Business Matters

#inflation #economics #trouble https://answersthatcount.com Check out the video here: https://youtu.be/-1U7bYFZAGU Inflation still rampant, along with lower than predicted employment numbers, doesn't bode well for Q4

Dr. Melissa Hughes is back with nuggets about how the brain works and how the knowledge can help with marketing, negotiations and just everyday communications. https://answersthatcount.com/ Check out the video here: https://youtu.be/iBFzXZ1aiuo Why do we like what we like? Does numeric content impact decisions? These and many other neuroscience information that is beneficial for marketing and deal making. Check out this Podcast with Dr. Melissa Hughes. Charles: Hello and welcome back, everyone, to the Answers That Count Podcast. I'm your host, Charles, Musgrove, and thank you so much for joining us for another exciting show that I am really pumped up about this show. We have a returning guest to the show. Dr. Melissa Hughes is back today, but before we get started I wanted to ask you to do one thing. Hit the “subscribe” button. Also hit the “like” button and the notification bell, so that you'll be notified when we post new videos to our podcast. Welcome back, Dr. Melissa Hughes. This is great. This neuroscience geek, extraordinary Dr. Melissa Hughes. Thank you so much for joining. This is going to be so cool. You know, I was at a Florida Restaurant Lodging Association conference recently and you were a double speaker there. You had two sessions and I know both those sessions were well-attended, and not only were they well-attended, the feedback you're getting on one of those sessions, from what I hear, has just been remarkable, so a lot of interest. You know how to deliver a great message and people are always interested in learning about how the brain works, and we're going to have another great conversation today about it. Melissa: It is so good to be here. It was great to see you at FRLA. It's one of my favorite events of the year and you're right, that session was amazing. First of all, it was packed and, I believe, most of us really want to know how the brain works and how to make it work better. Not everybody likes to dig into the research the way I do because I'm a little bit geeky that way and I, admittedly, I own that, but, I think, most of us want to know what we can do to make this three pound squishy mass between our ears - Charles: We do. I mean, it is just so cool to hear this and when you hear some of your tips and tricks and your brain hacks, it just - you think, “Wow, I get it. That makes sense. Now I understand why I think like I think.” I also want to give a shout-out. You were on TedTalks recently too and I think you said that was back in April and you're getting a lot of good mentions on that. That's getting a lot of good kickbacks around the internet, so congratulations on that.

#inflation #GDP #economy https://answersthatcount.com Professor Joe breaks down the complicated numbers and technical jargon to give us plain speak economic news. Check out the video version here https://youtu.be/IpiH7nsUOQ4.  

#finance #inflation #interestrates https://answersthatcount.com Professor Joe provides an update on what is going on in the economy, from inflation to unemployment.  Check out the video here https://youtu.be/Q1MEIKH5D1A.  

#chairmanpowell #economics #inflation #fedrate In this episode, Professor Joe Calhoun discusses the current state of the economy. He describes the role of the Fed Chairman and how Chairman Powell has to speak with caution, which sometimes seems like he is speaking in code. What if inflation gets to hot? What will happen to the consumer of the Fed raises rates? How will the Federal Government service the national debt if rates rise? Will a rise in rates effect pressure to raise tax rates? Check out this episode as we talk about these topics and more! https://youtu.be/PB8YVWZ9e1E  

In this episode, we have Tim Ligon, Partner with SeatonHill, a national outsourced CFO company. Tim has vast experience as CFO for national restaurant franchise brands. Tim's experience is the backdrop for his recommendations on how to prepare for the rising wages and costs in the industry. Tune in for tips about restaurant management.  Tim Ligon of SeatonHill on Answers That Count with Charles Musgrove. Covering the commission model that is proving valuable to restaurants and servers.   C: Hello! I am Charles Musgrove, host of the Answers That Count podcast. Thank you for joining us for another exciting show. Do me a favor before we get started, hit the subscribe button. Hit the like button because you know you're going to love this podcast. It's going to be a great podcast! We have some great content coming to you today. We have Tim LIgon with Seaton Hill. Tim, welcome to the show today. T: Good afternoon, how are you? C: I'm doing great. This is going to be a good show today. We're going to talk about accounting, financial statements, and really we're going to bring this to real life, real world current economic conditions. We're going to talk about the minimum wage increase that we're seeing across many of the states in the United States. We're going to talk about inflationary costs that these restaurants are going through and really what the options are that the restaurant owner has to manage these costs increases over the long term. So, Tim this is going to be a great show, buckle up. Before we get started, I wanted to give a special shout out to Seaton Hill. So I know that is the company you've partnered with and John if you could put up that I want to read just a little bit of information about Seaton Hill to give them special props for today. Seaton Hill Partners, they are the fastest growing strategic CFO service firm in the nation. Can you believe that? Tim, you joined a big firm there. For more than a decade our client's success is our mission at Seaton Hill. Seaton Hill Partners deliver the finance and operations expertise only a team of veteran business finance executives can bring. We position our clients for sustained long term growth and success in today's complex business environment, experience matters. You want to call them for a no cost consultation (850) 524-0211 or check them out on seatonhil.com. So, Tim, you've joined up with a great company there at Seaton Hill. You bring with you a great amount of restaurant experience. Now I know you weren't in the back kitchen flipping hamburgers and making salads and doing all that stuff. You were the financial guy so you were shoulder to shoulder with the owners of these large restaurant groups so you weren't just the accountant or bean counter for one restaurant, you were part of a large organization. So tell us a little bit about the positions and experience you've had working with restaurants.

#frla #answersthatcount #foodtech The topic of how to manage the $15 minimum wage increase was the headliner at the June Board Meeting of the FRLA. Carol Dover, CEO of FRLA, kicks off the session with a reminder of the narrow margin that Amendment 2 was passed in November 2020. Now is the time for action to stop the slide down the slippery slope of regulations and cost increases. In this session, the experts are employment attorney, Kevin Johnson, Mike Vinik with BJ's Restaurants and Chad Mackay, CEO of Fire & Vine Hospitality. Chad's group of restaurants are located in the Washington and Oregon where the push for $15 minimum wage began over 5 years ago. At that time, he implemented a commission base compensation plan for servers and bartenders while charging customers a service charge. Chad discusses the success of the plan along with the pros and cons of it. Kevin Johnson provides an outline of the legal hurdles to classify employees as commissioned employees and the exclusion for paying overtime premium. Mike Vinik discusses how BJ's is managing the wage increases in over 25 States. They are using a variety of tools, including technology, menu changes and product usage.

#restaurants #minimumwage #answersthatcount #capserv360 In this episode, we highlight sections of previous podcasts featuring restaurant industry leaders. This podcast covers topics that are relevant today for owners and operators to consider and suggestions made from owners of restaurants in Florida, Washington and Oregon. Comments about the focus of technology is also included in this highlight podcast.

#inflation #nfp #economy #indicators #answersthatcount https://answersthatcount.com Answers that Count with Professor Joe Calhoun In this video Professor Joe describes what the latest economic news on inflation means to your wallet. Highest indicators in 13 years sounds like we are in the middle of high inflation and economic problems. Is this true? Professor describes the fundamentals of economics and what that means today in light of the inflation indicators. Check out the video for information that will help you understand the flood of economic data that you see in the news.

#unemployment #employment #answers #answersthatcount Join Professor Joe Calhoun and Charles on Answers That Count Joe Calhoun: Hey, great to be with you! Always a pleasure, Charles. Awesome. Not only are you a professor, you're an economics professor, so - and we're going to talk about one of our favorite subjects. We're going to talk about economics. And what - what are we looking at in the news today? So, there's a couple of points that we're reading about, we're seeing, and we're actually feeling it in our pocket books. So, let's talk. Let's start with the unemployment numbers. You know, there's a lot of chatter right now every time we turn on the TV, watch the news or we read the newspaper, social media, we see where...heck, if we just go out shopping, we see where employers, retail shops, restaurants, they're looking for employees. They've got ‘help wanted' stickers posted everywhere, but yet when we look at the unemployment records that are posted by the federal government, their unemployment is still high. So, it looks like - I mean, this is kind of a contrast - we have high unemployment, but yet the demand for employees to work is high also. So, help us out with understanding that.

#vulnerable #nursinghome #legal https://www.toomuchatstake.com Mr. LeBoeuf is AV® Rated by Martindale-Hubbell®, the highest lawyer rating available based upon confidential reviews by local lawyers and judges. He has been named by Florida Trend Magazine as one of Florida's Legal Elite (among the top 1.8 percent of attorneys in the state of Florida). Law & Politics Magazine has also repeatedly recognized him as a Super Lawyer among the top five percent of attorneys in the state, using peer review balloting and a blue ribbon panel as its selection process.

#attorney #answersthatcount #brooksleboeuf Dean R. LeBoeuf is the managing partner of the Brooks | LeBoeuf law firm. He focuses his practice on complicated civil litigation involving personal injury and all wrongful death matters, including accidents involving negligent motor vehicle drivers, medical malpractice cases, nursing home abuse, and neglect cases. In this Podcast we discuss how to select an attorney for representation. Getting this right, could be the most important decision you make about your representation and could have the biggest impact on the outcome of your case.

#military #investment #answersthatcount #bayviewprivatewealth Mark Dutram with Bayview Private Wealth talks about the unique challenges of providing investment options for military personnel, both active and retired. His firm specializes in providing plans that a customized for each military family. This focus is founded on his military service and seeing first hand the need to help military personnel. Once he began his professional career, he was able to fulfill the need he saw years earlier during active duty service.  Thank you Mark for your service and for creating a special niche in your firm to meet the needs of military personnel.

#technology #minimumwage #frla #answersthatcount Dan Murdoch an executive with Harri (https://harri.com/) a technology solutions provider for the hospitality industry. Dan provides solutions to restaurants across the entire USA including QSRs and FSRs. He has seen the struggles challenging the industry from wage increase, employee shortage, COVID and just the normal challenges of managing a restaurant. When he talks about the role technology plays, he speaks from experience. He has seen how it can be a difference maker in a businesses' success or failure. Dan provides great insight in this Podcast about the technology solutions that have been successful, the hot technology for today and the outlook for technology focus in the future. Check out this Podcast for the Nuggets of Knowledge to help your decision making about adapting to challenges of wage and cost increases. With the rising wages caused by the $15/hour minimum wage push and the current short supply of employees, attracting and keeping employees, in this economy is a challenge. In this Podcast, we discuss the importance of employees and how to attract and retain the best ones.

#women #investor #insight Great insight into women investors and various choices available at Bayview Private Wealth - Securities offered by Registered Representatives through Private Client Services, member FINRA/SIPC. Advisory products and services offered by Investment Advisory Representatives through RFG Advisory, a Registered Investment Advisor. RFG Advisory, BayView Private Wealth, and Private Client Services are unaffiliated entities. Destin Florida

Federal law requires employees earn at least the federal minimum wage, or the higher state or local number in 28 states and 55 municipalities. If the combination of the base wage and earned tips does not total the required minimum wage, the employer must pay the tipped employee more to make up the difference. Sunil Dharod, who owns 124 restaurants across four states, including Applebee's locations, Sonic Drive-In stores and the Roy's fusion chain, said he expected higher wages would lead to menu price increases and reduced service. In this podcast, Professor Joe Calhoun talks about how incentives drive behavior. He relates incentives of wait staff to make more money. Good service leads to better tips. So, servers are incentivized to provide great service to customers. The tip model of compensation and the commission model of compensation for servers and bartenders is a way to drive better customer service, higher sales and higher compensation to the servers and bartenders.

#minimumwage #restaurants ##FRLA https://frla.org/ In this podcast we discuss changes that restaurants should consider when adjusting to the cost increases from the rising minimum wage. John talks about positive experience he has had going from counter service and no tipped wages to full-service and tipped compensation model for his wait staff. Check out this episode to learn about what you should consider when adapting to the minimum wage increases. A veteran of Manatee County's hospitality industry for nearly 40 years, John Horne began his career working summers at Fast Eddie's Place while completing his Business Degree at Clemson University. He opened his own restaurant, Anna Maria Oyster Bar, on the City Pier in Anna Maria, FL in 1995. Four more restaurants followed and the AMOBs have become a well-known place to enjoy fresh, delicious seafood at a great value, served by a team of wonderful staff in a fun, family-friendly atmosphere. JH - Thanks for having me on. Glad to be here, glad to help represent the Florida Restaurant Lodging Association. CM - This is going to be great and John is from the, he's down in the Bradenton, Florida area. He's got four restaurants, the Anna Marie Oyster Bar, so he is basically at a destination location on the, you get to see the gulf coast too because you got an island restaurant, is that right? JH - We do. We're on the intercoastal on the Anna Marie Island in Bradenton Beach and so we're watching the dolphins jump every day. It's awesome. CM - What a great place to be and great food and great hospitality and service there so this is going to be awesome and before we get started with today's show, we want to make sure to give a special thanks to our sponsor Heartland Payment Systems. They have been awesome to sponsor this show, this podcast, so thank you Heartland. Heartland is the selected, the trusted source for payment solutions that they are representing the Florida Restaurant Lodging Association. So go to frla.org/Hearltand and you'll see all the information about them. They've got the answer for payment solutions. They also do payroll and human, human resource services. So check with Heartland. They're a great sponsor of the FRLA and they're a great sponsor of this podcast, so thank you so much, Heartland. So John, with that, let's get this thing going. So we know, this is a wave. So the wave is coming. There is a $15 per hour that's going to be implemented in the state of Florida where the increases have already started. They started in January and they're just gonna ramp up from there, so this is a fact. JH - It's, it's, it's coming on us. We're gonna have that tidal wave. It's gonna hit us hard starting September 30th and every year subsequent to the point where we're paying and you know we're already paying our back of the house people well over minimum wage. Nobody in the restaurant industry has ever not wanted to pay our people properly.

#investing #indexing  #wealth #invest #answers https://www.bayviewwealth.com Mark has more than 25 years of experience helping meet the financial, retirement and investment planning needs of families, business owners, and professionals. “We help people to define what success and happiness means to them. What seems like fairly easy definitions, turns out to be quite ambiguous and illusive for many. Their achievement requires more than the possession of assets.” Contact information for Mark Dutram: 4476 Legendary Drive, Suite 201 Destin, Florida 32541 Cell: 850-865-7006 Main: 850-990-0618 Ext. 01 https://BayViewWealth.com It's not about how much money you earn. It's what you do with the money that matters. In this video, I'm going to show you a business strategy on how to manage your money. I'm not gonna tell you what to invest in. That's not my role. Here are the best ideas of what the best professionals do to manage their money.

#bank #invest #insurance http://answersthatcount.com Ever wonder what banks do to get so rich? Well its not just because they're banks.. rather its about the way they think. That's what we uncover here in this podcast.. how to think like a bank. You don't need to be a banker or in the banking industry but you can still copy these strategies to help improve your financial life.  

#answersthatcount In this episode, we are joined by returning guest, Melissa Hughes (https://www.melissahughes.rocks/), author, speaker and expert on how the brain works. She delivers the brain nuggets on this episode. It's a can't miss show. Melissa discusses the 4 Methods to Amplify your message, whether it is about business messages or just ways to communicate your personal message in everyday life. She also discusses Sketch Notes and provides the Sketch Notes for the content of this episode. 

Merchant Cash Advance debt is an indication that a company has cash flow problems. MCA is normally the last alternative for financing. The MCA contracts do provide quick cash, they are easy to be approved and often times require both daily repayment and APR of over 200%.  On this episode, we we are joined by Marc Mellman, founder of MCA Stacking Solutions, for a discussion about how to get out of the rabbit hole of the MCA contracts, which often times the debtor will have multiple or 'stacked' MCA contracts. Marc talks about how New York is one of the states most favorable to the MCA contractor, and the most punitive to the debtor. This favorable preference is all based on how the contract is defined. Check it out to learn about this classification. Be sure to subscribe to our YouTube channel and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1   Also, for more information, check us out at https://answersthatcount.com/ . We have articles of current, relevant information about business and economics.   For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350   Roku https://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TV https://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channel https://30a-tv.com/30a/answers-that-count-with-charles-musgrove/ Link to and Like our Facebook page at https://www.facebook.com/answersthatcount.   Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.com

#housingbubble #debtbubble #easymoney In today's show we are joined by Myles Bradley, Working Capital Finance VP with Capital City Bank. With all the recent chatter about collapse of the US Dollar, investing in 'scarce assets', the debt bubble and the Fed flooding the economy with $ trillions, we now get the perspective of a banker.  Myles brings great insight on the PPP 2.0, SBA 7A and the SBA 504 loan programs. These are great opportunities to help businesses that have taken a hit caused by COVID and the government restrictions imposed on them. Plus, the 7A and 504 loans provide a big boost to business to lock in low rates and invest in businesses. These are a big shot in the arm for the economy.  Check out this show to learn about government backed loans and the PPP program is there to help. These are record low interest rates along with amortization periods.  Be sure to subscribe to our YouTube channel and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1   Also, for more information, check us out at https://answersthatcount.com/ . We have articles of current, relevant information about business and economics.   For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350   Roku https://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TV https://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channel https://30a-tv.com/30a/answers-that-count-with-charles-musgrove/   Link to and Like our Facebook page at https://www.facebook.com/answersthatcount.   Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.com  

#accounting #cpa #success #business Terrell Turner, CPA, business advisor, entrepreneur and podcaster joins our show today. We talk about the reasons every business needs reliable financial information to guide decisions. Even with easy to use and access accounting systems like QuickBooks on-line, businesses still need knowledgeable accounting professionals involved in the financial record making process.  Check out this show for some great information from two CPAs who have assisted entrepreneurial businesses for many years. Be sure to subscribe to our YouTube channel and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1   Also, for more information, check us out at https://answersthatcount.com/ . We have articles of current, relevant information about business and economics.   For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350   Roku https://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TV https://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channel https://30a-tv.com/30a/answers-that-count-with-charles-musgrove/   Link to and Like our Facebook page at https://www.facebook.com/answersthatcount.   Please send requests or questions to cmusgrove@answersthatcount.com

#entrepreneur #hustle #opportunity In this episode we are joined by entrepreneur, educator and podcaster, Chris Michael Harris https://chrismichaelharris.com/ . Chris drops some great tips for the entrepreneur in this show. Chris gives his personal story about one of his start-ups he ran from an apartment at the University of Georgia. The genesis of this start-up was from his college dorm at the University of Georgia helping fellow students move furniture. This boomed to a 7 figure income in a few short years. Hard work, hustle and solving a problem was the key to this success. In this episode we also talk about the P.A.D.E. strategy to overcome being 'stuck' or hitting a plateau which many entrepreneurs encounter. Also check out Chris' YouTube channel here https://www.youtube.com/channel/UCTOwDhQqFYEpG3qyznqVTLQ . Be sure to subscribe to your YouTube channel and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1   Also, for more information, check us out at https://answersthatcount.com/ . We have articles of current, relevant information about business and economics.   For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350   Roku https://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TV https://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channel https://30a-tv.com/30a/answers-that-count-with-charles-musgrove/   Link to and Like our Facebook page at https://www.facebook.com/answersthatcount.   Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.com

#bitcoin #minimumwage #$15/hour #easymoney #usdebt #economics FSU Economics Professor Joe Calhoun is our special guest for this episode. We discuss a wide range of topics from the impact of the mandated increases in minimum wage, cancelation of student loans and the impending deflation of the US currency. What happens if the USD fails? Do we have historical precedence of a failed national currency? Will bitcoin hit $60K? Professor Joe's perspective of these topics is great and is a can't miss episode.  Be sure to subscribe to your YouTube channel and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1   Also, for more information, check us out at https://answersthatcount.com/ . We have articles of current, relevant information about business and economics.   For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350   Roku https://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TV https://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channel https://30a-tv.com/30a/answers-that-count-with-charles-musgrove/   Link to and Like our Facebook page at https://www.facebook.com/answersthatcount.   Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.com

#leadership #leadership #business #answersthatcount Amie Schiess joins us for a look at how we got to where we are now with a gap in leadership. It's not a 2020 phenomenon caused by the pandemic. Maybe this focused us on the issue, but this has been developing over decades. Lack of trust in institutions, like the government and the media are signs of the problems. Even more so is the general lack of trust we have for each other, even our co-workers or employers. WHY? Does the threat of legal action create a barrier for people to hide behind? Are the 'rules' and definition of right and wrong too blurred? Check out this episode for Amie's perspective and a path forward to close the GAP.  

#investment #bitcoin #billgates #dollarcrash https://answersthatcount.com/ Mark Moss holds the record for making the two comma club in under 28 days. Mark Moss, a full-time investor and entrepreneur for over 25 years. He has been through multiple market crashes, built multiple 7 and 8 figure business and investment portfolios, through the worst market cycles, giving him the experience and perspective the young bucks on YouTube are missing today. Check out Mark's YouTube channel here https://www.youtube.com/c/MarkMoss/featured. In this session, Mark talks about investing in 'scarce assets' like Bitcoin (the ultimate scarce asset), farmland and beach front property. These investments are becoming more important now with the looming devaluation of cash on the horizon. Will our future currency be backed by gold or become a digital currency? Why is Bill Gates investing in US Farmland? Check out this episodes for Mark's perspective. Be sure to subscribe to your YouTube channel and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1 Also, for more information, check us out at https://answersthatcount.com/ We have articles of current, relevant information about business and economics. For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350 Roku https://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TV https://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channel https://30a-tv.com/30a/answers-that-count-with-charles-musgrove/ Link to and Like our Facebook page at https://www.facebook.com/answersthatcount. Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.com

Investment advice and wealth management strategies to help build wealth and asset protection strategies to help preserve it. Our services allow you to create the financial security you need to enjoy an active and independent retirement. We can assist you to define the legacy you want to leave your family and community and put plans in place to carry out that legacy. check us out on www.answersthatcount.com  

#marketing #videoIn this podcast, we are joined by Paul Vizard with 30A Media. We discuss the platforms available for videos, how to make videos from the inexpensive to expensive. There are many platforms available and some are more conducive for business purposes. The growth of the streaming TV market offers an additional venue for businesses to display video content. Check it out to learn the options that are best for your business.Be sure to subscribe to your YouTube channel and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1 Also, for more information, check us out at https://answersthatcount.com/.We have articles of current, relevant information about business and economics. For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350 Rokuhttps://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TVhttps://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channelhttps://30a-tv.com/30a/answers-that-count-with-charles-musgrove/ Link to and Like our Facebook page at https://www.facebook.com/answersthatcount. Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.com

#streaming #cutthecord #smarttvIn this episode, we are joined by Paul Vizard, CEO of 30A Media and 30ATV. Paul has first-hand insight to the TV Streaming industry that has just exploded in the past 5 years. His media companies are part of this 'cord-cutting' wave that is sweeping the globe now. Take Netflix for instance, in 2020 the US subscribers exceed 67 million and is approaching 200 million world wide. Much of this growth has happened in the last decade. So, WOW!How can your business take advantage of the advertising opportunities that are available in this industry? What is available to you as the consumer for content to watch?Check out this episode for the answers that count! Also, for more information, check us out at https://answersthatcount.com/. We have articles of current, relevant information about business and economics.For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350 Rokuhttps://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TVhttps://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channelhttps://30a-tv.com/30a/answers-that-count-with-charles-musgrove/ Link to and Like our Facebook page at https://www.facebook.com/answersthatcount. Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.com

#nationaldebt #financialcrisisSubscribe here https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1 Back for another episode, Professor Joe Calhoun joins us to provide perspective on the every growing US National Debt. We take a historic look at the annual debt and surplus since the early 1900's. As a % of debt to GDP, only in wary years has the % exceeded 10% ... until 2020 with the COVID-19 virus and economic shut-down. What a year 2020 has been. And, in 55 years, the US has incurred deficit spending in 51 of those years, thus only 4 years of surplus. Normally, this spells disaster. Will it lead to a financial crisis for the US?Take a look and listen for the Professor's perspective and get his take on what he would do if he were in charge.Be sure to subscribe to our YouTube channel and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1 Check us out at https://answersthatcount.com/ .We have articles of current, relevant information about business and economics.For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350 Rokuhttps://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TVhttps://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channelhttps://30a-tv.com/30a/answers-that-count-with-charles-musgrove/ Link to and Like our Facebook page at https://www.facebook.com/answersthatcount. Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.com

#kickthecan, #economics, #governmentintervention, #answersthatcountProfessor Joe Calhoun, Economics Professor at FSU joins us for another episode. We talk about the intersection of government into economics and how this is nothing new. Politicians often take the short-cut when intervening into the free-trade markets. Like, making loans easy to get for businesses suffering from COVID. The money issued by the Federal government in 2020 has been historic and created another bill to be paid by future generations. So, for 2020, we are stimulating the current economy with a $2 Trillion 'Can' to be paid back in the future. Check out this episode for some great nuggets of knowledge.https://www.facebook.com/answersthatcount/ https://answersthatcount.com/ Roku https://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TV https://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channelhttps://30a-tv.com/30a/answers-that-count-with-charles-musgrove/ 

#stress #communication #leadership https://answersthatcount.com Melissa Hughes joins us for this episode of Answers That Count and shares nuggets of knowledge about how the brain works and process uncertainty. The 'thinking' brain area actually shuts down during stress and uncertainty. The key to this fact is to know how to counter the 'shut down' and reduce the time that the thinking brain is not fully functional.This is a great session to help us during the uncertainty created by COVID.Check out Melissa Hughes' website here https://www.melissahughes.rocks/. A recent blog she posted about how the brain works during threats can be seen here https://www.melissahughes.rocks/post/the-brain-s-primary-job-is-not-to-think Facebook https://www.facebook.com/answersthatcount/YouTube https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ?sub_confirm=1Roku https://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TV https://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty 24-7 Live Channelhttps://30a-tv.com/30a/answers-that-count-with-charles-musgrove/ 

#economics #invisiblehand #government Professor Joe Calhoun, Economics Professor with FSU talks about the Invisible Hand in this episode. Here is the place that you can learn about the economic theory about an invisible hand. We kick this off with the discussion about current economic conditions, like the impact of COVID to the commercial real estate market. A big deal that we will feel for a while.https://www.facebook.com/answersthatcount/ https://answersthatcount.com/ Roku https://channelstore.roku.com/details/a4b08b575428a5aac2c924402bbc675f/answers-that-count Amazon Fire TV https://www.amazon.com/gp/product/?ie=UTF8&ASIN=B08DP6ZSTM&ref=mas_ty24-7 Live Channel https://30a-tv.com/30a/answers-that-count-with-charles-musgrove/ 

#minimumwage, #amendment2, #florida https://answersthatcount.com The Florida voters passed Amendment 2 on November 3, 2020 paving the way for a mandated increase in the minimum wage starting in 2021 and increasing to $15/hour over the next 5 years. Florida is not the first to pass such a measure and likely will not be the last. There is even talk about a Federal mandate to increase the minimum wage like Florida. In this episode we talk with Professor of Economics at FSU, Joe Calhoun. From an economics perspective we talk about the effects of the change that the workforce in Florida will likely experience. This subject is also discussed in "Common Sense Economics, Third Edition" a book that Professor Joe is a co-author. To quote from the book, "the basic postulate of economics indicates that a higher minimum wage will reduce the employment of low-skill workers. ... the weight of the empirical evidence indicates that each 10 percent increase in the minimum wage will reduce employment by between 1 and 2 percent.Of course certain industries will be hit harder than others and there are many ripple effects of raising the minimum wage, like wage compression, increase in payroll related costs, like insurance, payroll taxes, etc.Check out this show for an informative discussion about the far reaching consequences of minimum wage legislation. Be sure to click the Subscribe Button and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1 Also, for more information, check us out at https://answersthatcount.com/ .We have articles of current, relevant information about business and economics.

#insurance, #dogs, #COVIDWe are joined on this episode by Scott Fjelstad, principal with Rogers Benefit Group. Scott has the knowledge and expertise of a career insurance agent specializing in health insurance for the North Florida region from Pensacola to Jacksonville, FL.Scott shares humorous stories about his encounters with dogs and his unique fear of dogs. These stories are great and could be material for a SNL skit.Scott provides important information about the changing health insurance market and what will be shaping the North Florida market in the coming months and 2021. These changes are also a snap shot of what is likely to happen to your community anywhere in the US.Scott's email address is sfjelstad@rogersbenefit.com and the website for Rogers Benefit Group is https://www.rbgcal.com/.

#vision, #destiny, #youth, #jesus, #ministry, #answersthatcountIn this episode we are joined by Chris Musgrove, founder and director of Future Now. Chris is well known for being the most entertaining person in any meeting, group or family. He is called a 'class clown' by some, but is known by all as a man in motion living out his calling to be an ambassador for Jesus Christ. He delivers this message to middle-school and high-school aged youth across the South East United States.In this episode we talk about how COVID has altered the way he and Future Now deliver the message. Check this out and you will see how COVID has not deterred him from continuing to deliver the message that he has been called to deliver.The Future Now website is https://futurenow.us/ and Chris' email address is cmusgrove@futurenow.us.

#cannabis #prescriptioncannabis #californiaIn this episode we are joined once again by Steele Smith III, co-founder of C3 International and Idrasil, the world's first cannabis prescription. In this episode Steele shares his personal and painful story that lead him to be a leader in the prescription, medical cannabis. Steele recounts the 6 raids from the DEA and how he came to count on the annual 'October Surprise'. The raids were friendly and non-hostile (with the exception of the first one). Bottom line of the raids, no convictions, all charges dropped! This is a true description of the problems of conflicting Federal and State laws facing the cannabis industry, even medical and prescription cannabis.A recent article by Total Prestige Magazine that featured Steele, titled the article as "The Disruptor. Steele Clarke Smith III, Pharmaceutical CEO. Pain Market Dominator". After you watch this episode of Answers That Count, you will understand this title and truly appreciate what Steele has done. Like many people that achieve great success, their drive and determination and heights of their success is based on a personal hardship. The hardship can take many forms. See the pain and health hardship of Steele and how he is overcoming this pain not just for himself, but for the multitude of patients that need relief and an alternative to relief drugs with terrible side effects, like opioids.

#mca, #finance, #paydayWhen cash is tight and businesses are desperate for survival, Merchant Cash Advance provides immediate cash to live to fight another day. However, the 'life' they provide can be short-term and usually leads to stacking of more MCA loans. Normally, the first MCA loan creates a violation of terms of pre-existing loans.MCA loans is a unique financing tool and is similar to the pay day loans, which are loans available for the individuals. Or, at least they were at one time until most states made them illegal. These type loans have been made illegal to the individual consumer because they have usurious rates. And, the MCA loans have similar qualities with rates (if you are able to calculate the rate) over 50% to over 1,000% APR.In today's episode, we are joined by Marc Mellman of MCA Stacking Solutions https://mcastackingsolutions.com/. Marc's career has been in various capacities in the finance industry. From the traditional bank industry, then to the factoring industry, and most recently he has provided consulting services to businesses that have executed MCA agreements and need help to work out of them. Check out this episode for valuable information about how to survive and get out of MCA agreements.

#covid, #liability, #tipsIn this episode, we are joined by Dean LeBoeuf, founder of the Brooks LeBoeuf https://www.toomuchatstake.com/ law firm to discuss the legal implications to businesses caused by COVID. The fear can be so overwhelming that businesses don't re-open. Dean breaks down the risk into different categories and provides some simple tips to mitigate the risk a business owner may believe they might have.Check out this episode for a big dose of 'stay calm and carry on'. If you own a business or manage a business, this is a can't miss episode.

#government, #interventionBe sure to click the Subscribe Button and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1Also, for more information, check us out at https://answersthatcount.com/ . We have articles of current, relevant information about business and economics.For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350Link to and Like our Facebook page at https://www.facebook.com/answersthatcount.Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.comFSU Economics Professor Joe Calhoun joins us for another episode. We discuss the current economic events in the news for the week, including the unintended consequences of government intervention into regular trade between producers and consumers. Of course, the Government has the best of intentions when they enact legislation, but many times the cost of the unintended consequences outweigh the benefits.We have discussed the problems created by the cash for clunkers program in a recent podcast. We have discussed in several episodes the costs resulting from the COVID lockdown. And now, in the news this week we see where California Governor Newsome has enacted legislation banning the production of gas and diesel automobiles by 2035.In this episode, we also discuss another economic theory from the book Common Sense Economics. This discussion is about the theory 'Economic progress comes primarily through trade, investment, better way of doing things and sound economic institutions'. Check out this episode to see how we relate this theory to every day life. You will be sure to find nuggets of knowledge in this episode. 

#cannabis, #medicalmarijuana, #californiaBe sure to click the Subscribe Button and Hit the Notification Bell https://www.youtube.com/channel/UC5U0invXUtqoyrAnniwDjhQ/?sub_confirmation=1Also, for more information, check us out at https://answersthatcount.com/ . We have articles of current, relevant information about business and economics.For Apple Podcast, link here https://podcasts.apple.com/us/podcast/answers-that-count-hosted-by-charles-musgrove/id1479296350Link to and Like our Facebook page at https://www.facebook.com/answersthatcount.Please leave comments below, or send me requests or questions at cmusgrove@answersthatcount.com In this episode we talk with Steele Smith, III, a medical marijuana entrepreneur living in Anaheim, CA. Steel is a historian and expert about the marijuana industry. In fact, Steel's personal story is nothing short of remarkable. To say he is a pioneer in the industry is an incredible understatement. His mission for survival and relief of pain from suffering from a rare disease is shaping the industry and will lead to a better medical solution for many patients in the future. Check is personal story here https://steeleclarkesmith3.com/. You can also take a look at the development medical product here https://c3internationalinc.com/. The product can be pre-ordered here at the product site https://www.idrasilrx.com/. In this episode we talk about the evolution of the cannabis industry in California and how California impacted the rest of the US. The black market industry is alive and flourishing according to Steele and his belief is that this is being fueled by the nearby states that are 'dry', all cannabis sales are illegal. Check out this episode for an informative and entertaining show.

In this session, Professor Joe Calhoun joins us again on the September 11 anniversary of the attack on the US. We give recognition of the importance of the date in our history. COVID is still a part of what we are dealing with in the economy as we see the government continue lifting restrictions on businesses. The most recent in the State of Florida is the opening of bars and lounges, with restrictions. Even with the lifting of some of the restrictions, many businesses will opt to remain close and not battle the restrictions on their business.The economic recovery is fragmented and winners and losers will be determined post-COVID.We also discuss the economic theory of 'profits direct businesses toward productive activities that increase the value of resources, while losses direct them away from wasteful activities that reduce resource value.'Profit as calculated by the accountant is different than the economists calculation of profit. The explicit cost (accountants' calculation) plus the opportunity cost = the total economic cost. The economic cost is normally used by the entrepreneur to provide a baseline to make business decisions. 

Economics Professor Joe Calhoun from FSU joins us for another episode to discuss the evolving changes in our economy resulting from the COVID impact. Even though the negative impact is significant, there have been positive changes in the economy also. In this episode we take a look at the upside impacts. Market segments, like real estate, home purchases show growth. The Florida market, specifically the NW Florida area have shown significant demand in 2020. It's almost like home owners are moving from large metro areas to sunny Florida and the beauty of the coast to work remote or work remote and do home schooling. We also chat about the monthly NFP report that was issued on September 4th revealing jobs added for the month and unemployment rate. These also show an economy that is improving with jobs added meeting expectations and the unemployment rate remaining below 10% at around 8.4%. The meat of the discussion is on the economic theory that prices bring the choices of buyers and sellers into balance. We break this down to every day examples to understand the importance of price in the market.Theory of Price By CAROLINE BANTON Updated Feb 19, 2020 What Is the Theory of Price? The theory of price is an economic theory that states that the price for any specific good or service is based on the relationship between its supply and demand. The theory of price posits that the point at which the benefit gained from those who demand the entity meets the seller's marginal costs is the most optimal market price for that good or service. KEY TAKEAWAYS The theory of price is an economic theory that states that the price for any specific good or service is based on the relationship between its supply and demand. The optimal market price, or equilibrium, is the point at which the total number of items available can be reasonably consumed by potential customers. Supply may be affected by the availability of raw materials; demand may fluctuate depending on competitor products, an item's perceived value, or its affordability to the consumer market.

In this episode about Cyber Security Safeguards with Ben Graybar, we talk about the well known, large-scale public examples of cyber hacks as well as our personal experiences. The hacks that are public may seem like something that happens to someone else, but many times given the vastness of these hacks, we are caught up in them also. Usually, when we are caught in the public hacks that include tens of thousands, we just hope that we are the small fish in a large pond of bigger fish and that our data will not be hacked, even if our personal information has been compromised. Simple measures are the most effective ways to prevent being a victim of any type of hack. So, tune in to see how to safeguard your cyber security and not be a part of the hacked universe.Cyber attacks seem very complex, and usually they are. However, simple measures are the most effective ways to prevent being victimized. Those simple measures include: (1) Password and (2) Public WiFi.

FSU Economics Professor Joe Calhoun joins the show again. In this episode we discuss the risk/reward decision process regarding COVID. What are you willing to risk when it comes to staying free of the COVID virus? Mental health, economic vitality, and normalcy  are all a cost if we go 100% lock-down to avoid catching the COVID virus. We don't want the cost of avoiding COVID to be greater than the effect of COVID itself. We then discuss the outlook for FSU with on-campus attendance and the financial fall-out to Tallahassee for the reduction in attendance on-campus. This hit is not just a Tallahassee thing ... it will be seen on college campuses across the US. We then spent the balance of the episode discussing the economic theory that decisions are made at the margin. Marginal benefit and cost what decisions are based. Check out this show to expand your understanding of this economic theory as Professor Joe uses the Diamonds and Water analysis comparing marginal value of a diamond and bottle of water. Interesting stuff ... check it out.Professor Joe then turns this theory to the COVID situation and fully opening the economy vs. phased opening. He discusses the marginal cost and benefit of the lock-down continuing. He even applies the analysis to Mask mandates. Decisions are not all or nothing, they are made based on marginal costs/benefits.  

Economic Key Element #2 – There are No Free Lunches In our continuing series of interviews with Professor Joseph Calhoun, Economics Professor at Florida State University, we talk about another key element of the Twelve Key Elements of Economics from the Third Edition of “Common Sense Economics, What Everyone Should Know About Wealth and Prosperity.” As the co-author of this book, public speaker and professor at a major university, Professor Joe provides a great perspective of how basic economic theories apply to current economic conditions.In this interview we discuss key element #2, There is no such thing as a free lunch: Goods are scares and therefore we have to make choices. There are a couple of concepts we discuss in this episode that all relate to this key element, opportunity costs and prioritization of choices. Tune in and check out https://answersthatcount.com/ for articles and other episodes.

Economic Key Element #1 of 12 – Incentives Matter I recently interviewed Professor Joseph Calhoun, Economics Professor for Florida State University and co-author of the Third Edition of “Common Sense Economics, What Everyone Should Know About Wealth and Prosperity.” In this interview we talk about key element #1, Incentives Matter – Changes in benefits and costs will influence choices in a predictable manner.There are similarities between the Incentives Matter concept to the Laffer Curve, an economics theory developed by Arthur Laffer. The simple description of the Laffer Curve is that reducing tax rates will increase total tax revenue … meaning Americans will work and earn more if taxes are lower than they would at a higher tax rate.Here is a quote from Common Sense Economics, “Changes in incentives influence everyone’s choices, regardless of the mix of greedy, materialistic goals on the one hand and compassionate, altruistic goals on the other, that drive a specific decision.”

In this episode, we have guest Ron Coury, author of the recently published book entitled Tenacity. Ron talks about his business ventures in the early years in Las Vegas. He used a large dose of hospitality and tenacity to carve a path in the evolving casino and local tavern scene in Las Vegas. What a great story and great lessons in today's climate with COVID fears and realities. Ron created the Cheers tavern and local gathering place before the hit TV sitcom. Check out this show about how Ron created a successful business in a place that was about to experience a tremendous economic transformation that would last for decades. Born and raised in Brooklyn, New York, Ron Coury arrived in Las Vegas in 1973, following two years of service in the U.S. Marine Corps. Ron has been a casino dealer and a realtor, as well as a partner in restaurants and gaming bars, major graphics and glass companies, and several automobile dealerships throughout the western United States.He is currently a board member of the Las Vegas Metropolitan Police Department Foundation, as well as several companies and charitable organizations. He has three children and five grandchildren and remains active in business and community service endeavors throughout Southern Nevada.In these difficult times, businesses will be dealing with difficult vendor and employee decisions, Ron leaves us with the point that it is "never the wrong time to do the right thing". Be kind and considerate as you interact with others who are struggling with the COVID created business hurdles. 

In this episode we talk with Whitney Lee, Founder of Social Lee PR & Media Co about the best practices of social media posting and sending the 'right' message to the target audience. We discuss a wide range of topics from adapting to business and COVID and how the business message should be modified to be sensitive to the conditions caused by COVID. Here are 5 takeaways from the interview:Post quality content, don't post just to be posting somethingUse the social media platform that best matches your target audienceEither use the platform and post to it, or close it down, don't ignore engagement or don't leave the platform unattended if you have a page on the platformBeware of the reaction to posting political positionsKnow the time of day to post to get the maximum engagementCheck out this episode for tips and information about communicating your business message the best way through social media and website.  

In this episode, we are joined by Drew McLeod owner of the Savor restaurant in Tallahassee, FL and career restaurateur. His perspective is one that is reflective of so many businesses and restaurants across America that are suffering with the unintended consequences of COVID, lock-downs and masks.  Drew talks about the optimum business model for a restaurant and most businesses are started assuming full occupancy and serving as many customers as possible. Can a business survive if capacity serviced is cut by 50% or 25%? How long can a business survive in those conditions? Many have survived through the COVID so far with reliance of the Federal loan programs, specifically the CARES act and the PPP. Now that those funds have been used by most businesses, what does the future of the dine-in restaurant look like? A can't miss episode of a real-life a real-life business coping with the struggles of the COVID fall-out.