aspects of creating wealth. She offers practical tips and tools that can help us shift our mindset to generate wealth from the inside out.   To learn more about this episode: https://go2.money/inside-out   Connect with MYSA: https://go2.money/Follow-Us   Loved this episode? Leave us a review and rating here: https://lovethepodcast.com/MYSA  

On this week's episode of Unleashing YOUR Great Work, advisor, author, and public speaker Michelle Arpin Begina guides us through one of THE MOST taboo topics most people fear the most: money. Why is it so difficult to talk about money? As the daughter of two entrepreneurs, Michelle is no stranger to overcoming many trials and tribulations with the thoughts and struggles of money. She takes us on a powerful journey through her own personal relationship with money and how it's shaped her into finding her own Great Work. Michelle brings an insightful awareness to the fact that money isn't just about how much you make, how much you save, or even how much you spend. It's about the root of where the idea of money lives and where it comes from. If we are told money isn't important, do we spend more? What happens when we make more money? How do we gather the courage to ask for more money without feeling guilty? Michelle answers all of these questions, and so much more! Listen in as Michelle shows us why we should be more open to discussing the topic of money and how easy it is to talk about once we finally gather the courage to do so.Join us as we discuss: 02:24 Anytime we know how to do something, it always becomes easier. 03:06 What is it about specifically talking about money that is important?04:14 A story of someone who's feeling weird talking about money, and what opens up for them when they learn how to talk about money.07:18 Common about money.08:14 Why do we have such a hard time talking about money?11:26 Why would we feel offended to be talking to somebody who sees money or perceives money in a way that's different from us?13:54 What can someone do to start learning how to talk about money?18:51 We were internalizing what we're hearing from the outside world.20:09 Michelle's parents' relationship with money and how she personally overcame it.26:17 Michelle's struggles in her late teens, in her 20s.31:25 Marrying love of people with love of numbers. 33:42 How Michelle helped New Jersey become the first state to include financial psychology as part of their standards. About the Guest:If you still think of wealth as purely a numbers game, you haven't met Michelle Arpin Begina. An Advisor, Author, and Speaker, Michelle has taken her own money story and alchemized it into a passion for financial literacy that marries the science of wealth management with the art of financial therapy. Michelle grew up airplane, sports car, and yacht poor – surrounded by the outward signs of wealth but plagued by the insecurity of knowing it was a sham, and her family was never more than a bounced check away from disaster. It turned out to be the perfect starting point for a career dedicated to revolutionizing the way we relate to money (yes, it's a relationship!) and the way financial advisors work with their clients. Often called the Erin Brockovich of financial literacy, Michelle challenges us to ditch the notion that it only lives on Wall Street and find it where it truly resides: at the intersection of knowledge, skills, and emotional composure. Website: https://michelleab.comLinkedIn: https://www.linkedin.com/in/michellearpinbeginacfp/TedTalk: https://lnkd.in/dHUcPCP3 About the Host:Dr. Amanda Crowell is a cognitive psychologist, speaker, podcaster, author of Great Work, and the creator of the Great Work Journals. Amanda's TEDx talk: Three Reasons You Aren't Doing What You Say You Will Do has received more than a

Today we welcome special guest Michelle Arpin Begina to the podcast! Tune in as she explains how to reverse engineer your way out of budgeting & how to motivate yourself for saving for retirement. Sponsored by: TherapyNotes™ To learn more about today's guest, visit https://abundancepracticebuilding.com/podcast/money-stories/. 

Michelle Arpin Begina is a financial advisor, author, and speaker. As a 17-year-old, Michelle made the decision to achieve her dream of a college degree, and with resilience, resourcefulness, and an unshakable belief in herself, she did just that! Now with over two decades of financial service experience, Michelle works with 100s of executives, business owners, and entrepreneurs. In this podcast, Michelle discusses how our view of money is shaped early in our childhood.  You will be encouraged to rethink what you know about money so that you can have more of it.

Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.   Today we have Michelle Arpin Begina, CFP®, CIMA® who is the Founder & Chief Behavioral Officer of MichelleAB and is also an Advisor, Author, and Speaker. Michelle has taken her own money story and alchemized it into a passion for financial literacy that marries the science of wealth management with the art of financial therapy. Michelle grew up airplane, sports car, and yacht poor – surrounded by the outward signs of wealth but plagued by the insecurity of knowing it was a sham, and her family was never more than a bounced check away from disaster. It turned out to be the perfect starting point for a career dedicated to revolutionizing the way we relate to money (yes, it's a relationship!) and the way financial advisors work with their clients. Often called the Erin Brockovich of financial literacy, Michelle challenges us to ditch the notion that it only lives on Wall Street and find it where it truly resides: at the intersection of knowledge, skills, and emotional composure. In our discussion we talked about:  

Be a Financial Literacy Changemaker Episode 153 Did you know that only 24 states in the United States require a high school personal finance course to be offered to its students? Most school systems that do require it don't make it mandatory for graduation. The result is many young people are not adequately prepared to manage money responsibly as adults. Today's guest, Michelle Arpin Begina, CFP®, CIMA®, is an advisor and changemaker who decided to take action in her home state of New Jersey. She contacted her local legislators, joined a task force charged with updating the financial literacy standards and was instrumental in getting behavioral finance added to the curriculum. This podcast is about how she went from being curious about the financial literacy problem in our country to being an agent of change. Listen to this podcast and discover: Why personal finance education should be offered in schools throughout the United States How some parents may not be equipped to teach their kids how to responsibly manage money Why behavioral finance should be included in the financial literacy standards The steps you need to take to advocate for change in financial education in your state Resources on financial literacy:  NCSL: National Conference of State Legislations (pending FinLit legislation) Council for Economic Education - Survey of States Council for Economic Education - Advocacy Special Offer for our listeners: Michelle has a “Success Formula Guide” for our listeners. Click here!  Want to connect with Michelle? Here's how:  Website: MichelleAB LinkedIn    A special thank you to our episode sponsor, Life Transitions by Dr. Amy.   This episode is sponsored by Life Transitions by Dr Amy. When it comes to life's changes, there are two types of people: those experiencing the change and the professionals advising them. Life Transitions by Dr Amy walks beside both, helping financial professionals and individuals navigate more gracefully through any life change. To find out more, click here.    Our Sponsor's Special Offer for Advisors: 20% off our listeners' choice of Dr. Amy's Advisor Programs with the discount code of DrAmy20 Let me know what you think of this episode. Leave a review on your itune or your favorite podcast app.  OTHER WAYS TO ENJOY THIS POST: Listen on Google Listen on Amazon Listen on Stitcher Subscribe on iTunes Listen on Spotify Join Breaking Money Silence on Facebook KBK Connection, Inc., is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com Recent Posts Be a Financial Literacy Changemaker | Episode 153 Teaching Teens About Money | Episode 152

Why are so many people afraid to ask for help when they're having money trouble? What about opening up to a spouse or partner about their shared finances? My guest this week shares the 3 steps you can take to make talking about money easy. Want to know more? Don't miss this episode! If you still think of wealth as a numbers game, you haven't met Michelle Arpin Begina. An Advisor, Author, and Speaker, Michelle has taken her own money story and transformed it into a passion for financial literacy that marries wealth management and financial therapy. Michelle and I sat down to discuss a common problem; not being able to solve financial problems with those closest to you, because you're afraid to bring up the subject. You can find the show notes for this episode at https://maplemoney.com/188 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Financial wellbeing is about so much more than knowing where and how you should invest your money.  Our guest today, author, speaker, and advisor, Michelle Arpin Begina believes that  it all starts inside and you have what you need to succeed and thrive in terms of your financial wellbeing…it's just a matter of doing the introspection and reflection on your past experience. Like so many things in leadership, it starts with knowing your values.Not only do we discuss tips for doing that introspection and defining what Michelle calls your unique success formula, but we also talk about:• What it means to be wealthy• Why  financial wellbeing is important for leaders• How we can help our children have a good relationship with moneyLinks shared:Mapping Your Success FormulaMichelle's WebsiteMichelle's LinkedInMichelle's InstagramTickets to TEDx BayonneAbout MichelleMichelle's earliest memories from childhood all relate to money. And yet, thestories and lessons learned from different branches of her family tree couldn't bemore dichotomous! Michelle has used the money lessons from her life to rethinkhow financial advisors and their clients have traditionally worked together. Ratherthan thinking of her role as a gatekeeper of portfolios, she sees real value inbeing a gateway to personal financial freedom. To support her clients on theirunique wealth journeys, Michelle is a technician of financial planning, investment,and wealth management. But what differentiates Michelle from other financialadvisors is that she has spent the last two-plus decades studying the unconventional,non-financial aspects of life satisfaction, financial therapy (it's a thing),behavioral bias, choice, and decision advising.She believes we all need to examine the money stories, scripts, and lessons thataffect our financial psychology so that we can rethink what we know about moneyto have more of it. Michelle lives in Wyckoff, NJ with her husband, Mike and sons,Alex and Nick. She is an avid photographer – her sons are her favorite subject!If you want to join this movement of healthy, purpose-driven moms, be sure to subscribe and connect with us!Linkedin: https://www.linkedin.com/company/moms-that-leadIG: @wearemomsthatleadFB: @momsthatleadInterested in 1-on-1 leadership coaching to help you gain clarity on your strengths and values and use them to thrive in leadership and life?  Contact Teri at teri@momsthatlead.com

Tune in to hear:- Now that she has space from it, and also expertise in the field, what were some of the factors that drove her parents to such conspicuous consumption?- Where do our money scripts originate from? Are we shaped definitively by our environment & upbringing or can we forge a new path for ourselves?- How did Michelle come to a place where she was more comfortable reckoning with her own money story and opening up about this to others?- How can we be aware of different life stages and make sure that we are meeting  our clients where they're at?- How can we normalize our clients' money behavior without reinforcing maladaptive behaviors?- What is contextual self-control?www.michelleab.comCompliance Code: 0203-OAS-2/1/2022

LifeBlood: We talked about a proven success formula, frameworks for looking at past successes and finding lessons to apply to future scenarios, the five elements of financial flourishing, and how to utilize sel-talk to become more successful with Michelle Arpin Begina, CFP, CIMA, and Official Member of the Forbes Coaching Council. Listen to learn how to find the clues success leaves behind! You can learn more about Michelle at MichelleAB.com, Facebook and LinkedIn. Thanks, as always for listening!  If you got some value and enjoyed the show, please leave us a review wherever you listen and subscribe as well.  You can learn more about us at LifeBlood.Live, Twitter, LinkedIn, Instagram, YouTube and Facebook or you'd like to be a guest on the show, contact us at contact@LifeBlood.Live.

Our guest this week is financial advisor Michelle Arpin Begina. She's used money lessons from her own life to rethink how advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to clients' personal financial freedom. What differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising. She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. MICHELLE'S LINKS: Website: https://michelleab.com Facebook: https://www.facebook.com/michelle.arpinbegina LinkedIn: https://www.linkedin.com/in/michellearpinbeginacfp/ Instagram: https://www.instagram.com/explore/tags/michellearpinbegina/   Women Beyond a Certain Age is an award-winning weekly podcast with Denise Vivaldo. She brings her own lively, humorous, and experienced viewpoint to the topics she discusses with her guests. The podcast covers wide-ranging subjects of importance to older women.   SHOW LINKS Website: https://womenbeyond.podbean.com Join our Facebook group: https://www.facebook.com/groups/WomenBeyond/ Follow our Facebook page: https://www.facebook.com/WomenBeyond/ Instagram: https://www.instagram.com/womenbeyondacertainage/ Episode archive: https://womenbeyond.podbean.com Email us: WomenBeyond@icloud.com Denise Vivaldo is the host of WBACA. Her info lives here: https://denisevivaldogroup.com/ More of Denise's info is here: https://denisevivaldo.com Cindie Flannigan is the producer WBACA. Her info lives here: https://linktr.ee/cindieflannigan Denise and Cindie's books: https://www.amazon.com/Denise-Vivaldo/e/B001K8QNRA%3Fref=dbs_a_mng_rwt_scns_share

I love money. I like really, really love money. And heaven knows it wasn't always that way. As we grow up, the conversations we hear about money and the aspects of it that we learn aren't talked about have a major and critical effect on how we view money as adults. My guest in this episode is Michelle Arpin Begina. She's an advisor, author, and speaker. She's taken her own money story and alchemized it into a passion for financial literacy that marries the science of wealth management with the art of financial therapy. I mean, come on! How amazing is that? Michelle is a woman I'm both honored and excited to stand shoulder to shoulder with on our mission to put more money in the hands of more women. And Michelle dives deep into how important it is that we actually feel good while we're dealing with our money. Learn more about your host by visiting www.sarahwalton.com  

LifeBlood: We talked about how to get good with money, the fallacy of “how you do one thing is how you do everything, “ the biological and psychological factors that keep us from getting good with money, and how to overcome these challenges with Michelle Arpin Begina, CFP, CIMA, Founder of MichelleAB, a Senior Partner with Snowden Lane Partners and an Official Member of the Forbes Coaching Council.  Listen to learn why the saying “it's what's inside that counts” is as true today as it was when your mom said it years ago! For the Difference Making Tip, scan ahead to 20:03! You can learn more about Michelle at MichelleAB.com, Facebook and LinkedIn. Thanks, as always for listening!  If you got some value and enjoyed the show, please leave us a review wherever you listen and subscribe as well.  You can learn more about us at MoneyAlignmentAcademy.com, Twitter, LinkedIn, Instagram, Pinterest, YouTube and Facebook or you'd like to be a guest on the show, contact George at Contact@GeorgeGrombacher.com.

The very materialistic lifestyle is so normalized nowadays. You'll constantly be seeing social media stars and rich celebrities flaunting their vast amounts of wealth by showing off all their gadgets, cars and mansions, but is this really the approach you should be taking when it comes to money? Tune in to this week's episode wherein we have invited Michelle Arpin Begina, a specialist in emotional behavior around money. She's here to give you the things that really matter when it comes to money as well as share her philosophy of how to start approaching it. If you're the type that constantly compares yourself to all the other people around you because they're seemingly doing better than you when it comes to money then maybe this episode will give you the fresh new perspective you need.  Episode Highlights Michelle's philosophy on moneyMichelle's message for female entrepreneurs Look at your successes and why you were successful during those moments  The next step after figuring out what made you successful Michelle's final advice for you Connect with MichelleWebsiteLinkedInLooking to finally go for your goals but unsure where to start? Then make sure to check out Michelle's “Success Formula Guide” by clicking on this link!******Thank you for listening to the Bossy, Brilliant and Badass podcast. If you enjoyed our episode then make sure to subscribe, rate us, and leave a review at our iTunes! You can also follow us on Facebook, Instagram, Twitter and even watch us on YouTube!

Michelle is a Managing Director and Financial Advisor, a role in which she uses her passion for financial literacy, married with the science of wealth management and the art of financial therapy. Michelle's childhood informed her career path: Growing up “yacht poor,” she was surrounded by the trappings of wealth but knew her family wasn't far from catastrophe. Michelle questioned her financial story and realized that she needed the synergy of knowledge, skills, and emotional composure to be financially literate. She got her start in financial planning with American Express Financial Advisors, where she counseled high net worth individuals to manage their wealth and build their legacy. She's served as District Investment Specialist for Northwestern Mutual Life, New York City District Financial Planning Specialist for Merrill Lynch, and Vice President - Wealth Management for Smith Barney/Morgan Stanley before finding her home at Snowden Lane. In 2020 she launched MichelleAB, a lifestyle platform that provides financial education, tools, events, and emotional intelligence on money to women around the world. Read the show notes here: https://bwmissions.com/one-away-podcast/

Today's show is another in a series of bonus episodes each featuring one of the amazing talks given by my participants in The Big Talk Academy as a part of our Virtual Showcase. This showcase is the culmination of their hard work as they cross the finish line to becoming certified speakers.  These episodes give you a peek behind the scenes to witness the amazing Big Talks presented and also give you exclusive access to my live feedback and the direction I give to each speaker immediately following their performances. This week's episode features Michelle Arpin Begina and her talk, Talking About Money Is Easy Once You Know How. Michelle is an Author, a Speaker, a nationally recognized Financial Advisor, and an activist. She's been called the Erin Brockovich of financial literacy and is on a mission to redefine how we think about and teach our children about money. In her thought-provoking and moving Big Talk, Michelle teaches us about money and the power it can have over us by sharing a vulnerable and impactful personal story.

Human beings are complex; we have needs, desires, and psychological biases. We have also, over time, developed an emotional relationship with money. Functional MRIs show that the way we feel about money is the same way we feel about life-or-death situations. Each of us has a “money script;” a narrative relating to money which has formed as a result of various influential factors in our lives, some of which we may not even be aware of. Unhealthy narratives can often result in a sense of shame, which prevents us from talking openly about our finances, and this can have dire consequences on an individual and societal level. That is why Michelle Arpin Begina, author, speaker, nationally-recognized financial advisor, activist, and our guest on today's show, has developed a humanistic approach to helping people handle their money, and their feelings about their money. She calls it financial therapy, and in this episode, you'll hear what her approach entails, some of the major recent trends she has noticed amongst her clients, as well as the challenging journey that Michelle took to get to the point where her financial status and her state of mind are aligned, making it easy for her to talk about money. And she can help you do it too! What you'll learn about in this episode:How Michelle and her business have fared during the COVID-19 pandemic.The goal that Michelle has to positively impact people's lives, and how she is currently doing that.A great reset that Michelle has seen occur as a result of the pandemic.What functional MRIs tell us about the feelings we have towards money.Michelle explains the concept she calls self-serve financial therapy. The strategy Michelle uses when she has to attend online conferences.What Michelle's approach to financial therapy entails. Behavior biases and how these impact our financial decisions.How a humanistic approach differs from a holistic approach.What the question, “What does wealth mean to you?” reveals about someone.The acronym used to describe the main elements of positive psychology.How the definition of success has changed over time. A shift in the way people are thinking about financial planning that Michelle has noticed.Meaning as a key part of the non-financial aspects of financial planning.The taboo that still exists around having conversations about money.Examples of the types of underlying “money scripts” that people have.Michelle shares her personal experience with money while she was growing up, and how her parents' financial decisions impacted her life.Four different types of will.Where conversations about money need to begin, and why it is so important to have these conversations.The fine line between a moderate scarcity mindset and a moderate abundance mindset.Where you can find Michelle's Success Formula Guide, and how this can help you.Click Here To Download Transcript

We have been in a, pandemic, situation for over 15 months now. Many of you who are listening to  this podcast, have experienced some, personal finance, problems. We know that Amazon, Walmart, Google and all those big brands actually made millions of dollars and were very profitable during this, pandemic. But, it is a fact that ordinary people like you and me had some struggles. Financial planner, Michelle Arpin Begina is going to share with us how to change our, money mindset, by paying attention to our, money story.  Your, money story, shows up in good times and bad times. So, keep listening to understand how your, money mindset, affected whether you thrived in this, pandemic, or just survived.

On this episode, we are talking about the origin of our money mindset. To discuss this topic we are joined by financial expert, Michelle Arpin Begina.  She is a financial advisor who is a Certified Financial Planner (CFP®) and a Certified Investment Management Analyst (CIMA®). Michelle comes to us with over 25 years experience in this field and was twice named one of Worth Magazine's Best 250 Financial Advisors. Besides having a passion to help her clients build wealth, she is fascinated with financial psychology and has been certified in Financial Therapy. During our childhood, our attitude and behaviors around money are formed through our unique stories. The culmination of these early experiences can negatively influence our financial decisions inside and outside of our business. Through understanding our money story, we can learn to let go of its toxic hold to be more profitable in our business.  SHOW NOTES:Contact and Follow Michelle Arpin Begina: Instagram - Linkedin - Website Money Script (Klontz) - QuizFor complete show notes, visit our official website: https://www.getthebalanceright.net/blog/episode57CONTACT HEATHER:Contact Heather: Instagram - LinkedInGet the Balance Right Coaching: WebsiteBook a Discovery Call (via Zoom) - Click HereHeather & Get the Balance Right - Link TreeZeitzwolfe Accounting: Website  - FacebookClubhouse: @zeitzwolfeSign up for the FREE  Workshop: How to Shift Your Mindset to Make More Money in Your BusinessFREE  Money Mindset Workbook: DownloadHow to Shift Your Mindset to Make More Money in Your BusinessFREE WorkshopAugust 16th, 2021 at 1pm PST (4pm EST)➡️ What is your money story telling you?➡️ Are you losing money in your business due to lack of clarity, confidence and a scarcity mindset?➡️ Are you ready to tap into what is holding you back?Learn how to take control and see your profits skyrocket.

In this episode, Michelle Arpin Begina talks about her experiences with money growing up. She uses this experience to help professional women step into financial freedom from a place of confidence.We also talk about raising kids with a healthy money mindset, how to talk about money productively, finding the qualities that have made you successful in the past, and negotiating raises.Resources and Links:MichelleAb.comIG: @themichelleab

You may see yourself as bold and confident, yet when the subject turns to money: your mind goes blank; a pit opens up inside you, or even panic sets in!  Our next guest is Michelle Arpin Begina. Michelle is a Certified Financial Planner, Certified Investment Management Analyst, money mentor and coach, photographer, and a mom. Her earliest memories from childhood all relate to money.    What differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising. Michelle believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology to rethink what we know about money and have more of it.  Michelle Joins Bob to Discuss: [1:27] The Impact of money as a child. [6:30] Navigating the technical and emotional aspects of money[10:57] "More money solves everything, right?"[11:47] The shame and secrecy of money.[26:50] Healing your money woes through journaling and speaking.[31:40] Understanding the money narrative in your head. Michelle's "Good With Money: Success Formula" will help you claim your full financial power and leave behind old patterns, beliefs, and stories that are holding you back. Connect With Michelle Arpin Begina: Website: https://www.michelleab.com LinkedIn: Michelle Arpin Begina CFP Facebook: @Michelle.ArpinBegina Instagram: @michellearpinbegina

Michelle is a technician of financial planning, investment, and wealth management, but what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising. In this episode we have a candid discussion about how we THINK about money and how to change your money scripts to those that can serve you well. If you would like to connect with Michelle, please visit: Website https://www.michelleab.com Facebook Page URL https://www.facebook.com/michelle.arpinbegina Instagram Handle https://www.instagram.com/michellearpinbegina/ Twitter Handle @Michelleab17 LinkedIn https://www.linkedin.com/in/michellearpinbeginacfp/ As always, to schedule your 30 minute "sleep at night" chat with David Chudyk, email david@parallelfinancial.com or visit www.calendly.com/davidpf

Today's episode discusses freedom, the kind of freedom that you can only find when you're able to share your voice and your story with the world. For this conversation, I am joined by financial advisor and the CEO and founder of Michelle AB, Michelle Arpin Begina. What differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the non-financial aspects of life satisfaction, financial therapy (it's a thing) and decision advising. She sees real value in being a gateway, not a gatekeeper, to helping others achieve personal financial freedom. As I'm sure you've noticed in this year's episodes of The Big Talk, we've been digging into the importance of understanding backstories — for actors when developing a character, and also for speakers, authors and entrepreneurs. And Michelle's backstory is a powerful one to uncover. Michelle grew up in a family that had a tumultuous relationship with money. Her parents cycled through making and spending huge amounts of it, and this greatly impacted their relationships with each other and with their daughter.  As a result, Michelle developed a deep curiosity about money and its hold over people from a young age. This quest for making sense of her family's relationship with money ultimately led her to resolve to live differently and to help others as they too try to grapple with money and finding financial freedom.

The relationship we have with money and the value of the contribution we make in our professional life is so intricately related to our ultimate revenue or salary and consequently the lifestyle we can afford to live. In today's episode, we’re speaking with Michelle Arpin Begina, founder and gateway of michelleab.com. She offers practical advice and resources for changing our mindset around money and worth.   Learn more about Michelle & grab her free resources at: https://michelleab.com/   Try Blinkist for free for 7 days and receive 20% off your first year: https://blinkist.o6eiov.net/5bggQN 

Michelle's earliest memories from childhood all relate to money. And yet, the stories and lessons learned from different branches of her family tree couldn't be more dichotomous!Michelle has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom.To support her clients on their unique wealth journeys, Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising.She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it.Michelle lives in Wyckoff, NJ with her husband, Mike and sons, Alex and Nick. She is an avid photographer – her sons are her favorite subject!What you will learn in this episode:How Michelle received what she calls “a familial education in the emotional side of money”, and what lessons she learned growing up with wealthy but spendthrift parentsHow Michelle had a pivotal moment when her father bought a yacht but told her he couldn't afford to pay for her college education, and what lasting impact this experience had on her lifeHow Michelle experienced a deep sense of “money shame” dealing with the fact that her parents were spendthriftsWhat key fears people are experiencing related to money, scarcity and emotional health during the pandemicWhy our experience of the passage of time is both accelerating and slowing down due to the pandemic and the dramatic life changes we are forced to make to adaptWhy Michelle believes that people who are feeling a heightened sense of urgency should consider if things are really that urgent and should instead try to slow things downWhy social distancing provides an opportunity to slow things down and truly consider your goals and the next steps you need to take to get thereHow Michelle recommends parents who are dealing with financial crises speak to their kids about unexpected changesHow the global COVID-19 pandemic is creating a generational change moment that will leave permanent lasting changesWhat “financial therapy” is and how it can help people better understand their emotional and mental connection to moneyResources:Website: https://michelleab.com/LinkedIn: www.linkedin.com/in/michellearpinbeginacfp/Additional Resources:Website: sharonspano.comBook: thetimemoneybook.comEvents: sharonspano.com/workshopsContact: sharon@sharonspano.comTwitter: @SharonSpano

According to my guest Michelle Arpin Begina, there's a very big difference between income and wealth. I couldn't agree more. Too often families are caught up in a spending pattern to create an illusion of wealth, when in fact they're struggling financially. In this week's episode, I talk with Michelle about the complex relationship she developed with money as a child through her family experiences, what change you really need to focus on to improve your financial situation, and how to use your life's successes unrelated to money to meet your financial goals.   About the Guest: Michelle's earliest memories from childhood all relate to money. And yet, the stories and lessons learned from different branches of her family tree couldn't be more dichotomous! Michelle has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom. To support her clients on their unique wealth journeys, Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising. She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. Michelle lives in Wyckoff, NJ with her husband, Mike and sons, Alex and Nick. She is an avid photographer – her sons are her favorite subject! Connect with Michelle at: Website: https://www.michelleab.com Facebook: https://www.facebook.com/michelle.arpinbegina Instagram: https://www.instagram.com/michellearpinbegina/ Twitter: @Michelleab17 LinkedIn: https://www.linkedin.com/in/michellearpinbeginacfp/     About the Host Janice Scholl helps moms navigate the money and career transitions that come with the different stages of motherhood through her work as coach, speaker, workshop facilitator, and host of The Money, Career & Motherhood Podcast. Janice is passionate about helping mothers gain confidence and understanding about money, career & business topics as they relate to motherhood and family – the way many women actually think about money.  Her key areas of focus to help mothers succeed are navigating maternity leave, career breaks & transitions, and  values-based budgeting.   Sign up for a FREE 30-minute strategy session with Janice here. Visit the Money, Career, & Motherhood website, Facebook page, Facebook group, or on Instagram.     Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device. Leave us an iTunes review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

Nearly every high performer has something that keeps them from fully stepping into their confidence of ownership around their finances. But did you know the key to not only being successful with money yourself, but understanding your spouse, colleagues, or employees is empathy? Today, I get to speak with Michelle Arpin Begina, a financial advisor who believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. We talk about how your childhood impacts your money story and beliefs long into adulthood, how financial advisors are evolving to better partner with clients by understanding the emotions they have behind their money, and how you can better understand your money story (as well as that of your spouse, colleagues, or partners) and how it's impacting your bottom line at work and at home. Key Takeaways:We need to be more focused on the money psychology than we are about the money math.  Some progressive school districts are adding this to the curriculum.We get messages communicated to us, covertly and overtly, by our parents about money. Those become our money scripts, which are our subconscious beliefs about money. If money were a math equation, we'd be ruthless in cutting our expenses and we would be as aggressive as we possibly can be with our money. Almost no one can live that way.We listen each other off the ledge. It pays to get insanely curious about who you are talking to and be comfortable in the silent moments.  "We find that when delivering numerical or financial information to prove our case and that person is not able to get their mind around it to take action, that tells you right there, there's something emotional going on." —  Michelle Arpin Begina About Michelle Arpin Begina:Michelle Arpin Begina, CFP®, CIMA®Financial Advisor and Founder, MichelleAB.com Michelle Arpin Begina is an advisor, author and speaker who has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom. To support her clients on their unique wealth journeys, Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising.She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it.Michelle lives in Wyckoff, NJ with her husband, Mike and sons, Alex and Nick. She is an avid photographer – her sons are her favorite subject! Connect with Michelle:  Website (and download her Good with Money Success Formula Guide): MichelleAB.comInstagram: instagram.com/michellearpinbeginaLinkedIn: linkedin.com/in/michellearpinbeginacfp Don't forget to download your free guide! Discover The 5 Business Benefits of Empathy: http://red-slice.com/business-benefits-empathy Connect with Maria: Get the podcast and book: TheEmpathyEdge.comLearn more about Maria's brand strategy work and books: Red-Slice.comHire Maria to speak at your next event: Red-Slice.com/Speaker-Maria-RossLinkedIn: Maria RossInstagram: @redslicemariaTwitter: @redsliceFacebook: Red Slice

Nearly every high performer has something that keeps them from fully stepping into their confidence of ownership around their finances. But did you know the key to not only being successful with money yourself, but understanding your spouse, colleagues, or employees is empathy? Today, I get to speak with Michelle Arpin Begina, a financial advisor who believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. We talk about how your childhood impacts your money story and beliefs long into adulthood, how financial advisors are evolving to better partner with clients by understanding the emotions they have behind their money, and how you can better understand your money story (as well as that of your spouse, colleagues, or partners) and how it's impacting your bottom line at work and at home. Key Takeaways:We need to be more focused on the money psychology than we are about the money math.  Some progressive school districts are adding this to the curriculum.We get messages communicated to us, covertly and overtly, by our parents about money. Those become our money scripts, which are our subconscious beliefs about money. If money were a math equation, we'd be ruthless in cutting our expenses and we would be as aggressive as we possibly can be with our money. Almost no one can live that way.We listen each other off the ledge. It pays to get insanely curious about who you are talking to and be comfortable in the silent moments.  "We find that when delivering numerical or financial information to prove our case and that person is not able to get their mind around it to take action, that tells you right there, there's something emotional going on." —  Michelle Arpin Begina About Michelle Arpin Begina:Michelle Arpin Begina, CFP®, CIMA®Financial Advisor and Founder, MichelleAB.com Michelle Arpin Begina is an advisor, author and speaker who has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom. To support her clients on their unique wealth journeys, Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising.She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it.Michelle lives in Wyckoff, NJ with her husband, Mike and sons, Alex and Nick. She is an avid photographer – her sons are her favorite subject! Connect with Michelle:  Website (and download her Good with Money Success Formula Guide): MichelleAB.comInstagram: instagram.com/michellearpinbeginaLinkedIn: linkedin.com/in/michellearpinbeginacfp Don't forget to download your free guide! Discover The 5 Business Benefits of Empathy: http://red-slice.com/business-benefits-empathy Connect with Maria: Get the podcast and book: TheEmpathyEdge.comLearn more about Maria's brand strategy work and books: Red-Slice.comHire Maria to speak at your next event: Red-Slice.com/Speaker-Maria-RossLinkedIn: Maria RossInstagram: @redslicemariaTwitter: @redsliceFacebook: Red Slice

Doctor.  Lawyer.  Teacher.  What do you want to be when you grow up?  Reports suggest the average person will change careers 5-7 times over the course of their working life.  This doesn't necessarily mean it take 7 tries to find the right job for you, but instead is proof positive that we as humans are constantly evolving. Who you are today is not the same person you were when you started in your career or industry.  How are you different? What has changed for you since then? What do you want now?  Do you still want the same things? If we're not asking ourselves these key questions we run the risk of living a life that limits our potential and impact, lacks fulfillment and worse, ends up being one that is filled with regret.  My guest today Michelle Arpin Begina Advisor.  An author and speaker, Michelle has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together.   Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom.    Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy, behavioral bias, choice, and decision advising.  Today We discuss:  Career Path: Michelle shares the road that lead her to financial planning and the role money plays in people's lives.  We discuss staying open to opportunity as you work towards your dream career. Finding Your Niche: As a financial planner Michelle has utilized some unorthodox approaches to attracting clients.  She shares her advice for finding a career niche and the importance of staying authentic.   Navigating the Second Half of Your Career: Who you wanted to be when you started your career, often shifts to claiming and owning who you are in the second half.  Michelle tells us how she figured out to own her value and answer the question “what do you do?” with more than a job title.  I can't wait for you to listen in and to learn to create your dream career as Michelle Arpin Begina shows us her way.  PS: If you loved this episode, please head on over to your podcast app to rate and give us a review. We need your help in sharing the Sell From Love message with others.  Finka and the SFL podcast team appreciate you for listening and spreading the word.

Michelle Arpin Begins is a financial advisor, a Certified Financial Planner (CFP®), and a Certified Investment Management Analyst (CIMA®). Michelle is also an author and a speaker who owns her company, MichelleAB, which is dedicated to empowering professional women to step into financial freedom so that they can enjoy their wealth and make their boldest, most inspired decisions from a place of confidence.

Michelle's earliest memories from childhood all relate to money. And yet, the stories and lessons learned from different branches of her family tree couldn't be more dichotomous! Michelle has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom. To support her clients on their unique wealth journeys, Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising. She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. Michelle lives in Wyckoff, NJ with her husband, Mike and sons, Alex and Nick. She is an avid photographer – her sons are her favorite subject! What you will learn in this episode: How Michelle received what she calls “a familial education in the emotional side of money”, and what lessons she learned growing up with wealthy but spendthrift parents How Michelle had a pivotal moment when her father bought a yacht but told her he couldn't afford to pay for her college education, and what lasting impact this experience had on her life How Michelle experienced a deep sense of “money shame” dealing with the fact that her parents were spendthrifts What key fears people are experiencing related to money, scarcity and emotional health during the pandemic Why our experience of the passage of time is both accelerating and slowing down due to the pandemic and the dramatic life changes we are forced to make to adapt Why Michelle believes that people who are feeling a heightened sense of urgency should consider if things are really that urgent and should instead try to slow things down Why social distancing provides an opportunity to slow things down and truly consider your goals and the next steps you need to take to get there How Michelle recommends parents who are dealing with financial crises speak to their kids about unexpected changes How the global COVID-19 pandemic is creating a generational change moment that will leave permanent lasting changes What “financial therapy” is and how it can help people better understand their emotional and mental connection to money Resources: Website: https://michelleab.com/ LinkedIn: www.linkedin.com/in/michellearpinbeginacfp/ Additional Resources: Website: sharonspano.com Book: thetimemoneybook.com Events: sharonspano.com/workshops Contact: sharon@sharonspano.com Twitter: @SharonSpano