Podcast appearances and mentions of Steve Jobs

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IWhat is our children's future? What skills should they be developing? How should schools be adapting? What will the fully functioning citizens and workers of the future look like? A look into the landscape of the next 15 years, the future of work with human and AI interactions, the transformation of education, the safety and privacy landscapes, and a parental playbook. Navigation: Intro The Landscape: 2026–2040 The Future of Work: Human + AI The Transformation of Education The Ethics, Safety, and Privacy Landscape The Parental Playbook: Actionable Strategies Conclusion Our co-hosts: Bertrand Schmitt, Entrepreneur in Residence at Red River West, co-founder of App Annie / Data.ai, business angel, advisor to startups and VC funds, @bschmitt Nuno Goncalves Pedro, Investor, Managing Partner, Founder at Chamaeleon, @ngpedro Our show: Tech DECIPHERED brings you the Entrepreneur and Investor views on Big Tech, VC and Start-up news, opinion pieces and research. We decipher their meaning, and add inside knowledge and context. Being nerds, we also discuss the latest gadgets and pop culture news Subscribe To Our Podcast Bertrand SchmittIntroduction Welcome to Episode 72 of Tech Deciphered, about our children’s future. What is our children’s future? What skills should they be developing? How should school be adapting to AI? What would be the functioning citizens and workers of the future look like, especially in the context of the AI revolution? Nuno, what’s your take? Maybe we start with the landscape. Nuno Goncalves PedroThe Landscape: 2026–2040 Let’s first frame it. What do people think is going to happen? Firstly, that there’s going to be a dramatic increase in productivity, and because of that dramatic increase in productivity, there are a lot of numbers that show that there’s going to be… AI will enable some labour productivity growth of 0.1 to 0.6% through 2040, which would be a figure that would be potentially rising even more depending on use of other technologies beyond generative AI, as much as 0.5 to 3.4% points annually, which would be ridiculous in terms of productivity enhancement. To be clear, we haven’t seen it yet. But if there are those dramatic increases in productivity expected by the market, then there will be job displacement. There will be people losing their jobs. There will be people that will need to be reskilled, and there will be a big shift that is similar to what happens when there’s a significant industrial revolution, like the Industrial Revolution of the late 19th century into the 20th century. Other numbers quoted would say that 30% of US jobs could be automated by 2030, which is a silly number, 30%, and that another 60% would see tremendously being altered. A lot of their tasks would be altered for those jobs. There’s also views that this is obviously fundamentally a global phenomenon, that as much as 9% of jobs could be lost to AI by 2030. I think question mark if this is a net number or a gross number, so it might be 9% our loss, but then maybe there’re other jobs that will emerge. It’s very clear that the landscape we have ahead of us is if there are any significant increases in productivity, there will be job displacement. There will be job shifting. There will be the need for reskilling. Therefore, I think on the downside, you would say there’s going to be job losses. We’ll have to reevaluate whether people should still work in general 5 days a week or not. Will we actually work in 10, 20, 30 years? I think that’s the doomsday scenario and what happens on that side of the fence. I think on the positive side, there’s also a discussion around there’ll be new jobs that emerge. There’ll be new jobs that maybe we don’t understand today, new job descriptions that actually don’t even exist yet that will emerge out this brave new world of AI. Bertrand SchmittYeah. I mean, let’s not forget how we get to a growing economy. I mean, there’s a measurement of a growing economy is GDP growth. Typically, you can simplify in two elements. One is the growth of the labour force, two, the rise of the productivity of that labour force, and that’s about it. Either you grow the economy by increasing the number of people, which in most of the Western world is not really happening, or you increase productivity. I think that we should not forget that growth of productivity is a backbone of growth for our economies, and that has been what has enabled the rise in prosperity across countries. I always take that as a win, personally. That growth in productivity has happened over the past decades through all the technological revolutions, from more efficient factories to oil and gas to computers, to network computers, to internet, to mobile and all the improvement in science, usually on the back of technological improvement. Personally, I welcome any rise in improvement we can get in productivity because there is at this stage simply no other choice for a growing world in terms of growing prosperity. In terms of change, we can already have a look at the past. There are so many jobs today you could not imagine they would exist 30 years ago. Take the rise of the influencer, for instance, who could have imagined that 30 years ago. Take the rise of the small mom-and-pop e-commerce owner, who could have imagined that. Of course, all the rise of IT as a profession. I mean, how few of us were there 30 years ago compared to today. I mean, this is what it was 30 years ago. I think there is a lot of change that already happened. I think as a society, we need to welcome that. If we go back even longer, 100 years ago, 150 years ago, let’s not forget, if I take a city like Paris, we used to have tens of thousands of people transporting water manually. Before we have running water in every home, we used to have boats going to the North Pole or to the northern region to bring back ice and basically pushing ice all the way to the Western world because we didn’t have fridges at the time. I think that when we look back in time about all the jobs that got displaced, I would say, Thank you. Thank you because these were not such easy jobs. Change is coming, but change is part of the human equation, at least. Industrial revolution, the past 250 years, it’s thanks to that that we have some improvement in living conditions everywhere. AI is changing stuff, but change is a constant, and we need to adapt and adjust. At least on my side, I’m glad that AI will be able to displace some jobs that were not so interesting to do in the first place in many situations. Maybe not dangerous like in the past because we are talking about replacing white job collars, but at least repetitive jobs are definitely going to be on the chopping block. Nuno Goncalves PedroWhat happens in terms of shift? We were talking about some numbers earlier. The World Economic Forum also has some numbers that predicts that there is a gross job creation rate of 14% from 2025 to 2030 and a displacement rate of 8%, so I guess they’re being optimistic, so a net growth in employment. I think that optimism relates to this thesis that, for example, efficiency, in particular in production and industrial environments, et cetera, might reduce labour there while increasing the demand for labour elsewhere because there is a natural lower cost base. If there’s more automation in production, therefore there’s more disposable income for people to do other things and to focus more on their side activities. Maybe, as I said before, not work 5 days a week, but maybe work four or three or whatever it is. What are the jobs of the future? What are the jobs that we see increasing in the future? Obviously, there’re a lot of jobs that relate to the technology side, that relate obviously to AI, that’s a little bit self-serving, and everything that relates to information technology, computer science, computer technology, computer engineering, et cetera. More broadly in electrical engineering, mechanical engineering, that might actually be more needed. Because there is a broadening of all of these elements of contact with digital, with AI over time also with robots and robotics, that those jobs will increase. There’s a thesis that actually other jobs that are a little bit more related to agriculture, education, et cetera, might not see a dramatic impact, that will still need for, I guess, teachers and the need for people working in farms, et cetera. I think this assumes that probably the AI revolution will come much before the fundamental evolution that will come from robotics afterwards. Then there’s obviously this discussion around declining roles. Anything that’s fundamentally routine, like data entry, clinical roles, paralegals, for example, routine manufacturing, anything that’s very repetitive in nature will be taken away. I have the personal thesis that there are jobs that are actually very blue-collar jobs, like HVAC installation, maintenance, et cetera, plumbing, that will be still done by humans for a very long time because there are actually, they appear to be repetitive, but they’re actually complex, and they require manual labour that cannot be easily, I think, right now done by robots and replacements of humans. Actually, I think there’re blue-collar roles that will be on the increase rather than on decrease that will demand a premium, because obviously, they are apprenticeship roles, certification roles, and that will demand a premium. Maybe we’re at the two ends. There’s an end that is very technologically driven of jobs that will need to necessarily increase, and there’s at the other end, jobs that are very menial but necessarily need to be done by humans, and therefore will also command a premium on the other end. Bertrand SchmittI think what you say make a lot of sense. If you think about AI as a stack, my guess is that for the foreseeable future, on the whole stack, and when I say stack, I mean from basic energy production because we need a lot of energy for AI, maybe to going up to all the computing infrastructure, to AI models, to AI training, to robotics. All this stack, we see an increase in expertise in workers and everything. Even if a lot of this work will benefit from AI improvement, the boom is so large that it will bring a lot of demand for anyone working on any part of the stack. Some of it is definitely blue-collar. When you have to build a data centre or energy power station, this requires a lot of blue-collar work. I would say, personally, I’m absolutely not a believer of the 3 or 4 days a week work week. I don’t believe a single second in that socialist paradise. If you want to call it that way. I think that’s not going to change. I would say today we can already see that breaking. I mean, if you take Europe, most European countries have a big issue with pension. The question is more to increase how long you are going to work because financially speaking, the equation is not there. Personally, I don’t think AI would change any of that. I agree with you in terms of some jobs from electricians to gas piping and stuff. There will still be demand and robots are not going to help soon on this job. There will be a big divergence between and all those that can be automated, done by AI and robots and becoming cheaper and cheaper and stuff that requires a lot of human work, manual work. I don’t know if it will become more expensive, but definitely, proportionally, in comparison, we look so expensive that you will have second thoughts about doing that investment to add this, to add that. I can see that when you have your own home, so many costs, some cost our product. You buy this new product, you add it to your home. It can be a water heater or something, built in a factory, relatively cheap. You see the installation cost, the maintenance cost. It’s many times the cost of the product itself. Nuno Goncalves PedroMaybe it’s a good time to put a caveat into our conversation. I mean, there’s a… Roy Amara was a futurist who came up with the Amara’s Law. We tend to overestimate the effect of a technology in the short run and overestimate the effect in the long run. I prefer my own law, which is, we tend to overestimate the speed at which we get to a technological revolution and underestimate its impact. I think it’s a little bit like that. I think everyone now is like, “Oh, my God, we’re going to be having the AI overlords taking over us, and AGI is going to happen pretty quickly,” and all of that. I mean, AGI will probably happen at some point. We’re not really sure when. I don’t think anyone can tell you. I mean, there’re obviously a lot of ranges going on. Back to your point, for example, on the shift of the work week and how we work. I mean, just to be very clear, we didn’t use to have 5 days a week and 2 days a weekend. If we go back to religions, there was definitely Sabbath back in the day, and there was one day off, the day of the Lord and the day of God. Then we went to 2 days of weekend. I remember going to Korea back in 2005, and I think Korea shifted officially to 5 days a week, working week and 2 days weekend for some of the larger business, et cetera, in 2004. Actually, it took another whatever years for it to be pervasive in society. This is South Korea, so this is a developed market. We might be at some point moving to 4 days a week. Maybe France was ahead of the game. I know Bertrand doesn’t like this, the 35-hour week. Maybe we will have another shift in what defines the working week versus not. What defines what people need to do in terms of efficiency and how they work and all of that. I think it’s probably just going to take longer than we think. I think there’re some countries already doing it. I was reading maybe Finland was already thinking about moving to 4 days a week. There’re a couple of countries already working on it. Certainly, there’re companies already doing it as well. Bertrand SchmittYeah, I don’t know. I’m just looking at the financial equation of most countries. The disaster is so big in Western Europe, in the US. So much debt is out that needs to get paid that I don’t think any country today, unless there is a complete reversal of the finance, will be able to make a big change. You could argue maybe if we are in such a situation, it might be because we went too far in benefits, in vacation, in work days versus weekends. I’m not saying we should roll back, but I feel that at this stage, the proof is in the pudding. The finance of most developed countries are broken, so I don’t see a change coming up. Potentially, the other way around, people leaving to work more, unfortunately. We will see. My point is that AI will have to be so transformational for the productivity for countries, and countries will have to go back to finding their ways in terms of financial discipline to reach a level where we can truly profit from that. I think from my perspective, we have time to think about it in 10, 20 years. Right now, it’s BS at this stage of this discussion. Nuno Goncalves PedroYeah, there’s a dependency, Bertrand, which is there needs to be dramatic increases in productivity that need to happen that create an expansion of economy. Once that expansion is captured by, let’s say, government or let’s say by the state, it needs to be willingly fed back into society, which is not a given. There’re some governments who are going to be like, “No, you need to work for a living.” Tough luck. There’re no handouts, there’s nothing. There’s going to be other governments that will be pressured as well. I mean, even in a more socialist Europe, so to speak. There’re now a lot of pressures from very far-right, even extreme positions on what people need to do for a living and how much should the state actually intervene in terms of minimum salaries, et cetera, and social security. To your point, the economies are not doing well in and of themselves. Anyway, there would need to be tremendous expansion of economy and willingness by the state to give back to its citizens, which is also not a given. Bertrand SchmittAnd good financial discipline as well. Before we reach all these three. Reaping the benefits in a tremendous way, way above trend line, good financial discipline, and then some willingness to send back. I mean, we can talk about a dream. I think that some of this discussion was, in some ways, to have a discussion so early about this. It’s like, let’s start to talk about the benefits of the aeroplane industries in 1915 or 1910, a few years after the Wright brothers flight, and let’s make a decision based on what the world will be in 30 years from now when we reap this benefit. This is just not reasonable. This is not reasonable thinking. I remember seeing companies from OpenAI and others trying to push this narrative. It was just political agenda. It was nothing else. It was, “Let’s try to make look like AI so nice and great in the future, so you don’t complain on the short term about what’s happening.” I don’t think this is a good discussion to have for now. Let’s be realistic. Nuno Goncalves PedroJust for the sake of sharing it with our listeners, apparently there’re a couple of countries that have moved towards something a bit lower than 5 days a week. Belgium, I think, has legislated the ability for you to compress your work week into 4 days, where you could do 10 hours for 4 days, so 40 hours. UAE has some policy for government workers, 4.5 days. Iceland has some stuff around 35 to 36 hours, which is France has had that 35 hour thing. Lithuania for parents. Then just trials, it’s all over the shop. United Kingdom, my own Portugal, of course, Germany, Brazil, and South Africa, and a bunch of other countries, so interesting. There’s stuff going on. Bertrand SchmittFor sure. I mean, France managed to bankrupt itself playing the 75 hours work week since what, 2000 or something. I mean, yeah, it’s a choice of financial suicide, I would say. Nuno Goncalves PedroWonderful. The Future of Work: Human + AI Maybe moving a little bit towards the future of work and the coexistence of work of human and AI, I think the thesis that exists a little bit in the market is that the more positive thesis that leads to net employment growth and net employment creation, as we were saying, there’s shifting of professions, they’re rescaling, and there’s the new professions that will emerge, is the notion that human will need to continue working alongside with machine. I’m talking about robots, I’m also talking about software. Basically software can’t just always run on its own, and therefore, software serves as a layer of augmentation, that humans become augmented by AI, and therefore, they can be a lot more productive, and we can be a lot more productive. All of that would actually lead to a world where the efficiencies and the economic creation are incredible. We’ll have an unparalleled industrial evolution in our hands through AI. That’s one way of looking at it. We certainly at Chameleon, that’s how we think through AI and the AI layers that we’re creating with Mantis, which is our in-house platform at Chameleon, is that it’s augmenting us. Obviously, the human is still running the show at the end, making the toughest decisions, the more significant impact with entrepreneurs that we back, et cetera. AI augments us, but we run the show. Bertrand SchmittI totally agree with that perspective that first AI will bring a new approach, a human plus AI. Here in that situation, you really have two situations. Are you a knowledgeable user? Do you know your field well? Are you an expert? Are you an IT expert? Are you a medical doctor? Do you find your best way to optimise your work with AI? Are you knowledgeable enough to understand and challenge AI when you see weird output? You have to be knowledgeable in your field, but also knowledgeable in how to handle AI, because even experts might say, “Whatever AI says.” My guess is that will be the users that will benefit most from AI. Novice, I think, are in a bit tougher situation because if you use AI without truly understanding it, it’s like laying foundations on sand. Your stuff might crumble down the way, and you will have no clue what’s happening. Hopefully, you don’t put anyone in physical danger, but that’s more worrisome to me. I think some people will talk about the rise of vibe coding, for instance. I’ve seen AI so useful to improve coding in so many ways, but personally, I don’t think vibe coding is helpful. I mean, beyond doing a quick prototype or some stuff, but to put some serious foundation, I think it’s near useless if you have a pure vibe coding approach, obviously to each their own. I think the other piece of the puzzle, it’s not just to look at human plus AI. I think definitely there will be the other side as well, which is pure AI. Pure AI replacement. I think we start to see that with autonomous cars. We are close to be there. Here we’ll be in situation of maybe there is some remote control by some humans, maybe there is local control. We are talking about a huge scale replacement of some human activities. I think in some situation, let’s talk about work farms, for instance. That’s quite a special term, but basically is to describe work that is very repetitive in nature, requires a lot of humans. Today, if you do a loan approval, if you do an insurance claim analysis, you have hundreds, thousands, millions of people who are doing this job in Europe, in the US, or remotely outsourced to other countries like India. I think some of these jobs are fully at risk to be replaced. Would it be 100% replacement? Probably not. But a 9:1, 10:1 replacement? I think it’s definitely possible because these jobs have been designed, by the way, to be repetitive, to follow some very clear set of rules, to improve the rules, to remove any doubt if you are not sure. I think some of these jobs will be transformed significantly. I think we see two sides. People will become more efficient controlling an AI, being able to do the job of two people at once. On the other side, we see people who have much less control about their life, basically, and whose job will simply disappear. Nuno Goncalves PedroTwo points I would like to make. The first point is we’re talking about a state of AI that we got here, and we mentioned this in previous episodes of Tech Deciphered, through brute force, dramatically increased data availability, a lot of compute, lower network latencies, and all of that that has led us to where we are today. But it’s brute force. The key thing here is brute force. Therefore, when AI acts really well, it acts well through brute force, through seeing a bunch of things that have happened before. For example, in the case of coding, it might still outperform many humans in coding in many different scenarios, but it might miss hedge cases. It might actually not be as perfect and as great as one of these developers that has been doing it for decades who has this intuition and is a 10X developer. In some ways, I think what got us here is not maybe what’s going to get us to the next level of productivity as well, which is the unsupervised learning piece, the actually no learning piece, where you go into the world and figure stuff out. That world is emerging now, but it’s still not there in terms of AI algorithms and what’s happening. Again, a lot of what we’re seeing today is the outcome of the brute force movement that we’ve had over the last decade, decade and a half. The second point I’d like to make is to your point, Bertrand, you were going really well through, okay, if you’re a super experienced subject-matter expert, the way you can use AI is like, wow! Right? I mean, you are much more efficient, right? I was asked to do a presentation recently. When I do things in public, I don’t like to do it. If it’s a keynote, because I like to use my package stuff, there’s like six, seven presentations that I have prepackaged, and I can adapt around that. But if it’s a totally new thing, I don’t like to do it as a keynote because it requires a lot of preparation. Therefore, I’m like, I prefer to do a fire set chat or a panel or whatever. I got asked to do something, a little bit what is taking us to this topic today around what’s happening to our children and all of that is like, “God! I need to develop this from scratch.” The honest truth is if you have domain expertise around many areas, you can do it very quickly with the aid of different tools in AI. Anything from Gemini, even with Nana Banana, to ChatGPT and other tools that are out there for you and framing, how would you do that? But the problem then exists with people that are just at the beginning of their careers, people that have very little expertise and experience, and people that are maybe coming out of college where their knowledge is mostly theoretical. What happens to those people? Even in computer engineering, even in computer science, even in software development, how do those people get to the next level? I think that’s one of the interesting conversations to be had. What happens to the recent graduate or the recent undergrad? How do those people get the expertise they need to go to the next level? Can they just be replaced by AI agents today? What’s their role in terms of the workforce, and how do they fit into that workforce? Bertrand SchmittNo, I mean, that’s definitely the biggest question. I think that a lot of positions, if you are really knowledgeable, good at your job, if you are that 10X developer, I don’t think your job is at risk. Overall, you always have some exceptions, some companies going through tough times, but I don’t think it’s an issue. On the other end, that’s for sure, the recent new graduates will face some more trouble to learn on their own, start their career, and go to that 10X productivity level. But at the same time, let’s also not kid ourselves. If we take software development, this is a profession that increase in number of graduates tremendously over the past 30 years. I don’t think everyone basically has the talent to really make it. Now that you have AI, for sure, the bar to justify why you should be there, why you should join this company is getting higher and higher. Being just okay won’t be enough to get you a career in IT. You will need to show that you are great or potential to be great. That might make things tough for some jobs. At the same time, I certainly believe there will be new opportunities that were not there before. People will have to definitely adjust to that new reality, learn and understand what’s going on, what are the options, and also try to be very early on, very confident at using AI as much as they can because for sure, companies are going to only hire workers that have shown their capacity to work well with AI. Nuno Goncalves PedroMy belief is that it generates new opportunities for recent undergrads, et cetera, of building their own microbusinesses or nano businesses. To your point, maybe getting jobs because they’ll be forced to move faster within their jobs and do less menial and repetitive activities and be more focused on actual dramatic intellectual activities immediately from the get go, which is not a bad thing. Their acceleration into knowledge will be even faster. I don’t know. It feels to me maybe there’s a positivity to it. Obviously, if you’ve stayed in a big school, et cetera, that there will be some positivity coming out of that. The Transformation of Education Maybe this is a good segue to education. How does education change to adapt to a new world where AI is a given? It’s not like I can check if you’re faking it on your homework or if you’re doing a remote examination or whatever, if you’re using or not tools, it’s like you’re going to use these tools. What happens in that case, and how does education need to shift in this brave new world of AI augmentation and AI enhancements to students? Bertrand SchmittYes, I agree with you. There will be new opportunities. I think people need to be adaptable. What used to be an absolute perfect career choice might not be anymore. You need to learn what changes are happening in the industry, and you need to adjust to that, especially if you’re a new graduate. Nuno Goncalves PedroMaybe we’ll talk a little bit about education, Bertrand, and how education would fundamentally shift. I think one of the things that’s been really discussed is what are the core skills that need to be developed? What are the core skills that will be important in the future? I think critical thinking is probably most important than ever. The ability to actually assimilate information and discern which information is correct or incorrect and which information can lead you to a conclusion or not, for example, I think is more important than ever. The ability to assimilate a bunch of pieces of information, make a decision or have an insight or foresight out of that information is very, very critical. The ability to be analytical around how you look at information and to really distinguish what’s fact from what’s opinion, I think is probably quite important. Maybe moving away more and more from memorisation from just cramming information into your brain like we used to do it in college, you have to know every single algorithm for whatever. It’s like, “Who gives a shit? I can just go and search it.” There’s these shifts that are not simple because I think education, in particular in the last century, has maybe been too focused on knowing more and more knowledge, on learning this knowledge. Now it’s more about learning how to process the knowledge rather than learning how to apprehend it. Because the apprehension doesn’t matter as much because you can have this information at any point in time. The information is available to you at the touch of a finger or voice or whatever. But the ability to then use the information to do something with it is not. That’s maybe where you start distinguishing the different level degrees of education and how things are taught. Bertrand SchmittHonestly, what you just say or describe could apply of the changes we went through the past 30 years. Just using internet search has for sure tremendously changed how you can do any knowledge worker job. Suddenly you have the internet at your fingertips. You can search about any topics. You have direct access to a Wikipedia or something equivalent in any field. I think some of this, we already went through it, and I hope we learned the consequence of these changes. I would say what is new is the way AI itself is working, because when you use AI, you realise that it can utter to you complete bullshit in a very self-assured way of explaining something. It’s a bit more scary than it used to be, because in the past, that algorithm trying to present you the most relevant stuff based on some algorithm was not trying to present you the truth. It’s a list of links. Maybe it was more the number one link versus number 100. But ultimately, it’s for you to make your own opinion. Now you have some chatbot that’s going to tell you that for sure this is the way you should do it. Then you check more, and you realise, no, it’s totally wrong. It’s definitely a slight change in how you have to apprehend this brave new world. Also, this AI tool, the big change, especially with generative AI, is the ability for them to give you the impression they can do the job at hand by themselves when usually they cannot. Nuno Goncalves PedroIndeed. There’s definitely a lot of things happening right now that need to fundamentally shift. Honestly, I think in the education system the problem is the education system is barely adapted to the digital world. Even today, if you studied at a top school like Stanford, et cetera, there’s stuff you can do online, there’s more and more tools online. But the teaching process has been very centred on syllabus, the teachers, later on the professors, and everything that’s around it. In class presence, there’s been minor adaptations. People sometimes allow to use their laptops in the classroom, et cetera, or their mobile phones. But it’s been done the other way around. It’s like the tools came later, and they got fed into the process. Now I think there needs to be readjustments. If we did this ground up from a digital first or a mobile first perspective and an AI first perspective, how would we do it? That changes how teachers and professors should interact with the classrooms, with the role of the classroom, the role of the class itself, the role of homework. A lot of people have been debating that. What do you want out of homework? It’s just that people cram information and whatever, or do you want people to show critical thinking in a specific different manner, or some people even go one step further. It’s like, there should be no homework. People should just show up in class and homework should move to the class in some ways. Then what happens outside of the class? What are people doing at home? Are they learning tools? Are they learning something else? Are they learning to be productive in responding to teachers? But obviously, AI augmented in doing so. I mean, still very unclear what this looks like. We’re still halfway through the revolution, as we said earlier. The revolution is still in motion. It’s not realised yet. Bertrand SchmittI would quite separate higher education, university and beyond, versus lower education, teenager, kids. Because I think the core up to the point you are a teenager or so, I think the school system should still be there to guide you, discovering and learning and being with your peers. I think what is new is that, again, at some point, AI could potentially do your job, do your homework. We faced similar situation in the past with the rise of Wikipedia, online encyclopedias and the stuff. But this is quite dramatically different. Then someone could write your essays, could answer your maths work. I can see some changes where you talk about homework, it’s going to be classwork instead. No work at home because no one can trust that you did it yourself anymore going forward, but you will have to do it in the classroom, maybe spend more time at school so that we can verify that you really did your job. I think there is real value to make sure that you can still think by yourself. The same way with the rise of calculators 40 years ago, I think it was the right thing to do to say, “You know what? You still need to learn the basics of doing calculations by hand.” Yes, I remember myself a kid thinking, “What the hell? I have a calculator. It’s working very well.” But it was still very useful because you can think in your head, you can solve complex problems in your head, you can check some output that it’s right or wrong if it’s coming from a calculator. There was a real value to still learn the basics. At the same point, it was also right to say, “You know what? Once you know the basics, yes, for sure, the calculator will take over because we’re at the point.” I think that was the right balance that was put in place with the rise of calculators. We need something similar with AI. You need to be able to write by yourself, to do stuff by yourself. At some point, you have to say, “Yeah, you know what? That long essays that we asked you to do for the sake of doing long essays? What’s the point?” At some point, yeah, that would be a true question. For higher education, I think personally, it’s totally ripe for full disruption. You talk about the traditional system trying to adapt. I think we start to be at the stage where “It should be the other way around.” It should be we should be restarted from the ground up because we simply have different tools, different ways. I think at this stage, many companies if you take, [inaudible 00:33:01] for instance, started to recruit people after high school. They say, “You know what? Don’t waste your time in universities. Don’t spend crazy shitload of money to pay for an education that’s more or less worthless.” Because it used to be a way to filter people. You go to good school, you have a stamp that say, “This guy is good enough, knows how to think.” But is it so true anymore? I mean, now that universities have increased the enrolment so many times over, and your university degree doesn’t prove much in terms of your intelligence or your capacity to work hard, quite frankly. If the universities are losing the value of their stamp and keep costing more and more and more, I think it’s a fair question to say, “Okay, maybe this is not needed anymore.” Maybe now companies can directly find the best talents out there, train them themselves, make sure that ultimately it’s a win-win situation. If kids don’t have to have big loans anymore, companies don’t have to pay them as much, and everyone is winning. I think we have reached a point of no return in terms of value of university degrees, quite frankly. Of course, there are some exceptions. Some universities have incredible programs, incredible degrees. But as a whole, I think we are reaching a point of no return. Too expensive, not enough value in the degree, not a filter anymore. Ultimately, I think there is a case to be made for companies to go back directly to the source and to high school. Nuno Goncalves PedroI’m still not ready to eliminate and just say higher education doesn’t have a role. I agree with the notion that it’s continuous education role that needs to be filled in a very different way. Going back to K-12, I think the learning of things is pretty vital that you learn, for example, how to write, that you learn cursive and all these things is important. I think the role of the teacher, and maybe actually even later on of the professors in higher education, is to teach people the critical information they need to know for the area they’re in. Basic math, advanced math, the big thinkers in philosophy, whatever is that you’re studying, and then actually teach the students how to use the tools that they need, in particular, K-12, so that they more rapidly apprehend knowledge, that they more rapidly can do exercises, that they more rapidly do things. I think we’ve had a static view on what you need to learn for a while. That’s, for example, in the US, where you have AP classes, like advanced placement classes, where you could be doing math and you could be doing AP math. You’re like, dude. In some ways, I think the role of the teacher and the interaction with the students needs to go beyond just the apprehension of knowledge. It also has to have apprehension of knowledge, but it needs to go to the apprehension of tools. Then the application of, as we discussed before, critical thinking, analytical thinking, creative thinking. We haven’t talked about creativity for all, but obviously the creativity that you need to have around certain problems and the induction of that into the process is critical. It’s particular in young kids and how they’re developing their learning skills and then actually accelerate learning. In that way, what I’m saying, I’m not sure I’m willing to say higher education is dead. I do think this mass production of higher education that we have, in particular in the US. That’s incredibly costly. A lot of people in Europe probably don’t see how costly higher education is because we’re educated in Europe, they paid some fee. A lot of the higher education in Europe is still, to a certain extent, subsidised or done by the state. There is high degree of subsidisation in it, so it’s not really as expensive as you’d see in the US. But someone spending 200-300K to go to a top school in the US to study for four years for an undergrad, that doesn’t make sense. For tuition alone, we’re talking about tuition alone. How does that work? Why is it so expensive? Even if I’m a Stanford or a Harvard or a University of Pennsylvania or whatever, whatever, Ivy League school, if I’m any of those, to command that premium, I don’t think makes much sense. To your point, maybe it is about thinking through higher education in a different way. Technical schools also make sense. Your ability to learn and learn and continue to education also makes sense. You can be certified. There are certifications all around that also makes sense. I do think there’s still a case for higher education, but it needs to be done in a different mould, and obviously the cost needs to be reassessed. Because it doesn’t make sense for you to be in debt that dramatically as you are today in the US. Bertrand SchmittI mean, for me, that’s where I’m starting when I’m saying it’s broken. You cannot justify this amount of money except in a very rare and stratified job opportunities. That means for a lot of people, the value of this equation will be negative. It’s like some new, indented class of people who owe a lot of money and have no way to get rid of this loan. Sorry. There are some ways, like join the government Task Force, work for the government, that at some point you will be forgiven your loans. Some people are going to just go after government jobs just for that reason, which is quite sad, frankly. I think we need a different approach. Education can be done, has to be done cheaper, should be done differently. Maybe it’s just regular on the job training, maybe it is on the side, long by night type of approach. I think there are different ways to think about. Also, it can be very practical. I don’t know you, but there are a lot of classes that are not really practical or not very tailored to the path you have chosen. Don’t get me wrong, there is always value to see all the stuff, to get a sense of the world around you. But this has a cost. If it was for free, different story. But nothing is free. I mean, your parents might think it’s free, but at the end of the day, it’s their taxes paying for all of this. The reality is that it’s not free. It’s costing a lot of money at the end of the day. I think we absolutely need to do a better job here. I think internet and now AI makes this a possibility. I don’t know you, but personally, I’ve learned so much through online classes, YouTube videos, and the like, that it never cease to amaze me how much you can learn, thanks to the internet, and keep up to date in so many ways on some topics. Quite frankly, there are some topics that there is not a single university that can teach you what’s going on because we’re talking about stuff that is so precise, so focused that no one is building a degree around that. There is no way. Nuno Goncalves PedroI think that makes sense. Maybe bring it back to core skills. We’ve talked about a couple of core skills, but maybe just to structure it a little bit for you, our listener. I think there’s a big belief that critical thinking will be more important than ever. We already talked a little bit about that. I think there’s a belief that analytical thinking, the ability to, again, distinguish fact from opinion, ability to distinguish elements from different data sources and make sure that you see what those elements actually are in a relatively analytical manner. Actually the ability to extract data in some ways. Active learning, proactive learning and learning strategies. I mean, the ability to proactively learn, proactively search, be curious and search for knowledge. Complex problem-solving, we also talked a little bit about it. That goes hand in hand normally with critical thinking and analysis. Creativity, we also talked about. I think originality, initiative, I think will be very important for a long time. I’m not saying AI at some point won’t be able to emulate genuine creativity. I wouldn’t go as far as saying that, but for the time being, it has tremendous difficulty doing so. Bertrand SchmittBut you can use AI in creative endeavours. Nuno Goncalves PedroOf course, no doubt. Bertrand SchmittYou can do stuff you will be unable to do, create music, create videos, create stuff that will be very difficult. I see that as an evolution of tools. It’s like now cameras are so cheap to create world-class quality videos, for instance. That if you’re a student, you want to learn cinema, you can do it truly on the cheap. But now that’s the next level. You don’t even need actors, you don’t even need the real camera. You can start to make movies. It’s amazing as a learning tool, as a creative tool. It’s for sure a new art form in a way that we have seen expanding on YouTube and other places, and the same for creating new images, new music. I think that AI can be actually a tool for expression and for creativity, even in its current form. Nuno Goncalves PedroAbsolutely. A couple of other skills that people would say maybe are soft skills, but I think are incredibly powerful and very distinctive from machines. Empathy, the ability to figure out how the other person’s feeling and why they’re feeling like that. Adaptability, openness, the flexibility, the ability to drop something and go a different route, to maybe be intellectually honest and recognise this is the wrong way and the wrong angle. Last but not the least, I think on the positive side, tech literacy. I mean, a lot of people are, oh, we don’t need to be tech literate. Actually, I think this is a moment in time where you need to be more tech literate than ever. It’s almost a given. It’s almost like table stakes, that you are at some tech literacy. What matters less? I think memorisation and just the cramming of information and using your brain as a library just for the sake of it, I think probably will matter less and less. If you are a subject or a class that’s just solely focused on cramming your information, I feel that’s probably the wrong way to go. I saw some analysis that the management of people is less and less important. I actually disagree with that. I think in the interim, because of what we were discussing earlier, that subject-matter experts at the top end can do a lot of stuff by themselves and therefore maybe need to less… They have less people working for them because they become a little bit more like superpowered individual contributors. But I feel that’s a blip rather than what’s going to happen over time. I think collaboration is going to be a key element of what needs to be done in the future. Still, I don’t see that changing, and therefore, management needs to be embedded in it. What other skills should disappear or what other skills are less important to be developed, I guess? Bertrand SchmittWorld learning, I’ve never, ever been a fan. I think that one for sure. But at the same time, I want to make sure that we still need to learn about history or geography. What we don’t want to learn is that stupid word learning. I still remember as a teenager having to learn the list of all the 100 French departments. I mean, who cared? I didn’t care about knowing the biggest cities of each French department. It was useless to me. But at the same time, geography in general, history in general, there is a lot to learn from the past from the current world. I think we need to find that right balance. The details, the long list might not be that necessary. At the same time, the long arc of history, our world where it is today, I think there is a lot of value. I think you talk about analysing data. I think this one is critical because the world is generating more and more data. We need to benefit from it. There is no way we can benefit from it if we don’t understand how data is produced, what data means. If we don’t understand the base of statistical analysis. I think some of this is definitely critical. But for stuff, we have to do less. It’s beyond world learning. I don’t know, honestly. I don’t think the core should change so much. But the tools we use to learn the core, yes, probably should definitely improve. Nuno Goncalves PedroOne final debate, maybe just to close, I think this chapter on education and skill building and all of that. There’s been a lot of discussion around specialisation versus generalisation, specialists versus generalists. I think for a very long time, the world has gone into a route that basically frames specialisation as a great thing. I think both of us have lived in Silicon Valley. I still do, but we both lived in Silicon Valley for a significant period of time. The centre of the universe in terms of specialisation, you get more and more specialised. I think we’re going into a world that becomes a little bit different. It becomes a little bit like what Amazon calls athletes, right? The T-Pi-shaped people get the most value, where you’re brought on top, you’re a very strong generalist on top, and you have a lot of great soft skills around management and empathy and all that stuff. Then you might have one or two subject matter expertise areas. Could be like business development and sales or corporate development and business development or product management and something else. I think those are the winners of the future. The young winners of the future are going to be more and more T-pi-shaped, if I had to make a guess. Specialisation matters, but maybe not as much as it matters today. It matters from the perspective that you still have to have spikes in certain areas of focus. But I’m not sure that you get more and more specialised in the area you’re in. I’m not sure that’s necessarily how humans create most value in their arena of deployment and development. Professionally, and therefore, I’m not sure education should be more and more specialised just for the sake of it. What do you think? Bertrand SchmittI think that that’s a great point. I would say I could see an argument for both. I think there is always some value in being truly an expert on a topic so that you can keep digging around, keep developing the field. You cannot develop a field without people focused on developing a field. I think that one is there to stay. At the same time, I can see how in many situations, combining knowledge of multiple fields can bring tremendous value. I think it’s very clear as well. I think it’s a balance. We still need some experts. At the same time, there is value to be quite horizontal in terms of knowledge. I think what is still very valuable is the ability to drill through whenever you need. I think that we say it’s actually much easier than before. That for me is a big difference. I can see how now you can drill through on topics that would have been very complex to go into. You will have to read a lot of books, watch a lot of videos, potentially do a new education before you grasp much about a topic. Well, now, thanks to AI, you can drill very quickly on topic of interest to you. I think that can be very valuable. Again, if you just do that blindly, that’s calling for trouble. But if you have some knowledge in the area, if you know how to deal with AI, at least today’s AI and its constraints, I think there is real value you can deliver thanks to an ability to drill through when you don’t. For me, personally, one thing I’ve seen is some people who are generalists have lost this ability. They have lost this ability to drill through on a topic, become expert on some topic very quickly. I think you need that. If you’re a VC, you need to analyse opportunity, you need to discover a new space very quickly. We say, I think some stuff can move much quicker than before. I’m always careful now when I see some pure generalists, because one thing I notice is that they don’t know how to do much anything any more. That’s a risk. We have example of very, very, very successful people. Take an Elon Musk, take a Steve Jobs. They have this ability to drill through to the very end of any topic, and that’s a real skill. Sometimes I see people, you should trust the people below. They know better on this and that, and you should not question experts and stuff. Hey, guys, how is it that they managed to build such successful companies? Is their ability to drill through and challenge hardcore experts. Yes, they will bring top people in the field, but they have an ability to learn quickly a new space and to drill through on some very technical topics and challenge people the right way. Challenge, don’t smart me. Not the, I don’t care, just do it in 10 days. No, going smartly, showing people those options, learning enough in the field to be dangerous. I think that’s a very, very important skill to have. Nuno Goncalves PedroMaybe switching to the dark side and talking a little bit about the bad stuff. I think a lot of people have these questions. There’s been a lot of debate around ChatGPT. I think there’s still a couple of court cases going on, a suicide case that I recently a bit privy to of a young man that killed himself, and OpenAI and ChatGPT as a tool currently really under the magnifying glass for, are people getting confused about AI and AI looks so similar to us, et cetera. The Ethics, Safety, and Privacy Landscape Maybe let’s talk about the ethics and safety and privacy landscape a little bit and what’s happening. Sadly, AI will also create the advent of a world that has still a lot of biases at scale. I mean, let’s not forget the AI is using data and data has biases. The models that are being trained on this data will have also biases that we’re seeing with AI, the ability to do things that are fake, deep fakes in video and pictures, et cetera. How do we, as a society, start dealing with that? How do we, as a society, start dealing with all the attacks that are going on? On the privacy side, the ability for these models and for these tools that we have today to actually have memory of the conversations we’ve had with them already and have context on what we said before and be able to act on that on us, and how is that information being farmed and that data being farmed? How is it being used? For what purposes is it being used? As I said, the dark side of our conversation today. I think we’ve been pretty positive until now. But in this world, I think things are going to get worse before they get better. Obviously, there’s a lot of money being thrown at rapid evolution of these tools. I don’t see moratoriums coming anytime soon or bans on tools coming anytime soon. The world will need to adapt very, very quickly. As we’ve talked in previous episodes, regulation takes a long time to adapt, except Europe, which obviously regulates maybe way too fast on technology and maybe not really on use cases and user flows. But how do we deal with this world that is clearly becoming more complex? Bertrand SchmittI mean, on the European topic, I believe Europe should focus on building versus trying to sensor and to control and to regulate. But going back to your point, I think there are some, I mean, very tough use case when you see about voice cloning, for instance. Grandparents believing that their kids are calling them, have been kidnapped when there is nothing to it, and they’re being extorted. AI generating deepfakes that enable sextortion, that stuff. I mean, it’s horrible stuff, obviously. I’m not for regulation here, to be frank. I think that we should for sure prosecute to the full extent of the law. The law has already a lot of tools to deal with this type of situation. But I can see some value to try to prevent that in some tools. If you are great at building tools to generate a fake voice, maybe you should make sure that you are not helping scammers. If you can generate easily images, you might want to make sure that you cannot easily generate tools that can be used for creating deep fakes and sex extortion. I think there are things that should be done by some providers to limit such terrible use cases. At the same time, the genie is out. There is also that part around, okay, the world will need to adapt. But yeah, you cannot trust everything that is done. What could have looked like horrible might not be true. You need to think twice about some of this, what you see, what you hear. We need to adjust how we live, how we work, but also how we prevent that. New tools, I believe, will appear. We will learn maybe to be less trustful on some stuff, but that is what it is. Nuno Goncalves PedroMaybe to follow up on that, I fully agree with everything you just said. We need to have these tools that will create boundary conditions around it as well. I think tech will need to fight tech in some ways, or we’ll need to find flaws in tech, but I think a lot of money needs to be put in it as well. I think my shout-out here, if people are listening to us, are entrepreneurs, et cetera, I think that’s an area that needs more and more investment, an area that needs more and more tooling platforms that are helpful to this. It’s interesting because that’s a little bit like how OpenAI was born. OpenAI was born to be a positive AI platform into the future. Then all of a sudden we’re like, “Can we have tools to control ChatGPT and all these things that are out there now?” How things have changed, I guess. But we definitely need to have, I think, a much more significant investment into these toolings and platforms than we do have today. Otherwise, I don’t see things evolving much better. There’s going to be more and more of this. There’s going to be more and more deep fakes, more and more, lack of contextualisation. There’s countries now that allow you to get married with not a human. It’s like you can get married to an algorithm or a robot or whatever. It’s like, what the hell? What’s happening now? It’s crazy. Hopefully, we’ll have more and more boundary conditions. Bertrand SchmittYeah, I think it will be a boom for cybersecurity. No question here. Tools to make sure that is there a better trust system or detecting the fake. It’s not going to be easy, but it has been the game in cybersecurity for a long time. You have some new Internet tools, some new Internet products. You need to find a difference against it and the constant war between the attackers and the defender. Nuno Goncalves PedroThe Parental Playbook: Actionable Strategies Maybe last but not the least in today’s episode, the parent playbook I’m a parent, what should I do I’ll actually let you start first. Bertrand, I’m parent-alike, but I am, sadly, not a parent, so I’ll let you start first, and then I’ll share some of my perspectives as well as a parent-like figure. Bertrand SchmittYeah, as a parent to an 8-year, I would say so far, no real difference than before. She will do some homework on an iPad. But beyond that, I cannot say I’ve seen at this stage so much difference. I think it will come up later when you have different type of homeworks when the kids start to be able to use computers on their own. What I’ve seen, however, is some interesting use cases. When my daughter is not sure about the spelling, she simply asks, Siri. “Hey, Siri, how do you spell this or this or that?” I didn’t teach her that. All of this came on her own. She’s using Siri for a few stuff for work, and I’m quite surprised in a very smart, useful way. It’s like, that’s great. She doesn’t need to ask me. She can ask by herself. She’s more autonomous. Why not? It’s a very efficient way for her to work and learn about the world. I probably feel sad when she asks Siri if she’s her friend. That does not feel right to me. But I would say so far, so good. I’ve seen only AI as a useful tool and with absolutely very limited risk. At the same time, for sure, we don’t let our kid close to any social media or the like. I think some of this stuff is for sure dangerous. I think as a parent, you have to be very careful before authorising any social media. I guess at some point you have no choice, but I think you have to be very careful, very gradual, and putting a lot of controls and safety mechanism I mean, you talk about kids committing suicide. It’s horrible. As a parent, I don’t think you can have a bigger worry than that. Suddenly your kids going crazy because someone bullied them online, because someone tried to extort them online. This person online could be someone in the same school or some scammer on the other side of the world. This is very scary. I think we need to have a lot of control on our kids’ digital life as well as being there for them on a lot of topics and keep drilling into them how a lot of this stuff online is not true, is fake, is not important, and being careful, yes, to raise them, to be critical of stuff, and to share as much as possible with our parents. I think We have to be very careful. But I would say some of the most dangerous stuff so far, I don’t think it’s really coming from AI. It’s a lot more social media in general, I would say, but definitely AI is adding another layer of risk. Nuno Goncalves PedroFrom my perspective, having helped raise three kids, having been a parent-like role today, what I would say is I would highlight against the skills that I was talking about before, and I would work on developing those skills. Skills that relate to curiosity, to analytical behaviours at the same time as being creative, allowing for both, allowing for the left brain, right brain, allowing for the discipline and structure that comes with analytical thinking to go hand in hand with doing things in a very, very different way and experimenting and failing and doing things and repeating them again. All the skills that I mentioned before, focusing on those skills. I was very fortunate to have a parental unit. My father and my mother were together all their lives: my father, sadly, passing away 5 years ago that were very, very different, my mother, more of a hacker in mindset. Someone was very curious, medical doctor, allowing me to experiment and to be curious about things around me and not simplifying interactions with me, saying it as it was with a language that was used for that particular purpose, allowing me to interact with her friends, who were obviously adults. And then on the other side, I have my father, someone who was more disciplined, someone who was more ethical, I think that becomes more important. The ability to be ethical, the ability to have moral standing. I’m Catholic. There is a religious and more overlay to how I do things. Having the ability to portray that and pass that to the next generation and sharing with them what’s acceptable and what’s not acceptable, I think is pretty critical and even more critical than it was before. The ability to be structured, to say and to do what you say, not just actually say a bunch of stuff and not do it. So, I think those things don’t go out of use, but I would really spend a lot more focus on the ability to do critical thinking, analytical thinking, having creative ideas, obviously, creating a little bit of a hacker mindset, how to cut corners to get to something is actually really more and more important. The second part is with all of this, the overlay of growth mindset. I feel having a more flexible mindset rather than a fixed mindset. What I mean by that is not praising your kids or your grandchildren for being very intelligent or very beautiful, which are fixed things, they’re static things, but praising them for the effort they put into something, for the learning that they put into something, for the process, raising the

JP Morgan is taking over the Apple Card… even though the ghost of Steve Jobs haunts it.Intro story description.Timothee Chalomet won best actor for Marty Supreme… and it all started with a viral Zoom marketing call.Palantir offers workers free nicotine pouches at work… the work perk pivot reflects society.What type of sleeper are you? Probably not a 5am lark.$AAPL $JPM $PMIBuy tickets to The IPO Tour (our In-Person Offering) TODAYAustin, TX (2/25): SOLD OUTArlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): SOLD OUTGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll WSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

Send us a text!The new Cult of Mac podcast:Apple PodcastsSpotify PodcastsOvercastCastroRSS feedAmazon MusicPocket CastsPodcast AddictDeezerPlayer FMPodchaserListen NotesCastboxGoodpodsMetacastThis week's stories:Samsung teases the foldable iPhone's biggest upgradeAt CES 2026, Samsung showcased a crease-less folding OLED panel that might be headed for Apple's first foldable iPhone.Decorating your iPhone with tiny stickers is 2026's hot new trendPersonalize your iPhone 17 Pro camera plateau with stickers. Lots of people are doing it in fun and creative ways.This is the weirdest auction of Steve Jobs memorabilia we've ever seenSome rather strange Steve Jobs memorabilia is up for auction, showcasing unique items related to the Apple co-founder.New fitness app Reps & Sets 26 gets serious about strength trainingDesigned exclusively for iPhone, iPad and Apple Watch, strength-training app Reps & Sets 26 was developed by a long-time Cult of Mac writer.Reps & Sets 26 on the App StoreTop 10 Apple setups of 2025Cult of Mac's top 10 Apple setups of 2025 excel in raw computing power, aesthetic beauty, functional innovation — or all three.Turn your M4 Mac mini into a small-but-mighty ‘Mac Pro'

With Gary away at MLB Fantasy Camp, Shannon and Andy open the hour talking adult camps that let men relive childhood dreams, how those experiences build instant community, and why making friends as an adult is harder than it looks. The hour continues with Bobby Livingston of RR Auction, who joins the show to talk about rare Steve Jobs and Apple memorabilia heading to auction. They wrap on a lighter note with an unexpectedly revealing conversation about sleep habits, including who sleeps naked and why the talkbacks took the discussion further than anyone anticipated.See omnystudio.com/listener for privacy information.

Pour cela il ne suffit pas d'arrêter de se laver. Il faut aussi être un génie visionnaire de l'informatique, car c'est exactement ce qui est arrivé au créateur de 'Apple'. Car avant d'être un geek, Steve Jobs était un hippie... Dans "Ah Ouais ?", Florian Gazan répond en une minute chrono à toutes les questions essentielles, existentielles, parfois complètement absurdes, qui vous traversent la tête. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

(January 13,2026) KTLA & KFI tech reporter Rich DeMuro joins the show for ‘Tech Tuesday.’ Today, Rich talks about Apple tapping Google to help bring more AI features to the iPhone. Owner of Rams and SoFi Stadium battles Inglewood over billboards, roads and sewers. Apple fans can buy a piece of history: Steve Jobs desk and bow ties are up for auction.See omnystudio.com/listener for privacy information.

M.G. Siegler of Spyglass is back for our monthly tech news discussion. Today we discuss whether AI needs a Steve Jobs, whether the technology lends itself to that type of leader, and who it might be of the current crop. We also discuss which Big Tech companies are actually winning in the AI race and why so few have a standout AI product. Then we look at the year ahead and get some of Siegler's boldest predictions. Tune in for a fun, deep discussion on the current state of AI and what's missing. --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

Aishwarya Naresh Reganti and Kiriti Badam have helped build and launch more than 50 enterprise AI products across companies like OpenAI, Google, Amazon, and Databricks. Based on these experiences, they've developed a small set of best practices for building and scaling successful AI products. The goal of this conversation is to save you and your team a lot of pain and suffering.We discuss:1. Two key ways AI products differ from traditional software, and why that fundamentally changes how they should be built2. Common patterns and anti-patterns in companies that build strong AI products versus those that struggle3. A framework they developed from real-world experience to iteratively build AI products that create a flywheel of improvement4. Why obsessing about customer trust and reliability is an underrated driver of successful AI products5. Why evals aren't a cure-all, and the most common misconceptions people have about them6. The skills that matter most for builders in the AI era—Brought to you by:Merge—The fastest way to ship 220+ integrations: https://merge.dev/lennyStrella—The AI-powered customer research platform: https://strella.io/lennyBrex—The banking solution for startups: https://www.brex.com/product/business-account?ref_code=bmk_dp_brand1H25_ln_new_fs—Transcript: https://www.lennysnewsletter.com/p/what-openai-and-google-engineers-learned—My biggest takeaways (for paid newsletter subscribers): https://www.lennysnewsletter.com/i/183007822/referenced—Get 15% off Aishwarya and Kiriti's Maven course, Building Agentic AI Applications with a Problem-First Approach, using this link: https://bit.ly/3V5XJFp—Where to find Aishwarya Naresh Reganti:• LinkedIn: https://www.linkedin.com/in/areganti• GitHub: https://github.com/aishwaryanr/awesome-generative-ai-guide• X: https://x.com/aish_reganti—Where to find Kiriti Badam:• LinkedIn: https://www.linkedin.com/in/sai-kiriti-badam• X: https://x.com/kiritibadam—Where to find Lenny:• Newsletter: https://www.lennysnewsletter.com• X: https://twitter.com/lennysan• LinkedIn: https://www.linkedin.com/in/lennyrachitsky/—In this episode, we cover:(00:00) Introduction to Aishwarya and Kiriti(05:03) Challenges in AI product development(07:36) Key differences between AI and traditional software(13:19) Building AI products: start small and scale(15:23) The importance of human control in AI systems(22:38) Avoiding prompt injection and jailbreaking(25:18) Patterns for successful AI product development(33:20) The debate on evals and production monitoring(41:27) Codex team's approach to evals and customer feedback(45:41) Continuous calibration, continuous development (CC/CD) framework(58:07) Emerging patterns and calibration(01:01:24) Overhyped and under-hyped AI concepts(01:05:17) The future of AI(01:08:41) Skills and best practices for building AI products(01:14:04) Lightning round and final thoughts—Referenced:• LevelUp Labs: https://levelup-labs.ai/• Why your AI product needs a different development lifecycle: https://www.lennysnewsletter.com/p/why-your-ai-product-needs-a-different• Booking.com: https://www.booking.com• Research paper on agents in production (by Matei Zaharia's lab): https://arxiv.org/pdf/2512.04123• Matei Zaharia's research on Google Scholar: https://scholar.google.com/citations?user=I1EvjZsAAAAJ&hl=en• The coming AI security crisis (and what to do about it) | Sander Schulhoff: https://www.lennysnewsletter.com/p/the-coming-ai-security-crisis• Gajen Kandiah on LinkedIn: https://www.linkedin.com/in/gajenkandiah• Rackspace: https://www.rackspace.com• The AI-native startup: 5 products, 7-figure revenue, 100% AI-written code | Dan Shipper (co-founder/CEO of Every): https://www.lennysnewsletter.com/p/inside-every-dan-shipper• Semantic Diffusion: https://martinfowler.com/bliki/SemanticDiffusion.html• LMArena: https://lmarena.ai• Artificial Analysis: https://artificialanalysis.ai/leaderboards/providers• Why humans are AI's biggest bottleneck (and what's coming in 2026) | Alexander Embiricos (OpenAI Codex Product Lead): https://www.lennysnewsletter.com/p/why-humans-are-ais-biggest-bottleneck• Airline held liable for its chatbot giving passenger bad advice—what this means for travellers: https://www.bbc.com/travel/article/20240222-air-canada-chatbot-misinformation-what-travellers-should-know• Demis Hassabis on LinkedIn: https://www.linkedin.com/in/demishassabis• We replaced our sales team with 20 AI agents—here's what happened | Jason Lemkin (SaaStr): https://www.lennysnewsletter.com/p/we-replaced-our-sales-team-with-20-ai-agents• Socrates's quote: https://en.wikipedia.org/wiki/The_unexamined_life_is_not_worth_living• Noah Smith's newsletter: https://www.noahpinion.blog• Silicon Valley on HBO Max: https://www.hbomax.com/shows/silicon-valley/b4583939-e39f-4b5c-822d-5b6cc186172d• Clair Obscur: Expedition 33: https://store.steampowered.com/app/1903340/Clair_Obscur_Expedition_33/• Wisprflow: https://wisprflow.ai• Raycast: https://www.raycast.com• Steve Jobs's quote: https://www.goodreads.com/quotes/463176-you-can-t-connect-the-dots-looking-forward-you-can-only—Recommended books:•  When Breath Becomes Air: https://www.amazon.com/When-Breath-Becomes-Paul-Kalanithi/dp/081298840X• The Three-Body Problem: https://www.amazon.com/Three-Body-Problem-Cixin-Liu/dp/0765382032• A Fire Upon the Deep: https://www.amazon.com/Fire-Upon-Deep-Zones-Thought/dp/0812515285—Production and marketing by https://penname.co/. For inquiries about sponsoring the podcast, email podcast@lennyrachitsky.com.—Lenny may be an investor in the companies discussed. To hear more, visit www.lennysnewsletter.com

Each year, the U.S. Patent and Trademark Office grants hundreds of thousands of patents to people who embody what we sometimes refer to as “American ingenuity”. These are folks who are creative problem-solvers, capable of out-of-the box thinking that leads to innovation. From Thomas Edison to Steve Jobs, American ingenuity has resulted in a host of innovations and inventions that most of us now take for granted. I’m thinking of course of modern electricity and personal computers but also smartphones and, let’s face it, Artificial Intelligence. Our healthcare system has benefitted from American ingenuity too. In the last 50 years, medical advances in diagnostics and imaging, and biotechnology and genetics, have revolutionized healthcare, leading to improved treatments, enhanced patient experience, better public health, and greater efficiency and cost savings. Perhaps the most obvious benefit of American ingenuity in healthcare is that Americans — and people living around the globe — are just living longer, healthier lives. Amy's lunch guests, Dr. Blake Williamson and Dr. Lawrence Salone, are both contributing to this universal progress with their individual insight and innovation. Dr. Blake Williamson is the President and Managing Partner of Williamson Eye Center, a vertically integrated ophthalmology practice, combining optometry and ophthalmology to provide comprehensive eye care—from pediatrics to retirement age. Founded more than 80 years ago by Blake’s grandfather, Williamson Eye Center has grown significantly over the past decade, operating one of the highest-volume eye surgery centers in Louisiana. The center is often among the first practices in the world to access new eye-care technologies. For instance, Dr. Williamson was the first surgeon in the world to implant the Odyssey lens, a breakthrough cataract implant. After serving in the military, including a deployment in Iraq, Dr. Lawrence Salone returned to Baton Rouge where he became acutely aware of the lack of accessible mental health services and the high rates of suicide among service members. In 2012, Dr. Salone launched Post Trauma Institute, a Louisiana-based mental health organization offering integrated psychiatric services under one umbrella, including medication management, psychological testing, therapy, and substance abuse treatment. An early adopter of virtual mental health care, PTI has been offering telehealth services since 2014, well before telehealth became mainstream. Today, PTI employs five prescribers and seven therapists, offering services to veterans, National Guard members, and reservists, as well as a growing roster of employers concerned about absenteeism, burnout, and productivity. the U.S. healthcare system is rapidly changing, driven by escalating costs, technological integration, and evolving policies affecting insurance. Despite these challenges, your approach to innovation will ensure your respective practices continue to provide affordable and accessible healthcare to our Baton Rouge community. For a mid size city in the south, the presence of PTI and the Williamson Eye Center are two of the reasons we're punching way above our weight in healthcare here in Baton Rouge. Out to Lunch is recorded live over lunch at Mansurs on the Boulevard. You can find photos from this show by Ian Ledo and Miranda Albarez at itsbatonrouge.com.See omnystudio.com/listener for privacy information.

Newsletter for reference: https://www.aboutamazon.com/news/company-news/amazons-original-1997-letter-to-shareholdersFor years, I preached that a crystal clear vision was the non-negotiable foundation of any successful company, often citing Jeff Bezos's prophetic roadmap for Amazon as the gold standard. But in 2025, I unlearned that rule and embraced the "Steve Jobs approach"—trusting the process, iterating in real-time, and connecting the dots looking backward. In this episode, I'm discussing why you don't need a perfect ten-year plan if you genuinely love the art of building, and how a passion for the daily grind can serve as a powerful substitute for a crystallized vision when navigating the inevitable frustrations of entrepreneurship.//Welcome to Repeatable Revenue, hosted by strategic growth advisor , Ray J. Green.About Ray:→ Former Managing Director of National Small & Midsize Business at the U.S. Chamber of Commerce, where he doubled revenue per sale in fundraising, led the first increase in SMB membership, co-built a national Mid-Market sales channel, and more.→ Former CEO operator for several investor groups where he led turnarounds of recently acquired small businesses.→ Current founder of MSP Sales Partners, where we currently help IT companies scale sales: www.MSPSalesPartners.com→ Current Sales & Sales Management Expert in Residence at the world's largest IT business mastermind.→ Current Managing Partner of Repeatable Revenue Ventures, where we scale B2B companies we have equity in: www.RayJGreen.com//Follow Ray on:YouTube | LinkedIn | Facebook | Twitter | Instagram

4pm: On this day in 2007, Steve Jobs debuts the iPhone // Microsoft layoff rumors ‘100 percent made up,’ exec says // Microsoft scoops up Redmond office space before RTO deadline //  ‘An incomprehensible nightmare’: grief turns to anger over Swiss bar fire as Le Constellation owner arrested // ‘Worst in Show’ CES products include AI refrigerators, AI companions and AI doorbells 

6pm: On this day in 2007, Steve Jobs debuts the iPhone // Microsoft layoff rumors ‘100 percent made up,’ exec says // Microsoft scoops up Redmond office space before RTO deadline //  ‘An incomprehensible nightmare’: grief turns to anger over Swiss bar fire as Le Constellation owner arrested // ‘Worst in Show’ CES products include AI refrigerators, AI companions and AI doorbells 

Get AudioBooks for FreeBest Self-improvement MotivationSteve Jobs Marketing Strategy: Sell Ideas the Apple WayLearn how Steve Jobs sold ideas—not products. Dan Lok breaks down Apple's marketing strategy and reveals how to sell your ideas with clarity and power.Get AudioBooks for Free⁠We Need Your Love & Support ❤️https://buymeacoffee.com/myinspiration#Motivational_Speech#motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bruce & Gaydos explain how Steve Jobs changed the world back on this day in 2007 when he announced the first iteration of the iPhone.

Let's take an interesting look at America's favorite sports. Meghan Trainor has officially tapped in on the toxic mom group drama. Sarah Michelle Gellar is sharing some details about the Buffy reboot. Scott Budman is on the show! NBC Bay Area's tech expert is sharing more details on the new EV charger. Plus, how realistic are humanoid robots for the household?

Travis Chappell and his producer, Eric, react to a retired American couple who traded their old life in the US for a more affordable, higher-quality retirement in Malta. By downsizing their costs, leveraging rental income from their U.S. home, and tapping into cheaper healthcare and everyday expenses overseas, they've created a lifestyle they never could have afforded if they stayed put in the States. Their story is a real-world case study in using self-awareness and geography—not just income—to design a life you actually want. On this episode we talk about: How Mary and Kevin retired to Malta on Social Security and rental income Why your ideal life might be more about where you live than how much you earn The mindset shift from “big house and car” to “low overhead and freedom” Tradeoffs of retiring abroad: distance from family vs. more time and presence when you visit Countries where you can live comfortably for under $1,000 a month Why lifestyle bloat traps people in jobs they hate longer than necessary How to reverse-engineer your cost of living around the life you actually want Top 3 Takeaways You don't have to become a billionaire to live well in retirement; you may just need to move somewhere your Social Security or modest income stretches a lot further. Success starts with self-awareness—getting brutally honest about what you really want (time, freedom, experiences) instead of defaulting to status symbols like big houses and luxury cars. Geographic arbitrage is real: by lowering housing, transportation, and healthcare costs abroad, you can often buy more free time, less stress, and more meaningful time with the people you love. Notable Quotes “The choice was basically stay in the U.S. and keep working—or go to Malta and actually enjoy our retirement.” “You don't have to dedicate your life to becoming the next Steve Jobs; you just have to do the math on the life you want and engineer it on purpose.” “If you just float and let life happen to you, you get the kind of results that come from living that way—and that's not how I want to live.” ✖️✖️✖️✖️

David Senra: Read the notes at at podcastnotes.org. Don't forget to subscribe for free to our newsletter, the top 10 ideas of the week, every Monday --------- John Mackey is the co-founder of Whole Foods Market, where he also served as the company's CEO for 44 years (1980–2022). More recently, Mackey is the co-founder of Love.Life, a wellness company focused on a holistic approach to health. He is an entrepreneur, author and advocate for conscious capitalism who spent over four decades building the natural foods industry. Under his leadership, Whole Foods grew from a single store in Austin, Texas, in 1980 to the world's largest natural and organic foods retailer, with over 500 stores across North America and the United Kingdom before its acquisition by Amazon in 2017 for $13.7 billion. After dropping out of the University of Texas at Austin, Mackey opened SaferWay Natural Foods in 1978 with Renee Lawson Hardy. He merged SaferWay with Clarksville Natural Grocery in 1980 to create Whole Foods Market. He became known for pioneering high-quality natural foods retail, championing stakeholder-oriented business philosophy and popularizing the concept of conscious capitalism. His accomplishments include building Whole Foods into a Fortune 500 company, co-founding the Conscious Capitalism movement with Raj Sisodia, serving as CEO of Whole Foods for 44 years until his retirement in 2022, co-authoring "Conscious Capitalism: Liberating the Heroic Spirit of Business" in 2013 and "The Whole Foods Diet" in 2017 and launching Love.Life in 2023 to focus on longevity and integrative medicine. Episode show notes: https://www.davidsenra.com/episode/john-mackey Made possible by Ramp: ⁠https://ramp.com Function Health: https://functionhealth.com/senra Eight Sleep: https://eightsleep.com/senra Chapters (00:00:00) Fanatical Entrepreneurs: Why Work Feels Like Play (00:02:18) The Missionary vs. Mercenary Co-Founder Conflict (00:06:16) The Shirtless Hitchhiking Hippie and Johnny Rockefeller (00:08:12) Entrepreneur Confidence: Solving Puzzles and Cracking the Code (00:10:19) Flying Under the Radar: How Supermarkets Ignored Whole Foods (00:10:52) Venture Capitalists Are Hitchhikers With Credit Cards (00:14:03) Builder Entrepreneurs vs. Serial Entrepreneurs (00:16:31) Time Is the Only Filter I Trust (00:20:52) How Walmart Accidentally Fueled Whole Foods' Success (00:24:01) The Jaw-Drop Effect: When Customers First Walked In (00:27:17) Growth Through Acquisition: Building Geographic Platforms (00:29:19) Secret Allies: The Natural Foods Network (00:33:17) Mrs. Gooch's and the Revelation of Scale (00:34:52) Missionaries Sharing Financial Statements and Building Friendships (00:38:10) Never Competing Head-On With Friends (00:41:22) Going Public and Creating Liquidity for the Network (00:42:00) Continuous Learning: The Michael Dell Principle (00:44:10) Steve Jobs and Spotting Markets With Second-Rate Products (00:46:50) The Joy of Watching Team Members Become Millionaires (00:48:09) Capitalism: The Greatest Thing Humans Ever Invented (00:55:59) Cult Brands Are Built by Evangelists (00:58:01) Passion Is Infectious: The Reality Distortion Field (01:00:08) From Busboy to CEO: The Resume of an Entrepreneur (01:02:57) Learning From Near-Death Experiences (01:04:05) Money Means Freedom: Early Work Ethic (01:05:25) Shoe Dog as the Benchmark: Belief Is Irresistible (01:09:16) Documenting Time: Why Chronology Matters in Memoirs (01:11:14) Rockefeller, Bezos, and Musk: The Master Strategists (01:14:39) Using Doubt as Fuel: The Slow Burn of Proving People Wrong (01:20:04) Daniel Ek and Having No Ceilings (01:23:09) How His Father Shaped His Ambition (01:25:52) Firing His Father From the Board: The Hardest Decision (01:28:01) His Mother's Deathbed Wish and Lasting Regret (01:34:47) The Ceremony of Forgiveness (01:36:17) MDMA Therapy and Breathwork: Accessing Deeper Consciousness (01:38:54) The Entrepreneurial Journey as a Spiritual Journey (01:40:45) Conclusion Learn more about your ad choices. Visit megaphone.fm/adchoices

A look back at what Apple did, and did not deliver in 2025. What will Apple do in 2026? Could Apple benefit from Alan Dye, former design lead for Apple, leaving the company? And you can watch an upcoming NBA game, live, in the Vision Pro! 2025 will be remembered for what Apple didn't deliver. And Stay Out! It's hard to justify Tahoe icons. Wish List: A more flexible Apple display strategy. AppleVis announces winners of the 2025 Golden Apple Awards. Los Angeles Lakers games on Spectrum Front Row in Apple Immersive tip off January 9. Apple scores at the Critics Choice Awards with top wins for global hit feature "F1" and Best Comedy Series "The Studio". Pluribus season 2 isn't happening for a while, says Vince Gilligan: 'We're working on it'. Steve Jobs' Desk, Bow Ties, 8-Track tapes, and other personal ephemera featured in Apple 50th Anniversary auction Picks of the Week Shelly's Pick: PiccyBot Andy's Pick: Bounce Jason's Pick: LosslessCut Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Shelly Brisbin Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: material.security

A look back at what Apple did, and did not deliver in 2025. What will Apple do in 2026? Could Apple benefit from Alan Dye, former design lead for Apple, leaving the company? And you can watch an upcoming NBA game, live, in the Vision Pro! 2025 will be remembered for what Apple didn't deliver. And Stay Out! It's hard to justify Tahoe icons. Wish List: A more flexible Apple display strategy. AppleVis announces winners of the 2025 Golden Apple Awards. Los Angeles Lakers games on Spectrum Front Row in Apple Immersive tip off January 9. Apple scores at the Critics Choice Awards with top wins for global hit feature "F1" and Best Comedy Series "The Studio". Pluribus season 2 isn't happening for a while, says Vince Gilligan: 'We're working on it'. Steve Jobs' Desk, Bow Ties, 8-Track tapes, and other personal ephemera featured in Apple 50th Anniversary auction Picks of the Week Shelly's Pick: PiccyBot Andy's Pick: Bounce Jason's Pick: LosslessCut Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Shelly Brisbin Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: material.security

A look back at what Apple did, and did not deliver in 2025. What will Apple do in 2026? Could Apple benefit from Alan Dye, former design lead for Apple, leaving the company? And you can watch an upcoming NBA game, live, in the Vision Pro! 2025 will be remembered for what Apple didn't deliver. And Stay Out! It's hard to justify Tahoe icons. Wish List: A more flexible Apple display strategy. AppleVis announces winners of the 2025 Golden Apple Awards. Los Angeles Lakers games on Spectrum Front Row in Apple Immersive tip off January 9. Apple scores at the Critics Choice Awards with top wins for global hit feature "F1" and Best Comedy Series "The Studio". Pluribus season 2 isn't happening for a while, says Vince Gilligan: 'We're working on it'. Steve Jobs' Desk, Bow Ties, 8-Track tapes, and other personal ephemera featured in Apple 50th Anniversary auction Picks of the Week Shelly's Pick: PiccyBot Andy's Pick: Bounce Jason's Pick: LosslessCut Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Shelly Brisbin Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: material.security

A look back at what Apple did, and did not deliver in 2025. What will Apple do in 2026? Could Apple benefit from Alan Dye, former design lead for Apple, leaving the company? And you can watch an upcoming NBA game, live, in the Vision Pro! 2025 will be remembered for what Apple didn't deliver. And Stay Out! It's hard to justify Tahoe icons. Wish List: A more flexible Apple display strategy. AppleVis announces winners of the 2025 Golden Apple Awards. Los Angeles Lakers games on Spectrum Front Row in Apple Immersive tip off January 9. Apple scores at the Critics Choice Awards with top wins for global hit feature "F1" and Best Comedy Series "The Studio". Pluribus season 2 isn't happening for a while, says Vince Gilligan: 'We're working on it'. Steve Jobs' Desk, Bow Ties, 8-Track tapes, and other personal ephemera featured in Apple 50th Anniversary auction Picks of the Week Shelly's Pick: PiccyBot Andy's Pick: Bounce Jason's Pick: LosslessCut Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Shelly Brisbin Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: material.security

Have you ever read a book that changed your life? Let me tell you about the book that not only changed my life, it continues to change my life each year. In today's encore episode, I share a book review of Autobiography of a Yogi by Paramhansa Yogananda, the book that has influenced George Harrison of the Beatles, Steve Jobs and even Gene Roddenberry, creator of Star Trek. This book is infused with Yogananda's vibrations, which is why it is so influential. If you haven't read it yet, I hope to inspire you to do so. If you have read it, I hope to inspire you to read it again!   Key Learnings: 1) To Magnify Your Miracles, it's a good practice to keep your mind filled with true stories of miraculous occurrences. This book has miracles in every chapter, no joke! 2) Even if you don't feel drawn to Yogananda as your teacher, if you call on him to help you, he promises to help you find your true teacher. I can vouch for this myself. 3) The chapter on The Law of Miracles explains, from a scientific AND spiritual perspective, exactly how miracles occur. Read this chapter over and over to deepen your understanding of miracles.   "Autobiography of a Yogi is the only book I know that continues to change your life, even long after you read it."   To read Autobiography of a Yogi for free online,  click here To purchase the original 1946 edition of Autobiography of a Yogi, visit https://www.innerpath.com/autobiography-of-a-yogi/ Click here to join the Magnify Your Miracles Membership Looking for a coach to help you achieve Success without sacrifice? Click here to schedule a Miracle Meeting with me If you love the image on the wall behind me of Mother Mary Blessing the World, you can order your own museum quality copy at www.deepaliu.com

In this episode we will learn about Steve Jobs' journey to becoming a billionaire. Plus, questions based on Mater singing, Disneyland Parties, and stop motion Mickey Mouse! Subscribe using your favorite podcast app or listen using the link below: Podketeers.com/Quizneyland

A look back at what Apple did, and did not deliver in 2025. What will Apple do in 2026? Could Apple benefit from Alan Dye, former design lead for Apple, leaving the company? And you can watch an upcoming NBA game, live, in the Vision Pro! 2025 will be remembered for what Apple didn't deliver. And Stay Out! It's hard to justify Tahoe icons. Wish List: A more flexible Apple display strategy. AppleVis announces winners of the 2025 Golden Apple Awards. Los Angeles Lakers games on Spectrum Front Row in Apple Immersive tip off January 9. Apple scores at the Critics Choice Awards with top wins for global hit feature "F1" and Best Comedy Series "The Studio". Pluribus season 2 isn't happening for a while, says Vince Gilligan: 'We're working on it'. Steve Jobs' Desk, Bow Ties, 8-Track tapes, and other personal ephemera featured in Apple 50th Anniversary auction Picks of the Week Shelly's Pick: PiccyBot Andy's Pick: Bounce Jason's Pick: LosslessCut Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Shelly Brisbin Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: material.security

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Tim Bucher, CEO and cofounder of Agtonomy, joins Amir to break down what physical AI looks like when it leaves the lab and shows up on the farm. Tim shares how his sixth generation farming roots and a lucky intro computer science class led to a career that included Microsoft, Apple, and Dell, then back into agriculture with a mission that hits the real world fast.This conversation is about building tech that earns its keep, delivers clear ROI, and improves quality of life for the people who keep the food supply moving.Key takeaways• Deep domain experience is a real advantage, especially in ag tech, you cannot fake the last mile of operations• The win is ROI first, but quality of life is right behind it, less stress, more time, and fewer dangerous moments on the job• Agtonomy focuses on autonomy software inside existing equipment ecosystems, not building tractors from scratch, because service networks and financing matter• One operator can run multiple vehicles, shifting the role from tractor driver to tech enabled fleet operator• Hiring can change when the work changes, some farms started attracting younger candidates by posting roles like ag tech operatorTimestamped highlights00:42 What Agtonomy does, physical AI for off road equipment like tractors01:45 Tim's origin story, sixth generation farming roots and the class that changed his path03:59 Lessons from Bill Gates, Steve Jobs, and Michael Dell, and how Tim filtered the mantras into his own leadership05:53 The moment everything shifted, labor pressure, regulations, and the prototype built to save his own farm09:17 The blunt advice for ag tech founders, if you do not have a farmer on the team, fix that11:54 ROI in plain terms, one person operating a fleet from a phone or tablet14:29 Why Agtonomy partners with equipment manufacturers instead of building new vehicles, dealers, parts, service, and financing are the backbone17:39 The overlooked benefit, quality of life, reduced stress, and a more resilient food supply chain20:18 How farms started hiring differently, “ag tech operator” roles and even “video game experience” as a signalA line that stuck with me“This is not just for Trattori farms. This is for the whole world. Let's go save the world.”Pro tips you can actually use• If you are building in a physical industry, hire a real operator early, not just advisors, get someone who lives the workflow• Write job posts that match the modern workflow, if the work is screen based, label it that way and recruit for it• Design onboarding around familiar tools, if your UI feels like a phone app, training time can collapseCall to actionIf you got value from this one, follow the show and share it with a builder who cares about real world impact. For more conversations like this, subscribe and connect with Amir on LinkedIn.

How do you change someone's mind without being manipulative? In a world where influence is a key leadership currency, the line between ethical persuasion and unethical manipulation can seem blurry. To navigate this complex territory, Andy Lopata is joined by an expert in the art of communication, Paul du Toit. Paul is a 27-year speaking veteran, Africa's first Certified speaking professional this century, and the author of three business books, including the timely "The Book of Persuasion." As an inductee into both the Southern African Speakers Hall of Fame and the Southern African Educators Hall of Fame, Paul brings decades of experience to the conversation. Together, Andy and Paul dissect the crucial difference between persuading someone for mutual benefit and coercing them for personal gain. Paul emphasises that true persuasion is an art that strengthens relationships by ensuring decisions are made with free will and are built on a foundation of trust. This conversation is a masterclass in the practical techniques of ethical influence. Discover why "engaged listening" is more powerful than active listening, how to ask questions that build rapport instead of feeling like an interrogation, and the four-step "Agree and Switch" method for overcoming resistance. Paul also shares powerful insights on the role of confidence, the impact of non-verbal cues in a virtual world, and what we can learn from charismatic figures. What we discussed: Persuasion vs. Manipulation: The critical distinction lies in intent and outcome. Persuasion aims to change minds while honouring free will and building long-term trust. Manipulation is coercive and often unethical, prioritising a short-term win over the relationship. The Power of "Engaged Listening": Go beyond simply hearing words. Engaged listening involves focusing on the person, understanding the context behind what they're saying, and making them feel truly heard, which is the foundation of any persuasive conversation. Asking Questions Strategically: The most effective persuasion comes from the information you gather. Learn how to ask for permission to ask questions, creating a dynamic where the other person willingly shares without feeling interrogated. Charisma: Charismatic figures like Steve Jobs, Oprah, and Muhammad Ali weren't just born with it. Their incredible ability to persuade was often forged by overcoming immense adversity, combined with excellent oratory skills and a laser-focused vision. SELECTED LINKS FROM THE EPISODE Connect with Andy Lopata: Website | Instagram | LinkedIn | X/Twitter | YouTube Connect with Paul du Toit: Website |LinkedIn | Instagram | YouTube The Financial Times Guide to Mentoring

SILICON VALLEY KINGMAKER Colleague Keach Hagey, The Optimist. At Stanford, Altman co-founded Loopt, a location-sharing app that won him a meeting with Steve Jobs and a spot in the App Store launch. While Loopt was not a commercial success, the experience taught Altman that his true talent lay in investing and spotting future trends rather than coding. He eventually succeeded Paul Graham as president of Y Combinator, becoming a powerful figure in Silicon Valley who could convince skeptics like Peter Thiel to back his visions. NUMBER 15 SEPTEMBER 1952

SHOW 12-2-2026 THE SHOW BEGIJS WITH DOUBTS ABOUT AI --  a useful invetion that can match the excitement of the first decades of Photography. November 1955 NADAR'S BALLOON AND THE BIRTH OF PHOTOGRAPHY Colleague Anika Burgess, Flashes of Brilliance. In 1863, the photographer Nadar undertook a perilous ascent in a giant balloon to fund experiments for heavier-than-air flight, illustrating the adventurous spirit required of early photographers. This era began with Daguerre's 1839 introduction of the daguerreotype, a process involving highly dangerous chemicals like mercury and iodine to create unique, mirror-like images on copper plates. Pioneers risked their lives using explosive materials to capture reality with unprecedented clarity and permanence. NUMBER 1 PHOTOGRAPHING THE MOON AND SEA Colleague Anika Burgess, Flashes of Brilliance. Early photography expanded scientific understanding, allowing humanity to visualize the inaccessible. James Nasmyth produced realistic images of the moon by photographing plaster models based on telescope observations, aiming to prove its volcanic nature. Simultaneously, Louis Boutan spent a decade perfecting underwater photography, capturing divers in hard-hat helmets. These efforts demonstrated that photography could be a tool for scientific analysis and discovery, revealing details of the natural world previously hidden from the human eye. NUMBER 2 SOCIAL JUSTICE AND NATURE CONSERVATION Colleague Anika Burgess, Flashes of Brilliance. Photography became a powerful agent for social and environmental change. Jacob Riis utilized dangerous flash powder to document the squalid conditions of Manhattan tenements, exposing poverty to the public in How the Other Half Lives. While his methods raised consent issues, they illuminated grim realities. Conversely, Carleton Watkins hauled massive equipment into the wilderness to photograph Yosemite; his majestic images influenced legislation signed by Lincoln to protect the land, proving photography's political impact. NUMBER 3 X-RAYS, SURVEILLANCE, AND MOTION Colleague Anika Burgess, Flashes of Brilliance. The discovery of X-rays in 1895 sparked a "new photography" craze, though the radiation caused severe injuries to early practitioners and subjects. Photography also entered the realm of surveillance; British authorities used hidden cameras to photograph suffragettes, while doctors documented asylum patients without consent. Finally, Eadweard Muybridge's experiments captured horses in motion, settling debates about locomotion and laying the technical groundwork for the future development of motion pictures. NUMBER 4 THE AWAKENING OF CHINA'S ECONOMY Colleague Anne Stevenson-Yang, Wild Ride. Returning to China in 1994, the author witnessed a transformation from the destitute, Maoist uniformity of 1985 to a budding export economy. In the earlier era, workers slept on desks and lacked basic goods, but Deng Xiaoping's realization that the state needed hard currency prompted reforms. Deng established Special Economic Zones like Shenzhen to generate foreign capital while attempting to isolate the population from foreign influence, marking the start of China's export boom. NUMBER 5 RED CAPITALISTS AND SMUGGLERS Colleague Anne Stevenson-Yang, Wild Ride. Following the 1989 Tiananmen crackdown, China reopened to investment in 1992, giving rise to "red capitalists"—often the children of party officials who traded political access for equity. As the central government lost control over local corruption and smuggling rings, it launched "Golden Projects" to digitize and centralize authority over customs and taxes. To avert a banking collapse in 1998, the state created asset management companies to absorb bad loans, effectively rolling over massive debt. NUMBER 6 GHOST CITIES AND THE STIMULUS TRAP Colleague Anne Stevenson-Yang, Wild Ride. China's growth model shifted toward massive infrastructure spending, resulting in "ghost cities" and replica Western towns built to inflate GDP rather than house people. This "Potemkin culture" peaked during the 2008 Olympics, where facades were painted to impress foreigners. To counter the global financial crisis, Beijing flooded the economy with loans, fueling a real estate bubble that consumed more cement in three years than the US did in a century, creating unsustainable debt. NUMBER 7 STAGNATION UNDER SURVEILLANCE Colleague Anne Stevenson-Yang, Wild Ride. The severe lockdowns of the COVID-19 pandemic shattered consumer confidence, leaving citizens insecure and unwilling to spend, which stalled economic recovery. Local governments, cut off from credit and burdened by debt, struggle to provide basic services. Faced with economic stagnation, Xi Jinping has rejected market liberalization in favor of increased surveillance and control, prioritizing regime security over resolving the structural debt crisis or restoring the dynamism of previous decades. NUMBER 8 FAMINE AND FLIGHT TO FREEDOM Colleague Mark Clifford, The Troublemaker. Jimmy Lai was born into a wealthy family that lost everything to the Communist revolution, forcing his father to flee to Hong Kong while his mother endured labor camps. Left behind, Lai survived as a child laborer during a devastating famine where he was perpetually hungry. A chance encounter with a traveler who gave him a chocolate bar inspired him to escape to Hong Kong, the "land of chocolate," stowing away on a boat at age twelve. NUMBER 9 THE FACTORY GUY Colleague Mark Clifford, The Troublemaker. By 1975, Jimmy Lai had risen from a child laborer to a factory owner, purchasing a bankrupt garment facility using stock market profits. Despite being a primary school dropout who learned English from a dictionary, Lai succeeded through relentless work and charm. He capitalized on the boom in American retail sourcing, winning orders from Kmart by producing samples overnight and eventually building Comitex into a leading sweater manufacturer, embodying the Hong Kong dream. NUMBER 10 CONSCIENCE AND CONVERSION Colleague Mark Clifford, The Troublemaker. The 1989 Tiananmen Squaremassacre radicalized Lai, who transitioned from textiles to media, founding Next magazine and Apple Daily to champion democracy. Realizing the brutality of the Chinese Communist Party, he used his wealth to support the student movement and expose regime corruption. As the 1997 handover approached, Lai converted to Catholicism, influenced by his wife and pro-democracy peers, seeking spiritual protection and a moral anchor against the coming political storm. NUMBER 11 PRISON AND LAWFARE Colleague Mark Clifford, The Troublemaker. Following the 2020 National Security Law, authorities raided Apple Daily, froze its assets, and arrested Lai, forcing the newspaper to close. Despite having the means to flee, Lai chose to stay and face imprisonment as a testament to his principles. Now held in solitary confinement, he is subjected to "lawfare"—sham legal proceedings designed to silence him—while he spends his time sketching religious images, remaining a symbol of resistance against Beijing's tyranny. NUMBER 12 FOUNDING OPENAI Colleague Keach Hagey, The Optimist. In 2016, Sam Altman, Greg Brockman, and Ilya Sutskever founded OpenAI as a nonprofit research lab to develop safe artificial general intelligence (AGI). Backed by investors like Elon Musk and Peter Thiel, the organization aimed to be a counterweight to Google's DeepMind, which was driven by profit. The team relied on massive computing power provided by GPUs—originally designed for video games—to train neural networks, recruiting top talent like Sutskever to lead their scientific efforts. NUMBER 13 THE ROOTS OF AMBITION Colleague Keach Hagey, The Optimist. Sam Altman grew up in St. Louis, the son of an idealistic developer and a driven dermatologist mother who instilled ambition and resilience in her children. Altmanattended the progressive John Burroughs School, where his intellect and charisma flourished, allowing him to connect with people on any topic. Though he was a tech enthusiast, his ability to charm others defined him early on, foreshadowing his future as a master persuader in Silicon Valley. NUMBER 14 SILICON VALLEY KINGMAKER Colleague Keach Hagey, The Optimist. At Stanford, Altman co-founded Loopt, a location-sharing app that won him a meeting with Steve Jobs and a spot in the App Store launch. While Loopt was not a commercial success, the experience taught Altman that his true talent lay in investing and spotting future trends rather than coding. He eventually succeeded Paul Graham as president of Y Combinator, becoming a powerful figure in Silicon Valley who could convince skeptics like Peter Thiel to back his visions. NUMBER 15 THE BLIP AND THE FUTURE Colleague Keach Hagey, The Optimist. The viral success of ChatGPT shifted OpenAI's focus from safety to commercialization, despite early internal warnings about the existential risks of AGI. Tensions over safety and Altman's management style led to a "blip" where the nonprofit board fired him, only for him to be quickly reinstated due to employee loyalty. Elon Musk, having lost a power struggle for control of the organization, severed ties, leaving Altman to lead the race toward AGI. NUMBER 16

As life nears its end, clarity replaces illusion. From Beethoven and Jefferson to Steve Jobs and Isaac Newton, history shows how perspective sharpens with mortality. Parshat Vayechi captures this truth in Jacob's final words to his sons, reminding us that legacy is not curated in real time, but revealed only when the dots of a life finally connect.

Send us a textIn this episode, Keller Maloney joins host Jason Mudd to discuss why PR drives AI recommendations and how earned media and brand trust shape how AI models talk about brands.Tune in to learn more!Meet Our Guest:Our episode guest is Keller Maloney, co-founder of Unusual, a platform that helps brands understand and influence how AI models perceive them. Keller has a background in AI interpretability research and works with marketers and PR teams navigating AI as a new audience.Five things you'll learn from this episode:AI as a new audience: Why PR has to persuade machines, not just humansWhy the AI era goes beyond traditional SEOHow AI determines and delivers recommendationsThe two key hurdles brands must overcome for AI visibilityPR's renaissance: Thriving in an AI-driven worldQuotables“If you give AI models clear claims, real proof, consistent messaging, they reward your brand like a human reviewer would. You can just do what PR folks have always been excellent at doing, which is building a brand.” — Keller Maloney“The first thing that you need to make sure of when marketing to a customer is awareness. If they don't know you exist, then there's no hope in having them buy your product. The second is specificity, to actually get recommended. When ChatGPT is having a conversation with a specific user about their specific problem, in order for that model to recommend you, they need to know that your product or your solution is the best solution for their user's very specific problem.” — Keller Maloney“The real key is earned media. It's like convincing a human. Earned media and a corroboration across trusted sources goes a really long way in helping these models find out about your brand and then determine that you are legitimate enough to consider as a recommendation for their customer.” — Keller Maloney“Getting more AI recommendations looks a lot more like PR than anything else.” — Keller Maloney“The things that help an AI model refer to your brand are the same things that help humans refer your brand, which is strong brand presence, earned media trust, and presence across sources.” — Keller Maloney“The best PR work is helping people, educating people. Steve Jobs is famous for saying, ‘Advertising helps with sales, but good PR educates.'” — Jason MuddIf you enjoyed this episode, please take a moment to share it with a colleague or friend. You may also support us through Buy Me a Coffee or by leaving us a quick podcast review.More about Keller MaloneyKeller Maloney is the co-founder of Unusual, a platform he built with his co-founder Will to help marketers understand and influence how AI models perceive their brands. Their work takes classic PR principles and applies them to a new audience — artificial intelligence. A Los Angeles native, Keller went to Princeton University, where he earned All-American honors in water polo.Guest's contact info and resources:Keller Maloney on LinkedInSupport the show On Top of PR is produced by Axia Public Relations, named by Forbes as one of America's Best PR Agencies. Axia is an expert PR firm for national brands. On Top of PR is sponsored by ReviewMaxer, the platform for monitoring, improving, and promoting online customer reviews.

Former Newsmax prime-time host Dennis Michael Lynch joins the program for revealing conversation about his time at the network. Lynch recounts the shocking moment he was fired live on air and breaks down the internal dynamics that led to his ouster.We also dig into his time working with Silicon Valley's John Sculley — the former Apple CEO best known for firing Steve Jobs — and what that experience taught him about power, media, and entrepreneurship.Lynch doesn't hold back as he shares his candid assessment of the future of the United States and the forces shaping our national trajectory.You can follow Dennis Michael Lynch at https://DennisMichaelLynch.comSee exclusives and more at https://SarahWestall.Substack.com

The latest episode of Running It Back dives into the "unceremonious" exit of Chris Paul from the Los Angeles Clippers, a move Mike Palmer views as a masterstroke in locker room management. Mike and Tarlin Ray are joined for the first time by Isaac Tellechea, the newest addition to the Running It Back team who will be helping behind the scenes and joining the occasional taping. Isaac jumps right into the fire, offering a Miami Heat fan's perspective on what real veteran leadership looks like versus the "Too Alpha" style that might be holding CP3 back in his twilight years. The trio debates whether Chris Paul's legendary high expectations have crossed the line into toxicity. Tarlin, the resident "Chris Paul Apologist," argues that a 6-foot point guard who controls the game with a legendary IQ deserves a sunset tour. Mike, however, isn't buying the "Point God" narrative without a championship ring to back it up, suggesting that CP3's rigid style makes him less of a leader and more of a "ball-dominant" force that can eventually alienate a roster. The conversation covers the aging Clippers roster and the friction caused when Paul reportedly tried to switch defensive assignments for Kawhi Leonard, which legendary coach Jeff Van Gundy noted was outside Paul's latitude. Isaac compares Paul's current stage to Udonis Haslem, questioning why CP3 hasn't transitioned into a "Yoda-like" player-coach role that elevates teammates without the alpha friction. The guys also engage in a lightning round ranking Paul against the likes of Isiah Thomas, Jason Kidd, and John Stockton, while wondering if there's a graceful ending left for him—perhaps babysitting Bronny on the Lakers. Episode Time Stamps [00:00:00] Welcome to Running it Back: Leadership and Point Gods. [00:01:00] Introducing Isaac Tellechea: The newest "eyeball witness" to the pod. [00:01:50] Fantasy Football updates and the status of Tarlin's dog, Chia. [00:02:40] The "unceremonious" Clippers exit: Chris Paul sent home. [00:05:00] Friction with Kawhi Leonard and Jeff Van Gundy's reaction. [00:07:50] The Alpha Debate: Does leadership require a "chip" for validation? [00:12:30] Comparing leadership: Steve Jobs and driving results through "toxic" environments. [00:15:30] "Too Alpha": Comparing CP3 to Jordan, Kobe, and Jalen Brunson. [00:18:40] The Udonis Haslem (UD) comparison: Learning to downshift leadership. [00:20:50] CP3's Phoenix impact vs. his current statistical "downshift". [00:25:20] The Russ (Westbrook) vs. CP3 comparison: Wild energy vs. calculated dominance. [00:26:40] Lightning Round: Ranking the greatest PG leaders in NBA history. [00:30:50] Future Forecast: Would you hire Chris Paul as a head coach? [00:32:30] Final thoughts on CP3's legacy and wrapping up Isaac's debut.

It is okay to ask for help. Asking for help is NOT a sign of weakness. We can't go through lives doing everything by ourselves, so don't be ashamed or afraid to ask for help. Text me at 972-426-2640 so we can stay connected!Support me on Patreon!Twitter: @elliottspeaksInstagram: @elliottspeaks

A guest episode from Famous & Gravy. On each episode, host Michael Osborne and guests look at the life of a famous dead celebrity and ask themselves if it's a life they would've wanted. The show gets into all sorts of things you will not in that person's official obituary or biography. I'm a fan. Here's how they describe today's episode:This person died 2011, age of 56. He dropped out of Reed College in 1972 and once said that taking LSD was among the most important things he ever did. In the early years of his career, his obsession with detail drove colleagues crazy, but later he inspired extraordinary loyalty. In the 1990s he bought a small computer graphics spinoff from George Lucas and built it into Pixar. He told the world he would step down as Apple's CEO if he could no longer meet expectations — and then he did. Today's dead celebrity is Steve Jobs.Subscribe to Famous & Gravy in all your favorite podcast apps and at famousandgravy.com---And if you please…Subscribe to the CRAFTED. newsletter: crafted.fmShare with a friend! Word of mouth is by far the most powerful way for podcasts to growSponsor the show? I'm actively speaking to potential sponsors for 2026 episodes. Drop me a line and let's talk.Get psyched!… There are some big updates to this show coming in January

The Decade Project is an ongoing One Heat Minute Productions Patreon exclusive podcast looking back at the films released ten years ago to reflect on what continues to resonate and what's ripe for rediscovery. The third year being released on the main podcast feed is the films of 2015. To hear a fantastic chorus of guests and I unpack the films of 2016 in 2026, subscribe to our Patreon here for as little as $1 a month. In the latest episode, I catch up with one of my guys, writer/director Night Owls, and the co-host of Light the Fuse—The Official MISSION: IMPOSSIBLE podcast, Charles Hood, to ring the Danny Boyle bell and discuss STEVE JOBS.CHARLES HOOD is a writer/director. He directed and co-wrote the film Night Owls, which is currently streaming on HBO Max and Kanopy. It's also on demand on DirecTV and Spectrum, or you can rent it on other VOD platforms. He also directed the movie A Nasty Piece of Work, which is part of Blumhouse's Into the Dark series and is streaming on Hulu. Check out more of his work on Vimeo.Twitter: @charlesh00dInstagram: @charlesh00dOne Heat Minute ProductionsWEBSITE: oneheatminute.comTWITTER: @OneBlakeMinute & @OHMPodsMERCH: https://www.teepublic.com/en-au/stores/one-heat-minute-productionsSupport this podcast at — https://redcircle.com/one-heat-minute-productions/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Former Newsmax prime-time host Dennis Michael Lynch joins the program for revealing conversation about his time at the network. Lynch recounts the shocking moment he was fired live on air and breaks down the internal dynamics that led to his ouster.We also dig into his time working with Silicon Valley's John Sculley — the former Apple CEO best known for firing Steve Jobs — and what that experience taught him about power, media, and entrepreneurship.Lynch doesn't hold back as he shares his candid assessment of the future of the United States and the forces shaping our national trajectory.You can follow Dennis Michael Lynch at https://DennisMichaelLynch.comSee exclusives at https://SarahWestall.Substack.comLinks and Offers Mentioned in the show:Native Path Collagen - Superb quality collagen peptide below retail prices in this special offer: https://explorenativepath.com/SarahSee the full Replay of the Peptide Webinar with Dr. Diane Kazer and Sarah Westall at https://sarahwestall.substack.com/p/replay-peptide-revolution-webinarBuy Exercise Mimicking & Muscle Building Peptide SLP-PP-332 athttps://www.limitlesslifenootropics.com/product/slu-pp-332-250mcg-60-capsules/?ref=vbWRE3J
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In today's episode, Ryan Holiday sits down with legendary biographer Walter Isaacson for a wide-ranging, deeply thoughtful conversation recorded live at the Texas Tribune Festival. They talk about Walker Percy and The Moviegoer, how Stoicism shows up in fiction, and why the ancient virtues still matter in the modern world. They talk through Marcus Aurelius, Seneca, Epictetus, Benjamin Franklin, George Washington, Viktor Frankl, and why history tends to outlast the noise of the present moment.

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Ваш любимый канал «ВОТ ЭТО английский» — теперь в аудиоформате!Попробуйте и научитесь понимать английский на слух с удовольствием

Welcome to the podcast Hacking the Afterlife. I tend to put information here that gives context to the podcast. In that vein, for those unfamiliar with what we're doing: At what point in time is it okay to ask recently deceased people questions on the flipside? When is too soon? When is it inappropriate?  Some context: as a filmmaker, I've written and or directed 10 feature films, made a number of documentaries about the afterlife, and have spoken at UVA Medical school DOPS regarding how the footage shows consciousness is not confined to the brain. Jennifer Shaffer works with law enforcement agencies nationwide on missing person cases. I've interviewed some of those agents from the FBI, LAPD (NYPD) who work with her on a daily basis. A third of her practice is pro bono work with law enforcement. She also works with a number of people who knew Rob and Michelle, and the families of Kobe Bryant and Steve Jobs have allowed her to mention that she works with them. Ten years ago, I began working with Jennifer - we met for lunch and have been talking since then. The past five years on our podcast. Our moderator on the flipside is Luana Anders - who worked with Rob Reiner in the film THE LAST DETAIL. Luana died in my arms, and began visiting me not long after (back in 1996). It took me until 2004 to investigate how it was possible she could communicate with me - and upon meeting Jennifer I realized I could have conversations with her. And indeed - we've been doing that nonstop for over ten years. Luana was in many films - worked with Marlon Brando, Jack Nicholson and others - and in my case, I worked with Ray Charles in the film LIMIT UP where he plays “God.” The point is that it's “six degrees of separation.” If Luana knows someone, or I worked with someone, it's easier for us to verify those details. I knew Penny Marshall, we did a gig together once, I appeared on Laverne and Shirley once (cutting room floor because Harry Dean Stanton's song went long.) So when this question is asked; “Are you going to be speaking to Rob and Michelle soon?” it comes from the couple of hundred interviews we have on the podcast HACKING THE AFTERLIFE on YouTube. In terms of our podcast, people tend to miss the notion that we aren't in charge of the guest list. Since Jennifer and I have begun to talk to the flipside, it's really up to Luana Anders to decide who is “ready to be interviewed.” In terms of how that works, sometimes I “hear” a voice from someone I knew or know - and when that happens, I'll say to myself “Well, if this person wants to show up for a conversation, they know where to find us.” And then - since Jennifer and I have been doing that for over the past ten years, frequently I'll show up for a meeting with her - and she'll say “so and so is here.” That has happened more often than I can recall. I can report that I heard Robert Kennedy's voice one day saying “I understand you're the person I need to speak with to get a message to my family.” I had the presence of mind to not judge that I heard his distinct voice - and said to him; “Actually I'm not the guy, you need to find Luana.” The next day I went to meet with Jennifer and she said before I could say anything; “Robert Kennedy is here.” The other day during the Frank Gehry interview, I heard his voice (or had the impression of hearing his voice) saying “Yes, I'll be on your podcast.” And not believing that it was actually him and not my imagination, I said to him “Well, we met through Sally Kellerman, so if you do want to speak to us, Sally should show up and I'll know it's you.” And during that podcast, at first Jennifer said “Luana says you have someone” and then said “Hot Lips is here.” (Sally Kellerman's role in the film MASH.) So I knew that Frank was available to converse. In this case, we have spoken to Rob Reiner's ex, Penny whom I was pals with. When she crossed over, we have a conversation with the one and only. We've also interview Garry Marshall, whom I knew when he was still on the planet - so it wasn't hard for us to connect with Penny. Generally - what we've learned recently is that Luana Anders is teaching a class in the flipside in how to communicate with us. The class - is large. We've spoken to quite a few people in the past ten years. So all that being said, I was wondering if we'd be speaking to Rob and his wife Michelle this week. A friend of mine who has done a guided meditation session with me said “I have the feeling you're going to be speaking to Rob Reiner this week.” I said “It may be too soon - but I have to be open to whomever does show up.” In other words - I know how tragic the event is, I know how raw his friends feel - and some of them I know well enough to say that I know they'd be upset to hear that we were inviting him to our podcast. This week - I'm about to post it - he does show up. I ask Luana “Who is here on your guest list” and Jennifer makes a face and says “Rob Reiner.” Then she said “He's just observing. He doesn't want to speak. But he's observing the class.” We've had that before - where people show up to just observe this give and take to see what it is. In the Frank Gehry podcast I asked him if he was ready to converse (He was friends with Luana and I told him at a party that I had scattered some of his old friend's ashes at the Guggenheim in Bilbao) - and we ask him about that on the podcast. The point is - without context it may seem exploitive to converse with someone who is recently passed. I know that some people are offended that we speak to anyone in this fashion - however, as I try to point out, as a filmmaker for the past 40 years, a music critic at Variety, and since Luana was in over 100 films and TV shows - between us we know many folks on the flipside, and she has many of them in her class on how to “communicate with the denser realm.” (Folks onstage). So Rob and Michelle may talk to us in the future. That's up to them. Again - it's not my opinion, theory or belief that people exist after leaving the stage - it's what the footage, data and research show. People can spend their lives believing that life ends, and be completely startled, shocked to realize life goes on. That our manner of passing isn't as relevant as our many of living - and how many people we've affected or cared about. Love is all there is. So it's a cogent question, and the answer is revealed in today's podcast: “Yes, he still exists and No, he's not ready to talk about it yet.” We'll see if he is at a future date. The point of the podcast (and the underlying point of the question) is that “everyone can communicate with people offstage” - our loved ones are not gone, they just aren't here. I'm sorry that bothers some people - but I wouldn't be accurate if I didn't report verbatim what the data, research or footage was showing. Hope this helps someone. For people who want to communicate directly with loved ones, I can recommend Jennifer's help - there's also her "Wine & Spirits" events in Manhattan beach. For those willing to do hypnotherapy, I recommend Scott at LightBetweenLives.com - a way to explore in detail. For those who are familiar with guided meditation, I can help them access their teachers and guides via RichardMartini.com Hope this helps.

We have Mike Monaghan on the show today and covering the “Birth of an ETF.” He’s going to talk about the Founders ETF and its new launch. We’re also going to talk a little bit about what it takes to get an ETF up and running. From a compliance perspective, remember, there’s no guarantee of future performance. https://youtu.be/o-m3PYHKXqk?si=qBaHkJpUt7xgdpjG Transcript of “The Birth of an ETF” 00:00 The Founders ETF Frazer Rice (00:00.986)Welcome back, Mike. Michael Monaghan (00:02.616)Frazer, it’s great to be back. Frazer Rice (00:04.4)You are at an interesting point in time right now. You’re about to start up Founders ETF and I think you’re about to get trading authorization to get going. Maybe tell us a little bit about the process to set up an ETF. Then we’ll dive into the strategy a little bit. Michael (00:21.25)Yeah, absolutely right. We should start trading on the SIBO Thursday, so two days from now. And we’ve launched our first fund, the Founders 100, that owns the 100 best founder-led companies. I’d be happy to go through some of the process that it takes to set up an ETF. Frazer Rice (00:40.014)Love it. ETFs are the main way to go now in terms of getting an inveestment cvhicle up and running. What has your experience been around? The Popularity of the ETF Structure Michael (00:52.014)Yeah, so ETFs have become the primary investment vehicle for a few reasons. Let’s outline those reasons. Then we can go through some of the steps that it takes to set up an ETF. So on the advantage side of an ETF, they’re typically a bit lower cost than traditional mutual fund products. Importantly, they’re tax advantaged. So there’s no gains or losses that occur during the normal ETF growth phase. Everything that happens within the ETF is done with what’s called an authorized participant. So you do exchanges. And so there’s no capital gains that are assigned to the investors. As long as they hold the ETF, a tax trigger only occurs when they actually sell the ETF. Finally, it’s a great way to get exposure to the market. So whether you want to own a broad market index, one of the legacy indexes, or a vehicle like ours. That gives you in one single trade, rather than having to guess who’s going to win. Is Nvidia going to win or Palantir who’s going to win? You can own a hundred of the best winners in the market in one single stock ticker. In our case, FFF. Frazer Rice (02:07.364)So let’s dive into that theme a little bit. As you said, it’s the top hundred founder led companies. First and foremost, public I assume, private, you’re not diving in those waters. Public vs Private Michael (02:20.59)Correct. So these are the hundred best publicly traded founder led stocks. And we generally fish from the 200 largest founder led publicly traded stocks. So a lot of these are names and founders that are very well recognized. Whether it’s Elon at Tesla or a Mark at Metta, Larry at Oracle, Rich Fairbanks at Capital One. These are all very well known founders. They’re great entrepreneurs who are leading highly scalable, very high performing publicly traded stocks. 02:53 Understanding Founder-Led Companies Frazer Rice (02:53.914)So let’s define founder a little bit. Obviously we have sort of the cult of personality around high-end CEOs. It sounds like you’re identifying companies that have been founded. The people who are running them not only founded them, but they scaled them. They have now gotten them to a level of maturity. That’s different from the typical public company that we find in the S &P 500. Definition of Founder Michael (03:19.104)Yeah. So first let’s define a founder. Then let’s talk about why we think the founder led companies outperform a traditional S&P company. We define the founder as being a chief executive leader. It could be chief executive officer, could be chief technology officer. Sometimes that say a scientific or medical company, would be the chief scientific or chief medical officer. And that person conceived and founded the company, took it from zero to one. It’s their imprint that has guided it over its 10 or 20 or 30 year period. That’s taken it from a small private company to a venture backed company to a large publicly traded company. And so the idea being the person that founded it continues to run it to this day. We talk about the fact that we own an Nvidia that Jensen still runs. But we don’t own Intel. We own Meta because Mark still runs it, but we don’t own Google. We own Dell computer because Michael Dell still runs it. But we don’t own Apple. We own Capital One because Rich Fairbank still runs it, but we don’t own American Express. Investment Process Frazer Rice (04:25.86)Got it. So lots of things to get into here. How does it a company get on your radar screen? And then ultimately, how does it get off of it? Michael (04:35.806)Great question. the getting on the screen is fairly mechanical. We look at the 200 largest by market capitalization founder led stocks. So we look at all U.S. listed. So it could be listed on the New York Stock Exchange or NASDAQ, but it has to be U.S. listed. We then look at the 200 largest. And from there, we select the 100 best using a quantitative factor model. So I’m have a Sanford Bernstein background and so do some of the folks here. And so for folks who are familiar with Bernstein’s research, we use a Bernstein factor model to pick the best, the hundred best names out of the 200 largest. That’s how they get on our radar. And to get off is quite simple if they retire. So if a CEO announces he’s retiring, per the prospectus, we have 90 days to sell the stock. once we, so for example, Mr. Buffett recently stepped down from Berkshire Hathaway. And so we sell Berkshire Hathaway on his announcement and no longer own the stock. Frazer Rice (05:38.0)things like corporate mergers or divestitures or maybe even a reclassification of stock where the founder stays on in some capacity but their decision making has been reduced. How do you analyze that? 05:54 The Investment Strategy Behind the ETF Michael (05:54.326)Yeah, so there is some human overlay judgment calls here and the founder has to be an executive officer leading the company. So they can’t just run a division. They can’t just be chairman of the board. They have to be the executive in charge of running the company. Frazer Rice (06:14.0)And if for, I guess one of the exits possibly would be if, and I don’t know if this is even possible, but if NVIDIA were to take over Meta and there isn’t room for Jensen and Mark in the same suite, how do you analyze something like that? Michael (06:34.253)So in the business combinations where you have two founder-led companies or a non-founder-led company swallowed up by a founder-led company, as long as an original founder remains, it remains in the portfolio. So we’ve had some stocks that had, say, three to four co-founders. And as long as one of those co-founder remains, it remains in the portfolio. Voting Shares Frazer Rice (06:58.352)So one of the things that’s a bee in my bonnet is the concept of having shares where, in a sense, they’re super majority or voting components and then shareholders that have less decision making authority to act as a check and balance around the company. Is that something you’re not really that worried about or is it something that may be a factor that’s important later on? Michael (07:24.525)So we actually think that’s one of the opportunities that this exists. Like one of the things that we haven’t talked about yet is why is all this alpha there? Why is this uncaptured alpha there for us to go get? And we think historically in the past, active money managers have sometimes shied away from these founder led companies because to your point, Frazier, oftentimes the founder has managed to have super voting control, 10 to one shares, 101 shares. So they completely control the company. And some of these larger active money management complexes have said, well, we as the shareholder, we need to be able to have a vote and we’re going to underown these stocks. We have the opposite view. We think these founders are special. So we think that by the time a Mark or a Elon has driven their company into the public markets, they’ve showed that they know how to set the vision, ruthlessly execute and generate value for the shareholders. Concerns? And so we’re not concerned by super voting structures. Oftentimes those are the stocks that we want to own because it’s the founder that’s in control and setting the direction of the business and generating high returns for the shareholders. We view it as you either believe in them and you own the stock or you don’t believe in them and sell the stock. We’re not interested in other people’s getting on the board and monkeying with the decisions of the founders. Frazer Rice (08:30.255)Is this it? What is it about the founders, especially for those that go from zero to one, then to scale, and then to shepherding a mature business? What makes them better and what drives the alpha that you’re trying to seek? In terms of putting together a portfolio of these types of companies? 09:01 The Importance of Founders in Business Michael (09:02.891)Yeah, so the great ones tend to be a bit irreverent. They tend to be highly visionary. They tend to be charismatic communicators and relentless in their execution ability. They’ve got a great ability to pivot if a change needs to be made. And rthe moral authority to set a tone to generate very high rates of return. We see it sort of over and over and over in these founder led companies. And if you look at some of the studies that we’ve done. There’s a study that Bain Capital, Bain had done years ago in combination with Harvard Business Review, founder led companies tend to outperform non-founder led companies in say the S &P 500 by 3X. So it’s this personality type of high vision and high execution tends to drive outsize returns. And it’s a bit of a self-selecting process. What makes Founders Unique? If you think about it by the time any of these founders that we own or talk about have got to the public market. They first had to identify an opportunity to go after. They had to develop a great product by listening to their customers. And they’ve shown that they can scale all the way from a series A round, B, C, D, all the way investing and generating high rates of return in the private markets. Transitions of Founders to Executives They get to the public markets, continue to do that. And now you get a little bit of an effect of a echo of that, of now all of sudden you’re in the public markets. If you get enough scale, you have this highly effective business. Now you’re getting relatively cheap capital that you’re feeding into your business through the public markets. And now you continue to grow. Frazer Rice (10:42.096)Just to summarize at least what I’m hearing is that they’ve gotten to the point of becoming public. They’ve been able to say no to losing control in exchange for either putting some liquidity back in their pocket or otherwise moving on. And so they’ve almost ratified their vision and message and they keep going. And by the fact that they’re public, there’s enough liquidity for everyone else out there in terms of their investments. So it ends up being a win-win. Michael (11:11.157)I think so. That’s what we see. Frazer Rice (11:13.316)So one thing that I’ve been sort of reading about and thinking about is the concept that the number of public companies is becoming less, well, it’s decreasing, and that many people are able to stay private for longer. Do you worry that your universe is going to get too small to provide sort of a canvas for your ideas here? 12:02 Market Trends and Future Outlook Michael (11:37.549)Let’s talk about three phases of that. We don’t, we actually see the data showing that there’s more and more opportunities within founder led. So let’s look at history and then let’s move to the future. So historically, probably about the time you and I joined the securities business, they would actually take the, to your point, they would take the founder, they would kick out this charismatic founder. They would put in some mid-level proctor or GE middle level manager to be the you know, the suit in the room to take the company public. And that was sort of in the late nineties and people figured out that wasn’t such a good idea. So if you actually look at the chart, there’s more and more founders staying and leading their public, their, their publicly traded companies. That’s number one. Number two. Yes. We have seen some companies stay private, obviously Stripe, SpaceX, but we are now seeing, for example, SpaceX coming to the public markets. Eli is talking about coming next year. so we, we haven’t seen it so far impact the pool with which we can fish in. And as I mentioned, that’s what we saw historically. Public Markets and the Future In the future, think, Frazer, I think we’re going to start to see a conversion of public and private markets, meaning these private mega cap companies have liquidity. And I think that you’ll see more and more ability to trade those stocks almost in public liquidity. So I think these two markets are converging. So I think that Not only do we have plenty of founders in the traditional public markets, I think that the liquidity and the big privates is going to converge to a public market style shortly anyway. Frazer Rice (13:13.232)You’re in a curious time as far as launching an ETF around this concept. I know a lot of people are wary of Mag-7 and ultra valuations and issues related to that. How do you respond to that concept that a lot of the growth has taken place in seven, maybe seven out of the hundred that you’ve chosen? Debunking the Mag-7 (to the Mag-3) Michael (13:33.356)Yeah, so that’s a misconception. We see Mike Saylor get on TV and wave his arms around it, but it’s not really true. First of all, what’s interesting, if you tear apart the Mag-7, it’s actually the Mag-3. The outperformance in the Mag-7 has come from Meta, Tesla, and NVIDIA. So it’s not just the Mag-7, it’s a founder led. And now you say, well, that’s a small sample set. Let’s look at a bigger sample set. So if you look at the NASDAQ 100, for example, It’s actually the 20 founder led companies have driven most of the outperformance over the last 25 years. And what I’m about to tell you about the S &P 500 probably won’t surprise you. It’s the 37 founder led companies that have driven most of the outperforming the S &P 500. So the outperformance is coming from founders, not from any specific part of the market. And one of the things that we think is great about this ETF is to avoid concentration. 14:50 Risk Management I know you’re really familiar with the concept of active share and that’s how different you are than the S &P 500. We have an 85 % active share to the S &P 500. So if you own the founders 100 ETF, you have much different exposure to the market than say the S &P 500. And so we think it helps reduce some of that concentration. We’ve done some things to make sure that we are diversified. First of all, we do own 100 stocks. Diversification So really good diversification across that. And then number two, while we run a market weight portfolio, we cap. No stock can be bigger than 7 % of the portfolio, so we don’t get out of balance at any point. So we think that we mitigate some of those concentration risks and we allow people to invest in innovation without being over concentrated to any one name, say the MAG-7, for example. So we think that we’re giving our investors really good exposure to innovation through the founders, but not exposing them to pre-existing market concentrations. And then finally remind everyone It’s not the MAG-7, it’s not the NASDAQ-100, it’s not the S &P-500, it’s the founders within each of these are what are driving the outsized performance in those analytical groups. Frazer Rice (15:36.218)So from a diversification standpoint, obviously not everything in one name, the 7 % cap you described, do you have sector concentration guidelines as well? Michael (15:45.749)We don’t have sector concentration guidelines, but if you look at the nature of the portfolio, we were fairly well diversified. We’re slightly overweight tech and financials versus say the S &P, but we own healthcare stocks, own consumer stocks, we own energy stocks. So we’re giving you a broad exposure to the market. Leverage Frazer Rice (16:05.924)Let’s talk about leverage for a second. I know a lot of people are trying to juice returns by piggybacking off of other people’s money on that front. Does that have a place in your ETF? Michael (16:17.004)So there’s no leverage in the ETF. We sort of believe in get rich the slow way. I like to tell people that it’s very hard to make money in the stock market over the short term, but it’s not particularly difficult over the very long term. think Mr. Munger and Mr. Buffett used to talk about this. the idea being, leverage can impact you in times that are not favorable. So we believe in just owning the stocks unlevered, let them compound over very long periods of time. And we think that by doing that, we and our shareholder, we think our shareholders can generate wealth over very long periods of time. Taxes Frazer Rice (16:54.98)So tax efficiency, the concept of holding period, does that play into your process at all? Michael (17:04.316)So remember within the ETF, as long as you’re managing your trading properly within the ETF, there’s no tax implications inside of it for your shareholders. Your shareholders only would be impacted at selling. So assuming they hold the stocks for over a year, any gains would be long-term capital gains treatment. Frazer Rice (17:27.024)And when you’re describing the investor profile that you’re looking to attract here, who is this for? Michael (17:35.916)Yeah, so the person that, you we really think it’s appropriate for you if you have a five year or more holding period and you want to have long-term capital appreciation. You know, if your goal is to be exposed to the best minds and public securities, that’s the founder led companies, and you want to compound your wealth over a very long period of time and have a high probability of outperforming the traditional broad market indexes, this ETF is designed for you. 17:59 Investor Profile and ETF Positioning Frazer Rice (18:04.705)And as you’re sort of outlining that profile and for those people who are trying to figure out where this fits in from an equity allocation perspective, you’re in charge in many ways of the spoke of a hub and spoke component of people are really sort of looking at indexes as the base of their equity portfolio. What are you looking for? What kind of benchmarks do you sort of measure yourself against? Michael (18:35.007)Yeah, so we think this is absolutely a core holding. So if you’re looking to build out you or your client’s portfolio, we think this should sit at the core. It is on the growth side, so it’s core growth. We think that it is a one-for-one replacement for, the NASDAQ 100. Or, for example, somebody holding the triple Qs. We think this is a better holding than the triple Qs. So we benchmark ourselves against them and against the S &P 500. Ee look at beating those two broad market indexes, generating better risk return for our investors. Frazer Rice (19:13.019)For those listeners that are out there and want to find out more, what’s the best way that they can either get a hold of you or maybe even better, do you have a ticker symbol ready that people can discover? FFF and Contact Information Michael (19:25.215)Yeah, absolutely. So the ticker is FFF. So that’s the FFF ETF that we’ll trade on. And investors can find that at their favorite brokerage firm, whether they’re Schwab customers, Interactive Brokers customers, Fidelity customers, trades under one ticker, just like a stock. Frazer Rice (19:44.365)And let’s take, we have a few minutes to go here, which is great. Your experience in terms of establishing the ETF, maybe a couple of some of the touch points when you went from vision to execution here, what was the process? Michael (20:00.106)Yeah, so ETF has a few basic processes that are regulated under the 1940 Securities Act. And so a lot of those rules are set up to protect the end investors. So for example, the securities live within a trust. So we set up our own trust. Some people use a mingled trust. We thought it was better for our end investors to have our own trust that we set up that has an independent trust board that oversees to make sure that we’re executing our strategies as we’ve outlined in the prospectus to make sure that we’re Doing the best we can for our investors. You’ve got to set that up There’s a few firms that do the plumbing for the for the ETFs would say US Bank is probably the largest player. So US Bank provides our our fund custody and fund administration and then there’s just a few other vendors in the space that sort of help with all the plumbing to make sure that the ETF runs smoothly. So it’s probably a six month process if you stay really focused to get all of that set up. 20:58 Navigating the ETF Launch Process Frazer Rice (21:03.313)You get that set up, how do you approach the Schwabs and the Fidelitys and the other platforms to make sure that people can access, buy, sell, whatever they want to do with your ETF? Michael (21:14.347)Yeah, that’s a great question. So the online brokerages typically put you on the platform as soon as you’re listed on a major US exchange. So you’ve got to get listed on NASDAQ, NYSE or CIBO. We chose CIBO. So again, on the traditional online brokers, you’re there day one. And then the big wire houses, JP Morgan, Goldman, Morgan Stanley, BAML, they typically have a few hurdles that you’ve got to get through, whether it’s daily trading liquidity assets under management. And over time, as you run the wickets through their process, you’re added to those platforms. Macro Issues? Frazer Rice (21:48.721)We live in a political age and a time when there’s just chaos everywhere, different types of rules in order to allocate capital. If you’re an investor trying to guess what’s happening politically, et cetera, that are difficult, you must be positive as far as the environment for founders to find success in this country and beyond. Is there anything that you’re looking for to make sure that those conditions hold? Michael (22:18.225)Yeah, we don’t really look at the macro or political backgrounds. think over very long periods of time, U.S. innovation outperforms. so we sort of we think that, again, one of the great things with investing in founders is they keep adapting as the background changes behind them. So we think over very long periods of time, the U.S. has great economic growth. And for those people that have worried about little blips along the way, we think the founders are the absolute best at mitigating those blips. Frazer Rice (22:48.334)I like to say you bet against America at your own peril and it sounds like from a founder perspective it’s still a great place for them to locate their businesses and grow them here. Michael (23:01.042)Absolutely. 23:50 Final Thoughts and Contact Information Frazer Rice (23:02.971)Just to reiterate, FFF is the ticker symbol for people to find it. any other contact points for people to find you if they’re interested in what you’re putting together. Michael (23:15.613)Yeah, so we have a great website at FounderETFs.com. can go check out there or anyone’s happy to email me, just michael at FounderETFs.com. Happy to chat with anyone who has interest about the portfolio, the strategy, or what we’re building. Frazer Rice (23:32.197)Well, great to have you back on, Mike. Thank you for putting up with my attempt at looking like Steve Jobs. It’s 25 degrees in New York here, and I am the stupid one who’s not in California or somewhere warm. appreciate you taking the time to be on and talking about your new product. Michael (23:48.011)Yeah, it was great to be on here. Really a huge fan of your podcast and just the level of guests that you’re able to interview and help educate your viewers. Frazer Rice (23:56.849)Mike, thanks for being on. Michael (23:59.061)Thanks a lot, Frazer. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ Previously with Mike Monaghan ETF EDUCATION ARTICLES ON ETF.COM

CADENA 100 anuncia villancicos de colegios como Irabia Izaga de Pamplona y EDUCREA de Villalvilla para mañana. El equipo de '¡Buenos días, Javi y Mar!' graba su villancico en Parque Warner. José Real informa del Plan BEO para gafas infantiles, la suspensión de la sanidad española según el CIS y el encarecimiento de productos navideños. La FundéuRAE elige 'arancel' como palabra del año. Celebran el cumpleaños de Alejandro Sanz con 'Jeroglíficos Auditivos' de sus éxitos. Esta tarde se entregan los premios '¡Buenos días, Javi y Mar! por un Mundo Mejor' en el Teatro Capitol, con actuaciones de Maldita Nerea y Pablo López. Raúl Incertis, médico de Médicos Sin Fronteras en Gaza, recibe un premio, compartiendo su experiencia. Reflexionan sobre la tendencia de buscar 'cómo perdonar' y la filosofía de Steve Jobs de decir 'gracias' en vez de 'lo siento'. Fernando Martín realiza su 'Encuesta absurda de CADENA 100'. El programa recuerda a artistas como Shakira o Adele que recuperaron su voz. El ...

Why Steve Jobs “final” words feel like a punch to the chestSome messages travel like wildfire because they touch a nerve. A long “death bed statement” attributed to Steve Jobs is one of those messages. You've probably seen it shared with a photo and a solemn caption. It reads like a final confession from a man who had everything. It whispers that money cannot buy time. It insists that love beats applause.Whether you live in a quiet village or a loud city, you recognise the pattern. You chase the next goal. You polish the image. You collect upgrades like badges. Then, one day, the lights flicker. In that moment, the soul asks a blunt question. What was it all for, mate. What did you really build, beyond stuff.This is why those “final words” hit so hard. They don't sound like a corporate slogan. They sound like a human being who has run out of runway. They sound like someone staring at the ceiling at 3 a.m. and realising the scoreboard was never the game. That kind of honesty slices through the noise. It makes you pause mid scroll.www.CraigBeck.com#nde #spirtuality #neardeathexperienceSupport the show

Manton and Daniel check in about what they've been up to for the past six months. They talk about Micro.blog's new video hosting features, Daniel's son's college search, and Tim Cook's rumored retirement. Finally, they ask, and answer the question: “Can you replace Steve Jobs?” The post Episode 26.2: A Little Bit of Light appeared first on Core Intuition.

Tycoons are devoted to relentless optimization. If they are founders of a hotel chain, they just might delay the opening of a new property for two months if the marble they ordered for the restaurant is not the precise color. If they are a tech company founder, they'll insist on getting the product to Mona-Lisa-level exquisiteness before it's released (Steve Jobs wanted the icons on the iPhone to be so magical users would want to lick them). If they are entertainment titans they'll be relentless in making sure that their film or album is astonishingly well made, no matter how much they have to suffer to get the job done at rare-air standards.My latest book “The Wealth Money Can't Buy” is full of fresh ideas and original tools that I'm absolutely certain will cause quantum leaps in your positivity, productivity, wellness, and happiness. You can order it now by clicking here.FOLLOW ROBIN SHARMA:InstagramFacebookXYouTube

Sir Tim Berners-Lee is a computer scientist and the inventor of the World Wide Web. He was born in 1955, a golden year for technology innovators. Steve Jobs and Bill Gates were also born in the same year. A curious child, he learned about electronics from his train set and spent his pocket money on transistors. His first significant connecting invention was building an intercom as a teenager for the family home before moving on to build his first computer. His parents were both mathematicians and coders who met whilst building one of the first commercially available computers in the early nineteen fifties. Sir Tim came up with the idea of the World Wide Web whilst working at CERN and insisted that the technology be released to the world without commercial reward so that it would be free for everyone to use. He was knighted for his world changing invention and also appointed to the Order of Merit. In 2016 he was given the Turing Award. Sir Tim Berners-Lee divides his time between the US, the UK and Canada with his wife Rosemary, who is also a technology entrepreneur.Presenter Lauren Laverne Producer Sarah TaylorDesert Island Discs has cast many computer scientists away over the years including Dame Wendy Hall and Sir Demis Hassibis. You can hear their programmes if you search through BBC Sounds or our own Desert Island Discs website.

Kevin O'Leary is a seasoned entrepreneur, investor, and television personality best known as "Mr. Wonderful" on Shark Tank. Before he became "Mr. Wonderful," he was building software companies and collaborating with innovators like Steve Jobs — experiences that sharpened his belief that clarity, product focus, and disciplined execution separate real businesses from the noise. After selling his first company in one of the biggest tech acquisitions of its era, O'Leary launched O'Leary Ventures, a diversified investment firm that backs founders who value data over ego and performance over posturing. His portfolio now stretches across consumer goods, technology, manufacturing, and financial products, reflecting his philosophy that a good deal is simple, scalable, and rooted in numbers that actually add up. Known for his blunt honesty and zero-fluff communication style, O'Leary has become a global voice for business clarity in a world drowning in hype. Both on and off the show, he forces entrepreneurs to think sharper, defend their decisions, and understand exactly why a deal is — or isn't — worth doing.  Timestamps: 00:00:00 Cold Open 00:00:10 Title Sequence 00:00:29 Show Notes VO 00:01:15 Intro Into Interview 00:44:57 Outro  

Robert Kelly, Luis J. Gomez, Joe List, and Dan Soder discuss Joe List pitching Left Right Center, New York City's comedy scene vs Austin's comedy scene, Tony Hinchcliff, Brendan Sagalow, Joe DeRosa, boxing at SkankFest, Luis' dead mom vs Bobby's alive mom, their favorite moments of the festival, Tim Dillon reading Knives and Spoons, Rich Vos trying to fight Matan Evans, and who loves Steve Jobs more, Rocky Trivia, and more! Presented by YKWD and GaS Digital. LISTEN ON APPLE PODCASTS https://podcasts.apple.com/us/podcast/the-regz/id1700969607 SOCIALS Robert Kelly @ykwdpodcast https://robertkellylive.com/https://www.instagram.com/robertkellylive/ Luis J. Gomez https://luisofskanks.com/ https://www.instagram.com/gomezcomedy/https://twitter.com/luisjgomez Joe List https://twitter.com/JoeListComedy https://www.instagram.com/joelistcomedy/ Dan Soder https://www.dansoder.com/  https://www.instagram.com/dansoder/  SPONSORS  ZippixGet 10% off first order w/ code “REGZ” https://zippixtoothpicks.com/ Aura Get $35 off Carver Mat Frames using code REGZ https://on.auraframes.com/REGZ True Classic Support the show at trueclassic.com/regz BodyBrain Coffee Use code REGZ25 to get 25% off https://www.BodyBrainCoffee.com/ Small Batch CigarUse code REGZ10 for 10% off plus 5% rewards https://www.smallbatchcigar.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices