More Than Money

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The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.

Art Rainer


    • Jul 14, 2025 LATEST EPISODE
    • weekdays NEW EPISODES
    • 31m AVG DURATION
    • 403 EPISODES

    Ivy Insights

    The More Than Money podcast is a fantastic resource for anyone looking to improve their financial and spiritual well-being. Hosted by Art, this podcast offers valuable advice and insights on various topics related to money management, relationships, work, and more. One of the best aspects of this podcast is Art's genuine care and passion for the topics he discusses. It is evident that he truly wants to help his audience and make a positive impact in their lives. His interviews are great too, as they provide different perspectives from experts in the field.

    One of the worst aspects of this podcast is that it may not be suitable for those who are looking for very specific or advanced financial advice. While Art provides solid financial advice, it is more focused on general concepts and principles rather than intricate strategies or techniques. This can be both a positive and a negative aspect, depending on what the listener is looking for.

    In conclusion, The More Than Money podcast is an excellent resource for anyone seeking practical advice and wisdom on financial matters intertwined with biblical truth. Art's approach of balancing spiritual wisdom with material wisdom sets this podcast apart from others in the genre. Whether you are just starting your journey towards financial well-being or looking to deepen your understanding of how money impacts other areas of life, this podcast has something valuable to offer. I highly recommend giving it a listen!



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    Latest episodes from More Than Money

    Episode 382 | 10 Big Money-Wasters To Avoid

    Play Episode Listen Later Jul 14, 2025 34:17


    Could you use a bit more financial margin? In this episode, Art shares ten common money-wasters you should eliminate. Plus, he answers a listener's question about whether he prefers a UTMA/UGMA account or a 529 plan for college savings.Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 381 | Road Trip! Gassed Up and Financially Literate

    Play Episode Listen Later Jul 9, 2025 36:35


    Hey road trippers, this one's for you! While you're cruising down the highway, test your financial literacy with a fun mix of quiz questions, terrible dad jokes, and real-life money tips. It's the perfect companion for your drive. Don't miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 380 | Road Trip! Bible Budget Showdown

    Play Episode Listen Later Jul 7, 2025 32:27


    It's time to test your Bible knowledge! This episode is perfect for your summer road trip—packed with trivia, dad jokes, and fun money questions. Buckle up and enjoy the ride!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 379 | 5 Money Moves for July AND Top-Rated 529 Plans

    Play Episode Listen Later Jul 2, 2025 35:12


    Welcome to July! In this episode, Art provides some summer money moves to make this month. Plus, he answers a listener's question about saving for college and the top-rated 529 Plans out there. Don't miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 378 | This is Your Debt-Free Declaration of Independence!

    Play Episode Listen Later Jun 30, 2025 27:49


    Declare your independence! In this special Independence Day episode, Art challenges listeners to declare their own Debt-Free Independence Day—a moment to break free from the weight of debt and commit to a new financial future. Don't miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 377 | Training Up Little Stewards! | Guest: Dr. Shane Enete

    Play Episode Listen Later Jun 25, 2025 34:50


    Parents, you're raising the next generation of faithful stewards! Dr. Shane Enete joins Art to answer key questions about teaching kids biblical stewardship. If you have kids, this is a must-listen episode! Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 376 | A Tale of Two Cars: The Power of a Wise Purchase

    Play Episode Listen Later Jun 23, 2025 32:13


    This episode is all about used cars—busting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial lesson, you won't want to miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 375 | Rich Without A Dollar: Wealth That Money Can't Buy

    Play Episode Listen Later Jun 18, 2025 39:13


    You can be rich without spending or saving a cent! In this episode, Art and Matt explore the most valuable areas of life where true wealth is found. Plus, they answer a listener's question about emergency funds and sinking funds.Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 374 | The Secret Sauce to Building Wealth

    Play Episode Listen Later Jun 16, 2025 32:17


    How do people build wealth? In this episode, Art reveals the secret sauce behind wealth-building. Additionally, he addresses a generosity question about why Christians should make the local church their primary place of giving. Tune in!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 373 | Staycation 101: Make Memories & Avoid Debt

    Play Episode Listen Later Jun 11, 2025 36:47


    Want a vacation but working with a tight budget? Consider a staycation! In this episode, Art shares eight creative ideas for enjoying a memorable staycation without breaking the bank. Plus, he teams up with a fellow CERTCFC® to answer listener questions. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 372 | Watch Out For These 7 Cash Flow Killers!

    Play Episode Listen Later Jun 9, 2025 35:06


    Do things seem tight right now? In this episode, Art provides seven cash flow killers to be aware of. Plus, Christian, a CERTCFC®, from Nebraska, joins him to answer a money question. Don't miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 371 | Why Lump Sum Compensation Hurts Pastors

    Play Episode Listen Later Jun 4, 2025 37:38


    Some pastors receive their pay as a lump sum and must decide how to allocate it themselves. In this episode, Art and Matt discuss why that approach might not be ideal for pastors and answer a listener's question. Plus, they kick off some summer fun with music trivia. Tune in!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

    Episode 370 | 5 Smart Money Moves For June

    Play Episode Listen Later Jun 2, 2025 30:32


    Make the most of your summer! In this episode, Art shares smart money moves to kick off your summer right. He also answers two listener questions—one on budgeting and another on summer side gigs for teachers. Don't miss these practical tips to boost your finances this season!Resources:8 Money MilestonesAsk a Money Question!

    Episode 369 | 5 Reasons Your Church Needs An 8 Money Milestones Group

    Play Episode Listen Later May 28, 2025 34:14


    Consider launching an 8 Money Milestones group at your church this fall! In this episode, Art shares why every church can benefit from hosting an 8 Money Milestones group. He also tackles important questions about contentment and buying your child a phone. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 368 | These 3 Books Changed Art's Financial Trajectory

    Play Episode Listen Later May 26, 2025 31:58


    Join Art as he takes a trip back to his early twenties, revisiting the books and lessons that helped shape his financial decision-making. Plus, he answers two questions from the More Than Money Facebook group—one about refinancing, and another about embracing the More Than Money mentality!Resources:8 Money MilestonesAsk a Money Question!

    Episode 367 | I Was Laid Off. How Do I Manage My Finances?

    Play Episode Listen Later May 21, 2025 32:13


    Bobby just got laid off—now what? In this episode, Art shares the key money moves to make after a job loss. Learn how to manage your finances in uncertain times, plus hear his answers to two more money questions. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 366 | 9 Tips For Managing A Start-Up's Finances

    Play Episode Listen Later May 19, 2025 30:39


    How do you effectively manage finances for a start-up? In this episode, Art shares nine essential tips for anyone looking to launch a business. He also answers listener questions about becoming a Certified Financial Planner (CFP) and using a home equity line of credit (HELOC). Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 365 | 5 Reasons Why Gen Z Is Disconnected From Financial Reality

    Play Episode Listen Later May 14, 2025 36:29


    A recent study shows that Gen Z may be out of touch with financial reality—but why? In this episode, Art and Matt explore some possible reasons behind the disconnect. Plus, they tackle Nicole's question: How do you stick to a budget when you just don't feel like it?Resources: 8 Money MilestonesAsk a Money Question!

    Episode 364 | 5 Unfortunate Emergency Fund Mistakes

    Play Episode Listen Later May 12, 2025 30:41


    Don't make these emergency fund mistakes! In this episode, Art dives into the most common “oops” moments people have when saving for a rainy day—and how you can avoid them. Plus, he answers listener questions about budgeting and picking a high-yield savings account.Resources:8 Money MilestonesAsk a Money Question!

    Episode 363 | How I Became A Total Market Index Fund Guy

    Play Episode Listen Later May 7, 2025 33:22


    You've heard Art mention his preference for index funds in previous episodes. In this episode, he dives into why he particularly likes total market index funds. Plus, he answers two listener questions about investing. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 362 | 5 Smart Money Moves For May (College Graduate Edition)

    Play Episode Listen Later May 5, 2025 33:02


    Hey college graduates, it's time for some smart money moves! In this episode, Art shares practical financial advice for anyone who just earned their college diploma. He also tackles questions like how to start investing and whether a million dollars is really as much as it sounds. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 361 | The Student Loan Reckoning Has Arrived. Are You Ready?

    Play Episode Listen Later Apr 30, 2025 38:49


    Following the government's recent announcement, student loans are back in the spotlight. Whether you're feeling overwhelmed or ready to face repayment head-on, Art and Matt offer practical guidance to help you move forward with clarity and confidence. Plus, they answer a listener's question about saving for college.Resources:8 Money MilestonesAsk a Money Question!

    Episode 360 | 10 Commonalities of the 20 Best Cheapest Vacation Spots

    Play Episode Listen Later Apr 28, 2025 33:38


    Are you looking for a cheap and memorable vacation for your family? In this episode, Art shares the top 20 cheap, best vacation destination and their commonalities. Plus, he answers a listener's question about the budgeting method he prefers. Tune in!Resources:8 Money MilestonesAsk a Money Question!

    Episode 359 | One Week To Envy-Proof Your Social Media

    Play Episode Listen Later Apr 23, 2025 28:32


    Do you find your heart slipping into envy when you scroll through social media? Take one week to envy-proof your feed. In this episode, Art shares practical tips to help you reset your social media algorithm and fill your feed with content that cultivates contentment, not comparison.Resources:8 Money MilestonesAsk a Money Question!

    Episode 358 | 9 Big Mistakes College Graduates Make

    Play Episode Listen Later Apr 21, 2025 33:34


    College graduates—avoid these financial mistakes! Start your financial journey on the right foot by steering clear of nine common pitfalls discussed by Art and Matt in this episode. Plus, they tackle a listener's question: How can you surprise your spouse with a gift when you share joint accounts?Resources:8 Money MilestonesAsk a Money Question!

    Episode 357 | Rating The Worst Ways To Spend Your Tax Return

    Play Episode Listen Later Apr 16, 2025 36:01


    Don't waste your tax return! In this fun episode, Art and Matt rate various ways to spend your tax refund—some smart, some... not so much. They also tackle a listener's question about how to financially prepare for buying a home. Tune in for plenty of laughs and helpful insights!Resources:8 Money MilestonesAsk a Money Question!

    Episode 356 | Top 10 College Degrees That Actually Make You Money

    Play Episode Listen Later Apr 14, 2025 30:35


    Looking for a strong return on your college investment? In this episode, Art shares the top 10 bachelor's degrees with the best ROI. He also answers two listener questions—one about whether a finance degree is worth it, and another about whether saving 15% is enough for retirement. Don't miss it!Resources: 8 Money MilestonesAsk a Money Question!

    Episode 355 | Don't Make These Investment Moves! Instead, Do This

    Play Episode Listen Later Apr 9, 2025 34:50


    The market just tanked! What should you do? In this episode, Art and Matt tell you what NOT to do and provide you with some decisions you should make. Plus, they announce the More Than Money Bracket Challenge winner! Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 354 | You Won't Regret These 5 Smart Money Moves For April

    Play Episode Listen Later Apr 7, 2025 30:37


    Welcome to April! This month's Smart Money Moves are inspired by comments from the More Than Money Facebook Group, where members shared their regretful financial decisions. Get ready for an amazing April with 5 Smart Money Moves!Resources: 8 Money MilestonesAsk a Money Question!

    Episode 353 | Rating 9 Bad Financial Decisions | Guest: Katie Jones

    Play Episode Listen Later Apr 2, 2025 40:45


    On a scale of 1 to 10, how bad of a financial decision is it to buy a burrito with 'Buy Now, Pay Later'? In this fun episode, Art and Katie rate nine questionable financial decisions. Plus, they tackle a listener's question about whether to pay off debt before investing.Resources:8 Money MilestonesAsk a Money Question!

    Episode 352 | 6 Big Lessons From Those Who Got Debt-Free

    Play Episode Listen Later Mar 31, 2025 32:05


    Ready to break free from debt? Many who have successfully navigated the journey to debt elimination share key lessons they learned along the way. In this episode, Art and Matt dive into six crucial insights from those who've achieved freedom from debt.Resources:8 Money MilestonesAsk a Money Question

    Episode 351 | This Age Group's Median Salary Is What?

    Play Episode Listen Later Mar 26, 2025 26:18


    The Bureau of Labor Statistics released data on the median salaries of Americans, revealing a significant gap between what people earn and what they feel is necessary to live comfortably. In this episode, Art shares his thoughts on the findings and offers tips for cultivating a content heart.Resources: 8 Money MilestonesAsk a Money Question!

    Episode 350 | Taking Out a Loan for Your Next Burrito? DoorDash Partners with Klarna

    Play Episode Listen Later Mar 24, 2025 32:58


    Have you heard the news? DoorDash has teamed up with Klarna to let customers finance their next burrito order. In this episode, Art shares his thoughts on the partnership and answers a listener's question about asking for a raise at work. You won't want to miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 349 | Is It Wrong To Participate In The Bracket Challenge? | Guest: Dr. David W. Jones

    Play Episode Listen Later Mar 19, 2025 37:19


    Is the More Than Money Bracket Challenge wrong? Should Christians play the lottery? Join us as we revisit a thought-provoking interview with Dr. David Jones, where he addresses key questions about Christians and gambling. Plus, stay tuned for the “Ask a CERTCFC®” segment, where we get advice on Roth and Traditional IRAs!Resources:8 Money MilestonesAsk a Money Question!

    Episode 348 | How Do You Balance Working Multiple Jobs?

    Play Episode Listen Later Mar 17, 2025 31:38


    Trying to balance multiple jobs to make ends meet or reach your next Money Milestone? In this episode, Art and Matt share valuable lessons they have learned along the way. Plus, they answer a listener's question about the quickest way to increase their net worth. Resources: 8 Money MilestonesAsk a Money Question!

    Episode 347 | 4 Financial Challenges Facing Pastors Today | Guest: Matt Morvay

    Play Episode Listen Later Mar 12, 2025 35:37


    Pastors often face significant financial challenges in ministry. In this episode, Art and Matt explore four common financial difficulties that can arise. They also address a listener's question about recognizing the signs of a generous heart.Resources:8 Money MilestonesAsk a Money Question!

    Episode 346 | 4 Smart Money Moves For March

    Play Episode Listen Later Mar 10, 2025 31:10


    March is the perfect time to make some smart money moves. In this episode, Art shares four savvy financial strategies that could benefit your 2024 taxes. He also addresses the question of whether you should pause retirement contributions to build your emergency fund.Resources: 8 Money MilestonesAsk a Money Question!

    Episode 345 | Automobile Insurance: Higher Deductible Or Higher Premium?

    Play Episode Listen Later Mar 5, 2025 27:40


    Automobile insurance prices are on the rise! Should you choose a higher deductible to lower your premium, or stick with your current premium to keep your deductible low? In this episode, Art explains when opting for a higher deductible makes sense.Resources:8 Money MilestonesAsk a Money Question!

    Episode 344 | Shocking Stats About Emergency Funds

    Play Episode Listen Later Mar 3, 2025 34:10


    A recent study found that 42% of American adults lack an emergency fund. In this episode, Art breaks down the study, uncovering other surprising statistics about emergency savings and sharing important tips on what not to use your emergency fund for. Don't miss out!Resources:8 Money MilestonesAsk a Money Question!

    Episode 343 | 11 Characteristics Of Sacrificially Generous People

    Play Episode Listen Later Feb 26, 2025 33:55


    What do sacrificially generous people look like? Which is better—a debt consolidation loan or the debt snowball method? What are some ways to help your child avoid student loan debt? These questions and more are answered in this episode of More Than Money!Resources:8 Money MilestonesAsk a Money Question!

    Episode 342 | 6 Secrets Of Successful Investors

    Play Episode Listen Later Feb 24, 2025 30:24


    It's time to demystify retirement investing. In this episode, Art reveals six key lessons he's learned from those who have successfully saved for retirement. Plus, he answers two listener questions—Is there ever a time when someone should not give, and are there age limits on 529 Plans?Resources:8 Money MilestonesAsk a Money Question!

    Episode 341 | 4 Signs You SHOULDN'T Lend Money To A Family Member

    Play Episode Listen Later Feb 19, 2025 30:41


    60% of U.S. adults have lent money to family or friends. But when should you say “no” to a family member asking to borrow money? In this episode, Art shares four key signs that you shouldn't lend money to a loved one. He also tackles a question about cosigning a car loan.Resources:8 Money MilestonesAsk a Money Question!

    Episode 340 | 45% Of Disney World's Guests Need To Leave!

    Play Episode Listen Later Feb 17, 2025 33:30


    Disney World's guests are going into debt for their vacation. In this episode, Art shares some shocking statistics and provides tips on how to have a vacation where you can spend money in peace. Plus, he answers a question from a legitimate millionaire about what to do when you get to Money Milestone 8. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 339 | Top Money Moves To Make In Your 40s

    Play Episode Listen Later Feb 12, 2025 35:05


    Your 40s are key financial years. In this episode, Art shares key money moves to make in your fourth decade of life. Plus, we're excited to debut a new segment: ‘Ask a CERTCFC®!' Tune in for expert insights you won't want to miss.Resources:8 Money MilestonesAsk a Money Question!

    Episode 338 | Silence Is Destroying Your Finances & Your Heart

    Play Episode Listen Later Feb 10, 2025 29:33


    Why is money considered a taboo topic, and what are the consequences of staying silent about it? In this episode, Art highlights six things that occur when we avoid talking about money. Plus, he answers listener questions about removing an adult child from a credit card and hosting a small group for the 8 Money Milestones program.Resources:8 Money MilestonesAsk a Money Question!

    Episode 338 | Silence Is Destroying Your Finances & Your Heart

    Play Episode Listen Later Feb 10, 2025 44:28


    Why is money considered a taboo topic, and what are the consequences of staying silent about it? In this episode, Art highlights six things that occur when we avoid talking about money. Plus, he answers listener questions about removing an adult child from a credit card and hosting a small group for the 8 Money Milestones program.Resources:8 Money MilestonesAsk a Money Question!

    Episode 337 | Tariffs, Generosity, And Budgeting Mistakes! Listener Questions Answered

    Play Episode Listen Later Feb 5, 2025 34:27


    In this episode, we answer your questions! What should you do if your budget feels too tight to give? What are some common budgeting mistakes to avoid? And what's the latest on tariffs? Tune in to get all the answers!Resources:8 Money MilestonesAsk a Money Question!

    Episode 336 | 5 Smart Money Moves For February

    Play Episode Listen Later Feb 3, 2025 32:58


    What smart money moves should you make this month? Using a Valentine's Day theme, Art recommends moves for your life insurance, high-yield savings account, generosity, and more. Plus, he answers a listener's question about financial infidelity. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 335 | Why Am I Spending So Much Money?

    Play Episode Listen Later Jan 29, 2025 31:29


    Ever wonder why you're spending more than you planned? In this episode, Art dives into the reasons behind it, explores common barriers to controlling spending, and introduces the 7-Day Spending Challenge. Tune in—you won't want to miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 334 | 4 Money Lessons We Can All Learn From Ignorers

    Play Episode Listen Later Jan 27, 2025 35:15


    The "Ignorer" money personality tends to avoid financial discussions and often lacks awareness about their finances. However, there are valuable lessons we can all learn from them. In this episode, Art shares four key takeaways from Ignorers and answers two listener questions. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 333 | 5 Ways Investors Will Get In Trouble In 2025

    Play Episode Listen Later Jan 22, 2025 27:08


    Do you have the "Investor" money personality? If so, there are some temptations you'll need to watch out for in 2025. In this episode, Art highlights key ways Investors could get into trouble this year. Plus, he answers two important money questions—one about investment accounts and another about Social Security. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

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