Podcasts about Adam Smith

What is capitalism, really? Drawing on Adam Smith, Douglass North, and his own experience as a teacher and economist, economist Michael Munger of Duke University discusses three stages of economic development with EconTalk's Russ Roberts: voluntary exchange, markets, and capitalism. Along the way, the conversation explores the moral and institutional foundations that make impersonal exchange possible, the transformative power of the division of labor, and how capitalism uniquely enables "time travel" through liquidity and equity finance. The conversation closes with a discussion of human needs beyond material well-being.

On the Anfield Wrap's free podcast this week we remember Diogo Jota and talk about his impact and legacy at the club. Neil Atkinson is joined by James Sutton, Ian Salmon and Adam Smith. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We all like the idea of a stress-free existence. Wouldn't it be great if every ounce of anxiety just suddenly evaporated? If God really loved you, isn't that what He'd do? What if that's not the goal though? What if God doesn't want us to get rid of it, but to grow through it? What if you didn't have to fall apart under pressure? What if you could persevere? What if your setbacks could build you instead of break you? How would that even work? If you're new with us, let us know how we can be praying for you, we invite you to fill out an online Connect Card by visiting https://southhillschurch.churchcenter.com/people/forms/91550—If you are looking for what is next for you, we invite you to fill out an online “Next Steps” card by visiting https://southhillschurch.churchcenter.com/people/forms/672517To give with us select the Give tab on the Church Center App or visit https://southhills.org/giving/ and select the Corona Fund or Corona BOW Fund—Visit our Linktree to find out more about everything mentioned in today's message or follow along with the message slides:https://linktr.ee/SouthHillsCorona —To RSVP for On-Campus Events select the Events tab on the Church Center App or visit https://southhills.org/corona/

Adam joins us to talk about the Psychology of Coaching by Thomas Tutko and Jack Richards. Hear how this book has helped him grow as a coach and a person.Welcome to Gill1918, the track & field coaching podcast powered by Gill Athletics. Since 1918, Gill has been dedicated to empowering coaches with innovative equipment—now, we're bringing elite coaching education straight to your ears.Our goal is to create the Ted Talks of track/field podcasts bringing the annual track clinic to your ears DAILY! Topics will include but are not limited to covering key strategies, techniques, and training principles to help you improve athlete performance, structure better workouts, enhance team culture, and more!Whether you're a high school, collegiate, or club coach, Gill1918 is your go-to resource for quick, high-impact coaching education from the best minds in the sport.

From the I Wish You Knew Podcast, Adam Smith and Andrey Korikov break down why modern relationships are struggling—and what we can do to fix them. From the neuroscience behind attachment to the biology of bonding (yes, men and women really do connect differently), we explore how stress, sex, and communication shape connection.We break down why conflict isn't something to avoid—but the key to building trust. Plus, why the divorce rate is falling not because relationships are thriving, but because younger generations have stopped marrying altogether. Most people don't know what a healthy relationship looks like—let alone how to be a partner.Adam shares his CEO–COO model: a high-functioning partnership framework rooted in shared purpose, executive-level communication, and teamwork. We also discuss actionable strategies to connect with avoidant partners, communicate clearly, and rebuild the lost relational skills our culture has forgotten.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Simon Jordan and Spencer Oliver were joined by Adam Smith for episode 127 of talkBOXING. The panel gave their predictions for 2025 and looked at Usyk vs Dubois 2, and a possible AJ vs Wilder match-up before moving onto reviewing Jake Paul and discussing Jack Catterall vs Harlem Eubank. Hosted on Acast. See acast.com/privacy for more information.

People say the first step is the hardest. And...maybe. But you've started a million different things, and first steps aren't really your issue, follow through is. Maybe like mine, your life is peppered with unfinished projects, undeveloped ideas, false starts, and first drafts. You have so many good intentions but get sidetracked so easily. Being consistent is exhausting, challenging, and sometimes boring. How do you keep going when obstacles appear and excitement fades? If you're new with us, let us know how we can be praying for you, we invite you to fill out an online Connect Card by visiting https://southhillschurch.churchcenter.com/people/forms/91550—If you are looking for what is next for you, we invite you to fill out an online “Next Steps” card by visiting https://southhillschurch.churchcenter.com/people/forms/672517To give with us select the Give tab on the Church Center App or visit https://southhills.org/giving/ and select the Corona Fund or Corona BOW Fund—Visit our Linktree to find out more about everything mentioned in today's message or follow along with the message slides:https://linktr.ee/SouthHillsCorona —To RSVP for On-Campus Events select the Events tab on the Church Center App or visit https://southhills.org/corona/

Revelation 2:8-11 | Adam Smith

In this weekend's episode, three segments from this past week's Washington Journal. First, Congressman Adam Smith – top Democrat on the House Armed Services Committee - discusses U.S. military action against Iran – and what comes next. Then - a discussion about the history and evolution of the War Powers Act Philip Wallach from the American Enterprise Institute. Plus, it was a stunning win for Democratic Socialist Zohran Mamdani in this week's Democratic primary for New York City Mayor. We speak with Spectrum News New York One (NY1) political director Bob Hardt about what happened. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tonight on The Last Word: Senate Democrats slam Donald Trump for “misleading” the public on Iran. Also, NBC News reports Trump told Sen. John Thune to get him a budget bill to sign by next week. And Trump OMB Director Russell Vought is confronted with a new analysis about children who died of preventable causes after USAID cuts. Rep. Adam Smith, Brendan Duke, and Nick Kristof join Lawrence O'Donnell.

KGMI's Dianna Hawryluk and Adam Smith chat about Downtown Distilled in Ferndale, the Bellingham Holi Festival at Boulevard Park, the Whatcom County Horticultural Society's Garden Tours and The All's Eye preforming at the Shakedown.

In episode 979 of the InnerFight Podcast, Why Health Matters More Than Success, coach and speaker Adam Smith opens up about the moment he realised why health matters more than success.After battling depression, burnout and binge drinking, he made one small decision — and it changed his life. From there, everything shifted: his body, his mindset, his business.

Aria and Reid dive into the recent flurry of multibillion-dollar AI acquisitions—from OpenAI's $3B Windsurf deal to Meta's ~$15B stake in Scale AI—and what they reveal about how companies are racing to refactor for an AI-first future. Are acquihires overtaking acquisitions as the new strategic advantage? And how are companies balancing workforce shifts with long-term innovation? Plus, a look at the robotics boom, government investment in AI, and the underrated wisdom of Adam Smith. For more info on the podcast and transcripts of all the episodes, visit https://www.possible.fm/podcast/

waarin we het proletariaat en radicaal nieuwe ideeën zien opkomen in een wereld waarin niets blijft zoals het is.I.s.m. Hetty Helsmoortel en Lieven Scheire (Nerdland Maandoverzicht podcast). WIJ ZIJN: Jonas Goossenaerts (inhoud en vertelstem), Filip Vekemans (montage), Benjamin Goyvaerts (inhoud) en Laurent Poschet (inhoud). MET BIJDRAGEN VAN: Hetty Helsmoortel en Lieven Scheire (Nerdland Maandoverzicht podcast), Thomas Derynck (leraar economie - samenvatting Adam Smith), Prof. Dave Sinardet (politicoloog UAntwerpen - definities socialisme en communisme), Laurens Luyten (radiopresentator - George Stephenson). WIL JE ONS EEN FOOI GEVEN? Fooienpod - Al schenkt u tien cent of tien euro, het duurt tien seconden met een handige QR-code. WIL JE ADVERTEREN IN DEZE PODCAST? Neem dan contact op met adverteren@dagennacht.nl MEER WETEN? Onze geraadpleegde en geciteerde bronnen: Altena, B., Van Lente, D. (2011). Vrijheid en Rede. Geschiedenis van westerse samenlevingen, 1750-1989. Uitgeverij Verloren. Hilversum. Bleyen, J. e.a. (2016). Memoria 5/6. Pelckmans. Kalmthout. Deneckere, G., De Wever, B., De Paepe, T. (2020). Een geschiedenis van België. Lannoo. Tielt. Draye, G. (2009). Passages. De negentiende eeuw. Averbode. Best. De Deygere, R. e.a. (2008). Historia 5. Pelckmans. Kapellen. Evans, R. J. (2016). The pursuit of power: Europe 1815–1914. Viking. New York. Hobsbawm, E. J. (1988). The age of revolution: Europe 1789–1848. Abacus. Londen. Horn, J. (2016). The Industrial Revolution: History, documents, and key questions. ABC-CLIO. New York. Osterhammel, J. (2022). De metamorfose van de wereld. Een miondiale geschiedenis van de 19de eeuw. Atlas Contact. Amsterdam. Criado, M.A. (2024). "Industrialisation began in Britain a century before the Industrial Revolution." https://english.elpais.com/international/2024-04-05/industrialization-began-in-britain-a-century-before-the-industrial-revolution.html El Païs - Geraadpleegd op 30/05/2025. Lammer, L. (2019). "Vertraging op de lijn Brussel-Mechelen." www.standaard.be/nieuws/vertraging-op-de-lijn-brussel-mechelen/47877211.html De Standaard. Geraadpleegd op 30/05/2025. Canon van Vlaanderen: de eerste treinrit. www.canonvanvlaanderen.be/events/de-eerste-treinrit/ Geraadpleegd op 30/05/2025. PROMO SURFSHARK. Beveilig je online leven met Surfshark VPN! Ga naar https://surfshark.com/gvh of gebruik de code GVH voor 4 extra maanden gratis. Geld-terug-garantie van 30 dagen inbegrepen.See omnystudio.com/listener for privacy information.

In this powerful episode, Smith sits down with Dan Martin - he's lived the life that many silently struggle with: outwardly successful but inwardly lost, addicted, ashamed, and stuck in cycles that only seemed to confirm his worst fears about himself. This is a raw, unfiltered dive into what it means to rebuild your life from the inside out and why the work begins long before the behaviour changes. We explore the relationship between childhood trauma and adult addiction, the difference between guilt and shame, and the often-overlooked link between early attachment wounds and modern-day dysfunction. From accidentally taking too much LSD on a Wednesday morning, to growing weed in a Welsh barn with a retired pensioner, this one covers everything from psychospiritual breakdowns to rebuilding purpose. Dan's LinkedIn: https://www.linkedin.com/in/thedanmartin/   Resources from this episode "The Compound Effect" by Darren Hardy : https://www.amazon.co.uk/Compound-Effect-Darren-Hardy/dp/159315724X "Atomic Habits" by James Clear : https://www.amazon.co.uk/Atomic-Habits-Proven-Build-Break/dp/0735211299 "The Way of the Superior Man" by David Deida : https://www.amazon.co.uk/Way-Superior-Man-Spiritual-Challenges/dp/1591792576 "Start with Why" by Simon Sinek  : https://www.amazon.co.uk/Start-Why-Leaders-Inspire-Everyone/dp/1591846447 Adam Smith From depressed and suicidal to the happiest and fittest he's ever been, Adam Smith's self-development journey hasn't been easy but it has been worth it. Today, he's a qualified mindset coach in neuro-linguistic programming (NLP) and a certified Time Line Therapist®. Adam has coached many high performers, using NLP to rewire his clients' thoughts and behaviours so they can destroy limiting beliefs and engineer the change needed to excel. Connect with Adam Smith: https://www.linkedin.com/in/adam-smith-high-performance-coach/ Adam Mayhew Adam Mayhew swapped burnout and binge drinking for ultra marathons, CrossFit and sobriety. A registered nutritional therapist specialising in performance nutrition, Adam supports everyone from office workers to athletes to build healthy eating habits. Using science (and never fad diets, quick fixes or gym bro culture) he helps clients target their problem areas and confidently master diet, training and lifestyle. Connect with Adam Mayhew: https://www.linkedin.com/in/adam-mayhew-nutrition-coaching/ To find out more about Smith & Mayhew: https://agameconsultancy.com/about/

Join the #McConnellCenter as we welcome Amy Willis to convince us why we should read the writings of Adam Smith! Amy Willis is a Senior Fellow and Director of Econlib Websites for Liberty Fund. She has published many academic articles, chapters, and curriculum materials centrally themed around economics. She has regularly written for Econlib, AdamSmithWorks, and the Reading Room. We all know we need to read more and there are literally millions of books on shelves with new ones printed every day. How do we sort through all the possibilities to find the book that is just right for us now? Well, the McConnell Center is bringing authors and experts to inspire us to read impactful and entertaining books that might be on our shelves or in our e-readers, but which we haven't yet picked up. We hope you learn a lot in the following podcast and we hope you might be inspired to pick up one or more of the books we are highlighting this year at the University of Louisville's McConnell Center. Stay Connected Visit us at McConnellcenter.org Subscribe to our newsletter  Facebook: @mcconnellcenter Instagram: @ulmcenter  Twitter: @ULmCenter This podcast is a production of the McConnell Center

A ceasefire between Israel and Iran appears to be holding at this hour.President Trump spoke briefly to reporters this morning on the White House lawn. He used an expletive and said he was unhappy that the two countries had both initially violated the agreement to pause attacks. More than a week after Israel kicked off the new war with Iran, Trump intervened on Saturday by ordering a U.S. strike on three Iranian nuclear sites. This morning the president has been re-posting messages on social media from supporters calling his handling of the conflict “an overwhelming…victory” and “a historic masterclass.” But a member of Washington's congressional delegation disagrees. Guest: Adam Smith is a House Democrat who represents parts of Bellevue and Seattle all the way to Auburn and Federal Way. Related links: Democrats Forge Ahead With Efforts to Reach War Powers Vote Amid Shaky Cease-Fire - NYT Thank you to the supporters of KUOW, you help make this show possible! If you want to help out, go to kuow.org/donate/soundsidenotes Soundside is a production of KUOW in Seattle, a proud member of the NPR Network.See omnystudio.com/listener for privacy information.

Sometimes it's better to detach from a situation than to try and fix it right away. Welcome to another of our bonus episodes "Master your Mind with Mayhew".  As well as our regular longer form Wednesday episodes, we now release extra shorter content on Mondays. Listen out for Sort your Shit out with Smith next Monday. In this episode, Mayhew dives into one of the most challenging - but powerful - practices in self-development: detachment. Whether it's from people, jobs, beliefs, habits or your own outdated identity, letting go is often the gateway to real inner peace, clarity and momentum. It's not about not caring—it's about stopping the cycle of clinging to things that no longer serve who you're becoming. If you want to get in touch, please drop the lads a line : hello@agameconsultancy.com   Adam Smith From depressed and suicidal to the happiest and fittest he's ever been, Adam Smith's self-development journey hasn't been easy but it has been worth it. Today, he's a qualified mindset coach in neuro-linguistic programming (NLP) and a certified Time Line Therapist®. Adam has coached many high performers, using NLP to rewire his clients' thoughts and behaviours so they can destroy limiting beliefs and engineer the change needed to excel. Connect with Adam Smith: https://www.linkedin.com/in/adam-smith-high-performance-coach/ Adam Mayhew Adam Mayhew swapped burnout and binge drinking for ultra marathons, CrossFit and sobriety. A registered nutritional therapist specialising in performance nutrition, Adam supports everyone from office workers to athletes to build healthy eating habits. Using science (and never fad diets, quick fixes or gym bro culture) he helps clients target their problem areas and confidently master diet, training and lifestyle. Connect with Adam Mayhew: https://www.linkedin.com/in/adam-mayhew-nutrition-coaching/ To find out more about Smith & Mayhew: https://agameconsultancy.com/about/

We all want our lives to count. We want to feel like what we do matters. But we can't all matter, right? I mean, there's 8 billion of us. Just because we want our life to count doesn't mean it does. In a world of big business, algorithms, and AI, is anything you do actually going to make much of a difference? How could the little you're able to do possibly amount to much of anything? The Scriptures insist that our actions ARE significant. But is that true? If so, in what way? If you're new with us, let us know how we can be praying for you, we invite you to fill out an online Connect Card by visiting https://southhillschurch.churchcenter.com/people/forms/91550—If you are looking for what is next for you, we invite you to fill out an online “Next Steps” card by visiting https://southhillschurch.churchcenter.com/people/forms/672517To give with us select the Give tab on the Church Center App or visit https://southhills.org/giving/ and select the Corona Fund or Corona BOW Fund—Visit our Linktree to find out more about everything mentioned in today's message or follow along with the message slides:https://linktr.ee/SouthHillsCorona —To RSVP for On-Campus Events select the Events tab on the Church Center App or visit https://southhills.org/corona/

Revelation 2:1-7 | Adam Smith

Revelation 2:1-7 | Adam Smith

This is a free preview of a paid episode. To hear more, visit andrewsullivan.substack.comBatya is a journalist and author. She's a columnist for The Free Press, a co-host of The Group Chat on 2Way, and the author of two books: Bad News: How Woke Media Is Undermining Democracy, and Second Class: How the Elites Betrayed America's Working Men and Women. Her forthcoming book is about, as she puts it, “why Jews are Democrats and why the left turned on the Jews.”For two clips of our convo — on Trump's class warfare, and deporting non-citizens over speech — head to our YouTube page.Other topics: raised in an Orthodox family; debating issues with her parents and five siblings during Shabbat; spending high school in Israel; same-sex education; the mikveh; how sexual desire is better with limitations; becoming secular for a decade; getting a PhD in English literature; her “accidental” entry into journalism during Hurricane Sandy; the Great Awokening in media; Trump's despicable character; his fickle tariffs; his tax cuts; Congress ceding power to Trump; Biden's tariffs; his investment in factories and infrastructure; his disastrous immigration policy; Batya's evolving views on Trump; marriage equality; Bostock; trans activist ideology; Trump's EO on trans servicemembers; Scott Bessent; the overreach of neoliberalism; Adam Smith; the tax cuts in the BBB; crypto; defunding science at Harvard; gutting USAID; the State Dept's AI surveillance; the 1952 McCarthyite law; Öztürk and Khalil; UNRWA and Gaza; Israel striking Iran; and the possibility of regime change.There were eight clashes over facts in the episode. Chris ran them through Grok, which one presumes would not be too biased against Trump. You can read the eight back-and-forths on the web version of the episode. You should listen and, with these independent sources in mind, decide for yourself on the facts. I think I missed the mark a little a couple of times, but was specifically wrong in assuming that Batya was all in on the war against Iran and always had been. I apologize for that — and for getting a bit too amped up. I should try not to do that when I'm a host and I hope Batya will forgive me. But a vast amount of the chat was nonetheless delightful — and this is a stressful time. Coming up on the Dishcast: Paul Elie on crypto-religion in ‘80s pop culture, Walter Isaacson on Ben Franklin, Tara Zahra on the revolt against globalization after WWI, Thomas Mallon on the AIDS crisis, and Johann Hari turning the tables to interview me. (NS Lyons has indefinitely postponed a pod appearance — and his own substack — because he just accepted an appointment at the State Department; and the Arthur Brooks pod is postponed because of calendar conflicts.) Please send any guest recs, dissents, and other comments to dish@andrewsullivan.com.

To read Karl Marx is to contemplate a world created by capitalism. People have long viewed the United States as the quintessential anti-Marxist nation, but Marx's ideas have inspired a wide range of individuals to formulate a more nuanced understanding of the stakes of the American project. Historians have highlighted the imprint made on the United States by Enlightenment thinkers such as Adam Smith, John Locke, and Thomas Paine, but Marx is rarely considered alongside these figures. Yet his ideas are the most relevant today because of capitalism's centrality to American life.   In "Karl Marx in America", historian Andrew Hartman argues that, although Karl Marx never visited America, the country has been profoundly influenced, shaped, and transformed by his ideas. Since the beginning of the Civil War, Marx has been a specter in the American machine. During the Gilded Age, socialists read Marx as a remedy for the unchecked power of corporations. During the Great Depression, communists turned to Marx in the hope of transcending the destructive capitalist economy. Marx inspired the young activists of the 1960s as they gathered to protest a war overseas. Marx's influence is also evident today, as Americans have become increasingly attuned to issues of inequality, labor, and power.   After decades of being pushed to the far-left corner of intellectual thought, Marx's ideologies have crossed over into the mainstream and are more alive than ever. Working-class consciousness is on the rise, and, as Marx argued, the future of a capitalist society rests in the hands of the people who work at the point of production. A valuable resource for anyone interested in Marx's influence on American political discourse, Karl Marx in America is a thought-provoking account of the past, present, and future of his philosophies in American society.   This week, the dialectic sat down with the author, Andrew Hartman, to chat about this new book. About The Dialectic at Work is a podcast hosted by Professor Shahram Azhar & Professor Richard Wolff. The show is dedicated to exploring Marxian theory. It utilizes the dialectical mode of reasoning, that is the method developed over the millennia by Plato and Aristotle, and continues to explore new dimensions of theory and praxis via a dialogue. The Marxist dialectic is a revolutionary dialectic that not only seeks to understand the world but rather to change it. In our discussions, the dialectic goes to work intending to solve the urgent life crises that we face as a global community. Follow us on social media: X: @DialecticAtWork Instagram: @DialecticAtWork Tiktok: @DialecticAtWork Website: www.DemocracyAtWork.info Patreon: www.patreon.com/democracyatwork

KGMI's Dianna Hawryluk and Adam Smith chat about the Juneteenth Festival in Bellingham, the Downtime Summer Kickoff in Ferndale, the Tractor and Truck Pulls in Lynden, Down the Rabbit Hole at the Mount Baker Theatre, and I Don't Know How But They Found Me performing at Wild Buffalo.

¿Qué significa para el Centro de Estudios para el Desarrollo (CED) que el ex presidente Luis Lacalle Pou se haya sumado a su equipo? ¿En qué consiste el Programa de Alta Dirección de la Gestión Pública, que dirige Lacalle Pou, y que comenzó a dictarse con la participación de varios exministros en el plantel docente? Conversamos En Perspectiva con el economista Hernán Bonilla, presidente del CED, sobre estos temas y su nuevo libro Adam Smith: una introducción, que nos remonta a la Ilustración Escocesa.

In this wide-ranging and honest conversation, Leigh Campbell-Wan (from Lab & Soul), and Smith dive into stress, burnout, resilience, and the language we use that holds us back. From misunderstanding what “burnout” really means to how alcohol messes with your brain (and your sleep), this episode strips away the fluff around mental fitness and focuses on what actually helps you feel better, think clearer, and live more intentionally. We break down common myths around stress elimination, talk about why “confidence” is rarely the real issue, and explore how familiar habits keep us stuck. There's a deep dive into self-perception, emotional control, and even the neuroscience of email miscommunication. Connect with Leigh: https://www.linkedin.com/in/leigh-campbell-wan/ Check out the brand new Lab & Soul site: https://labandsoul.com/ Adam Smith From depressed and suicidal to the happiest and fittest he's ever been, Adam Smith's self-development journey hasn't been easy but it has been worth it. Today, he's a qualified mindset coach in neuro-linguistic programming (NLP) and a certified Time Line Therapist®. Adam has coached many high performers, using NLP to rewire his clients' thoughts and behaviours so they can destroy limiting beliefs and engineer the change needed to excel. Connect with Adam Smith: https://www.linkedin.com/in/adam-smith-high-performance-coach/ Adam Mayhew Adam Mayhew swapped burnout and binge drinking for ultra marathons, CrossFit and sobriety. A registered nutritional therapist specialising in performance nutrition, Adam supports everyone from office workers to athletes to build healthy eating habits. Using science (and never fad diets, quick fixes or gym bro culture) he helps clients target their problem areas and confidently master diet, training and lifestyle. Connect with Adam Mayhew: https://www.linkedin.com/in/adam-mayhew-nutrition-coaching/ To find out more about Smith & Mayhew: https://agameconsultancy.com/about/

Welcome to "Sort Your Shit Out With Smith".  As well as our regular longer form Wednesday episodes, we now release extra shorter content on Mondays. Listen out for Master Your Mind with Mayhew next Monday. In this punchy solo episode, Smith dives into the mind games men play with themselves — and how to stop losing. Tackling real questions from clients, listeners, and online chaos, he explores why we self-sabotage, what to do when your partner doesn't support your self-improvement journey, and whether it's actually possible to balance ambition with inner peace  Prepare to laugh, nod, and possibly delete Instagram — but only after listening. If you want to get in touch, please drop the lads a line : hello@agameconsultancy.com   Adam Smith From depressed and suicidal to the happiest and fittest he's ever been, Adam Smith's self-development journey hasn't been easy but it has been worth it. Today, he's a qualified mindset coach in neuro-linguistic programming (NLP) and a certified Time Line Therapist®. Adam has coached many high performers, using NLP to rewire his clients' thoughts and behaviours so they can destroy limiting beliefs and engineer the change needed to excel. Connect with Adam Smith: https://www.linkedin.com/in/adam-smith-high-performance-coach/ Adam Mayhew Adam Mayhew swapped burnout and binge drinking for ultra marathons, CrossFit and sobriety. A registered nutritional therapist specialising in performance nutrition, Adam supports everyone from office workers to athletes to build healthy eating habits. Using science (and never fad diets, quick fixes or gym bro culture) he helps clients target their problem areas and confidently master diet, training and lifestyle. Connect with Adam Mayhew: https://www.linkedin.com/in/adam-mayhew-nutrition-coaching/ To find out more about Smith & Mayhew: https://agameconsultancy.com/about/

At the beginning of every year, we cross our fingers and hope for our best year yet. We imagine the places we'll go, things we'll achieve, and person we'll become. But by the time you hit June, real life has kicked in—things came up, plans changed, you got off track. You still have the same goals; you just don't have the time to invest in them. Why does this keep happening? Is it possible to change it? If so, where would you start? If you're new with us, let us know how we can be praying for you, we invite you to fill out an online Connect Card by visiting https://southhillschurch.churchcenter.com/people/forms/91550—If you are looking for what is next for you, we invite you to fill out an online “Next Steps” card by visiting https://southhillschurch.churchcenter.com/people/forms/672517To give with us select the Give tab on the Church Center App or visit https://southhills.org/giving/ and select the Corona Fund or Corona BOW Fund—Visit our Linktree to find out more about everything mentioned in today's message or follow along with the message slides:https://linktr.ee/SouthHillsCorona —To RSVP for On-Campus Events select the Events tab on the Church Center App or visit https://southhills.org/corona/

Karl Marx in America (University of Chicago Press, 2025), by Andrew Hartman To read Karl Marx is to contemplate a world created by capitalism. People have long viewed the United States as the quintessential anti-Marxist nation, but Marx's ideas have inspired a wide range of people to formulate a more precise sense of the stakes of the American project. Historians have highlighted the imprint made on the United States by Enlightenment thinkers such as Adam Smith, John Locke, and Thomas Paine, but Marx is rarely considered alongside these figures. Yet his ideas are the most relevant today because of capitalism's centrality to American life.In  historian Andrew Hartman argues that even though Karl Marx never visited America, the country has been infused, shaped, and transformed by him. Since the beginning of the Civil War, Marx has been a specter in the American machine. During the Gilded Age, socialists read Marx as an antidote to the unchecked power of corporations. In the Great Depression, communists turned to Marx in hopes of transcending the destructive capitalist economy. The young activists of the 1960s were inspired by Marx as they gathered to protest an overseas war. Marx's influence today is evident, too, as Americans have become increasingly attuned to issues of inequality, labor, and power.After decades of being pushed to the far-left corner of intellectual thought, Marx's ideologies have crossed over into the mainstream and are more alive than ever. Working-class consciousness is on the rise, and, as Marx argued, the future of a capitalist society rests in the hands of the people who work at the point of production. A valuable resource for anyone interested in Marx's influence on American political discourse, Karl Marx in America is a thought-provoking account of the past, present, and future of his philosophies in American society. Andrew Hartman is professor of history at Illinois State University. He is the author of A War for the Soul of America: A History of the Culture Wars, published by the University of Chicago Press, and Education and the Cold War: The Battle for the American School. He is also the coeditor of American Labyrinth: Intellectual History for Complicated Times. Morteza Hajizadeh is a Ph.D. graduate in English from the University of Auckland in New Zealand. His research interests are Cultural Studies; Critical Theory; Environmental History; Medieval (Intellectual) History; Gothic Studies; 18th and 19th Century British Literature. YouTube Channel: https://www.youtube.com/user/a48266/videos Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/critical-theory

KGMI's Adam Smith talks about the 2025 Deming Logging Show, Bellingham Vegan Restaurant Week, the Pride Paddle Out event in Bellingham, and Slumbering Sun performing at the Shakedown.

KGMI's Adam Smith talks to Bob Larsen about the 2025 Deming Logging Show.

On today's episode, Acton's director of programs and education, Dan Churchwell, speaks to Philip Bunn, assistant professor of political science at Covenant College. They discuss his Acton Lecture Series presentation “The Heart of a Machine: Technological Threats to Liberty in Adam Smith and Beyond.” Subscribe to our podcasts Acton Lecture Series Philip D. Bunn

“The reason why I was doing science all these years is because I just love doing it.”– Medicine laureate Victor Ambros grew up on a farm with seven siblings. Throughout his career, he has seen collaboration as a crucial part of science.In this podcast conversation with Adam Smith, Ambros talks about his scientific journey and how much his father has influenced him. He also shares his experiences on imposter syndrome and gives some advice on how to deal with it. Through their lives and work, failures and successes – get to know the individuals who have been awarded the Nobel Prize on the Nobel Prize Conversations podcast. Find it on Acast, or wherever you listen to pods. https://linktr.ee/NobelPrizeConversations© Nobel Prize Outreach. Hosted on Acast. See acast.com/privacy for more information.

Everybody has spent time daydreaming about what they'd do if they suddenly came into a lot of money. We imagine all the ways we could make our lives better. “I'd buy this. Go there. Support that.”. But we're not entirely selfish. We also imagine the ways we'd make other people's lives better. We're big-hearted, generous people, we just don't have the money to do what we want to do. We definitely would if we could. But would we though? If you're new with us, let us know how we can be praying for you, we invite you to fill out an online Connect Card by visiting https://southhillschurch.churchcenter.com/people/forms/91550—If you are looking for what is next for you, we invite you to fill out an online “Next Steps” card by visiting https://southhillschurch.churchcenter.com/people/forms/672517To give with us select the Give tab on the Church Center App or visit https://southhills.org/giving/ and select the Corona Fund or Corona BOW Fund—Visit our Linktree to find out more about everything mentioned in today's message or follow along with the message slides:https://linktr.ee/SouthHillsCorona —To RSVP for On-Campus Events select the Events tab on the Church Center App or visit https://southhills.org/corona/

El tema del programa de hoy es Adam Smith, padre de la economía moderna y autor de La riqueza de las naciones. A través de su pensamiento, se examinan los principios fundacionales del libre mercado, la mano invisible y el rol del Estado, contextualizados en la sociedad de su época y proyectados a los desafíos del presente. Para acceder al programa sin interrupción de comerciales, suscríbete a Patreon: https://www.patreon.com/elvillegas

The 18th-century philosopher Adam Smith is often called “the father of economics,” and sometimes “the father of capitalism.” IDEAS contributor Matthew Lazin-Ryder examines how Smith's name has been used and abused to both defend and attack free-market economics since his death.

• Philip J. Stern, Empire, Incorporated. The Corporations That Built British Colonialism (Belknap Press of Harvard University Press in 2023), by. • Quinn Slobodian, Crack-Up Capitalism: Market Radicals and the Dream of a World Without Democracy (Penguin, 2023). Adam Smith wrote that, “Political economy belongs to no nation; it is of no country: it is the science of the rules for the production, the accumulation, the distribution, and the consumption of wealth.” However Adam Smith regarded the science of political economy, in practical terms, one is quite hard pressed to find a case where governments—be it an empire, republic, or nation—were completely left out of the picture. At least, that is how it's been historically. Questions about how people and other types of entities organize and generate capital, AND the role that governments play in all of this, fill libraries. The ramifications of the dynamics and rules surrounding money have proved so consequential—and increasingly so, in our increasingly technologized world—that it is no surprise that historians have devoted much energy to the study of political economy. Political economy, in the broadest terms, is the subject of our conversation today. Today on History Ex we put two recent books that bring important perspectives to these questions in conversation with each other. Today's books both deal with entrepreneurial endeavors, usually “abroad”, or beyond the Metropole. While Philip Stern's examination of early modern British corporations explains the myriad ways private initiatives sought government legitimacy and became entangled in the business of governance during the age of empires, Quinn Slobodian trenchantly reveals how some entrepreneurs and ideologues seek to escape governments in the age of nation-states. Our authors find points of convergence as well as divergence in aims, methods, and outcomes of the people at the center of their books. Stern and Slobodian discuss methodologies and chronologies, the ideologies that animated their actors, how memory and history were mobilized in promoting various visions; they probe the historian's perennial challenges of disentangling ideologies from interest, explain how similar actions in different historical contexts can demand different interpretations; and more. Listen in! Philip Stern is an associate professor of History at Duke University in Durham, North Carolina. His work focuses on various aspects of the legal, political, intellectual, and business histories that shaped the British Empire. He is also the author of The Company-State: Corporate Sovereignty and the Early Modern Foundations of the British Empire in India (Oxford University Press, 2011) and many other scholarly works. Quinn Slobodian is a professor of the history at Wellesley College in Massachusetts. He is also the author of the award-winning Globalists: The End of Empire and the Birth of Neoliberalism (Harvard University Press, 2018), which has been translated into six languages, and a frequent contributor to the Guardian, New Statesman, The New York, Times, Foreign Policy, Dissent and the Nation. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

• Philip J. Stern, Empire, Incorporated. The Corporations That Built British Colonialism (Belknap Press of Harvard University Press in 2023), by. • Quinn Slobodian, Crack-Up Capitalism: Market Radicals and the Dream of a World Without Democracy (Penguin, 2023). Adam Smith wrote that, “Political economy belongs to no nation; it is of no country: it is the science of the rules for the production, the accumulation, the distribution, and the consumption of wealth.” However Adam Smith regarded the science of political economy, in practical terms, one is quite hard pressed to find a case where governments—be it an empire, republic, or nation—were completely left out of the picture. At least, that is how it's been historically. Questions about how people and other types of entities organize and generate capital, AND the role that governments play in all of this, fill libraries. The ramifications of the dynamics and rules surrounding money have proved so consequential—and increasingly so, in our increasingly technologized world—that it is no surprise that historians have devoted much energy to the study of political economy. Political economy, in the broadest terms, is the subject of our conversation today. Today on History Ex we put two recent books that bring important perspectives to these questions in conversation with each other. Today's books both deal with entrepreneurial endeavors, usually “abroad”, or beyond the Metropole. While Philip Stern's examination of early modern British corporations explains the myriad ways private initiatives sought government legitimacy and became entangled in the business of governance during the age of empires, Quinn Slobodian trenchantly reveals how some entrepreneurs and ideologues seek to escape governments in the age of nation-states. Our authors find points of convergence as well as divergence in aims, methods, and outcomes of the people at the center of their books. Stern and Slobodian discuss methodologies and chronologies, the ideologies that animated their actors, how memory and history were mobilized in promoting various visions; they probe the historian's perennial challenges of disentangling ideologies from interest, explain how similar actions in different historical contexts can demand different interpretations; and more. Listen in! Philip Stern is an associate professor of History at Duke University in Durham, North Carolina. His work focuses on various aspects of the legal, political, intellectual, and business histories that shaped the British Empire. He is also the author of The Company-State: Corporate Sovereignty and the Early Modern Foundations of the British Empire in India (Oxford University Press, 2011) and many other scholarly works. Quinn Slobodian is a professor of the history at Wellesley College in Massachusetts. He is also the author of the award-winning Globalists: The End of Empire and the Birth of Neoliberalism (Harvard University Press, 2018), which has been translated into six languages, and a frequent contributor to the Guardian, New Statesman, The New York, Times, Foreign Policy, Dissent and the Nation. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/critical-theory

The U.S. government has tallied the economic impact of major natural disasters going back to 1980. State and local governments used this data for budgeting and planning. But last month, the administration retired its Billion-Dollar Weather and Climate Disasters disaster database. Today on the show, we speak to Adam Smith, the architect of the program, on the work he did and what might be next. Related episodes:How much is a weather forecast worth? (Update) (Apple / Spotify)How ski resorts are (economically) adjusting to climate change (Apple / Spotify)For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

On today's episode, Acton librarian Dan Hugger speaks with James Otteson from Acton University 2024. They discuss Adam Smith and what he tells us about the role of business in society. Subscribe to our podcasts Acton University Acton On-Demand James Otteson | Mendoza College of Business

"Asking is hard. Once you realise there's an interesting question to develop answers to, it is even harder." – Growing up in Istanbul, Turkey, shaped Daron Acemoglu's life and career in many ways. It sparked his interest in politics and social sciences and led to a research career investigating the differences in prosperity between nations. Today Acemoglu is exploring the future of AI and how we can use it in the best possible way. In a conversation with Adam Smith he discusses his thoughts on the topic as well as sharing his advice for young researchers, including how to decide which research question to go for. Through their lives and work, failures and successes – get to know the individuals who have been awarded the Nobel Prize on the Nobel Prize Conversations podcast. Find it on Acast, or wherever you listen to pods. https://linktr.ee/NobelPrizeConversations © Nobel Prize Outreach. Hosted on Acast. See acast.com/privacy for more information.

The integrity of girls’ sports over the weekend took a big blow as transgender athletes beat out girls at high school competitions all across the country. Enumclaw High School is on high alert after two suspects broke in. Former socialist Seattle City Councilmember Kshama Sawant announced she is running for Congress against Adam Smith. // LongForm: GUEST: Guy Benson on the antisemitic terrorist attack in Boulder and how media covered it so poorly. // Quick Hit: Trump wants SCOTUS to strike down a lower court judge’s block on government layoffs. Justice Kavanaugh hinted that the court might issue a ruling on the constitutionality of bans on a very popular rifle.

Send us a textCongressman Mike Quigley is in his 9th term representing Chicago's North Side and Lakefront as a Democrat in the House. He made waves last year after the first presidential debate as one of the first elected Democrats to publicly urge President Biden to step aside as the party's nominee. In this conversation, we talk through what led him to speak out, the reaction from the White House and his colleagues, and why he believes it's an important conversation for the party to have now. We also discuss his path in politics as a staffer, as a reformer on the Cook County Board, winning a 20+ candidate '09 special election to replace Rahm Emanuel in the House, favorite moments during his tenure, what he's learned visiting Ukraine, and what Democrats need to do to better connect with voters.IN THIS EPISODEGrowing up in a conservative, blue-collar household in in the Midwest...The teacher who made an impression on his politics and the advice he continues to quote today...Learning both theory at the University of Chicago and practical politics while cutting his teeth in Cook County politics...Why he lost his first race for office and how he turned a loss into a win a few years later...A decade on the Cook County Board as a reformer taking on the Chicago machine...How he won a 20+ person special election in 2009 to replace Rep. Rahm Emanuel in the House...Initial impressions and surprises in his early days in Congress...Two members who served as his mentors...Some of the work he's done in the House he's most proud of...Why Ukraine matters and what he's learned by traveling to the country several times...Why he was one of the first Democratic elected officials to call on President Biden to step aside as the '24 Democratic nominee in the aftermath of the debate...Reactions from colleagues and constituents after going public with his concerns about President Biden...Do Democrats have a larger problem of too many older Democrats refusing to retire and make way for younger leaders?Thoughts on how Democrats can better connect with voters...His favorite Chicago Blackhawks' memory and excitement for the new Chicago Pope...AND John Anzalone, big cats, Rod Blagojevich, burning your mortgage, cannon fodder, Frank Capra, Carol Stream, Forrest Claypool, Walter Cronkite, Paul Ehrlich, Sara Feigenholtz, John Fritchey, William Fulbright, Mary Gatey, Gabby Giffords, Newt Gingrich, Bernie Hansen, Kasie Hunt, Mark Kirk, John Lewis, Barack Obama, Nancy Pelosi, Vladimir Putin, Robert Redford, Branch Rickey, FDR, Paul Ryan, Helen Schiller, Glenn Schneider, Michael Sheahan, Adam Smith, spring chickens, John Stroger, Larry Suffredin, Studs Terkel, Harry Truman, The Weiner Circle, Gary Williams, working for the pension...& more!

Author and financial expert, Chris Whelan, joins Keith as they explore the intricacies of the housing market's potential future. Chris drops an intriguing prediction of a possible 20% price correction. They dive deep into the complex world of real estate, examining the pandemic's significant impact on mortgages and economic trends. The conversation reveals the behind-the-scenes challenges of the housing market, from government interventions to the nuanced effects of interest rates and forbearance programs. They unpack the struggles in commercial real estate, particularly highlighting the unique challenges in markets like New York's rent-controlled properties. Chris's new book "Inflated: Money, Debt, and the American Dream" promises an insightful journey through America's economic transformation, tracing how the nation evolved from an agrarian society to a global economic powerhouse. Show Notes: GetRichEducation.com/556 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, what's the state of the housing market for the next five years, and could what's happening in the foreclosure market affect it? I see relative housing market price stability. My guest sees cracks. This could be somewhat of a debate today, then two great new cash flow and real estate markets in the same state that we're helping your portfolio with on get rich education, mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter, remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Corey Coates  1:56   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:12   Welcome to GRE from Edison, New Jersey to Edinburgh, Scotland, where I am today, and across 188 nations worldwide, I'm Keith Weinhold, and you are back for another wealth building week on get rich education. Today's guest came to me recommended. It came from a guest that we've had on the show here before, Jim Rickards and his daughter Ally Rickards. His name is Christopher Whelan. He has a distinguished background. Comes from a prominent family, and he's the author of a new book that just published a few weeks ago. His father, Richard Whelan, was the biographer of Joe Kennedy, and was advisor to presidents and Fed chairman and today's guest, his son there, Chris. He has done a lot of work in DC. He lives just north of New York City today. So I guess coming recommended from Jim Rickards and learning a few things about today's guest helped me want to host him on the show. So though I'm just meeting him for the first time right here on the show, as it turns out, I learned that he has mentioned on other channels that real estate prices could correct down 20% and fall back to 2020 levels. I absolutely don't see how that's possible in any way. I'm going to bring that up with him, so we'll see. This could turn into somewhat of a debate. Like I said last week, I believe that significantly falling housing prices. That's about as likely as grocery store prices falling back to 2020 levels. Yes, I am in Edinburgh, Scotland today. It's my first time here. My mom, dad and also my brother's entire family came over from the US to meet up. It's been great. We're taking in all the best sites, Edinburgh Castle, other castles, the Scottish Highlands, Loch Ness, though I don't believe in any Loch Ness monster at all. I mean, come on, what a hoax. And we're seeing some other sites, though it didn't really interest the others, which I could understand. I visited the home where Adam Smith once resided, and I might put my video about that on our get rich education YouTube channel, so you could check that out over there. Of course, Adam Smith is considered the father of modern day economics for his work on supply versus demand and the GDP concept, the invisible hand, concept, much of that work conveyed in his magnum opus, The Wealth of Nations, published in 1776 as for the present day, let's meet this week's guest, including me, meeting him for the first time.     I'd like to welcome in a first time guest. He's the author of a widely acclaimed new book. It's named inflated money, debt and the American dream. It just released, and the book couldn't be more timely with the multitude of challenges related to inflation, many involving the housing market in his earlier books, he's been known, frankly, for just telling his readers the truth. He's worked at the Federal Reserve Bank of New York in politics and as an investment banker for more than 30 years. Today, he runs Whalen Global Advisors. You've seen him on CNBC in the Wall Street Journal, and now you're hearing him on GRE Welcome to the show. Chris Whalen.   Chris Whalen  5:43   Thank you, Keith, appreciate your invitation.    Keith Weinhold  5:45   Whalen is spelled W, H, A, l, e, n, if you're listening in the audio only, Hey, Chris, we're in a really interesting time in the economic cycle. We all know the Fed has a dual mandate, high employment and stable prices. What's interesting to me is, late last year, they cut rates by a full 1% and this is despite inflation being above target. Makes me wonder if they care more about high employment and they're rather willing to let inflation float higher. What are your thoughts?    Chris Whalen  6:18   I think historically, that's been the case. You know, the dual mandate Humphrey Hawkins, that drives the Fed's actions today was a largely socialist compromise between the Republicans and the Democrats. The Democrats wanted to guarantee everybody a job after World War Two, the legislation was really about soldiers and people who had served their country in many, you know, places around the world, for a long time, and then you would have the depression. So you had a whole generation or more of people that were looking for help when they came home. And that's what this was. But today, you know, there's another mandate, which is called keeping the treasury bond market open. We saw it was during COVID in 2020 President Trump got up, declared that people didn't have to pay their rent or their mortgages, and then didn't do anything. There was no follow up. At the time, folks in mortgage industry kind of looked at each other funny for about 60 days and said, What's going to happen? Because they have to advance principal, interest, taxes and insurance to protect the house. The first rule in mortgage finances protect the asset. But it all worked because the Fed dropped interest rates to zero and we had a boom. We refinanced two thirds of every mortgage in the United States, and that cash flow allowed the finance forbearance for millions of Americans. Now the unfortunate part, of course, was home prices went up double digits for six years. So why we had no affordability today? So, you know, it helped, but it certainly didn't help in some ways,   Keith Weinhold  7:48   mortgage loan forbearance back in the COVID era about five years ago, where you could basically just skip your mortgage payment and then they increase the overall duration of your loan period.   Chris Whalen  8:00   That's right. So you know, your government market, your conforming market, were falling. They also had various schemes, state forbearance for non agency loans. Nobody thought at all about the multifamily sector and the developers that didn't get paid for two years. And we're feeling the impact of that. Of course, today, that's probably the biggest pain point in US economy today is commercial real estate and multi family real estate, and neither one of them involves a consumer. So it gets no attention at all. You read about it in the specialty press, but that's about it.    Keith Weinhold  8:34   And by talking about multi family not affecting the consumer, you're just talking about who's on the owner side there?   Chris Whalen  8:40   precisely if all of the consumers have problems, you'd hear about it, and you do, especially in some of the blue states. I live in New York, so we have some of the more aggressive rent stabilization, rent control laws in the country. And they go back to World War Two. They go back almost a century,   Keith Weinhold  8:58   right? It's those people in the one to four unit space in residential real estate investing that really got the help there.    Chris Whalen  9:06   Well, at least, you know, the world didn't end. Imagine if all of those people had gone to foreclosure. The industry wouldn't have done that. Of course, they would have thrown up their hands and cried for help. But the point is, they made it work. But the cost of making it work that zero interest rate regime that the Fed put in place is still being felt today. If you look at banks which typically have prime large mortgages on their books, the loss given default is zero. Home prices are so high that if somebody actually goes to foreclosure, they sell the house, they pay off the loan easily, and there's usually a large residual left, which would go to the homeowner. So today, you know, if somebody gets in trouble, we do a short sale, we do a deed in lieu, and off they go. And that's why the stats don't show you the pain that many American families are feeling today, because about 60% of all payoffs of one to four family mortgages are people who. Are exiting the market, they're not going to buy another house. So what that means is that the cost of home ownership, or whatever other factors are involved, has made them make the decision not to go to another home mortgage.    Keith Weinhold  10:13   Yes, we have this historically low affordability that's beginning to be reflected in the home ownership rate. It's trended down from about 66 to 65% recently, we continue to be in this environment here, Chris in the one to four unit space, where those existing homeowners are in really good shape. They have record high equity levels of over 300k A lot of them have their home paid off. About 40% of American homeowners own their home free and clear, and of the remainder, those borrowers, 82% still have a mortgage rate of under 5% and of course, that principal and interest payment stays fixed. So even if there's economic hardship, it's pretty easy for people to make their payments and stay in their homes.   Chris Whalen  11:02   Well, it certainly is for most of the marketplace. If you look at the bottom 20% the FHA market, also the VA market, there's a little more stress there. There's still an awful lot of people who are in various types of forbearance in that market. That's going to end in October. So the Trump administration is pushing most of the rules back to pre COVID approaches for delinquency, for example, what we call the waterfall. And what that basically means is that if an FHA borrower gets in trouble, they'll have one shot at a modification where they lower the loan cost and stick part of the loan out the back to be paid off when the house is sold. If that doesn't take, if they don't re perform, then they're going to go to a foreclosure. We just ended another program for veterans. You know, they had three weeks notice, so now you're going to see a lot of veterans going to foreclosure. Unfortunately.   Keith Weinhold  11:56   yes, this administration is basically making sure that people are responsible or resume their payments. We've seen that student loan repayments needing to resume as well. Most foreclosure rate types are still pretty low, but yes, FHA foreclosure rates are higher than those for conventional loans.    Chris Whalen  12:15   Yeah, the interesting thing is, the veterans delinquency rate is half of the FHA rate, and even though people in uniform don't make a lot of money, they pay their bills. Yeah, it's quite striking.   Keith Weinhold  12:25   Why don't you talk to us more about areas where you see distress in the housing market before we talk about more inflation? Chris, the   Chris Whalen  12:34   key areas of housing stress at the moment are commercial real estate that has become underutilized. COVID drove a lot of this, but also the fact that industries could change their work practices. It could have people work from home. Look at housing. We sent everybody home in 2020 while we increased headcount by a third to address a surge in lending volume. It was insane. I gotta tell you, we were hiring people that we didn't see for months that changed the business model assumptions for a lot of industries. A lot of them moved out of blue states and went down to Florida and Texas. In the mortgage industry particularly, and so we have a lot of older real estate particularly, that is suffering. It has dropped in terms of appraised values. You also have higher interest rates and higher cap rates, that is to say the assumption of returns on the part of investors. So that hurdle has made a lot of these properties impaired, essentially. And then the other subclass is older multifamily properties. Think about those beautiful old apartments in the middle block up on the east side or the west side of Manhattan. They're not big enough to be viable, and so they have become this kind of subprime asset class, much in the way if you recall the signature bank failure, they typically bank these sorts of real estate properties, and now there's nobody that wants them. I think you're going to see some very specific pain coming out of HUD, and also Fannie Mae and Freddie Mac because they bank some of these smaller properties that really aren't bankable by commercial banks. That's what it comes down to. If you're going to read about this and hear about it a lot in the commercial market over next several years. And again, you know, the losses on bank owned multifamily properties today are averaging 100% so that means that there are a lot that have more expenses than simply losing the full loan amount. And you know, if you want to have a bank loan, they're not taking these properties. They don't want them, right? So the bank, REO rate, if you look at the data from the FDIC, is zero. And what that tells you is that they can't sell the properties they don't want them, because if they take ownership, the city's not going to let them abandon the property. They'll have to keep it and maintain it. It's a tough situation. This is. Has evolved over the last 20 years or so, because consumer incomes have been kind of stagnant in real terms. But the cost of operating a property in New York City is not going down. It's going up quite a lot, and the legislation we've seen from Albany doesn't allow owners to recapture expenses, doesn't allow them to renovate apartments. So if I have a rent stabilized apartment, I'll use a real example, in a beautiful building on Central Park South right, to renovate a unit that's been occupied for 20 years, new kitchen, new bathroom, sir, everything services. That's $150,000 so if I'm the owner and I can't recapture that cost. What do I do? I lock the door, I gut the apartment, and I lock the door, and I hope that the laws will change in the future, because I can't rent it, my insurance underwriter will not allow me to rent out an apartment that's not brought up to code. That's New York law, but the folks in Albany don't care about that. We have some really unreasonable people in positions of authority, unfortunately, in some of these states, and you talk to them about these issues, and they don't care. They just pander to consumers, regardless of whether or not it makes sense or not. And that's just the way it is.   Keith Weinhold  16:15   Those evil landlords, quote, unquote, most right evil. They're just mom and pop investors that are trying to beat inflation with real assets, and they have real expenses. Rent Stabilization basically just being a genteel term for rent control, which gives no one an incentive to improve a property for sure   Chris Whalen  16:35   and it reduces the availability of housing ultimately, because nobody builds. You see that in New York right now the home market is pretty tight, up to the conforming limit for Fannie Mae and Freddie Mac so you figure a million, 1,000,002 here in New York. But above that, it's quieted down quite a lot. There's compression in some of the higher end homes. And you know, if you go down south, you see a different problem, which is over building. They didn't want to build here, so they went down to the Carolinas and Texas and Florida. There's a huge amount of both multi family condo type developments and single family homes too. But above that average price level way above half a million dollars.   Keith Weinhold  17:15   Sure, it's made this dynamic where things have been flip flopped in the Northeast and Midwest, where the populations aren't growing very fast, those markets have been appreciating more than those in the high growth southeast, all coming back to supply. They're not bringing on enough new supply in the Northeast and Midwest, Chris has just laid out a few reasons for that, due to this high regulation. And then in the southeast, a high growth area, even though that's where people are moving, we're not getting much appreciation there, because you're able to build and that supply is able to keep up with demand. Well, Chris and I are going to talk more about the housing market and about inflation. When we come back, you're listening to get rich education. Our guest is Chris Whelan, the author of a great new book. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Kathy Fettke  19:45   this is the real wealth network's Kathy Fettke, and you are listening to the always valuable get rich education with Keith Weinhold.    Keith Weinhold  20:00   You welcome back to get rich education. We're talking with the author of a great new book, Chris Whelan, it's called inflated money, debt and the American dream. Chris, I see the residential housing market and their price points as being resilient. I'm kind of looking around and seeing if you have any places where you think that there are any cracks in that? I've heard you talk elsewhere about a housing price correction. Were you talking in the one to four unit space? And how do you think that could happen?   Chris Whalen  20:31   I didn't come up with that idea. I did a biography of my good friend Stan middleman, who's the founder of freedom mortgage. It's a real rags to riches story of a successful entrepreneur, a great guy, by the way, is a beloved man in the mortgage industry. And so what he believes is that cycles are about a decade in terms of human behavior. And he says misery on the eights, which is kind of a cute way of saying it. And what Stan is basically saying is you eventually see so much price appreciation that affordability goes to zero. You run out of buyers, is another way to put it. And then once the Fed gooses it, he thinks we see an interest rate decline this year next year, perhaps you get rates to run a little bit. You get volumes to jump the way they did last summer. You remember, in the third quarter, we had great volumes in the mortgage industry, carried everybody through to the end of the year, and then after that, he says, we get a price correction, maybe back down to 2020 21 levels. So we're talking about a 20% price correction, and we're talking about the loans that have been made in the last few years being underwater. That's something we haven't talked about in a long time. We haven't talked about that since 2008 so I think that Americans inevitably have to see some kind of a correction. What the Fed did was wrong, what they did was excessive. I write about that in the end of my book, but unfortunately, the result is home prices that have galloped along, and eventually you got to reset it. Part of its supply coming online. Part of it is simply, like, I say, you run out of buyers, and when it's simply that purchase buyer who is either all cash or happens to have the deposit, and that's all you have. And there's no flexibility for people that want to get into the market. You know, that's tough. I could recall Paul Volcker years ago, we were talking about that in the book too. He ratcheted down home prices. He raised interest rates so much that home prices went down, and a lot of builders went out of business who had had a lot of snls go out of business, and, you know, the previous decade. So that was a tough time. We didn't even start to do that this time around, because they were afraid to the Fed is worried about keeping the Treasury market open, so they are afraid of deflation, which unfortunately means you don't get those opportunities to get into the market. I remember my parents, when I was very young, they would buy busted homes in Washington, DC. It was a great way to make a lot of money, and in five years, the House would double. That's the kind of market Washington was   Keith Weinhold  23:05   in my opinion, I don't see how there could be any substantial residential home price correction. Historically that happens when there's a wide swath of homeowners that get into financial trouble, like I was talking about earlier, the homeowner is in great financial shape today. In fact, since World War Two, we've only seen home prices drop substantially during one period. That was that period around 2008 and that's when we had conditions that are opposite of what they are today. We had loans underwritten with liar loans. We had an over supply of homes, like I was saying earlier, inflation can't touch one's principal and interest payment. We're still under supplied with homes. Most experts don't think we'll get that into balance for at least five years. I really don't see how home prices could fall substantially. I also don't see how they could rise substantially, like, say, 10% due to that low affordability, but I expect continued stability in prices?    Chris Whalen  24:02   Well, we'll see. I'm not as sanguine about that, because a lot of people feel house rich on paper, but when the bottom of the stack is really hurting as it is now, FHA delinquency rates really are in probably the mid teens. You don't see that yet in the middle with the 727, 40 FICO type borrowers. But I think over time you could, and if, again, it depends on the economy and some other factors, but I'll tell you right now, you're already seeing a correction in the hyad the bottom half, no. And there's a supply problem here, which I agree with you on. It's going to keep those home price is pretty firm. And even where I am in New York, for God's sake, Keith, there's no construction here. So we just had a house across the street from me go from million one. I live in Sleepy, hollow New York, and you know, this is typically around the conforming limit for prices for most of these homes, and it went for 150 $1,000 over the ask, it was crazy. Went in two weeks now, during COVID, we saw this sort of behavior, and we thought, Well, okay, you had zero interest rates. I got a 3% mortgage, by the way, awesome. But here we have a situation when markets cooled down a lot, and yet the lack of availability is really the driver. So in that sense, I agree with you, but I do think the high end could correct rather substantially.   Keith Weinhold  25:24    And of course, in multi family apartments, that's different. That's where values in a lot of markets have been depressed by more than 30% they were subject to those interest rates being jacked up, and we're still going to see balloon loans mature and people default on those in apartments. The pain is not over with air, but at some point that's going to bottom out, and that'll be a buyer opportunity in apartments.   Chris Whalen  25:47    Well, the thing is, new stuff is going fine. It's what happens is when the new gets built, the older assets down the road get discounted. That's really what's going on. People love new as you know, these kids love a new house, as opposed to an older house.   Keith Weinhold  26:02   Yes, that'll help reset the prices in the new market when you can compare those to what existing values are. Well, Chris, talk to us more about your new book and what the overall thesis of the book is in these critical times.    Chris Whalen  26:16   Inflated is meant to help people understand how our country went from agrarian, sleepy, isolationist America in the 1900s to being the dominant economy in the world and the provider of global money. We talk about how we got here. We talk about Abraham Lincoln and Franklin Roosevelt and many other characters. Obviously, we had to talk about Andrew Jackson, who is now embodied in our president, Donald Trump. We try and frame how this is all going to evolve in the future. And my thesis is basically the global currency role is something you get during or after a war. We took the baton from Great Britain after the First World War, and then by the end of World War Two, everybody in the world was broke, except for us. It was last man standing. And so rebuilt the world. We let everybody take advantage of us, and now President, who's saying, Nope, we got to change this. I think if it wasn't Trump, it would be somebody else. To be honest with you, Americans are tired of high inflation. They're tired of some of the other costs that come along with being the global reserve currency, so we try and frame all of this in an understandable way. And I particularly talk about housing during COVID and how that all really, I think, changed things for many Americans. Home ownership has been one of the basic ways we create wealth in this country, and the fact that we didn't have an opportunity for people to get in cheap with a fixer upper or a house that was foreclosed. You know, I think it's unfortunate, but the system just can't tolerate it. We've gone in 2008 and then in 2020 through two very significant crises when the government bond market stopped working. So we talk about that as well.   Keith Weinhold  28:03   I don't predict interest rates. I think it is really difficult to do you mentioned earlier about the prospect for lower interest rates coming. Everyone wants to know about coming. What's your outlook for the future of interest rates and inflation for just say the next five years? Chris,    Chris Whalen  28:19   I think interest rates will drop. That is to say what the Fed controls, which is short term interest rates. In the next year or so, we'll have a little bit of a boom as a result. But I think the concern about the federal deficit and US debt, the volatility caused by President Trump's trade strategy, and just general I think a sense of uncertainty among investors is going to keep long term interest rates higher than we saw during COVID And really the whole period since 2008 the Fed bought a lot of duration and took it out of the market, so they kept rates low. They're not going to do that as much in the future. I don't think they'll buy mortgage securities again, they are very chastened by that experience. So if they don't buy mortgage backed securities, and if the banks don't become more aggressive buyers, and I don't think they will, then you know, the marginal demand that would drive mortgage rates down is just not going to be there. Banks have been holding fewer and fewer mortgages and mortgage backed securities on their books for 35 years. If you look at the growth in the industry, the dollar amount of one to four family mortgages hasn't changed very much. So when you look at it that way, it's like, you know what's wrong? Two things. They want to only make mortgages to affluent households. They want to avoid headline risk and litigation and fines and all of that. And I think also, too some of the Basel capital rules for banks discourage them from holding mortgages and mortgage servicing rights, which is an area I work in quite a lot.   Keith Weinhold  29:55   It seems to me, like increasingly, the powers. It be the United States government just won't let the homeowner fail. They want to do so much to promote home ownership over the long term, we see relative ease with getting a mortgage. We've seen lower down payment requirements during other times, including COVID. We see the government jump in with things like mortgage loan forbearance and an eviction moratorium for renters. They just don't want to let people lose their homes. It just seems like there's more propensity to give homeowners a greater safety net than ever. Well,   Chris Whalen  30:29   we've turned it into an entitlement. Yeah, and Trump is changing that at the federal level. The states, the blue states, are going to continue to play that game at the state level, and they can even have state moratoria. But what's going to happen, and I think sooner rather than later, is you may see the federal agencies start to tier the states in terms of servicing fees, simply to reflect the cost. It takes over 1400 days to do a foreclosure in New York. Gosh, that is a big problem. You can lose the lien in New York now, it takes so long. So I think that, you know, from an investor perspective, from a developer perspective, it's not an attractive venue. That's just the reality. Then you even California is as progressive and as activists as it is, you can still get a foreclosure done very quickly using the trustees. It's just a totally different situation. If there are complications, you can get into a judicial foreclosure, which will take longer. But still, California works. New York is deliberately dysfunctional. We have people in the state legislature who are in foreclosure themselves, and they keep passing these laws. So, you know, I think at the federal level, you're going to see it roll back to pre COVID, but I will say that forbearance, both with respect to the agency and conventional market and private loans, is kind of the rule. Now we work with the borrower much more than we would in the past. It's it is really night and day.   Keith Weinhold  32:00   Chris, your new book has gotten a lot of acclaim. Let us know anything else that we should know about this book, and then if we can get it in all the usual places   Chris Whalen  32:10   you can buy it at Barnes and Noble Amazon. I have a page on my website, RC, waylon.com, with all the relevant links. But the online is the best way to get it. Most of the sales are on Kindle anyway, but well over 90% are online, so we don't have to worry about physical books. I think we'll be doing some book signings in the New York area. So we'll definitely let you know about that.   Keith Weinhold  32:33   One last thought is that the rate of inflation means more to a real estate investor than it does to a layperson, maybe five times as much or more, because when we borrow for an income property, our asset floats up with inflation. That part's really just a hedge on inflation. Our debt gets debased by inflation, which is really a mechanism for profiting from inflation over time. And then, thirdly, our cash flow tends to go up even faster than the rate of inflation, since our principal and interest stays fixed, so real estate investors can often be the beneficiary of inflation. It's sort of strange to go root for a force like inflation that can impoverish so many people. But what are your thoughts with respect to real estate investors and inflation?   Chris Whalen  33:19   Well, you know, it's funny when Jerome Powell at the Fed says that they have a 2% inflation target, my response is, well, we better have at least 2% inflation if we're going to make commercial real estate work. Commercial real estate went up for 75 years after World War Two. I can remember when I was in the rating business at Crowell bond ratings going to see some of the banks here in New York, their multifamily books had only seen the equity underneath the asset go up and up and up. In other words, the land ended up being 90% of the value, you know, 1520, years after the purchase and the improvements were almost worthless simply because the land appreciated so much. Now that has changed since COVID. A lot of commercial real estate, particularly has gotten under a bit of a cloud. You've seen falling prices. However, in parts of the country that are growing where you have a positive political environment, positive economic environment, you're still seeing fantastic growth in both commercial and multifamily markets. So I think being very careful and patient in doing your homework in terms of picking venues is more important now than ever before. You know, I'll give you an example. Down in Florida, we're building new malls every day. The mall down the road that's 15 years old. There's nothing wrong with it, but it's 15 years old. And so the price discounts that you're seeing for existing assets are rather striking. Same thing down in the Carolinas, down in, you know, Atlanta, and going down to the Texas growth spectacle, I'm always astounded by what's going on in Texas. They built so much in that whole area around South Lake, out by the airport. It, they're going to basically subsume used it. So, you know, in those markets, you have great opportunities, but you also have over building. And so we're going to see some cycles where they're going to be deals out there for projects that maybe were a little too ambitious have to get restructured, and astute investors can come in and do very well on that   Keith Weinhold  35:20   like we often say around here, in real estate investing, the market is typically even more important than the property itself. The name of Chris's new book, again, is inflated money, debt and the American dream. It has an awful lot of intersections with real estate investors and how they can play inflation. Uh, Chris has been a terrific conversation about the real estate market and larger market forces. It's been great having you here on the show.   Chris Whalen  35:47   Thank you, Keith. Let's do it again.   Keith Weinhold  35:49   Yeah, some good insights from Chris, a smart guy. And gosh, what a really sad state for rent stabilized apartments in New York City, where landlords of some of those properties, they would have to spend sometimes hundreds of 1000s of dollars in order to bring them up to code, but then they couldn't charge enough rent to offset those expenses due to government intervention and price fixing, so landlords just lock up the property vacant. And this sort of harkens back to when we were talking about some of this last year, when we had documentary film maker jen siderova on the show with her film called shopification, and it was about how rent control slowly makes neighborhoods fall into disrepair. All right, Chris and I had some difference of opinion there on the prospects for a home price correction. I think I made most of my points. He did, though, talk about running out of home buyers. If I have him back, maybe I'll pick up right there. More buyers are baked into the demographics, like I think I shared with you one time the US had its highest ever birth rate years between 1990 and 2010 more than 4 million births per year for a lot of those years. Just to review this with you, you might remember that 2007 was the US is peak birth year. Add 38 years to that for the average first time homebuyer age, and that housing demand won't even peak until 2045 and it will continue to stay high for a few years after that. So that's where the demand is just going to keep coming from, just piling on. And when I say that loan conditions have eased for American homeowners, like I did there during the interview, of course, what I'm talking about is the long term. I mean, lending conditions got more rigid after 2008 and with the adoption of Dodd Frank. What I'm talking about is, before the Great Depression, it was most common to have to make 50% to 60% down payments on property, and you had to repay the entire note in five to 10 years. I mean, can you imagine how that would hurt affordability today and then later, by 1950, 15, year loans were the common one. I mean, even that would impair affordability today. Today, 30 year loans are the common one, and you can put as little as 3% down on a primary residence. A lot of people don't know that either. It does not take 20% on a primary residence. So that's what I mean about the relative ease of credit flow today. Now, Chris has knowledge about other parts of the real estate market that I don't for his work inside DC and in other places like the foreclosure market. We talked about some of that right after the interview. For example, He was letting acronyms like NPL roll off his tongue, and I had to ask him what that meant. That's a non performing loan. Check out Chris's new book. Again, it's called inflated money debt in the American dream. And again, his website is RCwhalen.com and Chris also has a great sense of history, which we didn't get into, longtime real estate guys radio show co host Russell gray and I will discuss monetary history here on the show soon. Like I said, I'm coming to you from Edinburgh, Scotland this week, even if you don't see great sites, you know, it's interesting just walking the historic streets here, if you're an American that's visited here before, you surely know what I mean. And I told you that I'd let you know, the current real estate transaction I'm involved in is paying $650 a night for the hotel here in Edinburgh. Yes, that's a lot. I've actually paid less for fancier places in Dubai, but this hotel here is on the Royal Mile. Of course, I could have found less expensive accommodations elsewhere.    Speaking of less expensive, here's an announcement. And we have new investment property providers at GRE marketplace, two of them, the markets are both in Oklahoma, and they are Oklahoma City and Tulsa, Oklahoma as a state, is known for landlord friendly eviction processes and legal systems, kind of the opposite of New York. So this makes your property management more predictable. Now, when we look at this city, OKC has the lowest priced new single family rentals. I can think of it under 160k Yes, that really puts the exclamation point on inexpensive and favorable rent to price ratios often exceeding 1% which is obviously attractive for cash flow, meaning a 150k single family rental could yield over $1,500 in rent. There's high rental demand in certain sub markets. We have scouted out those exact places for you in the OKC metro, like Edmond Moore spelled M, O, O, R, E, and Midwest City, all supporting consistent rent income, though it was once really oil dependent, OKC has diversified economically, reducing your risk tied to commodity cycles and ok sees local economy that's supported by industries including aerospace, energy, health care and logistics. Then there's Tulsa. Tulsa has the highest cash flowing new build duplexes, perhaps anywhere in the US that I know about. On the single family rental side, a lot of Tulsa investors can find properties under 150k with monthly rents again exceeding 1% of the purchase price, clearly ideal. So yes, both Oklahoma City and Tulsa are now on GRE marketplace. You can either visit the pages and see them there, or one of our qualified, experienced GRE investment coaches. Meet with them. They can help guide you to the very best deals and show you the specific property addresses available right at this time for whatever best meets your needs. If you're looking to either start or expand to another market and you seek cash flow, you really need to consider Oklahoma. Yes, it is free to have a strategy session with an investment coach, whether that's for Oklahoma or other investor advantage regions. I often like to leave you with something actionable. You can start at GREinvestment coach.com start book a meeting for a free strategy session remotely. That's at GREinvestment coach.com, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Dolf Deroos  42:51   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Advice, opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  43:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866. While it's on your mind, take a moment to do it right now. Text, gre to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

When everything falls apart, everybody calls out to God. We beg Him for help, guidance, miracles. We promise we'll do things His way if He'll just put us back on the right path. But when life is good, a lot of us don't even think about God. We're doing fine and don't really need God. At least not like we used to. But is that true? We've all seen stories of successful people blowing their lives up. How do we keep from being one of them? If you're new with us, let us know how we can be praying for you, we invite you to fill out an online Connect Card by visiting https://southhillschurch.churchcenter.com/people/forms/91550—If you are looking for what is next for you, we invite you to fill out an online “Next Steps” card by visiting https://southhillschurch.churchcenter.com/people/forms/672517To give with us select the Give tab on the Church Center App or visit https://southhills.org/giving/ and select the Corona Fund or Corona BOW Fund—Visit our Linktree to find out more about everything mentioned in today's message or follow along with the message slides:https://linktr.ee/SouthHillsCorona —To RSVP for On-Campus Events select the Events tab on the Church Center App or visit https://southhills.org/corona/

Acts 28:17-31 | Adam Smith

Acts 28:17-31 | Adam Smith

This week's Midweek Extra is a Season Review Special, diving into an anything goes chat about last season and what it has meant to our contributors. John Gibbons is joined by Adam Smith, Mo Stewart and Adam Melia. Download SAILY in your app store and use our code TAW at checkout or go tosaily.com/taw to get an exclusive 15% off your first purchase Subscribe to The Anfield Wrap for more reaction to all the news and events that matter to you… Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tonight on The Last Word: Donald Trump condemns Vladimir Putin after Russia strikes Ukraine. Also, Trump attacks judges in a Memorial Day post. Plus, Trump escalates his fight with Harvard University. The Trump trade war undercuts American battery makers. House Republicans pass a bill that would cut Medicaid funds from Planned Parenthood. And Trump delays 50% tariffs on EU goods until July 9. Amb. Michael McFaul, Rep. Zoe Lofgren, Norm Ornstein, Laurence Tribe, Michigan State Rep. Joe Tate, Rep. Adam Smith, Carrie Baker, and Betsey Stevenson join Lawrence O'Donnell.

In this installment, Daniel and Tom push deeper into the roots of economic anxiety, the morality of money printing, the logic (and danger) of debt, and why the “Monopoly game” always ends in revolution, collapse, or war. They ask what it will really take to avoid history's bloodiest outcomes — and whether the solutions are personal, systemic, or already out of reach. SHOWNOTES43:12 Why money printing is immoral — and also unavoidable52:09 Why the end of the “Monopoly game” means collapse, war, or revolution54:26 Why emotional arguments win — but don't provide answers55:26 Is there any bloodless way out of our current economic predicament?56:04 The dual systems: Industrial age in decline, digital age on the rise59:03 Chess, cards, and elite training simulations (the structure of society)1:10:03 The baby boom, housing inflation, and the demographic crunch1:14:02 Bell curve economics vs. power law distribution1:15:43 Why money printing makes “saving your way up” impossible1:16:48 Agency, intelligence, inflation and who gets ahead1:26:40 Adam Smith, self-interest, and how the invisible hand really works1:30:06 Authoritarianism, top-down fear, and the dangers of utopian “rescue” plans1:41:25 Artificial General Intelligence, wide access, and the dawn of creative superpowers1:46:13 Creation vs. consumption — the fork in the road for personal success1:50:13 Why future careers will be plural, fast, creative loops1:54:02 Will most people embrace agency, or get left behind by hyperloops? CONNECT WITH DANIEL PRIESTLEYInstagram: https://www.instagram.com/danielpriestley/LinkedIn: https://www.linkedin.com/in/danielpriestley/Twitter/X: https://twitter.com/DanielPriestleyWebsite: https://www.danielpriestley.com CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code IMPACT at check out Monarch Money: Use code THEORY at ⁠https://monarchmoney.com⁠ for 50% off your first year! Shopify: Sign up for your one-dollar-per-month trial period at ⁠https://shopify.com/impact⁠ Netsuite: Download the CFO's Guide to AI and Machine Learning at ⁠https://NetSuite.com/THEORY⁠ iTrust Capital: Use code IMPACTGO when you sign up and fund your account to get a $100 bonus at ⁠https://www.itrustcapital.com/tombilyeu⁠  Mint Mobile: If you like your money, Mint Mobile is for you. Shop plans at ⁠https://mintmobile.com/impact.⁠  DISCLAIMER: Upfront payment of $45 for 3-month 5 gigabyte plan required (equivalent to $15/mo.). New customer offer for first 3 months only, then full-price plan options available. Taxes & fees extra. See MINT MOBILE for details. What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business:⁠ join me here at ZERO TO FOUNDER⁠ SCALING a business:⁠ see if you qualify here.⁠ Get my battle-tested strategies and insights delivered weekly to your inbox:⁠ sign up here.⁠ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast,⁠ Tom Bilyeu's Mindset Playbook⁠ —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** LISTEN TO IMPACT THEORY AD FREE + BONUS EPISODES on APPLE PODCASTS:⁠ apple.co/impacttheory⁠ ********************************************************************** FOLLOW TOM: Instagram:⁠ https://www.instagram.com/tombilyeu/⁠ Tik Tok:⁠ https://www.tiktok.com/@tombilyeu?lang=en⁠ Twitter:⁠ https://twitter.com/tombilyeu⁠ YouTube:⁠ https://www.youtube.com/@TomBilyeu⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices