More Than Money

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The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.

Art Rainer


    • Mar 23, 2026 LATEST EPISODE
    • weekdays NEW EPISODES
    • 32m AVG DURATION
    • 478 EPISODES

    Ivy Insights

    The More Than Money podcast is a fantastic resource for anyone looking to improve their financial and spiritual well-being. Hosted by Art, this podcast offers valuable advice and insights on various topics related to money management, relationships, work, and more. One of the best aspects of this podcast is Art's genuine care and passion for the topics he discusses. It is evident that he truly wants to help his audience and make a positive impact in their lives. His interviews are great too, as they provide different perspectives from experts in the field.

    One of the worst aspects of this podcast is that it may not be suitable for those who are looking for very specific or advanced financial advice. While Art provides solid financial advice, it is more focused on general concepts and principles rather than intricate strategies or techniques. This can be both a positive and a negative aspect, depending on what the listener is looking for.

    In conclusion, The More Than Money podcast is an excellent resource for anyone seeking practical advice and wisdom on financial matters intertwined with biblical truth. Art's approach of balancing spiritual wisdom with material wisdom sets this podcast apart from others in the genre. Whether you are just starting your journey towards financial well-being or looking to deepen your understanding of how money impacts other areas of life, this podcast has something valuable to offer. I highly recommend giving it a listen!



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    Latest episodes from More Than Money

    Episode 452 | Back to Basics: Money Milestones 1 and 2

    Play Episode Listen Later Mar 23, 2026 35:48


    Let's kick off a deep dive into the 8 Money Milestones. We start with the foundation: generosity and your first emergency fund. Art breaks down Money Milestones 1 and 2 in a practical, encouraging way, while tackling some of the most common questions people have as they begin their journey. If you're ready to build momentum with your money, this is where it starts.Resources:8 Money MilestonesAsk a Money Question!

    Episode 451 | 15 Fascinating Facts About Millionaires

    Play Episode Listen Later Mar 18, 2026 31:57


    What pops into your mind when you hear the word “millionaire”? A big house? Fancy cars? Exotic vacations? In this episode, Art shares fifteen facts about real millionaires that may surprise you. Plus, he answers a listener's question about long-term care. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 450 | Is a College Degree Still Worth It?

    Play Episode Listen Later Mar 16, 2026 37:48


    Is a college degree still worth it? In this episode, Art dives into the numbers to help determine whether a college degree is worth the cost. He also shares some really bad—and really good—reasons to choose a college. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 449 | Is Wartime a Bad Time to Start Investing?

    Play Episode Listen Later Mar 11, 2026 27:26


    Is wartime a bad time to start investing? In this episode, Art answers money questions about investing during global uncertainty, managing finances after a ministry layoff, and whether a trust is necessary for an older couple with modest assets.Resources:8 Money MilestonesAsk a Money Question!

    Episode 448 | AI Will Eliminate These 5 Jobs by 2030 (And Won't Eliminate These 4)

    Play Episode Listen Later Mar 9, 2026 31:48


    In this episode, we explore five jobs that are least likely to be replaced by automation or AI and four more that are likely to stick around. Then Art answers a listener's question about how to get a spouse who prefers to be hands-off with the finances more engaged. Tune in!Resources:8 Money MilestonesAsk a Money Question!

    Episode 447 | 4 Smart Money Moves for March

    Play Episode Listen Later Mar 4, 2026 27:51


    What are some smart money moves you should be making right now? In this episode, Art shares practical financial steps you can take this month, from preparing for taxes and reviewing your budget to strengthening your emergency fund and planning for upcoming expenses. Along the way, he also answers listener questions about tithing. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 446 | 3 Money Meeting Mistakes for Couples and More!

    Play Episode Listen Later Mar 2, 2026 28:03


    Money meetings don't fail because of math — they fail because of emotion and poor structure. In this episode, we unpack three common mistakes couples make and share a simple framework for building clarity and unity. If you want less tension and more alignment in your marriage, this one's for you.Resources:8 Money MilestonesAsk a Money Question!

    Episode 445 | 5 Fixable Reasons You Are Not Moving Forward in Your Finances

    Play Episode Listen Later Feb 25, 2026 41:55


    Are you struggling to gain momentum in your finances? In this episode, Art and Nate unpack five common—and fixable—reasons people get stuck and share practical steps you can take to start moving forward. Don't miss this actionable conversation designed to help you build real financial traction.Resources:8 Money MilestonesAsk a Money Question!

    Episode 444 | Money Prep for Marriage 101

    Play Episode Listen Later Feb 23, 2026 38:01


    God doesn't provide financial resources to blow up our marriages. In this episode, Art and Matt share seven practical tips for those preparing to say “I do,” along with guidance for anyone walking alongside engaged couples and helping them build a strong financial foundation for their future together. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 443 | SMACKDOWN! Roth IRA vs Traditional IRA

    Play Episode Listen Later Feb 18, 2026 37:35


    Which IRA is better—Roth or Traditional? In this episode, Art and Nate go head-to-head to determine which IRA deserves the title of true champion. They also tackle a listener's question about IRAs. Don't miss this fun, live recording of the More Than Money podcast!Resources:8 Money MilestonesAsk a Money Question!

    Episode 442 | The Biggest Money Fights for Couples

    Play Episode Listen Later Feb 16, 2026 34:11


    Do you fight with your spouse about money? You're not alone. In this episode, Art and Matt unpack a recent study revealing the most common financial conflicts couples face and share practical steps to help you and your spouse move toward greater unity with your money. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 441 | Secret Wealth Hack—Get Married

    Play Episode Listen Later Feb 11, 2026 29:20


    Is marriage good for your money? In this episode, we dive into surprising statistics that reveal how marriage often leads to greater wealth, lower expenses, and stronger financial stability. You'll leave encouraged that God's design for marriage and wise financial stewardship truly work better together.Resources:8 Money MilestonesAsk a Money Question!

    Episode 440 | 4 Keys to Getting Out of Debt

    Play Episode Listen Later Feb 9, 2026 36:09


    It's a live recording of More Than Money! For those who are ready to get out of debt, this is for you. In this episode, Art shares some guarantees and keys to the debt-free journey. Plus, he answers a couple of listener questions.Resources:8 Money MilestonesAsk a Money Question!

    Episode 439 | Become a Rich Couple in February

    Play Episode Listen Later Feb 4, 2026 32:29


    It's time for you and your spouse to become a Rich Couple! In this episode, Art discusses his newly re-released book, “The Rich Couple: 30 Days of Following God's Design for a Financially Healthy Marriage,” and the four critical decisions every couple must make to build a truly rich marriage. Plus, he answers a listener's question about what to do after reaching Money Milestone 8.Resources:8 Money MilestonesAsk a Money Question!

    Episode 438 | 5 Smart Money Moves for February (Money Date Edition)

    Play Episode Listen Later Feb 2, 2026 30:35


    Money and marriage collide in the best possible way in this February-themed episode as you're invited to go on a purposeful “money date” with your spouse. You'll be guided through honest conversations about your finances, shared dreams for the future, and the impact you want to make together. By the end, you'll see money not as a source of stress, but as a tool God can use to strengthen your relationship and His kingdom.Resources:8 Money MilestonesAsk a Money Question!

    Episode 437 | Ready to Move? 5 States Where Your Money Goes Further

    Play Episode Listen Later Jan 28, 2026 32:30


    What are the 5 states where the cost of living is the lowest? In this episode, Art explains cost of living, why it is so important to your finances, and in what states your dollar goes further. Plus, he answers a question about opening a Roth IRA for a child. Tune in!Resources:8 Money MilestonesAsk a Money Question!

    Episode 436 | Turn 16 PTO Days Into 47 Days Off!

    Play Episode Listen Later Jan 26, 2026 30:52


    We're called to steward everything God has entrusted to us—including our PTO days. In this episode, Art explains why not using your PTO can be costly and shares a simple strategy to help you maximize your time off. Plus, he answers a listener's question about maxing out an employer match. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 435 | Can a Tight Budget Be a Major Blessing?

    Play Episode Listen Later Jan 21, 2026 30:37


    When income is low or unpredictable, budgeting can feel overwhelming—especially during seasons of loss or transition. In this episode, Art walks through why a tight budget can actually be a blessing, how to build a simple budget when income varies, and practical ways to stay faithful to the plan when progress feels slow.Resources: 8 Money MilestonesAsk a Money Question!

    Episode 434 | Why Government Fraud Matters—and How Christians Should Respond

    Play Episode Listen Later Jan 19, 2026 27:28


    Government fraud is all over the headlines, and the recent allegations out of Minnesota raise an important question: why should everyday Americans care? In this episode, Art explains how fraud impacts taxpayers, harms the vulnerable, and how Christians should respond. Don't miss this timely episode!Resources:8 Money MilestonesAsk a Money Question!

    Episode 433 | Don't Make These 5 Massive Investing Mistakes!

    Play Episode Listen Later Jan 14, 2026 31:32


    Many retirement mistakes happen long before retirement ever begins. In this episode, Art walks through five massive investing mistakes that can quietly derail your retirement plan, then answers a listener's question about what to do when you're close to retirement with little saved. Gain practical guidance on avoiding common pitfalls and taking intentional next steps, no matter where you're starting.Resources:8 Money MilestonesAsk a Money Question!

    Episode 432 | Steal My Side Hustle Idea and Make Some Money

    Play Episode Listen Later Jan 12, 2026 37:02


    A side hustle can help you knock out your next Money Milestones. In this episode, Art walks you through how to identify the best side hustle for you and provides a side hustle idea that he hopes someone will steal. Plus, he offers 8 tips for getting the most out of the 8 Money Milestones group. Tune in!Resources:8 Money MilestonesAsk a Money Question!

    Episode 431 | $2,000 Per Month Side Hustles? Here Are Four of Them

    Play Episode Listen Later Jan 7, 2026 34:27


    Are you looking to make some extra money to knock out your next Money Milestone? In this episode, Art shares practical tips for managing a side hustle when life is already busy and highlights four side hustles that can reportedly generate up to $2,000 per month. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 430 | Smart Money Moves for January and Getting a Second Income

    Play Episode Listen Later Jan 5, 2026 33:24


    Happy New Year! Ready to start 2026 with clarity and confidence? In this episode, Art shares three smart money moves to help you launch the year strong. Plus, he answers a listener's question about getting a second income and what to consider before taking that next step. Simple, practical, and faith-filled guidance you don't want to miss.Resources:8 Money MilestonesAsk a Money Question!

    Episode 429 | Unlock Your Goal-Setting Superpower!

    Play Episode Listen Later Dec 31, 2025 25:43


    Are you setting some financial goals for 2026? In this episode, Art provides six ways to unlock your goal-setting superpower and increase your likelihood of reaching those goals. Don't miss the perfect episode for New Year's Eve!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 428 | 10 Ways to Ruin Your Financial Health in 2026

    Play Episode Listen Later Dec 29, 2025 33:15


    Most people don't ruin their finances with one big mistake—they do it with small, repeated decisions. In this episode, Art walks through 10 common habits that quietly sabotage financial health. Learn what to avoid in 2026 to pursue clarity, margin, and generosity.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 427 | Money Lessons from the Real Santa Claus

    Play Episode Listen Later Dec 24, 2025 32:32


    PARENTAL WARNING: In this episode, we move beyond the myth and explore the real story behind Santa Claus. Art dives into the life of the historical St. Nicholas and shares practical money lessons drawn from his generosity. It's the perfect episode to listen to on Christmas Eve.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 426 | Elon Musk Says Don't Save—So, Should You?

    Play Episode Listen Later Dec 22, 2025 36:43


    Elon Musk recently suggested that AI and universal income could make saving money unnecessary—but is that really something you should rely on? In this episode, Art breaks down what Scripture says about work, stewardship, and preparing for the future, even during rapid technological advancements.Resources: 8 Money MilestonesAsk a Money Question!

    2025 Greatest Hits! Shocking Stats About Emergency Funds

    Play Episode Listen Later Dec 19, 2025 32:32


    A recent study found that 42% of American adults lack an emergency fund. In this Greatest Hit of 2025, Art breaks down the study, uncovering other surprising statistics about emergency savings and sharing essential tips on what not to use your emergency fund for.

    2025 Greatest Hits! Watch Out for These 7 Cash Flow Killers!

    Play Episode Listen Later Dec 18, 2025 32:17


    Do things seem tight right now?  For today's Greatest Hit of 2025, Art provides seven cash flow killers to be aware of. Plus, Christian, a CERTCFC®, from Nebraska, joins him to answer a money question.

    2025 Greatest Hits! Don't Make These Investment Moves! Instead, Do This

    Play Episode Listen Later Dec 17, 2025 33:11


    For today's Greatest Hit of 2025, Art and Matt tell you what NOT to do and provide you with some decisions you should make. Plus, they announce the 2025 More Than Money Bracket Challenge winner! Don't miss it!

    2025 Greatest Hits! Top Money Moves to Make in Your 40s

    Play Episode Listen Later Dec 16, 2025 33:10


    Your 40s are key financial years. In this Greatest Hit of 2025, Art shares key money moves to make in your fourth decade of life. Plus, we're excited to debut a new segment: ‘Ask a CERTCFC®!' Tune in for expert insights you won't want to miss.

    2025 Greatest Hits! A Tale of Two Cars: The Power of a Wise Purchase

    Play Episode Listen Later Dec 15, 2025 29:58


    This Greatest Hit of 2025 is all about used cars—busting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial lesson, you won't want to miss it!

    Episode 425 | Sneaky Idols Sabotaging Your Finances

    Play Episode Listen Later Dec 10, 2025 33:23


    In this episode, we expose five modern American idols that quietly sabotage both your faith and your finances. You'll learn how these subtle distractions shape your spending, fuel anxiety, and pull your heart away from God's design for money. Most importantly, you'll discover practical steps to break free and live with greater clarity, contentment, and generosity. Tune in!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 424 | Boosting Your Financial Confidence in 30 Days

    Play Episode Listen Later Dec 8, 2025 36:06


    Do you feel out of control? In this episode, Art addresses the growing crisis of financial confidence among Christians and how stress impacts both peace and generosity. He shares eight simple, biblical habits you can use to regain clarity and control in just 30 days.  Plus, he explores how the 8 Money Milestones differ from other financial systems. Tune in!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 423 | Your 2025 Financial State of the Union

    Play Episode Listen Later Dec 3, 2025 38:40


    It's an annual tradition on the More Than Money podcast! Matt joins Art to walk through the Financial State of the Union—what it is, why it matters, and how to use it. Plus, they tackle Janet's question: Is giving less than 10% considered “stealing from God”?Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 422 | 6 Smart Money Moves for December

    Play Episode Listen Later Dec 1, 2025 31:18


    Finish the year strong! In this episode, Art provides six smart money moves to wrap up 2025. Plus, he answers a listener's question about refinancing their house. Rates have dropped. Is now the time to take advantage of lower rates? Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 421 | 7 Ways Gratitude Helps You Reach Your Financial Goals Faster

    Play Episode Listen Later Nov 26, 2025 42:55


    Happy Thanksgiving! In the spirit of the season, Art shares seven ways an attitude of gratitude can help you reach your next Money Milestone even faster. Plus, he answers three questions from the More Than Money family, including, “Should I stop my retirement contributions while rebuilding my emergency fund?”Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 420 | Get Ready for Christmas: More Joy to the World, Less Debt to the World

    Play Episode Listen Later Nov 24, 2025 54:18


    Join Art and Nate as they break down how to financially prepare for Christmas—without losing the joy of the season. And for the very first time, they're taking live questions! Tune in for practical tips, a few laughs, and a fresh reminder of what this season is really about.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 419 | Goodbye Social Security, Housing Allowances, and Trump Accounts (Jon's Episode)

    Play Episode Listen Later Nov 19, 2025 35:41


    Jon posted a question in the More Than Money Facebook Group that set the trajectory for this episode. In it, Art dives into whether ministers should opt out of Social Security, how they can make the most of their housing allowance, and what “Trump Accounts” for kids are all about. Enjoy Jon's episode!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 418 | Building Wealth, Coverdell ESAs, and a Debt-Free Masters

    Play Episode Listen Later Nov 17, 2025 32:48


    How do you build wealth? In this episode, Art walks through seven practical steps for growing your net worth from a biblical perspective. Plus, he answers two listener questions—one about using a Coverdell ESA for homeschool expenses and another about pursuing a master's degree without taking on debt.Resources: 8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 417 | 50-Year Mortgages, Retirement Savings, and Financial Disunity in Marriage

    Play Episode Listen Later Nov 12, 2025 32:14


    President Trump recently raised the idea of a 50-year mortgage. In this episode, Art explains why he's concerned about stretching home loans across half a century. Plus, he answers two listener questions—one about saving for retirement and another about how to get on the same financial page as your spouse.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 416 | We Need to Talk…About Your Parents' Estate Plan

    Play Episode Listen Later Nov 10, 2025 29:05


    On this episode, Art answers a question about what to do when your parents don't have an estate plan. Plus, he tackles two questions from the More Than Money Facebook Group—one about budgeting with variable income and another about how to find a trustworthy CFP®.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 415 | Annual Start Spending Money Episode! All About Your FSA

    Play Episode Listen Later Nov 5, 2025 31:57


    For the most part, FSAs are a “use it or lose it” deal. In this episode, Art unpacks how flexible spending accounts work, the mistakes that could cost you money, and some surprising purchases that qualify for FSA dollars. Don't let that money disappear—put it to good use before the year ends!Resources: 8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 414 | 4 Smart Money Moves for November

    Play Episode Listen Later Nov 3, 2025 30:42


    It is time for some smart money moves! This month, Art considers some moves that focus on gratitude and following the next step God gives you. Additionally, Art addresses two financial questions—one about a HELOC and another about buying a house. Don't miss it!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 413 | When You Give—Public School Students Are Taught the Bible | Guest: Jennifer Jury (LifeWise Academy)

    Play Episode Listen Later Oct 29, 2025 29:42


    Did you know there's a legal way for public school students to receive Bible instruction during school hours? Jennifer Jury of LifeWise Academy joins Art to share how God is using the generosity of His people to expand a ministry that brings biblical teaching directly to students in public schools. Don't miss this inspiring conversation about faith, impact, and generosity!Resources: 8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 412 | Government-Run Grocery Stores, Mortgage Shopping, and Money Milestones

    Play Episode Listen Later Oct 27, 2025 31:11


    Every so often, an idea comes along that sounds great on the surface, like the perfect fix for a problem everyone sees, but dig a little deeper, and you realize it might actually make things worse. In this episode, Art discusses government-run grocery stores and explores why good intentions don't always lead to good outcomes.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 411 | Rent Control, Minimum Wage, and Alabama Football

    Play Episode Listen Later Oct 22, 2025 29:46


    Money questions answered! In this episode, Art tackles five listener questions on everything from rent control to Alabama football. Tune in for a fun and informative conversation you won't want to miss!Resources:8 Money MilestonesAsk a Money Question!

    Episode 410 | Why Christian Money Help Exists—and How It Can Serve You | Guest: Nate Sargent

    Play Episode Listen Later Oct 20, 2025 28:24


    Looking for trustworthy, Christ-centered financial guidance? In this episode, Art is joined by Nate Sargent to introduce Christian Money Help—a new counseling practice designed to walk with you through life's financial challenges. You'll hear the story behind the practice, why it exists, and how it might serve you or someone you know. If you've ever wondered whether Christian financial counseling could be the next step in your journey, this episode is for you.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

    Episode 409 | 5 Secrets of Those Who Paid Off Their Debt

    Play Episode Listen Later Oct 15, 2025 29:06


    How do people do it? How do those buried in debt break free? In this episode, Art shares five secrets from individuals who have successfully paid off their debt. He also tackles questions about sinking funds and what the Bible says about debt. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

    Episode 408 | Tax Bracket Changes, Shrinking Emergency Funds, and Church Savings

    Play Episode Listen Later Oct 13, 2025 30:39


    The IRS has released the federal income tax brackets for 2026. In this episode, Art explains how marginal tax rates really work and walks through the latest updates. He also unpacks recent news about Americans' shrinking emergency funds. Don't miss it!Resources: 8 Money MilestonesAsk a Money Question!

    Episode 407 | Blessing Your Pastor, Cutting Up Cards, and Paying Your Contractor

    Play Episode Listen Later Oct 8, 2025 29:54


    It's Pastor Appreciation Month! What are you doing to encourage those who faithfully shepherd your church? In this episode, Art shares practical ways to bless your pastor. Plus, he answers two listener questions—one about knowing when it's time to cut up your credit cards and another about whether you should pay your contractor before your bathroom renovation is finished.Resources:8 Money MilestonesAsk a Money Question!

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