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Estes Park, Colorado, gateway to Rocky Mountain National Park, has long relied on its outdoor recreation economy. In fact, just a few years ago, it was outpacing the rest of Colorado in tourism growth. But in 2025, federal policy changes, including mass firings at federal agencies like the National Park Service, are raising questions:Will communities like Estes Park be able to weather the storm?In this episode, we visit Estes Park to speak directly with business owners and guides whose livelihoods are intertwined with the health of public lands. Despite economic pressures and staffing cuts, visitation to Rocky Mountain National Park is up. But will that be enough to sustain local businesses? And what role do national policies really play in the day-to-day reality of a mountain town?Featured Guests:Melissa Strong – Climber and Owner of Bird & Jim Restaurant & Bird's Nest CafeThomas Pemberton – Owner of Estes Park Tour GuidesReed Woodford – Owner of KMAC GuidesInstagram: https://www.instagram.com/outdoor.minimalist.book/Website: https://www.theoutdoorminimalist.com/YouTube: https://www.youtube.com/@theoutdoorminimalistBuy Me a Coffee: https://buymeacoffee.com/outdoorminimalistListener Survey: https://forms.gle/jd8UCN2LL3AQst976-----------------KMAC Guides: https://kmacguides.com/Estes Park Tour Guides: https://estesparktourguides.com/Bird & Jim: https://www.birdandjim.com/Visit Estes Park: https://www.visitestespark.com/Turner PR: https://www.turnerpr.com/-----------------Sources Used in Episode:https://www.cbsnews.com/colorado/news/layoffs-rocky-mountain-national-park-impact-estes-park-business-colorado/ https://estesvalleyvoice.com/2025/08/17/state-of-estes-park-business-climate-mixed/ https://www.visitestespark.com/transparency/dashboard-report-executive-summary/ https://www.axios.com/local/denver/2025/03/05/rocky-mountain-national-park-colorado-layoffs-trump https://www.visitestespark.com/articles/post/new-data-shows-tourism-continues-to-positively-impact-economy-in-estes-park/ https://assets.simpleviewinc.com/simpleview/image/upload/v1/clients/estespark/Visit_Estes_Park_Annual_Report_2023_small_cfcacfba-3478-44b1-a422-d9938d7f17fa.pdf https://www.rockymountainnationalpark.com/gallery/20250217/ https://www.rockymountainnationalpark.com/gallery/20250217/ https://irma.nps.gov/Stats/SSRSReports/Park%20Specific%20Reports/Monthly%20Public%20Use?Park=ROMO
Worldbuilding. It's one of the most talked about aspects of running TTRPGs, as it is the sandbox into which you will throw your party to adventure in. We've talked about tips and tricks in past episodes and articles, and have come down on both sides of the debate surrounding how much to do with a focus totally on your specific table and party.However, in this episode, Tony, Chris, and Dave have decided to become a bit more involved with a new experiment that we cooked up.Something that has never been done on 3WD before – we're going to start building a new world live! In real time, we begin asking the questions that will shape our new creation. As this is a show by DMs for DMs, we're adding another aspect. YOU! We're asking you to share in the brainstorm and offer ideas. So, tune in now as 3WD starts building a whole new world!1:40 Introduction of our new experiment. Reach out to 3wisedms@gmail.com with your ideas and votes!3:40 Low Fantasy? High Fantasy? Low Magic? High Magic? What do we mean by this.7:40 Is our world completely new or a version of Earth (i.e. Middle Earth, The Dying Earth, Shannara)?9:50 DM Tony's idea of “High Magic” – a return to Greyhawk.11:50 The concept of “starting small.”13:35 What type of story does this world support? And can a world support ANY story?16:35 Building a world that was our Earth (at some point) lends a sense of familiarity when you're building your new world.18:40 Towns? Cities? States? Kingdoms? 22:53 The archetypes and Tropes of stories. We ALL steal.28:30 People will eventually congregate. The history of the world can't always be “Mad Max”.31:35 Looking to history.36:00 Final Thoughts.
Who's afraid of the dark? Adventurer Dan Richards shines a gentle light on what goes on in our world after sunset. Then an Italy tour guide looks beyond the crowds of Florence, Venice, and Rome to share her favorite side trips that are worth the diversion. And a Mexico City guide clues us in on the multicultural neighborhoods and cosmopolitan vibe of his city, the largest metro area in North America and still growing. For more information on Travel with Rick Steves - including episode descriptions, program archives and related details - visit www.ricksteves.com.
Are you backpacking, section hiking, or thru hiking the Continental Divide Trail (CDT)? Triple Crowner and host, Carol "Cheer" Coyne has some tips for you in this episode! Here, she discusses something she knew was coming - but not to the extent that it did: Seclusion.In this episode, you'll hear about:1. Cheer's personal stories of seclusion on the CDT2. The northbound (NOBO) and southbound (SOBO) bubbles3. Towns and hostels where hikers congregate & more!If you'd like to watch this video (with clips from the CDT!), you can watch on Cheer's YouTube Channel here.Did you love this episode? If so, please help fellow hikers find the show by following, rating, and reviewing the podcast on Spotify and Apple Podcasts!Connect With Us:Join The Trail FamilyTHRU-r WebsiteTHRU-r InstagramTHRU-r TikTokTHRU-r FacebookTHRU-r YoutubeTHRU-r ThreadsCheer's YouTubeCheer's InstagramEpisode Music: "Communicator" by Reed Mathis
Shaffrey Architects was established in 1967 by Patrick and Maura Shaffrey. Based on Ormond Quay,the practice has made a real and meaningful contribution to Dublin and beyond, with projects including 14 Henrietta Street and Wicklow Head Lighthouse. Fifty years on from Patrick Shaffrey producing The Irish Town: An Approach to Survival, Grainne Shaffrey joins me to talk about the journey since. This event was part of the brilliant Seán Corcoran Series in Drogheda's Highlanes Gallery, an annual event dedicated to the life, work and memory of one of Ireland's great collectors and local champions: www.seancorcoranseries.com/ (Image: William Murphy shot of 14 Henrietta Street. Creative Commons. With thanks to William for his on-going photography capturing Dublin.)
Rural towns are attracting huge data centers that handle artificial intelligence training work, due in part to their location agnostic nature. In this episode of All Day Digital, data center expert Scott Schneider looks at how these campuses impact rural communities, including local broadband partnerships, auxiliary service jobs and water use.
PJ hears from Opinion Line Producer Paul Byrne who has been talking to passengers in Ballycotton and Cloyne who face problems that are seen throughout the county with relying on busses to get to work or study. Hosted on Acast. See acast.com/privacy for more information.
Episode 156.2: Bolton, Lawfare, Top Lewd Sounding Towns, Deep Sea Fishing, Jerky, Plantar Fibroma, Buying New Shoes, Most Dangerous Animal by State, and Larriken High Wheat Rye
The regional towns at the heart of the mushroom murder trial were inundated with a massive media contingent; now those communities want to move on.
Crain's residential real estate reporter Dennis Rodkin and host Amy Guth discuss the latest news from the local housing market, including a suburb ranked as the safest and wealthiest town in the U.S. for the second year in a row and the rehab of an East Garfield Park mansion aiming to spotlight to city's West Side.Plus: Pritzker says Texas Guard is prepping for Chicago posting as Trump vows federal action, Ulta raises sales outlook in signal of consumer strength, Advocate becomes latest health system to halt gender-affirming care for minors and McDonald's CEO says American brands' reputations have "dimmed."
Unless you went there specifically to shop you might not realize you are in a mall because of the construction...Photos and contact: https://www.instagram.com/lostmassachusetts/Sources, links, blog, etc.: https://lostmassachusetts.com/a-lost-place
PJ talks to Mark Gannon who runs Atlantic Whale & Wildlife Tours and has had to move one of his boats from Courtmacsherry to Kinsale because of the decline in tourists. Hosted on Acast. See acast.com/privacy for more information.
JPR's Charlie Zimmerman hosts a showcase of news features from around our region.
Jennie O' Sullivan reports on a bumper year for cruise tourism along the Cork coastline.
Last year, the last coalition government which included the Green Party passed legislation which would have allowed extensive changes to urban speed limits – specifically reducing speed from 50k to 30k per hour. The Department of Transport told the Irish Examiner that this legislation won’t be enacted at this time however. Instead, the department says it’s up to councils to reduce speed limits in town and villages through the use of special bylaws. The Green Party argues this means widespread speed reductions won’t happen as local authorities already have the power to change speed limits. Anne-Marie Fuller is a Kerry Green Party representative.
We're taking a ride back to one of our listener favorites — a road trip through Portugal's beautiful beach towns. From Porto to Praia D'el Rey, Peniche to Aveiro, Figueira da Foz to Cascais, we'll revisit the food, culture, and coastlines that make Portugal one of the best road-tripping destinations in Europe.____________________________________S03 Ep123Original air date: October 05, 2025 (Ep. 77)____________________________________Connect with us on social media: Instagram: @unscaledtravelshowTwitter: @fullmetaltravlrFacebook: @fullmetaltravelerWebsite: https://www.unscaledtravelshow.com/
Thursday, August 21, 2025 Inside Sports with Al Eschbach -Wolverine and badgers, Al's Walk of Shame, Jim and Al's 'bad towns', Twilight Zone movie and more. Follow the Sports Animal on Facebook, Instagram and X Follow Tony Z on Instagram and Facebook Listen to past episodes HERE! Follow Inside Sports Podcasts on Apple, Google and SpotifySee omnystudio.com/listener for privacy information.
Democrats are targeting 14 seats in the House of Delegates, hoping to flip from red to blue. Michael Pope tells us that a handful of those districts have colleges and universities.
Helen Pidd grew up in Morecambe, and life in seaside towns has only got harder since she was a teenager. She went back to find out why. Help support our independent journalism at theguardian.com/infocus
Today: Greg has some strange obsession with a small town, is it really real and what is the story, going camping in the woods, Popples and Wuzzles, and Sarah has been asked to join a new kind of 'friendship' service - have a great night all! :)
The final hour of Wednesday's 3 Man Front featured the latest on the potential realignment of MLB's divisions, a brand new edition of #PatPonders & a list of the most dangerous college towns in America!See omnystudio.com/listener for privacy information.
Hour 2 of Jake & Ben on August 20, 2025 BYU Insider Mitch Harper joined the show to talk about Bear Bachmeier winning BYU's QB Battle. What You Got Wednesday: Jerk Head Coaches & People with Animal Names. This article has to be FAKE NEWS.
Investing in older, infill markets that are being repositioned and growing can be a recipe for huge appreciation. Over the past decade, several cities in Northern New Jersey with easy access to transportation have seen explosive growth in values. Gentrification has led to changes that have made these areas desirable to live in for upscale demographics. Aaron Fragnito, Co-founder of People's Capital Group, is an apartment syndicator who invests in smaller apartment buildings in Northern New Jersey and rehabs them to optimize their full potential. Aaron is a buy and hold operator who achieves return-of-capital via refinances.
After an ode to ice cream and popsicles, Sarah and Mike cover a few irksome news items of the summer. They discuss the potential impacts of a regional health insurer's sudden rate increase and the results of a recent tax vote in Wendell, as well as a pending solary array development in that town. They then give a very humane, un-sensationalized recap of recent churn in the Montague Police Department. Plus, school merger fantasies and BULBS BULBS BULBS! Read, support, and check out the fall bulb fundraiser at https://montaguereporter.org/
Big warnings from beach towns about Erin. A new mayoral poll is good news for one candidate. Learn more about your ad choices. Visit megaphone.fm/adchoices
Canada and the U.S. went to war — but St. Stephen and Calais wouldn't play along.
Last time we spoke about the fall of Shanghai. In October 1937 a small battalion led by Colonel Xie Jinyuan transformed the Sihang Warehouse into a fortress against the advancing Japanese army. These men, known as the "800 Heroes," became symbols of hope, rallying local citizens who provided vital support. Despite heavy casualties, they held out against overwhelming odds until a strategic retreat was ordered on November 1. As Japanese forces intensified their assaults, they breached the Chinese defenses and captured strategic positions along Suzhou Creek. The fighting was fierce, marked by desperate counterattacks from the besieged Chinese soldiers, who faced an unyielding enemy. By November 9, the Chinese faced a full retreat, their organized defenses collapsing into chaos as they fled the city. Desperate civilians sought refuge in the International Settlement but were met with hostility, exacerbating the terror of the moment. Amidst the turmoil, remaining forces continued to resist in pockets, holding out as long as possible. By November 11, Japanese troops raised their flag in the last stronghold, marking a grim victory. #163 Crossing Nanjing's Rubicon Welcome to the Fall and Rise of China Podcast, I am your dutiful host Craig Watson. But, before we start I want to also remind you this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Perhaps you want to learn more about the history of Asia? Kings and Generals have an assortment of episodes on history of asia and much more so go give them a look over on Youtube. So please subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry for some more history related content, over on my channel, the Pacific War Channel where I cover the history of China and Japan from the 19th century until the end of the Pacific War. As the Japanese were mopping up Shanghai, Chiang Kai-Shek wrote in his diary on November 11th “I fear that they could threaten Nanjing”. Over In Shanghai, General Matsui Iwane was dealing with foreign correspondents, eager to learn what Japan's next move would be and to this he simply stated “For future developments, you had better ask Generalissimo Chiang Kai-Shek”. The correspondents were surprised by this response and pressed him further. He replied . “Chiang Kai-shek was reported to have predicted a five-year war, well, it might be that long. We don't know whether we will go to Nanjing or not. It all depends on Chiang.” At this point Shanghai was falling under Japanese control and now Matsui and his fellow field commanders were thinking, what's next? Nanjing was certainly the next objective. It was a common understanding amongst the Japanese leadership, that if the four main eastern cities of Beijing, Tianjin, Shanghai and Nanjing were lost, Chiang Kai-Shek's government would collapse. Three of these cities had been taken, Nanjing was dangling like fresh fruit. Matsui's staff believed the Chinese units departing Shanghai would mount a stand immediately west of the city, probably a defensive line running from Jiading to Huangduzhen. On the night of November 11th, Matsui issued a command to all units in the Shanghai area to advance west along the railway towards Nanjing. Their first objective would be a line extending from Taicang to Kunshan. Chiang Kai-Shek was not only reeling from military defeats, but also the gradual loss of his German allies. The Germans were increasingly aligning with the Japanese. Chiang Kai-Shek was looking for new external help, so he turned to the Soviets. It was a marriage of convenience, Chiang Kai-Shek signed a non-aggression pact with the USSR that year and wasted no time pleading for aircraft and pilots. Moscow began sending them before the ink touched the paper. 200 aircraft and pilots in return for some essential minerals, wolfram and tungsten. The Sino-Soviet friendship even drew in an unlikely source of support, Sir Winston Churchill. The Soviet envoy to the UK described how during a meeting with Churchill “he greatly praised our tactics in the Far East: maintenance of neutrality and simultaneous aid to China in weaponry.” Soviet pilots found themselves dispatched to Nanjing where they were briefed by Yakov Vladimirovich Smushkevich, the deputy commander of the Soviet Air Force. “The Japanese armed forces are technically superior to the Chinese. The Chinese Air Force is a particular concern. Soviet pilots who have rushed to China's aid are currently in Nanjing. They are fighting valiantly.” Meanwhile back at Shanghai discipline and order that had characterized previous Chinese withdrawal had collapsed. Simply put, there were hundreds of thousands of men trying to retreat across the lower Yangtze region, it was a shitstorm. Many units had to disengage during combat with the enemy and scramble to pull out. Huang Qixiang, the deputy commander of the Chinese right flank in Shanghai, executed a strategic withdrawal moments before his command post succumbed to the advancing enemy forces. Just fifteen minutes after his departure, the area was overrun by Japanese troops. In a desperate bid to avoid capture, another general had to cross a creek, nearly drowning in the process. Rescued while barely clinging to life and drenched in icy water, he was welcomed by a peasant family who aided in his recovery before he resumed his arduous journey westward. The scale of this withdrawal, occurring both day and night, could hardly escape the enemy's notice, and its complexity made the operation increasingly difficult. The execution of the withdrawal exacerbated the situation significantly. Orders to abandon their positions started to trickle down immediately after the upper command made the decision. However, these orders reached the units in a disorganized manner. Many telephone lines had been sabotaged, and when soldiers were sent to relay the orders in person, they faced severe disruptions in the transportation network. Consequently, many units only became aware of the withdrawal when they witnessed the mass movements of their comrades heading westward. Upon realizing what was happening, many soldiers fled in a state of panic. There were no comprehensive plans outlining the retreat, no designated routes for the various units, nor any established timetables. The outcome was a chaotic scramble for survival. Soldiers who had fought side by side for three months suddenly found themselves competing against one another in a desperate race to escape. At bridges and other chokepoints, weary soldiers exhausted their last reserves of strength, brawling with their fellow troops to be the first to cross. Meanwhile, officers traveling in chauffeur-driven cars attempted to assert their rank to gain priority access to the roads, adding to the growing disorder that ensued. The massive army was hindered by its sheer size, resulting in miles of congested roads filled with men unable to move in any direction. This made them easy targets for Japanese aircraft, leading to a bloody cycle of repeated attacks. Planes adorned with the red Rising Sun insignia would emerge from the horizon, swooping down to strike at these vulnerable formations. As commander Chen Yiding recalled “The lack of organization and the gridlocked roads resulted in far more casualties than could have been avoided,”. On November 12th, the newspaper Zhaongyang Ribao, published an editorial addressing the citizens of Nanjing, to remind them that tough times lay ahead now that Shanghai had fallen. The article stipulated they needed to prepare the city for the upcoming battle, “Now, all the citizenry of the capital must fulfill their duty in a way that can serve as a model for the entire nation.” Nanjing in 1937 was a city touched by the war, but not enough to change the social fabric just yet. Cinema's remained open, the shopping arcade was crowded as usual, traffic was heavy along Zhongshan Road, order remained. Telephones remained on, except during air raids. Connections to the outside world functioned as they should, given this was the capital. The region had seen a good harvest in 1937, no one was going hungry. However as the front 200 miles away drew closer, bombing raids more frequent, fear of the enemy increased. Contact with the outside world gradually declined. By mid November the train link from Nanjing to Shanghai was severed. While the fear amongst the populace increased, so did a newfound sense of common purpose against a common enemy. Poster calling for the Chinese to unite against the Japanese invaders were found throughout Nanjing. Residents were conscripted for various fortification efforts, with some receiving basic military training to help defend the city. Those who refused to cooperate faced severe penalties as “traitors,” while the majority willingly participated. Both military and civilian police were deployed throughout the city, diligently checking identities in an ongoing effort to root out spies and traitors. The authorities enforced a strict prohibition against discussing military matters in restaurants and other public venues. Then all the high ranking military officials and politicians families gradually began departing the city in secrecy. This was followed by said politicians and military officials. Twas not a good look. Nanjing soon saw its population decline from 1 million to half a million. Those who stayed behind were mainly the poor, or those anchored, like shopkeepers. Every day saw a steady stream of Nanjing citizens leaving the city over her main roads, fleeing into the countryside with carts full of belongings. On November 12th at 10am orders were issued for the Japanese to advance west. What had been a war of attrition, where inches of land were claimed with blood, suddenly it was a war of movement. As one Japanese soldier recalled “In the course of 50 days, I had moved only two miles. Now suddenly we were experiencing rapid advance”. As the Japanese came across small towns, they found large posters plastered on all the walls. These were all anti-japanese with some nationalist propaganda. The Japanese soldiers would tear them down and paint up their own messages “down with Chiang Kai-Shek!”. Towns and cities west of Shanghai fell rapidly one after another, each succumbing to a grim pattern: swift conquest followed by widespread devastation. Jiading, a county seat with a population of approximately 30,000, succumbed to a prolonged siege. When the 10st division captured Jiading on November 13, after relentless shelling had leveled a third of the city, they began a massacre, indiscriminately killing nearly everyone in their path, men, women, and children alike. The battle and its aftermath resulted in over 8,000 casualties among the city's residents and surrounding countryside. One Japanese soldier referred to Jiading as “A city of death, in a mysteriously silent world in which the only sound was the tap of our own footsteps”. On November 14, soldiers from the 9th Division reached Taicang, an ancient walled city designed to withstand lengthy sieges. As they crossed the 70-foot moat amid heavy fire, the Japanese troops confronted the formidable 20-foot-high city wall. After breaching the wall, their infantry swiftly entered the city and seized control. The destruction persisted long after the fighting ceased, with half of the city being devastated, including significant cultural institutions like the library, and salt and grain reserves were looted. It was as if the Japanese aimed to obliterate not just the material existence of the people but their spiritual foundation as well. Casual cruelty marked the nature of warfare along the entire front, with few prisoners being taken. Ishii Seitaro, a soldier in the 13th Division's 26th Brigade, encountered a mass execution while marching alongside the Yangtze River. Several headless corpses floated nearby, yet three Chinese prisoners remained alive. A Japanese officer, personally overseeing the execution, wore a simple uniform, but the two ornate swords at his belt indicated his wealthy background. Approaching one prisoner, the officer dramatically drew one of the swords and brandished it through the air with exaggerated flair. In an almost theatrical display, he held it aloft, the blade trembling as if he were nervous. The prisoner, in stark contrast, exhibited an unnerving calmness as he knelt, awaiting his inevitable fate. The officer swung the sword down but failed to deliver a clean strike. Although he inflicted a deep gash to the prisoner's skull, it was not fatal. The prisoner collapsed, thrashing and emitting a prolonged scream that sent chills through those present. The officer, seemingly exhilarated by the anguish he caused, began wildly slashing at the figure until the screams subsided. Ishii turned away in horror, his mind swirling with confusion. Why were the Chinese being executed? Had they not surrendered? Three months into the war's expansion to the Yangtze region, air raids had become an all too frequent menace in Nanjing. The first major raid came on August 15th and increased each week. On the night of August 27, approximately 30 bombs were dropped on Purple Mountain, specifically targeting the Memorial Park for Sun Yat-sen, aiming to hurt the morale of Nanjing's residents. As days melted into weeks and weeks stretched into months, the landscape of Nanjing transformed under the weight of war. Residents began constructing dugouts in courtyards, gardens, public squares, and even on streets. Foreigners painted their national flags on top of buildings and vehicles, attempting to avoid the risk of being machine-gunned by strafing aircraft. Each raid followed a predictable routine: sirens wailed loudly 20 to 30 minutes before the attack, signaling pedestrians to seek shelter and drivers to stop their engines. By the time a shorter warning sounded, the streets had to be cleared, leaving nothing to do but await the arrival of Japanese planes. Initially, the part-US-trained Chinese Air Force posed a considerable threat to Japanese bombers. The 4th and 5th Chinese Squadrons, stationed near Nanjing to defend the capital, achieved early success, reportedly downing six bombers during the first air raid on Nanjing. Much of the credit for these aerial victories belonged to Claire Chennault, a retired American Army Air Corps captain who had become an advisor to the Chinese Air Force, overseeing Nanjing's air defense. Chennault taught his pilots tactics he had developed in the US but had never fully implemented. His strategy was straightforward: three fighters would focus on one enemy bomber at a time. One would attack from above, another from below, while a third would hover in reserve to deliver the final blow if necessary. He instructed the Chinese pilots to target the engines rather than the fuselage, reasoning that any missed shots could hit the gas tanks located in the wing roots. This approach proved successful, leading to the loss of 54 Japanese planes within three days. For Chennault, it validated his belief that air superiority required a diverse range of aircraft, not just bombers. Nighttime raids, however, posed a greater challenge. Chennault, along with other commanders, sought solutions. Chinese General C.C. Wong, a German-trained artillery officer overseeing the country's anti-aircraft defenses, ensured that dozens of large Sperry searchlights were positioned throughout Nanjing in a grid pattern. This setup had a dual purpose: it would dazzle the Japanese bomber crews and highlight their planes in silhouette for Chinese fighters above to target. The bravery of the most skilled Chinese pilots occasionally gained media attention, making them local celebrities amidst an otherwise grim war environment. However, this bright moment faded quickly when the Japanese command decided to provide escorts for their bombers. Consequently, the elite of China's air force, its finest pilots and aircraft, were lost within weeks that fall. All air raids were brutal, but the worst assaults occurred at the end of September. As a radio broadcaster reported on September 25th “Gallons of civilian blood flowed today as Nanking endured three ferocious air raids”. In total, 96 Japanese sorties were launched on that day. Witnesses observed around a dozen Chinese aircraft retreating north across the Yangtze, initially believing they were fleeing, but some returned to confront the enemy. When Chinese fighters managed to down a Japanese bomber, the streets erupted in cheers as civilians momentarily forgot their fear. The primary aim of the September 25 attack appeared to be spreading terror among the civilian population. Chiang Kai-Shek wrote in his diary that day “The repeated Japanese air raids over the past several days have had no impact on our military installations. Instead, civilian property has sustained significant damage.” Around 20 bombs struck the Central Hospital, one of Nanjing's largest medical facilities, causing extensive destruction and prompting the evacuation of its staff. Two 1,000-pound bombs exploded nearby, leaving large craters. Had these bombs landed slightly closer, they could have resulted in mass casualties among the hospital's 100 patients, including a Japanese pilot who had been shot down earlier that month. The air raids at the end of September prompted protests from the Americans, British, and French governments to Japan. In response, Tokyo issued a statement on September 30, asserting that while they were not intentionally targeting non-combatants, it was “unavoidable” for achieving military objectives that military airfields and installations in and around Nanjing be bombed. The battle for Jiashan was among the fiercest in the southern Yangtze delta campaign in November 1937. Although Jiashan was a moderately sized town straddling a crucial railway connecting Shanghai to Hangzhou, the capital of Zhejiang province. For the Japanese, seizing Jiashan was imperative for their westward advance; without it, their military progress would be severely hampered. Jiashan had endured three days of relentless bombing by the Japanese Air Force, driving most residents to flee into the surrounding countryside. Only about 100 remained, those who were too old or too sick to escape, abandoned by family or friends who lacked the means to assist them. The Japanese troops brutally bayoneted nearly all of these individuals and buried them in a mass grave just outside the town's northern gate. Jiashan was captured by the 10th Army, a division fresh from victories and eager to engage in combat, unlike the weary forces of the Shanghai Expeditionary Force further north. With less than a week of combat experience, the 10th Army's soldiers were hungry for a fight. The martial spirit of the 10th Army was exemplified by its commander, Yanagawa Heisuke. Born near Nagasaki in 1879, he was among a group of retired officers called back to active service as the war in China escalated unexpectedly. Having served in the Russo-Japanese War of 1904-1905 and taught at the Beijing Army College in 1918, Yanagawa had considerable experience in military affairs. However, his past exposure to China did not cultivate any empathy for the enemy. He was determined to push all the way to Nanjing, and once there, he intended to blanket the city in mustard gas and incendiaries until it capitulated. While Japanese commanders debated the value of capturing Nanjing, the Chinese were equally preoccupied with whether it was worth defending. Most military professionals viewed the situation as a lost cause from the start. After the fall of Shanghai, Chiang Kai-shek summoned one of his top commanders, Chen Cheng, to Nanjing for discussions. “How can Nanjing be held?” Chen Cheng shot back “Are you ordering me to hold Nanjing?” Chiang replied “I am not”. Chen Cheng stated frankly, “I believe Nanjing should not be held at all.” By mid-November, Bai Chongxi, one of China's most respected generals, advocated for declaring Nanjing an open city. He argued that defending it was not only unnecessary but also impossible. All available forces had been deployed to Shanghai and were now exhausted. Furthermore, no reinforcements would be forthcoming if they made a stand in Nanjing. Instead of stubbornly clinging to fixed positions, he preferred a more flexible defensive strategy. Zhang Qun, Chiang's secretary, supported Bai's stance, believing that while Nanjing should ultimately be abandoned, political considerations were paramount. If the Chinese simply withdrew and allowed the Japanese to occupy the city, it would undermine China's position in any future negotiations. The Japanese would not be able to present themselves as victors who had triumphed in battle. Similarly, Chiang's chief military advisor, General Alexander von Falkenhausen, was against attempting to hold Nanjing. He deemed it “useless from a military perspective, suggesting it would be madness.” He warned that if Chiang forced his army into a decisive battle with their backs to the Yangtze River, “a disaster would probably be unavoidable.” Chiang's head of the operations bureau Liu Fei argued Nanjing could not be abandoned without a fight as it would crush the NRA's morale. He believed that defending the city could be managed with as few as 12 regiments, although 18 would be feasible. Most at the meeting agreed and Chiang understood Nanjing's international recognition necessitated some form of defense, doomed or not. A second meeting was formed whereupon, Tang Shengzhi, a general staff officer whose loyalties were, lets be honest very flip floppy. During the warlord era, he routinely switched sides, especially against Chiang Kai-Shek. At the meeting Tang stated in regards to Nanjing's international prominence and being the final resting place of Dr Sun Yat-Sen “How can we face the spirit of the former president in heaven? We have no choice but to defend the capital to the death.” Chiang's commanders were all well aware of his intentions. The generalissimo was eager for a dramatic last stand in Nanjing to serve propaganda purposes, aiming to rally the nation and convey to the world that China was resolute in its fight against Japan. His commanders also recognized the rationale behind fighting for Nanjing; however, very few were inclined to embark on what seemed a likely suicide mission. The third meeting occurred the day after the second. Chiang opened by asking, as many anticipated, “Who is willing to shoulder the burden of defending Nanjing?” An awkward silence followed. Then Tang Shengzhi stepped forward. “Chairman, if no one else is willing, I will. I'm prepared to defend Nanjing and to hold it to the death.” Without hesitation, Chiang accepted his offer. “Good, the responsibility is yours.”A little refresher on Tang, he had played a role in Chiang Kai-shek's efforts to unify China by force in the 1920s, when the nation was a patchwork of fiefdoms. However, their relationship had soured on two occasions, forcing Tang into temporary exile, first to Japan and then to Hong Kong. The Japanese invasion of northeastern China in 1931 prompted a loose reconciliation, and since then, Tang had held several important positions, notably organizing war games simulating a Japanese assault on Nanjing. However Tang had often suffered from illness, and crucially, he had not led troops in the field against the Japanese since the onset of full-scale war that summer. Hailing from Hunan province, he was a typical provincial soldier and would likely face challenges commanding respect among elite divisions loyal solely to the central government in Nanjing. He was definitely not the first choice for such a significant task. Amazingly, while tens of thousands of Chinese and Japanese were killing each other, while Japanese planes relentlessly bombarded Chinese cities including the capital, and while Japanese soldiers committed heinous atrocities against Chinese civilians, the two nations maintained diplomatic relations. China had a fully operational embassy in Tokyo, led by Xu Shiying, a 65-year-old diplomat. This surreal arrangement persisted because neither side was willing to officially declare war. In the fall of 1937, as Japanese armies were heavily engaged on two fronts within mainland China, Xu met with Japanese Foreign Minister Hirota Koki to propose a non-aggression treaty. The proposal was swiftly rejected in Nanjing. By November 1937, Xu was no longer at the forefront of events, and foreign observers shifted their focus from the capitals of the warring nations to Belgium. While large-scale battles raged along the lower Yangtze, representatives from 19 countries convened in Brussels to search for a way to end hostilities. Although China participated in the conference, Japan did not. Japan had received two invitations to join the talks, with its response to the second arriving in Brussels on November 12: a firm rejection. Japan asserted that it preferred direct bilateral negotiations with China, dismissing the Brussels conference held under the auspices of the Nine-Power Treaty, a pact signed in 1922 aimed at ensuring China's national sovereignty and territorial integrity. Japan argued that intervention by a collective body like the conference “would merely stir national sentiments in both countries and complicate efforts to reach a mutually satisfactory resolution.” The League of Nations had called for a Nine-Power conference a month earlier, which ultimately became a 19-power conference as other nations with interests in East Asia joined. From the outset, Japan opposed the assembly and was absent when the first plenary meeting commenced in Brussels on November 3. Japanese leaders feared that China might attempt to leverage the conference against Western powers, recalling how, in 1895, Japan had been denied its spoils following its first modern war with China due to the intervention of Russia, France, and Germany, who blocked Japan from claiming the strategic Liaodong Peninsula adjacent to Korea. China also exhibited a lukewarm attitude toward the conference. While Japan feared the potential outcomes, China was concerned about the lack of significant results. The proposal to transition discussions from the League of Nations, perceived as ineffective, to the even less authoritative Nine Powers, which lacked formal organization. Nonetheless, the Chinese chose to participate in Brussels, maintaining the pretense that something meaningful could be accomplished. Shortly after Japan's second rejection of the invitation, Wellington Koo made an impassioned plea in Brussels, stating, “Now that the door to conciliation and mediation has been slammed in your face by the latest reply of the Japanese Government, will you not decide to withhold supplies of war materials and credit to Japan and extend aid to China?” In reality, Koo understood that significant Western aid to China was highly unlikely, aside from token gestures. Previous international discussions had momentarily halted Japanese advances in the past; for instance, in 1932, Japanese troops had paused their movements in the Shanghai area just hours before the League of Nations General Assembly commenced. However, that was nearly six years earlier, and circumstances had changed dramatically since then. Rogue states had grown bolder, while democracies seemed increasingly timid. Thus, the Chinese agenda in Brussels was not primarily driven by hopes for substantial Western concessions. Instead, the delegates had been tasked by Nanjing to anticipate the post-conference landscape and to actively seek ways to encourage Europe and America to support Soviet military action against Japan. China, long reliant on Germany as a diplomatic partner, increasingly felt betrayed, not just by Germany, but also by its fascist ally, Italy. Consequently, it began looking more favorably upon the Soviet Union, Japan's archrival in Northeast Asia, as its main source of international support. The Soviet Union exhibited a firmer stance than the Western democracies at the Brussels conference, joining China in advocating for collective security in Europe and Asia. On November 15th, a small group of officers from the 10th Army gathered for late-night discussions in an abandoned building north of Hangzhou Bay, where they would effectively decide the fate of China. Yanagawa Heisuke, the commander of the 10th Army, presided over the discussions. Fresh from the battlefield since the beginning of the month, he was eager to escalate the fight, a sentiment echoed among the others. It was an unusual meeting, where officers as low in rank as major were making decisions typically reserved for the highest echelons of political power. The agenda included a pivotal question: Should they adhere to Order No. 600 received from Tokyo a week prior, which instructed them to halt their advance along a line from Suzhou to Jiaxing? Or, should they disregard these explicit orders and push forward to seize Nanjing? While the Japanese Army had failed to completely annihilate the Chinese forces around Shanghai, there was a consensus that their adversary was now reeling from recent setbacks, presenting an opportune moment to strike decisively and secure a swift victory. The only remaining question was how aggressively to pursue this goal. Colonel Terada Masao, a senior staff officer within the 10th Army, spoke first. “The Chinese Army is currently retreating toward the capital. We should cross that line and pursue the enemy straight to Nanjing.” Major Iketani Hanjiro, a staff officer recently attached to the fast-moving 6th Division, then offered his input “From a tactical perspective, I completely agree with Terada that we should cross the line, but the decision to attack Nanjing should be considered not just tactically, but also politically. It's not that field commanders can't create a fait accompli to pressure our superiors in Tokyo. However, we must proceed with great caution”. A staff officer raised this question “What if Tokyo orders us to pull back those smaller units?” Iketani responded “In that case, we will, of course, withdraw them to this side of the line”. Ultimately, Iketani's cautions were set aside, and Terada's aggressive approach prevailed. The majority agreed that the tactical circumstances presented a rare opportunity. Japanese troops in the Shanghai area were poised to advance west, not through small, individual skirmishes but with a substantial deployment of their forces. Officers estimated that if a decisive push was made immediately, Nanjing could fall into Japanese hands within 20 days. However Colonel Kawabe Torashiro, the newly appointed chief of the Army General Staff's Operations Section suddenly arrived at the theater. He was sent on a mission to assess whether the Central China Area Army should be granted greater operational freedom. It was well known in Tokyo that field officers were eager to capitalize on the momentum created by the collapse of Chinese defenses around Shanghai. Kawabe's task was to explore the possibility of allowing forces to cross the line from Suzhou to Jiaxing and move westward in pursuit of the retreating enemy. However, Kawabe was staunchly opposed to further military adventures in China. Kawabe was part of the dwindling faction of "China doves" within the Japanese military. As early as the summer of 1937, he had become alarmed by a letter from a civilian Japanese visitor to the Chinese mainland, warning that Japanese officers were attempting to engineer an “incident” with China to provoke open conflict. This would provide Japan with a pretext to expand its influence in northern China. Kawabe had attempted to alert his superiors, but his warnings fell on deaf ears. They had been lulled into a false sense of security by reports from China that dismissed all talk of war-mongering as baseless and alarmist. When he arrived to the front he stated “I am here to inspect conditions on the ground so that a final decision can be made on where to establish the operational restriction line”. Alongside him came General Akira Muto, recently appointed the commander of the Central China Area Army. He also happened to be one of the architects of the Marco Polo Bridge Incident. Muto responded promptly: “The line currently stretches from Suzhou to Jiaxing, but we should consider crossing it. This will help us achieve our overall objectives in the theater.” Muto continued, arguing that the 10th Army should be permitted to advance to Huzhou, south of Lake Tai, effectively cutting off communications between Nanjing and the strategic city of Hangzhou. He further claimed that the Shanghai Expeditionary Force should be allowed to capture the vital city of Jiangyin, suggesting, perhaps overly optimistically, that its loss could lead to the fall of Chiang Kai-shek. Ultimately, Muto insisted, Nanjing should also be seized, which he asserted would bring an end to the war. Kawabe listened patiently, a practice he would repeat in the following days as other field officers echoed similar sentiments, eagerly expressing their desire to advance all the way to Nanjing. Yanagawa and his 10th Army exemplified this aggressive mindset. Nevertheless, just as the hawks within the Japanese military and the nation's political leadership appeared to be prevailing in the struggle over China policy, they faced unexpected challenges from a different direction. Germany, a power with ambiguous sympathies in East Asia, was quietly engaged in negotiations aimed at bringing peace. Oskar Trautmann, Germany's ambassador to China, had maintained an objective and neutral stance when he met with Chiang Kai-shek in early November to relay Japan's conditions for initiating peace talks. These conditions included extensive concessions in northern China, such as the withdrawal of all Chinese troops to a line south of Beijing and the establishment of a pro-Japanese regime in Inner Mongolia, bordering the Soviet-controlled Mongolian People's Republic. Chiang dismissed these demands outright, but Trautmann and his superiors in Beijing continued their top-secret efforts. Germany's motivation for seeking an end to the Sino-Japanese War was not rooted in a genuine love for peace, but rather in their embarrassment over witnessing their old Asian ally, China, fighting against their new partner, Japan. Herman Göring, president of the Reichstag and a leading figure in the Nazi party, told a Chinese visitor, “China and Japan are both friends of Germany. The Sino-Japanese War has put Germany between Scylla and Charybdis. That's why Germany is ready to seize the chance to become a mediator.” Germany also feared that a prolonged conflict in China could jeopardize its commercial interests in East Asia and weaken Japan's capacity to confront the Soviet Union, potentially freeing Moscow to allocate more resources to a fight in Europe. In essence, continued hostilities could significantly harm Germany. Japanese field commanders were frustrated by Germany's mediation efforts. When news of Trautmann's mission leaked, the German diplomat faced severe criticism in the Chinese media, which deemed any negotiation with the "Japanese devils" unacceptable. Additionally, there was the matter of China's ties with the Soviet Union; employing a German mediator raised the possibility of cooperation among China, Japan, and Germany, potentially expanding the anti-Soviet bloc, which would, in turn, pressure Moscow to increase its support for China. By mid-November, however, the complexities of this diplomatic game started unraveling and then Japan took action. At 7:00 am on November 19, Yanagawa issued instructions to his troops in the field. “The enemy's command system is in disarray, and a mood of defeat has descended over their entire army. They have lost the will to fight. The main Chinese forces were retreating west of the line stretching from Suzhou to Jiaxing, and this withdrawal was soon likely to spiral into a full-scale retreat. We must not miss the opportunity to pursue the enemy to Nanjing.” I would like to take this time to remind you all that this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Please go subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry after that, give my personal channel a look over at The Pacific War Channel at Youtube, it would mean a lot to me. Shanghai had fallen, and the Japanese forces pursued their fleeing enemy further west. However they had orders to halt, but would they? Officers from top down deliberating on the issue, with the vast majority pushing for a drive to Nanjing. They thought it represented the end objective of the conflict. They would all be very wrong.
New data reveals the most dangerous college towns in America for 2025. Broomhead talks about which schools lead the nation.
This Day in Maine for Monday, August 18, 2025.
Welcome back to Ye Olde Guide, where we uncover the layered history of England's towns and cities. In this episode, we journey through the transformative Tudor and Stuart period (c.1500–1700), a time often skipped over in popular imagination—but one that laid the groundwork for the urban England we know today.Following our exploration of medieval town life, we now delve into an era of upheaval and innovation. From the seismic shifts of the Reformation to the chaos of the English Civil War, this was a time when towns were shaped as much by fire, plague, and poverty as they were by emerging ideas in architecture, planning, and culture.We examine:Why this period matters: Often overshadowed by the grandeur of Georgian design, this era bridges the muddy medieval streets and the structured elegance of later urban planning.Urban life and growth: Towns expanded, populations surged, and the earliest signs of modern urbanisation began to appear.Political and religious upheaval: The dissolution of monasteries, The Civil War, and the Restoration all left lasting marks on urban society.Cultural renaissance: Shakespeare, Bacon, and Newton emerged as England caught up with—and began to surpass—the classical world in science and the arts.Social realities: Life was short, cities were young, and the spectres of disease and starvation loomed large. Yet, amid the hardship, towns began to evolve.We also spotlight London's pioneering urban experiments—that hinted at the neoclassical ideals to come.This episode knits together a complex and often overlooked chapter in England's urban story. It's a tale of resilience, reinvention, and the roots of modernity.Send us a text
Edward McCabe helped establish an all-Black Kansas town on his mission to create a state inhabited and run by freed slaves. In a new book, author Caleb Gayle writes about how McCabe earned the nickname of "Black Moses" and what his quest for liberation meant.
Best of 8-15(00:00:00) Tommy Davidson(00:33:43) Non Married Couples in Family Photos(00:56:26) Towns that Smell Extra Good(01:15:05) TIFFANY(01:49:33) BIZARRE FILES(01:56:24) Dating a Co-Worke(02:21:23) Jeffrey Ross IN STUDIO(02:45:55) BIZARRE FILES(02:55:05) HOLLYWOOD TRASH, Murr
How strong are the cities and places in Greenville County? We apply the 10-question Strong Towns Strengths Test to discover what makes a community thrive, from its main street to its zoning.Links:Read the official Strong Towns Strengths TestListen to our episode on Cities, Towns, Places, and Zip Codes_Produced by Podcast Studio X.Simple Civics: Greenville County is a project of Greater Good Greenville.Get in touch.Support Simple Civics with a tax-deductible contribution.Sign up for the Simple Civics newsletter.
Dogs in Tauranga are less likely to be put down compared to neighbouring towns in the Bay of Plenty. Libby Kirkby-McLeod finds out what's making the difference.
Belief Hole | Conspiracy, the Paranormal and Other Tasty Thought Snacks
Join us as we journey deep into the haunted heart of Appalachia as we explore dangers lurking along the Appalachian Trail, the chilling mysteries of missing persons, phantom hitchhikers, and the infamous curse of Dudleytown, with legendary storyteller Steve Stockton. From tales of haunted schools and bewitched mirrors to seances and spiritual architecture, Steve drives this Belief Hole bus deep into mysteries of the Smokies. So Buckle up, because Appalachia's backroads are calling! TIMESTAMPS 02:01 | Introduction to Steve Stockton 09:35 | Dangers of the Appalachian Trail 12:48 | Young Steve Searches for Dennis Martin | 1969 |TN 23:17 | Concept: Containment Theory in Appalachians Mountains 31:36 | Phantom Motorcycle 35:15 | Granny's Ghosts and Running Water 38:00 | Barricading the Boogeyman & Spirit Architecture 41:30 | Expansion Preview | Freaks in Las Vegas 43:52 | Recap | Steve's Second Sight | Granny and Steve's Seances 52:23 | Curse of Dudleytown 1:06:36 | The Smoking Ghost | 1973 | Halloween 1:12:34 | Hauntings of Fairview Elementary 1:22:15 | The Bewitched Mirror Encounter 1:28:02 | Mirrors and Nails (Listener Story) | Oyster Creek, TX | July 2018 1:29:56 | Witch Bottles - More Spirit Architecture 1:32:34 | Haunted Las Vegas House Steve's Channels Missing Persons Mysteries | YT Tales Untold | YT 13 Past Midnight | YT Steve's Books My Strange World National Park Mysteries & Disappearances: The Great Smoky Mountains National Park National Park Mysteries & Disappearances: California National Park Mysteries & Disappearances: The Pacific Northwest Strange Things in the Woods SteveStocktonBooks - Etsy SHOW NOTES: EXPANSION LINK: https://expansion.beliefhole.com/7-9-exp-freaks-in-las-vegas-alien-imposters-and-abductions-on-the-strip
Massive winds destroy many trees and buildings in Seward and Friend, Nebraska. Let take a minute and think about what we have taken for granted.
In this episode Rick Kamla and Dr. A debate the "Career Year Theory" — a framework for identifying NBA players who are about to have the best season of their career and who to fade. We dive into: What exactly is a "career year"? Can it happen to players like Nikola Jokic who are already elite? Success & failure cases from past seasons Rick's list of 2024–25 career year candidates: Towns, Dyson, Hart, Franz, Powell, Suggs, PJ Washington, Grimes, Jerome Can they repeat it? Regress? Or level up even further? Who's primed to explode this upcoming season? BONUS: Quick Celtics win total segment Download the SportsEthos App on the APP Store and Google Play! FantasyPass now includes DAILY PROJECTIONS—perfect for DFS and head-to-head leagues. Join the Discussion on DISCORD for real-time advice and community support. Subscribe, Rate, and Review on Apple and Spotify for expert updates and tips!
Two new laws that passed in the Oregon Legislature are pushing the state toward what other countries have done to address housing: state-level zoning laws. As Sightline Institute reports, HB 2258 and HB 2138 seem to give the state much more authority and the power to override local zoning codes. Oregon has been making changes to zoning laws since 2017, and this new approach follows countries such as Japan and Australia. Micheal Andersen is the director of Cities and Towns at Sightline Institute. He joins us to share more on what these new laws could mean for the future of home development in the state.
(Aug 4, 2025) As tensions run high between the U.S. and Canada, people on both sides of the border are coming together to affirm their friendship. Plattsburgh and Cornwall leaders actually put it in writing. Also: A new series of portraits is now on display at John Brown Farm in Lake Placid that puts a spotlight on the faces of activists throughout American history.
Welcome back to Seasoned Sessions! This episode, we talk about the Lionesses winning the Euros, a white-only community in Arkansas, and more. Get in touch with us at @seasonedsessionspod, @adaenechi, and @its_hanifahh. Have a great week!
Fifty Missouri locales are featured in lifelong resident Caitlin Yager's new book, “Small Town Missouri: Legends, Lore, and Attractions in the Show Me State.” In addition to responding to listener calls, Yager shares thoughts on the big influence that small towns have across the state and what makes her book more than a travel guide.
Tourism-heavy towns often have a lot of AirBnBs per capita. Some towns, like Londonderry, are putting stricter rules in place on short-term rentals.Their goal, in large part, is to maintain housing for full-time residents — Vermont has a housing shortage, after all. But some short-term rental owners think the new rules are too strict and end up hurting the local economy.Vermont Public reporter Howard-Weiss Tisman shares an update on current debates over short-term rentals in southern Vermont towns. We also hear from Julie Marks, the founder and executive director of the Vermont Short Term Rental Alliance, the chair of Londonderry's housing commission Patty Eisenhauer, and Nate Lantieri of the Vermont Housing Finance Agency.Broadcast live on Monday, July 28, 2025, at noon; rebroadcast at 7 p.m.Have questions, comments or tips? Send us a message or check us out on Instagram.
Curious what happens when you mix Roman rooftop bars, a Vespa sidecar adventure, medieval towns, and the Umbrian countryside? Join host Katy Clarke as she shares her latest Italy trip report, revealing insider tips, plus unforgettable highlights from Rome, Naples, Orvieto and untold Urbino.Read the full episode show notes here > untolditaly.com/283NEW! - the Untold Italy app - DOWNLOAD FOR iOS • DOWNLOAD FOR ANDROIDThe app is FREE to download and check out our Milan guide and general travel content. Upgrade to PREMIUM for a one time fee to access Rome, Florence, Venice, Sorrento, Cinque Terre, Amalfi Coast, Capri, Ischia, Tuscany, Lake Como, Lake Garda, Veneto, Lombardy, Campania, Lazio, Puglia, Abruzzo, Calabria with much more to comeSupport the showJoin our mailing list and get our FREE Italy trip planning checklist - subscribe here | Join us on tour: Trip schedule | Discover our Trip Planning Services | Visit our online store | Follow: Instagram • Facebook • YouTube • Italy Travel Planning Community • Online travel assistantThe Untold Italy travel podcast is an independent production. Podcast Editing, Audio Production and Website Development by Mark Hatter. Production Assistance and Content Writing by the other Katie Clarke - yes there are two of us!
Arts and culture can help revitalise a once prosperous town - Featherston, Aotearoa's only Booktown and one of 23 worldwide, is the living proof.
Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment. The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply. Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states. Resources: Follow Hannah on Instagram Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education. Speaker 1 0:27 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:28 Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income. Keith Weinhold 3:29 Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now. Keith Weinhold 10:21 Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down. Keith Weinhold 11:23 Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace. Keith Weinhold 16:30 And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing. Keith Weinhold 20:29 How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional. Keith Weinhold 22:02 I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners. Keith Weinhold 23:51 coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it. Keith Weinhold 24:31 The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy? Keith Weinhold 25:03 Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866 Caeli Ridge 26:13 this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream. Keith Weinhold 26:31 Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat Hannah Hammond 26:48 you too. It's been so great to get to know you on this ship, and it's been a lot of fun, Keith Weinhold 26:51 and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that. Hannah Hammond 27:19 Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt. Keith Weinhold 27:44 That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that. Hannah Hammond 28:03 Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up Keith Weinhold 29:08 income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be. Hannah Hammond 29:23 So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore. Keith Weinhold 30:36 That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans Hannah Hammond 31:11 Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset. Keith Weinhold 32:26 So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here. Hannah Hammond 32:37 exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets. Keith Weinhold 32:56 Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you? Hannah Hammond 33:04 I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil. Keith Weinhold 33:04 This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that? Hannah Hammond 33:42 At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market. Keith Weinhold 34:27 Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you. Keith Weinhold 34:40 Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream. Speaker 3 35:33 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 35:56 You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866, Keith Weinhold 37:12 The preceding program was brought to you by your home for wealth, building, getricheducation.com.
In this episode of Reddit Readings, we cover a post from Reddit r/AskReddit. We hear the answers to "Redditor's who live in secluded towns, what is the darkest thing that happened in your town but is kept secret?" Learn more about your ad choices. Visit megaphone.fm/adchoices
Today’s podcast begins with some exciting and helpful updates (0:18), followed by a little bit of China/Asia/US news with Marco Rubio here in Kuala Lumpur, Malaysia (10:43). Then, after a short word about how impressed I am with our missionary friends here in Bangkok (21:08), we have a lengthy testimony time as I share a series of updates and stories from 22 years ago this week (24:00), followed by our Pray for China segment (and even more stories) right up to the end. (47:59) Welcome to China Compass on the Fight Laugh Feast Network! I'm your China travel guide, Missionary Ben. Follow and/or message me on Twitter/X (@chinaadventures) where I post (among other things) daily reminders to pray for China.You can also email me @ bfwesten at gmail dot com or find everything we are involved in at PrayGiveGo.us! First, a few quick updates: Pray4China.us is now an alternative to our usual domain: PrayforChina.us Chinacompass.vip takes you to our podcast home page on the Fight Laugh Feast network website: https://pubtv.flfnetwork.com/tabs/the-pub/podcasts/30293 PrayMo.org is Missouri’s dedicated Pray for China link. Please contact me if you want one for your state! (ie, OKSisterState.com) Not the Bee Makes My Point from Last Week https://notthebee.com/article/china-says-the-dalai-lama-must-follow-chinese-law-if-he-wants-to-reincarnate Rubio meets China's Wang Yi in Malaysia as trade tensions deepen https://www.channelnewsasia.com/east-asia/us-china-marco-rubio-wang-yi-meeting-asean-trade-tensions-5232851 A True Tale of Two Teenagers and Two Tibetan Towns https://chinacall.substack.com/p/a-true-tale-of-two-teenagers-and Pray for China cities of the week: https://chinacall.substack.com/p/pray-for-china-july-13-19-2025 Follow or subscribe to China Compass and leave a review on your favorite podcast platform. Don’t forget: Follow @chinaadventures on X, and find everything else @ PrayGiveGo.us. Luke 10, verse 2, the harvest is plentiful but the workers are few!
Ranking The Best Summer Towns In Massachusetts ft. Feitelberg Let us know what we missed in the comments below! Support our sponsors Gametime Download the Gametime app today and use code OUTNABOUT for $20 off your first purchase Stella Blue Use promo code OUTANDABOUT on Amazon or https://stellabluecoffee.com for 20% off orders of $25 or more Kraken Go to https://kraken.com/barstool to learn more Shopify Sign up for your one-dollar-per-month trial and start selling today at https://SHOPIFY.com/outandabout iTunes: https://podcasts.apple.com/us/podcast/out-about/id1534217005 Spotify: https://open.spotify.com/show/7rjGpD7sOD4zKOJ2eGXK2Q Follow us on... Instagram: @outandaboutpod, @barstoolpat, @joeycamasta Twitter: @OutAndAboutPod, @BarstoolPat, @JoeyCamasta TikTok: @outandaboutpod, @barstoolpat, @joeycamastaYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/outandabout
Nate and Danny break down the biggest news on the eve of free agency, including LeBron James finding another bump in the road in LA, Malik Beasley's legal troubles suddenly making the Pistons interesting players in free agency, the Rockets locking up Jabari Smith, Jr., a surprising Jazz/Hornets trade, and an even more surprising buyout of Deandre Ayton. Plus, we recap all the option and qualifying offer decisions of note and set the table for tomorrow.Setting the stage for free agency and nostalgia for midnight July 1st signings. 0:00LeBron James opts in—what does it mean for his future and the Lakers' strategy? 1:45Interpreting Rich Paul's statement and how LeBron's decision gives him trade flexibility. 2:20The Lakers' approach to asset management and competing timelines with Luka. 6:45Why LeBron might have more control through opting in vs free agency. 9:00Evaluating the odds of LeBron finishing 25-26 with the Lakers. 11:00Kyrie Irving ACL return—odds and considerations for 25-26. 14:06Dorian Finney-Smith declines option; what are the Lakers' options to bring him back? 16:53Houston's cap situation and fit for DFS. 18:56Jabari Smith Jr.'s extension—terms, upside for Rockets, and long-term implications. 21:51How Jabari's deal affects Houston's trade flexibility and potential star trades. 25:56Julius Randle's new 2+1 deal in Minnesota—fit, cap impact, and comparison to Towns. 30:21Malik Beasley under federal investigation—what it means for the Pistons. 35:28Detroit's shifting cap space plans and options on the wing. 38:04Nikhil Alexander-Walker's market and potential destinations. 39:49Simone Fontecchio's trade market. 40:51James Harden's new 1+1 contract with partial guarantee—structure and implications. 41:32Sam Amick reports LeBron and Lakers didn't discuss extensions—what does it mean? 47:16Utah sends Collin Sexton to Charlotte for Jusuf Nurkic—trade analysis. 48:00Why Utah made the move and what it means for their tanking effort. 50:00Sexton's fit in Charlotte and how this impacts their offseason approach. 55:04Deandre Ayton bought out in Portland—next steps and potential suitors. 58:00Ranking Ayton among free agent centers. 1:00:30Bobby Portis re-signs in Milwaukee—value analysis and cap context. 1:01:21Option decisions around the league: Jaylin Williams (OKC), Moe Wagner, Caleb Houstan, and others. 1:06:13Tribute to Bojan Bogdanović as he retires. 1:10:00OKC's Jaylin Williams deal—cap impact and backup center fit. 1:11:39Quentin Grimes seeking $25M annually—what's his market? 1:27:29Duncan Robinson declines ETO—what are Miami's options now? 1:31:27Wrap-up and preview of Day 1 of free agency. 1:34:00 Join Dunc'd On Prime! It's the only place to get every episode with Nate & Danny, plus every pod with John Hollinger & Nate as well! DuncdOn.SupportingCast.FMYou can get 35% off a year membership to Dunc'd On Prime in honor of the legendary Mock Offseason episode with code mockoffseason2025.Subscribe on YouTube to see our hilarious faces and, more importantly, see watch this free pod twice a week.Or, sign up for our FREE mailing list to get Dan Feldman's Daily Duncs with all the major topics around the league twice a week.
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