One Vision

We have seen a tectonic shift across industries and business models during the pandemic. How businesses adapted to the changes on the ground was a stress test in real time. As customer behavior changed, payments changed along with them, seeing a rapid rise in contactless at point of sale and new ways to pay for all types of services via mobile and online checkouts. In looking to demystify how payments -- especially real time payments -- have changed, this week Theo and Bradley speak with Ginny Chappell, Senior Vice President, Fintech Leader, Digital Payments and Banking at FIS, about how their RealNet real time payment network will connect and empower a new wave of payment experiences. See acast.com/privacy for privacy and opt-out information.

How can the financial services ecosystem play a bigger role in creating a more equitable future? Community Development Financial Institutions (CDFIs) are economic first responders that help remove barriers to economic equity and help improve the lives of people in our most underserved communities. Tune in to this episode of One Vision as Theo and Bradley speak with Catherine Berman, CEO and Co-Founder of CNote, about levelling the playing field during a pandemic, how their Wisdom Fund provides access to capital and lending for women-owned businesses, and how their Promise Account helps insured financial institutions with deposits targeting both competitive returns and positive social impact. See acast.com/privacy for privacy and opt-out information.

Those who have the data hold the power. But who owns the data? And how could we better leverage the benefits of financial data and technology to ensure that financial services are delivered in a fair, ethical, compliant, and more evenly competitive landscape? It will require more of the financial ecosystem to embrace open banking standards and put the needs of consumers front and center. Tune in to this episode of One Vision as Theo and Bradley speak with Ghela Boskovich, Regional Director and Head of Europe at Financial Data and Technology Association, about unlocking the value around financial data and where new data standards are headed. See acast.com/privacy for privacy and opt-out information.

Have we truly fulfilled the promise of fintech? How do you look beyond what is easy and serve communities who have long been ignored by traditional financial services, such as migrants? What is best for the greater good? How do we create change at scale?Perhaps the only way to unbake systemic racism within financial services is to change the ingredients and those that are preparing the meal, as well as for whom we are preparing the meal. Everyone deserves a seat at the table.In this week's One Vision, Theo and Bradley welcome Nina Mohanty back on the show to talk about her new brainchild, Bloom Money, an app that is “built by migrants, for migrants”. See acast.com/privacy for privacy and opt-out information.

Can we make embedding finance into apps and customer journeys as simple as drag and drop? While no one would go to Ikea for the sole purpose of opening a bank account, they might need payment installment services during checkout. The new breed of technology platform players (BaaS) has made offering such services much more cost effective and less complex for big brands and retailers. Welcome to the new world where nearly every aspect of traditional banking can simply be an invisible feature of another industry's customer experience. In this episode of One Vision, Theo and Bradley chat with Shaul David, Head of Banking, Growth at Railsbank on the future of financial services, the role of technology, and the era of embedded finance. See acast.com/privacy for privacy and opt-out information.

The old adage says to make hay when the Sun shines, but what do you do when the skies are grey? With this ongoing pandemic and the spectre of uncertainty surrounding it, being a startup founder has never been more challenging. How can startups look at these moments of uncertainty as moments of opportunity? In this episode of One Vision, Theo and Bradley chat with Arun Krishnakumar about his new book, Restartup, co-written with Maxson Tee, where they address how moments of crisis can be a time that startups can truly thrive. Arun walks us through their collection of case studies, in-depth interviews of VCs, CEOs, and academics, and their framework that startups can use to survive any storm. See acast.com/privacy for privacy and opt-out information.

When it comes to planning for your finances, who do you turn to? Friends? Family? Colleagues? Or the Internet? With global fintech investment reaching US$98 billion across 2,456 deals in the first half of 2021 alone, one would have thought that planning for longevity wouldn't be such a shot in the dark. In this episode of One Vision, Theo and Bradley chat with Rhian Horgan, Founder and CEO of Silvur, about the state of retirement planning today and her journey towards helping baby boomers navigate retirement. See acast.com/privacy for privacy and opt-out information.

While the promise of flying cars might not have materialized, plenty has transpired in the startup space, at least in fintech. From investing to payments and super apps, from Asia to Latam and Africa, startups have raised record-level of funds. While it might seem consumers have a myriad of choices (just take a look at your smartphone), do we truly have the right solutions to the day-to-day challenges we face? In this episode of One Vision, Theo and Bradley chat with Ben Soppitt, co-founder and CEO of Unifimoney, on entrepreneurship, culture, and the art of automating wealth management. See acast.com/privacy for privacy and opt-out information.

Entrepreneurship is a stressful journey - and often, a lonely one; and oftentimes it might seem nearly impossible to balance the demands of the business and your own well-being. As an industry, we put a lot of emphasis on grit and celebrate sky high valuations and hockey stick growth, without pausing to think about the toll on the entrepreneurs. While the financial impact of startups in worldwide economies is widely reported, few focus on the impact on entrepreneurs' mental health, an often taboo topic in our society and in boardrooms. In this episode of One Vision, Theo and Bradley chat with Kent Vorland, CEO of SimplyPayMe, on payments, financial inclusion, the great divide between cultures, and the need to take care of the humans. See acast.com/privacy for privacy and opt-out information.

When was the last time you actually spoke with a customer and asked how you could help them? No — we don't mean a survey or through a video chat, but actually meeting and talking to one of your customers. Even in the days of digital banking, there is always going to be a need for physical space and human interaction. We might still need a branch or two. Or even physical money. In this episode of One Vision, Theo and Bradley chat with Jim Perry, Senior Strategist at Market Insights Inc., on why bankers need to get outside their bubble a bit more. Road trip anyone? See acast.com/privacy for privacy and opt-out information.

From payments and embedded finance to wealthtech and crypto, there is never a dull moment in the land of fintech. And there is no sign that the activity is waning. According to CB Insights, Q2 FinTech startups picked up $30.8B, growing 30% quarter-to-quarter. Year-to-date funding exceeded 2020's total by 24%. Southeast Asia and Latin America, in particular, have seen great momentum in recent months. In this episode of One Vision, Theo and Bradley chat with Jason Mikula on the wild wild west of fintech, what it feels like to live in the Netherlands, and the latest with his brilliant Fintech Business Weekly substack newsletter. See acast.com/privacy for privacy and opt-out information.

As the saying goes, “I have not failed 1,000 times, I have successfully found 1,000 ways that will not make a light bulb.” This — or some version of it — is often credited to Thomas Edison, on his quest to come up with an efficient incandescent lamp. As we look back at past innovations, and marvel at the ingenuity and perseverance of scientists and entrepreneurs, what inspires you? And how do our lived experiences influence the paths that we choose to follow and what values we hold dear? In this episode of One Vision, Theo and Bradley chat with Emeka Nwonu about his past, present, and future — from Nigeria, UK, and beyond See acast.com/privacy for privacy and opt-out information.

Let's talk about debt. Not financial debt. Not technical debt. But human debt — “the equivalent to Technical Debt but for people”, according to Duena Blomstrom, author of the latest book, “People Before Tech: The Importance of Psychological Safety and Teamwork in the Digital Age”. As the saying goes, people are your greatest asset. For any digital transformation projects to succeed, beyond the tech stack, merely having smart people on the team isn't sufficient; we also need to take care of them. They need to feel motivated, valued, and respected. In this episode of One Vision, Theo and Bradley chat with Duena about her latest book and the importance of doing the people work. See acast.com/privacy for privacy and opt-out information.

Apart from its dramatic coastline, hidden coves, turquoise waters, and beautiful beaches with pink sands, Bermuda is also a well-established offshore financial center, home to the second largest reinsurance market. The island nation has also created an infrastructure and ecosystem to foster innovation in blockchain technology, supported by a tiered regulatory approach that includes the Digital Asset Business Act and a regulatory sandbox. In this episode of One Vision, Theo and Bradley chat with Chris Garrod, Director, Insurance and Technology at Conyers Dill & Pearman, on the wild wild west of crypto and beyond. While there is no CBDC planned for Bermuda, Chris told us that we might be able to buy rum with digital Bermuda dollars soon. Do we need more reason for a fintech meetup on the beach See acast.com/privacy for privacy and opt-out information.

While banking should be a borderless experience, in reality, it is far from it. Immigrant communities for example, face a list of challenges from language barriers to lack of credit history and high cost of remittance. In 2018 alone, US immigrants spent over US$1 trillion, with international students contributing $42 billion to that sum. The market is ripe for change.In this episode of #OneVision, Theo and Bradley chat with Ken Lian, Co-founder & CEO of Cheese Financial, the first banking solution designed for immigrants in the U.S. that does not require a social security number or credit history. Cheese also features a social component, with cash back that empowers consumers to support Asian owned businesses and restaurants. In the age of deep social divide, we were inspired by Ken's passion and drive to make a positive impact. And we hope you will too. See acast.com/privacy for privacy and opt-out information.

Years from now, when we look back at this pandemic, what data will have been the most critical? While we normally talk about data in the context of financial services, and the importance of data and technologies like artificial intelligence to assist our ability to deliver a more inclusive future, the data we will remember from this moment of time is health data related to Corona-19 and the lives impacted by each number this data represents. In this episode of our #OneVision podcast, Theodora and Bradley talk to Susan Joseph, CEO and Co-Founder of HealthTrends.AI. With an experienced background across financial services and the law, with efforts focused around financial data, identity, artificial intelligence, and blockchain technologies, Susan helps us navigate through the past year from the story of the data behind this virus. You'll learn why open source and public data were the real heroes in battling this disease, and what we should all look at as the lessons and opportunities for future health of humanity. See acast.com/privacy for privacy and opt-out information.

According to a recent survey, nearly two-thirds of full-time employees indicated that their financial stress has increased since the start of the pandemic. To engage and retain productive employees, companies must help foster a culture of financial wellness and support to help their workforce better manage their finances and plan for the future. Providing access to financial wellness benefits can become a key differentiator when the labor market is tight; it can also positively impact the organization's bottom line by relieving employee financial stress. In this episode of One Vision, Theo and Bradley chat with Rebecca Liebman, co-founder and CEO of LearnLux on her entrepreneurship journey, and creating a better world through the power of technology. See acast.com/privacy for privacy and opt-out information.

Whether it's the Queen's bank in the U.K., a neobank in Brazil, a challenger fintech in the U.S., or one of the mighty superapp platforms of Asia, there is nothing more central to that conversation than compliance, risk, and regulation. This is especially true as it relates to data, privacy, and the evolution of the financial services business model. Yet this trifecta of controls are often overlooked. In this episode of our #OneVision podcast, Theodora and Bradley talk to Victoria Martin, Head of Client Risk and Compliance at 10x Future Technologies. With leading roles in risk, compliance, and regulatory matters, and time spent at 11FS, ClearBank, Octopus, Tandem Money, and RBS among them, our conversation covered a lot of ground. Join us as we learn more about the differences in how startups and banks approach compliance, how open banking standards differ across geographies, and where Victoria thinks we are heading next when it comes to regulation. See acast.com/privacy for privacy and opt-out information.

What does the future hold for a cashless economy? The day when all of us might have digital wallets with a selection of digital currencies might not be too far out to the future, according to Richard Turrin, author of new book “Cashless”, and an expert on China’s fintech developments and the digital currency revolution.In this episode of One Vision, Theo and Bradley chat with Richard about the current CDBC landscape across different regions around the world, the superapp ecosystem, and the role of big tech in the innovation economy. See acast.com/privacy for privacy and opt-out information.

Beyond developing renewable energy, how do we react to the social and economic challenges faced by humanity? Are we meeting the needs of the present without compromising the future — and the ability of subsequent generations to meet their own needs? What role does technology play and what are our collective responsibilities in promoting a broader spectrum of digital inclusion? In this episode of One Vision, Theo and Bradley chat with Chenni Xu, Corporate Communications, Head of Americas, Ant Group, about the latest Sustainability Report released by Ant Group, and how technology can be used for good. See acast.com/privacy for privacy and opt-out information.

Over 1 billion people in the world today cannot prove their identity, and the challenge is not limited to the developing world. In the U.K. alone, 15% of the population do not have a passport or driver’s license. In contrast, Estonia, with a population of 1.3 million, leads the world with its national ID card system, where every citizen has an electronic identity and where all the records are tied together. While COVID-19 has strengthened the case for a digital identity, the road is not without perils. In this episode of One Vision, Theo and Bradley chat with Emma Lindley, digital identity expert and Co-Founder of Women in Identity, on the UK Digital Identity Framework, and what it will take to get to true inclusion. See acast.com/privacy for privacy and opt-out information.

In the age of accelerated digital and tech spending, how do we choose our innovation and investment priorities — at the same time, keeping up with competitive pressure and changing customer needs? Looking back in the year that was — knowing what we know now, what would we have done differently? How do we best meet our customers where they are? In this episode of One Vision, Theo and Bradley chat with Kelly Wagner, Director of Innovation and Member Experience at the Credit Union of Colorado, about experimentation, curiosity, and creating new memorable experiences. See acast.com/privacy for privacy and opt-out information.

In 2020, U.S. VC firms deployed a vast amount of capital, but not only did the portion of funds to female founders drop, so did the funding to female-led startups. As the impact of the COVID-19 continues to be felt, closing the global gender gap has also increased by a generation from 99.5 years to 135.6 years, according to the World Economic Forum. In this episode of One Vision, Theo and Bradley chat with Tracy Chadwell, Founding Partner of 1843 Capital, an early stage venture capital firm, on funding, diversity, and longevity tech. See acast.com/privacy for privacy and opt-out information.

When the COVID-19 pandemic first arrived, it was a shock to all of us as something of this scale was simply without precedent. The world we knew stopped in its tracks. When we finally get over the initial shock, those who are parents and caregivers are faced with the next set of questions. How can we best protect our loved ones with the new normal? What is the new work life balance, if there is even one? Join us in this episode of One Vision, where Theo and Bradley chat with Carleen Haylitt, CEO of Sit-A-Bit, to learn more about how they are providing more childcare options for working parents and caregivers, and how the future of education may have been right in front of us all along. See acast.com/privacy for privacy and opt-out information.

Extreme weather conditions are occurring more often all around the world, from wildfires in the U.S. and Australia to severe flooding in parts of Africa and Asia. As a society, we are facing a global crisis: Over 1.2 billion people could be displaced from their homes by 2050 due to the effects of climate change.Urgent action is needed to combat the immense challenges we face. Recent pledges by big banks including Citi, J.P.Morgan, and Bank of America to support sustainable finance and help accelerate transition to low-carbon economy is a great start. In this episode of One Vision, Theo and Bradley chat with Matthew Sekol, US Market Executive, Capital Markets, of Microsoft, on the key topics of our century, from ESG to the digital divide and the ethics around artificial intelligence.There is hope, but only if we act together — now.As we observe Earth Day, we have no other choice. We don’t have a second chance. See acast.com/privacy for privacy and opt-out information.

While few would disagree that financial inclusion is an inequality in our modern day society that still needs to be resolved, and that improving economic prosperity of everyday people is an attainable goal that we should all aspire to - we might not always agree on the path to get there. If we have learned anything from the fintech boom, it’s that having access by itself isn’t enough. Perhaps part of the puzzle piece lies with the movement of money, and how we can best leverage technology to automate our decision making.In this episode of One Vision, Theo and Bradley chat with Chris Hutchins, Head of Autonomous Financial Planning at Wealthfront, on self-driving money, and what’s next for democratization of financial services. See acast.com/privacy for privacy and opt-out information.

Can we turn conversations into actions? Can we put consumers in the heart of everything we design in this new digital era? With 1 billion people still lacking access to technology, how can we be more thoughtful in creating alternative solutions to achieve equal outcomes for those on the other side of the digital divide? While we might feel every day is like Groundhog day, as our guest reminds us, there is light at the end of the tunnel. Join us in this episode of One Vision, where Theo and Bradley chat with Dr Louise Maynard-Atem on data, privacy, and inclusion. See acast.com/privacy for privacy and opt-out information.

The global pandemic may be a wake up call to a new age, one where the value of our work and the leadership we can provide is reflected back to the improvement to the community to which we belong. One way we can succeed in building a very different future — one much more equitable — is to appreciate how interdependent we really are, how everything in our life is a series of connected systems, both big and small. And that it is within our grasp to bend their functions toward a better way. Join us this week as Theo and Bradley talk about the global launch of their new book, Beyond Good. See acast.com/privacy for privacy and opt-out information.

What does the future of retail banking hold? Beyond the endless debates on cash and branches, what are some of the things that we would actually look forward to in the near future? Will AI finally transform one of the oldest and most important industries of modern civilization? In this episode of One Vision, Theo and Bradley caught up with an old friend Elias Ghanem, Global Head of Market Intelligence, Financial Services at Capgemini to talk about the future of financial services. Until we meet again in Amsterdam.. See acast.com/privacy for privacy and opt-out information.

How do you build something that delights customers? Conventional wisdom would say that we need to talk to the customers and better understand their needs. But let’s be honest. Beyond the endless surveys, when was the last time your bank actually talks to you, the customer? In this episode of One Vision, Theo and Bradley talk to Billie Simmons, co-founder of Daylight. To Billie’s point, LGBTQ is not just a marketing segment. It is also a community with unique needs that incumbent financial institutions have largely failed to address. It’s about time we change that. See acast.com/privacy for privacy and opt-out information.

Whether you are an incumbent or a fintech startup; a community bank or a credit union, our industry’s goals should ensure that there are better financial outcomes throughout the lives of every customer and every community — beyond those already privileged and already profitable. Tune in to this week’s One Vision episode, where Theo and Bradley chat with Ramsey Alwin, CEO of National Council on Aging, on the role the financial services industry can play in making economic security a reality for older Americans and beyond. We have the technology and the capacity — to design a more inclusive future for every person and every community — now we just need the will to do so. It is not only the right thing to do, it is also a smart business decision. Aging well for all is a matter of equity. A matter of dignity. And a matter of justice. See acast.com/privacy for privacy and opt-out information.

Asia is home to more than half of the world’s population. It is also a hotbed for fintech innovation. From super apps and social ecommerce in China, cryptocurrency in Hong Kong, to digital identity and payments in India, there is never a dull moment. Despite the dizzying pace of development, the party is just getting started. In this episode of One Vision, Theo and Arun dive into the eclectic mix of markets in Asia with Syed Musheer Ahmed, Founding Board Member of FinTech Association of Hong Kong and the Founder of FinStep Asia. See acast.com/privacy for privacy and opt-out information.

Is college education a ticket towards prosperity and job security — or a bottomless pit of student loan debt? If you live in the U.S., that is a $1.7 trillion dollar question. Student loan debt impacts all financial aspects of a consumer; and the burden is amplified for first generation college students and people of color, who don’t typically have access to generational wealth. With wage disparities induced by systemic bias, such gaps continue to grow even after employment. In this episode of One Vision, Theo and Bradley chat with Tobin Van Ostern, founder of Savi, a public benefit corporation focused on tackling the student loan challenge faced by America's 46 million student loan borrowers. While policy reforms are long overdue, we believe that private sector innovation can still play a crucial role to provide much needed immediate relief. See acast.com/privacy for privacy and opt-out information.

What does digital transformation really mean? Can banking truly be helpful? How can we be more thoughtful as we innovate, without leaving populations behind? For this week’s episode of One Vision, we move north across the border to Canada, where Bradley and Theo chat with Barb MacLean, Director, Application Development at Celero, on banking in Canada. Fun fact, do you know that ninety percent of Canadians live within 100 miles of the US border? And stay to the end to find out Barb’s favorite Star Wars character. See acast.com/privacy for privacy and opt-out information.

Despite everything that has happened globally in 2020, fintech - as an ecosystem - was quite active. Some would even say, productive. What is happening with the mysterious East, especially with the Republic of India, a country with over 1.3 billion people? Tune in to a fun conversation with Theo and Bradley, as they chat with Urvashi Prakash about local innovation, funding, big tech, and regulation. Oh - and happy Birthday Urvashi and Bradley! See acast.com/privacy for privacy and opt-out information.

In an industry where the business model is largely detached from consumers’ financial well-being, what is our purpose and what are our principles? Can we govern ourselves to make good decisions? Can we truly prevent the abuse of power and maintain transparency? Can our industry act as a true global fiduciary, or must there always be a conflict of interest?As we look forward to the next decade and the next 100 years, how can we become better ancestors to the next generation and the generations after that? In this new episode of One Vision, Theo and Bradley chat with Tony Fish on data, money, and purpose. See acast.com/privacy for privacy and opt-out information.

Talent is equally distributed. Opportunities are not. According to the latest Money Tree Report, startups in the top three states in the U.S. (California, Massachusetts, and New York) raised 74% of funding in 2020. This begs the question, how will entrepreneurs in other states get the necessary funding and support when the pie is not equal? How does the imbalance in turn impact local businesses and economies? And will the momentum behind remote work prompt necessary changes to turn the tide?In this episode of One Vision, Theo and Bradley chat with Wayne Miller, Executive Director of the Venture Center, on their efforts to drive corporate innovation and startup ecosystem development in Little Rock, Arkansas. See acast.com/privacy for privacy and opt-out information.

What makes someone influential? It’s not just about having an informed voice on a particular subject, or eye-popping social media metrics. It’s more about how you engage and create conversations, and how you develop and engage in a community that really matters most. Don’t miss this week’s episode of One Vision, where Theo and Bradley chat with global fintech influencer, Spiros Margaris, on lived experiences, his secrets to success, and banking trends for 2021. Having met Spiros in person quite a few times, we promise - he is as real as it gets and is a truly authentic voice in the wild wild west of FinTech. See acast.com/privacy for privacy and opt-out information.

We are all familiar with the systemic racism in our society and its long lasting generational impacts. In a recent report by Brookings, it was revealed that the "400 richest billionaires have more total wealth than ALL 10 million Black American households."To encourage a more diverse and inclusive community, we must create different pathways to technology. As the past nine months have demonstrated, digital technology has untethered opportunities from physical locations — the coastal cities and innovation capitals — enabling us to engage with talent from all walks of life and all around the world. Join Theo and Bradley for an inspirational episode with Dr Sue Black and Dr Simon Schofield, as we talk about diversity in tech, AI, and their latest endeavour, TechUp Women. See acast.com/privacy for privacy and opt-out information.

While there is no lack of challenger banks disrupting the digital banking space for consumers, what about the needs for marketplaces? Can we make sending, receiving, and storing money much simpler than it is today?Who would aspire to be the most boring company in fintech? For a fintech company that has just raised a $27 million round led by a16z, Moov is anything but boring. Tune in to our latest episode of One Vision as Theo and Bradley chat with Wade Arnold and Walt Cox from Moov. See acast.com/privacy for privacy and opt-out information.

It will be hard to find one word or even one phrase to describe 2020. For many, it was a year of broken dreams and hardship. A global pandemic, coupled with a racial reckoning, leaving many of us feeling lost and exhausted. But within the moments of the bad and ugly, there were good. The experiences that we share have brought many of us closer together, and made us realize that we share much in common, that there are fights worth fighting for.In this new episode of One Vision, Arun, Bradley, and Theo talked about the year that was 2020, what they are grateful for, and what they look forward to. Thank you for being part of our journey this year. We wish you a safe and wonderful holiday season. See acast.com/privacy for privacy and opt-out information.

We all start getting older the minute we are born. Yet, somehow, magically, after a moment of arbitrary time, getting older ceases to be sexy. Worse, our society associates this with decline — and treats ageing as a disease needing to be cured.Is this negative attitude and bias towards age driven by our culture? In this day, how do we leverage technology to change our perception of ageing, and truly embrace age as but a number? In this episode of One Vision, Theo and Bradley chat with Dr. Chaiwoo Lee and Dr. Julie Miller, from MIT Age Lab, on how to drive meaningful behavioural changes using technology and think about ageing in new and more hopeful ways. See acast.com/privacy for privacy and opt-out information.

In an industry where fees play a large part in one’s business models, is it possible for banks to make money off of customer success rather than unfortunate circumstances? Where we are enabling access to financial products, how do we use data to help customers do so responsibly? In this episode of One Vision, Theo and Bradley chat with Curt Queyrouze, President of TAB Bank, a passionate believer in equality, and whose philosophy is uniquely human. This conversation will warm your heart. We promise See acast.com/privacy for privacy and opt-out information.

What a month it is in the land of FinTech. Starling Bank became the first retail challenger bank to turn a profit. WhatsApp finally received approval to launch in India. Barclays and Amazon formed a new partnership and Google Pay re-launching and adding Plex bank accounts with Citi, Stanford FCU, and a dozen others — there is never a dull moment. But when the dust settles, what are you most excited about? And what are you most grateful for? Tune in for a new episode of One Vision with Arun, Bradley, and Theo as they continue to reflect on the year that is 2020. See acast.com/privacy for privacy and opt-out information.

To achieve global financial inclusion, we must work together to help our communities thrive. We must be more aware of the plight of those living very different lives, just as we must strive to empathize with the lives of those living within our own communities — often just miles away, tucked behind often invisible cultural barriers, born into very different circumstances than our own. Inclusivity doesn't require creativity; it requires empathy. Join Bradley and Theo in this episode of One Vision as they unveil their new book: Beyond Good. See acast.com/privacy for privacy and opt-out information.

Thanks to the rapid growth of gig economy platforms such as Lyft, TaskRabbit, Uber Eats, and Deliveroo, the way we earn a living has changed quite dramatically these past ten years. While this might be labeled with the endearing term, the future of work, touting flexibility as the primary benefit for adopting contingency work, many gig workers are simply overworked and underpaid. In this episode of One Vision, Theo and Bradley chat with Hantz Fevry, co-founder of Stoovo, on why the current class of neobank apps is not enough to meet the needs of this growing demographic of workers, and what more can be done. See acast.com/privacy for privacy and opt-out information.

What does it take to build an ethical AI that enables humankind to use technology for good - instead of exacerbating the systemic inequalities in our society? What are the key considerations and pitfalls? Who owns the data? Whose rules and standards do we abide by? Who gets a seat at the table?In this episode of One Vision, Theo and Bradley chat with Uday Akkaraju, CEO of Bond.AI, a human-centered artificial intelligence platform for banks. The trio explore the challenges around data collection and human bias, and the Fintech innovation ecosystem in Little Rock, Arkansas. See acast.com/privacy for privacy and opt-out information.

In this episode of One Vision, Bradley and Theo recap this past week’s MTL Connecte event as part of Montreal Digital Week. Unconventional Ventures hosted an unconference within the conference: five panels, fifteen distinct voices, and our keynote combined thoughtful dialogue and guiding principles around diversity and inclusion: from digital inclusion to financial inclusion, AI, ethics and bias, an inclusive future of work, innovation for the longevity economy, and much inspiration of the East. Now if only we could have done this in person and celebrated the week in the beautiful city of Montreal! There’s always next year. Come join us as we travel back in time once again in order to find a better tomorrow. See acast.com/privacy for privacy and opt-out information.

Despite much focus and discussion over the last few years on the need to improve gender diversity within financial services, 2020 has proven to be disappointing. While we have made some gains in leadership, including the appointment of Jane Fraser and Stephanie Cohen to the top posts in otherwise male-dominated territories, funding for female founders has fallen to 2017 levels, while the aggregate VC world is still doing quite well. How can we change the status quo? Or do old habits die hard? Tune in to this week’s One Vision episode, where Arun, Bradley, and Theo examine this disappointing year for gender equality and the need to do better. This episode is specially dedicated to all the women, whose names shall not be forgotten. See acast.com/privacy for privacy and opt-out information.

Economic equality is a civil right. It should be as simple as that. Food - shelter - water. We all need the most basic necessities to survive.But if we have learned one thing from the past few months (and we surely hope you have learned more than that), while we are all riding out the economic storm together, we are hardly riding in the same boat; some are relaxing in the yachts; others are clinging to the wood planks, fighting for survival. Winter is coming. Will we ever get out of the hole that we are in? How do we even begin to rebuild? Buckle up for this week’s One Vision episode with Scott Astrada, as Theo and Bradley dive in for some much needed soul searching. See acast.com/privacy for privacy and opt-out information.

As we celebrate the 100th episode of One Vision, we traveled back in time to share some of our favorite moments of what was once called Rhetoriq, and celebrate the convergence of minds. Our cultures and upbringings couldn’t have been more different; yet we are joined together by a shared vision of purpose, and a belief that we can do well while doing good. We hope that the stories that our guests have shared can bring you inspiration, hope and a renewed sense of purpose.Join Arun, Bradley, and Theo, for this 100th episode special. See acast.com/privacy for privacy and opt-out information.