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Another Government curriculum refresh is aiming to give school kids more grasp of money management. The Education Minister's making financial literacy a compulsory topic for Years 1 to 10. The Government's teaming up with financial organisations, banks, and charities for lessons on investment and taxes. Banqer CEO Simon Brown told Mike Hosking that on an international level, we don't stack up too badly, but there's a wide variety in the level of financial education given by schools. He says that some schools do a great job delivering to all students, but in others financial education is completely lacking, and as a result, student preparedness is left up to chance. Brown believes a lot of people appreciate the importance and value of financial education, so to see this plan come to fruition is an exciting step. LISTEN ABOVE See omnystudio.com/listener for privacy information.
In this episode of It's Never About Money, I am joined by Simon Brown, co-CEO of Banqer. Banqer is a leading financial education platform that has reached over half a million school students across Australasia. In his role, Simon combines his deep passion for finance, technology, and education to empower teachers and elevate students' financial literacy and overall well-being. In our conversation, we dive into the challenges and triumphs of teaching financial literacy in the digital age, with Banqer leading the way in making financial education both accessible and engaging in schools. We also explore the profound connection between financial literacy and well-being, and the on-going need for financial education for adults. I hope you enjoy this fascinating conversation with Simon! FIND OUT MORE: Follow Banqer on Facebook: https://www.facebook.com/banqer/ Connect with Banqer on LinkedIn: https://www.linkedin.com/company/banqer/ Follow Banqer on YouTube: https://www.youtube.com/channel/UCRN7tvLrE6SVbSK9NQ48Wzg Visit their Website: https://banqer.co/au ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/ It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
Hannah has been involved with many initiatives ranging from the Student Volunteer Army during the Christchurch Earthquakes, Entre and startups Indigo & Iris, Little Yellow Bird and now Banqer. Hannah is someone who has had a proactive approach to look out for opportunities. We talk about all of those but also take in her childhood and early years, getting involved in many different activities as well as her journey to discover more of her whakapapa and learning of te reo Māori. Links to other episodes and companies mentioned: Student Volunteer Army: https://www.sva.org.nz Indigo & Iris: https://indigoandiris.com Little Yellow Bird: https://www.littleyellowbird.com Banqer: https://banqer.co/nz Entre: https://www.entre.co.nz/ The episode with Kaila Colbin mentioned during conversation: https://theseeds.nz/podcast/kaila-colbin-on-values-leadership-and-founding-boma-nz/ The episode with Samantha Jones on Little Yellow Bird https://theseeds.nz/podcast/samantha-jones-on-sustainable-fashion-and-founding-social-enterprise-little-yellow-bird/ On Braided Rivers https://theseeds.nz/articles/braided-river-reflection/ For more content visit www.theseeds.nz
We sit down with Simon Brown, Co-CEO of Banqer, to delve into the state of financial literacy in New Zealand and beyond. Simon shares his expertise on how Banqer is revolutionising financial education through its innovative online platform, which simulates real-world financial scenarios. The Money Month Challenge is a free two-week online challenge to help you build your financial capability, confidence and ultimately well-being! Register now! The challenge starts on the 12th of August and runs for two weeks. Everyone in Aotearoa New Zealand is welcome to register. Sign up with your colleagues, whānau, friends or community group. Learn as you play and compete to win over $7,000 worth of prizes thanks to our Partner and sponsor Partners Life: https://banqer.co/nz/money-month This episode is proudly sponsored by Partners Life: https://www.partnerslife.co.nz/ For more money tips follow us on: Facebook Instagram LinkedIn TikTok YouTube The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Episode Three - Kendall Flutey The Fresh Moni podcast welcomes Kendall Flutey, the Co-CEO of Banqer. Banqer is the financial education platform whose mission is to prepare the next generation for their financial future. Join us as we discuss Kendall's story and the origin story of Banqer, how to run and fund a tech business and of course, personal finance!
For open banking to really grab people's attention the focus needs to be on the services it can enable, rather than the technology behind it, says Andrew Dentice.In the latest episode of interest.co.nz's Of Interest podcast, Dentice, a technology lawyer and partner at HudsonGavinMartin, discusses the data sharing that enables open banking, what open banking actually is, why progress towards it has been slow in New Zealand, what's going on with open banking overseas, the threat and opportunity of open banking for banks, the benefits of it for consumers, and more.One of the points he makes is consumers need to be put at the heart of it."If you're talking about APIs [application programming interfaces] and bank account information, it's not exactly the most sexy conversation to be having," Dentice says. "We have to put the consumer front and centre, have a look at some of these really amazing use cases that are starting to come out, and get people excited about it. And then that drives the [banking] industry to do more as well." "I think you've almost got to separate the open banking technology itself from the stuff that it enables," says Dentice."That technology itself is actually not that exciting as a consumer. APIs have been around for years. As a consumer, I don't really see that. What I see is the cool new app, the Sharesies, the Monzo, the Wise in market, that when I go and use it gives me a really fantastic, brand new experience.""We're never going to get people excited with the underlying tech around open banking. We're going to get them excited around the use cases that it's driving. So it's kind of an enablement layer rather than new technology in itself," Dentice says.Asked what the banking experience might look like for consumers in five to 10 years time if open banking really takes off in NZ, Dentice says better, more competitive, more interesting product offerings would be a great outcome."I would hope that there's a range of new, great, innovative New Zealand fintechs that are able to drive their business models off the back of this. I'd also hope that the great companies from overseas see New Zealand as a market that they want to enter. There's some larger [overseas] fintechs like Revolut and others coming into the market. I think if we have that open banking framework all up and running, then it makes New Zealand a much more likely place [where] the big players will come in and offer more competition."He also thinks service from incumbent banks could be better and more competitive."I saw recently HSBC basically launched a competitor to Wise in that FX [foreign exchange] space. So there's the fintechs kind of coming in cutting [banks'] lunch, and then the banks' trying to cut the lunch back.""And then I think digital first financial services means that people just have a better understanding of their money, their financial position. Financial literacy is really important. There's some great fintechs who are doing things with kids in that space, like SquareOne and Banqer.""So there's a societal benefit to it, as well as a pure kind of competition and innovation benefit as well," Dentice says.*You can find all episodes of the Of Interest podcast here.
Kendall Flutey is on a mission to help create a better future for kids all over the world. As the founder of financial literacy software Banqer, Kendall is focusing her ambition for good in a bid to empower the next generation towards a future of financial wellbeing. Combining unbridled passion, a generous spirit and tenacious business acumen, Kendall is a force to be reckoned with in the entrepreneurial space. She joins Jane Yee to discuss what it means to be intentional in all areas of life and share wisdom from her journey that can benefit us all. Stay tuned for our upcoming episodes each Monday: 12th February - Louis Davis on modern fatherhood 19th February - Nico Porteous on the process of performance 26th February - Sarah Hirini on growth and leadership A Kiwibank series in collaboration with The Spinoff Podcast Network. Learn more about your ad choices. Visit megaphone.fm/adchoices
Kendall Flutey is on a mission to help create a better future for kids all over the world. As the founder of financial literacy software Banqer, Kendall is focusing her ambition for good in a bid to empower the next generation towards a future of financial wellbeing. Combining unbridled passion, a generous spirit and tenacious business acumen, Kendall is a force to be reckoned with in the entrepreneurial space. She joins Jane Yee to discuss what it means to be intentional in all areas of life and share wisdom from her journey that can benefit us all. Stay tuned for our upcoming episodes each Monday: 12th February - Louis Davis on modern fatherhood 19th February - Nico Porteous on the process of performance 26th February - Sarah Hirini on growth and leadership A Kiwibank series in collaboration with The Spinoff Podcast Network.
Kendell Flutey, co-founder and director of financial education platform Banqer, shares about the importance of the physicality of money, and explains the three jar method, a way of helping kids manage their money. This is a quick bite from our previous episode 'Kids & Money with Kendell Flutey from Banqer'. They talk about the different stages of financial education, from preschool to high school, and how parents can guide and engage in these conversations. Brought to you by Sharesies, with BusinessDesk. Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. Shared Lunch is not financial advice. We recommend talking to a licensed financial adviser. You should review relevant product disclosure documents before deciding to invest. Investing involves risk. You might lose the money you start with. Content is current at the time.See omnystudio.com/listener for privacy information.
Kendell Flutey, co-founder and director of financial education platform Banqer, joins Sharesies' co-founder Brooke Roberts in the third episode of our "Kids & Money" summer series. They talk about the different stages of financial education, from preschool to high school, and how parents can guide and engage in these conversations. This includes why it's important to have conversations that are right for the child's age. How to encourage understanding of financial terms. Being mindful of what might influence a child's outlook. And most importantly, how to learn together. 00:02 Introduction 00:47 Getting to Know Kendall & Banqer 03:25 Lessons Learned from Teaching Kids About Money 05:25 The Impact of Technology on Financial Education 07:17 Starting the Money Conversation with Kids 11:18 Financial Education for Different Age Groups - Preschool / Kindy 13:50 Primary / Intermediate Age 19:28 High School Age 21:49 Understanding the Danger of Debt & Consumer Culture 23:33 Where is This Generation of Kids at With Money? 29:43 Conclusion and Final Thoughts In this special "Kids & Money" summer series, hosted by Sharesies' co-founder Brooke Roberts, we offer a series of conversations about how to engage kids in making decisions about money. We cover everything from ways to maintain their interest, to lessons about investing that they can use throughout their lives. Ultimately, we believe encouraging good habits with money from a young age will help create positive change in our community. Brought to you by Sharesies, with BusinessDesk. Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. Shared Lunch is not financial advice. We recommend talking to a licensed financial adviser. You should review relevant product disclosure documents before deciding to invest. Investing involves risk. You might lose the money you start with. Content is current at the time.See omnystudio.com/listener for privacy information.
In our fourth episode of Biz Bites, I'm joined by Kendall Flutey, the dynamic co-founder of Banqer, an innovative platform revolutionizing financial education for the younger generation. I don't know about you, but I learned nothing about money growing up... Kendall is working to change that! We chatted the essentials of instilling financial literacy in young people, the journey of overcoming startup hurdles, and the art of cultivating a purpose-driven business. Kendall is well known for her groundbreaking work in financial education and I'm so delighted she has shared her unique insights and strategies with me. Our Biz Bites segment showcases trailblazing entrepreneurs who are making a significant impact with their ventures, focusing on their areas of expertise that can help you build your business. Expect no long introductions or unnecessary filler (well, not much), just straight-to-the-point, valuable insights designed to help you grow! Find Banqer here. Find us online: Brianne: www.briannewest.com Instagram TikTok YouTube Incrediballs: incrediballs.com Instagram TikTok Business, but Better (the FREE education hub for founders & entrepreneurs): www.businessbutbetter.co TikTok Instagram Our sister podcast is called 'Now, That's What I Call Green'.
Welcome to No Fear November! I'm Brianne West, and in this episode we're talking fear... of failure and judgement mostly. Which all entrepreneurs will be familiar with. It's not just me chatting, we've also got Simran Kaur of Girls that Invest, Kendall Flutey of Banqer, Brooke Roberts of Sharesies, Simon Coley from Karma Drinks and Elliot Midalia from Boody sharing their thoughts too. If your knees are knocking at the thought of your next big move, or the media's mean streak (hear you), I'm here to say: Who the hell cares? In a century, we'll all be forgotten, so why not give it a crack? Remember, todays news, is tomorrow's fish & chip paper. So join me, and let's turn 'No Fear November' into a year-long revolution! Find us online: Brianne: www.briannewest.com Instagram TikTok YouTube Incrediballs: incrediballs.com Instagram TikTok Business, but Better (the FREE education hub for founders & entrepreneurs): www.businessbutbetter.co TikTok Instagram Our sister podcast is called 'Now, That's What I Call Green'.
In this podcast conversation, Richard Milroy discusses financial education and its importance with Kendall Flutey, the founder of Banqer, a financial education platform aimed at teaching kids about money. The goal of Banqer is to equip the next generation with the skills and knowledge they need to make informed financial decisions. They believe in starting early with financial education to build positive behaviors and patterns. Banqer provides software for schools, both primary and secondary, in New Zealand and Australia. Their platform creates a gamified and experiential environment for students to learn about money management, budgeting, investing, and other financial skills. They focus on improving financial literacy, building financial capability, and boosting financial confidence among students. By preparing young people for their financial future, Banqer aims to bridge the gap in financial knowledge and empower them to make better financial decisions as adults. Kendall Flutey, the founder of Banqer, shares her background and insights about financial education. She discusses the challenges of navigating financial conversations and behaviors, particularly among marginalized communities, women, and indigenous populations. The conversation touches on the psychology of money, societal expectations, and the impact of colonization on financial knowledge. Kendall also emphasizes the importance of discussing money openly, teaching children about financial concepts, and encouraging them to develop healthy financial habits from an early age. The discussion concludes with Richard expressing his interest in bringing Kendall to speak at a conference and acknowledging the significance of Banqer's mission in preparing the next generation for their financial future. Brought to you by Netwealth.
On today's First Up pod: Africa and the Middle-East are in our international sights this morning - as more migrant ships sink off the Italian coast: Bernard Hickey breaks down Blackrock's 2 billion dollar bid to help New Zealand reach 100 percent renewable electricity; Climate Change Minister James Shaw gives us his take on that and Auckland's proposed third harbour crossing .. and can he spell Cat? And the founder of the Banqer app tells us why financial education's so important in Aotearoa First Up - Voice of the Nathan!
You probably already know how critical financial literacy is, but do you know why it isn't part of every school curriculum? This episode is all about that, and trust me, you need to hear it. Kendall Flutey, CEO and co-founder of financial literacy platform Banqer, joins me to help make sense of it all. The digital age has made money less tangible, and this changes the way our children perceive it. Kendall shares her experiences and visions about how we can shape our children's understanding of money for a cashless future. We also look at how parents can play a vital role in this. And this weeks guest 'Duncan' is a real character. Duncan Forsyth of Mount Edward Wines shares his journey from Wellington's Hutt Valley to Central Otago and his hilarious, and sometimes concerning, experiences on the way! --------- EPISODE CHAPTERS --------- (0:00:09) - Protecting and Growing Your Money(0:13:56) - Financial Literacy and Education in Schools(0:22:17) - Teaching Financial Literacy to Children(0:32:55) - Money Month and Wine Stories(0:41:25) - Exploring Wine, Business, and Art(0:54:01) - Government's Refurbishment Decision Sparks ControversySee omnystudio.com/listener for privacy information.
In this episode of the WFLS podcast we chat with Simon Brown. Simon Brown is co-CEO at Banqer, the financial education platform which has been used by over 300,000 Australasian school students. His role leverages his passion for finance, technology, and education to support teachers in enhancing their students' financial literacy and overall wellbeing, making a positive impact on the world. We chat about how and why Banqer was founded to help kids become better with money. Simon is no stranger to founding startups with CrashCram being his first and Banqer his second with co-founder Kendall Flutey. Banqer is on a mission to prepare the next generation for their financial future. They believe that everyone should have access to a quality, engaging, effective financial education that sets them up for financial success - whatever that means to them.They started with a vision to teach one student about money (their co-founders' little brother), and since then they've helped financially educate over 300,000 students. The impact they've had through their innovative approach to teaching critical life skills has been celebrated externally, but most importantly it's what motivates them each day. Please help us to continue producing these podcasts by subscribing. Thank you.
Picking up from episode 35, Kendall Flutey, Co-Founder and CEO of Banqer, now shares how experiential learning with Banqer Primary has expanded to high school children, giving them the chance to increase their financial literacy and capability that translates into real life. She describes how Banqer has helped to uplift the financial capability of parents, teachers and kids by engaging them on the financial education journey of their children, and relates how the principles of financial literacy amongst children can be expanded to adults. Kendall discusses the exciting potential for AI to lend itself to personalised learning pathways and what Banqer is doing to help prepare students for their careers and financial future in an uncertain world ahead. Finally, she chats through the challenges and key learnings along their growth trajectory and the healthy tension between profit and purpose on their journey to becoming a social enterprise for-profit. To learn more and refer a teacher, visit Banqer.co/netwealth
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In a bid to increase financial literacy and confidence among young people, Kendall Flutey (Ngāi Tahu, Ngāti Kahungunu) co-founded Banqer – a financial education platform used by over 300,000 students in Australasia. On our final episode of Going Global, Kendall joins Simon Pound and Brianne West to talk about how Banqer stepped beyond Aotearoa to help improve the prospects of rangatahi all over the world. See acast.com/privacy for privacy and opt-out information.
Today, we're talking about how private enterprises are working together to ensure the next generation has a deep, default, and durable attitude towards building wealth long term.Let me ask you a question here though: In the absence of a default financial education program reaching your kids, would you be happy for them to receive guidance from sources in the business community? Would you trust a bank in delivering some education to your kids, a financial adviser, and insurance company, a KiwiSaver provider or other fund manager? Of course, we'd potentially prefer a source where there was no other incentives at play – BUT, I think having the 'right' incentive structures alone, isn't enough to create good outcomes. I'm a believer that even in situations where the incentive structures behind some initiatives are skewed towards growing a private enterprise, or even just virtue signalling, good outcomes will still be created. That has to be a good thing right? The purest of motivation is not a replacement for a lack of action. I can think of a few great examples recently where the government is reluctant, or even incapable, of allowing private initiatives to fill gaps they clearly have. This is evident at the moment in areas of housing, alternative forms of money, and mental health especially. Either they accept they need a strong [gum]boot up the rear-end, or they step aside with some degree of humility and the let the experts have a go. Yes we do need Government, but the community can indeed solve some problems thank you very much!In the area of financial education, I'm super encouraged to see the likes of the FMA, and the Commission for Financial Capability, really starting to infuse themselves in the market place. Still, there's a place for for more participants who work in the finance space to organise themselves in a way that solves the problem also.To learn more about how Banqer and Partners Life is working together, check out https://high.banqer.co/partners-life____________________________________________________________The NZ Everyday Investor is brought to you in partnership with Hatch. Hatch, let's you become a shareholder in the world's biggest companies and funds. We're talking about Apple and Zoom, Vanguard and Blackrock.So, if you're listening in right now and have thought about investing in the US share markets, well, Hatch has given us a special offer just for you... they'll give you a $20 NZD top-up when you make an initial deposit into your Hatch account of $100NZD or more. Just go to https://hatch.as/NZEverydayInvestor to grab your top up. __________________________________________________________________Like what you've heard?You can really help with the success of the NZ Everyday Investor by doing the following:1- Follow the NZ Everyday Investor on Clubhouse.2- Write a review on Facebook, or your favourite podcast player3- Help support the mission of our show on Patreon by contributing here4- To catch the live episodes, please ensure you have subscribed to us on Youtube: 5- Sign up to our newsletter here6-Tell your friends!NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person!Please ensure that you act independently from any of the content provided in these episodes - it should not be considered personalised financial advice for you. This means, you should either do your own research taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.If you would like to enquire around working with Darcy (financial adviser), you can schedule in a free 15 min conversation just click on this link______________________________________________________________________
With industry speculation rife that Westpac is close to sealing a deal to offload its New Zealand life business – the big question is – who's in the running.JP Morgan is handling the sale for Westpac and Riskinfo NZ has contacted New Zealand's top insurers to see what their interest is in obtaining the bank's Life book – said to be valued at around $500 million.A new publication from Strateg - eye Compliance aims to show financial advisers that working under the new regulatory regime is more flexible than many may believe – while also revealing the firm's checklist for reviewing compliance standards.Its publication – What does compliant financial advice really look like? – is aimed at financial advisers, managers and owners of financial advice providers.The Adviser Platform (TAP) is offering professional indemnity (PI) cover underwritten by international insurance firm QBE.Single adviser pricing starts at $2,600 a year and includes a $10 million limit on any one claim.The number of privacy breach notifications seen by the Privacy Commissioner nearly doubled in the six months to May.The commissioner saw a 97% increase in privacy breach notifications since the new Privacy Act came into force on December 1, when compared to the six months prior to its introduction.The most common category of privacy breaches were email errors, with emails containing sensitive information going to the wrong person.Partners Life is helping school students understand the value of money and insurance by lending its technical expertise to help create a life and health insurance education module for financial education firm Banqer.In addition to technical help, the insurance firm's sponsorship pays for an additional 1,250 students to access the platform at no cost.Partners Life Chief Marketing Officer Kris Ballantyne says Research shows that normalising lessons through education is an important step towards developing financial capability from a young age.Look out for our monthly wrap of the month's biggest stories, it will be in your inbox before the weekend. See acast.com/privacy for privacy and opt-out information.
The Female Career. Trailblazing New Zealand women share their career journeys
Work life balance is a topic that so many of us are interested in. On this episode, five New Zealand women share their own thoughts on how they find balance. From knowing your priorities, to building exercise into a busy life, hopefully you can take some practical tips from these women: Kendall Flutey - Founder & CEO of financial education Banqer: "Balance is not a destination" Emma Eden - Principal Horn with Christchurch Symphony Orchestra: "I don't have a lot of time. With the time I've got I just have to be smart with it." Traci Houpapa - Professional Director and Chair of Federation of Māori Authorities: "Every woman needs a small group of truth tellers. That group of people keeps me grounded and focused." Hema Patel - Managing Director, Database Solutions: "My weekends have always been sacred." Caroline Rainsford - Country Director, Google New Zealand: "I try to avoid thinking about balance. I try to think about integration"
For this special episode of Lunch Money to celebrate International Women's Day (8 March 2021), Sonya and Brooke were joined by journalist Frances Cook (Cooking the Books, New Zealand Herald), and Kendall Flutey from Banqer to chat all things women and investing.
The Female Career. Trailblazing New Zealand women share their career journeys
We really hope you enjoy listening to the inspiring and honest career story of Kendall Flutey. Kendall is the Co-Founder and CEO of Banqer, the financial education platform used by more than 150,000 Australasian primary school students. She has a background in Accounting, Economics and Web Development, all of which she uses now as an entrepreneur. Kendall enjoys the new challenge that comes with growing a mission driven impact business, where she can seek to make a difference in our communities. She has been widely recognised for her efforts, winning the 2018 Young Māori Business Leader and 2019 Young New Zealander of the Year. "I think there's a bit of misconception around tech. People often think that you have to be the math or science geek and be really switched on in terms of numbers. But to me, tech's really just more creative. I like the possibilities of what you can build, how you can improve lives, how you can solve problems all through tech and you can do it in a pretty cost-effective, quick way."
Finding ways for our kids to build their confidence and skills with money is something that I have been wanting to see more of in our schools and community – so when I heard about Banqer I couldn't wait to learn more ! Join me as I chat with Kendall Flutey - the brainchild and CEO behind Banqer which turns the classroom into a "virtual economy", in a safe, creative and fun way. Giving our kids the chance to build good money habits from a young age is simply vital as they transition into their young adult lives……
You head off to University, pass all the exams, get a flash wardrobe and get a job as an accountant in Wellington. Boom. But if you’re , you then question if this is you, opt out, and then drastically rewrite your life script. The result? . A tech-based business that teaches kids financial literacy. Kendall’s vision, and very talented team of ‘doers’ who deliver this epic program to schools, lead to her becoming in 2019. Not bad for a ‘failed’ accountant! Kendall opted for our sponsor’s () 2016 ‘Red Planet’ Pinot Noir. Great choice.
This is a short reflection on the power of "no" to free us up to say "yes" to what really matters. It is transcribed in full below and here: https://theseeds.nz/say-no-to-say-yes/ You are walking along with a dog in a field and a rabbit springs out of nowhere – the dog immediately chases after it. The dog is fast and is about to catch it when a second rabbit jumps up. The dog stops chasing the first rabbit to run after the second. As a result it doesn’t catch either. This is Steven Moe – welcome to Seeds Podcast. How we use our days The story I told at the start is based on a Chinese proverb which says, “The man who chases two rabbits catches none”. This episode is as much a form of self talk as anything – you see, sometimes I feel like I am that dog in the story and I confess to being distracted by chasing too many rabbits, otherwise known as opportunities. Each of us have 24 hours today, tomorrow, the next day. Until we don’t have any days left. What do we want to do with that time? What do we say “yes” to, and what do we say “no” to. You see by saying “yes” to one thing – and chasing it like a rabbit – you are also saying “no” to something else. So what is the bigger ‘Yes’ Too often I am given opportunities – attending an event, a dinner, taking up a position. My natural reaction is to say “yes” but I actually think the wisdom is to learn when it is the right thing to say “no”. What I mean is that every time we say “yes” to some new commitment or event of some kind we are in effect saying “no” to something else, because our time is valuable and how we use it matters. Sometimes it is important to say “no” to one thing so that you can say “yes” to something that is even more strategic or important. If we know what the bigger “yes” is, then saying “no” can make sense. As an example, if you know that your family is the bigger “yes” then that will justify saying “no” to an opportunity that would take you away from them. For example, I’m on a board of directors which meets in Auckland – dinner was planned for after a day long meeting – it would have been easy to say “Yes” to that opportunity – and there would have been real benefits in doing so too. But being home overnight was more important – the bigger “Yes” – so, I said “No”. Of course, I find it easiest to say yes to requests. I like to say ‘yes’ if I can help someone. It’s a delicate line. But the reality is that people will ask you to focus on their top priority, not on your top priority. And that’s when you end up running after too many rabbits. By saying "no" to one thing, you are able to say "yes" to that bigger picture. This principle is an echo of something else that is worth highlighting: focusing on the urgent instead of the important. How often does an email or a message come in that distracts you from doing something that is really important – inviting you to say "yes" to that distraction. The urgent – particularly in our instant age – often takes precedence over the truly important. You can’t be everything Kendall Flutey from Banqerhad some great advice at the Impact Summitrecently which is part of a 5 hour episode on seeds. It kind of sparked my own thinking on this topic. What she said was this: "You can be anything you want - you are poised perfectly right now to achieve absolutely anything. But I don’t believe we can be everything. You can’t be everything at once. So I just want to be something, and do that really well." For Seeds Podcastthere is now a great community and I put out the question to get input from some of you on the Linked In page, Facebook page and Twitter and got a few responses: Leigh Kennedy wrote the following: “What an interesting subject. Certainly not an earth shattering example, but I said no to several teaching opportunities when I was transitioning into my business. Turning down the familiar / known and its guaranteed income was pretty scary at the time. I was working with a client this week who had just gone through a similar experience. Quite empowering to recognise the 'no thanks' moments and realise how committed you are to the new direction.” Zoë Hector (whose a former guest) with the start-up Talk Town, noted: Yup - very easy to get caught up in the ‘hype’ of being a startup… and forget to actually start up… Banqer are some of my role models for focusing on their mission. So, how do we say no? Steve Jobs once said the following and you can see where it would apply to really becoming great at what you do: “People think focus means saying yes to the thing you’ve got to focus on. But that’s not what it means at all. It means saying no to the hundred other good ideas that there are. You have to pick carefully. I’m actually as proud of the things we haven’t done as the things I have done. Innovation is saying ‘no’ to 1,000 things.” It's one thing to decide you will say ‘no’ but how do you do so with grace and in a way that does not hurt another person? Probably practice will help, but "I can't take that on right now", is one gracious way to acknowledge the honour of being asked but admit that it cannot fit in. Who is asking? Of course, the request may not come from someone else. It might come from yourself. The key question is, does what you think needs to be done actually need to be done? Peter Drucker put this really well: “There is surely nothing quite so useless as doing with great efficiency what should not be done at all.” Some final thoughts So to round this out, a few things to think about: • Focus on what you want to achieve and don’t try to do everything. • Give yourself permission to say no to things that will drain you. • Look to say yes to the activities and people who will fill your cup. • Realise that in saying no you are looking to answer yes to something even bigger and more important. Say ‘no’ to feel empowered, and say ‘yes’ to what is really important. Don’t try to chase down every opportunity that may present itself. Instead, let’s let some of those rabbits get away.
Our seventh episode features 2019 Young New Zealander of the Year, Kendall Flutey.Kendall is the co-founder and CEO of Banqer, which is an interactive financial education platform which helps teach young students about concepts such as debt, saving, taxation, investment and insurance.However her journey has not been as straight forward as you would imagine. After gaining a Bachelor of Commerce and being placed in what appeared to be a dream career pathway, Kendall soon realised that was not the direction she wanted for her life. She walked away from her career and everything she had studied for. Kendall is passionate, intelligent and honest. Please enjoy this remarkable young entrepreneur and her story of discovery.
If you want your child to learn financial literacy but are worried about systems like the scandal-plagued Dollarmites scheme, you should check out Banqer. It's an online course designed to teach children about money, but it's not tied to any bank. Liz Phelan from Banqer explains how it works.
Co-founder of the EdTech start-up Banqer, kiwi Kendall Flutey always had the entrepreneurial spark. At 7, she created a 20-cent newsletter subscription for kids at school and sold toys from a stall in her front yard. Today Kendall is leading Banqer, an award-winning cloud software designed to equip school kids with savvy financial skills, but she wasn’t always thriving in the world of tech start-ups. In this week’s Success Story, Kendall shares with Catherine Robson how a single tweet set her on the path to start-up success and why she took the leap from a traditional career path, embraced the unknown and discovered who she was really meant to be.
Kendall Flutey (@kendallflutey) from Banqer, an online banking system for the classroom where kids learn about many aspects of financial literacy. Kendall came from an accounting background, saw a need and jumped into development of Banqer.------------------------------------------------------We share the stories from people that work in New Zealand tech, social media, startups. If you have a story or know someone that does - get in touch!Mike Riversdale (@MiramarMike) background is explaining stuff, connecting people and getting things done. Raj Khushal (@nzRaj) background is in video, design, media and making things happen.All our past shows are on our websitehttps://www.accessgranted.nzFollow and Like us on:https://twitter.com/AccessGrantedNZhttps://facebook.com/AccessGrantedNZhttps://linkedin.com/company/access-granted-podcastSubscribe to the show however you want:https://www.accessgranted.nz/subscribe/