Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ In today's market, defaulting to a conventional loan might be costing you more than you think.Adam Schroeder breaks down the pros, cons, and overlooked opportunities in investor financing. From DSCR loans that boost flexibility and asset protection to interest-only products that improve cash flow and lower entry costs — this episode walks you through how to match the right loan with your real estate strategy.You'll also hear why prepayment penalties aren't always a bad thing — and how you can use lender incentives to your advantage when buying turnkey rental properties.If you're building a portfolio in 2025, don't skip this one.⏱ Timestamps:00:00 – Intro: What most investors get wrong about loans00:45 – Why conventional loans aren't always the best fit01:22 – What is a DSCR loan & how it helps real estate investors02:30 – Entity ownership, DTI benefits & DSCR flexibility03:35 – DSCR vs. Conventional: Rates and cash flow04:24 – Interest-only loans: how they work and who they benefit05:40 – 2008 vs. now: why interest-only isn't a red flag today07:00 – Prepayment penalties explained: risk or reward?13:35 – Hidden incentives for turnkey property buyers

This episode is sponsored by…IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1Thinking passive income in real estate is only for the wealthy? Think again.In this episode of the Rent To Retirement Podcast, Adam Schroeder and Zach Lemaster are joined by Carrie Cook, President of Ignite Funding, to uncover a powerful and lesser-known strategy: note investing backed by real estate.Carrie shares how everyday investors—even non-accredited ones—can earn 10-12% annual returns through collateralized real estate loans with as little as $10,000. No tenants, no toilets, and no property management headaches.Learn how this strategy works, how Ignite Funding underwrites deals, manages risk, handles defaults, and provides transparency and control often missing in syndications or REITs.

This episode is sponsored by…TARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthNCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIn this solo episode, Adam Schroeder dives into one of the most overlooked yet crucial aspects of real estate investing: strategy. Whether you're a new investor or building your tenth property, Adam reveals why chasing ROI across markets can hurt your long-term success and how a focused strategy built on relationships, stability, and team-building will consistently perform short-term gains.From selecting the right market to dealing with underperforming property managers, Adam shares the lessons learned from years of helping investors scale smarter, not harder. You'll also hear insights on portfolio diversification, when to pivot from rehabs to new builds, and how to set realistic expectations for growth.

This episode is sponsored by…HEMLANE:Find better, more transparent property management with Hemlane at ⁠https://www.hemlane.com/lp/rent-to-retirement/⁠ NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrPPR CAPITAL:Build long-term wealth through passive real estate investing with PPR's income and opportunity funds: https://pprcapitalmgmt.com/renttoretirementAre you tired of poor communication and outrageous maintenance fees from traditional property managers? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster are joined by Logan from Hemlane, a platform that's disrupting the property management space and making self-management easier than ever.Hemlane is helping investors nationwide take control of their rentals—without giving up their time, peace of mind, or performance. Whether you have 1 or 50 properties, Hemlane's tiered approach allows you to choose how hands-on (or hands-off) you want to be.

This episode is sponsored by…PPR CAPITAL:Build long-term wealth through passive real estate investing with PPR's income and opportunity funds: https://pprcapitalmgmt.com/renttoretirementEver wondered how to invest in real estate without tenants, toilets, or the headaches of property management? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster are joined by Dave Van Horn, co-founder of PPR Capital, to break down the world of note investing, a lesser-known but incredibly powerful way to build passive income backed by real estate.Whether you're a seasoned investor or just learning the ropes, Dave delivers a masterclass on how mortgage note investing works, the difference between performing and non-performing notes, and why this strategy can provide secure, diversified, and high-yield returns, especially for accredited investors.

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrTARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Welcome back to the Rent To Retirement Podcast with your host Adam Schroeder!

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/TARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthUnlock MASSIVE tax savings in 2025!

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtr Want to protect your real estate portfolio from lawsuits and liability? You're in the right place! In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Cody Lawson, Executive Corporate Analyst at NCH, to break down how to properly set up LLCs and land trusts to shield your assets and build a rock-solid foundation for your investment empire.Whether you're new to real estate or scaling your portfolio, this episode will show you how to avoid costly mistakes, reduce risk, and gain peace of mind.⏱️ Timestamps01:00 – Cody's journey as a real estate investor & asset protection expert03:00 – Common legal threats to property owners06:00 – Real-life examples of lawsuits involving tenants & contractors08:00 – How LLCs & trusts work together to protect you10:00 – Why most investors are set up incorrectly12:00 – Setting up your properties correctly: LLC + land trust strategy15:00 – Should you use one LLC or multiple?18:00 – Why privacy matters: Keeping your name off public records20:00 – How to set up protection for out-of-state properties23:00 – Common misconceptions about taxes and LLCs26:00 – How to avoid losing protection due to setup mistakes28:00 – Land trusts: What they are, how they work, and where they don't30:00 – Avoiding the due-on-sale clause when transferring property32:00 – How much effort it takes to do this right

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIMN:Meet up with the RTR team at the Build to Rent Conference in Nashville at https://informaconnect.com/build-to-rent-east and use code REU2267RTR for 15% off.TARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealth

This episode is sponsored by...BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ 

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIMN: Meet up with the RTR team at the Build to Rent Conference in Nashville at informaconnect.com/build-to-rent-east and use code REU2267RTR for 15% off.

This episode is sponsored by…AVAIL, BY REALTOR.COM:Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirementNCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrHow Rob Abasolo Built a Short-Term Rental Empire from $40K & Zero Experience! In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder & Zach Lemaster sit down with Rob Abasolo of HostCamp.com, a short-term rental expert who went from struggling with debt to building a thriving Airbnb business! Rob shares his first real estate deal, house hacking strategy, and how he scaled his portfolio using creative financing and partnerships.If you're looking to break into Airbnb investing, maximize STR profits, or turn a side hustle into financial freedom, this episode is packed with actionable insights!

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrCONNECT INVEST:Earn returns up to 9% with as little as $500! https://connectinvest.com/rtrHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ REALSOURCE RESIDENTIAL:Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtrHow This 19-Year-Old Bought Real Estate Using Life Insurance! In this episode of Rent To Retirement, host Adam Schroeder sit down with Dhruv Trivedi, one of the youngest real estate investors we've ever had on the show! At just 19 years old, Dhruv has already purchased his first investment property—and he did it using a creative financing strategy with life insurance!

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrTARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthREALSOURCE RESIDENTIAL:Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtrIn this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Eric dive deep into the booming real estate markets of South Bend, Indiana, and Iowa. If you're an investor looking for affordable properties with high cash flow potential, this episode is a must-listen!

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrTARDUS:Get expert financial education and build your Income Snowball at https://renttoretirement.com/tarduswealthAVAIL, BY REALTOR.COM:Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirement

Seamless Real Estate Investing Starts Here | www.connectinvest.com/rtr Your Gateway to Financial Freedom Through Smart Real Estate Investing | https://nchinc.com/rtr Your Path to Passive Income Starts with Tardus Wealth and Rent To Retirement! https://renttoretirement.com/tarduswealth Real Source Residential: Your Partner in Real Estate Success with Rent To Retirement! https://realsourceresidential.com/rtr Take Control of Your Retirement – Invest Smarter with uDirect IRA Services! https://udirectira.com/rent-to-retirement/

Seamless Real Estate Investing Starts Here | www.connectinvest.com/rtr Your Gateway to Financial Freedom Through Smart Real Estate Investing | https://nchinc.com/rtr Your Path to Passive Income Starts with Tardus Wealth and Rent To Retirement! https://renttoretirement.com/tarduswealth Streamlined Property Management for Smart Investors | https://www.avail.co/renttoretirement Real Source Residential: Your Partner in Real Estate Success with Rent To Retirement! https://realsourceresidential.com/rtr In this episode of the Rent To Retirement Podcast, Adam Schroeder and Zach Lemaster sit down with Shawn Moore, the CEO of Vodyssey, to explore how short-term rentals can transform your real estate portfolio.

Your Gateway to Financial Freedom Through Smart Real Estate Investing | https://nchinc.com/rtr Seamless Real Estate Investing Starts Here | https://www.connectinvest.com/rtr Streamlined Property Management for Smart Investors | https://www.avail.co/renttoretirement

Simplify Your Real Estate Investing Journey with Expert Support and Turnkey Solutions! Visit https://nchinc.com/rtr to learn more about it!

uDirect IRA: Empowering Rent To Retirement Investors with Self-Directed Wealth Solutions https://udirectira.com/rent-to-retirement

Lear More about NCH: https://nchinc.com/rtr Welcome to another episode of the Rent To Retirement Podcast!

Lear More About AVAIL at https://Avail.co/renttoretirement Lear More About Connect Invest at https://connectinvest.com/rtr

Learn More about RealSource Residential: https://realsourceresidential.com/rtr Learn More about Connect Invest: https://connectinvest.com/rtr Join Adam Schroeder and Zach Lemaster as they welcome real estate investor Henry Washington to the Rent to Retirement Podcast. In this episode, Henry shares his inspiring journey from a financial panic attack to becoming a successful real estate investor, completing his first deal, and building a portfolio of rental properties. Henry's story highlights resilience, strategy, and the transformative power of real estate investing. Key Highlights: 00:07 - Meet Henry Washington: From panic attacks to real estate success 00:29 - Henry's first deal: A single-family rental property in 2017 04:07 - How a late-night Google search led to a real estate revelation 06:30 - The influence of Rich Dad, Poor Dad on Henry's mindset 10:09 - Financing a deal with no money: Henry's creative strategies 19:52 - Mindset shifts: The power of decision-making and goal-setting 29:15 - Scaling up: From one deal to a portfolio of 30 doors in a year 40:00 - Building community and giving back: Henry's “See You at the Closing Table” initiative Henry Washington's story is a testament to the potential of real estate investing to change lives. Whether you're considering your first deal or scaling up, this episode is packed with actionable insights and motivation to help you achieve your investing goals.

➡️ Explore Real Source's offerings at realsourceresidential.com/rtr

Learn more about AVAIL: www.Avail.co/renttoretirement Learn more about Release: www.tryrelease.com/multifamily-banking

Welcome back to the Rent To Retirement Podcast! Today, hosts Adam Schroeder and Zach Lemaster sit down with Tanisha Souza, co-founder and CEO of Tardus Wealth Strategies. Tanisha reveals the powerful concept of the Income Snowball—a system designed to help you achieve financial freedom faster with less risk! Learn her top tips for leveraging cash flow, and her patented calculator that tailors financial strategies to individual goals. Whether you're new to investing or an experienced pro, this episode is packed with actionable insights!

In this exciting episode of the Rent To Retirement podcast, host Adam Schroeder sits down with Dr. Axel Meierhoefer, CEO of Ideal Wealth Grower, to discuss the ins and outs of real estate investing, asset protection, and building a lasting portfolio. Axel shares his personal journey, from his first real estate deal to complex 1031 exchanges, offering valuable insights to both new and seasoned investors. Learn how Axel turned challenges into opportunities and why education, proper mentorship, and adopting a business-owner mindset are key to succeeding in real estate. Key Points & Timestamps:00:47 - Axel's Introduction to Real Estate02:13 - Axel's First Deal and Lessons Learned05:02 - Why Axel Decided to Learn More About Real Estate09:06 - Making Investments Work in Competitive Markets14:29 - The 1031 Exchange Process: Axel's Strategy21:06 - The Importance of Mentorship and Asking the Right Questions26:32 - How Axel Helps Clients Grow Their Real Estate Portfolio31:54 - Inspectors and Due Diligence: Key Tips for Success Whether you're just starting out or looking to expand your portfolio, Axel's expertise in real estate will guide you through making smart, profitable decisions. Don't miss out on the essential tips shared in this episode! Relevant Links: Connect with Axel at IdealWealthGrower.com Learn more about Rent to Retirement: RentToRetirement.com Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg Listen to RTR Podcast on the go: https://podcasters.spotify.com/pod/show/renttoretirement With the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land. Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.com Have questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode! Schedule a Consultation at https://landing.renttoretirement.com/gm-calendar?submissionGuid=62df2bdd-79a2-445c-884b-798daf9e88a9

Welcome back to another episode of the Rent To Retirement Podcast!

Welcome back to another exciting episode of the Rent To Retirement Podcast!

Join host Adam Schroeder as he sits down with Brian Davis, co-founder of Spark Rental, to explore his journey from struggling landlord to successful passive real estate investor. Brian shares valuable insights on overcoming common real estate pitfalls, understanding market dynamics, and building a diversified investment portfolio. Don't miss this episode packed with real-world advice and strategies to help you succeed in today's unpredictable market!

Connect Invest! https://www.connectinvest.com/rtr/register Join Adam Schroeder and Zach Lemaster in this exciting episode of the Rent To Retirement Podcast as they chat with Todd Parriott, the owner of Connect Invest! Discover how you can start investing in real estate with just $500 and enjoy higher returns on short-term rental notes. If you've been looking for a way to grow your portfolio or make your money work harder while waiting for the next big investment, this episode is a must-watch! ⏰ Key Highlights: 00:00 - Meet Todd Parriott from Connect Invest 03:22 - What Are Short-Term Notes? Understanding the Basics 05:54 - Benefits of Investing in Short-Term Real Estate Notes 09:42 - How to Start with Just $500! 14:03 - What Makes Connect Invest Different? 21:05 - Managing Risks and Ensuring Returns 26:47 - Real-Life Investor Experiences and Success Stories

Welcome back to the Rent To Retirement Podcast!

In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster dive deep into the current state of the real estate market and why now might be the perfect time to invest in new construction properties. With new home construction at its lowest levels since May 2020 and builders offering unprecedented incentives, this is a unique opportunity you don't want to miss. Key Highlights: [00:00] Introduction - Understanding the current market dynamics. [01:02] Decline in New Construction Starts - New home construction drops to the lowest levels since May 2020. [02:30] Why Builders Are Offering Big Incentives - Higher interest rates and slower sales are leading builders to offer significant incentives. [06:58] What This Means for Investors - How lower new construction starts and upcoming market changes create a prime investment opportunity. [09:15] Crazy Builder Incentives - Discover how you can get up to 10% back on your investment and other incredible offers. [15:32] Strategic Investment Tips - Why timing the market and acting now could lead to massive returns. [20:17] Maximizing Tax Benefits - Learn how to utilize cost segregation and accelerated depreciation to reduce your tax liability. [24:24] Why it's crucial to take action now and how to get started. Don't miss out on these rare opportunities. Visit RentToRetirement.com to explore available properties and incentives. For personalized advice, set up a consultation with one of our investment strategists today! Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg Listen to the RTR Podcast on the go: https://podcasters.spotify.com/pod/show/renttoretirement With the many options available for a real estate investor, some people gravitate towards single-family homes, some to multifamily, and some go the route of buying raw land. Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.com Have questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode! Schedule a Consultation at https://landing.renttoretirement.com/gm-calendar?submissionGuid=62df2bdd-79a2-445c-884b-798daf9e88a9 #RealEstateInvesting #NewConstruction #PassiveIncome #InvestSmart #WealthBuilding #PropertyInvestment #FinancialFreedom #RealEstateTips #RentToRetirement #InvestmentOpportunities #MarketTrends

In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Dale Wills, the founder of Centra Companies, to explore his journey from financial ruin to real estate success. Dale shares invaluable insights on navigating challenging markets, the importance of understanding financials, and how to seize opportunities in the real estate world, regardless of economic conditions. Key Points & Timestamps: 00:00:08 - Meet Dale Wills: Founder of Centra Companies and a seasoned real estate investor. 00:01:10 - The first deal Dale remembers: Flipping a house in Las Vegas. 00:02:02 - Overcoming adversity: How bankruptcy reshaped Dale's approach to real estate. 00:03:50 - The importance of knowing your financials: Why accounting is the language of business. 00:09:05 - Seizing opportunities in challenging times: Dale's advice on navigating the current market. 00:16:24 - Metrics that matter: How to evaluate real estate deals effectively. 00:21:37 - Dale's outlook on the future of the single-family market. 00:23:35 - How Centra Companies helps employees and investors build wealth together. Whether you're a seasoned investor or just starting out, Dale Wills' story and strategies offer powerful lessons in resilience and success. Don't miss this episode, which is packed with actionable advice and real-world insights! Subscribe here: https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg Listen to the RTR Podcast on the go: https://podcasters.spotify.com/pod/show/renttoretirement With the many options available for a real estate investor, some people gravitate towards single-family homes, some to multifamily, and some go the route of buying raw land. Join our Newsletter Email List (submit information at the top right corner of the webpage): https://renttoretirement.com Have questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode! Schedule a Consultation at https://landing.renttoretirement.com/gm-calendar?submissionGuid=62df2bdd-79a2-445c-884b-798daf9e88a9 #RealEstateInvesting

In this exciting episode, Adam Schroeder sits down with Tony Lopes, the CEO of Dirty Boots Capital, to explore the ins and outs of the real estate market. From managing your first deal to scaling up to large multifamily investments, Tony shares his wealth of knowledge and experience in creating cash flow and building wealth. Whether you're just starting out or looking to expand your portfolio, this episode is packed with actionable insights.

Join host Adam Schroeder in this insightful episode of the Rent To Retirement Podcast as they dive deep into the world of tax benefits for real estate investors. This episode features Joe Viery, founder of the US Tax Advisor Group, who shares expert knowledge on cost segregation and how it can save you thousands on your taxes.

Join hosts Adam Schroeder and Zach Lemaster as they sit down with David Olds, the CEO of ez REI closings, to discuss his inspiring real estate journey. From humble beginnings in Boston to becoming a nationwide leader in creative financing, David shares his wealth of knowledge and experience. Discover the strategies that propelled him to success and learn how you can apply these tactics to your own real estate investments.

Welcome back to another exciting episode of the Rent To Retirement Podcast!

Welcome to another exciting episode of the Rent To Retirement Podcast! Hosts Adam Schroeder and Zach Lemaster are joined by Ryan Chaw, a former pharmacist turned real estate investor. Ryan shares his incredible journey and provides valuable insights into the world of student housing and co-living strategies. Key Points & Highlights: 00:30 - Ryan Chaw's Background and First Investment 01:08 - Transition from Pharmacist to Real Estate Investor 02:05 - The Inspiration Behind Ryan's Investment Journey 03:01 - The Impact of "Rich Dad Poor Dad" on Ryan's Mindset 04:21 - Scaling to 15 Rental Properties 06:20 - Investing Out of State: Strategies and Challenges 09:03 - The Prime Method for Tenant Selection 12:05 - Managing and Marketing Student Rentals 15:07 - Criteria for Property Selection and Conversion 17:59 - Future Goals: Expanding to 100 Student Rentals 19:07 - Providing a Quality Experience for Tenants 21:21 - Leasing Structure and Compliance with Housing Laws 24:02 - Furnishing and Setting Up Rentals 27:17 - Final Advice and Contact Information Ryan Chaw's story is a testament to the power of dedication and smart investing. Whether you're new to real estate or looking to expand your portfolio, this episode offers valuable lessons and actionable tips. Contact Ryan: www.newbierealestateinvesting.com

Welcome to another exciting episode of the Rent To Retirement Podcast!