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Order of Divine Service I, p. 136 Lutheran Worship Hymn “Let Us Ever Walk with Jesus” LW 381 Readings: Isaiah 25:6-9, 1 John 3:13-18, St. Luke 14:16-24 Hymn of the Day: “The Mouth of Fools Doth God Confess” (The Augustana Service Book and Hymnal #40, ELHB #277) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Your Table I Approach” LW 249, TLH 310 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “We Give You But Your Own” LW 405 “One Thing's Needful” LW 277 “Come Unto Me, Ye Weary” LW 345, TLH 276 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Trinity-Two-Cover-6-14-2026-Online.pdf https://vimeo.com/1199196688?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:146 Numbers 13), Grapes on a Pole from the Promised Land
Order of Divine Service I, p. 136 Lutheran Worship Hymn: “O Holy Spirit, Enter In” LW 160, TLH 235 Readings: Ezekiel 18:30-32, Romans 11:33-36, St. John 3:1-15 Athanasian Creed, p.39-40 Hymn of the Day: “We All Believe in One True God” (The Augustana Service Book and Hymnal #38, LW 212, TLH 252) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Holy God, We Praise Your Name” LW 171, TLH 250 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Glory Be to God the Father” LW 173, TLH 244 “Come, Holy Ghost, Our Soul's Inspire” LW 157 “From All That Dwell Below the Skies” LW 440 “Sent Forth by God's Blessing” LW 247 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Holy-Trinity-Sunday-Cover-5-31-2026-Online.pdf https://vimeo.com/1197132013?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:132 Numbers 1), The Census
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn of the Day: “Come, Holy Ghost, God and Lord” (The Augustana Service Book and Hymnal #37, LW 154, TLH 224) Readings: Isaiah 57:15-21, Acts 8:14-17, St. John 10:1-10 Hymn “I Am Trusting You, Lord Jesus” LW 408 Sermon –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Pentecost-Tuesday-Cover-2026.pdf https://vimeo.com/1195148683?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:107 Leviticus 1), God Speaks to Moses, Aaron and his Sons
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn “Come Holy Spirit, Come” TLH #225 Readings: Joel 2:28-32, Acts 2:1-13, St. John 14:23-31 Hymn of the Day: “Come, Holy Ghost, God and Lord” (The Augustana Service Book and Hymnal #37, LW 154, TLH 224) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Lord Jesus Christ, You Have Prepared” LW 246, TLH 306 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “The Church's One Foundation” LW 289 “Holy Spirit, Light Divine” LW 166, TLH 234 “You Will I Love, My Strength” LW 375 Closing Hymn “Come, Oh, Come, O Quickening Spirit” LW 165 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Pentecost-Cover-5-24-2026-Online-b.pdf https://vimeo.com/1195057969?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:100 Exodus 34), The New Tablets of Stone
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn “See, the Conqueror Mounts in Triumph” TLH 218 Readings: Isaiah 57:15, Acts 1:1-11, St. Mark 16:14-20 Hymn of the Day: “Dear Christians, One and All Rejoice” (The Augustana Service Book and Hymnal #35, LW 353, TLH 387) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Draw Us To You” LW 153, TLH 215 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “On Christ's Ascension I Now Build” LW 150, TLH 216 Closing Hymn: “Up Through Endless Ranks of Angels” LW 152 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Ascension-Day-Cover-5-14-2026-Online.pdf https://vimeo.com/1191921409?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:96 Exodus 31, 35:30-35), The Artisans: Bezaleel and Aholiab
Order of Matins, p. 7 The ASBH Psalter Hymn “Rise! To Arms! With Prayer Employ You” LW 303, TLH 444 Psalms: 67, 104, 47 Readings: James 5:16-20, St. Luke 11:5-13 St. John 17:1-11 Office Hymn “Our Father, Thou in Heaven Above” (The Augustana Service Book and Hymnal #34, LW 431, TLH 458) –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Rogation-Cover-Matins-May-11-to-13-2026.pdf https://vimeo.com/1191554947?share=copy&fl=sv&fe=ci
Order of Matins, p. 7 The ASBH Psalter Hymn “Prayer is the Soul's Sincere Desire” TLH 454 Psalms: 67, 104, 47 Readings: James 5:16-20, St. Luke 11:5-13 1 Peter 4:1-17 Office Hymn “Our Father, Thou in Heaven Above” (The Augustana Service Book and Hymnal #34, LW 431, TLH 458) Sermon –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Rogation-Cover-Matins-May-11-to-13-2026.pdf https://vimeo.com/1191182701?share=copy&fl=sv&fe=ci
Order of Matins, p. 7 The ASBH Psalter Hymn “Eternal Spirit of the Living Christ” LW 432 Psalms: 67, 104, 47 Readings: James 5:16-20, St. Luke 11:5-13 1 Peter 2:1-17 Office Hymn “Our Father, Thou in Heaven Above” (The Augustana Service Book and Hymnal #34, LW 431, TLH 458) Sermon –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Rogation-Cover-Matins-May-11-to-13-2026.pdf https://vimeo.com/1188826824?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:228 Judges 6), Gideon and men lapping water
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn “O Holy Spirit, Enter In” LW 160 Readings: Jeremiah 29:11-14, James 1:22-27, St. John 16:23-33 Hymn of the Day: “Our Father, Thou in Heaven Above” (The Augustana Service Book and Hymnal #34, LW 431, TLH 458) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “O Living Bread from Heaven” LW 244, TLH 316 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Hail Thee, Festival Day” LW 125 “One Thing's Needful” LW 277 “Our Father, Who from Heaven Above” LW 431 Closing Hymn: “We Give You But Your Own” LW 405 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Rogate-Cover-5-10-2026-Online.pdf Picture: Illustrated German Bible of 1483 (I:97 Exodus 32), The Golden Calf and Moses/Aaron with God
In this episode, we explore the story behind The Lutheran Hymnal (1941) and the remarkable collaboration that brought it into existence. Drawing on Elisabeth J. Urtel's recent dissertation, the conversation traces how the Missouri, Wisconsin, Norwegian, and Slovak synods of the Synodical Conference worked together to produce a shared English-language hymnal during a time of profound cultural change. The discussion examines how the shift from German and other immigrant languages to English shaped Lutheran identity in America, the theological and musical principles that guided the hymnal committee, and the challenges of translating and selecting hymns that would faithfully carry the Lutheran confession into a new cultural setting. Along the way, we ask how hymnody forms theology and devotion, how different Lutheran traditions negotiated their distinctive musical heritages, and how the publication of The Lutheran Hymnal helped foster a shared American identity among confessional Lutherans. The episode also reflects on the reception and lasting influence of TLH and what its history reveals about the relationship between tradition, language, and church life. 1941 Recording of a TLH model service (misleadingly described as just "Missouri Synod.")Many thanks to my wonderful supporters!NEW PODCAST: American Evangelicals - A History PodcastA thoughtful, deep dive into one of the most talked-about movements in American history.Support the showConfessional Languages ScholarshipThe Wauwatosa Diary (book)Youtube ( even more behind-the-scenes videos available for certain patron tiers)FacebookWebsiteInterview Request Form email: thelutheranhistorypodcast@gmail.comAbout the HostBenjamin Phelps is a 2014 graduate from Martin Luther College with a Bachelor of Arts with a German emphasis. From there went on to graduate from Wisconsin Lutheran Seminary in 2018. Ben has been a regular writer and presenter on various Lutheran history topics. His 2018 thesis on Wyneken won the John Harrison Ness award and the Abdel Ross Wentz prize. He is also the recipient of several awards from the Concordia Historical Institute.Ben is currently a doctoral student in historical theology through Concordia Seminary's reduced residency program in St. Louis.
This weekend we are going to study a hymn from the "Close of Service" section of our hymnal, but which has a connection to Easter. The hymn is "Savior, again, to Thy dear name we raise" (TLH 47), written by John Ellerton. The hymn emphasizes the PEACE that Jesus assures us of because of His life, death and resurrection for us. The opening verse points to the conclusion of worship shared by fellow believers and the LORD's promise to us in the Benediction at the close of every service: "The LORD bless you and keep you; The LORD make His face shine upon you, And be gracious to you; The LORD lift up His countenance upon you, And give you peace.” (Numbers 6:24-26) The Psalmist proclaimed: "The stone which the builders rejected Has become the chief cornerstone. 23 This was the LORD'S doing; It is marvelous in our eyes. 24 This is the day the LORD has made; We will rejoice and be glad in it. 25 Save now, I pray, O LORD; O LORD, I pray, send now prosperity. 26 Blessed is he who comes in the name of the LORD! We have blessed you from the house of the LORD. 27 God is the LORD, And He has given us light; Bind the sacrifice with cords to the horns of the altar. 28 You are my God, and I will praise You; You are my God, I will exalt You. 29 Oh, give thanks to the LORD, for He is good! For His mercy endures forever." (Psalm 118:22-29) The hymn is a prayer that the peace that we have been assured of by the LORD and through our pastor in worship, would go with us as we go into the world. We pray that Jesus would go with us, guard our lips and hearts from evil, both at night and during the day, and throughout our lives, until He calls us to PEACE in heaven. There is a final verse of the hymn that is not included in our hymnal that makes a beautiful connection to Easter, and the promise of peace from the Resurrected Savior. Ellerton wrote: Grant us Thy peace – the peace Thou dids't bestow On Thine apostles in Thine hour of woe; The peace Thou broughtest when at eventide They saw Thy pierced hands, Thy wounded side. Yes, "Peace be to you!" Jesus says. To them, and to you! May the peace of your Savior continue to encourage you in worship, and as you leave worship this and every weekend! Thanks be to God for the peace He gives!
In a world of noise and distraction, there is a trend in “Bringing Simplicity Back To Investing.” RICK FERRI and I talk about why it’s important for investments and why it’s important for individuals. You’re going to leave here understanding a new framework for looking at your investment portfolio and hopefully bring some peace of mind as you go forward. https://youtu.be/8EFnt_UTjEA Rick Ferri has been a good friend to the podcast. He shares his insights on simple investing, emphasizing the importance of clarity, discipline, and understanding the core principles of investing. He discusses the pitfalls of complexity, the value of index funds, and how to maintain a disciplined approach amidst market noise. https://open.spotify.com/episode/743dxOLLgZjUzKszZo4Owy?si=57mqK1ZmQ0a7LPdcwVoQ-g Keywords investing, index funds, simplicity, portfolio management, financial planning, discipline, asset allocation, tax efficiency, global growth, investment philosophy Key topics The philosophy of simple investingThe stages of investor learning: darkness, enlightenment, and simplicityThe importance of cash flow and intrinsic value in investmentsAsset allocation based on liabilities and time horizonTax-efficient investing strategies for taxable and retirement accountsRisks of alternative investments and private equity in retirement plansDiscipline and automation in maintaining investment strategies Chapters of “Bringing Simplicity Back to Investing” 00:00 The Philosophy of Simple Investing07:03 Stages of Investment Understanding11:19 Financial Planning and Purpose17:57 Implementing a Simple Portfolio23:01 Discipline in Investing30:46 Navigating Complexity in Wealth Management Resources Rick Ferri’s Website – https://rickferri.comBogleheads.org – https://bogleheads.orgIndex Fund Book by Rick Ferri – https://www.amazon.com/s?k=Rick+Ferri&ref=nb_sb_noss_2 Website – https://rickferri.comTwitter – https://twitter.com/RickFerri Skeptic’s Guide to Investing Outline: “Bringing Simplicity Back To Investing” Introduction: Three parts to simple investing: Philosophy, Strategy, Discipline Part 1: Philosophy: Overview: Embrace Simplicity – the Education of an Index Investor – 4 stages 1: Born in Darkness (who you ask, chasing returns, naive research) 2: Finding Enlightenment (measure, compare, enlightened) 3: Complexity Traps (slice'n dice, factors, the fallacy of perfection) 4: Embrace Simplicity (global equity, specific fixed-income as needed) Part 2: Portfolio Strategy Overview: Making the Philosophy Work for You 5: Setting Goals (family – culture, career – taxes, risk tolerance) 6: Managing Risk (three ways to allocate assets: required return, risk avoidance, cash-flow) 7: Tax Management (three account types, asset class tax, tax avoidance) 8: Investment Selection (ETF vs fund, balanced funds & TDFs) Part 3: Discipline: Overview: Implement, automate, stay the course 9: Implement fully (consolidate, tax issues, lump sum vs DCA) 10: Maintain regulatory (automate new, rollovers, TLH) 11: Adjust as goals change (accumulation vs distribution, tax situations, legacy) 12: Stay the Course (recommit occasionally, continue ed., conferences) Transcript of “Bringing Simplicity Back to Investing” Frazer Rice (00:00.962)Welcome aboard, Rick. Rick Ferri (00:02.3)Well, thank you for having me. Frazer Rice (00:04.258)Well, thank you. First of all, want to thank you for a kindness you showed me way back in time and having me on the Boggleheads podcast. It was probably worth at least 25 % of my book sales and it was a lot of fun to do and never forgot it. So it took a while, but here we are back on my podcast. And what I want to do is go through a little bit about really the three parts to simple investing, which I think is something, especially now with the proliferation of alternatives, a lot of noise with crypto. That sometimes we kind of lose sort of the forest for the trees as far as what’s the right things to be thinking about in terms of an overall investing philosophy sort of embrace. And so maybe let’s start with that. How do you think about the parts to a good investing thesis and what is your overall worldview on that? Rick Ferri (00:55.804)So I’ve been in the investment advisory industry now for 40 years. And what I have learned is that the simpler you can make investing and the simpler you can make the portfolio, the better for you, the better for your family, the better for those who will inherit your portfolio. Don’t make it complicated. Complexity is just job security for those people who are selling you things and trying to manage your money. And in the end, you don’t benefit from that. They do in the form of fees. And if you just had a simple portfolio of a few good index funds and maybe some individual securities, you’ll be much better off and your family will be better off in the long term. And that’s the philosophy of simple investing. Frazer Rice (01:50.947)Mm-hmm. Rick Ferri (01:53.208)The second part is a strategy. How do you go about doing this, particularly if you’ve had a complex portfolio? And the third thing is discipline, which is how do you stick with simplicity as an investment philosophy? Frazer Rice (02:06.318)Sure. and without the second two, it’s great to have high-minded thoughts and so on, but if you can’t do it, it’s all for naught, and then if you can’t stick with it, then the best laid plans just kind of go asunder here. So let’s go back to the philosophy for a second here, and as you think about, it’s almost like the life cycle of discovery and learning about how these things work. How do you think about that from an ARC perspective? Rick Ferri (02:12.561)Ha ha. Rick Ferri (02:36.05)So generally when you’re new to investing, you’re going to ask other people for advice. I where you get that from, might be a friend or family member, maybe a professional advisor, might be coworkers, maybe you’ll just get on the internet and start searching. I don’t know, but 99.9 % of the time you’re gonna run into advice that is not very good. And the advice will be, you should put your money here, you should put your money there. Use these 10 different funds. It’s just a lot of confusion, quite frankly. I call this stage darkness because you don’t, you you’re just investing in the dark. You don’t know. And a lot of the advice is going to be very short based upon short-term performance. So recency biased people are going to be recommending, but you know, growth stocks because the Magnificent Seven has done well in the past. Or buy crypto because crypto went up a lot in the past and so therefore you should buy it now. And so most of the advice you’ll get in darkness is going to be recent based upon recent performance and rather than looking at it over say how should you be investing over 10, 20, 30 years and that will end up being quite different. So darkness is where we all begin. And most people stay in darkness. They never get out of darkness because they don’t put the brain cells to work to look at how am I doing? I mean, how has that done for me? What seems to be happening in my portfolio? Really? Do I really know what’s going on? And then the ones who are very fortunate start asking questions about, what if I just Frazer Rice (04:06.125)You Rick Ferri (04:31.334)bought the market and bought an index fund and just got the return of say the US stock market or the international stock market and that’s all I ever did. Would I be better off? And the answer to that 98 % of the time is yes, you would be better off if that’s all that you did. And if you come to this realization, I call it the second stage, which is enlightenment, where you now realize that, okay, all the stuff I’ve been doing may have been okay. I’ve been moving in and out of things, but now I need to start looking at just buying the market and holding it for the longterm. And that’s enlightenment. But for some people, it doesn’t stop there. And they start to dig into this idea of indexing. When you start doing that, it’s good that you’re learning, but you’ll start running into a whole lot of noise. That is alternative indexes, enhanced indexes uh… explore strategies all of these things that you’re going to take this nice simple concept called indexing and make it complicated again. So you start adding all these things to your portfolio because it has the word index in it or maybe the word passive in it and uh… advisors are notorious for doing this it’s called complexity for job security Frazer Rice (05:39.148)Right. Rick Ferri (05:54.066)Basically, are, you know, you take the idea of indexing and you just add a lot of things all around the edges of it and you make a simple portfolio complicated. So the third stage of this process of simplicity is complexity. In other words, you’ve made something simple complex. Okay, so the last stage is Frazer Rice (05:54.221)You Rick Ferri (06:18.544)Simplicity. That is that you realize this is going on. You realize that all the stuff that you’re adding to your portfolio is just making it all complicated again. And that the people who are benefiting from this are not you, but the people that are selling you all this stuff. And you say, that’s it, I’m done. I’m going back to my second epiphany, if you will, which is simplicity. I’m just going to go back to a simple portfolio of a few broad index funds, US stock market index fund. An international stock market index fund that covers the whole market and a couple of bond funds, municipal bond fund and maybe corporate bond funds or treasury bond funds. And you could use index funds for those as well. And it’s a really low cost, very tax efficient and very simple. Frazer Rice (07:05.953)A couple of quick asides here. The first one is for people who are coming into this in and they’re in the darkness, but they are informed maybe from the TikTok world or Robin Hood or Kal-She or these or these betting orientations and distinguishing between betting and investing. How do you think about that and kick people over to the positive side of the force so that their emergence from the darkness into the enlightenment and simplicity doesn’t take them in a place where they really touch the stove in a bad way and have a bad experience that’s simple but bad. Rick Ferri (07:32.988)Right, okay. Rick Ferri (07:51.484)So there’s a concept called intrinsic value. You may have heard Warren Buffett speak about this. Well, you want to buy things that have cashflow. Bonds, for example, have cashflow. They pay interest. Stocks have cashflow. You have companies that are going concerns. They earn earnings and pay dividends. They buy back stock and they reinvest money. So you can value these things based upon these cashflows. Real estate has cash flow, it pays rent, or maybe you own timberland that you can cut the wood or you own a farm where you can harvest or lease it out. mean, these are cash flows. So the first thing that I have for cut in investing is cash flow. How do my investments generate cash or will generate cash later on down the road? That’s different than say buying gold or Bitcoin or currencies or commodities. Those things don’t have a way of generating a cashflow. One bar of gold put in a safe is one bar of gold a thousand years from now. It doesn’t become two bars of gold. doesn’t get little bars of gold. It doesn’t pay interest and so forth. mean, so unless you’re good at Frazer Rice (09:12.994)Right. Rick Ferri (09:16.966)Buying low and selling high, you can’t really expect to make anything other than maybe the inflation rate. And with commodities, you actually earn less than the inflation rate. Gold has earned a little bit more than the inflation rate. Where Bitcoin is going to end up, I have no idea. But the speculative assets are the ones that usually don’t have any intrinsic value. People are just betting on price because that’s all you have. I f price is going up, let’s buy it. Because the price went up. I don’t know where it’s going, but the price went up, so let’s buy it. And maybe someone dumber than us will buy it at a higher price from us, and then we can make money. But I mean, you have to trade these things. And what information do you have? None, really. It’s very difficult to come up with information that the market doesn’t already have. And you’re not a professional trader. So you might get lucky. I mean, people do get lucky. You you can flip a coin. And pick heads 10 times and if it comes up head 10 times it doesn’t mean you’re a good coin flipper you’re just lucky and so you can get lucky and you can make money doing this but it’s not a long-term investment strategy to do that it’s best to buy things that have cash flows or will have cash flows in the future. Frazer Rice (10:30.175)As I like to tell people, you not only have to be right, you have to be right twice, and then you have to be systematically right twice in order to make a living out of it. even professional traders struggle at that. And to think that you’re going to be better equipped than a lot of those folks is folly. And so I try to talk people out of that whenever I can, because I think… Rick Ferri (10:35.42)Correct. Frazer Rice (10:58.101)It’s just very difficult to play in that space and have that turn out to be a success. Okay, so we kind of have some ideas here around the philosophy and sort of the idea of, you know, sort of garnering luck versus skill and those types of components in that portfolio strategy, that second phase, maybe take us through that a little bit and how you take a good philosophy of simplicity and make it work for you. Rick Ferri (11:22.18)Right. So this gets into a little financial planning at the beginning of it because you can’t invest without a purpose. I you have to have a reason why you’re investing. It might be to pay future liabilities such as college for your children or retirement, or maybe you want to leave a legacy or maybe just trying to build wealth for the family, whatever it is. I mean, you have to have a purpose. And so what is the purpose? What are you trying to do? And you have to look at your life and you have to say, are my liabilities? What are my short-term liabilities? Do I want to buy a house? Or do I want to send my kids to Ivy League school? Do I want to retire early? And what are my liabilities? And sometimes it involves other family members. Maybe you have parents who need your help or siblings who need your help. So that’s a liability. The first thing you have to do is look at what are my liabilities? And included in that is how much you want to leave to your children. I often ask people, okay, you’ve got $10 million. How much do you want to leave to each of your three children? And they don’t have any idea. I said, do you want to leave more than 10 million or you want to leave less than 10 million? And a lot of people would say, well, they’ll get what’s left. Well, that changes the whole concept of investing if they’ll get what’s left. Frazer Rice (12:43.318)Sure. Rick Ferri (12:43.634)Versus, yes, I want to leave each of my child five million dollars when I die and I’m starting with ten. Okay, well that changes how you invest your money. So these are the liabilities. So that’s where you start with. And then you start looking at well, what are the short-term liabilities and what are the long-term liabilities? And long-term liabilities can be funded with equity. Meaning things that are ten years or longer out. I usually I tell people anything you’re to be spending your money on between say, Now and 10 years from now probably shouldn’t be in equity. You’ll be getting dividends and interest from your portfolio, which is fine. You could just spend that money. But in addition to that, I big chunks of money that you might be spending to buy a vacation home or whatever it is really should probably not be in equity. But the money that’s going to be not used for 10 years or longer, 20 years or maybe ever in your life, that can be in equity. don’t differentiate that first. A lot of times asset allocation, that’s what we’re talking about, starts with, well, what do you want between stocks and bonds? What do you want your portfolio to look like? What percentage in stocks and what percentage in bonds? I don’t think you really get to that number until you know when you’re going to be needing the money. If you’re going to be needing the money 10 years out, fine, that money can be in stock. So that would allocate a portion of that long-term money to stock and that might be a percentage. Okay, so that’s what we start with. A real basic look at who you are and what do you need and when are you going to need it and what are you trying to do for your heirs. And then that leads to an asset allocation between stocks and fixed income. The stocks again, I’m not investing in any stock money in liabilities that I have in the next say 10 years. So it’s long term. Okay. Now we have to look at the stock side. That’s the easy stocks. Stock investing is easy. I quite quite frankly, I’m working on a book right now about this, but stock investing is very simple. It’s much easier than fixed income and bond investing. Stock investing is simply we buy the global equity market. We’re just trying to buy the growth of global economic growth, global GDP growth. We’re trying to capture that, which has been going on. Rick Ferri (15:08.594)Fairly steady for about the last 250 years and continues to be that way as more and more countries shift more towards capitalism and away from fascism and communism and so forth and realizing that capitalism is the way if you want to take care of your people and you want to increase standards of living all around the world, it’s done through capitalism. much a fact of life. Capitalism works. Well, I’m well. Frazer Rice (15:31.185)I think many can agree with that, although it might not be popular here in New York. Rick Ferri (15:37.425)The reason New York existed was because it was a port for capitalism at first. So I mean, is the financial capital of the US still is New York. So you could disagree with it because you live in New York, but you’d be in a minority and you’d be outside of reality and history as well. But the idea is that it’s all I’m trying to capture this global growth of… Frazer Rice (15:41.686)That’s right. Frazer Rice (15:55.648)Exactly. Rick Ferri (16:03.026)Global economic growth, which is about 2 % per year in real terms. So if I get from equity, if I get the inflation rate and I get 2 % real growth and then I get about a 3 % dividend yield and that comes from both cash dividends and then buybacks, we’re looking at about a 7.5 % expected return from global equity. And that’s good enough. I mean, that’s all I need on my equity side. I’ll be outperforming inflation by about 5%. I’ll have to pay some taxes, but I’ll still have an actual real after-tax return of about 3%, which is good. Okay. The rest of it then goes into fixed income. And what type of fixed income? Well, that depends on what type of account that you have and what your taxes are. So if it’s in a taxable account, it could be municipal bond income, because it’s probably your best bet if you’re in anything other than a 22 % tax bracket. Or if it’s in your retirement account, could be corporate bonds. And depending what state you live in, it could be treasury bonds. But you don’t expect the treasuries or the corporate bonds or the municipal bonds really to give you much of a return over taxes and inflation. If you could pick up 1 % over taxes and inflation over 20 years or so by being in fixed income, I mean, you’re actually doing well. So that is more of a stabilizer, meaning you don’t want to be all in stock because you can’t handle the volatility of the stock market. It goes up and down too much, even though the asset allocation would say, well, you should have an awful lot of your money in stock because you have a lot of money that you’re not going to be needing in the next 10 years. But a lot of people can’t handle having a lot of money in stock. So you have fixed income that at least keeps up with taxes and inflation over the long term. And that becomes part of your asset allocation as well. So it’s kind of how you This is what you do first before you go out and pick any index funds. You have to go through this process. Frazer Rice (18:00.116)And then as part of that, I spend a lot of time basically all day, every day thinking about the tax management side of things and helping people understand their appetite for volatility and how that impacts their long-term goals and things like that. The creation of these buckets to understand where you are in your tax situation and where you’re going to be, that can have a pretty significant impact on how things do. And from your perspective, I that’s really just, that’s a function of projecting out the purposes that you described before with your current situation and then the vehicles with which to invest in. Rick Ferri (18:38.226)Right. And you’re not trying to hit the ball over the fence here. I mean, you’re just trying to get your fair share of the returns that are available to everybody. And through index funds, and this is where index funds come in, you can get exactly that. I mean, you could buy a global equity index fund, a global equity, covers the entire globe for a few basis points, 0.05 % per year fee. It’s very tax efficient. And that wasn’t the case. 30 years ago, 40 years ago, but it is now. that’s the way you should do this. You don’t want to leave out all these ideas that you’re going to go out and hire people who are going to outperform that because they don’t. A vast majority of them don’t. Frazer Rice (19:21.963)And so the machinery to implement these portfolios, ETFs are sort of standard tax-efficient ways to do things. Mutual funds distribute gains at the end, which is sometimes a nasty surprise for people who are learning about this. Maybe take us through your analysis on how to implement this index investing in a way that stays simple and tax-efficient and at the same time helps you take advantage of what’s out there. Rick Ferri (19:52.883)So we have to divide up the world between your taxable money. Again, you already have a portfolio. So you have all these legacy assets in a portfolio, in your taxable portfolio. Then you have your retirement portfolio, 401k, 403b, 457 IRA, rollover, Roth IRAs, tax-free portfolio. So you have to look at taxes first. To implement a…simple portfolio say in a 401k if you have access to a target date index retirement fund like a Vanguard or an iShare or a State Street very low cost Fidelity has one too but very low cost index target date retirement fund this does it all for you you don’t have to do anything you just have to buy one fund based upon what the asset allocation is underneath the hood of that particular fund. How much in stock, how much in bond. That’s all you need to do in a 401k. You could roll your own in a 401k by buying individual index funds like a US stock market index fund, an international index fund, and say a bond index fund. So you could do your own allocation if you wish. But a target date fund works really well there. In a Roth account, you probably just want to have equity because there’s no tax in a Roth account. So you want to get maximum growth out of that account. So I would you look at the Roth account and I’d say, well, I’ll just buy the global equity index fund and my Roth account. And that’s it. All I have. So you’ve got your retirement accounts, which are target date fund. Very simple. You’ve got your Roth accounts, which are just a global equity index fund. And the only thing you need to worry about is your taxable account. Taxable accounts always have issues because people will come in and they will have this list of stuff that they already own and guess what there’s a lot of embedded long-term capital gains in there and if you just sell it and go to a index portfolio you may not be doing the clients a good service because they’ll pay a tremendous amount of taxes and if they’re over 65 they’ll have to pay more for medicare ermor they’re going to lose their over 65 deduct i mean lots of bad things happen when you just sell out of a taxable account Rick Ferri (22:04.722)So there you’re going to be a little bit more tactical. know, you’re going to wait. The market will give us some opportunities to trade out of some stocks or some investments that may have losses. So you can then take those losses. You could sell other things to that have some gains to offset the losses. And I mean, you may never get out of everything that you’ve got in a taxable account. But the idea is to have this portfolio out there of say, a US total stock market index fund and a municipal bond fund. That you want to move towards. So as you’re selling these things off, you’re just putting the money in a US total stock market fund. And the reason I say US total stock market in a taxable account is because they’re so tax efficient. The dividend yield is down about 1.2%. They don’t distribute capital gains in an ETF. And that’s a great fund for a taxable portfolio. But you just can’t sell everything and buy it. You’ve got to crawl your way out of what you currently have. Frazer Rice (23:05.715)No, you have to do it thoughtfully or else you create hits that are unnecessary. So as we segue to the discipline portion here, one thing that’s popping up is the, I think the discipline to stay simple. The world out there, the US in particular, is making retirement accounts safe for alternative investments like private credit and private equity. Rick Ferri (23:10.256)Right. Frazer Rice (23:31.211)I just bristle and shudder because I think there’s a level of complexity and illiquidity that is misunderstood and it is going to be difficult, nay impossible, to properly educate people on where those things sit in the asset spectrum to the point where they justify their fees or anything like that. Maybe take us through what you think on that as we get to the discipline portion of how you sort of stay the course with this mindset. Rick Ferri (24:00.924)Well 401ks are allowing these private equity investments and private debt investments in, but I personally have not seen any of my clients and I have a lot of clients and I charge an hourly fee. So I’m not trying to sell anything or manage anybody’s money, but nobody’s asking for these things. where, where are they getting the idea that they should own them? Well, they’re getting from the people that were selling them, right? The people who are making fees from them. I haven’t seen any useful data that says that these things actually enhance your return. Alpha goes to the manager. I say that over and over again. If these things actually produced a higher rate of return than say just a corporate bond index fund, you’re not going to get it. It’s going to go to the advisor, it’s going to go to the manager, and all you’re going to do is take the risk. You’re going to take the risk and they’re going to get the excess return in the long term through fees. They don’t make any sense. You don’t do it. It’s just the rehash of active management and mutual funds, which has already been dismissed as not producing anything for you, the investor. It only generates fees for the people in the investment industry. This is just another iteration of that and we’ve already seen some cracks. Isn’t that what Jamie Dimon said? What are they cockroaches? I think is the word that he used in the private equity market. And yeah, I mean, this is not new. This is just a repackaging of ideas just that now they’ve been allowed to go into the 401k market. But you have to ask yourself why haven’t they been allowed to go into the 401k market for the last 40 years if they’ve been so great? It’s because the SEC Frazer Rice (25:31.978)Right. Rick Ferri (25:58.703)The Department of Labor said, no, we’re not going to allow these things in there. you give people enough rope to hang themselves. They’re not going to hang themselves, by the way. Somebody else is going to put the noose around their neck. And that’s the advisors who are doing that. Frazer Rice (25:59.499)Department of Labor and right. Frazer Rice (26:19.066)And I mean, a different podcast probably, but it’s something where the liability really is going to shift to the planned sponsors. I don’t care what happens and you know, they’re going to present these things and something’s going to blow up. And it’s like, know, you may you gave me the option and they’ve already those lawsuits already already proliferate. OK, so back to discipline a little bit here. What should people be doing in order to make sure they can carry carry out the. Rick Ferri (26:39.367)Yeah. Frazer Rice (26:47.147)What they’re doing in a systematic way and keep themselves safe from being distracted by all this noise. Rick Ferri (26:52.86)So again, that’s why we start out with the philosophy. You have to believe in the philosophy of simplicity and simple indexing. You can’t just jump to it because some TikTok video said buy index funds, okay? If you’re just jumping to it that way, then you’re not gonna have the discipline to stick with it because it’s just another phase or fad or whatever in your mind. You don’t really truly understand. Frazer Rice (27:14.346)Mm-hmm. Rick Ferri (27:22.32)Why you’re doing it this way. So it gets back to the philosophy. Really got to understand the philosophy and why this works better than 98 % of everything else out there over your lifetime. And then you create the strategy for yourself and now you’re working towards completing that. Again, in the retirement account it’s done quickly, but in your taxable account it could take a while. The discipline is while you’re getting your portfolio in line, the first thing you need to do from a discipline standpoint is actually do it. Actually go to your 401k and change what you’re investing in. Because so many people will do the strategy, but it never gets actually implemented. Or maybe it gets 50 % implemented. It never gets old. It doesn’t, I don’t want to say never, because I have a lot of clients who do fully implement it, but I also have clients that I’ve given them the plan and three years later or five years later they come back and they haven’t done anything. Okay. And so I say, you need to implement the plan. Nothing has changed. So you got to, the plan first off has to be implemented fully. And then once it gets implemented fully, it’s a lot easier to maintain it. But if it never gets implemented fully, then of course you can’t maintain it. So implementation of the plan fully is the first discipline, the first part of discipline. And then once that’s done, maintaining it. In other words, not being drawn off course. Yeah, it’s fine to say, the price of oil is gonna shoot through the roof because what’s going on in the Middle East, so I’m gonna buy an energy index fund. That sounds like something I should do. No, it’s something you could think about. Something might be interesting, but it’s not something you should do. So discipline transcends the urge to do things. In other words, like John Bogle said, don’t just do something, stand there. And that takes more going back and remembering why you have this philosophy, going back and looking at the data. Rick Ferri (29:46.151)going to the right place to find information. And I’ll mention the bogeyheads.org website to go back and remind yourself why you’re doing this. If you’re gonna stick with it and these things help you stick with it. The more you automate things too, the better it is. Like we’re in a 401k just automatically invest in the target date fund and don’t do anything else. So automation helps you as well. Frazer Rice (30:05.736)Hey, hey. Frazer Rice (30:14.109)No question, if you can take these things out of your own hands in many ways and delegate it out and it happens automatically, just a chance of success on that front. And then if life intervenes and things need to be adjusted, you deal with it at that point and not have CNBC or the world news whipsaw your viewpoint on these different things. So as we wind down here, just talk a little bit about the service that you provide, sort of these larger family office clients, because I think in a lot of times they gravitate toward complexity, they gravitate toward FOMO investing and how you help to center that back to this worldview so that they get where they’re going at scale at sort of that ultra high net worth world and remind them of you how they got there and how to not be how to not leave by by getting cast aside into these different whirlpools that are out there Rick Ferri (31:13.778)That’s a great question. So you got to pick your advisors well. So some of my clients have a net worth over a billion dollars. I have several clients that have several hundreds of millions of dollars and believe me, They have simple portfolios, total stock market, total international municipal bonds. It’s all they have. And it may seem strange, but they don’t have these limited partnerships that you can’t get out of or syndicated deals that may sound good. I say to them, you don’t have enough money to own those, meaning that if you’ve only got $100 million, you’re just chump change to the Goldman Sachs of the world or the Morgan Stanley’s. When it comes to who’s going to get the good deal on a the next private equity deal or venture capital fund. You’re the person they sell the leftovers to. I know it’s hard to people to accept this. They think they have a lot of money if they have a hundred million. But the fact is they don’t. I mean, if you’re not sitting on five, ten billion dollars, you’re not going to get preferential treatment. You’re going to get you might get lucky. Just like everything else, the coin flip idea, but most of the time you’re not going to end up coming out ahead. That’s not the way they make you feel when they sell you these things. They make you, even if you had a million dollars and your Wells Fargo broker is trying to sell you some limited partnership, they’re going to make it feel like you’re very special and that this is a very special deal that is just for you. Frazer Rice (32:46.505)You Rick Ferri (32:50.322)And that’s how it’s going to be sold to you. But in the end, when you look at your performance and you say, I want to get out of this thing and you can’t, you realize at that point that maybe you shouldn’t have done it to begin with. And I’ve had experience going back 30 years working with some of the very largest families in the country, some magnificent seven IPO families, and they all want to get back to simplicity. They want to get rid of all of the stuff that they had gotten. And it’s true. And it’s better for estate planning as well because you need to transfer these things eventually to somebody else’s name. Frazer Rice (33:35.785)you’ve triggered me. I’m dealing with this on multiple levels, on multiple different things, and I’ve had to be trustee on some of the complexity and sort of sit Indian style and try to own your way through it. It’s brutal. So. Rick Ferri (33:53.81)Wouldn’t it be so much nicer just to have, let’s say, a single total stock market ETF to have to deal with rather than all that other stuff? Frazer Rice (34:01.807)No question. OK, so as we wind down here, how do listeners and watchers find you? Rick Ferri (34:09.478)Well, they can find me at Rickferri.com. I’m not currently and I won’t be taking on any new clients. I’m sorry for that, but I have a set clientele and that’s all that I am working with and I won’t be expanding my clientele. But there are other people that do this that believe in what I do. And you can go to Rickferry.com and you could find their names there. But me personally, you can find me on Rickferry.com. I’ve written several books about this. I’m writing another one. And but I apologize that I’m not off the market as far as hiring me personally. Frazer Rice (34:45.645)I love it. But at the same time, your books and your other ways that get out there, they are on RickFerri.com. So we’ll have that in the show notes. In the meantime, Rick, thanks for being on. Rick Ferri (34:52.07)Yes, exactly. Thank you. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn: “Like the Golden Sun Ascending” TLH 207 Readings: Ezekiel 34:11-16, 1 Peter 2:21-25, St. John 10:11-16 Hymn of the Day: “The Lord's My Shepherd, I'll Not Want” (The Augustana Service Book and Hymnal #31, LW 416, TLH 436) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Let All Mortal Flesh Keep Silence” LW 241 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Who Trusts in God a Strong Abode” LW 414 “The Lord's My Shepherd, Leading Me” LW 417 “Come, Follow Me” Said Christ, the Lord LW 379 Closing Hymn “All People That on Earth Do Dwell” LW 435 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Misericordias-Domini-Cover-4-19-2026-Online.pdf Picture: Illustrated German Bible of 1483 (I:82 Exodus 17) Water from the Rock https://vimeo.com/1184547279?share=copy&fl=sv&fe=ci
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn “Come, You Faithful, Raise the Strain” LW 141, TLH 204 Readings: Job 19:25-27, 1 John 5:4-10, St. John 20:19-31 Hymn of the Day: “Ye Sons and Daughters of the King” (The Augustana Service Book and Hymnal #30, LW 130, TLH 208) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Draw Near and Take the Body of the Lord” LW #240, TLH 307 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Jesus Christ Is Risen, Today” LW 127, TLH 199 “Jesus Christ, My Sure Defense” LW 266 “He's Risen, He's Risen” LW 138 Closing Hymn “Spread the Reign of God the Lord” LW 321 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Quasimodo-Geniti-Cover-4-12-2026-Online.pdf https://vimeo.com/1180289968?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:81 Exodus 16) Manna from Heaven
Order of Divine Service I, p. 136 Lutheran Worship Hymn “Christ the Lord Is Risen Today; Alleluia” LW 137, TLH 193 Readings: Isaiah 52:13-15, 1 Corinthians 5:6-8, St. Mark 16:1-8 Hymn of the Day: “Christ Jesus Lay in Death's Strong Bands” (The Augustana Service Book and Hymnal #29, LW 123, TLH 195) Sermon Offertory: “Create in Me…” p.18 Easter Prayer Hymn: “At the Lamb's High Feast We Sing” LW #126 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Awake, My Heart, with Gladness” LW 128, TLH 192 “I Know that My Redeemer Lives” LW 264, TLH 200 “The Strife is O'er, the Battle Won” LW 143 Closing Hymn “That Easter Day with Joy Was Bright” LW 147 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Resurrection-of-Our-Lord-Cover-4-5-2026-Online.pdf https://vimeo.com/1180263273?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:80 Exodus 15) The Song of Miriam
Order of Matins/Lauds (Insert) Psalmody: Psalm 4, 15, 16 Readings: Lamentations 3:19-21, 22, 23-66, 4:1-6, 7-22, 5:1-11, 12-22, Hebrews 9:11-22 After readings Hymn “The Royal Banners Forward Go” LW 103, TLH 168 (insert) Sermon Canticle of Hezekiah (Isaiah 38:10-20) Psalm 150 Canticle of Zechariah (Benedicus) Psalm 51 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Tenebrae-for-THREE-DAYS-NKJV-2025-PSALMS-formatting.pdf https://vimeo.com/1179749618?share=copy&fl=sv&fe=ci
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn of the Day: “O Sacred Head, Now Wounded” (The Augustana Service Book and Hymnal #27, LW 113, TLH 172) Bidding Prayer, p.276 Readings: Isaiah 50:6-9, Isaiah 52:13-53:12, Hosea 6:1-16, 2 Corinthians 5:14-21, St. John 18:1-19:42 Hymn “A Lamb Alone Bears Willingly” LW 111, TLH 142 Reproaches Hymn “Lamb of God, Pure and Sinless” Stanza 1 & 2 of LW 208, TLH 146, ASBH #25 Hymn “Sing, My Tongue” LW 117 Sermon Communion Hymns Hymn #108 “From Calvary's Cross I Heard Christ Say” (tough) Hymn “O Dearest Jesus, What Law Have You Broken” LW 119, TLH 143 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Good-Friday-Cover-4-3-2026-Online.pdf https://vimeo.com/1179978487?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:75 Exodus 12) The Passover
Order of Matins/Lauds (Insert) Psalmody: Psalm 2, 22, 27 Readings: Lamentations 2:1-7, 8-15, 16-22, 3:1-9, 10-18, Hebrews 4:11-5:6 After readings Hymn “The Royal Banners Forward Go” LW 103, TLH 168 (insert) Sermon Canticle of Habakkuk (3:2-19) Psalm 147:12-20 Canticle of Zechariah (Benedicus) Psalm 51 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Tenebrae-for-THREE-DAYS-NKJV-2025-PSALMS-formatting.pdf https://vimeo.com/1179364185?share=copy&fl=sv&fe=ci
Order of Confessional Service The Augustana Service Book and Hymnal (ASBH) Hymn #100 “On My Heart Imprint Your Image” LW 100, TLH 179 Invocation, Versicles, p.227 Psalm 51 (insert) Exhortation p.228-229 Confession/Absolution p.230 Readings: Exodus 12:1-14, 1 Corinthians 11:23-32, St. John 13:1-15 Hymn of the Day: “The Death of Jesus Christ, Our Lord” (The Augustana Service Book and Hymnal #26, LW 107, TLH 163) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “An Awe-full Mystery Is Here” TLH 304 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Hymn “I Come, O Savior, to Your Table” LW 242, TLH 315 Hymn “Go To Dark Gethsemane” LW 110 Stripping of the Altar: Psalm 22 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Maundy-Thursday-Cover-4-2-2026-Online.pdf https://vimeo.com/1179698858?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:74 Exodus 10-11) The Plague of Darkness
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Readings: Isaiah 62:11-63:7, Revelation 1:5b-7, St. Luke 22:1-23:43 Hymn “Grant Lord Jesus, that My Healing” LW 95 Sermon Hymn “Stricken, Smitten, and Afflicted” LW 116, TLH 153 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Holy-Wednesday-Cover-4-1-2026-Online.pdf https://vimeo.com/1178917249?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:73 Exodus 10) The Plague of Locusts
Order of Matins/Lauds (Insert) Psalmody: Psalm 69, 70, 71 Readings: Lamentations 1:1-14, 15-22, 1 Corinthians 11:17-34 After readings Hymn “The Royal Banners Forward Go” LW 103, TLH 168 (insert) Sermon Canticle of Moses (Exodus 15:1-19) Psalm 147:1-11 Canticle of Zechariah (Benedicus) Psalm 51 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Tenebrae-for-THREE-DAYS-NKJV-2025-PSALMS-formatting.pdf https://vimeo.com/1179287659?share=copy&fl=sv&fe=ci
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Palm Sunday Procession (Matthew 21:1-9) Hymn “All Glory, Laud, and Honor” LW 102, TLH 160 Readings: Zechariah 9:9-10, Philippians 2:5-11, St. Matthew 26:1-27:66 Hymn of the Day: “Lamb of God, Pure and Holy” (The Augustana Service Book and Hymnal #25, LW 208, TLH 146) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Invited, Lord, by Boundless Grace” TLH 308 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “The Royal Banners Forward Go” LW 103, TLH 168 “Jesus, I Will Ponder Now” LW 109 “Hosanna, Loud Hosanna” LW 106, TLH 161 Closing Hymn: “Glory Be To Jesus” LW 98 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Palmarum-Cover-3-29-2026-Online.pdf https://vimeo.com/1177000364?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:64 Exodus 3) The Burning Bush
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn “To Thy Temple I Repair” LW 207 TLH 2 Readings: Genesis 12:1-3, Hebrews 9:11-15, St. John 8:46-59 Hymn of the Day: “Lord Jesus Christ, True Man and God” (The Augustana Service Book and Hymnal #24) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Soul, Adorn Yourself with Gladness” LW 239 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “When Over Sin I Sorrow” LW 367, TLH 152 “Lord Jesus Christ, My Life, My Light” TLH 148 “How Sweet the Name of Jesus Sounds” LW 279 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Judica-Cover-3-22-2026-Online.pdf https://vimeo.com/1175213698?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:63 Exodus 1) Moses Found in the Water
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn “When All Thy Mercies, O My God” LW 196, TLH 31 Readings: Isaiah 49:8-13, Galatians 4:21-31, St. John 6:1-15 Hymn of the Day: “Christ the Life of All the Living” (The Augustana Service Book and Hymnal #23, LW 94, TLH 151) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “O Living Bread from Heaven” LW 244, TLH 316 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “The Lord's My Shepherd, I'll Not Want” LW 416 “By Grace I'm Saved, Grace Free and Boundless” LW 351, TLH 373 “In the Cross of Christ I Glory” LW 101, TLH 354 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Laetare-Cover-3-15-2026-Online-b.pdf https://vimeo.com/1171527723?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:62 Exodus 1) The Death of Joseph, New Pharaoh with Midwives
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn “How Blest Are They Who Hear God's Word” LW 222 Readings: 2 Samuel 22:1-7, Ephesians 5:1-9, St. Luke 11:14-28 Hymn of the Day: “A Mighty Fortress Is Our God” (The Augustana Service Book and Hymnal #22, LW 298, TLH 262) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “O Lord, We Praise You” LW 238, TLH 313 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Oh, How Great Is Your Compassion” LW 364 “Jesus, Priceless Treasure” LW 270, TLH 347 “Renew Me, O Eternal Light” LW 373, TLH 398 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Oculi-Cover-3-8-2026-Online.pdf https://vimeo.com/1169336095?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:61 Genesis 50) Jacob's Bones Are Taken to Canaan
As we continue on in the Lenten season we are reminded that Jesus is the Lamb of God and that He resolutely and willingly went to suffer the pain and punishment of mankind's sin. The prophet Isaiah described what the Messiah came to accomplish in Isaiah 53:4-9 - "Surely He has borne our griefs And carried our sorrows; Yet we esteemed Him stricken, Smitten by God, and afflicted. But He was wounded for our transgressions, He was bruised for our iniquities; The chastisement for our peace was upon Him, And by His stripes we are healed. All we like sheep have gone astray; We have turned, every one, to his own way; And the LORD has laid on Him the iniquity of us all. He was oppressed and He was afflicted, Yet He opened not His mouth; He was led as a lamb to the slaughter, And as a sheep before its shearers is silent, So He opened not His mouth. He was taken from prison and from judgment, And who will declare His generation? For He was cut off from the land of the living; For the transgressions of My people He was stricken. And they made His grave with the wicked—But with the rich at His death, Because He had done no violence, Nor was any deceit in His mouth." With Gerhardt we joyfully procliam: "O wondrous Love! what hast Thou done! The Father offers up His Son– The Son content descendeth! O Love, how strong Thou art to save!" (TLH 142:3). What amazing love indeed! The knowledge of God's love in Christ, and Christ's love at the cross move us as well. Paul writes: "Likewise you also, reckon yourselves to be dead indeed to sin, but alive to God in Christ Jesus our Lord" (Romans 6:11). We are moved to service to our God and Savior, in this life, with our hands, our hearts and our voices! May the LORD bring you to a true appreciation for love He has shown you, and move you to live your life in service to Him, giving you joyful and thankful hearts for His salvation. May the LORD bless your worship this weekend!
Order of Divine Service, p.7 The Augustana Service Book and Hymnal Hymn “Let Us Ever Walk with Jesus” LW 381 Readings: Isaiah 40:20-25, 1 Thessalonians 4:1-7, St. Matthew 15:21-28 Hymn of the Day: “O Faithful God, We Worship Thee” (The Augustana Service Book and Hymnal #21, TLH 321) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Jesus Christ, Our Blessed Savior” LW 237, TLH 311 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “O God, Forsake Me Not” LW 372 “When in the Hour of Deepest Need” LW 428, TLH 522 “You Will I Love, My Strength” LW 375 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Reminiscere-Cover-3-1-2026-Online.pdf https://vimeo.com/1168882259?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:58, Genesis 46) Jacob Comes to Egypt, Jacob Before Pharaoh
Order of Matins, p. 7 ASBH Psalter Pre-Service Hymn: “Baptized into Your Name Most Holy” LW #224 Office Hymn “O Christ, Who Art the Light and Day” (The Augustana Service Book and Hymnal #20, TLH 313) Psalmody: Psalm 25, 6, 91 Readings: Ezekiel 18:20-28, St. John 5:1-15 Catechism: Lord’s Supper Sermon –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Bulletin: Ember-Days-in-Lent-Friday-2-27-2026-Online.pdf https://vimeo.com/1168139214?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:69, Exod. 8) Plague of Frogs
Order of Matins, p. 7 ASBH Psalter Pre-Service Hymn: “Baptized into Your Name Most Holy” LW #224 Office Hymn “O Christ, Who Art the Light and Day” (The Augustana Service Book and Hymnal #20, TLH 313) Psalmody: Psalm 25, 6, 91 Readings: Exodus 24:12-18, St. Matthew 12:38-50 Catechism: Lord’s Supper Sermon –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Bulletin: Ember-Days-in-Lent-Wednesday-2-25-2026-Online.pdf https://vimeo.com/1167808614?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:68, Exod. 5) Moses and Aaron Visit Pharaoh
Hymn “Stars of the Morning, So Gloriously Bright” LW 190 Order of Divine Service, p.7 The Augustana Service Book and Hymnal Readings: Genesis 3:1-24, 2 Corinthians 6:1-10, St. Matthew 4:1-11 Hymn of the Day: “O Christ, Who Art the Light and Day” (The Augustana Service Book and Hymnal #20, TLH 559) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Jesus Christ, Our Blessed Savior” LW 236, TLH 311 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Lord of Glory, You Have Bought Us” LW 402 “O God, O Lord of Heaven and Earth” LW 319 My Faith Looks Up to Thee” LW 378, TLH 394 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Invocabit-Cover-2-22-2026-Online.pdf https://vimeo.com/1166197928?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:56, Genesis 45) Judah Intercedes for Benjamin as Brothers Return
Hymn “From Depths of Woe I Cry to You” LW 230, TLH 329 Order of Confessional Service The Augustana Service Book and Hymnal (ASBH) Invocation (p.7) Versicles, Psalm 42 p.227 Exhortation p.228-229 Confession/Absolution p.230 Readings: Joel 3:1-10, Isaiah 59:12-21, Joel 2:12-19, 2 Peter 1:2-11, St. Matthew 6:16-21 Hymn of the Day: “When over Sin I Sorrow” (The Augustana Service Book and Hymnal #19, LW 367, TLH 152) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Lord Jesus Christ, We Humbly Pray” LW 250, TLH 314 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “To You, Omniscient Lord of All” LW 234 “What is the World to Me” LW 418 “Not All the Blood of Beasts” LW 99, TLH 156 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Ash-Wednesday-Cover-2-18-2026-Online.pdf https://vimeo.com/1165161035?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:52, Genesis 42) Joseph's Brothers Come to Egypt
Hymn “Jesus, Your Boundless Love So True” LW 280 Order of Divine Service, p.7 The Augustana Service Book and Hymnal Readings: Isaiah 35:3-7, 1 Corinthians 13:1-13, St. Luke 18:31-43 Hymn of the Day: “If Thy Beloved Son, O God” (The Augustana Service Book and Hymnal #18, TLH 375) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Lord Jesus Christ, My Savior Blest” TLH 353 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Jesus, I Will Ponder Now” LW 109 “Entrust Your Days and Burdens” LW 427 “Savior, Thy Dying Love” LW 374 Closing Hymn: “Blest the Children of Our God” LW 370 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Quinquagesima-Cover-2-15-2026-Online.pdf https://vimeo.com/1163039936?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:50, Genesis 41), Pharaoh's Dreams
Hymn “Take My Life, O Lord, Renew” LW 404 Order of Divine Service, p.7 The Augustana Service Book and Hymnal Readings: Isaiah 55:10-13, 2 Corinthians 11:19-12:9, St. Luke 8:4-15 Hymn of the Day: “May God Embrace Us with His Grace” (The Augustana Service Book and Hymnal #17, LW 288, TLH 500) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Lord Jesus Christ, Life-Giving Bread” LW 248, TLH 312 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) “I Walk in Danger All the Way” LW 391 “Almighty God, Your Word is Cast” LW 342 “Who Trusts in God a Strong Abode” LW 414 Closing Hymn: “Almighty Father, Bless the Word” LW 216 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Sexagesima-2-8-2026-Online.pdf Picture: Illustrated German Bible of 1483 (I:48, Genesis 39) Joseph is Thrown Into Prison after Being Falsely Accused https://vimeo.com/1160811825?share=copy&fl=sv&fe=ci
Hymn “With The Lord Begin Your Task” LW 483 Order of Divine Service, p.7 The Augustana Service Book and Hymnal Readings: Jeremiah 1:4-10, 1 Corinthians 9:24-10:5, St. Matthew 20:1-16 Hymn of the Day: “Salvation unto Us Has Come” (The Augustana Service Book and Hymnal #16, LW 355, TLH 377) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Fight the Good Fight” LW 299 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Hark the Voice of Jesus Calling” LW 318 “O God of Mercy, God of Light” LW 397 “Sent Forth by God's Blessing” LW 247 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL) Service Bulletin: Septuagesima-2-1-2026-Online.pdf https://vimeo.com/1155731623?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:46, Genesis 37) After Joseph's Dreams, His Brothers Throw Him into a Pit and then sell him.
Hymn “Song of Thankfulness and Praise” LW 88, TLH 134 Divine Service I, p.7 The Augustana Service Book and Hymnal Readings: Deuteronomy 18:15-19, Romans 12:6-16, St. John 2:1-11 Hymn “Happy the Man Who Feareth God” (The Augustana Service Book and Hymnal #11) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 “Lord Jesus Christ, You Have Prepared” LW 246, TLH 306 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “May We Your Precepts, Lord, Fulfill” LW 389 “Lord, when You Came as Welcome Guest” LW 252 “From God the Father, Virgin Born” LW 74 Closing Hymn: “Blest Be the Tie That Binds” LW 295 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Epiphany-Two-1-18-2026-Online.pdf https://vimeo.com/1153369928?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:29, Genesis 22), The Sacrifice of Isaac
Hymn “Arise and Shine with Splendor” LW 85 Divine Service I, p.7 The Augustana Service Book and Hymnal Readings: Isaiah 61:1-3, Romans 12:1-5, St. Luke 2:41-52 Hymn “Praise God the Lord, Ye Sons of Men” (The Augustana Service Book and Hymnal #10, LW 44, TLH 105) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 “O Jesus, Blessed Lord, My Praise” LW 245, TLH 309 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Jesus Has Come and Brings Pleasures Eternal” LW #78 “O Word of God Incarnate” LW 335 “Oh, Blessed Home Where Man and Wife” LW #466 Closing Hymn: “Within the Father's House” LW 80, TLH 133 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Bulletin: Epiphany-One-1-11-2026-Online.pdf https://vimeo.com/1152078908?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:29, Genesis 22), The Sacrifice of Isaac
Service of Light, LW p.250-255 Lutheran Worship Psalm 72 (insert) and Isaiah 49:1-7 Hymn “O Jesus, King Most Wonderful” LW 274 Divine Service begins with Introit(insert), then Kyrie p.10 of The Augustana Service Book and Hymnal Readings: Isaiah 60:1-6, Mt 2:1-12 Hymn “Now Sing We, Now Rejoice” (The Augustana Service Book and Hymnal #9, LW 47, TLH 92) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “O Living Bread from Heaven” LW 244, TLH 316 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymn: “Rise, Crowned with Light” LW #313 “Arise and Shine with Splendor” LW 85 Closing Hymn: “O God of God, O Light of Light” LW 83 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Epiphany-of-Our-Lord-1-6-2026-Online.pdf https://vimeo.com/1151374252?share=copy&fl=sv&fe=ci Picture: Ottheinrich Bible 1430 (I:23) The Wise Men Visit the Baby Jesus in Matthew 2
Service of Light, LW p.250-255 Lutheran Worship Psalm 8 (insert) Isaiah 55:1-13 Hymn: “No Let Us Come Before Him” LW 184 Divine Service I, p.7 The Augustana Service Book and Hymnal Readings: Galatians 3:23-29, Luke 2:21 Hymn “To The Name of Our Salvation” (The Augustana Service Book and Hymnal #7, TLH 116) Sermon Offertory: “Create in Me…” p.18 General Prayer of the Church for Eve of the Name ……… (insert) Hymn: “Angels From the Realms of Glory” LW 50 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymn: “A Great and Mighty Wonder” LW 51 “Let All Together Praise Our God” LW 44 Closing Hymn: “All Hail the Power of Jesus' Name” LW 272 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Bulletin: Circumcision-Eve-of-the-Name-of-Jesus-12-31-2025-Online.pdf https://vimeo.com/1149885204?share=copy&fl=sv&fe=ci
Hymn: “From Heaven Above to Earth I Come” LW 37 Divine Service I, p.7 The Augustana Service Book and Hymnal Readings: Isaiah 11:1-4, Galatians 4:1-7, St. Luke 2:33-40 Hymn “To God the Anthem Raising” (The Augustana Service Book and Hymnal #6, TLH 112) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “I Come, O Savior, to Your Table” LW 242, TLH 315 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Glory to God” (choir) “Let the Earth Now Praise the Lord” LW 33 “We Praise, O Christ, Your Holy Name” LW 35 Closing Hymn “Once Again My Heart Rejoices” LW 39 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Christmas-One-12-28-2025-Online.pdf https://vimeo.com/1149755582?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:20, Genesis 10) Tower of Babel
Order of Vespers, p. 29 The ASBH Psalter Psalms: 92, 100 Readings: Hosea 11:1-9, 1 John 1:1-10, John 21:19-24 Office Hymn “Word Supreme, Before Creation” (The Augustana Service Book and Hymnal #71, TLH 271) Sermon –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: December-27-St-John-Apostle-Vespers-12-27-2025-online.pdf https://vimeo.com/1149336989?share=copy&fl=sv&fe=ci
Hymn “It Is A Time of Joy Today” ASBH (printed) Divine Service I, p.7 The Augustana Service Book and Hymnal Introit (printed), Kyrie p.10 Gloria in Excelsis Deo, p.10-13 Readings: Isaiah 7:10-14, Hebrews 1:1-12, St. John 1:1-14 Hymn of the Day “Of The Father's Love Begotten” (The Augustana Service Book and Hymnal #66, LW 36, TLH 98) Sermon Offertory: “Create in Me…” p.18 General Prayer for Christmas Day ……… (insert) Hymn: “Let All Mortal Flesh Keep Silence” LW 241 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Come, Your Hearts and Voices Raising” LW 48, TLH 90 “Away in a Manger” LW 64 “Now Sing We, No Rejoice” LW 47, TLH 92 Closing Hymn: “Joy to the World” LW 53 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Christmas-Day-12-25-2025-Final-Isaiah-7-Online.pdf https://vimeo.com/1149330537?share=copy&fl=sv&fe=ci Picture: Ottheinrich Bible 1430 (II:67a) Jesus Lying in a Manger in Luke 2
Service of Light, LW p.250-255 Lutheran Worship Psalm 96 (insert) Isaiah 9:2-7 Hymn: “On Christmas Night, All Christians Sing” LW #65 Divine Service I, p.7 The Augustana Service Book and Hymnal Introit (printed), Kyrie p.10 Gloria in Excelsis Deo is omitted Readings: Titus 2:11-14, Luke 2:1-14 (From 1st Christmas Service or Midnight) Hymn “O Jesus Christ, All Praise to Thee” (The Augustana Service Book and Hymnal #5, LW #35, TLH 80) Sermon Offertory: “Create in Me…” p.18 General Prayer of the Church (for Christmas) ……… (printed) Hymn: “Draw Near and Take the Body of the Lord” LW #240, TLH 307 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymn: “O Little Town of Bethlehem” LW 60 Closing Hymn: “It Came upon the Midnight Clear” LW #62 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Christmas-Eve-Vigil-of-the-Nativity-12-24-2025-Online.pdf https://vimeo.com/1148988125?share=copy&fl=sv&fe=ci Picture: Ottheinrich Bible 1430 (II:66) Angels Appear to the Shepherds in Luke 2:1-20
Hymn “The Advent of Our God” LW 12 Divine Service I, p.7 The Augustana Service Book and Hymnal Gloria in Excelsis Deo is omitted. Readings: Isaiah 40:1-8, Philippians 4:4-7, St. John 1:19-28 Hymn of the Day: “To Jordan came our Lord, the Christ” (The Augustana Service Book and Hymnal #4, LW #223) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “Soul, Adorn Yourself with Gladness” LW 239, TLH 305 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Mary Went Up to Hill Country” (choir) “O Lord, How Shall I Meet You” LW 19, TLH 58 “Love Divine, All Love Excelling” LW 286 “O Savior, Rend the Heavens” LW 32 Closing Hymn: “Come, O Long-Expected Jesus” LW 22 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Bulletin: Advent-Four-12-21-2025-Online.pdf https://vimeo.com/1148439136?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:19, Genesis 9:18-29), Noah's Drunkenness and Shem, Ham and Japheth
Hymn “On Jordan's Bank the Baptist's Cry” LW 14, TLH 63 Divine Service I, p.7 The Augustana Service Book and Hymnal Gloria in Excelsis Deo is omitted Readings: Malachi 3:1-6, 1 Corinthians 4:1-5, St. Matthew 11:2-10 Hymn of the Day “The Only Son from Heaven” (The Augustana Service Book and Hymnal #3, LW72) Sermon Offertory: “Create in Me…” p.18 General Prayer……… p.19-20 Hymn: “O Lord, We Praise You” LW 238, TLH 313 Exhortation p.21 Communion Service, p.144 (Lutheran Worship) Communion Hymns: “Comfort, Comfort These My People” LW 28, TLH 61 “When All the World Was Cursed” LW 187, TLH 272 “Hail to the Lord's Anointed” LW 82, TLH 59 “Hark! A Thrilling Voice Is Sounding” LW 18, TLH 60 –Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). Service Bulletin: Advent-Three-Cover-12-14-2025-Online.pdf https://vimeo.com/1144288735?share=copy&fl=sv&fe=ci Picture: Illustrated German Bible of 1483 (I:16, Genesis 6-9), Noah's Ark and the Flood
Today we have a special Thanksgiving edition of our hymn series. Today we are studying a hymn by Lutheran Pastor, Johnann Mentzer. Mentzer was also familiar with suffering and tragedy. Yet, his faith in the true God led him to have great joy in the face of these tragedies and to reflect on the many ways in which God had blessed him in his life, and the many blessings he had to look forward to being fulfilled in the future. Originally this hymn included 15 stanzas, ten of which are included in our hymnal, but in two different hymns (TLH 30 and 243). This hymn of praise highlights the blessings which God has richly bestowed on us. Like the man delivered from evil spirits, we sing of the "great things God hath done for me." All of creation declares God's praise. From the forest leaves, to the meadow grasses and flowers, as well as the animal creation of sea creatures, birds and land animals, they have been created "to show His praise alone, With me now make His glory known." All of this moves the Christian, the one who has come to know God's love which is shown in all these ways, to "tell, while I am living, Thy goodness forth with every breath And greet each morning with thanksgiving Until my heart is still in death." Join us for Thanksgiving worship as we sing our praises to the Triune God for all the great things He has done for us! May the LORD bless your joyful worship in thankfulness for all He has done for you!
Josiah Conder was a well known poet, author and hymnwriter in England in the 1800's. He edited a hymnal for his generation and contributed many of his own hymns to the projects. The majority of those hymns are still in use today, either in England or in America, testifying to the value of his work. We only have one of his hymns in TLH, but it has also been included in the Worship Supplement in an updated form, and with a different final verse. In its current form, this hymn is a wonderful treatment on the doctrine of justification by grace. There are two foundational Scriptures for this hymn. In John 15:16, Jesus said: “You did not choose Me, but I chose you and appointed you that you should go and bear fruit, and that your fruit should remain, that whatever you ask the Father in My name He may give you." The Apostle Paul also wrote: "For by grace you have been saved through faith, and that not of yourselves; it is the gift of God, not of works, lest anyone should boast. For we are His workmanship, created in Christ Jesus for good works, which God prepared beforehand that we should walk in them." The word "grace" is beautifully defined in this hymn, showing our natural human condition "this heart would still refuse You" (v.1) and "taught my darkened heart and mind" (v.2). It also highlight what God has done for us: "Your grace [has] chosen me" and "You removed the sin that stained me" and "grace in Christ has called me." The hymn also points us to the conclusion of our faith: "from grace to glory," "hope soon change to heavenly glory, faith to sight and prayer to praise" (v.3). The Apostle Peter wrote: "But you are a chosen generation, a royal priesthood, a holy nation, His own special people, that you may proclaim the praises of Him who called you out of darkness into His marvelous light; who once were not a people but are now the people of God, who had not obtained mercy but now have obtained mercy" (1 Peter 2:9-10). Thanks be to God's grace in Christ, both in giving us an opportunity to serve Him now, and the assurance that we will be with Him in eternity. Rejoice in that grace, this weekend, and every day of your life!
This weekend we celebrate the festival of the Holy Trinity. This festival serves as the central point in the church year as we study the nature of the true God, and worship Father, Son and Holy Spirit. Our hymn study this weekend is on TLH hymn 245 which is based primarily on John 3:16: "For God so loved the world that He gave His only begotten Son, that whoever believes in Him should not perish but have everlasting life." This passage is sometimes called "The Gospel in a nutshell" because it so concisely summaries what the Gospel is and what it does. This hymn could be given a similar moniker. It to simply summarizes the Gospel, God's love for the sinner, and the comfort and strength that we receive from God's precious Means of Grace. This hymn describes several important doctrines in a simple, but clear way. It speaks of both universal and personal justification in the opening verse. God "loved the world" and "the lost to save" describes universal justification. But the benefits are personally received by faith: "whoever would in Him believe" (v.1). It also points to Christ as the Savior and details both His incarnation "was made flesh" and His death as the means by which salvation was accomplished (v.2). The third verse rejects any idea of double predestination because God "would not have the sinner die," and the importance of the work of the Means of Grace "in the word" and also declaring that God "grants the highest good" in Baptism (v.4). Verse five speaks of the comfort that is received from God's grace through Word and Sacrament that enables us to face sickness, oppression and even death with confidence because of Jesus' work for us. God "has saved us and called us with a holy calling, not according to our works" Paul writes to Timothy (2 Timothy 1:9). Finally, we find all three persons of the Godhead described in these verses, from God the Father, to Jesus (God the Son), to the Holy Spirit. These three persons are praised in the final verse, which is known as a "doxology." How fitting that we give our Triune God praise for electing us to salvation, redeeming us through Christ's blood, and for bringing us to faith by the Holy Spirit. Join us in our worship this weekend as we acknowledge the one true God, and as we praise Father, Son and Holy Spirit for the work of our salvation!
NBA playoffs, underused church names, TLH hymns, and beating up skeletons. The Resurrection of Our Lord, John 20:1–18
This weekend we are studying a hymn by Lutheran Pastor, Johnann Mentzer. Like Gerhardt whom we studied last week, Mentzer lived about 100 years after Luther and in a very difficult time, politically and religiously. Like Gerhardt, Mentzer was also familiar with suffering and tragedy. Yet, his faith in the Triune God and the joy which God's work for him instilled, shines through in his hymns. This hymn is no exception. Originally it included 15 stanzas, ten of which are included in our hymnal, but in two different hymns (TLH 30 and 243). This hymn of praise is addressed to the Triune God (this is why it is found in the Trinity section of our hymnal), which can be seen in the reference to the Father (verse 2), the Savior Jesus (verse 3), and the Holy Spirit (verse 5). The words of this hymn are based in part on Jesus' words to the demonic, Legion after He delivered the man from the oppression of those evil spirits: “Return to your own house, and tell what great things God has done for you.” Then we hear the man's joyful response: "And he went his way and proclaimed throughout the whole city what great things Jesus had done for him" (Luke 8:39). This hymn highlights the blessings which God has richly bestowed on us. He is our Creator and Preserver who is our "Guardian kind and tender." He is our Redeemer whose compassion led Him to come "down to ransom me" and "brought me from bondage" though the suffering (keenest woe) He endured on our behalf. He is our Sanctifier, Who gives "me among Thy saints a place" through the faith He works in our hearts, and gives us the power to live lives of good works to His glory. All of this moves the Christian, the one who has come to know God's love which is shown in all these ways, to "be filled with gladness" even in the face of trouble and trial in this life. Join us this weekend as we sing our praises to the Triune God for all the great things He has done for me! May the LORD bless your joyful worship this weekend!
Crunk Chocolate and Sharpie Charlie welcome on Theo Lloyd-Hughes onto the show for the 1st time! Get to know how Theo began his career and get a better understanding of how he sees the game!TOPCS:Opening/Admin- How did TLH get into sports journalism?- Over rated and Under rated thing about the football- Thoughts about the NWSL season? - What intrigues you the most about the NWSL final? - Growth in Women's sports in the last few years has been massive. Getting some of the nasty energy that we come to expect from men's sports. How do we handle that moving forward?- Are USWNT and Spain the clear best 2 teams in the world? If not, who's on their tier?- Is there any chance City catches Chelsea this season or is it business as usual?#nwsl #shadesofbluenetwork #womenssports #woso #uswnt #soccerpodcast #soccernews #interview #oasis #womenssuperleague #barclayswomenssuperleague
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