Podcast appearances and mentions of fred goodwin

Message for 03/09/2025 "Joy in His Love" by Fred Goodwin. *All verses are ESV unless otherwise noted* John 15:9-12 As the Father has loved me, so have I loved you. Abide in my love. 10 If you keep my commandments, you will abide in my love, just as I have kept my Father's commandments and abide in his love. 11 These things I have spoken to you, that my joy may be in you, and that your joy may be full. 12 “This is my commandment, that you love one another as I have loved you. John 16:22 So also you have sorrow now, but I will see you again, and your hearts will rejoice, and no one will take your joy from you. John 16:24b Ask, and you will receive, that your joy may be full. John 17:13 But now I am coming to you, and these things I speak in the world, that they may have my joy fulfilled in themselves. Philippians 1:9-11 And it is my prayer that your love may abound more and more, with knowledge and all discernment, 10 so that you may approve what is excellent, and so be pure and blameless for the day of Christ, 11 filled with the fruit of righteousness that comes through Jesus Christ, to the glory and praise of God. Philippians 1:10-11 so that you may approve what is excellent, and so be pure and blameless for the day of Christ, 11 filled with the fruit of righteousness that comes through Jesus Christ, to the glory and praise of God. Galatians 5:22-23 But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, 23 gentleness, self-control; against such things there is no law. Ephesians 3:14-21 For this reason I bow my knees before the Father, 15 from whom every family in heaven and on earth is named, 16 that according to the riches of his glory he may grant you to be strengthened with power through his Spirit in your inner being, 17 so that Christ may dwell in your hearts through faith—that you, being rooted and grounded in love, 18 may have strength to comprehend with all the saints what is the breadth and length and height and depth, 19 and to know the love of Christ that surpasses knowledge, that you may be filled with all the fullness of God. 20 Now to him who is able to do far more abundantly than all that we ask or think, according to the power at work within us, 21 to him be glory in the church and in Christ Jesus throughout all generations, forever and ever. Amen.

Message for 12/22/2024 "The Great Commission - Our Time" by Fred Goodwin. *All verses are ESV unless otherwise noted* John 14:16 NIV And I will ask the Father, and he will give you another advocate to help you and be with you forever— 1 John 5:13 NIV I write these things to you who believe in the name of the Son of God so that you may know that you have eternal life. Romans 6:22-23 But now that you have been set free from sin and have become slaves of God, the fruit you get leads to sanctification and its end, eternal life. 23 For the wages of sin is death, but the free gift of God is eternal life in Christ Jesus our Lord. Matthew 25 “Then the kingdom of heaven will be like ten virgins who took their lamps and went to meet the bridegroom. 2 Five of them were foolish, and five were wise. 3 For when the foolish took their lamps, they took no oil with them, 4 but the wise took flasks of oil with their lamps. 5 As the bridegroom was delayed, they all became drowsy and slept. 6 But at midnight there was a cry, ‘Here is the bridegroom! Come out to meet him.' 7 Then all those virgins rose and trimmed their lamps. 8 And the foolish said to the wise, ‘Give us some of your oil, for our lamps are going out.' 9 But the wise answered, saying, ‘Since there will not be enough for us and for you, go rather to the dealers and buy for yourselves.' 10 And while they were going to buy, the bridegroom came, and those who were ready went in with him to the marriage feast, and the door was shut. 11 Afterward the other virgins came also, saying, ‘Lord, lord, open to us.' 12 But he answered, ‘Truly, I say to you, I do not know you.' 13 Watch therefore, for you know neither the day nor the hour. 14 “For it will be like a man going on a journey, who called his servants and entrusted to them his property. 15 To one he gave five talents, to another two, to another one, to each according to his ability. Then he went away. 16 He who had received the five talents went at once and traded with them, and he made five talents more. 17 So also he who had the two talents made two talents more. 18 But he who had received the one talent went and dug in the ground and hid his master's money. 19 Now after a long time the master of those servants came and settled accounts with them. 20 And he who had received the five talents came forward, bringing five talents more, saying, ‘Master, you delivered to me five talents; here, I have made five talents more.' 21 His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.' 22 And he also who had the two talents came forward, saying, ‘Master, you delivered to me two talents; here, I have made two talents more.' 23 His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.' 24 He also who had received the one talent came forward, saying, ‘Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed, 25 so I was afraid, and I went and hid your talent in the ground. Here, you have what is yours.' 26 But his master answered him, ‘You wicked and slothful servant! You knew that I reap where I have not sown and gather where I scattered no seed? 27 Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest. 28 So take the talent from him and give it to him who has the ten talents. 29 For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away. 30 And cast the worthless servant into the outer darkness. In that place there will be weeping and gnashing of teeth.' 31 “When the Son of Man comes in his glory, and all the angels with him, then he will sit on his glorious throne. 32 Before him will be gathered all the nations, and he will separate people one from another as a shepherd separates the sheep from the goats. 33 And he will place the sheep on his right, but the goats on the left. 34 Then the King will say to those on his right, ‘Come, you who are blessed by my Father, inherit the kingdom prepared for you from the foundation of the world. 35 For I was hungry and you gave me food, I was thirsty and you gave me drink, I was a stranger and you welcomed me, 36 I was naked and you clothed me, I was sick and you visited me, I was in prison and you came to me.' 37 Then the righteous will answer him, saying, ‘Lord, when did we see you hungry and feed you, or thirsty and give you drink? 38 And when did we see you a stranger and welcome you, or naked and clothe you? 39 And when did we see you sick or in prison and visit you?' 40 And the King will answer them, ‘Truly, I say to you, as you did it to one of the least of these my brothers, you did it to me.' 41 “Then he will say to those on his left, ‘Depart from me, you cursed, into the eternal fire prepared for the devil and his angels. 42 For I was hungry and you gave me no food, I was thirsty and you gave me no drink, 43 I was a stranger and you did not welcome me, naked and you did not clothe me, sick and in prison and you did not visit me.' 44 Then they also will answer, saying, ‘Lord, when did we see you hungry or thirsty or a stranger or naked or sick or in prison, and did not minister to you?' 45 Then he will answer them, saying, ‘Truly, I say to you, as you did not do it to one of the least of these, you did not do it to me.' 46 And these will go away into eternal punishment, but the righteous into eternal life.” Matthew 28:16-20 NIV Then the eleven disciples went to Galilee, to the mountain where Jesus had told them to go. 17 When they saw him, they worshiped him; but some doubted. 18 Then Jesus came to them and said, “All authority in heaven and on earth has been given to me. 19 Therefore go and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, 20 and teaching them to obey everything I have commanded you. And surely I am with you always, to the very end of the age.”

Message for 11/03/2024 "Christmas Trees & Virgins" by Fred Goodwin. *All verses are NLT unless otherwise noted* Matthew 13:10-13 ESV Then the disciples came and said to him, “Why do you speak to them in parables?” 11 And he answered them, “To you it has been given to know the secrets of the kingdom of heaven, but to them it has not been given. 12 For to the one who has, more will be given, and he will have an abundance, but from the one who has not, even what he has will be taken away. 13 This is why I speak to them in parables, because seeing they do not see, and hearing they do not hear, nor do they understand. Luke 2:10-11 ESV And the angel said to them, “Fear not, for behold, I bring you good news of great joy that will be for all the people. 11 For unto you is born this day in the city of David a Savior, who is Christ the Lord. Matthew 25:1-13 ESV “Then the kingdom of heaven will be like ten virgins who took their lamps and went to meet the bridegroom. 2 Five of them were foolish, and five were wise. 3 For when the foolish took their lamps, they took no oil with them, 4 but the wise took flasks of oil with their lamps. 5 As the bridegroom was delayed, they all became drowsy and slept. 6 But at midnight there was a cry, ‘Here is the bridegroom! Come out to meet him.' 7 Then all those virgins rose and trimmed their lamps. 8 And the foolish said to the wise, ‘Give us some of your oil, for our lamps are going out.' 9 But the wise answered, saying, ‘Since there will not be enough for us and for you, go rather to the dealers and buy for yourselves.' 10 And while they were going to buy, the bridegroom came, and those who were ready went in with him to the marriage feast, and the door was shut. 11 Afterward the other virgins came also, saying, ‘Lord, lord, open to us.' 12 But he answered, ‘Truly, I say to you, I do not know you.' 13 Watch therefore, for you know neither the day nor the hour. Matthew 25:14-30 ESV “For it will be like a man going on a journey, who called his servants and entrusted to them his property. 15 To one he gave five talents, to another two, to another one, to each according to his ability. Then he went away. 16 He who had received the five talents went at once and traded with them, and he made five talents more. 17 So also he who had the two talents made two talents more. 18 But he who had received the one talent went and dug in the ground and hid his master's money. 19 Now after a long time the master of those servants came and settled accounts with them. 20 And he who had received the five talents came forward, bringing five talents more, saying, ‘Master, you delivered to me five talents; here, I have made five talents more.' 21 His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.' 22 And he also who had the two talents came forward, saying, ‘Master, you delivered to me two talents; here, I have made two talents more.' 23 His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.' 24 He also who had received the one talent came forward, saying, ‘Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed, 25 so I was afraid, and I went and hid your talent in the ground. Here, you have what is yours.' 26 But his master answered him, ‘You wicked and slothful servant! You knew that I reap where I have not sown and gather where I scattered no seed? 27 Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest. 28 So take the talent from him and give it to him who has the ten talents. 29 For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away. 30 And cast the worthless servant into the outer darkness. In that place there will be weeping and gnashing of teeth.' Matthew 25:31-46 ESV “When the Son of Man comes in his glory, and all the angels with him, then he will sit on his glorious throne. 32 Before him will be gathered all the nations, and he will separate people one from another as a shepherd separates the sheep from the goats. 33 And he will place the sheep on his right, but the goats on the left. 34 Then the King will say to those on his right, ‘Come, you who are blessed by my Father, inherit the kingdom prepared for you from the foundation of the world. 35 For I was hungry and you gave me food, I was thirsty and you gave me drink, I was a stranger and you welcomed me, 36 I was naked and you clothed me, I was sick and you visited me, I was in prison and you came to me.' 37 Then the righteous will answer him, saying, ‘Lord, when did we see you hungry and feed you, or thirsty and give you drink? 38 And when did we see you a stranger and welcome you, or naked and clothe you? 39 And when did we see you sick or in prison and visit you?' 40 And the King will answer them, ‘Truly, I say to you, as you did it to one of the least of these my brothers, you did it to me.' 41 “Then he will say to those on his left, ‘Depart from me, you cursed, into the eternal fire prepared for the devil and his angels. 42 For I was hungry and you gave me no food, I was thirsty and you gave me no drink, 43 I was a stranger and you did not welcome me, naked and you did not clothe me, sick and in prison and you did not visit me.' 44 Then they also will answer, saying, ‘Lord, when did we see you hungry or thirsty or a stranger or naked or sick or in prison, and did not minister to you?' 45 Then he will answer them, saying, ‘Truly, I say to you, as you did not do it to one of the least of these, you did not do it to me.' 46 And these will go away into eternal punishment, but the righteous into eternal life.”

Fred Goodwin aka Mr. Risk, a senior macro strategist at State Street, is a guest of Rich Excell CFA, CMT.  They have a wide-ranging discussion from leptokurtotic distributions to Chinese stimulus policy to the Rule of 100. When it is all said and done, does it all come down to TINA (There Is No Alternative) again?  Have a listen to find out

Message for 09/15/2024 "The Resolute Shepherd" by Fred Goodwin. *All verses are NLT unless otherwise noted.* Matthew 18:12-14 “If a man has a hundred sheep and one of them wanders away, what will he do? Won't he leave the ninety-nine others on the hills and go out to search for the one that is lost? 13 And if he finds it, I tell you the truth, he will rejoice over it more than over the ninety-nine that didn't wander away! 14 In the same way, it is not my heavenly Father's will that even one of these little ones should perish. Luke 15:1-7 Tax collectors and other notorious sinners often came to listen to Jesus teach. 2 This made the Pharisees and teachers of religious law complain that he was associating with such sinful people—even eating with them! 3 So Jesus told them this story: 4 “If a man has a hundred sheep and one of them gets lost, what will he do? Won't he leave the ninety-nine others in the wilderness and go to search for the one that is lost until he finds it? 5 And when he has found it, he will joyfully carry it home on his shoulders. 6 When he arrives, he will call together his friends and neighbors, saying, ‘Rejoice with me because I have found my lost sheep.' 7 In the same way, there is more joy in heaven over one lost sinner who repents and returns to God than over ninety-nine others who are righteous and haven't strayed away! Luke 15:8-10 Or suppose a woman has ten silver coins and loses one. Won't she light a lamp and sweep the entire house and search carefully until she finds it? 9 And when she finds it, she will call in her friends and neighbors and say, ‘Rejoice with me because I have found my lost coin.' 10 In the same way, there is joy in the presence of God's angels when even one sinner repents.” John 10:10b-11 My purpose is to give them a rich and satisfying life. 11 “I am the good shepherd. The good shepherd sacrifices his life for the sheep. Ezekiel 34:11-16 “For this is what the Sovereign Lord says: I myself will search and find my sheep. 12 I will be like a shepherd looking for his scattered flock. I will find my sheep and rescue them from all the places where they were scattered on that dark and cloudy day. 13 I will bring them back home to their own land of Israel from among the peoples and nations. I will feed them on the mountains of Israel and by the rivers and in all the places where people live. 14 Yes, I will give them good pastureland on the high hills of Israel. There they will lie down in pleasant places and feed in the lush pastures of the hills. 15 I myself will tend my sheep and give them a place to lie down in peace, says the Sovereign Lord. 16 I will search for my lost ones who strayed away, and I will bring them safely home again. I will bandage the injured and strengthen the weak. But I will destroy those who are fat and powerful. I will feed them, yes—feed them justice! Psalm 23 The Lord is my shepherd; I have all that I need. 2 He lets me rest in green meadows; he leads me beside peaceful streams. 3 He renews my strength. He guides me along right paths, bringing honor to his name. 4 Even when I walk through the darkest valley, I will not be afraid, for you are close beside me. Your rod and your staff protect and comfort me. 5 You prepare a feast for me in the presence of my enemies. You honor me by anointing my head with oil. My cup overflows with blessings. 6 Surely your goodness and unfailing love will pursue me all the days of my life, and I will live in the house of the Lord forever.

Message for 06/09/2024 "Zombies and Buried Treasure" by Fred Goodwin. * All verses are NLT unless otherwise noted* Matthew 13:44-46 “The Kingdom of Heaven is like a treasure that a man discovered hidden in a field. In his excitement, he hid it again and sold everything he owned to get enough money to buy the field. 45 “Again, the Kingdom of Heaven is like a merchant on the lookout for choice pearls. 46 When he discovered a pearl of great value, he sold everything he owned and bought it! John 14:16-20 And I will ask the Father, and he will give you another Advocate, who will never leave you. 17 He is the Holy Spirit, who leads into all truth. The world cannot receive him, because it isn't looking for him and doesn't recognize him. But you know him, because he lives with you now and later will be in you. 18 No, I will not abandon you as orphans—I will come to you. 19 Soon the world will no longer see me, but you will see me. Since I live, you also will live. 20 When I am raised to life again, you will know that I am in my Father, and you are in me, and I am in you. 2 Corinthians 4:7 We now have this light shining in our hearts, but we ourselves are like fragile clay jars containing this great treasure. This makes it clear that our great power is from God, not from ourselves. Ephesians 3:17 Then Christ will make his home in your hearts as you trust in him. Your roots will grow down into God's love and keep you strong. Colossians 1:27 For God wanted them to know that the riches and glory of Christ are for you Gentiles, too. And this is the secret: Christ lives in you. This gives you assurance of sharing his glory.

April brought a reality check to markets after a stellar Q1, sparking demand for safety across assets and currencies. The higher for longer rate environment, together with signs of slowing growth and sticky inflation, gives rise to thoughts of future weakness in risk assets. Naturally, investors begin to question where best to take shelter. Are traditional safe havens as effective as they have been in past cycles? How do US Treasuries, the dollar and yen, long the stalwarts of safety, stack up? This week, Fred Goodwin returns to the podcast to discuss the challenges of selecting a suitable safe haven, the intricacies of safe haven currencies and which assets are most appealing to him right now.See omnystudio.com/listener for privacy information.

Low and stable currency market volatility is feeding interest in yield-seeking strategies to a degree not seen in years. How long can the good times last and carry remain king? This week, we put the current period of low FX volatility into historic market context and note any early warning signs of a change in fortunes for strategies that sell volatility and earn yield. Fred Goodwin makes a cameo contribution, to offer a final, cautionary note on the specific dynamics in emerging markets.See omnystudio.com/listener for privacy information.

Message for 11/05/2023 "The Last and Living Lamb" by Fred Goodwin. *All verses are ESV unless otherwise noted* Genesis 22:8 Abraham said, “God will provide for himself the lamb for a burnt offering, my son.” So they went both of them together. Exodus 12:3-14 Tell all the congregation of Israel that on the tenth day of this month every man shall take a lamb according to their fathers' houses, a lamb for a household. 4 And if the household is too small for a lamb, then he and his nearest neighbor shall take according to the number of persons; according to what each can eat you shall make your count for the lamb. 5 Your lamb shall be without blemish, a male a year old. You may take it from the sheep or from the goats, 6 and you shall keep it until the fourteenth day of this month, when the whole assembly of the congregation of Israel shall kill their lambs at twilight. 7 “Then they shall take some of the blood and put it on the two doorposts and the lintel of the houses in which they eat it. 8 They shall eat the flesh that night, roasted on the fire; with unleavened bread and bitter herbs they shall eat it. 9 Do not eat any of it raw or boiled in water, but roasted, its head with its legs and its inner parts. 10 And you shall let none of it remain until the morning; anything that remains until the morning you shall burn. 11 In this manner you shall eat it: with your belt fastened, your sandals on your feet, and your staff in your hand. And you shall eat it in haste. It is the Lord's Passover. 12 For I will pass through the land of Egypt that night, and I will strike all the firstborn in the land of Egypt, both man and beast; and on all the gods of Egypt I will execute judgments: I am the Lord. 13 The blood shall be a sign for you, on the houses where you are. And when I see the blood, I will pass over you, and no plague will befall you to destroy you, when I strike the land of Egypt. 14 “This day shall be for you a memorial day, and you shall keep it as a feast to the Lord; throughout your generations, as a statute forever, you shall keep it as a feast. Exodus 6:6-7 Say therefore to the people of Israel, ‘I am the Lord, and I will bring you out from under the burdens of the Egyptians, and I will deliver you from slavery to them, and I will redeem you with an outstretched arm and with great acts of judgment. 7 I will take you to be my people, and I will be your God, and you shall know that I am the Lord your God, who has brought you out from under the burdens of the Egyptians. Isaiah 53:5-7 But he was pierced for our transgressions; he was crushed for our iniquities; upon him was the chastisement that brought us peace, and with his wounds we are healed. 6 All we like sheep have gone astray; we have turned—every one—to his own way; and the Lord has laid on him the iniquity of us all. 7 He was oppressed, and he was afflicted, yet he opened not his mouth; like a lamb that is led to the slaughter, and like a sheep that before its shearers is silent, so he opened not his mouth. Jeremiah 31:31-34 “Behold, the days are coming, declares the Lord, when I will make a new covenant with the house of Israel and the house of Judah, 32 not like the covenant that I made with their fathers on the day when I took them by the hand to bring them out of the land of Egypt, my covenant that they broke, though I was their husband, declares the Lord. 33 For this is the covenant that I will make with the house of Israel after those days, declares the Lord: I will put my law within them, and I will write it on their hearts. And I will be their God, and they shall be my people. 34 And no longer shall each one teach his neighbor and each his brother, saying, ‘Know the Lord,' for they shall all know me, from the least of them to the greatest, declares the Lord. For I will forgive their iniquity, and I will remember their sin no more.” John 1:29 The next day he saw Jesus coming toward him, and said, “Behold, the Lamb of God, who takes away the sin of the world! Mark 14:12 And on the first day of Unleavened Bread, when they sacrificed the Passover lamb, his disciples said to him, “Where will you have us go and prepare for you to eat the Passover?” Mark 14:24 And he said to them, “This is my blood of the covenant, which is poured out for many. CRUCIFIXION FORGIVENESS Luke 23:34 And Jesus said, “Father, forgive them, for they know not what they do.” And they cast lots to divide his garments. HOPE & A FUTURE Luke 23:43 And he said to him, “Truly, I say to you, today you will be with me in paradise.” COMFORT & SECURITY John 19:26-27 When Jesus saw his mother and the disciple whom he loved standing nearby, he said to his mother, “Woman, behold, your son!” 27 Then he said to the disciple, “Behold, your mother!” And from that hour the disciple took her to his own home. Forsaken? .... no... Mark 14:34 And he said to them, “My soul is very sorrowful, even to death. Remain here and watch.” Thirst John 19:28 After this, Jesus, knowing that all was now finished, said (to fulfill the Scripture), “I thirst.” TELEO John 19:20 Many of the Jews read this inscription, for the place where Jesus was crucified was near the city, and it was written in Aramaic, in Latin, and in Greek. Surrender Luke 23:46 Then Jesus, calling out with a loud voice, said, “Father, into your hands I commit my spirit!” And having said this he breathed his last. RESURRECTION 1 Corinthians 5:7 Cleanse out the old leaven that you may be a new lump, as you really are unleavened. For Christ, our Passover lamb, has been sacrificed. 1 Peter 1:14-21 As obedient children, do not be conformed to the passions of your former ignorance, 15 but as he who called you is holy, you also be holy in all your conduct, 16 since it is written, “You shall be holy, for I am holy.” 17 And if you call on him as Father who judges impartially according to each one's deeds, conduct yourselves with fear throughout the time of your exile, 18 knowing that you were ransomed from the futile ways inherited from your forefathers, not with perishable things such as silver or gold, 19 but with the precious blood of Christ, like that of a lamb without blemish or spot. 20 He was foreknown before the foundation of the world but was made manifest in the last times for the sake of you 21 who through him are believers in God, who raised him from the dead and gave him glory, so that your faith and hope are in God. Revelation 5:6 And between the throne and the four living creatures and among the elders I saw a Lamb standing, as though it had been slain, with seven horns and with seven eyes, which are the seven spirits of God sent out into all the earth. Revelation 22:1 Then the angel showed me the river of the water of life, bright as crystal, flowing from the throne of God and of the Lamb.

It's been another rough year for bond markets, but the makings of a recovery are starting to appear. Inflation is cooling, monetary policymakers do not sound too worried about the effects of recent oil price rises and the impact of horrific and consequential geopolitical events is a reminder of the safe haven qualities many bonds have. Fred Goodwin is back to discuss the recent dynamics in fixed income markets, whether the diversification properties of bonds will ever be as good as they once were and whether this is, in fact, a good time to buy bonds.See omnystudio.com/listener for privacy information.

Message for 07/09/2023 "Josiah - A Great Role Model" by Fred Goodwin. *All verses are ESV unless otherwise noted* 2 Chronicles 34:1-3 Josiah was eight years old when he began to reign, and he reigned thirty-one years in Jerusalem. 2 And he did what was right in the eyes of the Lord, and walked in the ways of David his father; and he did not turn aside to the right hand or to the left. 3 For in the eighth year of his reign, while he was yet a boy, he began to seek the God of David his father, and in the twelfth year he began to purge Judah and Jerusalem of the high places, the Asherim, and the carved and the metal images. 1 Timothy 4:12 Let no one despise you for your youth, but set the believers an example in speech, in conduct, in love, in faith, in purity. 2 Chronicles 34:20-21a And the king commanded Hilkiah, Ahikam the son of Shaphan, Abdon the son of Micah, Shaphan the secretary, and Asaiah the king's servant, saying, 21 “Go, inquire of the Lord for me 2 Kings 22:3-7 In the eighteenth year of King Josiah, the king sent Shaphan the son of Azaliah, son of Meshullam, the secretary, to the house of the Lord, saying, 4 “Go up to Hilkiah the high priest, that he may count the money that has been brought into the house of the Lord, which the keepers of the threshold have collected from the people. 5 And let it be given into the hand of the workmen who have the oversight of the house of the Lord, and let them give it to the workmen who are at the house of the Lord, repairing the house 6 (that is, to the carpenters, and to the builders, and to the masons), and let them use it for buying timber and quarried stone to repair the house. 7 But no accounting shall be asked from them for the money that is delivered into their hand, for they deal honestly.” 2 Kings 22:8-11 And Hilkiah the high priest said to Shaphan the secretary, “I have found the Book of the Law in the house of the Lord.” And Hilkiah gave the book to Shaphan, and he read it. 9 And Shaphan the secretary came to the king, and reported to the king, “Your servants have emptied out the money that was found in the house and have delivered it into the hand of the workmen who have the oversight of the house of the Lord.” 10 Then Shaphan the secretary told the king, “Hilkiah the priest has given me a book.” And Shaphan read it before the king. 11 When the king heard the words of the Book of the Law, he tore his clothes. 2 Kings 22:14 So Hilkiah the priest, and Ahikam, and Achbor, and Shaphan, and Asaiah went to Huldah the prophetess, the wife of Shallum the son of Tikvah, son of Harhas, keeper of the wardrobe (now she lived in Jerusalem in the Second Quarter), and they talked with her.

A year ago, the US yield curve inverted, raising the probability of a recession as such moves so often have signaled in past market cycles. Equity markets have defied the gloom, though, and the long forecast earnings recession that was expected to follow has been harder to spot than the economic recession. Our guest this week, Fred Goodwin, argues that all may be about to change, with many of 2023s winning views at risk.See omnystudio.com/listener for privacy information.

Message for 02/05/2023 "The Word of God" by Fred Goodwin. *All verses are NLT unless otherwise noted* Genesis 1:1 In the beginning God created the heavens and the earth. Psalm 119: 1, 43, 105, 112 1 Joyful are people of integrity, who follow the instructions of the Lord. 43 Do not snatch your word of truth from me, for your regulations are my only hope. 105 Your word is a lamp to guide my feet and a light for my path. 162 Jesus replied, “Your mistake is that you don't know the Scriptures, and you don't know the power of God. Psalm 19:7-11 The instructions of the Lord are perfect, reviving the soul. The decrees of the Lord are trustworthy, making wise the simple. 8 The commandments of the Lord are right, bringing joy to the heart. The commands of the Lord are clear, giving insight for living. 9 Reverence for the Lord is pure, lasting forever. The laws of the Lord are true; each one is fair. 10 They are more desirable than gold, even the finest gold. They are sweeter than honey, even honey dripping from the comb. 11 They are a warning to your servant, a great reward for those who obey them. Isaiah 40:6-8 A voice said, “Shout!” I asked, “What should I shout?” “Shout that people are like the grass. Their beauty fades as quickly as the flowers in a field. 7 The grass withers and the flowers fade beneath the breath of the Lord. And so it is with people. 8 The grass withers and the flowers fade, but the word of our God stands forever.” John 1:1-5 In the beginning the Word already existed. The Word was with God, and the Word was God. 2 He existed in the beginning with God. 3 God created everything through him, and nothing was created except through him. 4 The Word gave life to everything that was created, and his life brought light to everyone. 5 The light shines in the darkness, and the darkness can never extinguish it. 2 Timothy 3:15-17 You have been taught the holy Scriptures from childhood, and they have given you the wisdom to receive the salvation that comes by trusting in Christ Jesus. 16 All Scripture is inspired by God and is useful to teach us what is true and to make us realize what is wrong in our lives. It corrects us when we are wrong and teaches us to do what is right. 17 God uses it to prepare and equip his people to do every good work. Hebrews 4:12-13 For the word of God is alive and powerful. It is sharper than the sharpest two-edged sword, cutting between soul and spirit, between joint and marrow. It exposes our innermost thoughts and desires. 13 Nothing in all creation is hidden from God. Everything is naked and exposed before his eyes, and he is the one to whom we are accountable. Matthew 22:29 Jesus replied, “Your mistake is that you don't know the Scriptures, and you don't know the power of God.

Message for 12/11/2022 "The Lord's Supper" by Fred Goodwin. Acts 2:42 ESV And they devoted themselves to the apostles' teaching and the fellowship, to the breaking of bread and the prayers.

Message for 10/23/2022 "The Biblical Sexual Ethic Part 2" by Fred Goodwin. *All verses are NLT unless otherwise noted.* 2 Samuel 14:14 - All of us must die eventually. Our lives are like water spilled out on the ground, which cannot be gathered up again. But God does not just sweep life away; instead, he devises ways to bring us back when we have been separated from him. Leviticus 18:6-30 - “You must never have sexual relations with a close relative, for I am the Lord. 7 “Do not violate your father by having sexual relations with your mother. She is your mother; you must not have sexual relations with her. 8 “Do not have sexual relations with any of your father's wives, for this would violate your father. 9 “Do not have sexual relations with your sister or half sister, whether she is your father's daughter or your mother's daughter, whether she was born into your household or someone else's. 10 “Do not have sexual relations with your granddaughter, whether she is your son's daughter or your daughter's daughter, for this would violate yourself. 11 “Do not have sexual relations with your stepsister, the daughter of any of your father's wives, for she is your sister. 12 “Do not have sexual relations with your father's sister, for she is your father's close relative. 13 “Do not have sexual relations with your mother's sister, for she is your mother's close relative. 14 “Do not violate your uncle, your father's brother, by having sexual relations with his wife, for she is your aunt. 15 “Do not have sexual relations with your daughter-in-law; she is your son's wife, so you must not have sexual relations with her. 16 “Do not have sexual relations with your brother's wife, for this would violate your brother. 17 “Do not have sexual relations with both a woman and her daughter. And do not take her granddaughter, whether her son's daughter or her daughter's daughter, and have sexual relations with her. They are close relatives, and this would be a wicked act. 18 “While your wife is living, do not marry her sister and have sexual relations with her, for they would be rivals. 19 “Do not have sexual relations with a woman during her period of menstrual impurity. 20 “Do not defile yourself by having sexual intercourse with your neighbor's wife. 21 “Do not permit any of your children to be offered as a sacrifice to Molech, for you must not bring shame on the name of your God. I am the Lord. 22 “Do not practice homosexuality, having sex with another man as with a woman. It is a detestable sin. 23 “A man must not defile himself by having sex with an animal. And a woman must not offer herself to a male animal to have intercourse with it. This is a perverse act. 24 “Do not defile yourselves in any of these ways, for the people I am driving out before you have defiled themselves in all these ways. 25 Because the entire land has become defiled, I am punishing the people who live there. I will cause the land to vomit them out. 26 You must obey all my decrees and regulations. You must not commit any of these detestable sins. This applies both to native-born Israelites and to the foreigners living among you. 27 “All these detestable activities are practiced by the people of the land where I am taking you, and this is how the land has become defiled. 28 So do not defile the land and give it a reason to vomit you out, as it will vomit out the people who live there now. 29 Whoever commits any of these detestable sins will be cut off from the community of Israel. 30 So obey my instructions, and do not defile yourselves by committing any of these detestable practices that were committed by the people who lived in the land before you. I am the Lord your God.” Romans 1:21-27 - Yes, they knew God, but they wouldn't worship him as God or even give him thanks. And they began to think up foolish ideas of what God was like. As a result, their minds became dark and confused. 22 Claiming to be wise, they instead became utter fools. 23 And instead of worshiping the glorious, ever-living God, they worshiped idols made to look like mere people and birds and animals and reptiles. 24 So God abandoned them to do whatever shameful things their hearts desired. As a result, they did vile and degrading things with each other's bodies. 25 They traded the truth about God for a lie. So they worshiped and served the things God created instead of the Creator himself, who is worthy of eternal praise! Amen. 26 That is why God abandoned them to their shameful desires. Even the women turned against the natural way to have sex and instead indulged in sex with each other. 27 And the men, instead of having normal sexual relations with women, burned with lust for each other. Men did shameful things with other men, and as a result of this sin, they suffered within themselves the penalty they deserved. What if I'm a Christian and I also identify as being bisexual, gay or non-heterosexual? Can you be a gay Christian? 1 Corinthians 2:14 NASB - But a natural person does not accept the things of the Spirit of God, for they are foolishness to him; and he cannot understand them, because they are spiritually discerned. Galatians 5:17a NIV - For the flesh desires what is contrary to the Spirit, and the Spirit what is contrary to the flesh. They are in conflict with each other, so that you are not to do whatever you want. John 3:3 - Jesus replied, “I tell you the truth, unless you are born again, you cannot see the Kingdom of God.” 2 Corinthians 5:17 - This means that anyone who belongs to Christ has become a new person. The old life is gone; a new life has begun! John 3:6 - Humans can reproduce only human life, but the Holy Spirit gives birth to spiritual life. Matthew 4:19 - Jesus called out to them, “Come, follow me, and I will show you how to fish for people!” 20 And they left their nets at once and followed him. Resources For Those Who Struggle with Same Sex Attraction: Uprooted Heart Our mission is to support those seeking help with unwanted same sex attraction and lead them to a life of transformation in relationship with Jesus. Uprooted Heart Inc. also helps those who have transitioned to maintain a accountable walk by bridging them to ministries who offer mentorship, counseling, and accountability. We partner with the Freedom March.  www.UprootedHeart.com Fearless Identity Fearless Identity brings hope and understanding to the LGBTQ community and the church through education. biblical clarity, and support in a judgement free environment for those seeking the option to change . We bridge the gap between that marginalized and misunderstood, wounded, and survivors to bring those individuals to wholeness in Jesus Christ. https://fearlessidentity.co/ Overcome Ministries A ministry set to be an outlet of love and hope for adults with same-sex attraction. A place to find community in your journey and struggles. www.OvercomeMin.com Freedom March Freedom March is a diverse group of Jesus followers who have been delivered from LGBTQ identities. Our mission is to share, gather, and activate. We accomplish this mission by sharing testimonies of freedom, as we gather together in local cities, calling the body of Christ to activation in loving their LGBTQ neighbor with the truth of transformation. www.FreedomtoMarch.com Changed Movement CHANGED is possible! We are a community of friends who once identified as LGBTQ+. Today we celebrate the love of Jesus and His freedom in our lives. https://changedmovement.com/ Support Outlets (For Parents and those with SSA): Faith Hope Love Support Group An online Parent / Family Support Ministry for those whose loved ones identify as LGBTQ https://www.restoredhopenetwork.org/ministry-finder/church/21/faith-hope-love faith.hope.love.foster.city@gmail.com Restored Hope Network Restored Hope is a membership governed, inter-denominational network dedicated to restoring hope to those broken by sexual and relational sin, especially those impacted by homosexuality. www.RestoredHopeNetwork.org His Wonderful Works (Local to Ga) Our mission is to bring hope, healing and freedom in Christ to individuals, churches and ministries inr the areas of family, relationships, and sexuality. www.HisWonderfulWorks.com https://open.spotify.com/episode/4YNKUrH3vbf5zG91XHdPBc?si=mNwZzg8HSzOcQOhuCNZOAA

Message for 10/16/2022 "But Now…" by Fred Goodwin. *All verses are ESV unless otherwise noted* Acts 26:18 to open their eyes, so that they may turn from darkness to light and from the power of Satan to God, that they may receive forgiveness of sins and a place among those who are sanctified by faith in me.' Acts 17:16-17 Now while Paul was waiting for them at Athens, his spirit was provoked within him as he saw that the city was full of idols. 17 So he reasoned in the synagogue with the Jews and the devout persons, and in the marketplace every day with those who happened to be there. Acts 17:18-21 Some of the Epicurean and Stoic philosophers also conversed with him. And some said, “What does this babbler wish to say?” Others said, “He seems to be a preacher of foreign divinities”—because he was preaching Jesus and the resurrection. 19 And they took him and brought him to the Areopagus, saying, “May we know what this new teaching is that you are presenting? 20 For you bring some strange things to our ears. We wish to know therefore what these things mean.” 21 Now all the Athenians and the foreigners who lived there would spend their time in nothing except telling or hearing something new. Acts 18:22-28 MSG From Ephesus he sailed to Caesarea. He greeted the church there, and then went on to Antioch, completing the journey. 23 After spending a considerable time with the Antioch Christians, Paul set off again for Galatia and Phrygia, retracing his old tracks, one town after another, putting fresh heart into the disciples. 24-26 A man named Apollos came to Ephesus. He was a Jew, born in Alexandria, Egypt, and a terrific speaker, eloquent and powerful in his preaching of the Scriptures. He was well-educated in the way of the Master and fiery in his enthusiasm. Apollos was accurate in everything he taught about Jesus up to a point, but he only went as far as the baptism of John. He preached with power in the meeting place. When Priscilla and Aquila heard him, they took him aside and told him the rest of the story. 27-28 When Apollos decided to go on to Achaia province, his Ephesian friends gave their blessing and wrote a letter of recommendation for him, urging the disciples there to welcome him with open arms. The welcome paid off: Apollos turned out to be a great help to those who had become believers through God's immense generosity. He was particularly effective in public debate with the Jews as he brought out proof after convincing proof from the Scriptures that Jesus was in fact God's Messiah.

CFA Society Chicago member Rich Excell, CFA and Fred Goodwin, a macro strategist at State Street and Mr. Risk, look through the various looming global threats to risk-taking around the world – what should investors worry about and what is fully priced in   Connect with Rich on LinkedIn https://www.linkedin.com/in/richexcellcfa/ and find his blog posts here - https://www.cmegroup.com/newsletters/excell-with-options-report-from-rich-excell.html & Stay Vigilant | Richard Excell | Substack Connect with Fred on LinkedIn https://www.linkedin.com/in/fred-goodwin/ State Street - https://www.statestreet.com/home.html

Message for 05/22/2022 "Who Are You?" by Fred Goodwin.

Message for 04/03/2022 "Put on Light" by Fred Goodwin.

Message for 12/19/2021 "A Journey of Wonder & Awe" by Fred Goodwin.

Message for 5/20/2021 "Jesus Joy!" by Fred Goodwin.

Demystifying the Queen's honours system. It is no surprise that the royal tradition of honouring high achievers goes back to the Norman Conquests. However, what is surprising is that the first ‘commoners' to be honoured en mass started as late as 1917, when the father of Queen Elizabeth II , King George V, began a new order of chivalry called the Order Of the British Empire. He did this to celebrate the outstanding contributions made by British citizen and soldiers to the war effort in WII and the system has remained in place to this day. Today, the Queen's honours are awarded twice per year: New year's awards and the Queen's official birthday. At these times, several types of awards are given, including: The Order of the Garter The order of the Thistle Order of St. Patrick Order of the British Empire Knight Grand Cross Commander of the Most Excellent Order of the British Empire (CBE) Member of the Most Excellent Order of the British Empire (MBE) Officer of the Most Excellent Order of the British Empire (OBE) Order of Merit Companions of Honour Order of the Bath Order of St. Michael and St. George Royal Victorian Order Royal Family Orders Commonwealth Orders Military Honours and Awards – several including The George Cross and the Elizabeth cross. These awards are not given lightly and are carefully considered before being bestowed. This was especially highlighted in 2012, when Fred Goodwin was stripped of his Knighthood, which he received in 2008 for the services to banking under the Labour Government ( the awards were retracted due to the dishonour of his actions which lead to RBS almost collapsing in 2008). It is a uniquely British honour which must ultimately be respected. However, it is no longer only accessible by the ‘Old Boys' Network': there are a lot of amazing people out there doing incredible things so around 6000 nominations are made each year. On average, approximately 3000 honours are awarded to people every year. Although it was once said that ‘people award you but God rewards you', there is certainly nothing like being acknowledged for all the hard work and the positive contribution you have made to your country. In addition, there is no denying that such awards tend to open doors and often make people more receptive to what you have to share. Dr Yvonne Thompson CBE, founder of WINTRADE was one of those people awarded 20 years ago for her contributions to Britain through her work in the areas of cultural diversity, small businesses and women in business. She has also had the privilege of sitting on the honours' committee for several years, helping to inform the Palace about nominees deserving of being acknowledged. As a result, she has a wealth of experience on the subject and would like to share what she has learned with you. Join to our membership program: https://talks.wintradeglobal.com/MEMBERSHIP_LANDING?r_done=1

Message for 2/21/2021 "Righteousness" by Fred Goodwin

If you enjoy this podcast, please have a listen to our previous episodes, and also give us a review or rating – every little helps. You can also follow us on Twitter (https://twitter.com/CIAYAPQ) and LinkedIn (https://www.linkedin.com/company/can-i-ask-you-a-personal-question/). Dame Jayne-Anne Gadhia is the former chief executive of Virgin Money bank and the founder/ executive chair of fintech startup Snoop. In this episode, she talks Will and Dan through her journey to the top of the UK banking sector, and speaks about the challenges of starting something new. During her career, Jayne-Anne has worked closely with two of Britain's best-known businessmen, Fred Goodwin of RBS and Virgin tycoon Sir Richard Branson. Our interviewee makes shock claims about both men. Jayne-Anne says Goodwin is "nowhere near as bad as the press would have you believe", and presents evidence to suggest that Branson might not be as much of a party animal as his reputation would suggest. Jayne-Anne also speaks out about sexism in the City, and why she thinks successful ladies are often labelled as "bloody difficult women". "Can I ask you a personal question? (with Will and Dan)" is presented by Will Turvill and Dan Hully, and is produced by Luke Garratt. Will is a British journalist based in Canada, and Dan is co-founder and CEO of Quantico, a provider of in-house finance teams to rapidly scaling businesses. Luke is a journalist and news producer for the Associated Press, also based in London.

Message for 05/17/2020 "The Well of Achievement" by Fred Goodwin

Sorry Not Sorry is a podcast where we unapologetically talk about Christianity and culture from a pentecostal perspective. In this episode Dr. Jerry Ireland, Professor Dom Garcia, and special guest Rev. Fred Goodwin talk about the churches response during the current pandemic. Want to see the guys in the studio? You can watch the video podcast on youtube at http://bit.ly/SorryNotSorryPodcast. If you have an idea for a potential topic feel free to email us at podcastsorrynotsorry@gmail.com. Definitions Ecumenical- relating to, or representing the whole of a body of churches. Serve International: https://www.servone.org Teen Challenge USA: https://teenchallengeusa.org Compassion International: https://www.compassion.com Convoy of Hope: https://www.convoyofhope.org Child Hope: https://www.childhopeonline.org

Message for 12/15/2019 "The Most Wonderful Christmas Story" by Fred Goodwin

Message for 11/17/2019 "Seeking Wisdom" by Fred Goodwin

Message for 09/22/2019 "Jesus' Diagnosis For Anxiety" by Fred Goodwin

Message for 6/16/19 "Father's Day" by Fred Goodwin

Message for 03/17/2019 "In Relation To: Parenting" by Fred Goodwin

Kirsty Young's castaway is Jayne-Anne Gadhia, Chief Executive of Virgin Money. She is currently the government's Women in Finance Champion. She worked for Fred Goodwin at RBS just prior to the financial crisis before returning to Virgin Money in 2007. A mother of one, she endured many miscarriages and has written about her experience of post-natal depression following her daughter's birth.An only child, she was brought up first in the Midlands, then in East Anglia. She was one of very few girls to attend a newly co-educational boys' school where she was bullied. Following a year spent working in an unemployment office she went to Royal Holloway College in London where she met her future husband, Ash, to whom she's been married for 33 years. Earlier this year she published her autobiography.Producer: Cathy Drysdale.

Kirsty Young's castaway is Jayne-Anne Gadhia, Chief Executive of Virgin Money. She is currently the government's Women in Finance Champion. She worked for Fred Goodwin at RBS just prior to the financial crisis before returning to Virgin Money in 2007. A mother of one, she endured many miscarriages and has written about her experience of post-natal depression following her daughter's birth. An only child, she was brought up first in the Midlands, then in East Anglia. She was one of very few girls to attend a newly co-educational boys' school where she was bullied. Following a year spent working in an unemployment office she went to Royal Holloway College in London where she met her future husband, Ash, to whom she's been married for 33 years. Earlier this year she published her autobiography. Producer: Cathy Drysdale.

Anne Ashworth, assistant editor, Katherine Griffiths, banking editor, and Tom Knowles, economics and property correspondent, join Callum Jones to discuss Royal Bank of Scotland and the general election. See acast.com/privacy for privacy and opt-out information.

Simon English, Senior City Correspondent at the Evening Standard explains to tip TV CEO Nick Batsford why he thinks RBS boss Fred Goodwin is foolish and not crooked. #FredGoodwin, #RBS, #EveningStandard, #banks, #investing, #UK

Fred Goodwin, disgraced former chief executive of Royal Bank of Scotland, may avoid appearing in court if last minute talks about a settlement with disaffected shareholders are successful. Patrick Jenkins discusses this week's events at the High Court in London with Jane Croft, FT law courts correspondent. Music by Kevin MacLeod See acast.com/privacy for privacy and opt-out information.

Virgin Money chief executive Jayne-Anne Gadhia on her new book, her life in finance - and what she has learned from Richard Branson. In a candid conversation, Gadhia opens up about her experiences of depression, and talks about what it was like working with Fred Goodwin, the controversial former chief executive of RBS. Gadhia is donating the profits from her book to Headstogether

The New Elizabethans: James Naughtie examines the legacy of banker Fred Goodwin. Having turned the Royal Bank of Scotland into a major player in global banking, he lost millions of pounds, a knighthood, and any public esteem. Just how much did the actions of "Fred the Shred" and other leading bankers jeopardise the global economy? The New Elizabethans have been chosen by a panel of leading historians, chaired by Lord (Tony) Hall, Chief Executive of London's Royal Opera House. The panellists were Dominic Sandbrook, Bamber Gascoigne, Sally Alexander, Jonathan Agar, Maria Misra and Sir Max Hastings. They were asked to choose: "Men and women whose actions during the reign of Elizabeth II have had a significant impact on lives in these islands and/or given the age its character, for better or worse.".

It's bash-a-banker time. As the former RBS boss Fred Goodwin loses his knighthood, his successor at the bank has handed back his bonus. Nils Pratley and Jill Treanor discuss

In this week’s podcast: UK banks are under fire again from the government over the amount of lending they are doing; Deutsche Bank has its AGM on Thursday amid growing speculation that Jo Ackermann is about to signal his retirement as chief executive; plus, former RBS chief Sir Fred Goodwin finds himself at the centre of the furore over super injunctions. Presented by Patrick Jenkins with Brooke Masters and Sharlene Goff in London, James Wilson in Frankfurt and Helen Thomas in New York with Stateside. Produced by LJ Filotrani See acast.com/privacy for privacy and opt-out information.

There are many theories about the mess we are in, but it is simply what you get when you take human beings and put them in an organisation, says Lucy Kellaway See acast.com/privacy for privacy and opt-out information.