FQMom Podcast

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Let’s talk about MONEY & FAMILY! Rose Fres Fausto is FQ MOM. FQ stands for FINANCIAL QUOTIENT, the ability to make sound decisions and actions with regard to personal finances. It is the IQ & EQ of handling money. With the use of Behavioral Economics principles (explained in simple terms), let’s make saving, investing, and doing the right thing in general more effortless and fun! Subscribe to this podcast to know what’s going to come out in FQ Mom’s article on PhilStar and FQMom.com ahead of time. Follow Rose at FQ Mom on FB, YT, Kumu; and theFQMom on IG and Twitter.

Rose Fres Fausto


    • May 21, 2025 LATEST EPISODE
    • every other week NEW EPISODES
    • 16m AVG DURATION
    • 128 EPISODES


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    Latest episodes from FQMom Podcast

    #129 “Always Invert” “Baliktarin Mo Baby!” (Applying this mental model for a high FQ)

    Play Episode Listen Later May 21, 2025 11:20


    When it comes to having a high FQ in order to live a comfortable and happy life, of course, I want you to start imagining your dream life complete with a mood board, as discussed in FQ Book 3: High FQ By Design. Listen.

    #128 The Way You Vote Reflects Your Money and Other Beliefs

    Play Episode Listen Later May 6, 2025 14:03


    The midterm campaign period is not as heated (and toxic) as it is during presidential elections, and it might be a good opportunity for us to reflect on how we have been voting (or not voting) because the way we vote mirrors not just our political views but also our money mindset and life beliefs.  Listen.

    #127 Your Network is Your Net Worth

    Play Episode Listen Later Apr 29, 2025 13:49


    There's a popular saying, “Your network is your net worth.” It's a simple truth that reminds us how relationships often shape our success as much as skills and credentials do. And this goes beyond career advancement and financial gain. Listen.

    #126 A Practical Guide to Reflecting on Your Financial Life This Holy Week

    Play Episode Listen Later Apr 13, 2025 12:01


    Holy Week is a time for reflection, sacrifice, and renewal—principles that also apply to our financial lives. Just as we use this season to pause and reconnect with our faith, we can also take this opportunity to assess our financial well-being and align it with our values. Listen.

    #125 Financial Valor: Lessons from the heroes of Bataan applied on money

    Play Episode Listen Later Apr 8, 2025 13:07


    Today, as we commemorate this historical event that we now rightfully call as Araw ng Kagiting (Day of Valor), let us draw some lessons that extend beyond the battlefield and into our everyday lives, particularly on how we handle our finances. Listen.

    #124 The Financial Superpowers Women Have That Make Them Great Wealth Builders

    Play Episode Listen Later Mar 25, 2025 13:45


    As promised, here's the Part II of our discussion on wealth building for women. Last week, we talked about the obstacles to building our retirement fund (Please click https://fqmom.com/how-can-women-build-a-strong-retirement-fund-despite-gender-pay-gap-career-interruptions-and-other-challenges/ if you haven't heard that yet.) and now, we discuss the good news! Ten financial superpowers that women have that actually make them great wealth builders. So no more excuses ladies, let's embrace our superpowers and build wealth! Listen.

    #123 How Can Women Build a Strong Retirement Fund Despite Gender Pay Gap, Career Interruptions, and other Challenges?

    Play Episode Listen Later Mar 18, 2025 23:52


    In celebration of Women's Month, here's an article that helps women build a strong retirement nest egg despite the many money challenges faced. Listen.

    #122 How much is enough?

    Play Episode Listen Later Mar 4, 2025 14:43


    Answering the question, “What is enough?” is very personal. That is why any financial planning should be tailor-fit. Listen.

    #121 What are Heuristics?

    Play Episode Listen Later Feb 18, 2025 11:20


    Let's continue our discussion on how our human wiring does its decision-making in order to avoid the dangers of mental shortcuts. Listen, answer the exercises and share your quick answers

    #120 Why Is My Forever Taking Forever

    Play Episode Listen Later Feb 12, 2025 32:31


    Attention: All the single ladies (sung to the tune of Beyoncé's hit song ) and gentlemen as well!Do you want to be married and have your #forever life partner but it seems like he/she is taking forever and ever to come?I had an interesting conversation with speaker, writer, Gallup Strengths Coach Marianne Mencias about this topic.Come join our conversation. I'd love to hear your comments, whether you agree with her beliefs or not. Remember, it's always great to listen to different perspectives.P.S. Please pass this on to your single loved ones who might be interested to watch/hear this.

    forever beyonce attention all
    #119 The Three Human Limitations That Get in The Way of our Rational Decision-Making

    Play Episode Listen Later Feb 4, 2025 12:44


    Be it about money matters or other important decision-making, our Emotional Emong usually gets in the way such that we are not always able to make the best choices in life. Listen.

    #118 Let's Talk About D.I.N.K.s and S.I.N.K.s

    Play Episode Listen Later Jan 25, 2025 41:33


    D.I.N.K. stands for Dual Income No Kids. S.I.N.K. means Single Income No Kids. This is a growing phenomenon among the younger generation. To understand this more about this, we discussed this in LegaZ, the podcast of ZCME (Zonta Club of Makati and Environs).

    #117 A Fireside Chat with My Sons on the Power of Design

    Play Episode Listen Later Dec 17, 2024 26:37


    How are you doing during this Christmas rush? Are you harassed and shaking your head why you're in this situation again, even if year after year, you resolve to avoid this situation? Rest assured, you're not alone.  I hope this article helps you use the power of design to avoid action-intention gaps. Enjoy the read and the video of my fireside chat with my three loves—Martin, Enrique, and Anton.

    #116 Do you treat your bonus as “house money?”

    Play Episode Listen Later Dec 3, 2024 14:29


    Have you received your Christmas bonus? Ubos na ba? Today's article is about how we normally treat Christmas and other bonuses.

    #115 FQ Trilogy (Book Trailers)

    Play Episode Listen Later Oct 14, 2024 5:26


    The FQ Trilogy is now complete! It's a project that's dear to me and happened in a span of many years of writing, research, experiments, teaching. I hope the trio will help you have a financially happy life. Here are the trailers of each book put together in one short video. FQ BOOK 1 of the FQ TRILOGY. Watch the book trailer of FQ: The nth Intelligence published in 2018. The Foreword was written by Bo Sanchez, founder of Truly Rich Club. FQ BOOK 2 of the FQ TRILOGY. Watch the book trailer of Why Financial Education Alone Does Not Work, back-to-back with The Psychology of Money published in 2021. The Foreword was written by Dr. Nandy Aldaba, former Dean of the School of Social Sciences at the Ateneo de Manila University. FQ BOOK 3 of the FQ TRILOGY. Watch the book trailer of High FQ by Design (Shape Your Environment For a Financially Healthy You) published in 2024. The Foreword was written by former BSP Governor Say Tetangco.

    #114 Do you want to design your financial life for the better? (FQ Book 3 Is Here!)

    Play Episode Listen Later Sep 17, 2024 13:22


    Hello hello! I was out for a number of months and I am excited to be back writing about money, family, and everything in between. I was out because I had a semi-hibernation in order to devote all my writing efforts in completing the last installment of the FQ Trilogy. Listen.

    #113 An Intimate Dinner with Former VP Leni Robredo

    Play Episode Listen Later Apr 22, 2024 17:45


    Join me in this episode as I narrate our family's wonderful experience of sharing an intimate dinner Atty. Leni Robredo, one of our most admired leaders. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #112 Marriage is a HUGE Commitment Device

    Play Episode Listen Later Feb 20, 2024 11:04


    Today's podcast talk about the institution of marriage – a bit of history and it being a big commitment device. We will focus on the advantages of this feature. Enjoy this piece as we start to wrap up the love month. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #111 Of Pre-nups and Balance Sheets

    Play Episode Listen Later Feb 13, 2024 19:36


    Our Valentine's Day podcast discusses what every couple should know before saying, “I do.” I hope the high-profile break-up of the celebrity couple will bring heightened awareness to the importance of understanding the property law of marriage. Indeed, there's a lot to learn by looking at someone's Balance Sheet! Listen --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    FQwentuhan with Rhoda Castro-Caliwara

    Play Episode Listen Later Feb 9, 2024 19:14


    Here's my interview with Rhoda Castro-Caliwara, the founder and president of Executive Genesis Services, Inc. who is also the president of the Philippine Association of Legitimate Service Contractors (PALSCON). She was also recognized as one of the Inspiring Filipina Entrepreneurs by Go Negosyo in 2022. Listen and be inspired. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #109 It's time to place our bets on women entrepreneurs!

    Play Episode Listen Later Feb 6, 2024 10:57


    I've discussed the Gender Pay Gap in past articles. Do you know that there is a less known gender bias against women, and the disparity is even bigger? It is called the GENDER-INVESTMENT GAP. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #108 Make Everyday Things as Teachable FQ Moments

    Play Episode Listen Later Jan 30, 2024 14:00


    How we brought our sons, specifically on the financial aspect. FQ (Financial Quotient) is a value system, it is really in the everyday things that we should use as teachable moments to raise our children to develop this essential 21st century skill. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #107 The Knowledge-Behavior Gap

    Play Episode Listen Later Jan 23, 2024 11:25


    There is a huge gap between knowing and doing. This Knowledge-Behavior Gap is what we should mind. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #106 How To Avoid Giving Up On Your Resolutions So Easily

    Play Episode Listen Later Jan 16, 2024 15:19


    The question is how do we keep ourselves committed to our resolutions? Listen to this podcast, there are some points to ponder upon so you can arm yourself accordingly, so at the end of the year, you will belong to that elite 1% of people who follow through their life goals. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #105 Ninang Advice For Robi and Maiqui Domingo and Other Young Couples

    Play Episode Listen Later Jan 10, 2024 21:31


    On January 6, 2024, I stood as godmother in the beautiful wedding of Robi Domingo and Maiqui Pineda held at the Diocesan Shrine and Parish of San Isidro Labrador and the North Polo Club in Pulilan Bulacan. I wish to share some pieces of Ninang advice I've given them during our face-to-face conversations, viber messages, plus more. Listen --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #104 Christmas Cramming and Deadlines

    Play Episode Listen Later Dec 18, 2023 8:22


    It's five days before Christmas and here we are (that includes me), cramming once again for Christmas! --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #103 SAGE and the importance of understanding Economics

    Play Episode Listen Later Dec 12, 2023 14:37


    Majority of Filipinos are unable to make optimal financial decisions. Listen and get insights from this episode. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #102 That Elusive Progress

    Play Episode Listen Later Dec 5, 2023 11:48


    The year is about to end, let's take time to assess what we can do with what is within our control and circle of influence, so that progress will not be elusive but easily attainable for everyone. Listen --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #101 Are You Fund of Funds?

    Play Episode Listen Later Nov 30, 2023 19:57


    The reality is that we all need to invest in order to live a financially healthy life and not be a burden to others. Since not everyone is equipped to do their own asset picking, funds should be our financial best friends. No matter what your profession is, you can still benefit from the fruits of proper investing because you can access these funds. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #100 The Way Out Is In (Solving Your Money And Other Problems By Being Mindful)

    Play Episode Listen Later Nov 21, 2023 18:17


    In this episode, I wish to discuss just a few points from her freshly published book. Although the book is not about money, I cannot help but pick up very valuable insights that are definitely applicable to the way we deal with money. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #99 What is the Ostrich Effect?

    Play Episode Listen Later Nov 14, 2023 11:36


    Ostrich Effect/Problem was first coined in Behavioral Economics in a 2006 article by researchers Dan Galai and Orly Sade when they the used the term to describe people who avoid knowing the risk of some financial decisions or situations. Listen to know more. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #98 Are you ready for an All-Weather Fund?

    Play Episode Listen Later Nov 7, 2023 9:59


    We all want to continue earning from our investments whether the market is doing well or not. This may help us achieve just that - an all-weather fund. Listen to the podcast or read the article. Article link: https://fqmom.com/are-you-ready-for-an-all-weather-fund/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #97 Are you caught in the Sandwich Generation? (or are you among the lucky ones?)

    Play Episode Listen Later Oct 26, 2023 14:01


    Are you caught in a sandwich generation? Do you know that there are different varieties of sandwich generation? Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #96 What “Money Scripts” do you consciously or unconsciously subscribe to?

    Play Episode Listen Later Oct 17, 2023 10:12


    I have talked about Childhood Money Memories (CMM) and their importance to our current relationship with money. Related to that is the concept of having “money scripts,” a concept developed by Brad Klontz. In this podcast, I discuss the 4 basic money scripts namely: 1. Money Status Seekers 2. Money Vigilants 3. Money Worshippers 4. Money Avoiders --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    # 95 Let's talk about INVESTMENT with Mike Raz of BDO Securities

    Play Episode Listen Later Oct 13, 2023 39:29


    Are you investing in the stock market? Why or why not? Nalugi ka ba? Naiinip ka na ba? O baka sa tingin mo kulang ang pera mo para mag-invest? Come join my FQwentuhan about STOCK INVESTING with Mike Raz of BDO Securities. It's our first podcast episode with video! Who knows, the insights and lessons you'll get from this episode might make a big difference in the way you will live your retirement years! --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #94 Insights from the Curriculum Review of Cha-ching

    Play Episode Listen Later Oct 3, 2023 18:32


    I wish to discuss the three elements: Knowledge, Attitude, and Behavior because we can all apply them when we are aiming to improve something – be it our financial condition, career, relationships, and other important aspects of life. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #93 Money and Happiness (Lessons from Build the Life You Want by Arthur Brooks and Oprah Winfrey)

    Play Episode Listen Later Sep 27, 2023 18:41


    If you believe that money and fame will make you happy such that the more you have of them, the happier you are, think again. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #92 Health is indeed Wealth! (Lessons from my recent hospital confinement)

    Play Episode Listen Later Sep 12, 2023 28:30


    Good health is definitely great wealth. No amount of success, money, and other good things in life can be enjoyed well in the absence of good health. Listen --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #91 A Millennial Asks How to Avoid Being Envious

    Play Episode Listen Later Aug 22, 2023 14:06


    While no one wants to admit being envious of others, we have all been there! Listen to know how to avoid being envious. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #90 Ego Depletion and Your Life Choices

    Play Episode Listen Later Aug 15, 2023 11:24


    Are you a disciplined person who can save and invest regularly? Do you have the willpower to eat well, exercise regularly, and sleep for eight hours at night? Do you have that self-control to put in the necessary work to advance in your studies, career, and even sustain meaningful relationships? Listen. If you want to read the article, go to FQMom.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #88 Romance and Finance

    Play Episode Listen Later Aug 8, 2023 9:13


    It is difficult to feel romantic when you're thinking of how to put food on the table or where to get the money to pay for your children's tuition. Listen. I wish to share with you two videos that tackle the romance and finance of marriage. I recorded these videos together with my favorite person in the world giving you two perspectives – the husband's and the wife's. Cheers to sound marriages! https://youtu.be/qrSyhUBWjZs  https://youtu.be/jJgj3MwWaAU or if you want to read the article click here, https://fqmom.com/romance-and-finance/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #87 Availability Heuristic, Closet, and Retirement

    Play Episode Listen Later Aug 1, 2023 10:52


    Let's be aware of this behavioral bias called availability heuristic in order to make better decisions. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #86 Is home ownership overrated?

    Play Episode Listen Later Jul 25, 2023 13:27


    The cost and other expenses that go with ownership have become so steep. Moreover, since workers move around more quickly as we used to, financing benefits may not be as easily available and accessible as they used to be. Listen to know more. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #85 Understanding Evolution for a Physically and Financially Healthy You

    Play Episode Listen Later Jul 18, 2023 12:12


    Our financial environment has also drastically changed compared to the evolution of our internal money beliefs and values. Listen to know more. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #84 Beware of the Diderot Effect (Note: We have all been afflicted with this.)

    Play Episode Listen Later Jul 11, 2023 12:35


    Let's be honest, no one is immune to the Diderot Effect. Listen --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #83 Your Future Self with Hal Hershfield

    Play Episode Listen Later Jul 10, 2023 29:33


    Do you think about your FUTURE SELF a lot? Or are you always caught up with your PRESENT SELF, or worse, deceived by your FILTERED SELF that you use in your social media posts? Hahaha! --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #82 Understanding Our Three Selves for Better Saving and Investing

    Play Episode Listen Later Jul 4, 2023 16:10


    Each one of us is essentially one person with one set of thumbprints, one body, one soul, but experiments show that we actually tend to perceive ourselves differently when thinking of our present and future versions. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #81 Help I want my husband to earn more!

    Play Episode Listen Later Jun 27, 2023 17:54


    Did you wish that your husband would exert more effort in pursuing your dream? Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #80 Are you ready for an empty nest? (Steps to prepare for it)

    Play Episode Listen Later Jun 20, 2023 22:04


    It's important that we prepare for this stage because being unprepared may lead to sense of loss, depression, alcoholism, identity crisis, marital conflicts, etc. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #79 Is it true that you will never become rich as an employee?

    Play Episode Listen Later Jun 13, 2023 19:38


    These are the buzz words that are fed to us making it look like a 9-5 job is the most boring and dreadful thing to do. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

    #78 What is the Cost of YOLO-ing?

    Play Episode Listen Later Jun 6, 2023 12:42


    YOLO! You Only Live Once is a favorite excuse for our impulsive and reckless behavior. Listen. --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message

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