Podcasts about key takeaways money

In this episode, Angela discusses the concept of "money scripts" and how our beliefs about money, often formed in childhood, can significantly impact our financial and overall health. Drawing from the work of Dr. Brad Klontz, a psychologist and certified financial planner, the episode explores four common money scripts and offers advice on how to identify and break free from negative patterns to achieve a healthier relationship with money. Key Takeaways

Have you ever felt anxious or even judged when trying to teach your teen about money? Are you wondering how to raise a teen who values true wealth—not just material possessions? In this powerful episode of Power Your Parenting: Moms with Teens, Colleen welcomes Elizabeth Husserl, financial advisor and author of The Power of Enough, for a refreshing conversation about helping teens develop a healthy relationship with money. Elizabeth shares how our own relationship with money—whether rooted in scarcity, comparison, or abundance—directly shapes how our teens view financial wellbeing. Instead of chasing endless “more,” Elizabeth encourages teaching teens about true wealth: feeling satisfied, connected, purposeful, and free. Together, they explore the importance of the satiation paradigm and embodying wealth in everyday life, not just accumulating money. Practical tools like the "Wealth Mandala" exercise help families assess areas like freedom, leisure, belonging, and purpose, offering a more holistic way to talk to teens about success and happiness. Elizabeth Husserl is a registered investment advisor representative, financial advisor, and cofounder of Peak360 Wealth Management, a boutique wealth planning firm. She holds a BS in economics from Tulane University and an MA in East-West psychology from the California Institute of Integral Studies, where she has also taught as an adjunct professor. Her experience spans nonprofit work throughout the Americas, and she is a highly sought-after speaker, having led workshops at major tech companies, including Airbnb, Unity, and Google. She lives in the San Francisco Bay Area with her husband and daughter.  Key Takeaways: Money and wealth are different. Money is a tool for transactions, but real wealth is a deeper, embodied experience of wellbeing—connection, purpose, freedom, and belonging. Teens need to be part of financial conversations. Including them in family money decisions helps them understand choices, responsibilities, and builds entrepreneurial thinking. Teaching satiation builds resilience. Encouraging teens to recognize what truly satisfies them—rather than chasing endless more—builds confidence, fulfillment, and a lifelong healthy relationship with money. Follow on Instagram at https://www.instagram.com/elizabethhusserl/ Learn more about Elizabeth at https://elizabethhusserl.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob discusses whether the banking system is the biggest Ponzi scheme in history or the greatest invention of all time. He shares why money is essentially a story we have all bought into and how the banks are only there to make money and not help or aid you. KEY TAKEAWAYS Money isn’t real, it's not physical or tangible. Many people believe saving money is a way to make money, but this isn’t true at all. Banks don’t exist to help you make money or help humanity, they exist to make money for themselves. Inflation is so much higher than interest rates that your money is devaluing. The banks and the rich make money by investing and lending. The banks run by different rules from everyone else. They can run insolvently when this is illegal for businesses. Think about how you can play the banking system at its own game, learning from it and becoming a producer rather than a consumer. BEST MOMENTS “The governments create money as debt” “You save money under a false, naive pretence” “The banks get rich investing and lending” “You’ve got to play them at their own game” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

In this episode of the Expert Speaker Podcast, host Majeed Mogharreban sits down with author, TEDx speaker, and financial wellness advocate Heather Coleman for a powerful and refreshingly real conversation about one of the last great taboos—money. Heather unpacks why financial wellness is the missing piece in most wellness programs, how our earliest money stories shape our adult behaviors, and what we can do today to take control of our financial future. From practical steps like 15-minute "money dates" to rethinking how we educate our kids about finances, Heather brings both strategy and soul to the money conversation. Key Takeaways: Money is one of the few universal forces that touches every aspect of our lives—and yet, we rarely talk about it. Financial wellness is directly tied to mental wellness, productivity, and peace of mind. Your relationship with money is unique, and your strategy should be too. Start small: 15 minutes a month updating your net worth tracker can change everything. Don't cut what brings you joy—learn to build a strategy that includes it. Financial literacy should start at home and be embedded into our school systems. You don't have to go it alone. Build a team: financial planner, accountant, money coach. Notable Quotes: "In order to get our minds right, we need to get our money right." – Heather Coleman "Money doesn't discriminate. It's the one thing every employee has in common—they come to work to get paid." – Heather Coleman "Avoiding your finances doesn't relieve the stress. It makes it worse." – Heather Coleman "Money is as unique as your fingerprint—and your financial plan should be too." – Heather Coleman "You're not bad with money. You just haven't learned your language yet." – Heather Coleman About Heather:  Heather Coleman, MBA, is a TEDx speaker, bestselling author of Our Money Narrative, and a passionate financial wellness advocate. With a background spanning medical education, legal support, and consulting, Heather brings a holistic approach to financial empowerment—whether she's speaking on major stages, working with organizations like the Canadian Armed Forces, or raising her two daughters. She's on a mission to make money a topic we do talk about. Connect with Heather:  https://www.facebook.com/hcoleman8 LinkedIn www.heathercoleman.ca  

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Rob shares the money lessons he has learnt over 17 years including the brutal way the banks control and consume you. KEY TAKEAWAYS Money isn’t everything but everything is better with money You need to pay yourself first, instead of the bills and the banks You do not get rich saving money you get rich investing money Money compounds far quicker in debt If you do not have a product that makes money you are the product for the bank to make money BEST MOMENTS "It is statistically and historically proven that the money you have the more healthy you’re likely to be and the longer you’re likely to live” “How you do anything is how you do everything” “The banks lure you in with clever marketing” “It wasn’t that I couldn’t earn money it was that all the money I was earning was going to the banks” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Talking about money with your spouse can feel about as fun as a trip to the dentist—but what if it didn't have to be that way? Financial intimacy isn't just about budgets and spreadsheets; it's about strengthening your relationship by building trust, aligning your goals, and working together as a team.  Learn how to set up “financial date nights,” avoid money fights, and align your finances with what really matters to both of you. This episode is packed with practical, easy-to-use tips to make managing money together way less stressful. Key Takeaways: Money talks = relationship builders. The more you communicate, the stronger your trust. Ditch the stress. A regular “financial date night” keeps money conversations casual and productive. Align your money with your values. When finances reflect what matters most, decisions get easier. Want to make your next financial date effortless (and maybe even fun)? Check out FinancialDate.com

I'd love to hear from you drop me a text!Welcome to another episode of The Scrumptious Woman. Today, I'm joined by the inspiring Juliana Uto, a wealth coach and mentor who's passionate about helping women step into their financial power. Her story is one of resilience, freedom, and empowerment, and I know it's going to light a fire in you. Let's dive in!

Witnesses Podcast: Unlocking Financial Freedom with Yordan Marin   Guest: Yordan Marin  

What if your relationship with money was a direct reflection of your self-worth? In this episode of F*ck Saving Face, Judy Tsuei explores the powerful connection between money, energy, and personal growth. She shares her journey of healing financial trauma, shifting her money mindset, and learning to charge what she's truly worth.Discover how money is more than just numbers—it's an extension of how you feel about yourself. Learn why raising your rates isn't just about business, but about stepping into your full potential. Judy dives into the impact of financial trauma, the importance of challenging limiting beliefs, and how shifting your perspective can open the door to abundance.Key Takeaways:Money is energy and reflects your self-worthHealing financial trauma is essential for growthRaising your rates attracts aligned clientsAsking the right questions shifts your money mindsetIf you're ready to transform your relationship with money and step into financial empowerment, this episode is for you.Listen now and start rewriting your money story!Resources & Next Steps:Want to break free from perfectionism and self-doubt? Explore guided audios in Judy's shop: https://www.judytsuei.com/shopStay connected for more real, raw conversations:

Today I had the pleasure of interviewing Krystal Fish. She is all about guiding people to have a beautiful healthy relationship to money. Key Takeaways - - Money is spiritual - You have to embody Abundance on a deep level. Lack and Abundance are just states of being - Money is just energy - How do you feel with you use money? Expanded or Contracted? - Your desires are Sacred! Honor your desire for more on every level! - Let go of all old stories. - Day Dream your desires! Day dream your day the night before. Live it before you do it in your mind. - Where is your focus? Where is your energy during your day? Book she mentioned - https://www.amazon.com/World-Mirror-Nada-Amari/dp/B0BMSN6QFP/ref=sr_1_1?dib=eyJ2IjoiMSJ9.-SZ7jbdWPdgSASrXYMcxecjBS9CfXPLGRQYGd6i4HW3vEukM2v6xnMhtC--j-l5nGr4N2PTqE9I16J6u9qr1gwSi02UcXfnd04tEsRBTGLJ0T7HgmUr9nohOIejOeG8ibXryUuUpwDAKBTmADO-8z9mbCFU2CKxLmvznBWvIo8Z7_nYixi0X0-g06qT2WKjcOdg8cbpNPZKKsgmL5X37DQF4WAlFNVjiMgRBeszfOp4._iw5CiWHDKn1DySjkwFdgPnLAKECyUwSJ5r27mACf7U&dib_tag=se&hvadid=634557995480&hvdev=c&hvlocphy=9010938&hvnetw=g&hvqmt=e&hvrand=12132425060628453142&hvtargid=kwd-11602305484&hydadcr=8763_13524913&keywords=the+world+is+a+mirror&mcid=1c9f85f02fd231ba94dff4e3b0b92df5&qid=1740581825&sr=8-1 Krystal's links - Email - hello@krystalfish.com.au podcast I found her on - https://www.youtube.com/watch?v=rhkZo5UYjdk&t=1058s My links - Email = helvestonhaley@gmail.com Instagram -https://www.instagram.com/haley.helveston/

Welcome back to the Wildly Wealthy Woman podcast! In this episode, Jackie McDonald shares powerful insights from recent conversations with her clients about overcoming freeze mode, preventing burnout, and expanding visibility. Through the lens of EFT tapping, Jackie unpacks the emotional blocks that can hold us back from taking action, stepping into new opportunities, and showing up as leaders. She also dives into the importance of joy in the creative process, releasing limiting beliefs around money and success, and the power of collaboration to grow your audience. If you've ever felt stuck, overwhelmed, or unsure of how to move forward, this episode is for you! What You'll Learn in This Episode: How to Overcome Freeze Mode: Discover how tapping can help identify and release the part of you that feels stuck. Learn why burnout often stems from past experiences and how to shift into a more energized state. The Secret to Joyful Success: Understand why joy and passion are essential for business growth. Explore how focusing on the fun of creation, rather than the outcome, can lead to bigger results. Releasing Burnout and Control: Listen in on a powerful tapping session that helped a client let go of the belief that she must do everything herself. Hear why releasing control can open the door to more support, success, and ease. Expanding Your Visibility: Get practical strategies for growing your audience, including podcast interviews, Facebook group events, and client referrals. Learn how Jackie grew her email list by 600 people in just two weeks with a simple but effective visibility strategy. Shifting Out of Imposter Syndrome: Find out why sharing your story is more important than years of experience. Tap into the belief that what you know today is enough to help someone else transform their life. Key Takeaways: Money is the byproduct of your energy and joy—not just strategy. Burnout often stems from past experiences of disappointment or overworking. People resonate with your personal experiences, not your credentials. Visibility grows when you collaborate and create engaging, meaningful content. Join the Make It Happen Membership: This episode is packed with actionable advice—but the real transformation happens inside our Make It Happen Membership. If you're ready to: Release burnout Expand your audience Step into your next-level success ...then the membership is the place for you. Special Offer: Share this episode on Instagram and tag @thejackiemcdonald to receive a special thank-you gift! Your support helps spread the message of emotional freedom, success, and joy. Connect with Jackie: Instagram: @thejackiemcdonald Website: www.jackiemcdonald.ca Subscribe & Review: If you loved this episode, please subscribe and leave a review! Your feedback helps us continue to create content that supports you in becoming a wildly wealthy woman from the inside out. Listen to the full episode now and remember: Success is more fun when you let go of the pressure and embrace the process. See you next time! Thank you for tuning in to the Wildly Wealthy Woman podcast. Until next time—release, receive, and make it happen.

On today's episode I chat with Rick Kahler, a pioneer in integrating financial planning and psychology and a certified IFS practitioner. We explore how Internal Family Systems can transform our relationship with money, uncovering hidden beliefs and legacy burdens that shape financial behaviors. Rick shares his journey from financial planner to financial therapist, explaining how emotions—not logic—drive most financial decisions. He introduces key concepts like money scripts, financial protectors, and the internal financial system, showing how understanding these parts can help people move from financial stuckness to greater clarity and freedom. Key Takeaways: Money isn't just about numbers—it's deeply tied to our emotions, beliefs, and childhood experiences. Many financial struggles come from polarized parts—a part that wants to save and a part that wants to spend. How do money scripts—unconscious beliefs about money—shape our financial decisions without us even realizing it? Financial shame is often greater than other types of shame, making finances one of the hardest topics to talk about. Legacy burdens around money are passed down through generations, influencing our financial behaviors in ways we may not recognize. Favorite Quote: "Every part has a good intention. Every money script is put in place, every burden is put in place with a good intention…it just doesn't know things are a little different now." – Rick Kahler​ About Rick Kahler: Rick Kahler is a certified financial planner, financial therapist, and IFS practitioner. He is a founding board member and past chair of the Financial Therapy Association and the creator of IFS-Informed Financial Therapy. Rick has authored seven books and hosts The Financial Therapy Podcast. ****************************************************************************************  Episode Sponsor: Michelle Glass **************************************************************************************** Check out our new Self-Led merch at The One Inside store Watch video clips from select episodes on  The One Inside on YouTube Follow Tammy on Instagram @ifstammy and on Facebook at The One Inside with Tammy Sollenberger. Jeff Schrum co-produces The One Inside Podcast. He is a writer, counselor, and IFS Level 1 practitioner.   Are you new to IFS or want a simple way to get to know yourself? Tammy's book, "The One Inside: Thirty Days to your Authentic Self" is a PERFECT place to start.  Sign up for Tammy's email list and get a free "Get to know a Should part of you" meditation on her website Tammy is grateful for Jack Reardon who created music for the podcast. Jack is a graduate of Derek Scott's IFS Stepping Stones Program.   If you are interested in sponsoring an episode or two of The One Inside Podcast please contact Tammy at tammysollenberger@comcast.net

Dr. Latifat is a passionate advocate for empowering women physicians to take control of their financial lives. Through candid conversations and expert insights, the show helps listeners build wealth, overcome financial challenges, and embrace their full potential.In this episode, Dr. Latifat is joined by the amazing women physicians in the Money School as they share insights on the importance of understanding and changing your money story. She dives into the deep-rooted fears and limiting beliefs surrounding finances and how women physicians can overcome them to build wealth and confidence.Key Takeaways:Money stories stem from external influences.Overcome limiting beliefs to gain financial confidence.Negotiating fair pay is crucial but often ignored.Timestamps:12:50 – Dr. Latifat discusses the fear of losing one's identity as a physician.13:15 – She talks about the challenge of separating identity from career.14:18 – The importance of realizing your worth beyond professional roles.15:32 – The excitement and nervousness that come with financial change.16:33 – Dr. Latifat encourages viewers to plan financially for the unknown.20:12 – A listener shares their fear of starting with finances and needing a step-by-step guide.22:20 – The concept of Be, Do, Have for financial success.24:56 – Dr. Latifat emphasizes the power of community and not being alone in the journey.Connect with Dr. Latifat:☎️Book A Call: www.moneyfitmd.com/call

Surges Of Income   In this episode of Richer Soul, we welcome Chris Moore, a property investor, entrepreneur, and business development consultant. Chris's journey from a hardworking entrepreneurial family to becoming a successful author and digital marketing expert is full of insightful lessons on growth, resilience, and wealth creation. His reflections on family, money, and building a purposeful life provide listeners with actionable wisdom.   Key Takeaways: Money as a Tool and Responsibility: Growing up in a household where money was part of everyday conversations, Chris learned early on how to earn and manage it. This set the stage for his journey into entrepreneurship and his current mission to instill financial responsibility in his children. Family Legacy Shapes Financial Mindset: Chris's upbringing in an entrepreneurial family taught him about the discipline and sacrifices needed to achieve financial success. He carries these lessons forward while ensuring his children understand the value of their privileged upbringing. The Role of Ambition and Grit: From working for his goals at a young age to building and scaling businesses, Chris emphasizes the importance of hard work and ambition. He also reflects on balancing ambition with contentment, a challenge many high achievers face. Building Purpose Beyond Wealth: While financial success is vital, Chris believes in using wealth to create impact and live a purposeful life. His approach to combining business acumen with personal values highlights the power of aligning goals with a higher purpose.   Money Learning: Chris's early lessons about money came from observing his entrepreneurial father and through personal experiences. He shared how receiving tools like a lawnmower as gifts helped him earn his own money from a young age, fostering independence and self-reliance. Today, he emphasizes teaching his children to value money by encouraging them to work and contribute to family businesses.   Bio: Chris Moore is a property and acquisitions investor, full-stack digital marketer, and business development consultant. With two INC 5000 awards under his belt, Chris has scaled multiple businesses and helped entrepreneurs achieve rapid growth. He partners with Carl Allen in the Dealmaker Wealth Society and owns numerous ventures across industries. He is also a best-selling author passionate about sharing his knowledge of wealth creation and business strategies.   Key Discussion Points: Chris's Upbringing and Early Lessons in Money: The role of family conversations and reflections in shaping his financial habits. Teaching Financial Values to Children: Strategies for helping kids understand the value of money in a privileged setting. Entrepreneurial Lessons: Insights into scaling businesses, including navigating challenges and embracing innovation. Balancing Ambition and Contentment: Chris's perspective on maintaining ambition without losing sight of personal fulfillment. Building Impact Beyond Wealth: Using financial success to create meaningful change and support others in their journeys.   Conclusion: Chris Moore's story is a testament to the power of intentionality, resilience, and ambition. His journey reminds us that wealth is not just about accumulation but also about creating a meaningful impact. By sharing his strategies for managing money, instilling values in the next generation, and building a purposeful life, Chris inspires listeners to take actionable steps toward their financial and personal goals.   Links: YouTube: https://www.youtube.com/@Chrismoorespeaks Instagram:@chrismoorespeaks- https://www.instagram.com/chrismoorespeaks/   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening!   Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul   https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com   Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

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As we reflect on the incredible journey of 2024, we can't help but feel grateful for the amazing support from our fantastic listeners like YOU. As we bid farewell to 2024, we sifted through our archive and we've curated a list of the BEST of the BEST for your listening pleasure. Thats right! The Best of 2024 DBE podcast episodes…served up for you! In this episode of the Digital Business Evolution podcast, Jess gets into the complex and often sticky topic of money mindset. Jess shares three powerful mindset shifts that can transform your relationship with money and help you make more sales! With insights on understanding sales as a service, recognizing the infinite nature of money, and shifting focus from scarcity to abundance, this episode is the go to for an empowered approach to financial success. Join Jess as she offers practical advice and personal anecdotes to inspire a positive shift in your perception of money. Tune in to take the first step towards evolving your money mindset. As always, cheers to your evolution! Key Takeaways: Money is infinite, time is finite  The importance of money mindset How can you be better with your time Episode Resources Check out the YouTube video for today's podcast right here: https://www.youtube.com/@jessicaderose/videos and don't forget to like, comment and subscribe! For all the juicy details of The Club Membership, CLICK HERE:  https://www.jessglazer.com/theclub Join Legacy Lounge a 6 Month Mentorship for the leader who wants to create a legacy brand

Summary In this episode, Dr Daniel Crosby returns to discuss his new book The Soul of Wealth and the concept of soulful wealth, particularly in the context of retirement. He emphasises that money should serve individuals rather than control them, and highlights the importance of relationships and personal growth in achieving happiness. Our conversation explores the PERMA model, which outlines five facets of flourishing: Positive experiences, Engagement, Relationships, Meaning, and Advancement. Daniel stresses the need for intentionality in retirement planning, focusing on non-financial elements that contribute to a fulfilling life. He also discusses the limitations of money and the critical role of time management in enhancing well-being. Throughout our enlightening conversation, Daniel and I explore the intricate relationship between money, happiness, and retirement. We discuss the increasing screen time among retirees, the role of AI in daily life, and how spending money can align with personal values to enhance joy. Our discussion delves into the societal pressures of materialism, the fear of the unknown in retirement, and strategies for managing uncertainty. Ultimately, Daniel emphasises the importance of making conscious financial choices that reflect one's true values and the potential for positive surprises in the future. Key Takeaways Money should serve you, not control you. Strong relationships are key to happiness. Retirement planning should include non-financial elements. The PERMA model outlines five facets of flourishing. Engagement in meaningful activities is crucial in retirement. Loneliness can have severe health impacts. Intentionality in spending free time is essential. Advancement and personal growth should continue post-retirement. Expectations of retirement can lead to disappointment. Time management is a powerful tool for happiness. Retirees are increasingly spending time watching television due to newfound free time. AI should handle mundane tasks, allowing humans to focus on creativity. Spending money on experiences and relationships can lead to greater happiness. Aligning spending with personal values is crucial for fulfillment. Materialism is linked to lower well-being and should be avoided. Fear of the unknown can hinder retirement satisfaction. Controlling what you can in finances is essential for peace of mind. Expect market fluctuations as a normal part of investing. Positive uncertainty can lead to unexpected joys in life. Chronic stress is detrimental; managing expectations is key.  Sound Bites "Money is a servant and not a master." "Relationships are profoundly messy." "Retirement is often put on a pedestal." "Money can't buy us happiness outright." "Time is the ultimate purchase." "We spend our free time on screens." "I want AI to mow my lawn and do my laundry." "Align your spending with your core values." "The Joneses aren't as happy as they seem." "Expect market corrections; they are normal." Chapters 00:00 - Introduction and Welcome Back 01:13 - Defining Soulful Wealth 05:00 - The Role of Relationships in Retirement 10:08 - Exploring the PERMA Model 14:25 - Creating Opportunities for Advancement 16:18 - The Reality of Retirement Expectations 19:24 - Understanding Money's Limitations 22:12 - The Importance of Time in Retirement 25:58 - The Rise of Screen Time in Retirement 27:47 - The Role of AI in Daily Life 28:44 - Spending Money for Happiness 34:31 - Aligning Spending with Values 37:27 - The Joneses Aren't Happy 42:07 - Confronting the Fear of the Unknown 49:44 - Managing Uncertainty in Retirement Links Buy Daniel's brilliant book The Soul of Wealth TED Talk by Martin Seligman on Positive Psychology & the PERMA Model Book in a time for us to chat about your retirement plans    

Welcome back to the Wildly Wealthy Woman podcast! In today's episode, host Jackie McDonald dives into how to create the momentum that leads to more money, all while staying aligned with your well-being. Through sharing her own journey of growth, Jackie reveals how her EFT tapping practices and dedication to the Wildly Wealthy Woman identity have fueled both personal and financial transformations. Episode Highlights: Momentum and Money: Jackie explores how momentum is the key to financial growth, offering actionable insights on building energy around your goals, aligning with your desires, and letting go of outdated strategies that may be holding you back. Personal Story of Growth: Reflecting on her experience over the past year, Jackie discusses how recovering from a health scare reminded her of the core tools—like weekly tapping sessions—that have consistently driven her success. Upcoming Event – Wildly Wealthy Woman Tapping Training: Jackie shares details of her upcoming free event on December 3rd-6th, a four-day tapping experience designed to help you overcome visibility plateaus, release income blocks, and align your body and mind with your highest financial goals for 2025. Money Plateaus and Visibility Blocks: For women feeling stuck in their business growth, Jackie emphasizes that plateauing is not a cause for panic. Instead, it's a chance to innovate and tap into deeper levels of your being. She breaks down her recent experiences in helping others move past stagnation by revisiting their business visions and getting specific about their ideal clients. The "Tapping Tour" – Building Momentum Through Community: Jackie's current project involves partnering with like-minded leaders, where she hosts tapping experiences within various communities. Tune in to hear about her collaborations with influencers and industry leaders, including Cassie Howard's Project Limitless. Manifesting Big Goals Through Tapping and Letting Go: In a testament to the power of tapping, Jackie recounts how setting intentions to work with influential figures led to signing two dream clients in the influencer space. Her story is a reminder to let go of specific expectations and remain open to what comes. Key Takeaways: Money loves momentum – Find creative ways to build momentum, whether through tapping, community partnerships, or shifting your energy. Fun and Flow – Wealth creation doesn't have to be heavy. When you allow yourself to have fun, opportunities open up. Patience and Consistency – Building wealth and visibility is a journey; the relationships you nurture today may pay off years down the line. Upcoming Events & Offers: Wildly Wealthy Woman Tapping Training: Join Jackie for a transformative 4-day event happening December 3-6, where she'll share unique tapping techniques tailored to help you break through business plateaus. Black Friday Deals: Starting the Monday before Black Friday, Jackie will be offering a "Deal of the Day" on her courses and trainings—perfect for those ready to dive deeper into EFT tapping and wealth-building. Links & Resources: Sign Up for Wildly Wealthy Woman Tapping Training Opt-In for Black Friday Deals If this episode inspired you, share it with a friend, tag @wildlywealthywoman in your stories, and be sure to subscribe so you never miss an episode. Together, let's build momentum and create the wealth we desire!

In this episode, you'll learn:How to lay a strong financial foundation before investing.Why mindset around money is critical to your investment success.The biggest mistake Gino made with his first property and how to avoid it.Choosing the right investment vehicle (multifamily anyone?).Smart strategies for using debt to fuel your investment portfolio.Why every property is a small business and how to treat it that way.Key Takeaways:"Money doesn't corrupt; it reveals" – Gino explains how your relationship with money influences your investment decisions.Start by choosing your vehicle (stocks, real estate, etc.), saving money, and investing it wisely.Understand the power of using debt responsibly to grow your portfolio.Exit strategies are key: Learn when to cash in on equity, refinance, or hold long-term.Top Advice from Gino:Build a solid financial foundation before investing.Write down one word that defines how you feel about money. Your mindset matters!Pick your investment vehicle and dive deep into it – start with multifamily if you want long-term success.Use debt strategically to maximize your returns.Always have an exit plan for each deal!Ready to start your investment journey? Reach out to Gino and the team for guidance on how to build your real estate portfolio: Call us at 865-800-3905!Looking for more tips and strategies? Subscribe and hit the notification bell to catch our next how-to guide and dive deeper into the world of real estate investing! Don't miss out on learning how we've helped 100+ investors leave their W-2 jobs and close over 86,000 units!#RealEstateInvesting #MultifamilyInvesting #FirstInvestment #JakeandGino #PassiveIncome #DebtStrategies #InvestmentTips #FinancialFreedom We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

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Steven talks to boxing legend Bryant Jennings about his upcoming fight in Philadelphia, his belief in the law of attraction, and his thoughts on the changing landscape of boxing. Bryant reflects on his past fights against Klitschko and shares insights on potential future matchups. The conversation delves into the complexities of the boxing world, touching on the misconceptions about money in the sport and the challenges faced by fighters in managing their finances Key Takeaways Money in boxing is not evenly distributed, with only the top fighters making substantial amounts. The perception of boxers being wealthy is often a misconception, as many fighters struggle financially. The current boxing landscape has fewer fighters making more money, compared to the past where more fighters shared the earnings. Managing money wisely is crucial for boxers, as financial success is not solely dependent on earnings but also on financial management. Only the top superstars in boxing, such as Canelo and AJ, are able to secure significant financial rewards, while others may struggle to make ends meet. BEST MOMENTS "You always have to speak things into existence and never speak of any doubt."  "I think he's complete. He's done everything that he can do, and just rightfully so."  "I think that taking a different route, a little shortcut, is a better option for me."  "He's done everything that he can do, and just rightfully so."  "The rise of Saudi Arabia and the money... Is that a good thing for boxing?" VALUABLE RESOURCES The Steven Sulley Study  Bryant Jennings Instagram - https://www.instagram.com/byjennings/?hl=en ABOUT THE HOST The Steven Sulley Study is my take on success. My view is you should have multiple focuses to be a well-rounded individual. Success shouldn't be just one thing like money, for example, it should also consist of a healthy fit lifestyle and thriving relationships. As a person who has made successes in life, and also made huge cock-ups, I feel I can offer suggestions and tips on how to become successful, or at least start your pursuit. My ‘Study' has taken resources from reading and education plus being around, my perception of, successful people - and I know a lot of successful people from all walks of life. My ‘Study' coming from my experiences in business, investing, sales (my core background), training, boxing and education has enabled me to become well-rounded and successful and I will help you in these key areas too. CONTACT METHOD Instagram

Jesse begins today's episode with two reflections. First, he talks about the rarity and preciousness of gathering all your loved ones in one place. While money is important, it is ultimately a means to gain the freedom to spend time with those you care about. In his second reflection, Jesse recounts the story of his parents' neighbors' house catching fire, highlighting the importance of risk management and preparedness, such as having smoke detectors and emergency plans. This underscores the idea of using money wisely to enhance life's quality and maximize meaningful experiences with loved ones. Today's guest, Andy Hill, is the founder of Marriage Kids and Money, an award-winning YouTube channel, blog, and podcast that offers actionable advice for family financial independence. As Jesse and his wife raise their first infant child, Andy provides invaluable insights on the importance of emergency funds, baby items, healthcare, life insurance, and more. He delves into the essentials of family financial planning, enabling us to enjoy more time with the people we care about most. If you're thinking about what matters most in life and how smart financial planning can help you get there, then this is the episode for you.   Key Takeaways: • Money matters because of the freedom it allows. • How to prepare for crises. • The cost of childbirth, diapers, and a whole lot of other things. • How to deal with financial stress as a family. • Preparing your family financially for the worst. • Simple tips and tricks for new parents.   Key Timestamps: (02:28) Jesse's Monologue: The Value of Time with Loved Ones (07:45) A Financial Cautionary Tale: House Fire (19:45) Introducing Andy Hill: Family Finance Expert (20:29) Preparing for the Costs of Childbirth (24:42) Real Estate Considerations for Growing Families (27:37) Emotional Impact of Financial Decisions (29:45) Navigating Parenthood, Career Choices, and Savings (38:59) Practical Tips for New Parents (44:25) Life Insurance and Estate Planning for New Parents (52:31) Conclusion and Resources   Key Topics Discussed: The Best Interest, Jesse Cramer, Rochester New York financial planning, financial stress, emotional attention, family financial advisor, family finances, marriage kids and money, Andy Hill, estate planning, the finances of children   Mentions: Website: https://marriagekidsandmoney.com/  LinkedIn: https://www.linkedin.com/in/andyhillmkm/  Mentions:  https://bestinterest.blog/you-just-go/ https://bestinterest.blog/house-fire/  https://bestinterest.blog/foxes/)  https://open.spotify.com/episode/0JVTRYN8HBrgTI4EhVZglk?si=26185de5a5704a06 https://open.spotify.com/episode/1ox7hbv5uhG3bHsIzf2Cfk?si=8da95ab3e144443a  https://waitbutwhy.com/2015/12/the-tail-end.html    More of The Best Interest: Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog   The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Key Takeaways: Money is primarily a unit of measurement for transactions, reflecting a system created by governments to track value exchange. The evolution of money follows a path of wealth moving from established order, through chaos, towards a new order, facilitated by creative innovation. Understanding the yield curve plays a crucial role in navigating investment decisions across short and long-term horizons. Wealth accumulation is driven by the flow of money towards problem solvers and creators who bring new value into the economy. Refreshing beliefs and maintaining an open mind are vital for recognizing and capitalizing on emerging opportunities in wealth building.   Chapters: Timestamp Summary 0:00:00 Introduction to the podcast and the topic of money 0:02:04 Money as a unit of account and a way to measure transactions 0:03:25 The value of money is separate from its function as a measurement 0:06:19 The limitations and flaws of man-made money systems 0:08:02 The importance of understanding the origins of money 0:09:56 Using the yield curve as a guide to navigate the flow of money 0:13:59 Choosing alternative investments outside of the traditional system 0:14:26 Investing options with potential higher returns than 5% 0:15:15 The journey of value from short-term to long-term investments 0:16:13 The concept of venture capital and its potential returns 0:16:51 The relationship between bond prices and return potential 0:18:39 The evolution of established companies and the need for new investments 0:19:19 Investing in innovative and new technologies for higher returns 0:20:19 The flow of money from order to chaos to new order 0:22:08 The mindset shift from survivor mode to creative mode in investing 0:23:35 Money as an idea and the manifestation of value 0:26:00 Geniuses awakening to solve problems and create new systems 0:28:14 The trinity of civilization: governments, businesses, and money 0:28:46 The dynamic forces of governments, businesses, and money 0:29:16 Value and wealth flow from entity to entity 0:29:53 Money follows creators and problem solvers 0:30:19 Enjoy the flow of money and wealth   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Thank you for checking out our free content on financial planning, the wealth mindset, and investing in innovation. If you've found value in our blog posts, I invite you to take your knowledge and commitment to the next level. Sign up for our premium paid newsletter today and receive daily insights and expert analysis directly in your inbox. Stay ahead of the curve and unlock the secrets to financial success. Don't miss out on this opportunity to deepen your understanding and gain an edge in the world of finance. Join our premium community now and embark on a journey towards financial abundance and investment excellence. Sign up today and let's grow together!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Most of us are struggling in our financial game because it seems so impossible to make seven figures when you're just getting started in your financial freedom journey. What if you can make 90 grand in a month and a half? How different would your life be? Imagine how it would change your lifestyle. But wait...is that even possible? Today's episode will be the answer to that question as we invited Dominique Brown to teach you how to make $90,000 in just 45 days and escape that rat race. Key Takeaways: Money is a powerful resource that can help solve many problems How was he able to secure four consecutive deals and earn $90,000 from each of them? Strategies for dealing with challenging homeowners How Dominique find for properties that are within half a mile and close deals in an instant You can get deals closed with a fat referral What was the big thing that helped Dominique get started? Resources DealMachine MLS Driving for Dollars Mastery

Navigating Money and Relationships: Insights from a Licensed Clinical Social WorkerAbout the Guest(s):Sheila Nissim is a licensed clinical social worker with extensive experience in psychotherapy. She works with individuals of all ages, helping them navigate various emotional and relational issues. Sheila has a particular interest in the intersection of money and relationships, and she helps clients explore their beliefs, anxieties, and experiences related to money. Through her work, she aims to empower individuals to develop a healthier and more positive relationship with money.Episode Summary:In this episode of Money Roots, host Kate Welker is joined by Sheila Nissim, a licensed clinical social worker, to discuss the complex relationship between money and relationships. They delve into the psychological aspects of money and how our upbringing and experiences shape our beliefs and behaviors around finances. The conversation highlights the importance of open communication, understanding each other's perspectives, and finding common ground when it comes to managing money as a couple. Sheila emphasizes the need for patience, compassion, and self-reflection in order to navigate the challenges that arise in money-related discussions.Key Takeaways:Money is a loaded topic that can evoke various emotions and anxieties in individuals. Understanding our own money stories and beliefs is crucial for developing a healthier relationship with money.Each person in a relationship may have different experiences and perspectives when it comes to money. It is important to acknowledge and respect these differences, and engage in open and non-judgmental communication.Combining finances in a relationship can be a significant step. Couples should have conversations about their expectations, fears, and goals related to money. Starting with small steps and gradually building trust and understanding can help navigate this process.Autonomy and individual financial independence can coexist with shared finances. Couples can consider designating separate accounts for personal expenses while maintaining joint accounts for shared expenses.Patience, compassion, and self-reflection are essential in money-related discussions. It is important to create a safe space for open dialogue, take breaks when needed, and approach the conversation with a willingness to understand and compromise.Notable Quotes:"Understanding what's so upsetting about money is important. It's not only about the money itself; it symbolizes deeper emotions and needs." - Sheila Nissim"Having separate accounts doesn't mean hiding money; it can be about autonomy and individual needs within a shared financial framework." - Sheila NissimTo listen to the full episode and gain valuable insights into navigating money and relationships, tune in to the Money Roots podcast. Stay tuned for more engaging discussions on personal finance and emotional well-being.This episode is brought to you by Rooted Planning Group. Rooted Planning Group is a fee-only financial planning firm that specializes in working with women in their 30s and 40s who want to take control of their finances and plan for the future. Whether you're just starting out or you're looking to make a big change, Rooted Planning Group can help. Visit www.rootedpg.com to learn more.

Learn the foundation of money management for financial freedom Before we start, I want to talk about an event. Our return guest, Terry Tran, is putting on an event. It's going to be on Tuesday, the 13th of February, kicking off at 7:20 in the evening. When you attend this session, you'll learn how to create off-business wealth safely, regardless of the market condition. The link's at the bottom of the description. Go check it out. I have some other financial freedom tools that you can start using. Most problems in small businesses, particularly building businesses, come from the financial space. When you're under financial pressure, it seems to magnify the consequences of every other problem you've got, whether it's a health problem, a relationship problem or a work issue. So, we're going to be talking about a bunch of things about mindset with money and how to use your money more effectively. Terry Tran is joining me in this insightful conversation. He is the founder of The Freedom Trader and a highly knowledgeable individual in investing. With a focus on diversification and utilising both hard and liquid assets, Terry has achieved financial success and aims to help others do the same. He emphasises the importance of wisely managing the money generated from a business, suggesting that investing a portion of it can lead to passive income and financial stability. Together, we discuss the concept of financial freedom and how investing can provide a perpetual money machine for individuals. Key Takeaways: Money management is crucial for small businesses, especially in the financial space The importance of diversification and investing in both stocks and real estate Building a portfolio of investments can provide passive income and stabilise a business Focusing on financial freedom rather than solely pursuing financial abundance The mindset of fear and greed plays a significant role in successful investing Starting to invest can be as simple as setting aside a small amount regularly and gradually increasing it over time Understanding personal income comfort level and the revenue needed from the business is essential Considering a self-managed super fund to achieve better returns on investment Prioritising risk management is crucial to avoid losses and maintain consistent returns Letting compounding do the heavy lifting can lead to substantial long-term growth Patience is key in investing, focusing on long-term strategies rather than seeking quick gains All this and more, on this week's episode of THE TOOLSHED. Join the toolshed - thetoolshedpodcast.com Stay tuned next week when I share a new conversation with one of the podcast's returning guests, Richard Armstrong from Procalc! Also, don't forget to subscribe to the show to get that episode as soon as it's released. Until then, stay healthy. Links: thefreedomtrader.com https://www.thefreedomtrader.com/smartinvesting/

Mark Tilbury joins Rob for an enlightening discussion on money including challenging common misconceptions, including the moral implications of money. They unpack the truth about issues like inflation, interest rates, taxation, and what real financial freedom means. Mark shares his valuable perspective as an entrepreneur and investor, debunking myths and offering insights on how money impacts happiness, relationships, business, and life.  KEY TAKEAWAYS  Money is a tool for freedom, not the root of evil. That view is meant to suppress ambitions. Inflation erodes money's value, but people don't see it because their savings balances stay stagnant. Goal number one for anyone should be beating inflation. Property owners benefit during inflation as mortgages lose relative value, but most people only see the rising interest costs. The global reserve currency equals power. The US dollar will likely lose status eventually and be replaced by something like a cryptocurrency. Taxation beyond a certain point demotivates the "doers" who create growth and opportunity. It needs simplifying (e.g. flat tax). Happiness is about the journey, not the destination. Money enables freedom but doesn't directly bring happiness. BEST MOMENTS “It's all about control isn't it” “Money is not evil, money is a tool” "If everyone's paying 20%, you know everyone's fair. Everyone's the same... Your lower earners could be tax-free for a much bigger amount." "As an entrepreneur for nearly 20 years... You shouldn't have that feeling. You should have the feeling of, I'm really doing well, I'm helping this country." “I don't mind a property crash because I'm an investor” “I wanna awaken people” “I reckon money is up there with the wheel in terms of a great invention” https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Key Takeaways: Money is not a physical symbol but rather a manifestation of trust and faith. Building trust and character is essential for attracting wealth and opportunities. Manipulation and force may lead to short-term gains, but true wealth comes from being an open current of giving and sharing. The more people trust and have faith in you, the more opportunities and wealth will come your way. Money is abundant, and the form of it may change over time, but it will always flow.   Chapters: Timestamp Summary 0:00:38 Introduction to the topic of community as currency 0:02:01 Money is a symbol and society fights over it 0:03:29 Exploring the idea of bartering and trust as currency 0:04:34 Trust equity and the manifestation of invisible currency 0:06:14 Beyonce's concept of sharing energy and its application to money 0:07:16 Resistance and hoarding hinder wealth circulation 0:08:30 Thinking of oneself as a medium of exchange 0:09:41 Trust and character are important in attracting wealth 0:11:06 Manipulation versus attracting wealth willingly 0:12:11 Harmonizing with the community and understanding the true source of money 0:12:48 Money is sourced from one's character and faith in it. 0:14:04 Trust in humans increases over time, making money abundant. 0:14:28 Good character with an open mind attracts money. 0:14:59 Practical understanding of money and its connection to character. 0:15:09 Disclaimer: Information presented for educational purposes only. Powered by Stone Hill Wealth Management   Social Media Handles    Follow Philip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Thank you for checking out our free content on financial planning, the wealth mindset, and investing in innovation. If you've found value in our blog posts, I invite you to take your knowledge and commitment to the next level. Sign up for our premium paid newsletter today and receive daily insights and expert analysis directly in your inbox. Stay ahead of the curve and unlock the secrets to financial success. Don't miss out on this opportunity to deepen your understanding and gain an edge in the world of finance. Join our premium community now and embark on a journey towards financial abundance and investment excellence. Sign up today and let's grow together!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this episode: Money as a Tool, Retirement and Autonomy, Awareness and Choice, Community and Belonging, Coast FI and Slow FI with Diania MerriamNote from AdamI hope you are well.  I know I've been MIA for the last few weeks, without any new episodes.I've had some incredible things happening in my life, all thanks to envisioning. I can't wait to share them with you and share a resource I'm creating for you to think BIG about your own life and vision, so you can create similar amazing results for yourself. If you'd like to get early access to that, click here and sign up.Episode Summary: In this episode, Diania Merriam discusses her journey to financial independence and early retirement. She shares how she discovered the FIRE (Financial Independence, Retire Early) movement and how it transformed her relationship with money.Diania explains the concept of "Coast FI" and "Slow FI" and how she retired from her corporate career at the age of 33.She also talks about the importance of clarity and comfort in managing finances and how financial independence allows for greater creativity and time abundance.Connect with Diania Merriam10% off her FIRE conference, Econome with code “mindful”Website: EconomeConference.comAbout our guest, Diania: Diania Merriam is a retired corporate professional and the host of a daily podcast about money. She is passionate about helping others achieve financial independence and creating a life they never want to retire from. Diania is also the founder of The Econome Conference, a gathering for like-minded individuals in the FIRE community.Key Takeaways:Money is a tool, not a goal. It should be used to create time and space in your life.Retirement is not about not working, but about separating your finances from your work and having full autonomy over how, when, and where you work.Awareness and choice are essential in achieving financial independence. Understand your income, expenses, and the gap between them.Community and a sense of belonging are important for overall well-being, especially in the FIRE movement."Coast FI" involves front-loading retirement savings and allowing compound interest to grow your investments over time."Slow FI" is about reimagining your financial journey and being open to different paths and approaches to financial independence.Resources & Books Mentioned:Mr. Money Mustache blog"The 4-Hour Workweek" by Tim FerrissWhenever you are ready, here are 3 ways I can help you: 1. ​Book a 30 free clarity call with me​. If you are nearing FI and want help answering the question "What do you actually want?", let's chat! 2. ​Complete my Free Envisioning Guide​ to dream up a BIG vision for your life. 3. ​Connect with me LinkedIn​ where I post about crafting a life you love & making work optional using mindfulness, envisioning & financial independence.

Key Takeaways: Money is not the key to happiness; true happiness comes from within. The amount of money we have does not determine our level of stress; it depends on our emotional state and perspective. Money cannot buy true love or happiness; these things come from within and cannot be purchased. The love of money, not money itself, is the root of all evil; our perspective towards money is what matters.   Chapters: Timestamp Summary [0:00:37] Introduction to the episode and the $500 investment plan [0:01:48] Introduction to the series on common beliefs about money [0:03:24] Money is not the key to happiness [0:04:47] More money does not mean less stress [0:07:04] Money can't buy true love or happiness [0:09:56] Money should be made with ease and relaxation [0:12:18] Money should not be the basis of love or happiness [0:13:58] Treat people with money as individuals, not just their wealth [0:14:39] Love of money is the root of all evil [0:15:20] Love means removal of judgment, acceptance, appreciation [0:16:09] Money as the foundation of well-being is ephemeral [0:17:13] Perspective on money determines if it is evil or not [0:17:49] Having a healthy perspective of money leads to peace Powered by Stone Hill Wealth Management   Social Media Handles    Follow Philip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Thank you for checking out our free content on financial planning, the wealth mindset, and investing in innovation. If you've found value in our blog posts, I invite you to take your knowledge and commitment to the next level. Sign up for our premium paid newsletter today and receive daily insights and expert analysis directly in your inbox. Stay ahead of the curve and unlock the secrets to financial success. Don't miss out on this opportunity to deepen your understanding and gain an edge in the world of finance. Join our premium community now and embark on a journey towards financial abundance and investment excellence. Sign up today and let's grow together!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Today we are joined by CEO and Founder of the Onward App, Jacklyn Rome. Jacklyn talks with us about the fantastic app that she has created and her vision behind it. She dives into the details that the app provides and how co-parents can use it to keep the financial stress away. With money and expenses being one of the biggest causes of disagreements in co-parenting situations her app can be a life saver when it comes to keeping the peace. Tune in today to learn more about Onward and the benefits for your co-parenting relationship.  In this episode: [1:35] What made Jacklyn want to start the Onward App? [3:18] How does Onward work? [5:43] What made Jacklyn stick with just the finances on the Onward App? [9:03] How would a shared debit card work as a future Onward App option? [11:55] What else is unique about Onward? [16:09] A piece of advice for co-parents. Key Takeaways:  Money and expenses are often a cause of stressful conversations. Onward eliminates the stress by allowing both parents to see what money is being spent, how it is spent, and even to put some limits around spending. There are a lot of apps available for calendaring and agreements, but finances seem to be lacking on those apps. Onward specializes on their focus of expenses and transparency.  Quotes:  If divorced parents can get along, it just does amazing things for their children. So I support anything thats going to help ease that and any little tips.” - Lesa Koski Today most child support payments only cover 3 categories of food, shelter and clothing. And per the USDA thats 53% of the cost of raising a child. So everything else, the medical bills, extra curricular activities, math tutoring, summer cap etc. usually fall outside of that and people will agree on a child support payment while in the divorce process but then one they get divorced theres all these expenses that continue to pile up, very often the person whos the provider of funds doesnt understand why their being charged additional money for their kids.” - Jacklyn Rome A lot of the companies I've seen out there in the divorce space create content that's very negative. And backwards looking like mostly focused around villainizing an ex or kind of bringing you back into the past. And the reason actually we're called Onward is really around bringing people into the future and getting them excited about that next stage of life as a co-parent. So we, you'll see a lot of content even integrated into our app around having the most effective co-parenting relationship and how to move on with your life.” - Jacklyn Rome Guest Bio:  Jacklyn is the CEO and Founder of Onward, an app that helps divorced and separated parents to track and manage shared expenses for their children more easily. Prior to starting Onward, Jacklyn worked on new product launches at Uber and Blue Apron and spent time in venture capital and entrepreneurial consulting. She's passionate about making a difference in people's lives and building new and innovative products. Resources:  Onward App Website Onward App Instagram Lesa Koski Website Lesa's Online Courses The Onward app was made for divorced parents to help track, share, and split their children's expenses. Download The Onward App today for iOS or Android!

Most of us are struggling in our financial game because it seems so impossible to make seven figures when you're just getting started in your financial freedom journey. What if you can make 90 grand in a month and a half? How different would your life be? Imagine how it would change your lifestyle. But wait...is that even possible? Today's episode will be the answer to that question as we invited Dominique Brown to teach you how to make $90,000 in just 45 days and escape that rat race. Key Takeaways: Money is a powerful resource that can help solve many problems How was he able to secure four consecutive deals and earn $90,000 from each of them? Strategies for dealing with challenging homeowners How Dominique find for properties that are within half a mile and close deals in an instant You can get deals closed with a fat referral What was the big thing that helped Dominique get started? Resources DealMachine MLS Driving for Dollars Mastery

Rob has been talking a lot about the downsides of a cashless society, but in this episode, he has a revelation; most of the upsides of a cashless society benefit those who control the world and don't benefit society and humanity as a whole. Listen in to learn what the downsides are and what we should be concerned about. KEY TAKEAWAYS  Money has changed form over time. What used to be cash and what became cash completely evolved. This will of course happen naturally to what we view as money now too. Theoretically, it can be argued that digital money is an evolution of cash. But these benefits don't benefit humanity and society as a whole. A central digital currency means they can take money off you instantly. Cash can't be immediately taken off you or traced in the same way as a digital currency. BEST MOMENTS  “Cash is pretty good, it's universal, it is non manipulatable” “The power, control and the rules become more in the favour, you are being more controlled” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob's official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979See omnystudio.com/listener for privacy information.

Dr Irene's next guest on Be Happy Healthy Wealthy is one of her idols, Rob Moore, Entrepreneur, Investor, Author of 18 Amazon and Audible Bestsellers, Prolific Podcaster with ‘Disruptors' and ‘The Money Podcast', two-time Public Speaking World Record Holder and Founder of The Rob Moore Foundation. Rob and Dr Irene chat about a healthy relationship with money, his own history and success in business, the nature of happiness and contentment, his future goals, his inspirations, his health regime and his advice on how to tackle the current economic crisis.    KEY TAKEAWAYS Money is an effective tool that makes many things in your life easier. Appreciate that tool.  Rob has moved from being in debt in 2005 to meeting his business partner and now has millions of pounds worth of property, manages 1250 tenants in their property management business, owns the UK's largest property training company, Progressive Property, a business training company Progressive Success, has written 18 books and holds the record for the longest public speech and has two successful podcasts. Happiness is a transient emotion of which there are many different definitions. Rob believes he is on mission and feels fulfilled.   Choosing to feel your negative emotions, letting it naturally subside and understanding the meaning and the benefit of those emotions, you can train yourself to be much better at turning negative situations into positive outcomes. There is always an upside.  The Rob Moore Foundation helps young and underprivileged people start meaningful businesses that change the world.  It is important to be inspired by people and ensure that you are surrounded by people that inspire you.  To be healthy you need wealth for access to good medical care and treatment. And good sleep… Sleep, stress management, healthy diet, exercising is Rob's recipe for health in descending order.  BEST MOMENTS ‘You've got to learn to appreciate and love money because what you appreciate appreciates.' – Rob ‘My podcast ‘Disruptors' is number two now in the charts and seven years in and nearly a thousand episodes and I've interviewed many billionaires and some of the most famous, interesting and controversial people on the planet.' – Rob ‘In every day I have moments of contentment, moments of satisfaction, moments of fulfilment. Also I have moments of frustration, moments of challenge, moments of difficulty and moments of stress.' – Rob ‘What's the secret to happiness. It's a decision. It's your choice and it's not dependant on circumstances.' – Irene  ‘I always used to hide from my negative emotions. You can turn to addictive behaviours when you're trying to hide from your emotions.' - Rob  ‘A mission is about looking forward not looking backwards and a mission is about what you've yet to do, not what you've done. I'm not a content person. I don't think I ever have been. There's things about myself I've learned to love or like more, and at times when things are hard I'm more able to see the good in the hard times and appreciate that it could be a lot worse.' – Rob ‘So health and money can be translated into wealth and if you want to live long, and wealth is by definition is ‘well being to live long', you need your health. I think you can have both health and wealth, you don't have to sacrifice your health for your wealth.' – Rob  ‘I would have to rank sleep as that single most important thing for health. And it's become really popular, hasn't it? And all these gurus have written books. To me it's always been obvious.' - Rob VALUABLE RESOURCES Join Patreon : http://www.patreon.com/drireneching Instagram: irene.ching.777 Tiktok: @ireneching777 Youtube channel: Dr Irene Ching Twitter: @ireneching7777 Clubhouse: @ireneching1 https://www.facebook.com/irene.ching.735 LinkedIn : https://www.linkedin.com/in/irene-ching-742623219 ABOUT THE HOST Dr Irene Ching is a medical practitioner who specialises in Family Medicine, Wealth and Life Coach, Property/ Business Investor, Speaker, Quantum Wealth Creation Accelerator and Podcaster : Be Happy, Healthy and Wealthy. Dr Ching speaks on health, wellness and wealth in talks, workshops and events. She has her own coaching programme on money mindset - Quantum Wealth Creation Accelerator (online course with weekly coaching). She approaches health and well-being in a holistic way and encourages people to look at all the areas of their lives. She is passionate about human potentials and helping people to reach their goals/performance peak for happiness, health and wealth. In her coaching sessions, she works with emotional freedom techniques, energy works, NLP, Intuition/ Superconscious mind, Inner child healing, Timeline therapy, Self love works, behavioural change, goal settings and money attraction healing. She has helped clients to be super money magnets to live in abundance with ease and grace by healing their money blocks, shames and guilt. She was nominated as the best speaker for Best Solutions Overview at Professional Speaker Academy 2022, nominated for The Speakers Award for Best Virtual Event 2022, and for the New Comer Award. She was nominated for The Start up of the Year Award at Queens in Business. Dr Ching is a member of the The Royal College of General Practitioners of London and a member of the Royal College of Physician of London for many years. She has several diplomas in family planning, women's health, diabetes and coaching. She loves to motivate and encourage people to follow their passions and reach their full potential. Her motto: Reset Your Mind, Reset Your life. The podcast Be Happy Healthy and Wealthy is aimed at people who wants to be high achievers who perform at their peak performance in all aspects of life. It is about how we could be happy regardless of our circumstances, and to understand the secrets to real health and wealth; especially how to live a prosperous long life. The podcast idea came about when Dr Ching was asked a lot of questions about how to live happy, healthy, wealthy lives, so she went on a journey to discover how to achieve it and the secrets to happiness, health and wealth. She has been interviewing successful entrepreneurs, keynote speakers, influencers and millionaires on this important subject. So stay tuned to get the deep dive on how to be happy, healthy and wealthy- the million dollar questions!        

Just when we stop obsessing about pandemics, we've gotta worry about a possible economy in recession, inflation rates, and more. But wait - this is Truth Tastes Funny, so Hersh's interview with Money 911 host Kris Miller has laughs, heart, and most importantly, useful info for changing the way you think about investing.Over the past 30 years, Kris Miller has helped over 6,000 families, individuals and businesses, avoid financial disaster by getting real about money and strategically planning their futures. Not one client of hers has lost a single dime due to market risk.Key Takeaways:Money management is about planning, not gambling Through risk-free investing, you can make your golden years truly goldenWriting and recording hits in Nashville is just something Kris does when she's not helping people with money stuffOn her podcast, "Money 911," Kris and her guests navigate the complicated world of money so you can blaze your own path to healthy money for a happy life. Simple, straight-forward advice in a world that just might be going crazy.Emergencies come in all shapes and sizes. Sometimes you need to stop the bleeding. Sometimes, you need time for the wounds to heal. Sometimes you need to make changes so your health won't be at risk in the future. No matter where you're at on your financial journey, "Money 911" is here to guide you.Links:https://meetwithkrismiller.com/ TO HOP ON MY CALENDARhttps://healthymoneyhappylife.com/https://legacyshifters.com/legacy-wealth-strategist/ FREE GIFThttps://www.linkedin.com/in/krismiller-legacywealth/https://twitter.com/KrisMiller_NOW

Have you ever taken a moment to look at what point of views you actually have about money - and about having money?What is wealth - to you?On this episode of the Wolf we dive in to the often seemingly elusive possibilities with riches and wealth with Shannon O'Hara - consciousness facilitator and money-explorer!What if money is really a magnifier for anything you choose - good or bad; wicked or wonderful?And what would change if you allowed money to support you, and the generosity - and brilliance! - that only you can choose? Key Takeaways: • Money is very powerful in that it has the ability to magnify what's true.• Money is a vehicle to create an amazing life, or do a lot of damage!• What if it's possible to change your reality by finding out what's true for you with money? Resources:• Shannon O'Hara• Right Riches For You Book• Katarina Wallentin

About Aashi Arora: She is the principal executive coach at iRISE, has had over 20 years of executive and administrator level experience in operations, healthcare professional mentoring, and coaching. iRISE Executive Coaching provides services to individuals and groups who are seeking enhanced performance and productivity. Aashi provides strengths-based executive coaching through an individualized program that is designed to enhance management acumen, self-awareness, and emotional intelligence. In this episode, Carl White and Aashi Arora discuss:How a  private practice benefits from high levels of engagement Difference between engaged, disengaged, and actively disengaged employees The little things that make a big difference Creating a mission statement that people see and understand  Key Takeaways: Money, trips, and gifts won't guarantee that your employees will stay in your practice. Higher levels of engagement is directly connected to higher levels of productivity. You need to get your engaged group larger. It's often the little things that make a big difference. Communicate your expectations clearly, never assume. Make sure that staff have materials and equipment that's enough for them to work well and comfortably.Create a mission statement and make sure that it is visible and that everyone is aware that it is important. In order for people to dedicate their time into it, they need to see it and they need to understand it.  “If there is a piece of paper in the hallway, an engaged person will pick it up and throw it away. A disengaged person will probably ignore it, while an actively disengaged person will probably add more trash in the hallway.” - Aashi Arora Connect with Aashi Arora:Website: www.iriseexecutivecoaching.comLinkedIn: https://www.linkedin.com/in/aashiarorairiseexecutivecoaching/Instagram: https://www.instagram.com/aashi.irise/Facebook: https://www.facebook.com/aashi.irise Want to be a guest on PracticeCare? Have an experience with a business issue you think others will benefit from? Come on PracticeCare and tell the world! Here's where you can get the process started: https://marketvisorygroup.com/practicecare-podcast/ Connect with Carl White: Website: http://www.marketvisorygroup.comEmail:  whitec@marketvisorygroup.comFacebook:  https://www.facebook.com/marketvisorygroupYouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmigLinkedIn: http://www.linkedin.com/in/healthcaremktg

Rylee Meek is the host of the King's Council Podcast and King's Council Coaching, which empowers individuals and families to create a proven framework of success built with the 5 Power Pillars of Life.Over the last decade, Rylee has helped companies and entrepreneurs scale their work and wealth through his company, Social Dynamic Selling.Through the Social Dynamic Selling System, Rylee has taken eight companies to 7 and 8 figures within the first year of each, generating over 9 figures in revenue.Utilizing his proven methods and strategies to build lasting relationships and lifetime customers, Rylee helps entrepreneurs gain clarity and create massive acceleration in their businesses and brands.On This Episode:Rylee shares how encountering wealth for the first time revealed some character flaws he had.Learn the importance of establishing core values.Vince and Rylee talk about their faith journeys.Hear why Rylee founded a Christian business mastermind.Key Takeaways:Money isn't everything unless you don't have enough of it.We only have one life. Maximize it.Measure your progress from how far you've come, not where you need to go.Tweetable Quotes:"Are you making yourself available for God's blessings?"“Our perception is our reality.” Ready to start, grow or scale the business and life of your dreams? The premier fitness business event is back… Fitness Business Breakthrough is coming to Nashville Tennessee on April 21-23 and you can get your tickets now:—> www.7figuremastermind.ca/nashvilleAt this event you'll discover the 6 pillars to scale your fitness business without complicated funnels, ads or BS gimmicks. You'll learn from elite 7, 8 and 9 figure fitness entrepreneurs, speakers and network with the industry's top fit pros.Just 1-2 right ideas, partners or connections will add an extra $100 to $1M to your bottom line so secure your seat before it's sold out. About Vince Del Monte:Vince Del Monte is a best-selling author, speaker and business coach. He's the O.G. of online fitness marketing and founder and CEO of The 7 Figure Mastermind, the industries largest fitness business coaching program and he's built multiple 7 figure generating fitness businesses through digital information products, membership sites, coaching services and masterminds.He's known as the secret weapon that beginner and advanced fitness enthusiasts and coaches turn to when they want to start, grow or scale a high ticket coaching program that reaches more high paying clients without the use of fancy funnels, expensive ads or resorting to long hours that compromise your health, family and values.Vince's claim to fame is building multiple 6 and 7 figure fitness businesses (in both the male and female spaces) utilizing 100% organic scaling systems and building profit-rich businesses while carving out any marketplace and dominating it.His sales, marketing, mindset and business systems have helped hundreds of trainers go from full time gym employees to successfully self employed fitness entrepreneurs so that they can build the business and life of their dreams.If you'd like to schedule a call with his team to learn more about his coaching services please fill out an application right now: www.CallWithVince.ca

In this episode, Founder of FitBUX, Joseph Reinke, talks about financial planning. Today, Joseph talks about financial planning technology, the three buckets of financial planning, and the importance of focus. How can FitBUX help people with financial planning? Hear about thinking about percentages, self-employed financial planning, and get Joseph's advice to his younger self, all on today's episode of The Healthy, Wealthy & Smart Podcast.   Key Takeaways “Money is always relative.” “The big takeaway is percentages.” “If I focus on one, maybe two things, I'm going to accomplish things much faster.” “The more you concentrate on something, the sooner you'll realize it.” “This should be complementing your life, not dictating it.” “Focus.”   More about Joseph Reinke Joseph Reinke is a Chartered Financial Analyst (CFA) Charterholder and is the founder of FitBUX. FitBUX has helped more than 11,000 PTs manage $1.6 billion in debt and assets. In addition, FitBUX recently partnered with the APTA to provide APTA members with awesome discounts on their technology. Joseph has appeared on numerous industry podcast, been an author for various industry publications, and has done over 200 student loan workshops at university graduate programs, SIGs, Conclaves, and annual conferences throughout the country.   Suggested Keywords Healthy, Wealthy, Smart, Physiotherapy, Finance, Financial Planning, Income, Expenses, Debt, Money, Technology, Retirement,   Resources FitBUX Investment Round: https://republic.com/fitbux   To learn more, follow Joseph at: Website:          https://www.fitbux.com LinkTree:         https://linktr.ee/fitbux Instagram:       https://www.instagram.com/fitbuxofficial Facebook:       https://www.facebook.com/groups/FitBUXOfficialGroup   Subscribe to Healthy, Wealthy & Smart: Website:                      https://podcast.healthywealthysmart.com Apple Podcasts:          https://podcasts.apple.com/us/podcast/healthy-wealthy-smart/id532717264 Spotify:                        https://open.spotify.com/show/6ELmKwE4mSZXBB8TiQvp73 SoundCloud:               https://soundcloud.com/healthywealthysmart Stitcher:                       https://www.stitcher.com/show/healthy-wealthy-smart iHeart Radio:                https://www.iheart.com/podcast/263-healthy-wealthy-smart-27628927 Read the Full Transcript Here:  00:03 Hey, Joe, welcome back to the podcast. I'm happy to have you on again.   00:07 Yeah, I'm glad to be here. It's been a long time. It's the very first time. I think there's like a third time, maybe the fourth time. But yeah, it's been quite a journey. So glad to be back.   00:18 I'm happy to have you back. Especially because today we're going to be talking about financial planning. Now, I know a lot of people might be like, oh, gosh, this is so boring. But regardless of whether you own your own business, you're working for someone else, you have to have a good financial planning, because you want to be able to get through the rest of your life and have the security of knowing you're financially sound. Right.   00:46 Exactly, exactly. So we'll make it we'll make it exciting. We'll give you some, some tidbits that you don't hear anywhere else. So   00:54 yes, excellent. Well, let's let's start out with what are a couple of tips for the audience, that you counsel people on when it comes to financial planning?   01:06 Yeah, so a lot of us to help is all about the technology, and we're there to guide them through it. And it's really geared around a lot of stuff that I learned when I was in wealth management. You know, everybody always talks about, oh, the problem in financial planning and financial education, and this and that. And basically, what I look at used to look at is everybody in the financial industry, they just double down on using the same stupid stuff. And then when the technology comes out, they just put some cute interface to it, and it just doesn't work. Okay. And there's, there's two areas that I could, you know, illustrate on that. One is like, on these apps, so like these budgeting apps, I won't name any names, I won't pick on anybody, but there's a lot of big popular apps out there. Or maybe you just use Excel. And a lot of times what they do is they just throw a bunch of stuff in basically an Excel sheet, and they put a user interface around that. And it's like, okay, well, where does all my money go? Like, this doesn't make any sense. So that's the first issue that we've seen in the second one, I used to joke around about this, this is where financial technology that I used to have, like, you know, a 60 year old client would come in with like, a stack of paperwork with like, an inch or two thick and say, Okay, what am I supposed to do? And to me, all FinTech did was take that makes file and put it on the internet. And just make a pretty little graph around it. It's like, okay, this doesn't tell me anything. Like, what if I want to buy a house versus rent? What if I want to pay off my loans versus well forget? How am I supposed to look at these things? Like, am I supposed to decide this? And so those are the two big areas that is like, how do you do this. And so the first big tidbit on financial planning to satisfy that first problem, just one big thrill plus, you got to think of things in almost buckets when you start stretching out your plan. So you have things like your income and your expenses. And I'm not talking about like your debt expenses. I'm literally talking about your day to day expenses, like food and rent and utilities. So that's like, step one is your income and your day to day expenses that is happening today. The second step is to say, Okay, how much is going towards investments and how much is going towards debt? And that's the step two is over the long term. And then step three is, well, what am I doing to protect my financial plan? Those are things like insurances. So life insurance, long term care, insurance, disability insurance, home insurance. And so the way you can think about it is, this is day to day, this is long term. And and this is risk management, because protection. And when you start thinking about it that way, it makes life a lot easier to do it. And then you know, we'll pause there, and then go into also, you know, what happens like, Well, what about projecting? What about managing this over time? What's an easy way to set this up from there, but that's the primary the main component of in terms of just setting up the plan itself, of those three buckets when you start thinking about this stuff?   04:09 Yeah. And so you suggest people kind of sit down and look at all of those things and kind of write them out. So they have they know their income, they know what their expenses are. They know what they have asset wise, debt wise. So when you're talking debt, can you be a little more specific? Are we talking long term debt like loans or short term debt like credit cards, or bony   04:32 any real debt, I mean, credit card. So with credit cards, if you're paying them off monthly, we don't even consider it that we just consider that day to day stuff. But we're talking about where like you have a monthly payment, so car loans, student loans, mortgages, if you do have credit card debt, and you refinance it, for example, into a personal loan, and you're paying that off over time, if you have business debt, whatever it may be, that's the debt that we're that we're talking about in that step two.   04:56 Yeah. Thank you. Thanks for the clarification on that. And then of course, All the insurances and things like that, that we all need, that we all should have moving forward, I would say especially if you're a physical therapist, and especially if you're in private practice, boy, do you need those insurances to be on point?   05:16 Yeah, exactly the biggest, like the most overlooked one is disability insurance. Because it's like, what do you do if you go to say, well, I can't do my profession anymore. It's like your financial plan completely just ruined if you don't have that. And that's the way you can think about insurance is okay, well, I did my step one, I did my step two. Step two happens over time. What happens if I don't have time because of whatever it is. So like, what happens if I become disabled? My financial plan crumbles. What if I'm married, and I pass away or my spouse passes away? Like we have children like our plan crumbles? What happens if I have a car and I don't have the proper car insurance and I get in a car accident? I don't, I can't buy another car. Now my plan crumbles because I gotta get all this auto debt for another car. So that's what you can think about insurance is protecting just in case time doesn't happen?   06:03 Yeah, fair. Okay, so great. Tip number one, just to recap is to break up into three areas, income expenses, assets, debt, and the third protection, or, and that's where all your insurances come in. Okay, what other what other tip do you have when it comes to financial planning?   06:22 This one is one of the most important and this, this makes life so much easier, both when you're setting up a plan. And also when you're actually like monitoring your plan. Oftentimes, somebody will come to me and say something like, you know, I'm paying $1,500 a month on my student loans. Is that a lot of money? And it's like, I don't know, like, Well, what do you mean, you don't know you're an expert? Don't you know if that's a lot? It's like, well, no, what I mean by that is, do you make $300,000? Or do you make $30,000? Because it's all relative to your income. And money is always relative. Another example of that, like investments, somebody can't come to me and says, I made $10,000 on my investment. And it's like, okay, is that good? It's like, I don't know, like, Did you invest? 20,000? I'm like, Yeah, I'll just do that. But if you invested a million and only made 10,000, like, that's horrible. Like, don't quit your day job, like, what are you doing? Right? So it really just depends on percentages. And you can take that knowledge and apply it to your financial plan. So when you're actually setting these things up, especially on step two, where you're saying, where's What am I investments? Or what am I debt, when you look at percentages of where your money is going and allows you to say, hey, like, I want to focus on, you know, paying off my mortgage? Well, if that's not your biggest percentage of where your money is going, and you're not focusing on that, okay, and this is like, it's funny, because people like, how did you come up with that percentage thing? And I'm like, well, one of the ways I did was when I first started working, I put all the percentages there. And I realized how much money was going to taxes. It was like, Holy crap, like, what can I do to reduce that? So I'm the financial dork that I am, I went and read the IRS tax code. But it's like, those percentages that I assume realized, from a financial planning aspect, it makes life easy, not just setting up your plan, but actually following it. Because if you say, Look, I have 20% going towards my student loans, I have 5%, going towards savings for a down payment for a house, I have 4% going towards my 401k. Over time, your income should be going up. So it makes it very easy. You don't have to think about how much of my money should be going where you just keep the percentages the same and increase how much you're doing in those categories. Or if you get a bonus or a tax return, say great, I take the percentage, I put it to those categories. If I want to do more, I'm fine. But I don't need to I can go out and actually enjoy this money if I want to and not feel guilty about it. Cuz I know I'm following my plan. And then once you're following that plan, let's just say you have a good life event happened. Like let's just say you paid off debt, you paid off a student loan, you paid off an auto loan, well, then great, you just look at the percentage and say, Okay, where do I move this now to meet my next goal? Very quick and easy. Or maybe you have a negative life event, like you get a car accident, You wrecked your car, and you need to buy a new one, where it's like, okay, well, I have I was focusing on this. But if I've moved this percentage and this percentage here, I'm good to go. And that's it. And then you can actually go out and simulate that and I'll talk about simulating that in a minute. But that's the key thing. One of the biggest takeaway that you can take from this podcast as percentages, what percentage of my money is going where and then from there, instead of tracking your dollars and cents, every single place that goes track the percentages are my percentage is going to where I said they're going to especially going towards your investments and your debt. Some people really like looking at those percentages on their day to day expenses too. That's fine if you want to go that into it for me, as long as you're following the assets and debt sureselect don't enjoy. That's the way I look at it. Because that second floor of the building assets and debt, that's the financial plan. So that's the key thing. There's that percentages, percentages, percentages. And, you know, I wish I could talk to everybody that's like 40 and 50 and 60 that have been doing like the dollar amount their entire life. And it's like, I just switched to this. It's easier, like, do that. Yeah. So that's the big takeaway is percentages.   10:26 Yeah, I switched over to percentages a couple of years ago, and it's like a no brainer. You know, so like, when, like you said, for example, a tax return comes in. So I had a tax return. I know it was last year, the year before. And I knew exactly where all of that money was going. Because it was in my percentages. Yep. So it just makes life so much easier. And you'll see you'll accumulate wealth in the places that you need to, because that's your plan.   10:53 Yep. And you'll realize, while if I focus on one, maybe two things, I'm going to accomplish things a lot faster. And so that's where the the behavioral side of finance comes in to. And it's a proven fact that more you concentrate on something that the sooner you're able to realize it. And so one of the big mistakes that we see people make, especially on that step two, they're like, Alright, I'm going to save in a Roth, I'm going to save in a 401k, I'm going to save for my child's 529 plan, I also need to save for a house and I want to save or pay off my student loans. And it's like, you're going to do none of those. Like, if you're trying to do all that good luck. Like seeing the percentages and how thin they are, and how long it's gonna take you to accomplish those is a red light to a lot of people, it's like holy cow, like, will instead I just focus on like, paying off my loans, for example. And your my retirement for the time being, you're gonna be able to accomplish a lot more sooner. And then you can get to those other things down the road. So that's another big takeaway is focus, focus, focus, focus.   11:55 Yeah. And it's okay to move those percentages around as your life changes. And as things change in life. It's good. Yeah. Okay, cool. Yep. So now, yeah. What I mean, this all sounds great. And I'm sure a lot of people are wondering like, oh, okay, how am I supposed to keep track of all this? How am I supposed to do all this? This sounds complicated. I don't work in Excel. QuickBooks makes me nauseous. What can I do? Like, so explain to us how fit books, can I help people with some of this financial planning stuff?   12:28 Yeah, this is where I'm so personally excited. Because this is where we always wanted to take the company even like, it was one of like, five years ago, I first came on the show on your podcast, we specifically we knew this technology was gonna take a long time to build. And so we specifically started the first piece of the technology around student loans to help students, new grads, and then we've been building it, especially during COVID, we've been building out more and more, as long as we don't lose engineers that COVID Every other week. But we've been building out more and more, and we launched the first version out of beta last November. And it literally does all that for you. So when you go to build your plan, like step one is income expenses that two is is your asset contributions, your debt contributions, that three goes into risk management. And then we took it a step further, actually, on step four, you can add in goals and life events. So everything from like getting married or buying a house, or whatever it is that you're going to do. And what that allows you to do is it allows you to say, Hey, this is the plan that I want to follow. And you can actually build out the entire thing and see in the long run what it does, or you can run simulation. So if you're trying to say Hey, should I pay off my loans versus loan forgiveness, or should I rent versus buy, or I'm married, and we just had a child should myself or my spouse stay at home instead of working so we don't have to pay for daycare, you can simulate all those to decide what you want to do. Okay. And then with the technology, once you say this is what I want to do, we take all these complex components, so like your income and your expenses and your assets and your debt. And we bought them all into one data point we called the fitbug score. So you can really easily compare everything and what the fitness score is in the short run, it looks like your risk and your profile and everything else. And then by the time you hit retirement is basically the probability of you hitting retirement and not running out of money. Okay. And so once you say this is the plan that I want to follow, you can then link your financial accounts into the hitbox profile, track yourself right on your profile, and it literally tells you step by step each month, are you doing this right or not. And then if you have one of those life events where you have to change your percentages around you just go back in and have your plan with the percentages around hit save and go back on with your life. So that's why I'm so excited because we've been building that literally for like two and a half years that that bigger technology and it's finally out. So I can actually smile and have a few more gray hairs because of it but it's out So that's where we're at right now.   15:03 Yeah, it sounds it sounds like definitely makes life a little bit easier. And now does this connect to your bank accounts or to your QuickBooks and all that kind of stuff so that it's constantly updating? How does that   15:17 work? Yeah. So it doesn't connect to QuickBooks, it connects to bank accounts, credit cards, some debt. So it connects almost everything not, you know, there's some credit union stuff that it doesn't link into. Some accounts are more thorough. So like the bank accounts, or the savings accounts are all in there. Some debts, like some companies, like first of all, some companies are there, some aren't. Even if they're not, you can still manually put them in. And I just tell people updated like once a month with your transactions. So it can up to date tell you, the big thing is, is making sure that your gross income is in the technology? Because that's how we base everything, are you following your your plan, based on these percentages, and the only way we know that percentage is if your gross incomes, they're not your net, your gross income. Because we want to see, we want you to see where your taxes are going and everything else in your entire paycheck. And so yeah, you can link your accounts, we do it through a company called plaid, which is, you know, the other major banks use them and everything. So that is who we use to link the accounts.   16:17 And can you quickly just for people who don't know, define gross versus net income?   16:24 Yeah, so gross income is what you get from your employer on quote, unquote, that top line, so it's what you're actually paid. And then from there, they deduct out things like your taxes, your Social Security taxes, your unemployment taxes, your Medicare taxes, any contributions to your 401k that you're making, anything that you're paying in terms of like medical care, dental care, whatever it is. And then after that is your net pay. So when you get a deposit into your bank account, that's what we see as net pay. And so you have to reconcile that the gross income. And so what we try to do on the technology to make it easy is is once you put in one of your gross incomes, so like if you get a net pay of like two grand, and then you reconcile it to say 3000. Next time we see $2,000, we automatically reconcile it for you. So you don't have to keep doing it. But yeah, we need that done a few times. So that way the technology updates and can start learning what that is and make those adjustments for you. But yeah, that's the difference between gross and net income.   17:27 Perfect. And let's say you're self employed, and maybe you're so you're not getting a steady paycheck, but maybe your pay can fluctuate slightly from month to month. So how does the technology work with that? Is it like, on our end, when it comes to a little   17:45 bit more, yeah, a little bit more, because you don't know what that income cash flow looks like. But what I tell everybody, like when you're setting up your plan, and you have variable income, so you might not even be self employed, you know, just be based on commission or commission. And what we tell people on that is be very conservative. So like, if you typically make like 80 grand a year and commission or self employed income, do your financial plan based on 60 grand, and do those percentages. And then every month, when you get those waves of money coming in, just take the percentages, and that's what you do. And so again, it makes life very easy. Like if you're putting money to the SEP IRA, or whatever it is, you just know what those percentages are. And that's what you put in. Instead, try where I see a lot of commission based or business owners where they make mistake is actually on twofold. They try to do everything monthly. And then they ended up in a month. It's like, oh shit, I don't have any money. Like, oh, or they go the opposite. They say, I'm gonna do this every six months, I'm gonna see where I'm at, I want to put money into these things. And then six months go by and they're so busy, they just forget. No, they don't do anything. And then all of a sudden, they have 50 or 100 grand sitting in cash, just not doing anything for them. And they don't even realize that it's sitting there. It's like, fantastic. And so, yeah, that's another place where those percentages come in into play big time.   19:09 And do you suggest people looking at, look at all of these percentages every month.   19:16 If they're following the percentages every month, the only real time you need to change them is when one of two things happen. The first one would be is if you have a major life event happen. So things like you get married, you have a child, there's a debt, you're inheriting money, whatever it is, those are major life events, that's when you go in and change it. Or you hit a major goal. So you pay off one of your debts or something like that, and you have a lot of money now that you need to move around. So those really are the two times and that's one of the big reasons why I'm so excited about the technologies because when I was in wealth management to me, it's like this whole model is messed up like you pay 1000 to $3,000 to a person to come up with a plan and then you walk out and it's completely obsolete. And in some of these guys charge $100 a month, but they don't track anything. They don't have any technology to actually even track anything. So what the hell are they doing for $100 a month? So we were like, Okay, well, we give out the financial planning technology, it's free to build your financial plan, you can even talk to a coach, and it's free to build it. And then when you track it, we could charge a monthly subscription fee, that's, you know, 20, or $30, whatever we charge on that. And it's there, you don't have to worry about spending $3,000 a year, any of that garbage. It's like, oh, it frustrates me so much when I talk about it, because the whole model is just like, completely upside down. And actually, the stuff we're coming out with Next, we just started working on it. As far as investment recommendations for allocations and how you had your investments allocated. And I had heart, I'm an investor, I mean, that's what I've been doing since I was like 12. And so I'm just starting to get my tea sharpened on that one, I'm hoping to have it out by March or April this year, where you can literally build your profile. And then it will tell you how your allocation should be on your investments, how much risk you shouldn't be taking. And the big part that's different, we didn't touch on this. We factor in this thing called human capital into our analytics. We ask everything from like, what's your profession to things? Like do you run marathons? Because that all goes to speak about behaviors. And just like healthcare 80% of outcomes and behaviors, it's the same thing in finance. And so there's no point in our technology saying, Hey, you should do this complex plan, when the behavior is not necessarily there yet. And so we factor all that into our algorithm. And that's part of what we're going to be coding next with the investment allocation. Which that's a whole minefield that to me, is that all traditional advice, like, Hey, you're young, like you can afford, you know, to put everything in the stock market. It's like, No, you can't like you know, what happens if you have $5,000 in emergency fund, and you have $5,000 in a 401k and COVID hits and your 401k goes down 50%. And you also just got laid off that $2,500 that just went out the door might be pretty valuable. So why were you aggressively invested at that point in time? Like, it makes no sense? Yeah, so I, yeah, I can go off for hours on that investment allocation stuff. But that might be a far whole nother podcast.   22:27 And that's okay. We'll have you back on. That's not a problem. Well, it sounds like a lot of exciting stuff and a lot of stuff that's really user friendly, and really good for people who aren't financial planners, right? Who like they didn't go to school for this. And they need a little bit of guidance, a little bit of coaching. And this certainly sounds like it makes it very easy for people to do that. Now, what are I know that you said this before? But I'll have you repeat it. If people take away anything from this, what is a big, big thing that you want people to take away from this talk?   23:01 Yeah, keep it easy in terms of how you set it up. So again, today, what's your expenses? What's your income today? What are you doing over time with your investments and your debt? And then the third piece is what am I doing to protect my financial plan, that's insurance. The second big takeaway is following your percentages of your income, it will make your life extremely, extremely easy. And then to your key point, caring. This stuff should be complementing your life not dictating it. And it should be easy. And again, that's one of the hours that retirement of it for a PT when I decided, yes, I'm going to launch the company. And the main reason was because I was like, I always wanted to invent something in terms of technology to help people like, but I'm not. I can't like I'm not Elon Musk, I'm not gonna build neuro link or some of these other companies, right? It's not gonna happen. But I know finances. And it's like, okay, well, if we can develop a technology that reduces the amount of time you need to think or stress about money, that means you can do what you're supposed to be doing when you're going to school, like being a PT. Or if you're an engineer, and you're the next Elon Musk, you don't have to think about money because that part of your life is actually taken care of. So it's my small contribution, if you will, to the technology world. Just funny because everyone's like, you're a founder of a technology company. I'm like, I'm a finance guy. I know algorithms. I know math, and I know money. And I'd like I give it to coders and engineers, right? They do it. Right, right, right.   24:31 Hey, listen, that's why it's we always work better as a team, right? It's hard to do everything on your own, if not impossible. And now where can people find more about all of this info and how to sign up and how to start using this?   24:45 Yeah, so Bostock comm just go on build, your profile is free to go on and you can build like all the tools are accessible to you to build your plan. You can schedule a call with a coach which we highly recommend because this version of the technology We built specifically for people to actually call us and have them help us walk you through the technology to make sure you're using it correctly. And then as we grow, we're building out more and more automation. So that way, it's easier. And then once you want to sign up and say, This is the plan I want to do, that's where you start the subscription and go from there.   25:19 Perfect. All right, so that's fit bucks fit bu x.com. Yep, you're right. All right. So before we end, before we wrap things up. Last question, I asked everyone, and that's knowing where you are now in life and career, what advice would you give to your younger self? I know you've answered this question before answer it again, come up with a new piece of content, you get to say more advice to your younger self instead of just one piece.   25:47 Yeah, this one, I touched on it earlier, and I can't stress it enough as focus. You know, I'm the type of person that like I was at CSM last week. And I pretty sure that I wrote down like seven or eight business ideas. And I'm the type of person that just wants to start working on everything. Like, I used to joke around with my wife. I was like, you know, this was back when I was doing my investment trading. I was like, if I come up with something, I will literally be up for 72 straight hours researching this and figuring out if it works or not. And sure enough, the very first time like, I came up with something, I stayed up, I was on our 71 I thought it was gonna work. And then our 72 is when I found out that it will work. But focus is we're so distracted with things. We're so distracted. You know, that's one of the behavioral things I'll share is like, when you start saying, This is what my focus is, and you have a fundamental reason of why you're doing it. And it's not because you're, you think you're gonna make a lot of money or you think you're gonna do this, but you have a real fundamental, real reason why you're doing it. Focus actually becomes very easy. Like you no longer care about watching TV, like I'm a big sports person. I haven't watched sports in about eight years. Just because there's like, I won't play I was watching a football game. I'm like, Well, this sucks. I'm wasting four hours. And the game's only an hour and a half and watching commercials. So let me TiVo it. And I started TiVoing. And I'm like, wow, they're still wasting an hour watching this thing. Like, I'd rather be doing something else, which I stopped watching sports. And so it's like, if I could go back, I just think about it. Like if I had that same mentality when I was like, 20, instead of getting that mentality when I was 28 or 29. I'm like, my life would be looking a lot different right now. So focus, focus, focus, focus.   27:36 Great advice. Joe, thank you so much for coming back on the podcast, giving us great tips for financial planning. I'm sure everyone will take a lot away from this podcast. So thanks so much for coming on. Yeah, thank you for having me. Anytime and everyone. Thanks so much for tuning in and listening and have a great couple of days and stay healthy, wealthy and smart.

In this episode Christy and The Council discuss: Abundance and money  Staying focused in the present Experiencing wellbeing and abundance   Key Takeaways:  Money is part of abundance, but it's not all it is.  Focus on your present, so that you can enjoy it. Your life is now, and it's for you. Every moment is a gift.  Be curious about how you can create abundance in all aspects of your life.  In light, everybody wins. Light serves all. Your abundance is an extension of light, and it serves everyone.    “Abundance includes money, but it's not just money… it's everything. It's abundance of love, abundance of patience, abundance of kindness, abundance of support.” - Christy Whitman   Get The Desire Factor Book at https://thedesirefactor.com/     Connect with Christy Whitman: Website: https://www.christywhitman.com/  YouTube: https://www.youtube.com/channel/UChhSCDQ_U3cYtCejM9DSVJw  LinkedIn: https://www.linkedin.com/in/christywhitman1/  Facebook: https://www.facebook.com/christywhitmaninternational/  Twitter: https://twitter.com/ChristyWhitman  Instagram: https://www.instagram.com/christywhitman1    Show notes by Podcastologist: Justine Talla   Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Successful entrepreneur and virtual assistant agency owner, featured in The New York Post, Emilie Given joins Pete today to share her story on why she decided to leave her 9-5 job at Amazon, and start up her own business, which now has a six-figure value. Together, they discuss how talking about wanting money is not a bad thing, how to create a continuous flow of money and how being a good person will attract good people to you.   KEY TAKEAWAYS Money is energy. Money is a currency which you give away and have it flow back to you. Money is not bad, and it is not bad to talk about it. There is not a limited amount of money, it is constant and you can attract it by what you are doing. We do not need to limit our mindset and believe that we can only ever have so much money. When starting out in business there will be hard work involved because you are creating a new programme. However, if you do it in a way that you are setting up systems and processes, you can have that money come flowing to you for years and years. If you are a good person and you have high energy, you are going to attract good people with high energy. You should not continue to pursue relationships that you feel obligated to have. Think about if those relationships do you any good. Do they make you feel good when you talk to them? Or do you dread talking to them? If you dread talking to them, they no longer need to be in your life.   BEST MOMENTS “My life goal is to help other people find stability, balance and figure out a career that really works for them.” “I believe in Karma.” “I like to be around people, even if we are not talking.” “I love people, I just love being around people.”   ABOUT THE GUEST “Emilie Given is a successful online entrepreneur and virtual assistant agency owner who has been featured in Business Insider, Scary Mommy, and The New York Post. She founded She's A Given, a Seattle-based virtual assistant company in 2018 to be able to spend more time with her family after a near-death experience. 9 months after leaving her 9-5 at Amazon Corporate HQ, she built a thriving six-figure business. Emilie is passionate about matching high-level executive assistants with business leaders and their teams. Through coaching and course creation, Emilie's also hopes to inspire other corporate women to create a career that allows them to focus on passion over paperwork and family over familiarity.” Websites: www.shesagiven.com  and www.shesagivenacademy.com LinkedIn: https://www.linkedin.com/in/shesagiven   ABOUT THE HOST The ‘Mighty Pete Lonton' from the ‘Mighty 247' company is your main host of ‘Fire In The Belly'. Pete is an Entrepreneur, Mentor, Coach, Property Investor, and father of 3 beautiful girls. Pete's background is in Project Management and Property, but his true passion is the ‘Fire in The Belly' project itself. His mission is to help others find their potential and become the mightiest version of themselves. Pete openly talks about losing both of his parents, suffering periods of depression, business downturn and burn-out, and ultimately his years spent not stoking ‘Fire In the Belly'. In 2017, at 37 years of age that changed, and he is now on a journey of learning, growing, accepting, and inspiring others. Pete can connect with people and intuitively asks questions to reveal a person's passion and discover how to live their mightiest life. The true power of ‘Fire In The Belly' is the Q&A's - Questions and Actions! The ‘Fire In The Belly' brand and the programme is rapidly expanding into podcasts, seminars, talks, business workshops, development courses, and rapid results mentoring. CONTACT METHOD https://www.facebook.com/mightypetelonton/ https://uk.linkedin.com/in/mightypete https://www.facebook.com/groups/430218374211579/             Support the show: https://www.facebook.com/groups/430218374211579/ See omnystudio.com/listener for privacy information.

Donovan Brooks is a Certified Financial Planner, the founder of Storyline Financial Planning, and the host of the Building Stewards podcast, where he dispenses biblical wisdom for where faith & finances meet. On this episode of CFO at Home Donovan and Vince discuss his thoughts on debt, money mindset, giving, and spending as seen through a Christian Biblical lens and more. Key Takeaways: Money problems are not always money problems, often they're spiritual  Know, Believe, Do What you know shapes what you believe What you believe dictates what you do Debt is unavoidable for most for at least a season of life (even if it's just mortgage). Have a plan to free yourself that debt as soon as possible.  Christians struggle with the same money mindset issues as non-Christians ( jealousy, greed, lack of contentment and gratitude) From a Christian perspective, giving should be done out of a sense of joy, not obligation  Overspending often indicates an issue with contentment To be a successful CFO at Home, be humble, remember that family money management is a team effort Ways to contact/follow: Building Stewards Podcast  DonovanBrooks.com   Contact the Host - vince@thecfoathome.com

When we think of empathy, we don't often think of the finance industry. In fact, anything to do with money seems to be the antithesis to an empathetic way of doing business. My next guest is leading a revolution to change that and tells us how money was, actually, created to be empathetic. We're talking today with Holly Ruxin who shares her very personal experience with seeing the impact on customers when an entire industry is not built for empathy, even when the people involved are very kind and compassionate. She gets real about why we don't associate the money management industry with empathy - but offers hope that it is changing and that we can evolve finance to that next level that humanity needs again in order to thrive.  Key Takeaways:Money was created to be empathetic. It is a win-win not a win-lose when done right.Money is just an exchange of value. The story we put on it is a feature of our culture. Understanding what is really happening in any situation is where the empathy comes from. "We're seeing big shifts in our financial system and people are really starting to understand that being empathetic feels good. It is how we co-create a better world." —  Holly Ruxin About Holly Ruxin:Holly Ruxin, CEO and Founder, MontcalmHolly Ruxin is committed to transforming people's lives by healing their relationship with money. Holly has decades of experience with Wall Street firms such as Goldman Sachs, Morgan Stanley, and Bank of America, where she gained a thorough understanding of how capital can be managed to help people and the planet, and also where our financial system needs reworking. She founded Montcalm in 2012 to empower people to manage their assets intelligently, with full personal integrity, and from a perspective of abundance. Holly is also the founder of Trevor TCR, a foundation that awards philanthropic grants to support health, education, enterprise, and the arts, all necessary cornerstones of healthy, successful communities. She has an MBA in Finance from Columbia University and a BA in Economics from the University of Michigan. Connect with Holly and Montcalm:Website: montcalmtcr.comLinkedIn: linkedin.com/in/hollyziegelruxin Don't forget to download your free guide! Discover The 5 Business Benefits of Empathy: http://red-slice.com/business-benefits-empathy Connect with Maria: Get the podcast and book: TheEmpathyEdge.comLearn more about Maria's brand strategy work and books: Red-Slice.comHire Maria to speak at your next event: Red-Slice.com/Speaker-Maria-RossLinkedIn: Maria RossInstagram: @redslicemariaTwitter: @redsliceFacebook: Red Slice

Ivan Barratt is a multifamily unit owner and syndicator who specializes in FHA and Agency-financed projects. Since 2015, Ivan Barratt has raised nearly $60 million in equity, acquired over 2,500 units and grown Barratt Asset Management (BAM) to a best-in-class; vertically integrated, asset and property management firm. Today, Ivan focuses his time on equity finance, acquisitions and company strategy. Currently, his companies manage well over $250 million in assets, comprising nearly 3,500 units. On This Episode: Sam and Ivan discuss what success means to them. Get the secret to business success. Find out how Ivan became involved with real estate during the worst point of the recession. Learn how to build an anti-fragile business. Key Takeaways: Money isn’t enough if you’re sacrificing everything else that is important. Be willing to work to learn and not earn. Managing people is way harder than real estate. Tweetable Quotes; If your company is getting larger and you’re not having more fun, you might be doing it wrong. It’s harder to develop work ethic than skill. Ivan Barratt: https://www.ivanbarratt.com/ (https://www.ivanbarratt.com/) 317-762-2625

Travis Chappell has made it his mission to help a million people cultivate genuine relationships the right way. He has found that there are two types of people: 1.) Those who think they are networking properly, but are actually really annoying everyone they come in contact with by barfing their elevator pitch, throwing a business card or five in your face, and moving on to the next person (I call that person Networking Ned) and 2.) Those who hate Networking Ned so much that they avoid the practice altogether, for fear of becoming that person. After publishing over 400 episodes of his show, Build Your Network, Travis has picked up on a few secret techniques and strategies that will help you ditch the fear of networking, avoid becoming Networking Ned, and build genuine relationships that will unlock the next level in your life. On this Episode Travis talks about growing up in a tight knit religious bubble, where he committed to full time ministry at 12. He reflects on the fact that he never had anyone second guess that question. Hear how Travis decided to pursue sales instead of ministry. Travis explains why earning his first six figures terrified him. Learn the genesis of Build Your Network and World Class. Hear the lessons about sales success that Travis learned from door-to-door sales. Learn how to change your mindset. Hear the reason most fail. 3 Key Takeaways: Money is a part of the equation of happiness. Money doesn’t make a person, the person makes the money. Delay gratification. Tweetable Quotes: “Anytime I even thought about giving up, I turned around and looked at who was watching me.” “You’re only a failure when you accept defeat.” Travis Chappell: travischappell.com Resources: If you're ready to take yourself and your business to the next level, and are interested in a coaching program that will get you there: http://pivotpointadvantage.com/IwantSuccess (pivotpointadvantage.com/iWantSuccess) Join an interactive environment to help you build the success you've always wanted with other like-minded, success-driven entrepreneurs, business owners and sales professionals: https://www.facebook.com/groups/SellWithoutSelling/ (facebook.com/groups/SellWithoutSelling) Schedule a 15 minute call with Stacey: http://pivotpointadvantage.com/talktostacey (pivotpointadvantage.com/talktostacey)

I'm talking with “The Rebel of Wall Street”, Priya Malani, whose goal is to change the way young professionals think about money by empowering them to get their financial sh*t together. Key Takeaways: - Money management mistakes that business owners are making - How to balance your personal and business cash needs - Strategies for making sure there's always enough cash on hand in your business - How much of a cash reserve you REALLY need to have to be safe

Amber discusses the importance of not letting other peoples mindset determine your capabilities.Key Takeaways:Money comes and goes but time only goes.Don’t allow society to define success for you.Don’t put your desires on the back burner because someone told you you can’t do it.Remember, everything that people say to you is a reflection of them.Take a minute to celebrate your progress If you are interested in connecting with Amber, send an email to amber@amberfuhriman.com.Connect with other incredible people looking to break out of the corporate mindset by joining the More Than Corporate Facebook group: http://bit.ly/2MuWn53 See acast.com/privacy for privacy and opt-out information.

Hello Beautiful, I am Haley Helveston, a Holistic Health Coach turned Sex/Relationship Coach. I am all about empowering you to have healthier happier relationships. I empower you sexually, spirituality and in your health. Today I had the pleasure of interviewing Paige Cole. She is a Stripper Business Coach, Author, Speaker, Mindset Coach, Manifestation Expert and creator of the “Make it Rain Podcast.” Key Takeaways- - Money is Energy - It is an exchange of energy for the perceived value - What are your beliefs about money? - Money loves me and I love money - Only focus on what you want - do not focus on what you don’t want - Get super clear on what you desire to have in your life and feel what it would feel like to already have it Paige Cole's contact information and book details - Instagram- https://www.instagram.com/the.paige.cole/ Facebook - https://www.facebook.com/paige.petkevicius Her Book -https://www.amazon.com/gp/product/1097181081/ref=as_li_tl?camp=1789&creative=9325&creativeASIN=1097181081&ie=UTF8&linkCode=as2&linkId=8e01223c2f9b0b5df1fd4fdcc4a8888c&tag=paigecole0f-20 Be sure to subscribe to my channel and share my podcast with your friends! My links- Facebook- https://www.facebook.com/haley.helveston.3 Instagram - https://www.instagram.com/haley.helveston/ Twitter - https://twitter.com/HaleyHelveston Youtube - https://www.youtube.com/channel/UCU49NnKO6nEAO226_Z2kdIQ?view_as=subscriber Email - helvestonhaley@gmail.com

Key Takeaways: Money is not the goal Reach out when you don't know what to do anymore Only 10% or women pass $100k, 3% pass $1 M. Plug the holes within your business. "There really is something powerful and magical and incredible about being a women and navigating that additional pressure" - Marie-Elizabeth Connect with Marie-Elizabeth Mali: LinkedIn: memali108 Facebook: http://facebook.com/memali108 Email: mem@memali.com Instagram: memali108 Website:https://memali.com Connect with JP McAvoy: Twitter: https://twitter.com/jp_mcavoy Facebook: https://www.facebook.com/ConductLaw/?ref=bookmarks Website: www.jpmcavoy.com Show: The Millionaire's Lawyer LinkedIn: https://www.linkedin.com/in/jeffrey-j-p-mcavoy/

Jane M. Powers: End Self-Sabotage by Finding Your Voice   In this episode, Yvonne and Jane discuss: Conversational techniques that allow you to powerfully and effortlessly articulate yourself, your message, and your offer. The importance of having a message that clearly articulates what you do for success. Becoming effective in training your brain how to think when you speak. How Jane’s unique story led to her mission and the secret of finding your voice in life, not just in business.   Key Takeaways: Money is not the answer. The answer is alignment with your dream, your vision, and being able to monetize that. Three key components of a talk to make you money: position yourself as the expert, position your audience, position offer with content. Give yourself permission to say the things you want to say. Don’t let anything or anybody hold you back. What you have to say matters, what other people think of you is none of your business. Show up big, bold, and true in everything you do.    "It’s about being heard. In absence of being heard, you are a mystery to everyone. In absence of being heard, people will guess what you want and if they miss the mark, you’re disappointed. It’s about people knowing who you are, understanding your limits and values, and understanding the power that you bring into any situation." — Jane M. Powers   About Jane M. Powers: Using her straightforward, big-hearted style, Jane M. Powers guides thousands to transform their message to money with her “Speak to Profit" Formula.  With decades of successful speaking and coaching, and perhaps most important of all - real-life experience founding and running multi-million dollar businesses, Jane appreciates that success is truly about the power of your message. Entrepreneurs hire Jane to unleash the world-class speaker in them so that they can generate a sustainable sales funnel to easily identify, capture, and close on ideal clients.  With nearly 30 years of sales success as a Corporate Executive and Entrepreneur, she brings you everything you need to take advantage of the most powerful marketing tool around - Speaking! Jane is known for her practical, down-to-earth style. Jane's fusion of savvy conversational techniques and real-life stories allow her to connect with her audience on an intensely intimate level.  For over 30 years Jane has been stepping into the spotlight with a signature talk moving people to action to make more money, have more fun and most of all - make a difference.   Connect with Jane M. Powers: Facebook: Jane M. Powers Website: JaneMPowers.com   Resources: SpeakerAssessment.com YourSpeakerSuccessKit.com   Connect with Yvonne L. Larson: I’m so grateful to begin this amazing journey with you… I would really LOVE to connect with you as my listener I would LOVE to know WHO YOU ARE, what topics are most relevant for you and who you would LIKE me to interview. ...so I encourage you, to please reach out to me by going to FACEBOOK: Vitality Nation: Play to Win!   and join our private group for the Optimal Life Playground! If you are interested in booking me for speaking engagements, for a consultation about my 1-on-1 or group coaching programs, or for a healing bodywork session, please visit the PlaytoWinPodcast.com WEBSITE or EMAIL me at TheVitalityVixen@TheVoiceOfVitality.com If YOU are an expert in something that is alignment with the Play To Win Podcast and would like to be a guest on the show, please reach out to me, so we can see what we can co-create! If you would like to show your support for this podcast with a contribution please visit our Vitality Nation PATREON page. If you are visiting or live in LA I would love to MEET you at our Local LA MeetUp: Play To Win Meetup!     Show notes by show producer/podcastologist: Chelsea Taylor-Sturkie Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Best selling author in personal finance and money thinking, host of the Transformation Nation Podcast, owner of 30+ companies and founder of his own martial art - Yokido ® Damion Lupo outrightly rejects regret and speaks to it as the ultimate life failure. He has a unique approach to living a full-filled life by breaking rules and making more mistakes faster than his competition – his key to success. Playing by a different set of rules, he even bought his first rental house on credit card, a move that snowballed into owning 150 rental houses in 7 states in less than 5 years. In 2008 he lost the entire $20 million but recreated his wealth and reinvented his life over 4 transformational years. Today he leads 3 global companies with one unified mission - to Free 1 Million People from Money Bondage. In our conversation, Damion openly shares his transformation journey and how he discovered a wealth beyond simply financial gain. We explore the keys to life success, how to overcome massive failure, build your confidence, and create true inner and outer wealth. Damion shares openly about his mission and the values he lives by, and we finish out our conversation discussing the future of money, including gold, silver, cryptocurrency and the importance of knowing your numbers as it relates to time, money and fulfilling your mission in life. Key Takeaways Money isn't freedom, money is simply fuel. More money without a mission and you'll just get more shackled. The Universe gives us opportunities to transform and reinvent our lives and if we don't listen, it gives us bigger deeper more painful lessons. A powerful question to ask yourself is, “What is true?” Find your values before you find your mission. 10X Focus: You have to disrupt yourself to create a greater impact. Ask yourself, “How do I become 10x more present to where I'm more connected?” Most people are trying to hack their way into financial freedom vs focusing on deep diving into something that matters. It's your life and you are responsible to understand finances deeply. If you're not a numbers person, how do you know if something is working? Our financial and monetary system is changing. We won't recognize it 10 years from now. Get some type of gold and silver – it's God's money. Your biggest expense in life is going to be taxes - unless you get smarter. Disruption is not comfortable but it's the only way to shift your life to something bigger and more purposeful. Resources Transformation Nation Podcast Books Reinvented Life QRP The Quick & Dirty Guide To Gold & Silver Connect With Damion Lupo www.damionlupo.com

Award-Winning Money Anxiety Breakthrough Coach, Trainer, Author, and Speaker, Wei Houng, is a founding member of The 6 Figure Academy. He has inspired thousands of entrepreneurs to breakthrough their internal mental and emotional blocks so that they can create a lifestyle of prosperity and abundance…without burning out. In his conversation with us this week, Wei explains the root cause of money anxiety – the bad money stories learned while growing up – and how to release them so you can unleash your potential and monetize your dreams.   Wei has spent the better part of the last two decades refining his system through a combination of Neurolinguistics, Energetics, and Mental & Emotional Release Therapy as both a Trainer and Practitioner in each of those areas. Wei believes that entrepreneurs are the problem solvers of the world and has now made it his life mission to empower as many entrepreneurs as possible so that they can be instrumental in shaping the world we live in for the better. From Start-ups to Celebrities, other Coaches and Consultants, and Technology Thought Leaders, Wei has helped thousands of conscious entrepreneurs make an impact with their businesses to hit 6, 7, and 8 figure results. Key Takeaways Money anxiety is actually more prevalent with people who make a lot of money. It is so insidious we often don't recognize it. Money magnifies more of who you are and what you have. You have money anxiety when you believe that money is the cure-all. Think of money as a person. If you're anxious about it, does that person even want to be around you? Identify how you uniquely make money in this world. Then identify the bad money story that is running underneath the surface. It shows up in your language, physicality, energy, and behaviors. A bad money story will drive every sales conversation and create an undesirable end result almost every time. Start forgiving yourself and your teachers of money. Don't avoid or devalue money. Learn the game, get good at the game, and use it to make a greater impact. Receive Your Free Gifts 45 Minute Money Breakthrough Session NeuroTuning™ Meditation Audio Money Anxiety To 6-Figure Mastery e-Book Resources The Money Lab Podcast Connect With Wei Houng Website http://the6figureacademy.com Facebook https://www.facebook.com/the6figureacademy Twitter https://twitter.com/6figureacademy LinkedIn https://www.linkedin.com/company/the-6-figure-academy Instagram https://www.instagram.com/the_6figureacademy/

Krisstina Wise is known as a real estate genius, financial coach, and podcast host. She was always a go-getter, making sure she makes use of her time and money in the most efficient ways possible to not only accomplish her goals, but also make sure her successes lead to money and lots of it. She achieved what she set out to do, but at the cost of her own health. She has since embarked on the journey to learn more about how to keep her health in line with her goals as well, as how to be always in touch with her inner self, despite all things that may cause distractions. Today, Krisstina talks about her health journey, her opinions on our healthcare system, and her tips on how people can invest in their health according to what they expect their body to accomplish.   "If you were a billionaire you'd give your last billion dollars to get your health back if that's what it cost.” Krisstina Wise   In this episode, you’ll learn: Krisstina was always going for the hustle and it yielded magnificent results. This model worked well until it didn’t and shortly found herself in her death bed just days after celebrating her recent accomplishments. She thought she was the epitome of good health with what she knew about health and wellness before being in her death bed. She was so into accomplishments and social circles that she overlooked her health. In the end, she consulted with a functional practitioner and cost her $250,000.00 to get her life back on track. She spent $250,000.00 because her body was her best asset. She realized none of her achievements mattered compared to her family and her own health and personal happiness. She also realized we should change the way we approach our healthcare system. We invest very little in our health; our body is our number one asset. When we don't have our body we can't make money or live a meaningful life. She also likened the way we should care for our body to how we care for cars. Our body is meant to go fast but we also have to make sure we invest in their constant maintenance to perform at that level. She says people have three freedoms to achieve: Political, Health, and Financial freedom.   Key Takeaways: Money matters more than anything but it’s not about the money. You have to know how much money is enough. When you’re able to quantify that, you become more content with life. When your health is taken away there is no freedom. Invest on your health based on how much your body, your main asset, is worth.   Connect with Krisstina Wise: Wealthy Wellthy Life Facebook   Mentioned in this episode The 28 Day Money Makeover Live Webinar   Rate, Review, Connect, Inspire   Stay updated on new episodes, guest interviews, and health, wellness, and fitness information and resources by subscribing to the HealthCastNow Podcast Show on iTunes. Every day we bring you actionable insight, demystified truth, and simple steps to help you navigate the complex, often confusing health, wellness, and fitness information and answer the questions you’ve been asking. Visit HealthCastNow.Com or subscribe on iTunes today!

In this episode, Doug and Brannon Beliso discuss: Self-discovery Discovering who you are and what your purpose is Changing your mindset, bettering yourself, and focusing on people over profit Key Takeaways: Money doesn't define you You can dig a hole so deep, look up and wonder how you got there Trust is the best marketing   "Inner peace is the new success." - Brannon Beliso Connect with Brannon Beliso: Twitter: @brannonbeliso Website: www.BrannonBeliso.com Book: Live Learn Grow: Lessons of a Reluctant Tiger Facebook Group: Brannon's Disrupters   About Brannon Beliso:  Brannon Beliso is dedicated to helping people live their best lives. His purpose and passion is to help others reach their full potential through learning, living, and growing. His is a published writer, presenting workshops, and seminars with the mindset that we can always do and be better. Brannon offers personal mentoring with a vision that through self-discovery and defining our values, we can find our true purpose.     Doug- @DJDoug Strickland- @NiceGuyonBiz Show notes by show producer: Danielle Taylor   Nice Guys Links Support the podcast at www.Patreon.com/NiceGuys Subscribe to the Podcast Niceguysonbusiness.com TurnkeyPodcast.com - You're the expert. Your podcast will prove it. Podcast Production, Concept to Launch Book Doug and/or Strick as a speaker at your upcoming event. Amazon #1 Best selling book Nice Guys Finish First. Doug's Business Building Bootcamp (10 Module Course)   Survey: Take our short survey so The Nice Guys know what you like.     Partner Links: Amazon.com: Click before buying anything. Help support the podcast. Interview Valet:  Get interviewed on top podcasts and share your message. Acuity Scheduling: Stop wasting time going back and forth scheduling appointments Dalyn Miller PR -- Guest Placement and Promotion www.ThePodcastTeam.com Social Quant - Boost your Twitter following the right way. Targeted reach Promise Statement: To provide an experience that is entertaining and adds value to your life. Don't underestimate the Power of Nice.

The concept of “profit first,” as written in the book Profit First by Mike Michalowicz, is based on Parkinson's Law with principles derived from healthy lifestyle habits. Mike's philosophy is that business owners and entrepreneurs should deduct their profits from their revenue first, then their salary, then finally, their taxes. Anything left over after these deductions should be used toward business expenses. In this episode, I tell you why I believe the “profit first” concept is a bad idea for entrepreneurs who want to grow their online businesses quickly. I also share the strategy I used to build a highly successful online business that broke each principle of the “profit first” concept.   “You need to invest forward as an online entrepreneur.” - Sigrun   In this episode of  The Sigrun Show: Why the “profit first” concept is not suitable for every entrepreneur How the “profit first” philosophy can affect your business growth Budgeting tips to build a big business without using the “profit first” concept Addressing tax concerns while growing your online business   Resources Mentioned: Profit First by Mike Michalowicz   Key Takeaways: Money is your fuel - it's the fuel of your business. As an entrepreneur, you need to be willing to invest forward. Please share, subscribe and review on iTunes Thank you for joining me on this episode of the Sigrun Show. If you enjoyed this episode please share, subscribe and review on iTunes or Google Play Music so more people can enjoy the show. Don't forget to follow and connect with me on Facebook, Twitter, and Instagram   Get Your Free Training Through my own entrepreneurial journey and by training thousands of online entrepreneurs I've identified 7 STAGES of a Profitable Online Business. Get free access to the 7 Stages training videos and take your online business to the next stage.

It's important to make money goals a priority in business for four different reasons - find out why in this episode with guest host Tara Bosler. Tara and her daughter have been working hard to create and meet money goals in their lives and Tara has a great testimony to share with you. IN THIS EPISODE 1:12 Money goals are super important. We pick a number, but often we don't really know why we pick that number. 1:33 There are four things that money goals do: They give you a reason why you want to earn money. When you give your money purpose, it gives your subconscious a reason why you're doing something. 3:44 It helps you to connect to your why. When you're emotionally connected to it, it makes a difference in your feelings towards money. 4:26 Money goals are a great way to come together as a family and a team. Whether it's manifesting together, imagine it's boosting your power together. 5:16 It allows you to connect emotion to that goal when you hit a goal. You have to make sure you strive to hit that goal. Creating a money goal also allows you to celebrate your wins as you reach each goal. 7:48 Tara's process started because she needed a way to explain to her daughter about making money and needing to work. Instead of making it taking time away from her daughter, she made it something that was good for her daughter. They made a chart and set money goals. They decide together what it is that they're going to do together once they hit that money goal. 10:49 Most of our money stories are imprinted before the age of 7. It's amazing to see how together you're learning those things. 12:14 If you don't set money increments that are achievable, you'll experience boredom. Celebrating that abundance allows you to splurge. If you don't stop and celebrate, you'll stop looking for more which puts you in a scarcity mindset. 14:26 If you're getting ready to make goals, start small. Tara celebrated the number of clients at the beginning of making money goals. Find something that you can attach a value to and make a chart of things that you want to celebrate. You'll want to start attaching those things to cash and once you feel that, you can move forward and attach money goals to that. 16:42 Too often people say you don't make any money in the first year of your business, but there is still money coming in and once you have money coming in you need to start working on those money blocks and making monetary goals. You don't have to struggle for the first year of business. Bringing your family into that will give you encouragement and support. They're rooting for you. 19:03 Make it fun. When it's a have to thing, it's not fun. When it's a want to thing, then it becomes fun and changes the energy around the money and the business. [bctt tweet="Money goals are important - find out the four ways they enhance your life now!" username="tonyarineer"] KEY TAKEAWAYS Money goals are super important. There are four things that money goals do. Creating a money goal also allows you to celebrate your wins as you reach each goal. If you don't set money increments that are achievable, you'll experience boredom. Make fulfilling money goals fun. EPISODE RESOURCES How to Manifest More Money This Month Free Money Mindset Training- just in case you're ready to take your profit power to the next level! Hang out with us inside our free Facebook Community- where every day is a party! CONTINUING THE PARTY WITH TARA Bosler Writing website

When work sucks the life out of him, Jeff Souders escapes the bonds of earth by flying in his WW-II era open cockpit biplane from the runway he built in his backyard. He also runs a popular YouTube channel that highlights his passion of traveling, flying drones and landscape photography. Jeff Souders is a software developer with experience in .NET, SAP ABAP and Objective C. When not building amazing apps for his employer or himself, Jeff enjoys flying drones and airplanes, photography and traveling the globe. Show notes at http://hellotechpros.com/jeff-souders-unplugged/ Key Takeaways Money can't buy happiness but it can buy memories Old things last a long time, new things are disposable When you're on your deathbed, you're not going to wish you spent more time in the office Resources Mentioned Stampe SV.4C biplane DJI Phantom 4 Quadcopter drone Sponsors This episode of Hello Tech Pros is sponsored by ScrumBrawl ScrumBrawl is a fast paced, extremely chaotic board game where fantastical creatures vie for supremacy within the Arena, a 20x20 battle pit where dragons, hydras, golems and tiny tiny chickens score goals by maneuvering magical orbs into portals or fighting other creatures to the death. (Sorry chicken) ScrumBrawl is the product of VicTim Games and you can listen to the backstory of this indie board game by going back to Hello Tech Pros episode 28 where I interview Tim Bugher, one-half of VicTim. We talk about the original concept, the product design and the upcoming expansion set. That’s Hello Tech Pros episode 2-8. But wait, there’s more! I am giving away a copy of the game to one lucky listener. To qualify, leave a review for Hello Tech Pros on iTunes or Stitcher Radio (or both) and send me an email with the screenshot to chad [at] hellotechpros.com. At the end of the month, I’ll randomly select one entry and send them a copy of ScrumBrawl board game. Once again, leave a review for Hello Tech Pros on iTunes or Stitcher Radio (or both) and send me an email with the screenshot to chad [at] hellotechpros.com. ScrumBrawl. Fantastical, brutal, fun. About Hello Tech Pros Hello Tech Pros is the daily podcast that interviews business professionals who work with technology and discuss Motivation, Productivity, Leadership, Technology, People, Entrepreneurship and Being Unplugged.