Podcast appearances and mentions of jim martin

In this episode, we're joined by world-renowned motorcycle instructor and KTM rider Chris Birch for a deep dive into rider technique, mindset, and how modern bikes—and training—are changing the game. Chris challenges the blanket advice that riders should always stand off-road, sharing real-world scenarios where sitting makes more sense. He also breaks down how rider education has evolved, why modern suspension can be a double-edged sword for learning, and how electronic aids may shape the next generation of riders. Whether you're just getting started or looking to fine-tune your skills, this conversation is packed with insights that'll change the way you think about riding.

In this episode, financial advisors and retirement planners Jim Martin & Casey Three-Point Bibb discuss how taxes can often be the largest expense for retirees and what can be done to mitigate their impact. The conversation covers common tax pitfalls, strategic use of tax-deferred accounts like IRAs and 401(k)s, and effective strategies such as Roth conversions, tax-efficient withdrawal plans, and Qualified Charitable Distributions (QCDs). The hosts provide actionable insights and highlight the importance of working with a tax-aware financial advisor. The show concludes with answers to listener questions about managing old 401(k)s and handling market volatility in retirement. http://retirewithmartin.com/

In this episode, financial advisors and retirement planners Jim Martin and Casey Bibb of Martin Wealth Solutions discuss market volatility and its impact on investors. They introduce the bucket strategy—a method of segmenting investments into short-term, medium-term, and long-term buckets to protect assets and ensure financial stability in retirement. The hosts break down how to allocate funds within each bucket to reduce risk and boost confidence among retirees. Additionally, the episode covers tips for saving money on summer travel, encouraging proactive planning and flexibility for a stress-free journey. Tune in to learn strategies that can help you achieve a secure and joyful retirement. http://retirewithmartin.com/

Maximizing Your Roth IRA: When and How to Tap Into Your Retirement Treasure In this episode, financial advisor Jim Martin and Casey from Martin Wealth Solutions tackle the myths and realities surrounding Roth IRAs. You'll learn the pros and cons of Roth IRAs, why the industry often recommends not touching these accounts, and when it might actually make sense to withdraw from them. The hosts provide insights into strategic Roth IRA distribution, addressing topics like avoiding higher tax brackets, Medicare costs, and Social Security impacts. Additionally, they explore using Roth IRAs for legacy planning and achieving financial independence. The episode wraps up with a playful discussion on space travel, blending financial wisdom with a touch of fun.     http://retiresmartscore.com 

In this episode, financial advisors Jim Martin and Casey Bibb from Martin Wealth Solutions discuss the emerging trends of mini retirements and hybrid retirements. They delve into the benefits and risks of these retirement strategies, such as preventing burnout and improving mental health, as well as the importance of strategic financial planning. The conversation also touches upon maintaining social connections and exploring passions. Additionally, the episode highlights the need for physical fitness at different ages and provides practical tips on staying healthy.  http://retiresmartscore.com 

In this episode, financial advisors and retirement planners Jim Martin & Casey Bibb explore the top five regrets retirees often face and provide actionable steps to avoid them. Hosts discuss the importance of saving enough, the risks of starting Social Security too early, the pitfalls of retiring with too much debt, the consequences of retiring too soon, and the necessity of prioritizing health. Real-life examples and practical advice are shared to help you plan for a better retirement. Plus, a fun conversation about flying for the first time and enjoying beignets from New Orleans! http://retiresmartscore.com 

It's been revealed more than £4 million worth of taxpayers' money was spent on plans for a new development near Folkestone which never materialised.Bosses in the previous administration wanted to build 150 homes and a leisure centre at Princes Parade in Hythe, but the proposals were later scrapped. Hear from Jim Martin who is the current leader of the council.A Kent homelessness charity's revealed a 21% increase in demand for their services in the space of a year.Footfall at Catching Lives in Canterbury has gone up from around 11,000 in 2023, to more than 13,300 last year. We've been chatting to chief executive Tasmin Maitland.A Kent woman who lost her baby at 22 and a half weeks pregnant is welcoming a change in the law which will see bereaved parents get paid leave from work.Keeley Lengthorne has been campaigning since George was born in March 2022. She's told us how the announcement came on a very poignant day.For the first time in a generation, NHS patients have begun receiving blood plasma from donors from Kent.Donations had been paused in 1998 due to fears about the spread of mad cow disease - but a ban has now been lifted. We've been speaking to Denise Dowsing from Maidstone who has Common Variable Immune Deficiency and relies on medication made from plasma.In sport, Kent's Emma Raducanu's due in action at Indian Wells later.It's her first tournament back since spotting a stalker in the crown at the Dubai Championships last month.

In this episode, financial advisors and retirement planners Jim Martin & Casey Bibb discuss the potential impacts of President Trump's administration on retirement planning. They delve into topics such as tax policies, the social security tax, trade tariffs, deregulation, and the effects on the stock market and retirement accounts. The conversation includes insights on the economic landscape and practical advice for retirees to stay focused on long-term plans and tax strategies. The hosts emphasize the importance of maintaining a balanced perspective amidst political changes and media influence. http://retiresmartscore.com 

In this episode, financial advisors Jim Martin & Casey Bibb dive into the concept of behavioral finance and how emotions and cognitive biases shape our financial decisions. We discuss strategies to handle emotional triggers, automation of financial decisions, and the importance of a comprehensive retirement plan. Jim and Casey Bibb share practical tips to stay on track with your retirement goals, balance short-term desires with long-term planning, and avoid pitfalls like confirmation bias, fear of market downturns, and anchoring. The episode highlights the value of diversification, reassessing financial plans, and working with an advisor to navigate the complexities of investment in retirement. Lastly, Casey provides insights from their personal life, discussing preparedness and drawing parallels with financial planning. http://retiresmartscore.com 

In this episode, financial advisors Jim Martin and co-host Casey Bibb discuss the various options available for managing an old 401k from a previous job. The options include leaving it in place, rolling it into a new employer's plan, cashing it out, or moving it to a self-directed IRA. They explore the pros and cons of each option and provide guidance on making the best decision based on individual circumstances. Additionally, they delve into the intricacies of Social Security survivor benefits and the financial implications of a spouse's death, emphasizing the importance of comprehensive financial planning for retirement. http://retiresmartscore.com 

In this episode, financial advisors Jim Martin & Casey Bibb discuss the top five mistakes to avoid when planning for retirement and offer a bonus tip for creating a solid financial strategy. They emphasize the importance of delaying Social Security benefits for maximum returns, developing a comprehensive withdrawal plan, accounting for inflation and healthcare costs, and finding a balanced investment strategy. The discussion highlights the critical role of tax planning and the overall significance of having a detailed financial plan to ensure a secure retirement. Additional dialogues include personal anecdotes, the impact of AI on investments, and the Jim's decision to purchase a Tesla vehicle. http://retiresmartscore.com 

McKnight Crossings Church guest preacher and ministry leadership coach, Jim Martin, challenges us to consider the moments in life when we find ourselves asking, “Now What?” We are asked to consider where we have our focus in the midst of those hard moments. Jim challenges us to put our focus on God despite the distractions & self doubt, and to rest in our faith in Him.

In this episode with financial advisors Jim Martin & Casey Bibb, we discuss the crucial aspects of financial planning, including the importance of having a financial plan for a successful retirement. We debunk common myths, such as mistaking investment statements for a financial plan, and highlight essential components like income, investment, and tax strategies. Hear from Casey Bibb on why planning alleviates fears of the unknown and provides financial security. We also dive into the debate around electric vehicles (EVs), weighing the pros and cons, such as charging logistics and the impact on power bills. And for some light-hearted moments, we share show and book recommendations to keep you entertained. Don't miss out on practical advice to plan your future and insights on emerging EV trends. http://retiresmartscore.com 

In this episode, financial advisors Jim Martin & Casey Bibb dive into the common belief that you need a million dollars to retire. We review an article from USA Today about the 15 states where you supposedly need a million dollars to retire, but question whether this is truly accurate. Featuring guest Casey Bibb, we discuss how retirement needs vary widely depending on personal circumstances, spending habits, and lifestyle choices. We also explore the importance of financial planning, the potential pitfalls of blindly following retirement savings rules, and how to tailor your retirement strategy to your unique goals. Whether you're just starting to plan for retirement or are already in the midst of it, this episode offers valuable insights on building a comfortable and flexible retirement plan. http://retiresmartscore.com 

International Justice Mission is fighting to end human trafficking and slavery around the world. That work can make workers weary. IJM VP of Spiritual Formation Jim Martin and Director of Strategic Partnerships Susan Umlor share how creating spiritual rhythms aids in seeking justice in our lives and the lives of others. Faith Radio podcasts are made possible by your support. Give now: click here

In this episode, financial advisors Jim Martin and Casey Bibb discuss the intricacies of target date funds, commonly found in 401(k) plans. They explain how these funds automatically adjust asset allocation as you approach retirement and analyze the pros and cons of such investments. They emphasize the importance of understanding your risk tolerance and ensure your investments match your retirement goals. The show also covers practical tips for safeguarding your assets, including reviewing insurance coverage and considering natural disaster risks. Additionally, Jim and Casey explore the unconventional topic of 'sleep divorce' for better marital bliss. 00:00 Introduction to Target Date Funds 00:19 Understanding Target Date Funds 03:45 Pros of Target Date Funds 05:12 Cons of Target Date Funds 12:21 Alternatives to Target Date Funds 14:00 Retirement Locations and Natural Disasters 19:50 The Concept of Sleep Divorce 24:48 Conclusion and Final Thoughts http://retiresmartscore.com 

In this podcast episode, financial advisors Jim Martin and Casey Bibb discuss the frequent occurrence of unexpected early retirements due to layoffs, health issues, and other factors. They share strategies on how to prepare financially for such events, emphasizing the importance of emergency funds, debt reduction, health planning, and having a robust financial plan. Additionally, they cover upcoming changes to Social Security in 2025, including a 2.5% Cost of Living Adjustment (COLA) and new income limits for early and full retirement age filers. The episode aims to help listeners plan more effectively for retirement and handle unexpected changes with confidence. 00:00 Introduction to Retirement Planning Challenges 00:47 Unexpected Early Retirement 03:15 Age Discrimination in the Workforce 04:05 Steps to Bulletproof Your Retirement 05:35 Assessing Your Financial Situation 09:23 Health and Employment Considerations 15:35 Personal Stories and Experiences 17:31 Upcoming Changes in Social Security 17:54 Understanding the 2.5% COLA Increase 18:13 Inflation and Cost of Living Adjustments 20:00 Social Security and Part-Time Work 21:46 The Impact of Early Retirement on Benefits 23:43 Personal Stories and Recommendations 26:57 TV Shows and Entertainment 30:16 Conclusion and Final Thoughts (LINK HERE)

In this episode, financial advisors Jim Martin and Casey Bibb discuss the potential tax time bomb lurking in your retirement portfolio, particularly within IRAs, as highlighted in Ed Slott's new book. They delve into the importance and strategies of proactive tax planning to avoid excessive taxes when taking required minimum distributions (RMDs). They also touch on the effects of current interest rates on retirees and the complexities surrounding these financial decisions. Additionally, the hosts highlight the importance of having a comprehensive tax strategy and the various levers retirees can pull, such as Roth conversions and charitable donations. Lastly, there's a fun segment on lottery odds and a caution against considering it as a viable retirement plan. www.taxgpa.com

In this episode, financial advisors Jim Martin and Casey Bibb discuss the swift passage of 2024 and dive into important financial topics for the new year. They cover top New Year's resolutions, including reassessing retirement plans, maximizing tax strategies, building emergency funds, optimizing Social Security and Medicare decisions, and aligning investments with retirement goals. The conversation also delves into long-term care planning, examining the costs and different insurance options available. They also dive into their personal plans they're excited to work towards in 2025. https://www.morningstar.com/personal-finance/100-must-know-statistics-about-long-term-care-2023-edition http://retiresmartscore.com 

In this episode, Jim Martin, a financial advisor, explores the benefits and emotional challenges of downsizing and decluttering your life, particularly as you approach retirement. Highlighting a personal client story, Jim delves into why simplifying your living situation can be financially and emotionally beneficial, and provides practical tips for making the transition smoother. He discusses the historical trend of increasing house sizes, the financial and practical advantages of living in a smaller space, and the emotional difficulty of letting go of a longtime home and possessions. Jim also shares strategies for addressing emotional attachments and offers practical advice on planning and executing a downsize effectively. http://retiresmartscore.com 

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In this episode, Jim Martin and Casey Bibb dive into the concept of 'animal spirits' and their impact on investing emotions. They discuss the importance of maintaining a long-term perspective and managing emotional reactions to market events. Additionally, they touch on the growing trend of young adults living with their parents, explore the best places to retire, and give updates on current mortgage rates. The duo also shares insights on the future of streaming live events, specifically referencing a recent high-profile boxing match, and highlight the exciting news about a Betty White commemorative stamp. https://rethinking65.com/u-s-news-best-places-to-retire-in-2025-may-surprise/

In this episode, Jim Martin, financial advisor and founder of Martin Wealth Solutions, shares key financial tips for end-of-year planning. Reflecting on a recent trip to Iceland, Jim highlights the importance of preparation in both travel and financial planning. Key topics include maximizing retirement account contributions, updating emergency funds for inflation, ensuring required minimum distributions (RMDs) are taken, monitoring holiday spending, and setting personal and financial goals for 2025. Tune in for actionable advice to set yourself up for a prosperous new year. http://taxgpa.com  

In this episode, Jim Martin, the founder of Martin Wealth Solutions and a financial advisor, delves into the concept of financial freedom and discusses various types of retirement accounts, including 401(k), 403(b), IRA, and Roth IRA, along with the idea of a 'Financial Freedom Account.' He emphasizes the importance of tax-efficient strategies and proper planning for achieving financial independence and making work optional. Jim outlines key steps such as fully funding Roth IRAs and taking advantage of 401(k) matches before considering other investment options. The episode also addresses common mistakes, such as over-saving in qualified accounts, and offers practical advice for better managing cash reserves and investments to ensure a successful retirement. http://retiresmartscore.com 

How can architecture firms successfully transition to a hybrid work model that balances flexibility, connection, and structure?In this episode of Practice Disrupted, we explore hybrid work models in architecture firms, using the firm Shepley Bulfinch as an example. We're joined by three leaders from Shepley Bulfinch: Jenn Zagarella, Vice President of Administration; Jim Martin, Vice President and CIO; and Jim Chambers, Vice President of Practice Management. Together, they discuss how architecture firms can navigate the challenges of staying connected in today's evolving workplace through hybrid models.First, the panel provides an overview of Shepley's pre-pandemic work environment, focusing on the strong foundations the firm established and how these prepared them for a smooth transition to hybrid work. Jenn, Jim, and Jim share the strategies, tools, and technologies Shepley uses to build a cohesive, flexible work environment.Then, we explore how Shepley's hybrid model supports effective communication, continuous learning, location-based needs, and a sense of community. They also discuss the tech required to support their model and highlight the importance of defining what hybrid work means for your specific firm.Our hybrid model has helped to really reinforce, and in some ways, formally articulate the flexibility and the trust that we place into our people. It's helped us to be able to hire people that don't happen to be close to one of our studios. It's actually, in a few cases, allowed us to bring people back that we were sad to lose. Now that we're capable and comfortable working in a different manner, we can, we can bring them back. - Jim Chamber To wrap up the conversation, the group reflects on the impact of hybrid work on Shepley's culture, trust, and connections. They also address common questions and concerns leaders may have when implementing a hybrid model in their practice.Tune in next week for a conversation with an architect turned UX Strategist. Guests:Jenn Zagarella, Vice President, AdministrationLeads a diverse administrative team focused on efficiency, innovation, and inclusion. She facilitates collaboration and empowers creativity across departments. Since 2014, Jenn has contributed to continuous improvement efforts, process mapping, and building empathy and consensus firmwideJim Martin, Vice President, CIODrawing on over 30 years of Information Technology experience, Jim leads the development of strategies for technology tools that support and advance design, delivery, and collaboration at Shepley Bulfinch. He focuses on new technologies and how they affect the design process. Jim is a Six Sigma Green Belt and holds a Bachelor's degree in Architecture from Roger Williams University.Jim Chambers, Vice President, Practice ManagementAs the Vice President of Practice Management, Jim provides leadership for the overall performance of the design organization. In partnership with the business operations, Jim develops and directs processes and standards that improve all aspects of the design practice with a focus on the management and delivery of our product. He holds a Bachelor of Architecture from Carnegie Mellon University.

In this episode, hosts and financial advisors Jim Martin & Casey Bibb discuss the relevance of the 60/40 portfolio strategy in today's changing financial landscape. They delve into the impact of interest rate changes, newly set IRS contribution limits for 2025, and the current economic conditions indicated by the recent job reports. They also offer practical advice on investment strategies for retirees, emphasizing the importance of taking calculated risks. The conversation includes a lighthearted discussion on McDonald's spicy chicken nuggets and recommendations for TV shows like 'Unreal' and 'Your Honor.' Tune in for insights on how to manage your retirement funds effectively. http://retiresmartscore.com 

In this episode, financial advisor Jim Martin reminisces about his childhood memories of movies like 'The Terminator,' linking it to modern-day discussions on artificial intelligence (AI). Jim explores the potential impacts of AI on the financial services industry, particularly in wealth management and retirement planning. He discusses an interview with 'Horse's Mouth,' focusing on how AI can be leveraged by advisors for tasks such as automated portfolio rebalancing, risk management, and financial planning. Jim highlights both the benefits and drawbacks of AI, stressing the importance of human judgment and caution. He also touches on broader uses of AI in daily life and encourages listeners to explore AI tools while being wary of over-reliance on them for crucial financial decisions. http://retiresmartscore.com 

Are you going through some trouble? So now what? Our lesson this morning is from Highland member, Jim Martin. Jim shares an encouraging message that will speak to many of us going through times of trouble. By learning how the children of Isreal responded to times of trouble, Jim encourages us to 1. Bring your anxiety, uncertainty, and dread to God in prayer. 2 Cling to God and he will hold on to you. 3 And to know that the peace of God is possible.

Jim Martin (1925-2017) preaches on God's warning in Psalm 32 that “many sorrows shall be to the wicked”, and points his audience to Christ the Saviour who on the cross endured sin-atoning sorrow and suffering that you might be saved. Readings: Psa 32:1-11, Lam 1:12-13. (Recorded in Northern Ireland in 2009) The post Many Sorrows Shall Be to the Wicked (19 min) first appeared on Gospel Hall Audio.

Guests: Miranda Richardson, Samantha Parlier and Jim Martin, Daimler Truck North America Topic: The fifth-generation Freightliner Cascadia incorporates enough driver-friendly features to qualify as a new model short of a complete makeover. Follow the Truck Tech Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the podcast, host Jim Martin is joined by all-star advisor Casey Bibb for a discussion on eye-opening and somewhat frightening statistics concerning retirement savings, recorded right before Halloween but released after. The conversation delves into how many workers have under $200,000 saved for retirement and the looming fears many might face. Casey and Jim explore reasons behind these trends, the importance of working with a financial advisor, and actionable strategies if you're behind on savings. They specifically address how these issues affect Gen Xers, Baby Boomers, and single women more acutely. Whether you find yourself anxious about retirement or confident but looking to stay informed, this episode covers the need to plan well to retire happy.   http://retiresmartscore.com 

Lantz Howard and Jim Martin discussed the concept of growing up and maturity in the context of a long-lasting marriage, with Jim sharing his personal journey of self-discovery and differentiation. They also emphasized the importance of intentionality, relationships, and asking questions in growing in wisdom and leadership. The conversation concluded with a discussion on the significance of mentoring and seeking guidance from others, with Jim encouraging people to put their hope in God during challenging times. Connect with Jim on his Encouragement Note https://jimmartin.substack.com/ -- Get started working with Lantz Howard as your professional coach and get the insight and action you need in your marriage, business, and life. www.lantzhoward.com

> PROCURE também pela versão dublada em Português

Motorcycle travel can be exhilarating, but many riders fall into common pitfalls that can dampen their adventures. In this episode, the RAW panel discusses motorcycle travellers' top mistakes and how to avoid them. ARR RAW round-table discussions with motorcycle adventure travellers - featuring Grant Johnson, Sam Manicom, Shirley Hardy-Rix, Brian Rix, Michelle Lamphere and Jim Martin. RAW LISTENER QUESTIONS: Have a question for the RAW panel? Send it to us here. Links: Photos and links related to this episode can be found in the show notes on Adventure Rider Radio. Subscribe and never miss an episode: Make sure to subscribe so you never miss an episode! We release a new RAW episode every month, packed with insights you won't want to miss. Suggestions: Have a show idea or suggestion, send us an email. We'd love to hear from you! Leave a review: If you loved today's episode, please take a moment to leave us a 5-star review on Apple Podcasts or your favourite podcast app. Your feedback helps us reach more listeners and improve the show. Follow us on social media: Join our community on Facebook and Instagram. Support us: Please consider supporting us! Your support helps us keep the adventure going and brings you even more great content.  Share the podcast: Know someone who would benefit from today's episode? Share it with them! Spreading the word helps our podcast grow.

In this episode, Jim Martin, a financial advisor and founder of Martin Wealth Solutions, shares key insights on creating wealth for retirement. While reflecting on a trip to ACE Lake with his son and friends, Jim delves into the most fundamental principles of wealth-building: spending less than you earn, automatic and consistent investing, and maintaining patience and discipline. He emphasizes understanding debt, distinguishing between necessary and high-risk debts. Jim's engaging narrative includes personal anecdotes and outlines steps for financial planning, geared especially towards retirement-aged Americans. Visit planwellretirehappy.com for more resources and advisory services tailored to your retirement needs. http://retiresmartscore.com 

In this episode, financial advisor Jim Martin explores the significance of Health Savings Accounts (HSAs) for retirement planning. He discusses the tax advantages HSAs offer, including tax-deductible contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses. Jim outlines how HSAs can serve as a healthcare cost buffer in retirement and emphasizes the importance of investing HSA funds for long-term growth. He also compares HSAs with other retirement accounts like IRAs and 401(k)s and highlights common pitfalls to avoid when managing an HSA, such as not keeping receipts or investing funds. The episode encourages retirees to consider HSAs as a part of their financial plan to efficiently cover healthcare expenses in retirement. http://retiresmartscore.com 

In this episode, Jim Martin, founder of Martin Wealth Solutions, shares key insights from his recent conversations with clients about avoiding common pitfalls on the road to financial independence. He emphasizes the importance of overcoming procrastination, managing emotions when making financial decisions, and being cautious about whose advice you take. Jim also discusses practical strategies to maintain focus and highlights the value of seeking advice from reputable, fiduciary planners. 00:00 Introduction and Recent Travels 01:43 Avoiding Procrastination 08:01 Managing Emotions in Financial Decisions 13:46 Choosing the Right Financial Advisor 19:39 Conclusion and Final Thoughts http://retiresmartscore.com 

In this episode, financial advisor Jim Martin shares essential insights on life insurance, its primary functions, costs, and the types suitable for different situations. He discusses income replacement, estate tax concerns, and fulfilling specific legacy goals, providing practical advice for selecting the right policy. Learn how life insurance can be leveraged for long-term care and the importance of understanding commissions. Perfect for retirees looking to secure their financial future and protect their families. http://retiresmartscore.com 

In this episode, financial advisor Jim Martin from Martin Wealth Solutions dives deep into crafting the ideal retirement plan. Jim discusses the various lifestyle choices people envision for their retirement, ranging from globe-trotting adventures to modest, home-based routines. Learn how to prioritize your expenses and understand the phases of retirement - the go-go years, slow-go years, and no-go years - to ensure you have a solid financial plan in place. Jim also provides insights into budgeting, managing lifestyle creep, and how to prepare for a financially secure future. Whether you're just starting to think about retirement or are nearing it, this episode is packed with valuable advice to help you retire happy.   00:00 Introduction: Envisioning Your Ideal Retirement 00:39 Understanding Retirement Goals and Phases 01:49 Determining Your Retirement Lifestyle 02:47 Foundational Expenses and Budgeting 06:19 Planning for Different Retirement Phases 13:35 Lifestyle Creep and Budget Adjustments 15:44 The Power of a Financial Plan 19:24 Conclusion and Final Thoughts   http://retirewithmartin.com/

In this episode, financial advisor Jim Martin shares valuable insights on essential life lessons for successful retirement planning. He discusses the importance of carefully selecting your financial advisor, investing based on your age, knowing your financial numbers, avoiding overconfidence, and always considering possible mistakes. Jim emphasizes the significance of long-term planning and the expertise required to navigate retirement successfully. Tune in to learn how to avoid common pitfalls and set yourself up for a secure financial future. 00:00 Introduction: Life's Hard Lessons 00:27 The Importance of Retirement Planning 01:34 Lesson 1: Be Careful Who You Take Advice From 06:56 Lesson 2: Invest Your Age 09:37 Lesson 3: Know Your Numbers 12:06 Lesson 4: Don't Get Overconfident or Greedy 18:20 Lesson 5: What Are You Missing? 21:13 Conclusion and Recap 21:56 Outro and Disclaimers http://retiresmartscore.com 

Should You Invest 100% in Equities? Exploring the Risks and Benefits. In this episode, financial advisor Jim Martin from Martin Wealth Solutions delves into the debate of investing 100% in equities. He addresses common misconceptions, explains why this strategy may not be suitable for retirees, and discusses the importance of a diversified investment strategy. Jim highlights the risks associated with relying solely on the stock market for returns, especially during market downturns, and provides insights into creating a balanced portfolio tailored to individual risk tolerance and time horizons. The episode emphasizes the need for emergency funds and a thoughtful approach to retirement planning. 00:00 Introduction to Market Investment Strategy 00:56 Common Misconceptions About 100% Equities 02:03 Analyzing the Pros and Cons of Full Market Investment 03:02 Understanding Market Returns and Risks 03:45 Impact of Market Fluctuations on Withdrawals 05:34 Age-Based Investment Strategies 06:44 The Role of Bonds in Your Portfolio 08:17 Emergency Funds and Liquidity Needs 13:20 The Bucket Strategy for Retirement Planning 15:43 Final Thoughts and Recommendations 19:16 Conclusion and Disclaimers   http://retiresmartscore.com 

In this episode of the podcast, financial advisor and founder of Martin Wealth Solutions, Jim Martin, dives into the world of real estate investments, specifically focusing on rental properties. He discusses the potential benefits such as steady income, appreciation, tax advantages, and diversification. However, he also highlights the challenges like initial investment costs, maintenance, management, market risk, and tenant and governmental issues. Jim draws on his experience and client conversations to provide a balanced view, helping listeners understand whether owning rental properties is the right decision for them. He emphasizes the importance of understanding all factors, including location, time commitment, financial stability, and exit strategy before diving into the real estate market.   00:00 Introduction to the Podcast 00:33 Why Real Estate? 02:19 Pros of Owning Rental Properties 05:18 Challenges of Owning Real Estate 12:21 Factors to Consider Before Investing 21:28 Alternatives to Direct Real Estate Investment 22:48 Conclusion and Final Thoughts   http://retiresmartscore.com 

In this episode, Jim Martin, a financial advisor and founder of Martin Wealth Solutions, explores the intricacies of 401k investing. He shares his journey from landing his first job to becoming a financial advisor and emphasizes the importance of planning for retirement early. This comprehensive guide covers crucial topics such as employer matches, the difference between traditional and Roth 401ks, investment strategies, the role of target date funds, and managing your portfolio to ensure diversification. Jim also touches on what to do with old 401ks and the benefits and risks associated with company stocks. Whether you're new to investing or looking to optimize your retirement plan, this episode provides valuable insights and practical advice tailored to help you grow your wealth securely and wisely.   00:00 My First Job and the 401k Advice 01:07 Introduction to 401k and Retirement Plans 02:02 Understanding the Basics of a 401k 02:55 The Importance of Automatic Contributions 03:29 Maximizing Employer Match Contributions 03:54 Choosing Between Traditional and Roth 401k 06:00 Investment Options Within a 401k 07:22 The Role of Target Date Funds 08:49 Diversifying Your 401k Portfolio 14:29 Employee Stock Options in 401k 16:25 In-Service Distributions and Rolling Over 401k 18:06 Final Thoughts and Professional Advice 20:00 Disclaimer and Legal Information     http://retiresmartscore.com 

This month's episode dives into essential tips for safeguarding your bike and gear from theft while on a motorcycle trip. Plus, our panel shares gripping tales of battling brutal wind conditions and the hard-earned lessons from those intense rides. ARR RAW round-table discussions with motorcycle adventure travellers - featuring Grant Johnson, Sam Manicom, Shirley Hardy-Rix, Brian Rix, Michelle Lamphere and Jim Martin. RAW LISTENER QUESTIONS: Have a question for the RAW panel? Send it to us here. Photos and links related to this episode can be found in the show notes.  Adventure Rider Radio and RAW are the longest-running adventure motorcycle and travel podcasts and we remain committed to bringing you new and exciting episodes. Never miss an episode - FOLLOW the show on your favourite podcast app. Have a show idea or suggestion, send us an email. We'd love to hear from you! If you can, we'd love to get your support, please visit the Support page on our website. Thank you for listening!

If you're a regular listener to The Conversation, you've heard me talk about the International Justice Mission, an incredible global nonprofit organization working to end slavery and violence around the world.On today's podcast, I sit down with Jim Martin who serves as the Vice President of Spiritual Formation for IJM.In this episode, Jim shares about the power of daily rhythms and how these intentional rhythms help fuel our daily mission - something we all need to not just maintain the status quo but to grow spiritually while in the workplace. Whether you face kids in a classroom, patients in a hospital, cars in a shop or anything in between, you will get practical tools for fueling your vocational passion that you can implement today! Jim also shares some beautiful insight on a personal challenge he's facing: when your adult kids walk away from God. If this is something you've walked through, are currently walking through or if it's something you worry about in the future, Jim's encouragement will bring you comfort. Look into becoming a Freedom Partner at ijm.orgThanks to our amazing partners on this episode: International Justice Mission & Vern EideInternational Justice Mission is a global nonprofit working to end slavery and violence around the world, taking special care of survivors from the moment they're rescued all the way through their healing and restoration. To learn more and to partner with this amazing organization, visit ijm.org Vern Eide Motorcars is a growing employee-owned company that offers sales, service, and financing of automotive, motorcycle, and power sports lines, including Acura, Ford, Chevy, GMC, Honda, Hyundai and Mitsubishi brands. Whether you live locally or across the country, visit verneide.comSubscribe to The Conversation on YouTube and watch the full interview with Jim: youtube.com/@adamaweber Sign up for The Crew: adamweber.com/thecrew  

Can You Oversave for Retirement? Finding the Perfect Balance   In this episode, financial expert Jim Martin from Martin Wealth Solutions discusses the often-overlooked concept of 'oversaving' for retirement. He explores the potential pitfalls of saving too aggressively, such as sacrificing today's joys for an uncertain tomorrow and the opportunity costs involved. Jim emphasizes the importance of balanced saving and spending, taking into account individual goals, life stages, and debt considerations. He also touches on the relevance of tax implications, estate planning, and professional financial advice in shaping a successful retirement strategy tailored specifically to your needs and lifestyle aspirations.   00:00 Introduction: The Retirement Savings Dilemma 00:22 Meet Jim Martin and Martin Wealth Solutions 00:37 The Cheesecake Analogy: Too Much of a Good Thing 01:42 Defining Over-Saving in Retirement 02:08 Opportunity Cost and Prudent Planning 04:11 Balancing Savings and Quality of Life 05:40 Debt and Over-Saving: Finding the Right Balance 07:14 Account Types and Tax Implications 07:58 Estate Planning and Health Considerations 09:37 Case Study: Fred's Over-Saving Journey 11:46 The Importance of Professional Financial Advice 14:42 Conclusion: Plan Well, Retire Happy       http://retiresmartscore.com 

Navigating Market Volatility: Mental Preparedness and Investment Strategies   In this episode, financial advisor Jim Martin from Martin Wealth Solutions discusses the nature of market volatility and how investors can mentally prepare and strategically respond to market downturns. This retirement planning episode is perfect if you are worried about the market   Drawing from personal anecdotes and professional experiences, he emphasizes the importance of maintaining a long-term perspective, understanding that market fluctuations are normal, and taking advantage of downturns through rebalancing, tax loss harvesting, and increasing contributions.   The episode aims to help listeners manage their emotions, adopt a resilient mindset, and make informed investment decisions during periods of market instability.   00:00 Introduction to Market Volatility 00:35 Personal Anecdote: Yellowstone and Market Concerns 03:30 Understanding Market Volatility 05:29 Strategies to Handle Market Volatility 08:45 Emotional and Structural Preparedness 14:12 Final Thoughts and Encouragement 15:01 Disclaimer and Legal Information     http://retiresmartscore.com 

Tom Gould and Lauren Board are each riding 125cc Honda motorcycles on a trip from the UK to Cape Town, South Africa without a definite deadline. Their trip is loosely planned, it is their first major expedition, and they have already faced numerous challenges. When our host, Jim Martin, spoke with them, they were nursing hundreds of insect bites and had just been burglarized for the second time. To make matters worse, the people they thought would help them only scolded them and sent them on their way without food, water, or money, which the thieves had taken as well. Despite these hardships, Tom insists he wouldn't turn back. He says you'd have to drag him home kicking and screaming. Links: Photos and links related to this episode can be found in the show notes on Adventure Rider Radio. Subscribe and never miss an episode: Make sure to subscribe so you never miss an episode! We release new episodes every Thursday, packed with insights you won't want to miss. Suggestions: Have a show idea or suggestion, send us an email. We'd love to hear from you! Leave a review: If you loved today's episode, please take a moment to leave us a 5-star review on Apple Podcasts or your favourite podcast app. Your feedback helps us reach more listeners and improve the show. Follow us on social media: Join our community on Facebook and Instagram. Support us: Please consider supporting us! Your support helps us keep the adventure going and brings you even more great content.  Share the podcast: Know someone who would benefit from today's episode? Share it with them! Spreading the word helps our podcast grow. Join our newsletter: Stay up to date with our latest episodes by signing up for our newsletter at Adventure Rider Radio. Get all the best content delivered straight to your inbox.

Tom Gould and Lauren Board are each riding 125cc Honda motorcycles on a trip from the UK to Cape Town, South Africa without a definite deadline. Their trip is loosely planned, it is their first major expedition, and they have already faced numerous challenges. When our host, Jim Martin, spoke with them, they were nursing hundreds of insect bites and had just been burglarized for the second time. To make matters worse, the people they thought would help them only scolded them and sent them on their way without food, water, or money, which the thieves had taken as well. Despite these hardships, Tom insists he wouldn't turn back. He says you'd have to drag him home kicking and screaming. Photos and links related to this episode can be found in the show notes.  Adventure Rider Radio and RAW are the longest-running adventure motorcycle and travel podcasts and we remain committed to bringing you new and exciting episodes every Thursday. Never miss an episode, be sure to FOLLOW the show on your favourite podcast app. Have a show idea or suggestion, send us an email. We'd love to hear from you! If you can, we'd love to get your support, please visit the Support page on our website. Thank you for listening!