Podcasts about Royal Bank

This episode was recorded Tuesday, June 9th, before the current 'deal' was floated. Given world events, we decided to post this episode immediately as a special release, and deal or not, this conversation is an excellent overview of the issues and stakes of this evolving situation. In a media environment constantly contradicting itself, with every side proclaiming the advantage for themselves, the reality of what's happening in the Middle East gets lost amidst the day-to-day headlines. But for analysts who have been monitoring the underlying trends of the geopolitical gameboard for years, the direction is clear: the conflict over the Strait of Hormuz will likely not fully resolve within the next few months. If we truly accept the consequences of this, how will our global economy – built on interconnected supply chains and cheap energy – adapt to a geopolitical order fracturing before our eyes?  In this episode, Nate is joined by Michael Every, Global Strategist at Rabobank, for an unflinching analysis of the Hormuz crisis and the fundamental principles pointing toward the Strait's closure for several more months. Michael walks through multiple scenarios – a TACO (Trump Always Chickens Out), NATO military action, Chinese intervention behind the scenes – and explains why none of them offer an easy exit. The conversation expands to explore what this crisis means for the future of global energy trade, the emergence of rival production blocs, the collapse of demand-side macroeconomics, and the surprising potential for a more equitable world to emerge from the chaos. If the Strait of Hormuz remains closed or mostly closed into September, which countries hit their breaking point first, and will the order in which they break fundamentally change the balance of geopolitical power? How does everyday life change when price signals stop working and access is defined by availability rather than cost? And if this crisis truly accelerates the fracturing of our hyper-connected, globalized world into polarized blocs of energy and production, how might the disruption, for better or worse, shake up nearly a century of the macroeconomic theory that has shaped every part of our lives?  (Conversation recorded on June 9th, 2026)   About Michael Every: Michael Every is a Global Strategist at Rabobank with over two decades of experience. He analyzes major financial developments and contributes to the bank's various economic research publications. Before Rabobank, he was a Director at Silk Road Associates in Bangkok, Senior Economist and Fixed Income Strategist at the Royal Bank of Canada in both London and Sydney, and an Economist for Dun & Bradstreet in London.   Show Notes and More   Watch this video episode on YouTube   Want to learn the broad overview of The Great Simplification in 30 minutes? Watch our Animated Movie.   ---   Support The Institute for the Study of Energy and Our Future   Join our Substack newsletter   Join our Hylo channel and connect with other listeners  

Send us Fan MailAs one of the pioneers of loyalty and rewards programs, the airline industry has long known the value these programs bring when it comes to customer engagement and retention. But in the aftermath of the Covid-19 pandemic—which ground travel to a halt—airline rewards programs became arguably more important than ever, as airlines across the world sought to get people flying again.  But according to Byron Kelly, Director of Loyalty at WestJet, the Canadian airline was getting more traction out of its WestJet RBC Mastercard, its co-brand credit card with Royal Bank of Canada, for purchases made on everything outside of travel.  “There were months where airlines were getting more money in cash receipts from their co-brand credit card spend than they were in ticket sales because nobody was buying tickets,” he said. “So, COVID wasn't a blessing for anyone but in some ways for loyalty programs it's shined a bit of a spotlight on the value, and I think helped accelerate acceptance of the value of the programs in some ways coming out of COVID.” 

It's the debut episode of the Graham Richardson Show - where we talk politics and also have a little bit of fun! You can catch Graham every single Friday from Noon until 2PM. On today's show: In what StatsCan calls the first significant employment gain since last November, the Canadian economy has added a surprise 88,000 jobs in May. We sift through the data with Frances Donald, a Chief Economist with the Royal Bank of Canada. For 55 years and 150 million spectators, the Snowbirds have been Canada's symbol of excellence and pride. The government wants to ground them at the end of this year, leading to pushback from a wave of veterans, former commanding officers, and a former Chief of Defense Staff. We chat with Retired Lieutenant-Colonel Maryse Carmichael, the Snowbirds' first female pilot and their first female Commanding Officer. In honour of the FIFA World Cup coming to Canada this year, a historical first for our country, the Royal Canadian Mint has issued a new commemorative Loonie. We check in with Deneen Perrin, the Royal Canadian Mint's Director of Public Affairs. What's it like serving as an MP for small-town Canada? What are the pressing issues you have to deal with on a daily basis? We dig deeper with (CON) Moose Jaw-Lake Centre-Lanigan MP Fraser Tolmie and (LIB) Labrador MP Philip Earle. Harvey Brownstone, Canada’s first openly-gay judge, reflects on his life and career in his new memoir 'Without Prejudice'. Canadian filmmakers are exploring the bottom of Lake Superior with world-leading underwater drone technology. We sink our teeth into that subject with Yvonne Drebert, an award-winning Canadian filmmaker and the co-founder of Inspired Planet Productions. Your calls, texts, and emails!

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Watch the 5 Retirement Plan Vulnerabilities webinar: https://retirementloop.ca/webinar Today, we talk about Royal Bank (RY), TD Bank (TD), and CIBC (CM) Q2 Earnings It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/

Hans den Hoedt werkt al zo'n 30 jaar in investment banking. Hij studeerde Business Economics and Finance aan de Erasmus Universiteit Rotterdam en begon zijn carrière in 1995 bij ABN AMRO, waar hij doorgroeide tot Managing Director. Na een periode als Managing Director bij de Royal Bank of Scotland stapte hij in 2010 over naar Goldman Sachs. Vanuit Londen leidde hij daar jarenlang capital markets voor West-Europa. In 2020 opende hij het kantoor van Goldman Sachs in Amsterdam. Vandaag is Hans Head of Investment Banking en Country Head Nederland bij Goldman Sachs. Hans is 57 jaar, woont in Londen en Amsterdam, is getrouwd en heeft samen met zijn vrouw drie kinderen. Luister en kijk nu! *** Leaders in Finance wordt mede mogelijk gemaakt door EY, Mogelijk Vastgoedfinancieringen, en Lepaya *** Boeken genoemd in de aflevering: The Choice – Edith Eger *** Op de hoogte blijven van Leaders in Finance? Abonneer je dan op de nieuwsbrief. *** Vragen, suggesties of feedback? Graag! Via email: info@leadersinfinance.nl en check de website leadersinfinance.nl. *** Eerdere gasten bij de Leaders in Finance podcast waren onder andere: Klaas Knot (President DNB), Frank Elderson (Directie ECB), Roland Boekhout (CEO de Volksbank), Gerrit Zalm (Voormalig minister van Financiën en voormalig CEO ABN AMRO),  Ingrid de Swart (Lid Raad van Bestuur a.s.r.), Pinar Abay (Management Board ING, Head of Retail Banking), Robert Swaak (CEO ABN AMRO), Marcel Zuidam (CEO NN Bank), Saul van Beurden (CEO Consumer, Small & Business Banking, Wells Fargo), David Knibbe (CEO NN Group), Janine Vos (RvB Rabobank), Nadine Klokke (CEO Knab), Maarten Edixhoven (CEO Van Lanschot Kempen), Jeroen Rijpkema (CEO Triodos Bank), Nout Wellink (Voormalig President DNB), Onno Ruding (Voormalig minister van Financiën), Yoram Schwarz (CEO Movir), Laura van Geest (Bestuursvoorzitter AFM),  Katja Kok (CEO Van Lanschot CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Petri Hofsté (Commissaris o.a. Rabobank en Achmea), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Jan van Rutte (Commissaris PGGM, BNG Bank; voormalig CFO ABN AMRO), Marguerite Soeteman-Reijne (Chair Aon Holdings), Lidwin van Velden (CEO Nederlandse Waterschapsbank), Jan-Willem van der Schoot (CEO Mastercard NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Voormalig Chair ESMA), Radboud Vlaar (CEO Finch Capital), Jos Baeten (CEO a.s.r.), Karin van Baardwijk (CEO Robeco), Annette Mosman (CEO APG).

Brent crude oil reached a 4-year high of $126 per barrel on Thursday. It comes amid fears over a report that the U.S. is considering new strikes in Iran. We dig deeper with Randy Ollenberger, the Managing Director of Oil and Gas Equity Research at BMO Capital Markets, and Frances Donald, a Chief Economist at the Royal Bank of Canada. On today's show: Vassy goes 1-on-1 with Government House Leader Steve MacKinnon, and then checks in with Conservative International Trade Critic Adam Chambers, as we unpack the Spring Economic Update. Talk Science To Me with CTV Science and Technology specialist Dan Riskin: Can magic mushrooms help you quit smoking? The Daily Debrief Panel - featuring Nojoud Al Mallees, Rob Benzie, and Mike LeCouteur. The RCMP has delivered an investigation update into the disappearances of Jack and Lilly Sullivan. We get the latest from CTV's Paul Hollingsworth.

Six years of building a global business teaches you things no business school will. What actually drives revenue. What wastes your time. What you wish someone had told you before you started. In this episode, Sophia Matveeva shares the six lessons that have shaped how she built Tech for Non-Techies — trusted by Oxford University, Microsoft, Techstars and the Royal Bank of Canada — without external funding, without a PR agency, and without a technical background. You'll learn: Why fundraising and bootstrapping are both hard — and how to choose which hard is right for you Why your personal brand builds business faster than your company brand How to diversify revenue without losing focus Why human judgement is the scarcest resource in the age of AI That mind management is not a luxury — it is infrastructure Why paying experts is one of the best business decisions you will ever make Sophia also shares the evening she was convinced her business was unsolvable, why she has no regrets about bootstrapping her second company, and what a billionaire founder and a Facebook marketing expert taught her about building for the long term. Timestamps: 00:00 - Introduction: Six lessons from six years in business 02:46 - Lesson 1: Raising money vs getting customers - Choose your hard 07:28 - Lesson 2: Build your personal brand before your company brand 12:08 - Lesson 3: Diversify your revenue, but stay focused 14:29 - Lesson 4: AI is a game changer, but human judgment makes it valuable 16:48 - Lesson 5: Mind management is not optional 19:05 - Lesson 6: Pay experts to compress your learning curve 21:26 - Summary and closing Free Live Masterclass — 27 April 2026 How to get featured in the Financial Times, Forbes and Wall Street Journal — without a PR agency

A.M. Edition for April 8. The U.S. and Iran have reached a 14-day ceasefire agreement aimed at reopening the Strait of Hormuz and pausing weeks of escalating military strikes. With Tehran touting the deal as a strategic win, WSJ Middle East correspondent Jared Malsin details what we know about the truce and whether the Strait is in fact reopening. Plus, how markets – and central banks – are responding to the U.S. and Iran walking back from the brink. And Republicans beat back a Democratic push to win Marjorie Taylor Green's House seat. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Correction: India's central bank is called the Reserve Bank of India. An earlier version of this podcast incorrectly referred to it as the Royal Bank of India. (Corrected on April 9) Learn more about your ad choices. Visit megaphone.fm/adchoices

What if burnout isn't something that suddenly happens to us…but something that quietly builds over time?In this powerful and deeply honest conversation, I sit down with executive leadership coach and author Lynn Blades to explore what she calls “The Quiet Burn”—the slow, invisible erosion of energy, identity, and self-worth that so many women experience.Drawing from both her personal experience and her work with global leaders, Lynn shares how the constant pressure to prove ourselves, push through, and “hold it all together” can eventually lead us to break.This episode is an invitation to pause…to notice the signs…and to rethink what we've been taught about strength, success, and sustainability.✨ In This Episode, We Explore:Why burnout doesn't happen overnight—it builds quietly over timeThe powerful “burnt toast” metaphor and how it reflects our lived experienceThe progression from stress → overwhelm → burnoutWhy “pushing through” is often what leads us to breakThe hidden cost of constantly proving our worthWhy rest is not something we have to earnHow guilt, shame, and fear keep us stuck in over-functioningReframing self-worth beyond productivity and external validationWhy confidence is contagious—and how it impacts everyone around us

This Episode is Sponsored by: City National Bank  What exactly is the Capability Era, and how is leadership changing within it? John Linehan, president of Irresistible Foods Group, explains how organizational charts are being supplanted and how a new vision of leadership is growing within the food and beverage industry in this episode guest hosted by City National Bank's Shahe Kassardjian.  More about John Linehan: John Linehan has over thirty years of experience in consumer goods and related industries. He has consistently developed and executed corporate and brand strategic plans that have accelerated successful and sustainable growth in revenue, profit and brand valuations. John currently serves as President of Irresistible Foods Group.  More about Shahe Kassardjian: Shahe Kassardjian is a Managing Director with City National Bank's Food & Beverage Group. Based out of Irvine, California, he works with City National's team of experts to provide cash flow, asset-based lending, real estate and equipment financing expertise to businesses in the food and beverage industry.  Mr. Kassardjian has more than twenty years of financial services experience and has covered the food and beverage industry for over fifteen years. Prior to joining City National, he served as a senior vice president with GE Capital's food and beverage group.  Mr. Kassardjian earned his bachelor's degree in Economics from California State University, Fullerton. Active in the community, he volunteers with the Second Harvest Food Bank of Orange County. He lives in Santa Ana, California, with his wife, Amy, and their two boys.  More about City National Bank: City National Bank, member FDIC, is a subsidiary of Royal Bank of Canada (RBC), and the largest bank headquartered in Los Angeles with $99 billion in assets as of January 31, 2026. Founded in 1954, City National is a regional bank specializing in Wealth Management and Private Banking, Entertainment & Sports Banking, Commercial Banking, and Consumer Banking, with branches and locations in Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Las Vegas, Nashville, Atlanta, North Carolina and South Carolina, Delaware, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $109 billion in client investment assets. City National is dedicated to strengthening local communities. In 2025 alone, the company made charitable contributions of more than $10 million to nonprofits that support the communities it serves. For more information about City National, visit the company's website at cnb.com.  *City National Bank does business in the state of Florida as CN Bank.

In this verified episode, Sophia Matveeva, Founder and CEO of Tech for Non-Techies, shares how to turn your idea into a validated product without coding in stage 1. If you struggle with shiny ideas that never launch or fear wasting time and money on unproven concepts, you won't want to miss it.You will discover:- Why validating demand matters far more than learning to code or building the perfect product- How to quickly test your idea with a simple AI mockup and real target users- What to do when feedback shows your idea won't work so you can move on fastThis episode is ideal for for Founders, Owners, and CEOs in stage 1 of The Founder's Evolution. Not sure which stage you're in? Find out for free in less than 10 minutes at https://www.scalearchitects.com/founders/quizSophia Matveeva helps smart people without engineering backgrounds build, lead, and grow tech-enabled businesses. She is the founder and CEO of Tech for Non-Techies, an education company trusted by Oxford University, Techstars, Tamkeen, and global brands such as the Royal Bank of Canada. Through executive education, advisory, and workforce transformation programs, Sophia equips organizations to scale innovation, upskill non-technical leaders, and drive success in the AI economy. The Financial Times, Harvard Business Review, and Forbes have featured her work, and she has delivered programs at Oxford University, London Business School, and Chicago Booth.Want to learn more about Sophia Matveeva's work at Tech for Non-Techies? Check out her website at https://www.techfornontechies.co/Connect with Sophia through her LinkedIn at https://www.linkedin.com/in/sophia-matveeva-556365a/Mentioned in this episode:Take the Founder's Evolution Quiz TodayIf you're a Founder, business owner, or CEO who feels overworked by the business you lead and underwhelmed by the results, you're doing it wrong. Succeeding as a founder all comes down to doing the right one or two things right now. Take the quiz today at foundersquiz.com, and in just ten questions, you can figure out what stage you are in, so you can focus on what is going to work and say goodbye to everything else.Founder's Quiz

Michael Every on Geopolitics, Wave Theories, and the De-Financialisation of the WestIn this episode of In the Company of Mavericks, we are joined by Michael Every, Global Strategist at Rabobank, for a deep dive into the chaos of our current geopolitical and macroeconomic landscape. With over two decades of experience as an economist and strategist—including senior roles at Silk Road Associates, the Royal Bank of Canada, and Dun & Bradstreet—Michael brings a highly differentiated analytical framework that challenges traditional big-bank thinking.Drawing on a diverse intellectual background ranging from early Marxist influences to firsthand observations of post-communist transitions, Michael exposes the critical flaws of neoclassical and neoliberal economics, arguing that the world is driven by raw power rather than by natural market equilibria.Key topics discussed in this episode include:The Flaws of Traditional Economics: Why the neoclassical presumption of "mean reversion" and perfect market equilibrium fails to explain our current reality.Wave Theories of History: How alternative frameworks—such as Kondratiev waves, the Austrian business cycle, Dalio's debt cycles, the Fourth Turning, and Peter Turchin's elite overproduction—can help investors better navigate today's geopolitical tipping points.The US vs. China Hegemony: An analysis of shifting global power dynamics, China's neomercantilism, and whether the United States is facing a modern equivalent of the "1956 Suez Crisis".The De-Financialisation of the West: Why the West must urgently pivot from financial engineering and asset speculation toward re-industrialisation, commodities, and "economic statecraft" to compete with the East.The Middle East and Global Commodities: How the ongoing conflict in the Middle East ties directly into global struggles for control over base commodities, energy, and the future of the US dollar.The Realities of Artificial Intelligence: The physical resource constraints holding AI back (such as copper and electricity shortages), its impact on the labour market, and whether it will lead to a technological utopia or a dystopian cognitive decline.Brought to you by Progressive Equity.Get in Touch: If you enjoyed this episode, have feedback, or want to suggest a future guest, please reach out to host Jeremy McKeown via LinkedIn, Substack, or email at JeremyMcKeown@gmail.com.Disclaimer: This podcast is for informational and entertainment purposes only and does not constitute financial or investment advice. Please consult with a professional financial advisor and do your own research before investing in these crazy markets

COMING SOON BE SURE TO SUBSCRIBE VIA YOUR PODCAST APP OR ON SUBSTACK  Michael Every on Geopolitics, Wave Theories, and the De-Financialisation of the WestIn this episode of In the Company of Mavericks, we are joined by Michael Every, Global Strategist at Rabobank, for a deep dive into the chaos of our current geopolitical and macroeconomic landscape. With over two decades of experience as an economist and strategist—including senior roles at Silk Road Associates, the Royal Bank of Canada, and Dun & Bradstreet—Michael brings a highly differentiated analytical framework that challenges traditional big-bank thinking.Drawing on a diverse intellectual background ranging from early Marxist influences to firsthand observations of post-communist transitions, Michael exposes the critical flaws of neoclassical and neoliberal economics, arguing that the world is driven by raw power rather than by natural market equilibria.Key topics discussed in this episode include:The Flaws of Traditional Economics: Why the neoclassical presumption of "mean reversion" and perfect market equilibrium fails to explain our current reality.Wave Theories of History: How alternative frameworks—such as Kondratiev waves, the Austrian business cycle, Dalio's debt cycles, the Fourth Turning, and Peter Turchin's elite overproduction—can help investors better navigate today's geopolitical tipping points.The US vs. China Hegemony: An analysis of shifting global power dynamics, China's neomercantilism, and whether the United States is facing a modern equivalent of the "1956 Suez Crisis".The De-Financialisation of the West: Why the West must urgently pivot from financial engineering and asset speculation toward re-industrialisation, commodities, and "economic statecraft" to compete with the East.The Middle East and Global Commodities: How the ongoing conflict in the Middle East ties directly into global struggles for control over base commodities, energy, and the future of the US dollar.The Realities of Artificial Intelligence: The physical resource constraints holding AI back (such as copper and electricity shortages), its impact on the labour market, and whether it will lead to a technological utopia or a dystopian cognitive decline.Brought to you by Progressive Equity.Get in Touch: If you enjoyed this episode, have feedback, or want to suggest a future guest, please reach out to host Jeremy McKeown via LinkedIn, Substack, or email at JeremyMcKeown@gmail.com.Disclaimer: This podcast is for informational and entertainment purposes only and does not constitute financial or investment advice. Please consult with a professional financial advisor and do your own research before investing in these crazy markets

This week, we are excited to bring you a special edition of the podcast, a recording of a panel done by Lori Calvasina (Head of US Equity Strategy), Helima Croft (Head of Global Commodity & MENA Research), and Frances Donald (Chief Economist, Royal Bank of Canada) on March 10th, 2026, at the RBC Financials conference in NYC.The team discussed recent events in the Middle East and the implications for the US economy and stock market, and was moderated by Brian Sullivan of CNBC.

Interview recorded - 13th of March, 2026On this episode of the WTFinance podcast I had the pleasure of welcoming back Michael Every. Michael is Global Strategist at RaboResearch.During our conversation we spoke about the "Grand Macro Strategy", how this should be interpreted with Venezuela and Iran interventions, potential resolutions, reshaping of the world order, Europe and more. I hope you enjoy!0:00 - Introduction2:30 - Iran & Venezuela signals7:52 - Trump global shift10:57 - China's reaction13:44 - Cold war15:10 - US losing control?18:22 - The new potential system?20:59 - China reducing manufacturing?23:46 - Europe to struggle26:26 - Impact on markets?30:09 - One message to takeaway?Michael Every is a Global Strategist at Rabobank. He analyses major financial developments and contributes to the bank's various economic research publications for internal and external customers and to the media.Michael has over two decades of experience working as an Economist and Strategist. Before Rabobank, he was a Director at Silk Road Associates in Bangkok, Senior Economist and Fixed Income Strategist at the Royal Bank of Canada in both London and Sydney, and an Economist for Dun & Bradstreet in London.Michael holds a Masters degree in Economics (with distinction) from University College London and speaks a smattering of languages, including Thai.Michael Every - Website - https://www.rabobank.com/knowledge/our-experts/011085368/michael-everyLinkedIn - https://sg.linkedin.com/in/michael-every-38983214WTFinance -Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes -https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Linkedin - https://www.linkedin.com/in/anthony-fatseas-761066103/Twitter - https://twitter.com/AnthonyFatseas

As our governments, institutions, and the public become more aware of the increasing pressures on material and energy availability, we've simultaneously seen powerful ripple effects for industrial policy, economic planning, and geopolitical dynamics. Parallel to this story are evolving strategies unique to each nation as new lines of power emerge alongside the trends of artificial intelligence, competing demands for rare earth metals, and an increasingly unstable global power balance that underpins all of it. How have these seemingly disparate factors combined to influence recent international events – and how can understanding them help us forecast the future of global governance and power?  In this episode, Nate is joined by financial and economic analysts, Craig Tindale and Michael Every, to discuss the widespread implications of growing geopolitical tensions over scarce resources and the rapidly changing foreign policy and economic statecraft that countries are implementing in response. Importantly, Craig and Michael emphasize the centrality of China and the U.S. as the two superpowers reshaping global alliances, and how industrial capacity and material constraints underpin each move made in their pursuit for dominance. Ultimately, they emphasize the need for clarity and realignment of the goals for economic and industrial policy as we leave behind the era of growth and grapple with a simplifying world. What can the long overlooked story of rare earth metals, energy resources, and industrial capacity tell us about ongoing geopolitical events? How might continued AI development play a key role in the future of economic statecraft and the international balance of power? And finally, how should we re-think what economic growth actually serves in an era of resource constraints, geopolitical competition, and ecological crisis? In other words, what is GDP truly for? (And what is GPT really for?)   About Craig Tindale: Craig Tindale is a private investor who has spent nearly four decades working in software development, business strategy, and infrastructure planning, including in leadership positions at Telstra, Oracle, and IBM. Additionally, he has direct experience working in East-to-West supply chains, including as the CEO and Asia Regional Director for DataDirect Technologies.  He's now pivoted to investing in groundbreaking ideas such as drone reforestation through Air Seed Technologies, and uses his knowledge of Chinese industrial strategy and Western tech demand to identify the choke points in Critical Metals markets. Most recently he released the white paper, Critical Materials: A Strategic Analysis, which offers a systems synthesis on how the race for rare earths and the return of material constraints is shaping geopolitical relationships.    About Michael Every: Michael Every is Global Strategist at Rabobank Singapore analyzing major developments and key thematic trends, especially on the intersection of geopolitics, economics, and markets. He is frequently published and quoted in financial media, is a regular conference keynote speaker, and was invited to present to the 2022 G-20 on the current global crisis.  Michael has over two decades of experience working as an Economist and Strategist. Before Rabobank, he was a Director at Silk Road Associates in Bangkok, Senior Economist and Fixed Income Strategist at the Royal Bank of Canada in both London and Sydney, and an Economist for Dun & Bradstreet in London.   Show Notes and More   Watch this video episode on YouTube   Want to learn the broad overview of The Great Simplification in 30 minutes? Watch our Animated Movie.   ---   Support The Institute for the Study of Energy and Our Future   Join our Substack newsletter   Join our Hylo channel and connect with other listeners  

Another day, another Labour scandal. The campaign group that helped sweep Sir Keir Starmer into No 10, Labour Together, now stands accused of orchestrating a sinister smear campaign against journalists.After The Sunday Times revealed the group had failed to declare £730,000 in donations, Labour Together reportedly paid a US consultancy to dig into the “backgrounds and motivations” of reporters Gabriel Pogrund and Harry Yorke.As the Cabinet Office begins “looking into” the affair, Camilla and Jacob Rees-Mogg ask how deep do Labour Together's roots run in this Government and if PM Keir Starmer should now sever ties completely.And as pressure mounts for a full police investigation into Andrew Mountbatten-Windsor over fresh revelations about his time as trade envoy, emails now suggest he leaked confidential information about Royal Bank of Scotland after its £45bn bailout, and shared sensitive details about Aston Martin.Producers: Lilian Fawcett and Georgia CoanSenior Producer: John CadiganExecutive Producer: Charlotte SeligmanVideo Producer: Will WaltersStudio Operator: Meghan SearleSocial Producer: Nada AggourEditor: Camilla Tominey Hosted on Acast. See acast.com/privacy for more information.

In this week's episode of WSJ's Take On the Week, co-hosts Miriam Gottfried and Telis Demos are joined by Frances Donald, chief economist at Royal Bank of Canada, to break down the K-shaped economy, where different groups are thriving financially while others struggle. They ask: How could Walmart hit a trillion-dollar market capitalization despite consumer sentiment near record lows? Next, Donald analyzes what could be hiding the true health of the American household, from front-loading purchases ahead of potential tariffs to buy now, pay later programs. After the break, Donald explains how the U.S. can sustain growth despite a massive wave of Boomer retirements. Then Donald breaks down why AI may no longer be a threat to the workforce but a necessary rescue for a shrinking labor pool. This is WSJ's Take On the Week where co-hosts Telis Demos, Heard on the Street's banking and money columnist, and Miriam Gottfried, WSJ's investing and wealth management reporter, cut through the noise and dive into markets, the economy and finance—the big trades, key players and business news ahead. Have an idea for a future guest or episode? How can we better help you take on the week? We'd love to hear from you. Email the show at takeontheweek@wsj.com. To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.com Further Reading The Two-Speed Economy Is Back as Low-Income Americans Give Up Gains Weak Hiring, Layoff Plans Paint a Gloomy Labor-Market Picture Walmart Reaches $1 Trillion Market Cap as Its E-Commerce Boom For more coverage of the markets and your investments, head to WSJ.com, WSJ's Heard on The Street Column, and WSJ's Live Markets blog. Sign up for the WSJ's free Markets A.M. newsletter.  Follow Miriam Gottfried here and Telis Demos here.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when a kid who didn't speak English and didn't touch a computer until 15 goes on to lead some of the biggest AI and automation programmes in the world? Meet Danilo McGarry — a global AI expert, automation pioneer and digital transformation leader who has worked across organisations like Citigroup, UnitedHealth Group, Royal Bank of Canada and Alter Domus, helping companies redesign how work is done using artificial intelligence. From growing up in Brazil to becoming one of the most recognised voices in AI leadership, Danilo's story is about resilience, obsession with learning, and refusing to accept how things have always been done. In this conversation, we go far beyond buzzwords. We talk about how AI is really being used inside companies, why culture matters more than technology, how automation is reshaping jobs and leadership, and what executives must understand if they want to survive the next decade. We also explore the human side of artificial intelligence — anxiety, burnout, biology, sleep, emotional intelligence, and what it actually means to stay human while machines become more powerful. This is not a hype conversation. This is about execution, responsibility, leadership under pressure, and building a future where AI amplifies people instead of replacing them.We Discuss:00:00 – Danilo McGarry on AI & Leadership03:25 – Danilo's personal story: from Brazil to AI expert12:10 – Using automation to outperform humans in work21:40 – The chaotic banking story & leadership lessons32:15 – Why culture must lead AI adoption42:00 – The 5 pillars of AI transformation58:30 – The biggest myths about AI & singularity1:10:20 – How to manage anxiety in a rapidly changing world1:22:45 – The future of jobs, freelancing & gig economy1:38:10 – The future of hiring: beyond resumes1:50:00 – Why sleep, biology & humanity matter2:00:00 – Danilo's final advice on execution with AIAbout Danilo McGarry: Danilo McGarry is a globally recognised AI expert, automation leader and digital transformation advisor, consistently ranked among the Top 20 Most Influential People in Artificial Intelligence worldwide. He has led large-scale AI and automation programmes across major organisations including Citigroup (Head of AI & Machine Learning), UnitedHealth Group (enterprise automation leadership), Royal Bank of Canada, JPMorgan, BNP Paribas and Alter Domus, delivering measurable business impact across finance, healthcare and enterprise technology.Danilo is also a Strategic Adviser on AI to the Chartered Institute of Personnel and Development (CIPD) in the UK and a sought-after keynote speaker on AI, leadership, future of work and digital transformation. His work and insights have been featured in publications including WIRED, Financial Times, Bloomberg and Computer Weekly, and he advises governments and global companies on how to adopt AI ethically, practically and at scale.YT: https://www.youtube.com/@aimcgarryIG: https://www.instagram.com/aimcgarry/

Today, on the Two Mikes, we welcomed our great friend Chad Stewart, of Britfield. Chad Robert Stewart has twenty years of experience as a global strategist, marketing consultant, creativity specialist, financial analyst, and prolific writer. Chad's areas of expertise are global strategy, film and media production, innovative education, and international marketing. Chad has worked at Bank of America, Morgan Stanley, and Merrill Lynch. A few of the companies he has consulted with include Cisco Systems, Disney, Moen, PepsiCo, Pratt & Whitney and Royal Bank of Scotland. He received a Bachelor of Arts in British Literature and European History from Brown University; did post-graduate work at Harvard University; earned an M.B.A. from Boston College; and is pursuing a Master of Science in Advanced Management and a PhD in Strategy at Peter F. Drucker and Masatoshi Ito Graduate School of Management, Claremont Graduate University. Now based in San Diego, he is a strong supporter of education and the arts; an adjunct professor at Fermanian School of Business, Point Loma Nazarene University; and Past President of the Board of Directors of the San Diego Ballet. Chad enjoys world travel, reading, riding, swimming, sailing, tennis, and the Arts. SPONSORS Our Gold Guy: https://www.mygoldguy.com/twomikes www.TwoMikes.us

This week, we revisit our interview with Shellye Archambeau. Shellye is an experienced CEO and Board Director with a track record of accomplishments building brands, high-performance teams, and organizations. She shares lessons learned from her life that she has written about in her new book, Unapologetically Ambitious: Take Risks, Break Barriers, and Create Success on Your Own Terms. A book that will inspire you, and provide the tools to enable you to fight the battles, make the tradeoffs and create the life you want. Shellye Archambeau currently serves on the boards of Verizon [NYSE:VZ], Roper Technologies [NYSE: ROP], and Okta [NASDAQ: OKTA]. She previously served on Nordstrom's [NYSE: JWN] board. She is also a strategic advisor to the Royal Bank of Canada, Capital Markets Group, and Forbes Ignite. Shellye has over 30 years of experience in technology. She is the former CEO of MetricStream, a Silicon Valley-based, governance, risk, and compliance software company. During her tenure, MetricStream grew from a fledgling startup into a global market leader. She is also a Forbes contributor and the protagonist of the Harvard Business School Case Study: Becoming a CEO. To learn more about Shellye, visit shellye.com  

As we come to the end of 2025, it's time to announce our latest batch of patrons and Kofi subscribers.  A huge thank you to each and every single one of you who have supported the show this year… it wouldn't be where it is today without you and all of the incredible listeners out there.  If you want a shout-out, why not get over to Patreon or Kofi, and join one of our 2 tiers. The following people have, and these are their shoutouts:  Didge QueenZ SaraEllen Hutchinson L H Kathryn Foot F. Kaori Matt David Bruce Ryan Hennessy-Saunders Andrea Barrier Lucy Stephanie Petersen Helen Hoyland Lyndsay Lisa Simmons Sheba Keith Dale Gloria Stitts Howard Grimshaw Matthew Barry Ged Krissie Wright Amanda Smith Tracey Flanagan AJLaw Nick Banks Gerald L Amy Vebeke Hokstad Samantha Beecham Didge Diane Piggott Rusty Drew Robin Lynn Karen Brett Sydney Cruce Harrison Joe Verity  Before I go, I'd just like to also extend a thank you to Robin on Instagram, who kindly informed me that there was a slight error in Episode 68 - The Hauntings of Flitwick Manor and Himley Hall.  At the time of the building work the Hotel wasn't owned by the Menzies Group at all, but instead by West Register Hotels under the Royal Bank of Scotland. Incredibly, Robin actually worked with all the people mentioned in the episode and also had his own experience.  Robin said that at the time the hotel had plastic laundry bins, and while he was working just off the main kitchen, he discovered the lid of one of these bins on the floor… over the opposite side of the kitchen. There had been nobody in the kitchen to have done this… another strange incident in the continuing story of Flitwick Manor, and a huge thank you to Robin for getting in touch.  From the Haunted UK Podcast, and Haunted UK Fiction… for the last time this year… stay safe… and have a wonderful new year. Become a supporter of this podcast: https://www.spreaker.com/podcast/haunted-uk-podcast--6759967/support.

Today, on the Two Mikes, we welcomed our great friend Chad Stewart, of Britfield.   Chad Robert Stewart has twenty years of experience as a global strategist, marketing consultant, creativity specialist, financial analyst, and prolific writer. Chad's areas of expertise are global strategy, film and media production, innovative education, and international marketing. Chad has worked at Bank of America, Morgan Stanley, and Merrill Lynch. A few of the companies he has consulted with include Cisco Systems, Disney, Moen, PepsiCo, Pratt & Whitney and Royal Bank of Scotland. He received a Bachelor of Arts in British Literature and European History from Brown University; did post-graduate work at Harvard University; earned an M.B.A. from Boston College; and is pursuing a Master of Science in Advanced Management and a PhD in Strategy at Peter F. Drucker and Masatoshi Ito Graduate School of Management, Claremont Graduate University. Now based in San Diego, he is a strong supporter of education and the arts; an adjunct professor at Fermanian School of Business, Point Loma Nazarene University; and Past President of the Board of Directors of the San Diego Ballet. Chad enjoys world travel, reading, riding, swimming, sailing, tennis, and the Arts. SPONSORS Our Gold Guy: https://www.mygoldguy.com www.TwoMikes.us

In this episode of the Canadian Investor Podcast, EQ Bank announced a major acquisition on the same day as earnings — buying PC Financial and locking in an exclusive partnership with PC Optimum. We break down what the deal really means, why Loblaw becoming a major shareholder matters, and how this positions EQ Bank against Canada’s much larger incumbents. We also dig into earnings from TD and Royal Bank, where strong capital markets are masking softer lending conditions — and why 2026 could look very different for Canadian banks. Are we nearing a reset year? Finally, we cover BRP’s latest results and what looks like a classic cyclical recovery: improving margins, inventory normalization, rising market share, and upgraded guidance — even as the broader consumer picture remains uneven. Tickers of stocks discussed: EQB.TO, TD.TO, RY.TO, DOO.TO Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Every founder is looking for ways to save time and money. And right now, AI promises both. But here's the catch: while AI can write code, it can't think through your product's logic, security, or scalability. The result? A shiny prototype that collapses under real-world use. In this episode of Tech for Non-Techies, Sophia Matveeva interviews Natalie Kaminski, CEO of JetRockets, with a knack for bridging the gap between non-tech founders and the digital world. With experience spanning multiple countries and roles she brings a hands-on approach to turning ideas into real, successful products. At JetRockets, she leads a global team focused on building high-quality Ruby on Rails platforms that align perfectly with business goals. Sophia and Natalie unpack the limits of AI in product development, why "AI-native" platforms often fail at the fundamentals, and what happens when shortcuts lead to security nightmares. In this episode, you will hear: When to use AI for fast prototyping and when to bring in engineers The "toilet in the living room" test for spotting bad product architecture Why great developers are more valuable than ever in the AI era The red flags that signal a product quote is too cheap to trust Free AI Mini-Workshop for Non-Technical Founders Learn how to go from idea to a tested product using AI — in under 30 minutes. Get free access here: techfornontechies.co/aiclass Resources from this Episode Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you. For the full transcript, go to https://www.techfornontechies.co/blog/277-why-you-shouldn-t-use-ai-to-build-your-product  

This Episode is Sponsored by: City National Bank Consumer demand for chicken is rising at home and away from home, but how can a company leverage this demand? City National Bank's Eric Viergutz steps in as guest host and interviews Wayne-Sanderson Farms CFO T.J. Wolfe on how feed prices, pathogenic diseases, and even air fryers are impacting the U.S. poultry industry. More About T.J. Wolfe: T.J. Wolfe serves as Wayne-Sanderson Farms' Chief Financial Officer, overseeing the company's consolidated financial planning activities and information technology functions. His focus is on the efficient allocation of capital across the production infrastructure, risk mitigation strategies for the company's commodity portfolio, and the advancement of digital technology platforms and capabilities. T.J. and his team partner with each of the company's business units to provide financial insights and enhance the value offered to customers. Joining the company as CFO in 2023, T.J. brings nearly 25 years of strategic, operational, and compliance experience in both the U.S. and Europe, having worked with large companies such as Delta Air Lines and Coca-Cola. Prior to joining Wayne-Sanderson Farms, he served as CFO of Kimball International, Inc. He received his Bachelor of Business Administration from the University of Notre Dame and earned his Master of Business Administration from Emory University. Additionally, T.J. holds several professional accreditations, including Certified Public Accountant and Chartered Alternative Investment Analyst. More About Eric Viergutz: Eric Viergutz is a managing director with City National Bank's Food & Beverage Group. Based in Atlanta, GA he supports food and beverage executives with a variety of financing solutions and industry intelligence. Working with City National's team of experts, he provides the bank's full range of financial solutions to food and beverage businesses nationwide. Mr. Viergutz has more than 10 years of financial services and business advisory experience and has also served in various corporate finance and strategy roles over his career. Prior to City National, he served as senior vice president for Truist Securities' Food and Beverage Investment Banking team. Mr. Viergutz earned his bachelor's degree in finance from the University of Florida and his MBA from the University of Chicago's Booth School of Business. Active in the community, he spends time coaching youth basketball and volunteering with Youth About Business and United Way of Atlanta. More About City National Bank: City National Bank is a wholly owned subsidiary of Royal Bank of Canada since 2015. RBC's Market Cap of $181 Billion is one of the Top 15 largest global banks with $1.7 trillion in assets and Moody's/S&P Ratings of Aa1/AA-. As a subsidiary of one of the largest and strongest financial institutions in the world, City National Bank offers a unique combination of highly personalized services with a full range of tailored financing solutions. CNB's Food & Beverage Group is a national vertical that supports owners and c-suite executives and is a proud sponsor of the Food Institute. Learn more at http://cnb.com/foodandbeverage.

Story of the Week (DR):Disney brings back Jimmy Kimmel's show after backlash spurred massive boycott while some conservatives blasted FCCSinclair says it won't air Jimmy Kimmel on its stations after Disney announced his returnFCC Chair Brendan Carr defends ABC affiliate that's not showing 'Jimmy Kimmel Live!' despite his reinstatementNexstar joins Sinclair, says it will continue not to air Jimmy KimmelDisney investors demand internal records on Jimmy Kimmel's suspension, say the board may have breached dutiesDisney investors say handling of Jimmy Kimmel suspension put politics over shareholders, demand recordsDisney boss Bob Iger has gone from woke warrior to liberal lightning rod MAGA furious at Disney and ABC over Jimmy Kimmel's return: ‘They let the woke mob get to them' Disney decides it hasn't angered people enough, announces Disney+ price hikes'There's no way we can afford $100,000': Small firms scramble over H-1B visa feesTalent Drain: Skilled Immigrants Choose Canada Over U.S.Indian IT Firms Recalibrate U.S. Strategy After Visa ShockJPMorgan CEO Jamie Dimon expresses surprise and concernDimon said the hike “came out of the blue” and stressed that the U.S. still needs access to global talent. He has indicated the banking/finance sector may challenge or negotiate around the policyReed Hastings (Netflix) praises the policyHastings called the $100,000 fee a “great solution,” especially because he sees it as helping ensure that the H-1B program is used for “very high value jobs,” reducing reliance on a lottery system.Silicon Valley leaders cautiously support the feeNvidia CEO Jensen Huang and OpenAI CEO Sam Altman praised the measure in terms of potentially simplifying the visa system and merit-based immigrationAltman: "We need to get the smartest people in the country, and streamlining that process and also sort of aligning financial incentives seems good to me"Royal Bank of Canada's CEO Dave McKay said the US President's move to impose a $100,000 fee on H-1B visas is a win for Canada.The 20 financial firms that could be hardest hit from Trump's new H-1B fee — from Goldman Sachs to CitiTylenol maker Kenvue battles fresh storm as Donald Trump links it to autism MMTrump's unfounded claims heap new stress on household brand name TylenolTrump, RFK Jr. distort facts on autism, Tylenol and vaccines, scientists say: "Sick to my stomach"OB-GYN group calls Trump's remarks on acetaminophen 'irresponsible'Kenvue Stock Recoups Losses After Trump Links Tylenol to AutismResearch tying Tylenol to autism lost in court. Then it won Trump's earTrump's 'tough it out' advice to expectant moms is the latest example of men opining on women's painThe President and RFK Jr.'s dangerous war on science and mothersThe Shameful Spectacle of Trump and Kennedy Blaming Mothers for AutismAutism Science Foundation: 'Shocking' move takes us 'straight back to when moms were blamed for autism''Acet…Aceto…': Trump Struggles To Say Medicine's Name, Links Autism To PainkillerAnti-vaccine groups melt down over RFK Jr. linking autism to Tylenol"We didn't wait 20 years for Bobby to finally speak and then get served Tylenol as an answer," anti-vaccine group Georgia Coalition for Vaccine Choice wroteChildren's Health Defense (CHD) - the anti-vaccine group founded by Kennedy - retweeting a post on Monday: "THIS WAS NOT CAUSED BY TYLENOL."Oracle names two CEOs in rare leadership shift after Catz exitLord Emperor Larry Ellison (65% influence and 42% voting power): he still gets $8.3M in pay despite owning ~$378B in Oracle stock. Is this even possible? He got security-related costs and expenses of $2,999,264 for his primary residence. Board chairFormer CEO and now Executive Vice Chair Safra Catz. She's staying on the board.221,974: (i) Company matching contributions under our 401(k) Plan of $5,100, (ii) flexible credits used towards covering the premiums for cafeteria-style benefit plans in the amount of $14,860, (iii) security-related costs and expenses to augment the existing security system at Ms. Catz's primary residence, (iv) legal counsel fees and (v) aggregate incremental costs to Oracle of $200,086 for Ms. Catz's use of Oracle's private aircraft for non-business travel. This leaves $1,928 for legal fees and security: for a Larry:Safra We Love Him More Security Ratio of: ~3114:1Catz still got $6.5M despite owning $2.8B of company stockNew co-CEO and director Clayton Magouyrk: joined Oracle in 2014, is 39Mr. Magouyrk will receive a grant of stock options to purchase $250M in shares of Oracle common stock with 80% of the grant consisting of time-based stock options and 20% of the grant consisting of performance-based stock options (“PSOs”).New co-CEO and director Michael Sicilia: joined Oracle in 2009, is 54Mr. Sicilia will receive a grant of stock options to purchase $100M in shares of Oracle common stock with 80% of the grant consisting of time-based stock options and 20% of the grant consisting of PSOs.Goodliest of the Week (MM/DR):DR: MacKenzie Scott gives $70 million to UNCF to financially strengthen HBCUs DRUNCF, as the nation's largest private provider of scholarships to minority students works to raise $1 billion to strengthen all 37 of its historically Black colleges and universitiesMM: Trump claims ‘sabotage' at UN from escalator, teleprompter and micTurns Out Trump's Own Team Messed Up U.N. Escalator and TeleprompterAssholiest of the Week (MM):American oligarchsMurdoch's TikTok? Trump offers allies another lever of media controlLarry Ellison's Oracle set to spearhead U.S. oversight of TikTok algorithmElon Musk just sold Grok to U.S. government for 42 cents – and signals warmer ties with TrumpMark Zuckerberg showed Google how to make Republicans happyIN: Zuck, Musk, Ellison, MurdochOUT: Satya Nadella (too Indian), Tim Cook (too gay), Sundar Pichai (too Indian), Bezos (too bald), Jensen Huang (too Asian), women, blacksSee? TikTok deal won't include 'golden share' or equity for U.S., Trump administration says - he only takes a golden share or voting stake when the CEO is Japanese (Nippon Steel) or Chinese (Intel)Disney - now everyone hates you!Conservatives: MAGA furious at Disney and ABC over Jimmy Kimmel's return: ‘They let the woke mob get to them'Liberals: Disney boss Bob Iger has gone from woke warrior to liberal lightning rodAffiliates: Nexstar joins Sinclair, says it will continue not to air Jimmy KimmelIRONY ALERT: In statement, Nexstar cited “diversity” as a reason why Kimmel is still off the air: “On Wednesday, Nexstar said it continues to evaluate the show and is speaking with Disney ‘with a focus on ensuring the program reflects and respects the diverse interests of the communities we serve.'”Trump: Trump threatens to sue Disney-owned ABC over Jimmy Kimmel's return to TVInvestors: Disney investors demand internal records on Jimmy Kimmel's suspension, say the board may have breached dutiesEveryone: Disney decides it hasn't angered people enough, announces Disney+ price hikesStay in your place on the manufacturing line MMFirst they say college is for losers, now they say so is being alive - just eat your cheap fatty protein adjacent meal and go to workEx-Google CEO Eric Schmidt warns U.S. tech workers: competing with China's grueling 12-hour workdays means sacrificing work-life balancePalantir CEO says Gen Z can either have a social life at age 20 or be successful—but they can't do bothCharlie Kirk had a message for the over 2 million unemployed Gen Z NEET men: You don't need college to make your dreams happenBlackRock CEO Larry Fink said America could dodge a ‘retirement crisis' by encouraging people to work longerDon't try to be funny at work unless you want to risk your job and any chance of ever getting promoted, management professors sayMcDonald's is supersizing its value menu to win back average Americans — could it be a sign of trouble ahead?Girls, STOP APOLOGIZING for doing your jobsCracker Barrel CEO apologizes for logo, store changesWe conducted extensive research to inform our strategic plan. Well, what cannot be captured in data is how much our guests see themselves and their own story in the Cracker Barrel experience, which is what's led to such a strong response to these changes.Translation: we had no idea how racist you all areAt least she didn't apologize for everything that's ever happened in the last hundred years like Vanessa Hudson apologizing for the boys behavior at QantasLook how it worked for her: Qantas cutting CEO pay signals new era of cyber accountability - has a dude EVERY HAD PAY CUT FOR ANYTHINGHeadliniest of the WeekDR: Real American Beer collaborates with WWE for special Hulk Hogan collectible can: 'Hulkamania forever'Hulk:In leaked recordings Hogan was heard making homophobic remarks, using the N-word, making racist remarks, and openly admitting to being racistWWE terminated their relationship with him temporarily, removed him from their website/Hall of Fame, following public backlash. Eventually, some reinstatement occurred.Hogan's ex-wife made public emotional abuse allegations and accusations of an affair with their daughter's friendDuring the WWF / Vince McMahon-related trial over steroids in wrestling, Hogan testified under immunity and admitted past steroid use back to 1976He admitted to actively working against efforts to unionize professional wrestlersTwo divorcesMichelob Ultra overtakes Modelo Especial as best-selling beer in the U.S.American subsidiary Anheuser-Busch Companies, LLCWoke CEO Brendan Whitworth was a first lieutenant in the United States Marine Corps and then as an operations officer for the CIA's counterterrorism center. Woke!Their leadership page of 15 executives also has a woke DEI hire! Chief People Officer Lindsay KingBelgian parent Anheuser-Busch InBev (AB InBev)They are even worse than their American counterparts: of their 18 executive leaders, they have TWO DEI WOMEN: Chief Communications Officer Donna Lorensen and General Counsel Katherine Barrett. DEI gone crazy!Both Michelob ULTRA and Bud Light are made by Anheuser-Busch Companies, LLC, a subsidiary of Anheuser-Busch InBev.DR: Palantir CEO says Gen Z can either have a social life at age 20 or be successful—but they can't do both & Ex-Google CEO Eric Schmidt warns U.S. tech workers: competing with China's grueling 12-hour workdays means sacrificing work-life balance MM: Tesla 'The Biggest Meme Stock' Ever? Expert Says 'Too Much Emphasis On The Magic Wand Of Musk'Sharing thoughts on Musk's new compensation package, Yale School of Management Senior Associate Dean Jeff Sonnenfeld didn't hold back with the meme stock analogy.THE SAME WIZARD IGER SONNENFELDMM: ‘Black Swan' author Nassim Taleb says your city's new bike lane is the reason the economy sucksTrump's tariffs force resources into lower-margin activities, Taleb said, likening the policy to “asking a brain surgeon to do some gardening two days a week to avoid being ‘ripped off' by professional gardeners.”Who Won the Week?DR: I-boo-proff-in, oh no, it's not American!MM: Jimmy Kimmel's YouTube channel PredictionsDR: Jimmy Kimmel takes Tylenol on air causing all remaining ABC affiliates to replace him with family-appropriate TV: Law & Order: Special Victims Unit which covers sex-based crimes (i.e. violence against women, now with commercials!)MM: Victoria's Secret ditches woke rebrand and vows to return to 'unapologetically sexy' roots - after reading this headline, Webster's Dictionary finally changes its definition of “woke” from “politically liberal or progressive (as in matters of racial and social justice) especially in a way that is considered unreasonable or extreme” to “anything including fat chicks, uggos, black people, and gays.”

I've been revisiting some of my favorite and most-listened episodes, this month. And in this episode, I'm bringing back this conversation with Marsha Shandur. Just listening to her tell stories inspires me to dig deeper and I know she'll make you want to be a better storyteller too.Marsha Shandur believes that storytelling is the KEY to ethically persuasive communication. A Storytelling and Persuasive Communication Coach and Trainer, she has taught thousands of individuals and groups of executives, entrepreneurs and professionals across the world, and has received rave reviews from clients like Meta, Royal Bank of Canada, HelloFresh, and Shopify.Before launching Yes Yes Marsha and her career as a Storytelling Coach, Marsha spent 15 years working as a Radio DJ, where she gained a powerful understanding of how to tell stories in a way that fosters connection, trust, engagement and loyalty. Her work has been featured in Forbes, BBC and Mashable.Tune into this episode to hear:How to use your clients' own words to connect deeply Why the popular  “are you tired of…” sales copy falls flat and what to do instead.How tiny stories and emotions can make your copy unforgettable.The one thing every great opener needs (hint: it's not “Hi, my name is…”).Learn more about Marsha Shandur:Yes Yes MarshaInstagram: @yesyesmarshaConnect with Marsha on LinkedInGet FREE resources from MarshaResources:No BS Clients LabNo BS Agencies MasteryThe Price to Freedom Calculator™No BS LaunchpadNo BS Agency Owners Free Facebook GroupStart reading the first chapter of my bookPiasilva.com

Moldova arrests 74 people over alleged Russian election interference, Egypt and Rwanda ink water and trade deals, the U.S. Treasury is in talks to support Argentina, a Dallas ICE facility shooting leaves two dead, including the shooter, Jimmy Kimmel returns after his suspension, President Trump cancels a meeting Chuck Schumer and Hakeem Jeffries, the Trump admin. offers hundreds of reinstatements after DOGE workforce cuts, Sweden's Anna Breman is named the first female Royal Bank of New Zealand governor, Super Typhoon Ragasa kills 14 in Taiwan, and an experimental gene therapy reportedly slows the progression of Huntington's Disease. Sources: www.verity.news

Can you really lead a tech company if you're not technical yourself? David Windley has done exactly that. He's the former CHRO at Yahoo, held senior HR roles at Microsoft, Intuit, and Activision, scaled a startup from under $1M to $50M as CEO, and now leads HootRecruit — a recruiting tech company.  David has spent his career at the intersection of people, technology, and leadership. Listen to this episode to learn: How non-technical founders blow it when hiring their first developers Why a startup CTO is nothing like a corporate CTO The “Windley Rule” — why engineers must make sure you understand, not the other way around If you've ever felt shut out of the tech conversation because you don't code, this episode will show you how to step up as a leader. Resources from this Episode Tech for Non-Technical Founders course https://www.techfornontechies.co/tech-for-non-technical-founders Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you. For the full transcript, go to https://www.techfornontechies.co/blog/271-what-big-tech-taught-me-about-leading-without-code  

Most people think you need to be a Silicon Valley insider — or have millions in funding — to start a tech venture. That's just not true. In this episode, Sophia Matveeva shares the journeys of four Tech for Non-Techies alumni who built products and startups without writing a single line of code. You'll learn: How a dentist turned lockdown frustration into a healthtech app (and how you can spot opportunities in your own field). Why a fund manager realised he didn't need to code — and the mindset shift that freed him to start building. How a CFO uses tech knowledge to make smarter investment decisions (lessons every business leader can apply). The simple framework a banker used to launch her startup on the side, while keeping her day job. You'll hear directly from Tech for Non-Techies alumni Dr. Marilyn Sandor, Musi Skosana, Gustavo Juarez, and Zahra Almahoozi — and walk away with practical takeaways you can use to move your own idea forward. If you've ever caught yourself thinking “someone like me couldn't do that,” this episode is proof that you can. Resources from this Episode FREE class: Build a Startup WITHOUT Learning to Code https://www.techfornontechies.co/freeclass Tech for Non-Technical Founders course: https://www.techfornontechies.co/tech-for-non-technical-founders Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you. For the full transcript, go to https://www.techfornontechies.co/blog/270-real-people-real-startups-lessons-from-our-alumni   

At least to me, it seems everywhere you turn…iron-clad sports nutrition brands of the past are now showing huge cracks in their armor. So then, why does the industry appear shocked by the recent Iovate Health Sciences International news? For those that haven't already read the headlines, (last week) Iovate Health Sciences International filed voluntary petitions for protection under Chapter 15 of the Bankruptcy Code. But unlike other chapters that address domestic bankruptcies, Chapter 15 doesn't involve a full liquidation or reorganization of the debtor through the U.S. court system. Instead, Chapter 15 is an administrative process to grant U.S. recognition to a foreign proceeding…designed to facilitate cross-border insolvency cases involving debtors, creditors, and assets in multiple countries. Thus, Iovate Health Sciences International is utilizing the bankruptcy proceedings to stabilize its operations and pursue an orderly cross-border restructuring…because if you didn't realize, the parent company of supplement brands like Hydroxycut and MuscleTech is headquartered in Canada. Founded in 1995, Iovate initially began as MuscleTech Research and Development…launching as a direct-to-consumer mail order business with just three products, one of which was the original Hydroxycut formula. A year later, MuscleTech expanded into physical retailers like GNC…and then soon after launched the infamous Cell-Tech product, along with Nitro-Tech, quickly becoming the first (and probably only) occurrence in supplement industry history that a single brand owned the top-selling fat burner, creatine, and protein powder products simultaneously. But while Iovate continually evolved its family of sports nutrition and wellness brands throughout the 21st century, the current portfolio includes the beforementioned MuscleTech and Hydroxycut (which eventually got spun off into a standalone brand), but also Six Star Pro Nutrition and Purely Inspired. And I can continue being nostalgic and overly positive by sharing numerous commercial highlights, but that wouldn't tell the entire business story. In fact, a central reason for changing the company name to Iovate Health Sciences International resulted from an original MuscleTech bankruptcy filing in June 2005…which got triggered after it faced thousands of lawsuits mostly related to Hydroxycut products containing ephedra. And I can go on and mention many other lawsuit settlements and reputational blunders…but in 2016, Xiwang Foodstuffs acquired Iovate Health Sciences International for reportedly north of a half-billion dollars. So, what caused this bankruptcy? The largest trade payable is the organic nutritional products brand Orgain, which (as of 2022) is now majority owned by Nestle Health Science. While the legal battle wasn't publicized much, Orgain filed a trade dress infringement lawsuit against Iovate…alleging that the Purely Inspired mimicked the Orgain packaging. Then, in April 2024, a U.S. court ordered Iovate to pay Orgain $12.5 million for copying its product labeling. But after Iovate failed to pay, Orgain obtained a writ of garnishment against Walmart, which withheld approximately $8 million in outstanding accounts receivable payments…severely impacting the working capital of Iovate. And as you'd imagine, this liquidity crunch ended up being a central reason why Iovate defaulted on its secured debt with Royal Bank of Canada. But while the protracted legal battle with Orgain might've been the “straw that broke the camel's back,” it hardly explains everything.

The Herle Burly was created by Air Quotes Media with support from our presenting sponsor TELUS, as well as CN Rail, and Fidelity Investments Canada.Alright, you curiouser and curiouser Herle Burly-ites, today on the show, the unofficial Herle Burly in-house economist ... Frances Donald is here! As I referred to her last time out, she's the Economist Explainer in Chief. The person who puts the FUN in economic fundamentals. The Senior Vice-President and Chief Economist at The Royal Bank of Canada. I'm super happy Frances is here because it feels like everything is changing with regard to our economic relationship with the United States. So today, I'd like her to explain this to me: What is the state of the Canadian economy in the context that new reality. Thank you for joining us on #TheHerleBurly podcast. Please take a moment to give us a rating and review on iTunes, Spotify, Stitcher, Google Podcasts or your favourite podcast app.Watch episodes of The Herle Burly via Air Quotes Media on YouTube.The sponsored ads contained in the podcast are the expressed views of the sponsor and not those of the publisher.

In episode 217, Coffey talks with HRSouthwest Conference keynote speaker Steve Cadigan about the evolving nature of work.They discuss ongoing remote work debates; the evolution from hiring for skills to hiring for learning ability; the need for experimentation in remote team management; AI's role in skills analysis and internal talent mapping; building learning ecosystems between companies and educational institutions; the importance of knowing employee capabilities outside of their role-specific tasks; and HR's evolving role as facilitators of organizational awareness and AI governance.Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com.If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com.About our Guest:Steve Cadigan is a highly sought-after talent advisor to leaders and organizations across the globe. As Founder of his own Silicon Valley-based firm, Cadigan Talent Ventures, Steve advises a wide range of innovative organizations that include Google, Cisco, Intel, and The Royal Bank of Scotland, Manchester United Football Club, The Country Music Association and the BBC. He is also regularly retained by some leading VC (Venture Capital) and Consulting firms such as Andreesen Horowitz, McKinsey & Company, Deloitte, and Greylock Partners for his counsel on a wide range of talent topics.Since 2021 Steve has been recognized every year as a top 100 thought leader in the world of Talent and People.Steve speaks at conferences and teaches in major universities around the world. His work in helping shape the culture at LinkedIn led Stanford University to build a graduate-level class around this ground-breaking work. Steve is frequently asked to appear on global TV and is a frequent guest on Bloomberg West, CBS, and CNBC.Throughout his career, the teams, cultures, and organizations he has led and helped build have been recognized as exceptional, “world-class” performers by the Wall Street Journal and Fortune Magazine.Before launching his firm, Steve worked as an HR executive for over 25 years at a wide range of companies and industries including ESPRIT, Fireman's Fund Insurance, Cisco Systems, PMC-Sierra, Electronic Arts and capped by serving as the first CHRO for LinkedIn from 2009 through 2012, taking the company from a private firm of 400 employees, through an IPO and helping set it up to be the powerhouse that it has become today. In 2021 Steve received the high honor of being invited by both The University of San Francisco and Stanford University to deliver their commencement speeches.Today Steve serves on the Board of Directors to three companies and also sits on the Advisory Board of several other progressive organizations. His passion is helping leaders and companies build compelling talent strategies.In August of 2021 Steve published a ground-breaking book on the Future of Work titled Workquake: Embracing the Aftershocks of COVID-19 to Create a Better Model of Working.Even before its official release it realized #1 on the Amazon list of Hot New Releases. In the summer of 2025 Steve launched a new podcast series called Workquake Weekly.Over his career, Steve has lived in Singapore, Canada, and the United States. He has interviewed, hired, coached and mentored thousands of employees and leaders within a wide range of industries and geographies. This is what sets Steve apart from others who speak about the future of work. Steve has lived deep inside the world of work as an employee AND as an employer. His experiences and achievements give him a unique and authoritative point of view, essential to all discussions about the future of work.Today Steve lives in California with his family. He is the father of four boys and the stepdad to two girls. When he is not speaking, teaching, or writing, you can find Steve coaching basketball, playing tennis, body surfing, driving his kids everywhere, or cheering them on at their activities.Steve graduated from Wesleyan University with a BA in History and received a Master's Degree in HR & Organization Development from the University of San Francisco.Workquake: Embracing the Aftershocks of COVID-19 to Create a Better Model of Working : https://a.co/d/3uORSF4Workquake Weekly Podcast: https://podcasts.apple.com/us/podcast/workquake-weekly/id1815731966Steve Cadigan can be reached at https://stevecadigan.com.About Mike Coffey:Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business.Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association. Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community.Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week.Mike and his very patient wife of 28 years are empty nesters in Fort Worth.Learning Objectives:1. Shift hiring strategies from evaluating what candidates already know to assessing their capacity to learn new skills quickly, as the shelf life of current competencies continues to shrink.2. Develop comprehensive internal talent mapping systems that identify employees' transferable skills and potential for different roles within the organization, similar to how companies track customer data.3. Create experimental approaches to remote work management rather than rigid policies, to determine what productivity and culture practices work best for specific team dynamics.

Most founders think you need to be technical to build a billion-dollar company. But some of the world's biggest tech giants were started by people who never wrote a single line of code. In this episode, Sophia Matveeva unpacks the journeys of four non-technical founders who rewrote the rules of business. In this episode, you will hear: How Steve Jobs proved that design instincts can beat coding skills Why Jack Ma's 30 job rejections became his unfair advantage in building Alibaba The broke rent payment that sparked Airbnb's $80B global empire What Katrina Lake's Stitch Fix IPO teaches about trusting customers over investors Resources from this Episode https://www.techfornontechies.co/blog/how-companies-really-use-ai  FREE CLASS:  Build a Startup WITHOUT Learning to Code  https://www.techfornontechies.co/freeclass   Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you. For the full transcript, go to https://www.techfornontechies.co/blog/269-4-non-technical-founders-who-built-billion-dollar-tech-empires  

In this episode of the Canadian Investor podcast, Simon (fresh off vacation) and Dan Kent dig into a jam-packed news and earnings episode. We start with the U.S. antitrust ruling on Google. Then we break down Alimentation Couche-Tard’s quarter which was mostly positive. We finish with earnings from TD and Royal Bank as well as our takeaways from Banks earnings this season. Tickers of stocks discussed: TD.TO, RY.TO, GOOG, ATD.TO Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Most founders think securing investors will solve all their problems. But fundraising often creates a new set of challenges—misaligned expectations, endless reporting requests, and pressure that pulls focus from building the business. The truth is, raising capital isn't just about money.  It's about relationships, trust, and knowing when to push back. In this episode, you'll learn from Jeffrey Fidelman, founder and managing director of Fidelman & Company, which is on Inc.'s list of America's fastest-growing companies. Jeffrey has worked at Morgan Stanley, been a partner at a venture fund, and now advises early and mid-stage companies on growth and fundraising strategy. He shares what founders should realistically expect from investors, how to set boundaries without burning bridges, and why today's tools—like AI and no-code—make it possible to show traction before raising a single dollar In this episode, you will hear: Why some investors secretly derail startups — and how to spot them early The hidden risk of over-delivering for your investors (and how to say no) How no-code and AI tools can replace your first $250K in funding The newsletter strategy smart founders use to turn interest into investment Resources from this Episode Free class: Build a startup without learning to code https://www.techfornontechies.co/freeclass Fidelman & Co https://fidelmanco.com/ Supercommunicators: How to Unlock the Secret Language of Connection https://amzn.to/3HPMHRG Financial Times: Being an angel investor is tougher than it looks https://on.ft.com/4oDoQFD Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you. For the full transcript, go to https://www.techfornontechies.co/blog/268-how-to-align-founders-and-investors-before-things-go-wrong

Most founders dream of creating a product so good it sells itself. That's the promise of product-led growth: customers discover, share, and adopt your product with little to no sales effort. Sadly that's rarely the reality. In the early stages, almost every founder has to do the hard, unglamorous work of founder-led growth: building trust, making offers and facing rejection. In this episode, you will learn from Vijay Rajendran, author of The Funding Framework: Secure Startup Funding With Confidence. Vijay previously led portfolio value at 500 Global, a venture capital firm with $2.7 billion under management, where he supported startups in more than 80 countries.  Vijay has helped hundreds of founders grow, scale, and raise capital.  Listen to learn: The difference between founder-led and product-led growth — and when each approach works best. How design partnerships and pilots can win your first customers (and even get them to fund product development). Why “influence” is a better mindset than “sales” — and how listening to customers creates trust. Stories from Airbnb to enterprise startups that reveal what growth really looks like behind the scenes. Whether you're launching your first product, leading innovation inside a corporate, or backing founders as an investor, this episode is for you. Resources mentioned in this episode: Influence: The Psychology of Persuasion, Robert Cialdini Never Split the Difference: Negotiating as if Your Life Depended on It, Chris Voss Chapters   05:24 — The seductive dream of product-led growth (and why it rarely works early on) 07:52 — Design partnerships: how customers can fund your product 13:39 — The Airbnb toilet photos story: why every founder must talk to customers 18:55 — Stop pitching, start listening: turning sales into influence 23:23 — Empathy and persuasion: the human skills behind tech success 28:48 — When to move from founder-led growth to a professional sales team FREE Course: 5 Tech Concepts Every Business Leader Needs To Know https://www.techfornontechies.co/freecourse   Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. For the full transcript, go to https://www.techfornontechies.co/blog/266-founder-led-vs-product-led-growth-how-to-pick-the-right-path-for-your-startup

If you're a non-technical founder building your first product, this episode is for you. In today's lesson, Robyn Exton shares the real story of how she went from branding agency employee to founder of a global tech company — without writing a line of code. She didn't raise millions on day one. She learned by doing, made all the early-stage mistakes, and got her first users with vodka shots in nightclubs. Now, her app has millions of users and she's been through Y Combinator. Robyn is the founder of HER, the dating app for queer women. Listen to this episode to learn: How to build a tech product without knowing how to code What to do when your first version fails The difference between product design and graphic design (and why it matters) How to work with developers when you don't speak tech Whether you're dreaming up your first MVP or struggling through version two, this is your honest guide to building in the dark — and making it work.   Chapters 00:00 — Vodka shots for downloads: the hustle begins 03:10 — From branding job to building a tech product 10:30 — The wake-up call: “You're doing too many things” 14:00 — Fake research, failed MVP, and what she learned 27:20 — How a non-technical founder led a dev team 33:45 — Hiring a CTO, letting go of ego, and building trust 45:35 — Raising $1M before YC — and why she joined anyway 51:10 — Final audience Q&A: churn, product, and user feedback   FREE Course: 5 Tech Concepts Every Business Leader Needs To Know https://www.techfornontechies.co/freecourse   Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. For the full transcript, go to: https://www.techfornontechies.co/blog/265-from-vodka-shots-to-y-combinator-how-a-non-technical-founder-built-a-global-tech-company

If you're the kind of leader who is “on” all the time — even on vacation — this episode is for you. In today's lesson, Sophia Matveeva shares a practical, honest approach to taking time off without pretending you'll fully unplug.  Because when you're in charge, not checking work emails is often a pipe dream. Listen to this episode to learn: Why inner peace isn't realistic for early-stage founders How to structure your break without lying to yourself The one rule you must follow if you get a great idea mid-vacation Why learning to trust your team now will set you up to scale How to use downtime to spot blind spots and reset your strategy Whether you're heading to the beach or just trying to unplug for a weekend, this is your guide to making rest work for your ambitious brain. Chapters 00:00 — The founder brain that never stops 01:50 — You don't need inner peace, you need creativity 04:52 — Structure your vacation like a pro 07:15 — What to do when inspiration strikes on holiday 09:35 — Smart founders use vacations to train their teams  FREE Course: 5 Tech Concepts Every Business Leader Needs To Know https://www.techfornontechies.co/freecourse   Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. For the full transcript, go to https://www.techfornontechies.co/blog/264-the-vacation-strategy-for-people-who-can-t-switch-off

A special edition of the programme recorded in front of an audience at the Edinburgh Festivals earlier this week. Emmy and Olivier Award-winning actor Brian Cox discusses his role as the ghost of economist Adam Smith in James Graham's satirical play Make It Happen. The National Theatre of Scotland production at the Edinburgh International Festival chronicles the rise and downfall (in 2008) of the world's biggest bank, The Royal Bank of Scotland, and also features an actor playing the role of the bank's former chief executive, Fred Goodwin, and an onstage chorus. We're joined by Zainab Johnson - a black female Muslim comedian from Harlem whose show Toxically Optimistic is her debut at the Edinburgh Festival Fringe and by comedian, Taskmaster star and the voice of Netflix's Too Hot to Handle Desiree Burch, whose show The Golden Wrath tackles themes including death, menopause, spirituality and nationality. Plus music from leading trumpeter Jay Phelps, whose show Miles at the Fringe reflects on the legacy of the bestselling jazz album of all time, Kind of Blue by Miles Davis, and from The Bengsons, an Obie-winning husband and wife indie folk duo whose production Ohio is a celebratory true story about losing faith and finding hope in the darkest of places and is produced by the team behind Fleabag and Baby Reindeer. Presenter: Kirsty Wark Producer: Mark Crossan

Why do so many software teams feel busy — but deliver so little value? Fractional tech leader Thanos Diacakis shares why shipping more features doesn't always mean progress. Drawing on 25+ years in software — from startups to scaling JUMP Bikes at Uber — he explains how to escape the trap of over-planning, feature overload, and technical debt. Listen to learn: Why planning more often leads to less progress What non-technical leaders need to ask their tech teams How to find your team's bottleneck (and why that changes over time) The 4 stages of becoming a high-velocity software team If you're a founder, product leader, or innovation exec frustrated by slow progress, this episode will give you the mindset and tools to course-correct. Follow Thanos Diacakis on LinkedIn and on his website.    Chapters 02:01 — Stop planning, start shipping 06:16 — Software isn't construction: you can't forecast innovation 09:58 — The 4 stages of high-velocity teams 13:56 — Spot the bottleneck, fix the system 20:11 — How business and tech teams can actually work together   FREE Course: 5 Tech Concepts Every Business Leader Needs To Know https://www.techfornontechies.co/freecourse   Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University.   For the full transcript, go here: https://www.techfornontechies.co/blog/263-the-feature-factory-trap-when-output-doesnt-equal-progress

Canada's Banks: The Iron Vault of Tyranny Richard uncovers the Royal Bank of Canada's chilling assault on liberty by "debanking" constitutional lawyer Eva Chipiuk for defending the Freedom Convoy. This isn't just a closed account—it's a calculated strike against free thought, echoing the government's 2022 Emergencies Act overreach that froze $7.8 million in assets. With Tamara Lich and Chris Barber facing years in prison for “mischief,” Canada's banks and courts are colluding to crush dissent. Join us as we expose this tyranny and rally for a free Canada. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most startup CEOs think they're the visionary. But in today's episode, you'll learn why the CEO is often the single biggest threat to team productivity — and how to avoid becoming one. Based on a real conversation with a seasoned CTO and a sales leader who've scaled startups to exit, this episode dives into the blind spots that trip up even well-meaning founders. Whether you're a CEO, part of a startup team, or investing in one — this lesson will help you lead smarter, build better, and waste less time. Listen to learn:  Why startup CEOs are more dangerous than corporate CEOs (and it's not about ego) What “Seagull CEO Syndrome” does to your roadmap and morale How developer paralysis destroys velocity — and how to fix it What smart founders, teams, and investors can do to keep priorities on track Lesson mentioned in this episode:  Why MVPs are Always Late, Why That's Okay, and What to do About It   Chapters 00:00 — The Real Threat: Why Startup CEOs Kill Productivity 02:10 — Power Without Process: How CEO Impulses Go Unchecked 04:30 — Seagull Syndrome: How CEOs Derail Roadmaps 09:15 — Nothing to Do? Why Bored CEOs Delay MVPs 14:10 — Bottlenecks in Human Form: When CEOs Bypass Their Own Leaders   Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. For the full transcript, go to https://www.techfornontechies.co/blog/262-why-the-startup-ceo-is-the-biggest-risk-to-their-own-team

Some CEOs are already replacing engineers and junior staff with large language models. But what if the real risk isn't that AI replaces your team — it's that it doesn't, and you're left without a talent pipeline? In this episode, Sophia Matveeva breaks down: Why cutting junior hiring today could sabotage your company in 3–5 years What IBM's CEO gets right that others get very wrong How the hype around “AI-first” companies is creating poor decision-making What the S-curve of innovation tells us about the real pace of AI progress And why thinking long-term — not just cutting costs this quarter — is a strategic advantage Whether you're a government leader, innovation executive, or non-technical founder, this episode will help you make smarter, more resilient decisions in the age of AI.  Fortune: IBM's CEO says ‘the first thing you can automate is a repetitive, white-collar job,' but he's not cutting workers: ‘I'll get more' Chapters 00:00 — The Real Risk Isn't AI — It's What Happens When It Doesn't Work 02:45 — What CEOs Are Saying: Duolingo, Klarna… and IBM's Contrarian View 06:30 — The Junior Job Crunch: Accountancy's Mistake Repeats in Tech 09:15 — The S-Curve Explained: Why AI Progress Is Slowing 14:10 — Your Strategic Takeaways: What Smart Leaders Are Doing Now   Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University.   For the full transcript, go here: https://www.techfornontechies.co/blog/AI-wont-kill-jobs-but-short-term-thinking-will

What does it really take to lead in tech without a technical degree? In this episode, Jennifer Byrne, former CTO of Microsoft US, shares how she built a top-tier tech career starting with a psychology degree — and why understanding context, not code, is your key to success. You'll learn: How Jennifer transitioned from nonprofit work to tech leadership The difference between digital fluency and context (and why it matters) What cloud computing really is — minus the jargon How Microsoft handled global trust issues post-Snowden What CTOs actually do at big companies (hint: it's not coding) Whether you're a founder, investor, or business leader, this episode will help you think more strategically about tech — and your role in it. Chapters 00:00 – Why this episode still matters 02:30 – Jennifer's path from psychology to tech 08:55 – Cybersecurity and the WikiLeaks era 14:40 – What cloud computing really is 25:25 – Digital context vs. fluency explained 35:45 – What a CTO actually does in big tech Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University. For the full transcript, go to https://www.techfornontechies.co/blog/260-how-non-techies-succeed-in-tech-lessons-from-microsoft-s-cto

The Royal Bank of Scotland was once the biggest bank in the world. Then, hubris got the best of it. During the financial crisis the UK government spent £46bn to bail out the bank. Seventeen years and a rebrand to NatWest Group later, the government just sold its last shares in it and officially ended the country's “bailout era”. The FT's Akila Quinio analyses what this means for the economy and for NatWest. Clips from ABC News, BBC, NBC - - - - - - - - - - - - - - - - - - - - - - - - - - For further reading:The RBS story: how the world's biggest bank was nationalised and then rebornNatWest's freedom dividend has already been cashedNatWest must not forget its chequered past- - - - - - - - - - - - - - - - - - - - - - - - - - Follow Akila Quinio on X (@akilazoe). Michela Tindera is on X (@mtindera07) and Bluesky (@mtindera.ft.com), or follow her on LinkedIn for updates about the show and more.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Sabine VdL talks to Lou Smith, a true trailblazer in the world of financial services and insurance. In today's episode, we'll dive into Lou's incredible journey, explore the vision behind Neuron, and discuss the key takeaways from the latest report that insurance providers need to consider.    KEY TAKEAWAYS We all have moments in life where the last thing we want to look at is out credit rating and history, but those things can affect how you access financial services in the future. Lou was part of the team that delivered the first end-to-end mortgage renewal online, started to break down investments and getting it to the hands of the many rather than the few. Everybody says insurance is behind the rest of the financial services industry, and it's a funny statement. It doesn't matter. What I'm seeing in insurance in the last 5-6 years is that this conversation has circled around about what do we do? But in the last 12-18 months I've seen a passion for how do now think about using digital, distribution models, digital, analytics and AI and thinking of all of those things together and deliver distribution models that start to move industry forward. The challenge is always in leadership, culture and change adoption. This is because it's really difficult to step into an unknown and think it's going to be better than what you're doing today. You want to power people with the data and capabilities so they can do what they're brilliant at, which is focusing on the best product and position for their client. Neuron and others enable brokers to do that. You also want to attract a new generation into the brokering sector, but rather than have them focus on the admin of that sector, they should be having great conversations with clients. All the work we're doing enables brokers to do that.   BEST MOMENTS ‘When starting my career I had a real passion for how to make the services we were offering more successful for clients and customers.'‘We care about the customer and making financial data accessible to you through the narratives we use.'‘I'd love to say this was all planned out, we didn't call it anything or know what it looked like, we just started to bring data and technologies together to build ‘workflow' and that's now become cool.'‘We want to be the easiest, most predictable and consistent broker to work with.'   ABOUT THE GUEST Louise (or Lou) Smith is a trailblazer in the financial services and insurance industries, with a career spanning leadership roles across digital transformation, data, product innovation, distribution, technology, and operations.  Her journey has been marked by groundbreaking achievements, including delivering the UK's first steps into digital distribution at Barclays, leading the digital transformation of the Royal Bank of Scotland (including NatWest) during its turnaround to profitability, and becoming the first-ever Chief Digital Officer at Lloyd's of London.  Currently, Louise is at the helm of Neuron, a transformative initiative aimed at redefining the insurance and financial services landscape. Through Neuron, she is driving innovation, collaboration, and growth, focusing on creating a more connected and customer-centric industry. WTWCO LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Michael Every of Rabobank discusses the evolving global financial and geopolitical landscape. He explores the potential transformation of the dollar system from one based on financialization to one focused on industrial production, possibly involving Bitcoin as a strategic reserve and dollar stablecoins, with the aim of reducing inequality both within and between countries. The conversation also touches on the concept of multipolarity and the emergence of regional blocs, while questioning whether any alternative currency or system can truly replace the dollar's global acceptance. He examines the potential for military conflict in this great interregnum period and explains neo-mercantilism as the key takeaway. Watch on BitChute / Brighteon / Rumble / Substack / YouTube Geopolitics & Empire · Michael Every: Neo-Mercantilism & the New World Order #563 *Support Geopolitics & Empire! Become a Member https://geopoliticsandempire.substack.com Donate https://geopoliticsandempire.com/donations Consult https://geopoliticsandempire.com/consultation **Visit Our Affiliates & Sponsors! Above Phone https://abovephone.com/?above=geopolitics easyDNS (15% off with GEOPOLITICS) https://easydns.com Escape Technocracy course (15% off with GEOPOLITICS) https://escapethetechnocracy.com/geopolitics PassVult https://passvult.com Sociatates Civis (CitizenHR, CitizenIT, CitizenPL) https://societates-civis.com Wise Wolf Gold https://www.wolfpack.gold/?ref=geopolitics Websites Rabobank https://www.rabobank.com/knowledge/our-experts/011085368/michael-every X https://x.com/TheMichaelEvery About Michael Every Michael Every is a Global Strategist at Rabobank. He analyses major financial developments and contributes to the bank's various economic research publications for internal and external customers and to the media. Michael has over two decades of experience working as an Economist and Strategist. Before Rabobank, he was a Director at Silk Road Associates in Bangkok, Senior Economist and Fixed Income Strategist at the Royal Bank of Canada in both London and Sydney, and an Economist for Dun & Bradstreet in London. Michael holds a Masters degree in Economics (with distinction) from University College London and speaks a smattering of languages, including Thai. *Podcast intro music is from the song "The Queens Jig" by "Musicke & Mirth" from their album "Music for Two Lyra Viols": http://musicke-mirth.de/en/recordings.html (available on iTunes or Amazon)

Dutch Prime Minister Dick Schoof resigned after far-right leader Geert Wilders walked out of his coalition government, Mexico's new supreme court is set to solely contain judges nominated by the ruling coalition, and Eurozone inflation fell below the European Central Bank's 2 per cent target. Plus, the FT's Akila Quinio explains how the Royal Bank of Scotland was nationalised in the wake of the 2008 financial crisis and then reborn. Mentioned in this podcast:Far-right Dutch leader Geert Wilders quits governmentTiny slice of Mexicans elect supreme court closely tied to ruling partyEurozone inflation falls below target to 1.9%The RBS story: how the world's biggest bank was nationalised and then rebornSouth Korean leftwinger Lee Jae-myung wins presidential electionToday's FT News Briefing was produced by Sonja Hutson, Kasia Broussalian, Ethan Plotkin, Fiona Symon, Mischa Frankl-Duval, and Marc Filippino. Additional help from Blake Maples, Michael Lello, and Gavin Kallmann. Our intern is Michaela Seah. Topher Forhecz is the FT's acting co-head of audio. The show's theme song is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.