Podcasts about money scripts

Riikka Olli and Catrine Rhenberg, of The Wealth within Her, a financial education platform that helps women increase their money and investment confidence with greater intention.Through masterclasses and their flagship program THE NEXT 10, Riikka and Catrine guide women to plan their next decade around money, investment, and career, while introducing their concepts of Circular Money and Conscious Spending.Now, Riikka's journey from tech professional at PayPal to impact entrepreneur, and founder of a Circular Economy startup, demonstrates the courage it takes to challenge traditional systems and rethink how we buy, consume, and invest. And, Catrine's story of leaving nearly 2 million euros on the table due to low self-worth and people-pleasing shines a light on how deeply confidence impacts wealth, even for high-achieving women with elite careers.And while navigating multiple the countries, and building businesses rooted in impact, they continue to empower women to see themselves not just as consumers, but as investors with real agency.Here's where to find more:https://www.linkedin.com/in/riikkaollihttps://www.linkedin.com/in/catrine-rhenbergwww.thewealthwithinher.comwww.riikkaolli.comhttps://www.linkedin.com/company/the-wealth-within-herhttps://open.spotify.com/show/1P2yH18CRoagBnINwcd3oN?si=744e73…https://www.instagram.com/thewealthwithinher________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here:https://linktr.ee/unforgetyourself

How does your attitude towards money affect your current finances and shape your long-term financial wellbeing? And where does this mindset come from? From your spending and saving habits to how much you can earn and what you think you’re worth. It has all been quietly shaped by your family, your upbringing and your friends. All the little messages you were absorbing without even realising have played a part in shaping your attitude towards finances or money script. And it ultimately shapes your future financial wellbeing. In this episode of A Little Bit Richer, our host Iona Bain is joined by Selina Flavius, Financial Coach and Author of Black Girl Finance. Selina went from having a huge fear around money and debt, to shifting her attitude and allowing herself to thrive financially. Together they delve into the different money scripts we have, the behaviours they encourage and how we might want to re-write them if they’re not serving us. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer For more information on Selina Flavius and to see her work, you can check out Black Girl Finance Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

5 Ebenen: Besser denken, sprechen, handeln, entspannen, fühlen. 5 Hacks. Wissenschaftlich belegt. Und ab heute anwendbar – wenn du weißt wie. Financial Biohacking. Ein Begriff, den du so noch nirgendwo gehört hast. Weil Andreas ihn frisch geprägt hat. Weil es Zeit wurde. Nico Airone hat mit seinem Men's Health Buch über Biohacking gezeigt, wie körperliche Selbstoptimierung die Gesundheit fördert. Höre hier, warum Andreas dieses Prinzip auf deine Beziehung zu Geld überträgt. Denn die Forschung zeigt: Viele Geldblockaden sitzen im Nervensystem. Hör' jetzt direkt rein.➡️ Du möchtest dein Money Mindset richtig einstellen? Dann sichere dir hier ein kostenloses Erstgespräch

Vilken är din "personlighet" när det handlar om pengar? Kanske hamnar du i en (eller flera) av de fyra kategorier som presenteras i veckans avsnitt. Typiskt sett får vi med oss en uppsättning regler från vår uppfostran för hur vi ser på och hanterar pengar. Dessa "pengascript" kan ställa till det för oss – första steget på vägen mot en lösning är att få syn på dem.Klipp:08:50 Jerry Maguire17:45 Dr. Brad Klontz26:09 The Quiet Man30:40 The Wolf of Wall StreetRedigering: Peter Malmqvist.Kontakta oss på dummamanniskor@gmail.com. Hosted on Acast. See acast.com/privacy for more information.

Each of us have our own conceptions about money which have been developing from a young age, and often these stories we tell ourselves can be self-destructive. Donna and Nathan take us through some of the common “money scripts” that tend to guide people’s financial decision making, and how to reframe your money mindset. Also, on MoneyTalk, how to financially support your young adult children without enabling dependency, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 4/28/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Financial independence isn't just about hitting a certain net worth or reaching a magic retirement number, it's a personal journey shaped by your habits, values, and the emotional baggage that money can carry. In this episode of the Financial Symmetry Show, we dig into Morgan Housel's "The Art of Spending Money," exploring the spectrum from financial dependence to independence.   The Financial Independence Spectrum The path to financial independence isn't a straight line, nor is it solely defined by the size of your bank account. You could have a net worth of $10 million, $20 million, or more and still be fully financially dependent—perhaps on an employer, a board, or circumstances outside your control.  Morgan Housel's framework outlines 15 levels of financial dependence and independence. Where you fall on this spectrum is shaped as much by your comfort zone, habits, and attitudes toward spending and saving as by your net worth. Someone making several million a year could feel just as constrained as someone living paycheck to paycheck if their spending or obligations keep them tethered to external demands.   The Psychology of Spending The art of managing your finances goes far beyond crunching numbers. It requires conscious reflection on your spending habits and your emotional relationship with money. This is where the idea of "money scripts" comes in—subconscious beliefs and habits inherited from our upbringing or past experiences. These scripts can keep us locked in certain behaviors, such as an aversion to debt or an urge to accumulate at all costs, even if we've "outgrown" the underlying need that sparked them. Moving up the independence scale may require challenging these scripts and redefining what financial comfort means to you.   Rethinking Wealth: The Value of Unspent Money A powerful theme from Housel's book is the idea that money you haven't spent still offers great value—freedom, flexibility, and the ability to shape your life according to your own terms. Unspent money isn't just idle; it buys intangible benefits like independence and control over your time. This view reframes common advice about spending more freely earlier in life or racing to pay off debts—even if it means missing out on long-term growth or flexibility. For many, retaining a mortgage at a low rate or holding investments for future choices can be as empowering as reaching zero debt. The key is striking the right balance between emotional comfort and financial efficiency.   Defining Your Independence The episode spends significant time unpacking levels 8–15 of Housel's spectrum—the stages where true autonomy takes shape. At these levels, you're free from the need for outside validation, able to avoid most debt, and no longer dependent on a paycheck to maintain your lifestyle. For some, a "slim" lifestyle and modest spending can deliver just as much security as a vast portfolio, while for others, continued work remains meaningful and fulfilling. At the highest levels, you possess "walk away money"—the resources to exit any situation, disagree respectfully, and pursue your own path without concern for financial repercussions. Define what you want your money to accomplish—not just for yourself, but for your family and community. Where do you fall on the dependence-to-independence spectrum? What would greater independence mean for your life, your family, and your legacy? Start by identifying your current level, reflect on the beliefs holding you back, and explore new, fulfilled ways of using your resources.   Outline of This Episode [00:00] Shifting perspectives on retirement spending [04:16] Understanding financial independence levels [08:24] Examining higher levels of independence [15:45] Facing financial fears in retirement [19:34] Rethinking spending habits and goals [20:26] Finding your current level and setting personal targets   Resources & People Mentioned The Retirement Podcast Network The Art of Spending Money: Simple Choices for a Richer Life by Morgan Housel   Connect With Chad and Allison https://www.financialsymmetry.com/podcast-archive/  Connect on Twitter @csmithraleigh @TeamFSINC Follow Financial Symmetry on Facebook   Subscribe To This Podcast   Apple Podcasts Stitcher Google Play  

Andreas gibt dir in dieser Folge die erste Hälfte der 10 häufigsten Money Mindset Irrtümer aus der Erfahrung von über 10.000 Gesprächen in 30+ Jahren. Mit Fragen, die dich nicht mehr loslassen. Und mit Wissenschaft, die beweist, was du bisher nur geahnt hast. Was wäre, wenn fast alles, was du gehört hast, nur die halbe Wahrheit ist? Fünf Missverständnisse, die dich ausbremsen. Und fünf Erkenntnisse, die alles verändern. Höre jetzt gleich rein... DU HAST MONEY MINDSET FALSCH VERSTANDEN: TEIL 1.➡️ Du möchtest dein Money Mindset verändern? Dann sichere dir hier ein kostenloses Erstgespräch

If you've ever felt stuck at a revenue ceiling, undercharged even when you knew better, or hesitated to invest in your own growth — this episode will reveal why.In this conversation, Dawn breaks down how childhood money narratives become subconscious "scripts" that shape every financial decision you make in business. You'll learn how these patterns form, how they show up as scarcity or abundance behaviours, and how to rewrite your money identity so you can scale with confidence.This is for founders who are ready to break old patterns, adopt a CEO-level money mindset, and build a business that grows because they feel safe to grow.Let's talk about the identity upgrade behind every financial leap.Highlights:(01:12) What money scripts are + how they form(07:15) Scarcity vs abundance patterns(14:21) How money identity shapes pricing and scaling(22:17) Rewriting your script with neuroscience(25:50) Client story: raising rates with confidence(29:36) Daily habits for an abundant mindsetConnect with Dawn:Instagram → https://www.instagram.com/dawnmcgruer/LinkedIn → https://www.linkedin.com/in/dawnmcgruer/Website → https://dawnmcgruer.com/Connect with Dawn:Instagram @dawnmcgruer @dawnofanewerapodcastFacebook https://www.facebook.com/dawnamcgruerLinkedIn https://www.linkedin.com/in/businessconsort/Web www.dawnmcgruer.comThis podcast is in association with @HerPowerCommunity - The #1 Female Founders Global Community where connections flourish & growth is intentionalhttps://www.patreon.com/c/herpowercommunity This podcast uses the following third-party services for analysis: Podkite - https://podkite.com/privacy

Dr. Brad Klontz is a leading expert in financial psychology, professor, bestselling author, and, oh yeah — an internet influencer with millions of followers who tune in for his mix of straight talk and practical money wisdom.  He joins Bill for a deep dive into why most money problems aren't math problems. Instead, they are about what's going on in our heads and in our habits. In this episode, Brad discusses: Why smart people still make dumb money mistakes The difference between poor and broke The 4 money scripts (avoidance, worship, status, vigilance) Why he argues that an internal locus of control is the ultimate wealth engine A no-nonsense roadmap for breaking bad money patterns and building real financial freedom  

 What if your money journey depended less on spreadsheets and more on rewriting the personal stories you tell yourself about money? In this episode of The Angel Next Door Podcast, host Marcia challenges listeners to rethink the narratives that influence their financial decisions, arguing that self-awareness is the first step toward genuine, purpose-driven wealth building.Marcia, author of Do Good While Doing Well, returns solo to announce her new book, Unapologetic Wealth: Rewrite Your Money Story, which is set to release in March 2026. Drawing from interactions with women around the globe, she shares how underlying beliefs—handed down from family or shaped by culture—can either limit or unlock our financial confidence and investing potential.The episode offers a sneak peek into the new book's focus on “financial fluidity,” or using money as a tool aligned with your own values, free of guilt. It's a must-listen for anyone ready to leave behind apologetic money stories and embrace entrepreneurial growth with clarity, confidence, and intention. Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Sommige mensen voelen zich pas succesvol als ze kunnen laten zíen dat ze het goed doen — met het juiste huis, de auto, de kleding. Anderen vinden dat je pas iets waard bent als je alles perfect onder controle hebt: de buffer, de spaardoelen, het pensioen. Maar wat als die drang naar zekerheid of status je stiekem tegenhoudt om écht financiële vrijheid te ervaren? Vandaag duiken we wederom in twee van de 4 OG Money Scripts. Die scripts die ALLES in je leven rondom geld bepalen. En niet altijd op een manier die prettig is. Ik ben Adine en ik help rebelse Visionairs met het creëren van vrijheid in hun leven. In tijd, energie, maar zeker ook in geld. Niet met allerlei ingewikkelde strategieën en funnels, maar door je te helpen jezelf weer te ontdekken. Die AWESOME versie van jou die je veel te lang in een veel te klein jasje hebt geprobeerd te stoppen.  Ik geloof namelijk niet in one-size-fits all, maar in de kracht van jou als persoon. Jij bent hier met een reden en ik help je om die reden te vinden, om impact te maken vanuit jouw kern én om daar goed geld mee te verdienen.  Is mijn podcast waardevol voor je? Dan zou ik het enorm fijn vinden als je deze met 5 sterren waardeert op iTunes of Spotify, hem in je netwerk deelt en/of je abonneert, zodat je een melding krijgt bij elke nieuwe aflevering. Dankjewel alvast! En… wat gaat jouw volgende stap zijn?

Er zijn van die mensen die geld het liefst zo min mogelijk willen hebben — want “geld maakt niet gelukkig” of “het hoort niet om rijk te zijn.” En dan zijn er mensen die juist altijd meer willen — meer verdienen, meer sparen, meer zekerheid — en tóch blijft het gevoel hangen dat het nooit genoeg is. In deze aflevering duiken we in de overtuigingen die hierachter zitten. Want jouw gedrag met geld zegt veel meer over je onbewuste overtuigingen dan over je rekenvaardigheid. We gaan het hebben over twee van de vier OG Money Scripts. Die moederborden of founding fathers van alle overtuigingen die je hebt over geld. Er zijn van die mensen die geld het liefst zo min mogelijk willen hebben — want “geld maakt niet gelukkig” of “het hoort niet om rijk te zijn.” En dan zijn er mensen die juist altijd meer willen — meer verdienen, meer sparen, meer zekerheid — en tóch blijft het gevoel hangen dat het nooit genoeg is. In deze aflevering duiken we in de overtuigingen die hierachter zitten. Want jouw gedrag met geld zegt veel meer over je onbewuste overtuigingen dan over je rekenvaardigheid. We gaan het hebben over twee van de meest voorkomende geldscripts die bepalen of jij geld aantrekt, vermijdt of juist altijd achterna rent.

Today, Jesse is joined by Hanna Horvath—Certified Financial Planner, managing editor at Bankrate, and author of the Your Brain on Money newsletter—for a deep dive into the psychology behind our financial decisions and why money is never just about numbers. Together, they explore how unconscious “money scripts” formed in childhood shape lifelong habits, why emotional discipline matters more than willpower, and how anxiety shows up even for people who have “won the game” financially. Hanna explains how retirement brings not just financial questions but also an identity shift, making purpose and values as important as portfolio allocation. They discuss strategies for reframing our relationship with volatility, using fire-drill style planning to prepare for downturns, and creating small gaps between emotions and actions to avoid costly mistakes. Throughout, Jesse and Hanna remind listeners that building lasting wealth is less about chasing fads or quick wins and more about cultivating awareness, resilience, and intentionality in both mindset and money. Key Takeaways: • Money is never just about math—it's deeply tied to psychology, emotions, and unconscious beliefs. • Emotional discipline means creating space between feelings and actions, not trying to eliminate emotions altogether. • Retirement isn't just a financial transition—it's a major identity shift that can create anxiety even for those who are financially prepared. • “Fire drills” for your financial plan can prepare you emotionally and practically for downturns before they happen. • Social media and sensational financial headlines amplify fear, making discernment and discipline even more critical. • Retirement satisfaction depends on aligning money decisions with personal values, whether that means family, travel, community, or freedom. Key Timestamps: (00:00) – The Psychology of Money: Fads and Mimetic Desire (15:35) – The Hedonic Treadmill and Financial Contentment (21:41) – Understanding Behavioral Loss Tolerance (32:03) – The Spectrum of Risk Tolerance (38:51) – Money Scripts and Financial Behavior (42:33) – The Importance of Emotional Discipline (47:31) – Identity Shift in Retirement (01:04:53) – DIY Investing and Self-Compassion Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://yourbrainonmoney.substack.com/ LinkedIn: https://www.linkedin.com/in/hanna-riley-horvath/ Mentions: https://bestinterest.blog/fad/ https://bestinterest.blog/eat-drink-and-be-content/ https://bestinterest.blog/behavioral-loss-tolerance/ More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

The money story you live by was written long before your first paycheck. In this episode, discover how inherited scripts shape your life — and how recalibration breaks the cycle of “never enough.”By the time you earned your first dollar, your relationship with money was already decades old. Family, faith, and culture hand us money scripts — unspoken rules that quietly shape how we spend, save, and give.Maybe you heard “We don't have enough” so often it became your baseline reality. Maybe you were taught that money makes people selfish, so success feels heavy with guilt. Or maybe generosity was survival, so you still overgive until you're empty.These scripts don't fade with age or achievement. They live in your nervous system, tagged as survival cues, and they run the show until you recalibrate them. That's why success still feels fragile, even when the account says otherwise.In this episode of The Recalibration, Julie Holly unpacks:The science of money scripts: why they're stored as implicit memory and not just “mindsets”The ILR lens: why scripts are not habits but identity fragmentsHow Madam C.J. Walker rewrote inherited scarcity into generational impact as the first self-made female millionaireWhy visualization and budgeting can't resolve inherited scripts — and why ILR is the tool that makes every other tool effectiveToday's Micro Recalibration:“What money story did I inherit? And how does it show up in how I spend, save, or give?”If you've felt the weight of inherited money stories — or noticed them bleeding into how you lead your team, nonprofit, or home — this episode will give you language for what you've carried and show you how to break the cycle.If this episode gave you language you've been missing, please rate and review the show so more high-capacity humans can find it. Explore Identity-Level Recalibration→ Follow Julie Holly on LinkedIn for more recalibration insights → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Download the Misalignment Audit → Subscribe to the weekly newsletter → Join the waitlist for the next Recalibration cohort This isn't therapy. This isn't coaching. This is identity recalibration — and it changes everything.

Raising money-smart kids is one of the most valuable lessons you can give them for life. Richard Rosso & Jonathan McCarty break down how to teach kids about money, from saving and budgeting to making smart financial decisions early on. You'll learn practical strategies for financial literacy for children, including: Simple ways to explain money to kids How to teach kids to save money and set goals Smart money habits that last a lifetime Real-world lessons for raising financially responsible kids Whether you're a parent, grandparent, or educator, these tips will help you set the foundation for your child's financial future. 1 - Financial Literacy Starts in the Home 2 - The Danger of On-line Shopping 3 - The Marshmello Experiment  on Delayed Gratification 4 - The Dilemma of the Four Quarters 5 - The Four Categories of Money Scripts 6 - The Disney Trip 7 - The Problem with Under-spending 8 - When Your Advisor Gets Stale 9 - Know Yourself: Your Kids are Like Columbo 10 - Allow Your Kids to Learn from Your Mistakes 11 - Money Books We Recommend Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP , w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=SvLHCd84WNw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Bad News is not New News" is here:  https://bit.ly/4lwwFtH -------- Our previous show, "Speculative Frenzy - Fading or Re-fueling?," can be viewed here: https://bit.ly/4mrXcJW -------- Articles mentioned in this report: "Five Ways to Raise Money-Smart Kids: Part One" https://realinvestmentadvice.com/resources/blog/five-ways-to-raise-money-smart-kids-part-one/ "Raising Money-Smart Kids: Part Two" https://realinvestmentadvice.com/resources/blog/raising-money-smart-kids-part-two/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneySmartKids #FinancialLiteracy #TeachKidsMoney #SmartMoneyHabits #KidsAndMoney #InvestingAdvice #Money #Investing

Why do smart people make dumb money decisions? Certified Financial Planner and financial journalist Hanna Horvath joins Chris on this episode of The Extreme Personal Finance Show to dive deep into the psychology behind our money behavior.From childhood money beliefs to doom spending and Gen Z's financial nihilism, Hanna breaks down how our unconscious money scripts shape everything—from how we budget to why we avoid checking our bank account.Learn how to identify your earliest money memories, rewrite harmful scripts, and build a spending plan based on your values—not someone else's version of success. Whether you're Gen X, Millennial, or Gen Z, this episode will help you make peace with your financial story and start building the life you actually want.Topics Covered:What are money scripts and how do they form?How childhood experiences affect adult financial behaviorGen Z's belief that they'll never retire—and why it mattersDoom spending, money anxiety, and scarcity mindsetsHow to align spending with personal valuesBreaking free from avoidance and shame around moneyBuilding guardrails and setting realistic goalsContact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyConnect with Hannahttps://www.hannahorvath.comHanna's Newsletter on Substackhttps://yourbrainonmoney.substack.comHann's Instagramhttps://www.instagram.com/yourbrain_onmoneyResources and Links:Do you Need to Make a $500k Salary To Be Successful?https://podcasts.apple.com/us/podcast/extreme-personal-finance-show/id1537001709?i=1000678659319

Can the AI boom sustain current valuations, or is a reckoning coming? Lance Roberts examines how AI and Big Tech investing trends are shaping portfolios, whether rising interest rates will derail Tech stock market outlook, and the growing risks of regulation impact on Big Tech from Washington to Brussels. Markets are still flirting with all-time highs. Lance shares the latest Roberts Family Saga, and his Coldplay strategy. Is investor exuberance getting out of hand? Options expiring within 24-hours are at an all-time high: This is not hedging, this is pure betting. Lance discusses anticipated spending for AI, and identifies associated debt as productive (think, Hoover Dam) vs non-productive (entitlements), which is dis-inflationary. Buuy backs are a poor (non-productive) use of capital. * NOTE: The Real Investment Show will be 100% digital starting Monday, August 4, 2025. Please be sure you're SUBSCRIBED here to catch each episode! SEG-1: Mega-cap Earnings Preview SEG-2a: Another Roberts Family Saga & Coldplay SEG-2b: Market Exuberance is Getting Out of Hand SEG-3a: Paramount & Colbert Kill The Late Show SEG-3b: No Concerns for Market Correction...yet SEG-4: Productive Debt vs Stock Buy Backs Hosted by RIA Advisors RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=dnE_SxbFc0c&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Magnificent Seven Are Mediocre" https://realinvestmentadvice.com/resources/blog/the-magnificent-seven-are-mediocre/ ------- The latest installment of our new feature, Before the Bell, "Prepare Now for Correction," is here: https://youtu.be/VDnRZFc0Hpw ------- Our previous show is here: "Money Scripts & Credit Scores," https://www.youtube.com/watch?v=XaEHi-fSbuQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Articles mentioned in this report: "Retail Speculation Is Back With A Vengeance" https://realinvestmentadvice.com/resources/blog/retail-speculation-is-back-with-a-vengeance/ "Company Buybacks Are Surging" https://realinvestmentadvice.com/resources/blog/company-buybacks-are-surging/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketCorrection #MovingAverages #GravitationalPull #RiskManagement #PortfolioRisk #PortfolioManagement #BigTech #TechStocks #ArtificialIntelligence #FAANG #InvestingAdvice #Money #Investing

Richard Rosso & Matt Doyle host Rich's last live Radio-episode* and reveal the reason for Matt's recent absence from the show. Airport Security parameters; strong start to Earnings Season; references to '80's TV sit-coms; market futures, Lance's charts, the ultimate Death Cross; Richard previews Saturday's (7/19) Candid Coffee, and the genesis of the partnership with Lance Roberts; understanding Money Scripts; Netflix & streaming services; Gen-Z and Social Media. Rich and Matt discuss the possibilities of Mrs. Roberts' bakery/coffee shop; Retail Sales report analysis: People are still spending. The Paradox of Thrift, Fed meetings and a brief history of the Federal Reserve Banking System. Rich reviews American Express' report, debt to income ratios and Money Scripts (Brad Klontz); how childhood location bears on credit scores in later life. * NOTE: The Real Investment Show will be 100% digital starting Monday, August 4. Please be sure you're SUBSCRIBED here to catch each episode! SEG-1: Matt's Back (and leg) & some market commentary SEG-2a: Candid Coffee Preview SEG-2b: Money Scripts & Financial Success SEG-3a: Mrs. Roberts' Coffee Shop & Retail Spending SEG-3b: Retail Sales Summary SEG-4: AmEx reports, Money Scripts, & Managing Money Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=XaEHi-fSbuQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Magnificent Seven Are Mediocre" https://realinvestmentadvice.com/resources/blog/the-magnificent-seven-are-mediocre/ ------- The latest installment of our new feature, Before the Bell, "Prepare Now for Correction," is here: https://youtu.be/VDnRZFc0Hpw ------- Our previous show is here: "The Magnificent 7 Are Mediocre," https://www.youtube.com/watch?v=dFXBBqri1lo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneyScripts #CreditScoreTips #FinancialMindset #CreditHealth #MoneyBehavior #EarningsSeason #RetailSales #Inflation #ParadoxOfThrift #InvestingAdvice #Money #Investing

Richard Rosso & Matt Doyle host Rich's last live Radio-episode* and reveal the reason for Matt's recent absence from the show. Airport Security parameters; strong start to Earnings Season; references to '80's TV sit-coms; market futures, Lance's charts, the ultimate Death Cross; Richard previews Saturday's (7/19) Candid Coffee, and the genesis of the partnership with Lance Roberts; understanding Money Scripts; Netflix & streaming services; Gen-Z and Social Media. Rich and Matt discuss the possibilities of Mrs. Roberts' bakery/coffee shop; Retail Sales report analysis: People are still spending. The Paradox of Thrift, Fed meetings and a brief history of the Federal Reserve Banking System. Rich reviews American Express' report, debt to income ratios and Money Scripts (Brad Klontz); how childhood location bears on credit scores in later life.   * NOTE: The Real Investment Show will be 100% digital starting Monday, August 4. Please be sure you're SUBSCRIBED here to catch each episode!  SEG-1: Matt's Back (and leg) & some market commentary SEG-2a: Candid Coffee Preview SEG-2b: Money Scripts & Financial Success SEG-3a: Mrs. Roberts' Coffee Shop & Retail Spending SEG-3b: Retail Sales Summary SEG-4: AmEx reports, Money Scripts, & Managing Money   Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP  Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=XaEHi-fSbuQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Magnificent Seven Are Mediocre" https://realinvestmentadvice.com/resources/blog/the-magnificent-seven-are-mediocre/ ------- The latest installment of our new feature, Before the Bell, "Prepare Now for Correction," is here:  https://youtu.be/VDnRZFc0Hpw ------- Our previous show is here: "The Magnificent 7 Are Mediocre," https://www.youtube.com/watch?v=dFXBBqri1lo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneyScripts #CreditScoreTips #FinancialMindset #CreditHealth #MoneyBehavior #EarningsSeason #RetailSales #Inflation #ParadoxOfThrift  #InvestingAdvice #Money #Investing

This 15-minute meditation guides you through a gentle, reflective process of exploring and understanding the inner parts of yourself that hold various money scripts. By inviting these parts to unblend and share their perspectives, you can connect with them from a place of curiosity and compassion. The meditation helps you uncover the origins, hopes, and fears behind these beliefs while fostering greater Self-energy and clarity. It concludes by encouraging gratitude for all parts and reflection on the experience, offering a mindful way to address financial behaviors and beliefs.A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Most couples would rather talk about their sex life with a friend than money! What would it look like if we both felt good about money? Today we talk about how to get started with dreaming together and how to discover how to create a shared vision and discussing what kind of money stories do you want to write together as a couple Jamie's 3 main take-aways: You and your spouse have to talk about money, understand where they're coming from, and their money scripts Your priorities will be different; find a way to get to a shared vision Whatever system you choose, shared goals and a shared vision are MOST important Spencer's main lessons: Discover how money can be a source of collaboration between you and your partner Connect with your partner and use the medium of money to do that Money doesn't have to be a source of stress or strain Other topics we discussed: Communication Dreaming conversations (visionary dreams, not costs at first) Be curious about why your spouse may have negative mindsets about money "I wonder what it would look like if we had a talk about money this week" Working each person's priorities into your budget with whatever system you choose Starting the meeting with appreciation for each other "A budget is a tactical solution to a psychological problem" - Ramit Sethi "A budget's not going to save you, but learning how to connect over money just might!" - Ramit Sethi  Housing, transportation, and food are often the 3 biggest areas military couples often overspend in Links: Money for Couples by Ramit Sethi The Money for Couples podcast Ramit's 10 Money Rules, episode 108 of our podcast Ramit flow chart @militarymoneymanual on instagram YNAB (military discount) Justin Peter's FI Minded podcast Money Scripts podcast episode #82 with Daniel Kopp For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Welcome to this week's episode of The Power Lounge. In today's conversation, Amy Vaughan engages with Khara Croswaite Brindle, a financial therapist transforming our understanding of money through the lens of the Enneagram. Khara brings her expertise in psychology and finance to uncover how our personality types shape our financial habits. Throughout the discussion, Khara shares strategies for moving from scarcity to abundance, explores the impact of financial trauma, and offers actionable insights for anyone aiming to enhance their financial mindset. Whether you're well-versed in the Enneagram or exploring it for the first time, this episode provides valuable perspectives to help you rethink and manage your finances effectively.Khara Croswaite Brindle, MA, LPC, ACS, CFT, is a licensed mental health and financial therapist based in Colorado. As a TEDx Speaker, author, and consultant, Khara specializes in assisting therapists and financial professionals in transforming challenges into opportunities through her consultations, courses, and supervision. Originally from the Pacific Northwest, she draws inspiration from outdoor walks and time spent near water. Outside of her professional endeavors, Khara enjoys spending quality time with her daughter, reading, and savoring gluten-free desserts with her family.Chapters:00:00 - Introductuion02:20 - Revolutionizing Financial Mindsets05:38 - "Exploring Financial Therapy Benefits"06:42 - Financial Therapy: Merging Money and Mental Health09:50 - Enneagram Nines' Financial Growth12:30 - Understanding Enneagram for Better Relationships18:27 - Money Scripts and Avoidance Beliefs22:08 - Enneagram's Impact on Behavior Patterns24:38 - Noble Poverty and Wealth Perception26:46 - Balancing Workplace Help and Boundaries30:55 - Stay Steady with Healthy Distractions32:15 - Mind-Body Connection in Therapy36:28 - "Overcoming Avoidance: Microdosing Exposure"41:21 - Choosing a Financial Therapist44:36 - Therapists: Creative Achievers and Money Views47:51 - Encouraging Self-Spending Conflict50:09 - "Aligning Spending with Joy"52:21 - Defining "Enough" for Entrepreneurs55:09 - "Disha Dyer: From College to White House"56:20 - OutroQuotes:"Align with your Enneagram type to shift from scarcity to abundance."- Khara Croswaite Brindle"Use your Enneagram type to transform your relationship with money."- Amy VaughanKey Takeaways:Introduction to EnneagramDebunking Financial TherapyUnique Money ScriptsRelational DynamicsCombat Noble PovertyFinancial Harmony and JoyEmbrace Financial TherapyCall to Action:Interested in exploring more about financial therapy or connecting with certified financial therapists, visit the Financial Therapy Association website and check out their directory athttps://financialtherapyassociation.org .Discover more about your Enneagram type, visithttps://www.truity.com or thehttps://www.enneagraminstitute.com for assessments.Connect with Khara Croswaite BrindleLinkedIn: https://www.linkedin.com/in/kharacroswaite/Website:https://croswaitecounselingpllc.com/Connect with the host Amy Vaughan:LinkedIn: http://linkedin.com/in/amypvaughanPodcast: https://www.togetherindigital.com/podcast/Learn more about Together Digital and consider joining the movement by visSupport the show

Uncover your hidden money scripts and reprogram your mind for abundance in this episode of The Prosperity Podcast! Hosts explore tackling the scarcity mindset, emphasizing the power of resilience and simple shifts. Plus, learn about the inspirational children's book, “The Boy, The Mole, The Fox, and The Horse.” Tune in for practical strategies and insights that promise to transform your financial journey. Join us for wisdom that spans generations! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/   https://www.youtube.com/@KimDHButler https://www.amazon.com/Boy-Mole-Fox-Horse/dp/0062976583     Show Notes Busting the scarcity mindset. Generational scarcity mindset. Importance of teaching children prosperity. Family bonding through audio books. Recommended activities for resilience. Gratitude as an antidote to monotony. Upcoming book on scarcity mindset. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Don't miss this rare chance !!! > My signature income generating 5-week Live Coaching Program Selling with Soul™ Details + Join HERE. This is the only time I will be running this all year.   Subscribe to Tiffany's FREE Abundance Email Community here > The Secret Posse   Are you hitting income plateaus despite your best efforts? If you feel like you're constantly working harder but seeing the same financial results, the real issue might not be your strategy—it's your self-image. In this episode, we dive deep into how your subconscious beliefs about money shape your financial reality, and why you can't out-earn your own self-worth.   Your financial thermostat is set by your inner beliefs, and until you shift your identity, no amount of effort or hustle will break past your income limits. If you want to make more money without working harder, it's time to rewire the beliefs that are keeping you stuck.    What You'll Learn in This Episode:   - Why your self-image controls your wealth:  How your inner beliefs about money are the real reason you keep hitting financial ceilings.    - The Upper Limit Problem: Why self-sabotage shows up when you hit new income levels and how to break through it.    - The Money Scripts running in the background: How unconscious money scripts like “I'm bad with money” or “More money will solve all my problems” are limiting your success.    - Rewiring your money identity: Practical steps to shift your financial self-image and start attracting wealth.    Why This Episode Matters:    Your financial success isn't just about what you do—it's about who you believe you are when it comes to money. If you're tired of feeling like you're stuck, overworked, and underpaid, this episode will show you how to break free by shifting your money identity. Connect with Tiff:  Tiffany on Instagram @projectme_with_tiffany   Tiffany on TikTok @projectme_with_tiffany  Tiffany on YouTube: ProjectME TV 

How to teach your military kids about healthy and positive money habits, set expectations for college, use the GI Bill, and leverage 529s and other investment accounts for your military family. With today's guest, Daniel Kopp, we discussed: Teaching kids spending, saving, and giving buckets Teach, demo, supervise with your kids Give them chances to fail Wants vs. needs & delayed gratification Don't make money a big secret- talk about it Evolving the lessons you teach your kids as they age 529s, UTMAs, taxable brokerage accounts, and life insurance Tax efficient gifting strategies FAFSA for military families VA chapter 35 Prepaid college  The "College Pre-Approval Process" How to avoid overpaying for college Links we mentioned: Money Scripts episode w/ Daniel Kopp (episode # 82) Cybersecurity 101 podcast episode (#157) Military Financial Advisors Assocation (MFAA) FDIC's Money Smart Catalog CFPB's Money As You Grow program NCUA Games U.S. Mint free games and activities for children Military to Financial Planner podcast Wise Stewardship Financial Planning Daniel Kopp is a fee-only, fiduciary financial planner and founder of Wise Stewardship Financial Planning where he helps young widows and widowers as well as servicemembers get their financial lives in order by aligning their money with their values. He is also an Air Force veteran after almost 9 years as an officer on active duty during which he served as an Air Battle Manager participating in combat deployments and training opportunities all across the world. Outside of his official military commitments, Daniel has always had a passion to help servicemembers and their families master their finances where he served as a volunteer financial counselor during most of his time on active duty. Books mentioned in this episode: Raising your Money-Savvy Family for Next Generation Financial Independence by Carol Pittner and Doug Nordman How to Pay for College by Ann Garcia The Missing Billionaires by Victor Haghani & James White The Price You Pay for College by Ron Lieber The Opposite of Spoiled by Ron Lieber Smart Money Smart Kids by Dave Ramsey and Rachel Cruze Four Money Bears by Mac Gardner For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Are your deeply ingrained beliefs sabotaging your trading results? In this week's episode, Chaz Horn reveals the unconscious scripts that silently undermine your results and shares powerful strategies to rewrite them. Cultivate resilience, master your mindset, and turn past setbacks into stepping stones for your trading journey. Don't miss these game-changing insights.Know someone who would love Talking Trading?Show a friend how to register on www.talkingtrading.com.au so they can share in your passion for the markets.Trade confidently. Louise Bedford is a best-selling author and founder of www.tradinggame.com.au and www.talkingtrading.com.au.FacebookYouTube TwitterLinkedIn

Why This Episode Is a Must-Watch Money isn't just numbers; it's deeply emotional. Hosted by Andy Wang, this episode of Inspired Money explores the psychology behind financial decisions. We often believe we're making logical choices, but the truth is, biases, emotions, and subconscious beliefs steer our financial behavior more than we think. Understanding these elements can transform not just our financial outcomes, but our entire approach to wealth. Meet the Expert Panelists Saundra Davis MSFP, APFC®, FBS® is a US Navy veteran, financial coach, educator, and consultant, nationally recognized for her expertise in financial coaching, financial therapy, and addressing the racial wealth gap. She is the founder of Sage Financial Solutions (a training organization) and serves as the Director of Financial Planning Programs at Golden Gate University, where she develops and facilitates financial capability programs and coaching certifications to promote equitable access to high-quality financial guidance for all. Martha Menard, PhD is a behavioral scientist, financial coach, and researcher with a background in clinical psychology and behavioral medicine. As A Principal Consultant at Cascadia Financial Health and an adjunct professor at Golden Gate University, she helps people to build healthier relationships with money through coaching, education, and evidence-based financial strategies. Mariko Gordon, CFA, CFP® is CEO of Uzume LLC, where she provides financial planning and consulting services to individuals and families. She previously founded and built Daruma Capital Management into a $2.5 billion firm with a distinctive, non-traditional approach to investing. With over 30 years of experience as a small-cap stock picker, she now helps clients navigate personal finance, entrepreneurship, and life transitions, drawing from her deep expertise in business, investing, and her multicultural heritage. Key Highlights: 1. The Impact of Cognitive Biases Martha Menard discusses how stress and emotional states can lead to irrational financial decisions. She explains how automatic saving mechanisms like 401(k) plans can help manage cognitive overload. 2. Money Scripts and Financial Behavior Saundra Davis shares her personal journey, highlighting how childhood financial instability shaped her adult money scripts. She emphasizes the importance of awareness and compassion in reshaping these scripts. 3. Interplay of Emotions in Financial Decision Mariko Gordon speaks about the essential role of emotions and body wisdom in investment decisions. She draws parallels between money habits and food consumption, underscoring the complexity of personal biases. Call-to-Action Your Challenge This Week: Take one step toward improving your relationship with money. Here's how: Spend five minutes writing down your biggest financial fear or belief. Where do you think it comes from? Is it serving you, or holding you back? Awareness is the first step toward change. Let me know in the comments or send me a message—what did you discover? Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Have you ever considered how your financial mindset might impact your entrepreneurial journey? In this episode of the Angel Next Door Podcast, Marcia Dawood recaps insightful conversations with guests, exploring the profound connections between money, leadership, and impact investing, and how these factors influence entrepreneurship.Marcia highlights Sally Boulter's discussion on donor advised funds (DAFs) as a means for accessible impact investing. She also revisits her conversation with Wendy Ryan, who shares her Learn Lead Lift framework, promoting leadership through clarity and collaboration and advocating for investment in diverse founders. Lastly, Marcia reflects on her dialogue with Cammie and Sandi from the Money Tales podcast, who emphasize reshaping our money beliefs.In case you missed any of this great content, you can get a recap here and also go back and listen to the full episodes: https://pod.link/1586445642 Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Our financial choices aren't just about dollars and cents—they're shaped by the stories we believe about money, called money scripts. In this video, Rick Kahler explores how these scripts, passed down through generations, influence everything from saving to spending. Joined by Enneagram expert Joan Ryan, the conversation delves into how personality types add a fascinating layer to our financial habits. Whether you're a Type Three overspending to impress or a Type Nine avoiding budgets to keep the peace, understanding these patterns is key to rewriting your financial story. Awareness is the first step to lasting change!A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Money doesn't have to cause stress. It doesn't have to be complex. It doesn't have to require a lot of time to build wealth. Learn how to simply your: Budget Bills Investment Tracking Links: Money for Couples podcast w/ Ramit Sethi LADS Philosophy, episode #158 Money Scripts episode #82 w/ Daniel Kopp YNAB app  Monarch money For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.  

Lou Diamond sits down with the multifaceted Adrian Brambila, whose journey from a professional dancer for T-Pain to a multimillionaire entrepreneur living a minimalistic van life is nothing short of inspiring. Adrian shares his fascinating journey, which started with teaching dance online, focusing on the robot dance, and eventually led to a fully-fledged online business that allowed him to leave his conventional 9-to-5 job. Emphasizing the true meaning of wealth as owning one's time, Adrian challenges the norms of luxurious living associated with success. He reveals personal anecdotes of living in a van with his wife during the pandemic and exploring various online money-making ventures. Listeners will hear about Adrian's authorship journey, with his latest book "Start Thinking Rich," aimed at inspiring financial freedom among readers. Adrian discusses the contrast between short-form content creation versus the depth of book writing, and how his experiences have shaped his outlook on value creation over hard work. With personal stories and a heartwarming narrative about the deeper impact of content, this episode is guaranteed to leave listeners inspired to rethink their approach to both money and life. Follow Us:

Jesse kicks today's show off with a monologue on the importance of having the right temperament for investing - it's not really about intelligence at all. Emotional stability and disciplined decision making outweigh expertise and intelligence when investing. The Dunning-Kruger effect and the paradox of choice are also highlighted, emphasizing the need to prioritize action over perfection in personal finance. For the second half of the show, Dr. Brad Klontz, Co-Founder of the Financial Psychology Institute and author of Start Thinking Rich, joins to discuss “money scripts”, which are subconscious beliefs about money inherited from previous generations, our society, or other people we're surrounded by. Throughout the conversation, the duo dispels myths about wealth, and makes a distinction between being “poor” (a limiting mindset) and being “broke” (a temporary financial state). The conversation gets deep into the stories we tell ourselves, how we present money, and how to adopt an internal locus of control and make lifestyle changes.  This episode is a must listen for anyone wanting to explore their own “money scripts” and rethink the way they talk to themselves - and others - about money. Key Takeaways:• How the Dunning-Kruger effect is affecting your investing decisions. • The difference between a satisficer and a maximizer - and why you may want to be the former. • What is a “money script”? And how can you change yours? • The patterns you may have inherited from even your great grandparents. • Consider how you rank on the following four patterns: avoidance, worship, vigilance, and status. • Research backed psychological insights about your relationship with money. Key Timestamps: (00:00) Understanding the Dunning-Kruger Effect (02:58) Insider vs. Outsider Perspectives in Sports and Investing (05:41) The Importance of Temperament in Investing (10:13) The Paradox of Choice and Financial Decision Making (18:07) Interview with Dr. Brad Klontz: Money Scripts and Financial Psychology (28:44) Understanding Money Scripts (30:42) Personal Reflections on Economic Backgrounds (33:33) Introducing the New Book: Start Thinking Rich (35:19) Harsh Truths About Wealth and Mindset (42:15) The Power of Locus of Control Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, Brad Klontz, Start Thinking Rich, money scripts, financial psychology, limiting mindset, mindset growth, money myths, workaholic, workaholism, unhealthy patterns Mentions:Website: https://www.bradklontz.com/ LinkedIn: https://www.linkedin.com/in/drbradklontz/  Mentions: On Amazon: Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom Great Investors' Little Secret:  https://bestinterest.blog/great-investors-little-secret/ How “Analysis Paralysis” Can Sabotage Our Finances: https://bestinterest.blog/opportunity-paranoia-analysis-paralysis/ More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Yohance Harrison, the founder of Money Script Wealth Management, joins T.J. van Gerven in this episode of "Do More With Your Money." Yohance shares his journey from financial hardship to becoming a chartered retirement planning counselor and behavioral financial advisor. The discussion delves into the importance of financial literacy, the concept of "money scripts," and how personal beliefs shape financial behaviors. Yohance emphasizes the distinction between self-worth and net worth, the role of political climates in financial planning, and the necessity of focusing on controllable factors. Practical advice on debt management, budgeting, and creating a financial plan is also provided.

In this eye-opening episode, I sit down with financial psychologist Dr. Brad Klontz to break down why we keep making the same money mistakes and how we can flip the script (literally) to start building real wealth. We talk about those money habits passed down from our parents and grandparents, and how we can finally unhook ourselves from that financial baggage. Plus, Dr. Brad drops some truth bombs about the lies we believe on social media and how they're keeping us broke.**Notable Moments:**- [4:12] – Allison shares her fraught relationship with money and why she avoids it like the plague.- [12:08] – Dr. Brad explains the four types of money scripts and how they run our financial lives.- [25:45] – What wealthy people *really* spend their money on (Hint: It's not fancy watches).- [34:20] – Social media lies that keep us broke and why “stealth wealth” is the way.- [45:36] – Allison talks about unlearning the productivity = self-worth lie we've all been sold.**Resources Mentioned:**- Dr. Brad Klontz's book, *Start Thinking Rich* – Available for pre-order [here].- Take Dr. Brad's Money Script Quiz [here]- Join my weekly *Reinvention Roadmap* newsletter at allisonhare.com/email- Ready to make big moves? Book a free strategy call with me at allisonhare.com/schedule**Connect:**Follow me on Instagram @allison__hare and let's keep the conversation going! Be sure to rate, review, and follow this podcast on your player and also, connect with me IRL for more goodness and life-changing stuff.Sign up for the free Reinvention Roadmap weekly emailAllisonHare.comFollow me on Instagram, LinkedIn, Facebook, and YouTube.Schedule a FREE breakthrough call with me Want to take these ideas and apply them to your life? Let's do it!DOWNLOAD the free PDF - 40 Simple Ways to Add Energy To Your Day- get a quick burst of energy right now and KEEP IT!Reb3l Dance Fitness - Try it at home! Free month with this link.Personal Brand - need help building yours? Schedule a call with me here and let's discuss.Feedback and Contact:: allison@allisonhare.com

In this episode of the Inspired Money Live Stream Podcast, host Andy Wang and a panel of financial experts tackle how psychological and emotional factors shape our spending habits. With insights from Dr. Judith Wright, Dr. Bob Wright, Dr. Megan McCoy, and Maggie Klokkenga, this episode breaks down the key influences behind financial decisions and offers strategies to develop healthier spending practices. Understanding the Psychology of Spending Our financial choices are driven by more than just needs; psychological triggers and emotional factors play a significant role. In The Psychology of Spending, we focus on how subconscious behaviors impact our spending and offer practical solutions to manage these impulses.

In this episode of the Two Piers Podcast, host Erica D'Eramo is joined by Brandon Clark, a seasoned financial planner and former public accountant, to explore the intricate relationship between financial planning and mindset. With a background that spans roles at both a Big Four firm and small businesses, Brandon shares his journey from the world of accounting to finding his true passion in financial planning. Throughout the conversation, Brandon and Erica dive deep into the psychology of money, discussing how beliefs, trauma, and cultural narratives shape financial decisions. They also highlight the importance of financial coaching, particularly for marginalized communities, and offer practical advice on overcoming limiting beliefs around money and work. Whether you're seeking to achieve financial freedom or simply want to better understand your money mindset, this episode offers valuable insights and actionable tips.To find out more about Brandon's leadership and mindset coaching practice, check out Reexamine Wealth. You can find information about his Financial Advisory services at Toler Financial Group. During this episode, Brandon provides several prompts for you to reflect on as you grow your understanding of your own relationship with money. We're including those here for easy reference:Prompts:What mistakes have you made with money? What mistakes did your caregivers make with money? What warnings do you remember your caregivers saying about money? What were the conversations or memories from your childhood around work?What's your first memory of money? What's your most vivid memory of something that money buys?What would you do with the proceeds if you won the lottery?He also mentions a resource called Money Scripts. You can find more information on their website. Lastly, we want to be sure to include the proper disclosures for this episode:Toler Financial Group and Cambridge Investment Research do not provide tax or legal advice.Any discussion of markets and economic factors are general information only, and no claim is made regarding future performance or trends.Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, Member FINRA/SIPC.  Advisory Services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Toler Financial Group and Cambridge are not affiliated.

Welcome back to our much-anticipated June 2024 edition of “Retirement Planning Headlines,” where we save you the hassle of combing through endless financial articles. Sometimes even our listeners chime in with topics for our deep-dive discussions. https://youtu.be/v182Ah4aRPA Articles Discussed in this Episode Lessons From Another ‘Faux-tirement' Christine Benz on using her sabbatical six weeks to see what retirement might be like The Money Habits I Learned From My Parents—for Better or Worse Learning by watching Unlearning some lessons "Money Scripts" - Klontz Quiet Compounding Stories of a country bumpkin with no education and a low-wage job to save tens of millions Their entire financial universe was contained to the walls of their home, which allowed them to play their own game and be guided by nothing other than their own goals. That was their superpower. It was their only financial skill, but it's the most powerful one of all. People become so nervous about what other people think of their lifestyle and investing decisions that they end up doing two things: Performing for others and copying a strategy that might work for someone else but isn't right for you. Two ways to use money. Tool to live a better life The yardstick of success is to measure yourself against other people What does quit compounding mean? Emphasis on internal vs. external benchmarks Acceptance of how different people are, and a realization that what works for me might not work for you and vice versa A focus on independence over social dunking Focus on long-term endurance over short-term comparison Don't Be a Victim: Financial Abuse of Seniors - How to Spot Scams & Protect Yourself From Sandy Adams, whom we know from Michigan FPA Good guidelines for seniors A Bucket List for Our Retirement? No Thanks I Would rather revisit places I have already been and reconnect with people I knew long ago Will You Need Permission to Spend in Retirement? Consider an annuity Research from David Blanchett and Michael Finke suggests that retirees who hold a higher percentage of their wealth in guaranteed income spend more than retirees whose wealth consists of non annuitized assets Tilt portfolio toward current income production Tie portfolio withdrawals to portfolio performance Plan for spending to trend down Ask an Advisor to Dole it Out Tightwads and spendthrifts: An interdisciplinary review Everyone experiences the pain of paying People who don't experience enough pain- Spendthrifts People who experience too much pain - tightwads Neither are happy with how they handle money Here's the deflation breakdown for June 2024 — in one chart Conclusion Have you come across any articles you have questions about or would like to hear us discuss? Send them our way at info@srbadvisors.com Remember to subscribe and follow our podcast for monthly updates packed with practical advice to guide you through your financial future with clarity and confidence. Stay tuned and stay informed!  

In this episode, we discuss the concept of money scripts and how these unconscious financial beliefs drive our financial decisions. We also discuss why money scripts are often the key to unraveling a couple's financial differences and how to go about addressing money scripts in your marriage. To get access to the money script assessment mentioned in the episode, email bill@pacesetterplanning.com To schedule a free breakthrough session with me, visit ⁠⁠https://pacesetterplanning.com/contact⁠⁠

Select Series: In this special Select episode, we'll delve into "Understanding Your Inherited Financial Psychology" with Michelle Arpin Begina. Originally aired as Episode 69 of Guts, Grit & Great Business® on June 15, 2021, it's a conversation that remains as relevant and insightful as ever. Whether you're tuning in for the first time or revisiting it as a longtime listener, we're thrilled to have you with us. With Michelle Arpin Begina, a financial advisor, a Certified Financial Planner (CFP®), and a Certified Investment Management Analyst (CIMA®). Michelle is also an author and speaker, and launched her own business, MichelleAB, which is dedicated to empowering professional women to step into financial freedom so that they can enjoy their wealth and make their boldest, most inspired decisions from a place of confidence. Join us for this fabulous conversation where Michelle's shares about her earliest memories from childhood related to money, and how her own money story was shaped. She shares her parents' feast or famine patterns with money, and how through their communication (including TMI at times) and behaviors, they taught her different lessons about money. You'll hear Michelle discuss the difference between things that are private versus things that are secret, and how secrets harm, including in our financial lives. Michelle also shares about how parents can talk in healthy, helpful, and age-appropriate ways about money and finances with their children, what the meaning of wealth is, and about contextual self-control which illuminates how our motivations show up differently, in different areas of life. Michelle has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom. To support her clients on their unique wealth journeys, Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising. She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. Michelle lives in Wyckoff, NJ with her husband, Mike and sons, Alex and Nick. She is an avid photographer – her sons are her favorite subject! Learn more by visiting the show notes at www.legalwebsitewarrior.com/podcast/michelle-arpin

“Money can feel like this thing that we just can't touch because it causes too much distress. I like to point out how their thinking might be causing some of those distressful feelings.”What if reframing your beliefs about money could transform your relationships and well-being? Our host Ed Coambs chats with fellow Financial Therapist Jennifer Calder. From her early career in international development to her vital work in domestic violence support, Jennifer's journey is a testament to the power of addressing money-related stress in therapy. She uncovers how financial intimacy can be a cornerstone of healthier relationships and shares personal anecdotes from her childhood in a wealthy community that reveal how financial issues can touch anyone, regardless of economic status.Money, shame, and empowerment are deeply connected. Jennifer provides actionable strategies to reduce money-related shame by understanding the psychological underpinnings of financial decisions. She also discusses common money scripts, especially among those in helping professions, and how these scripts influence attitudes toward wealth and self-worth.Ed and Jennifer reveal the intricate skills therapists use, such as active listening and pacing, to foster effective financial communication. They examine how cultural and religious beliefs shape our financial behaviors and the impact of family dynamics on money conversations. Jennifer emphasizes the critical role of self-awareness for both clients and financial professionals in creating meaningful financial plans. All this and much more in this episode of Healthy Love and Money!Key Topics:Jennifer's Professional Journey (01:57)Money Shame, Financial Therapy, and How it Helps People Make Better Decisions (09:17)Pacing, Silence, and Feedback in Therapy Sessions and the Impact on Client Outcomes (19:43)Money Scripts, Genograms, and Their Impact on Financial Planning and Therapy (34:53)Money Mindset and its Impact on Financial Well-being (41:45)Resources:MoneyMindsetConsulting.comConnect With Healthy Love and Money: Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™. Learn about your money and attachment style with this short Attachment Style Quiz. Buy the Double Award Winning Book: The Healthy Love and Money Way. Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Financial discipleship is essential to helping people develop a Biblical view of money and possessions. Many programs, such as small group studies and video-taught classes, will provide the knowledge and wisdom necessary for people to mature as stewards of God's resources. But, sometimes, the financial strain is more difficult and requires a one-on-one approach. This episode of Stewardship Leader is the second of three, focusing on financial coaching as a discipleship ministry. We are joined by Courtney Markley, a financial coach and advocate for building a trained network of financial coaches to serve God's people in every church and beyond with a Biblical view of money.Contact Courtney - courtney@markleycoachinggroup.comCourtney's Website - https://www.markleycoachinggroup.com/CSN Membership - https://membership.christianstewardshipnetwork.com/

Our behavior related to money is driven by many factors. One factor can be our unconscious beliefs about money. These beliefs are called "money scripts," and they can significantly influence our habits and results with money.

Welcome to the  Women's Wellness Series! This week's episode starts things off strong.Please welcome my new friend, financial queen, Emilie Dayan Hill. Emilie is a high net worth money manager here in Atlanta, GA. With her experience in the financial industry, Emilie created Finance That Feels. In its current state, Finance That Feels is a monthly publication on Substack that's about making money more meaningful in our lives. More specifically, Emilie believes in Financial Wellness, and wants women everywhere to feel empowered with their money. In today's episode, we're talking about: What is Financial Success versus Financial Wellness?Finance Industry - why does it feel like women aren't invited? Here's a hint, statistically speaking, we're not. Emilie breaks that down more and explains how the industry tends to serve men. Money Wellness practices - monthly check-in; how that can break down intimidation towards taking control of your finances.Growth mindset versus a scarcity mindset - how can you foster a healthy growth mindset when it comes to your finances. Money Scripts - Money personalities we've adapted from our past and how we were raised; Emilie breaks down  the four different scripts, what they mean, and how we can work on our own.How to cultivate Financial Wellness and find "enough."Check out Emilie's website, https://emiliedayanhill.com/. Don't miss out on Emilie's monthly Substack, Finance That Feels! You can subscribe here. You can keep up with Emilie on the daily by following her on Instagram @EmilieDayanHill.**Please note that today's episode is for educational purposes only and does not constitute investment or any type of financial advice. The opinions expressed are Emilie's and hers alone.**Connect with me:@in.betweenpod on Instagram@elizabethcheney_ on Instagram@theinbetweenpodcast on TikTokThe In-Between Podcast on YouTube

(12/1/23) The next James Bond movie should be called, "Convexity," starring Michael Lebowitz; looking at the Climate Summit: What's on Bill Gates' agenda? ESG is a farce; it's all about big business; eating bugs and drinking beetle juice. How to execute Thematic Investing; what are the rules needed to manage? The Magazine of Wall Street: How times have changed. Financial Ghosts-past: learning from your mistakes. Calculating your personal debt-to-income ratio, and our recommendations; the wisdom of waiting; wants vs needs. Careful of using online tools to calculate debt ratios (know the source!) "Standard Rules" vs reality. Home affordability and the trend toward smaller houses. Money Scripts & the $5 test: The Ratliff Safe (TM) SEG-1: Convexity & Climate Summits SEG-2: Thematic Investing & The Magazine of Wall Street SEG-3: Financial Ghosts: Learning from your mistakes SEG-4: Using Online Budgeting Tools & The Ratliff Safe Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=qHQ-vptVe1k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell, "Markets Need a Breather" is here: https://www.youtube.com/watch?v=ZMOtmA1IJ8w&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Doing the Bond Math Amid Fiscal Dysfunction" https://www.youtube.com/watch?v=sFql9LaclI0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles Mentioned in this Show: "Context And Facts Expose Bearish Bond Narratives" https://realinvestmentadvice.com/context-and-facts-expose-bearish-bond-narratives/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BondInvesting #ClimateSummit #ESG #ThematicInvesting #FinancialGhosts #DebtRatio #MoneyScripts #Markets #Money #Investing

(12/1/23) The next James Bond movie should be called, "Convexity," starring Michael Lebowitz; looking at the Climate Summit: What's on Bill Gates' agenda? ESG is a farce; it's all about big business; eating bugs and drinking beetle juice. How to execute Thematic Investing; what are the rules needed to manage? The Magazine of Wall Street: How times have changed. Financial Ghosts-past: learning from your mistakes. Calculating your personal debt-to-income ratio, and our recommendations; the wisdom of waiting; wants vs needs. Careful of using online tools to calculate debt ratios (know the source!) "Standard Rules" vs reality. Home affordability and the trend toward smaller houses. Money Scripts & the $5 test: The Ratliff Safe (TM) SEG-1: Convexity & Climate Summits SEG-2: Thematic Investing & The Magazine of Wall Street SEG-3: Financial Ghosts: Learning from your mistakes SEG-4: Using Online Budgeting Tools & The Ratliff Safe Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel:   https://www.youtube.com/watch?v=qHQ-vptVe1k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell, "Markets Need a Breather" is here: https://www.youtube.com/watch?v=ZMOtmA1IJ8w&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Doing the Bond Math Amid Fiscal Dysfunction" https://www.youtube.com/watch?v=sFql9LaclI0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles Mentioned in this Show: "Context And Facts Expose Bearish Bond Narratives" https://realinvestmentadvice.com/context-and-facts-expose-bearish-bond-narratives/ ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BondInvesting #ClimateSummit #ESG #ThematicInvesting #FinancialGhosts #DebtRatio #MoneyScripts #Markets #Money #Investing

Tune in to hear:- What is Amanda's story about her “$19k haircut” and how did it lead her down the path she's on today?- How did Amanda's parents react to her financial situation when she finally decided to disclose it? Did this transform their relationship much?- Amanda thinks that all financial problems should be approached with two premises in mind. What are these and how did she settle on them?- What are family money scripts and what four pillars of family money scripts does Amanda set forth?- Once someone has an awareness of their money script, where do they go next?- Has Amanda noticed any patterns, correlated with geography or occupation, in the way that people think about and behave in regard to money?https://amandaclayman.comOrion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. Compliance Code: 2258-OAS-8/15/2023Ad Compliance Code: 2120-OPS-8/2/2023Connect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with Orion

After a month spent in Taiwan and 6 months into parenthood Angie & Paul share their thoughts and take some deep dives into various other topics.

Tune in to hear:- What makes up Brendan's list of the 10 guiding principles of financial psychology?- Brendan says that “goals shift, but values persist.” What does he mean by this and how do we move from illuminating values to tying those back to specific goals?- Brendan recently interviewed a “question expert” on his own podcast. What was the biggest takeaway from their conversation and how can we craft better questions?- Brendan's third tenant is that “the more vivid your future, the more likely the behavior change.” How can we make our future selves more salient and vivid?- Reflective listening, where you hear your words spoken back to you, has a lot of benefits. How can advisors take advantage of this phenomenon without merely parroting back what their client's are expressing?- Why are discovery meeting recap emails so important and what should they look like?- How can advisors “move from being an advice giver to being a thinking partner?”- In an industry so focused on the present day and the future, why is looking back on the past so important? What impact might this have on individual investor behavior?- What does Brendan consider to be the most important skill in financial advice?https://www.wiredplanning.comhttps://podcasts.apple.com/us/podcast/the-human-side-of-moneyCompliance Code: 1112-OAS-4/19/2023

Do you know why you make the financial decisions you do? On today's Retire Sooner episode, associate professor of Practice and Financial Psychology at Creighton University and director of the Financial Psychology Institute®, Ted Klontz, joins Wes Moss to discuss our subconscious beliefs about money that control behavior. Klontz explains the importance and assessment of Money Scripts®, beliefs that are rooted in our childhood that ultimately shape our financial health. They go on to discuss the mindset around saving, the practice of exquisite listening, and the advantage of curiosity over judgment when it comes to your relationship with money. Learn more about your ad choices. Visit megaphone.fm/adchoices