Podcasts about CRC

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

A pesar del verano la actualidad sigue. Y es que cuando las marcas no presentan (muhcas) novedades, algunas deciden darnos la sorpresa con acciones como la que ha hecho BMC en la previa de la Copa del Mundo de Andorra Pal-Arinsal. Y es que la marca suiza puso a su corredor Titouan Carod a probar un prototipo, muy prototipo, con un cuadro “frankestein” con partes de carbono y ampliaciones en forma de racores de aluminio para albergar ruedas de 32”, reubicación del amortiguador y sin logotipos de patrocinio de ningún tipo ya que el montaje no “encajaba” con los acuerdos del equipo (comenzando por los neumáticos Maxxis Aspen de 32” mientras que el equipo usa Pirelli). Además de explicarte un poco cómo ha sido este prototipo y los principales cambios respecto a la BMC Fourstroke de serie que ha sufrido para albergar las ruedas de mayor tamaño, repasamos un poco la historia de la evolución del MTB y los paralelismos y diferencias que vivimos cuando pasamos de 26” a 29” y por qué consideramos que no se están dando los mismos pasos que en aquel momento. En cuanto a la actualidad de producto, Specialized nos ha sorprendido con el lanzamiento de una línea de ropa de alta gama bajo su sello S-Works, tanto en montaña como en carretera. Vittoria ha presentado una nueva gama de neumáticos, hasta 7 modelos diferentes, endurance para gravel. Y siguiendo con esta disciplina, Sportful ha lanzado su primera colección de bolsas con tres modelos: sillín, tubo superior y manillar. Orbea ha presentado novedades en su Laufey y tres nuevos acabados de la Oiz con los nuevos grupos Shimano XTR M9200 Di2 y Deore XT M8200 Di2. MMR también ha presentado un nuevo acabado de su modelo Quercus, la 00 Plus. Por último, cerramos con un aviso de seguridad importante de DT Swiss para los usuarios de sus modelos ERC, CRC y HEC. Este episodio ha sido gracias a Decathlon a través de su marca Van Rysel, presente en el Tour de Francia con las RCR Pro Team y RCR-F del equipo Decathlon AG2R La Mondiale Team y que puedes comprar en su versión réplica. Recuerda que puedes verlas en la web de Decathlon: https://www.decathlon.es/es Enlaces de interés: Ropa S-Works Off-Road: https://www.mtbpro.es/actualidad/s-works-road-la-nueva-familia-de-ropa-mtb-de-specialized Ropa S-Works carretera: https://www.maillotmag.com/actualidad/el-sello-s-works-llega-tambien-la-ropa-ciclista-aqui-tenemos-su-nueva-coleccion Nuevos neumáticos Vittoria para gravel: https://www.maillotmag.com/actualidad/nueva-gama-vittoria-gravel-endurance-hasta-siete-neumaticos-diferentes Bolsas Sportful: https://www.maillotmag.com/actualidad/nueva-gama-vittoria-gravel-endurance-hasta-siete-neumaticos-diferentes Novedades Orbea Laufey: https://www.mtbpro.es/actualidad/3-colores-nuevos-mas-minimalistas-descubre-las-novedades-de-la-orbea-laufey Nuevos modelos Orbea Oiz: https://www.mtbpro.es/actualidad/la-orbea-oiz-se-actualiza-con-los-nuevos-shimano-xtr-di2-y-xt-di2 MMR Quercus 00 Plus: https://www.mtbpro.es/actualidad/un-montaje-muy-exclusivo-nueva-mmr-quercus-00-plus Aviso de seguridad de DT Swiss: https://www.maillotmag.com/actualidad/aviso-de-seguridad-para-las-ruedas-dt-swiss-erc-crc-y-hec-de-35-o-45-mm

The best CEOs know how to hold the long-term vision—while building the structure and discipline needed to scale sustainably. That's according to Henry Ward, Founder and CEO of Carta, a networked enterprise resource planning (ERP) platform for private capital markets.In this episode, Henry joins host Rodney Bolden to reflect on his founder journey and the leadership lessons he's learned along the way. They discuss “founder mode,” how the founder mindset evolves as a company grows, and how to manage the tension between innovation and operational rigor within a company. They also cover why more companies are staying private longer and how private companies are offering meaningful equity and liquidity to retain top talent, from early-stage startup to late-stage growth. Follow Invested at Work wherever you listen to or watch podcasts. Visit MorganStanley.com/atwork for more insights on workplace financial benefits. Visit Carta.com to learn more about Henry's work with Carta. Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc. This material is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy. Guest speakers from outside Morgan Stanley Wealth Management are neither employees of or affiliated with Morgan Stanley Wealth Management. Opinions expressed by such guest speakers are solely their own and do not necessarily reflect those of Morgan Stanley Wealth Management or its affiliates.Morgan Stanley and Carta are not affiliated and this presentation should not be treated as an endorsement of Carta or its products and services. This material may provide the addresses of, or contain hyperlinks to, websites. Morgan Stanley is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the websites. Except to the extent to which the material refers to website material of Morgan Stanley Wealth Management, the firm has not reviewed the linked site. Equally, except to the extent to which the material refers to website material of Morgan Stanley Wealth Management, the firm takes no responsibility for, and makes no representations or warranties whatsoever as to, the data and information contained therein. Such address or hyperlink (including addresses or hyperlinks to website material of Morgan Stanley Wealth Management) is provided solely for your convenience and information and the content of the linked site does not in any way form part of this document. Accessing such website or following such link through the material or the website of the firm shall be at your own risk and we shall have no liability arising out of, or in connection with, any such referenced website. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Artificial intelligence (AI) is subject to limitations, and you should be aware that any output from an AI-supported tool or service made available by the Firm for your use is subject to such limitations, including but not limited to inaccuracy, incompleteness, or embedded bias. You should always verify the results of any AI-generated output. Private equity funds typically invest in securities, instruments, and assets that are not, and are not expected to become, publicly traded and therefore may require a substantial length of time to realize a return or fully liquidate. They typically have high management, performance and placement fees which can lower the returns achieved by investors. They are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid with significant lock-up periods and no secondary market, can engage in leverage and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley's role with respect to a Retirement Account, please visit ww.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley at Work services are provided by wholly owned subsidiaries of Morgan Stanley. Information contained herein is based on data from multiple sources considered to be reliable and Morgan Stanley Smith Barney LLC (“Morgan Stanley”) makes no representation as to the accuracy or completeness of data from sources outside of Morgan Stanley. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4501001 06/2025

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

On this episode of Inside the Music, Derek explores works of Mozart following his departure from his home of Salzburg in favor of Vienna. Join us for live CRC performances by the Artemis Quartet and pianist Jonathan Biss.Quartet in G Major, K. 387Allegro vivace assaiMenuettoArtemis Quartet [3/3/2002 performance]Piano Sonata in C Major, K. 545AndanteJonathan Biss [4/15/2009 performance]Piano Sonata in C Minor, K. 457Molto allegroAdagioAllegro assaiJonathan Biss [4/15/2009 performance]Dive deeper into this episode's repertoire by heading to our YouTube channel for a discussion with some of our audience members about the program.Follow us to stay up to date on the latest from Capital Region Classical including concerts, events, and new episodes of Inside the Music:WebsiteFacebookInstagramYouTube© Capital Region Classical

Pastor John Bothof - Scripture: Genesis 47:27-48:22 Text: Genesis 47:27-48:22

Rev. John Bothof - Scripture: Psalm 121 Text: Psalm 121

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

Rev. John Bothof - Scripture: Psalm 23 Text: Psalm 23

Pastor John Bothof - Scripture: Genesis 47 Text: Genesis 47

Featuring perspectives from Dr Andrea Cercek, Dr Arvind Dasari, Dr J Randolph Hecht, Dr Pashtoon Kasi and Prof Eric Van Cutsem, moderated by Dr Hecht, including the following topics: Introduction (0:00) Role of Circulating Tumor DNA (ctDNA) Evaluation in Nonmetastatic Colorectal Cancer (CRC) — Dr Dasari (2:20) Role of Immune Checkpoint Inhibitors in the Management of Nonmetastatic Microsatellite Instability-High (MSI-H) CRC — Dr Cercek (28:32) Management of Oligometastatic Disease and Hepatic-Only Metastases in CRC; Role of ctDNA Evaluation in Metastatic Disease — Dr Kasi (54:07) Role of Immune Checkpoint Inhibitors in the Management of MSI-H Metastatic CRC (mCRC) — Dr Hecht (1:14:34) Identification and Care of Patients with mCRC and Actionable Genomic Alterations — Prof Van Cutsem (1:38:17) CME information and select publications

Over the past several years, the public has become familiar with the concept of “lawfare,” the process of using the legal system to gain political ends regardless of the validity of the underlying case. Environmentalist groups have long been practitioners of aggressive lawfare, but who exactly is funding litigation challenging the ability of energy companies to make energy? The U.S. Senate suspects that the People's Republic of China may be among them, and so CRC president Scott Walter was invited to testify on the funding of lawfare at a Judiciary Subcommittee hearing titled “Enter the Dragon—China and the Left's Lawfare Against American Energy Dominance.” Scott joins us to discuss his testimony.Scott Walter's Written Testimony to the Senate Judiciary Subcommittee

Employee engagement is at its lowest point in nearly a decade, but the opportunity to reconnect has never been greater. That's according to Ben Wigert, Director of Research and Strategy, Workplace Management, at Gallup, a global analytics and advisory firm.Ben shares some of Gallup's latest data on why employees feel disconnected, what's driving burnout among managers and how thoughtful benefits, equity compensation and communication can help rebuild engagement, trust and purpose at work. Visit MorganStanley.com/atwork for more insights on workplace financial benefits.Visit Gallup.com to learn more about Ben's work with Gallup.Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc.The guest speaker is neither an employee nor affiliated with Morgan Stanley Smith Barney LLC. Opinions expressed by the guest speaker are solely his or her own and do not necessarily reflect those of Morgan Stanley Smith Barney LLC.This material has been prepared for informational purposes only. The views, opinions or advice contained within this presentation are solely those of the presenter, who is not affiliated with Morgan Stanley, and do not necessarily reflect those of Morgan Stanley or its affiliates. Morgan Stanley makes no representation regarding the accuracy of any statements made by the presenter. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.Artificial intelligence (AI) is subject to limitations, and you should be aware that any output from an AI-supported tool or service made available by the Firm for your use is subject to such limitations, including but not limited to inaccuracy, incompleteness, or embedded bias. You should always verify the results of any AI-generated output.Morgan Stanley at Work services are provided by wholly owned subsidiaries of Morgan Stanley.CRC# 4496961 05/2025

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

Six years and 100 episodes later, the Placing You First podcast welcomes back Neil Kessler, CEO of CRC Specialty and Benefits, who was our very first guest in 2019. What a journey it's been! The transformation runs deep—while our collaborative, hustle-driven culture remains intact, we've become an entirely different organization.Perhaps most significant has been our shift to an ownership mindset. Looking ahead, our focus intensifies on specialization, data utilization, and cross-business collaboration. Despite our two-decade history, we operate with startup energy—constantly evolving, building something special where everyone shapes our future. Follow the Placing You First podcast to join us on this journey and discover what's next for CRC! Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

Inside the Music continues exploring the music of Mozart, this time his compositions for wind instruments. Join Derek Delaney, Artistic Director of Capital Region Classical, and live CRC performances by the Nash Ensemble, wind soloists of the Chamber Orchestra of Europe, and horn player Richard Watkins.Oboe Quartet in F Major, K. 370AllegroAdagioRondeau: AllegroThe Nash Ensemble of London; Gareth Hulse, oboe [5/10/2001 performance]Horn Quintet in E‐flat Major, K. 407AllegroThe Nash Ensemble of London; Richard Watkins, horn [4/11/2003 performance]Wind Serenade in C Minor, K. 388AllegroAndanteMenuetAllegroWind Soloists of the Chamber Orchestra of Europe [3/1/1997 performance]Dive deeper into this episode's repertoire by heading to our YouTube channel for a discussion with some of our audience members about the program.Follow us to stay up to date on the latest from Capital Region Classical including concerts, events, and new episodes of Inside the Music:WebsiteFacebookInstagramYouTube© Capital Region Classical

Pastor John Bothof - Scripture: Psalm 62 Text: Psalm 62

Rev. John Bothof - Scripture: Genesis 46 Text: Genesis 46

On this week's Have Kids, They Said, Rich recaps his CRC shenanigans in Vegas while Nicole lives out his Broadway dreams—and Nicole's Barry's booty camp near disaster. Emmy's dance recital was peak chaos, and somewhere in there, Nicole makes a graceful pivot... to lube. Parker pops in just long enough to school us on this summer's hottest slang, then it's back to Rich and Nicole for a neuro-hack to squash sibling squabbles, getting sick on vacation, and the TFIWK segment where they unpack Mother's/Father's Day expectations and a listener's birthday bust.Hit play, stay sane, and blame the kids later. Have Kids, They Said... is a SiriusXM Network Podcast made by Nicole Ryan and Rich Davis.If you'd like to send us a message or ask a question email us at HKTSpod@gmail.comFollow on social media:Instagram @havekidstheysaidpodNicole @mashupnicoleRich @richdavisand @siriusxm

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

Rev. John Bothof - Scripture: Psalm 91 Text: Psalm 91

Rev. John Bothof - Scripture: Genesis 43-45 Text: Genesis 43-45

Here are some of the greatest moments from Covino & Rich this past week! Have a great sports, Netflix, CRC, & Game 7 weekend! Join the C&R Show LIVE, on Monday afternoon, 5-7pm ET/2-4pm PT, on FOX Sports Radio! See omnystudio.com/listener for privacy information.

C&R celebrate CRC 20 at Circa in Las Vegas with you & a live audience! They loved benches clearing in the Dodgers-Padres game & discuss sports rivalries, old & new. Callers weigh-in from all over the country! Plus, a Yahoo! writer released a 2025 QB ranking that has the guys reacting in a major way! See omnystudio.com/listener for privacy information.

C&R celebrate CRC live at Circa in Las Vegas. The benches clear in the Dodgers-Padres game & the guys love it! They discuss sports rivalries, old & new. C&R welcome the owner of Circa, Derek Stevens onto the show to get his sports takes and talk about his great casino/hotel and pool. Plus, the guys take calls about sports rivalries!See omnystudio.com/listener for privacy information.

Send us a textPrincess was just six years old when someone finally spoke up about the abuse she was suffering. That brave act by a Child Reintegration Center alumnus became the first link in a chain of compassionate interventions that would transform her life.Reverend Olivia Fonney, Director of the Child Reintegration Center in Sierra Leone, takes us through Princess's journey from trauma to healing. When Princess first arrived at the CRC, she was understandably confused and frightened. Rather than place her in the dormitory setting of their interim care facility, Reverend Olivia made the compassionate decision to take Princess into her personal quarters - recognizing that institutional care, however well-intentioned, cannot replicate the warmth of a family environment.Despite their best efforts to prepare Princess's biological parents for reunification, initial attempts failed when they couldn't keep her safe from her abuser. This setback led to placement with a foster parent - a nurse who provided Princess with stability, nurturing, and specialized care for her emotional needs. This therapeutic environment became the foundation for Princess's remarkable transformation.Today, Princess is thriving. She's confident, expressive, and truly connected to her family after successfully reunifying with her prepared biological parents. She attends school regularly, has developed a love for reading, and dreams of becoming a teacher. As Reverend Olivia powerfully states, "No child is ever too lost or too broken to find her way back to love and stability."Princess's story reminds us of the critical importance of speaking up when we see abuse, the power of trauma-informed care, and how communities working together can change a child's life trajectory. What role might you play in protecting the vulnerable children in your community? Subscribe now to hear more stories of resilience and hope on Optimistic Voices: A Child's View.________Travel on International Mission, meet local leadership and work alongside them. Exchange knowledge, learn from one another and be open to personal transformation. Step into a 25 year long story of change for children in some of the poorest regions on Earth.https://www.helpingchildrenworldwide.org/mission-trips.html****** _____A bible study for groups and individuals, One Twenty-Seven: The Widow and the Orphan by Dr Andrea Siegel explores the themes of the first chapter of James, and in particular, 1:27. In James, we learn of our duty to the vulnerable in the historical context of the author. Order here or digital download ___________Family Empowerment Advocates support the work of family empowerment experts at the Child Reintegration Centre, Sierra Leone. Your small monthly donation, prayers, attention & caring is essential. You advocate for their work to help families bring themselves out of poverty, changing the course of children's lives and lifting up communities. join ____________________Become an episode or show sponsor or an Optimistic Affiliate. Contact us at OVP@helpingchildrenworldwide.orgOr simply support the show with a paid subscription! Use the link below, subscribe and access Paid Subscriber Perks!Support the showHelpingchildrenworldwide.org

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

AI literacy in the workplace must evolve into AI fluency—and fast. That's the message from Sri Krishnamurthy, fintech and data science educator and founder of QuantUniversity. In this episode of Invested at Work, host Rodney Bolden speaks with Sri about the many forms AI is taking today—and what they mean for the future of workplace benefits. From anticipating employee needs to delivering personalized financial support, AI has the potential to improve benefits uptake and engagement. But concerns around data, privacy and trust remain. Sri shares what companies can do to adopt AI responsibly and help build confidence with their teams. Visit MorganStanley.com/atwork for more insights on workplace financial benefits. Visit QuantUniversity.com to learn more about Sri's work with QuantUniversity. Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc. The guest speaker is neither an employee nor affiliated with Morgan Stanley Smith Barney LLC. Opinions expressed by the guest speaker are solely his or her own and do not necessarily reflect those of Morgan Stanley Smith Barney LLC.This material is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy.Artificial intelligence (AI) is subject to limitations, and you should be aware that any output from an AI-supported tool or service made available by the Firm for your use is subject to such limitations, including but not limited to inaccuracy, incompleteness, or embedded bias. You should always verify the results of any AI-generated output.Morgan Stanley at Work services are provided by wholly owned subsidiaries of Morgan Stanley.Information contained herein is based on data from multiple sources considered to be reliable and Morgan Stanley Smith Barney LLC (“Morgan Stanley”) makes no representation as to the accuracy or completeness of data from sources outside of Morgan Stanley.© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.CRC 4431135 05/2025

Inside the Music begins its exploration of the music of Mozart, starting with the composer's earlier works as he matured from being a child prodigy. Join Derek, Artistic Director of Capital Region Classical, as he delves into live CRC performances by the Ensemble Haydn-Berlin, Budapest Strings, and pianist Rafal Blechacz.Symphony No. 28 in C Major, K. 200Allegro spiritosoAndanteMenuetPrestoEnsemble Haydn‐BerlinHansjörg Schellenberger, conductor [10/14/2000 performance]Divertimento in F Major, K. 138AllegroAndantePrestoBudapest Strings [11/13/2002 performance]Piano Sonata in A Minor, K. 310Allegro maestosoAndante cantabile con espressionePrestoRafal Blechacz [4/8/2018 performance]Dive deeper into this episode's repertoire by heading to our YouTube channel for a discussion with some of our audience members about the program.Follow us to stay up to date on the latest from Capital Region Classical including concerts, events, and new episodes of Inside the Music:WebsiteFacebookInstagramYouTube© Capital Region Classical

Rev. John Bothof - Scripture: Psalm 139 Text: Psalm 139

Rev. John Bothof - Scripture: Genesis 42 Text: Genesis 42

Regardless of his recent falling out with President Trump over the size of the “Big Beautiful Bill” tax and spending package or personal beefs, Elon Musk and his “Department of Government Efficiency” team performed at least one extremely useful public service: They highlighted the extent to which the “nongovernmental organization” (NGO) sector is actually the “basically governmental organization” (BGO) sector, with millions of dollars in grants and contracts supporting weird projects and thinly (and sometimes not even thinly) disguised Everything Leftist activism. Our boss, CRC president Scott Walter, was invited to testify before the House Oversight Committee's DOGE Subcommittee; he joins us to discuss his testimony.Scott Walter's Oral Testimony to House DOGE SubcommitteeAmerican Center for International Labor Solidarity (Solidarity Center)Trump's DOGE Will End But CRC's Investigations Won't

On today's episode, we are joined by Olen, from CRC, and HVAF CEO Emmy Hildebrand to discuss exciting updates on the progress of the Manchester apartment reconstruction project. We'll share details about the upcoming open house event and highlight the incredible power of community that has brought this project to life. Tune in to hear how your support is transforming spaces and creating homes for veterans in need. Together, we're making a difference one step at a time.

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

Rev. John Bothof - Scripture: Genesis 41 Text: Genesis 41

Rev. John Bothof - Scripture: Psalm 103 Text: Psalm 103

Understanding the difference between a Traditional IRA and a Roth IRA is key to building a tax-efficient retirement plan. In this episode, Miguel Gonzalez, CRC®, breaks down the key features, tax implications, and how to choose the right account based on your goals.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #RothIRA #TraditionalIRA #IRAvsRoth #RetirementPlanning #TaxFreeGrowth #RetirementAccounts #FinancialPlanning #TaxPlanning #InvestSmart #RetirementTips #MoneyMatters #MiguelGonzalezCRC #CortburgRetirement #PersonalFinance #SmartInvesting #RetirementStrategy #IRAWithdrawals #RothIRA2025 #TaxEfficiency #RMDsExplained Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Employee stock purchase plans (ESPPs) aren't just a workplace perk; they're a wealth-building tool with the potential to change lives. That's according to Aaron Shapiro, founder and CEO of Carver Edison, a financial technology company focused on improving employee stock ownership programs. The catch? Employees have to be able to afford to participate—and now they can. Carver Edison and its core technology, Cashless Participation, allows employees to participate in ESPPs without having deductions from their pay. The idea was born out of a challenging conversation Aaron had with his mom. She was a longtime employee at a health insurance company and needed help to make her money grow. Aaron explored her options and realized that by not being able to participate in her company's ESPP, she had missed out on over a million dollars over the course of 10 years. Aaron knew she wasn't alone. So, he and his team developed a solution. Host Rodney Bolden and Aaron discuss the advantage that total rewards leaders and chief human resource officers, or CHROs, have when employees can afford to participate in ESPPs, and how participation has the potential to turn into more engagement, higher retention and greater employee satisfaction, which could also increase enterprise value for shareholders. They discuss how helping unlock equity ownership could help improve someone's quality of life. Visit MorganStanley.com/atwork for more insights on workplace financial benefits. Visit CarverEdison.com to learn more about Aaron's work with Carver Edison. Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc.Morgan Stanley and Carver Edison are not affiliated and this presentation should not be treated as an endorsement of Carver Edison or its products and services. This material has been prepared for informational purposes only. The views, opinions or advice contained within this presentation are solely those of the presenter, who is not affiliated with Morgan Stanley, and do not necessarily reflect those of Morgan Stanley or its affiliates. Morgan Stanley makes no representation regarding the accuracy of any statements made by the presenter. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.This material may provide the addresses of, or contain hyperlinks to, websites. Morgan Stanley is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the websites. Except to the extent to which the material refers to website material of Morgan Stanley Wealth Management, the firm has not reviewed the linked site. Equally, except to the extent to which the material refers to website material of Morgan Stanley Wealth Management, the firm takes no responsibility for, and makes no representations or warranties whatsoever as to, the data and information contained therein. Such address or hyperlink (including addresses or hyperlinks to website material of Morgan Stanley Wealth Management) is provided solely for your convenience and information and the content of the linked site does not in any way form part of this document. Accessing such website or following such link through the material or the website of the firm shall be at your own risk and we shall have no liability arising out of, or in connection with, any such referenced website. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.Morgan Stanley at Work services are provided by wholly owned subsidiaries of Morgan Stanley.© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.CRC# 4316908 04/2025

Welcome back for the next journey of The Family Express Podcast with Kathryn de Bruin, LMFT and Ronda Evans, LMFT where our destination is resilient and connected families. Our guest speaker is Joey Tapia PhD, CRC, LPC-S, RPT, NCC. Joey specializes in therapy for individuals, couples and families where at at least one person has a disability. Kathryn de Bruin is an ICEEFT Certified EFT Trainer. Kathryn and Ronda are both licensed marriage and family therapists, EFT supervisors and therapists, and AAMFT Approved Supervisors.You can follow Kathryn de Bruin, LMFTFacebook  YouTube  IG  Yelp  Google +  Twitter  WebsiteYou can follow Ronda Evans, LMFT Facebook   Facebook   IG  LinkedIn   WebsiteYou can follow Joey Tapia at

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

On this week's episode of Inside the Music, Artistic Director of Capital Region Classical Derek Delaney explores late works of Mendelssohn, including his final string quartet, written following the loss of his sister Fanny. This episode features live CRC performances by the Trio Cavatina and Modigliani Quartet.Piano Trio in C Minor, Op. 66Allegro energico e con fuocoAndante espressivoScherzo: Molto allegro quasi prestoTrio Cavatina [10/28/2009 performance]Quartet in F Minor, Op. 80Allegro vivace assaiAllegro assaiAdagioFinale: Allegro moltoModigliani Quartet [11/19/2017 performance]Dive deeper into this episode's repertoire by heading to our YouTube channel for a discussion with some of our audience members about the program.Follow us to stay up to date on the latest from Capital Region Classical including concerts, events, and new episodes of Inside the Music:WebsiteFacebookInstagramYouTube© Capital Region Classical

Your finances need regular checkups to stay healthy. In this episode, Miguel Gonzalez, CRC, explains why a financial review is essential for managing life changes, boosting tax efficiency, and maintaining long-term peace of mind.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#FinancialCheckup #RetirementPlanning #FinancialWellness #MoneyMatters #InvestmentStrategy #RetirementGoals #PersonalFinanceTips #FinancialAdvisor #WealthManagement #TaxPlanning #MoneyManagement #CortburgAdvisors #MiguelGonzalez #SmartInvesting #AnnualFinancialReview #PlanForRetirement #FinancialHealth #401kStrategy #RothConversion #FinancialSuccessWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

Host Polly Swingle welcomes Dr. David Gordon, MD, Dr. Jarhed Macarubbo Peña, PhD, LPC, CRC, Dr. Mary McLaughlin, PT, DPT, and Corinne DiPrima, MS, OTRL, to talk about their involvement in the multidisciplinary Chronic Pain Mangement Program of Michigan. If you experience chronic pain, treat patients with chronic pain, or know someone with chronic pain, this episode holds a ton of excellent information to help those individuals.Dr. David Gordon, MD, is a Physiatrist in practice for 28 years with RPPC, a private practice in Southeastern Michigan in operation for 58 years and having trained hundreds of Physiatrists including himself over the years. Prior to graduating from Residency under RPPC at Sinai Hospital in Detroit in 1997, he graduated Medical school from Wayne State University school of Medicine in 1993. As part of his training and later clinical practice, he had the opportunity of working with the pre eminent chronic pain program, "The Functional Recovery Program of Michigan" during it's 20 year tenure under the direction of my mentor Dr. Maury Ellenberg, MD. As a result of his experience coupled to the developing Opioid Crisis of the late 1990's, he developed a keen interest in providing effective chronic pain management without the use/misuse paradigm implicit with the opiate crisis. With this as motivation, he wrote the ebook "Debunking Chronic Pain Management Misconceptions and finally finding practical solutions published in 2009.Dr. Jarhed Macarubbo Peña, PhD, LPC, CRC specializes in psychophysiological approaches to complex health conditions. He integrates evidence-based modalities from somatic therapy, mindfulness, biofeedback, and Acceptance and Commitment Therapy (ACT). Dr. Peña completed his studies at Michigan State University with a focus on stress responses in autistic young adults. He previously worked as a clinical therapist in a private practice and had served in academic and research roles at Michigan State, contributing to peer-reviewed publications on autism, vocational rehabilitation, and rural health equity. He has an independent practice helping patients with various autonomic nervous system dysfunction including chronic pain, functional neurological disorders, pelvic floor dysfunction, irritable bowel syndrome (IBS), tinnitus, hypertension, POTS, fibromyalgia, and anxiety disorders. Dr. Peña brings a background in exercise physiology and over a decade of interdisciplinary experience in rehabilitation, behavioral health, and wellness.Mary McLaughlin, PT, DPT is a doctor of physical therapy at The Recovery Project- Livonia. She is passionate in treating patients with chronic pain and has been a leader in the development of the Chronic Pain Management Program of Michigan. She developed her skills with tying in physical function with neurological disorders at the Lansing Recovery Project where she was a treating therapist for FND in the LIFE program, restoring individuals with functional movement disorders to healthy movement patterns.Corinne, MS, OTRL, is an occupational therapist with over 10 years of experience, including nearly eight years at The Recovery Project. She specializes in pelvic health, functional neurological disorders, and chronic pain. Corinne is passionate about treating the whole person, integrating evidence-based practice with a compassionate, trauma-informed approach. She is dedicated to helping clients regain autonomy and improve quality of life through personalized, goal-oriented interventions.Learn more about The Recovery Project! View our website at www.therecoveryproject.net Call us 855-877-1944 to become a patient Follow us on Instagram Like us on Facebook Thanks for listening!

Today's workplace realities are rewriting the HR playbook. That's according to Johnny C. Taylor, Jr., CEO of SHRM, the Society for Human Resource Management, and their 2025 State of the Workplace report.Johnny shares what the research reveals about employees' expectations and the challenges facing HR decision makers today. Host Rodney Bolden shares findings from Morgan Stanley at Work's own State of the Workplace study, and together they dive into what's driving change in recruitment, benefits, employee experience, leadership development, and the growing role of AI in the future of work and in workplace benefits—all topics we'll explore in more depth on this season of Invested at Work. Follow Invested at Work wherever you listen to or watch podcasts. Visit MorganStanley.com/atwork for more insights on workplace financial benefits. Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc.The guest speaker is neither an employee nor affiliated with Morgan Stanley Smith Barney LLC. Opinions expressed by the guest speaker are solely his or her own and do not necessarily reflect those of Morgan Stanley Smith Barney LLC.The information and data presented may be deemed reliable; however, their accuracy and completeness is not guaranteed by Morgan Stanley and providing you with this information is not to be considered a solicitation on our part with respect to the purchase or sale of any securities, investments, strategies or products that may be mentioned.When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley's role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.Artificial intelligence (AI) is subject to limitations, and you should be aware that any output from an AI-supported tool or service made available by the Firm for your use is subject to such limitations, including but not limited to inaccuracy, incompleteness, or embedded bias. You should always verify the results of any AI-generated output.Employee stock plan solutions are offered by E*TRADE Financial Corporate Services, Inc., Solium Capital LLC, Solium Plan Managers LLC and Morgan Stanley Smith Barney LLC (“MSSB”), which are part of Morgan Stanley at Work.Morgan Stanley at Work services and stock plan accounts are provided by wholly owned subsidiaries of Morgan Stanley.Morgan Stanley at Work stock plan accounts were previously referred to as Shareworks, StockPlan Connect or E*TRADE stock plan accounts, as applicable. Equity Edge Online® employee stock plan solutions are offered by E*TRADE Financial Corporate Services, Inc. and are part of Morgan Stanley at Work.In connection with stock plan solutions offered by Morgan Stanley at Work, securities products and services are offered by MSSB, Member SIPC. E*TRADE from Morgan Stanley is a registered trademark of MSSB. All entities are separate but affiliated subsidiaries of Morgan Stanley. The laws, regulations, and rulings addressed by the products, services, and publications offered by Morgan Stanley and its affiliates are subject to various interpretations and frequent change. Morgan Stanley and its affiliates do not warrant these products, services, and publications against different interpretations or subsequent changes of laws, regulations, and rulings. Morgan Stanley and its affiliates do not provide legal, accounting, or tax advice. Always consult your own legal, accounting, and tax advisors.Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.CRC 4395861 04/2025

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

Join and Support us on Substack: https://themessyreformation.com/  Check out the Abide Project:  https://www.abideproject.org We love the Christian Reformed Church; we want to see reformation in our denomination; and we recognize that reformation is typically messy. So, we're having conversations with pastors throughout the CRC about what reformation might look like. Intro Music by Matt Krotzer 

In this episode, Miguel Gonzalez, CRC®, shares key strategies to help you plan for a long life—covering healthcare, income, savings, and wellness.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#LiveTo100 #RetirementPlanning #LongevityPlanning #FinancialWellness #RetireSmart #401kTips #IRAPlanning #HealthcareCosts #EstatePlanning #RetirementIncome #FinancialFreedom #MoneyTips #LongLifePlanning #CortburgAdvisors #HSA #LTCInsurance #CompoundInterest #FinancialSecurity #InvestmentPlanning #PersonalFinanceWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

6.2 Engine Failure details 2015 Nissan Sentra Failing Transmission 06 Escape Ac Failure 20 Jeep Wrangler LED DRL Failure 2011 CTS fixing lots of stuff. We interview CRC about some of their best products and why we use them. 

Tom welcomes back Luke Gromen of Forest For The Trees back to the show. The discussion delves into complex economic and geopolitical dynamics, focusing on how global powers might navigate a transition away from the dollar-based system towards a neutral reserve asset like gold. He begins by highlighting that the current dollar-centric system is unsustainable due to high deficits and debt levels. A potential solution, he suggests, involves using gold as a neutral reserve asset, which would allow commodities to be priced in multiple currencies and facilitate trade settlements. This shift could create a more balanced and resilient global economic framework. Moving on to geopolitical implications, Gromen notes that the conflict in Ukraine has underscored the limitations of conventional military strategies, shifting the balance of power dynamics. He points out that countries like Russia and China are driving efforts to move away from the dollar system, which necessitates a new economic framework. This transition is not just an economic shift but also a significant geopolitical realignment. Luke emphasizes the importance of incentives for avoiding direct military confrontation with major powers. He explains that such conflicts are strategically unwise due to nuclear deterrence and the deep interdependence of economies. Instead, he argues that negotiating a new economic order aligns with long-term strategic interests and avoids the catastrophic consequences of war. Drawing on historical context, Mr. Gromen observes that the post-World War II debt-based economy is nearing its limits, making it imperative to return to a more sustainable model. He suggests that transitioning to gold as a reserve asset could reboot global economies, fostering stability and growth without resorting to conflict. This approach not only addresses current economic challenges but also positions nations for future prosperity. Time Stamp References:0:00 - Introduction0:55 - Tariffs & China's Response5:52 - Trade Disruption & Inflation8:26 - Inflation & Real Rates10:35 - Bessent Put & Move Index12:26 - Treasury Auction Thoughts16:45 - W. Buffett Cash Reserve22:14 - Inv. Funds and Mandates23:53 - News Cycle/Gold Theory31:00 - Chinese Fin. Officials34:46 - Large U.S. Gold Imports40:48 - Official Denial/Confirm44:44 - Revaluing Gold Reserves48:28 - Gold Backed Treasuries?51:49 - Gold Pricing Cui Bono54:17 - Oil/Dollar Scenarios1:02:03 - Russia/Saudi & Oil Mkts.1:03:39 - Economics & Derisk. Conflict1:14:53 - Incentives & Ukraine1:17:17 - End of Debt as Assets Era1:21:30 - Wrap Up Guest Links:Twitter: https://x.com/lukegromenWebsite: https://fftt-llc.com/ Luke Gromen began his career in the mid-1990s in Research at Midwest Research before moving over to institutional equity sales and becoming a partner. While in sales, Luke was a founding editor of Midwest's widely-read weekly summary ("Heard in the Midwest") for the firm's clients. He aggregated and combined proprietary research from Midwest with inputs from other sources. In 2006, Luke left FTN Midwest to become a founding partner of Cleveland Research Company. At CRC, Luke continued to work in sales and edit CRC's flagship weekly research summary piece ("Straight from the Source") for the firm's customers. In 2014, Luke left Cleveland Research to found FFTT, LLC ("Forest for the Trees"), a macro/thematic research firm catering to institutions and individuals that aggregates a wide variety of macroeconomic, thematic, and sector trends in an unconventional manner to identify investable developing economic bottlenecks. Luke also provides strategic consulting services for corporate executives. He is a graduate of the University of Cincinnati and received his MBA from Case Western Reserve University and earned the CFA designation in 2003.