More Than Money

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The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.

Art Rainer


    • Oct 22, 2025 LATEST EPISODE
    • weekdays NEW EPISODES
    • 31m AVG DURATION
    • 432 EPISODES

    Ivy Insights

    The More Than Money podcast is a fantastic resource for anyone looking to improve their financial and spiritual well-being. Hosted by Art, this podcast offers valuable advice and insights on various topics related to money management, relationships, work, and more. One of the best aspects of this podcast is Art's genuine care and passion for the topics he discusses. It is evident that he truly wants to help his audience and make a positive impact in their lives. His interviews are great too, as they provide different perspectives from experts in the field.

    One of the worst aspects of this podcast is that it may not be suitable for those who are looking for very specific or advanced financial advice. While Art provides solid financial advice, it is more focused on general concepts and principles rather than intricate strategies or techniques. This can be both a positive and a negative aspect, depending on what the listener is looking for.

    In conclusion, The More Than Money podcast is an excellent resource for anyone seeking practical advice and wisdom on financial matters intertwined with biblical truth. Art's approach of balancing spiritual wisdom with material wisdom sets this podcast apart from others in the genre. Whether you are just starting your journey towards financial well-being or looking to deepen your understanding of how money impacts other areas of life, this podcast has something valuable to offer. I highly recommend giving it a listen!



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    Latest episodes from More Than Money

    Episode 411 | Rent Control, Minimum Wage, and Alabama Football

    Play Episode Listen Later Oct 22, 2025 29:46


    Money questions answered! In this episode, Art tackles five listener questions on everything from rent control to Alabama football. Tune in for a fun and informative conversation you won't want to miss!Resources:8 Money MilestonesAsk a Money Question!

    Episode 410 | Why Christian Money Help Exists—and How It Can Serve You | Guest: Nate Sargent

    Play Episode Listen Later Oct 20, 2025 28:24


    Looking for trustworthy, Christ-centered financial guidance? In this episode, Art is joined by Nate Sargent to introduce Christian Money Help—a new counseling practice designed to walk with you through life's financial challenges. You'll hear the story behind the practice, why it exists, and how it might serve you or someone you know. If you've ever wondered whether Christian financial counseling could be the next step in your journey, this episode is for you.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 409 | 5 Secrets of Those Who Paid Off Their Debt

    Play Episode Listen Later Oct 15, 2025 29:06


    How do people do it? How do those buried in debt break free? In this episode, Art shares five secrets from individuals who have successfully paid off their debt. He also tackles questions about sinking funds and what the Bible says about debt. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 408 | Tax Bracket Changes, Shrinking Emergency Funds, and Church Savings

    Play Episode Listen Later Oct 13, 2025 30:39


    The IRS has released the federal income tax brackets for 2026. In this episode, Art explains how marginal tax rates really work and walks through the latest updates. He also unpacks recent news about Americans' shrinking emergency funds. Don't miss it!Resources: 8 Money MilestonesAsk a Money Question!

    Episode 407 | Blessing Your Pastor, Cutting Up Cards, and Paying Your Contractor

    Play Episode Listen Later Oct 8, 2025 29:54


    It's Pastor Appreciation Month! What are you doing to encourage those who faithfully shepherd your church? In this episode, Art shares practical ways to bless your pastor. Plus, he answers two listener questions—one about knowing when it's time to cut up your credit cards and another about whether you should pay your contractor before your bathroom renovation is finished.Resources:8 Money MilestonesAsk a Money Question!

    Episode 406 | 4 Smart Money Moves for October

    Play Episode Listen Later Oct 6, 2025 27:24


    What smart money moves should you be making this month? Welcome to October, when the leaves change and pumpkin spice shows up everywhere. In this episode, Art shares practical money moves to start the month strong and answers two listener questions. Don't miss it!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 405 | The Next 5 Years: What Will Wreck Americans' Finances?

    Play Episode Listen Later Oct 1, 2025 32:57


    This episode examines six emerging financial challenges that Americans are likely to encounter over the next five years, including AI-driven job disruptions, rising debt, healthcare costs, and declining financial literacy. Being aware of and preparing for these challenges can help you avoid future financial stress and pain. Don't miss it!Resources: 8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 404 | Dollar-Cost Averaging, Reducing Retirement, and ESPN Bet

    Play Episode Listen Later Sep 29, 2025 31:12


    What is dollar-cost averaging, and how can you use it as an investment strategy? In this episode, Art gives a clear, easy-to-understand explanation of how it works and why it matters. He also answers two listener questions—one about reducing retirement contributions to save for a home and another about Christians and sports betting. Don't miss it!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 403 | When You Give…Someone Receives The Gift of Mobility | Guest: Nuka Hart

    Play Episode Listen Later Sep 24, 2025 34:07


    Nuka Hart, the CEO of Free Wheelchair Mission, joins Art to share stories of how God uses generosity to transform lives and communities by providing mobility to people with disabilities. In this episode, you'll hear how something as simple as a wheelchair can restore dignity and hope. Discover how your giving can create ripple effects far beyond what you might imagine and be inspired to see generosity as a powerful way to join God's work in the world.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 402 | Fed Rate Cut, Passive Income, and Sinful Debt

    Play Episode Listen Later Sep 22, 2025 30:34


    In this episode, Art breaks down how the Federal Reserve's interest rate decisions impact your everyday life and matter for your family's finances. Plus, he answers a listener's question about buying a rental property: Is it wise to dip into your emergency fund for a down payment, or should you wait until you're on firmer ground?Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 401 | When You Give...God Brings A Father To Faith | Guest: Jess Rainer

    Play Episode Listen Later Sep 17, 2025 31:29


    In this episode of More Than Money, Jess Rainer (Art's brother) shares powerful stories of how generosity can change lives in unexpected ways. From a father coming to Christ after years of prayer to a student receiving a last-minute camp scholarship, you'll see how giving impacts both individuals and communities. Tune in to discover the eternal ripple effects of your generosity and how God multiplies what you give.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 400 | Financial Health Signs, Decreasing Net Worth, and Account Types Needed

    Play Episode Listen Later Sep 15, 2025 31:48


    Are you financially healthy? In this episode, Art discusses a few signs that you have reached financial health. Additionally, he addresses two listener questions—one on the impact of purchasing a car on net worth and another about the types of accounts a person typically needs. Don't miss this 400th episode!Resources:8 Money MilestonesAsk a Money Question!

    Episode 399 | Regretful Money Mistakes, Increasing Net Worth, and Bothersome Bible Verses

    Play Episode Listen Later Sep 10, 2025 29:37


    From now until year's end, certain money mistakes can leave you with a lot of regret. In this episode, Art highlights four financial decisions to avoid, answers questions about how a home down payment affects your net worth, and addresses Bible verses that have been troubling a listener. Don't miss it!Resources: 8 Money MilestonesAsk a Money Question!

    Episode 398 | Unprepared! 63% of Christians Don't Have an Estate Plan, According to Survey

    Play Episode Listen Later Sep 8, 2025 36:28


    A recent survey revealed that only 37% of Christian adults have an estate plan in place. In this episode, Art delves into the survey's findings on Christians and estate planning, examines what the Bible says about estate planning, and offers some next steps. He also answers a question about extended warranties for appliances. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 397 | What Does The Bible Say About…Sports Betting? | Guest: Dr. David W. Jones

    Play Episode Listen Later Sep 3, 2025 35:57


    Sports betting has gained significant popularity. What does the Bible say about it? On this episode, Dr. David W. Jones joins Art to explore a biblical perspective on this growing trend. You won't want to miss this important conversation!Resources:8 Money MilestonesAsk a Money Question!

    Episode 396 | 4 Smart Money Moves For September

    Play Episode Listen Later Sep 1, 2025 32:15


    It's time for some September money moves! In this episode, Art shares four smart financial steps to take this month. He also answers two listener questions—one about staying on budget and another about handling a financial gift. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 395 | What Debt Creates The Most Financial Stress For Christians?

    Play Episode Listen Later Aug 27, 2025 33:28


    A recent survey revealed the top debt that stresses Christians out. What is it? On this fun episode, Art and Matt discuss this stressful debt, provide tips for crushing all your debt, and answer a listener's question about credit card rewards. Enjoy!Resources:8 Money MilestonesAsk a Money Question!

    Episode 394 | Are Christians Saving Enough? Survey Says Many Are Not

    Play Episode Listen Later Aug 25, 2025 34:59


    29% of Christians in the U.S. have less than $1,500 saved, according to a recent survey. In this episode, Art discusses this finding and other savings statistics, and he provides five tips for those wanting to get started saving. Plus, he answers two listener questions. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 393 | Silent Killers: 3 Debts Draining Americans' Wallets

    Play Episode Listen Later Aug 20, 2025 29:46


    Debt is a generosity killer, and some generosity killers aren't talked about nearly enough. In this episode, Art shines a spotlight on three debts draining Americans' wallets and answers two listener questions. Enjoy!Resources:8 Money MilestonesAsk a Money Question!

    Episode 392 | 5 Non-Financial Factors That Improve Your Finances: Jumpstart Your 8 Money Milestones Journey

    Play Episode Listen Later Aug 18, 2025 48:26


    Live audience recording! In this episode, we're recording in front of a live audience at Graceland Church in New Albany, Indiana. As the church's small groups prepare to begin the 8 Money Milestones program, Art shares five non-financial factors that can help jumpstart the journey. Plus, he answers money questions from the audience. Enjoy!Resources: 8 Money MilestonesAsk a Money Question!

    Episode 391 | Good Intentions, Bad Outcomes: 4 Money Moves That Cause Unexpected Pain

    Play Episode Listen Later Aug 13, 2025 34:40


    While well-intended, some financial decisions can lead to unfortunate consequences. In this episode, Art and Matt discuss four financial decisions that leave many with significant regret. Plus, they answer a question about breaking the paycheck-to-paycheck living cycle. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 390 | Gen Z Wants Financial Independence by 32: What We Can Learn From Them

    Play Episode Listen Later Aug 11, 2025 29:39


    Fifty-two percent of Gen Z aims to achieve financial independence by age 32, and an astounding 94% hope to reach it by 55. Before we dismiss these goals as unrealistic, let's explore the valuable lessons, both good and bad, we can learn from this ambitious generation.Resources:8 Money MilestonesAsk a Money Question!

    Episode 389 | Car Trouble: 1 in 4 Trade-Ins Are Underwater

    Play Episode Listen Later Aug 6, 2025 28:50


    Auto loans continue to weigh heavily on Americans. In this episode, Art shares some eye-opening stats about trade-ins and answers two listener questions—one about buying a minivan and another about the money personality survey. Enjoy!Resources:8 Money MilestonesAsk a Money Question!

    Episode 388 | 5 Smart Money Moves for August

    Play Episode Listen Later Aug 4, 2025 27:19


    Welcome to August! In this episode, Art provides five smart money moves to make this month. Plus, he answers a listener's question about the 8 Money Milestones program and shares a listener's success story. Don't miss it!Resources: 8 Money MilestonesAsk a Money Question!

    Episode 387 | Money Questions! Side Hustles, 401(k)s, Generosity, and More!

    Play Episode Listen Later Jul 30, 2025 34:55


    Term or whole life insurance? 401(k) or Roth IRA? Side hustle or not? Art covers a lot of ground in this by answering six money questions. This is your money questions episode! Don't miss it!Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 386 | 5 Money Lessons 2025 Has Taught Us So Far

    Play Episode Listen Later Jul 28, 2025 33:24


    What money lessons have you learned this year? In this episode, Art shares five key money lessons we've all learned so far in 2025. Plus, he answers two listener questions—both about retirement. Don't miss it!Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 385 | Money Questions Answered! Health Insurance, Kids' Chores, and More

    Play Episode Listen Later Jul 23, 2025 34:18


    This episode is all about your money questions! Art tackles topics like budgeting for rising health insurance costs, whether kids should get paid for household chores, helping your teen buy their first car, and more. Don't miss it!Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 384 | The Big Beautiful Bill and You: What You Need to Know

    Play Episode Listen Later Jul 21, 2025 29:38


    On July 4th, the “Big Beautiful Bill” was signed into law. In this episode, Art delves into several key aspects of the bill that may impact your finances. Plus, he answers two listeners' questions—one about Trump's account and another about church finances.Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 383 | Grow Your Net Worth With These 5 Numbers

    Play Episode Listen Later Jul 16, 2025 30:49


    Net worth is a useful tool for understanding your financial reality. But how can you actually grow it? In this episode, Art shares five key numbers you need to know to help increase your net worth. Plus, he answers a listener's question about Money Milestone 3. Tune in!Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 382 | 10 Big Money-Wasters To Avoid

    Play Episode Listen Later Jul 14, 2025 34:17


    Could you use a bit more financial margin? In this episode, Art shares ten common money-wasters you should eliminate. Plus, he answers a listener's question about whether he prefers a UTMA/UGMA account or a 529 plan for college savings.Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 381 | Road Trip! Gassed Up and Financially Literate

    Play Episode Listen Later Jul 9, 2025 36:35


    Hey road trippers, this one's for you! While you're cruising down the highway, test your financial literacy with a fun mix of quiz questions, terrible dad jokes, and real-life money tips. It's the perfect companion for your drive. Don't miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 380 | Road Trip! Bible Budget Showdown

    Play Episode Listen Later Jul 7, 2025 32:27


    It's time to test your Bible knowledge! This episode is perfect for your summer road trip—packed with trivia, dad jokes, and fun money questions. Buckle up and enjoy the ride!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 379 | 5 Money Moves for July AND Top-Rated 529 Plans

    Play Episode Listen Later Jul 2, 2025 35:12


    Welcome to July! In this episode, Art provides some summer money moves to make this month. Plus, he answers a listener's question about saving for college and the top-rated 529 Plans out there. Don't miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 378 | This is Your Debt-Free Declaration of Independence!

    Play Episode Listen Later Jun 30, 2025 27:49


    Declare your independence! In this special Independence Day episode, Art challenges listeners to declare their own Debt-Free Independence Day—a moment to break free from the weight of debt and commit to a new financial future. Don't miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 377 | Training Up Little Stewards! | Guest: Dr. Shane Enete

    Play Episode Listen Later Jun 25, 2025 34:50


    Parents, you're raising the next generation of faithful stewards! Dr. Shane Enete joins Art to answer key questions about teaching kids biblical stewardship. If you have kids, this is a must-listen episode! Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 376 | A Tale of Two Cars: The Power of a Wise Purchase

    Play Episode Listen Later Jun 23, 2025 32:13


    This episode is all about used cars—busting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial lesson, you won't want to miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 375 | Rich Without A Dollar: Wealth That Money Can't Buy

    Play Episode Listen Later Jun 18, 2025 39:13


    You can be rich without spending or saving a cent! In this episode, Art and Matt explore the most valuable areas of life where true wealth is found. Plus, they answer a listener's question about emergency funds and sinking funds.Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 374 | The Secret Sauce to Building Wealth

    Play Episode Listen Later Jun 16, 2025 32:17


    How do people build wealth? In this episode, Art reveals the secret sauce behind wealth-building. Additionally, he addresses a generosity question about why Christians should make the local church their primary place of giving. Tune in!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 373 | Staycation 101: Make Memories & Avoid Debt

    Play Episode Listen Later Jun 11, 2025 36:47


    Want a vacation but working with a tight budget? Consider a staycation! In this episode, Art shares eight creative ideas for enjoying a memorable staycation without breaking the bank. Plus, he teams up with a fellow CERTCFC® to answer listener questions. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 372 | Watch Out For These 7 Cash Flow Killers!

    Play Episode Listen Later Jun 9, 2025 35:06


    Do things seem tight right now? In this episode, Art provides seven cash flow killers to be aware of. Plus, Christian, a CERTCFC®, from Nebraska, joins him to answer a money question. Don't miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 371 | Why Lump Sum Compensation Hurts Pastors

    Play Episode Listen Later Jun 4, 2025 37:38


    Some pastors receive their pay as a lump sum and must decide how to allocate it themselves. In this episode, Art and Matt discuss why that approach might not be ideal for pastors and answer a listener's question. Plus, they kick off some summer fun with music trivia. Tune in!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 370 | 5 Smart Money Moves For June

    Play Episode Listen Later Jun 2, 2025 30:32


    Make the most of your summer! In this episode, Art shares smart money moves to kick off your summer right. He also answers two listener questions—one on budgeting and another on summer side gigs for teachers. Don't miss these practical tips to boost your finances this season!Resources:8 Money MilestonesAsk a Money Question!

    Episode 369 | 5 Reasons Your Church Needs An 8 Money Milestones Group

    Play Episode Listen Later May 28, 2025 34:14


    Consider launching an 8 Money Milestones group at your church this fall! In this episode, Art shares why every church can benefit from hosting an 8 Money Milestones group. He also tackles important questions about contentment and buying your child a phone. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 368 | These 3 Books Changed Art's Financial Trajectory

    Play Episode Listen Later May 26, 2025 31:58


    Join Art as he takes a trip back to his early twenties, revisiting the books and lessons that helped shape his financial decision-making. Plus, he answers two questions from the More Than Money Facebook group—one about refinancing, and another about embracing the More Than Money mentality!Resources:8 Money MilestonesAsk a Money Question!

    Episode 367 | I Was Laid Off. How Do I Manage My Finances?

    Play Episode Listen Later May 21, 2025 32:13


    Bobby just got laid off—now what? In this episode, Art shares the key money moves to make after a job loss. Learn how to manage your finances in uncertain times, plus hear his answers to two more money questions. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 366 | 9 Tips For Managing A Start-Up's Finances

    Play Episode Listen Later May 19, 2025 30:39


    How do you effectively manage finances for a start-up? In this episode, Art shares nine essential tips for anyone looking to launch a business. He also answers listener questions about becoming a Certified Financial Planner (CFP) and using a home equity line of credit (HELOC). Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 365 | 5 Reasons Why Gen Z Is Disconnected From Financial Reality

    Play Episode Listen Later May 14, 2025 36:29


    A recent study shows that Gen Z may be out of touch with financial reality—but why? In this episode, Art and Matt explore some possible reasons behind the disconnect. Plus, they tackle Nicole's question: How do you stick to a budget when you just don't feel like it?Resources: 8 Money MilestonesAsk a Money Question!

    Episode 364 | 5 Unfortunate Emergency Fund Mistakes

    Play Episode Listen Later May 12, 2025 30:41


    Don't make these emergency fund mistakes! In this episode, Art dives into the most common “oops” moments people have when saving for a rainy day—and how you can avoid them. Plus, he answers listener questions about budgeting and picking a high-yield savings account.Resources:8 Money MilestonesAsk a Money Question!

    Episode 363 | How I Became A Total Market Index Fund Guy

    Play Episode Listen Later May 7, 2025 33:22


    You've heard Art mention his preference for index funds in previous episodes. In this episode, he dives into why he particularly likes total market index funds. Plus, he answers two listener questions about investing. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 362 | 5 Smart Money Moves For May (College Graduate Edition)

    Play Episode Listen Later May 5, 2025 33:02


    Hey college graduates, it's time for some smart money moves! In this episode, Art shares practical financial advice for anyone who just earned their college diploma. He also tackles questions like how to start investing and whether a million dollars is really as much as it sounds. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 361 | The Student Loan Reckoning Has Arrived. Are You Ready?

    Play Episode Listen Later Apr 30, 2025 38:49


    Following the government's recent announcement, student loans are back in the spotlight. Whether you're feeling overwhelmed or ready to face repayment head-on, Art and Matt offer practical guidance to help you move forward with clarity and confidence. Plus, they answer a listener's question about saving for college.Resources:8 Money MilestonesAsk a Money Question!

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