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Google launched new artificial intelligence features for online shopping, enabling users to search for products conversationally, compare items, track prices, and complete purchases through Google Pay. The update includes an AI tool that can call local stores to check inventory and promotions, with summaries sent to users via text or email. These features are initially available in the United States and integrate with select merchants, including Wayfair, Chewy, Quince, and Shopify sellers. The AI system can also aggregate content from platforms like TikTok and Reddit, consolidating reviews and recommendations within Google's platform.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.
Topic 1: Is there a valid reason for Bitcoin to exist? You can now use Venmo (a subsidiary of PayPal) to pay for your tacos at Taco Bell. This is just the latest addition (see Apple Pay and Google Pay). Cash App is available indirectly as a card through Apple Pay and Google Pay.E-payments are expanding all the time. We can move money to relatives via apps from banks and services like Venmo.So what role does Bitcoin play other than hiding assets and transactions from the government?https://www.tacobell.com/offers-and-deals?utm_source=venmo Topic 2: Will Cyber Security have to Be a Private Function?CMMC (Cybersecurity Maturity Model Certification) became “effective” November 10th. At this point, it's unclear whether there's any funding for compliance with the regulations.At the same time, CISA staff and funding have been slashed and it's not yet clear what funding will look like going forward.Is security, monitoring of foreign actors, and distribution of cyber security-related information and alerts now simply left to the private sector by default? While some vendors will see money in pieces of this puzzle, is there a financial incentive to create a comprehensive cyber security infrastructure that's not funded by the government? Topic 3: Innovation Outpaces Adoption … Creating a Roadblock for Growthhttps://www.linkedin.com/pulse/speed-innovation-outpacing-adoptionwho-you-gonna-call-geoffrey-moore-4kyef/https://www.linkedin.com/pulse/disruptive-innovationthe-game-changing-geoffrey-moore-cjhyc/The speed of technology innovation has accelerated. The speed of technology adoption has not. This creates a backlog of trapped value for customers and a growth obstacle for vendors. How can we solve this? It's all about partners getting involved to deliver implementation / adoption services for emerging / disruptive technologies. Not “selling stuff” … but enabling customers to adopt stuff and get real value from it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Dans cet épisode, John reçoit Axel Catelan, fondateur de Kulipa, une startup française qui permet d'utiliser ses cryptos, notamment les stablecoins, directement via une carte Visa ou Mastercard connectée à son wallet. L'objectif : rendre les paiements en crypto aussi simples et universels que ceux en euros.Axel revient sur son parcours chez Mastercard, où il a participé au lancement d'Apple Pay, Google Pay et Samsung Pay, avant de cofonder Kulipa. La société se positionne comme le “last mile” du paiement on-chain, en fournissant une infrastructure clé en main aux wallets et protocoles pour émettre leurs propres cartes crypto.Aujourd'hui, Kulipa compte environ 80 000 utilisateurs actifs et gère près d'un million de dollars de transactions quotidiennes, avec une croissance rapide. Le service est déjà intégré à des wallets comme Ready (sur Starknet), et de nouveaux partenariats émergent notamment en Argentine et au Nigeria, deux pays où les stablecoins sont devenus une solution concrète face à l'inflation.Axel partage aussi sa vision d'un futur où la finance décentralisée s'intègre naturellement dans la vie de tous les jours — avec des cartes liées à la DeFi, du crédit garanti par des NFTs ou encore des solutions d'“embedded finance” pour les entreprises.Un épisode passionnant qui illustre comment Kulipa relie enfin le monde de la crypto et celui du paiement quotidien.Liens utilesCompte X de KulipaSite Internet This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.nftmorning.com
In this episode, we dive into the often-overwhelming world of building a tech stack for your coaching business! We know the thought of sorting through all the technology options can make your eyes glaze over, but fear not! We break it down into manageable pieces, discussing everything from accounting software to payment processors, calendaring systems, and even email marketing tools. Adding tech to your process should save you time and money, not cause you headaches and cost you cash. Our goal is to help you streamline your processes so you can focus on what you do best – coaching! Are you ready to take your coaching business to the next level? Listen in as we share our personal experiences with different tools and provide recommendations that can help you build a solid tech foundation for a thriving coaching practice.
In today's Tech3 from Moneycontrol we bring you the top stories shaping India's tech and startup ecosystem. The government proposes stricter IT Rules to regulate deepfakes, ensuring clear labeling and transparency. UPI transactions surge this October, fueled by Diwali shopping and GST cuts. Zoho prepares to launch Zoho Pay, aiming to compete with Google Pay and PhonePe. Plus, India Quotient raises $129 million for its fifth fund, signaling renewed investor confidence in early-stage Indian startups.
Version Eight | Digital Marketing Tips and Strategies For SME's
Hi I'm Jandre, founder of V8 Media (Top 1% Digital Agency) & V8 Capital. We've worked with over 500 businesses since 2018 and generated nearly 1.4 billion in sales for small DTC brands. Through our experience investing in and scaling multiple businesses, I've discovered key insights about brand positioning and marketing efficiency that I'm excited to share with you.Got a question? Email me at jandre@v8media.co.za
For episode 614 of the BlockHash Podcast, host Brandon Zemp is joined by Max Sandy, Head of Product for Ramp Network. Max Sandy oversees Ramp’s industry-leading fiat–to–crypto on-ramp, off-ramp and crypto-to-crypto swap products, and is driving the launch of a new global payment app for stablecoins and remittances. His work blends rapid product execution with a long-term vision to make crypto payments as seamless and trusted as traditional finance. Ramp Network (https://ramp.network/) is a financial technology company building solutions that connect the crypto economy with today’s global financial infrastructure. Through its core on- and off-ramp products, Ramp Network provides businesses and individuals across 150+ countries with a streamlined and smooth experience in converting between cryptocurrencies and fiat currencies. Ramp Network is fully integrated with the world’s major payment methods, including debit and credit cards, bank transfers, Apple Pay, Google Pay, Pix, and more. ⏳ Timestamps: (0:00) Introduction(1:02) Who is Max Sandy?(4:05) Ramp’s focus around remittances & payments(8:40) Function of Ramp’s new wallet(12:47) Payments for Entrepreneurs & Creators(20:45) Need for stablecoins denominated in other currencies(22:30) Key partnerships(23:42) Abstracting away complexity(25:22) Impact on emerging economies(28:48) Ramp Network Roadmap(30:17) Events & conferences(31:50) Ramp website & socials
Majors Martin and Leanne Cordner discuss their experiences relocating from their native UK – Leanne is from Northern Ireland and Martin, England – to a post in the US, the differences and the things that remain the same, everyone needs a bed and a way to put food on the table.They spoke of their mission and the Salvation Army's commitment to serving Delawareans where they live, with programming for those fighting addiction, families in need of shelter or food, opportunities for people with developmental disabilities, and fighting human trafficking. Major Martin points out that 125,370 people in Delaware are food insecure, that's 1 in 8 residents, and homelessness increased 16% over the previous year. We talked about their signature projects, their food pantries and children's services and the funding they need; the Red Kettle campaign is just part of their fundraising, ‘Love Beyond' invites us to help suffering neighbors throughout the year. This year's holiday kick off will be the Delaware Blue Knights Holiday Toy Run on October 19th with the Red Kettles coming out at Thanksgiving. They now offer cashless options, including Apple Pay, Google Pay, QR code and ‘Swipe and Go.' To learn more about the Salvation Army Delaware Command visit SalvationArmyDelaware.orgSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
American Expressカードがようやく「Google Pay」対応 NFC搭載Androidスマホ/Wear OSデバイスでタッチ決済可能に。 アメリカン・エキスプレス・インターナショナルは9月29日、自社が発行する提携カードを含む「American Express(アメリカン・エキスプレス)カード」が「Google Pay」に対応したことを発表した。これにより、NFC対応Androidスマートフォン/Wear OSデバイスでAmerican Expressのタッチ決済(EMVコンタクトレス決済)を利用できるようになる。
Over 1.6 billion contactless point of sale (POS) payments, valued at €28.3 billion, were made in shops, restaurants and other retail outlets in the 12 months to June 2025, according to the latest payments analysis published today in Banking & Payments Federation Ireland's (BPFI) Payments Monitor. The report reveals that contactless payments accounted for 87.9% of all POS card payments in H1 2025, with more than half of all contactless payments now made using mobile wallets such as Apple Pay or Google Pay, rather than cards. Speaking on the publication of the latest Payments Monitor, Gillian Byrne, Head of Payments, BPFI, stated: "Looking at the payments trends in today's report, we can see that contactless payments continue to be very popular with Irish consumers, accounting for almost nine out of ten point of sale (POS) card payments made in shops, restaurants and other retail outlets in Ireland in the first half of 2025. The use of smartphones and watches is growing in popularity and is the preferred payment device over physical cards for many consumers. Some 58.2% of contactless payments were made using mobile wallets rather than cards in the first half of 2025 (58.8% in Q2 2025), up from 52% in the same period of 2024. Overall, there were almost 454 million mobile wallet payments in Ireland on Irish cards in H1 2025, up 19.7% on the same period in 2024." Adoption of mobile wallet payments varies by region Looking at regional variations, Ms Byrne added: "Dublin had the highest number of contactless and mobile wallet payments per capita in Ireland at 392 and 238, respectively, in the twelve months ending June 2025, accounting for 39.1% of all contactless payments and 41.8% of mobile wallet payments. Carlow had the second-highest number of contactless payments per capita at 339, followed by Limerick with 299 and Waterford with 289. By contrast, Roscommon had the lowest contactless per capita at 139, behind Offaly with 148 and Monaghan at 157." As cash usage declines, digital euro plans will be key Ms Byrne continued: "As the popularity of contactless payments has grown, cash usage has fallen in recent years, with less than half of POS payments in Ireland made in cash in 2024, according to European Central Bank (ECB) survey data, down from about 54% two years earlier. While cash remains of vital importance to many people, a recent consumer survey commissioned by BPFI shows that 7% of consumers say they don't use cash, while most use it for small payments, with 54% holding less than €50 cash on hand. The ECB has noted the limitations of physical cash in an increasingly digital world and is seeking to complement it with a digital form of cash - the digital euro." "However, there is still some uncertainty as to how a digital euro will work, reflected in the fact that almost one in four (23%) said that they did not plan to use the digital euro, and 14% of consumers said they didn't know how much digital euro they expected to hold. When asked how they would use the digital euro, just under half of respondents stated they would be likely or very likely to use a digital euro for online purchases, sending money to friends or family or for POS payments. The ECB is expected to announce the next steps for the digital euro shortly, although it is likely we will see the rollout of digital euro wallets by banks in the years to come. However, the results of today's research points to the need for raising greater consumer awareness of the digital euro and how consumers could benefit from using it in the future." Efficiency and consumer experience must remain priorities for digital euro rollout She concluded: "Meanwhile, a recent PwC study commissioned by the European Credit Sector Associations estimates that implementing the digital euro could cost euro area banks about €18 billion - before ongoing running costs and enhancements are factored in. The focus must be on efficiency and long-term viability, giving banks and payment providers the...
Nextech3D.AI CEO Evan Gappelberg joined Steve Darling from Proactive to share new details on the company's highly anticipated blockchain ticketing roadmap, which aims to unify ticketing, payments, digital identity, and AR/AI-powered navigation into one integrated platform. The rollout will follow a two-phase approach designed to balance accessibility and innovation. Phase 1 (Q4 2025 will see rhe launch of a custodial, walletless ticketing solution requiring no crypto wallet from users. Fans will be able to purchase tickets seamlessly using credit card, ACH, Apple Pay, or Google Pay. A secure custodial smart wallet will be created behind the scenes, eliminating Web3 friction while still delivering the benefits of on-chain technology to event organizers. This phase is designed for maximum accessibility, ease of adoption, and regulatory compliance. Phase 2 in early 2026 will feature the introduction of a native self-custody wallet option, giving users the flexibility to hold and manage their own blockchain-based tickets directly. This feature will appeal to more advanced Web3 users seeking greater autonomy and control. Gappelberg emphasized that this dual-track strategy positions Nextech3D.AI to participate in both the primary ticketing market and the lucrative secondary resale market, which is currently dominated by legacy incumbents. By combining the security of blockchain with a scalable revenue model, the company aims to disrupt the industry with a fan-friendly, organizer-focused platform that bridges mainstream accessibility with next-generation Web3 innovation. #nextech3d.al #otcqx #nexcf #cse #ntar #EvanGappelberg #ARway #AugmentedReality #SpatialMapping #IndoorNavigation #MapDynamics #EventTech #TradeShowSolutions #TechStocks #ARRevenueGrowth #3DTechnology #ProactiveInvestors #aws #amazonwebservice #tickets
Nowadays, many people are leaving home with simply a housekey and their phone. The days of carrying a purse or wallet are long gone. It comes as the minority of people use their physical bank card to make payments and in turn, use their phones for all of their purchases.A new report from the Banking & Payments Federation Ireland (BPFI) found that 58% of contactless payments made using the likes of Apple Pay and Google Pay were up from 52% in the same period of last year…With payments now being made so easy, do we take account of what we spend or have contact list payments caused us to become frivolous spenders?Joining guest host Anna Daly to discuss is Lecturer in Retail Management at TU Dublin, Damien O'Reilly, Account from Cloud Accounts, Alan Purcell, Paul Merriman, Financial Consultant at askpaul.ie and more.
Learn if digital wallets make you overspend and how simple habits can help you stay on budget. How do you start money conversations that actually help? Do mobile wallets make you overspend? Hosts Sean Pyles and Elizabeth Ayoola discuss intentional money conversations and the psychology of paying by phone vs. card vs. cash to help you control spending and feel better about your money habits. Joined by Shari Rash, host of Everyone's Talkin' Money, they begin with a discussion of money talk made easier, with tips and tricks on opening with neutral topics like grocery prices, identifying your first money memory, and swapping shaming language for neutral phrasing. Then, personal finance nerd Kate Ashford joins Sean and Elizabeth to discuss whether paying by phone changes what you spend. They discuss why “payment coupling” can dull the pain of spending, guardrails to curb impulse buys (fun-money caps, 24-hour waits, no saved cards), and where cash, credit cards, mobile wallets, and envelope-style budgeting apps (like YNAB and Goodbudget) fit for security and self-control. Does Using a Credit Card Make You Spend More Money? https://www.nerdwallet.com/article/credit-cards/credit-cards-make-you-spend-more Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: mobile payments, Apple Pay, Google Pay, digital wallet security, overspending, impulse buying, cash vs credit card, payment coupling, behavioral finance, pay by phone vs card, cash stuffing, envelope method, ynab, goodbudget, budgeting apps, grocery budget tips, price per ounce shopping, money mindset, first money memory, financial check-ins, unsubscribe from promo emails, wait 24 hours before buying, fun money budget, online shopping guardrails, biometric authentication, credit card fraud protection, cashless venues, spending guardrails, budgeting limits, talking about money with partner, how to start money conversations, rising grocery prices, neutral money language, feeling rich vs being rich, allocate money for joy, mobile wallet pros and cons, tap to pay risks, and how to curb impulse shopping. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
Het gaat goed op Wall Street de laatste tijd. Maar er blijkt iets aan de hand. We stevenen af op een recordjaar als het draait om de inkoop van eigen aandelen. 1,5 biljoen dollar aan eigen aandelen wordt er dit jaar ingekocht. En dat pompt de koersen op Wall Street flink omhoog. En het is nog niet klaar, want volgens JP Morgan gaat er de komende jaren nog zo'n 600 miljard dollar aan eigen aandelen meer worden ingekocht. Leuk voor de beurskoers, maar wat heb jij er als belegger op de lange termijn nou echt aan? Dat bespreken we in deze aflevering. Dan gaat het ook over een van de langst verwachte beursgangen van de afgelopen jaren. Na uitstel op uitstel op uitstel was die opeens een feit. Klarna beleefde een prachtige eerste beursdag met ruim 15 procent koersstijging. Maar kunnen ze die positiviteit nu ook vasthouden? Verder hoor je over het nieuwste rentebesluit van Christine Lagarde en haar ECB. De centrale bank houdt de beleidsrente nog even onveranderd. In haar speech houdt ze wel de deur open voor renteverlagingen komende maanden, maar beleggers geloven er juist steeds minder in.See omnystudio.com/listener for privacy information.
Het gaat goed op Wall Street de laatste tijd. Maar er blijkt iets aan de hand. We stevenen af op een recordjaar als het draait om de inkoop van eigen aandelen. 1,5 biljoen dollar aan eigen aandelen wordt er dit jaar ingekocht. En dat pompt de koersen op Wall Street flink omhoog. En het is nog niet klaar, want volgens JP Morgan gaat er de komende jaren nog zo'n 600 miljard dollar aan eigen aandelen meer worden ingekocht. Leuk voor de beurskoers, maar wat heb jij er als belegger op de lange termijn nou echt aan? Dat bespreken we in deze aflevering. Dan gaat het ook over een van de langst verwachte beursgangen van de afgelopen jaren. Na uitstel op uitstel op uitstel was die opeens een feit. Klarna beleefde een prachtige eerste beursdag met ruim 15 procent koersstijging. Maar kunnen ze die positiviteit nu ook vasthouden? Verder hoor je over het nieuwste rentebesluit van Christine Lagarde en haar ECB. De centrale bank houdt de beleidsrente nog even onveranderd. In haar speech houdt ze wel de deur open voor renteverlagingen komende maanden, maar beleggers geloven er juist steeds minder in.See omnystudio.com/listener for privacy information.
In today's Tech3 from Moneycontrol, Oracle has begun layoffs in India across its Cloud and Financial Services teams, impacting hundreds of employees. Meanwhile, the US HIRE Bill sparks jitters for India's $280 billion IT industry, PhonePe and Google Pay cede ground in the UPI market as challengers like Navi and super.money gain traction, and EV makers including Ola and Ather gear up for a festive sales push in Tier II and III towns.
Still swiping your credit card? You're putting your number on display. Contactless payments like Apple or Google Pay are faster, safer, and way smarter. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, we sit down with Chris George, the Co-founder & CEO of Qube Health, a pioneering Health-FinTech platform that is revolutionizing how Indians pay for their healthcare.Three out of four Indians are either underinsured or have no health insurance, leading to a staggering $72 billion in out-of-pocket medical expenses annually. Chris shares his personal journey into entrepreneurship and the harrowing family experience with the healthcare system that became the genesis for Qube Health.Join us as we dive deep into:- The fundamental flaws in India's healthcare financing system.- How Qube Health leverages the UPI network to offer instant cashback and no-cost EMIs on all medical bills.- Their unique B2B2C model and major partnerships with companies like Flipkart.- The future of healthcare payments, the impact of government initiatives like Ayushman Bharat, and how technology can make quality healthcare accessible to all.If you're interested in startups, fintech, or the future of healthcare in India, this is a conversation you don't want to miss! Chapters:(00:00) Intro(00:35) Chris George's Entrepreneurial Journey: From Events to E-commerce(02:58) The "Horrors of Healthcare" That Inspired Qube Health(03:31) Why India's Healthcare System is Still Broken(04:35) The $72 Billion Problem: Out-of-Pocket Expenses(06:17) The Core Mission: Solving for "Ability to Pay"(07:15) How Qube Health Makes Healthcare Payments Frictionless(09:05) The "Google Pay for Healthcare": How the App Works(10:10) Instant Cashback or No-Cost EMI: The Two Choices(11:15) Qube's B2B2C Model: Partnering with Employers(12:50) How is the Pre-Approved Credit Line Determined?(13:51) Preventing Misuse: How Qube Identifies Medical Expenses(15:15) The Flipkart Partnership: A Case Study in Employee Benefits(16:42) Qube vs. Traditional Lenders: The "Desperation Financing" Problem(18:15) The Rise of Hospital-Led Financing: Competition or Validation?(19:17) Why "Choice" is the Most Important Factor for Patients(20:26) View on Government Initiatives: Ayushman Bharat & UHI(21:28) Qube's Vision: Becoming a Channel for Direct Benefit Transfers(22:29) Reaching Tier 2/3 Cities and Rural India via UPI(24:12) The Lending Puzzle: How Qube Manages Collections & Defaults(26:35) Outro
Online giving isn't just the future of fundraising—it's the now! Emily Kelly, National Accounts Manager at Bloomerang, delivers a practical, energizing roadmap for nonprofits to raise more money online—without adding more stress to already full plates.This conversation is for any nonprofit ready to increase online giving, improve donor retention, and strengthen relationships in a digital-first world. Emily blends practical “fix it today” steps with a bigger vision for creating donor experiences that inspire giving, year after year.Emily's passion for relationship-building is woven through every tactic she shares. With a background in marriage and family therapy, she sees fundraising not as transactions, but as an opportunity for deeper human connection. “The power of please and thank you is so much more powerful than anything else,” she begins—a reminder that technology should serve relationships, not replace them.Her first piece of advice is deceptively simple: make sure your donate button works. Too often, organizations overlook this basic step. Then, view your donation page through the eyes of a first-time visitor—would you feel compelled to give? Is it clear, inviting, and emotionally engaging? Placement matters too. The donate button should be easy to spot, ideally at the top of your page, without forcing visitors to search for it.Emily urges nonprofits to offer multiple payment options—credit/debit cards, Apple Pay, Google Pay, ACH, and even Venmo—to meet donors where they are. Each generation prefers different tools and limiting payment methods risks losing potential gifts.She also challenges organizations to reimagine the donor experience for online gifts. Segmentation is key—tailoring acknowledgments by gift size, donor type, or relationship history. A generic thank-you isn't enough; donors want to feel seen and valued. Communication preference tracking—whether donors prefer email, phone, text, or snail mail—helps build authentic connections and increase retention.And yes, the old-fashioned phone call is making a comeback. Emily shares research showing that calling a first-time donor within 24–48 hours makes them four times more likely to give again. Whether done by staff, volunteers, or board members, these calls create goodwill on both sides—reigniting board member engagement while deepening donor trust.Emily's philosophy is clear: treat every gift, whether $50 or $50,000, as the start of a relationship. One-time gifts can become long-term commitments—or even legacy gifts—when nonprofits follow up with gratitude, intentionality, and consistent communication.Find us Live daily on YouTube!Find us Live daily on LinkedIn!Find us Live daily on X: @Nonprofit_ShowOur national co-hosts and amazing guests discuss management, money and missions of nonprofits! 12:30pm ET 11:30am CT 10:30am MT 9:30am PTSend us your ideas for Show Guests or Topics: HelpDesk@AmericanNonprofitAcademy.comVisit us on the web:The Nonprofit Show
On the podcast I talk with Lucy and Nicole about how customer-driven iteration led Zumba from VHS tapes in 2001 to launching an app in 2024, their app2web experiments that boosted LTV by 17%, and how they are able to charge for content when countless Zumba classes are available for free on YouTube.Top Takeaways:
Welcome to Top of the Morning by Mint.. I'm Nelson John and here are today's top stories. Trump's Oil Deal with Pakistan, Tariff Shock for India “Who knows, maybe they'll be selling oil to India someday.” That was Donald Trump's surprise message on Truth Social as he unveiled a new U.S.–Pakistan energy partnership to develop Pakistan's “massive oil reserves.” While no U.S. oil giant has been named yet, Trump signaled a selection is on the way. But the kicker? Just hours earlier, India was hit with a 25% tariff on exports to the U.S., along with vague threats of penalties over its oil trade with Russia. Trump also took aim at India's place in BRICS, calling the 11-member bloc “anti-United States” and accusing it of attacking the dollar. Meanwhile, the U.S. struck a trade deal with South Korea, placing a 15% import tariff on Korean goods—while exempting American exports. Talks with India continue, with Trump suggesting more clarity “by the end of this week.” Markets React, Investors Watch Closely India's stock markets felt the heat after the tariff news. Export-heavy sectors—textiles, pharma, and auto components—are expected to take a hit. Markets had anticipated a 20% tariff, but the extra 5% and mention of penalties jolted investor sentiment. Foreign Portfolio Investors (FPIs) pulled out ₹32,000 crore in July, spooked by the weakening rupee and high valuations. In contrast, domestic institutional investors have pumped in ₹4.12 trillion this year, helping cushion the blow. While the Nifty saw a small recovery to 24,855, experts warn of a short-term dip. Bank of Baroda's Madan Sabnavis expects markets to stabilize quickly, but economists like ICRA's Aditi Nayar caution the tariff could trim India's GDP growth below 6.2% for FY26. NASA–ISRO's NISAR Takes Off: Earth's New Watchdog “A scientific handshake with the world.” That's how Union Minister Jitendra Singh described the successful launch of NISAR, the world's most advanced Earth-observing satellite, co-developed by NASA and ISRO. Launched aboard ISRO's GSLV-F16 from Sriharikota, the $1.5 billion, SUV-sized satellite will track Earth's surface changes—down to just 1 cm—from 743 km above. Over five years, it will scan the planet twice every 12 days, monitoring melting glaciers, earthquakes, groundwater levels, and carbon emissions from wetlands. And Finally: UPI Gets a Power Boost Let's wrap up with a domestic update that affects nearly every Indian with a smartphone. Starting today, August 1, your favourite UPI apps—Google Pay, PhonePe, Paytm—are operating under new NPCI rules aimed at boosting performance and curbing fraud. Here's a quick rundown: Balance checks? Now limited to 50 per day, and you'll see your balance automatically after each transaction. Auto-payments? Will only go through during non-peak hours—before 10 am, between 1–5 pm, and after 9:30 pm. Bank details? Visible only 25 times daily, after selecting the issuing bank. Pending transactions? You can check the status only three times, spaced by 90 seconds. Recipient names? Will be shown before every transfer—reducing fraud risk. And yes, non-compliance by payment service providers could mean API restrictions or onboarding bans. Bottom line? India's digital payments system—already among the most advanced—is getting tighter, faster, and more secure Learn more about your ad choices. Visit megaphone.fm/adchoices
Cash App launches a new payment option that supports Apple Pay and Google Pay for the first time. Elgato has launched the Facecam 4K webcam that allows users to attach 49mm lens filters. OpenAI introduces a new Study Mode feature that lets students be queried by an LLM instead of just regurgitating information. And we test our understanding of texting etiquette. Starring Sarah Lane, Tom Merritt, Roger Chang, Joe. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!
SummaryIn this episode of the Winning Season podcast, Lexie Mendelson shares her extensive experience in building partnerships and launching innovative products like Google Pay. She emphasizes the importance of values such as truth and loyalty in partnerships, the need for adaptability in international rollouts, and the significance of aligning diverse stakeholders. Lexie also discusses the challenges of navigating regulatory environments, the importance of modeling realistic workloads, and the value of genuine relationships in professional networks. She offers valuable advice for emerging leaders on building authentic connections and understanding the needs of others.TakeawaysLexie's journey spans art history to tech and finance.Building infrastructure for new market categories is key.Truth and loyalty are essential in partnerships.Understanding success for all parties is crucial.Adapt products for different markets to succeed.Meetings enhance communication and stakeholder alignment.Leaders should model realistic workloads for teams.Genuine care for colleagues fosters strong relationships.Empathy is vital in professional conversations.Emerging leaders should focus on authentic connections.Chapters00:00 Introduction to Lexi's Journey02:16 Connecting Career Chapters04:27 Values-Driven Leadership07:45 Launching Google Pay Internationally09:58 Aligning Stakeholders for Success12:50 Navigating Regulations in Banking15:10 Normalizing Workloads for Team Performance19:54 Building Authentic Relationships22:13 Foundational Skills for Emerging Leaders24:03 Rapid Fire Fun Questions
Udhara de Silva, who leads loyalty marketing for Singapore Airlines in Australia, walks through the launch and rapid growth of Kris+, the digital rewards app that enables members to earn and spend miles in restaurants and retail stores – a first for any airline rewards app outside of Singapore. The discussion tracks why Australia was chosen as the testbed, the challenges of localizing a QR-based payment app in a card-centric market, and the dual work of building merchant trust and user habits from zero. Udhara details what drives engagement, how to “double dip” on points, and why genuine merchant partnerships matter more than technical bells and whistles. Listeners get insight into evolving loyalty marketing tactics, campaign strategies, and the real mechanics of building an airline's everyday brand.Questions Udhara answered in this episode:Why did Singapore Airlines expand Kris+ to Australia first?What unique challenges come with launching a QR code–based payment app in Australia?How do you pitch and onboard merchants before an app is live?What technical features make Kris+ easy for partners to adopt?What's different about marketing an airline app versus a retail loyalty app?What tactics actually drive repeated use and engagement?What does merchant “densification” mean, and why is it critical?How does Kris+ expand the loyalty audience beyond high-income credit card holders?What's next for Kris+ in Australia and globally?Timestamp:2:00 – Scope of KrisFlyer: Australia's place in the global member base3:00 – The origins and purpose of Kris+5:30 – How Kris+ works: earning, spending, “double-dipping” on miles6:00 – Selecting Australia: market sophistication and loyalty culture9:00 – Pitching and onboarding merchants, early business development12:10 – Overcoming the QR code adoption barrier15:10 – Building merchant trust with low technical overhead16:00 – Tactics for engagement: push notifications, highlight tiles, gamified challenges17:00 - Kris+ challenges18:00 – Advice for marketers launching in new regions20:00 – The future: merchant densification, market expansion, next stepsQuotes:(3:30) “It's a custom-built app. You scan a QR code, enter the amount, and you get to decide whether you want to either spend your miles that you might have earned from a flight, or you can pay with Apple or Google Pay, and then you earn miles on that transaction. You're double dipping.” (13:00) “There are certain high-volume merchants where they have started educating and frontliners have started educating partners. But it's a combination of factors, I think. We're very mindful of the fact that QR codes aren't mainstream yet, and so it's a bit of a slow burn.” (14:10) “Tailoring the message to the Australian voice, the Australian landscape, the whole lack of familiarity with QR codes — that was something we had to really learn from the ground up.” Mentioned in this episode:Udhara de Silva's LinkedInKris+ (Singapore Airlines digital rewards app)KrisFlyer frequent flyer programContact for merchant/partner queries: krisplusau@singaporeair.com.sgBrunetti (Melbourne café, case study for merchant adoption)
Welcome to Omni Talk's Retail Daily Minute, sponsored by Retail Club and Mirakl. In today's Retail Daily Minute:McDonald's and Krispy Kreme call it quits, ending their nationwide rollout plan after realizing the doughnut pilot wasn't scalable due to cost and distribution challenges.Klarna integrates with Google Pay, enabling U.S. users to split purchases into BNPL installments as the fintech expands its reach through mainstream mobile wallets.Walmart to train 100,000 Indian small businesses through its Vriddhi program, deepening its investment in MSMEs and strengthening its international supply chain and marketplace ecosystem.The Retail Daily Minute has been rocketing up the Feedspot charts, so stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights. Be careful out there!
Chuck Joiner, Marty Jencius, David Ginsburg, Jim Rea, Brian Flanigan-Arthurs, Eric Bolden, and Web Bixby evaluate a report ranking Apple Pay fifth among global payment methods, questioning its methodology and the omission of key usage metrics. They also explore Apple's upcoming $300M Formula 1 film release, noting its IMAX expansion and apparent shift in Apple's theatrical distribution policy. Conversations range from payment habits to movie production. MacVoices is supported by Insta360 and their new Insta360 X5 360° 8K camera. Get a free invisible selfie stick worth $24.99 at store.insta360.com and use the promo code “macvoices”. Selfie stick offer available for the first 30 standard packages. Show Notes: Chapters: 00:10 Introduction to Mac Voices 05:25 Apple Pay's Popularity and Methodology 17:11 Exploring Payment Options and Their Impact 22:57 Apple's F1 Film Release Strategy 25:42 Insights on IMAX and Movie Distribution Links: Apple Pay is the fifth most commonly offered payment method on websites around the world https://appleworld.today/2025/05/apple-pay-is-the-fifth-most-commonly-offered-payment-method-on-websites-around-the-world/ Apple's 'F1' to Expand to More IMAX Theaters Thanks to Initial Screenings Being Sold Out https://www.mactrast.com/2025/05/apples-f1-to-expand-to-more-imax-theaters-thanks-to-initial-screenings-being-sold-out/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support: Become a MacVoices Patron on Patreon http://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web: http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner http://www.twitter.com/macvoices Mastodon: https://mastodon.cloud/@chuckjoiner Facebook: http://www.facebook.com/chuck.joiner MacVoices Page on Facebook: http://www.facebook.com/macvoices/ MacVoices Group on Facebook: http://www.facebook.com/groups/macvoice LinkedIn: https://www.linkedin.com/in/chuckjoiner/ Instagram: https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunes Video in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss
Addressing cash flow through instant collections can be one of the most transformative things a small business can do to operate more efficiently, as well as to be able to utilize and deploy cash on hand for growth. Digital wallets like Apple Pay and Google Pay online payment platforms like PayPal and Stripe, and platforms like Square and Shopify payments offer instant payment, and that means funds become available immediately or within at least a much shorter timeframe.
BULLET SUMMARY:Attorney James Murphy sues DHS to uncover records about Bitcoin creator Satoshi NakamotoSEC Chair confirms Bitcoin and Ethereum aren't securities but remains vague on XRPBinance founder CZ appointed as Pakistan's Strategic Crypto AdvisorDOGE trading at ~$0.14 with potential upside to $0.40-0.60 base case for 2025Solana plunged below $100 amid liquidations, at lowest price since early 2024Analyst warns of deeper declines for XRP, SOL, and ETH in current correctionBinance integrates Apple Pay and Google Pay through Worldpay partnershipBitcoin fell to $74,500 with critical support at $71,600 holding ~41,000 BTCJim Cramer criticizes Trump's tariffs as China retaliates and markets dropCatizen's CATI token surged 3.5x in Q1 2025 with 3.3 million users
Over 1.5 billion contactless point of sale (POS) payments, valued at €26.7 billion, were made in shops, restaurants and other retail outlets in 2024, according to the latest payments analysis published today in Banking & Payments Federation Ireland's (BPFI) Payments Monitor. The report reveals that contactless payments accounted for 87.1% of all POS card payments in 2024, with more than half of all contactless payments now made using mobile wallets such as Apple Pay or Google Pay rather than cards. A consumer survey on payment behaviour in Ireland, conducted by BPFI for the report, also shows that most consumers are aware of and confident in using many banking and payment technologies, such as instant payments and facial recognition. However, less than half are familiar with open banking services, which enable customers to share their banking data with third parties to provide additional financial management tools, while only a quarter of consumers are aware of plans for a digital euro. Speaking on the publication of the latest Payments Monitor, Gillian Byrne, Head of Payments, BPFI stated: "We can see from today's report that contactless payments continue to be very popular with Irish consumers, accounting for almost 90% of all point of sale (POS) card payments made in shops, restaurants and other retail outlets in Ireland last year. Smartphones and watches have emerged as the preferred payment devices over physical cards for many consumers. Out of 296 contactless payments made per person in Ireland on Irish cards in 2024, 159 of these were mobile wallet payments." Ms Byrne added: "The rapid adoption of mobile wallets is not surprising given that Irish consumers have traditionally embraced new banking and payments technology. For example, almost 85% of adults used internet banking in 2024, according to Eurostat, the fifth highest proportion in the EU, and our consumer research published today as part of the report shows most consumers are aware of and confident in using many banking and payment technologies such as instant payments and facial recognition for making payment or accessing mobile banking." "However, the survey also reveals some gaps, with only 25% of respondents stating that they were aware of open banking tools such as account information services that give a third-party provider access to their bank account to analyse their spending, and only 40% of those who knew about them (i.e. about 10% of all respondents) said they would be confident using them. Furthermore, only one in four respondents were aware of a potential plan for a digital euro, which will be a digital form of cash, despite the fact that proposals for a digital euro date back to 2020. The European Central Bank (ECB) launched its digital euro project in July 2021 and will decide in October whether to move on to the next phase." She concluded: "These results highlight the need for greater consumer awareness of open banking, as recommended in the Department of Finance's National Payment Strategy, as well as the need to raise awareness about the digital euro and its potential impact. It also shows the need for enhanced consumer confidence in new financial technologies, especially among older consumers who consistently reported the lowest levels of awareness and confidence in newer banking and payment technologies." The BPFI Payments Monitor March 2025 is available to download here.
Android-Nutzer können mit ihrem Smartphone kontaktlos an der Kasse bezahlen, entweder mit Samsung Wallet oder Google Wallet. Doch worin liegen die Unterschiede zwischen den beiden Diensten? Welche Vorteile bieten sie und gibt es Nachteile im direkten Vergleich von Google Pay und Samsung Pay?
Remember that time in 2022 when India's top digital payments companies Phonepe, Paytm*, and Bharatpe were in a no-holds-barred turf war? Looking back, it seemed like there was news almost every other day about some tiff between the three market leaders. In fact, former managing director of Bharatpe, Ashneer Grover, has spoken on record about “street fights” between companies' employees over QR codes. A little more than two years later, there's only calm. QR code scuffles are over. No one is beating each other up. Both the peer-to-merchant and peer-to-peer payments space have settled down into a tripartite peace. Phonepe, Google Pay, and Paytm—in order of market share—are the clear leaders. This raises some interesting questions: How many UPI apps do you have on your phone? And do you have a favourite one? We may have multiple, but only one of them is ever really used. No amount of cashbacks or fancy user experiences make people want to switch to something else. Is it brand loyalty that is preventing users from churning out of old platforms and into new ones? A former Paytm executive told The Ken, “There is zero brand loyalty for UPI payments apps…” Well then, what is happening?*Paytm founder Vijay Shekhar Sharma is an investor in The Ken*This episode was first published on December 30, 2024Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.
In this episode of the Paywall Podcast, sponsored by LeakyPaywall, Pete and Tyler focus on the top 10 reasons for underperforming subscription revenue for news and magazine publishers. They discuss several common issues such as the inefficacy of free registrations on paid subscription pages, the importance of visible and easily accessible subscription buttons, the issue of too many checkout fields causing friction, the negative impact of redirects to subdomains, the necessity of integrating Apple and Google Pay, and the drawbacks of having numerous plan options. Additionally, they emphasize the importance of capturing email addresses through free registrations, the impact of newsletter frequency on driving traffic and conversions, and the detrimental effects of pop-ups on critical pages. Lastly, the discussion highlighted the importance of having a fast website, avoiding too many free views, and considering bulk subscriptions as an advanced sales strategy.
Au programme de l'actu des nouvelles technologies et de l'accessibilité cette semaine : Du côté des applications et du web Les problèmes d'accessibilité qui trainaient dans l'appli Spotify pour iOS semblent enfin résolus. Améliorations du narrateur) Sortie de la version 26100.3321 de Windows 11 sur le canal beta de la version. Avec Alexa+ boostée à l'IA, Amazon défie ChatGPT et révolutionne son assistant personnel. Skype, c'est fini : après 20 ans, Microsoft annonce la fin du service. Gemini sera bientôt en mesure de répondre à des questions sur ce qu'il y a sur l'écran d'un smartphone. L'app Copilot pour Mac officiellement déployée par Microsoft. Application Curve, pour créer des cartes bancaires virtuelle et compatibles avec Apple et Google Pay. David propose une méthode pour utiliser Wero avec VoiceOver sur l'appli iOS de La Banque Postale. Témoignage de Francklin sur l'appli Assistant Perplexity sur Android. ToutAuClavier.fr ferme ses portes. Le reste de l'actu Témoignage de Jean-Pierre sur le passage de l'iPHone SE à l'iPHone 16e. iPhone 16e sur Amazon. Le gant Feelix - Touchable Vision. Remerciements Cette semaine, nous remercions Michael, ARnaud, David, Francklin, Jean-Pierre et Stéphane pour leurs infos ou leur dons. Si vous souhaitez vous aussi nous envoyer de l'info ou nous soutenir : Pour nous contactez ou nous envoyez des infos, passez par le formulaire de contact sur le site. Pour faire un don sur PayPal ou en cryptomonaie c'est à l'adresse : oxytude.org/don. Faites vos achats sur Amazon en passant par notre lien affilié oxytude.org/amazon., ça nous aide sans augmenter le prix de vos achats Pour animer cet épisode Pascale, Philippe et Sof.
Seekordses saates meenutame üht Soome suurt küberkuriteo episoodi, mille kohta on ilmunud uusi detaile, sealhulgas seos Eestiga. Mõnevõrra uusi detaile on selgunud ka kuulsa eesti keele korpuse ja keelemudeleid treenivate firmade kohta, kes, nagu selgus, ei pruugigi suure rahakotiga meie uksele koputada. Testisime nelja uut nööpkõrvaklappide paari ja tulemused olid üllatavad. Saate lõpus heidame pilgu kuulajakirjadele. Saate teemad: • Soome suures häkkimisskandaalis selgus seotus Eestiga • Kas välismaised AI-arendajad üleüldse tahavad meie keelekorpust • Meelis ja Glen teistisid Huawei, JBL-i, OnePlusi ja Sony uusi nööpkõrvaklappe ja jõudsid väga erinevatele järeldustele • Kuulajakirjad: Tanel küsib KEF-i kõlarite kohta ja Glen selgitab, kuidas ta oma Google Pay ja SEB pangakaartide murele lõpuks lahenduse leidis
De slaapapneu-affaire is goed en wel achter de rug, maar een nieuw probleem wordt alleen maar groter en groter. Want de bestellingen daar drukken ontzettend op de wereldwijde omzet. Onder aan de streep bleef er nog maar een groei van 1 procent over. En die problemen zijn nog lang niet voorbij. Topman Roy Jakobs durft zelfs niet te voorspellen wanneer Philips weer op de Chinese markt kan rekenen. En in het lopende kwartaal kan het ervoor gaan zorgen dat de inkomsten van Philips met zo'n 6 procent gaan afnemen. De topman blijft er nog redelijk positief onder, maar beleggers niet. Die laten het aandeel als een baksteen vallen. Wie er gelijk heeft, hoor je in deze aflevering. En dan hoor je ook over ING. De bank klaagt over een nieuwe concurrentiestrijd, waar ING niet op zaten te wachten. Het kan namelijk geen IT-personeel meer vinden omdat grote techbedrijven het talent voor de neus wegkapen. Die techbedrijven bieden bizarre salarissen, en daar kan ING van z'n lang zal ze leven niet aan tippen. We hebben het ook over de ECB. Beleggers rekenen nog op 3 renteverlagingen dit jaar, maar binnen de centrale bank gaan de eerste stemmen op om de verlagingen te pauzeren. En verder hoor je over Kentucky Fried Chicken dat straks z'n naam misschien niet meer waar maakt. Over Bumble die Gen Z niet aan het swipen krijgt. En over het langverwachte einde van een verhaal waar beleggers en journalisten geen genoeg van kregen.See omnystudio.com/listener for privacy information.
HEADLINES: Ronaldo's 'Business' Deal with Al NassrTrump's Second Term and Its Impact on Saudi ArabiaGoogle Pay Set to Launch in Saudi Arabia in 2025
durée : 00:08:20 - La Question du jour - par : Marguerite Catton - En quelques décennies, les moyens de paiement ont drastiquement évolué : du chèque et de l'argent liquide à la généralisation de la carte bancaire jusqu'à sa dématérialisation sur nos smartphones, quelles sont les conséquences de ces évolutions des moyens de paiement ? - réalisation : Félicie Faugère - invités : Clément Berthou Économiste et chercheur français
durée : 02:29:44 - Les Matins - par : Jean Leymarie, Isabelle de Gaulmyn - Les enjeux internationaux - Maroc : ce que va changer la réforme du Code de la famille. La question du jour - Lydia, Apple Pay, Google Pay : à qui profitent les nouveaux moyens de paiement ? L'invité des matins- Histoire de la peinture : apprendre à aimer. - réalisation : Colin Gruel
Welcome to the first of a two-part series from NTA, where we dive into tour and travel trends, partnerships, and challenges shaping the industry. In our conversations, we explore the rise of transformative travel, the international tourism rebound, and innovations in payment systems—all key trends driving the travel industry forward into 2025. In this episode, you'll hear from these industry leaders: Kelly Dean: https://www.linkedin.com/in/kellydeanottawa/ Kim Ricaurte: https://www.linkedin.com/in/kim-ricaurte-510588285/ Patrick McIntyre: https://www.linkedin.com/in/patrick-mcintyre-2b61914 Sheryl Porto: https://www.linkedin.com/in/sheryl-porto-489189b1/ Zach Harrison: https://www.linkedin.com/in/zachary-harrison-a63481194/ In my interviews at the NTA, each guest shares examples of successful collaborations from DMOs and hotels to technology providers that help them create unique and memorable travel experiences. Kelly Dean from Ottawa Tourism Kelly emphasizes transformative and experiential travel, including immersive experiences such as culinary tourism and engaging deeply with local cultures. She shares more about how the travel industry can grow and adapt post-pandemic to meet evolving consumer expectations for the future. Kim Ricaurte from Airwallex We discuss Kim's approach to helping people embrace new solutions without criticizing their existing methods, and she emphasizes the importance of partnership and support through these transitions. Kim also discusses significant trends in financial technology, particularly a shift away from traditional credit cards to alternative payment methods such as Google Pay, Apple Pay, and local systems like ACH, and explains the benefits of educating travel operators on these new financial solutions. Patrick McIntyre from Image Tours Patrick shares some new things he is working on for 2025—including a new Greek tour. He digs into the importance of responding to customer feedback and making tweaks that keep itineraries fresh and attractive to travelers. Building stronger relationships with your clientele helps support sales. Patrick describes the NTA Travel Exchange as “new” and says it's an exciting place to learn, get to know some new people, and continue to develop relationships with people he's already met. Sheryl Porto from Merani Hotel Group Sheryl and I dig into the exciting resurgence in international travel, particularly in Niagara Falls, USA, highlighting the unique cross-border tourism challenges and opportunities between the US and Canada. She shares her thoughts on the recovering international market post-pandemic and anticipates seeing significant business growth in 2025, especially from the Indian market. Zach Harrison from Anderson Vacations Zach and I discuss his focus on small-group travel, especially in remote Canadian areas. He highlights the shift from large 55-passenger buses to smaller 16-passenger groups, which allows for more intimate travel experiences and access to unique destinations that larger buses cannot reach, such as early morning wildlife tours in the Rockies. Zach also shares the importance of mentorship in the evolving travel industry, acknowledges generational gaps, and emphasizes the warm, collaborative community fostered at the NTA Travel Exchange. We value your thoughts and feedback and would love to hear from you. Leave us a review on your favorite streaming platform to let us know what you want to hear more of. Here is a quick tutorial on how to leave us a rating and review on iTunes!
Learn this and many more useful tricks in the RPF Academy: www.RPFacademy.com.
This Day in Legal History: Florida Recount StayedOn December 9, 2000, the U.S. Supreme Court issued a 5-4 decision to stay the recount of presidential election votes in Florida, a pivotal moment in one of the most controversial elections in American history. The recount had been ordered by the Florida Supreme Court after a contentious election between George W. Bush and Al Gore left the outcome hinging on Florida's 25 electoral votes. The Supreme Court's stay temporarily halted efforts to resolve disputes over "hanging chads" and other ballot irregularities in a highly scrutinized manual recount process. This pause set the stage for the landmark decision in Bush v. Gore three days later. On December 12, the Court ruled that the recount violated the Equal Protection Clause of the Fourteenth Amendment, effectively ending the process and cementing George W. Bush's victory. The Court's majority held that varying standards for counting votes across Florida counties were inherently unequal, and there was insufficient time to establish uniform procedures before the Electoral College deadline.The decision was deeply divisive, with the dissenting justices arguing that halting the recount undermined public confidence in the democratic process. Critics of the ruling contended that it set a dangerous precedent by involving the judiciary in the electoral process, while supporters claimed it ensured a timely resolution in an unprecedented situation. Ultimately, the ruling awarded Bush the presidency by a margin of just 537 votes in Florida.The case has since been a flashpoint for debates about judicial impartiality and election integrity. It underscored the significance of state-level election laws and highlighted vulnerabilities in the U.S. electoral system that continue to shape legal and political discourse today.A legal showdown involving Alex Jones' Infowars, Elon Musk's X Corp., and The Onion centers on the ownership and transfer of social media accounts in bankruptcy proceedings. Infowars is being sold to The Onion's parent company, Global Tetrahedron LLC, as part of Jones' bankruptcy to cover $1.4 billion in defamation judgments owed to Sandy Hook families. However, X Corp. has filed objections, asserting that it owns Infowars' accounts under its terms of service and has the right to control their transfer or use.The Onion's winning bid, supported by some Sandy Hook families who agreed to defer payments, is under scrutiny for its structure and fairness. Judge Christopher Lopez will decide whether X's claim to ownership under its terms of service—which prohibits account transfers without consent—supersedes the bankruptcy estate's right to sell interests in the accounts. X's lawyers argue that the accounts are licenses, not assets, and therefore cannot be transferred. This legal stance aligns with prior cases that emphasized the authority of social media companies' terms of use.This dispute highlights X's aggressive stance under Musk's leadership in asserting control over account transfers, even as it risks alienating users. The case also raises broader questions about the transferability of accounts on other platforms, like Gab and Truth Social, which may have similar restrictions. The outcome could set precedent in determining how social media accounts are treated in bankruptcy, a legal area still in its infancy.US judge weighs fate of the Onion's buyout of Infowars | ReutersMusk Flexes Muscle to Stop Infowars' X Account Sale to The OnionByteDance, the Chinese parent company of TikTok, and the app itself have requested a temporary halt to a U.S. law requiring ByteDance to divest TikTok by January 19, 2025, or face a ban. The companies filed an emergency motion with the U.S. Court of Appeals for the District of Columbia, seeking relief while they petition for a review by the U.S. Supreme Court. They argue that the law would force TikTok, a major platform with over 170 million monthly U.S. users, to shut down just before a presidential inauguration.The divestment law, passed earlier in 2024, reflects ongoing concerns over national security risks linked to TikTok's ownership by a Chinese company. ByteDance contends the law undermines free speech and harms millions of American users and creators who rely on the platform for communication and income. The court's decision will determine whether the app remains operational during the Supreme Court review process.ByteDance, TikTok seek temporary halt to US crackdown law pending Supreme Court review | ReutersThe Consumer Financial Protection Bureau (CFPB) has asserted supervisory authority over Google Payment Corp., a subsidiary of Alphabet Inc., as part of expanding oversight of nonbank financial platforms. This decision could lead to regulatory exams, though it does not imply any misconduct by Google. The CFPB stated that Google Payment Corp. meets the legal criteria for supervision, citing potential consumer risks linked to remaining balances in discontinued Google Pay accounts.Google quickly filed a lawsuit challenging the CFPB's authority, calling the move an example of government overreach. The company argues that the U.S. version of its Google Pay peer-to-peer payment service no longer exists and has posed no risks to consumers. Google contends that the CFPB's decision is legally flawed and lacks justification. The case reflects ongoing tensions between tech companies and financial regulators as agencies like the CFPB increasingly focus on nonbank platforms. While the CFPB has been criticized for underusing its authority in this area, Google's response highlights concerns about regulatory overreach and its impact on innovation.CFPB Claims Supervision Over Google Unit, Which Promptly Sues This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe
While the holiday season ramps up, it's important to remember that holiday shoppers aren't the only busy ones this year. Identity thieves and scammers take advantage of this busy season to steal information. While you're out there in-person or shopping online, make sure you guard your cards and card information to ensure your transactions are secure. Links: Learn more about secure password managers like LastPass Learn more about Google Pay, Apple Pay, PayPal Add your Triangle cards to a mobile wallet for secure and convenient payment Check out TCU University for more financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast. We all do our shopping however we feel most comfortable. Some love going out to a physical store to explore the shelves and find that perfect gift. Others like to comfortably camp out on the couch and browse websites for their holiday hunt. Whichever way you choose to shop this year, remember to keep security top of mind. Fraud attempts increase significantly during the shopping season so it's important to consider whether anything insidious is hiding behind that tempting email, social media ad or website. Scammers want your payment information. They target credit card transactions both in-person and online in hopes to steal information from as many unsuspecting shoppers as they can. This holiday, remember to guard your payment information whenever and wherever you pay. For those who prefer shopping online keep these security tips top of mind before you go through the checkout. Make sure the website is secure. Look for the lock icon at the top URL address bar to ensure information being transmitted is encrypted. Don't save your card information in browsers. Instead use a secure digital wallet or vault like LastPass. Don't make payments over unsecured WI-FI or mobile networks. Scammers and hackers can monitor public, unsecured Wi-Fi sources to intercept sensitive data that might be transmitted Use an online payment company that doesn't use card numbers like Google Pay, Apple Pay or PayPal. For those who still shop in-person bad actors can still target your physical card transactions. Remember these tips when using your cards out in public. When using self-pay locations like gas stations, stand-alone ATMs and parking terminals, remember to examine the pump or terminal for any signs of tampering, cameras or card skimmers. Use the contactless payment method for physical cards instead of inserting the EMV chip or swiping the magnetic strip. Contactless methods are more secure when transmitting data Don't shy away from using your phone's mobile wallet to store your cards. Mobile wallets keep all your card information secure; they transmit encrypted codes rather than card information during payment and you get the bonus of no longer needing to carry around physical cards. If you lose your physical card, immediately lock it from any future use until you can find it or report it as lost to the credit card company One final way to keep your cards secure is to get into the habit of monitoring all transactions. Set up transaction alerts to get instant notifications any time your card is charged so that way if suspicious activity occurs you can report it right away. If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page, and look for our sponsor, Triangle Credit Union, on social media to share your thoughts. Thanks for listening to today's Money Tip Tuesday, and be sure to check out our other tips and episodes on the Making Money Personal podcast. Have a great day!
Twenty Minute Travel has now joined the MtM Podcast feed! You can catch this show each week right here in addition to the regular MtM Podcast or watch it on Youtube! Episode Description This week American Express announced the death of several of their cards including the Cash Magnet and the popular Everyday cards. With the loss of Everyday, is Amex retooling their lineup in preparation of a new card or are they trying to push customers up to their more expensive Gold card? In other news the Alaska/Hawaiian merger drama continued this week as transfers from American Express broke briefly, but then came back again. Some terms leave us a bit worried about the future of transfers, but the big question is whether it makes sense to move points now or not. We also discuss China's insane 10,000 drone show, where to use the Hilton Aspire credit, Aeroplan's new 100K welcome offer, 5% categories for the 4th quarter, Hyatt's fall promotion, a tricky Hyatt property and new Amex Offers you want to know about. Episode Guide 0:00 Saving money for travel 0:39 Alaska/Hawaiian transfer woes and developments 2:44 Will Amex to Hawaiian transfers remain & should you transfer now? 4:25 One Hyatt's tricky “mandatory” charge 7:10 Chase Aeroplan's new 100K welcome offer 8:30 RIP to Amex Everyday cards 10:05 Will Amex replace the Everyday cards in their lineup? 11:20 4th quarter 5% Categories for Chase, Citi and Discover 13:24 Hyatt's new fall promotion is sort of terrible 14:37 Hilton Aspire Resort Credit - How to use it & where it works 15:56 New Amex Offers for Marriott, Hilton, Lowe's & Google Pay 17:35 China's INSANE 10,000 drone show Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com. You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License
Episode Description: As a reminder you can watch this show as well at: https://www.youtube.com/@20minutetravel This week American Express announced the death of several of their cards including the Cash Magnet and the popular Everyday cards. With the loss of Everyday, is Amex retooling their lineup in preparation of a new card or are they trying to push customers up to their more expensive Gold card? In other news the Alaska/Hawaiian merger drama continued this week as transfers from American Express broke briefly, but then came back again. Some terms leave us a bit worried about the future of transfers, but the big question is whether it makes sense to move points now or not. We also discuss China's insane 10,000 drone show, where to use the Hilton Aspire credit, Aeroplan's new 100K welcome offer, 5% categories for the 4th quarter, Hyatt's fall promotion, a tricky Hyatt property and new Amex Offers you want to know about. Episode Guide: 0:00 Saving money for travel 0:39 Alaska/Hawaiian transfer woes and developments 2:44 Will Amex to Hawaiian transfers remain & should you transfer now? 4:25 One Hyatt's tricky “mandatory” charge 7:10 Chase Aeroplan's new 100K welcome offer 8:30 RIP to Amex Everyday cards 10:05 Will Amex replace the Everyday cards in their lineup? 11:20 4th quarter 5% Categories for Chase, Citi and Discover 13:24 Hyatt's new fall promotion is sort of terrible 14:37 Hilton Aspire Resort Credit - How to use it & where it works 15:56 New Amex Offers for Marriott, Hilton, Lowe's & Google Pay 17:35 China's INSANE 10,000 drone show About the Show: We love to travel and love to laugh! 20 Minute Travel is designed to get you all of the info you need to supercharge your travel by utilizing credit cards, travel rewards and other tricks to pay pennies on the dollar. Shawn Coomer is the founder of Miles to Memories and has traveled all over the world with his family utilizing miles & points. He has been writing and podcasting about miles, points and travel since 2013 and has earned and spent millions of points & miles across dozens of programs. Mark Ostermann is the former Managing Editor of Miles to Memories and is the Managing Editor at Travel on Points. He has been writing about his travel experiences since 2017 and loves to dive into the weeds so you don't have to. He also enjoys a good beer and a laugh or fifty. Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. If you like this show check it out! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at 20minutetravel@gmail.com.
The Miami Dolphins have experienced a lot of changes since last year. But where, after all of the shuffling of talent, are they better than last season? Where are they worse? A look at each position room on the roster and where Miami has taken steps forward this offseason.Support Us By Supporting Our Sponsors!Monopoly GO!Get in the game and join your friends. Download MONOPOLY GO! now free on The App Store or Google Pay. The mobile hit twist on classic MONOPOLY.Yahoo FinanceFor comprehensive financial news and analysis, visit the brand behind every great investor, YahooFinance.com.eBay MotorsFor parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit at eBayMotos.com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply.LinkedInLinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply.BetterHelpThis episode is sponsored by BetterHelp. Make your brain your friend, with BetterHelp. Visit BetterHelp.com/LOCKEDON today to get 10% off your first month.GametimeDownload the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase.FanDuelFanDuel, America's Number One Sportsbook. Right now, NEW customers get ONE HUNDRED AND FIFTY DOLLARS in BONUS BETS with any winning GUARENTEED That's A HUNDRED AND FIFTY BUCKS – win or lose! Visit FanDuel.com/LOCKEDON to get started.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)
The Miami Dolphins caused a bit of a stir with a new photo from OTAs that featured Nik Needham among the safeties. Would Needham, a career nickel defender, be enough at safety to alleviate the need at safety? If not, what other options still remain? Support Us By Supporting Our Sponsors!Monopoly GO!Get in the game and join your friends. Download MONOPOLY GO! now free on The App Store or Google Pay. The mobile hit twist on classic MONOPOLY.Yahoo FinanceFor comprehensive financial news and analysis, visit the brand behind every great investor, YahooFinance.com.eBay MotorsFor parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit at eBayMotos.com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply.LinkedInLinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply.BetterHelpThis episode is sponsored by BetterHelp. Make your brain your friend, with BetterHelp. Visit BetterHelp.com/LOCKEDON today to get 10% off your first month.GametimeDownload the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase.FanDuelFanDuel, America's Number One Sportsbook. Right now, NEW customers get ONE HUNDRED AND FIFTY DOLLARS in BONUS BETS with any winning GUARENTEED That's A HUNDRED AND FIFTY BUCKS – win or lose! Visit FanDuel.com/LOCKEDON to get started.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)
Decisions, decisions...the talk around the Dolphins is often centered around the things this roster still needs — but what about what this roster already has? The Miami Dolphins, like every other team, must cut to 53 players at the start of the 2024 NFL season. Good luck figuring out the bubble players on this year's team! Support Us By Supporting Our Sponsors!Monopoly GO!Get in the game and join your friends. Download MONOPOLY GO! now free on The App Store or Google Pay. The mobile hit twist on classic MONOPOLY.Yahoo FinanceFor comprehensive financial news and analysis, visit the brand behind every great investor, YahooFinance.com.eBay MotorsFor parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit at eBayMotos.com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply.LinkedInLinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply.BetterHelpThis episode is sponsored by BetterHelp. Make your brain your friend, with BetterHelp. Visit BetterHelp.com/LOCKEDON today to get 10% off your first month.GametimeDownload the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase.FanDuelFanDuel, America's Number One Sportsbook. Right now, NEW customers get ONE HUNDRED AND FIFTY DOLLARS in BONUS BETS with any winning GUARENTEED That's A HUNDRED AND FIFTY BUCKS – win or lose! Visit FanDuel.com/LOCKEDON to get started.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)
The Miami Dolphins are reportedly still in the market for a free agent offensive lineman in the aftermath of the 2024 NFL Draft. There are a number of experienced players still left on the market, including Minnesota's Dalton Risner & Las Vegas' Greg Van Roten. Is either one the right fit for the Dolphins' interior offensive line in 2024? Support Us By Supporting Our Sponsors!Monopoly GO!Get in the game and join your friends. Download MONOPOLY GO! now free on The App Store or Google Pay. The mobile hit twist on classic MONOPOLY.Yahoo FinanceFor comprehensive financial news and analysis, visit the brand behind every great investor, YahooFinance.com.eBay MotorsFor parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit at eBayMotos.com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply.LinkedInLinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply.BetterHelpThis episode is sponsored by BetterHelp. Make your brain your friend, with BetterHelp. Visit BetterHelp.com/LOCKEDON today to get 10% off your first month.GametimeDownload the Gametime app, create an account, and use code LOCKEDONNFL for $20 off your first purchase.FanDuelFanDuel, America's Number One Sportsbook. Right now, NEW customers get ONE HUNDRED AND FIFTY DOLLARS in BONUS BETS with any winning GUARENTEED That's A HUNDRED AND FIFTY BUCKS – win or lose! Visit FanDuel.com/LOCKEDON to get started.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)