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Send a textIn this episode of Stewardology, we're joined by author Peter Smith to discuss his upcoming book, Remember the Poor, and to explore God's heart for the poor as a central part of biblical stewardship.Peter shares his personal journey into mercy ministry, what Scripture teaches about God's care for the vulnerable, and why remembering the poor is not optional for Christians, but a core expression of faithful stewardship, justice, and love of neighbor. We also talk about poverty as more than a financial issue, how to lead with mercy, and what faithful, everyday care for the poor can look like in real life.Purchase Remember the Poor from Grass Market Press: https://grassmarket.press/See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPCSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Send a textFinancial Advisor Tim Russell, CFP® and Tyler Rutherford discuss creative ways of being generous in retirement.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Is buying an investment property in Israel still a smart financial move? Prices have risen dramatically, but low rental yields, higher interest rates, taxes, and concentration risk tell a more nuanced story. I walk through what the data actually says about Israeli real estate, who it may work for, and when other investment options might be a better fit. To learn how to evaluate Israeli property as an investment, tune in now. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Welcome back, WIFs!In this cozy and delightfully unfiltered episode, sisters Lauren and Michelle settle in for one of those conversations that reminds you why laughter is sometimes the best medicine.After a sisterly catch-up and reflections on what they're caring less about lately - the sisters lean into the importance of trusting your instincts and speaking up, even when it's uncomfortable. Lauren is sharing a cautionary tale from a recent flight and offers insight on how she handled behavior between two people that greatly concerned her.And then… because balance matters and life doesn't need to be that serious all the time, the Hot Topic takes a turn into much-needed comic relief: farting. Yep. Fart pride vs. fart shame. What starts as pure silliness quickly becomes a surprisingly human (and very funny) look at family dynamics, intimacy, and why sometimes you just need a laugh to reset your nervous system.Along the way, Lauren and Michelle share what they're reading, watching, and listening to, reflect on the fragility of life, and wrap things up with Simple Joys rooted in survival, good food, and everyday relief. Consider this episode a reminder that caring less doesn't mean caring nothing—it means knowing when to go deep, when to trust yourself, and when to laugh it off. Press play, snuggle up, and enjoy the exhale.Resources: Fart Shame or Fart PrideOptwell - Find Your CalmPillarsPork Meatballs with Ginger and Fish SauceSip HightailSubscribe to Our NewsletterFollow Us!Shop Our Seasonal CandlesCheck Out Our WebsiteThis episode is sponsored by Posey Law Group and Chicago Private Wealth Group. Chicago Private Wealth Group is made up of wealth advisors Rick Shanley, Matt Arhontas, and Robert Buoy. If you're interested in starting a conversation with their team, you can reach them by phone at 708.247.1700, through email at chicagopwg@lplfinancial.com, or by visiting chicagopwg.com. Just mention that you heard about them from our show. Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC.

How do you build an investment portfolio that isn't at the mercy of a single stock or sector? Diversification is one of the most fundamental principles of long-term investing, helping spread risk across different asset classes and reduce the impact of any one investment losing value. I break down what diversification really means, why simply owning a few “great stocks” isn't a strategy, and how balanced exposure can help you stay invested through ups and downs in the market. To learn why diversification matters for your financial future, tune in now. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP® and Tyler Rutherford discuss how to open a Roth IRA.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

How can you protect your aging parents from becoming victims of financial fraud and scams? With Americans over 70 controlling $53 trillion in wealth, seniors are prime targets for sophisticated scammers and the average loss is a staggering $83,000. I'm breaking down the warning signs to watch for, from unusual spending patterns to early signs of cognitive decline, and sharing practical strategies to safeguard your loved ones without damaging family relationships. To learn more about protecting seniors from financial exploitation, tune in now. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP® and Tyler Rutherford discuss helpful financial tips for single stewards.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

One of the biggest retirement decisions people make doesn't involve the stock market at all. It's a choice hidden inside their pension paperwork.   Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- Transcript:  Speaker 1  00:00 Hey, time once again, to plan with the tax man, and we are going to talk about the biggest retirement decisions people make that doesn't involve the stock market or could make, right? So it's a choice hidden inside the pension paperwork. Let's get into it. Would you trade $600 a month to protect your spouse? Look up in the sky. It's a bird. It's a plane.   Speaker 2  00:21 No, it's the tax man. He may not be a superhero, but Tony Morrow has saved many retirement plans with his extreme knowledge of tax planning strategies. It's time for plan with the tax man.   Speaker 1  00:34 Welcome into the podcast, folks. This is another edition of plan with the tax man, with Tony Morrow from tax doctor. Inc, and you can find them online@yourplanningpros.com and again, yourplanningpros.com and Tony, this week, we've got a listener question, a variation. Anyway, I'll change it up just a little bit. And you've been getting some of these lately yourself as well. And so we want to talk about this, the pension trade off conversation. And so we'll, I'll just set it up. Let me read the email and then, and then we'll dive into it. All right, okay, all right. So with my pension, the person says I can get $3,500 a month, but the wife gets nothing when I die, or I can take 2900 a month and she'll continue to get all of it after I'm gone. As always, I'm wondering which is better and Tony. It seems cut and dried, like the spouse is sitting there, probably listening, going, duh, take the one where I get money after you die. But let's, at least, for the sake of the conversation, talk about, you know, the pros and cons of both ways. And I think that's what people need to think about when this situation comes up, right? It's not Yes, probably 80% of the time, it probably does make sense to take the spousal continuation, but maybe not always. So let's discuss it. How you doing?   Tony Mauro  01:47 I'm doing good. I've been doing good since first year. So getting ready to dwell into tax season. And we do get this question a lot. And you know what I find with tax clients is I find more of the clients that I've talked to, they actually take the higher amount not knowing. They don't read over their paperwork. Very, very well true. And you know, so I find that, you know, make sure you're before you even dwell into this read this paperwork, make sure you understand before you check boxes. And make sure that you get some advice you have any questions on it, yeah, because one can, you know, really devastate you if you pick the wrong one, but you're, you know, in this case, and this is a topic of mine, because as I get a little closer to the end, my wife has worked for the government for it'll be probably 47 years, but she goes, Oh, wow. And so we'll have this choice in our public retirement plan called IPERs, and, you know, so yeah, me, as a spouse, I'm just like you said, you know, let's take the lower amount, because I want to make sure you know that if something happens to you, that I've got this till I die, right? But the nice part about IPERs, in our case in Iowa, is, if I go first and we're at the lower amount, she can actually bump herself back up to the higher amount. Oh, it's rained or her life. So, yeah, you know, that works. But what a lot of people need to take a look at in this and make some decisions and talk to their advisors about is, you know, the very first thing is, what kind of longevity does the covered person, meaning the you know, person that's going to get this benefit, have within their lifetime? And you know, use that, you know, to make this decision, because obviously, you know, the higher payout shifts the risk to the surviving spouse, correct, and you know that that's kind of a risk. And so that's why we kind of titled this, you know, is this reduction or this $600 a month worth it? Because it does act like a little bit of insurance, you know,   Speaker 1  03:38 if, yeah, for sure, it's like a little insurance policy and that. And I guess we can skip around a little bit, because that really it's easy for us to walk to that conversation piece, because that's what a lot of people tend to think. They go, Well, why don't I take the bigger amount, the 3500 in this example, and invest that $600 difference, and I'll buy my own life insurance, right? And so that's certainly something that people think, and I in their statistics that show I can probably do better and leave some tax free money, because it'll be in a tax in a life insurance policy. And that's fine, that's totally possible, but you need to run the math first and see, and to your point about longevity, that's going to play into that. Because if you don't really have longevity on your side, and you go that route, you may not live long enough to fund that policy exactly. You may not live long enough, and you may not be healthy enough at 6570, they're even going to issue a policy another, I don't think, you know, 600 a month may not buy you a whole lot at that time, because you might, you know, hey, if you can get the policy, it's gonna be well more than that pending.   Tony Mauro  04:35 And, you know, you may not be even insurable. So again, conversation to have, but that is a that's an option, which is why you want to have these conversations, you know, which I think is good   Speaker 1  04:47 well, so you think about, Okay, a couple of different things, right? So let's just go with the standard statistics. Male passes first, the females right behind, typically goes, guys pass away first. So a couple things happen, right? So this, this the shift you talked about, the risk. Shifts to the spouse? Well, a couple of things big, big things happen right off the bat. One is you're going to higher tax bracket. You weren't expecting that, right? So you've got that. You're going to lose one social security, so you're going to go to the higher one. So if you don't have this spousal option checked in on, can you survive the lower income hit right? Depending on what your other assets and the other things you have in place. So talk a little bit about some of those things and how you've seen that. So again, this is it's case by case specific.   Tony Mauro  05:26 Case by case specific. Is exactly it, because you hit all the topics and it needs to be discussed. Because if you have the assets where none of that you just mentioned, it matters, and you still gonna have plenty of income and everything, well then maybe the higher amount, you know, is a better option for you, but more times than not, in our case, exactly what you said happens, expenses don't drop, income drops, and now all of a sudden you've got higher taxes, more you know, same expenses, less income. And you know, then you've underestimated the impact of all this, and by taking that higher amount, you still may not have enough to cover things, and then all of a sudden the whole retirement plan shifts and changes on you. And, you know, do you really want that? You know? And so that's why I think it needs to be discussed. Yeah.   Speaker 1  06:14 And there's a lot of little pieces to that, right? So there's those different pieces. And I think sometimes Tony people kind of fall into that factor of, well, they've heard it forever. Well, they're only going to need half the money coming in when one of us dies anyway, right? So, so we're good any if, even if we did take the bigger amount, because we've got plenty. But half is a misnomer. It's, it's not, it's more like 85% I   Tony Mauro  06:36 think it's, yeah, at least that. I don't. People always say that to me. I said I've never seen it happen. Expenses don't drop to half. Everybody that I've I've worked with, I haven't seen one yet at best, yeah, they dropped 10 to 15. I had one case dropped about 20, but not half. And luckily, in his case, everything else he had, it didn't really matter too much, because he was pretty well off. I mean, he had not only social security, but he had a big pension of his own and a big portfolio, you know, things like that. But I think all those other things you need to have the discussion to figure out where this fits in the rest of your overall plan, right? I mean, with everything else, because that's going to really guide you on what to take, well, you know, or which way to   Speaker 1  07:19 go, yeah, yeah, for sure. Well, how the pension fits in with the rest of the overall plan, right? I mean, that's really going to be a big key. So this is where, again, why not stress test the situation? If this is on your radar, if you're eligible for our pension, right? If you've got somebody in the in the family that's going to possibly be getting one, go sit down with somebody and say, let's look at the different options. Because Tony, just like Social Security, you well, actually, even worse than Social Security, they typically don't come with colas, and there's no do over there's   Tony Mauro  07:45 no do over on this, no. And I think a lot of us, as you get into retirement, I mean, for me personally, I like to, what I value is, I want to make sure that my and my wife's income, you know, it's monthly income, is the way I look at it, is not is going to be the same regardless of who dies first, and the remaining person can be here and have the same income coming in, you know, if one of us is gone. Now, I mean, yes, we've got the nest egg over here that's funding that income, and then Social Security and some other things. But to me that I want more certainty than, you know, a little bit higher monthly amount? Yeah, I mean that, like, say that's just me and for us, you know, I'm gonna assume I'm gonna die first, and if she can go back and get the higher benefit that for her rest of her days, my decisions made already, because, you know, we'll take the lower amount. And if she ends up living me 10 years, well, then she'll she can go back and get that higher amount for all those 10 years, which I think   Speaker 1  08:39 is good. And Tony, what if you already have, like, life insurance in place, right? So again, running these numbers because maybe it makes sense to take the higher amount because you don't need it. You've ran the portfolio, you've ran the Social Security maximizations, you've ran all these things, and you guys are going to be sitting pretty without taking the spousal option. Then fine, right? I mean, what else could you do with it? Right? Can you could spend it, I guess, however you want, while the initial person is here, yeah, and depending, life insurance is a big part of it. Now, what I find in reality,   Tony Mauro  09:11 most clients, generally don't have the life insurance. Toward the end, they usually have all this term, and it starts to run out about 65 you know. So they're past their their bill paying years and debts, and so they don't have it. But if you do, and have some big permanent policy, you know, say you're out there with, you know, 2, $3 million worth, total of permanent life that you can't outlive, meaning that as long as you pay the premiums, they're going to pay out somebody, and if that goes to the spouse when you kick off early, then you know, you could take that $3 million invest it, and probably, you know, get your 3500 a month. So, yeah, it makes some sense to take a look at   Speaker 1  09:47 that as well. Yeah, so we're talking peace of mind versus maximum income. I guess   Tony Mauro  09:51 I think at the end of the day, that's really what it is, is peace of mind, knowing that the living spouse is still going to have something I know again I keep talking to. Out my own situation, but I know, in my wife's case, you know, her hyper is going to be fairly large now. I mean, you know, if something happened to her and we took the wrong and we took the one where it ends when she dies, I'm going to be okay, but, boy, I could be a heck of a lot better, you know, if I continued to get that until, until I died, yeah, but yeah, it for me, it's peace of mind over a little bit bigger benefit. I actually had an uncle. He has now passed where he wasn't he chose the wrong one. He didn't even know he did it. And then it happens. That happens a lot, doesn't it? It happens a lot. He went back and tried to fight him on it, saying, oh, you know, no, you got to give me the one that covers my spouse. And they legally, they would not do it. And he lost that case and and then it ended when he died, which is about two years ago, a spouse still living, and he's got nothing. She got no benefit from that. So real life, real life decisions, and it does happen,   Speaker 1  10:53 yeah, for sure. Well, look, neither choice is wrong, but it does need to align with the overall values and the reality of whatever your financial situation is this decision is about deciding what kind of protection matters most in your retirement strategy, right? So you got to understand the trade off so that you can find the right answer, right? And I think that's where people make to your point about the uncle, you know, if this is something on the radar, make sure, before you elect or ignore that you run a complete, you know, breakdown and scenario to see what's going to be beneficial. Because I'm quite sure, if you go with the title that we used here, Tony for this episode, would you trade $600 a month to protect your spouse? Your spouse is probably looking at you, going, you're better. Yeah, that's right. So no matter which side it goes, whether it's male, female, whatever, but make sure that you're covering your loved one, but again, do the right thing too, because you could find it could be a better solution to go the other way, but you don't know till you run that math right. Any final   Tony Mauro  11:49 thoughts, my friend, no, I would say, as I generally do, this is an important, important decision. And make sure, especially retirees, you know, they're not sure when they read this paperwork. Get advice. You know, if you don't have an advisor, ask one of your children, but, but get with an advisor or somebody before you check the wrong box,   Speaker 1  12:07 yeah, and then make a big mistake. So indeed, well, good stuff, good conversation. And again, topical this month with our chats, because Tony's been getting questions about both of the podcasts we dropped this month. And as always, to you know, learn more, stay abreast of things, or just, you know, get some of the information you need, subscribe to the podcast, or at least, consider it, maybe share it with others who might benefit from the message as well. You can find plan with the tax man on all the major podcasting apps. All you got to do is type that into the search box, plan with the tax man, or just go to Tony's website. Your planning pros.com that's your planning pros.com lots of good tools, tips and resources there as well. Get some time on the calendar and all that good stuff. So Tony, thanks for breaking it down and being with us. We always appreciate your time, and we will see you next time here on plan with the tax man,   Securities offered through Avantax Investment ServicesSM. Member FINRA, S.I.P.C. Investment advisory services offered through Avantax Advisory Services. Insurance services offered through an Avantax affiliated insurance agency.

Is your home equity making you wealthier, or are you just trapped in an expensive house? I'm breaking down why the "experts" who claim home equity isn't real wealth are missing the bigger picture. From renting strategies to assisted living options, there are legitimate ways to tap into that value. To learn more about how home equity fits into your retirement plan, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP® and Tyler Rutherford discuss the harmful effects of Sports Betting.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Think goal-based investing is just financial advisor jargon that doesn't really matter? Think again. I'm sharing real conversations I'm having with clients right now about affording assisted living in Israel and why decades of disciplined, goal-focused investing makes all the difference when life happens. This isn't about beating the market, it's about actually being able to pay for the care you need when you need it. To learn more about investing with purpose through every stage of life, give this a listen. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford explain how to build a 3-6 month emergency fund.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

A new government-backed savings account for kids is coming. On the surface, it sounds like a win. Free money for newborns, long-term investing, and a head start on adulthood. But once you look under the hood, Trump Accounts raise some real questions about taxes, flexibility, and whether they beat existing options. Today, we're walking through the pros and cons and asking if this new account is worth the effort.   Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- Transcript:  00:00 A new government backed savings account for kids is coming. We've all heard about this, and on the surface it sounds like a win free money for newborns and long term investing and a head start on adulthood. But when you look under the hood, the Trump accounts raise some questions about taxes flexibility and whether they beat existing options. So this week on plan with the tax man, let's break it down. Look up in the sky. It's a bird. It's a plane. No, it's the tax man. He may not be a superhero, but Tony Morrow has saved many retirement plans with his extreme knowledge of tax planning strategies. It's time for plan with the tax man. Hey everybody, welcome to the podcast. This is planned with the tax man, with Tony Morrow from tax Dr Inc and Tony. Let's talk about the free money, or the future headache of the pros and cons of the new quote, unquote Trump accounts, and just kind of see if we can kind of give some, you know, back and forth, a little bit on some of these things, because there's a lot of interesting ideas, but there's also some conundrums as well. So we'll dive into that. How you doing? My friend, doing good. You know, New year, new goals. Hopefully everybody's got some new goals and feeling good. And so, yeah, we're looking forward to, course, tax season starting for us shortly as we as we're taping this right, right? So we've got that coming about. Get busy. Yeah, yeah, yeah. Well, so let's break into this. Let's chat on this conversation here a little bit. So I guess let's kind of start with big picture, right? So this was part of the Oba the one, and they launched this year. So this stuff, if it all goes through again, this would start this year in July of 2026 give us some some highlights here, some big picture. Yeah, so the big picture. And the reason I wanted to talk about this because we're starting to get some questions. Some questions from tax clients. I think they're hearing things, you know, out on the news and things in Google and whatnot, but I still think there's a lot of people that don't know anything about it. That's why I want to at least try to reach as many people as possible. But you know what they did? And you know, again, putting all politics aside whether this is right wrong, we have the money, but this is what's going on, and you got to decide whether or not you know you want, can take advantage of it. So what they did was they're basically saying that starting in July 26 children born between 25 and 28 so we're only talking 25 at the moment, 26 to be but they got to keep this in mind, the government's going to give each of these children, if they open up a Trump account, $1,000 free money, which, on the surface sounds good, and what happens is, is the child owns the account. The parent is the custodian, till they're 18, other people, like grandparents, parents, friends, all that contribute up to $5,000 a year to this account in total. And even employers could throw in 2500 but it's not, I don't know. See a whole lot of that happening, but who knows? Maybe. And then what they're going to do, what the federal government is going to do, is take this money invested in low cost US equity funds are probably going to be ETFs and index funds, things like that. It's very low cost. All of this interest in gain is going to grow tax deferred, and then when the child's 18, they do have the opportunity to withdraw this amount, but they don't have to any withdrawals. It's treated just like any other retirement account. It comes out taxed at ordinary income, and they could face penalties there and whatnot. That's kind of the big, big picture of that. And you know, we'll continue to move on, and I'll go over some numbers that I ran before we got this on here, and just to kind of give some people some numbers to put with it. But I think the big thing they're what they're looking at, in my opinion, is, again, I think a lot of times the government sometimes means, well, they rush things out, don't think it through. I think their big you know idea here is, let's start something for newborns, so that if they save this money and end up with it all the way till they retire, that maybe you know, if we don't have the programs we have now, that they're going to be okay, in other words, less reliant on the government. But that's my opinion of that, because I you know they know that not enough Americans are saving on the regular, and I think that's, that's their primary motivation, yeah. And I think there's two pieces to that, Tony, and thank you for breaking that down, good and concise, good stuff there. I think one is to get people saving. Or, I think these are really three. There's really threefold, really right? One is to get people saving from a young age, teach in the value or the power of compounding, as you know, is massive, right? Absolutely. And so I think that's one piece. I think another piece is get people making kids, because we're going to have a real shortage of workforce, not only our country, but a lot of countries. And I think, I think there's some of this is a leftover Elon kind of feel right with with Trump and with the administration, because he's a huge proponent of we are going to have major shortfalls in society, in the workplace in about 2025, 30 years, right? And so if you look at China, they're going to have huge workforce problems as well. So I think it's that and that, and then tax revenue. And the reason I say that about the tax revenue and I'm going to have you buy.   05:00 Break this down for us is because they're a little sticky, right? There's, there's some criticisms here about how it works. So why don't you break down some of the the cons, some of the negatives of this, some of the negatives really, you know is, and this is what, what I didn't even know until we started really dwelling into it, is, if somebody like me. So the reason this is near and dear to my heart because I had my first grandchild. First grandchild in 25 so, you know, I want my son to open up this account get the 3000 I'm gonna I'm planning on putting the $5,000 a year in for her, and we'll get back to that. But one of the cons is, is these contributions don't qualify for the annual gift tax exclusion. A lot of people don't know that when they give gifts away of cash and other things, there's an annual gift tax exclusion, and after that, you have to file a tax form using some of your lifetime exemption. These don't qualify for the exclusion. So therefore, when I do this, I'm going to have to file a gift tax return, which is a form 709, which is not terribly difficult, because obviously I know how to do them, but people that don't know how to do them are gonna have to go pay somebody two. To go pay somebody to do them, or they could get themselves in trouble, you know, with the IRS. The other thing too, is, and I just found this out before, well probably a couple weeks ago, is this is not supported this form by DIY tax software, you know, so half of America is using DIY tax software. You're going to need to pay someone like ourselves to do this for you, which just means a little more money out of your pocket. The other thing too is there's no tax deduction for these contributions, because it's not, you know, not a qualified charity or anything like that. Withdrawals are taxable, unlike Roth's and other types of things. And then there's limited flexibility, I feel like, for me personally, I don't mind assuming this all comes off like they talk about letting the government run the account until she's 18, but after that, if I were to convince her, if I'm still around, and not to let the government hold that, we move that into something, you know, a rollover IRA, something like that, that we can Control outside of the government hands. That's just me personally, but so I think there's some of those. Are some of the criticisms. I would say people have to watch out for some of the cons. But I think the pros, you know, really are number one. Government's handing out 3000 bucks right of a child you know, born between 25 and 28 you might as well take it if you have a child. But even if you don't do anything else, you might as well take the free money. Granted, we don't, maybe not have the money to do it, but they're going to hand it out. So, you know, why not take that? I think that's one. I think two, like you were talking about, really gives the child early on some sense of, you know, investing, using compounding things like that, the investments are going to be very low, and you don't have to make any decisions about them. It's just going to be invested in index types of funds. And I ran the numbers before we got on so you know, if you take advantage of this, if you have a child, and you just open one up and the government puts the 1000 bucks in you, nothing else, right? If you leave it like that, and let's say that these funds earn roughly 7% you know, not, not very high, but I they probably gonna do better than that over 18 years. But so you would have, for that child $3,379   08:15 you know, it's not a ton, but it's free money. I ran, I think I ran it Tony. And if you go out something crazy, like 40 years, just, just the I ran that one, right? Yeah. Did you run that one too? I ran that one. Go ahead. Took the same 1000 bucks and you left it so you're 3379 and 18. You took it out another 48 years till they were 65 that person would have an 81,250   08:38 bucks. If you did nothing, you did zero, right? So, like, if you do nothing and you leave it alone, and again, there's that limitation, right? You got to have a kid born this year for right now, but that's 85 grand at retirement that you didn't have before, and you did nothing, did nothing, that's not that's not terrible, that's not terrible. So I think the Pro, in my mind, pros outweigh the cons. Yeah, especially if you, if you, you know, take control of it after 18. Yeah, maybe help them, not just go out and spend it. I had, I had done that Tony with and added $1,000 annually, right? So, just saying, okay, like life gets in the way, whether, you know, whether it's family or whatever, adding $1,000 while the kid is young, up to a, you know, 18, and then they've got a job, and then you've, you've taught them, you've educated and you've got them set they're going to put $1,000 in every year like clockwork until they're 65 and it was over half a million. Yeah, right. Well, I ran the numbers for my own granddaughter, and if I, if I open one, or my son will open it, but Right? And so the free 1000, if I put in $5,000 a year for her till she's 18, and stop at 18, she'll have $173,000   09:50 in that account. Wow. Imagine that. That's amazing. If she left that till she was 65 and did zero, you know, nothing else for retirement, she would have 4.4   10:00 Million dollars. Holy moly. So granddad would have funded her retirement up till she was 18, and she just didn't touch it again. Now that again, to your point, this is assuming 7% year over year. 7% things can happen, right? But, yeah, and who knows, you know, if people are going to have the wherewithal to set it aside, but it would be kind of in my own, my own situation. For me, it's like, you know, maybe that would be something kind of, you know, for my legacy, you know, even so if something happens to me or when I'm gone, right, she can say, hey. I mean, 4.4 may not buy as much as it does today, but it's still, I gotta think $4.4 million 60 years from now, still got to be nice. Yeah, you know, it's gonna be nice. So interesting, yeah, interesting, yeah. Well, let me so let's, let's play devil's advocate, right? So you've talked about some of the criticism, you've talked about some of the pros. How do they stack up against the things that are already out there, right? So, is it the best fit? Is it, are you still better off doing, you know, like, a 529, or a custodial account? Like, what's some thoughts? That's good thought. I would say this where hopefully you're working with your advisor to talk to them and go over that. I think I hate to give away free money, especially when the government's given it. So I would at least take advantage of 1000 bucks, right? And but as I did the numbers and I compared it, you know, to say, if I put for my own situation, I put in $5,000 into a 529, plan for her, and she didn't use it for college, and we rolled it to, you know, an IRA, assuming that rule is still in effect, it's going to be close. She'd actually probably have a little more in that if she took it all the way out to 65 simply because the investment flexibility and whatnot. But when you take away some of the, you know, the manager fees and something like that. It starts getting down fairly close to it. But again, it depends on what clients want to use this money for. Maybe some are just saving for the 18 and using it for college and calling that good. I know in Iowa you can get a, you know, a deduction for your 529, contributions. So in Iowa, if you're using it for college, it might not make as much sense to do the Trump account versus an Iowa 529 plan, but different. You know, people in different parts of the country might find it different. So my my takeaway there for everybody would be, make sure you run some numbers with your advisor and what you're wanting maybe to use this for, because Roths and 529, may be still a better option. They're not getting the the headlines like this, but, you know, they still may be better options for you. All right. So final thoughts, my final thoughts, basically, are, you know, with the state of the government right now, I don't, I don't want to get into all that. I say, you know, if you've got a child being born, go ahead and take the money, at least, take the free 1000, then work it into your plan and see where that takes you. I will say in closing on this topic, for 2025   12:52 there's actually a form that you can fill out and submit with your tax return, and they will open it up automatically for you in 26 and beyond. Right now they're saying you've got to go out on your own and open up the account. I don't know if that'll be the case once they get the 26 forms and everything done, but for those born in 25 which my granddaughter was, it's very easy to get at least get the account open, rather than going through a lot of bureaucratic, bureaucratic BS. But I hope that they can do this, and they can continue to do it for these three or four years here, where this, I don't know, I'm hearing all kinds of things. I'm hearing some of its federal money, some of it, Michael Dell, or somebody's done, yeah, they did, like, 6 billion, I think, to this fund, yeah. So, you know, there's some money out there, and, you know, it's, I think it's worth a look anyway. Don't, don't just pass it up because it's a government thing. It's funny. People are like, Oh, they just did that because they're, you know, if you're, if you're getting political, well, they're cronies and all that kind of stuff. It's like, it's also a tax write off for the Dell corporation or Dell person, whatever the case is, right? And who cares, right? I was like, sometimes people get so, they get so wrapped up in political minutia that it's like, Look, if it's $6 billion it's coming from a private individual to fund something that may help, you know, another generation save some money, and yes, there'll be tax revenue generated for it. Let's be honest. It's not, and it's not, yeah, it's not just Trump's administration that needs tax revenue. It's our country, right? It's our government. So whether taxes, you know, taxes are probably still going up. Tony, I mean, you know, they passed the extension of the tcja, right with the over but we're in there. We're in our low tax, you know, brackets now for another few years. But let's be honest, at $38 trillion we need tax revenue. We need tax revenue. And I would agree with you. You know, as much as political things are going on the country right now, you can't let political things drive, you know, every single like, motivation about everything, right? Yeah, that's, I mean, because, from a from a truly tax guy standpoint, me saying, the government, hey, you guys spend way more than you you take in. Why are you doing this? We don't have the money. Blah, blah, blah, but Right? I mean, as a user of the system, hey, if you're gonna hand out money, I think I should Right, exactly, take it exactly. It's.   15:00 Interesting, yeah, yeah, we just can't get so politically polarized, you know, we can't see that. But so, yeah, I think, I think that they're a worthwhile take a look at deal, right? Okay, well, overall, they're not inherently bad, but they're not automatically better either, right? But the money is real, and so are the trade offs. So like most financial tools, Tony, all financial tools, their value depends on the family, the goals and the other situations that are already in play or could be in place. So sit down with a qualified Pro and see if it's you know, right for you. And again, you have to even fall in line with this if you're having a child or your child's having a child with this past year, right? So it's a very limited option for people right this minute, but if it's something that does pique your interest, and as Tony said, he's had a lot of calls and emails about it here recently, then reach out to him and have more in depth conversations at your planning pros.com that's your planning pros.com or call 844-707-7381,   15:56 we'll have a link in the show descriptions so that you can click on there and get in touch with With Tony, but don't forget to subscribe to us on Apple or Spotify or whatever podcasting app you enjoy, and for that, we'll see you next time here on plan with the tax man. Tony. Thanks for breaking it down. All right. Well, take care. We'll see you next time. We'll see on the next episode.   16:17 Right here Securities offered through a van tax investment services. SM, Member FINRA, SIPC, investment advisory services offered through avantax advisory services, insurance services offered through an event tax, affiliated Insurance Agency. Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.   Securities offered through Avantax Investment Services SM, member FINRA, SIPC. Investment advisory services offered through Avantax Advisory Services. Insurance services offered through an Avantax affiliated insurance agency. Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.

Wondering which investments actually win over the long term? I'm diving into nearly a century of market data that reveals the truth about stocks, real estate, gold, and bonds. The results might challenge everything you thought you knew! From debunking the real estate myth to explaining why sector bets usually backfire, I'll show you the simple strategy that beats trading individual stocks every time. To learn more about building wealth without playing guessing games with your portfolio, tune in to this week's show. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Drew shares about his recent cancer diagnosis, and explains what financial moves you need to make when you hear those dreaded words, "you have cancer."See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

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What if Hanukkah gelt is actually the antidote to a culture obsessed with instant gratification and spending money you don't have? I'm unpacking how this simple tradition can teach children about charity, saving, and the truth that more stuff doesn't equal more happiness, despite what Black Friday wants you to believe. To learn more about transforming the Festival of Lights into a powerful financial education moment for your family, tune in to this episode! ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford share their book recommendations from 2025See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Nervous about your portfolio after the market's stellar run? I'm tackling the classic investor dilemma: why we panic when we make money and panic when we lose it. Learn how to use year-end strategically with tax-loss harvesting, donor-advised funds, and rebalancing techniques that keep you on track. To discover how to turn market anxiety into smart planning, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss a 4-step plan to tune up your finances.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Worried that a market drop will ruin your retirement? You're not alone. This week, I'm walking through how one couple created a simple system that protects them no matter what the markets do. From cash reserves to income ladders to avoiding massive tax bills, I explain why a solid process beats panic every time. To learn how to build a retirement plan that actually lets you sleep at night, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Episode Summary: In this episode of the Solar Maverick Podcast, Benoy sits down with Rob Sternthal, Managing Director at Expedition Infrastructure Partners, to break down how investors evaluate solar platforms and development pipelines. Rob brings more than 20 years of experience in investment banking, tax equity, structured finance, and renewable energy, and he explains the real criteria that determine platform value today. Benoy and Rob discuss why platforms are being repriced, how rising SG&A and longer development timelines are reshaping exits, and what investors are prioritizing in the current market. They also cover the Pine Gate bankruptcy, the renewed shift toward “develop and flip,” battery economics, tax credit insurance constraints, FEOC uncertainty, and the wave of distress expected to define the industry over the next two to three years. Biographies Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, solar developer and consulting firm, and a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed over 100 MWs of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $45 million in Renewable Energy Credits (“REC”) transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar portfolios. His role at Ridgewood Renewable Power, a private equity fund with 125 MWs of U.S. renewable assets, involved evaluating investment opportunities and maximizing returns. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi billion dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar. Rob Sternthal For the last 20+ years, Rob has been a leading investment banking executive and recognized platform builder across the renewable power, energy, ESG and real assets sectors, advising on more than $25 billion of transactions. Prior to joining XIP, Rob was a Managing Director focusing on renewable power at Piper Sandler. Before that, Rob was responsible for building platforms at Rubicon Capital Advisors as well as CohnReznick (now CRC-IB). He founded and built CohnReznick's Capital Markets group (CRC) into a market-leader over ten years, completing nearly $20 billion in transactions and managing a team of 30 professionals. Prior to CRC, Rob established and led multiple real estate and asset-backed securities practices for Credit Suisse in the United States as well as internationally. He began his career as an attorney for the U.S. Securities & Exchange Commission as well as in private practice at Milbank. Rob received a bachelor's degree in economics and French, with honors, from Emory University and a Juris Doctorate, cum laude, from the Temple University School of Law. Rob is a Registered Representative of BA Securities, LLC. Member FINRA, SIPC. Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com Website: https://www.solarmaverickpodcast.com   Rob Sternthal Linkedin: https://www.linkedin.com/in/robert-sternthal-548b287/    Website:  ​​https://xipllc.com/  Email:  Rob@xipllc.com  NPM Podcast related to XIP's partnership with Gordian:   https://newprojectmedia.com/npm-interconnections-us-episode-172-rob-sternthal-peter-kauffman-xip-gordian/  If you enjoyed this episode, please rate, review and share the Solar Maverick Podcast so more people can learn how to accelerate the clean energy transition.   Join Us for the Winter Solstice Fundraiser!  I'm excited to invite you to our Winter Solstice Fundraiser, hosted by Reneu Energy and the Solar Maverick Podcast on Thursday, December 4th from 6–10 PM at Hudson Hall in Jersey City, NJ! https://www.tickettailor.com/events/reneuenergy/1919391 This event brings together clean energy leaders, entrepreneurs, and friends to celebrate the season while raising funds for the Let's Share the Sun Foundation, which installs solar and storage systems for families and communities in need in Puerto Rico. We'll have: -Great food and drinks -Amazing networking with solar and sustainability professionals -Sports memorabilia auctions (with proceeds benefiting Let's Share the Sun) -An inspiring community focused on making an impact through solar energy If you or your company would like to get involved as a sponsor, please message us at info@reneuenergy.com.     Reneu Energy Reneu Energy provides expert consulting across solar and storage project development, financing, energy strategy, and environmental commodities. Our team helps clients originate, structure, and execute opportunities in community solar, C&I, utility-scale, and renewable energy credit markets. Email us at info@reneuenergy.com to learn more.            

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss The Rich Fool (Luke 12:13–21) and its connection to Deuteronomy 8.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Did the Bank of Israel's rate cut actually accomplish anything? I'm digging into the quarter-percent drop that has everyone talking and what this move could mean for your finances right now. We'll look at the strange mix of oversupply, soaring rents, and stalled growth that's reshaping the Israeli economy in real time. To learn more about what's really happening beneath the headlines, tune in! ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss the value of Donor Advised FundsSubscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardListen to the Scripture Memory PodcastSee the show notes here!Wealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Think outperforming the stock market is as simple as picking a few superstar stocks? The data tells a very different story. I'm unpacking why most investors fall short, why even pros struggle, and what you should focus on instead of chasing the next NVIDIA. To learn more about what actually works for long-term investing success, watch now. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss how to know if your financial plan is actually working. We'll find out that plans are useless, but planning is everything.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

If you only had a year to live, would you still stress over every dollar you spend? This week, we're digging into the tension between enjoying your money today and making sure you don't outlive it tomorrow. We talk about where oversavers get stuck, why undersavers regret it, and how to build a balanced approach that actually fits real life. To learn more about finding that middle path, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss the dangers (and perks) of credit cards.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardListen to the Scripture Memory PodcastSee the show notes here!Wealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

What's the rush? Too many people inherit money or get a big payout and feel like they need to invest it yesterday. The truth is, the only thing you'll gain from rushing is regret. In this episode, I explain why slowing down, breathing, and defining your goals first can save you from costly mistakes. To learn how to invest wisely instead of impulsively, tune in! ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss 7 habits of financially successful peopleSubscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardListen to the Scripture Memory PodcastSee the show notes here!Wealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Ever wonder why financial advisors aren't all real estate tycoons? I'm pulling back the curtain on the real estate vs. traditional investment showdown. From burst pipes to market liquidity, I'll show you why your boring old stocks might be the unsung heroes of your financial future. To learn more about building wealth without becoming a landlord, tune in! ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss what it means to steward our mission well.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardListen to the Scripture Memory PodcastSee the show notes here!Wealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaLife InstituteStewardship Seminars from a Biblical WorldviewDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Subscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

How much is too much when it comes to saving? I'm tackling the age-old dilemma of balancing frugality with actually enjoying your hard-earned cash. From millionaires fretting over $15 beers to the psychological traps of over-saving, I'll help you find that sweet spot between caution and confidence. To learn how to enjoy your money without guilt—or regret—tune in! ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Financial Advisor Tim Russell, CFP® and Pastor Drew Gysi talk to Stephen Rohrer about whether or not aesthetics and beauty really matter. Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Financial Advisor Tim Russell, CFP® and Pastor Drew Gysi talk to Diana Vuolo about stewarding your trauma, experiences, and story all to the glory of God.Learn about SWAN // Faithful Give"I want candy" drumming video.Download VERSELOCKER to start your scripture memory journey!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss different domains of Stewardship that we should consider.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss a passage of Scripture that helps combat the love of wealth.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Pastor Drew Gysi and Tyler Rutherford tackle your most pressing questions about church finances, all through the lens of biblical stewardship and practical wisdom.We'll cover:Is the “threat of churches losing tax-exempt status” legit?What does a healthy church budget look like?Should churches consider bivocational pastors?How should churches set pastoral salaries and benefits?What are the best practices for financial transparency?At the end of the day, church finances are about stewardship, not just spreadsheets. Whether you're a pastor, elder, or church member, this episode will help you think biblically and practically about managing God's resources for Gospel impact.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Pastor Drew Gysi and Tyler Rutherford talk about the implications of financial goals becoming idols in our lives.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Pastor Drew Gysi and Tyler Rutherford talk about the heart problems behind consumer debt, and why debt may not always be a money problem.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss how the One Big Beautiful Bill Act impacts kids & youth.Read the Bill hereSubscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss whether the One Big Beautiful Bill Act is just a tax cut for the rich, or if it is actually fuel for the economy.Read the Bill hereSubscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss the ethical concerns surrounding the One Big Beautiful Bill Act. Read the Bill hereSubscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC