Podcasts about which european

Is Europe really safer than the U.S.—or does it just feel that way?In this episode of Move Abroad, we break down one of the most common (and loaded) questions I get: Is Europe actually safer than the U.S.? The answer isn't a simple yes or no—it depends on how you define “safe.”We'll look at real-world data and personal experiences to explore safety through multiple lenses:Gun violence and violent crimeHealthcare access and affordabilityTransportation and traffic deathsPolitical and social stabilityEveryday emotional and cultural safetyYou'll learn how Europe and the U.S. compare when it comes to both statistics and quality of life—and what those differences might mean for your move abroad.If safety is a top concern for you, Don't miss this episode.

If you've been applying to job after job abroad and hearing nothing but crickets, you're not alone — and you're probably not doing anything wrong… but you might be using the wrong strategy.In this episode of the Move Abroad podcast, Jordan Giberson breaks down exactly why your international job applications might be getting ignored — and what to do instead. You'll learn:Why visa issues and local talent laws put you at a disadvantage — and how to work around itHow to make your resume, cover letter, and LinkedIn actually stand outThe key to finding companies willing to sponsor youThe hidden power of networking (and how to do it without being weird)What to do if your current job doesn't easily translate abroadAnd how to combine quality and quantity to get real resultsDon't waste months applying blindly. Shift your approach and get back in the game — smarter and more confident. Grab a coffee or take this episode on your next walk.Your dream job abroad is out there — let's get you noticed.

If you've ever thought, “I need to get out of this country because of the crazy politics,” this episode is for you.For many Americans, political burnout, polarization, and frustration are part of the reason they consider moving abroad. In this episode, we explore how U.S. politics continues to affect you after you leave—and how it doesn't.We cover:Why politics drives people to leave the U.S.What actually changes (and doesn't) once you're living abroadEmotional and identity shiftsThe political landscape in your new countryHow distance can bring clarityLiving abroad doesn't erase your connection to the U.S.—but it might give you the peace of mind you've been craving.

Thinking about moving abroad but not sure where to start? This episode breaks down exactly how to move from the U.S. to Europe — step by step. Whether you're dreaming of a fresh start, craving a lifestyle change, or just overwhelmed by all the logistics, this guide will walk you through everything you need to know.We'll cover how to:Get clear on your “why” for moving abroadChoose the best destination country for your goalsFind a visa path that actually works for AmericansBuild a realistic timeline for your moveBudget and handle your financesManage logistics, paperwork, and housingBook your move and get settledExtend your stay and plan for long-term life abroadBy the end of this episode, you'll have a clear roadmap for your move — even if you're starting from zero.

Want to move to Europe but have no idea where to start? This episode lays out one of the simplest ways to make it happen: studying there. Whether it's a full master's degree or a short-term study abroad program, this route gives you a clear visa path—and can lead to long-term residency.Inside the episode:Why a master's degree to move to Europe actually worksThe visa advantage no one talks aboutStudy abroad vs. full degree—what to knowHow to choose a country and find English-speaking programsWhere tuition is low (or free)Step-by-step process to apply and prepareHow this can lead to a job, residency, or permanent moveWays to build your network while you studyLet's stay in touch and help you take the first step: 

Wondering if you can move abroad even though you have debt? You're not alone—and the short answer is: yes, you can. But it takes some planning.In this episode, I'm sharing the real story about moving abroad with student loans, credit cards, and other debt. We'll talk about why having debt doesn't disqualify you, how to get clear on your financial situation, and how to build a solid plan that includes your debt payments while living overseas.You'll learn:Why debt is normal—and doesn't define your futureHow to organize and assess your debt before making a moveHow to budget for life abroad and manage your debt responsiblyPractical steps to lower your cost of living, increase your income, and stay financially steady while living overseasWhy your mindset around debt matters more than you thinkPlus, I'll share the small systems you can set up now to stay on track after you move, without stressing about every dollar.If moving abroad feels like a distant dream because of your finances, this episode will show you a different path forward.

You don't have to hate the U.S. to move abroad. In this episode, we explore the idea that wanting to live in another country doesn't mean you're trying to escape your current life or country — it might just mean you're curious, ready for change, or seeking a different pace. We talk about letting go of guilt, embracing growth, and owning the simple truth: you're allowed to want more than the "American Dream".In this episode:Why you don't need a “big reason” to move abroadThe myth that moving means you're running away from somethingHow to balance love for your home country with the desire for something newWhy it's okay to leave a good life in pursuit of something differentA reminder that “because I want to” is reason enoughIf you've been thinking about moving abroad but feeling unsure—this episode is for you. You don't need to wait for a crisis, or justify your decision to anyone. Wanting something different is reason enough. If this resonated with you, share it with someone else who's been dreaming about life abroad too.

If you've ever dreamed of waking up in a European city, strolling cobblestone streets, or spending weekends hopping between countries—this episode is for you. After five years of living in Europe, I'm sharing what your day-to-day life could actually look like abroad. From quiet mornings at riverside cafés to living in cities that feel like open-air museums, I break down what it really feels like to live this kind of life. You'll hear about slow mornings, spontaneous weekend trips, Christmas markets, and why everyday life here feels more intentional and peaceful.This isn't just a fantasy. It's a life that's possible. I hope this episode serves as a reminder for the type of life you're working towards. Give it a listen to get inspired!

Join Ken from RTE-Travel Talk as he sits down with river cruise expert Shari Marsh of Cruise Holidays Land and Sea to answer the burning question: Which European river offers the most breathtaking views? If you're dreaming of a luxurious, stress-free journey through Europe's most picturesque landscapes, this episode is for you! Shari shares her expert insights on what makes each river cruise unique, what first-time river cruisers should consider, and how to choose the best itinerary based on scenery, history, and cultural experiences.

You've just moved to Europe, settled into your new apartment… and then you get sick. Now what? Do you need insurance? How do you see a doctor? And is it going to cost a fortune?In this episode, we're breaking down what Americans need to know about healthcare systems in Europe. We'll compare the U.S. healthcare system to what you'll find abroad, walk through public vs. private healthcare options, and look at the real costs of doctor visits, medications, and insurance in top expat destinations like Spain, France, Germany, and more.You'll learn:Why many Americans are relieved to leave the U.S. healthcare system behindHow healthcare costs compare across countriesWhen (and why) expats might still want private insuranceWhat steps to take before you move abroadIf the idea of free and quality healthcare sounds too good to be true, you'll want to give this episode a listen. 

What if you move abroad and realize you don't actually like it? The wrong country, wrong city, wrong neighborhood—or it's just not as perfect of a fit as it could have been. There's a simple way to avoid these regrets:In this episode, we're diving into why spending time in a potential new home before moving is a game-changer. You'll learn: Why testing a city first can save time, money, and frustration How to evaluate if a place truly fits your lifestyle, work, and visa optionsThe exact steps to plan a ‘trial run' trip that gives you real insights—not just a vacation experienceIf you've ever worried about making the wrong choice when moving abroad, this episode is for you. Tune in now!

Who gets FOMO? I'm raising my hand over here! Worried about what you'll miss out back at home if you move abroad? That was definitely me when I was thinking about move abroad. In this episode, I break down the fear of missing out—why it happens, the cultural pressure to stay close to home and how to reframe your mind so you don't let that FOMO get to you. We'll also dive into:What You Gain by Moving Abroad: Personal growth, new career and life opportunities, stronger relationships, and an expanded community.How to Stay Connected: Plan visits wisely, use technology to stay in touch, create new traditions, and accept that missing out is part of the journey.What would you regret more—missing some events at home or never taking the leap? Tune in now to find out!

Here's the link to the PDF Guide that's mentioned in this episode: Ultimate Guide to UK VisasThinking about moving to the UK? Whether you're planning to work, study, start a business, or join family, choosing the right visa is the first (and most important) step.In this episode, we'll break down the different visa options available, from the Skilled Worker Visa to the Youth Mobility Scheme, and even options for entrepreneurs and families. I'll share insights from my own experience moving to the UK, plus tips to help you navigate the visa process smoothly.By the end of this episode, you'll have a clear idea of which visa might be right for you—and how to turn your dream of living in the UK into reality!

If you're thinking about moving abroad but aren't sure which European city is right for you, I've got you covered. In this episode, I share what I've learned from moving from Texas to London and break down the key factors to consider when choosing where to live.I walk through expat communities, job opportunities, visas, cost of living, and climate—everything you need to think about before making the move. I also highlight top European cities to consider, including London, Lisbon, Amsterdam, and more, plus a few others that might be a good fit depending on your situation.Not sure if you need to learn a new language? Wondering which cities offer the best quality of life? I cover that too.Tune in now and start planning your next big adventure!

You know you want to move abroad, but your job is keeping you stuck. Maybe your employer won't approve remote work. Maybe you're tied to an office. Or maybe you're just tired of the 9-5 grind and want more freedom.Here's the truth—waiting for your company to magically let you work remotely isn't a plan. But freelancing? It could be the fastest, easiest way to finally make your move abroad happen.In today's episode, we're breaking down why freelancing is the ultimate shortcut to international freedom, how it can help you quit your job and move abroad on your terms, and the exact steps to start today—even while you're still working your 9-5.If you're ready to stop waiting and start taking control, this one's for you.

Let's be real—you've been dreaming about moving abroad for months, maybe even years. You binge travel content, follow expats online, and imagine your future life overseas. Today, I'm giving you the tough love you need to finally take action. We're breaking down the real reasons you're still stuck, the excuses holding you back, and the exact steps you can take today to start moving abroad for real. No more waiting for the “perfect” time. So, are you ready to stop dreaming and start doing? Let's go.

Dreaming of moving abroad but feeling overwhelmed by all the options? You're not alone! With so many incredible countries and cities to choose from, deciding where to go can feel like a daunting task. In this episode, I'm breaking down a step-by-step process to help you figure out exactly where you should move based on your lifestyle, career, budget, and visa options.We'll cover:How to identify your priorities and lifestyle goalsThe best tools for researching visa options and cost of livingHow to compare countries and narrow down your top choicesWhy visiting or doing a trial move can help you make the right decisionBy the end of this episode, you'll have a clear plan for choosing your perfect new home abroad! Plus, if you're still unsure, I've got a free quiz to help you find your ideal European city—head to the link below to get started.

I know this sounds like an over promise, but hear me out! Moving to Europe will actually solve a lot of your life's problems (maybe even some problems you're not even aware of!) In this episode, we dive into how moving to Europe solves your life problems—from financial stress and burnout to healthcare costs and work-life balance.We'll explore why so many Americans feel stuck in an endless cycle of overwork and high expenses—and how Europe offers a refreshing alternative with affordable healthcare, shorter workweeks, and a focus on quality of life. Plus, we'll break down the benefits of safer cities, stronger social safety nets, and a culture that values community over consumerism.If you've been dreaming of a life that feels more fulfilling and less overwhelming, this episode is for you! Tune in and discover if a move to Europe could be your next big step.

Securing a remote job in Europe seems like the dream for many - and for a good reason! Live in Europe and work remotely in different European countries easily? Ummm yes, please! Landing a remote job in Europe sounds exciting, but it does take more than just updating your resume and sending out applications. You need to understand location restrictions, visa requirements, and how to position yourself for success. In today's episode, we're breaking down everything you need to know to secure remote work and build a digital nomad lifestyle in Europe. In this episode, we cover:Key factors for applying to remote jobs in Europe.Finding work-from-anywhere opportunities.Top job boards, industries, and visas for remote work.Whether you're planning your move or just exploring the possibilities, this guide will help you get started. Tune in to hear more! 

Thinking about moving to Europe but not sure how to find the right job? In this episode, we explore the 10 best career options for Americans abroad.We'll cover:The top industries hiring US expats.Key roles and skills in demand.The best cities for specific job opportunities.From tech and teaching to finance and entrepreneurship, this episode will help you identify opportunities that fit your goals and set you up for success in Europe. Tune in and start planning your move!

Moving abroad is a fun adventure, but let's be honest—it's not just about packing your bags and hopping on a plane. You do need to consider and map out the financial side of your move abroad as well. In today's episode, we're diving into the nitty-gritty of how much you really need to budget for a move abroad. In this episode, we cover:Pre-moving costs like visa fees and health insuranceInitial Setup Costs like temporary accommodation and housing deposits Ongoing Monthly Costs like including housing and utilitiesMiscellaneous and Emergency FundI'm breaking it all down to make sure you're financially prepared every step of the way. So get ready, because this episode is packed with tips to help you plan your move without breaking the bank. Give it a listen!

Have you ever thought about moving to another country but faced doubts from others or yourself? In this episode, I share lessons from my experience of living abroad.These are the 4 lessons I wish I'd learned sooner: Some people won't ever understand why I want to live abroad and that's okay.People I loved (AKA my family and friends) only discouraged me from moving abroad out of fear, not because moving abroad was actually a bad choice. I was worried about missing out on events back home. I wish I would have realized that staying in the U.S. would have come with its sacrifices as well.You don't need your dream visa and job right when you move abroad. If you're considering moving abroad or are in the process, this is a great episode to learn from the lessons I had along the way. Give the episode a listen to hear more!

In this episode, I'm reflecting on the past year with an honest look at what worked, what didn't, and the lessons I'm taking into 2025. If you want to hear an unfiltered episode on what I nailed and failed in this past year, you'll love this episode. This episode is an opportunity to reflect on the year's wins and challenges and consider what changes you want to make in the year ahead.Tune in and don't miss it!

Which European club needs the biggest January trolley dash? Who will be the breakout star of 2025? And is La Liga set to become the dominant league in Europe once more? Dotun, Andy and David are here with some answers and some bold predictions for your first Ask OTC of the new year!Plus, we return to one of the biggest stories of 2024 and answer the question on everybody's lips in Türkiye: can Galatasaray make things permanent with Victor Osimhen?Ask us a question on BlueSky, X or Instagram and find us on YouTube and TikTok. Email us here: otc@footballramble.com.For ad-free episodes and much more from across our football shows, head over to the Football Ramble Patreon and subscribe: patreon.com/footballramble.***Please take the time to rate and review us on Apple Podcasts or wherever you get your pods. It means a great deal to the show and will make it easier for other potential listeners to find us. Thanks!*** Hosted on Acast. See acast.com/privacy for more information.

Americans, hear me out—this isn't about hating on the US. It's about the surprising differences I've noticed after living in Europe for several years. In this episode, I'll compare what each place gets right (and where it falls short).We'll talk about things like universal healthcare, affordable travel, and a more balanced approach to life in Europe versus bigger houses, incredible nature, and the strong community vibe in the US. I'll also dig into why living abroad changes how you see the world—and what makes me question if I'd ever move back.This is an honest look at life on both sides of the Atlantic. Let's dive in!

Looking to secure a job abroad?This episode breaks down 7 steps to make it happen:Tailor your CV for the local market.Build connections abroad.Navigate cross-cultural interviews.Decide when to accept or negotiate a job offer.Stick to your current role to simplify your move.Take the first step toward your goal today. Share your favorite tip from the episode on Instagram (@jordan.giberson) or take the free quiz on my website to find your perfect European city.

Have you ever wondered if moving abroad will actually make you happier—or if you're just imagining it?

Planning your move abroad can feel easier with a clear timeline. In this episode, we go over Your Perfect Move Abroad Timeline—from deciding your destination to finishing tasks before leaving.We'll cover:Why planning mattersHow long it takes to move abroadA timeline to guide you through key steps like choosing a visa, finding housing, and packing.If you're planning a move or thinking about it, this episode will help you stay organized and prepared.

Welcome to today's episode, where we're diving into one of the most exciting steps in moving abroad: finding the right destination and visa to land a job in Europe. If you've been dreaming of working overseas but feel overwhelmed by the options, this episode is for you.I'll be sharing four top countries where I'd focus my efforts if I were moving abroad again, along with the key visas that can help make your European dream a reality. Whether you're in tech, healthcare, or marketing—or just want a fresh start—these countries offer incredible opportunities for expats.By the end of this episode, you'll have clarity on:Which destinations are best suited to your career goals.The specific visa routes to get you there.Insider tips to simplify the process and set you up for success.Check out my Move to Europe Workshop to start planning your move!

Dreaming of a new life in Europe but unsure which destination is right for you? In this episode, we discuss the key factors to consider when choosing a European country for your move abroad. From lifestyle and culture to cost of living and career opportunities, we cover it all. Whether you're drawn to Paris, Lisbon, or Berlin, this will help you narrow down your options and find your ideal European home. Tune in for tips, real-life stories, and advice to start your journey abroad.

The Daily Quiz - Geography Today's Questions: Question 1: Which European capital city stands on the Manzanares River? Question 2: Which country's flag fits the description of 'Three equal horizontal bands of red white and black. The white band contains two green stars.'? Question 3: What is the capital city of Central African Republic? Question 4: What is the capital city of Uganda? Question 5: Which Japanese city is served by Narita Airport? Question 6: Which tiny country has been independent from Italy since 1929 and is the home of the Pope? Question 7: Which of these colors is included on the flag of Netherlands? Question 8: Which of these colors is included on the flag of Kenya? This podcast is produced by Klassic Studios Learn more about your ad choices. Visit megaphone.fm/adchoices

Worried that moving abroad might be a mistake? In this episode, we look at common concerns people have about relocating—such as feeling lonely, managing finances, and handling career changes. We break down each hesitation with practical advice to help you prepare and respond. Learn how to stay connected with family and friends, adapt to a new culture, and navigate the challenges of living in a different country. Tune in now to get insights on how to make the most of your move abroad.Learn more from here: https://jordangiberson.com/55-what-if-moving-abroad-is-a-mistake/

Thinking of Moving Abroad Without a Job? Listen to this episode to learn about what it might look like to move abroad without a job offer: Pros & Cons: Weigh flexibility, cultural immersion, and financial pressures.Visa Options: Learn about tourist, long-term visitor, and job-seeker visas.Financial Tips: Budget for initial expenses, healthcare, and visa costs.Job Search Strategies: Tips for networking, exploring job markets, and securing employment abroad.Check out this free guide: https://jordangiberson.com/55-moving-abroad-with-no-job/If you are looking to be employed by a corporation, and you are thinking about moving abroad without a job offer, tune in to this episode! 

Thinking of moving to the UK? This episode is your ultimate guide to UK visas. I moved to the UK 5 years ago and it's been the best thing I've ever done. I'm STILL in love with London! If you're serious about moving to the UK, this episode will break down everything from tourist and work visas to permanent residency and dual citizenship in the UK. Plus, grab our Ultimate Guide to UK Visas for free, designed to help break down all the visa options and process to move to the UK!In this Episode:Deciding on the Right VisaFactors to consider when choosing a visaImportance of visa type for residency optionsTourist VisasOptions and restrictions for short stays and remote workTypical duration, costs, and eligibilityWork VisasSkilled Worker Visa: requirements, costs, and pathways to residencyHealth and Care Visa: eligibility for healthcare rolesTemporary Worker Visas: options for short-term employmentBusiness and Investment VisasInnovator and Start-Up Visas: eligibility and funding requirementsInvestor Visa: requirements for high-net-worth individualsStudy VisasStudent and Child Visas: duration, costs, and requirements for educationShort-Term Study: eligibility for shorter coursesFamily VisasPartner and Parent Visas: requirements for joining family in the UKAdult Dependent Relative Visa: support for long-term careOther Visa OptionsAncestry Visa: for those with UK heritageYouth Mobility Scheme: two-year work and travel optionSteps in the Visa Application ProcessEligibility, required documents, and the online application processProcessing time, biometrics, and handling rejectionsPermanent Residency and CitizenshipDifferences between Indefinite Leave to Remain (ILR) and citizenshipBenefits of ILR and steps to gaining full British citizenshipReady to start your UK journey? Tune in, take notes, and download the Ultimate Guide to UK Visas for a step-by-step breakdown. I can't wait to see you in the UK!

They always say "hindsight is 20/20" and while there aren't many things I'd do differently if I moved abroad again, there are some things I wish I knew back then.  In this episode, I'll break down what I'd do differently and what would have been helpful to know from the beginning of trying to move abroad. Highlights from the Episode:Make the Decision and Stick to ItCommit to the move and be prepared for some pushback from others. Find your “why” and lean on it when doubt surfaces.Choose Your DestinationGet clear on where you want to go. Research places that align with your ideal lifestyle, or even plan a short visit to get a sense of everyday life there.Sort Out the Visa Find a visa that matches your work or lifestyle goals without overanalyzing options. Avoid getting stuck in decision fatigue, which can delay your move. Pick a Move DateSet a timeline and distinguish between essential tasks and excuses that can hold you back. Sometimes, the perfect time never arrives.Stay Committed with a Plan  Map out your steps and set small weekly goals to keep moving forward. Whether it's finalizing a checklist or setting up a calendar block, structure will help you make it happen.Tune in to hear the steps I'd take now, and how you can apply them to make your own move abroad smoother and more intentional! 

Dreaming of a life abroad? You might be thinking you only want to move abroad for a year or two, but you never know how you might feel over time and it's good to give yourself options for the future! In this week's episode, we talk about: What is permanent residency? What is dual citizenship? The differences between permanent residency and dual citizenship The European countries that do and do not allow for dual citizenship (some of these really surprised me!)**Please note that as of June 27, 2024, new citizenship laws entered into force in Germany. Germany now allows dual citizenship for all of its citizens and foreign residents as long as the other country also permits it.

Our Chief Europe Economist Jens Eisenschmidt and Europe Equity Strategist Regiane Yamanari discuss the strain of an aging population on the future of Europe's economy and markets.----- Transcript -----Jens Eisenschmidt: Welcome to Thoughts on the Market. I'm Jens Eisenschmidt, Morgan Stanley's Chief Europe Economist.Regiane Yamanari: And I'm Regiane Yamanari from the European Equity Strategy Team.Jens Eisenschmidt: Today we are discussing one of the most urgent challenges Europe is facing right now, a declining working age population – and its implication for Europe's economy and potential solutions.It's Wednesday, October 23rd, at 3 pm in Frankfurt.Regiane Yamanari: And 2 pm in London.So Jens, people are getting older around the world, living longer. Although the rate of change is different from country to country, can you tell us what's the situation in Europe right now?Jens Eisenschmidt: Yes, Europe faces a declining working age population, so much is sure. We have just put out a big report, where we come up with numbers around this issue. We think for the large four Euro area countries – Germany, France, Italy, and Spain – we see a decline in Euro area working population by 2040 by 6.4 per cent. People also get older, so that doesn't necessarily mean the overall population is declining by as much. It simply means that working age population, as a sort of most direct, relevant measure for the economy, is declining.Regiane Yamanari: Why does an aging population hamper economic growth?Jens Eisenschmidt: So, think about the economy producing, in a very stylized sense, with two factors. One is capital and the other one is labor. And typically, these two factors are connected. So, you can't really produce just with one factor. Typically, you need at least some labor to produce something or at least some machinery to produce something with labor.So we just; I mean, it's a very simple way of looking at the economy, but typically very powerful in explaining what's going on. So, if we take this approach and look at our economy through the lens of these two factors and we have one factor declining significantly, this will affect the amount the economy can produce.So, we are talking here about so-called potential growth or potential output. And we think the declining working age population will lead to a decline in potential output. For the Euro area economies I was just mentioning, we think it could be around 4 per cent over the period 2000, from now to 2040. And that amounts to on an annual basis around 25 basis points lower growth potential.Regiane Yamanari: Suppose policy makers want to boost Europe's working age population, which they do. What options do they have? Which European countries most benefit from these policies or options?Jens Eisenschmidt: Yeah, the oldest policy measure, or if you want the most discussed one, typically has been birth rates.Now, many of the policies being implemented here – and they have been implemented for decades already – have been found to be not really changing [the] situation in a profound way. So, birth rates have either stopped increasing again or actually continued dropping. So, policy makers' attention probably for this reason has turned to other measures.Other measures we think of here mostly in the current debate is increasing net migration, so you're basically getting your working age population replenished to some extent from the outside. Changing participation pattern in your own domestic labor market – typically, it's framed around the question, how much or how high is the share of one cohort versus the other.For instance, males versus females. We have countries where there is a large gap between these two groups, just to name an example here. And you know, closing that gap could help you increasing or offset; some of the projected decline in working age population.Another measure that's often discussed is increasing, retirement age. So essentially working age population is defined by those age between 15 and 64. And of course, if you work for longer, so you increase retirement age, that will also help, to stem against some of the projected decline in working age population.Now, if you look around for the countries that we are discussing in the report, um, then there are different ways these policies affect these countries.So, for instance, in Italy, closing the gap between male and female labor force participation would offset a large part of the projected fall in its working age population because that gap is so large. In France, in terms of our numbers, the most effective measure would be increasing the retirement age. And again, in Germany and Spain, it would probably be migration policies that are most effective.Okay now let's consider the alternative, Regiane. Suppose nothing changes. There are fewer and fewer working age people in Europe. How would this affect companies earning growth?Regiane Yamanari: So, if there are no policy action, and here assuming all else equal, I mean, no change in productivity, for example. Due to a lower GDP growth, we estimate the headwinds of European demographics could lower companies long term earnings growth by 90 basis points. So, from 5.1 to 4.2 per cent by the end of the decade. And this compares to an average growth of 6.4 per cent that we had in the past 10 years.Jens Eisenschmidt: And how would this be reflected in the stock market?Regiane Yamanari: Yeah, so potential lower earnings growth is negative for European equities, right? But it's worth highlighting two points here. First, is that European companies have been diversifying their activities and revenues across the globe in the recent decades. And the revenue exposure of European companies to develop Europe, including the UK has reached a 30-year low. So, we estimate that just 38 per cent of European companies' revenues are generated in develop Europe, on a free flow market cap weighted basis.And second, I think we see this impact being more idiosyncratic at sector at stock level. Just to give an example, so we have this factor analysis that we have done. We found that companies reducing headcount in Europe have been outperforming companies increasing. So in our view, this impact, it will be idiosyncratic, and it will depend by sector and the the stock.Jens Eisenschmidt: What sectors and industries then do you expect to be most affected by an aging population and the declining labor force?Regiane Yamanari: Yeah, so first of all, I think one thing to mention is that it's very clear that the theme of, aging population is gaining traction in European C-suite commentary. So we found using AlphaSense Large Language Model, when we analyze companies transcripts, a notable rise in mentions of aging population – and in particular, if we compare to the US, to the US companies, we know that labor intensive industries like kept goods, construction and materials, business services are among those at the top of the list.And those mentions have been increasing in most cases when we compare to the average of the last five years.Jens Eisenschmidt: So how are companies adjusting their business models to account for these challenging demographic trends? Regiane Yamanari: So we see, for example, industrial automation, robotics, and software adoption accelerating in the face of declining working age population across Europe, which might surprise some people as some people is relatively under-penetrated by technology.Regiane Yamanari: For example, if we look at industrial robot density in Germany, that is less than half of South Korea. And there are some sectors, for example, like hospitality that our analyst has flagged that the companies have been changing and adopting initiatives related to recruitment, technology adoption, portfolio rationalization – just a few examples here – and adjusting their business models as well to navigate a scenario of reduced labor availability and higher costs. And well, not to mention AI, which we have seen a rapid development and pace of adoption as well.Jens Eisenschmidt: I'm glad you mentioned AI. It was on my mind. I was about to ask you. So, what do you think, uh, the role of AI could be in helping with the demographic challenge?Regiane Yamanari: Our view is mainly on productivity gains. So, we them to start materializing, but they are likely to be small and grow consistently over time. An important portion of AI adopter companies cost base are related to R&D, marketing, distribution costs – and these areas we still are to see broad based application of AI, if this is really to be meaningful at the corporate level or even a national level.So the way we see is that the productivity gains being reflected on margins, but still to be small at this level.Jens Eisenschmidt: So, this one remains to be seen. We will surely be watching closely whether AI can deliver what it seems to be promising to generate productivity gains to offset the demographic challenge.Regiane, thanks a lot for taking the time to talk.Regiane Yamanari: Great speaking with you, Jens.Jens Eisenschmidt: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

In this episode, we dive into strategies for how to handle friends and family who aren't supportive of you wanting to move abroad. Trust me, I've been there. My family specifically did not understand why I'd ever want to leave Texas (because it's the best place on Earth, obviously), let alone the U.S. But eventually I got them on board. Here's what we cover in this week's episode: How to handle unsupportive people when you want to move abroadUnderstanding their concerns and setting boundariesTips for staying confident and positive despite mixed reactionsSharing your plans, providing information, and involving them in your journeyEmphasizing self-care, visualizing goals, and reaffirming your decision to move abroadWant to learn more check out my blog on this topic: https://jordangiberson.com/51-how-to-deal-with-people-who-arent-supportive-of-your-move-abroad/

Ah visas... to live abroad you gotta have them! I remember when I first wanted to move abroad, learning about visas was overwhelming and confusing. Are you the same? In this episode we cover the 10 easiest visas to get in Europe. This episode provides a simple breakdown of visa options and application processes.  These are the visas we discuss:Golden Visa: Invest €250,000–€500,000 in real estate, private equity, or businesses in countries like Portugal, Spain, or Greece. Digital Nomad Visa: For remote workers looking to live in Europe while working for non-European companies. Student Visa: Study at a European university. Working Holiday Visa (Ireland): Work and travel in Ireland for up to a year. Work Visa: Secure a job in Europe to live and work there. Retirement/Passive Income Visa: For retirees or those with stable income. Freelancer/Self-Employment Visa: For freelancers or independent contractors. Job Seeker Visa: Time to search for a job before getting a work visa. Entrepreneur/Startup Visa: Start a business or invest in a European startup. Family Reunification Visa: Join family members already living in Europe. Check out my blog to learn more: https://jordangiberson.com/50-10-easiest-visas-to-get-in-europe/ 

Only speak English but want to move abroad? Certain countries and industries are more prone to hire English speakers. During this podcast episode, we talk about the challenges and opportunities English speakers may face when searching for work overseas. During this episode, we cover: - Can you find a job abroad with only English?- Best European regions for English speakers.- Tougher areas for English-only jobs.- Tips for navigating the job market.- Strategies to confidently pursue overseas roles.Tune in to discover how you can land a job abroad, even if English is your only language!

One of the best ways to ease the transition is by finding a supportive community quickly. In this episode, we discuss the importance of building connections in a new country and how it can transform your experience.Make friends quickly: The faster you connect with people, the smoother your transition abroad will be.Where to meet people: We discuss great spots to find new friends, like Facebook groups and in-person meetups.Invest in key relationships: Learn how to choose 2-5 people to truly invest in, creating a close-knit circle of friends.Diverse friendships: It's important to have a mix of both expat friends and local friends for a well-rounded support system.Embrace loneliness: Understand that loneliness is a natural part of moving abroad (and adulthood!), and you're not alone in experiencing it.

Ever wondered what's going to change when you move abroad to Europe? In this episode we'll be discussing what will feel different when you move abroad to Europe, specifically, the eleven distinct aspects of daily life and society. We'll talk about: Cultural Diversity and Languages: Wide range of cultures and languages.Public Transportation: Effective transit systems and pedestrian-friendly cities.Lifestyle and Work-Life Balance: Emphasis on balancing work with personal life.Healthcare System: Well-structured healthcare benefits.Size and Space: Differences in living spaces and community layouts.Food and Dining Culture: Distinct dining habits and rich culinary traditions.Pace of Life: Generally relaxed daily rhythms.Social Norms and Attitudes: Varied behaviors and public perceptions.Historical Architecture and Urban Planning: Influence of history on city designs.Environmental Consciousness: Strong focus on sustainability.Politics and Social Policies: Overview of political and policy environments.Tune in to explore how these factors make Europe a unique place to live and visit.

Ever thought about moving abroad for love? Give this episode a listen to hear about doing long distance and whether moving abroad to be with that special someone (hehe) is the best move for you or not. Some topics we cover: Key Considerations: What to think about before relocating.Cultural and Legal Challenges: Adjustments and legalities you'll face.Maintaining Independence: How to keep your identity in a new setting.Experiences: Stories from those who've made the move.Decision Tips: Advice for making this decision.Tune in to find out if an international move for love is right for you.

In this episode, we dive into essential steps for ensuring a successful move abroadResearch Destinations -  Learn about living costs, healthcare, safety, and climate.Language and Culture -  Assess the ease of adapting to local language and culture.Visa Requirements -  Prepare for and understand local visa requirements.Visit Ahead -  Experience the location firsthand with a preliminary visit.Job Market -  Investigate employment opportunities in your field.Expat Insights -  Gain valuable advice and experiences from existing expats.Financial Planning -  Manage your finances to cover both initial and ongoing costs.Healthcare Quality -  Ensure accessible and quality healthcare is available. Join us as we outline these crucial steps to make your transition to living abroad as smooth as possible.

Listen to this episode to hear the story of Emily Regina from Regina Creative. She is an amazing woman who made a bold move to Lisbon from California. Tune in to hear about how she made the move abroad. In this episode we talk about:Cultural Integration: Learn about the nuances of adapting to Portuguese life, from language barriers to community involvement.Practical Guidance: Get actionable tips on legal processes, housing search, and cultural understanding for a smooth transition.Personal Insights:Hear personal stories and lessons learned during the integration into Lisbon's vibrant lifestyle.Want to connect with Regina? Follow here at Regina_Creative_ on InstagramCheck out her website: https://www.reginacreative.com/Tune in to hear Regina's personal story about what it's like to move and live abroad! 

Considering a significant life shift by moving abroad but uncertain if it's the right choice? This episode aims to clarify that major decision:Assess Your Goals: We'll examine personal aspirations, career goals, cultural interests, and financial considerations.Evaluate Readiness: Learn how to gauge if you're prepared for the transition abroad.Discover Tools and Strategies: Uncover practical methods to determine if an international move matches your life plans.Gain Insightful Advice: Whether motivated by adventure, career prospects, or a fresh environment, receive the guidance you need for a well-informed decision.Tune in to discover if making the move abroad is the optimal step for you!

It's listener question time! You can find the full list that our foursome discussed down below: 1) What's the best season ever by a USMNT attacker in Europe? 2) Which managers have successfully replaced legendary managers? 3) What's happening with Graham Potter? 4) Which European clubs most consistently outperform their wage bill? 5) Why do big clubs in Italy share stadiums? 6) What are our favorite stories of soccer making the world a better place? --- Today's show is brought to you by... Indochino! Level up your game with Indochino. Go to Indochino.com and use code ATHLETIC to get 10% off any purchase of $399 or more.  LinkedIn! Post your job for free at LinkedIn.com/TSS! --- JOIN THE TSS+ PATREON! Check out our Patreon, which houses bonus podcasts, access to our exclusive Discord, blog posts, videos, and much more. Become a member today at patreon.com/totalsoccershow! Learn more about your ad choices. Visit megaphone.fm/adchoices

It's listener question time! You can find the full list that our foursome discussed down below:1) What's the best season ever by a USMNT attacker in Europe?2) Which managers have successfully replaced legendary managers?3) What's happening with Graham Potter?4) Which European clubs most consistently outperform their wage bill?5) Why do big clubs in Italy share stadiums?6) What are our favorite stories of soccer making the world a better place?---Today's show is brought to you by...Indochino! Level up your game with Indochino. Go to Indochino.com and use code ATHLETIC to get 10% off any purchase of $399 or more. LinkedIn! Post your job for free at LinkedIn.com/TSS!---JOIN THE TSS+ PATREON!Check out our Patreon, which houses bonus podcasts, access to our exclusive Discord, blog posts, videos, and much more.Become a member today at patreon.com/totalsoccershow! Hosted on Acast. See acast.com/privacy for more information.

The whole gang is here to answer your questions! You can find the full list that we tackled down below:1) With the expanded 2026 World Cup, at least a few teams are likely to debut at the tournament. Which one has the best chance to make a deep run?2) Is there a soccer war brewing lower down in the U.S. soccer pyramid?3) Which European soccer coach would we choose to lead an NFL franchise?4) Is Saudi Arabia's soccer experiment already coming to an end?5) What's going on with the MLS referee strike?---Today's show is brought to you by...Shopify! Help grow your business by signing up for a one-dollar-per-month trial at shopify.com/tss!---JOIN THE TSS+ PATREON!Check out our Patreon, which houses bonus podcasts, access to our exclusive Discord, blog posts, videos, and much more.Become a member today at patreon.com/totalsoccershow! Hosted on Acast. See acast.com/privacy for more information.

The whole gang is here to answer your questions! You can find the full list that we tackled down below: 1) With the expanded 2026 World Cup, at least a few teams are likely to debut at the tournament. Which one has the best chance to make a deep run? 2) Is there a soccer war brewing lower down in the U.S. soccer pyramid? 3) Which European soccer coach would we choose to lead an NFL franchise? 4) Is Saudi Arabia's soccer experiment already coming to an end? 5) What's going on with the MLS referee strike? --- Today's show is brought to you by... Shopify! Help grow your business by signing up for a one-dollar-per-month trial at shopify.com/tss! --- JOIN THE TSS+ PATREON! Check out our Patreon, which houses bonus podcasts, access to our exclusive Discord, blog posts, videos, and much more. Become a member today at patreon.com/totalsoccershow! Learn more about your ad choices. Visit megaphone.fm/adchoices