It's Never About Money

On this episode of It's Never About Money, I am joined by Daron K. Roberts, a former NFL coach and award-winning college professor. Named as a “Top 20 Global Speaker” in 2024, Daron's clients range from professional sports teams to Fortune 100 companies.   Join us as Daron shares his inspiring journey from law student, to NFL coach, to being a “Top 20 Global Speaker”. This episode explores the challenges of major life transitions, the value of genuine support, and the importance of aligning professional pursuits with personal passions. Daron's reflections on family, identity, and reconnecting with his heritage add depth to a conversation packed with insights on personal growth, building meaningful connections, and navigating career pivots with intention and authenticity. Enjoy! FIND OUT MORE:   Connect with Daron on LinkedIn Follow Daron on Instagram Visit Daron's website ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/  It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

On this episode of It's Never About Money, I am joined by Philip Pryor, CEO and founder of Family Business Central. With over 28 years of experience advising family businesses across New Zealand, Australia, London, and New York, Phil blends his expertise in family psychology, change management, and business strategy to help families thrive personally and professionally. In our conversation, Phil discusses how family harmony and strong relationships are crucial to both business success and personal well-being. We explore themes like the interplay between money and family dynamics, the importance of fairness versus equality, and how to set foundations for meaningful legacies. Phil also shares practical strategies for addressing intergenerational conflicts, building robust family governance, and fostering deeper connections within families. This episode is packed with insights for families navigating wealth, succession, and relationships. Whether you're running a business or simply looking to strengthen your family ties, there's something here for everyone.   FIND OUT MORE: Listen to Phil on the Netwealth podcast: https://www.netwealth.com.au/web/insights/between-meetings/philip-pryor/ Visit Family Business Central's website: https://www.familybusinesscentral.com/resources/   ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/  It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

On this episode of It's Never About Money, I am joined by Rachael McLennan, the CEO and co-founder of People for Purpose. For over a decade, People for Purpose has championed outstanding leadership and governance in Australian charities—a cause close to Rachael's heart. In our conversation, Rachael shares her inspiring journey into philanthropy, her experiences as the founding CEO of Australian Philanthropic Services, and her insights on how strong leadership can transform charitable organisations. We delve into the significance of governance, the role of mentorship in empowering young people, and the growth of private philanthropy in Australia. Rachael also talks about her personal connection to social impact, her experiences as an MBA student specialising in this field, and how she balances her passion for her work with being a mother of three. This episode is a must-listen for anyone passionate about leadership, philanthropy, and making a difference in the not-for-profit sector. FIND OUT MORE: > Connect with Rachael on LinkedIn > Visit the People for Purpose website > Read more about connecting ambition with purpose > Listen to Rachael on another podcast ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/  It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

On this episode of It's Never About Money, I am joined by Shaun Maslyk, a trained and practising Certified Financial Planner® and Certified Financial Behavior Specialist®. Shaun integrates psychology, positive psychology, and coaching psychology theories to help people understand their money stories and flourish beyond their finances.   In our conversation Shaun shares his journey into financial psychology, the relationship between money and happiness, and the concept of financial flashpoints - highly emotional events from childhood that shape our financial behaviours. We also discuss the PERMA model of well-being, which includes five key pillars: Positive Emotions, Engagement, Relationships, Meaning, and Achievement.    This episode is a deep dive into the intersection of money, psychology, and well-being, offering valuable insights for anyone looking to improve their relationship with money and live a more meaningful life. FIND OUT MORE:   Connect with Shaun on LinkedIn: https://www.linkedin.com/in/shaunmaslyk/ Visit Shaun's Website: https://www.shaunmaslyk.com/ Listen to The Most Hated F Word Podcast: https://www.listennotes.com/podcasts/the-most-hated-f-word-shaun-maslyk-vo5UQf8WGV_/   ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/ It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

In this episode of It's Never About Money, I welcome David Delisle. David is founder of The Awesome Stuff™, an Amazon bestselling author, entrepreneur, real estate investor, speaker, and most importantly, a dad. This episode is centred around David's book, The Golden Quest, as we discuss teaching financial literacy to children and how to live a richer life with what is most important to you. We are also joined by my 7 year old nephew, Julian, who has read David's book and had some interesting thoughts to share. This is a must listen for anyone wanting to breach the topic of money with the children in their lives. FIND OUT MORE: Learn more about The Golden Quest on Facebook: https://www.facebook.com/onlyBuyTheAwesomeStuff    Follow The Awesome Stuff on Instagram: https://www.instagram.com/theawesomestuff Connect with David on LinkedIn: https://www.linkedin.com/in/david-delisle-b37262 Check out David's Youtube channel: https://www.youtube.com/@theawesomestuff  Visit The Awesome Stuff website: https://theawesomestuff.com/david-delisle/  Listen to David on other podcasts: https://open.spotify.com/playlist/76Dp9mEP8960yfvTppYcx7  Buy your own copy of The Golden Quest: https://www.amazon.com.au/Golden-Quest-Your-Journey-Rich/dp/1777718902    ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/  It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/ 

In this episode of It's Never About Money, I welcome Peter Winneke, author of Give While You Live. With over 20 years of experience in strategic philanthropy, Peter has established more than 100 philanthropic family foundations and has served in leadership roles with several prominent foundations in Australia.  In our conversation we discuss the importance of impactful giving and the current state of the philanthropic sector in Australia. Peter offers insights on best practices to enhance charitable contributions, shares his journey into philanthropy, and the culture of family giving. Tune in for an enlightening discussion on generosity and legacy building! FIND OUT MORE:   Follow Give While You Live on Instagram: https://www.instagram.com/givewhileyoulive Connect with Give While You Life on LinkedIn: https://www.linkedin.com/company/give-while-you-live/ Visit the Give While You Live website: http://www.givewhileyoulive.com.au/   ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/  It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

In this episode of It's Never About Money, I am joined by Dr Alain Bestavros, a renowned oncologist and haematologist, based in Montreal, Canada. He has been a cornerstone at the Integrated Cancer Centre at Laval, and also serves as an adjunct Professor and leading researcher at the McGill University. He also happens to be my cousin. In this wide ranging and at times deeply personal conversation, we discuss the causes of cancer, how it can impact a person's life and those around them, the links between stress and cancer, and how it is possible to find meaning when faced with the worst news imaginable.  FIND OUT MORE:   Alain's LinkedIn:  https://www.linkedin.com/in/alain-bestavros-94526b16/  ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/    It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/ 

In this episode of It's Never About Money, I am joined by Simon Brown, co-CEO of Banqer. Banqer is a leading financial education platform that has reached over half a million school students across Australasia. In his role, Simon combines his deep passion for finance, technology, and education to empower teachers and elevate students' financial literacy and overall well-being.  In our conversation, we dive into the challenges and triumphs of teaching financial literacy in the digital age, with Banqer leading the way in making financial education both accessible and engaging in schools. We also explore the profound connection between financial literacy and well-being, and the on-going need for financial education for adults. I hope you enjoy this fascinating conversation with Simon!   FIND OUT MORE: Follow Banqer on Facebook: https://www.facebook.com/banqer/ Connect with Banqer on LinkedIn: https://www.linkedin.com/company/banqer/ Follow Banqer on YouTube: https://www.youtube.com/channel/UCRN7tvLrE6SVbSK9NQ48Wzg Visit their Website: https://banqer.co/au  ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/    It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/ 

In this episode of It's Never About Money, I am joined by Maya Marcus, CEO of Kids in Philanthropy. Kids in Philanthropy is a not for profit focused on supporting young people experiencing disadvantage by empowering the next generation of Australians to be philanthropists; giving their time, talent and treasure to those in need.    In this episode we explore the impact children can make through socially responsible causes and charitable giving. We discuss the importance of engaging the next generation in giving their time, talent, and treasure to support those in need, and how such involvement can create lasting change. Enjoy the episode! FIND OUT MORE: Like Kids In Philanthropy on Facebook: https://www.facebook.com/KidsInPhilanthropy Follow Kids In Philanthropy on Instagram: https://www.instagram.com/kip_kidsinphilanthropy Follow Kids In Philanthropy on Twitter: https://x.com/KidPhilanthropy Visit the Kids In Philanthropy website: https://kip.org.au ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

In this episode of It's Never About Money, I am joined by Scott Rick, Associate Professor of Marketing at the University of Michigan's Ross School of Business. Scott's research, which spans across marketing, psychology, economics, and neuroscience, provides a science-based guide to understanding and transforming how we manage money in relationships.   In our conversation, we delve into a number of topics raised in Scott's book, "Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships." Leaving no stone unturned, we discuss what it means to be a tightwad vs a spendthrift, communal vs exchange relationships and tips to help you and your relationships (wherever you fall on the continuum of spending behaviours).   This was a truly fascinating conversation with Scott! Enjoy!   FIND OUT MORE:   > Follow Scott on Twitter > Connect with Scott on LinkedIn   ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: http://www.siadvisory.com.au    It's Never About Money is powered by Stephan Independent Advisory: http://www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

In this episode of It's Never About Money, I am joined by Alex Kirby, Founder and CEO of Total Family Management. A visionary leader based in the Washington DC-Baltimore area, Alex established Total Family Management in 2022, driven by the belief that family is central to everyone's life.      In our conversation we navigate the complex terrain of aligning family values, social fitness, the importance of nurturing personal relationships, and utilising the five forms of family capital to enhance not just individual wealth but also the social and emotional fabric that unites a family. It was great to have such a rich conversation with a like-minded individual. Make sure you tune in!     FIND OUT MORE:   > Connect with Total Family Management on LinkedIn > Visit the Total Family Management Website   ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au   It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au   It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

In this episode of It's Never About Money, I am joined by Daniel Flynn, co-founder and managing director of one of Australia's most successful startups, Thankyou. Thankyou's products are stocked by major retailers in Australia, with every product contributing to helping end global poverty. To date, Thankyou has raised over $17 million to impact the lives of people across 22 countries.     In our conversation, we explore the transformative power of turning entrepreneurial spirit into a beacon for social good. We also discuss the role of faith and fulfilment in shaping Daniels profound decision making at a young age. This conversation is more than just a story of one man's path; it's testament to how business can be an instrument of change. Tune in for a truly enriching listen!      FIND OUT MORE:   > Follow Thankyou on Facebook and Instagram > Connect with Daniel on LinkedIn > Visit Thankyou's website   ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: http://www.siadvisory.com.au   It's Never About Money is powered by Stephan Independent Advisory: http://www.itsneveraboutmoney.com.au   It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

This week on It's Never About Money, I am joined by David Ward, the Technical Director of Australian Philanthropic Services (APS). David worked in banking for nearly 20 years before moving into the philanthropy sector. In that time, he held senior positions at ANZ, including Chief Economist (New Zealand). David is a director of several Private Ancillary Funds and is Chairman of the Australian Philanthropic Services Foundation, APS's Public Ancillary Fund.     In this episode, David shares his journey from the financial sector to the world of philanthropy. We delve into the concept of structured giving, exploring the various ways families and businesses can contribute to charitable causes in a more organised and impactful manner. David also addresses and dispels 3 common myths when it comes to structured giving. I hope you enjoy the episode!     Please note that the information contained in this episode is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.     FIND OUT MORE:   > Connect with David Ward on LinkedIn   > Visit the Australian Philanthropic Services Website     ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au   It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au   It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

This week on It's Never About Money, I am joined by Associate Professor Lisa A. Williams. Lisa is a social psychologist whose research explores how emotions shape and are shaped by social processes. Specifically, her research focuses on the adaptive functions of positive social emotions such as pride and gratitude.      In our conversation, we explored well-being and the relationship between happiness and meaning. Lisa explains what hedonic well-being and eudaimonic well-being are, and why it is important to have a healthy balance of both. We also talk about the pursuit of more (income, things etc) and stress the importance of social relationships.     This was a thoroughly enlightening and thought provoking episode to record, so I hope you enjoy it!     FIND OUT MORE:     > Connect with Lisa on LinkedIn > Follow Lisa on Twitter: @williamslisaphd     ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au   It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au   It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

In this episode of It's Never About Money, I am joined by Dr. Amanda Imber, an organisational psychologist and founder of behavioural science consultancy, Inventium. Amantha is also the host of the popular business podcast, How I Work, and the author of three international best-selling books.      In our conversation we discuss Amantha's most recent book, The Health Habit, and delve into topics such as health, habits, and the four day work week. Tune in to gain insights from Dr. Amantha Imber's expertise and learn how to cultivate a healthy lifestyle and successful career. Enjoy!     FIND OUT MORE:     > Follow Amantha on X  > Connect with Amantha on LinkedIn > Connect with Inventium on LinkedIn > Visit Amantha's website > Visit Inventium's website     ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/   It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au/ It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

In this episode of It's Never About Money, I am joined by author Alastair Henry. Alastair immigrated to Canada at a young age and built a successful career in the corporate sector. He retired at 57, but disillusioned with the passivity of retirement, he shed his material possessions and went to live for two years with a small First Nations band in a remote fly-in location in the Northwest Territories.    Our conversation delves into the idea of finding meaning and fulfilment beyond conventional measures of success. Alastair is a true storyteller and has an incredible amount of wisdom. Enjoy the episode!     FIND OUT MORE:   > See Alastair's books here: https://alastairhenry.com/books/      ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au   It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au   It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

This week on It's Never About Money, I am joined by Stephen Scheeler. Stephen is the former Facebook CEO for Australia and New Zealand, where he guided Facebook's rise from quirky startup to media and technology titan. Today, he is the co-founder and CEO of the Omniscient A.I. – the world leader in using A.I. to decode the human brain.   We talk about patterns of change and the ability to be adaptive, flexible and resilient. We trace this theme from Stephen's career with Facebook and the rise of social media, all the way through to the rise of A.I., exemplified by Omniscient and the building of digital brain maps to help people with mental health issues.    This was an illuminating episode that traversed health, community, personal development and technology. I hope you enjoy it!   FIND OUT MORE: Website: http://www.o8t.com/ LinkedIn:   https://www.linkedin.com/company/omniscientneurotechnology/  Twitter: https://twitter.com/o8tneuro        ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au   It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au   It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

In this episode of It's Never About Money, we welcome Darian Clark. Darian is CEO of the financial inclusion NGO, the Credit Union Foundation of Australia (CUFA), where he drives a dynamic program portfolio across the Asia-Pacific to support the economic development and resilience of disadvantaged communities.    Darian draws from his almost 20 years of development experience in the Asia-Pacific as we talk about cultural challenges and opportunities in economic development in the region. We discuss financial security, financial literacy and how to address the basic needs of the less fortunate.    It was a pleasure to have Darian on! I hope you enjoy the episode!   FIND OUT MORE: > LinkedIn: https://www.linkedin.com/company/cufa-org/ > Website: http://cufa.org.au/    ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

Welcome to Season 4 of It's Never About Money! To kick off this season, I am taking stock of the journey we've taken over the last 2 or so years. And what better way to do that than to showcase a conversation I had with Travis Shelton on his podcast Meaning Over Money.   This episode is different from our previous episodes. In episode 49, I was asking questions of my American counterpart, Travis, but in this episode, the tables have turned and I am answering his questions. The result is an incredible conversation with a like-minded individual that spans meaning, money, fulfilment, and impact.   I thoroughly enjoy every time I get to speak with Travis, so I hope you enjoy this episode.    FIND OUT MORE ABOUT TRAVIS: > Website: https://travisshelton.com/ > Instagram: https://www.instagram.com/travis_shelton_/ > LinkedIn: https://www.linkedin.com/in/travisshelton/ > Facebook: https://www.facebook.com/travissheltonco > Twitter: https://twitter.com/travis_shelton_ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/   

In this episode of It's Never About Money, I am joined by Nic Marchesi. Nic is the Co-Founder and Chief Delta Officer (CDO) of Orange Sky - the world's first free mobile laundry and shower service for people experiencing homelessness. Nic was the recipient of 2016 Young Australian of the Year and 2020 Order of Australia Medallist. He's an entrepreneur, an innovator and a storyteller. In our conversation we talk about how Orange Sky is more than just a laundry and shower service, it's a space for community and connectivity. I thoroughly enjoyed this chat and I hope you do too! Enjoy! FIND OUT MORE: > Nic's LinkedIn: https://www.linkedin.com/in/nicholasmarchesi/?originalSubdomain=au > Orange Sky: https://www.linkedin.com/company/orangeskyau/ > Website: https://orangesky.org.au/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

This was one of my favourite episodes of It's Never About Money to record. I sat down with Travis Shelton, who is a professional financial coach, speaker, writer, and host of the Meaning Over Money podcast. The Meaning Over Money podcast aligns completely with this podcast's philosophy and values. So much so that when we were organising the recording, his publicist said, “I have found the Australian version of Meaning Over Money.” We talked about the pursuit of meaning, the hedonic treadmill, and the science behind happiness and money. This is a must listen for those who want more out of life than just chasing the dollar. Enjoy! FIND OUT MORE ABOUT TRAVIS: Website: https://travisshelton.com/ Instagram: https://www.instagram.com/meaning_over_money/ LinkedIn: https://www.linkedin.com/in/travisshelton/ Facebook: https://www.facebook.com/travissheltonco ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

In this episode of It's Never About Money I'm joined by Santiago Burridge. Santi is a 25-year industry leader whose career has had one main aim: to improve people's lives for the better. Lumiant, which he founded in 2021, was at the heart of this conversation. It's an advice engagement and client experience platform, with the simple aim of making advice more accessible to non-financial clients, who have typically been ignored by the profession. Our conversation covers the problems with product-driven advice, Artificial Intelligence and Financial Advice 3.0 - a phrase coined during the episode. It was a truly fascinating and enlightening conversation. Enjoy! FIND OUT MORE: www.lumiant.io ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

In this episode of It's Never About Money, I am joined by Michael Avery. Michael is director of Richmond Music Academy and is a good friend of mine. Michael joins me in my brand new podcast studio to discuss his experiences in teaching music and running the academy, of which I am a student. We talk about finding meaning in life through music - not just in music itself, but actually learning it - and the importance of learning as an adult. This is a thoroughly refreshing conversation that I believe has a lot of value. Enjoy! FIND OUT MORE: Richmond Music Academy: https://www.richmondmusicacademy.com.au/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

In this episode of It's Never About Money, I am joined by Allan English AM. Allan is the Founder and former CEO of ASX-listed hospitality company, Silver Chef. In 2010, Allan stepped down as CEO of Silver Chef and transferred 50% of his shares to form the capital base of the English Family Foundation. Allan has been nationally recognised for his continued work in the Philanthropic sector and in 2020 he was honoured by being awarded with an Order of Australia AM for Philanthropy and services to the community. In this episode we talk about social entrepreneurship, the power to do good through enterprise, and making a positive impact in the community. FIND OUT MORE: > Connect with Allan on LinkedIn: https://www.linkedin.com/in/allan-english-am-a1b4039 > Visit the English Family Foundation Website: www.englishfoundation.org.au ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

In this episode of It's Never About Money, I am joined by WIlliam Johns, a certified Financial Planner and disability expert. He is the CEO and founder of Health & Finance Integrated, a financial planning firm, and ClaimRight, a life and disability insurance claims handling service. William is committed to making a positive impact on the lives of people with disabilities by providing comprehensive financial solutions that cater to their unique needs. We talk about financial guidance for people living with disabilities, empathy burnout, and transferring passion into something that makes money. FIND OUT MORE: > Find out more about Health and Finance https://healthfinance.com.au/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

In this episode of It's Never About Money, I am joined by Dr Henry Howard, a young Australian doctor who has devoted himself to make a positive impact on the world. In his first year working as a doctor in 2021, he dedicated 50% of my income to effective charities. Now, he's pledged to donate 10% of his income to effective charities for the rest of his life. We talk about effective giving, empathy burnout, and getting joy from the simple things in life (like a chocolate biscuit and a cup of tea). This was a truly fascinating conversation with a truly brilliant man. Enjoy! FIND OUT MORE: Facebook: https://www.facebook.com/henryachoward/ Twitter: twitter.com/henryachoward LinkedIn: https://www.linkedin.com/in/henryachoward/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

As a society, we tend to glamourise achievements and outcomes. We rarely place as much importance on hard work and short term sacrifices that are required to meet our longer term goals. In this episode, I am joined by Nick Maxwell, Collingwood Football Club Premiership captain. Nick's story is filled with hurdles and setbacks, but his inner belief, drive and resilience helped him forge a highly successful AFL career. Now, Nick has translated a lot of his learnings as AFL captain into his business ventures and into his leadership positions with the Storm, GWS and Collingwood FC. FIND OUT MORE: > Connect with Nick on LinkedIn: https://www.linkedin.com/in/nick-maxwell-060a2922/ > Find out about Eclat: https://www.linkedin.com/company/eclat-/ > View a highlight of Nick's game saving touch: https://www.youtube.com/watch?v=sCvtCkeXvj4 ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

In this episode of It's Never About Money, I'm joined by Kylie Wallace and Jess Bowman of Seedling Giving. Seedling Giving is a matchmaking service that provides one-on-one Charity Matching, where experienced philanthropic advisors learn about your values, passions, life experiences and tailor a giving opportunity specific to you. Kylie, Jess and I talk about matching a person's values and goals to a charity that they can support, giving as a practice, and the importance of instilling the value of giving at a young age. This is an important podcast and is applicable to anyone and everyone. Enjoy! FIND OUT MORE: > Visit the Seedling website: https://seedlinggiving.com.au/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

In this episode of It's Never About Money, I'm joined by Brook McCarthy from Hustle and Heart - a training college, community and worldwide movement of like-minded people who want more from their businesses. Brook is a business coach and marketing trainer, as well as a speaker and a facilitator. We discuss how Brook's experiences as a tour leader in Vietnam and Cambodia exposed her to locals who were entrepreneurial as a matter of survival. We also discuss how important corporate social responsibility is and how a small business can start impacting the community from the get go. FIND OUT MORE: > About Brook: https://brookmccarthy.com/ > Connect with Brook: https://www.linkedin.com/in/brookmccarthy/ > About the Hustle & Heart Masterclass: https://www.hustleandheart.com.au/masterclass/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

This week we sat down with father and son duo, Trevor and Michael Back. Trevor is a former management consultant and real-estate principal, who recently sold his Sydney Raine & Horne franchise and is now in the process of transitioning into retirement. His son, Michael, runs Human to Human - a consultancy business that helps good financial advice businesses become great, one human interaction at a time. In this episode we talk about how to successfully fail in business succession. We discuss the conversations the two had about their family business's succession, Michael's decision not to take over the agency, and, instead, how he has helped Trevor sell the business and make a smooth transition into retirement. FIND OUT MORE: > Connect with Michael on LinkedIn: https://www.linkedin.com/in/michaeljback/ > Find out more about Human to Human: https://humantohuman.com.au/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/  

Dan Cumberland is the host of The Meaning Movement Podcast and Founder of VideoSnap.io. In this episode, we discuss a number of frameworks and models to help people who just feel… stuck. These frameworks can help people to change their mindset or, sometimes, change lanes altogether. Have you ever thought about the connection between what you do and its deeper purpose? Or do you think that repetitive and mundane weekday tasks aren't allowing you to thrive? If so, this episode is for you! Enjoy. FIND OUT MORE: > The Meaning Movement: themeaningmovement.com > The Meaning Manifesto: https://themeaningmovement.com/meaning-manifesto/ > The Meaning Movement Accelerator Program: themeaningmovement.com/start ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: www.cufa.org.au

This week we're joined by Amie Baker. Amie is the director and financial advisor at Rekab Advice. She is also a money mindset coach and helps people understand their habits, behaviours and relationship with money. In this episode, we talk about: understanding your own relationship with money the various money narratives how a person's background plays a part in how they feel about money, and how to alter your path if you have self-limiting beliefs. FIND OUT MORE: Facebook: https://www.facebook.com/RekabAdvice/ Instagram: https://www.instagram.com/rekab_advice/?hl=en Twitter: https://twitter.com/RekabAdvice LinkedIn: https://au.linkedin.com/in/amie-baker-10975828?trk=people-guest_people_search-card Website: https://rekabadvice.com.au/ & https://centsability.net.au ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

This week we are joined by Simon Griffiths. An entrepreneur, driver of social change and co-founder and CEO of Who Gives A Crap - a profit-for-purpose toilet paper company that uses 50% of its profits to build toilets in the developing world. We explored the question of whether meaning trumps money in your working life. We talk about how Simon came up with the idea of selling toilet paper to help raise global hygiene and sanitation standards. Simon also shares his marketing tips for creating a compelling and engaging brand. Our agenda is to spread the message that money is important to the extent that it is used as an enabler and is in harmony with other elements of our life. Enjoy the episode! FIND OUT MORE: Instagram: https://www.instagram.com/whogivesacraptp/?hl=en LinkedIn: https://www.linkedin.com/in/simongriffiths-founder/  Website: www.whogivesacrap.org ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

In this episode we are joined by Jordan Fogarty. Jordan is an award-winning entrepreneur, and Founder and CEO of Australian specialist Web 3.0 strategy and delivery company, Be Media. Be Media is the go-to-market arm of Animoca Brands, the global leader in blockchain, gaming and Web3.0. We talk about a life transformational event that happened to Jordan and how he used it as an impetus to change his business, his impact on the community and himself. FIND OUT MORE: Facebook: https://www.facebook.com/bemediagroupaus/ LinkedIn: https://www.linkedin.com/company/be-media-group Website: www.bemedia.com.au ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

This week we are joined by James Gatling. James Gatling is lead guitarist in Brisbane band, WAAX. WAAX have just finished recording their second album, At Least I'm Free, which comes out on August 5th via Dew Process/Universal. In this episode we talked about developing passion and prioritising creativity over commercialisation. We talked about what it takes to build and maintain a sustainable career in the arts. Enjoy the episode! FIND OUT MORE: Facebook: https://www.facebook.com/WAAXBAND Instagram: https://www.instagram.com/flamesgatling & https://www.instagram.com/waax_band YouTube: https://www.youtube.com/channel/UC4WKWP_Ua_-HI5z1EdGKSBA Website: https://waaxband.com ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

This week we are joined by Ben Lipshitz. Ben is co-founder and CEO of FoodByUs, Australia's largest online hospitality marketplace that connects restaurants, cafes, and caterers with thousands of wholesale food and alcohol suppliers. In 2021, Ben was also recognised as one of Australia's top 100 Young Entrepreneurs. In this episode we talk about the hard work it takes to be an entrepreneur founding a start-up. We also go through Ben's journey being a lawyer, running a footwear company, a data analytics company, and strategically changing FoodByUs to ensure that the business can be scalable. FIND OUT MORE: Connect with Ben: https://www.linkedin.com/in/benlipschitz Find out more about FoodByUs: https://www.foodbyus.com.au/

Dr Adam Fraser is a peak performance researcher, professional speaker, author and consultant who partners with various universities to further our knowledge in the areas of performance, culture and wellbeing. In this episode, we speak about micro transitions, the concept of The Third Space® and mental wellness. We also speak about the issues facing the financial advisor communities and draw parallels between it and the business owner community. FIND OUT MORE: > Facebook: https://www.facebook.com/DrAdamFraser > Instagram: https://www.instagram.com/dradamfraser/ > Twitter: https://twitter.com/DrAdamFraser > LinkedIn: https://www.linkedin.com/in/dradamfraser/ > Website: www.dradamfraser.com ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

In this episode we sat down with Matt Heine. Matt is Joint Managing Director of Netwealth, an ASX-listed financial services and technology company, started by his family to service investors and the wealth management industry. In this episode, we speak about young entrepreneurs and a family's ability to transfer wealth creation education from one generation to the next. We talk about managing and dealing with the challenges of an ASX-listed company whilst also being attentive to your young family. FIND OUT MORE ABOUT MATT: > Connect with Matt: https://www.linkedin.com/in/mattheine/ > Matt's podcast, In Between Meetings: FIND OUT MORE ABOUT NETWEALTH: > Website: https://www.netwealth.com.au/web > Netwealth's podcast, The Portfolio Construction podcast: https://www.netwealth.com.au/web/insights/netwealth-portfolio-construction-podcast/. ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

This week we sat down with Divorce Coach and Financial Transitionist, Aynsley Jurson. Aynsley draws on her experience as a former Financial Adviser, her specialist training and skills as a Certified Financial Transitionist®, a CDC Certified Divorce Coach® and a CDC Certified Separation & Recovery Coach®. She believes in merging expertise with empathy to create a healthy, empowering divorce experience. We talked about her work in helping people make the transition through divorce so that they can manage the journey emotionally, mentally and financially. FIND OUT MORE: > Website: https://www.aynsleyjurson.com > LinkedIn: https://www.linkedin.com/in/aynsleyjurson > Podcast: https://open.spotify.com/show/7MxqlhjwHsniPX7hDxTa75?si=6bc1c1a96a304ec1 FREE E-BOOK DOWNLOADS: > 4 Stages of Divorce Ebook: https://www.aynsleyjurson.com/4stagesebook > An Experts Guide to Divorce: https://www.aynsleyjurson.com/expertsguideebook ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

Mike Boyd is the co-owner and CEO of the Vroom group, founder of Prosura Insurance, investor at Mudbrick Capital, an active YPO member and host of the Business of Family Podcast. Mike is a forward thinking entrepreneur with incredible insights and knowledge of multi-generational wealth and family business. This episode traverses a spectrum of topics including family constitutions, stewardship and multi-generational storytelling. FIND OUT MORE: > Twitter: https://twitter.com/mikeboyd > LinkedIn: https://www.linkedin.com/in/mikeboyd08/ > Websites: >> https://mikeboyd.com.au/ >> https://www.businessoffamily.net/ >> https://www.realvision.com/shows/the-interview/videos/generational-wealth-how-to-preserve-and-grow-your-money ABOUT: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

Patrick O'Connor is a former Financial Planner, a human rights activist, a self-described severe mental illness survivor and Founder of The Killing Zone. He is the author of The Prescribed Deaths report, which exposes how pharmaceutical companies have illegally excluded deadly side effects from Australian prescription medication warnings, for over 20 years. We talk about how we pulled the plug on his career as a Financial Adviser, started a journey to discover a better way to talk about and treat mental health. CONNECT WITH PATRICK: > Twitter: https://twitter.com/Patrick_OCONNR > LinkedIn: https://www.linkedin.com/in/patrickoconnorexeclife/ FIND OUT MORE: > https://www.prescribeddeaths.com.au/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au If you need any further support after listening to this episode, please know that there are organisations that can support you 24/7: Lifeline - call 13 11 14 Beyond Blue - call 1300 22 4636

This is part 2 of our discussion with Dr Wendy Scaife. Wendy is an Associate Professor and Director at the Australian Centre for Philanthropy and Nonprofit Studies at QUT. She has been involved in the nonprofit and philanthropy sector for more than three decades. She has dedicated her life to philanthropy and has researched the many ways that people give, especially in a planned versus spontaneous way. We discussed philanthropy, how families can give in better ways, business giving and giving through estates after death. FIND OUT MORE: > Website: https://research.qut.edu.au/australian-centre-for-philanthropy-and-nonprofit-studies/ > LinkedIn: https://www.linkedin.com/company/acpns-qut > Twitter: https://twitter.com/acpns_qut ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

Dr Wendy Scaife is an Associate Professor and Director at the Australian Centre for Philanthropy and Nonprofit Studies at the Queensland University of Technology (QUT). She has been involved in the non-profit and philanthropy sector for more than three decades and has dedicated her life to philanthropy through researching the many ways that people give, especially in a planned versus spontaneous way. We discussed philanthropy, how families can give in better ways, business giving and giving through estates after death. This is part 1 of a two episode discussion with Dr Wendy Scaife about philanthropy and the importance of giving. FIND OUT MORE: > Website: https://research.qut.edu.au/australian-centre-for-philanthropy-and-nonprofit-studies/ > LinkedIn: https://www.linkedin.com/company/acpns-qut > Twitter: https://twitter.com/acpns_qut ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

This week we sat down with Nathan Fradley to discuss environmental, social and governance considerations for business owners and investors. As well as being a Financial Advisor with Tribeca Financial, Nathan is also Director of Ethos ESG - a values-based investment tool that helps you understand investments and how their ethics align with your own. In this episode we talk about ethical vs impact investing and how ESG isn't necessarily about ethics, but rather a risk management strategy. This conversation covers everything from plastic packaging on toothbrushes, to modern slavery in supply chains, and everything in between. DISCLAIMER: Please note that the information contained in this episode is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. FIND OUT MORE: > Connect with Nathan on LinkedIn: https://www.linkedin.com/in/nathan-fradley-fchfp-88a8502a/ >Website: www.ethosesg.com & https://www.tribecafinancial.com.au/ > https://www.facebook.com/TribecaFinancial/ > https://www.instagram.com/tribecafinancial/ > https://www.linkedin.com/company/tribecafinancial/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

This week we sat down with Dale Scally. Dale has been a finance professional for 23 years and a business owner and director for 11 years. As a Financial Advisor, Dale specialised in wealth management, investment portfolio construction, and strategic financial planning. Dale recently transitioned out of financial advising and evolved his career into business coaching with the objective to assist the financial services sector to innovate, evolve and flourish such that it can further enhance the financial lives of the Australian and global population. We sat down as two finance professionals, drawing upon our differing and unique experiences as well as the special report published by Stephan Independent Advisory - “Your Financial Legacy Roadmap.” This is part 2 of a 2 episode discussion on financial planning, dimensions of wealth, collaboration and everything in between. FIND OUT MORE: > Connect with Dale on LinkedIn: https://www.linkedin.com/in/dalescally/ & https://www.linkedin.com/company/businesscoachaustralia/ > Download the Special Report for Family Businesses ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

This week we sat down with Dale Scally. Dale has been a financial professional for 23 years and a business owner and director for 11 years. As a financial advisor, Dale specialised in wealth management, investment portfolio construction, and strategic financial planning. Dale recently transitioned out of financial advising and evolved his career into business coaching with the objective to assist the financial services sector to innovate, evolve and flourish such that it can further enhance the financial lives of the Australian and global population. We sat down as two financial professionals, drawing upon our differing and unique experiences as well as the special report published by Stephan Independent Advisory - “Your Financial Legacy Roadmap.” This is part 1 of a 2 episode discussion on financial planning, dimensions of wealth, collaboration and everything in between. Please note that the information contained in this episode is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. FIND OUT MORE: > LinkedIn: https://www.linkedin.com/in/dalescally/ & https://www.linkedin.com/company/businesscoachaustralia/ > Download the Special Report for Family Businesses. ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

This week we sat down with Albert Pisconeri. Albert is a Director of Pisconeri Fine Foods and Wines, a third generation family owned business operating in continental foods, wines and kitchenware, servicing supermarkets, cafés, and restaurants. In 2000, Pisconeri Fine Foods and Wines became a part of Countrywide Food Service Distributors and Albert was appointed to the board in 2020. In this episode we discuss succession planning, work-life balance and the transition into retirement. Albert reflects on his 47 years of involvement in the business and stresses the importance of family, social life and health. FIND OUT MORE: > Website: https://www.countrywide.net.au > LinkedIn: https://au.linkedin.com/in/albert-pisconeri-62a8898b ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

This week we sat down with Rob Di Martino, director and partner of Del Re National Food Group, alongside his cousins Mark, Rick and Danny. Del Re National is a broad range foodservice distributor that works all across metropolitan Melbourne and regional Victoria. In this episode, we discuss Rob's family business and his succession planning. We cover how he's facilitating a smooth succession, what the next generation looks like and how to maintain business continuity throughout the transition. I find Rob's approach to business management both personable and pragmatic. I hope you enjoy this week's episode of It's Never About Money. FIND OUT MORE: > Connect with Rob on LinkedIn: https://www.linkedin.com/in/robert-dimartino-gaicd-13158133/ > Website: http://delrenational.com.au > Instagram: https://www.instagram.com/delrenationalfoodgroup/ > Facebook: https://www.facebook.com/delrenationalfoodgroup > LinkedIn: https://au.linkedin.com/company/del-re-national-food-group?trk=public_profile_topcard-current-company ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It's Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

James Kostarakis is Managing Director of Fastrac Foodservice, a second-generation family owned and operated food wholesaler to the hospitality sector. James, at just 38, is planning his transition out of the business he has worked in for 20 years. We explored this approach, discussing the parallels between James' transition into taking over Fastract from his father, and now his planning of his own transition out of the lead role. James shares his learnings and experience along the way, including how to negotiate succession planning in a family business, where the next generation is not family. Find out more: Connect with James on LinkedIn: https://www.linkedin.com/in/james-kostarakis-5409a0214/ Find out more about Fastrac: Facebook: https://www.facebook.com/profile.php?id=100028285586792 Twitter: https://twitter.com/FastracFS LinkedIn: https://www.linkedin.com/company/fastrac-foodservice/ Website: https://www.fastrac.com.au/

This is Part 2 of our discussion with Dr Steve Garth. Steve is the Principal of Principia Investment Consultants and is a member of our Stephan Independent Advisory Investment Committee. I invested Steve onto It's Never About Money because he brings a unique perspective to his role in consulting on investments and investment philosophy. He has a rare combination of technical, research, and communication skills that have taken him to the top levels of academia, finance, and business. He holds a PhD in Mathematics, a Master of Applied Finance, a Bachelor of Science (Honours in Physics) and an Arts degree in History and Politics. In this episode we talk about DIY investing, diversified portfolios, private equity and why investing should be boring. Find out more: Connect with Steve on LinkedIn: https://www.linkedin.com/in/dr-steve-garth-5619267/ Website: https://www.principiaic.com.au/

This week we sat down with Dr Steve Garth. Steve is the Principal of Principia Investment Consultants and is a member of our Stephan Independent Advisory Investment Committee. Steve has a rare combination of technical, research, and communication skills that have taken him to the top levels of academia, finance, and business. This gives him a unique perspective when undertaking his role in consulting on investments and investment philosophy. This is Part 1 of a two episode discussion with Dr Steve Garth where we talk about DIY investing, hedge funds, green and sustainable investments, and why no investors are ever rational. Please note that the information contained in this episode is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. Find out more: Connect with Steve on LinkedIn: https://www.linkedin.com/in/dr-steve-garth-5619267/ Website: https://www.principiaic.com.au/