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Online prüfen, im Laden abholen, vor Ort beraten: Kundinnen und Kunden erwarten heute nahtlose Erlebnisse. Wie Deichmann seine Filialen weiterentwickelt und welche Rolle die Infrastruktur von Telefónica dabei spielt.
In this installment of The Consumer Finance Podcast's point‑of‑sale finance series, Chris Willis is joined by colleagues Jason Cover and Taylor Gess to break down how electronic contracting really works in modern point‑of‑sale credit programs. They explain the interplay between state Uniform Electronic Transactions Act (UETA) laws and the federal E‑SIGN Act, including when you need formal E‑SIGN consent, how E-SIGN preemption of state UETA adoptions operates, and the general rule of validity. The conversation walks through practical design issues for online and mobile flows, clear and conspicuous disclosures, and "click‑to‑agree" mechanics, as well as pitfalls like relying on E‑SIGN where a statute still requires a specific delivery method. The episode closes with a forward‑looking discussion about agentic artificial intelligence, how existing "electronic agent" concepts in UETA and E‑SIGN may apply, and what point‑of‑sale creditors should be watching as technology and contracting practices evolve. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this joint episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess is joined by Stefanie Jackman to discuss amended debt collection regulations and restrictions for creditors, including tight communication limits and enhanced validation requirements. The conversation dives into the rise of coerced debt statutes, shortcomings of traditional identity theft frameworks, and how creditors should adjust training, intake, and escalation protocols to avoid reputational and legal risk. The discussion also explores state medical debt reporting bans, the preemption challenges, and cautious furnishing in the FCRA landscape. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this special joint episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess joins Chris Willis and Lori Sommerfield to unpack fair lending risks in point-of-sale finance. They explain how traditional fair lending concepts under the Equal Credit Opportunity Act and Fair Housing Act play out when merchants interact directly with consumers, highlighting risks around discouraging credit applications, discretionary offers, differential assistance, and steering between prime and subprime products. The conversation explores practical risk mitigation tools, such as standardized sales scripts and consumer disclosures, merchant training, and attorney-directed mystery shopping, along with lessons drawn from unfair or deceptive acts or practices enforcement in point-of-sale settings. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
On today's MJ Morning Show:Mt. Everest insurance scamMorons in the newsMJ's problem with his notebookInsurance dilemma for FesterFester & Allison's new TV show choiceJehovah's Witness revist... MJ got an e-mailStarbuck's $1,200 bonuses for faster and nicer baristasPoint of sale terminals charging wrong tip amounts... do the math yourself to make sureArtemis II toilet problemClaim dropped against BaldoniBritney Spears seen smoking at a gas station... avoided explosionLead detective in Nancy Guthrie case has never investigated a homocide beforeBrian Littrell fights for his beachfront propertyGreat Value Dinosaur Chicken Nugget recallSaute pan recallWashington Wizards Aprils Fool's Day prankMJ's computer... a call to Don the I.T. GuyFamily taken on taxi ride from hell in MiamiCritic says this movie sucks, but it will still make $1 billionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through how prepayment characteristics are shifting with mortgage rate movement. Plus, Robbie sits down with Floify's Jason Mapes for a discussion on automating tasks like data extraction, document validation, and 1003 completion within the POS, enabling lenders to deliver faster, cleaner, and more compliant loan files without introducing risky borrower-facing AI interactions. And we close by looking at the latest inflation data and how it's moving bond markets.Today's podcast is brought to you by Floify, an industry-leading point of sale platform. Dynamic Apps 2.0 — an AI- powered enhancement lets lenders tailor application flows by loan type, including HELOC, construction, ag, non-QM and more. Borrowers see only the right questions, the right sections and are sent the right disclosures from the start. The result? Higher completion rates, less operational back-and-forth and specialty lending without the one-size-fits-all compromise. Discover more at www.floify.com — and see Dynamic Apps 2.0 in action at ICE Experience, March 15–18 in booth 713.
In this special joint episode of The Consumer Finance Podcast and Payments Pros, Taylor Gess and Kim Phan discuss key privacy and data security risks in point-of-sale finance. They dive into regulators' growing view that every player in the payments chain shares responsibility for protecting data, highlighting best practices for vendor management, PCI DSS oversight, and incident response planning. The episode also touches on the shifting patchwork of state privacy and breach notification laws, GLBA exemptions, and the risks of data monetization, including when packaging and selling transaction data can trigger Fair Credit Reporting Act obligations. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this crossover episode of The Consumer Finance Podcast and Payments Pros, Taylor Gess, Jason Cover, and Caleb Rosenberg explore the heightened attention from regulators and legislators on small business finance programs and trade credit. They discuss the growth of fintech-driven and embedded business-to-business financing, the shift from simple trade credit to more complex installment and term products, and how these offerings increasingly trigger disclosure, registration, rate cap, and fair lending requirements — sometimes even pulling in federal rules like Reg E and Reg B when consumer accounts are involved. This episode also emphasizes the expanding structure of state commercial financing laws in California, Texas, and other states, with a focus on new disclosure regimes, and novel consumer-type protections. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
When your store and website don't sync, you oversell products and lose customer trust. Integration creates one accurate inventory system, combines customer data across channels, and enables flexible options like online ordering with in-store pickup.Learn more at https://logicecom.com Curious Monkeys Pressing Buttons LLC City: Frisco Address: 5 Cowboys Way Website: https://curiousmonkeys.online Email: max@curiousmonkeys.online
In this special joint episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess talks to Troutman Pepper Locke colleagues Stefanie Jackman, Caleb Rosenberg, and Jeremy Sairsingh about student lending and income share agreements (ISAs). They highlight the "One Big Beautiful Bill" and its sweeping overhaul of federal student loan repayment options and borrowing caps, break down differences between ISAs and traditional loans, and explain why state lawmakers and regulators are increasingly focused on these products. The episode also includes practical takeaways on licensing, servicing, and the potential future of credit reporting for private student loans and ISAs, offering industry participants a roadmap for navigating both federal and state-level changes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Ray Reddy is VP of Retail at Shopify, leading the company's retail business and championing local entrepreneurs. With a career focused on leveraging technology for commerce, he previously co-founded Ritual, a mobile commerce platform supporting local restaurants, and PushLife (acquired by Google), where he later led mobile product management for shopping and commerce. Ray is passionate about building products that simplify complexity and create new opportunities to help local entrepreneurs win. Top 3 Value Bombs 1. Retailers are entering a modern renaissance where AI and rapid innovation make entrepreneurship easier than ever. 2. Shopify POS Hub delivers near-perfect reliability by solving the long-standing pain of iPad-peripheral incompatibility. 3. Expanding delivery and payment capabilities, like Uber Direct and global Tap to Pay, helps merchants offer world-class customer experiences. Learn more about Shopify's retail solutions and the Winter '26 Edition - Shopify Winter '26 Edition Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Intuit QuickBooks - Transform your cash flow and your business this year. Check out QuickBooks money tools today! Learn more at QuickBooks.com/money. Terms apply. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services.
In this crossover episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess dives into the rapidly evolving world of point-of-sale financing for medical and dental procedures with Troutman Pepper Locke Partners Jason Cover, Brent Hoard, and Erin Whaley. They unpack how HIPAA, business associate relationships, and information-sharing structures can impact financing programs in clinical settings. They explore state-level trends in California, Illinois, and New York, including new restrictions on provider involvement in financing, promotional offers, and payments. The discussion also highlights emerging risks around website tracking technologies, payment portals, and wiretapping-style lawsuits targeting digital health and payment ecosystems. Listeners will come away with a practical framework for structuring medical and dental financing arrangements, managing disputes, and anticipating the next wave of state-level regulation and enforcement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Send us a textBuyers don't want homework; they want a simple way to say yes. We sat down with finance veteran Joel Oney to unpack how point‑of‑sale financing helps shed, post‑frame, and steel builders close more deals, protect margins, and keep sales moving through winter without slashing prices. From six‑month no interest, no payment promos to fast soft‑pull decisions at the lot, we break down the practical playbook that turns “I'll wait for my tax refund” into “Let's get it scheduled.”We get honest about the role of RTO and where it shines, then zoom in on the growing segment that prefers traditional loans—especially for bigger, anchored projects up to $100k. Joel shares why loans reduce repossession headaches, how underwriting tailored to this industry improves approvals, and what makes financing a true value add instead of an afterthought. If you're expanding into steel or post‑frame, this is your roadmap to funding complex builds and site prep with clarity.Macro matters, too. Housing has cooled and mortgage rates follow the bond market, not Fed headlines. That shift affects backyard storage demand and consumer confidence, which means your sales team needs better tools, not deeper discounts. We talk liquidity, price discipline, and leading through uncertainty—plus the simple sales flow that sets payments early, positions RTO and financing side by side, and removes friction at checkout. Walk away with concrete strategies to boost conversions, preserve margin, and stand out when every shed starts to look the same.Want more episodes like this? Subscribe, share with a teammate, and leave a quick review to help others find the show. Got a question about adding financing to your lot? Drop us a note and tell us what you want us to cover next.For more information or to know more about the Shed Geek Podcast visit us at our website.Would you like to receive our weekly newsletter? Sign up here.Follow us on Twitter, Instagram, Facebook, or YouTube at the handle @shedgeekpodcast.To be a guest on the Shed Geek Podcast visit our website and fill out the "Contact Us" form.To suggest show topics or ask questions you want answered email us at info@shedgeek.com.This episodes Sponsors:Studio Sponsor: Shed ProMaking Sales SimpleCALIFAB
Eytan Seidman, VP of product at Shopify, joins the podcast to unpack Shopify's Winter '26 Edition and how AI is emerging into the market for developers and merchants. They discuss the new Dev MCP server, showing how tools like Cursor and Claude Desktop can rapidly scaffold Shopify apps, wire up Shopify functions, and ship payment customization and checkout UI extension experiences that lean on Shopify primitives like meta fields and meta objects across online stores and point of sale. Eytan also breaks down how Sidekick connects with apps, why the new analytics API and ShopifyQL open fresh analytics use cases, and more. Links Shopify Winter '26 Edition: https://www.shopify.com/editions/winter2026 We want to hear from you! How did you find us? Did you see us on Twitter? In a newsletter? Or maybe we were recommended by a friend? Fill out our listener survey (https://t.co/oKVAEXipxu)! https://t.co/oKVAEXipxu Let us know by sending an email to our producer, Elizabeth, at elizabeth.becz@logrocket.com (mailto:elizabeth.becz@logrocket.com), or tweet at us at PodRocketPod (https://twitter.com/PodRocketpod). Check out our newsletter (https://blog.logrocket.com/the-replay-newsletter/)! https://blog.logrocket.com/the-replay-newsletter/ Follow us. Get free stickers. Follow us on Apple Podcasts, fill out this form (https://podrocket.logrocket.com/get-podrocket-stickers), and we'll send you free PodRocket stickers! What does LogRocket do? LogRocket provides AI-first session replay and analytics that surfaces the UX and technical issues impacting user experiences. Start understanding where your users are struggling by trying it for free at LogRocket.com. Try LogRocket for free today. (https://logrocket.com/signup/?pdr) Chapters 01:00 — AI as the Focus of Winter '26 02:00 — MCP Server as the Ideal Dev Workflow 03:00 — Best Clients for MCP (Cursor, Claude Desktop) 04:00 — Hallucinations & Code Validation in MCP 06:00 — Developer Judgment & Platform Primitives 07:00 — Storage Choices: Meta Fields vs External Storage 09:00 — Learning UI Patterns Through MCP 10:00 — Sidekick Overview & Merchant Automation 11:00 — Apps Inside Sidekick: Data & UI Integration 13:00 — Scopes, Data Access & Developer Responsibility 14:00 — AI-Ready Platform & Explosion of New Apps 16:00 — New Developer Demographics Entering Shopify 17:00 — Where Indie Devs Should Focus (POS, Analytics) 18:00 — New Analytics API & Opportunities 19:00 — Full Platform Coverage via MCP Tools 20:00 — Building Complete Apps in Minutes 21:00 — Large Stores, Token Limits & MCP Scaling 22:00 — Reducing Errors with UI & Function Testing 23:00 — Lessons from Building the MCP Server 25:00 — Lowering Barriers for Non-Experts 26:00 — High-Quality Rust Functions via MCP 27:00 — MCP Spec Adoption: Tools Over Resources 28:00 — Future: Speed, Quality & UI Precision 29:00 — Model Evolution, Evals & Reliability 31:00 — Core Shopify Primitives to Build On 33:00 — Docs, Community & Learning Resources
In this crossover episode of The Consumer Finance Podcast and Payments Pros, Jason Cover sits down with Brooke Conkle and Caleb Rosenberg to demystify the Federal Trade Commission's Holder Rule and its day‑to‑day impact on point‑of‑sale (POS) finance programs. They explain why creditors and assignees inherit customers' claims and defenses against merchants, what transactions are in scope and out of scope, how liability is generally capped at amounts paid (and why attorneys' fees remain a live issue), and how merchant/vendor/dealer agreements can shift risk back to sellers. The conversation turns practical with a compliance toolkit: robust upfront diligence, continuous monitoring of merchant and consumer complaints (including requiring merchants to forward complaints), and a risk‑based response that separates meritless claims from those requiring redress. The panel also highlights enforcement and litigation trends and why, at 50 years old, the Holder Rule remains bedrock law that POS lenders cannot ignore, even as strong contracts and oversight materially mitigate exposure. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this crossover episode of The Consumer Finance Podcast and Payments Pros, Jason Cover, Mark Furletti, and Andrew Thurmond return to unpack the complex landscape of residential solar finance. They highlight practical complications lenders face with home improvement projects involving power purchase agreements, leases, tax credit, retail installment contracts, renewable energy certificates, and more. The discussion also provides insight on trends in the solar industry, bankruptcy, the rise of solar disclosure requirements and state-level oversight, and compliance measures to mitigate risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Duki Cvetkovic (Co-Founder & Chief Creative Officer) und Roberto Aufiero (Co-Founder & CEO) haben aus einer gemeinsamen Leidenschaft für Basketball, Sneaker und Streetwear eine europäische No-Go-To-Brand aufgebaut: BSTN. Im Gespräch mit Carsten Puschmann erzählen sie, wie aus Freundschaft eine langlebige Gründer-„Ehe“ wurde, warum Authentizität wichtiger ist als kurzfristige Skalierung und wie Retail, Community-Building und spektakuläres Storytelling die Marke international tragen. Wir reden über:
In this special crossover episode of The Consumer Finance Podcast and Payments Pros, host Jason Cover is joined by colleagues Taylor Gess and Andrew Thurmond to unpack the legal and operational complexities of home solicitation and home improvement finance. The conversation analyzes the Federal Trade Commission's Cooling-Off Rule and state analogs, highlighting practical pitfalls around oral and written cancellation notices, dealer obligations, and extended rescission periods or differing notice requirements in certain jurisdictions. The team explores how funding timing, change orders, electronic contracting, and foreign-language sales can impact risk. They also dive into contractor and home improvement laws, e.g., down payment and progress payment restrictions, licensing, and conspicuous disclosure obligations plus state home improvement financing acts that may impose registration requirements, finance charge or fee limits, and specialized disclosures. The episode offers practical insights on issues to consider when doing business as in-home sales or under home improvement/contractor laws. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this insightful crossover episode of The Consumer Finance Podcast and Payments Pros, host Jason Cover is joined by colleagues Mark Furletti and Taylor Gess to explore the complexities of home improvement finance. The discussion delves into the unique risks associated with point-of-sale financing in the home improvement sector, such as contractor oversight issues, promotions, and the intricacies of state and federal regulations. Gain valuable insights into best practices for lenders and finance companies to mitigate these risks, ensure compliance, and protect consumers. This episode offers essential guidance on navigating the evolving landscape of home improvement finance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This week on the Merchant Sales Podcast, James Shepherd revisits a topic many thought was long gone — leasing. With today's advanced and often expensive POS hardware, leasing is once again becoming a smart tool for ISOs and agents to close deals and increase adoption. James sits down with Robert Ensminger to discuss modern leasing strategies, real-world use cases, and how to position leasing as part of a profitable merchant services offering. They break down what's changed, what still works, and how agents can use leasing to drive portfolio growth. After the interview, James and Patti Murphy tackle this week's top headlines in their Today in Payments segment. Check out the latest blog post from Today in Payments: https://todayinpayments.com/blog/ai-bnpl-and-the-future-of-payments
October Baseball's Economic Impact On Spending Across CanadaAl is joined by Sports Expert and VP of Business Development at Moneris Data Services Sean McCormick to discuss the excitement of October baseball as the Toronto Blue Jays enter the postseason, examining the impact on local and national spending. Sean shares insights on how playoff rusns boost restaurant and bar revenue, referencing data from previous NHL and MLB events.Introducing Moneris Go Retail: New Features For Modern Retail NeedsLast month, Moneris launched significant enhancements to its Go Retail solution, addressing the evolving needs of modern retail. Al is joined by VP of Product Gad Elharrar and Director of Retail Products Alexandra Silverberg to discuss the new features designed to streamline operations for small and micro businesses.Links of InterestMoneris Data ServicesMoneris Go Retail Subscribe now!If you have a payment-related or business question you'd like to submit to one of our experts, you can email us at podcast@moneris.com.Just Good Business is a Moneris podcast production hosted by Al Grego.
In this engaging crossover episode of The Consumer Finance Podcast and Payments Pros, host Taylor Gess is joined by colleagues Jason Cover, Andrew Thurmond, and Samer Roshdy to explore the complexities of contracting with merchants and dealers in the point-of-sale finance sector. The discussion highlights the diverse needs of merchants and finance administrators, the impact of industry-specific regulations, and the importance of clear contractual terms. Discover the common pain points in negotiations, the role of regulatory compliance, and the evolving nature of contracts in this dynamic space. Gain valuable insights into how businesses can effectively manage these relationships and ensure compliance with state and federal laws. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we take a closer look at the building and affordability problems in America and their correlation. Plus, Robbie sits down with Floify's Sydney Barber for a discussion on how Dynamic AI is built into its POS to automate tasks like document handling and income verification, speeding up approvals, improving compliance, and enhancing the borrower experience while freeing lenders to focus on relationships. And we close by examining what mortgage-backed security coupons have the most liquidity in the current market.Today's podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify's new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.
In this insightful crossover episode of The Consumer Finance Podcast and Payments Pros, host Taylor Gess is joined by Joseph Reilly and Paul Boller to explore the intricacies of state licensing in the point-of-sale finance sector. The discussion delves into the distinctions between licensing and notification requirements, the role of sales finance agencies, and the implications for third-party facilitators and direct lenders. Gain insights into how state-specific regulations impact nonbank entities and learn about the unique challenges sellers and third-party providers face in navigating these regulatory landscapes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Eric & Zey, MOCA app's Chief Of Growth & CEO, discuss crypto Point of Sales & wallets, onboarding new users, conferences, and other topics. Enjoy, and please share your thoughts in the comments.Links:Eric on Twitter: https://twitter.com/EricOnChainZey on Twitter: https://twitter.com/zeymermocaMOCA app on Twitter: https://twitter.com/moca_appBCH Bullet: https://thebchbullet.substack.com/Episode slides: https://docs.google.com/presentation/d/1w7rqaZkSAq0Vpj8eSp2YMlIDOe4HyxPK/Donations:bitcoincash:qzanunn7qa7f3favlhy5uua097xea9emmvnp0ul5c4Sponsors:Thank you very much to our FundMe.Cash contributors: https://fundme.cash/campaign/57BCH BULL: https://bchbull.com Be the bull & leverage or hedge with Bitcoin Cash - Non-custodial, permissionless, fully collateralized DeFiSocials:Website: https://www.bitcoincashpodcast.comTimestamps:00:00 Video starts00:38 Intro and market update01:34 Eric05:47 Zey27:15 MOCA app46:18 What can the BCH community bring?1:04:18 MOCA revenue & tokenomics1:18:21 Crypto conferences1:33:53 Message to the community1:40:04 Podcast supporter appreciation1:40:53 Shoutouts and outro1:44:52 "The circle of exit liquidity" song#bitcoin #bitcoincash #bch #btc #crypto #cryptocurrency #cbdc ▪️
In this insightful crossover episode of The Consumer Finance Podcast and Payments Pros, host Jason Cover is joined by Mark Furletti and Jeremy Sairsingh to delve into the intricate world of credit card rewards programs. Discover the various types of rewards, from points-based systems to cashback and travel miles, and learn how these programs are funded. The episode also explores regulatory perspectives, including recent CFPB guidance and state-specific laws affecting rewards programs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this crossover episode of The Consumer Finance Podcast and Payments Pros, Jason Cover is joined by Mark Furletti, Taylor Gess, and Jeremy Sairsingh to discuss the intricate world of credit cards. Whether plastic, metal, or digital, credit cards have significantly evolved over time, along with their regulations. This episode examines the historical roots, modern functionalities, and the regulatory landscape that governs credit cards. Discover how innovations like buy now, pay later models are reshaping consumer credit, and gain insights into the future of credit card regulation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Thoughts on Record: Podcast of the Ottawa Institute of Cognitive Behavioural Therapy
Comments or feedback? Send us a text! In this episode, Dr. Claire Sira and Tom Hudock join me to discuss their new book Feeling Loved with Adult ADHD. We explore how ADHD can quietly undermine even the strongest relationships—and how partners can move from shame and blame to empathy and trust.Together we cover:Emotion dysregulation and its impact on intimacyADHD as a “third partner” in relationshipsMoving from criticism to curiosityThe “Trust Account” metaphor for building connectionNavigating over-functioning vs. under-functioning rolesShame spirals, defensiveness, and timing in conflictPractical tools like boundaries, and empathy skillsHow worksheets and reflective exercises support real changeSigns of hope for couples who feel stuck or disconnectedIf you're living with ADHD, partnered with someone who is, or working clinically with these dynamics, this conversation offers both compassion and practical strategies.Dr. Claire Sira Dr. Sira earned her PhD in Clinical Psychology with a specialization in Neuropsychology from UVic in 2007. After working as a Neuropsychologist at Victoria General Hospital for five years, she transitioned to full-time private practice in 2014. In 2019, she expanded her focus to include assessing and treating ADHD in adults and youth, recognizing the similarity between executive function impairments in adult ADHD and those resulting from acquired brain injuries. As a co-founder of ADHD For Life, Dr. Sira has developed an efficient ADHD assessment process for psychologists and physicians. Additionally, she and her co-founder offer online coaching programs and books for adults with ADHD. Dr. Sira frequently presents on ADHD to healthcare professionals and provides supervision and training to therapists looking to enhance their skills in ADHD assessment and treatment. She also consults with clinics and specialized teams to integrate mental and behavioral healthcare into their services. Lastly, Dr. Sira is a past president of the British Columbia Psychological Association Board of Directors and is currently serving a three-year term as a Director at Large on the Canadian Psychological Association Board of Directors.
In this crossover episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess is joined by Jason Cover and Jeremy Sairsingh to discuss buy now, pay later (BNPL) products as they continue to dive into the Point-of-Sale Finance Series. They highlight the complexities of BNPL offerings and the transformation of these payment models with varying fee structures and repayment terms. As these BNPL products mature, they challenge traditional definitions and regulatory frameworks, prompting a closer look at how consumers and providers are adapting to this financing option and its effects. With continuous industry innovations, regulators are working to keep pace, raising questions about the future direction of BNPL regulation and its impact.
Although it frequently flies under the radar, ensuring central bank digital currencies are able to be used at point-of-sale is vital to their successful adoption. Lars Hupel, chief evangelist for CBDC at Giesecke+Devrient, joins Lewis McLellan, head of content at OMFIF's Digital Monetary Institute, to discuss integrating CBDCs at point-of-sale, the strategic and economic benefits it will bring and the appropriate incentive structures to encourage it. You can find more information in a paper authored by Lars Hupel, which unveils the world of CBDC wallets and their various forms. It illustrates different methods to initiate payments and crafts a conceptual model for point-of-sale transactions, designed with the specific features of retail CBDCs in mind.
In this crossover episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, Jason Cover, and Taylor Gess expand on the Point-of-Sale Finance Series to focus on leases and rent-to-own (RTO) models. This conversation spotlights the legal frameworks and best practices for structuring these models and integrating alternative financial options into point-of-sale offerings for goods and services. They also discuss market trends driving the creation of innovative products that are becoming increasingly popular, including virtual RTOs, solar panel leasing, and short-term renewable transactions for ride-share programs.
In this crossover episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, Jason Cover, and Taylor Gess continue the Point-of-Sale Finance Series to discuss licensed lending and bank model lending programs. This conversation dives into the benefits, challenges, and regulatory landscapes that shape these popular lending models for financial institutions and fintechs. Consumer finance providers will gain valuable insights on structuring successful lending partnerships in today's complex environment.
Also on YouTube: youtu.be/4lOLw1k4ocAShopify VP of Retail, Ray Reddy, joins to walk through what's new in POS V10.Faster checkoutsSplit fulfillmentCustom brandingBetter searchIf you sell in person, this episode is for you.Show LinksShopify POSShopify Editions (Summer 2025)Ray Reddy on LinkedInSponsorsZipify – Build high-converting sales funnelsCleverific – Smart order editing for ShopifyBoost AI Search & Filter – Frictionless Product Discovery with AIWork with KurtGrow your Shopify store with meSee our recent client winsJoin my newsletter
In this crossover episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, Jason Cover, and Taylor Gess unravel the often-confused distinctions between loans and credit sales in the first installment of our Point-of-Sale Finance Series. This episode sheds light on the regulatory nuances that impact the delivery of financial products. From the historical backdrop of Retail Installment Sales Acts to the modern-day challenges of terminology, the conversation offers a comprehensive overview of the pros and cons of retail installment contracts and direct loans. Whether you're a seasoned professional or new to consumer finance, this discussion will enhance your understanding of these pivotal financial structures.
In this episode of The Consumer Finance Podcast, Chris Willis is joined by Jason Cover to introduce an upcoming special series focused on point-of-sale finance, a rapidly evolving sector in consumer financial services. This teaser provides a sneak peek into increasingly popular topics that will be discussed throughout the series, including innovative point-of-sale finance solutions such as payment methods beyond traditional credit and debit cards, in addition to a diverse range of products and the dynamic interactions between fintech lenders, financial institutions, and merchants. The series will also explore foundational concepts and specific models across various industries, such as home improvements and medical financing, setting the stage for a deep dive into the transformative impact of point-of-sale finance on consumer transactions.
Why is Point-of-Sale (POS) crucial for community pharmacies? In this episode of Pharmacy Podcast Tech Trends, powered by PrimeRx, we dive deep with Paul Jacobsen, Product Manager for PrimeRx POS, and Ketan Mehta, CEO of PrimeRx, to explore how innovative POS features streamline pharmacy operations, optimize finances, and enhance patient experiences.
Kristianne Reyes is Co-Founder at KaHero. KaHero is a point-of-sale (POS) mobile application for businesses such as restaurants, clinics, and more. The KaHero POS app also includes a cashflow management system and inventory system for the benefit of its users and can handle multiple branches. IN THIS EPISODE | 01:16 Ano nga ba ang KaHero? | 04:49 What are updates since our last interview? | 08:06 How did you develop the business model along the years? | 27:54 What business strategies do you apply to increase revenues? | 32:28 How do you get clients? | 51:26 What are your thoughts on bootstrapping versus getting investors? | 57:26 How can listeners find more information?KAHERO | Website | Facebook | YouTubeTHIS EPISODE IS CO-PRODUCED BY:SPROUT SOLUTIONS | Website: https://sprout.ph | Sprout Payroll Starter: https://bit.ly/SproutPayrollStarterAPEIRON | Website: https://apeirongrp.com | Facebook: https://facebook.com/apeirongrpTWALA | Website: https://twala.io | Facebook: https://facebook.com/twalaioSYMPH | Website: https://symph.co | Facebook: https://facebook.com/SymphCoAIMHI | Website: https://aimhi.ai | Facebook: https://facebook.com/aimhiconstructionCHECK OUT OUR PARTNERS | Ask Lex PH Academy: https://asklexph.com (Get 5% discount on e-learning courses! Code: ALPHAXSUP) | Hyperstacks: https://hyperstacksinc.com | OneCFO: https://onecfoph.co (Get 10% discount on CFO services! Code: ONECFOXSUP) | UNAWA: https://unawa.asia | SkoolTek: https://skooltek.co | Better Support: https://bettersupport.io (They are offering a referral program for anyone who can bring in new BPO clients! Send us a message to know more) | Britana: https://britanaerp.com | Wunderbrand: https://wunderbrand.com | Fail Coach: https://fail.coach | Drive Manila: https://facebook.com/drivemanilaph | EastPoint Business Outsourcing Services: https://facebook.com/eastpointoutsourcing | Doon: https://doon.ph | Hier Business Solutions: https://hierpayroll.com | DVCode Technologies: https://dvcode.tech | Mata Technologies: https://mata.ph | Smile: https://getsmileapi.com | Mommyki Super Pet App: https://mommyki.com | Ignite Careers: https://ignitecareers.ph LookingFour Buy & Sell Online: https://lookingfour.com | NutriCoach: https://nutricoach.com | Digest PH: https://digest.ph (Get 10% discount on legal services! Code: DIGESTXSUP) | Contakt RFID Business Cards: https://contakt-ph.com (Get 10% discount on RFID Business Cards! Code: CONTAKTXSUP) | Uplift Code Camp: https://upliftcodecamp.com (Get 5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH) | Wasteless PH | Tech Tribe | YEY | Board Prep | DOHE Philippines | EdFolio | HiveRooms | Kazam | CodeChum | Jur.ph | Big Giant Games | Agile Data Solutions - Hustle PH | Pahatid PH | Founders Launchpad | Pareto Consulting | SeriousMDSTART UP PODCAST PH | YouTube: https://youtube.com/startuppodcastph | Spotify: https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa | Apple Podcasts: https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394 | Facebook: https://facebook.com/startuppodcastph | Patreon: https://patreon.com/StartUpPodcastPH | Website: https://phstartup.online
Switching Shop Management Systems isn't as hard as you think! Give Shop Controller a try HEREIf your DVI isn't certified, you're losing customers! Get a FREE certification when you touch HERE!Uwe Kleinschmidt is the CEO of Autotech IQ and DVIDoneRight.com. Among other things. Today, he and Braxton address the viral Facebook Post in early February. It was posted by David Roman in the Changing the Industry Podcast group, and things went sour fast. But, through conflict like that, if handled properly, positives can result. Today, they talk about them. And the overall skepticism around the high average estimates achieved using the DVI process that Uwe encourages. 00:00 "DVIDoneright.com Impact Discussed Online"05:50 "Revolutionizing Car Inspection Process"09:46 Service Improvement Through Accountability12:09 Quick Wins for Training Motivation15:00 Unique Decline Rate Insights Analysis20:32 "Skepticism and New Shop Tools"21:29 "Support and Connect with Us"
Xeno was unveiled at a recent hackathon—the first fully decentralized payment terminal on the XRP Ledger. Seamlessly tap-to-pay with stablecoins (RLUSD), zero fees, and a frictionless merchant & user experience.Guest: Tom Rowbotham - Xeno DeveloperXeno Waitlist ➜ https://bit.ly/XenoXRP~This episode is sponsored by Uphold~Uphold Get $20 in Bitcoin - Signup & Verify and trade at least $100 of any crypto within your first 30 days ➜ https://bit.ly/pbnuphold00:00 intro00:19 Sponsor: Uphold00:53 XRP Ledger Point of Sale01:56 Why Solve Payments?03:29 Beta Launch04:23 Merchant Features05:20 Why XRP Ledger?05:50 Transactions Per Second & Gas Fees06:20 Revenue Model07:08 Solana vs XRP Payments08:00 $RLUSD Adoption08:35 Loyalty Rewards09:35 Visa Dead?10:48 Merchant Adoption & Cashback Rewards11:19 Ripple Onboarding Platform11:47 Yield on Stablecoins12:54 Roadmap13:52 outro#XRP #xrpnews #crypto~XRP Point-of-Sale Incoming
Craig Letton and his company, Hyble, spent a decade refining the art of creating menus and point-of-sale materials across Europe. As his business expands across the US, Craig shares how Hyble is modernizing the production and design of point-of-sale materials and explains why so many of the strategies and technologies being adopted in the US have been standard practice among European brands and wholesalers for years. This is one of four episodes recorded onsite at Access LIVE, the annual conference hosted by Wine & Spirits Wholesalers of America. Contact us via email: bourcard.nesin@rabobank.com Sign up for our research via this link: Knowledge.Rabobank.com Note: The content and opinions presented within this podcast are not intended as investment advice, and the opinions rendered are that of the individuals and not Rabobank or its affiliates and should not be considered a solicitation or offer to sell or provide services
Xeno was unveiled at a recent hackathon—the first fully decentralized payment terminal on the XRP Ledger. Seamlessly tap-to-pay with stablecoins (RLUSD), zero fees, and a frictionless merchant & user experience.~This episode is sponsored by Uphold~Uphold Get $20 in Bitcoin - Signup & Verify and trade at least $100 of any crypto within your first 30 days ➜ https://bit.ly/pbnuphold00:00 intro00:20 Sponsor: Uphold00:50 Swipe Fees01:39 Paul Searches For Zero Fees03:08 Crypto Fees Suck Too04:03 Hidden Fees & New Fees04:36 Solana Partnered With Visa05:34 Visa Crypto Cards06:05 Bitcoin POS System Sucks06:38 Worst Solution EVER? Polkadot07:55 Stablecoins Growing Exponentially08:36 Hackathon Kid Solves Problem?09:06 Xenu Demo on XRP Ledger10:38 XRP POS System Details11:18 Revenue Model: Swap Spread Fees11:45 Pay-To-Earn Adoption12:20 Live Demo at Apex Event12:44 Visa TPS Speed13:00 Bank POS systems Incoming13:32 Ethereum Light Nodes14:39 ETH Gas Fees Falling14:50 Layer-2 TPS15:02 Conclusion15:38 outro#Crypto #XRP #Ethereum~Kid Solves $1 Trillion Problem with XRP?
Today's guest is Enate Founder and CTO, Kit Cox. Enate makes a comprehensive AI-enhanced business orchestration platform to empower organizations to deliver exceptional services with precision and efficiency. Kit returns to the program to discuss specific use cases that showcase the potential of AI in enhancing customer interactions at critical points in financial services. At the point of sale, AI technologies like sentiment analysis, email triage, and data analysis streamline customer engagement. At the point of need, AI tools play a crucial role in fraud detection, lost card scenarios, and handling complex insurance claims, showing how automation can improve responsiveness and accuracy in high-stakes moments.
Today's podcast is brought to you by Floify, a leading point-of-sale platform for mortgage professionals. Known for its user-friendly and customizable interface, Floify empowers small and midsize lenders and mortgage brokers with efficiency gains and cost savings. Features like native eSigning and electronic verification of employment expedite turn times and put money back in lenders' pockets. See the beauty of its simplicity at www.floify.com.
The Paychex Business Series Podcast with Gene Marks - Coronavirus
Owners of trades businesses such as plumbing and HVAC outfits are becoming millionaires by selling their businesses. Gene Marks looks at who and what is behind this latest trend. Also on this episode, Gene shares the findings of a survey that shows nearly three-quarters of business owners plan to replace their point-of-sale systems. What will this mean for customers and the business? In other trends, many business leaders are thinking about rescinding their work-from-home policy, which Gene doesn't agree with. Listen to why he thinks this might not be a great move for anyone. DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.
Also on YouTube: https://youtu.be/DcptOEqEACwJoin Kurt Elster, host of The Unofficial Shopify Podcast, as he sits down with Lawson Thalmann, CTO of Chalet Nursery, to discuss how they've transformed their family business with Shopify POS. Lawson shares insights into their journey from legacy systems to cutting-edge retail technology.Guest Background: Lawson Thalmann, CTO of Chalet Nursery, has been at the forefront of integrating technology into the family business. Started by his great-grandfather in 1917, Chalet Nursery is a local institution in Wilmette, Illinois. Lawson joined the business officially seven years ago, bringing a tech-savvy approach to retail operations. His first major project was moving their sales online with Shopify, a groundbreaking move for the garden center industry. Lawson's passion for innovation has kept Chalet Nursery ahead of the curve, from mobile POS systems to advanced UI extensions.Visit Chalet Nursery: chaletnursery.comShopify POS: shopify.com/pos
George Csahiouni is a finance expert and a successful sales leader who drives revenue through building and maintaining client relationships. He is currently the CEO of Swoop Business Solutions, a company that provides customized payment solutions, technology financing, and business coaching to small and medium-sized businesses. George brings over 23 years of experience in sales to the fintech industry, with a specialized focus on payment processing. As a sales expert and chief revenue lead, he has been instrumental in driving sales and revenue growth for ISOs and various businesses. Based in Chicago, George's core skill set combines deep business acumen with the expertise to coach and build highly effective leadership teams that consistently exceed quotas. During the show we discuss: How George Started Offering Financing for Business Owners How to Accelerate Your Sales Using Outside Financing How to Easily Offer Financing for Your Customers to Sell More How to Tap Into One of the Most Flexible Ways to Finance Your Most Expensive Purchases How to Get Financing Terms of 48 on Your Biggest Purchases How to Get Financing to Get Software and Buy Point-of-Sales Systems How to Let Your Clients Pay Over 4 Years but Get Your Money the Same Week Why Swoop Gets Nearly 90% Approvals and How You Can Be One Why Swoop LOVES Fintech Companies and How They Sell Way More How to Get Financing for You and Your Clients with FICOs as Low as 550 How to Get Approved Through “Common Sense” Lending How You Can Get a Credit Line to Buy the Things You Want to Buy but Struggle to Afford Show resource/s: www.linkedin.com/in/george-c-43277758 https://swoopbusinesssolutions.com/ 877-707-9667, info@swoopfinancing.com
On today's podcast episode, in our "Retail Me This, Retail Me That" segment, we discuss the main friction points at the point of sale and potential sticking points to adopting easier payment systems. Then for "Red-Hot Retail," our analysts give us four spicy predictions about the future of retail payments. Join our analyst Sara Lebow as she hosts analysts Sky Canaves and David Morris. Follow us on Instagram at: https://www.instagram.com/emarketer/ For sponsorship opportunities contact us: advertising@emarketer.com. For more information visit: https://www.insiderintelligence.com/contact/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com For a transcript of this episode click here: © 2024 EMARKETER Walmart Connect helps brands connect with our customers more often and more meaningfully than ever before to accelerate shared growth. As the closed-loop media business of America's largest omnichannel retailer, Walmart Connect offers unparalleled opportunities for brands to reach their desired customers no matter where, how, and when they shop. For additional information, visit walmartconnect.com.
Often at checkouts, we're asked to donate to a cause by rounding up our payment or contributing one dollar. How do you decide when to give? Also, as a result of giant hospital systems buying up practices, you may be charged a significant “facility fee” at doctors appointments. Be ready by asking the right question in advance. Plus, out-of-network charges are being manipulated by private equity, costing patients more. Checkout Charity: Segment 1 Ask Clark: Segment 2 Medical Facility Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Choose the Best Charities for Your Donations What's the Best Way To Donate to a Charity? That spare change you donate at checkout is adding up to millions for charities A Simple Trick To Paying Off Your Credit Card Faster How To Open a Roth IRA This Small U.S. City Was Just Named the Best Place to Retire With No Savings. The Best Places to Retire in the World Hospitals Are Adding Billions in ‘Facility' Fees for Routine Care - The WSJ NYTimes: In Battle Over Health Care Costs, Private Equity Plays Both Sides NYTimes: Health Insurers' Lucrative, Little-Known Alliance: 5 Takeaways NYTimes: Insurers Reap Hidden Fees by Slashing Payments. You May Get the Bill. What Is a Backdoor Roth IRA? CarEdge | Buy, Sell, and Protect New & Used Cars - CarEdge Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
➤ Initial impressions from first non-employee Cybertruck owner ➤ PPI comes in lower than expected ➤ Point-of-sale EV credit implementation ➤ Model Y 7-seat price increase ➤ Price cuts in China ➤ Piper Sandler note on TSLA ➤ New voice-assist features added in China ➤ Covered vehicles spotted by drone ➤ New FSD Beta version ships to employees ➤ Rivian publishes impact report ➤ SpaceX posts company update ➤ Calendar X: https://www.twitter.com/teslapodcast Shareloft: https://www.shareloft.com Patreon: https://www.patreon.com/tesladailypodcast Tesla Referral: https://ts.la/robert47283 Executive producer Jeremy Cooke Executive producer Troy Cherasaro Executive producer Andre/Maria Kent Executive producer Jessie Chimni Executive producer Michael Pastrone Executive producer Richard Del Maestro Executive producer John Beans Disclosure: Rob Maurer is long TSLA stock & derivatives