Podcasts about towns

9 - Towns and post offices applaud the Citizens Party by Australian Citizens Party

The History of Tower, Michigan (1900–1950) In this episode of End of the Road in Michigan, we travel to Cheboygan County to tell the story of Tower, a northern Michigan village built on timber and the railroad. At the turn of the 20th century, Tower was a booming lumber town — home to busy sawmills, the Stratton Handle Factory, and a thriving Main Street lined with shops, hotels, and saloons.But Tower's fortunes changed quickly. In 1911, a massive wildfire destroyed much of its industry and infrastructure. Just over a decade later, the Black River flooded, threatening to destroy the Tower Dam and washing out sections of railroad track. Through fire, flood, and economic decline, Tower adapted — from a bustling mill town to a quiet rural community.Using rare historical accounts, this episode traces the rise, trials, and survival of Tower, Michigan, from 1900 to 1950. It's a story echoed in small towns across the state — places built by the forest, changed by time, and held together by the people who stayed.

You ever heard somebody say “if the back of your neck is musty, you deserve to be alone”? Yeah… it's that kind of episode. The crew is cutting up, clowning on funky walks, and diving into some wild topics you won't hear anywhere else.We're talking:Why Birdman should've signed that prenup (and why Tony Braxton said, “I'm leaving here with something”).How a town in Arkansas is bringing back segregation vibes and why that's a slippery slope for us.The real about Black-owned businesses, bartering, and why Krispy Kreme never gets robbed (you gotta hear this one).It's comedy, culture, and chaos the perfect mix of barbershop talk and real talk. Tap in, laugh loud, and think harder.

In this episode Rick Kamla and Dr. A debate the "Career Year Theory" — a framework for identifying NBA players who are about to have the best season of their career and who to fade. We dive into: What exactly is a "career year"? Can it happen to players like Nikola Jokic who are already elite? Success & failure cases from past seasons Rick's list of 2024–25 career year candidates: Towns, Dyson, Hart, Franz, Powell, Suggs, PJ Washington, Grimes, Jerome Can they repeat it? Regress? Or level up even further? Who's primed to explode this upcoming season? BONUS: Quick Celtics win total segment Download the SportsEthos App on the APP Store and Google Play! FantasyPass now includes DAILY PROJECTIONS—perfect for DFS and head-to-head leagues. Join the Discussion on DISCORD for real-time advice and community support. Subscribe, Rate, and Review on Apple and Spotify for expert updates and tips!

Two new laws that passed in the Oregon Legislature are pushing the state toward what other countries have done to address housing: state-level zoning laws. As Sightline Institute reports, HB 2258 and HB 2138 seem to give the state much more authority and the power to override local zoning codes. Oregon has been making changes to zoning laws since 2017, and this new approach follows countries such as Japan and Australia. Micheal Andersen is the director of Cities and Towns at Sightline Institute. He joins us to share more on what these new laws could mean for the future of home development in the state.

Lissa & Justin audio

Welcome back to Seasoned Sessions! This episode, we talk about the Lionesses winning the Euros, a white-only community in Arkansas, and more. Get in touch with us at @seasonedsessionspod, @adaenechi, and @its_hanifahh. Have a great week!

Thinking about buying or selling a home in Maine in the next three months? In this video, I'll break down seven up-and-coming towns in Southern Maine that are quickly becoming hotspots for home buyers. Using verified data from Maine Listings, Maine.gov, Census reports, and local planning boards, you'll see why these towns are gaining momentum and how you can get ahead of the curve before prices rise.

Send us a text and chime in!Prescott's Mayor Goode, in his August 1 letter, discusses local events coming up in August, along with providing an update on the city's upcoming Primary Election and Council Meetings. The month of August will be a busy one. While Council meetings are paused until August 26th for a summer break, there is much City business taking place, including a primary election for Mayor and three Council seats. Council Members will attend the annual League of Cities and Towns conference in Scottsdale, where we will interact with colleagues from around the state, learn best practices, and represent our great City. Finally,... For the written story, read here >> https://www.signalsaz.com/articles/prescotts-mayor-goode-addresses-august-events-and-the-primary-election/Check out the CAST11.com Website at: https://CAST11.com Follow the CAST11 Podcast Network on Facebook at: https://Facebook.com/CAST11AZFollow Cast11 Instagram at: https://www.instagram.com/cast11_podcast_network

As part of a retired/covid activity, Jeff Rasley and his wife Alicia visited, photographed, and wrote about more than 200 Indiana towns.  Their reports are on his Facebook page, as well as at JeffreyRasley,com.  (Kokomo, Marion, Converse, Winona Lake, Clay City, Linton, Lawerenceburg, Tell City, West Baden and Princeton are mentioned.)

Fifty Missouri locales are featured in lifelong resident Caitlin Yager's new book, “Small Town Missouri: Legends, Lore, and Attractions in the Show Me State.” In addition to responding to listener calls, Yager shares thoughts on the big influence that small towns have across the state and what makes her book more than a travel guide.

Stu Watts chats with Tim Maxwell, who is a self-taught multi-instrumentalist, producer and mix engineer based in Melbourne, Australia. He first made his mark as the producer and frontman of the band Loser. Their debut album, Mindless Joy, was nominated for an Australian Music Prize in 2020, marking the start of Tim's career as a producer. The follow-up album, All The Rage, achieved over 1 million Spotify streams, with two singles added to national radio rotation. The album was also nominated for Best Punk Release at the 2022 AIR Awards.In January 2021, Tim founded Restless Noise, his own studio and business. Through Restless Noise, he has worked with a diverse range of local and emerging artists, helping them shape their sound and reach their creative potential. Driven by a desire to collaborate with larger artists, Tim expanded his experience by working with Wrangler Studios, where he continues to refine his skills and position himself for high-profile projects.Tim's growing reputation as a producer has led to opportunities with interstate bands, including Towns, Fangz, and Molly Rocket. Whether working in his own studio or collaborating with other artists, Tim remains committed to pushing creative boundaries and elevating the Australian music scene.Chapters:00:00 Intro/About Tim Maxwell02:21 What has changed over the past 3 years03:47 Working with interstate bands06:25 Rebranding and rebuilding Wrangler Studios07:30 Does the gear really matter?12:22 Make things sound good in the room13:21 Turning point moments16:12 Workflow improvements21:31 Don't compare yourself to others25:52 Does the mix translate everywhere?32:12 Inspiration/new habits34:42 What have you learnt about the music industry?38:23 Focus on enjoyment39:39 Advice to yourself from 3 years ago42:00 What continues to excite you?46:38 What Tim is focusing on in the near future47:34 Best bits of advice for producers/engineers and artists48:36 Conclusion/OutroHow you can support the podcast:⁠⁠⁠⁠Subscribe on YouTube⁠⁠⁠⁠Buy some merch⁠⁠⁠⁠Donate⁠⁠Follow on Instagram:⁠⁠⁠⁠What's That Sound?⁠⁠⁠⁠Stu Watts⁠⁠⁠⁠Tim Maxwell⁠⁠Stu Watts website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen to Tim's work on Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen to Stu's work on Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enquiries and suggestions: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast.whatsthatsound@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 

Tourism-heavy towns often have a lot of AirBnBs per capita. Some towns, like Londonderry, are putting stricter rules in place on short-term rentals.Their goal, in large part, is to maintain housing for full-time residents — Vermont has a housing shortage, after all. But some short-term rental owners think the new rules are too strict and end up hurting the local economy.Vermont Public reporter Howard-Weiss Tisman shares an update on current debates over short-term rentals in southern Vermont towns. We also hear from Julie Marks, the founder and executive director of the Vermont Short Term Rental Alliance, the chair of Londonderry's housing commission Patty Eisenhauer, and Nate Lantieri of the Vermont Housing Finance Agency.Broadcast live on Monday, July 28, 2025, at noon; rebroadcast at 7 p.m.Have questions, comments or tips? Send us a message or check us out on Instagram.

Boston City Councilor John FitzGerald wants neighboring cities and towns to do more to help Boston fund mental health and addiction resources.

New analysis has found that a nurse and a garda with a combined salary of €107,000 would be unable to afford a 3-bed semi-detached house in a number of Ireland's main commuter towns.Niall Hodgins, vice president of the Garda Representative Association, and Phil Ní Sheaghdha, general secretary of the Irish Nurses & Midwives Organisation, join The Last Word to discuss what this means for essential workers.Catch the full chat by pressing the 'Play' button on this page!

Curious what happens when you mix Roman rooftop bars, a Vespa sidecar adventure, medieval towns, and the Umbrian countryside? Join host Katy Clarke as she shares her latest Italy trip report, revealing insider tips, plus unforgettable highlights from Rome, Naples, Orvieto and untold Urbino.Read the full episode show notes here > untolditaly.com/283NEW! - the Untold Italy app - DOWNLOAD FOR iOS  •  DOWNLOAD FOR ANDROIDThe app is FREE to download and check out our Milan guide and general travel content. Upgrade to PREMIUM  for a one time fee to access Rome, Florence, Venice, Sorrento, Cinque Terre, Amalfi Coast, Capri, Ischia, Tuscany, Lake Como, Lake Garda, Veneto, Lombardy, Campania, Lazio, Puglia, Abruzzo, Calabria with much more to comeSupport the showJoin our mailing list and get our FREE Italy trip planning checklist - subscribe here | Join us on tour: Trip schedule | Discover our Trip Planning Services | Visit our online store | Follow: Instagram • Facebook • YouTube • Italy Travel Planning Community • Online travel assistantThe Untold Italy travel podcast is an independent production. Podcast Editing, Audio Production and Website Development by Mark Hatter. Production Assistance and Content Writing by the other Katie Clarke - yes there are two of us!

Arts and culture can help revitalise a once prosperous town - Featherston, Aotearoa's only Booktown and one of 23 worldwide, is the living proof. 

Collocations are two words that are very often seen together. In this English lesson I'll help you learn some very common English collocations that we use when talking about towns and cities. Let's go on a tour of my town and I'll help you learn as we go from place to place!In this English lesson you'll learn words like: close-knit community, community centre, public library, residential area, commercial area, industrial area, busy street, quiet street, small town, big city, and more!I hope you enjoy this free English class about town and city collocations, and I hope you enjoy the views along the way!Note: This is the audio portion of a Youtube English lesson which you can watch right here: https://www.youtube.com/watch?v=KLnH1HHzaho or by searching Youtube for, "Bob the Canadian Collocations"Support the show

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

Public media organizations in small towns and rural areas relied more heavily on funding from the Corporation for Public Broadcasting than their urban counterparts. Now that funding is rescinded, here's how two in Kansas and Missouri are planning for the future.

Two Virginia towns have voted to stop adding fluoride to their water supply, citing cost savings between $10,000 and $20,000 each year. Nationally, the Environmental Protection Agency said in April that it's begun a review of the practice's safety. Dave Cantor has more.

In this episode of Reddit Readings, we cover a post from Reddit r/AskReddit. We hear the answers to "Redditor's who live in secluded towns, what is the darkest thing that happened in your town but is kept secret?" Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out this preview of the overnight towns of RAGBRAI LII Orange City: https://ragbrai.orangecityiowa.com/ Milford: https://milfordragbrai.com/ Estherville: https://www.estherville.org/ragbrai-2025 Forest City: https://forestcityragbrai.com/ Iowa Falls: https://www.iowafallsragbrai.com/ Cedar Falls: https://www.cedarfallsragbrai.org/ Oelwein: https://www.oelweinragbrai.com/ Guttenberg: https://www.guttenbergragbrai.com/ Bicycle Routes (Road and Gravel): https://ridewithgps.com/.../JQNLW58UZh3fayHchyarukkc43M6Sv2U Support Routes: https://ridewithgps.com/.../WHqqOwt5YOuaxSeFoGEWZc2GdwJWkxjT Instructions for accessing the files and pdf downloads of the routes: https://ragbrai.com/ragbrai-lii-route-files/ RAGBRAI LII information: www.ragbrai.com Just Go Bike: https://ragbrai.com/justgobike/ Watch, or listen on our Just Go Bike YouTube channel. https://www.youtube.com/@JustGoBikePodcast Have a topic for a future episode? Message us at justgobikepodcast@gmail.com.

Laurie writes in, wanting to know whether the nuclear reactions which power Mars rovers means small nuclear reactors could power our towns and cities. Diving into this atomic adventure, James Tytko sought help from research associate at the energy policy group at Cambridge University, Simon Taylor... Like this podcast? Please help us by supporting the Naked Scientists

Today’s podcast begins with some exciting and helpful updates (0:18), followed by a little bit of China/Asia/US news with Marco Rubio here in Kuala Lumpur, Malaysia (10:43). Then, after a short word about how impressed I am with our missionary friends here in Bangkok (21:08), we have a lengthy testimony time as I share a series of updates and stories from 22 years ago this week (24:00), followed by our Pray for China segment (and even more stories) right up to the end. (47:59) Welcome to China Compass on the Fight Laugh Feast Network! I'm your China travel guide, Missionary Ben. Follow and/or message me on Twitter/X (@chinaadventures) where I post (among other things) daily reminders to pray for China.You can also email me @ bfwesten at gmail dot com or find everything we are involved in at PrayGiveGo.us! First, a few quick updates: Pray4China.us is now an alternative to our usual domain: PrayforChina.us Chinacompass.vip takes you to our podcast home page on the Fight Laugh Feast network website: https://pubtv.flfnetwork.com/tabs/the-pub/podcasts/30293 PrayMo.org is Missouri’s dedicated Pray for China link. Please contact me if you want one for your state! (ie, OKSisterState.com) Not the Bee Makes My Point from Last Week https://notthebee.com/article/china-says-the-dalai-lama-must-follow-chinese-law-if-he-wants-to-reincarnate Rubio meets China's Wang Yi in Malaysia as trade tensions deepen https://www.channelnewsasia.com/east-asia/us-china-marco-rubio-wang-yi-meeting-asean-trade-tensions-5232851 A True Tale of Two Teenagers and Two Tibetan Towns https://chinacall.substack.com/p/a-true-tale-of-two-teenagers-and Pray for China cities of the week: https://chinacall.substack.com/p/pray-for-china-july-13-19-2025 Follow or subscribe to China Compass and leave a review on your favorite podcast platform. Don’t forget: Follow @chinaadventures on X, and find everything else @ PrayGiveGo.us. Luke 10, verse 2, the harvest is plentiful but the workers are few!

Today’s podcast begins with some exciting and helpful updates (0:18), followed by a little bit of China/Asia/US news with Marco Rubio here in Kuala Lumpur, Malaysia (10:43). Then, after a short word about how impressed I am with our missionary friends here in Bangkok (21:08), we have a lengthy testimony time as I share a series of updates and stories from 22 years ago this week (24:00), followed by our Pray for China segment (and even more stories) right up to the end. (47:59) Welcome to China Compass on the Fight Laugh Feast Network! I'm your China travel guide, Missionary Ben. Follow and/or message me on Twitter/X (@chinaadventures) where I post (among other things) daily reminders to pray for China.You can also email me @ bfwesten at gmail dot com or find everything we are involved in at PrayGiveGo.us! First, a few quick updates: Pray4China.us is now an alternative to our usual domain: PrayforChina.us Chinacompass.vip takes you to our podcast home page on the Fight Laugh Feast network website: https://pubtv.flfnetwork.com/tabs/the-pub/podcasts/30293 PrayMo.org is Missouri’s dedicated Pray for China link. Please contact me if you want one for your state! (ie, OKSisterState.com) Not the Bee Makes My Point from Last Week https://notthebee.com/article/china-says-the-dalai-lama-must-follow-chinese-law-if-he-wants-to-reincarnate Rubio meets China's Wang Yi in Malaysia as trade tensions deepen https://www.channelnewsasia.com/east-asia/us-china-marco-rubio-wang-yi-meeting-asean-trade-tensions-5232851 A True Tale of Two Teenagers and Two Tibetan Towns https://chinacall.substack.com/p/a-true-tale-of-two-teenagers-and Pray for China cities of the week: https://chinacall.substack.com/p/pray-for-china-july-13-19-2025 Follow or subscribe to China Compass and leave a review on your favorite podcast platform. Don’t forget: Follow @chinaadventures on X, and find everything else @ PrayGiveGo.us. Luke 10, verse 2, the harvest is plentiful but the workers are few!

During Mike Brown's press conference as new head coach of the Knicks, he spoke about a number of different topics. One of them was Mitchell Robinson, Karl-Anthony Towns, the double big lineup and how Robinson & KAT are effective in their roles. We also take a look at what free agents NY should target and why the debate of LeBron V Michael Jordan really is not close... Troy Mahabir breaks all of this down! This clip is from a previous LIVE STREAM! If you want to view that entire stream and the original version of that video, please go here: https://youtube.com/live/58P8b4OdVOI?feature=share SHOW CHAPTERS: 00:00 - Intro 00:58 - Mike Brown Waiting For Full Coaching Staff Before Making Changes 03:06 - What Are The Knicks Looking For In Free Agency? 05:27 - Member Question: Marcus Smart To The Knicks? 07:55 - Subscriber Question: Lebron V MJ? Who Do You Got? 09:07 - Bulls MJ Terrorized The NBA During His Prime LISTEN NOW TO GET YOUR KNICKS FIX! Catch the latest special interviews, shorts, fan interactions, and more by following the show! Don't forget to turn on notifications so you don't miss another episode! Rather Watch the latest Knicks Recap episode? Catch us on YouTube here: https://www.youtube.com/@TheKnicksRecap Follow The Knicks Recap on all social media platforms! Twitter: https://twitter.com/TheKnicksRecap Instagram: https://www.instagram.com/TheKnicksRecap/ Reddit: https://www.reddit.com/u/TheKnicksRecap?utm_source=share&utm_medium=android_app&utm_name=androidcss&utm_term=1&utm_content=share_button Facebook: https://www.facebook.com/TheKnicksRecap/ Rather Listen to The Knicks Recap on a different platform? Catch us on ALL of your favorite streaming platforms: Apple Podcast: https://apple.co/3SKSl8o Spotify: https://spoti.fi/3QrEfr6 iHeart Radio: https://www.iheart.com/podcast/269-the-knicks-recap-a-new-yor-100895112/ Amazon Music: https://amzn.to/3QoZrOd Other Pod Channels: https://anchor.fm/the-knicks-recap Grab our MERCH featuring some of the graphics you've seen us create to take your Knicks fandom to the NEXT LEVEL: MAIN STORE: https://theknicksrecap.myspreadshop.com/ CashApp: $TheKnicksRecap Have a comment about the show, an interview, or a graphic idea? Reach out to The Knicks Recap on ALL SOCIAL MEDIA PLATFORMS!

A huge fire's broken out at an industrial estate in Strood - with smoke visible from miles away.Crews were called to the Viridor recycling centre on the Medway City Estate just before six this morning. Hear from a reporter at the scene and a man who works nearby.Also in today's podcast, a hosepipe ban has been announced for a large part of Kent as the hot weather puts pressure on supplies.South East Water say in recent weeks demand has increased to record levels for this time of year. We've been hearing from the Water Supply Director at the company.A car salesman has told us he could be forced to close his business in Sittingbourne after a wall collapsed onto a number of vehicles.Tom Bowles reckons the damage to his fleet of vehicles could reach £120,000 - he has been speaking to reporter Joe Crossley.The first electric aircraft of its kind has crossed the Channel to Kent.The two-seater plane touched down in Lydd before making the onward trip to Rochester Airport.A team of four pilots aged between 17 and 23 and involved in the project to reduce CO2 emissons and noise pollution.A Kent dad who plays in a Madness tribute band will honour his daughter by performing at a festival more than two years after her death.Caitlin Goodsell was aged just 17 when she passed away in 2023 - after being diagnosed with a complicated heart condition when she was just eight weeks old.Preston Summerfest in Canterbury is raising money for Demelza children's hospice.And in sport,  it's another pre-season friendly for Gillingham this weekend.They're hosting Reading at Priestfield tomorrow.

After two years of catastrophic floods, towns are still figuring out how to protect their infrastructure.

Ranking The Best Summer Towns In Massachusetts ft. Feitelberg Let us know what we missed in the comments below! Support our sponsors Gametime Download the Gametime app today and use code OUTNABOUT for $20 off your first purchase Stella Blue Use promo code OUTANDABOUT on Amazon or https://stellabluecoffee.com for 20% off orders of $25 or more Kraken Go to https://kraken.com/barstool to learn more Shopify Sign up for your one-dollar-per-month trial and start selling today at https://SHOPIFY.com/outandabout iTunes: https://podcasts.apple.com/us/podcast/out-about/id1534217005 Spotify: https://open.spotify.com/show/7rjGpD7sOD4zKOJ2eGXK2Q Follow us on... Instagram: @outandaboutpod, @barstoolpat, @joeycamasta Twitter: @OutAndAboutPod, @BarstoolPat, @JoeyCamasta TikTok: @outandaboutpod, @barstoolpat, @joeycamastaYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/outandabout

#10MinuteswithJesus ** Put yourself in the presence of God. Try talking to Him. ** 10 minutes are 10 minutes. Even if you can get distracted, reach the end. ** Be constant. The Holy Spirit acts "on low heat" and requires perseverance. 10-Minute audio to help you pray. Daily sparks to ignite prayer: a passage from the gospel, an idea, an anecdote and a priest who speaks with you and the Lord, inviting you to share your intimacy with God. Find your moment, consider you are in His presence and click play.

Caio Vassao es un arquitecto y consultor en temas de urbanismo sustentable en Brasil. El nos cuenta cómo se diseñó un proceso de consulta donde hay varios elementos a tener en cuenta como la gestión de la información, la transdisciplinaridad de los participantes, los juegos, la improvisación, la representatividad y la facilitación. Caio nos recomienda: Homo Ludens de Johan HuizingaFenomenología de la percepción de Maurice Merleau-PontyA patter language: Towns, Buildings, Construction de Christopher AlexanderEsta entrevista es parte de las listas: Políticas públicas y diseño, Gobierno y diseño, Democracia y diseño, Brasil y diseño y Juegos y diseño.

BT and Sal kick off their second hour in a heated debate over the Knicks' controversial hiring of Mike Brown. Sal, firmly against the decision, argues that Brown's resume – marked by short stints, past playoff failures, and even with LeBron James – makes him a questionable choice to lead the Knicks to a championship, especially compared to the recently fired Tom Thibodeau, who built a "sustained winner." BT, while acknowledging the risks, defends Brown, highlighting his success in Sacramento, his perceived ability to connect with modern players, and the need for a fresh, more offensively-minded approach to unlock the full potential of stars like Brunson and Towns, a dynamic that he believes Tibbs failed to address.

Chief Executive Andrew Carter is joined by Tom Aubrey, Founder of Credit Capital Advisory and Visiting Senior Fellow at LSE, and Maurice Lange, Analyst at Centre for Cities. Drawing on Tom's knowledge of financing housing and infrastructure in the UK they discuss how to deliver projects at the scale of a new town, looking at the organisation and coordination of a project as well as the funding.

I had to laugh when NBC News' Ryan Nobles' relayed Senator Rand Paul's reaction to Alaska Senator Lisa Murkowski's caving directly to her face. Why?Well, for one, she had that "raccoon when the light comes on" look; for another, sh elicited a response so on-brand with "America First," MAGA and the kind of voter the GOP corrals on the regular ... the "I gots mine" crowd. That said, I opted to go the "well, let's look at what's good in the bill" route, and even then, found that all that glitters ain't gold.The "no tax on overtime" part, for example. A. it sunsets. B. it might benefit 2% of U.S. households and C. "very few will see significant gains." Like $10 per year. That's not going to overcome healthcare costs going up with all the Medicaid cuts coming. The $1000 'Trump accounts' for babies is another shimmery "nothing nugget." Its benefits are - surprise - skewed to the wealthy. Okay, what about the 'no tax on tips' carve-out? A. it's capped at $25,000, and B. "would primarily benefit higher-income tipped workers, mostly because those who make less than the standard deduction already owe no federal income tax."------In Georgia, particularly rural MAGA Georgia, the 'Big Beautiful Bill' is whacking those voters' economic prospects, too. Towns like Cedertown had clen energy manufacturing coming their way. Now paused. Then there are the looming Medicaid cuts and the impact they'll have on the lives of Georgia mothers. Dr. Carey Perry's op/ed in the AJC relayed just how vital Medicaid is to nearly half of all Georgia births and how losing preventative healthcare sources will be deadly for mothers. "Loss of this coverage would almost certainly negate the efforts that continue to be made to prevent the loss of life. Medicaid is essential to our progress in combating maternal death."But hey, Lisa Murkowski got some goodies for the 740,000 people who live in Alaska. There are ninety or more COUNTIES with more people living in them than Alaska, but Lisa took care of her folks. The rest of us?

Returning guest Deborah Harsen shares the highlights from her sixth UK adventure, exploring the east coast from London to Edinburgh by train with her husband while sharing practical tips and magical moments from their journey.• Deborah's lifelong love of the UK began with Twiggy and her grandmother reading Jane Austen to her• Train travel shaped their itinerary along England's east coast with stops in London, York, Whitby, Newcastle, Alnwick, and Edinburgh• Deborah splurged on special accommodations, including the Royal Horse Guards Hotel and The Cookie Jar in Alnwick• Private tour with archaeologist Alex Iles through Lindisfarne and Bamburgh Castle was the trip highlight• Billy Shiel's boat tour to the Farne Islands provided close encounters with puffins, arctic terns, and seals• The Old York Tea Room in Goodramgate offers cream tea that Deborah rates as better than Betty's• Magical unplanned moments included witnessing sunset and sunrise over Whitby Abbey from their hotel room• For returning UK visitors, Deborah recommends exploring beyond London and trying different transportation modesIf you enjoy our podcast and want us to continue providing free UK travel information, please consider becoming a supporter. You can make a one-off donation or sponsor us monthly, like Deborah. Visit the link in our show notes to help us keep the podcast going.⭐️ Guest - Deb Harsen

Nate and Danny break down the biggest news on the eve of free agency, including LeBron James finding another bump in the road in LA, Malik Beasley's legal troubles suddenly making the Pistons interesting players in free agency, the Rockets locking up Jabari Smith, Jr., a surprising Jazz/Hornets trade, and an even more surprising buyout of Deandre Ayton. Plus, we recap all the option and qualifying offer decisions of note and set the table for tomorrow.Setting the stage for free agency and nostalgia for midnight July 1st signings. 0:00LeBron James opts in—what does it mean for his future and the Lakers' strategy? 1:45Interpreting Rich Paul's statement and how LeBron's decision gives him trade flexibility. 2:20The Lakers' approach to asset management and competing timelines with Luka. 6:45Why LeBron might have more control through opting in vs free agency. 9:00Evaluating the odds of LeBron finishing 25-26 with the Lakers. 11:00Kyrie Irving ACL return—odds and considerations for 25-26. 14:06Dorian Finney-Smith declines option; what are the Lakers' options to bring him back? 16:53Houston's cap situation and fit for DFS. 18:56Jabari Smith Jr.'s extension—terms, upside for Rockets, and long-term implications. 21:51How Jabari's deal affects Houston's trade flexibility and potential star trades. 25:56Julius Randle's new 2+1 deal in Minnesota—fit, cap impact, and comparison to Towns. 30:21Malik Beasley under federal investigation—what it means for the Pistons. 35:28Detroit's shifting cap space plans and options on the wing. 38:04Nikhil Alexander-Walker's market and potential destinations. 39:49Simone Fontecchio's trade market. 40:51James Harden's new 1+1 contract with partial guarantee—structure and implications. 41:32Sam Amick reports LeBron and Lakers didn't discuss extensions—what does it mean? 47:16Utah sends Collin Sexton to Charlotte for Jusuf Nurkic—trade analysis. 48:00Why Utah made the move and what it means for their tanking effort. 50:00Sexton's fit in Charlotte and how this impacts their offseason approach. 55:04Deandre Ayton bought out in Portland—next steps and potential suitors. 58:00Ranking Ayton among free agent centers. 1:00:30Bobby Portis re-signs in Milwaukee—value analysis and cap context. 1:01:21Option decisions around the league: Jaylin Williams (OKC), Moe Wagner, Caleb Houstan, and others. 1:06:13Tribute to Bojan Bogdanović as he retires. 1:10:00OKC's Jaylin Williams deal—cap impact and backup center fit. 1:11:39Quentin Grimes seeking $25M annually—what's his market? 1:27:29Duncan Robinson declines ETO—what are Miami's options now? 1:31:27Wrap-up and preview of Day 1 of free agency. 1:34:00  Join Dunc'd On Prime! It's the only place to get every episode with Nate & Danny, plus every pod with John Hollinger & Nate as well! DuncdOn.SupportingCast.FMYou can get 35% off a year membership to Dunc'd On Prime in honor of the legendary Mock Offseason episode with code mockoffseason2025.Subscribe on YouTube to see our hilarious faces and, more importantly, see watch this free pod twice a week.Or, sign up for our FREE mailing list to get Dan Feldman's Daily Duncs with all the major topics around the league twice a week.

We start with the Supreme Court supporting parts of the Trump Administration's policies. New data shows Americans are cutting back on their spending. For the first time, a migrant family is suing  because of ICE's arrest policy. President Trump plans to spend the weekend pressuring senate republicans to pass his domestic policy bill. Plus, CNN has ranked America's best towns. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome back to the show! Today the Cult of Conspiracy teams up with the Occult Rejects to discuss the cursed Dudley town, interdimensional portals, the witch trials and so much more!

Tired of fighting for scraps in competitive urban markets? In this powerhouse throwback episode, Chris sits down with Sam Hopkins, a Virginia-based investor who's quietly CRUSHING IT in overlooked rural markets. Since 2020, Sam has scaled his operation from wholesaling to flipping and long-term rentals—by mastering how to uncover deals where most investors aren't even looking.Here's what you'll learn from Sam:How to find profitable deals in rural areas under 100,000 populationUsing paid and free strategies to source properties from MLS, wholesalers, and referralsRaising private capital to fund dozens of flips a yearHow to decide whether to wholesale, flip, or hold a deal for long-term gainsLeveraging appreciation and depreciation—not just cash flow—for sustainable wealthResources Mentioned:Rich Dad Poor Dad and Cashflow Quadrant by Robert KiyosakiThe Profit TV show with Marcus LemonisConnect with Sam:Email: samhopkins@donedealhomebuyers.comFacebook: Sam Hopkins (Profile picture: Skydiving; Cover photo: TV commercial)HIT CHRIS UP: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

ICYMI: Hour One of ‘Later, with Mo'Kelly' Presents – Thoughts on the Los Angeles Dodgers disappointing pledge to support immigrant communities…PLUS – A look at the “most dangerous US college towns AND Riverside, California's plan to implement drones to crack down on the use of illegal fireworks - on KFI AM 640…Live everywhere on the iHeartRadio app & YouTube @MrMoKelly

Harold Phifer is a perfect example of why I started this show. His life has taken him from MSto being an air traffic controller to spending time in Iraq and Afghanistan now he's with us as an accomplished author, and you would believe how he got there.Where he'd like to be found:Website: https://riseandread.com/Facebook: https://www.facebook.com/HaroldPhifer2024Instagram: https://www.instagram.com/haroldphifer2024/TikTok: https://www.tiktok.com/@hephifer6Origin of Pen NameQ1 When did you know you wanted to be a writer?  Knew at 14 acted decades laterQ2 What do you wish you had known when you first started out? Business, MarketingScam AlertQ3 What's your goto order at your favorite hometown restaurant? Favorite Burger and FriesQ4 What are you curious about? Towns and people“Propelling” peopleQ5 What should I ask you that I didn't know enough to ask? Original way of breaking writer's block What's urban fiction?Q6 If you could create a new holiday, what would it commemorate?The Greatest Muhammad Ali 

In 1996 a man in a small mountain town in Hebei Province, China was suffering from an illness that even doctors couldn't diagnose, someone had heard that Falun Dafa might help, the man learned Dafa and his illness was removed. Dafa began to spread through the area. Here are some of the stories of how […]

In episode 1873, Jack and Miles are joined by co-host of Stuff They Don't Want You To Know & Ridiculous History, and the new co-host of Wrongful Conviction, Ben Bowlin, to discuss… Trump Needs TV To Learn About America’s Threats, Tim Walz - DEMS NEED TO BULLY THE SHIT OUT OF TRUMP, Spielberg’s Next Movie is Going to Be The First Big Alien Movie Post UAP Disclosures, Oreo’s Parent Company Is Taking Aldi To Court and more! The conservative wave is hobbling Pride celebrations across the country. But in some small towns, the party’s just getting started. Gabbard Wants Fox Hosts to Feed Trump Top Secret Intel: ‘Doesn’t Read’ Tim Walz Tells Democrats to 'Bully the S***' Out of Donald Trump Oreo maker Mondelez sues Aldi, alleging chain copies packaging to confuse shoppers Lawsuit accuses Aldi of copying others' packaging: See for yourself The Maker of Oreo and Cadbury Dairy Milk Has Been Fined $366 Million. Here’s Why Nabisco factory in New Jersey closing after 63 years Grocer Aldi to add 800 of its discount stores across US as Americans feel pinch of high food prices EU Commission fines Oreo maker Mondelez 337.5 million euros for blocking cross-border sales Mondelez selling part of its gum business for $1.35B LISTEN: Ace Trumpets by ClipseSee omnystudio.com/listener for privacy information.

The guys continue their Pistons' target list conversation, wondering if Trajan Langdon should attempt to trade for Karl-Anthony Towns from the Knicks.

Munaf Manji and Mackenzie Rivers talk NBA playoff betting. The guys also give out best bets. This episode of RJ Bell's Dream Preview: NBA Playoff Edition with Munaf Manji and Mackenzie Rivers provides an in-depth analysis of two critical NBA playoff matchups: Knicks vs. Pacers Game 4 and Thunder vs. Timberwolves Game 5. The conversation opens with a reflection on Game 3, where the Knicks overcame a 20-point deficit to win. This turnaround stemmed from strategic adjustments—starting Mitchell Robinson and bringing Josh Hart off the bench—allowing New York to clamp down on Indiana's offense. Jalen Brunson struggled with foul trouble and inefficiency, contributing just six field goals on 18 attempts and a single assist. Despite his limited impact, the Knicks held Indiana to only 42 second-half points, a stark contrast to the Pacers' usual offensive rhythm. Hart's late-game rebounds and composure at the free-throw line stood out, and Towns' fourth-quarter scoring lifted the team to its first win of the series. Mackenzie discussed RJ Bell's "fourth quarter win share," an advanced stat favoring teams with strong late-game control, suggesting the Knicks had been more dominant across multiple quarters despite their earlier losses. Looking to Game 4, the hosts note the Pacers as 2.5-point home favorites with a 220.5 total. Mackenzie and Munaf favor the Knicks and the under, emphasizing that a defensive-focused Knicks approach correlates strongly with low-scoring games. Brunson's role is expected to shift toward playmaking, reducing his shot volume. His under 29.5 points prop is Mackenzie's best bet, backed by historical splits where he's gone under this line 20 times versus 19 overs. Meanwhile, Towns is averaging over 25 points and 11 rebounds per game in the series and is projected to exceed both point and rebound props. Transitioning to the Thunder-Timberwolves series, OKC leads 3-1. Game 3 saw a dominant Timberwolves blowout, but OKC rebounded in Game 4 behind Shai Gilgeous-Alexander's 40-point near triple-double and key support from Jalen Williams and the bench. SGA's leadership was pivotal—his late-game assists demonstrated poise under pressure. Mackenzie praised SGA's situational IQ and contrasted it with Anthony Edwards' passive play. Edwards is averaging only 17 FGA per game, the lowest of his postseason career, and scored just 24 PPG despite efficient shooting. Postgame, he deflected criticism, saying he didn't struggle because he didn't take enough shots. Mackenzie critiqued this mindset, calling for Edwards to embrace higher usage when it matters most. With SGA elevating his impact and Edwards retreating, Mackenzie believes the Thunder's edge in leadership and strategy is decisive. In Game 5, OKC is an 8.5-point favorite. Munaf's best bet is the Thunder team total over 114.5, citing strong home scoring trends. SGA's over 6.5 assists is another key angle, supported by three overs in four games and an average of 8.5 APG. The Thunder have shot below their season average from three, suggesting positive regression is likely at home. Mackenzie projects a potential 120–102 OKC win and predicts they'll close the series. The hosts close with futures discussion, noting the NBA's growing parity. The Thunder are +225 favorites for next season, while teams like the Knicks, Pacers, Cavs, and Wolves range from 8/1 to 12/1. Mackenzie emphasizes the historical rarity of such dispersed odds beyond the top team. He speculates Giannis may be traded, naming the Knicks and Rockets as possible destinations. He lauds Sam Presti's roster-building and envisions OKC as a possible dynasty. In conclusion, Munaf and Mackenzie agree the Finals might be lopsided but promise strong betting value through derivatives and props. Learn more about your ad choices. Visit megaphone.fm/adchoices

FREE WORD SEARCH and CROSSWORD for this episode: https://weirddarkness.com/LuridLocationsSome places don't just feel haunted — they attract the unexplained like a magnet, drawing in ghosts, UFOs, curses, and creatures that defy logic and lurk just beyond the veil of reality.Join the DARKNESS SYNDICATE: https://weirddarkness.com/syndicateABOUT WEIRD DARKNESS: Weird Darkness is a true crime and paranormal podcast narrated by professional award-winning voice actor, Darren Marlar. Seven days per week, Weird Darkness focuses on all thing strange and macabre such as haunted locations, unsolved mysteries, true ghost stories, supernatural manifestations, urban legends, unsolved or cold case murders, conspiracy theories, and more. On Thursdays, this scary stories podcast features horror fiction along with the occasional creepypasta. Weird Darkness has been named one of the “Best 20 Storytellers in Podcasting” by Podcast Business Journal. Listeners have described the show as a cross between “Coast to Coast” with Art Bell, “The Twilight Zone” with Rod Serling, “Unsolved Mysteries” with Robert Stack, and “In Search Of” with Leonard Nimoy.DISCLAIMER: Ads heard during the podcast that are not in my voice are placed by third party agencies outside of my control and should not imply an endorsement by Weird Darkness or myself. *** Stories and content in Weird Darkness can be disturbing for some listeners and intended for mature audiences only. Parental discretion is strongly advised.IN THIS EPISODE: From haunted houses and cursed lakes to mysterious roads where ghostly figures appear out of thin air, our planet is home to some truly chilling locations. (Lurid Locations, Spooky Spots, and Paranormal Places) *** How could a person seemingly burst into flames without any external ignition source? We'll look at the chilling story of Mary Reeser and others like her, that continue to baffle and intrigue both scientists and the public, leaving us to ponder the true nature of what has been termed “spontaneous human combustion.” (The Bizarre Phenomenon of Spontaneous Human Combustion) *** The remains of nearly a dozen sex workers were carelessly discarded in the New Mexico desert between the years of 2001 and 2005. And today it is still not known who is responsible. (Unsolved: The West Mesa Bone Collector) *** Have you seen the mischievous spirits of Tinker Swiss Cottage or met Galena's Lady in Black? Perhaps you've had a run-in at DeKalb's Egyptian Theatre? These are all areas within a short distance of each other, northwest of Chicago, that can give the Windy City spooks a run for their money. (Rock River's Residual Revenants)CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Dedication Of This Episode To Paul Spangler00:01:23.934 = Lead-In00:03:04.406 = Show Open00:05:01.575 = Lurid Locations, Spooky Spots, and Paranormal Places00:31:07.265 = The West Mesa Bone Collector00:37:43.525 = Spontaneous Human Combustion00:48:37.279 = Rock River's Residual Revenants01:08:30.909 = Show CloseSOURCES AND RESOURCES FROM THE EPISODE…***If you have an information regarding the West Mesa murders, Albuquerque CrimeStoppers is still offering a $100,000 reward. Call (505)768-2450 or Crime Stopper at (505)843-STOP.*** “The West Mesa Bone Collector” by Kelsey Christine McConnell for The-Line-Up.com:https://weirddarkness.tiny.us/yckux8v6“Lurid Locations, Spooky Spots, and Paranormal Places” by Marcus Lowth for UFOInsight.com,https://weirddarkness.tiny.us/mty2p4eb“The Bizarre Phenomenon of Spontaneous Human Combustion” by Rachel Elizabeth for The-Line-Up.com:https://weirddarkness.tiny.us/3a4vdzue“Rock River's Residual Revenants” by Jim Taylor for the Northwest Quarterly: https://weirddarkness.tiny.us/mr6k3hwmDedication Of This Episode To Paul Spangler: https://www.facebook.com/paul.spangler1/,https://www.facebook.com/cryptdaddy/=====(Over time links seen above may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.=====Originally aired: July 04, 2024EPISODE PAGE at WeirdDarkness.com (includes list of sources): https://weirddarkness.com/LuridLocations

The Ringer's Bill Simmons is joined by Zach Lowe to react to the Knicks-Celtics and Nuggets-OKC playoff games on Monday (2:53). Then, Bill and Zach discuss the careers of Karl Anthony-Towns and Kristaps Porzingis (49:39). Host: Bill Simmons Guest: Zach Lowe Producers: Chia Hao Tat and Eduardo Ocampo This episode is brought to you by Degree Deodorant. Grab the original Cool Rush at Walmart or Target today. The Ringer is committed to responsible gaming. Please visit www.rg-help.com to learn more about the resources and helplines available. Learn more about your ad choices. Visit podcastchoices.com/adchoices